Shows
UPTHINKING FINANCE2026 Economic ForecastUpthinking Finance™ is now trademarked We welcome back Julia C. Hermann, Global Market Strategist at New York Life Investments, for a wide-ranging conversation on the 2026 economic outlook. We’re discussing the key macro trends shaping the future, from the ongoing AI boom and its comparison to the dot-com era, to the Federal Reserve's policy moves, the impact of tariffs and inflation, and the fast-evolving global geopolitical landscape.Julia offers a balanced perspective, exploring why the current environment may feel at odds with headlines about global chaos, and how investors can think about risk, portfolio construction, and...
2026-01-3042 minUPTHINKING FINANCELife Transitions: A Testimonial of ChoiceUpthinking Finance™ is now trademarked On the show this week, we’re exploring the real-life transitions and perspectives around retirement and life after work. In this episode, we’re joined by a diverse panel, Vicki Goodman, Darci Fersch, Cookie Talmage, Howard Lenoble, Joy Lunt, and Con Haffmans, who open up about their own journeys, challenges, and share their words of wisdom surrounding retirement.You’ll hear a spectrum of views: some embrace the idea of retirement, while others challenge its very concept, redefining it as a time for pursuing passions, creativity, or simply maintaining purpose. Whether i...
2025-12-1223 minUPTHINKING FINANCEAn update on Energy InfrastructureUpthinking Finance™ is now trademarkedIs the energy transition really leaving oil and gas behind, or is the story more complicated? In this episode, Emerson sits down with Simon Lack, CFA, Managing Partner at SL Advisors and veteran of more than four decades in investment management, to unpack what is actually happening inside the midstream energy space.Simon draws on his experience as an investor, author, and board member of the CFA Society in Naples, Florida to walk through the history of MLPs, the painful reset after 2014, and why he believes natural gas and energy in...
2025-11-2849 minUPTHINKING FINANCEState of the WorldUpthinking Finance™ is now trademarkedIn this episode of Upthinking Finance, we’re joined by returning guest Alex Krainer, a former hedge fund manager, market analyst, and outspoken commentator on global affairs, who shares candid perspectives on looming global tensions and his personal mission to help others understand the forces shaping our economic and political landscape.We discuss the fragility of current international alliances, the unraveling of the European Union, the global “darkness before the dawn”, from the U.S.-Russia relationship to the mechanics of debt-driven economies, and the importance of grassroots businesses in restorin...
2025-10-0950 minUPTHINKING FINANCEThe Psychology of RetirementUpthinking Finance™ is now trademarkedMost retirement planning tends to focus on the financial side, but on this episode of Upthinking Finance™, we welcome Dr. Sara Yogev, clinical psychologist and author of “A Couple’s Guide to Happy Retirement and Aging.” We’re digging into the often-overlooked emotional and psychological aspects of transitioning into retirement.Drawing on over 30 years of experience, Dr. Yogev unpacks why psychological preparation is just as important as financial security, and sometimes even more challenging. We explore why retirement represents one of life’s biggest transitions, the stages most people experience, and the surpri...
2025-09-1941 minUPTHINKING FINANCEThe Latest on CBDCs and Digital IDUpthinking Finance™ is now trademarkedMelissa Ciummei, an independent investor and researcher in Northern Ireland, joins us on Upthinking Finance™ to take a global look at the rapidly evolving world of digital currencies, digital IDs, and the shifting economic landscape. We discuss the push for Central Bank Digital Currencies (CBDCs) in the EU, UK, and US, explaining how digital identity is becoming an essential precursor for programmable money and increased financial oversight. The discussion digs into the societal impacts of these technologies, exploring everything from privacy concerns and geopolitical pressures to generational shifts in v...
2025-08-1548 minUPTHINKING FINANCEMid-Year Update: Perception vs RealityUpthinking Finance™ is now trademarked Today's guest is Kristian Kerr, who is the head of macro Strategy at LPL Finance. Before joining LPL, he was the Western region head of foreign exchange and macro at City Private Bank. Before that, he spent a number of years in New York as a global hedge fund manager and is also head of various strategy and trading roles at other global financial institutions. Kristian believes investment strategy should be both data-driven and guided by human expertise. He says that this balance creates a more dynamic, flexible, and effective inve...
2025-07-1843 minUPTHINKING FINANCEThe Infinite Power of ChoiceUpthinking Finance™ is now trademarkedToday, we have the opportunity to learn more about Emerson Fersch as he shares his personal story, interviewed by Amy LeNoble. Discover more about how Emerson got started in finance, his convictions in business and life, and the experiences that shaped them. You will want to hear this episode if you are interested in...Welcome to Upthinking Finance (00:00)Emerson Fersch shares how he got started in the financial industry (03:00)Emerson shares a defining moment in his life (05:20)How Emerson’s AA experience shaped his life today (11:45)How Emerson’s childho...
2025-06-2036 minUPTHINKING FINANCEDismantling the Economic DivideUpthinking Finance™ is now trademarkedToday’s guest is Charles Hugh Smith, a returning voice of insight and critique. As the founder of the long-running blog OfTwoMinds and a published author, Charles has explored the intersections of society, economics, and technology since 2005. His thought-provoking work is featured across platforms, including Patreon and Substack. Today's interview explores how growing economic inequality and loss of opportunity in America have fueled cultural fragmentation, political polarization, and a crisis of identity, creating a need for value-driven social change.You will want to hear this episode if you are interested in...
2025-05-1650 minUPTHINKING FINANCETariffs, Inflation, and the Death of Globalization with Alex KrainerUpthinking Finance™ is now trademarkedIt’s a pleasure to welcome back to the show, Mr. Alex Krainer, a highly respected expert in finance and economics. A former hedge fund manager and portfolio manager, Alex is also the founder of I-System Trend Following, an innovative strategy focused on market trends. He’s authored several books on market dynamics and economic trends, and his insights are in high demand, often featured on podcasts worldwide. Beyond his professional success, Alex is a devoted father of two. Today, we’re excited to have him return to share his expertise...
2025-04-1646 minUPTHINKING FINANCEAn Economic Update with Julia Hermann, CFAI’m excited to welcome Julia Hermann, CFA, Global Market Strategist at New York Life Investments, to today’s episode. As a director on the Global Market Strategy team, Julia provides valuable economic research, asset allocation insights, and thought leadership that help guide investment decisions. She’s also the co-host of the “Market Matters” podcast.Before joining New York Life, Julia worked as a Global Market Strategist for an emerging markets equity fund. She’s a CFA Charterholder, a summa cum laude graduate from the University of Notre Dame, and holds a Master’s in International Economics from Johns Hop...
2025-03-2143 minUPTHINKING FINANCESaving Souls at Underground MinistriesIn this episode of UPThinking Finance™, Chris Hoke shares the story behind Underground Ministries, an organization dedicated to helping incarcerated individuals reintegrate into society. Also joining us is Corrina Lozano, a former participant whose journey of struggle and redemption highlights the transformative power of the ministry’s support. Through their key programs—gang outreach and One Parish, One Prisoner—Underground Ministries is making a lasting impact on individuals and communities alike.You will want to hear this episode if you are interested in...Underground Ministries with Chris Hoke and Corrina Lozano (00:00)How the organization Underground Ministries got star...
2025-02-1434 minUPTHINKING FINANCEA New Year with John WatersHow do we reinvigorate a global resistance that seems to have lost its way? In this thought-provoking episode of UPThinking Finance®, John Waters reflects on the challenges facing modern movements for change. Drawing comparisons to the unity and purpose of past revolutions, like the Velvet Revolution of 1989, Waters questions why today’s resistance struggles to attract artists, intellectuals, and the broader public. He argues that fear, gatekeeping, and fragmentation have stifled the creative voices essential for meaningful progress.Waters offers a hopeful perspective, urging us to reclaim faith in humanity's potential for redemption and change. By f...
2025-01-2456 minUPTHINKING FINANCEAn Economic Forecast for 2025Today’s guest is economist Lyn Alden, an independent analyst and founder of Lyn Alden-Investment Strategy, where she publishes monthly research reports for both retail and institutional investors. With a background in electrical engineering and a master’s in engineering management specializing in financial modeling, Lyn excels at breaking down complex economic trends into plain English. She is also a general partner at Ego Death Capital and the author of the 2023 bestseller “Broken Money,” which examines the evolution of money through the lens of technology. In this episode, Lyn offers her perspective on the macroeconomic factors shapi...
2024-12-1343 minUPTHINKING FINANCESeeking a Culture of Honor and Integrity with Charles Hugh SmithToday, I want to share a message of hope—one that invites us to reflect on what progress truly looks like in our world today and how it should look moving forward. To help explore this topic, I’m joined by my business partner, Amy LeNoble, and returning guest Charles Hugh Smith.Charles has been writing about social, economic, and technological trends since 2005 on his widely followed blog. He’s also the author of several thought-provoking books, including his most recent, “Mythology of Progress, Anti-Progress, and a Mythology for the 21st Century.”In this episode, Charles cha...
2024-11-2954 minUPTHINKING FINANCEUS Election PreviewIn today’s episode, we dive into the significance of the 2024 Presidential Election. While every election impacts the country, this one feels especially critical, with far-reaching consequences that extend beyond U.S. borders.Our guest is Alex Krainer, a former hedge fund manager, market analyst, and creator of the I-System trend-following model. With his unique global perspective, we explore the potential implications of this election on both the U.S. and the world.You will want to hear this episode if you are interested in...Is it possible that the 2024 presidential election won't happen? [2:15]Wh...
2024-11-0154 minUPTHINKING FINANCEFiat, Quant, and “Why Now” with Charles AshleyToday's episode is for anyone interested in learning about the intricacies of investing in the financial markets. Are you wondering what the fiat currency system is, or are you curious about how financial analysis works? We explore perspectives on the currency market and how it impacts investment strategies. We discuss the complex relationships between financial concepts that influence the value of currency. We discuss quantitative analysis and how leveraging it can help maximize investment portfolios.Charles Ashley, a portfolio manager at Catalyst Funds, holds a Bachelor of Arts degree from Michigan State University and an M...
2024-10-1856 minUPTHINKING FINANCEAn Economic Update with Peter Cavelti, Ep #61Is the U.S. economy heading for a crisis, or is it still the safest bet in the global marketplace?Peter Cavelti, an expert with over 50 years of experience in investment and geopolitical analysis, returns to talk about the Fed's recent rate cut, the future of the U.S. dollar, and global economic shifts.In our wide-ranging conversation, Peter goes pretty deep into why predictions of the dollar's imminent collapse might be exaggerated. Plus we talk about the rising influence of the BRICS nations, and how the United States' debt burden could lead to significant...
2024-10-0449 minUPTHINKING FINANCEOpening Your Heart to BhutanA common theme among the guests of UPThinking Finance™ is that the global economy is derailing, and wealth and inequality are leading us to a day of reckoning. However, this sense is not just about monetary implications—there is a spiritual element as well. There’s a concern that a personal consciousness or self-awareness is needed to create a global transformation. My guest, Emma Slade, is here to talk about her transformative shift from being a global chartered financial analyst to a Buddhist Monk.You will want to hear this episode if you are interested in...
2024-09-1347 minUPTHINKING FINANCEGetting Real with John Waters and Alex KrainerHow will the upcoming US elections impact the geopolitical landscape? We recently saw an attempt on former President Trump’s life. Biden “bowed out” of running for another term. How does that play a role in upcoming elections? We’ve seen and continue to see the pollution of elections worldwide. Will things change? John Waters and Alex Krainer return to discuss the current geopolitical landscape in episode #59 of UPThinking Finance™.You will want to hear this episode if you are interested in...Running for office in Ireland [1:40] The pollution of elections worldwide [7:31] Dissecting the attempted assassination [12:07] Why the upcom...
2024-08-091h 00UPTHINKING FINANCEChecking in with Melissa CiummeiWhat is the status of Central Bank Digital Currencies (CBDCs)? How could creating global division ultimately lead to humanity’s loss of control? How can we open our eyes and really see what’s going on before it’s too late? In this episode of UpThinking Finance™, Melissa Ciummei—an independent investor and researcher in Northern Ireland—returns to revisit CBDCs, the balance of power, and what individuals can do to fight for their freedom. You will want to hear this episode if you are interested in...The status of CBDCs [1:03] Eyes are being opened [16:33] ...
2024-08-0757 minUPTHINKING FINANCEChecking in with Tom LuongoTom Luongo is a former research chemist and part-time goat farmer. He publishes the “Gold Goats ‘N Guns” blog, a monthly newsletter, and records podcasts. His work is also published in Bitcoin magazine and syndicated regularly on sites like ZeroHedge, Investing.com, etc. Tom has a unique way of connecting geopolitical dots. In this episode of UPThinking Finance™, I pick his brain about some of the latest things he’s written about. You will want to hear this episode if you are interested in...The parallels between Shadowfist and geopolitics[1:56] The last 10 years of history [12:53] Does the long-term...
2024-07-241h 03UPTHINKING FINANCEEnergy Wars with Cynthia ChungCynthia Chung’s education taught her that energy consumption is destroying our world. It taught her that the hole in our ozone layer was growing. It taught her that the destruction of rainforests was wreaking havoc on humanity. Industry was portrayed as something that killed anything it touched.Cynthia’s research paints a far different picture. Cynthia dives into the fallacy of green energy in her docuseries, “Escaping Calypso’s Island.” In her series, Cynthia points out that our entire lives revolve around energy usage. Access to the best medical care, nutritious food, clean water, and adequat...
2024-07-1250 minUPTHINKING FINANCEChecking in with Richard LatermanRichard Laterman is a Portfolio Manager at ReSolve Asset Management, Inc. with 18 years of investment experience in capital markets. He has the unique ability to take complex information and boil it down into something concise and understandable. In his role, he provides us with invaluable information about geopolitical events, economic events, and the markets. In this conversation, we get Richard’s opinion on the world, the drive to embrace alternative strategies, and the necessity of leaning into discomfort. You will want to hear this episode if you are interested in...The typical day in the...
2024-06-2845 minUPTHINKING FINANCEChecking in with Charles Hugh SmithCan we find an answer to the world’s ills? Is a return to a gold standard feasible? Can we keep our current system from imploding? Do we even want to? In this conversation, Charles Hugh Smith gets into the weeds on the socioeconomic issues we’re facing. We talk about whether or not a new economic system is the answer or if a focus on relocalization and self-reliance may be key to inciting change.You will want to hear this episode if you are interested in...Why the gold standard isn’t sustainable [2:34] Can we keep our...
2024-06-0752 minUPTHINKING FINANCERunning Money with Charles HeenanInflation continues to rise. Interest rates are at 30-year highs. Gold is at all-time highs. There’s geopolitical conflict and confusion everywhere. Yet most global equity markets continue to go up. Where do you turn to get rational analysis, advice, or opinions? Today’s guest brings three decades of experience to the equation. Charles Heenan is the Co-Investment Director at Kennox Asset Management. He’s adopted a distinct value approach to global investing over the last 30 years. He shares some insight into global investing (and why it’s important to diversify internationally) in this episode of UPThinking Finance™...
2024-05-1749 minUPTHINKING FINANCEBasis Points: Talking Fed with Kevin FlanaganKevin Flanagan started his career as a Fed watcher i.e. money market economist working on the trading floor. As a fixed-income strategist, he looks at things from a broad perspective because numerous things impact the bond market—economics, geopolitics, elections, etc. All play a role in how the bond market and interest rates are developed. He found it fascinating that you could look at the past and present to gain insight into the future. Kevin joins me in this episode of UPThinking Finance™ to shed some light on this confusing topic. You will want to hea...
2024-05-0339 min
Mark Devlin podcast/ radio interviewsUpthinking Finance with Emerson Fersch - Musical Truth with Mark Devlin, April 2024I recently guested on Emerson Fersch’s ‘Upthinking Finance’ podcast.Here’s Emerson’s own description of what we got into:Our thoughts and ideas are being moulded through the clever use of psychology. Our enemies aren’t generals and admirals but behavioral scientists and psychologists. They know how the brain operates and how to manipulate it. In 2010, after years in the music industry, DJ Mark Devlin underwent a “conscious awakening.”He started to study the mainstream music industry and how A-list artists have been used to manipulate and mind-control the masses. In 2016, He published “Music...
2024-04-2952 minUPTHINKING FINANCE“TWO” with Alex Krainer, Ep #51This episode marks the second anniversary of UPThinking Finance™. Alex Krainer was our guest for our first anniversary, so it made perfect sense to invite him back again. In this episode of UPThinking Finance™, he speaks on both financial topics and the ever-changing geopolitical landscape. You will want to hear this episode if you are interested in...The turmoil in the financial markets [2:02]How does this thing blow up? [6:45] Is a black swan event going to happen? [9:56] Will the Fed eventually lose its power? [15:09] Numerous countries are united in a hatred of the US [17:11] Why it’s time to f...
2024-04-2646 minUPTHINKING FINANCEMusical Truth with Mark DevlinOur thoughts and ideas are being molded through the clever use of psychology. Our enemies aren’t generals and admirals but behavioral scientists and psychologists. They know how the brain operates and how to manipulate it. In 2010, after years in the music industry, DJ Mark Devlin underwent a “conscious awakening.” He started to study the mainstream music industry and how A-list artists have been used to manipulate and mind-control the masses. In 2016, He published “Musical Truth: Exposing the Mind-Control Manipulations of the Corporate Music Industry.” We discuss how humanity is being manipulated through music and popular cult...
2024-04-1247 minUPTHINKING FINANCEOne Idea To Rule Them AllThe media is completely disconnected from reality. We’ve all known it for a while. The challenge becomes—if we don’t trust the news—where do we source information? How do we filter it? How do we discern the truth? When did spreading propaganda begin? When did the news become a source we could no longer trust? Michelle Stiles wrote the book, “One Idea To Rule Them All: Reverse Engineering American Propaganda,” to answer these questions. It’s written to expose the realities of the world we live in, in terms of the role of propaganda and manipulatio...
2024-03-2951 minUPTHINKING FINANCEThe Library of Mistakes with Russell NapierIf there was ever an industry where history repeats itself, finance is at the top of the list. Russell Napier has worked in investing for over 30 years. He’s written exceptional books, including “The Anatomy of the Bear” and “The Asian Financial Crisis.” He’s the Founder and Course Director for the Practical History of Financial Markets, an online course at the Edinburgh Business School. In 2014, he founded the charitable venture, “The Library of Mistakes,” a business and financial history library based in Scotland with branches in India and Switzerland. They recently threw their “Mistake of the Year Awards.” Liste...
2024-03-1549 minUPTHINKING FINANCEChecking in with John WatersI often feel like I’m living two lives. There’s the world I live in that I can see around me. Then there’s the world I can’t see but can feel in my heart. The gap between them seems to be getting wider and wider. Something is amiss. Is there a day of reckoning coming? Is change going to happen? John Waters is a man who isn’t afraid to speak the truth. He’s able to put words to how many of us are feeling. In this captivating episode of UPThinking Finance™, John Waters returns...
2024-03-0149 minUPTHINKING FINANCEThe Voice of ExperiencePeter Cavelti is a financial advisor who shares a similar worldview as we do. He was one of the first investment managers to recognize some of the defining trends of our time, such as the ascent of emerging economies and the dramatic reversal of globalization. In this episode of UPThinking Finance™, we have a conversation about his career, his opinion on the US debt, and how he navigates financial planning with the future in mind. You will want to hear this episode if you are interested in...Learn more about Peter Cavelti [3:23]Peter’s thoughts on the C...
2024-02-1644 minUPTHINKING FINANCEThe Great FreeSet with Dr. Tess LawrieDr. Tess Lawrie is the Founder and Director of The Evidence-Based Medicine Consultancy (EBMC). She also sits on the steering committee for the World Council of Health, which sponsors The Better Way Conference. She is committed to improving the quality of healthcare through rigorous research. She envisions a healthier world in which science and learned wisdom are brought together to empower people to take responsibility for their own health. That’s why she helped found the World Council for Health and The Great FreeSet. Learn what pushed Dr. Lawrie to take a stand—and what you can do to...
2024-02-0241 minUPTHINKING FINANCEThis Time It IS DifferentWealth planning is an exercise in risk management. Our role as advisors is to manage risks for our clients. We place our clients and their goals first. That means that we do things differently than most. In this episode of UPThinking finance™, Amy and I will share why “This time is different” and how we operate, keeping our client’s best interests in mind. You will want to hear this episode if you are interested in...Our backgrounds in the financial industry [2:41]This time it’s different [9:12]Risk definitions for today [13:01] How do we proceed? [16:07]We can’t rely on...
2024-01-1932 minUPTHINKING FINANCEThe Psychology of Foresight with John SmartForesight is an act of thinking about and looking toward the future. Those who engage in foresight are working toward building the future, not just predicting what may happen. Today’s guest, John Smart, has a Master’s Degree in Future Studies and 22 years of experience as a Foresight Consultant. John’s mission is to help others achieve more adaptive futures for themselves, their teams, and their organizations. He shares more about the psychology of foresight and how it should influence the decision-making process in this episode of UPThinking Finance™. You will want to hear this episode if you ar...
2023-12-2247 minUPTHINKING FINANCEA Message of Unity and Hope with Alex KrainerFor the last 400–500 years Western Powers controlled and dominated global trade and finance. Alex Krainer believes that the current empire is coming to an end. The world is shifting, both politically and economically. He also believes that these inevitable processes are leading us toward better things. It may seem that the world is falling apart but we might actually be working toward a better future. He shares his thoughts in this episode of UPThinking Finance™.You will want to hear this episode if you are interested in...Alex’s thoughts on the world right now [2:57]The two fo...
2023-12-0851 minUPTHINKING FINANCEAdaptive Asset Allocation with Mike PhilbrickAlmost every financial services firm does the same thing for people. They’re operating following same-old same-old principles. Why is it a problem? Firms are seeking ways to differentiate themselves but are doing so in external ways. Some are trying to leverage technology. Others are focusing on credentials that set them apart. Measuring performance via benchmarks has been the most detrimental to today’s investors. Why do they matter? Your investments should be about your individual goals. We’ve been operating in a bubble in an artificially built-up market that is beginning to shift because interest rates are goi...
2023-11-2452 minUPTHINKING FINANCECenter Stage on Wall StreetIn today’s interview, you’ll get to meet my business partner: Amy LeNoble. Amy always dreamed of becoming a professional dancer. She attended Loyola Marymount University to pursue her vision, graduating with a bachelor’s degree in dance (while minoring in business administration).But Amy also developed a passion for finance. Over the last nine years, Amy grew from receptionist to administrative assistant to becoming a Licensed Registered Representative with LPL Financial, the largest independent brokerage in the United States.Now, Amy is my partner at Capital Investment Advisers. She shares her journey and the va...
2023-10-2741 minUPTHINKING FINANCEA Better Way with Christof Plothe, D.O.Christof Plothe, D.O. is a Dr. of Osteopathic Medicine who currently works as a naturopath in Germany. He’s authored and co-authored numerous books and studies.He currently serves as a steering committee member of the World Council for Health, which is a global coalition of health-oriented organizations and civil society groups designed to inform people about health and human rights. Christof seeks to bring humans back into cooperation with their environment to create a sustainable recovery of humans and the planet. Christof shares his thoughts on many topics in this episode, prior...
2023-10-1348 minUPTHINKING FINANCEAs Goes Ireland, So Goes the WorldIn the early 1980s, John Waters—an Irish thinker, talker, and author—was a correspondent for Ireland’s “The Hot Press,” a Rock & Roll newspaper. He contributed reviews and interviews and wrote a regular radio review column. He shifted the paper from rock and folk music to a wider engagement with politics and culture. He’s written several books, including his most recent, “Give Us Back the Back Roads.” In this episode of Upthinking Finance™, John joins me to discuss what’s happening in Ireland and how it reflects on the greater world. From a loss of pride in one’s...
2023-09-2244 minUPTHINKING FINANCEThe Economics of Gambling with Marty GoldmanHave you ever thought about the impact that gambling has on the global economy? Jeremy Olson, with Online United States Casinos, points out that casino gaming and sports betting are multi-billion-dollar industries. And each nation has its own laws about gambling and takes its own approach based on cultural preferences. But what are the economics of gambling? Marty Goldman—the SVP of Global Casino Operations at Carnival Corporation—leads a team of 2,600 casino professionals internationally. In this episode of Upthinking Finance™, we have a conversation about the side of gambling most people don’t think about. You will...
2023-09-0845 minUPTHINKING FINANCEGangs & Healing: A Return Visit with Underground Ministries, Ep #36Alex Sanchez grew up in an area where drug use, gangs, poverty, and racism were a part of everyday life. He lost his dad at the young age of two. He just wanted to be accepted, but society rejected him. But the gang culture accepted him. He was constantly told he wasn’t going to amount to anything. He lived into what they said he would be. His aggression fueled by the gang culture and drug addiction led to violence and inflicting pain on others. Ultimately, he landed a 10-year prison sentence. Underground Ministries directly chan...
2023-08-1834 minUPTHINKING FINANCECBDCs and the Coming Reset with Melissa CiummeiIs the fiat currency system about to implode? Could Central Bank Digital Currencies (CBDCs) be the financial system of the not-too-distant future? What would be the long-term ramifications of CBDCs? Melissa Ciummei—an independent investor and researcher—joins me in this episode of Upthinking Finance™ to discuss the implications of CBDCs and the global move toward digitalization. You will want to hear this episode if you are interested in...Central Bank Digital Currencies (CBDCs) [1:56] The long-term ramifications of CBDC [6:00]Who is controlling the CBDC? [10:32] Are there obstacles to the central bank agenda? [13:14] Is this takeover actually going to h...
2023-08-0439 minUPTHINKING FINANCEThe Economics of Big Pharma with Deanna McLeod, Ep #34Have you ever wondered whether or not a vaccination that you get every year is necessary? Have you questioned the logic of sticking our children with needles within days, weeks, and months after birth? Have you hit the realization that big pharma might not be helping us but simply trying to make a profit? Leveraging her degrees in psychology and immunology, Deanna McCloud worked in the pharmaceutical industry for over 10 years in medical marketing and sales, specializing in oncology. Deanna realized that big pharma was hijacking healthcare. In this episode of Upthinking Finance™, she shares how...
2023-07-2151 minUPTHINKING FINANCEThe Spiritual Side of Wealth Part IIWhat does the scripture about tithing really mean? Can we be in alignment with God if we embrace success and abundance? These are just a couple of the questions that Reverend Dale Allen Hoffman tackles in part II of “The Spiritual Side of Wealth.” (If you haven’t listened to part one, make sure to check it out). Dale Allen Hoffman is a world-renowned author, actor, musician, performance artist, and professional speaker. He’s also the author of “Echoes of an Ancient Dream: Aramaic Toning on the Path of Light.” You will want to hear this episode i...
2023-06-2129 minUPTHINKING FINANCEThe Spiritual Side of Wealth Part IHow do you build the kingdom versus simply trying to build wealth? Today’s guest will help us navigate the dynamics of the spiritual side of wealth. Reverend Dale Allen Hoffman is a world-renowned author, actor, musician, performance artist, and professional speaker. He’s also the author of “Echoes of an Ancient Dream: Aramaic Toning on the Path of Light.” He shares his wisdom in this episode of Upthinking Finance™. You will want to hear this episode if you are interested in...You cannot serve both God and mammon [2:29]Heaven, omnipresence, and treasure [13:36] Is the love of money the...
2023-06-1644 minUPTHINKING FINANCECrossFit Modern with Jason JamisonI’ve been lifting weights since my early 20s. I’ve done everything from playing basketball to mixed martial arts. Recently, I found CrossFit. Running a gym as a whole is a difficult business to manage. Jason Jamison and his wife Tessa are co-owners of the CrossFit Modern gym in Long Beach, CA. Jason played hockey when he was nine. He taught P90X classes for a while before experiencing a CrossFit workout. It was love at first sweat. He started teaching in a local park and opened his own gym in 2019.He’s competed in 11 C...
2023-06-0244 minUPTHINKING FINANCEAll Season Investing with Paul StrehleBehavioral finance emerged in the late 80s to address why people make the investment decisions they make. According to DALBAR, the S&P 500 averaged 9.5% in 2021 and the average investor only averaged a return of 3.6%. The question becomes, what happened to that extra 5.9% of gains? The role of emotion in making decisions when to buy and sell is saignificant.Today’s guest is Paul Strehle, President and Senior Portfolio Manager at USA Mutual Advisors Inc. In this episode of Upthinking Finance™, Paul will share how to understand why people make decisions—and how to profit from them. You w...
2023-05-1240 minUPTHINKING FINANCEIditarod Champion Dallas SeaveyThe Iditarod is a sled dog race that covers 1,000 miles of Alaska that happens every March (and just celebrated its 50th anniversary). Dallas Seavey is the youngest ever to run and win the race, accomplishing this at age 25. Now 36, he’s only the second Iditarod racer to win the race five times. In this episode of Upthining Finance™, Dallas brings us deep into the world of sled dog racing. He shares what managing the financial side looks like, how he leverages the tourism industry to fund his kennel, and his goals for the future. You will want to he...
2023-04-2848 minUPTHINKING FINANCEShadow Husky Rescue, Ep #28Over the years we’ve been married, we’ve been blessed to have five cats and seven dogs. We rescued all but one of them. We adopted two of them from Shadow Husky Rescue—Hatchi and Storm. Today’s guest Tim McVicker—also known as Master Wolf ™—is the President of Shadow Husky Rescue, the #1 Husky Rescue in California. Shadow Husky Rescue’s mission is to rescue Huskies and provide them with a second chance at living full lives. In this episode of Upthinking Finance™, Tim and Liz share more about their rescue, what the foster-to-adopt process is like, and what y...
2023-04-1435 minUPTHINKING FINANCE“ONE” with Alex KrainerThe people I’ve interviewed are inspiring. They aren’t just in this field for financial gain but are passionate about what they do. One year ago I had my first interview with Alex Krainer. In honor of the anniversary of this podcast, Alex Krainer will join me again. Alex is the founder of Krainer Analytics and the creator of I-System Trend Following. Alex is a former market analyst, Futures trader, and hedge fund manager. Alex also authors the daily “Trend Compass Report,” with both economic and political commentary. In this episode, we talk about the large-s...
2023-03-2443 minUPTHINKING FINANCEAU 79 with Max BelmontWhat do you know about gold? Why is it an asset that we see as valuable? Why are people drawn to it in times of uncertainty? Gold is often touted as a hedge against inflation. So is an investment in Gold worth it? Max Belmont—a Senior Research Analyst with First Eagle Management—joins me in this episode to cover all things AU 79. You will want to hear this episode if you are interested in...What drew Max Belmont to Gold/precious metals [2:13] How do you manage a precious metal? [4:04]What drives the profitability of a mining...
2023-03-1042 minUPTHINKING FINANCEFinancial Wisdom We Learn From Nature with Aaron BottAs humans, when should we be concerned about our impact on nature? I think there is an argument to be made for balance. I respect animals and their role on this earth. I believe they have souls and a purpose just like humans. Today’s guest, Aaron Bott, is going to help us navigate the economic and ecological concerns of humans interacting with nature. Aaron is a Biologist and Doctorate Student at Utah State University studying wolves to promote human and carnivore coexistence. He is employed as a Regional Manager for the Utah Division of Wildlife Resources.
2023-02-2440 minUPTHINKING FINANCECome Sail Away with Tim and StephanyTim & Stephany Mauer discovered the British Virgin Islands in 2000 while on a charter. The experience was intoxicating and changed the course of their lives. They made it their goal to buy a boat and spend their years sailing the Caribbean islands. In this episode of Upthinking Finance™, they share how they made their dream a reality.You will want to hear this episode if you are interested in...The story behind how Tim and Stephany met [2:43]How their dream to sail the world came to fruition [7:05] The moment they realized they could make a living [18:54] What it’s...
2023-02-1041 minUPTHINKING FINANCEOf Two Minds with Charles Hugh SmithToday’s guest is Charles Hughes Smith, who’s been writing about socioeconomic and technology trends since 2005 on his blog, “Of Two Minds.” His blog hosts over 4,000 pieces of original content. His work is also on Patreon and ZeroHedge. Charles seeks to understand why our sociopolitical and economic systems are failing and lays out alternative ways to find a sustainable way of living. His work doesn’t fit into an ideological box and he believes that ideologies are obsolete and misleading.Charles has written 16 books, the most recent entitled “Self-Reliance in the 21st Century.” His blog, “Of two m...
2023-01-2743 minUPTHINKING FINANCEThe Real ESGI received my first securities license 30 years ago. Over these years, I’ve been exposed to many investment options. I’ve never been drawn to taxable bonds as an investment option. In my opinion, they’ve never been a good hedge against inflation and just don’t make sense. You’re giving the government money without any idea what it will be used for and expecting them to pay you back.But there is a sector of the bond market that has made sense to me for certain clients—the municipal bond market. Municipal bonds are issued by the state...
2023-01-1338 minUPTHINKING FINANCEA View From The CockpiSteve Knight has been in the aviation industry for 50 years. He holds an airline transport pilot certificate, a commercial pilot certificate, a flight engineer certificate, and a certified flight instructor certificate. He’s flown more than 22,000 hours on seven types of aircraft, all over the world. He’s been Chief Pilot, Director of Operations, Fleet Captain, and Standards Captain. He spent 39 years at United Airlines, flying the Boeing 777 and 747, before retiring. In this special episode of Upthinking Finance™, Steve Knight shares a view from the cockpit. You will want to hear this episode if you are interested in...
2022-12-1641 minUPTHINKING FINANCETaking Care of Business with Rich SolomonToday’s guest, Rich Solomon, is an attorney, author, and public speaker that runs a local radio station in New York. In this episode of Upthinking Finance™, we build on last week’s episode with Sunil Dovedy and cover the practical aspects of starting a business. What are the common roadblocks? Why do partnerships seemingly always fail? How do you keep viable businesses alive? Rich shares how his “reality check” conversations with aspiring entrepreneurs help them build stronger businesses. Don’t miss this episode!You will want to hear this episode if you are interested in...[1:48] Common roadb...
2022-12-0246 minUPTHINKING FINANCESunil DovedyStarting a business is both challenging and exciting. I cannot deny the hand of God in my work at Capital Investment Advisors. I’m surrounded by some of the best people I could collaborate with daily.But a lot can go wrong when you run your own business. A lot can go wrong when you take an idea and create something that generates revenue and makes a difference in people’s lives. You can get to a point where everything is exactly how you want it—but you have to work to keep it there.Today’...
2022-11-1851 minUPTHINKING FINANCERiskalyze CEO Aaron KleinOne of the challenges financial planners face is figuring out how to determine an individual's risk tolerance and explain it to them. The challenge is helping clients understand what a downside looks like and feels like. It’s hard to prepare people for the ups and downs of the market. In 2011, software was developed to more effectively communicate the declines in the market. That software is better known as Riskalyze. In this episode of Upthinking Finance™, Aaron Klein—the Co-Founder and CEO of Riskalyze—shares more about the company that invented the risk number to help quantify, explain...
2022-11-1153 minUPTHINKING FINANCEDo What is Right, Not What is ExpectedToday’s guest built a successful career and preserved her personal integrity working in a high-pressure industry where most people succumb to the demands of political correctness and upward mobility at all costs. Today’s guest is my wife, Darci Fersch.Darci has a B.S. (Bachelor of Science) in Administration of Justice and a Master’s Degree in Consciousness Studies. Darci has worked for a well-respected law firm based in New York, building her career in the San Francisco and Los Angeles branches of the firm. She was challenged to take risks no one was willing to take...
2022-10-2840 minUPTHINKING FINANCEAdapt or Die with Rodrigo Gordillo ReSolve Asset ManagementThe political and socio-economical world is changing rapidly. What’s happening isn’t just a part of the normal cycle. So how do we adapt in these changing times? In this episode of UpThinking Finance™, Rodrigo Gordillo shares why low inflation isn’t normal, talks about the Fed’s over-reliance on fiscal spending, and his company’s concept of return stacking (and how it works). Rodrigo Gordillo is the Co-Founder, Managing Partner, and Portfolio Manager of ReSolve Asset Management. They launched ReSolve in 2015 using a quantitatively focused investment methodology that they began developing when they worked as portfolio man...
2022-10-1444 minUPTHINKING FINANCEKandee AndersonKandee Anderson has worked for Marriott since December of 1988—34 years. How many people can say that? Her accomplishments are broad and deep. She started as a Sales Manager at a Residence Inn in Southern California. She worked her way up to a GM position at that property before moving into marketing and sales as a Regional Sales Director. Eventually, Kandee became the General Manager for several properties in Southern California. She’s the GM of the Irvine Marriott, located in Orange County. She’s led convention marketing strategies, won awards for customer service, received profitability recognition, and has fac...
2022-09-3039 minUPTHINKING FINANCEOil & Gas with Chris Pusak, Cushing Asset ManagementOil is a global commodity. When President Nixon took the United States off the Gold Standard, it created difficulty with global commodities. At that time, the major oil producers around the world agreed that oil would be priced in dollars globally (which led to the term “Petro-dollar”). When you link something to a currency, it can be inflationary or deflationary. We prefer the dollar to be strong, which makes the stuff we buy more affordable. Right now, the dollar is strong, but we aren’t seeing deflation. We are in an environment that isn’t following the “rules” of e...
2022-09-1640 minUPTHINKING FINANCEThe Not-So-Great-Reset Part IIOver 20% of Exxon Mobil stock is owned by Vanguard, BlackRock, and State Street. That means they have 20% of the voting rights. Starbucks is largely held by Vanguard, BlackRock, and State Street. Why is this important? These companies are some of the largest advocates for the World Economic Forum (WEF) which forces compliance with the objectives and philosophy of Environmental, Social, and Corporate Governance (ESG).It’s clearly not in our imagination that these companies control the stock of several publicly traded companies and can influence how they run their business. What do we make of this? How do w...
2022-08-2645 minUPTHINKING FINANCECalled to ServePastor Rodney Nichols learned at a young age that he was musically talented and was asked to direct the Pastor’s choir. But he knew God had a greater plan for him. In June of 2000, he accepted his calling to be a preacher. He became the Pastor of True Faith Holiness Church for four years. After he met his wife in 2008 and graduated from Bible College, they planted the Garden of Praise Christian Fellowship, where they serve today. Their mission statement is to “extend, equip, and deploy.” They extend the hand of God to the lost, eq...
2022-08-1929 minUPTHINKING FINANCENick and KelseyHow do you make financial decisions as a couple? In church environments, there tends to be the idea that one partner gets to decide how to spend the money and takes control of finances. While there may be a primary point person, it is a partnership. Couples should make decisions together. My wife has an exceptional eye for property and is skilled at negotiating. She defers to me with retirement planning. That’s the spirit of finances in marriage: you find each other’s strengths. Today’s guests are a young couple, Nick and Kelsey Burns. In this ep...
2022-08-0539 minUPTHINKING FINANCEThe Not-So-Great ResetWhen the United States moved off of the gold standard in 1971, it allowed the government to print as much money as it wanted. When gold was the standard, they could only issue as much money as they had gold or assets to back it. It affixed a value. We operate on a fiat money system now, which means the market forces dictate the value of the currency. Those values can be easily manipulated. A day of reckoning will be coming. Today’s guest is an expert on what's been called the “Great Reset.” Professor Michael Rectenwald is the aut...
2022-07-2938 minUPTHINKING FINANCEThe Angery American Chris Weatherman“True wealth is the ability to spend your time the way you want to. That is the ultimate resource.” – Chris WeathermanIt’s important to prepare for retirement so that outside factors won’t impact whether or not you have the retirement you’ve dreamt of. Financial independence and self-reliance are important. But according to Chris Weatherman, it’s also important to prepare your life for the unexpected. Chris—known as the “Angery American”—is the author of a series called “The Survivalists,” consisting of 11 books (two of which landed on the bestseller list of USA Today). Chris has been a...
2022-07-2240 minUPTHINKING FINANCEKrispy Kreative with Chris PelczynskiChris Pelczynski is a seasoned creative director, designer, and illustrator who spent most of his career in leadership at ESPN. Since starting his career as a graphic designer in the 1990s, he’s worked for companies of all sizes. His most notable roles were working with ESPN where he led the creative process for some of the world’s largest broadcast brands, such as Monday Night Football, Sports Center, and Baseball Tonight. He’s won two sports Emmy’s and 9 Promax awards. But after 17 years at ESPN, Chris decided to walk away from corporate life to launch Krispy Kr...
2022-07-0842 minUPTHINKING FINANCEThe Asian Financial Crisis with Russell NapierRussell Napier is the author of The Solid Ground Newsletter. He began writing the global macro-strategy report in 1995 for CLSA, a capital markets and investment group based in Hong Kong. He forecast what was to become the Asian Economic Crisis and was voted Asia’s #1 equity strategist in all of the leading polls at the time. His forecasts were compiled in a book he published last summer, “The Asian Financial Crisis of 1995–1998: Birth of the Age of Death.” The world is living through a breakdown in the global monetary system. He has advised clients to invest for the outco...
2022-06-2448 minUPTHINKING FINANCEColor of Ashes with Gina DiMaggio,Gina DiMaggio has always loved color. From the moment she could pick up a crayon, she drew rainbows. She was also drawn to black and white images because they were full of contrast. She learned to associate color with the contrast in the images and used them to illuminate the light. What’s born is truly striking vibrant images—and a thriving business born out of a passion for color. In this episode of Upthinking Finance™, we discuss what it’s like to be an artist and run a business. You will want to hear this episode if you ar...
2022-06-1043 minUPTHINKING FINANCEThe BIG Mistake(s)When people make small mistakes and deviations with their retirement portfolio, we can work through it. But there’s a BIG mistake that people make that not only destroys their financial future but also makes a generational impact. In this episode of Upthinking Finance™ I’ll share some stories about mistakes I’ve observed over the years. What’s the common thread? The role of emotion. Listen now to learn how to avoid these big mistakes.You will want to hear this episode if you are interested in...Why you don’t want your investments over-concentrated [2:47]Avoid excess...
2022-05-2726 minUPTHINKING FINANCEA Leap of Faith with Lindsay MetcalfIn 1995, I started my investment firm, Capital Investment Advisers. I left a job where I had a consistent client base, a good salary, employee benefits, and the hope that I would move up the corporate ladder. But I felt I could do a better job. Lindsay Metcalf holds the same belief.Lindsay is the sole owner of HomeConnect, a company created to eliminate the concerns experienced by homeowners who have to leave their homes vacant for extended periods of time. In this episode of Upthinking Finance™, I chat with Lindsay about the leap of faith she...
2022-05-1335 minUPTHINKING FINANCEInterrupting Mass Incarceration with Chris HokeIn my role as a CFP, I’ve been introduced to some awesome people and organizations across the country and the world. Today’s guest, Pastor Chris Hoke, is one of those people. Chris is the co-founder of Underground Ministries, which serves to mobilize faith communities and businesses in the Pacific Northwest by connecting them to men and women being released from prison. This movement takes faith organizations and connects them with an individual that’s being released from prison. It helps them build a network outside of the prison system, which can help them overcome the signifi...
2022-04-2946 minUPTHINKING FINANCEThe Greatest Risk to RetirementToday I want to share a risk that many people aren’t aware of as they approach retirement: sequence of returns risk. When you retire, there’s no way to predict what the market is going to look like. You’ve planned to withdraw from your retirement portfolio to fund your retirement. But what happens when you have to make withdrawals in a down market? How will it impact your portfolio? How will it impact your retirement? In this episode of UpThinking Finance, I’ll talk about the different variables at play, what sequence of returns risk is, and how we c...
2022-04-1520 minUPTHINKING FINANCEYou may never have heard of Trend Following as an investment strategy. That’s because it’s not a commonly followed approach for any of the Finance Experts you’ll find out there. It’s an investing approach that has been in existence for a long time but has only been used by hedge funds, until now. My guest on this episode is Alex Krainer, Founder of Krainer Analytics and I-System Trend Following. He’s served in the financial industry as a hedge fund manager, market analyst, and futures trader since 1996. He’s also the author of many books. He publishes the daily “Trend Compass Report,” which I have found extremely valuable. This episode will introduce you to the concept of Trend Following, explain the basics of how it works, and walk you through Alex’s experience as what might be considered a “contrary” voice in the investing world. You will want to hear this episode if you are interested in... Trend following: a helpful tool for developing investment strategies [1:40] Alex’s experience and development of tYou may never have heard of Trend Following as an investment strategy. That’s because it’s not a commonly followed approach for any of the Finance Experts you’ll find out there. It’s an investing approach that has been in existence for a long time but has only been used by hedge funds, until now. My guest on this episode is Alex Krainer, Founder of Krainer Analytics and I-System Trend Following. He’s served in the financial industry as a hedge fund manager, market analyst, and futures trader since 1996. He’s also the author of many books. H...
2022-04-0147 minUPTHINKING FINANCEWelcome to Upthinking Financeciadvisers.com Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
2022-03-1001 min
Listen, Learn & Love Hosted by Richard OstlerEpisode 405: Emerson Fersch, Former Stake President, Disciple of ChristMy friend Emerson Fersch, recently released as Stake President in the California Long Beach East Stake, talks about ‘creating Zion’ in his stake where everyone felt welcome, loved and needed. That included a significant outreach to LGBTQ Latter-day Saints in his stake—as well as working to make sure other groups who often feel on the margins feel a sense of belonging.
Emerson also talks about his conversion story to the Church and falling in love with his dear wife Darcy (they now live in Cedar City, Utah) and their joint efforts to connect more with the blessings of the Gospel...
2021-05-011h 39