Shows
Escaping The Bucket16 Goal Setting For The Year AheadJeremy Squibb and Tom Desborough discuss how to get on top (and stay on top) of your finances for the year ahead, then turn to the bigger challenge of setting your own goals for 2021. Are your goals your own or someone elses? Who do you need to help you attain those goals? What would achieving them actually mean to you? Also featured - what are ethical investments, and what do you need to do before the end of the tax deadline. Additional resources : Life Planning Fo...
2021-01-081h 02
Escaping The BucketMaking gifts you never see & Embracing the company you holdJeremy Squibb and Tom Desborough talk about long term family financial planning and appreciating those around you. Additional topics include Dealing with the stone in your shoe Should I invest in cryptocurrency How long should I fix my mortgage for
2020-12-1837 min
Escaping The BucketBudgeting for Christmas & Experiences or giftsJeremy Squibb and Tom Desborough look towards Christmas, how to remove the stress of paying for it, and what the best thing to buy is - whether it is an experience or a gift. Additional topics include: How much insurance do I need? Long or short term mortgage? Should I move my parents' bonds? Should I transfer a Child Trust Fund into a Lifetime ISA
2020-12-1137 min
Escaping The BucketWhat happens to my pension when ... & What is there to retire toJeremy Squibb and Tom Desborough answer those key questions about your pension - what happens when : you die, you retire, you change jobs, you get divorced. Once that is sorted, the next big question this week is 'what is there to retire to?' - when should you retire, what should you do? Extras : Should I gift out of my estate to save Inheritance Tax? Why is there no charge for staying in a Nursing Home? Should I take a dividend and pay it into my pension?
2020-12-1050 min
Escaping The BucketWhy should I pay for financial advice & Mini HabitsJeremy Squibb and Tom Desborough answer the key question - why should I pay for financial advice (all is not all it seems) and developing mini habits - things which are too small for you to fail at. Extras : What's the best way of buying a property with my daughter? How (or should) I stop my money being used for care fees? Should I join my employer's sharesave scheme?
2020-12-1046 min
Escaping The BucketWhat if all jobs paid the same & It's only a drop of ink!Jeremy Squibb and Tom Desborough explore what you would do if all jobs paid the same - what would your choice be. It's only a drop of ink? Tom & Jeremy analyse why a single word can cause us to dwell on it, and why, from the 86,400 seconds in a day, just a few of those can cause so much waste in the rest. Extras : Should I take a lump sum or a higher income from my pension? Should I buy a direct share offering?
2020-12-1045 min
Escaping The BucketWhy Financial Planning is like Black Mirror & Overcoming Imposter SyndromeJeremy Squibb and Tom Desborough reflect on why good financial planning can be like an episode of the Netflix show Black Mirror, before moving on to discuss Imposter Syndrome and why so many people feel they are not good enough, or simply think they are just winging their way through life. Extras: I'm not married, have children, but no will - what's the problem? Is now a good time to invest?
2020-12-1054 min
Escaping The BucketRedundancy and your pension & How does commuting impact on your mental healthJeremy Squibb and Tom Desborough discuss how redundancy may impact on your pension and explore how commuting impacts on your mental health and happiness, before answering the big question - how much is a Raleigh Chopper worth?
2020-12-1045 min
Escaping The BucketHow easy is it to save money & Feel the fear and do it anywayJeremy Squibb and Tom Desborough answer the question 'How easy is it to save money' giving some helpful tips along the way, before exploring whether it is best to feel the fear and do it anyway. Extras : Being true to our values Advisers or planners Can I access money from my pension?
2020-12-1048 min
Escaping The BucketHow Investments Work & To Grow or ProtectJeremy Squibb and Tom Desborough explain how investments work, then answer the question - should we look to grow, or protect what we have? Extras : Why could a hairdresser be a good financial planner Integrity - what should you claim for How do I find more time in the day I can't find my pension - help
2020-12-1055 min
Escaping The BucketHow to run a household budget & the journey or the destination?Jeremy Squibb and Tom Desborough take you through a simple method of controlling the household budget and developing healthy money habits before answering the question - what is more important - where you are going or how you get there?
2020-12-1047 min
Escaping The BucketIs Money The Last Taboo & The Cost of Missing Out on UniversityJeremy Squibb & Tom Desborough explore the last think which many people feel comfortable about - their money. Is it really the last taboo? Would you rather talk about your lifestyle preferences than your pension? What is the real impact of missing out on university? Are the benefits all they seem, or are there other better options to further your career. Extras include : Pulling your financial weight in a relationship Should I defer my State Pension? Should I put my rental property into trust?
2020-12-1052 min
Escaping The BucketEscaping the BucketJeremy Squibb and Tom Desborough introduce the concept of escaping the bucket - that point in life where you are trapped by your surroundings, the people around you, the stories you tell yourself, and your financial position and assumptions. Week by week we'll address various issues which our financial planning clients face - which as you will soon hear, are far more than just money dilemmas - it's the challenge of moving forward in life, and finding a way to escape the bucket.
2020-12-0923 min