Shows
FINTECHTALKThe AI-Orchestrated Enterprise: From ERP to On-Chain Value ExchangeWelcome FINTECHTALKERS!In this episode, I sat down with Brandon Card, Founder & CEO of Terzo, to explore one of the most overlooked foundations of enterprise value: contracts.FINTECHTALK’s view: the future enterprise won’t be run by today’s ERP, CRM, or core banking stacks—it’ll be run by an AI orchestrator that coordinates value flows across agent-based suppliers, partners, customers, and internal functions like finance, with much of that value moving on-chain.The schematic below shows the future state. Left: an interim phase where existing workflows remain intact but gain an AI “ove...
2025-12-1656 min
FINTECHTALKOn-Chain Finance: The New Convergence Era of TradFi and DeFiWelcome FINTECHTALKERS!Our thesis from our piece earlier - “We’re moving from “features on legacy rails” to programmable, money on increasingly on-chain infrastructure. Tokenization is a means; infrastructure is the story. Eventually, programmable money can think and choose with Agents.”If you’re building any piece of this on-chain financial fabric—stablecoins, RWA rails, prediction markets, treasury tools, or AI-native infrastructure—FINTECHTALK works with founders and innovators to turn your thesis into a category story, not just a pitch deck.If you see your company in what follows—or want to be on the 2026 watchl...
2025-12-0956 min
FinTechTalkFinTechTalk: Transforming lending for the digital era - future-ready bankingThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk:Transforming lending for the digital era - future-ready bankingThe key challenges that sparked decision to modernise lendingDefinition of success and criteria for choosing solutions when transforming across multiple brandsThe power of partnerships and approach to transformationEssential capabilities that lenders need to future-proof their business and stay ahead of evolving market demandsThis...
2025-12-0236 minFinTechTalkFinTechTalk: How the credit industry is embracing AIThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: How the credit industry is embracing AIWhere AI might have the greatest and most effective impact in the credit processWhere the limitations and obstacles are in deploying AI across credit decision-makingDefining the role of your humans as you redefine your credit processThis episode is hosted by Charles Orton-Joneshttps...
2025-11-2538 minFinTechTalkFinTechTalk: AI in legal - unlocking efficiency and insightThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: AI in legal - unlocking efficiency and insight How financial institutions’ legal departments are adopting and applying AIAssessing the compliance and risk implications of AI solutionsHow FIs and AI platforms partner to maximise adoption, effectiveness, and efficiencyThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/...
2025-11-1837 minFinTechTalkFinTechTalk: Tailored WealthTech - transforming the client experienceThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Tailored WealthTech - transforming the client experience How hyper-personalisation is revolutionising the client experienceLeveraging data-driven insights without compromising privacy and securityHow technology is empowering wealth managers to reshape personalised investment strategies efficiently, securely, and with greater flexibilityThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/
2025-11-0431 min
FINTECHTALKFintech’s Comeback: Inside SVB’s 2025 Future of Fintech ReportWelcome FINTECHTALKERS!In this episode, I sat down with Nick Christian, Head of National Fintech and Specialty Finance at Silicon Valley Bank, to break down the bank’s freshly released Future of Fintech Report 2025—a data-packed field guide to what’s real and what’s next in fintech.SVB has long been the industry’s early-warning radar and reality check for fintech. With decades of category focus, deep relationships across founders, CFOs, VCs, and operators, and a vantage point informed by real transaction flows—treasury, credit, payments, and venture activity—SVB consistently spots signal before...
2025-10-2449 minFinTechTalkFinTechTalk: The Fraud Experience: A Key Banking Relationship DifferentiatorThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:The Fraud Experience: A Key Banking Relationship DifferentiatorShifting internal KPIs from average handle time to resolution rates, customer satisfaction and escalation reductionMoving to parallel investigation workflows,reducing time to decision and improving first-touch resolution ratesWhere technology enhancements could have a huge positive impact on the fraud experienceThis episode is hosted by Charles...
2025-10-2130 min
FINTECHTALKInside the Velvet Rope: Money20/20 Preview with Zach Anderson PettetWelcome FINTECHTALKERS!The greatest show in financial services—Money20/20—raises the curtain in Las Vegas in less than a week. For over a decade—and still today—it’s the byword for the industry’s future. In this episode, I sat down with Zach Anderson Pettet, VP of Fintech Strategy at Money20/20. Zach curates the storylines, steers the content, and keeps a finger on the pulse of what’s real vs. hypeZach shares how Money20/20 evolved from a small payments conference into the global fintech platform, with events from Las Vegas to Amsterdam to R...
2025-10-201h 07FinTechTalkFinTechTalk: Real-time payments – ensuring your legacy infrastructure can keep upThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Real-time payments – ensuring your legacy infrastructure can keep up How legacy infrastructure is holding banks back from delivering real-time paymentsAdapting legacy cores to meet the risks and operational expectations of real-time paymentsWhich parts of the end-to-end payments process are struggling to keep up with real-time expectations, and whyThis episode is hosted by Char...
2025-10-0735 minFinTechTalkFinTechTalk: Embedded finance – adapting to changing expectationsThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Embedded finance – adapting to changing expectations How consumer priorities are shifting with today’s open ecosystemsHow banks can use emerging technologies to meet evolving consumer expectationsBalancing innovation with cyber-security and data privacy This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Lauren Jones, Open Banking Lead...
2025-09-2335 minFinTechTalkFinTechTalk: Streamlining complexity - new strategies for identifying and verifying SMBsThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Streamlining complexity - new strategies for identifying and verifying SMBsOvercoming challenges in onboarding small businesses and underbanked entitiesWhere AI and automation can support identity verificationStriking the balance between user experience and security or regulatory complianceThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/...
2025-07-2237 min
FINTECHTALKLongevity Meets AI: How HighPeak is Reinventing Financial PlanningHello FINTECHTALKERS!In this episode, I sat down with Sharon Rodriguez, CEO of HighPeak AI and venture partner at 1843 Capital, to explore how data, AI, and deep insurance insight are transforming long-term care planning. Backed by Prudential and built on three decades of claims and underwriting data, HighPeak is rethinking how Americans plan for healthcare, retirement, and the silver economy. Sharon shares her journey from MetLife’s global IT strategy to startup success, and how HighPeak is creating tools that deliver hyper-personalized financial forecasting and remove the anxiety from aging.We talk a lot about we...
2025-05-3042 min
FINTECHTALKInside the Sandbox: Gaming, AI, and the Future of the Metaverse - conversation with Sebastien Borget, Co-Founder & COO of The SandboxHELLO FINTECHTALKERS!In this episode, I sat down with Sebastien Borget, the visionary co-founder and COO of The Sandbox, a platform that has redefined gaming by turning players into creators, users into owners, and digital assets into economies.Sebastien shares his journey from a teenage gamer to a serial entrepreneur who pioneered one of the most active decentralized gaming platforms in Web 3 — now with over 6 million wallets, major brand partnerships like Jurassic World, Snoop Dogg, Warner Music, and Deepak Chopra, and a creator economy powered by NFTs, AI tools, and player-owned virtual real estate....
2025-05-0337 minFinTechTalkFinTechTalk: The increasing threat of AI fraud in banking and financeThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The increasing threat of AI fraud in banking and financeThe challenges current systems are facing with AI fraudWhether employing AI to combat AI fraud is an optionThe role regulation plays in combating AI fraudThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Nisan...
2025-04-2238 min
FINTECHTALKHow Ansel is Redefining Supplemental Insurance - conversation with CEO Veer GidwaneyHELLO FINTECHTALKERS,In this episode, I had the pleasure of speaking with Veer Gidwaney, founder and CEO of Ansel. With a strong entrepreneurial background and a successful exit from Maxwell Health to Sun Life, Veer’s passion for solving healthcare challenges is evident.Ansel is redefining the world of supplemental insurance by covering 13,000 conditions—far more than traditional offerings—and providing proactive claims payments. That means insured individuals often receive financial support without even filing a claim. Veer shares how Ansel’s model leverages diagnostic codes, eliminates unnecessary friction, and brings innovation to a sector long ove...
2025-04-0237 minFinTechTalkFinTechTalk: The future of hyper-personalisation – redefining the customer experienceThis is the audio-only version of our monthly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The future of hyper-personalisation – redefining the customer experience How banks can upgrade their infrastructure to support hyper-personalisationBuilding personalisation strategies to meet evolving customer needs and emerging techHow AI and ML are enhancing personalisation This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Dr Emmanuel Manyonganise, Custo...
2025-04-0139 minFinTechTalkFinTechTalk: The future of AML – moving from detection to preventionThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The future of AML – moving from detection to preventionOvercoming the challenges of integrating data from legacy systems and fragmented sourcesMoving beyond static rule-based systems to dynamic and adaptive modelsWhether fully automated systems can make effective decisions on suspicious activities without human interventionThis episode is hosted by Charles Orton-Joneshttps://www...
2025-03-1832 minFinTechTalkFinTechTalk: Powering a new era in commercial onboarding - redefining the customer journey from day oneThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Powering a new era in commercial onboarding - redefining the customer journey from day one Achieve digital excellence in commercial onboarding Measure up to industry benchmarks: Where does your institution stand in the customer experience stakes and missed revenue? Navigate 2025’s regulatory minefield with confidence: Avoid critical missteps and inconsistent application of policies. This ep...
2025-02-2540 min
FINTECHTALKA Small business co-pilot – A Conversation with Liberis CEO, Rob Straathof a pioneer in embedded financeWelcome FINTECHTALKERS!In this episode, I sat down with Rob Straathof, CEO of Liberis, to explore how embedded finance is reshaping the lending landscape for small businesses. From instant capital access to AI-driven analytics, Liberis is building a small business co-pilot for SMEs worldwide. Rob shares his journey from being raised in a small business family to investment banking to fintech disruption, why traditional banks have missed the mark on SME financing, and how AI and embedded finance will drive the next era of business growth.Timestamp Table0:00 – 1:21 – How to to get on the...
2025-02-1948 minFinTechTalkFinTechTalk: AI-powered ESG reporting in financeThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: AI-powered ESG reporting in finance Improving ESG transparency and streamline reporting processesThe role of AI in ESG data aggregation and analysisHow AI can mitigate reputational risks tied to ESG and greenwashing This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Nisheeth Srivastava, Head of ESG R...
2025-02-1831 min
FINTECHTALKUberizing Wealth Management: Disrupting the Industry with Steven Woods, CEO of StirlingshireWelcome back and a BIG thank you FINTECHTALKERS!FINTECHTALK: A Top 10% Global Podcast Shaping the Future of Fintech, AI, and CryptoRanked by ListenNotesLooking to amplify your brand's reach? Partner with our podcast and connect with an engaged and loyal audience. Contact us today to explore sponsorship opportunities and elevate your brand! fintechtalk@substack.comIn this episode, I sat down with Steven Woods, founder and CEO of Stirlingshire, to explore how his company is disrupting the wealth management industry. From his journey from the military education to...
2025-02-1036 minFinTechTalkFinTechTalk: Digital wallets - the global payments revolutionThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Digital wallets - the global payments revolutionThe competitive advantages of digital wallets over traditional payment solutionsWhy digital wallets are cheaper and faster than cross-border paymentsThe global regulatory hurdles facing digital wallet providersThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Sam Boboev, Author...
2025-02-0434 minFinTechTalkFinTechTalk: Driving transformation for a better mortgage lending experienceThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Driving transformation for a better mortgage lending experienceAddressing the human and organisational challenges which slow down transformationData security and compliance - mitigate the risks created by transformation programmes A safe and successful transformation - avoiding the common mistakes made during re-platformingTransforming customer and broker journeys to deliver faster, multi-channel and hyper-personalised experiences that drive a powerful c...
2024-12-1042 min
FINTECHTALKFrom LendTech Pioneer to Banktech Powerhouse: Conversation with Adam Hughes, CEO of AmountWelcome back and a big Thank you FINTECHTALKERS! FINTECHTALK: A Top 10% Global Podcast Shaping the Future of Fintech, AI, and CryptoSince its inception, FINTECHTALK has organically risen to rank among the top 10% of podcasts worldwide. It's become the go-to platform for startup CEOs, visionary venture capitalists, and forward-thinking bank innovators to share their stories and insights. With a focus on fintech, AI, and crypto, FINTECHTALK is where the brightest minds come together to shape the industry's future.Ranked by ListenNotesFor over a decade, FINTECHTALK has been at...
2024-12-0931 minFinTechTalkFinTechTalk: Optimise APIs for sensitive financial dataThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Optimise APIs for sensitive financial dataHow you can use API security to gain a competitive edgeWhether your API security posture will enable you to win and retain larger clientsWhat best practices clients expect from you with their data and their vendors in BaaS & Embedded FinanceThis episode is hosted by Charles Orton-Jones
2024-11-2641 min
FINTECHTALKAgentic AI: Revolutionizing Banking, Wealth and CommerceHi FINTECHTALKERS,This year’s Money 20/20 was all about AI and generative AI. Last year, I wrote about the shift from "FINTECH" to "FINTEL"—a fusion of financial technology with AI—and, in just a year, we’re seeing that vision come to life. From startup funding trends to major incumbents rolling out AI-driven solutions, the transformation is well underway.On the sidelines of the event, I had the opportunity to sit down with two AI leaders reshaping financial services: Shri Santhanam, EVP and GM at Experian, and Mike Conover, Founder and CEO of Brigh...
2024-11-1235 minFinTechTalkFinTechTalk: Revolutionising credit and portfolio managementThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Revolutionising credit and portfolio management Moving from a reactive to a proactive risk management approach Enhancing credit decision-making and monitoring in real-time Replace manual processes with intelligent automated workflows This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Quresh Kolhapurwala, Head of Credit Risk, First Abu...
2024-10-2935 minFinTechTalkFinTechTalk: Are you ready for 2025? Hope for the best, prepare for the unpredictableThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Are you ready for 2025? Hope for the best, prepare for the unpredictable Key indicators for businesses monitoring economic health in 2025The key trade risks which could reignite inflation, despite global economic progression and easing cycleKey currency trends for 2025 which may disrupt global trade flowsThis episode is hosted by Charles Orton-Jones...
2024-10-2231 minFinTechTalkFinTechTalk: Investment decisions - why broker research matters more than everThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Investment decisions - why broker research matters more than everThe symbiotic relationship between buy-side and investment bank’s research departments in the investment management industry The critical role of sell-side research in today’s challenging market conditions and its impact on buy-side firms How broker research provides deep coverage and the consensus of their views and foreca...
2024-10-1540 min
FINTECHTALKThe Rise of High-Touch VCsHi FINTECHTALKERS, I sat down with Garnet Heraman Co-founder and Managing Partner at Aperture Venture Capital, and Dave Anderson Founding General Partner at Beat Ventures to talk about the rise of emerging managers and how they differentiate in an increasing crowded venture capitalist space.Garnet and Dave represent a dynamic new breed of emerging managers, bringing a personalized, niche, and highly flexible approach to founders in the venture ecosystem. Unlike many established Silicon Valley VC firms, they’re not bogged down by the groupthink that has contributed to the persistent disparities in capital access and le...
2024-10-091h 03FinTechTalkFinTechTalk: The future of LendTech in driving successful outcomesThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The future of LendTech in driving successful outcomes Adopting a holistic process for lending that doesn’t rely on isolated legacy systemsHow automating tasks within the lending process is more efficientHow to leverage Open Banking innovations to enhance your lending process This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in...
2024-10-0146 minFinTechTalkFinTechTalk:Embracing AI in banking - delivering intelligence everywhereThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk:Embracing AI in banking - delivering intelligence everywhereAdopting AI to enhance the experiences across bankingIdentifying the key areas and functions for AI implementationThe main obstacles for banking when implementing AI toolsThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/ Marcel Kramer, Director...
2024-09-2446 minFinTechTalkFinTechTalk: Transforming fraud dispute managementThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Transforming fraud dispute management How banks are currently limited in the fraud dispute process, and where automation can helpLeveraging AI to enhance the fraud dispute management processDelivering a transformation - real-time resolutions and reduced losses from fraud This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/
2024-07-1632 minFinTechTalkFinTechTalk: The future of compliance - leveraging RegTechThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The future of compliance - leveraging RegTechHow technology can best enable regulatory compliance across bordersOvercoming internal resistance to change - how RegTech solutions benefit traditional financeIntegrating RegTech into your existing processes and extracting insights from your siloed data This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/
2024-07-0231 min
FINTECHTALKTrue Global Ventures - the global venture capital firm with a hyperlocal presenceHI FINTECHTALKERS, (follow me on Twitter (X) for lively discussions on these topics @PADDYRAMANATHAN),I sat down with Frank Desvignes, founding partner of True Global Ventures (or TGV) 4 Plus. We talked about the unique approach of TGV in the venture capital landscape, their global footprint with local presence in all major theatres, and the recently concluded AI startup competition they recently held in San Mateo. TGV's remarkable success underscores the essential need for startups to cultivate a global presence early in their journey. This approach is vital for securing capital, accessing diverse markets, and building...
2024-06-1440 minFinTechTalkFinTechTalk: Reshaping banking with Central Bank Digital CurrenciesThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Reshaping banking with Central Bank Digital CurrenciesAdapting banking infrastructure to integrate CBDCsUsing the speed and efficiency advantages of CBDCsBalancing CBDC integration with investment cost and opportunity This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/ Dr Ritesh Jain, Founder, Infynithttps://www.li...
2024-06-1139 minFinTechTalkFinTechTalk: The blueprint on transforming your legacy systems to unlock greater efficiencyThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The blueprint on transforming your legacy systems to unlock greater efficiency Which key roadblocks lenders are facing when transforming legacy lending systemsFitting personalisation into your strategy alongside achieving efficienciesHow lending will evolve with technological advancements over the coming decade This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/
2024-05-2840 minFinTechTalkFinTechTalk: Exploring the potential of alternative payments in your checkoutThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Exploring the potential of alternative payments in your checkoutWhat are the main advantages of integrating open banking/instant bank payments?How well do consumers understand the benefits of instant bank payments as a payment alternative?Addressing the obstacles deterring you from embracing instant bank payments. This episode is hosted by Charles Orton-Jones
2024-05-2136 minFinTechTalkFinTechTalk: The fraud fighter’s guide to tackling AP scamsThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The fraud fighter’s guide to tackling AP scams Business Email Compromise (BEC) and other common methods used by fraudstersStrengthening your internal controls to reduce your riskUsing a payment provider’s transaction account to improve visibility and security This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charle...
2024-05-0738 minFinTechTalkFinTechTalk: Meeting the deadline for SEPA Instant PaymentsThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Meeting the deadline for SEPA Instant PaymentsOptimal approaches for achieving cost efficiency, scalability, and a quick time-to-market in modernizing your payment systemsPractical approaches to ensure your infrastructure and systems are able to support 24/7 operationsCoping with a post-transition surge in instant payments This episode is hosted by Charles Orton-Joneshttps://www.linkedin.co...
2024-04-3039 minFinTechTalkFinTechTalk: Navigating Consumer Duty - strategies for customer and employee experience successThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Navigating Consumer Duty - strategies for customer and employee experience successMoving from reactive identification to proactive support of your vulnerable customersEnsuring that your systems meet the needs of vulnerable customers and your employeesEffective data management to ensure compliance and good outcomes for your customers across all channels This episode is hosted by Charles O...
2024-04-2336 minFinTechTalkFinTechTalk: Engaging Generation ZThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us on Tuesdays for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Engaging Generation ZWhere and why traditional finance fails to offer personalised experiences to Generation ZEffective approaches to attracting and retaining this generationLeveraging AI to enhance and personalise the customer experience This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Veronica Glab, Head of Partnerships & I...
2024-04-1650 minFinTechTalkFinTechTalk: The power of data in the Digital Asset marketThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The power of data in the Digital Asset market Maximising the value of data to gain an advantage in the crypto economyIn what ways accurate data helps the identification and management of riskBuilding your own data infrastructure vs partnering with a digital asset data provider This episode is hosted by Charles Orton-Joneshtt...
2024-03-1946 minFinTechTalkFinTechTalk: Striking the balance between innovation and complianceThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Striking the balance between innovation and complianceWhether regulation can be a catalyst for innovation and digital transformationWhat are the potential regulatory barriers to adopting new technologies and how institutions can remain agileMitigating the compliance risks of AI implementation This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/...
2024-02-2038 min
FINTECHTALKEnd-to-end Digital Transformation for Financial ServicesHi FINTECHTALKERS, (follow me on Twitter (X)) for real-time discussions on these topics @PADDYRAMANATHAN),I sat down with Deep Varma, CTO of Alkami (0-41.20) to talk about Digital Banking Solutions and separately with my good friend Booshan Rengachari, CEO of Finzly (41.30-1.13) to talk about Finzly’s BankOS and how he plans to incorporate AI/GenAI. You don’t want to miss the insights of these technology visionaries building the next generation of technology for financial services.ICYMI, the two-part series on AI that Elon Musk and Sam Altman appear to be r...
2024-02-151h 13FinTechTalkFinTechTalk: The new Big Bang! Inside the next generation of data analytics for banksThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: The new Big Bang! Inside the next generation of data analytics for banksWhat the major obstacles are in implementing a modern data analytics strategyHow banks and financial institutions can best leverage cutting edge data analyticsWhat the future of data analytics in financial services will look likeThis episode is hosted by Charles O...
2024-02-0644 min
FINTECHTALKReal-Time Wage Access: How Earnin Is Transforming the Life of Its Customers By Providing Earned Wage AccessHi FINTECHTALKERS, (follow me on Twitter (X)) for lively discussions on these topics @PADDYRAMANATHAN),I sat down with Ram Palaniappan, CEO of Earnin, a company that allows workers to access their pay instantly. Lot of folks in the industry like to talk about financial inclusion as it is good for the brand, Palaniappan and Earnin are the real deal. Palaniappan has built a very sucessfull main street fintech and raised around $200 million from prominent VCs like Andreessen Horowitz, Matrix Partners, Ribbit Capital. He talks passionately about how how his company’s product have im...
2024-02-0133 minFinTechTalkFinTechTalk: What does GenAI mean for banking?This is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: What does GenAI mean for banking?How you identify where to deploy and use GenAIWhether the lack of GenAI regulations is hindering the banking sectorThe challenges of implementing GenAI in the banking sectorThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Christian Hull, E...
2024-01-2346 min
FINTECHTALKArtificial Financial Intelligence (AFI) With Zor Gorelov, CEO of KasistoHI FINTECHTALKERS, (follow me on Twitter (X) for lively discussions on these topics @PADDYRAMANATHAN),Happy New Year! I sat down with Zor Gorelov, CEO of Kasisto, a pioneer in AI. We cover a lot of topics from Artificial Financial Intelligence (AFI before AGI) that Zor passionately talks about, how domain-specific models can win over general-purpose LLMs, and how those capabilities will provide a competitive advantage for future enterprises. Here is the table of timestamps for easy navigation of the conversation0.-4.40 - Intro of the episode, Zor’s background, and what got him to...
2024-01-1236 min
FINTECHTALKFINTECH Becoming FINTEL — Fin + AIHI FINTECHTALKERS, (follow me on Twitter (X) for lively discussions on these topics @PADDYRAMANATHAN),I sat down with David Nohe, CEO of Fingoal, a Fintel Startup creating hyperpersonalization, and Leslie Gillin, Chief Growth Officer at Pagaya another innovative company applying AI in financial services in credit decisions and financial inclusion. Subscribe to tune into my conversation with Zor Gorelov, CEO of Kasisto, and Deep Varma CTO of Alkami coming up next.Enjoy and always be in the know,Paddy Ramanathan Follow me on the new X @PaddyRamanathanFounder of iValley (www.ivalley...
2023-12-0856 minFinTechTalkFinTechTalk: Future proofing your KYC processesThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Future proofing your KYC processesHow new technologies can help improve your KYC processesCollecting and leveraging data – changing mindsets in identifying new businessThe cost of manual processes to the C suiteThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Payel Sarkar, Program Head - K...
2023-12-0540 minFinTechTalkFinTechTalk: Transforming your Anti-Money Laundering systemsThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Transforming your Anti-Money Laundering systemsHow good are your current AML systems at detecting and reporting suspicious activities? What challenges do traditional financial institutions face in updating and upgrading these systems? How can analytics and artificial intelligence enhance your AML compliance This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/ch...
2023-11-2834 min
FINTECHTALKWhy DeFI Matters: With Ian HorneHI FINTECHTALKERS, (follow me on Twitter (X) for lively discussions on these topics @PADDYRAMANATHAN),I sat down with Ian Horne, author of Why DeFI Matters to discuss his book. This was recorded on the sidelines of Money2020.We talk about how DeFI changes to the financial system factor whereas fintech is essentially a distribution innovation, and how Web3 fundamentally changes the business model of the internet. Ian talks about successful projects in DefI/Crypto that don’t get much attention and what he is most excited about. Enjoy and always be in the kn...
2023-11-2244 minFinTechTalkFinTechTalk: What can traditional finance learn from the cross-border payment FinTechs?This is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: What can traditional finance learn from the cross-border payment FinTechs?Which strategies ensure seamless, secure, and compliant cross-border transactions for the FinTechsMaximising the efficiency of your current payment systemsAdopting a collaborative approach – working with FinTechs to transform your digital payment systems This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/c...
2023-11-1445 min
FINTECHTALKWilliam Capuzzi - CEO of Apex - The Stripe of WealthTech That You Should Know; the Fintech for FintechsHI FINTECHTALKERS, (follow me on Twitter (X) for lively discussions on these topics @PADDYRAMANATHAN),I sat down with William Capuzzi, CEO of Apex Fintech Solutions (also a board member at DTCC and a prolific investor) on the sidelines of the Money20/20 show this week in Las Vegas. We covered a lot of topics including why Bill challenges himself to run triathlons, what is his mission at Apex, and how he and his team are enabling average retail investors to invest like hedge fund managers; Apex’s new fractional fixed income product; the transformative role that AI and ge...
2023-10-3140 minFinTechTalkFinTechTalk: Rethinking financial crime change programmes under the regulator’s eyeThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Rethinking financial crime change programmes under the regulator’s eyeWhy rigorous project scoping and sound governance help avoid regulatory finesRobust frameworks that deliver and demonstrate compliance under regulatory scrutinyHow to stick to business as usual while managing change under pressureThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com...
2023-10-1746 minFinTechTalkFinTechTalk: Assessing client suitability and sustainability as an engine for growthThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Assessing client suitability and sustainability as an engine for growthHow to unlock a greater share of assets under managementTurning your investor management from a regulatory checklist into a source of growthCapturing investors’ suitable risk level and sustainability preferencesThis episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/cha...
2023-10-1343 minFinTechTalkFinTechTalk: Developing and delivering a digital wealth management strategyThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Developing and delivering a digital wealth management strategyWhat a leading-edge digital wealth management strategy looks likeHow a digital wealth management strategy can be delivered with legacy systems’ limitationsWhere human expertise should be deployed in a robo-advisor-led digital wealth management strategy This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/c...
2023-10-1245 minFinTechTalkFinTechTalk: Can banks match fintech challengers in the digital payments space?This is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Can banks match fintech challengers in the digital payments space?Innovations in digital payments – can legacy systems in traditional financial institutions keep pace? How can traditional lenders compete with, or take advantage of, emerging payment trends and services? Mitigating digital payment risks – fraud and identity verification This episode is hosted by Charles Orton-Joneshttps...
2023-07-2545 minFinTechTalkFinTechTalk: Mitigating the risk of real-time payment fraudThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Mitigating the risk of real-time payment fraudOvercoming your current infatrucuture’s limitations in real-time payments data processing How can the risk and rise of real-time payments fraud be addressed? Deploying AI to achieve real-time payments and reduce the risk of costly mistakes This episode is hosted by Charles Orton-Joneshttps://www.linkedi...
2023-07-1843 minFinTechTalkFinTechTalk: Perpetual KYC – where can automation reduce time and cost?This is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Perpetual KYC – where can automation reduce time and cost?What are the limitations of your current KYC processes?Adapting to evolving regulatory requirements – developing and delivering systems to respond quicklyBest practices for automating your KYC review process – where do you deploy your human intelligence? This episode is hosted by Charles Orton-Joneshttps://www.link...
2023-07-0439 minFinTechTalkFinTechTalk: Overhauling existing systems to tackle financial crimeThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Overhauling existing systems to tackle financial crimeHow limited are rules-based legacy systems for monitoring for sophisticated financial crime?Incorporating AI technology into monitoring systemsData enrichment strategies to make legacy systems more responsive to financial crime This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charles-orton-jones-9438212/Sw...
2023-06-2744 minFinTechTalkFinTechTalk: Protecting your legacy systems from the latest cyber-threatsThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Protecting your legacy systems from the latest cyber-threatsWhere are the greatest risks of external compromise in your legacy systems?Securely integrating new fintech into your legacy systemsCyber-security compliance – where are the potential challenges to your legacy systems’ capabilities?This episode is hosted by Charles Orton-Joneshttps://www.linkedin.com/in/charl...
2023-06-2043 minFinTechTalkFinTechTalk: Delivering a personalised customer experience in a traditional financial institutionThis is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Delivering a personalised customer experience in a traditional financial institutionWhere are your current systems failing you in improving the customer experience? Identifying the quick wins in switching from a business-centric to customer-centric approach Where do your customers see the balance between AI service and human interaction, and what does the future hold? This...
2023-06-1344 minFinTechTalkFinTechTalk: Is your Open Banking strategy sustainable for the future?This is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Is your Open Banking strategy sustainable for the future?Working within, and beyond, legacy systems to realise the potential of Open Banking Setting your API investment strategy – balancing development and maintenance cost and opportunity Third-party collaboration and partnership strategy – choosing who to work with and why This episode is hosted by Charles Orton-Joneshtt...
2023-06-0238 minFinTechTalkFinTechTalk: Will your legacy tech undermine your transition to the cloud?This is the audio-only version of our weekly finance and technology talk show, FinTechTalk. Join us every Tuesday for free by visiting www.business-reporter.co.uk/fintechtalkThe panel discussion is titled:FinTechTalk: Will your legacy tech undermine your transition to the cloud?What does a cloud transition roadmap look like for a traditional bank? Customer data in public, private and hybrid clouds – don’t let legacy tech dictate the direction of travel Identifying other legacy tech challenges in your transition to a hybrid cloud environment This episode is...
2023-06-0233 min
FINTECHTALKSouth is the New North - Fintech Growth in Latin AmericaHI FINTECHTALKERS,This is one of the recordings from the sidelines of Money 2020 earlier this fall in Vegas. It was great to be back at this high energy show sometime back when FTX was just a TLA known to a few. There were several broad themes at the show. Here are my top takeaways.* Modernization of Infrastructure - Digital platforms like Smart Card, BaaS/Embedded Finance, neoCore platforms, and Enterprise DeFI * Fintech explosion in the South - LATAM and beyond (I talk to Jean Mies of PPRO in this edition)
2022-12-0730 min
FINTECHTALKPodcast: Embedded Finance and Evolution of Core BankingHI FINTECHTALKERS,I was at Money 2020 in Vegas. It was great to be back at this high energy show, antithetical in some sense to the Vegas cliché - what happens in Money 2020 is talked about all over the fintech world. There were several broad themes at the show. Here are my top takeaways. * Modernization of Infrastructure - Digital platforms like Smart Card, BaaS/Embedded Finance, neoCore platforms, and Enterprise DeFI - succinctly captured in our editorial info graph at the end.* Fintech explosion in the South - LATAM and beyond (don’t m...
2022-11-0735 min
FINTECHTALKPodcast: The making of the autonomous Bank and frictionless cross-border paymentsHI FINTECHTALKERS,It has been a while. I had some personal situations over summer and beyond for an extended time. Just getting back into rhythm.I sat down a few weeks back with Devon Kinkead (CEO of Micronotes), Patrick Reilly (CEO of Verde International), Naushad Contractor (CEO of Fable Fintech) to talk all things about data, AI/ML in financial services and the still evolving space of cross-border payments. AI is not going to just drive our cars, but manage our finances and will augment the enterprise’s decision making and processes. We ar...
2022-10-071h 01
FINTECHTALKPodcast: A Silent Banking Tsunami That Just HappenedHI FINTECHTALKERS,I sat down with Shamir Karkal (CEO of SilaMoney), Brion Bonkowski (CEO & Founder at Tern) to talk about Fintech, the Equity/Crypto market correction, and the future.We covered a lot of ground and in order to make it easy to navigate the podcast, I have included a table of timestamps and our infographic view of the Payment value chain along with Fintech Elder recap of the podcast.0.10-7.05 - Introduction 7.05-16.00 Challenger Bank evolution - segment-specific lifestyle applications16.00-16.50 Inclusion - Kilimanjaro initiative
2022-06-0752 min
FINTECHTALKPodcast: The Beginning of the Beginning–Metaverse’s Promise of Infinite PossibilitiesHI FINTECHTALKERS,I sat down with Ram Subramaniam (CEO of Guardianlink.io), Prakash Somosundram (CEO of Enjinstarter.com), and Matthew Gunnin (CEO of eSports.one) to talk about all things Metaverse, the rise of the immersive web, NFTs, Digital Assets and more. We covered a lot of ground and in order to make it easy to navigate the podcast, I have included a table of timestamps.Metaverse represents the evolution of the Web, where you are in the Web not just connected to it through a device like a mobile phone...
2022-05-181h 05
FINTECHTALKPodcast: Modernization of Financial Services With Provenance BlockchainHI FINTECHTALKERS,I sat down with Morgan McKenney, the CEO of Provenance Blockchain Foundation to talk about all things Blockchain, the future of DeFI, and how Provenance and Figure are driving innovation in all domains of financial services - Lending, Payments, Capital Markets. We covered a lot of ground and in order to make it easy to navigate the podcast here is a table of timestamps.0.10-0.55 - Introduction1.00-4.45 - Morgan’s background across the years4.45-5.45 - What made Morgan join Provenance as CEO and promise of DeFI...
2022-04-281h 01
FINTECHTALKPodcast: Are startup hubs coming to a city near you?Recording of The FINTECHTALK™ Show on Clubhouse on Nov 18th, 2021.EPILOGUETo join iValley as it sculpts (build, write, and talk) the future of fintech and crypto economy click here.Connect with us!iValley Innovation Center11040 Bollinger Canyon Rd, E-909San Ramon, CA 94582,The United States. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit substack.fintechtalk.ivalley.co/subscribe
2021-11-2959 min
FINTECHTALKPodcast: Programing Money vs. Design Money Experience–Which is the Pen, and Which is the Sword and Which is Mightier?Recording of The FINTECHTALK™ Show on Clubhouse on Oct 13th, 2021.Connect with us!iValley Innovation Center11040 Bollinger Canyon Rd, E-909San Ramon, CA 94582,The United States.Phone: +1 925-575-7832 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit substack.fintechtalk.ivalley.co/subscribe
2021-10-211h 02
FINTECHTALKPodcast: The Changing Monetization Models in Financial ServicesRecording of the FINTECHTALK(TM) Show on Clubhouse on Aug 25th, 2021.Connect with us!iValley Innovation Center11040 Bollinger Canyon Rd, E-909San Ramon, CA 94582,The United States.Phone: +1 925-575-7832 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit substack.fintechtalk.ivalley.co/subscribe
2021-09-091h 18
FINTECHTALKChallenger Banks and Fintechs for Small Businesses | 28 JulySmall is Beautiful: Where Challenger Banks and Fintechs Really ScoreI was in a philosophical mood when I checked in to a Fintechtalk session on Clubhouse on July 28. Why, I asked no one in particular, did the word “success” seem to invariably suggest terms like “large deal”, “double digit growth”, “enterprise solutions” and so on. “Does that imply that to be small is somehow not as cool?” I wondered, as I sat in the digital shadows and looked on silently, and a bit crabby, sipping on a below-average Pina Colada, waiting for the session to begin.As I lea...
2021-08-161h 26