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Showing episodes and shows of
Erica Cummings
Shows
Mama Making Podcast
Erica Rose Cummings | Rebuilding the Village: The Vision Behind Nurture 19 and Modern Parental Support
What if you could get childcare, a therapy session, a pelvic floor appointment, a nap, and your laundry done—all under one roof?In this episode, Jessica talks with therapist and Nurture 19 co-founder Erica Rose Cummings about how she’s disrupting the broken system parents are navigating. From postpartum trauma to creating physical spaces that combine childcare, wellness, and community support, Erica shares what modern parenting could look like when systems actually serve families.If you’ve ever felt like you’re drowning in logistics, this one’s for you.Main Topics Cov...
2025-07-15
37 min
The Business Tune-up with Candice & Jim
How Inclusivity Boosts Your Bottom Line
In this episode Candice and Jim talk to Erica Carson-Sami of Carco Disability Strategies dispelling some of the myths about disabilities, and discussing how hiring people with disabilities can positively impact your business.
2025-05-07
50 min
Monster Donut: A Percy Jackson Podcast
30: We Enter The Ethan Nakamura Easter Egg Hunt | Disney+ Percy Jackson and the Olympians 1.03 (We Visit The Garden Gnome Emporium) feat. Erica and Carter from Seaweed Brain
CONTENT WARNING FOR DISCUSSIONS OF SEXUAL ASSAULT (from 33:55 to 35:06) AHEAD!! This episode, we're joined by Erica and Carter from Seaweed Brain to discuss the third episode of Disney+ Percy Jackson and the Olympians, We Visit The Garden Gnome Emporium, featuring interviews with co-creator Jon Steinberg and costume designer Tish Monaghan. Discussion topics may include: monstrosity, Luke's expectations, getting to know Annabeth Chase, women's wrongs, gifts v.s. curses, loyalty, Annabeth and Grover's relationship, recreating the Perseus myth, and the greatest love story ever told.CHECK OUT OUR NEW PATREON!!!! PJO SEASON 1 PREDICTIONS ARE NOW UP!!!!
2023-12-29
1h 07
All Good Things with Jason Nash
Erica Rhodes on The Famous Men She's Dated, Prairie Home Companion and New Girl
On today's episode Jason sits down with comedian Erica Rhodes to talk about her new standup special "Ladybug," following Whitney Cummings and why Jason likes to name drop.Go check out Erica's standup herehttps://open.spotify.com/artist/1IQ18Rvt7N84tj13gEWZeHFollow Jason:Instagram: @jasonnashTwitter: @jasonnashTikTok: @jasonnashTo watch the podcast on YouTube: Jason's Channel Don’t forget to subscribe to the podcast for free wherever you're li...
2023-11-06
45 min
Disruptors at Work: An Integrated Care Podcast
Special Episode: The Maternal Health Crisis of Black Women
In this special episode of season 2, Dr. Cara English, DBH, Chief Executive Officer of Cummings Graduate Institute for Behavioral Health Studies, explores the maternal health crisis affecting Black women. This discussion focuses on the startling disparities, systemic challenges, and potential solutions to ensure safer pregnancies and births for Black mothers. Panelists include: Erica Glaze, MPH, MCHES, CCCE, Founder of Live Wellthy, LLC is a health educator with over 10 years of experience in public health. Skilled in training and workshop facilitation, assessment and evaluation, and curriculum development. Rochelle Trotman-Norman, MPS, ATR, PMH-C, Founder of B...
2023-10-24
29 min
Explore New Worlds, Free Audiobook Are the Golden Pearls
Dolly Parton's Billy the Kid Makes It Big Audiobook by Dolly Parton
Listen to this audiobook in full for free onhttps://hotaudiobook.com/freeID: 656502 Title: Dolly Parton's Billy the Kid Makes It Big Author: Dolly Parton, Erica S. Perl Narrator: Dolly Parton Format: Unabridged Length: 0:05:49 Language: English Release date: 04-25-23 Publisher: Listening Library (Audio) Genres: Kids, General, Animals & Nature, Health & Family Summary: From the legendary Dolly Parton comes a story about her god-dog and Instagram personality, Billy the Kid, who is hoping to make it big as a country music star in Nashville, Tennessee. French bulldog Billy the Kid was born with an ear for music. And not just any music...
2023-04-25
05 min
Standupworld
#24 - Whitney Cummings, Bert Kreischer, Erica Rhodes, Jeremiah Watkins and more!
Welcome back to another episode of the Stand-Up World Podcast hosted by Mike Binder! Be sure to LIKE and SUBSCRIBE for more!In today's episode, Mike talks about Whitney Cummings' fantastic new OnlyFans Roast series and the first episode featuring the Roast Of Bert Kreischer, Erica Rhodes' talent and success in her YouTube set "Sad Lemon", Jeremiah Watkins' YouTube special, and more!Visit StandUpWorld.com for more stand-up comedy news, stand-up comedy stories, and stand-up comedy content!
2023-04-01
22 min
A Strong Woman for Strong Women
Making Real Change — Part 2 with Marissa Davitt (Ep. 14)
Oftentimes, the best motivation comes from within. So, instead of trying to emulate someone else’s success, why don’t we delve deep into our own inner desires? In this episode, Marissa Davitt, Life & Health Coach, is back to help you create your aspirational avatar through a powerful exercise of self-reflection, followed by ways to manifest your desires into reality. Marissa discusses: How to reflect on the key areas of your life: health, money, career, relationships, and spirituality Questions you can ask yourself to reveal your biggest motivating factor Ways to channel your...
2023-03-15
35 min
A Strong Woman for Strong Women
Making Real Change — Part 1 with Marissa Davitt (Ep. 13)
Do you create new year’s resolutions? How many of you actually fulfill them? While 80 to 90% of all new year’s resolutions are forgotten early in the year, you’re still on time to turn those resolutions into real changes. In this episode, Marissa Davitt, Life & Health Coach, joins Erica Cummings to talk about the steps you need to reset your life to create and maintain your goals and habits. From unpacking the truth about internal and external motivation, Marissa shares her expertise on how to make step-by-step transformations to feel engaged, inspired, and fulfilled. ...
2023-03-01
28 min
A Strong Woman for Strong Women
Support Through Leadership with Shareen Luze (Ep. 12)
As employees’ lifestyles have shifted during the pandemic, now more than ever, having it ‘all together’ is not always a realistic expectation. So, how have female leadership roles evolved? How crucial has employee well-being become? As women leaders, we can sometimes underestimate the power of authenticity in our role and how much of a unique position we have to support other women as they balance their roles as caregivers and professionals. In this episode, Erica Cummings speaks with Shareen Luze, head of culture and field experience at RBC Wealth Management. Shareen unpacks the ins and...
2023-01-11
36 min
Ichariba Choodee: Okinawan Voices & Stories
EPISODE 11 🌺 Intersections x Connections | On Being Kānaka Maoli & Shimanchu
Join us in conversation with Momi Cummings and Lehuauakea as we focus on the intersections and connections of their identities as Kānaka Maoli and Shimanchu in tandem with their work and personal lives. This episode will be the first of yearly episodes where we share thoughts, identities, experiences, and histories of communities that intersect with our own. We also want to affirm and uplift the multidimensional identities of mixed-race individuals whose experiences are part of our Ryukyuan diaspora community's larger tapestry and share their voices with our listeners.
2022-11-28
1h 30
A Strong Woman for Strong Women
What You Should Know About Preparing for Change — Part 2 (Ep.11)
When faced with unexpected life changes that lead to greater independence, many women feel lost. Whether it be the loss of a spouse, a divorce, retirement, or becoming financially independent, the truth is that women face this crossroad much more frequently than men. In the second part of this two-part miniseries, Erica Cummings details ways to prepare for change and what to do when hit with transition fatigue. She sheds light on how sudden changes can uproot life and the reasons you should lean on your loved ones during the process. Erica discusses:...
2022-05-25
33 min
A Strong Woman for Strong Women
What You Should Know About the Stages of Transition — Part 1 (Ep.10)
In life, changes and transitions are inevitable. But change can interfere with our daily lives: From forcing us to adapt to new routines, new relationships, and new surroundings to compromising our emotional, physical, and financial health. In the first part of her two-part series, Erica Cummings highlights four common stages we all face when going through life changes and transitions. She sheds light on each stage and reveals ways resilience can help us adapt during these pivotal moments. Erica discusses: What you can do to minimize the bad and amplify the good d...
2022-05-11
28 min
Ichariba Choodee: Okinawan Voices & Stories
EPISODE 8 🌺 Henoko: Scratching the Surface
Join Mariko and Erica with guest speakers Maia Hibbett and Kaiya Yonamine as we begin to discuss the current situation in Henoko, Okinawa. Around 25 years ago, Henoko, a coastal village in Nago, was announced as the relocation site for the US Air Force base Futenma. We’ll weave in personal stories and thoughts while learning a bit about the history of Henoko. The topics will include Japanese and US military relations that set the foundation for the present-day circumstances, individuals who are active in the movement protesting the base relocation, environmental racism, and try to keep it light as we...
2022-04-19
1h 31
A Strong Woman for Strong Women
What You Should Know About Money Mindset — Part 2 (Ep.9)
Re-evaluating and questioning your beliefs about money is an important part of everyone’s financial life. Sometimes, the foundational beliefs you have about money can actually be the reason you are not discovering financial freedom. Join Erica Cummings in the launch of the second part of her “Money Mindset” miniseries, in which she continues to highlight the importance of understanding your personal money mindset and how it can affect your ability to achieve financial success! Erica discusses: Your beliefs about money and how they can hold you back from financial freedom How to ide...
2022-03-23
29 min
A Strong Woman for Strong Women
What You Should Know About Money Mindset — Part 1 (Ep.8)
A healthy money mindset is a baseline for a healthy and rich life. However, creating this foundation is often tricky. In the first part of this miniseries, Erica Cummings explores the emotions and feelings around money. Erica reveals easy things you can do to develop a strong sense of financial freedom while creating a healthy relationship between you and your finances. Erica discusses: How money works in your life How an abundance mindset can work for you in achieving your financial goals The difference between an abundance and scarcity mindset How to dr...
2022-02-23
29 min
Erica Harris Ministries Presents Unshakable Prayer
Pastor Cynthia Cummings
The Month of Favour
2022-02-02
43 min
Erica Lee's Podcasts
The Bachman/Cummings Setlist
Erica recreates a recent concert by former bandmates that features the best of The Guess Who and Bachman Turner Overdrive.
2021-12-16
1h 07
A Strong Woman for Strong Women
7. The Stress Involved in Real Estate With Michelle Corsi
Buying or selling a home can be one of the biggest times of stress in your life. During times like these, it can be immensely helpful to have a professional by your side. In this episode, real estate expert Michelle Corsi joins Erica Cummings. Together, they highlight the stresses of buying or selling a home and share how you could mitigate some of that stress. Michelle also shares some stories she has experienced in the industry to outline the importance of working with a professional. Michelle discusses: Advice for women: The emotional aspect of...
2021-09-15
33 min
A Strong Woman for Strong Women
6. Master Your Mindset with Meg Burton Tudman
Learning to address your emotional strength and master your mindset can help you create the life you envision. In this episode, Erica Cummings sits down with Meg Burton Tudman to reveal the different strategies women can implement to be their authentic selves and enjoy the life they’ve created. Erica and Meg speak to the importance of women creating positive mindsets and starting every morning positively, and share ways you can get started today. Meg discusses: The importance of finding the story of you and your values How to find what self-care means to yo...
2021-08-25
34 min
A Strong Woman for Strong Women
5. How to Regain Your Financial Strength After COVID-19
The past year and a half has had a tremendous impact on us financially and emotionally. As we come out of this pandemic, it is vital that we follow some best practices to recover our strength in these areas. In this episode, Erica Cummings reveals a financial- and mindset-based process that you can incorporate into your routine as you venture into your post-pandemic life. She touches on best practices to follow and shares common mistakes you’ll want to avoid. Erica discusses: How people’s finances have likely changed as a result of COVID-19 Four b...
2021-06-23
38 min
A Strong Woman for Strong Women
Episode 4 – How to Find the Right Financial Advisor for You
When seeking out a financial advisor, you want to find someone you can trust and who will be able to help you work towards your unique financial goals. In this episode, join Erica as she reveals how you can find the right advisor for you. Erica reviews key questions you should be prepared to ask … Continue reading Episode 4 – How to Find the Right Financial Advisor for You →
2021-05-12
40 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
224 How to change your Mindset when you feel stuck
Today on the show: Before we chat with Rosa and learn her simple technique that will help you change your mindset, we'll start the show with our "No Dumb Questions" segment. Is it more important to pay off all of your debt first or invest? It's one of the top Googled money questions and today Erica Cummings CFP at The Harmony Financial Wellness Group at RBC Wealth Management and host of the podcast A Strong Woman for Strong Women has the answer. Follow Erica on LinkedIn Email Erica Everybody talks about Mindset. "Shift your Mindset and you will reach your...
2021-04-09
48 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
223. It's Wealth not just Investments. Why YOU need to be part of the money conversation with Vanessa Martinez
`Today on the show: Before we chat with Vanessa about why everyone especially women need to be part of the money conversation, we'll start the show with our "No Dumb Questions" segment. Last year 75% of families received a tax refund of about $3,000. Is it better to owe money at the end of the year or get a refund like so many families? Erica Cummings CFP at The Harmony Financial Wellness Group at RBC Wealth Management and host of the podcast A Strong Woman for Strong Women explains which strategy might be best for you. Follow Erica on LinkedIn Email Erica ...
2021-04-02
43 min
A Strong Woman for Strong Women
Episode 3: The B.I.N.D.E.R Process
When life throws a curveball your way, it can be easy to respond with a knee-jerk, emotional reaction. However, letting your emotions guide your financial decisions can derail you from truly experiencing financial success. That’s why Erica Cummings and the Harmony Financial Wellness team have created a process to prevent this and to reconnect you … Continue reading Episode 3: The B.I.N.D.E.R Process →
2021-03-03
38 min
A Strong Woman for Strong Women
Episode 2 – An In Depth Look at the Eight Dimensions of Strength
Balancing multiple aspects of your life can be tricky, but luckily, the Eight Dimensions of Strength can help you recognize how you can live a more fulfilling life and how to recognize when one of those dimensions may need a little extra care. In this episode, Erica Cummings dives deep into what the Eight Dimensions … Continue reading Episode 2 – An In Depth Look at the Eight Dimensions of Strength →
2021-02-17
40 min
A Strong Woman for Strong Women
Episode 1 – Welcome to A Strong Woman for Strong Women!
Welcome to A Strong Woman for Strong Women, a podcast made to empower women in all areas of life! In this debut episode, meet your host and guide, Erica Cummings. Erica shares her personal and professional background and reveals how she found her strength as a woman throughout her life journey. Plus, learn why Erica … Continue reading Episode 1 – Welcome to A Strong Woman for Strong Women! →
2021-02-03
35 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
212. How to invest in Real Estate when you have limited time and money with Monick Halm
Today on the show: Before we find out how to invest in real estate with little to no time and money commitment, we’ll start the show with our “No Dumb Questions” segment. When switching jobs, what do you do with your previous employers retirement plan? CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings is here to talk us through the 4 options. Our guest today Monick Halm founder of Real Estate Investor Goddesses said it perfectly “Financial freedom is when you have enough passive income streams that equals or exceeds your expenses.” Monick’s mission is to help 1 mil...
2021-01-15
50 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
211. Let's Ditch Busy with Kate Erickson
Today on the show: Before we find out how to “Ditch Busy,” we’ll start the show with a very popular question, “How can I catch up on saving for retirement?” A lot of people say they’re behind on saving for retirement so today in our “No Dumb Questions” segment, CFP at the Harmony Financial Group at RBC Wealth Management Erica Cummings will give you the 3 easiest ways to catch up. If you are constantly busy and sometimes feeling a bit overwhelmed, you are listening to the perfect episode! Kate Erickson host of the “Ditch Busy” podcast is here to help you make overwhe...
2021-01-08
38 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How TikTok is opening doors of opportunity with Mason
Today on Seven Figures: Smart Money Strategies for Women: How much money should you save for retirement? A lot of people have reached out to us asking this question so today in our No Dumb Questions segment we’ll give you the benchmarks. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins this part of the show. Plus, Long time radio host in Seattle Washington, Mason is here to talk about what it was like for her to lose her job because of downsizing due to Covid and how TikTok is opening up new door...
2020-12-11
45 min
Words In Mind Kirklees Pandemic Podcast
Dec 6- Little Tree by E E Cummings
Christmas tree ponderings and a look at E E Cummings surreal, evocative poetic style.
2020-12-06
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How to make money with an online course with Jaclyn Mellone
Today on the show: Before we figure out if developing an online course may be a way you can make some extra money, we’ll start the show with our “No Dumb Questions” segment. A lot of talented and hardworking people have been let go from their jobs as a result of downsizing because of COVID. I want to dedicate some time today, to make sure that if (god forbid) that happens to you, you’ll know what to expect and won’t be caught off guard. Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management...
2020-12-04
00 min
A Strong Woman for Strong Women
Coming Soon
2020-12-02
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Finding work-life balance in times of uncertainty with Kathleen Pringle
Today on the show: Before we talk get into the best way to approach your boss about work-life balance, we’ll start the show with our “No Dumb Questions” segment. One topic that we often get questions about from listeners is budgeting. What is the best way to budget? Is the 50/30/20 rule a good one to follow and is there a good app we can download that will help us stay on track? Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will have the answers to all of these. “At work you’re supposed to act lik...
2020-11-20
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Feel like a Fraud? Overcoming Imposter Syndrome with Mary Braunschneider
Today on the show: Before we talk about Imposter Syndrome, we’ll start the show with our “No Dumb Questions” segment. The housing marketing is still making headlines and breaking records. If you are looking to purchase a house there’s a good chance you’ll have to pay over the asking price to win the bid. So, what’s the best rule of thumb to figure out how much you can REALLY afford? CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain. At any point in your career did you feel like a fraud? Maybe yo...
2020-11-13
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
When You Feel Like You’re At Your Breaking Point with Angie Hundley
Today on the show: Before we chat with our featured guest today, we start the show with our “No Dumb Questions” segment. A listener reached out asking about CDs (certificate of deposit). CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management will explain what it is and if it's right for you. Author of A Recipe for Bad Lemons, Ingredients for Success from Life’s Sour Moments Angie Hundley is here. Angie opens up about what it was like to grow up in the foster care system. Statistically there's only a 5% success rate for foster children. She beat...
2020-11-06
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How to Start an Online Business with Debbie Knudsen
Today on the show: Before we talk about being a 'go to' expert and starting an online business, we’ll start the show talking about paying for college. This is a pretty big topic of discussion for a lot of families. As parents sometimes we overextend ourselves to help better our children’s lives. Which just makes us good and loving parents. BUT when it comes to paying for college, this might be where we draw the line. Why do experts suggest steering far away from Parents Plus Loans? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cu...
2020-10-23
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Is Your Little White Lie Holding You Back with Caren Glasser
Today on the show: Before we chat about your little white lie, we’ll start the show talking about open enrollment. It’s right around the corner so I want to make sure you have a good understanding of what your options are. Many of you will have the choice to sign up for a High Deductible plan and the HSA that goes along with it. We’ll explain what they are in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Then, we’ll talk about the little white lie a lot o...
2020-10-16
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Simple Ways to Solve Your Most Troubling Problems with James Whittaker
Today on the show: One of the most googled money topics is Public Service Loan Forgiveness. We’ll explain what it is and who qualifies for it in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, As we push through 2020 a lot of people are facing tremendous adversity. Today, we want to help you to find happiness and harmony in a very noisy world. International bestselling author, speaker, entrepreneur, Win the Day podcast host James Whittaker joins the show. James has interviewed more than 200 of the world’s leading...
2020-10-09
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The Size of Your 'Love Bucket' Matters with Joie Gharrity
Today on the show: You hear everyone talking about the low interest rates. How do run the numbers to see if refinancing your mortgage right now makes sense for YOU? We’ll explain in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Your dreams, your goals will become a reality ONLY if you have room for them in your 'Love Bucket.' So, how big is your 'Love bucket?' Founder of 113 Branding Digital Media Studio, Live Stream Host, Author, and International Speaker Joie Gharrity will join the show t...
2020-10-02
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Stop working scared instead start 'Bossing Up' with Norma Holland
Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive investing“No Dumb Questions” Plus… How to 'Boss Up' Your Own Life and stop working scared Norma Holland joins the show. What compelled her to walk away from a 23 year career in TV to take on the new unfamiliar challenge of digital marketing? She’ll explain it all today. Learn more about Norma here: ...
2020-09-25
35 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Stop working scared instead start 'Bossing Up' with Norma Holland
Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between Active and Passive investing“No Dumb Questions” Plus… How to 'Boss Up' Your Own Life and stop working scared Norma Holland joins the show. What compelled her to walk away from a 23 year career in TV to take on the new unfamiliar challenge of digital marketing? She’ll explain it all today. Learn more about Norma here: ...
2020-09-25
36 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
3 Lessons I Learned After My Divorce with Sheila Kennedy
Today on the show... A lot of our listeners have told us they want to know more about investing, so today in our “No Dumb Questions” segment with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management we’ll explain the difference between a Mutual Fund and an ETF To reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/?utm_source=GMB&utm_medium=Yext Plus… What do you need to know after a Divorce? Author, Publisher, Confidence Coach Sheila Kennedy is here to share the 3 biggest financial lessons she learned when she became a single mom...
2020-09-18
24 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How to Become a Millionaire on a Teacher's Salary with Mark Schug
Today on the show: We hear the headlines about Negative Interest Rates…What does that mean? Is it a real possibility? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus… Becoming a millionaire on a teacher’s salary. Professor Emeritus at the University Wisconsin-Milwaukee and coauthor of Teachers Can be Financially Fit Mark Schug will explain how you can be rich while earning a modest income We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask t...
2020-09-11
38 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The psychology behind saving vs spending with Dr Sarah Fallaw
Today on the show... Term or Whole life insurance? Which one is better for your family? We’ll explain in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, What’s the psychology behind spending vs saving. Are some people just "wired" to be savers? Continuing the work of her late father Dr Thomas J Stanley, Dr Sarah Fallaw, co-author of The Next Millionaire Next Door and founder/president of DataPoints joins the show Here's the personality assessment test we referred to: www.datapoints.com/personality We end the show today like...
2020-09-04
27 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The Housing Market is HOT right now! Advice for buyers with Rachel Wexler and Rich Short
Today on the show... We break down the difference between a Home Equity Line of Credit and a Home Equity Loan in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, The biggest surprises that catch most people off guard when buying a new house. Rachael Wexler from Keller Williams and Rich Short from Advantage Federal Credit Union are here We end the show today like we always do, we’ll take “A Seat at the Kid’s Table.” Today we had parents ask their kids-How do you decide which college to go...
2020-08-28
34 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Getting them to say Yes and opening up new opportunities for yourself with Sheila Kennedy
Today on the show... Your credit score is your mathematical DNA…How is it calculated? How often do you need it and how does it impact your life? We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Plus, how to put together the perfect pitch that will open up opportunities for you and increase your earning power. Author, Publisher, Confidence Coach Sheila Kennedy is here to explain the key to turning a ‘No’ into a ‘Yes!’ Sheila also gives us her 3 biggest takeaways from interviewing immensely successf...
2020-08-21
30 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Important step to paying off debt is knowing your "Survival Number" with Jully Alma Taveras "Investing Latina"
Today on the show: Interest rate vs APR what’s the difference? We’ll break it down in with our CFP Erica Cummings from “No Dumb Questions”The Harmony Financial Wellness Group at RBC Wealth Management The pandemic has taught us a lot about ourselves. Most importantly, it’s taught us a lot about our finances. We are paying more attention to where we spend our money, and how much we’re spending. We have a new appreciation for our streams of income that’s for sure! Our guest today, Jully Alma Taveras founder of the Investing Latina says this is the time we...
2020-08-14
29 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Healing financially and emotionally after losing a spouse with Kimberly Holmes-Iverson
Today on the show: Can you easily explain what an IRA is? If you can’t, you’re not alone. We’ll break it down in “No Dumb Questions” with our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management Our guest today has the most uplifting and positive way about her. Journalist, Speaker and Widow Warrior Kimberly Holmes-Iverson will share her story. How she found the strength to continue to heal emotionally as a young widow and the valuable financial lessons that she was forced to learn. Lessons she wants every woman to know. We end the sh...
2020-08-07
39 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
There's money out there you just have to take risks to find it with Salena Ozzimo
Today on the show: We start with "No Dumb Questions" Our CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Weatlh Management explains the right way to calculate your Net Worth and why it's so important to know your number. Our guest interview today is Salena Ozzimo, owner of Goods Galore. She is a fearless woman! Being a stay-at-home mom like her husband hope for didn't feel right to her. Salena knew she wanted to make her own money. So after exploring a few money making opportunities she (and her hubby) started their own business that grabbed the at...
2020-07-31
33 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Top 3 Things You Should Know When Starting a Side Business with Mona Ockenden
One thing that may be holding you back from feeling confident about your money is fear… and a little bit of embarrassment to speak up and admit that you don’t fully understand what's going on. This is YOUR money. You deserve to know what’s going on with it. That’s why we start the show with “No dumb questions.” Our CFP Erica Cummings from The Harmony Financial Group at RBC Wealth Management joins this part of the show. Today we explain why so many people are loving the ROTH 401K Top 3 Things to Know When Starting a Business Mona Ockenden...
2020-07-24
38 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The Pandemic Has Taught Us 3 Very Important Money Lessons with Erica Cummings
We can all agree that the pandemic has taught us a lot. A lot about ourselves and about our personal financial situation and goals. What ARE the MOST important money takeaways from all of this? CFP Erica Cummings from the Harmony Financial Wellness Group at RBC Wealth Managment was on the radio morning show this morning. (During the pandemic we've been posting shorter, more frequent episodes to make sure you stay on top of your finances. Answering your questions and hopefully easing some of your money stress.)
2020-06-26
06 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Getting paid to travel?! The Explore America Tax Credit with Erica Cummings
Our goal during the pandemic is to make sure you are on top of what's going on financially and how it directly impacts you. Today on the radio morning show one of our "go to" CFPs Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management was on to catch us up on the status of another stimulus bill "HEROES ACT" and if another check is coming your way. Plus, you may have heard rumblings of a "Explore America Tax Credit." According to Forbes and some other outlets, Americans can use this credit (possibly $4,000) for domestic travel, including v...
2020-06-19
09 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Easy Ways to Save Money on Groceries with Erica Cummings
The money we're spending at the grocery store is pretty alarming, especially seeing the prices on meat products spike these past few months. It's something we've been dealing with the past few months and unfortunatley we'll have to continue paying more for certain items for quite some time. But are there tips to save money? Of course there are! CFP Erica Cummings is on the show again to give you some easy ways to save money on groceries. Plus, we talk summer school. This is the perfect opportunity to continue the homeschooling (because you've been enjoying it so much I'm sur...
2020-06-12
14 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Is Now The Right Time to Ask the Boss for Vacation with Erica Cummings
Today, we're going to help you perfect your Time Management Skills with some great tips. Plus, the question a lot of people are battling with, is now the right time to ask the boss for vacation time off? CFP at the Harmony Financial Wellness Group at RBC Wealth Managment Erica Cummings gives us her expert take on it all.
2020-06-05
14 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The Most Resilient Generation with Erica Cummings
Which generation is being referred to by experts as the most resilient generation, taking all of this added financial stress in stride? We talk about it today with CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management
2020-06-01
15 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
It's a Bad Credit Limit Surprise for a lot of People with Erica Cummings
Today, what if something like this happens again? Not necessarily a virus pandemic but a stressful financial situation. The one thing that you need that will keep you feeling calm when everyone else is panicked about their finances, we'll give you that one thing today. Plus, a lot of people are shocked when they find out about their credit limit. If you haven't checked your cedit limit, maybe now is a good time to do so. We'll explain. Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management is on the podcast every Monday and Friday. https://us.rb...
2020-05-29
15 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How to get your spouse to open up and WANT to talk about the family budget with Erica Cummings
We cover a lot today on the show with CFP Erica Cummings. How to get started with your 401k investments Getting your financial papers in order And how to get your spouse to open up and WANT to talk about the family budget. For a lot of couples when the topic of money comes up, it ends in a fight. If that sounds like your relationship, not to worry we have some advice. You can reach out to Erica directly to go over some personal financial questions you may have or to learn more about her upcoming webinar open to...
2020-05-22
13 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Divorce during the Pandemic with Erica Cummings
Today, if your company has stopped their 401K match, don't worry you're not alone. Plus answering a listener's question about divorce during the pandemic. Every Monday and Friday CFP Erica Cummings is on the radio moring show. Here's our conversation from today. If you have a question feel free to reach out sandy@rocehsterbuzz.com or Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-05-18
09 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Is There More College Loan Relief on the Way with Erica Cummings
There’s a lot of talk about another Covid-19 reflief package. Of course the government will take some time bashing it around, trying to agree. But right now, breaking down the proposed $3 trillion, how much might be coming to you? If you have a question feel free to reach out sandy@rochesterbuzz.com or Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-05-15
10 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How to Prove Your Value While Working From Home with Erica Cummings
Today growing your money, a refresher course on the power of compounding and how to make the biggest impact and prove your value while working from home. our friend CFP Erica Cummings comes on with us every Monday and Friday….Just in case you missed it….here’s our conversation If you have a question feel free to reach out sandy@rochesterbuzz.com or Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-05-11
11 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Top 3 Frugal Ideas to Save Money During the Pandemic with Erica Cummings
Top 3 Frugal Ideas to Save Money During the Pandemic with Erica Cummings A lot of people are feeling the money pinch and according to a recent study they consciously are looking for ways to be more frugal. I love this! Frugality is my thing. Being frugal for the record is very different than being cheap. Frugal people are money conscious people. They don't waste money on things that are unessesary. This is exactly what we should be doing during the pandemic. Looking for ways to trim the budget and be more mindful about spending more frugally savvy. Today CFP Erica Cu...
2020-05-08
11 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
WHERE to Pull Back on Saving if Money is Tight
WHERE to Pull Back from Saving if Money is Tight with Erica Cummings Today, We’ll help you prioritize WHERE you can pull back from saving…If money is tight and what the future looks like…the positive outcome. We're posting a new episode every Monday, Wednesday and Friday during the pandemic. Click Subscribe if you want to get the notification. Our goal is to answer your questions, relieve some of the stress by giving you the best money stratedy. Feel free to reach out to us anytime Email me directly- sandy@rochesterbuzz.com Erica Cummings- https://us.rbcwealthmanagement.com/harmony...
2020-05-04
11 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Top 3 Money Apps with Erica Cummings
Today how to separate facts from the sensationalized news stories. Plus, the top 3 money apps for you and for the kids. We’re posting a new episode every Monday, Wednesday and Friday. If you click subscribe, you’ll get the notification when a new one goes up. The podcast has changed a little bit during the pandemic, it’ll now be from the conversation we have on the radio morning show. Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins the conversation.Every Friday CFP
2020-05-01
12 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Protecting Your Credit Score During The Pandemic with Erica Cummings
Are there new tips and tricks to help us build up our credit score during this time? For the families hit especially hard by the pandemic, could this have lasting effects on their credit score. Is it something they should be worried about it? If you have a question feel free to reach out sandy@rocehsterbuzz.com or Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-04-27
06 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Stimulus Check Frustrations and What to do if You Think You Might Lose Your Job with Erica Cummings
Today why some people, maybe you are one of them, are having trouble receiving their stimulus checks and what should you do when you have a gut feeling that you might lose your job? During the pandemic, we’re posting a new episode every Monday, Wednesday, Friday. There’s a lot of financial stress right now for everyone, we hope these episodes are helping you figure out the best money strategy for you and your family. And we hope to ease the tension a little bit. If you have a question feel free to reach out sandy@rocehsterbuzz.com or Eric...
2020-04-24
10 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The Breakdown of Unemployment Benefits with Erica Cummings
Answering your questions today about unemployment benefits. For some of you who were asked to take a pay cut, or who have reduced hours, you may be entitled to unemployment benefits too. Plus the Top 3 things to do with your stimulus check. If you have a question: email me sandy@rochesterbuzz.com or reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-04-20
10 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Tips to Cope Emotionally and Financially to the Pandemic with Erica Cummings
Tips to Cope Emotionally and Financially during the Pandemic with Erica Cummings Today we'll answer a listener's question about paying for college with a 529 College Savings Plan for their daughter who plans to attend in the fall. Plus, how to cope emotionally with everything that’s going on. And since a big goal of ours is to give you the "smart money strategy" what should be your stratedy during this time when everything is on pause? If you have a question…just let me know sandy@rocehsterbuzz.com You can reach out to CFP Erica Cummings: https://us.rbcwealthmanagement.com/harmony...
2020-04-17
10 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
4-13 Time to Boost Your Savings with Erica Cummings
Now is the Time to Boost Your Savings with Erica Cummings How the pandemic is an opportunity to save money and for the proud new parents who had babies in 2019, what you need to do to make sure you get the extra $500 in your stimulus check. Here’s our conversation with CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management She is on the morning radio show Spezzano and Sandy on 989 The Buzz every Monday and Friday. If you have a financial question feel free to email me sandy@rochester buzz.com
2020-04-13
08 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
4-10 Stimulus Checks and Side Money with Erica Cummings
CFP Erica Cummings from The Harmony Financial Wellness Group from RBC Wealth Management joins the radio morning show that I co-host "Spezzano and Sandy" on 989 The Buzz answering your questions: How can I make sure my direct deposit is on file? Will there be another round of stimulus checks? Will frontline essentail workers receive additional compensation? Ideas to make some extra money while staying safe at home If you have a question- Sandy@rochesterbuzz.com
2020-04-10
13 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Save for Vacation or Invest with Erica Cummings
You probably have even more financial questions than you did before the Coronavirus pandemic hit, and that is why every Monday, Wednesday and Friday we're going to post a new episode. Our goal is to answers your questions and make sure you stay on top of what you need to know financially. Today CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins the conversation
2020-04-06
12 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
If You NEED the Stimulus Check Here's When You Can Expect it with Erica Cummings
If You NEED the Stimulus Check When Can You Expect It with Erica Cummings It’s gut wrenching to see the numbers. As of right now, more than 10million people have applied for unemployment. Some economists predict that number to climb to 20million or more. Needless to say, there are a lot of families anxiously awaiting that relief check that is part of the $2trillion stimulus package from the Federal Government. This morning on the radio show "Spezzabo and Sandy" on 989 the Buzz, CFP Erica Cummings from The Harmoney Financial Wellness Group at RBC Wealth Management gave us the breakdown of...
2020-04-03
09 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
3-30 The Financial Side of Covid19 with Erica Cummings
3-30 Covid19 Financial Update with Erica Cummings What is the best strategy to financially cope with the Covid 19 pandemic? CFP Erica Cummings from the Harmony Financial Wellness Group at RBC Wealth Management answers questions. If you have a question reach out to Sandy at Sandy@rochesterbuzz.com Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-03-30
15 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
3-27 Covid-19 Financial Update with Erica Cummings
3-27 Covid19 Financial Update with Erica Cummings We've lined up our good friend CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management to come on the radio morning show that I cohost "Spezzano and Sandy" every Monday and Friday answering listener's questions. I'll post the conversation here as well for all of you, because I'm sure you have the similar concerns. These are scary times for a lot of people, BUT we are going to hold your hand and walk you through this. If you need any advice or have any questions reach out sandy@rochesterbuzz.com...
2020-03-27
12 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Covid-19 Financial Update with Erica Cummings
Covid-19 Financial Update with Erica Cummings We understand a lot of you are feeling a lot of financial uncertainty and pressure right now. We've lined up CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management to hold our hands and answer our questions. Erica will be on with us every Monday and Friday so if you have a question feel free to reach out to us. Sandy@rochesterbuzz.com https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/
2020-03-23
16 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The 2nd step in Overcoming Underearning and Thriving in the Workplace with CFP Erica Cummings
The 2nd step in Overcoming Underearning and Thriving in the Workplace with CFP Erica Cummings The first Friday of the month CFP, Senior Vice President, Financial Advisor at RBC Wealth Management Erica Cummings joins the conversation. Last year we focused on the practical and basic understanding of finances. What you need to know and do to get a better handle on your financial goals. This year, Erica will direct the conversation more around how to excel in your financial life. "Overcome Underearning and Thrive in the Workplace" Today, Step #2 out of the 10 steps Erica has put together for us. Construct Your...
2020-03-06
22 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Thriving in the Workplace and How to Overcome Underearning- with Erica Cummings
Thriving in the Workplace and How to Overcome Underearning- with Erica Cummings Yes, we've all heard the news stories and we've seen the statistic that show women still earn less than their male counterparts. The culture is changing, more and more companies are consciously attempting to level the playing field. Hire a more diverse leadership. But it's going to take time, it is going to be a slow gradual shift. Don't wait for your company/industry to catch up. You are a woman who works hard, you are talented YOU need to be proactive and make the first move. If yo...
2020-02-07
26 min
Savage Politics
Why HBCUs Deserve Federal Funding and OUR Support with Dr. Sherice Janaye Nelson!
#SavagePolitics is pleased to present the #BlackHistoryMonth installment of the Black and Empowered series! Today's episode features scholar and #HBCU advocate Dr. Sherice Janaye Nelson. Dr. Sherice Janaye Nelson is a dynamic speaker and passionate professor who is proud to be only HBCU educated. She received her PhD in Political Science from the distinguished Howard University at the age of 27 making departmental history. Dr. Nelson earned her Masters from the University of the District of Columbia, and graduated Magna Cum Laude with a dual Bachelors degree from Stillman College in Tuscaloosa Alabama. She is the Executive Director at the Black...
2020-02-04
00 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The Fine Print of Investing with CFP Erica Cummings
The Fine Print of Investing with CFP Erica Cummings It's 2020 You may have said it to yourself that THIS year is THE year you are going to take control of your finances. Great! Yes, at first it might feel a bit daunting and overwhelming, but no worries we've designed these podcast episodes to make it easy to understand and follow. The first Friday of every month CFP, VP at Morgan Stanley Erica Cummings will be our guest. Erica has been in the financial business for well over a decade. Her passion is to educate people, especially women about finances. Lack of fi...
2020-01-03
14 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The 4 Biggest Mistakes Investors Make with Erica Cummings
It's the first Friday of the month and if you're a frequent listener of the podcast you know that means CFP, VP at Morgan Stanley Erica Cummings joins the conversation again. Erica has laid out the monthly plan for success. For all of you who have been diligently following along, we hope you're in a better place with your finances. Have a better understanding of what's going on and that you are more proactive with your future goals. As we finish up the year, this month Erica wants to make sure you don't fall prey to the "The 4 Biggest Mistakes Inve...
2019-12-06
19 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
5 Principles for Financial Success- with Erica Cummings
You stumbled on this podcast because you want to be more engaged with your finances. You want to feel at ease knowing that you will be able to retire comfortably. Awesome, me too! That’s exactly why I started this podcast. So welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will refl...
2019-11-04
37 min
The NewsWorthy
California Evacuations, World Series Drama & Robot Taxi Rides at Olympics - Friday, October 25th, 2019
The news to know for Friday, October 25th, 2019! What to know today about efforts against the impeachment inquiry, and why lawmakers hit pause on it to come together. Plus: we're talking about wildfires and evacuations in California, some World Series drama, and the robot taxi rides at the 2020 Olympics... Those stories and many more in less than 10 minutes! Award-winning broadcast journalist and former TV news reporter Erica Mandy breaks it all down for you. Head to www.theNewsWorthy.com to read more about any of the stories mentioned under the...
2019-10-25
09 min
The NewsWorthy
Trump Resort Controversy, All-Female Spacewalk & Lyft’s Free Rides - Friday, October 18th, 2019
The news to know for Friday, October 18th, 2019! There's a lot to talk about today, including controversial comments from the White House that some are calling a confession. Also, did a ceasefire agreement with Turkey actually work? Plus: a Brexit vote happening this weekend, a historic spacewalk this morning, and free rides from Lyft for weeks... Those stories and many more in less than 10 minutes! Award-winning broadcast journalist and former TV news reporter Erica Mandy breaks it all down for you. Head to www.theNewsWorthy.com to read more abou...
2019-10-18
10 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Breaking Down the Difference Between Roth and Traditional 401k
You stumbled on this podcast because you want to be more engaged with your finances. You want to feel at ease knowing that you will be able to retire comfortably. Awesome, me too! That’s exactly why I started this podcast. So, welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will refl...
2019-10-04
38 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
The 6 Pillars of Strength Will Give You Financial Confidence
Welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will reflect and realize we are in a good spot. We WILL feel financially confident. And that is an incredible feeling. Today, The Six Pillars of Strength 1- Discover your purpose. Purpose means being present and fully involved in all aspects of living...
2019-09-06
36 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Retirement Planning Mistakes to Avoid- with CFP Erica Cummings
Welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, at the end of the year we will reflect and realize we are in a good spot. We WILL feel financially confident. And that is an incredible feeling. Today we go over the common mistakes many people make in retirement and planning for retirement. Cheers to being a financially confident woman!
2019-08-02
21 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How To Raise Financially Fit Kids with Erica Cummings
Welcome to the year of financial wellness. Every month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will reflect and realize we are in a good spot. We WILL feel financially confident. And that is an incredible feeling. Today we focus on how to talk to our kids about money. Valuable financial lessons by age group. Cheers to being a financially confident woman!
2019-07-02
30 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Midyear Financial Checkup- with Erica Cummings
Welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly “homework” at the end of the year we will reflect and realize we are in a good spot. We WILL feel financially confident. And that is an incredible feeling. Believe it or not we’re already at the half way point. So today it’s your midyear financial checkup. What you should be...
2019-06-07
27 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How Much Money Do You REALLY Need In Retirement?
Welcome to the year of financial wellness. The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation. She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly homework at the end of the year we will reflect and realize we are in a good spot. We WILL feel financially confident. And that is an incredible feeling. Today we’re going to help you calculate how much money you REALLY need in retirement. Cheers to being a financially confid...
2019-05-03
36 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How To Catch Up On Saving For Retirement with Erica Cummings
You stumbled on this podcast because you want to be more engaged with your finances. You want to feel at ease knowing that you will be able to retire comfortably. If you’re a little behind on saving for the future, that’s ok you are definitely not alone. And it’s not too late to start. Each month CFP VP at Morgan Stanley Eric Cummings joins the conversation and gives us some clarity on various financial topics. The focus this month, is all about saving. So, if you’re in your late 30s, 40s or even 50s and haven’t started savi...
2019-04-05
39 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Helping You Put Together A Financial Plan
It's the first Friday of the month, time for another financial goal that will help us achieve Financial Wellness Last month, our task was to find 20min a week to dedicate to bettering our financial future. If you haven't yet set a day out of the week, take a moment to do it now. A day you can and will commit 20min to your finances. Put it on your calendar, set yourself a reminder. This month CFP VP at Morgan Stanley, Erica Cummings gives us weekly "to dos" Week 1- Get your documents together. Any and all documents. Put them in o...
2019-02-01
29 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Your Guide To Making 2019 The Year Of Financial Wellness
How is your new year going so far? Are you still actively pursuing your New Year's Resolutions? I hope so! For most of us, every year we strive for wellness. We try to incorporate healthy foods in our diet and track our steps but what about financial wellness. This year CFP, Vice President at Morgan Stanley Erica Cummings will join the conversation each month to provide the knowledge and tools necessary to understand what we do (or don’t do) with our finances and why we do it. The goal is to help you create a healthy practice of financial well...
2019-01-11
24 min
Southern Fried True Crime
36: Christmas Eve at Drama Club: The Murder of Robert LeCompte
The Christmas Eve murder of a beloved bartender and manager of a gay nightclub in Houma, Louisiana. Hate crime or robbery? Or maybe both. Sources: https://www.southernfriedtruecrime.com/36-the-murder-of-robert-lecompteSpecial Thanks to this episode’s Patreon Producer, Lynn Cummings!Written, hosted, produced by Erica KelleyResearched by Erica KelleyOriginal Graphic Art by Coley Horner Original Music by Rob Harrison-Gamma RadioMerch | Donate | In the Media:https://southernfriedtruecrime.com @southfriedtruth (Twitter) @southernfriedtruecrime (Insta)https://www.facebook.com/southernfriedtruecrimehttps://www.youtube.co...
2018-12-24
42 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How You Can Stay Competitive at Work While Still Being an Awesome Mom
When everyone in your life is demanding your attention what’s the secret to achieving success both at home and at work? What is the best way to tell your boss and coworkers that you need to leave early again, or miss out on a meeting because of the kids? Our goal this week is to get rid of that mommy guilt and help you feel more in control of your life so you can control your success at work which will lead to being in control of your financial future. We cash in with our experts Certified Financial Planner, Vice...
2018-07-20
28 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
A Candid Conversation About Valuable Lessons We've Learned Along the Way
"What I Would Tell My Younger Self" This week we cash with experts Erica Cummings CFP, Vice President at Morgan Stanley and the creator of Women Wealth and Empowerment Series and Jackie Klos Partner at Ernst and Young. Erica and Jackie share the valuable lessons they've learned along the way. The one that they stressed the most was not being scared to fail. Advice they say is the best advice to teach your kids. For more information on The Women Wealth and Empowerment Series: https://fa.morganstanley.com/krokenberger_cummings/index.htm#women,wealt... See omnystudio.com/policies/listener for...
2018-06-22
29 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
How to Best Prepare for the Unexpected
We all need to be prepared for the unexpected but "especially when it comes to women...statistically speaking 80% of us will die alone" But how? What do we need to do? This week we cash in with expert Erica Cummings, CFP, VP at Morgan Stanley and creator of the Women, Wealth and Empowerment Series. If you have more questions for Erica you can reach out to her https://fa.morganstanley.com/krokenberger_cummings/index.htm To register for the (free) Women Wealth & Empowerment Series https://www.eventbrite.com/e/women-wine-and-empowerment-tickets-45061739... See omnystudio.com/policies/listener for privacy information. Learn more a...
2018-04-27
25 min
Seven Figures: Smart Money Strategies for Women with Sandy Waters
Why do women lack financial confidence?
Research shows that women feel less confident about money than men do. Why? Today, we are going to help you overcome your financial fears. We cash in with expert Erica Cummings CFP, Vice President at Morgan Stanley and founder of The Women, Wealth and Empowerment Series Women, Wealth, and Empowerment™ with Erica Cummings, CFP: https://fa.morganstanley.com/krokenberger_cummings/index.htm#women,wealt... Reach out to Erica: Erica.Cummings@MorganStanley.com See omnystudio.com/policies/listener for privacy information. Learn more about your ad choices. Visit podcastchoices.com/adchoices
2018-03-09
24 min
SATURDAY MORNING REWIND: Cartoon Voice Actor Interviews & Retro Podcast
129: Jim Cummings returns... again (Disney's TaleSpin, Darkwing Duck) (Interview)
Jim Cummings interview #4: Jim Cummings joins Saturday Morning Rewind again to chat about his involvement in Disney's TaleSpin! Oh, and we talk a little about Darkwing Duck... how could we not?! We would like to thank our Patreon supporters for this month: Jared Tolbert Erica Pellillo Visit our Patreon page and get some rewards for donating each month: PATREON Call our Toll Free VOICEMAIL and leave a message that we can play on an upcoming episode: 1-833-SMR-TOON (That's: 1-833-767-8666) Don't forget to donate to help keep us going - even if i...
2017-09-12
19 min
Discover Free Audiobook in Business, Career Skills
Martin Luther King di Erica Bernini | Audiolibro Gratuito
Ascolta questo libro audio completo gratuitamente su :https://hotaudiobook.com/freeTitolo: Martin Luther King Autore: Erica Bernini Narratore: Fabio Farnè Formato: Unabridged Durata: 1 hr and 48 mins Lingua: Italiano Data di pubblicazione: 04-24-15 Editore: Area 51 Short Categoria: Bios & Memoirs, Political Figures Riepilogo: La biografia dedicata all'uomo che più di ogni altro negli Stati Uniti ha contribuito a difendere e sostenere i diritti umani nei confronti delle minoranze emarginate e discriminate: Martin Luther King. Riconosciuto in maniera unanime come eroe instancabile della resistenza non violenta, difensore tenace della libertà e dell'uguaglianza, avversario risoluto del pregiudizio razziale, Martin Luther King si è sempre espo...
2015-04-24
1h 48
Experience Into A Immersive Full Audiobook This Weekend.
Phantoms of Reality by Ray Cummings
Please visithttps://thebookvoice.com/podcasts/1/audiobook/207998to listen full audiobooks. Title: Phantoms of Reality Author: Ray Cummings Narrator: Richard Kilmer Format: Unabridged Audiobook Length: 2 hours 5 minutes Release date: January 1, 2011 Ratings: Ratings of Book: 3 of Total 3 Ratings of Narrator: 3 of Total 1 Genres: Science Fiction Publisher's Summary: Red Sensua's knife came up dripping—and the two adventurers knew that chaos and bloody revolution had been unleashed in that shadowy kingdom of the fourth dimension. (Summary by Ray Cummings)
2011-01-01
2h 05