Shows
2nd Half CapitalWhat You Need to Know About the Latest Market CorrectionThere’s an old Wall Street saying: “As goes January, so goes the year.” If there is truth to that saying, stock traders may be in for more volatility in 2022. On this week’s episode, Doug discusses if we should pay attention to seasonal trends such as this. He also addresses how comments by Fed Chair Jerome Powell and the headlines about Ukraine can impact our 401(k)’s and other investments, and how you can take more control over your personal economy. See omnystudio.com/listener for privacy information.2022-02-0712 min
2nd Half CapitalDespite Inflation & Market Volatility, Can I Retire Now?As Americans, we’re dealing with the most rapid price increases in decades… and now we’re facing market volatility too. Doug shares his insight as to if the inflation surge will calm down sooner rather than later, or if it’s time to investigate adjusting our portfolios to prepare for what could be coming next. And you may be surprised to find out the top question his clients are calling to ask their advisor theses day.See omnystudio.com/listener for privacy information.2022-01-2613 min
2nd Half CapitalShould You Move to Lower Your Future TaxesTaxes continue to be a point of contention, especially with people like Elon Musk making headlines by moving his home and business to a more tax friendly state... Where he's rumored to save $2.5 billion in capital gains taxes. Since the future of taxes are uncertain for the moment, Doug explains what actions you can take NOW to help reduce your future taxes in retirement without uprooting your entire life. Sometimes it’s Roth conversions, sometimes it’s just about speaking with a forward-thinking financial advisor.See omnystudio.com/listener for privacy information.2021-12-2814 min
2nd Half CapitalDesigning Your Own Great ResignationThe market has been doing well for more than a decade despite some volatility lately… And The Great Resignation is impacting the American economy in various ways. Doug discusses how some are resigning to retire, some are embracing the opportunity to continue working on their terms, while others are relaunching the 2nd half of their career! Today, baby boomers have more options than they imagined. All of this serves as a great reminder that we need more than just a healthy 401(k) for the future. We need a true plan to retire with confidence and on our own terms in an...2021-12-1417 min
2nd Half CapitalPreparing Your 401(k) for Possible December VolatilityWith gas and grocery prices still on the rise and the Fed starting to talk, investors are getting anxious. Doug explains why he feels Wall Street could become volatile through the end of 2021. Also, as the 'Great Resignation' gains momentum, he explains what to think about regarding your 401(k) and other retirement accounts when you leave a job. Find out why you need a financial plan that incorporates the unknowns of the economy… so that your personal economy doesn’t suffer during the next market correction.See omnystudio.com/listener for privacy information.2021-12-0715 min
2nd Half CapitalBeing Thankful & Inflated TurkeyWith Thanksgiving days away, Doug spends time this week talking about what he’s truly thankful for. We also discuss stuffing verses dressing and all the foods we can’t wait to enjoy Thursday! But make sure you save a place for inflation at your families table, because dinner is expected to cost up to 5% more this year. Doug illustrates how this could be a sign of what’s to come regarding interest rates, supply & demand and the bottom line of your portfolio in 2022. See omnystudio.com/listener for privacy information.2021-11-2316 min
2nd Half Capital“The Talk” Every Family Should HaveWe all either remember being a kid and receiving “the talk” or having “the talk” with our kids. Birds and bees aside, there’s another uncomfortable conversation we should probably have with both our parents and children… The financial talk. Whether it’s about making sure mom and dad are taken care of, leaving a legacy to our children, or just wanting to make sure we enjoy our hard-earned money to the fullest, Doug explains why planning is key.See omnystudio.com/listener for privacy information.2021-11-1118 min
2nd Half CapitalThe Inflation of Christmas & RetirementFake verses real Christmas Trees can be a heated debate, and if you’re in the market for a new faux tree… you’re going to pay a little more this year. Many are seeing supply shortages in some sectors are as bad as they were early in the pandemic. Doug explains how to plan for inflation throughout the course of your retirement and discusses if the inflation we’re currently experiencing is here to stay or temporary.See omnystudio.com/listener for privacy information.2021-11-0513 min
2nd Half CapitalThe Positives & Negatives of Target Date FundsAfter we reveal a common task that surprisingly makes us happy, we explore Americans quest for simplicity… Especially in the world of investing. Target date funds are more popular than ever, likely because it sounds very simple to target 401(k)’s and other accounts based on a retirement date. Doug simplifies what baby boomers should consider when it comes to having target date funds as part of their portfolio, especially when the market corrects.See omnystudio.com/listener for privacy information.2021-10-2612 min
2nd Half CapitalDealing with the Top Retirement FearsWe’re all enjoying the fall weather and Halloween is days away. Instead of a haunted house, many closing in on retirement feel more afraid of actually retiring and starting the 2nd Half of their life. Doug relays what this transition has been like for some of his clients, and what steps you can take today to be better prepared for this positive, yet sometimes scary, life adjustment.See omnystudio.com/listener for privacy information.2021-10-1910 min
2nd Half CapitalShould Boomers Buy the Dip?Since it’s homecoming season, we reminisce about Doug enjoying his 41st high school reunion a few weeks ago. Then we dial in on what folks at your reunion, the water cooler at work or neighborhood might be buzzing about: “Did you get in on the latest stock market dip?” We're seeing more volatility on wall street, and Doug explains what baby boomers should consider when trying to decide if they should “buy the dip” with their retirement money.See omnystudio.com/listener for privacy information.2021-10-1212 min
2nd Half CapitalRelationships- Marriage, Money & Your AdvisorEvery marriage is different, and men and women often have diverse opinions about money throughout their relationship. On this episode, Doug describes how couples near and in retirement should realistically approach that planning and what to consider. Also, finding the right financial advisor can feel like finding the right spouse simply because you’re seeking a long-term relationship that benefits both of you. Listen to find out what type of advisor could be best for your family.See omnystudio.com/listener for privacy information.2021-09-2309 min
2nd Half CapitalWork Hazards Boomers FaceDespite how hot the job market is, baby boomers are facing a unique threat at work: They’re very qualified and have experience, but their company can often hire two younger workers for less and easily replace an experienced 50 plus employee. Doug explains how and why he helps people prepare their portfolio for this possibility, balanced with the goals, and needs of their family when it comes to retirement.See omnystudio.com/listener for privacy information.2021-09-1410 min
2nd Half CapitalWhat Uncle Sam Considers WealthyHow much is considered too wealthy? When you look at social security through the eyes of Uncle Sam, you might be surprised. Doug sheds insight about helping a middle-class couple facing a tax increase due to $44,000 of income. Every situation is different, but if you’re concerned that taxes are going to increase from today’s historic lows… listen to find out how this husband and wife are applying the benefits of the Tax Cuts and Jobs Act to their retirement while they still can. See omnystudio.com/listener for privacy information.2021-09-0110 min
2nd Half CapitalThe Blue-Collar Millionaire’s RetirementMany American millionaires were never CEOs with a 6-figure salary. They’re hard-working people from various industries that simply focused on providing for their family and saving for the future. On this episode, Doug tells the story of a couple that did just that and highlights what they should consider while getting ready to retire. Plus, find out why leaving a 401(k) behind can hurt your outlook for retirement. See omnystudio.com/listener for privacy information.2021-08-0912 min
2nd Half CapitalRising Inflation ConcernsConsumer prices have risen the highest since 2008, and our wallets are all feeling it. Doug sheds light on the current inflation surge and if it’s transitory due to the pandemic. He also simplifies what to consider moving forward when it comes to your retirement accounts and keeping up with the real cost of living.See omnystudio.com/listener for privacy information.2021-07-2908 min
2nd Half CapitalManaging Market VolatilityThe market is heating up this summer. Doug explains why having a holistic financial plan is vital for those in or near retirement. This is especially true considering the recent volatility on wall street and newer investments in the spotlight such as bitcoin and meme stocks. This episode will help you better understand balancing the top fears about investing: FOMO (fear of missing out) versus the fear of loss. See omnystudio.com/listener for privacy information.2021-07-2210 min