Shows
Stuff About Money They Didn't Teach You In SchoolEpisode 103: 3 Myths About Building Wealth (Part 1)In this episode of Stuff About Money They Didn’t Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™ and Xavier Angel, CFP®, ChFC®, CLTC® begin a two-part series on how wealth is actually built and why it often looks boring in real life. In Part 1, they tackle three common myths that derail people before wealth ever has a chance to compound. From the belief that wealth is built by luck or big breaks, to the assumption that it is reserved for the privileged few, to the misconception that a high income guarantees financial success, Erik and Xavier unpack the cultu...
2026-02-2432 min
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BOYGROUP Live-Tournee 2026 – Jetzt Karten sichern: https://www.eventim.de/artist/serdar-somuncu/serdar-somuncu-bent-erik-scholz-boygroup-make-podcast-sexy-again-3673365/
Der HASSIAS ist wieder da! Serdar Somuncu on Tour: https://somuncu.plus/de/termine
"Vision und Wahn" – die Lesebühne mit Bent-Erik Scholz jeden ersten Freitag: https://www.periplaneta.com/Veranstaltung/lesebuehne-vision-und-wahn-februar-2/
Podcast als Video: https://www.youtube.com/playlist?list=PLdI4HcSO6kBScmb...
2026-02-231h 57
Stuff About Money They Didn't Teach You In SchoolEpisode 102: What 100 Conversations About Money Taught UsIn this milestone episode of Stuff About Money They Didn’t Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™, and co-host Xavier Angel, CFP®, ChFC®, CLTC®, reflect on what they’ve learned after reaching 100 episodes of honest, practical money conversations.
This episode looks back at why the podcast started, the gaps in financial education that inspired it, and the themes that kept showing up again and again in conversations with clients, guests, and listeners. Erik and Xavier share the biggest money lessons reinforced over the past 100 episodes, the moments that challenged their thinking, and why beha...
2026-02-1039 min
Stuff About Money They Didn't Teach You In SchoolEpisode 98: Plan Before Life Forces Your Hand: The Cost of WaitingIn this solo episode of Stuff About Money They Didn't Teach You in School, Xavier Angel, CFP®, ChFC®, CLTC, steps behind the mic to wrestle with a tough truth: planning isn’t optional, not if you want control over your future. Fresh off his conversation with Giovanni Arenas about Gio’s life-threatening condition and remarkable double lung transplant, Xavier gets another call that hits just as hard. A dear friend's cancer has returned, and with it comes the realization that he never put proper business succession plans in place. It is a moment that reveals not just financial vulnerability but em...
2025-12-1608 min
Stuff About Money They Didn't Teach You In SchoolEpisode 97: Your Goals Need a ReframeIn this solo episode of the Stuff About Money podcast, host Erik Garcia, CFP®, ChFC®, BFA™ sits down for a candid one-on-one about goals. Not the shiny, New-Year’s-resolution kind, but the messy, honest kind we whisper to ourselves when no one’s listening. Erik shares two personal moments that reshaped how he thinks about goal setting, including the year Dr. Matt Morris bluntly told him, “You just made a bad goal,” and the overly ambitious golf objective that nearly convinced him to quit the game altogether. These stories spark a bigger conversation about why we so often overestimate what we can...
2025-12-0213 min
Stuff About Money They Didn't Teach You In SchoolEpisode 96: Faith, Finances, and Facing Mortality: A Conversation with Gio ArenasIn this moving episode of the Stuff About Money They Didn’t Teach You in School podcast, Xavier Angel, CFP®, ChFC®, CLTC, sits down with Giovani Arenas, business partner of Erik Garcia, CFP®, BFA™, ChFC®, at Garcia Insurance Services, to talk about life, death, and everything in between. Gio, who received a double lung transplant just two years ago, shares his remarkable story of resilience and faith. From being told as a child that he wouldn’t live past 40 to defying all odds and thriving in his late 40s, Gio opens up about what it’s like to face mortality he...
2025-11-1832 min
Stuff About Money They Didn't Teach You In SchoolEpisode 95: The Three Biggest Money Lies We Tell OurselvesIn this episode of Stuff About Money They Didn’t Teach You in School, hosts Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC®, tackle a hard truth — sometimes, the biggest threat to our financial health isn’t the economy, it’s the lies we tell ourselves. From “I’ll save when I make more” to “I deserve this purchase” and “I can time the market,” Erik and Xavier break down how these self-deceptions quietly shape our spending, saving, and investing habits. They’ll also reveal how these internal narratives may be fueling the stress behind alarming stats showing that 58% of Ameri...
2025-11-0439 min
Stuff About Money They Didn't Teach You In SchoolEpisode 93: Can You Afford to Ignore Long Term Care?In this episode of Stuff About Money They Didn’t Teach You in School, Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC, tackle one of the most important yet often overlooked financial topics: long-term care. The conversation kicks off with a laugh as Erik shares how Xavier nearly got himself kicked out of a professional study group for challenging the conventional wisdom around long term care insurance. That sets the stage for a lively discussion about why this issue matters so much, even if it is not the kind of thing people want to chat about at a coc...
2025-10-0731 min
Stuff About Money They Didn't Teach You In SchoolEpisode 92: Backwards Planning: Start with the End in MindIn this episode of Stuff About Money They Didn’t Teach You in School, hosts Erik Garcia, CFP®, BFA™, ChFC®, and Xavier Angel, CFP®, ChFC®, CLTC, dive into what they call “backwards planning.” Erik shares a story about driving his daughter to college, where the destination was clear but the journey allowed for meaningful detours that still aligned with their ultimate goal. This idea of starting with the end in mind sets the stage for a conversation about how clarity in your future direction influences the decisions you make today.
Together, Erik and Xavier explore why envision...
2025-09-2330 min
Stuff About Money They Didn't Teach You In SchoolHandling Transitions: How to Navigate Change Without Losing StabilityChange is part of life—but that doesn’t mean it’s easy.
Transitions—whether personal, professional, planned, or unexpected—can shake our sense of identity, rhythm, and control. Even positive change can feel disruptive when it alters what we’ve known or how we’ve operated.
In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris explore how leaders can navigate seasons of change without losing their footing. They discuss the emotional toll of transition, the importance of anchoring to your values, and the power of intentional structure when...
2025-08-2649 min
Stuff About Money They Didn't Teach You In SchoolThe Art of Executive CommunicationYou can have the best ideas in the world—but if you can’t communicate them clearly, they won’t move anyone.
Great leadership requires great communication. Whether you’re casting vision, navigating hard conversations, or just trying to be heard in a noisy world, how you say it matters just as much as what you say.
In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris explore what separates effective communicators from everyone else. From listening well to speaking with clarity and confidence, they share practical ways leaders can build influence and trust through the wa...
2025-08-1247 min
Stuff About Money They Didn't Teach You In SchoolDecision-Making Under PressureAs a leader, decisions are part of your daily rhythm. But not all decisions are equal—and some carry more weight than others.
Under pressure, even seasoned leaders can fall into traps: overthinking, reacting too quickly, or second-guessing themselves after the fact. Stress clouds clarity, and fatigue makes it harder to trust your gut or your process.
In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris, LMFT break down the hidden costs of poor decision-making and offer tools to help you slow down, stay grounded, and make confident choices—even in high-stakes moments. Because...
2025-07-2941 min
Stuff About Money They Didn't Teach You In SchoolOptimizing Your Workload: Working Smarter, Not Just HarderYou’re getting things done—but are you getting the right things done?
As a leader, your plate is always full. Tasks stack up, people need your input, and it’s easy to fall into a pattern of constant motion with little traction. You’re working hard, but still feel behind. You’re productive, but not always effective.
In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris, LMFT explore the common traps high performers fall into when managing their workload. From overfunctioning to poor delegation and unclear priorities, they offer tools to help you take...
2025-07-1548 min
Stuff About Money They Didn't Teach You In SchoolDo You Even Need a Coach? Recognizing the SignsYou’re successful, driven, and operating at a high level—but something still feels off. Maybe you’re stuck, overwhelmed, or just not seeing the growth you want. You can use help to get to the next level. Hiring a coach could be the missing piece.
In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Dr. Matt Morris break down the difference between coaching, therapy, and mentorship, and how to self-assess whether coaching is the right move.
Episode Highlights:
Matt recalls hiring a golf coach when he felt stuck and needed hel...
2025-06-1732 min
Stuff About Money They Didn't Teach You In SchoolEpisode 90: Complex Isn’t Better: Rethinking Your Financial PlanWhy do we assume something has to be complicated to be valuable? That question sparked a spontaneous recording session after Erik Garcia, CFP®, ChFC®, BFA™, walked into Xavier Angel’s office to unload a bit of planner frustration. Joined by co-host Xavier Angel, CFP®, ChFC®, CLTC, the two dive into the false narrative that complexity equals effectiveness when it comes to financial planning. Spoiler: it doesn’t.
In this unscripted and honest conversation, Erik and Xavier explore why simplicity should always be the starting point in financial planning. They break down the difference between necessary complexity and unnecessar...
2025-06-0324 min
Stuff About Money They Didn't Teach You In SchoolEpisode 89: Prepare for Future Spending by Practicing the PaymentIn this episode of the Stuff About Money They Didn't Teach You in School podcast, host Erik Garcia, CFP®, ChFC®, BFA™, shares a practical financial strategy he personally uses—what he calls practicing your future payment. Whether you’re planning to buy a home, send a child to college, or take on any significant financial commitment, Erik walks through how simulating that future expense now can reduce stress, build confidence, and help you make smarter money decisions. Plus, he dives into the psychology behind this tactic, including why naming a savings account after your future goal can be surprisingly powerful.
2025-05-2013 min
Stuff About Money They Didn't Teach You In SchoolEpisode 88: Parent PLUS vs. Private College Loans with John HupaloIn this episode of the Stuff About Money podcast, Erik Garcia, CFP®, welcomes back longtime guest and college funding expert John Hupalo from MyCollegeCorner.com. As Erik navigates the emotional rollercoaster of planning for his own child’s college costs, he brings listeners along for a candid conversation about the realities of paying for school when savings and cash flow aren’t enough. From the tension between dreams and debt to that Rodrigue Blue Dog artwork hanging behind John in New York, this episode blends practical advice with real-world emotion.
Erik and John dive deep into the diffe...
2025-05-0645 min
Stuff About Money They Didn't Teach You In SchoolEpisode 87: Dollar Cost Averaging: Your 401(k)’s SuperpowerIn this episode of the Stuff About Money They Didn’t Teach You in School podcast, certified financial planner Erik Garcia speaks directly to those regularly investing in a 401(k), 403(b), or IRA. With the market constantly shifting, it can be tempting to pause contributions and wait for “better” times. But that move might cost you more than you think. Erik explains why dollar cost averaging—investing consistently regardless of market conditions—is actually your retirement plan’s greatest superpower.You’ll hear about three powerful benefits of dollar cost averaging, along with two real challenge...
2025-04-2211 min
Stuff About Money They Didn't Teach You In SchoolEpisode 86: How to Actually Use Money for HappinessWe all think having more money will make us happier, but what if the way we instinctively spend it isn’t actually the key to lasting happiness? In this episode of Stuff About Money, Erik Garcia, CFP®, dives into five ways we can use money, and why the thing we want to do with it—buying more stuff—won’t bring us the deep, fulfilling happiness we hope for. Instead, he explores the four things that actually do create happiness: investing in experiences, buying back time, giving generously, and saving for the future. From reflecting on a family trip to Disney...
2025-03-2515 min
Stuff About Money They Didn't Teach You In SchoolEpisode 85: Should You Pay Your Mortgage Off Early?Debt. Some people hate it. Some people tolerate it. And when it comes to a mortgage, the debate gets even more interesting. In this episode of Stuff About Money They Didn’t Teach You in School, Erik Garcia unpacks the question that’s been on the minds of several clients this week: Should I pay off my mortgage early? With four unique client scenarios—ranging from low-interest-rate borrowers with excess cash flow to high-rate homeowners debating a refinance—Erik highlights why there’s no one-size-fits-all answer. Along the way, he shares his personal philosophy on debt (hint: not all debt is cr...
2025-03-1124 min
Stuff About Money They Didn't Teach You In SchoolEpisode 84: Tomorrow Never Comes: Why We Put Off Financial DecisionsIn this episode of the Stuff About Money podcast, Erik and Xavier kick off this episode with a slightly humorous conversation about the unique way people from New Orleans speak—because if nothing else, in The Big Easy, they have their own way of doing things. But that same tendency to do things our way extends beyond language—it also applies to how we handle money. More specifically, how we don’t handle it. That’s right, this episode dives into the all-too-common habit of financial procrastination and why we keep telling ourselves, “I’ll take care of it tomorrow.”
2025-02-2539 min
Stuff About Money They Didn't Teach You In SchoolEpisode 83: Is the Piggy Bank Dead? Teaching Kids to Manage Digital MoneyIn this episode of Stuff About Money They Didn’t Teach You in School, certified financial planners Erik Garcia, CFP®, and Xavier Angel, CFP®, are joined by Javier Sanchez, AVP of Financial Literacy for Fidelity Bank. Together, they explore how teaching kids about money has shifted in the digital age. The classic piggy bank may be fading, but the need for financial education is stronger than ever. Javier shares practical insights on starting financial conversations early, navigating the risks of credit cards, and the importance of modeling good money behavior for our children. They also dive into how mobile bank...
2025-02-1140 min
Stuff About Money They Didn't Teach You In SchoolEpisode 81: Ditch Your Resolutions: Rewire Your Mindset for Financial SuccessWhy do most New Year's resolutions fail, and why is it often a waste of time to even set them? In this engaging episode of "Stuff About Money," certified financial planners Xavier Angel and Erik Garcia commit to changing their mindset as they usher in 2025. They explore the common pitfalls of resolutions, revealing that a staggering 80% of goals fall by the wayside within the first month. Instead of traditional resolutions, Xavier and Erik emphasize the importance of actionable strategies that focus on living in the gain and creating new neural pathways for lasting change.L...
2025-01-1435 min
Stuff About Money They Didn't Teach You In SchoolEpisode 80: Common Money Mistakes Advisors See Clients MakeIn this episode of Stuff About Money They Didn't Teach You in School, host Erik Garcia, CFP®, teams up with Brenton Harrison, the host of the New Money, New Problems podcast, to discuss the most common financial mistakes clients make. Recorded live at Osaic's annual Connected conference in Orlando, they explore the emotional factors that influence poor investment decisions, the critical differences between risk tolerance and risk capacity, and the myths surrounding passive income.Erik and Brenton share real-world examples and insights from their practices as financial advisors, highlighting how emotions like fear and g...
2024-12-3128 min
Stuff About Money They Didn't Teach You In SchoolEpisode 75: Boost Your Income: Key Takeaways from IndieTech with Erik and XavierIn this episode of the "Stuff About Money" podcast, hosts Erik Garcia, CFP®, BFA™, ChFC®, and Xavier Angel, CFP®, ChFC®, CLTC, share their top takeaways from the IndieTech Conference. While they usually dive into saving and investing, this time they focus on boosting your income by investing in yourself. Discover how developing relationships, establishing processes, and leveraging technology can drive revenue for entrepreneurs and professionals. Erik and Xavier sprinkle humor into their insights on maximizing personal growth and taking risks. Learn why attending conferences is more than just collecting swag—it’s about connecting with like-m...
2024-10-2243 min
Stuff About Money They Didn't Teach You In SchoolEpisode 74: Top 3 Financial Planning Tips for Early-Career PharmacistsIn this episode of the "Stuff About Money" podcast, co-hosts Erik Garcia, CFP®, BFA™, ChFC® and Xavier Angel, CFP®, ChFC®, CLTC discuss key financial planning strategies for pharmacists at the start of their careers. They explore how to effectively manage income and expenses, set meaningful financial goals, and create a balanced budget to ensure a secure financial future. Erik and Xavier also discuss the challenges of managing student debt and the importance of making informed financial decisions. With practical insights and tips, this episode is packed with valuable advice to help pharmacists build a strong...
2024-10-0835 min
Stuff About Money They Didn't Teach You In SchoolEpisode 71: Should I Adjust My Portfolio? The Emotions of Investing with Dr. Matt MorrisIn this episode of the "Stuff About Money" podcast, host Erik Garcia CFP®, BFA™, ChFC®, is joined by long-time friend of the show, Dr. Matt Morris. Together, they tackle the question: "Should I adjust my portfolio?" as they navigate the emotions of investing in a volatile market. Erik provides insights into current market noise, discussing factors like employment rates, Japan's rate changes, the federal reserve, and media influence on investor sentiment. Dr. Matt and Erik discuss strategies for managing emotions and making informed decisions amid uncertainty.The conversation explores stories from the trenches and examines destructive and disr...
2024-08-2748 min
Stuff About Money They Didn't Teach You In SchoolEpisode 68: How to Maximize the Value of Your Insurance AgencyAs business owners, the majority of our net worth is tied to the value of our business. What steps should we take today to maximize this value for a future sale? In this episode of the Stuff About Money podcast, host Erik Garcia, CFP®, BFA™, ChFC®, sits down with tax attorney David Foate JD, LLM, to explore practical advice on preparing your business for a successful sale. David specializes in the buying and selling of agencies and shares his extensive experience with our listeners on how to increase the saleability and value of their agenc...
2024-07-161h 01
Stuff About Money They Didn't Teach You In SchoolEpisode 67: Build Lasting Financial Security: Embrace These 3 Essential HabitsWhat does it mean to achieve financial security? Is it having a certain dollar amount in the bank or the ability to maintain your desired lifestyle no matter what happens? Erik Garcia (CFP®, BFA™, ChFC®) shares the three habits he believes are essential for building financial security in this episode. While the path to financial security may seem simple, it's not easy to achieve.In this solo episode of the Stuff About Money podcast, Erik will explore these habits further and explain how you can take control of your financial future. By cultivating these key...
2024-07-0212 min
Stuff About Money They Didn't Teach You In SchoolEpisode 66: Do I Need a Bookkeeper? with Jeremiah BradleyMany insurance agency owners struggle with the financial side of their business - Am I paying too much in taxes? Are my finances in order? Am I making a profit? These questions can be daunting, especially for those who don't have a strong background in accounting and bookkeeping.In this episode, Erik Garcia (CFP®, BFA™, ChFC®) and Xavier Angel (CFP®, ChFC®, CLTC®) sit down with Jeremiah Bradley, an expert in providing bookkeeping and payroll services to insurance agencies and independent agents. Jeremiah shares insights on the benefits of having a dedicated bookkeeper, the impact of not...
2024-06-1846 min
Stuff About Money They Didn't Teach You In SchoolEpisode 65: 3 Money Strategies to Teach Your KidsWe all want our kids to develop healthy money habits. We want them to grow to be financially independent humans. They need to develop the skills to face life's financial challenges while the consequences are not too costly. But where do we start? Can Taylor Swift help us in our efforts? Is there something to learn from Erik’s gardening hobby? In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC address a common question they receive from their clients, “How do I teach my kid about...
2024-06-0441 min
Stuff About Money They Didn't Teach You In SchoolEpisode 64: Am I Getting a Good Deal in My Marriage? with Dr. Matt MorrisMoney is a flash point in marriages. Throw in income disparity between spouses and you have even more opportunity for complex, emotionally charged conflict.In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, ChFC®, BFA™ and Xavier Angel, CFP®, ChFC®, CLTC, invite Dr. Matt Morris, couple's counselor and perennial contributor to the show, to discuss potential pitfalls for couples if they are not engaging in regular, healthy conversations about money. You will walk away with an awareness of areas you can afford to grow in with a list of strategies and tactic...
2024-05-211h 05
Stuff About Money They Didn't Teach You In SchoolEpisode 63: Security, Hope and Significance: The True Value of MothersMother’s Day seems like a silly holiday! Well, at least that's the perspective of guest hosts Missy Garcia and Grace Angel on the Stuff About Money podcast. In this episode, Erik Garcia, CFP®, ChFC®, BFA™, and Xavier Angel, CFP®, ChFC®, CLTC, step back as their daughters take the lead in discussing the significance and value of their mothers and mothers everywhere.Episode Highlights:
Grace and Missy share their perspectives on Mother's Day. (1:07)
Erik discusses how mothers provide security, hope, and significance throughout life. (7:23)
Xavier believes that mothers are the b...
2024-05-0727 min
Stuff About Money They Didn't Teach You In SchoolEpisode 60: Understanding the Dow Jones, S&P 500, and Nasdaq Composite"I was excited when I finally understood what the radio announcer was talking about this morning on my commute! All of those financial terms made perfect sense to me" 🙂In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, share the story that led to that comment from one of their clients. They break down the three most popular indices for measuring stock market performance: the Dow Jones Industrial Average, the S&P 500, and the Nasdaq Composite. You will learn how th...
2024-03-2623 min
Stuff About Money They Didn't Teach You In SchoolBasics of Estate Planning for Everyone with Ryan McBrideIn this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, are joined by Attorney at Law Ryan McBride to discuss the basics of estate planning. They discuss what estate planning is, the importance of beneficiary designations on life insurance and retirement accounts, and finally one of the core tools used in estate planning, a will.Episode Highlights:
Ryan shares his non-linear journey to becoming an attorney, starting from pre-med to obtaining a finance degree, then exploring business ventures before eventually specializing in estate planning an...
2024-02-2745 min
Stuff About Money They Didn't Teach You In SchoolMaking Each Other BetterIn this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, take you on a trip down memory lane. They reminisce on how they first met (it has something to do with shoe shopping) and how Xavier ended up joining the Plan Wisely Wealth Advisors team. They share how they ended up developing their business model to deliver ongoing financial advice to clients. Erik shares his one-page monthly business plan. And finally, Xavier shares a little bit about his experience as a black advisor in a predominantly white industry.
2024-02-1333 min
Stuff About Money They Didn't Teach You In School2 Things Erik and Xavier Are Doing to Better Their Finances in 2024Better health and finances always top the charts for New Year's resolutions. Clearly, improving your health and finances are both noble causes that many value. But only 1% of Americans follow through on their resolutions! Is it even worth making resolutions? For this reason, in this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, share one piece of advice they would give to anyone wanting to better their finances and one thing they are each doing to better their finances. They are not much for making "New Year's resolutions," but they do...
2024-01-3028 min
Tell Me Yur StoryXavier Owens American Spirit Lawn and LandscapeXavier is a young man that has turned his love for business into a landscaping company that is destined to be a step above. Listen today how he uses his natural talents and desire for costumer satisfaction to bring out the best in your landscaping needs.
2023-12-1923 min
Stuff About Money They Didn't Teach You In SchoolImpacting Community Through Giving With Inman HoustonDiscover how $350,000,000 is making a profound impact in New Orleans! In this episode, Inman Houston, President and CEO of Baptist Community Ministries (BCM), sheds light on how BCM is transforming lives by financially supporting organizations that address crucial community needs in safety, education, and health.However, the true highlight lies in Inman's compelling personal narrative. Joined by co-hosts Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, Inman shares a deeply personal story about receiving a life-changing gift with profound insight: "Before you can be a good giver, you have to be able to...
2023-12-1947 min
Stuff About Money They Didn't Teach You In SchoolTaking Flyte and Changing Lives Through Financial Literacy With Alex BigbieIn this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, hear from Alexander Bigbie of Flyte as he shares his story of running small programs to help individuals in vulnerable communities with their financial literacy. Be prepared to be inspired.Episode Highlights:
Alexander explains that establishing credit at a young age and learning how to effectively manage credit cards can have long-term benefits and help avoid future financial mistakes. (3:13)
Alexander discusses his journey in creating Flyte, which aims to provide financial wellness programming and su...
2023-11-2146 min
Stuff About Money They Didn't Teach You In SchoolBánh Mìs, Daiquiris & Celebrating Financial MilestonesBánh Mìs and Daiquiris have nothing to do with money. But what better way to celebrate achieving a financial milestone than with a bang bang shrimp Bánh Mì (Vietnamese po-boy) and a crawgator Daiquiri?In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA celebrates with Xavier Angel, CFP®, ChFC, CLTC as he recently achieved a financial goal that took self-discipline and a lot of delayed gratification. And driving around an old 2008 Honda!Episode Highlights:
Xavier discusses his recent financial experiences, including unexpected debt incurred from t...
2023-10-2426 min
Stuff About Money They Didn't Teach You In SchoolHow Often Do You Think About the Roman Empire (How They Viewed Wealth)? #romanempirePuff Daddy wasn’t Roman, but "Mo Money Mo Problems" may have resonated with the Stoics. Apparently, Erik thinks more about Roman views on wealth than he realized. And the Roman Empire is alive & well & taking TikTok over by storm thanks to Gaius Flavus…who? In this episode, Erik Garcia, CFP®, BFA, and guest host Dr. Matt Morris LPC & LMFT discuss what some well-known Stoics had to say about wealth (thanks to an extensively shallow search on ChatGPT).Episode Highlights:
Matt discusses his experience using ChatGPT in the classr...
2023-10-1036 min
Stuff About Money They Didn't Teach You In School#GirlMath…Come On Man!Are girls really bad at math? If something costs less than $5, it’s practically free, right? If I return something and get a store credit, I make money, correct? LOLXavier Angel, CFP®, ChFC, CLTC, and Erik Garcia, CFP®, BFA, discuss one of the latest TikTok trends #girlmath. Erik dispels the myth that girls are worse at math than boys. They discuss how we all tell ourselves stories to justify what we want to buy.Episode Highlights:
Erik discusses the myth of "girl math" and disproves the idea that...
2023-09-2625 minStuff About Money They Didn't Teach You In School8 Reasons Business Owners Should Diversify Their WealthBusiness owners often have the majority of their net worth tied up in their business. Does it make sense for them to diversify their wealth to protect their assets and achieve long-term financial security?Erik Garcia, CFP®, BFA, talks about why it’s a bad idea to have all your eggs in one pocket and shares his 8 compelling reasons why business owners should diversify their wealth (reason #8 is the most compelling for him).Episode Highlights:
Erik announces that the Stuff About Money podcast is now part of the Agency Intelligence Podcast Net...
2023-09-1215 minStuff About Money They Didn't Teach You In SchoolThe Power of Simple in Financial PlanningMaking a financial plan is complicated. There are a lot of moving parts and complexity…you could fill a book with just one plan! But often, more isn’t always better.Xavier Angel, CFP®, ChFC, CLTC and Erik Garcia, CFP®, BFA, talk about the benefits of keeping it simple. From children practicing copyright law to adults presenting too-long packets of paper to a 40 year monster of a plan, our intrepid hosts explore why simple is sometimes best.Episode Highlights:
Xavier discusses the use of children on a mock jury to simplify argume...
2023-08-2926 minStuff About Money They Didn't Teach You In SchoolA Fresh Take on Budgeting…Even Millionaires Do ItErik has a confession to make... he dislikes budgeting. Yep, even though he created a budgeting course for his clients, he shares why he has an aversion to traditional budgets.In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA flies solo as he explains his fresh take on budgeting. He gives you 3 reasons why managing your cashflow is foundational to building wealth.Check out Erik's "Budgeting Made Easy Course" here: https://www.plan-wisely.com/budget/Episode Highlights:
Erik explains t...
2023-08-1511 minStuff About Money They Didn't Teach You In SchoolReasons to Share Your GoalsOr, the return of Xavier’s car: The 2008 Accord Strikes Back!Xavier Angel, CFP®, ChFC, CLTC, and Erik Garcia, CFP®, BFA, have a discussion about making and setting goals - particularly, about how sharing those goals can make them easier to achieve! They talk about everything from collaboration to accounting, hard stats to practical advice, Xavier’s car to Erik’s recliner… this episode truly has it all. Erik also reveals that he’ll be out for a bit due to shoulder surgery, so wish our beloved host a speedy convalescence!Episode...
2023-08-0125 minStuff About Money They Didn't Teach You In SchoolCommon Sense Money with Daniel PrudhommeThis is the Stuff About Money podcast, and here, we talk about… well, stuff about money! Some episodes are super specific and get into specific case studies, but sometimes, it’s good to get back to the basics.From Dave Ramsay, to teaching your children, to explaining the local dialect, Xavier Angel, CFP®, ChFC, CLTC and Erik Garcia, CFP®, BFA, host Daniel Prudhomme in a wide-ranging conversation about common sense finance.Episode Highlights:
Daniel shares his background growing up in Southwest Louisiana. (10:52)
Daniel explains how they have tried to teach their kids a...
2023-07-1842 minStuff About Money They Didn't Teach You In SchoolI Got No Car Note! IIXavier’s a Certified Financial Planner driving a 2008 Accord. What? Why? Well, he drives his old car without air conditioning for a simple reason: No car note!Xavier Angel, CFP®, ChFC, CLTC and Erik Garcia, CFP®, BFA, chat about what having no car note opens up and about how it can be hard to reach your financial goals. In addition, Erik tries his hand at rapping to better illustrate his point… Well, he’s a perfect fit for his industry at least!Episode Highlights:
Xavier shares a personal story ab...
2023-07-0424 min
Sapiens 360 con Xavier Barriga4. Pensar en el LARGO PLAZO para el desarrollo económico — con Erik MozoUna conversación directa, casual y objetiva para entender el papel que tienen las políticas públicas y el Estado en el desarrollo de varias naciones alrededor del mundo, con Erik Mozo.
👉 Sobre Sapiens 360:
Un podcast distinto, por lo crudo, honesto y emotivo que busca llegar a ser. Un espacio para descubrir verdades no contadas, lecciones atemporales y el porqué de las ideas de nuestros amigos e invitados que incluyen artistas, emprendedores y expertos en diversas áreas.
Exploramos la historia de nuestros invitados, su motivación y sus ideas, con un nivel de honestidad que la mayoría de las entrev...
2023-06-151h 17Stuff About Money They Didn't Teach You In SchoolEducation Planning: Xavier’s StoryEducation planning comes with many obstacles, like student loans, meal plans, housing… and, as some of you will come to find out, what happens after graduation.Xavier Angel, CFP®, ChFC, CLTC, tells Erik Garcia, CFP®, BFA, his and his family’s story of having to financially plan for a recent college graduate. The two discuss values-based planning, moving complications, “working your way through college” and more in this latest installment of the stuff about money podcast.Episode Highlights:
Xavier discusses his personal experience with unforeseen costs that surfaced after his kids completed...
2023-06-0616 min
Musical JourneysMusical Journeys - 28-05-2023 Xavier Jazz TrumpetJazz trumpet from Europe. Erik Truffaz, Enrico Rava, Gianlucva Petrella, Enrico Rava Quartet, Tomasz Dabrowsky & the Individual Beings, Airelle Besson & Nelson Veras, Matthew Halsall
2023-05-281h 34Stuff About Money They Didn't Teach You In SchoolBuilding Wealth and Advice - Erik and Xavier Weigh InBuilding wealth is the central part of a financial planner’s livelihood. So, entering into the industry, they’d be given good, sound advice… right?Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, share advice they’ve gotten while getting into the financial planning industry and why it’s not the greatest. In addition, our hosts discuss actual, sound advice on getting wealth. Xavier discusses his revolutionary new charity foundation (sarcasm) and Erik shows off his pasty scalp.Episode Highlights:
Erik shares the advice he received when he firs...
2023-05-2325 minStuff About Money They Didn't Teach You In SchoolPharmacy and Owning Your Own Business with Jeff RodriguezMom and pop pharmacies are a part of many people’s lives. But behind the storefront, there’s a whole world of owning your own business, managing finances, and paying off student loans!Family pharmacy owner and pharmacist Jeff Rodriguez joins Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, to talk about the financial ins-and-outs from being a pharmacist. In addition to chatting with our hosts about retail versus specialty pharmacy and the financial complications of opening your own business, Jeff recounts the story of a mysterious old fisherman spouting financial maxims.
2023-05-0930 minStuff About Money They Didn't Teach You In SchoolLiquid Assets and What They Do For YouWe all know that in the case of an emergency, it’s nice to have finances not tied up in stuff like real estate or the like - i.e., liquid assets. But did you know that’s not all that you want liquid assets for?This week, your Lords of Liquidity (not an actual title), Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, discuss liquid assets, what they are, where you’ll keep them, and what you’ll use them for. They talk about how liquid assets can help out in business, p...
2023-03-2831 minStuff About Money They Didn't Teach You In SchoolDisability Insurance: Questions and FactsYour body is valuable, especially if you work in a physical industry! So, if something happens to it, it’s nice to have the peace of mind that cash won’t stop flowing.As always, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, take insurance and make it interesting: this time, it’s disability insurance. The two talk about what disability insurance is, when to get it, and what can cause a disability claim.Episode Highlights:
Xavier explains group and individual disability insurance, as well as short-te...
2023-03-1426 minStuff About Money They Didn't Teach You In SchoolSocial Media and Financial AdviceSocial media is ubiquitous. Everyone uses it, including us, and including you (if you’re counting podcasts)! This includes people who give financial advice, even if it’s not always the best.Your favorite financial influencers, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, discuss different financial advice that’s given on social media, from crypto to life insurance, and why ultimately, you as the consumer ought to ask questions and be skeptical. In addition, they talk about peeing on Mardi Gras (a rather difficult problem for us folks in New Orleans), and why Erik’s daughter...
2023-02-2829 minStuff About Money They Didn't Teach You In SchoolFarewell, 2022, and Hello, 2023!What a year 2022 was! Ups and downs in the market, financial happiness, financial sadness… and now, we usher it out the door and welcome in 2023. Who knows what 2023 will bring for you and your finances?Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, reflect on the past year and finally welcome in the new year (about 2 episodes too late). They exchange their favorite moments from the podcast and talk about guest highlights before the dynamic duo turn their attention to the new year, goals, and what’s next for our favorite hosts.
2023-01-3128 minStuff About Money They Didn't Teach You In School“If It’s to Be, It’s Up to Me”, Visioning and Role Modeling With Daniel SeongIn this installment of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, are joined by TikTok sensation Daniel Seong to discuss growing wealth from nothing and how to be role models for your kids and others around you. They chat about the importance of "operating with the end in mind" instead of getting lost in the process, and how Daniel's teaching his kids healthy spending habits.Episode Highlights:
Daniel discusses the struggles and insecurities he encountered as a child and how he o...
2022-12-2049 minStuff About Money They Didn't Teach You In School7 Financial Issues You Should Discuss Before Getting Married With Jessica BurkeMarriage is such a beautiful thing! Sealing the deal with your beloved can be magical! Y'all don’t want ANYTHING to get in the way of your burgeoning marriage - so it’s a good idea to talk about your finances BEFORE the wedding, not after.In this episode of the Stuff About Money podcast, Jessica Burke of NOW Weddings Magazine joins Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, to talk about what couples ought to be discussing before they get married.Episode Highlights:
Jessica talks...
2022-12-0635 minStuff About Money They Didn't Teach You In SchoolFinancial Decisions You’ll Have To Make for Your Wedding with Jessica BurkeWhat comes to mind when you think about weddings? The happy couple? Wedding cake? A bumping reception? Wedding cake? Maybe the kiss? Or, perhaps, the wedding cake?What about the finances?In this episode of the Stuff About Money podcast, Jessica Burke of NOW Weddings Magazine joins Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, to talk about getting married and how it’s going to hit your pocketbook. Jessica and Xavier discuss what factors go into making a wedding expensive while Erik contemplates sneaking into a rece...
2022-11-2231 minStuff About Money They Didn't Teach You In SchoolInflation, Recession, Mid-term Elections and the Market with Kevin CaronIf you have money invested in the stock market, there's a good chance the recession is on your mind. Will high inflation lead us to a recession? What about the mid-term elections? And when will the stock market be normal again?In this episode, Xavier Angel, CFP®, ChFC, CLTC, and Erik Garcia, CFP®, BFA, are joined by Kevin Caron, CFA, Senior Portfolio Manager and co-founder of Washington Crossing Advisors, in search of answers to the questions many investors are asking.Episode Highlights:
Kevin shares about his background in fi...
2022-11-0845 minStuff About Money They Didn't Teach You In School5 Common Financial MistakesMistakes are abundant. We’ve all made them! Mistakes with our money, though, might be among the scariest - so it’s worth getting to know some of the most common ones to try to avoid them.In this latest installment of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, chat about common financial mistakes - some they’ve made themselves! - one of those being forgetting how to count. They also briefly mention Xavier’s tie wearing habit, and Erik’s lack of one.Ep...
2022-10-2540 minStuff About Money They Didn't Teach You In School7 Things That 401k Investors Should KnowFor everyone that’s a 401k investor out there: How well do you understand your investment? Some might know more than others, but no matter how much about retirement investing you know, being familiar with the concepts on this list can give insight, clarity, and confidence to the investment process.In this episode, Xavier Angel, CFP®, ChFC, CLTC, takes the show on the road (perhaps “golf course” is more fitting?) as Erik Garcia, CFP®, BFA, jokingly casts accusations of day-drinking. The two then get down to the nitty gritty, talking about everything from risk and matc...
2022-10-1135 minStuff About Money They Didn't Teach You In SchoolDoes Life Insurance Destroy Wealth or Build It?Life insurance. It’s boring, we get it. But it’s one of the tools you can use to secure your financial well-being, so it’s worth having a conversation about what it is, what it does, and when you might need it.In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC, discuss that very topic, covering even the difference between different types of life insurance, and sharing stories from their line of work to better illustrate what life insurance really does.
2022-09-2740 minStuff About Money They Didn't Teach You In SchoolIs a Financial Advisor Worth It?Should you hire a financial advisor? Are they worth the money? What are the reasons to hire an advisor, and are they worth it? In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA and Xavier Angel, CFP®, ChFC, CLTC discuss 3 reasons why you'd want to hire a financial advisor.Episode Highlights:
Erik explains that he wishes he had known not to try to accumulate in five years what his parents took 30 years to accumulate. (4:32)
Xavier shares that one reason people hire a financial advisor is that they don...
2022-09-1342 minStuff About Money They Didn't Teach You In SchoolThe Intersection of Insurance, Entrepreneurship, and Trust with Bradley FlowersTrust is important, whether you're finding an insurance agent you're comfortable with, managing finances as a married couple, or building it as a business owner.In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, are joined by the entrepreneur (and #41st in the world in Oculus golf) Bradley Flowers of The Insurance Guys Podcast and Portal Insurance to talk about running multiple ventures and why insurance agents in Nebraska shouldn't write for policies on the Gulf Coast.Episode Highlights:...
2022-08-3049 minStuff About Money They Didn't Teach You In SchoolMoney & Happiness with Business Professor Rob LalkaListen in on this candid conversation about money and happiness, student loan debt, life priorities, and what defines successful entrepreneurs.Tulane business professor Rob Lalka joins Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, in this episode of Stuff About Money They Didn't Teach You in School. Rob is actually teaching this stuff in school!Rob Lalka also serves as Executive Director of the Albert Lepage Center for Entrepreneurship and Innovation.Episode Highlights:
Rob explains what he now knows about money th...
2022-08-0253 minStuff About Money They Didn't Teach You In SchoolFAQ: Investing in Down MarketsIt's scary to invest right now! In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC answer listener questions on investing in down markets. Is it a good time to invest? Should I pay off debt with my investments instead? What happens if we have a recession?Episode Highlights:
Erik and Xavier encourage everyone to submit podcast questions or feedback on their website. (2:00)
Xavier shares that the primary question he gets asked right now is whether or not people should pull back from investing gi...
2022-07-1929 minStuff About Money They Didn't Teach You In SchoolHow Much Should I Save?How much should you save? It seems like a simple enough question. In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, BFA, and Xavier Angel, CFP®, ChFC, CLTC, break down what you need to consider before answering that question. They explore values, goals, and the various types of savings. If you are working towards financial independence, lean into this episode.Episode Highlights:
Erik explains that there is no easy answer to the question: "How much should I save?" (4:40)
Erik mentions that backwards planning, starting where you want to be and wo...
2022-07-0534 minStuff About Money They Didn't Teach You In SchoolFinancial Procrastination: Xavier’s Talk With HimselfHave you ever talked to yourself when you're stuck in traffic? Well, in this episode of the Stuff About Money podcast, Xavier Angel, CFP® shares his conversation with himself about financial procrastination while at a dead stop on the interstate. Then, Erik Garcia, CFP® shares 3 ways we procrastinate with our finances, and both Erik and Xavier share steps to overcoming financial procrastination.Episode Highlights:
Xavier recalls a time that he was stuck in traffic and started thinking about procrastination and how it affects everything we do. (3:00)
Xavier shares an experience that he had wi...
2022-06-2131 minStuff About Money They Didn't Teach You In SchoolFinancial Margin: Fight For ItIn this episode of the Stuff About Money podcast, Erik Garcia, CFP® sits down with fellow podcaster Mitch Gibson to discuss how to build financial margin in your life. Margin doesn't just happen, you need to fight for it.Episode Highlights:
Erik introduces Mitch Gibson and shares how they met. (2:29)
Mitch discusses the importance of having buffers around his time management. (5:10)
Erik points out that margin, whether in time or in money, is not something that just happens. We have to fight for it. (9:22)
Erik discusses the significance of creating debt access, spending l...
2022-05-2442 minStuff About Money They Didn't Teach You In SchoolHow Much Stock Market Risk Is Just Right? With Dr. John GrableAll investing involves some level of risk. The role of the financial planner is to create a risk profile for investors so that investment recommendations match the investor's financial and emotional aptitude. In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, discuss with Dr. John Grable, Ph.D., CFP®, of the Financial Planning Performance Lab at the University of Georgia , what risk is and how to manage it.Episode Highlights:
Dr. John Grable shares his background story and talks about his work at the Fin...
2022-05-0344 minStuff About Money They Didn't Teach You In SchoolWhat Factors Determine My Mortgage Interest Rate? with Jason GauthierThere are many factors that determine your interest rate when getting a mortgage. In this episode of the Stuff About Money podcast, Erik Garcia, CFP®, and Xavier Angel, CFP®, ChFC, CLTC, discuss all things mortgages and credit scores with mortgage lender Jason Gauthier.Episode Highlights:
Jason talks about his background, education, and how he got to where he is today. (2:40)
Jason shares something that he wishes he has known at the beginning of his career. (5:53)
Jason explains the three questions that lead to three different adjustments to an interest rate. (10:49)
Jason shares some of...
2022-04-2651 minStuff About Money They Didn't Teach You In SchoolHow To Build & Keep Wealth w/ Dr. Billy WilliamsIt is the habits that we establish personally and professionally that will ultimately decide the success or failure we experience with our money. In this episode of the Stuff About Money podcast, Dr. Billy Williams shares with Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, his secrets to his financial success.Episode Highlights:
Dr. Billy Williams shares his story and discusses what he learned from his father. (4:22)
Dr. Billy Williams mentions that the military paid for every bit of education he ever had. (5:40)
Dr. Billy Williams discusses the...
2022-04-1245 minStuff About Money They Didn't Teach You In SchoolWhich IRA Is Right for Me…Roth or Traditional?Which type of IRA is better for me, a traditional IRA or a Roth IRA? What are the advantages of each? In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, discuss 6 frequently asked questions about IRAs.Episode Highlights:
Erik discusses the variations and differences between a Traditional and a Roth IRA. (4:01)
Erik explains when and which IRA to invest in and the difference in benefits. (5:55)
Erik shares that as long as you have earned income and have worked to earn money, you are eligible to...
2022-03-2928 minStuff About Money They Didn't Teach You In SchoolWho Are You Taking Your Financial Cues From?Many of our financial decisions are rooted in what others are doing; however, oftentimes their goals are far different than ours. They are essentially playing a different game with different rules. In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, discuss the dangers of taking financial cues from playing different games than we are in both investing and spending.Episode Highlights:
Erik discusses how the current geo-political scenario affects certain investors and investments. (5:12)
Erik mentions that if history is any guide or indicator of wh...
2022-03-1517 minStuff About Money They Didn't Teach You In SchoolImportance of Collaboration between your CPA and Financial AdvisorAs the tax landscape ever changes, it becomes more important for your CPA and Financial Planner to collaborate.In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP® are joined by fellow financial advisor Richard Oring and CPA Douglas Ziegler, to discuss why you want two of your most important advisors to be in communication. Are you minimizing capital gain taxes? How many opportunities are you missing on your tax return? You also may be surprised what these two seasoned financial professionals say the...
2022-03-0149 minStuff About Money They Didn't Teach You In SchoolComing to AmericaIn this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, interviews Felix Garcia, our co-host’s fearless father, drops serious wisdom in this intimate conversation. Erik and Xavier go deep with Felix...Family, finances, the immigrant's struggle...this episode has it all.Episode Highlights:
Felix shares with us the story of how he left Cuba and came to the United States. (3:28)
Felix shares the struggles he faced during his first year in the United States. (6:30)
Felix explains how he got into the insurance business. (10:15)
Felix shar...
2022-02-1532 minStuff About Money They Didn't Teach You In SchoolCompound Interest: Your Secret Weapon to Building WealthBuilding wealth is easier when you have time on your side. Time allows you to leverage compound interest. Listen in as Xavier Angel, CFP® and Erik Garcia, CFP® introduce you to your secret weapon to wealth building.Episode Highlights:
Erik talks about the current state of the stock market and mentions that it is common for a market to lose 10% of its value per year. (3:46)
Erik differentiates between two types of interest: simple interest and compound interest. (7:46)
Erik and Xavier discuss the rule of 72 and how it helps you...
2022-02-0127 minStuff About Money They Didn't Teach You In SchoolI Got No Car Note! With Nolin FriasIn this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, sit down with Nolin Frias CFP®, CPWA®, CIMA®, CSRIC to chat about how to never have a car note again, or at least the option of no car noteEpisode Highlights:
Nolin shares a little bit about himself. (3:51)
Nolin explains that not all debt is bad debt. (9:27)
Nolin shares how he manages his expenses with his pay structure and what he hopes it will look like in the future. (13:22)
Nolin talks about his grandmother’s perspective on debt whe...
2022-01-1846 minStuff About Money They Didn't Teach You In School2 Ways To Increase Your Net Worth in 2022In this episode of the Stuff About Money podcast, Erik Garcia, CFP® and Xavier Angel, CFP®, ChFC, CLTC, discuss 2 ways to increase your net worth in 2022. Your net worth is an important measure of how you are doing financially over time. They break down the different asset and liability types that are important for you to track. School is in session.Episode Highlights:
Xavier explains what net worth is and why it matters. (4:44)
Erik defines an asset as something that has monetary value. (6:17)
Erik explains the concept of illiquid assets. (7:03)
Xavier mentions that th...
2022-01-0436 minStuff About Money They Didn't Teach You In SchoolMoney - A Thermometer of Wellness for the CoupleIn the premiere episode of the Stuff About Money They Didn’t Teach You In School podcast, co-hosts Erik Garcia CFP® and Xavier Angel ChFC, CLTC, are joined by Dr. Matt Morris LPC, LMFT, who explains that how money is used and managed is often a thermometer of health or wellness in the couple. Episode Highlights:
Erik and Xavier open the episode by offering a quick run-through of their history. (1:17)
Dr. Matt Morris introduces himself, shares his career background and explains what he does as a Couples Counselor. (3:10)
Dr. Matt Morris tells Erik what...
2021-12-0740 min
HawkeTalk28. Xavier Kochhar: Founder, The Video Genome Project (acquired by Hulu/Disney) and Senior Media and Entertainment Executive - AT&T/WarnerMedia, Disney, WMEThe world is small. If you stick with anything long enough, your world will get even smaller. Until everybody knows everybody else.So watch how you treat people. Make your company's success your success. Because in the future, that will be your calling card.Xavier Kochhar, a senior executive at major corporations and a builder from scratch, shares his climb from the diverse neighborhoods of New York to the executive suites of top-brand enterprises.In this episode, Xavier and Erik chat about... - What Xavier learned as a kid...
2021-03-1041 min
Penguin Magic Podcast121 - Backstage at Bally's (feat. Xavier Mortimer)On the show this week Erik Tait goes backstage at Bally's Hotel & Casino to interview Xavier Mortimer. They talk about blending technology and magic, leaving Cirque de Soliel to start his own show on the Las Vegas strip, and the road from a small town in southern France to your name in lights. Nick Locapo stops by the show to talk RIP by Cameron Francis. But first, the show kicks off with a new segment called Magic For Muggles, where regular people try to remember magic tricks.
2020-02-0635 min
Spider-ManiaSpider-Mania #15 | Marvel's Spider-Man — Episodio FinalMarvel's Spider-Man (2018) [Videojuego]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Spider-Man" — John Paesano
2019-05-1004 minSpider-ManiaSpider-Mania #14 | Web of ShadowsSpider-Man: Web of Shadows (2008) [Videojuego]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Web of Shadows" — Jamie Christopherson
2019-05-1003 minSpider-ManiaSpider-Mania #13 | Miles Morales & Spider-Gwen ❤︎Relaciones de Spider-Man: Miles Morales & Spider-GwenMúsica:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Miles Morales Returns" — Daniel Pemberton
2019-05-1002 minSpider-ManiaSpider-Mania #12 | VenomVenom (2018) [Película]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Eyes, Lungs, Pancreas" — Ludwig Göransson"Battle on the Launch Pad" — Ludwig Göransson
2019-05-1003 minSpider-ManiaSpider-Mania #11 | Ultimate Spider-ManUltimate Spider-Man (2012-2017) [Serie de TV]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Ultimate Spider-Man Credits" — Kevin Manthei
2019-04-0203 minSpider-ManiaSpider-Mania #10 | Superior Spider-ManSuperior Spider-Man [Comic]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Angry Arms / Rebuilding" — Danny Elfman
2019-03-2503 minSpider-ManiaSpider-Mania #9 | The Spectacular Spider-ManThe Spectacular Spider-Man (2008-2009) [Serie de TV]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Spectacular Spider-Man" — The Tender Box
2019-03-1903 minSpider-ManiaSpider-Mania #8 | HomecomingSpider-Man: Homecoming (2017) [Película]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Spider-Man: Homecoming Suite" — Michael Giacchino & Marshall Bowen III
2019-03-1903 minSpider-ManiaSpider-Mania #7 | The Amazing Spider-ManThe Amazing Spider-Man (2012) [Película]The Amazing Spider-Man 2 (2014) [Película]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Main Title - Young Peter" — James Horner
2019-03-0502 minSpider-ManiaSpider-Mania #6 | Spider-Man 3Spider-Man 3 (2007) [Película]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Main Title" — Danny Elfman (Cover) | YouTube: Connor Hickling
2019-02-2603 minSpider-ManiaSpider-Mania #5 | Gwen Stacy & Mary Jane Watson ❤︎Relaciones de Spider-Man: Gwen Stacy & Mary Jane Watson.Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"At Long Last, Love" — Danny Elfman
2019-02-1804 minSpider-ManiaSpider-Mania #4 | Spider-Man 1 & 2Spider-Man (2002) [Película]Spider-Man 2 (2004) [Película]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Main Title" — Danny Elfman (Cover) | YouTube: Connor Hickling
2019-02-1204 minSpider-ManiaSpider-Mania #3 | The Animated SeriesSpider-Man: The Animated Series (1994-1998) [Serie de TV]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Spider-Man: The Animated Series Theme" — Joe Perry
2019-02-0404 minSpider-ManiaSpider-Mania #2 | Spider-Man 2000Spider-Man (2000) [Videojuego]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Spider-Man Credits" — Tommy Tallarico
2019-02-0404 minSpider-ManiaSpider-Mania #1 | Into the Spider-VerseSpider-Man: Into the Spider-Verse (2018) [Película]Música:"Spider-Man Theme" — The Amazing Spider-Man Band (Instrumental)"Sunflower" (ft. Swae Lee) — Post Malone (Cover) | YouTube: Alernus Karaoke
2019-02-0203 min