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Market PulseMarket PulseHow Small Businesses and Consumers are Responding to Economic UncertaintyIn this Small Business Month edition, experts from Fiserv and Equifax unpack how small businesses and consumers are responding to ongoing economic uncertainty. Darryl Tyndorf, Director of Economic and Analytical Insights at Fiserv; Mike Spriggs, Head of Consumer Insights at Fiserv; and David Adams, Head of Commercial Product Marketing at Equifax dig into a range of topics, from shifting spending patterns and tariff impacts to the rise of side hustles and cautious optimism.Resources:CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and an...2025-05-2234 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastA Multi-Speed Recovery for the Construction IndustryIt’s no secret that the construction industry has faced significant challenges over the past few years, and insolvencies remain at historically high levels. However, Equifax data suggests there might be green shoots emerging…although only for some segments of the building and construction sector. Join Carrie Cheung, Head of Insights, and Brad Walters, Head of Product & Ratings Services, as they discuss:Emerging financial trends across the industry and their implicationsThe knock-on effects of these trends might be for infrastructure development and housing supply development goalsHow these trends could impact home buyersAnd more!2025-05-1419 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastIs the uplift in consumer confidence built on smoke and mirrors?Consumer confidence got an end of year bump in Q4 of 2024 - but is this uptick premature? Equifax modelling suggests that the positive impact of a rate cut will only be seen six to nine months down the track. Join Carrie Cheung, Head of Insights, and Kevin James, Equifax Chief Solutions Officer, as they discussWhat the emerging trends in consumer credit mean for lendersWhether consumers are at risk of overextending themselvesThe trends Equifax expects to see in consumer credit demand over the coming monthsAnd more!2025-05-1406 minOntario Mortgage & Real Estate Insights PodcastOntario Mortgage & Real Estate Insights PodcastEquifax UK Launches Cloud-Native Intelligence Suite For Commercial LendersIn this episode, we start with a welcome and an overview of Equifax's new Intelligence Suite, setting the stage for the discussion. A sponsor message from Real Approved Inc. follows. We then examine the impact and innovations of cloud-native technology in commercial lending, highlighting its transformative potential. The conversation moves to Equifax's Business ID Plus, focusing on fraud prevention and the future capabilities of the Intelligence Suite. The episode wraps up with closing remarks and a reminder from our sponsor, providing listeners with valuable insights into the evolving landscape of commercial lending technology. (0:00) Welcome & Overview of Equifax's New Intelligence Suite (0:21...2025-04-1903 minCloud and ClearCloud and ClearEquifax's Cloud Transformation: Leveraging AI and Gemini for Employee Productivity | Episode 198In this Cloud and Clear episode, explore Equifax's approach to building a secure cloud-native infrastructure with Google Cloud. JK Krug, VP of Digital Employee Experience at Equifax, shares how Equifax is leveraging Gemini AI to enhance collaboration and productivity while maintaining top-tier security. Hosted by John Veltri, Managing Director, Acquisition Sales at SADA, this episode offers valuable lessons for any organization considering AI solutions. Join us for more content by liking, sharing, and subscribing! 🎙Subscribe on Spotify 🎙Subscribe on Apple 📺 YouTube playlist 🔗SADA website Host: John Veltri, Mana...2025-04-0112 minCloud and ClearCloud and ClearEquifax's Cloud Transformation: Leveraging AI and Gemini for Employee Productivity | Episode 198In this Cloud and Clear episode, explore Equifax's approach to building a secure cloud-native infrastructure with Google Cloud. JK Krug, VP of Digital Employee Experience at Equifax, shares how Equifax is leveraging Gemini AI to enhance collaboration and productivity while maintaining top-tier security. Hosted by John Veltri, Managing Director, Acquisition Sales at SADA, this episode offers valuable lessons for any organization considering AI solutions. Join us for more content by liking, sharing, and subscribing! 🎙Subscribe on Spotify 🎙Subscribe on Apple 📺 YouTube playlist 🔗SADA website Host: John Veltri, Mana...2025-04-0112 minHow Hacks HappenHow Hacks HappenEquifax | ReplayWith so many social security breaches, we return to the original scene of the crime: the Equifax Breach of 2017. Enjoy this replay of one of our most popular episodes, where you'll learn about common hacking techniques, how routers work and why they're so important, and the most basic of cybersecurity measures like patch plans. Resources for this episode:Website where you can check if your identity was compromised in the Equifax breachBusiness Insider: Literally everyone should be thinking about suing Equifax. September 2017.U.S. House of Representatives Committee on Oversight and Government Reform: The Equifax Data B...2025-02-121h 11Ontario Mortgage & Real Estate Insights PodcastOntario Mortgage & Real Estate Insights PodcastEquifax Inc. (NYSE:EFX) Q4 2024 Earnings Call TranscriptIn this episode, we begin with an introduction and sponsor message from Real Approved Inc. We delve into Equifax's fourth quarter 2024 earnings, featuring insights from their CEO. The discussion covers Equifax's cloud data transformation and financial strategies, highlighting the performance of U.S. Information Solutions and Workforce Solutions. We explore Equifax's 2025 outlook and strategic priorities. The episode concludes with closing remarks and a sponsor reminder from Real Approved Inc. (0:00) Introduction and sponsor message by Real Approved Inc. (0:38) Equifax's fourth quarter 2024 earnings and CEO insights (1:45) Equifax's cloud data transformation and financial strategies (2:39) U.S. Information Solutions and Workforce Solutions performance (3:27) Equifax's 2025...2025-02-0904 minLendAPI PodcastLendAPI PodcastLendAPI Partner Podcast with Bennett Kriger, Director of FinTech Lending at EquifaxJoin us for an insightful episode of the LendAPI Partner Podcast, featuring Bennett Krieger, Director of FinTech Lending at Equifax.What You’ll Learn:- How Equifax has evolved from a traditional credit bureau to a data and analytics powerhouse, providing cash flow insights, fraud detection, business verification, and more.- The role of Equifax’s FinTech Lending Division, which has been working with digital lenders for over a decade.- A real-world success story where Equifax onboarded a FinTech lender in just 5.5 weeks, challenging the perception that credit bureaus are slow-moving.About Equifax:Equifax is a leader in data...2025-01-3005 minOntario Mortgage & Real Estate Insights PodcastOntario Mortgage & Real Estate Insights PodcastEpisode 174: Digital Identity Verification, Open Banking, and Equifax Data Breach Settlement UpdatesIn this episode, we start with an introduction and sponsor mention before diving into the topics of digital identity verification and the benefits of Open Banking. We explore Equifax's Apply+ technology and its potential impacts on the industry. The discussion then shifts to recent awards and updates regarding the Equifax data breach settlement, highlighting the importance of safeguarding personal information. We also cover the details of compensation related to the breach. The episode wraps up with closing remarks and a reminder from our sponsor, emphasizing the need for awareness and protection in the digital age. (0:00) Introduction and sponsor mention (0:38) Digital...2024-12-2606 minReal Estate and Wealth powered by Calvert Home Mortgage Investment CorporationReal Estate and Wealth powered by Calvert Home Mortgage Investment CorporationEp 12: Understanding Credit: Key Insights and Trends with Eric Poblete from Equifax CanadaJoin us for a conversation with Eric Poblete, Director of Mortgage and Housing Solutions at Equifax Canada, as he simplifies the complexities of credit. Discover the history of credit, how Equifax tracks it, and why it's important. We'll look at current debt trends, including the rise in non-mortgage debt and increasing credit card usage. Eric shares credit activity among different demographics and financial stress indicators, including missed payments and insolvencies.    We'll also explore more on economic factors affecting credit challenges for first-time homebuyers and key takeaways from Equifax's quarterly consumer credit report. Plus, Eric will debu...2024-09-1048 minNorth Fulton Business RadioNorth Fulton Business RadioEmpowering Confidence Through #IAmRemarkable, with Alejandra Torchia, Equifax Inc.Empowering Confidence Through #IAmRemarkable, with Alejandra Torchia, Equifax Inc. (North Fulton Business Radio, Episode 794) In this episode of North Fulton Business Radio, host John Ray interviews Alejandra Torchia, a Senior Vice President in Technology at Equifax and an #IAmRemarkable Gold Facilitator. Alejandra shares her journey from Buenos Aires to the U.S., her career at Equifax, […] The post Empowering Confidence Through #IAmRemarkable, with Alejandra Torchia, Equifax Inc. appeared first on Business RadioX ®.2024-08-0900 minOntario Mortgage & Real Estate Insights PodcastOntario Mortgage & Real Estate Insights PodcastEquifax Earnings Breakdown, Market Reactions, and Long-Term Growth StrategiesThis episode begins with an introduction and an overview of the topics. It provides a comprehensive analysis of Equifax's earnings, stock performance, and financial overview. The discussion then covers analyst ratings and market reactions to Equifax. Detailed insights into Equifax's revenue growth and innovations are explored, followed by an examination of forward-looking statements and third quarter guidance. The episode also delves into Equifax's financial health, dividend updates, and analyst opinions. It concludes with a look at Equifax's long-term growth strategy and a farewell. (0:00) Introduction and episode overview (0:19) Equifax earnings, stock, and financial overview (3:54) Analyst ratings and market reactions to Equifax (5:18...2024-07-1813 minOntario Mortgage & Real Estate Insights PodcastOntario Mortgage & Real Estate Insights PodcastFSRA's New Fraud Rule, Equifax Insider Trades, and Market Performance InsightsThis episode starts with a welcome and introduction. It then covers FSRA's new auto insurance fraud reporting rule and the importance of stakeholder engagement. The discussion shifts to investment news, focusing on institutional activities and insider trades at Equifax. An analysis of Equifax's market performance, earnings, and analyst ratings follows. The episode concludes with a sign-off. (0:00) Welcome and introduction (0:32) FSRA's new auto insurance fraud reporting rule and stakeholder engagement (3:11) Investment news: Institutional activities and insider trades at Equifax (8:07) Equifax's market performance, earnings, and analyst ratings (9:27) Conclusion and sign-off 2024-07-1611 minMarket PulseMarket PulseCredit and Lending Insights for Small BusinessWith 93% of small business owners anticipating growth, the timing of potential Fed interest rate cuts remains a critical factor. Sarah Briscoe, lead commercial statistical analyst at Equifax, sheds light on the latest trends in small business lending, delinquency, and default rates, highlighting the unique insights from the Equifax small business indices.  In this episode: What small business indices data shows about lending activity and defaultsFactors small and commercial businesses should be watching in current economic climateState and industry level trends that stand outHow commercial businesses can incorporate small business indices into their decision making ...2024-06-2112 minThe Lending LinkThe Lending LinkEquifax's Sales Director Explores Equifax Financial Wellbeing through Actionable DataIn the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment. Rich and Jeff delve into the significant impact of Equifax's Work Number, highlighting how this innovative solution is transforming outdated and labor-intensive verification methods. With the advent of The Work Number, the process has become automated, allowing consumers to...2024-03-2815 minMarket PulseMarket PulseA Day in the Life of a Risk ProfessionalThe Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape. In this episode: ·      Role of the Equifax chief risk officer·      The focus on delinquencies·      Role of risk manager for cards·      Implementing policies to manage credit risk for credit card issuers·      Role of risk analyst·      How economic challenges li...2024-03-0130 minBusiness BreakdownsBusiness BreakdownsEquifax: Your Score & MoreThis is Matt Reustle and today we are breaking down the data services giant, Equifax. Experian, TransUnion, and Equifax have built this fascinating oligopoly worth studying, but the business has extended well beyond the credit checks on mortgages. Their employee verification tool, The Work Number, may be their most valuable asset today.To break down Equifax, I'm joined by Mo Spolan, analyst at Weitz Investments. We dive into both sides of the business, the unique industry structures that they sit in, the history around competition, and Equifax's future outlook.The newest podcast...2023-10-041h 03Builders WantedBuilders WantedEquifax’s Laura Trotter: Combining Attribution and Real World InsightsThis episode features an interview with Laura Trotter, Chief Marketing Officer USIS at Equifax. She is a senior marketing professional with over 20 years of experience in high-tech, big data, analytics, and life sciences industries. Prior to joining Equifax, Laura led marketing efforts for Accurate Background, Jama Software, and WebMD Health Services.In this episode, Kailey and Laura discuss the uncertainty of the macroeconomic environment, organizational alignment, and the dangers of attribution.-------------------Key Takeaways:It’s often assumed that there is a shared sense of understanding of the responsibilities and workflows in an...2023-09-1440 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastAre Insurers Optimising the Use of Data?We're living in a new industrial revolution for Data Management and Open Data, but what does this mean for insurers and how can the power of data be harnessed for the good of the industry?In this episode, Equifax Insurance Solutions experts Neil Blount (Insurance Growth and Transformation Executive) and Dr. Carlos Leung (Principal Data Analytics Designer) discussHow all classes of insurers can get a better understanding of what is happening in the broader insurance industryThe potential challenges of data gained from "Self disclosure" for InsurersThe value data verification can have for various insurance productsWhat data points and processes will...2023-05-1021 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastThe Unknown Unknowns of Insurance "We don't know what we don't know" is an adage that holds true across industries, and insurance is no exception. Join Neil Blount, Insurance Growth and Transformation Executive, and Dr. Carlos Leung, Principal Data Analytics Designer at Equifax Insurance Solutions as they discussSome of the common blind spots in the insurance industryPotential market gaps in the insurance segment when it comes to use of dataImproving both the customer journey and insurers’ risk managementLearnings from global markets to optimise data use in the Australian Insurance IndustryAnd more!This video was recorded in January 20232023-05-1015 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastTax Debt Insights for a Proactive Approach to Credit ManagementThe ATO debt increased 13% between 2021 and 2022, reaching $61.6bn. Are credit professionals having to adapt their lending processes to ensure their risk exposure is being managed effectively?Join Equifax host Scott Mason, ATO Assistant Commissioner Claire O'Neill and AICM CEO Nick Pilavidis for a discussion about commercial tax default data and a deep dive into what credit professionals can learn from the past six months of collection activity, including:the impact of tax debt disclosure on the credit environmenthow tax debt levels are evolving post-Covidmyths uncovered about debt recovery and...2023-04-0327 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastReducing risk and improving data protection in the employment income verification processEmployee payroll information is an attractive target for threat actors. Imaad Mohammad, Head of Product Management at Equifax Workforce Solutions, and Sarah Moorehouse, Head of Employer Services at Equifax Workforce Solutions delve into how automated employment income verifications can help employers, employees and financial institutions alike.Join Sarah and Imaad as they discuss:Why employers should move away from printing or downloading payslipsThe key questions employers must ask themselves while conducting employment income verificationsThe purpose and key benefits of Equifax Verification ExchangeAnd more!This...2023-04-0316 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastOnline Retail Fraud: Threats, Opportunities & GamechangersFraud is a top challenge for online retailers as they look to reduce customer friction while also managing risk. Join Rich Stuppy, Chief Customer Experience Officer at Kount, and Tehani Legeay, General Manager of Fraud & ID at Equifax, as they discuss:The top fraud threats currently facing online retailersThe biggest things impacting online retailers' ability to fight fraudHow retailers with fewer resources can keep themselves safe from fraudHow global learnings can help retailers better understand and protect themselves against bad actorsAnd more!This...2023-04-0319 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastHow brokers are adapting to the changing mortgage marketThe mortgage market in Australia is changing rapidly, and brokers are having to adapt at speed. Explore how brokers are keeping up with the pace of change, with James Forbes, Equifax General Manager of Consumer, and Peter White, Managing Director at Finance Brokers Association of Australia (FBAA).Join James and Peter as they discuss:How rising interest rates and inflation are impacting the workload of brokersWhy consumers are turning to brokers for help during turbulent economic timesPurchasing and refinancing trendsThe evolving role of technology and how...2023-04-0319 minThe Voice of RetailThe Voice of RetailSue Hutchison, President Equifax Canada on Cybercrime & Consumer SpendingWelcome to The Voice of Retail podcast. My name is Michael LeBlanc, and I am your host, I believe in the power of storytelling to bring the retail industry to life. I'll bring insights, perspectives and experiences from some of the retail industry's most innovative and influential voices each week. This podcast is produced in conjunction with Retail Council of Canada.In a wide-ranging discussion, Sue Hutchison, President and GM for Equifax Canada, talks about cybercrime, the state of Canadians' credit ratings and their forecast for the Canadian economy and consumer spending for 2023About Sue2023-03-2430 minMarket PulseMarket PulseWhy Financial Institutions Need a Deposit Growth StrategyFinancial institutions have become more risk aware following interest rate hikes, an uncertain economy and recent challenges facing regional banks. In this episode, we’re joined by Tom O’Neill, a risk consultant with Equifax and Mark Toro, a marketing consulting leader with the Financial Services Group at Equifax to discuss: ·      What is a deposit growth strategy?·      How can it reduce a financial institution’s risk?·      What role does data play in an effective deposit growth strategy?RESOURCES:CreditForecast.com is a joint venture between Equifax and Moody’s Analytics...2023-03-2316 minInsight Out - An Equifax PodcastInsight Out - An Equifax PodcastExploring the evolution & future of Buy Now Pay Later (BNPL)Explore the evolution and future of BNPL with Mark Thomas, Equifax Head of Financial Services, and Alberto Fernandez, Head of Insights at Latitude Financial Services:Why has BNPL exploded in the recent past?What trends and challenges might come up as the market matures more in the near future?What might be ways to open up the pathway to profitability in the channel?What role BNPL plays for merchants and how will it develop in the futureHow does financial literacy play in this segment and how do you...2023-02-0928 minThe Lending LinkThe Lending LinkThe Numbers Don't Lie (Right?): The State of Lending and What to Trust in 2023 with Equifax's Tom O'NeillThere isn't a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention that spending fell off a cliff. It was only natural from a lending perspective to withdraw and stop to wait and see what would happen before making any other determinations. During this time, the CAREs Act also rolled out to help the consumer base households weather the severity of the coronavirus storm. As the CAREs...2023-01-1834 minMarket PulseMarket Pulse2023 Economic Outlook: Opportunities for LendersAre we heading for a recession in 2023? And what should lenders do to prepare for a year of uncertainty? We interview Cris deRitis, deputy chief economist at Moody’s Analytics to uncover those opportunities in the lending industry.Episode Highlights: 1:30 – Moody’s Analytics perspective on whether there will be a recession in 20232:45 – Consumer spending patterns 7:45 – How can lenders adjust their practices to find opportunities9:39 – Lenders should also think long-term like demographic shiftsRESOURCES:CreditForecast.com is a joint venture between Equifax and Moo...2022-12-1312 minMarket PulseMarket PulseIs It Possible to Authenticate Digital Content?Businesses rely on digital photos and videos to make everyday business decisions, but they struggle with confirming the content’s authenticity. Bob Homer, VP and General Manager of Insurance and Alliances at Equifax talks with Mounir Ibrahim, VP of Public Affairs and Impact at Truepic about how the company is using data and technology to restore trust in digital images. Don't miss these highlights: 1:00 – About Truepic2:16 – How Equifax partners with Truepic to streamline insurance industry’s underwriting and claim processes4:25 –Truepic Vision use cases in industries that rely on digital p...2022-11-0824 minHypercroissanceHypercroissanceEp.173 - L'importance des AGI sur le futur de la société et le nouvel outil de Equifax pour suivre ses employés!Bienvenue à tous au nouvel épisode du Podcast Hypercroissance! Aujourd'hui, on parle de AGI (Artificial General Intelligence). L'évolution de la robotisation est exceptionnelle et on a décidé d'en discuter encore sur le podcast. On parle également d'un nouvel outil que Equifax a mis en place afin de mieux suivre leurs employés travaillant de la maison. Liens dont on fait mention dans l'épisode; Banana Pealing Robot : There’s always money in the banana-peeling robot (morningbrew.com) : https://www.morningbrew.com/daily/stories/2022/09/28/banana-peeling-robot Elon Musk Reveals Tesla Robot Optimus Th...2022-10-2725 minPower HousePower HouseEquifax's Craig Crabtree on how today's market impacts credit reportingToday, Clayton welcomes the SVP and GM of Equifax Mortgage and Housing, Craig Crabtree, onto the Housing News podcast.  Craig has an incredible background as a mortgage lender, which led him to his career as a GM at Equifax.Clayton and Craig spend a lot of time talking about different credit data sources — from rent data to utility credit data — which Equifax is currently bringing to market as a new and unique data field that lenders can leverage outside of their traditional credit reporting box. They also go into how Equifax and other credit bureaus are leveraging autom...2022-10-2050 minCredit Repair Business SecretsCredit Repair Business SecretsBREAKING! Equifax Disaster: Everything You Need to KnowSign up for our brand new 14-day Credit Hero Challenge.Hey Credit Heroes!Were you or any of your clients denied loans or charged higher interest rates between March 17th and April 6th of this year?If so, you might have been affected by the huge Equifax disaster that has come to light this week!A ‘coding error’ from Equifax caused credit scores to change, and it may have affected you or your clients!They claim that 300,000 scores have changed by around 20 points… which is a huge difference! But t...2022-08-2317 minHow Did We Miss That? by IndieLeft.media / IndieNews.NetworkHow Did We Miss That? by IndieLeft.media / IndieNews.Network#45: Whistleblowers at CIA & Equifax | What Fighting for Healthcare Means | How Did We Miss ThatOriginally recorded during the 8/6/22 Episode of How Did We Miss That?, found here: Rokfin: https://rokfin.com/stream/21331 Odysee: https://odysee.com/@IndLeftNews:3/how-did-we-miss-that-ep-45-08072022:5 YouTube: https://www.youtube.com/watch?v=IpfPd9holYk Facebook: https://facebook.com/279284498838444/posts/5031105810322932 All links found at our episode Substack: https://independentleftnews.substack.com/p/how-did-we-miss-that-ep-45 Story 1- Whistleblower Fired by Equifax for Integrity Equifax Whistleblower Says He Was Fired For Refusing To Doctor Consumer Complaint Data: Kevin Gosztola, The Dissenter https://thedissenter.org/equifax-whistleblower-says-he-was-fired-after-exposing-consumer-complaint-fraud/ Story 2- #FreeJulianAssange from a CIA Whistleblower CIA Whistleblower Reflects on the Persecution of Julian...2022-08-161h 03Credit Game CanadaCredit Game CanadaEquifax and TransUnion - The Credit Dynamic DuoThere are two reporting agencies in Canada, Equifax and TransUnion. There are many different ways to get a copy of your credit report but few Canadians see the benefit of reviewing both. You might be surprised at how different your Equifax and TransUnion reports can be and why it is essential to review both of them, especially if you are planning any major financing in the near future!   OR VISUALS AND FOR THE FULL EPISODE - https://youtu.be/B1px5RIDY5w MY STREET CRED - https://creditgame.net/street-cred/ R...2022-06-1512 minThat Digital ShowThat Digital ShowHelping Organizations Make Informed Decisions with EquifaxIn this episode, Jay and Theo are joined by Manav Doshi, GM of Technology Solutions and Keith Junius, Enterprise Architect, both of Equifax Australia, to talk about the organization’s ambitious cloud transformation. As a global credit bureau and data analytics company, Equifax is helping financial institutions, companies, and government agencies make critical financial decisions. In 2017, a critical event triggered a complete rethink of its security in all 24 locations. Equifax Australia embarked on a AUD2 billion journey with Google Cloud to migrate 100% of its key platforms and credit bureaus into the cloud. Manav shares how, prior to 2017, Equifax AU had pr...2022-04-1223 minThinker FanaticThinker FanaticCase Study: Equifax Data Breach-Identified the type of attack, loopholes in the controls at Equifax that led to compromise, listed the security practices that could have prevented the breach, listed the precautionary measures Equifax implemented after the breach, why hackers are targeting the financial sector, why this breach didn’t affect Equifax as much as other breaches like Target and Anthem--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app--- Send in a voice message: https://anchor.fm/angel-joel-mejia/messageSupport this podcast: https://anchor.fm/angel-joel-mejia/support2022-03-0108 minMarket PulseMarket Pulse'Tis the Season for Buy Now, Pay Later LoansBuy Now, Pay Later (BNPL) loans are skyrocketing in popularity. Younger, tech-savvy consumers like them because they are a fast, easy way to purchase something online or at point-of-sale in a store. Many BNPLs don’t charge interest, and they can allow consumers who may not qualify for credit to finance large purchases. In this episode, David Fieldhouse, director of consumer credit analytics at Moody’s Analytics, and Amy Frasher, FinTech product manager at Equifax, discuss the future of BNPL financing and how it impacts the traditional credit file. Jump ahead to these highlights:...2021-12-0721 minFintech HuntingFintech HuntingFintech Hunting Episode #104 with the amazing Joel Rickman Senior Vice President Verification Services at Equifax Workforce SolutionsJUST RELEASED- Fintech Hunting Podcast episode #104 We have a very special guest for you today.  He is an expert on verification solutions in financial services, has a wealth of knowledge and expertise.  In this episode we discuss  • His background and how he got started in financial services. • How can lenders address more financial inclusion in mortgage lending? • How can lenders work with today’s demographic of borrowers with low, or non-existent credit scores? • How can lenders leverage technology to stay competitive as the housing market shifts? And consumer-expectation shifts? • In th...2021-10-2021 minData DialoguesData DialoguesData Privacy: Doing the Right ThingIn this episode of Data Dialogues, Equifax Marketing VP, Elizabeth Fairman, interviews Equifax Chief Privacy Officer, Nick Oldham, about how society is transitioning from the explosion of data collection to the responsible stewardship of that data. Oldham explains that we have to move away from transactional compliance requirements and focus more on doing the right thing. Jump ahead to these highlights::47 - Oldham’s professional background2:40 - How data privacy has evolved over time6:15 - Data privacy regulation trends around the globe9:05 - Wha...2021-05-1824 minHow Hacks HappenHow Hacks HappenEquifax BreachWhen consumer reporting agency Equifax was breached in 2017, the records of over 140 million people (more than half the adults in the USA!) were stolen. Years later, we take a closer look at the mistakes Equifax's security team made, how hackers leveraged a compromised Equifax web page to gain access to logins, passwords, and dozens of additional databases, and how they got the stolen data out of Equifax's network through a flawed router setup. We wrap up what you can do to keep yourself safe from identity theft as a result of this and other breaches. Resources for t...2021-05-151h 10Data DialoguesData DialoguesUsing Smart Data to Combat Identity FraudIn this episode of Data Dialogues, we explain how smart data can help organizations combat the growing digital threat of identity fraud. Aparna Sheth, product leader for Equifax’s Identity and Fraud Solutions Group, interviews Cori Shen, who leads a data science team responsible for data and machine learning and AI-driven product innovations to solve identity and fraud challenges. Jump ahead to these highlights:0:40 - Cori’s role and team responsibilities0:54 - Consumers shift from digital-first to digital-only business environment1:37 - Fraud has multiplied2021-04-0517 minMarket PulseMarket PulseCautious Optimism for Small BusinessesIn this episode of the Market Pulse podcast, we discuss the latest round of PPP and small business credit and industry trends with Equifax senior data analyst, Sarah Briscoe. This transcription is edited for brevity. Listen to the full podcast for more great insights.Theresa Freas: Top of everyone's mind is the second round of stimulus just came through. When we're talking about small business support, I believe it was $284 billion that was earmarked for PPP. How do you foresee that impacting the industry? And what did we learn f...2021-02-0512 minEquifax CreditTalksEquifax CreditTalksIdentity Theft in the Digital EraListen to the latest episode of Equifax's new podcast: CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:42 Ilyce and Julie discuss trends from an Equifax Canada identity protection survey 05:50 More people are checking their credit reports07:20 Why aren’t people taking more precautions against identity theft?08:20 The modernization of identity theft vs classic methods of theft and fraud10:53 Importance of credit monitoring as ri...2021-01-2920 minNego2CIO (Compartir Aprender e Inspirar)Nego2CIO (Compartir Aprender e Inspirar)🎙️ Entrevista a Erica Grimberg (Equifax) 💪🤩 Radiografía madres argentinas, salario, deudas y más 🚀Entrevista a Erica Grimberg, Advance Analytics Manager - Argentina, Paraguay y Uruguay en Equifax, sobre el estudio desarrollado "Madres argentinas: tienen un ingreso promedio mensual de $17.000, y deudas que en algunos casos triplican sus sueldos"📈 Infografía del estudio: https://www.cxo-community.com/2020/10/madres-argentinas-tienen-un-ingreso.html🌎 Mira todos los programas de #Nego2CIO desde aquí:  https://www.nego2cio.com/search?q=%23Nego2CIO📺 Lista "Entrevistas | Líderes de tecnología, negocios e innovación" en Canal Youtube: https://www.youtube.com/playlist?list=PL4387D673471C416E💪 Taller "Propósito ExtraOrdinario...2020-10-2034 minThe Business Credit and Financing ShowThe Business Credit and Financing ShowGet to Know the 5 Main Equifax Business Credit ScoresDuring this show, you’ll discover … ✅  All about the five main Equifax business credit scores ✅  The purposes and what goes into an Equifax credit score ✅  What’s in your Equifax credit reports ✅  The purposes behind your credit scores ✅  All about the Credit Risk Scores in your Equifax business credit reports ✅  The differences between the Equifax Small Business Credit Risk Score for Financial Services… ✅  … and the Equifax Small Business Credit Risk Score for Suppliers ✅  What the Small Business Failure Risk Score is all about ✅  How to read your Equifax...2020-09-1727 minEquifax CreditTalksEquifax CreditTalksWhat Investments Should You be Making Right Now?Listen to the fifth episode of Equifax's new podcast: Equifax CreditTalks. Hosted by Ilyce Glink, CreditTalks helps you better understand our evolving financial world. Topics discussed in this episode: 00:00 Introduction to podcast guests and topics for discussion01:41 Lifestyle choices that have changed due to COVID-1902:51 Equifax process for disputing an item on your credit report05:56 How often you should check your credit reports06:26 Investments during COVID-19 09:17 How age impacts the investments you should be making12:04 Saving for retirement18:14 Advice for...2020-08-2524 minYoung Money with Tracey BissettYoung Money with Tracey BissettEP132 How to Protect Yourself from Fraud with Julie Kuzmic of EquifaxJulie Kuzmic is the Director of Consumer Advocacy at Equifax Canada. She is passionate about financial literacy and is a recognized authority on consumer credit. She often speaks on the credit lifecycle to consumers, clients, government, and industry groups and she is always testing out new metaphors to describe the nuances of credit scores. Julie joins me today to share how to protect yourself from fraud and how fraudsters can obtain your personal details and use it to apply for credit in your name. She reveals how many times you can check your credit report each year...2020-03-2432 minThe OWASP Podcast SeriesThe OWASP Podcast SeriesEquifax and the Road Ahead w/ Bryson KoehlerEquifax is trying... I mean REALLY trying... to regain your trust. The Equifax CTO and CISO delivered the keynote at DevSecOps Days during 2020 RSAC. They contributed to multiple sessions and panels during the conference. The message was consistant: "Yes, we had a major problem. Here's what we're doing about it. Here's what you can learn from us." From a technical perspective, Bryson Koehler, CTO, and Jamil Farshchi, CISO, took on all questions from the audience. Nothing was out of bounds. They stayed after the session to talk one-on-one with those who had more questions. The words I heard most from...2020-03-0423 minYoung Money with Tracey BissettYoung Money with Tracey BissettEP129 Adulting 101: Equifax's Julie Kuzmic on What's a Credit Report & Should I Care?Julie Kuzmic is the Director of Consumer Advocacy at Equifax Canada, a credit scoring and reporting organization. Julie is recognized as an authority on consumer credit and is passionate about financial literacy and creating metaphors to explain the nuances of credit scores. She is a speaker on the topic of credit lifecycle, speaking to consumers, clients, and industry groups.   Julie joins me today to share what a credit report is and why you should care about yours. She shares how credit information is collected and used and reveals which credit inquiries affect your score. Julie a...2020-03-0338 minThe SecureWorld SessionsThe SecureWorld SessionsChinese Hackers and the Equifax Data BreachThe SecureWorld Sessions is a cybersecurity podcast that gives you access to people and ideas that impact your career and help you secure your organization. In this episode, we’re sharing new revelations about how the Equifax data breach happened. From newly unsealed court documents in the US DOJ case, we look at 10 steps Chinese nation-state hackers are accused of taking in the attack. We also interview Graeme Payne who worked for Equifax and was fired after being blamed for human error that led to the breach. What did he learn that can benefit security teams? ...2020-02-1818 minThe Device Casting Couch (Tech Podcast)The Device Casting Couch (Tech Podcast)Shady China/Equifax Update, The Mighty Bracelet of Silence! - Device Casting Couch S01E11Season 1 Episode 11 of the Device Casting Couch Podcast We hope you enjoy this episode, we had a lot of fun recording it. Enjoy! Like the bumper music? Check out the original from Prod. Riddiman here! https://www.youtube.com/channel/UCdSuKogXJOZld5Dzw_9285w Sources: China (allegedly) Behind the Equifax Hack https://www.nytimes.com/2020/02/10/us/politics/equifax-hack-china.html https://www.nytimes.com/2020/02/13/business/china-equifax-deny.html Bracelet of Silence https://www.nytimes.com/2020/02/14/technology/alexa-jamming-bracelet-privacy-armor.html Signal Updates https://www...2020-02-1727 minDevice Casting CouchDevice Casting CouchShady China/Equifax Update, The Mighty Bracelet of Silence! - Device Casting Couch S01E11 Season 1 Episode 11 of the Device Casting Couch Podcast We hope you enjoy this episode, we had a lot of fun recording it. Enjoy! Like the bumper music? Check out the original from Prod. Riddiman here! https://www.youtube.com/channel/UCdSuKogXJOZld5Dzw_9285w Sources: China (allegedly) Behind the Equifax Hack https://www.nytimes.com/2020/02/10/us/politics/equifax-hack-china.html https://www.nytimes.com/2020/02/13/business/china-equifax-deny.html Bracelet of Silence https://www.nytimes.com/2020/02/14/technology/alexa-jamming-bracelet-privacy-armor.html Signal Updates https://www.wired.com/story/signal-encrypted-messaging-features-mainstream/ Huawei Allegations https://www.siliconvalley.com/2020/02/13/chinese-company-huaweis-silicon-valley-outpost-allegedly-stole-trade-secrets-from-cisco/ 2020-02-1727 minThe Business Credit and Financing ShowThe Business Credit and Financing ShowYour Equifax Report and FundabilityDuring this show, you will discover … How important it is to keep your business information congruent everywhere What business credit is Where Equifax gets their data from A bird’s eye view of Equifax main reports What fundability is How your industry and business name can make or break your fundability Why your business address and phone numbers matter for your Equifax report Where a business bank account fits in Why you want to incorporate… … and how it is okay to choose less risky SIC and NAICS codes… … if they apply How getting set up with D&B and Equifax...2020-01-3032 minThe Business Credit and Financing ShowThe Business Credit and Financing ShowHow to Read an Equifax ReportDuring this show, you will discover … •How Equifax calculates the scores that decide if your business will get money… •… or not •Where Equifax gets its data from… •… and it feels is most important •What all of those numbers mean •How far back the data goes •Which information is compared to your industry peers •How to most effectively improve your Equifax report •What the 2017 Equifax data breach means to you… •… and whether you should get a credit freeze to protect your identity2019-12-1929 minThe OWASP Podcast SeriesThe OWASP Podcast SeriesIs it time to trust Equifax again? You decide.I was affected by it. You were affected by it. We were all affected by the Equifax breach in September 2017. The truly interesting thing about it is, Equifax wasn't the only company hit by the struts 2 vulnerability that day. Many other companies were hit by it within that time period, but Equifax became the poster child for the main stream media. It was just too easy of a target because of consumer visibility. In the two years since the breach, Equifax has been working hard to restore its reputation, not just with consumer protection, but with the companies that depend...2019-09-1735 minWhat\'s Next|科技早知道What's Next|科技早知道S3E24 同样是隐私泄漏,为什么Facebook的罚款比Equifax多了10倍主播丨刘泓君 嘉宾丨张璐 后期制作丨迪卡普里鑫 (以下文字只是音频节目的少许补充。「硅谷早知道」每周周五中午12点准时更新,敬请期待。) 我们生活在一个个人能被精准预测和定义的大数据时代,然而,数据泄露事件却屡屡发生。 2019年7月,美国历史两起最大的隐私泄露事件:Facebook用户隐私泄露事件和 Equifax 隐私信息泄露事件均得到了处罚,两家公司分别被处50亿美元和5.75亿-7亿美元罚金。 同样是隐私泄露,为何金额差距如此之大?本期,「财经」杂志与「晚点LatePost」的驻硅谷记者刘泓君担任客座主播,与Fusion Fund 创始合伙人张璐来一起聊聊数据隐私这个话题。 本期主播 刘泓君,「财经」杂志与「晚点LatePost」硅谷驻站记者 本期嘉宾 张璐,「Fusion Fund 」创始合伙人 The takeaway 美国互联网创新平台所驱动的人的数字化,在过去十多年已经完成了60%~70%。数字资产在数字世界层面上可以定义一个人的身份。如果这个身份被盗用,它所联系的数字资产就也可以被盗用。 如果数据是被很多家公司所拥有,那每次的损害也许不会让大家觉得那么可怕。但正因为这种数据被少数大公司所垄断,数据泄露的风险也就会更高。所以大公司所要承担的风险和责任也更大。 用户在使用免费服务时,要清楚为什么对方给你提供免费服务。没有任何东西是免费的,一定是有代价的。潜在含义就是我们在用我们的数字资产去支付服务的费用,从而换取免费优质服务。从用户角度讲,不要去期待这些公司不用我的数据资产,还可以得到高质量的免费服务,这个是不存在的一个商业循环。 我们过去这十年经历的除了互联网化还有云服务化。云端存储的过程,也会增加泄漏风险。在这个万物互联的时代,传感器、低成本的摄像头、低成本的路由器,安全系数都很差,你这个时候怎么保证硬件传感器之间进行信息传输时没有信息泄露呢。 我们不仅要去关注到社交信息层面上的垄断,还要关注个人的生物信息。如果这部分信息将来被垄断,很可能在未来,我们每个人的社会层级、社会地位,会基于我们先天的基因的优劣性,这个是很可怕的。 本期讨论的主要问题有: 个人信息数据的泄露,为何危害会越来越大? 为什么Equifax比Facebook泄露数据更多,但罚款却更少? 如何看待23andme这家基因测序公司? 中美两国在数据保护上的不同点; 智能设备的安全性探讨; 在这个万物互联的时代下,如何提高个人的数据隐私意识。 访谈中提及名词 Equifax,美国三大消费者信用报告机构之一。创立于1899年,它收集并保存了全球超过8亿消费者和超过8800万家企业的信息。 Palo Alto Networks , 美国的网络安全公司,致力于通过有效防御网络攻击来保护企业在数字时代免受攻击。 23andMe,美国基因测序公司,用户可以通过公司的检测产品了解到自己的基因状况,并收到分析报告。 美国联邦贸易委员会 FTC(Federal Trade Commission),执行多种反托拉斯和保护消费者法律的联邦机构。 黑镜(Black Mirror), 一部由查理·布鲁克创作的英国独立单元剧部,其中的每一集是独立的,背景通常设置在架空的现实或不久的将来,并以黑暗和讽刺的语气和或轻或重的实验感来表现剧情。该剧集获得评论家们的广泛好评,并获得许多奖项和提名。本节目中涉及到的剧集为第二季第1集「归于正轨」和第三季第3集「黑函之舞」。 相关阅读 危险的互联网,以及其中的大机会2019-09-0641 minYour Money\'s WorthYour Money's WorthEquifax Settlement: Should You Take the Money?Contributing editor Lisa Gerstner discusses the Equifax data-breach settlement and the recent Capital One breach. Also, hosts Sandy Block and Ryan Ermey offer up strategies for hosting and shopping yard sales.   -- LINKS -- The right way to have a yard sale: https://www.kiplinger.com/article/real-estate/T065-C011-S001-the-right-way-to-have-a-yard-sale.html; Worst things to buy at a yard sale: https://www.kiplinger.com/slideshow/spending/T062-S001-worst-things-to-buy-at-a-yard-sale/index.html; Best things to buy at an estate sale: https://www.kiplinger.com/slideshow/spending/T037-S001-best-things-to-buy-at-an-estate-sale/index.html; Lisa on E...2019-08-0529 minHealthy and Happy Senior LivingHealthy and Happy Senior LivingAre You Eligible for Money From the Equifax - FTC Settlement?Recall there was a massive data breach of consumer records at Equifax in 2017. This breach affected 147 million Americans and a number of people in other countries.On July 22, 2019, the Federal Trade Commission announced a $700 million settlement with Equifax.Depending on whether you suffered a loss / identify theft or whether your records were stolen but there’s no evidence you’ve been a target, you may be eligible for compensation.There are a number of variables related to eligibility and compensation, so it’s vital to determine if your records are involved and what you may be...2019-08-0403 minBandrew Says PodcastBandrew Says PodcastEquifax $700M Settlement, Listener QuestionsOn episode 178 of the BSP, I scream about Equifax’s $700m settlement, how it doesn’t actually do anything for the affected consumers, and how Equifax might actually gain MORE information from you based on the settlement. I also answer listener questions range from am I religious, to do I prefer Pan or Deep Dish Pizza?   Movies of the Week (Affiliate Links): None this Week   Subscribe to the full audio podcast at http://www.bandrewsays.com   Twitter: @bandrewsays Ask Questions: AskBandrew@gmail.com Merch; https://teespring.com/stores/podcastage-store Discord: https://discord.gg/dXQUc7v   Gear Used This Episode (Affiliate Links...2019-07-2942 minTechmeme Ride HomeTechmeme Ride HomeMon. 7/22 - Just the Equifax, Ma'amEquifax agrees to a settlement over its massive 2017 data breach, Microsoft invests a billion dollars in an generalized AI startup, Huawei is linked to North Korea’s cellular network buildout, Google settles multiple lawsuits, including a decade-old one about Wi-Fi snooping, Apple’s sequel to Tim Cook becomes apparent, and senseless violins. Sponsors Cloudbaker Pixel Union Links: CFPB, FTC and States Announce Settlement with Equifax Over 2017 Data Breach (CFPB) Proving you deserve $20,000 from the Equifax settlement will be nearly impossible (CNBC) With $1 Billion From Microsoft, an A.I. Lab Wants to Mimic the Brain (New...2019-07-2219 minHacked OffHacked Off017. Equifax Breach: The Inside StoryIn 2017 Equifax, one of the largest credit agencies in the world, became the victim of a major breach resulting in over 150 million records being stolen. In this podcast we speak to Graeme Payne, the CIO of Equifax during their breach about the lessons learnt and his personal experience. 0’48 Graeme Payne, guest introduction 3’48 The timeline of the Equifax breach 6’47 How incident planning can help businesses be better prepared for a breach 10’13 Announcing a breach – The lessons learnt from disclosing a major hack 16’04 How do you get the board more interested in security? 19’14 Is there a benefit for organisations to have a CISO? 26’03 Ho...2019-05-3043 minData Gurus Podcast | Insights on Business Strategy, Mergers and Acquisitions, Market Research & Data CollectionData Gurus Podcast | Insights on Business Strategy, Mergers and Acquisitions, Market Research & Data CollectionChristian Bartens – Expanding our Ecosystem with Equifax/Datalicious | Ep. 045Christian Bartens of Equifax and Datalicious touches base with Sima Vasa for this fourth episode of the Attribution Accelerator 2018 series. He talks about what Equifax and Datalicious offer to their customers. Together with Sima, he also shares a little more about the topic he tackled for the forum. Christian Bartens - Data-Driven Marketing (DDM) Christian’s company, Datalicious, has been acquired by Equifax of which he is now the Marketing Measurement Leader. “Equifax has a lot of very interesting data assets that have been in the data game for a very long time.” - Christian Bartens They don’t have many peo...2018-12-1912 minWRLWNDradioWRLWNDradioA software to identifying gang related crimes faster, and Equifax is back in the news | 120A software to identifying gang related crimes faster, and Equifax is back in the news In this episode, a new software that can help police identify gang crimes faster. Are you the master or slave of your phone? Marcello Sukhdeo shares some tips on how to become the master, and Equifax confirmed another 2.4 million records were breached and not previously reported. Show Notes: A new algorithm is being tried which automates the process of identifying gang crimes. But this has come under some criticism where scientists have warned that far from reducing gang...2018-03-0600 min2Questions.TV2Questions.TVEpisode 015 - UPDATE - The Equifax Hack and YouIn today’s show, Susan updates the Equifax hacking scandal and what’s new, talks about some new ways you can protect yourself, and what happens if you do nothing. Share your questions and thoughts in the comments below!Subscribe to 2Questions.TV for more interviews and behind the scenes footage!Links:Credit Karma: http://CreditKarma.comAnnual Credit Report: http://annualcreditreport.comEquifax: 1-800-349-9960 https://www.freeze.equifax.com/Freeze...Experian: 1‑...2018-02-0100 minThe Phil Garris ShowThe Phil Garris ShowDid Equifax Screwed You?On September 7, 2017 the very same day Equifax declared it had a massive data breach and just days before top management at sold shares of Equifax stock. The republican controlled Congress held a hearing to deliberate “The Liability Harmonization Act” This Act would limit damages related to class action and eliminate any punitive damages to credit reporting agencies like Equifax. The Liability Harmonization Act was Introduced by U.S. Representative Barry Loudermilk (R-Georgia) who also has taken substantial donations from Equifax.2017-11-2913 minThe Phil Garris ShowThe Phil Garris ShowDid Equifax Screwed You?On September 7, 2017 the very same day Equifax declared it had a massive data breach and just days before top management at sold shares of Equifax stock. The republican controlled Congress held a hearing to deliberate “The Liability Harmonization Act” This Act would limit damages related to class action and eliminate any punitive damages to credit reporting agencies like Equifax. The Liability Harmonization Act was Introduced by U.S. Representative Barry Loudermilk (R-Georgia) who also has taken substantial donations from Equifax.2017-11-2913 minThe Phil Garris ShowThe Phil Garris ShowDid Equifax Screwed You?On September 7, 2017 the very same day Equifax declared it had a massive data breach and just days before top management at sold shares of Equifax stock. The republican controlled Congress held a hearing to deliberate “The Liability Harmonization Act” This Act would limit damages related to class action and eliminate any punitive damages to credit reporting agencies like Equifax. The Liability Harmonization Act was Introduced by U.S. Representative Barry Loudermilk (R-Georgia) who also has taken substantial donations from Equifax.2017-11-2913 minBaltimore Real Estate Podcast with Seth and Alyce DaileyBaltimore Real Estate Podcast with Seth and Alyce DaileyHow Can You Protect Your Credit After the Equifax Hack?143 million Americans are potentially affected by the unprecedented Equifax hack. If you’re the average person who’s afraid of having your data stolen – and by data, we mean your name, Social Security number, birth date, addresses, credit card numbers, and driver’s license number that were reportedly involved in this breach – you may have already taken some steps to limit the damage. But what if you’re in the process of buying a home or are getting ready to do so? How does this hack affect you, and what can you do to make sure you are protected?Let’s start with t...2017-11-2000 minThe Safety Doc PodcastThe Safety Doc PodcastThe Equifax Credit Breach - Here's What You Need To Do Now!To freeze or not to freeze (your credit), that is the question – and with entertaining prose, Dr. Perrodin, helps you measure the thorny considerations that will yield your noble answer in midst of the slings and arrows of outrageous fiscal fortunes. If you have a credit report, there's a good chance that you're one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation's three major credit agencies. David explains that the agencies are not extensions of the government and how locking credit now is a solid option (in...2017-11-181h 00The InfoQ PodcastThe InfoQ PodcastGuy Podjarny on OSS Security, Serverless, and the Equifax HackIn this podcast, Wes talks to Guy Podjarny (Founder/CEO Synk). The two discuss the space between open source software and third-party dependencies, including a discussion of the Equifax hack (and what we can learn from it), the role of serverless architectures today (and what it means to application surface area), and then finally they wrap with security hygiene best practices with OSS and serverless. Why listen to this podcast: - The majority of security vulnerabilities that exist in applications today comes from vulnerable third-party libraries, rather than the application’s own code. - An application shouldn’t permit total leak...2017-10-3046 minThe Jason Clause ShowThe Jason Clause ShowIdentity Theft Post EquifaxWe all need to give more attention to identity theft in the wake of the Equifax breach Most of us already know that Equifax reported a data breach that affects more than 143 million US customers, about 44% of the population. It’s an extremely serious breach; hackers got access to full names, Social Security numbers, birth dates, […] The post Identity Theft Post Equifax appeared first on The Jason Clause Show.2017-10-2700 minThe Jason Clause ShowThe Jason Clause ShowIdentity Theft Post EquifaxWe all need to give more attention to identity theft in the wake of the Equifax breach Most of us already know that Equifax reported a data breach that affects more than 143 million US customers, about 44% of the population. It's an extremely serious breach; hackers got access to full names, Social Security numbers, birth dates, addresses, driver's license numbers -- exactly the sort of information criminals can use to impersonate victims to banks, credit card companies, insurance companies, and other businesses vulnerable to fraud. There has been a lot of coverage of this event, but I thought it made sense to...2017-10-2700 minMortgage Banker University with Brett McDonellMortgage Banker University with Brett McDonell#26: Leveraging The Equifax Breach to Help More Clients and Generate More Loans!  Can you believe that the Equifax credit breach has negatively affected as many as 150 Million people…. A lot of them are likely your past clients as well as your strategic partners. Have you offered your help, guidance or support to them? If not, you’re missing out on a huge opportunity to be the hero, build a deeper relationship and help more people. Not to mention generate a ton of loans in the process. In today’s podcast episode, I discuss several strategies to help your clients and business partners work through...2017-10-1700 minSwansea Cyber Law and Security PodcastSwansea Cyber Law and Security PodcastCLSP Episode 4 - 17/11/2017 - Equifax data breach, online content regulation & cybercrime strategy.Welcome to the Swansea Cyber Law & Security Podcast. Sara Correia and Patrick Bishop bring you some news and discussion on the cyber law and security happenings of the last month.The views expressed on this podcast are personal and do not represent those of our employers or partner organisations.- Sara Correia is an ESRC doctoral researcher at the Hillary Rodham Clinton School of Law - formerly the College of Law and Criminology, Swansea University (@SGCorreia).
- Dr. Patrick Bishop is a Senior Lecturer in Law at the Hillary Rodham Clinton School of Law - formerly the College of Law an...2017-10-1734 minJill on Money with Jill SchlesingerJill on Money with Jill SchlesingerThe Equifax Data Breach with Credit Expert John UlzheimerHow many of you were impacted by the recent Equifax data breach? I was, Mark was, and considering 145.5 million other Americans were impacted, I’m going to guess that includes many of you too. Now that the news is out, heads have rolled (CEO Richard Smith has stepped down), Congressional hearings have taken place, where do things stand? More importantly, what should you do? Who should you trust? In times like these, there’s one go-to person: John Ulzheimer, the foremost authority on anything involving credit scores, credit reports, breaches, etc. John is so good that we did this interview on the...2017-10-1233 minThe Business Credit and Financing ShowThe Business Credit and Financing ShowHow to Setup Your Initial Business Credit Profiles with Dun & Bradstreet, Experian, and EquifaxYou can get credit for your business EIN that is not linked to your personal SSN with no personal credit check or personal guarantee.  To get started, you first need to know how to setup your initial credit profile with the three biggest business credit reporting agencies. You will discover: The basic steps you will need to take to setup your initial business before you start obtaining business credit and getting setup with the reporting agencies 6 things that report on your Experian and Equifax business credit reports that you should know about… and why...2017-10-1053 minThe OutlineThe OutlineThe Equifax breach is worse than you thinkThe Equifax breach is worse than you think • The Equifax breach is worse than you think • The Equifax breach is worse than you think2017-10-0410 minWRLWNDradioWRLWNDradioSpecial Episode | 101 | Equifax debacle, Apple traditional updates and Blockchain to identify contaminated foodsIn this episode, Marcello Sukhdeo and Nestor Arellano talk about the Equifax fiasco and how it seems that our financial information is not that important, also, Apple traditional updates, not that innovative after all and the news that Blockchain can be used to identify contaminated foods faster.   Hear about: · Equifax cyberattack · Cybersecurity best practices · Why is Equifax only offering a year of protection for customers whose data was stolen? · Some 100,000 Canadians to get free credit monitoring and identity theft protection from credit rating firm Equifax. · Apple...2017-09-2600 minInspired MoneyInspired Money[BONUS] How to Protect Yourself After the Massive Equifax Hack | Lynnette Khalfani-CoxIn this bonus episode, Lynnette Khalfani-Cox, The Money Coach®, talks about what you should do to protect yourself from the Equifax hack. Be sure to listen to Lynnette's episode: IM 006: An Entrepreneur’s Journey From Journalist to The Money Coach | Lynnette Khalfani-Cox Guest Biography Lynnette Khalfani-Cox, The Money Coach® , is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. Lynnette once had $100,000 in credit card debt, before paying it all off in three years and...2017-09-2617 minSegurança LegalSegurança LegalEpisódio #134 – EquifaxNeste episódio falaremos sobre o recente vazamento de dados da Equifax que atingiu 143 milhões de americanos. Resumo de notícias em 31:25. Assunto principal em 47:32. Ajude o Segurança Legal a continuar existindo. Visite nossa campanha de financiamento coletivo e nos apoie! Shownotes: Resumo de Notícias com Fábio Assolini Encontrado backdoor no CCleaner, popular programa para computadores Windows (via Talos Intelligence 1 e 2) Bolsa de bitcoins chinesa anuncia fechamento e amplia queda de criptomoedas (via G1) 75 mil turcos são presos por usar aplicação de comunicação cifrada (via...2017-09-221h 32Discover Free Audiobook in Newspapers & Magazines, News & CultureDiscover Free Audiobook in Newspapers & Magazines, News & CultureSomeone Made a Fake Equifax Site. Then Equifax Linked to It. by Maggie Astor | Free AudiobookListen to full audiobooks for free on :https://hotaudiobook.com/freeTitle: Someone Made a Fake Equifax Site. Then Equifax Linked to It. Author: Maggie Astor Narrator: Kristi Burns Format: Unabridged Length: 5 mins Language: English Release date: 09-22-17 Publisher: The New York Times Genres: Newspapers & Magazines, News & Culture Summary: People create fake versions of big companies websites all the time, usually for phishing purposes. But the companies do not usually link to them by mistake. "Someone Made a Fake Equifax Site. Then Equifax Linked to It." is from the September 20, 2017 Business section of The New York Times. It was written...2017-09-2205 minFiscal Fitness - Money Strategies for the Fitness ObsessedFiscal Fitness - Money Strategies for the Fitness ObsessedEpisode 20: The Credit Score Spectacular! Plus bonus Equifax breach action guideThe Credit Score Spectacular is here!  We dive into the Equifax breach, how to see if your information was taken and what to do if you were affected. We also go over the mysterious credit score, what it means, how to improve your score, what actions lower your score, mistakes people make with their credit score and much more! You can see if your credit information was affected here: https://trustedidpremier.com/eligibility/eligibility.html If you weren't affected you don't have to do anything. If you were affected, you can find out ab...2017-09-2148 minRetirement Answer ManRetirement Answer Man#188 -  Worried about the Equifax Data Breach? Here’s Your Protect Your Credit Action PlanHave you ever had your identity stolen? I have. It’s not fun. It can leave you feeling helpless and frustrated as you try to prove who you are and undo the false financial claims against you. In this modern era data is everything. Your life is wrapped up in one 9 digit code, your Social Security Number. If someone were to get that number they could open credit cards in your name, access your life savings, and even take out a mortgage. While the dangers are high, there are effective ways to protect yourself and your assets. I will ou...2017-09-2027 minopen source – The Security Ledger with Paul F. Robertsopen source – The Security Ledger with Paul F. RobertsAfter Equifax: What Makes a Good CSO? Also: App Sec is a Mess. We Talk about Why.What makes a good CSO? In the wake of the Equifax breach, we talk about the controversy over that company’s CSO’s music degree. Also: we talk with Signal Sciences about why companies keep getting hacked via application vulnerabilities like the Apache Struts hole that felled Equifax. What makes a good CSO? In the wake of the Equifax breach, we are using this week’s Security Ledger podcast to talk about the controversy over that company’s CSO’s music degree.  Deidre Diamond, the CEO and founder of the placement firm CyberSN talks to us about what companies are looking...2017-09-1900 minPatching – The Security Ledger with Paul F. RobertsPatching – The Security Ledger with Paul F. RobertsAfter Equifax: What Makes a Good CSO? Also: App Sec is a Mess. We Talk about Why.What makes a good CSO? In the wake of the Equifax breach, we talk about the controversy over that company’s CSO’s music degree. Also: we talk with Signal Sciences about why companies keep getting hacked via application vulnerabilities like the Apache Struts hole that felled Equifax. What makes a good CSO? In the wake of the Equifax breach, we are using this week’s Security Ledger podcast to talk about the controversy over that company’s CSO’s music degree.  Deidre Diamond, the CEO and founder of the placement firm CyberSN talks to us about what companies are looking...2017-09-1900 minSmall Biz LifeSmall Biz LifeDealing with the Equifax BreachBefore you panic Yes, it is best to be concerned about your data. Between all of our smart devices and services that connect our data over the web. It seems like it is only a matter of time before we have our identity stolen. However, panic is never a plan. We need to understand how the latest breach effects us and what we need to do to protect ourselves better. My biggest concern with the Equifax Breach  Equifax is one of the three credit reporting agencies in the United States. This breach exposes the name, ad...2017-09-1746 minPurple Squad SecurityPurple Squad SecurityEpisode 003 – Just the Equifax ma’amEquifax had the largest data breach this year, possibly ever!  How could I possibly pass up this opportunity to discuss what happened?  How did it happen and what lessons could we learn from it?  Equifax did a lot of things wrong for sure, but that doesn't mean that we should throw stones.  Especially given how many of us live in glass houses. Have a listen as I explore the Equifax breach from another perspective, in the hopes of salvaging something of use for others in the infosec community. Some links of interest: https://www.equifaxsecurity2017.com/ Eq...2017-09-1745 minRadical Personal FinanceRadical Personal Finance482-The Equifax Data Breach: Background, How It Affects You, and the Minimum Steps You Need to Take to Protect YourselfToday we tackle the Equifax security breach. This is the most damaging release of personal information ever. And you need to take it seriously. You must assume that you have been affected. At this point, I see no reason to even trust the official Equifax website. Here's why. Clark Howard's excellent credit freeze guide: http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/ Another excellent one by the Justin Carroll and Michael Bazzell: https://privacy-training.com/CreditFreeze.pdf I forgot to mention this on the show, but here's a link for those of you who are readers of the resources...2017-09-1557 minUnlock Your Wealth TodayUnlock Your Wealth TodayBreaking News-Equifax Scam on the RiseThe Equifax data breach will likely affect every other American who has established credit. If you weren't part of the unlucky bunch that had their data distributed by hackers attempting to hold the data ransom, you could be the unwitting victim of this next scam if you're not careful. People have been reporting to the Federal Trade Commission that scammers are calling purporting to be from Equifax and calling to verify your account information. These and other callers are looking to trick you into giving your personal information over under the auspices of verifying account information...2017-09-1502 minThe Outline World DispatchThe Outline World DispatchCalling Equifax & reviewing ‘Blurred Lines’It's Thursday. We made it. Today on the Dispatch: Brian Fung - Calling Equifax is more difficult than it sounds Gaby del Valle - The campus rape debate doesn’t have ‘many sides’ Hosted by Sam Thonis. Produced by John Lagomarsino. Brian Fung's article on Equifax at the Washington Post: https://www.washingtonpost.com/news/the-switch/wp/2017/09/13/i-called-equifax-with-a-simple-question-this-is-what-happened Learn more about your ad choices. Visit megaphone.fm/adchoices2017-09-1413 minSmashing SecuritySmashing Security042: Equifax, BlueBorne, and the iPhone XEquifax's shambolic response to its huge data breach, a scary-sounding Bluetooth exploit, and Apple's iPhone X comes with Face ID. All this and more is discussed in the latest edition of the "Smashing Security" podcast by computer security veterans Graham Cluley and Carole Theriault, joined this week by special guest Javvad Malik of AlienVault. Follow the show on Twitter at @SmashinSecurity, or visit our website for more episodes. Remember: Subscribe on Apple Podcasts, or your favourite podcast app, to catch all of the episodes as they go live. Thanks for listening! Warning: This podcast may contain nuts, adult themes, and...2017-09-1445 minSmashing SecuritySmashing Security042: Equifax, BlueBorne, and the iPhone X Equifax's shambolic response to its huge data breach, a scary-sounding Bluetooth exploit, and Apple's iPhone X comes with Face ID. All this and more is discussed in the latest edition of the "Smashing Security" podcast by computer security veterans Graham Cluley and Carole Theriault, joined this week by special guest Javvad Malik of AlienVault. Follow the show on Twitter at @SmashinSecurity, or visit our website for more episodes. Remember: Subscribe on Apple Podcasts, or your favourite podcast app, to catch all of the episodes as they go live. Thanks for listening! ...2017-09-1445 minBeyond Devices PodcastBeyond Devices PodcastWeek 110 – NR – Roku IPO, Streaming Partners, Amazon HQ2, EquifaxThis week's News Roundup episode covers four major topics. We kick off with a discussion of the Roku IPO filing and the launch of the Roku movie channel, and the implications of the company's increasingly ad- centric business model. Secondly, we discuss various streaming partnerships including T-Mobile giving away Netflix, Spotify bundling Hulu into its student subscriptions in the US, and Disney moving away from Netflix. Third is a discussion of Amazon's search for a second headquarters, and we finish up with a brief chat about the Equifax hack. The show notes below include links to all these stories on...2017-09-0800 minTEK2day PodcastTEK2day PodcastEp. 26: Equifax (EFX) CyberattackEquifax Reports Data Breach Possibly Affecting 143 Million U.S. Consumers. Social Security numbers, birth dates, addresses and driver’s license numbers exposed. Link to WSJ article RE: Equifax databreach: https://www.wsj.com/articles/equifax-reports-data-breach-possibly-impacting-143-million-u-s-consumers-15048197652017-09-0804 minHR Happy Hour NetworkHR Happy Hour NetworkHR Happy Hour 210 - LIVE from Equifax Forum 2015HR Happy Hour 210 - LIVE from Equifax Forum 2015 Recorded Live from New Orleans on Wednesday April 14, 2015 Hosts: Trish McFarlane, Steve Boese Guests: Dann Adams, Mike Psenka, Scott Collins, Equifax Workforce Solutions This week on the HR Happy Hour Show, Steve and Trish recorded a special show LIVE from the Equifax Workforce Solutions Forum 2015, an annual event for Equifax customers and community. We were joined by Dann Adams, Mike Psenka, and Scott Collins from Equifax for a fun, informative, and wide-ranging conversation on some of the most important challenges facing HR leaders today - managing compliance in a complex environment, the...2015-04-1742 min