Shows
Market PulseHow Small Businesses and Consumers are Responding to Economic UncertaintyIn this Small Business Month edition, experts from Fiserv and Equifax unpack how small businesses and consumers are responding to ongoing economic uncertainty. Darryl Tyndorf, Director of Economic and Analytical Insights at Fiserv; Mike Spriggs, Head of Consumer Insights at Fiserv; and David Adams, Head of Commercial Product Marketing at Equifax dig into a range of topics, from shifting spending patterns and tariff impacts to the rise of side hustles and cautious optimism.Resources:CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and an...2025-05-2234 min
Insight Out - An Equifax PodcastA Multi-Speed Recovery for the Construction IndustryIt’s no secret that the construction industry has faced significant challenges over the past few years, and insolvencies remain at historically high levels. However, Equifax data suggests there might be green shoots emerging…although only for some segments of the building and construction sector. Join Carrie Cheung, Head of Insights, and Brad Walters, Head of Product & Ratings Services, as they discuss:Emerging financial trends across the industry and their implicationsThe knock-on effects of these trends might be for infrastructure development and housing supply development goalsHow these trends could impact home buyersAnd more!2025-05-1419 min
Insight Out - An Equifax PodcastIs the uplift in consumer confidence built on smoke and mirrors?Consumer confidence got an end of year bump in Q4 of 2024 - but is this uptick premature? Equifax modelling suggests that the positive impact of a rate cut will only be seen six to nine months down the track. Join Carrie Cheung, Head of Insights, and Kevin James, Equifax Chief Solutions Officer, as they discussWhat the emerging trends in consumer credit mean for lendersWhether consumers are at risk of overextending themselvesThe trends Equifax expects to see in consumer credit demand over the coming monthsAnd more!2025-05-1406 min
Ontario Mortgage & Real Estate Insights PodcastEquifax UK Launches Cloud-Native Intelligence Suite For Commercial LendersIn this episode, we start with a welcome and an overview of Equifax's new Intelligence Suite, setting the stage for the discussion. A sponsor message from Real Approved Inc. follows. We then examine the impact and innovations of cloud-native technology in commercial lending, highlighting its transformative potential. The conversation moves to Equifax's Business ID Plus, focusing on fraud prevention and the future capabilities of the Intelligence Suite. The episode wraps up with closing remarks and a reminder from our sponsor, providing listeners with valuable insights into the evolving landscape of commercial lending technology.
(0:00) Welcome & Overview of Equifax's New Intelligence Suite
(0:21...2025-04-1903 min
Cloud and ClearEquifax's Cloud Transformation: Leveraging AI and Gemini for Employee Productivity | Episode 198In this Cloud and Clear episode, explore Equifax's approach to building a secure cloud-native infrastructure with Google Cloud. JK Krug, VP of Digital Employee Experience at Equifax, shares how Equifax is leveraging Gemini AI to enhance collaboration and productivity while maintaining top-tier security. Hosted by John Veltri, Managing Director, Acquisition Sales at SADA, this episode offers valuable lessons for any organization considering AI solutions. Join us for more content by liking, sharing, and subscribing! 🎙Subscribe on Spotify 🎙Subscribe on Apple 📺 YouTube playlist 🔗SADA website Host: John Veltri, Mana...2025-04-0112 minCloud and ClearEquifax's Cloud Transformation: Leveraging AI and Gemini for Employee Productivity | Episode 198In this Cloud and Clear episode, explore Equifax's approach to building a secure cloud-native infrastructure with Google Cloud. JK Krug, VP of Digital Employee Experience at Equifax, shares how Equifax is leveraging Gemini AI to enhance collaboration and productivity while maintaining top-tier security. Hosted by John Veltri, Managing Director, Acquisition Sales at SADA, this episode offers valuable lessons for any organization considering AI solutions. Join us for more content by liking, sharing, and subscribing! 🎙Subscribe on Spotify 🎙Subscribe on Apple 📺 YouTube playlist 🔗SADA website Host: John Veltri, Mana...2025-04-0112 min
How Hacks HappenEquifax | ReplayWith so many social security breaches, we return to the original scene of the crime: the Equifax Breach of 2017. Enjoy this replay of one of our most popular episodes, where you'll learn about common hacking techniques, how routers work and why they're so important, and the most basic of cybersecurity measures like patch plans. Resources for this episode:Website where you can check if your identity was compromised in the Equifax breachBusiness Insider: Literally everyone should be thinking about suing Equifax. September 2017.U.S. House of Representatives Committee on Oversight and Government Reform: The Equifax Data B...2025-02-121h 13
Ontario Mortgage & Real Estate Insights PodcastEquifax Inc. (NYSE:EFX) Q4 2024 Earnings Call TranscriptIn this episode, we begin with an introduction and sponsor message from Real Approved Inc. We delve into Equifax's fourth quarter 2024 earnings, featuring insights from their CEO. The discussion covers Equifax's cloud data transformation and financial strategies, highlighting the performance of U.S. Information Solutions and Workforce Solutions. We explore Equifax's 2025 outlook and strategic priorities. The episode concludes with closing remarks and a sponsor reminder from Real Approved Inc.
(0:00) Introduction and sponsor message by Real Approved Inc.
(0:38) Equifax's fourth quarter 2024 earnings and CEO insights
(1:45) Equifax's cloud data transformation and financial strategies
(2:39) U.S. Information Solutions and Workforce Solutions performance
(3:27) Equifax's 2025...2025-02-0904 min
LendAPI PodcastLendAPI Partner Podcast with Bennett Kriger, Director of FinTech Lending at EquifaxJoin us for an insightful episode of the LendAPI Partner Podcast, featuring Bennett Krieger, Director of FinTech Lending at Equifax.What You’ll Learn:- How Equifax has evolved from a traditional credit bureau to a data and analytics powerhouse, providing cash flow insights, fraud detection, business verification, and more.- The role of Equifax’s FinTech Lending Division, which has been working with digital lenders for over a decade.- A real-world success story where Equifax onboarded a FinTech lender in just 5.5 weeks, challenging the perception that credit bureaus are slow-moving.About Equifax:Equifax is a leader in data...2025-01-3005 min
Ontario Mortgage & Real Estate Insights PodcastEpisode 174: Digital Identity Verification, Open Banking, and Equifax Data Breach Settlement UpdatesIn this episode, we start with an introduction and sponsor mention before diving into the topics of digital identity verification and the benefits of Open Banking. We explore Equifax's Apply+ technology and its potential impacts on the industry. The discussion then shifts to recent awards and updates regarding the Equifax data breach settlement, highlighting the importance of safeguarding personal information. We also cover the details of compensation related to the breach. The episode wraps up with closing remarks and a reminder from our sponsor, emphasizing the need for awareness and protection in the digital age.
(0:00) Introduction and sponsor mention
(0:38) Digital...2024-12-2606 min
Real Estate and Wealth powered by Calvert Home Mortgage Investment CorporationEp 12: Understanding Credit: Key Insights and Trends with Eric Poblete from Equifax CanadaJoin us for a conversation with Eric Poblete, Director of Mortgage and Housing Solutions at Equifax Canada, as he simplifies the complexities of credit. Discover the history of credit, how Equifax tracks it, and why it's important. We'll look at current debt trends, including the rise in non-mortgage debt and increasing credit card usage. Eric shares credit activity among different demographics and financial stress indicators, including missed payments and insolvencies.
We'll also explore more on economic factors affecting credit challenges for first-time homebuyers and key takeaways from Equifax's quarterly consumer credit report. Plus, Eric will debu...2024-09-1048 min
North Fulton Business RadioEmpowering Confidence Through #IAmRemarkable, with Alejandra Torchia, Equifax Inc.Empowering Confidence Through #IAmRemarkable, with Alejandra Torchia, Equifax Inc. (North Fulton Business Radio, Episode 794) In this episode of North Fulton Business Radio, host John Ray interviews Alejandra Torchia, a Senior Vice President in Technology at Equifax and an #IAmRemarkable Gold Facilitator. Alejandra shares her journey from Buenos Aires to the U.S., her career at Equifax, […]
The post Empowering Confidence Through #IAmRemarkable, with Alejandra Torchia, Equifax Inc. appeared first on Business RadioX ®.2024-08-0900 min
Ontario Mortgage & Real Estate Insights PodcastEquifax Earnings Breakdown, Market Reactions, and Long-Term Growth StrategiesThis episode begins with an introduction and an overview of the topics. It provides a comprehensive analysis of Equifax's earnings, stock performance, and financial overview. The discussion then covers analyst ratings and market reactions to Equifax. Detailed insights into Equifax's revenue growth and innovations are explored, followed by an examination of forward-looking statements and third quarter guidance. The episode also delves into Equifax's financial health, dividend updates, and analyst opinions. It concludes with a look at Equifax's long-term growth strategy and a farewell.
(0:00) Introduction and episode overview
(0:19) Equifax earnings, stock, and financial overview
(3:54) Analyst ratings and market reactions to Equifax
(5:18...2024-07-1813 min
Ontario Mortgage & Real Estate Insights PodcastFSRA's New Fraud Rule, Equifax Insider Trades, and Market Performance InsightsThis episode starts with a welcome and introduction. It then covers FSRA's new auto insurance fraud reporting rule and the importance of stakeholder engagement. The discussion shifts to investment news, focusing on institutional activities and insider trades at Equifax. An analysis of Equifax's market performance, earnings, and analyst ratings follows. The episode concludes with a sign-off.
(0:00) Welcome and introduction
(0:32) FSRA's new auto insurance fraud reporting rule and stakeholder engagement
(3:11) Investment news: Institutional activities and insider trades at Equifax
(8:07) Equifax's market performance, earnings, and analyst ratings
(9:27) Conclusion and sign-off
2024-07-1611 minMarket PulseCredit and Lending Insights for Small BusinessWith 93% of small business owners anticipating growth, the timing of potential Fed interest rate cuts remains a critical factor. Sarah Briscoe, lead commercial statistical analyst at Equifax, sheds light on the latest trends in small business lending, delinquency, and default rates, highlighting the unique insights from the Equifax small business indices. In this episode: What small business indices data shows about lending activity and defaultsFactors small and commercial businesses should be watching in current economic climateState and industry level trends that stand outHow commercial businesses can incorporate small business indices into their decision making ...2024-06-2112 min
The Lending LinkEquifax's Sales Director Explores Equifax Financial Wellbeing through Actionable DataIn the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment.
Rich and Jeff delve into the significant impact of Equifax's Work Number, highlighting how this innovative solution is transforming outdated and labor-intensive verification methods. With the advent of The Work Number, the process has become automated, allowing consumers to...2024-03-2815 minMarket PulseA Day in the Life of a Risk ProfessionalThe Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape. In this episode: · Role of the Equifax chief risk officer· The focus on delinquencies· Role of risk manager for cards· Implementing policies to manage credit risk for credit card issuers· Role of risk analyst· How economic challenges li...2024-03-0130 min
Business BreakdownsEquifax: Your Score & MoreThis is Matt Reustle and today we are breaking down the data services giant, Equifax. Experian, TransUnion, and Equifax have built this fascinating oligopoly worth studying, but the business has extended well beyond the credit checks on mortgages. Their employee verification tool, The Work Number, may be their most valuable asset today.To break down Equifax, I'm joined by Mo Spolan, analyst at Weitz Investments. We dive into both sides of the business, the unique industry structures that they sit in, the history around competition, and Equifax's future outlook.The newest podcast...2023-10-041h 03
Builders WantedEquifax’s Laura Trotter: Combining Attribution and Real World InsightsThis episode features an interview with Laura Trotter, Chief Marketing Officer USIS at Equifax. She is a senior marketing professional with over 20 years of experience in high-tech, big data, analytics, and life sciences industries. Prior to joining Equifax, Laura led marketing efforts for Accurate Background, Jama Software, and WebMD Health Services.In this episode, Kailey and Laura discuss the uncertainty of the macroeconomic environment, organizational alignment, and the dangers of attribution.-------------------Key Takeaways:It’s often assumed that there is a shared sense of understanding of the responsibilities and workflows in an...2023-09-1440 min
Insight Out - An Equifax PodcastAre Insurers Optimising the Use of Data?We're living in a new industrial revolution for Data Management and Open Data, but what does this mean for insurers and how can the power of data be harnessed for the good of the industry?In this episode, Equifax Insurance Solutions experts Neil Blount (Insurance Growth and Transformation Executive) and Dr. Carlos Leung (Principal Data Analytics Designer) discussHow all classes of insurers can get a better understanding of what is happening in the broader insurance industryThe potential challenges of data gained from "Self disclosure" for InsurersThe value data verification can have for various insurance productsWhat data points and processes will...2023-05-1021 minInsight Out - An Equifax PodcastThe Unknown Unknowns of Insurance "We don't know what we don't know" is an adage that holds true across industries, and insurance is no exception. Join Neil Blount, Insurance Growth and Transformation Executive, and Dr. Carlos Leung, Principal Data Analytics Designer at Equifax Insurance Solutions as they discussSome of the common blind spots in the insurance industryPotential market gaps in the insurance segment when it comes to use of dataImproving both the customer journey and insurers’ risk managementLearnings from global markets to optimise data use in the Australian Insurance IndustryAnd more!This video was recorded in January 20232023-05-1015 minInsight Out - An Equifax PodcastTax Debt Insights for a Proactive Approach to Credit ManagementThe ATO debt increased 13% between 2021 and 2022, reaching $61.6bn. Are credit professionals having to adapt their lending processes to ensure their risk exposure is being managed effectively?Join Equifax host Scott Mason, ATO Assistant Commissioner Claire O'Neill and AICM CEO Nick Pilavidis for a discussion about commercial tax default data and a deep dive into what credit professionals can learn from the past six months of collection activity, including:the impact of tax debt disclosure on the credit environmenthow tax debt levels are evolving post-Covidmyths uncovered about debt recovery and...2023-04-0327 minInsight Out - An Equifax PodcastReducing risk and improving data protection in the employment income verification processEmployee payroll information is an attractive target for threat actors. Imaad Mohammad, Head of Product Management at Equifax Workforce Solutions, and Sarah Moorehouse, Head of Employer Services at Equifax Workforce Solutions delve into how automated employment income verifications can help employers, employees and financial institutions alike.Join Sarah and Imaad as they discuss:Why employers should move away from printing or downloading payslipsThe key questions employers must ask themselves while conducting employment income verificationsThe purpose and key benefits of Equifax Verification ExchangeAnd more!This...2023-04-0316 minInsight Out - An Equifax PodcastOnline Retail Fraud: Threats, Opportunities & GamechangersFraud is a top challenge for online retailers as they look to reduce customer friction while also managing risk. Join Rich Stuppy, Chief Customer Experience Officer at Kount, and Tehani Legeay, General Manager of Fraud & ID at Equifax, as they discuss:The top fraud threats currently facing online retailersThe biggest things impacting online retailers' ability to fight fraudHow retailers with fewer resources can keep themselves safe from fraudHow global learnings can help retailers better understand and protect themselves against bad actorsAnd more!This...2023-04-0319 minInsight Out - An Equifax PodcastHow brokers are adapting to the changing mortgage marketThe mortgage market in Australia is changing rapidly, and brokers are having to adapt at speed. Explore how brokers are keeping up with the pace of change, with James Forbes, Equifax General Manager of Consumer, and Peter White, Managing Director at Finance Brokers Association of Australia (FBAA).Join James and Peter as they discuss:How rising interest rates and inflation are impacting the workload of brokersWhy consumers are turning to brokers for help during turbulent economic timesPurchasing and refinancing trendsThe evolving role of technology and how...2023-04-0319 min
The Voice of RetailSue Hutchison, President Equifax Canada on Cybercrime & Consumer SpendingWelcome to The Voice of Retail podcast. My name is Michael LeBlanc, and I am your host, I believe in the power of storytelling to bring the retail industry to life. I'll bring insights, perspectives and experiences from some of the retail industry's most innovative and influential voices each week. This podcast is produced in conjunction with Retail Council of Canada.In a wide-ranging discussion, Sue Hutchison, President and GM for Equifax Canada, talks about cybercrime, the state of Canadians' credit ratings and their forecast for the Canadian economy and consumer spending for 2023About Sue2023-03-2430 minMarket PulseWhy Financial Institutions Need a Deposit Growth StrategyFinancial institutions have become more risk aware following interest rate hikes, an uncertain economy and recent challenges facing regional banks. In this episode, we’re joined by Tom O’Neill, a risk consultant with Equifax and Mark Toro, a marketing consulting leader with the Financial Services Group at Equifax to discuss: · What is a deposit growth strategy?· How can it reduce a financial institution’s risk?· What role does data play in an effective deposit growth strategy?RESOURCES:CreditForecast.com is a joint venture between Equifax and Moody’s Analytics...2023-03-2316 minInsight Out - An Equifax PodcastExploring the evolution & future of Buy Now Pay Later (BNPL)Explore the evolution and future of BNPL with Mark Thomas, Equifax Head of Financial Services, and Alberto Fernandez, Head of Insights at Latitude Financial Services:Why has BNPL exploded in the recent past?What trends and challenges might come up as the market matures more in the near future?What might be ways to open up the pathway to profitability in the channel?What role BNPL plays for merchants and how will it develop in the futureHow does financial literacy play in this segment and how do you...2023-02-0928 minThe Lending LinkThe Numbers Don't Lie (Right?): The State of Lending and What to Trust in 2023 with Equifax's Tom O'NeillThere isn't a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention that spending fell off a cliff. It was only natural from a lending perspective to withdraw and stop to wait and see what would happen before making any other determinations.
During this time, the CAREs Act also rolled out to help the consumer base households weather the severity of the coronavirus storm. As the CAREs...2023-01-1834 minMarket PulseIs It Possible to Authenticate Digital Content?Businesses rely on digital photos and videos to make everyday business decisions, but they struggle with confirming the content’s authenticity. Bob Homer, VP and General Manager of Insurance and Alliances at Equifax talks with Mounir Ibrahim, VP of Public Affairs and Impact at Truepic about how the company is using data and technology to restore trust in digital images. Don't miss these highlights: 1:00 – About Truepic2:16 – How Equifax partners with Truepic to streamline insurance industry’s underwriting and claim processes4:25 –Truepic Vision use cases in industries that rely on digital p...2022-11-0824 min
HypercroissanceEp.173 - L'importance des AGI sur le futur de la société et le nouvel outil de Equifax pour suivre ses employés!Bienvenue à tous au nouvel épisode du Podcast Hypercroissance!
Aujourd'hui, on parle de AGI (Artificial General Intelligence). L'évolution de la robotisation est exceptionnelle et on a décidé d'en discuter encore sur le podcast.
On parle également d'un nouvel outil que Equifax a mis en place afin de mieux suivre leurs employés travaillant de la maison.
Liens dont on fait mention dans l'épisode;
Banana Pealing Robot : There’s always money in the banana-peeling robot (morningbrew.com) : https://www.morningbrew.com/daily/stories/2022/09/28/banana-peeling-robot
Elon Musk Reveals Tesla Robot Optimus Th...2022-10-2725 min
Power HouseEquifax's Craig Crabtree on how today's market impacts credit reportingToday, Clayton welcomes the SVP and GM of Equifax Mortgage and Housing, Craig Crabtree, onto the Housing News podcast. Craig has an incredible background as a mortgage lender, which led him to his career as a GM at Equifax.Clayton and Craig spend a lot of time talking about different credit data sources — from rent data to utility credit data — which Equifax is currently bringing to market as a new and unique data field that lenders can leverage outside of their traditional credit reporting box. They also go into how Equifax and other credit bureaus are leveraging autom...2022-10-2050 min
Credit Repair Business SecretsBREAKING! Equifax Disaster: Everything You Need to KnowSign up for our brand new 14-day Credit Hero Challenge.Hey Credit Heroes!Were you or any of your clients denied loans or charged higher interest rates between March 17th and April 6th of this year?If so, you might have been affected by the huge Equifax disaster that has come to light this week!A ‘coding error’ from Equifax caused credit scores to change, and it may have affected you or your clients!They claim that 300,000 scores have changed by around 20 points… which is a huge difference! But t...2022-08-2317 min
How Did We Miss That? by IndieLeft.media / IndieNews.Network#45: Whistleblowers at CIA & Equifax | What Fighting for Healthcare Means | How Did We Miss ThatOriginally recorded during the 8/6/22 Episode of How Did We Miss That?, found here:
Rokfin: https://rokfin.com/stream/21331
Odysee: https://odysee.com/@IndLeftNews:3/how-did-we-miss-that-ep-45-08072022:5
YouTube: https://www.youtube.com/watch?v=IpfPd9holYk
Facebook: https://facebook.com/279284498838444/posts/5031105810322932
All links found at our episode Substack: https://independentleftnews.substack.com/p/how-did-we-miss-that-ep-45
Story 1- Whistleblower Fired by Equifax for Integrity
Equifax Whistleblower Says He Was Fired For Refusing To Doctor Consumer Complaint Data: Kevin Gosztola, The Dissenter
https://thedissenter.org/equifax-whistleblower-says-he-was-fired-after-exposing-consumer-complaint-fraud/
Story 2- #FreeJulianAssange from a CIA Whistleblower
CIA Whistleblower Reflects on the Persecution of Julian...2022-08-161h 03
Credit Game CanadaEquifax and TransUnion - The Credit Dynamic DuoThere are two reporting agencies in Canada, Equifax and TransUnion. There are many different ways to get a copy of your credit report but few Canadians see the benefit of reviewing both. You might be surprised at how different your Equifax and TransUnion reports can be and why it is essential to review both of them, especially if you are planning any major financing in the near future!
OR VISUALS AND FOR THE FULL EPISODE - https://youtu.be/B1px5RIDY5w
MY STREET CRED - https://creditgame.net/street-cred/
R...2022-06-1512 min
That Digital ShowHelping Organizations Make Informed Decisions with EquifaxIn this episode, Jay and Theo are joined by Manav Doshi, GM of Technology Solutions and Keith Junius, Enterprise Architect, both of Equifax Australia, to talk about the organization’s ambitious cloud transformation. As a global credit bureau and data analytics company, Equifax is helping financial institutions, companies, and government agencies make critical financial decisions. In 2017, a critical event triggered a complete rethink of its security in all 24 locations. Equifax Australia embarked on a AUD2 billion journey with Google Cloud to migrate 100% of its key platforms and credit bureaus into the cloud. Manav shares how, prior to 2017, Equifax AU had pr...2022-04-1223 min