Shows
Florida Retirement System PodcastPros and Cons of Rolling DROP into the FRS Investment Plan (YouTube Excerpt)If you're in the Florida Retirement System DROP Program and you're thinking about rolling over your FRS DROP money into FRS Investment Plan with Ernst & Young, we recommend that you watch this video first to learn about the Pros and Cons of using the Florida Retirement System Investment Plan. To book an appointment with one of our advisors you can click here: https://calendly.com/andersfinancial/initial-d-r-o-p-frs-phone-consultation-youtubeVideo explaining the different types of annuities: https://youtu.be/_wuauuOYfow-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.c...
2024-10-2418 minFlorida Retirement System PodcastThe Importance of Wills & Trusts in Retirement (Youtube Excerpt)It's everyone's favorite topic: estate planning. Okay, so likely not, however, it is something that does need to be discussed and be a part of your retirement plan. In this video, Don goes over the importance of having a will and trust and how to use them.https://trustandwill.comThere is no compensation exchanged between Don Anders and trustandwill.com. Anders and Anders Financial Group, MAS and trustandwill.com are not affiliated entities.We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance...
2024-02-0311 minFlorida Retirement System PodcastThe 5 Needs of Money: GrowthIncome, Safety, what's next? As part of this video series, Don covers the 5 Needs of Money. In this video, Don discusses the next need: Growth.
2024-01-2003 minFlorida Retirement System PodcastShould You Wait to Enter FRS DROP / Florida Retirement System DROP Enter DeadlineIf you're considering entering the FRS DROP Program, you can now defer entering for as long as you'd like and there is no deadline to enter into the Florida Retirement System DROP Program. In this episode, Don Anders discusses what options you have for deferring DROP, the pros and cons of staying longer, and who is eligible to do so. -------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialht...
2023-09-2210 minFlorida Retirement System PodcastShould You Put Your DROP Money Into A Bonus Annuity?In this episode, Don Anders gets into what a Bonus Annuity, or what some insurance salespeople call the DROP Bonus Program, really is and the pros and cons of these Bonus Annuities. -------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialhttps://www.linkedin.com/andersretirementBonus annuities are not offered as a DROP option. Don Anders may be compensated for the sale of annuity products.We a...
2023-09-1508 minFlorida Retirement System PodcastIs it Time to Review Your Old Annuity? / Take advantage of 2023 interest ratesTo book an appointment with one of our advisors you can click here: https://calendly.com/andersfinancial/review-your-annuityIf you have an Annuity or CD that was purchased prior to 2022, you may want to sit down and review your options. With much higher interest rates, you may be able to transfer your old account into something that will pay you a higher rate. In this episode, Don Anders discusses the options you have to potentially take advantage of current interest rates. To book an appointment with one of our advisors you can click he...
2023-09-0807 minFlorida Retirement System PodcastHow Much Risk Should You Take With Your DROP and Retirement Money?Do you know your risk tolerance? Is your risk tolerance the same as when you started your investments? In this episode, Don Anders describes what risk is, and how your risk changes over time, and goes through a screen share utilizing software to show how you can analyze your risk tolerance today.Ready to take the Riskalyze quiz? Click here: https://pro.riskalyze.com/embed/c15979a5cfd5e5f0c87cTo book an appointment with one of our advisors you can click here: https://calendly.com/andersfinancial/risk-tolerance-------------------Visit...
2023-09-0811 minFlorida Retirement System PodcastFlorida Unused Sick Leave and PTO: Special Pay Plans ExplainedSome participants of the Florida Retirement System see that their unused sick leave gets added to an account automatically. How does that work? What options do you have? In this episode, Don Anders discusses the intricacies and nuances of those special pay accounts and the options available to you as an employee.To book an appointment with one of our advisors you can click here: https://calendly.com/andersfinancial/special-pay-plan-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www...
2023-09-0808 minFlorida Retirement System PodcastWorking with Anders Retirement & Investment AdvisorsWhen it comes to your retirement, you want to choose an advisor that works in your best interest and one that you can trust with your hard-earned money. In this video, Don Anders discusses what it is like working with Anders Retirement & Investment Advisors including fees, structure, and what options are available to you.
2023-07-0720 minFlorida Retirement System Podcast2023 Florida Retirement System C.O.L.A UpdatesCost of living adjustment, aka, COLA. Many Florida Retirement System participants have had questions regarding COLA in regards to SB 7024 being signed. In this video, Don Anders discusses how COLA works, the most recent changes, and changes you can expect after the newest bill was signed.
2023-06-3004 minFlorida Retirement System Podcast6 Reasons You Might Choose The Investment Plan vs Pension Plan for FRS ParticipantsInvestment Plan vs Pension Plan. Pension Plan vs Investment Plan. Which one is right for you? In this video, Don Anders discusses 6 reasons why you might select the investment plan, rather than the pension plan, as a Florida Retirement System participant.
2023-06-2317 minFlorida Retirement System PodcastFRS DROP Interest Rate IncreaseWith the recent changes to the FRS, many have wondered how their retirement will be impacted by the new investment plan rate increases. In this video, Don Anders does a screen share utilizing Investor.Gov to illustrate how those rate increases change your retirement.
2023-06-2114 minFlorida Retirement System PodcastFRS SB 7024 - FAQsOn June 5th, 2023, Florida Governor Ron DeSantis signed SB 7024, thus making changes to the Florida Retirement System. In this video, Don Anders is covering some of the frequently asked questions we have received to help clarify some of these changes and how they impact your retirement.
2023-06-1810 minFlorida Retirement System Podcast2023 FRS Investment Plan Contribution ChangesAs of July 1st, 2023, Ron DeSantis signed a bill that make changes to the Florida Retirement System. In this video, Don Anders discusses the changes that impact the investment plan. For those who are a part of the investment plan, you will be seeing an increase in your plan (that's a benefit!) at no cost to you.
2023-06-1503 minFlorida Retirement System Podcast2023 Health Insurance Subsidy UpdateAs of July 1st, 2023, Ron DeSantis signed a bill that make changes to the Florida Retirement System. In this video, Don Anders discusses the increase in the Health Insurance Subsidy with the dollar breakdown.
2023-06-1303 minFlorida Retirement System Podcast2023 Special Risk Employee UpdateAs of July 1st, 2023, Ron DeSantis signed a bill that changed the FRS in numerous ways. In this video, Don Anders discusses the impact it has on Special Risk Employees. If you're a Special Risk Employee, you now have new options when it comes to your retirement timetable.
2023-06-1103 minFlorida Retirement System PodcastJuly 2023 FRS DROP UpdatesAs of July 1st, 2023, Ron DeSantis signed a bill that make changes to the Florida Retirement System. In this video, Don Anders discusses these changes and how they could potentially impact your retirement.
2023-05-2306 minFlorida Retirement System PodcastShould You Put All Your FRS DROP Money Directly Into The Market?Don Anders discusses investing your Florida Retirement System DROP rollover directly into the stock market inside of your deferred comp 457, 403b, FRS Investment Plan, IRA, or other retirement vehicles. Don Discusses the concept of dollar cost averaging as a way to reduce your risk when investing lump sums of money.
2023-05-2205 minFlorida Retirement System PodcastSpousal Life Expectancy for Florida Retirement System Pension | FRS Pension Option 4 ExplainedIn part 4 of this video series, Don discusses the 4th Florida Retirement System pension option: Spousal Life Expectancy.-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialhttps://www.linkedin.com/andersretirement
2023-04-1705 minFlorida Retirement System PodcastSpousal Pension Option for Florida Retirement System Pension | FRS Pension Option 3 ExplainedIn part 3 of this video series, Don discusses the 3rd Florida Retirement System pension option: "Pension Forever for Me & My Spouse"-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialhttps://www.linkedin.com/andersretirement
2023-04-1005 minFlorida Retirement System Podcast"Ten Year Certain" for Florida Retirement System Pension | FRS Pension Option 2 ExplainedIn part 2 of this video series, Don discusses the 2nd Florida Retirement System pension option: Ten Year Certain-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialhttps://www.linkedin.com/andersretirement
2023-04-0307 minFlorida Retirement System PodcastUnderstanding Medicare for Florida Retirement System RetireesIf you'd like to book a complimentary Medicare Consultation Click Here: https://calendly.com/ariamedicare/medicareconsultationDon Anders sits down with Todd Labellman to discuss Medicare and how it applies to FRS retirees. In this video, Don and Todd go into frequently asked questions about medicare from people exiting the FRS DROP Program and other Florida Retirement System retirees. They get into the different types of medicare plans, when the FRS participant can enroll in medicare, FRS Health Insurance Subsidy (FRS HIS) and much more. Note:Medicare Advantage Plans are insured or covered by a...
2023-03-3025 minFlorida Retirement System PodcastHow to Plan Your Retirement from the FRS DROP ProgramDon Anders discusses how to create your retirement plan before you exit the FRS DROP Program. If you're worried about income, risk, DROP Rollover, or anything else, this video will walk you through how our advisors at Anders Retirement & Investment Advisors put together retirement plans.If you'd like to speak with one of our advisors feel free to click this link to schedule your complimentary phone appointment: https://calendly.com/andersfinancial/wpresidents
2023-03-2318 minFlorida Retirement System PodcastTop 3 Fixed and Safe Investment Options for 2023 | Retirement & FRS DROP Rollover OptionsDon Anders discusses some of his favorite fixed account options for 2023. As the stock market gets more volatile, many people are looking for lower-risk investments for their retirement money or FRS DROP Rollovers. Don Discusses the 3 types of accounts he likes that offer principal protection and still give a competitive return. If you'd like to book an appointment to discuss Fixed Account Options you can do so here: https://calendly.com/andersfinancial/wpresidentshttps://www.bankrate.com/banking/cds/cd-rates/
2023-03-1609 minFlorida Retirement System Podcast2023 FRS DROP Webinar InviteIf you're in the Florida Retirement System DROP Program, we'd like to invite you to our 2023 FRS DROP Webinar. At this live webinar, our CEO Don Anders will discuss what you need to know about exiting DROP in 2023. We will discuss the 3 DROP rollover options, retirement timeline, FRS forms, investment options, taxation, and much more. Click here to attend one of our upcoming 2023 FRS DROP Exit Webinars:https://event.webinarjam.com/register/696/w63q7col8
2023-01-2501 min
FEDT! - vi anbefaler83: Don’t Worry Darling & Taylor Swift: MidnightsTroels har taget en fremragende ny film med instrueret af Olivia Wilde med Harry Styles og Florence Pugh i hovedrollerne, filmen Don’t Worry Darling.
Anders har taget det seneste album af Taylor Swift med, Midnights.
Vi vil meget gerne høre om de ting i synes er fede så skriv endelig til os på diverse kanaler eller på email fedtpodcast@gmail.com
2022-11-0337 min
Easy Money Podcast with Don AndersEasy Money Podcast: FRS Resources for Florida RetireesHere is our 2022 DROP Rollover webinar:https://event.webinarjam.com/register/623/k375of22wHere is our DROP Exit Course for extensive information in short videos:https://andersretirement.thinkific.com/courses/florida-retirement-system-drop-guideHere is a link to our Calendly for a free consultation phone call on any questions you have:https://andersretirement.com/schedule-a-meeting/-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialhttps...
2022-01-1704 minFlorida Retirement System PodcastFRS Podcast Jan 2022 Update: FRS ResourcesHere is our 2022 DROP Rollover webinar:https://event.webinarjam.com/register/623/k375of22wHere is our DROP Exit Course for extensive information in short videos:https://andersretirement.thinkific.com/courses/florida-retirement-system-drop-guideHere is a link to our Calendly for a free consultation phone call on any questions you have:https://andersretirement.com/schedule-a-meeting/-------------------Visit our website and social media:https://frsdrop.com/https://andersretirement.com/https://www.facebook.com/andersretirementFRS/https://www.instagram.com/anders.retirementhttps://twitter.com/AndersFinancialhttps...
2022-01-1206 minEasy Money Podcast with Don AndersEasy Money Podcast: Multi-Year Guarantee Annuity Explained (MYGA Explained)Financial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in this video.
2022-01-1006 minEasy Money Podcast with Don AndersEasy Money Podcast: Annuitization ExplainedFinancial Advisor, Don Anders, explains how annuitization works and the pros and cons of annuitization vs. withdrawals. Does your annuity have to annuitize? Do you lose control over your money in an annuity? Which annuitization option should you pick? Why would you annuitize? Don Anders gets into each one of those annuity questions in this video.
2021-12-2706 minEasy Money Podcast with Don AndersEasy Money Podcast: Fixed Indexed Annuity Explained SimplyDon Anders breaks down one of the top investments today for retirees: Fixed Indexed Annuities. Fixed Index Annuities are becoming a very popular investment for conservative investors. Don talks about the fees inside fixed index annuity, earnings inside FIA Annuities, and much more.
2021-12-2007 minEasy Money Podcast with Don AndersEasy Money Podcast: Annuity Maturity Date ExplainedFinancial Advisor Don Anders explains what an Annuity Maturity Date is. Most people confuse an Annuity Maturity Date with an Annuity Surrender Date.
2021-12-1303 minEasy Money Podcast with Don AndersEasy Money Podcast: Wall Street Bets ExplainedWall Street Bets has recently come into the mainstream media through its meme stock trades like Gamestop Stock and AMC Stock. Financial Advisor, Don Anders, breaks down what the Wall Street Bets subreddit is and whether or not retirees and pre-retirees should be trading based on what they see there.
2021-11-3006 minEasy Money Podcast with Don AndersEasy Money Podcast: Vanguard Fees Explained & Mutual Fund Fees ExplainedDon breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds feesAlthough some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC
2021-11-2203 minEasy Money Podcast with Don AndersEasy Money Podcast: How to Rollover an Annuity or Life Insurance Policy Without Paying TaxesDon Anders breaks down how a 1035 exchange works and how you can use the 1035 exchange to rollover an annuity or life insurance tax-deferred.#annuity #annuities
2021-11-1603 minEasy Money Podcast with Don AndersEasy Money Podcast: Financial Pie Chart ExplainedFinancial Advisor, Don Anders, breaks down the basic slices that you'll see in the pie charts on your financial statements.
2021-10-1806 minEasy Money Podcast with Don AndersEasy Money Podcast: Buying Meme Stocks in Retirement PlansDon Anders explains what a meme stock is and why people should be especially careful when considering meme stocks as a part of their retirement plan portfolio. Whether it's GameStop, AMC, Bitcoin, or some other investment that is popular for popularity sakes, you need to make sure you take precautions before investing.
2021-10-1103 minEasy Money Podcast with Don AndersEasy Money Podcast: How Do Variable Annuities Work?Don Anders gives a complete breakdown of how Variable Annuities work, Variable Annuity fees, Variable Annuity Riders, and the pros and cons of variable annuities. Don goes over the different types of Variable Annuities and how to uncover the fees, including Hidden fees, that may be inside of your variable annuity.
2021-10-0406 minEasy Money Podcast with Don AndersEasy Money Podcast: Mutual Fund C Share Fees ExplainedFinancial Advisor, Don Anders, breaks down Mutual Fund C Share Fees. Usually, there is a one year time commitment and a higher expense ratio that goes along with C Shares.Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments
2021-09-2702 minEasy Money Podcast with Don AndersEasy Money Podcast: Mutual Fund B Share Fees ExplainedDon Anders breaks down Mutual Fund B Share Fees. Usually, there is a time commitment on this type of mutual fund, and if you surrender the account before the time commitment is over you'll have a surrender charge.Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments
2021-09-2002 minEasy Money Podcast with Don AndersEasy Money Podcast: Mutual Fund A Share Fees ExplainedFinancial Advisor, Don Anders, breaks down Mutual Fund A Share Fees. Usually, there is an upfront commission on this type of mutual fund with ongoing expense ratios, 12b-1 fees, and more. Don Anders tells you how to figure out how much you're paying in mutual fund fees and what types of mutual funds to avoid. #donanders #mutualfunds #retirementplanning #investments
2021-09-1303 minEasy Money Podcast with Don AndersEasy Money Podcast: Vanguard Fees Explained & Mutual Fund Fees ExplainedDon breaks down Vanguard Funds Fees and other Mutual Fund Fees that you may be paying. Even the low-cost Index Funds feesAlthough some mutual funds like Vanguard are usually low in fees, some can have very high fees. Don gets into how to figure out how much you're paying in investment fees and what questions to ask your mutual fund company when you call them like what is my expense ration and is there a fund load or CDSC.
2021-09-0603 minEasy Money Podcast with Don AndersEasy Money Podcast: How much are you paying inside of your 403b TSA?403b TSA Retirement Plans Fees can be complicated especially since there are a variety of different types of plans you can have. 403b's can be mutual funds, fixed annuities, variable annuities, etc. and Don Anders breaks down each one and how to uncover how much in fees you're paying. So if you have a Tax Sheltered Annuity 403b, make sure you watch this video to learn how to find out how much you're paying in fees.If you'd like to meet with one of our advisors to discuss 403b options click here to schedule an...
2021-08-3005 minEasy Money Podcast with Don AndersEasy Money Podcast: Multi-Year Guarantee Annuity Explained (MYGA Explained)Financial Advisor Don Anders explains what a multi-year guarantee annuity is and how multi-year guarantee annuities work. Sometimes multi-year guarantee annuities are called MYGA. A multi-year guarantee annuity works very similarly to a CD and it gives the investor a fixed interest rate over a certain number of years, but there are certain Pros and Cons of MYGA's over CD's and Don Anders gets into those differences in this video.
2021-08-2306 minEasy Money Podcast with Don AndersEasy Money Podcast: Will Social Security Run out of Money?One of the biggest questions we get is Will Social Security Last for my lifetime? Don Anders gets into what he thinks about Social Security Running out of money and the Social Security changes he thinks they will make to make sure social security will not run out of money. Will Social Security Run Out Of Money? Will Social Security Fail?
2021-05-2403 minFlorida Retirement System PodcastFlorida Senate Bill 84 (May 2021 Update)Don Anders discusses the recent Florida Senate Bill 84 that was passed on the Senate but then died on the House floor. To attend one of our upcoming Social Security webinars click HERE
2021-05-1205 minEasy Money Podcast with Don AndersEasy Money Podcast: Medicare Options Explained SimplyDon Anders breaks down the different Medicare options in an easy to understand way. Whether it's Medicare supplement, Medicare Advantage, Medicare Part D, or any other Medicare options.
2021-01-2604 minEasy Money Podcast with Don AndersEasy Money Podcast: What is the best Medicare Supplement Plan for 2021?One of the most common questions we get is "what is the best medicare supplement plan". In this video, Don Anders gets into why medicare plans are mostly the same between companies. If you'd like to talk with someone about your Medicare Supplement Options, click here: https://calendly.com/andersfinancial/medicarewebinar?month=2021-01
2021-01-1103 minEasy Money Podcast with Don AndersEasy Money Podcast: Why I disagree with Suze Orman, Dave Ramsey, and Ken Fisher on AnnuitiesAnnuities have to be one of the most controversial investments in 2020. You hear people talking about how you should never buy an annuity, then you hear people talk about the love annuities. What gives? Are annuities bad? The reality is, there are many different kinds of Annuities out there, and they are NOT all the same. In this video, Don tells us about the 4 most common types of annuities, and debunks the "Annuity hot takes". In this video, Don explains annuities, annuity fees, and using annuities for retirement. Some annuities have high fees and some annuities have...
2020-12-0809 minEasy Money Podcast with Don AndersEasy Money Podcast: Don't Work with a Financial Advisor! (Until You Watch This!)Working with a Financial Advisor can be a daunting task!You may know what your financial goals are, but how do you pick the right person to help you achieve those goals?In this video Don walks you through how to do your own research on Financial Advisors, which licenses to check for, and how to ask the hard questions.Visit: https://brokercheck.finra.org/To look up who you'll be working with! It's important to do your own research.Please remember to subscribe for more content just like this...
2020-11-2409 minEasy Money Podcast with Don AndersEasy Money Podcast: 457 Deferred Compensation Plan Explained / Firefighter, Police Officer, Teachers, or GovernmentWe explain the 457(b) Deferred Compensation Plan. If you are a state employee or government employee you probably have access to a 457 Deferred Comp plan. How does a 457 b plan work? What's the difference between a 457 and 401k? When can you take money out of your 457 plan?457 deferred compensation plans are available to Police officers, Fire Fighters, Teachers, and all other government employees. Don Anders discusses all of that in this video. Would you like to review your 457 deferred comp plan? Visit our website to learn more: https://andersretirement.com/
2020-11-0203 minEasy Money Podcast with Don AndersEasy Money Podcast: Why You Shouldn't Pay Off Your House Before RetirementDon Anders discusses why you shouldn't pay off your house before retirement. Many people who give blanket retirement advice talk about the debt-free retirement myth, and while being debt-free is nice, sometimes it can be detrimental to your entire retirement plan. Especially if you plan to pay off the house with 401k or pension money!
2020-09-2804 minEasy Money Podcast with Don AndersEasy Money Podcast: ROTH IRA Explained SimplyWhat is a ROTH IRA and How does it work? Don Anders explains the benefits of ROTH IRA, ROTH 401k, ROTH 403b, or any other ROTH account you may have, and why it's so important to invest in a ROTH if you have the opportunity and it fits your financial needs.
2020-09-2104 minEasy Money Podcast with Don AndersEasy Money Podcast: 4 Social Security Changes To Keep From Running Out Of MoneyDon Anders discusses the 4 Social Security changes to keep from running out of money. One of the biggest concerns we hear is "will social security run out of money" or "is social security going broke?" The simple answer is, yes and yes. There is a US Social Security Crisis, and changes to social security have to be made.
2020-09-1407 minEasy Money Podcast with Don AndersEasy Money Podcast: Biggest Fear In Retirement? Running Out of Money. How you can get rid of that fear.Do you know what the #1 biggest fear in retirement is? Running out of money.Don Anders discusses why if you're having that concern, you're not alone, and the steps that you can take to ensure you don't have to worry about running out of money.If you'd like your own retirement income analysis, visit our website: https://andersretirement.com/
2020-09-0703 minEasy Money Podcast with Don AndersEasy Money Podcast: Can Bond Funds (Fixed Income) Lose Money?What is a Bond Fund? And do they keep your money as safe as you think? In this video, Don clears up some confusion about Bond Funds.
2020-08-3103 minEasy Money Podcast with Don AndersEasy Money Podcast: The Importance of IncomeDon talks about the importance of making the money you've earned and saved last as long as you need it to.
2020-04-1502 minEasy Money Podcast with Don AndersEasy Money Podcast: Put EVERYTHING on Credit Cards! Here's why...What? Put everything on credit cards? This must be a typo!While we realize this strategy may not work for some people, but in this podcast, Don explains why being responsible with your money and paying attention to fees and due dates you can actually benefit from putting your expenses on credit cards.Need help selecting a card? Check out https://www.nerdwallet.com/How your credit score works (and tips on how you can increase your credit score): https://youtu.be/ospt7uWAXMwDoes Your Credit Score Even Matter?...
2020-04-0803 minEasy Money Podcast with Don AndersEasy Money Podcast: Is your credit score important?Credit Scores are confusing! Do you even need one in the first place?What if you don't want to go into debt? What if you haven't ever borrowed money? Where do you start?Don digs into why Credit Scores are important, and how to get started the right way to building it up.
2020-04-0103 minEasy Money Podcast with Don AndersEasy Money Podcast: How much are you paying to walk into your bank?We all know about traditional banks. You know, the one where you might get a sticker for your kid or a treat for your dog when you roll through the drive thru window. But with technology changing, many people's banking needs have changed as well.This week Don talks about when to consider if online banking is right for you.
2020-03-2502 minEasy Money Podcast with Don AndersEasy Money Podcast: How To Take Advantage Of A Stock Market Crash!When the Stock Market takes a dip or a dive the news media tends to take it to the extreme. But for those of you in it for the long haul, Don explains how Dollar Cost Averaging works, and how you can use that next downturn to your advantage!
2020-03-1804 minEasy Money Podcast with Don AndersEasy Money Podcast: Investment Income: Have your money pay you!Income: it's the last in The 5 Needs of Money, but it's one of the most important!In this video Don talks about the importance of making the money you've earned and saved last as long as you need it to.
2020-03-1102 minEasy Money Podcast with Don AndersEasy Money Podcast: Growing Your Money!This is a big need! Growing your money!But how and when? And how much risk is or should be involved?Don helps break down the tradeoffs when talking about Growth as one of The 5 Needs of Money.
2020-03-0402 minEasy Money Podcast with Don AndersEasy Money Podcast: How to become a Millionaire at Any Age!So YOU want to be a Millionaire??? Fear Not!Don breaks down the math on how anyone, at any age, can achieve this goal using the biggest tool: compound interest.We know your situation is unique, please remember that this a general outline for people to follow.
2020-02-2606 minEasy Money Podcast with Don AndersEasy Money Podcast: You've saved up money - Do you really need access to it?It's called Liquidity. That's the term used by financial professionals and financial institutions when talking about how easy it is to access funds. It's also one of The 5 Needs of Money, and in this video Don breaks down why it's important.
2020-02-1902 minEasy Money Podcast with Don AndersEasy Money Podcast: Is leaving your money to beneficiaries important to you?Don continues to break down The 5 Needs of Money, this time covering the all-important topic of the Death Benefit.
2020-02-1203 minEasy Money Podcast with Don AndersEasy Money Podcast: How Safe are Your Investments?Don delves deeper into The 5 Needs of Money with the chief concern of a lot of people: Safety.How safe are your investments?Do you know what you are trading off to make them safer?What are your options?
2020-02-0502 minEasy Money Podcast with Don AndersEasy Money Podcast: What is an ETF?Don talks about what an ETF (Exchange-traded fund) is and how it could potentially be a part of your financial portfolio.
2020-01-2202 minEasy Money Podcast with Don AndersEasy Money Podcast: What's the Difference - Advice vs Information?Don breaks down the difference between Advice and Information while encouraging you to find the answers that fit your unique situation.
2020-01-1505 minEasy Money Podcast with Don AndersEasy Money Podcast: The 5 Needs of MoneyDon gets into what the 5 needs of money are, and an exercise you can do to help you make financial and investment decisions.
2020-01-0805 minFlorida Retirement System PodcastFRS Podcast Episode 14: Investing After RetirementFinishing off this podcast series, Don emphasizes the possibilities and choices you still have with your financial plans in and throughout retirement.
2019-06-0304 minFlorida Retirement System PodcastFRS Podcast Episode 13: Health Insurance SubsidyDon and Alex Dingman discuss how if you get a Health Insurance Subsidy under the Florida Retirement System, you get $5 per year of service and how you can set that up to your benefit.
2019-05-2904 minFlorida Retirement System PodcastFRS Podcast Episode 12: DROP Payout Option 3Don and Alex discuss the final of the 3 FRS DROP rollover options, which is what we refer to as the "Alaskan Cruise" Option. The name is in reference to how you can take out a specific amount for your personal use and rolling over the rest for the future.
2019-05-2105 minFlorida Retirement System PodcastFRS Podcast Episode 11: DROP Payout Option 2Don and Alex discuss the 2nd of the 3 FRS DROP rollover options is the 100% Rollover option. Our office likes to call it the “Stop, DROP, and Roll” option.
2019-05-0608 minFlorida Retirement System PodcastFRS Podcast Episode 10: DROP Payout Option 1Don and Alex get into the first DROP payout option, which is a lump-sum cash-out option. As most people know, the FRS DROP account is pre-tax money, meaning that distributions to the participant is a taxable event. The FRS will send 80% of your total DROP balance to you and 20% of the total DROP balance to the IRS for taxes.
2019-04-2907 minFlorida Retirement System PodcastFRS Podcast Episode 9: Investment PlanIn this episode, Don and Alex discuss the FRS Investment Plan. It's a defined contribution plan, in which employer and employee contributions are defined by law, but your ultimate benefit depends in part on the performance of your investment funds.
2019-04-2209 minFlorida Retirement System PodcastFRS Podcast Episode 8: Pension Option 4Don and Alex are discussing the 4 Pension Options you can choose from when you retire from the Florida Retirement System. Option 4 is a lifetime option for both participant and spouse, but if either the participant OR their spouse dies the pension is reduced by 1/3 for the rest of the surviving spouse’s life. Like option 3, this option payout is based on the participant’s spouse’s life expectancy.
2019-04-1507 minFlorida Retirement System PodcastFRS Podcast Episode 7: Pension Option 3Don and Alex are discussing the 4 Pension Options you can choose from when you retire from the Florida Retirement System. FRS Pension Option 3 is a lifetime payment option for both the retiree and their spouse. This option is for spousal benefit only, and the reduction is based on the spouse’s life expectancy.
2019-04-0807 minFlorida Retirement System PodcastFRS Podcast Episode 6: Pension Option 2Don Anders and Alex Dingman continue with your Pension Options in the Florida Retirement System, focusing today on Option 2.
2019-04-0105 minFlorida Retirement System PodcastFRS Podcast Episode 5: Pension Option 1Don and Alex are discussing the 4 Pension Options you can choose from when you retire from the Florida Retirement System. FRS Pension Option 1 is a lifetime payment option for your life only.
2019-03-2606 minFlorida Retirement System PodcastFRS Podcast Episode 4: DROPIn this episode, Don discusses one of the best features of the Florida Retirement System, the Deferred Retirement Option Program. FRS DROP is a great feature for Florida public employees where they let you pay your pension into a separate account while they continue to work!
2019-03-0407 minFlorida Retirement System PodcastFRS Podcast Episode 3: Unused PTO (Vacation and Sick Leave)Don talks about whether you should use all of your PTO, cash it out, or roll it into your deferred comp 457, TSA 403(b), BENCOR account, or other plan that is available to you at retirement. For more information, to register for one of our upcoming webinars, or to schedule an appointment, visit us at http://www.frsdrop.com
2019-02-2506 minFlorida Retirement System PodcastFRS Podcast Episode 2: 403(b) / TSA and 457 / Deferred Comp PlansIn addition to the Florida Pension options, you'll also have the option to contribute to an optional employer plan. We discuss the difference between 403(b), 457, and Roth. We also discuss some tricks you can use to help you save more and to pick the right investments for you. For more information, to register for one of our upcoming webinars, or to schedule an appointment, visit us at http://www.frsdrop.comShow transcription:Don Anders: Hello, this is Don Anders, and welcome to the Florida Retirement System Podcast. This is episode number two...
2019-02-1310 minFlorida Retirement System PodcastFRS Podcast Episode 1: FRS Investment Plan vs. FRS Pension PlanIn this episode Don Anders gets into whether you should pick the FRS Investment Plan or the FRS Pension plan. You make this decision when you first start working, but you can also change it using your one-time second election.For more information, to register for one of our upcoming webinars, or to schedule an appointment, visit us at http://www.frsdrop.comTranscription:Don Anders: Hello, this is Don Anders, and welcome to the Florida Retirement System Podcast. The purpose of this is just to educate people on retirement, and it's myself...
2019-02-0810 minEasy Money Podcast with Don AndersAsk Don Anders: Episode 4 - How do I change which pension option I chose?
2018-12-0702 minEasy Money Podcast with Don AndersAsk Don Anders: Episode 3 - When should you take your social security?
2018-11-0903 min2018-10-3003 min2018-10-1704 min2017-11-1010 minEasy Money Podcast with Don AndersEpisode 28: OpinionsIt is important to be careful who you get financial help from. In this podcast Don talks about when to listen and when not to.
2017-09-2804 minEasy Money Podcast with Don AndersEpisode 27: RidersRiders are features available in annuity and insurance contracts. In this podcast Don explains an income rider, death benefit rider, return of premium rider, and bonus rider.
2017-09-2011 minEasy Money Podcast with Don AndersEpisode 26: 401k ContributionsWhen choosing your 401k contribution, it is important to know the fees associated with the account. Sometimes you don't want to contribute too much, but you should also contribute up to the company match. Don talks about why it's important to talk to your employer before choosing a contribution amount.
2017-09-0802 minEasy Money Podcast with Don AndersEpisode 25: RothRoth accounts can be great but there are some things to know. In this podcast Don explains when using a Roth is appropriate.
2017-08-1106 minEasy Money Podcast with Don AndersBonus Material: Don's StoryIn this podcast Don talks about why he became an independent advisor.
2017-07-2001 min
Easy Money Podcast with Don AndersEpisode 9: 5 Needs of Money (Liquidity)In the final installment of the 5 Needs of Money, Don Anders discusses liquidity. Now that all the needs of been talked over, you, the listener, are able to truly understand how each need impacts your life and your future.
2017-04-0707 min
Easy Money Podcast with Don AndersEpisode 8: 5 Needs of Money (Safety/Stability)In the fourth installment of the 5 Needs of Money, Don Anders discusses the safety/stability part to these needs. Everyone looks for safety with their money, and with this podcast, those "safety nets" are brought to light.
2017-03-3106 min
Easy Money Podcast with Don AndersEpisode 4: Strengths & WeaknessesThis episode, Don discusses owning your strengths and not to be afraid of your weaknesses. Through personal experience, Don gives us his story of learning what his strengths and his weaknesses are and how that can relate to the world of finance as well.
2017-03-0307 min
Easy Money Podcast with Don AndersEpisode 3: 5 Needs of MoneyThis edition of Easy Money with Don Anders discusses the 5 Needs of Money (Income, Liquidity, Death Benefit, Salary, and Growth) accompanied by personal stories and experiences.
2017-02-2412 min
Easy Money Podcast with Don AndersEpisode 2: Being Sold vs Being AdvisedDon Anders gets into what he considers to be a large problem in the financial industry -- people selling products instead of giving advice.
2017-02-1011 min
Easy Money Podcast with Don AndersEpisode 1: Introduction and PromisesEasy Money Podcast: Investment Advisor Representative, Don Anders, explains financial concepts in easy to understand ways using real life stories, examples, and experiences. Our goal is to be the antidote to national talking heads that give blanket advice to the masses. In the first episode of Easy Money Podcast Don Anders discusses what to expect from the podcast and makes some promises to the listeners.
2017-02-0308 min