Shows
Fraternity Foodie Podcast by Greek UniversityWill Walker: Prioritizing Mental Health in your Organization Prioritizing mental health in your organization is critical for student leaders! At 28, William Walker has worn a lot of titles—author, fraternity president, cancer survivor, board chair. But the most honest title might be: in process. He was 22 and had his whole life planned—until cancer stole his vision. Will was 5 when leukemia first taught him that life doesn't follow your timeline. He has rebuilt his life through vulnerability, structure, and community support—and that rebuilding process becomes the foundation for leading others through their darkest moments. In episode 590 of the Fraternity Foodie Podcast, we find out how Wi...
2025-07-1836 min
The Finance Marketing PodcastStop Hoping for Referrals: Build a System That Actually Works with Niki ClarkIn this episode of The Finance Marketing Podcast, Hillary sits down with Niki Clark, founder of Niki Clark Marketing, to tackle one of the most requested topics from financial advisors: how to build a consistent referral engine. Niki shares why most advisors struggle with referrals despite being excellent at their jobs, and reveals the systematic approach that separates advisors who hope for referrals from those who consistently receive them. Hillary and Niki discuss the power of intentional touchpoints, the referability advantage of clear niching, and how small, thoughtful gestures can create lasting client relationships that naturally generate r...
2025-07-1827 min
Money & Taxes from Bb to XYZIntroducing Christin Hutchcraft, FPQP®!Introducing the newest member of our team to earn a professional designation! On this episode, Christin Hutchcraft, FPQP®, joins Regina Neenan, CFP®, and Jason Speciner, CFP®, EA, to share her experience in completing the Financial Paraplanner Qualified Professional™ course and earning the credential. From the rigorous education program to how what she’s learned translates to her work in operations here at FPFoCo, listen in to hear all about Christin’s latest achievement!Have a money or tax question for us? Send it to podcast@fpfoco.com, and Jason or Regina might answer your question in a future ep...
2025-06-1215 min
Make Retirement GreatThe Power of Your No in Retirement Planning StabilityIn this episode, financial advisors and retirement planners Jim Martin & Casey Bibb discuss the importance of setting boundaries and the power of saying no to protect your time, energy, and finances during retirement. We'll highlight key areas where you might need to say no, such as helping adult children beyond your means, avoiding high-risk investments, and overcommitting your time. We'll also emphasize how a well-structured financial plan can empower you to make better decisions and stick to your core values. Join us as we share practical advice on maintaining financial stability and ensuring a happy retirement.
2025-06-0921 minMake Retirement GreatEverything RMDs - How to Strategize & Plan Well to Retire HappyIn this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions provide a comprehensive overview of Required Minimum Distributions (RMDs). They explain what RMDs are, when they start, how they are calculated, and offer strategies for managing them to avoid surprise tax bills and unnecessary withdrawals. Highlighting real-life client stories and the importance of strategic planning, they discuss the nuances of taking distributions from IRAs and 401(k)s, tax-saving opportunities like Roth conversions and Qualified Charitable Distributions, and how to avoid penalties. This episode is a must-listen for anyone nearing retirement and looking...
2025-06-0221 minMake Retirement Great3 Essential Questions to Determine Your Retirement ReadinessIn this episode, financial advisors and retirement planning experts Jim Martin and Casey Bibb from Martin Wealth Solutions discuss the key elements of determining retirement readiness. They highlight the importance of answering three critical questions: Do you know where your retirement paycheck is coming from? Can you handle a market downturn without losing sleep? Do you have a written financial plan? The hosts share practical advice and insights into creating a sustainable retirement plan, including the significance of income planning, stress-testing your portfolio, and the value of having a written plan to navigate healthcare, taxes, and long-term care costs...
2025-05-2618 minMake Retirement GreatThe Biggest 4 Retirement Planning Q & A'sIn this episode of the podcast, financial advisors and retirement planners Jim Martin and Casey Bibb from Martin Wealth Solutions address the four most common questions they hear about retirement planning. They discuss how to determine if you have enough to retire, the optimal time to take Social Security, what to do when the market drops, and strategies for paying less in taxes during retirement. Learn how to plan effectively for a financially secure retirement, understand the importance of having a written financial plan, and discover various tools and strategies to maximize your retirement benefits and minimize tax burdens.
2025-05-1921 minMake Retirement GreatNavigating the Four Stages of Retirement: Strategies for a Thriving Post-Work LifeIn this episode, Jim and Casey discuss the four key stages of retirement: pre-retirement, go-go years, slow-go years, and no-go years. They emphasize the importance of planning for each stage to ensure a fulfilling and stress-free retirement. Topics covered include maximizing 401k contributions, tax planning, debt reduction, coordinating income strategies, and managing healthcare costs. The hosts also explore the benefits of having a side gig in retirement for mental stimulation and staying connected with the community. Tune in to learn how to plan well and retire happy.
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2025-05-1231 minMake Retirement GreatDon’t Let These FIVE Mistakes Derail Your Future RetirementIn this episode, financial advisors and retirement planners Jim Martin and Casey Bibb discuss the top five common retirement mistakes that can derail your plans. They cover poor tax planning, claiming social security too early, ignoring taxes in retirement, taking on the wrong amount of investment risk, and overlooking healthcare and long-term care needs. The episode offers practical tips for creating a written income plan, optimizing social security benefits, managing taxes, balancing investment risk, and planning for healthcare costs in retirement. Tune in to learn how to make informed decisions and ensure a secure and happy retirement.
2025-05-0531 minMake Retirement GreatQuestions to Find the Right AdvisorIn this episode, financial advisors Jim Martin and Casey Bibb of Martin Wealth Solutions delve into the importance of selecting the right financial advisor to help you plan your retirement. We break down the key questions to ask and the traits to look for in an advisor, emphasizing the importance of finding someone who is planning-focused, a fiduciary, and aligns well with your personal goals. We also highlight the significance of having a comprehensive, written financial plan that covers more than just investments. Alongside some light-hearted moments, including chicken jokes, the discussion aims to equip you with the tools...
2025-04-2827 minMake Retirement GreatPlanning Your Retirement Move: Taxes, Healthcare, & CommunityIn today's episode, financial advisors and retirement planners Jim Martin & Casey Bibb discuss the essential steps to prepare for relocating to another state in retirement. They cover key considerations including financial assessment, healthcare and insurance implications, legal and estate planning, and integrating into a new community. They emphasize the importance of understanding state taxes, real estate markets, cost of living, and social security implications. The duo also talks about practical tips like trying out living in the new state for a month and connecting with local social networks. Additionally, they touch on personal stories and the significance of researching...
2025-04-1422 minMake Retirement GreatThe Tax Smart Retiree: Tips to Keep More of Your Money in RetirementIn today's episode, financial advisors and retirement planners Jim Martin & Casey Bibb explore how taxes can be a major expense in retirement and discuss strategies to potentially lower your tax bill. We cover tax pitfalls and methods used by wealthy individuals to pay less in taxes, including Roth conversions, tax-efficient withdrawal plans, Qualified Charitable Distributions (QCDs), and tax loss harvesting. Additionally, we delve into the importance of optimizing Social Security and Medicare timing. Jim and Casey emphasize the need for comprehensive financial planning and how utilizing tools like a tax calculator can help retirees plan better. Listener questions about h...
2025-04-0725 minMake Retirement GreatRetire Smart: The Bucket ApproachIn this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions discuss effective strategies to help you invest wisely and sleep easy during market volatility. They introduce the 'Bucket Strategy' to manage short-term, medium-term, and long-term investments, and explore how this can ensure a stress-free retirement. Additionally, the hosts delve into financial planning, discussing budgeting for summer travel and smart saving techniques. Listeners will gain valuable insights into achieving financial peace of mind and making retirement enjoyable.
http://retirewithmartin.com/
2025-03-3128 minMake Retirement GreatBreaking the Myth: Why 'Never Touch Your Roth IRA' Is Wrong
Ever heard the advice "never touch your Roth IRA"? In this episode, Jim Martin and Casey from Martin Wealth Solutions unpack the truth behind that common piece of wisdom. They’ll guide you through the pros and cons of Roth IRAs, discuss why the financial industry typically warns against withdrawals, and highlight specific situations when tapping into your Roth can actually be a smart move.
You'll discover how strategic Roth IRA distributions can help you avoid bumping into higher tax brackets, reduce Medicare costs, and minimize impacts on your Social Security benefits. Plus, Jim and Casey share in...
2025-03-2421 minMake Retirement GreatRetiring Without Retiring: What are Hybrid & Mini Retirements?In this episode, financial advisors Jim Martin and Casey Bibb from Martin Wealth Solutions discuss the emerging trends of hybrid and mini retirements. They explain how many people are now opting to work fewer hours as they age, gradually easing into retirement, or taking extended breaks during their careers for personal fulfillment. The hosts outline the benefits and risks of these alternative retirement strategies, emphasizing the importance of financial planning and health considerations. They offer real-life examples and encourage listeners to assess their career paths and retirement plans for a happier, healthier future.
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2025-03-1723 minMake Retirement GreatAvoid These FIVE Retirement Planning RegretsIn this episode, financial advisors and retirement planners Jim Martin & Casey Bibb discuss the top five regrets of retirees and provide actionable steps to avoid them. Topics include the importance of saving enough, the implications of claiming Social Security early, the risks of retiring with too much debt, the consequences of retiring prematurely, and the significance of prioritizing health. The hosts also share insights from real-life cases, tips on financial planning, and personal stories to help listeners plan for a secure and enjoyable retirement. Special guest Casey Bibb shares his experience of overcoming the fear of flying. The episode...
2025-03-1024 minMake Retirement GreatWill Trump wreck YOUR retirement?In this episode, financial advisors Jim Martin & Casey Bibb discuss how a change in U.S. presidency, specifically under Donald Trump, could impact the stock market and retirement planning. They delve into topics such as the potential extension of the Trump tax cuts and its effects on retirees, the implications of deregulation, concerns about Social Security, the impact of tariffs and trade wars, and how to maintain focus on personal financial goals amidst political changes. The hosts highlight the importance of tax-efficient strategies, diversification, and maintaining a long-term perspective. Join the conversation for a thoughtful analysis on making informed...
2025-03-0331 minMake Retirement GreatDon't Give In To Knee-Jerk InvestingIn this episode, financial advisors Jim Martin & Casey Bibb explore the concept of behavioral finance, focusing on how psychological factors like emotions, biases, and cognitive distortions impact our financial decisions. We discuss strategies to gain control over finances and ensure smart investment choices for retirement. Topics include diversifying investments, working with advisors, and overcoming biases such as loss aversion and confirmation bias. The conversation also covers practical tips like automating decisions, setting financial guardrails, and preparing for market volatility. Guest Casey Bibb shares personal anecdotes and emphasizes the importance of educational resources in making rational financial decisions.
2025-02-2427 minMake Retirement Great4 Things You Can Do with That Old 401KIn this episode, financial advisors Jim Martin and Casey Bibb discuss the various options available for handling an old 401(k) from a previous job. They explore the pros and cons of leaving it with the old employer, rolling it into a new employer's plan, cashing it out, and moving it into a traditional IRA. The episode also touches on the implications of taxes, investment fees, and risk management associated with these choices. Additionally, they delve into social security survivor benefits and offer insights into planning for a spouse's death to ensure financial stability.
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2025-02-1723 minMake Retirement GreatFinancial Advisors Discuss: Top 5 Retirement Planning MistakesIn this episode, we discuss the top five retirement mistakes and how to avoid them, with expert insights from financial advisors Jim Martin & Casey Bibb. Topics include claiming Social Security too early, the importance of a withdrawal strategy, underestimating inflation and healthcare costs, balancing investment strategies, and planning for taxes in retirement. A personal story underscores the importance of comprehensive financial planning. The show also touches on current developments in AI technology and a fun discussion about getting a new Tesla.
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2025-02-1027 minMake Retirement GreatWhy You Should Emphasize Planning for a Secure RetirementIn this episode your hosts and financial planners Jim Martin & Casey Bibb dive into the importance of creating a financial plan for a secure retirement. They discuss common misconceptions about financial planning, the 3 key elements needed for a robust financial plan, and how such plans can provide peace of mind and permission to enjoy one's retirement funds. Additionally, the conversation shifts to the pros and cons of electric vehicles (EVs), covering practical considerations such as charging, cost implications, and suitability for different lifestyles. The hosts also share personal anecdotes and recommendations for TV shows and books. This episode is...
2025-02-0333 minMake Retirement GreatFinancial Advisors Discuss: Do You REALLY Need 1 Million to Retire?In this episode, financial advisors Jim Martin & Casey Bibb tackle the pervasive myth that you need a million dollars to retire comfortably. We discuss a USA Today article that lists the states where you supposedly need a million dollars to retire, and our special guest Casey Bibb shares insights on why this figure might not apply to everyone. We highlight how individual factors such as lifestyle, debt, and personal goals play a crucial role in retirement planning, making a one-size-fits-all number unrealistic. We also talk about the importance of having a custom financial plan, understanding your true income needs...
2025-01-2727 minMake Retirement GreatTarget Date Funds and Planning for the UnthinkableIn this episode, financial advisors Jim Martin and Casey Bibb explore the fundamentals of target date funds, a common investment vehicle found in 401ks. They discuss the advantages and disadvantages of these funds, including their automatic risk adjustment over time and their potential drawbacks related to individual risk tolerance and concentration risks. Additionally, they touch on the importance of property insurance in light of natural disasters and delve into the concept of sleep divorces for better personal space. The hosts emphasize the importance of reviewing financial strategies and insurances, especially for those approaching retirement.
00:00 Introduction to Ta...
2025-01-2026 minMake Retirement GreatThe Unplanned Retirement: How to Adapt and ThriveIn this podcast episode, financial advisors Jim Martin and Casey Bibb discuss the frequent occurrence of unexpected early retirements due to layoffs, health issues, and other factors. They share strategies on how to prepare financially for such events, emphasizing the importance of emergency funds, debt reduction, health planning, and having a robust financial plan. Additionally, they cover upcoming changes to Social Security in 2025, including a 2.5% Cost of Living Adjustment (COLA) and new income limits for early and full retirement age filers. The episode aims to help listeners plan more effectively for retirement and handle unexpected changes with confidence.
2025-01-1329 minMake Retirement GreatDo you have an IRA Tax Time Bomb?In this episode, financial advisors Jim Martin and Casey Bibb delve into Ed Slott's new book and the concept of the 'ticking tax time bomb' within IRAs. They discuss the impact of required minimum distributions (RMDs) on retirees' tax liabilities and emphasize the importance of proactive tax planning. The show also covers the effects of interest rates on retirement accounts, strategies for managing taxes, and offers insights into navigating the complexities of the financial landscape. Additionally, there's a lighthearted segment on the odds of winning the lottery and the importance of structured financial planning.
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2025-01-0626 minMake Retirement GreatWrite Down Your 2025 Financial ResolutionsJoin financial advisors Jim Martin and Casey Bibb as they kick off 2025 discussing rapid passage of time, new year's resolutions, and essential financial planning topics. The episode covers top financial resolutions such as reassessing retirement plans, maximizing tax-efficient strategies, building emergency funds, optimizing social security and Medicare decisions, and aligning investments with retirement goals. They also address the significant topic of long-term care, sharing options like traditional long-term care insurance, annuities, and life insurance hybrids. Finally, Jim and Casey share their personal plans for 2025 and encourage listeners to write down and take action on their own resolutions.
2024-12-3032 minMake Retirement GreatWhen should you downsize and declutter your life?In this episode, financial advisor Jim Martin discusses the common trend of downsizing homes as we approach retirement. He shares insights from a recent client meeting about simplifying life and emphasizes the financial and emotional aspects of moving to a smaller home. Jim outlines practical steps for decluttering and making the transition smoother, including evaluating space needs, involving family in the process, and hiring professionals for the move. He also addresses the emotional challenges and benefits of downsizing, such as reduced costs, increased freedom, and less maintenance. Tune in to learn how downsizing can contribute to a more stress-free...
2024-12-2315 minMake Retirement GreatDirect Primary Care - The future of Health CareExploring the Benefits of Direct Primary Care and Managing Retirement Finances
Hosts Jim Martin and Casey Bibb discuss the concept of Direct Primary Care (DPC) and its advantages over traditional healthcare models. They share personal experiences highlighting the system's efficiency and the significance of the doctor-patient relationship. The episode also delves into financial planning for retirees, emphasizing the dangers of credit card debt and strategies to maintain financial health. Additionally, listeners are treated to personal anecdotes and opinions on recent movies and comedy shows. The episode aims to educate Gen Xers on optimizing healthcare and financial strategies for a happier r...
2024-12-1633 minMake Retirement GreatTaming Emotional InvestingIn this episode, Jim Martin, founder of Martin Wealth Solutions, and co-host Casey Bibb explore the concept of 'animal spirits' and how emotions influence investment decisions. They discuss the impact of current events on market perceptions and the importance of long-term investment strategies. The hosts also delve into the rising trend of young adults living with their parents, the escalating housing market, and mortgage rates. Additionally, they touch on the most streamed sporting event and the legacy of Betty White. The episode wraps up with advice on emotional control and actionable financial insights for retirees.
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2024-12-0923 minMake Retirement GreatYour year end financial checklist!In this episode, financial advisor Jim Martin shares insights from his recent trip to Iceland and turns it into a valuable discussion on year-end financial planning. He covers key topics such as maximizing contributions to 401(k) and 403(b) accounts, evaluating and updating your emergency fund, ensuring timely Required Minimum Distributions (RMDs) for those over 73, and being mindful of holiday spending. Jim also discusses broader life planning for the year ahead and offers actionable tips to set yourself up for a successful 2025. Tune in for practical advice to help you plan well and retire happy.
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2024-12-0215 minMake Retirement GreatShould I invest in a Financial Freedom account?In this episode, Jim Martin, founder of Martin Wealth Solutions and financial advisor, discusses various strategies and accounts to achieve financial independence and enjoy retirement. He explains the benefits and drawbacks of traditional retirement accounts like 401(k)s and IRAs, as well as Roth accounts. Jim introduces the concept of a 'financial freedom account', a brokerage or investment account that allows for greater control over taxes and flexibility for early retirement spending. He emphasizes the importance of maximizing employer matches in retirement accounts and fully funding Roth IRAs before considering additional investments. The episode provides valuable advice for individuals...
2024-11-2515 min
The Financial Puzzle PlaybookNavigating Holiday Stress with Jennifer Sumpter (Ep. 14)How do you handle the stress of the holiday season?
In this episode of The Financial Puzzle Playbook, Jim Sumpter, CFP®, is joined by his wife, Jennifer Sumpter, FPQP®, to explore the stressful emotional and financial challenges we face during the holidays. With warmth and humor, they dive into personal stories about coping with family dynamics, unexpected holiday hurdles, and the financial strains many experience at this time of year. Jennifer, a key part of the CMC Financial team, shares heartfelt insights from her personal experiences and professional expertise as a financial paraplanner.
Jim and Je...
2024-11-2033 minMake Retirement GreatShould you invest in the 60/40 portfolio?In this episode, Jim Martin and Casey Bibb discuss the viability of the traditional 60/40 investment portfolio in today's financial landscape. They cover recent IRS updates on contribution limits, insights on interest rates, and the impact of inflation on retirement funds. Additionally, they delve into the latest job report, Federal Reserve rate cuts, and their implications for the economy. The hosts also touch on lighter topics, such as McDonald's spicy nuggets and their current TV recommendations.
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2024-11-1821 minMake Retirement GreatShould you use ChatGPT to choose your investments?In this episode, financial advisor Jim Martin reflects on childhood memories and discusses the evolving role of artificial intelligence in various facets of life, particularly in wealth management. He highlights a recent interview where he talked about how AI is impacting the financial services industry and its potential benefits and risks. Martin explores the realistic applications and limitations of AI for financial advisors and their clients, emphasizing the importance of human judgment alongside technological tools. He also touches upon potential societal changes, such as job replacements at entry level, and offers a cautious yet optimistic view on embracing AI...
2024-11-1115 minMake Retirement GreatA looming retirement crisis and how to avoid it.In this episode of the podcast, host Jim Martin is joined by all-star advisor Casey Bibb for a discussion on eye-opening and somewhat frightening statistics concerning retirement savings, recorded right before Halloween but released after. The conversation delves into how many workers have under $200,000 saved for retirement and the looming fears many might face. Casey and Jim explore reasons behind these trends, the importance of working with a financial advisor, and actionable strategies if you're behind on savings. They specifically address how these issues affect Gen Xers, Baby Boomers, and single women more acutely. Whether you find yourself anxious...
2024-11-0429 minMake Retirement GreatRethinking Retirement: Considering the Die Broke PhilosophyJoin host Jim Martin of Martin Wealth Solutions as he delves into the 'Die Broke' financial planning concept from Stephen Pollan and Mark Levine's book. This episode covers critical principles such as rethinking work as income through 'Quit Today,' avoiding debt with 'Pay Cash,' and the notion of 'Don't Retire' for continued work. Additionally, hear personal insights debunking the philosophy for traditional retirees who value post-retirement leisure time. Gain practical advice on strategic financial planning, ensuring steady income, and preparing for factors like inflation, taxes, and long-term care. Tune in to explore strategies for a dignified and...
2024-10-2821 minMake Retirement GreatSimplest Ways to Build Wealth: Insights from a Financial AdvisorIn this episode, Jim Martin, a financial advisor and founder of Martin Wealth Solutions, shares valuable insights on the simplest ways to create wealth. While sharing anecdotes from a trip to ACE Lake, Jim discusses three key principles: spending less than you earn, investing automatically, and being patient and disciplined. He emphasizes the importance of understanding debt and offers advice on how to avoid high debt while investing for long-term goals. Additionally, Jim provides a bonus tip on the prudent use of debt for essential purchases like homeownership. This episode is particularly geared towards listeners aged 40-60 looking to...
2024-10-2113 minMake Retirement GreatMaximizing Your HSA for Retirement HealthcareIn this episode, financial advisor Jim Martin explores the benefits and considerations of Health Savings Accounts (HSAs) as a powerful tool for planning healthcare costs in retirement. He discusses the tax advantages of HSAs, their role as a 'retirement account on steroids', and strategies to maximize their potential. The episode offers insights on contribution limits, investing within HSAs, and common pitfalls to avoid. Martin highlights the importance of understanding eligible expenses and keeping documentation to maximize the benefits of these accounts. Aimed at individuals aged 40-60, the episode encourages a deeper consideration of HSAs as part of a comprehensive...
2024-10-1413 minMake Retirement GreatEliminate These 3 Financial Pitfalls for a Secure RetirementIn this episode, Jim Martin, founder of Martin Wealth Solutions, shares insights from his recent travels and client conversations. He provides valuable advice on avoiding common financial mistakes that can derail your journey to financial independence. The key areas covered include overcoming procrastination, managing emotions and media influence on financial decisions, and seeking advice from credible sources. Jim emphasizes the importance of proactive financial planning, setting non-procrastination days, and ensuring you trust and like your financial advisor. Tune in to learn how to set yourself up for success in retirement.
00:00 Introduction and Recent Travels
01:43 Avoiding Pr...
2024-10-0720 minMake Retirement GreatLife Insurance: Understanding Your Options NowJim Martin, financial advisor and founder of Martin Wealth Solutions, discusses the importance of having the right type of life insurance to protect your family, address estate tax issues, and fulfill specific giving goals. He explains the primary functions and costs of life insurance, the different types available, and the key factors to consider when selecting a policy. Additionally, Jim addresses common misconceptions and emphasizes the need for personalized planning and evaluation in choosing the right life insurance solution.
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2024-09-3022 minMake Retirement GreatThings to do right now to plan for retirement!In this episode, financial advisor Jim Martin from Martin Wealth Solutions dives deep into crafting the ideal retirement plan. Jim discusses the various lifestyle choices people envision for their retirement, ranging from globe-trotting adventures to modest, home-based routines. Learn how to prioritize your expenses and understand the phases of retirement - the go-go years, slow-go years, and no-go years - to ensure you have a solid financial plan in place. Jim also provides insights into budgeting, managing lifestyle creep, and how to prepare for a financially secure future. The sooner you start crafting your retirement plan the better!
2024-09-2520 min
Weird FinanceBreaking Financial Barriers with Money Coach Cole KalinStay in touch and sign up for Paco’s weekly email newsletter, The Nerdletter. In this episode of Weird Finance, Paco and Cole Kalin dive into the intricacies of financial coaching and literacy. Cole shares frustrations from not learning about finances sooner and outlines her approach to money coaching, which involves a deep dive into clients’ monthly expenses and emotional assessments. They explore common financial anxieties, like the pervasive lack of financial education, and Cole emphasizes the therapeutic nature of her work, helping clients develop sustainable financial habits over time. The conversation also touches on the societal messa...
2024-09-2344 minMake Retirement GreatThe Pre-Retirement Playbook: 5 Lessons You Need to KnowIn this episode, financial advisor Jim Martin shares crucial life lessons tailored for retirement planning. Drawing from personal stories and professional experiences, Jim emphasizes the importance of taking advice from the right sources, investing according to your age, knowing your financial numbers, avoiding overconfidence and greed, and identifying potential blind spots in your financial plans. These lessons are designed to help you increase your chances of achieving a successful and secure retirement. Join Jim as he provides insights and practical advice to ensure your financial future of retirement is well-managed.
00:00 Introduction: Life's Hard Lessons
00:27 The Im...
2024-09-1623 minMake Retirement GreatDo I really need bonds in my portfolio?Is 100% in Equities the Right Move for Your Retirement? In this episode, financial advisor Jim Martin discusses the risks and potential benefits of investing 100% of your money in equities. He evaluates the common belief that the stock market's average returns make this a foolproof strategy and explains the pitfalls, including market volatility and the sequence of return risk. Jim shares insights on appropriate investment allocations based on age and risk tolerance, emphasizing the importance of having a diversified approach and an emergency fund. Whether you're planning for retirement or already retired, tune in to gain valuable advice on making...
2024-09-0920 minMake Retirement GreatPros and Cons of Investing in Rental Properties: A Gen X PerspectiveIn this episode of the podcast, financial advisor and founder of Martin Wealth Solutions, Jim Martin, delves into the intricacies of real estate investments, with a focus on rental properties. Targeting an audience aged 40-50, he explores potential benefits such as consistent income, property appreciation, tax deductions, and diversification. On the flip side, Jim highlights the challenges including initial investment costs, ongoing maintenance, management headaches, market risks, and tenant issues. Drawing from personal experience and client interactions, Jim offers a balanced perspective to help listeners assess if rental properties align with their investment goals. He stresses the importance of...
2024-09-0225 minMake Retirement GreatFuture-Proofing Your 401(k): Gen X Strategies for SuccessIn this episode, Jim Martin, a financial advisor and founder of Martin Wealth Solutions, explores the intricacies of 401k investing. He shares his journey from landing his first job to becoming a financial advisor and emphasizes the importance of planning for retirement early. This comprehensive guide covers crucial topics such as employer matches, the difference between traditional and Roth 401ks, investment strategies, the role of target date funds, and managing your portfolio to ensure diversification. Jim also touches on what to do with old 401ks and the benefits and risks associated with company stocks. Whether you're new to investing or...
2024-08-2520 minMake Retirement GreatStop saving so much money for retirement and live a little!Can You Oversave for Retirement? Finding the Perfect Balance
In this episode, financial expert Jim Martin from Martin Wealth Solutions discusses the often-overlooked concept of 'oversaving' for a gen X retirement. He explores the potential pitfalls of saving too aggressively, such as sacrificing today’s joys for an uncertain tomorrow and the opportunity costs involved. Jim emphasizes the importance of balanced saving and spending, taking into account individual goals, life stages, and debt considerations. He also touches on the relevance of tax implications, estate planning, and professional financial advice in shaping a successful retirement strategy tailored specifically to your needs and...
2024-08-1916 minMake Retirement GreatMarket Jitters? Here's Why You Shouldn't WorryMarket Jitters? Here's Why You Shouldn't Worry
In this episode, financial advisor Jim Martin from Martin Wealth Solutions discusses the realities of market volatility and how to mentally prepare for market declines. He recounts a personal story to illustrate the common concerns people have about investing during volatile times. Jim provides actionable strategies such as maintaining liquidity, rebalancing portfolios, tax loss harvesting, and making contributions during market dips. The key takeaway is to stay emotionally detached from market fluctuations and focus on long-term investment strategies. He emphasizes the importance of understanding one's risk tolerance and h...
2024-08-1215 minMake Retirement GreatWhen should I focus on my estate plan?
In this episode, Jim Martin, a financial advisor and founder of Martin Wealth Solutions, discusses the importance of estate planning. He shares personal anecdotes, including a client's story of a poorly planned inheritance, and explains the differences between wills and trusts. Jim emphasizes the importance of consulting with an attorney and updating your estate plan regularly, especially after significant life changes. He also touches on topics such as minimizing taxes, protecting beneficiaries, and preparing necessary documents like advanced medical directives and powers of attorney.
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2024-06-2525 minThe Finance Marketing PodcastMastering the Power of Video Marketing for Financial Advisors with Niki ClarkIn this episode of The Finance Marketing Podcast, we dive deep into video marketing with the brilliant Niki Clark, a seasoned finance marketer and marketing strategist. Niki helps financial advisors build brand awareness and thought leadership through effective and engaging marketing strategies. Niki and Hillary chat about the benefits of video marketing, how to get started with video, and how to repurpose your video content across platforms. They also share practical tips for video production so advisors and other finance pros can get started with video content creation from scratch.If you've been hesitant to i...
2024-06-2133 minMake Retirement GreatGen X and the National Debt: Preparing for Retirement ChallengesIn this episode, financial advisor Jim Martin discusses the ins and outs of the national debt and how it will potentially impact people's retirement plans for Gen Xers.
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2024-05-2919 minMake Retirement GreatThe Complete Guide to 401(k)s: Planning for Retirement SuccessIn this episode, financial advisor Jim Martin covers everything you always wanted to ask but never did about your 401k. We'll discuss how to grow, protect, and enjoy your wealth on today's show.
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2024-05-0925 minMake Retirement GreatYou are worth a million dollars... Now what?In this episode, financial advisor Jim Martin covers what to do after you are worth a million dollars. Growing your wealth to one million+ is a huge milestone but what do you do after? We'll discuss how to grow, protect, and enjoy your wealth on today's show.
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2024-04-1217 min
New Planner PodcastEp #168: Helping People with Addiction to Helping People with Financial Planning with Becca PhillipsBecca Phillips is an Associate Financial Planner with Horst & Graben based out of Portland, OR, and she joins the show today to discuss her "why" for pursuing a career in financial planning. From her initial exposure to the field that cemented her passion to breaking into the industry and her pursuit of the FPQP designation, you'll get to hear about her journey through networking, certifications, and more. Listen in as Becca opens up about how she overcame feelings of inadequacy to secure a position at her current firm, her challenges during the transition, and the supportive team...
2024-02-1625 minMake Retirement GreatThe simple budgeting hack to take control of your moneyIn this episode, financial advisor Jim Martin covers a simple process anyone in their 40s or 50s can follow to take control of their finances, supercharge their savings, and gain a sense of financial freedom.
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2024-02-1218 minMake Retirement GreatWhat do I do with my old 401k?In this episode, financial advisor Jim Martin discusses the various options available when dealing with an old 401k. He advises listeners who are unsure about what to do with their old 401k and want to make the right decision without making mistakes. Jim emphasizes the importance of understanding your goals and beginning with the end in mind when it comes to financial planning. He highlights the need to take into account your current financial situation, future goals, and the tax implications of different options.
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2024-02-0518 minMake Retirement GreatFinancial Freedom for Six Figure Income EarnersAre you a high income earner? In this episode of the Podcast, financial advisor Jim Martin shares valuable advice on how to take control of your financial life, even if you have a large income. Jim emphasizes the importance of understanding your financial situation, creating a budget, and tracking expenses. He also offers tips on building an emergency fund, paying off debt, setting financial goals, and starting to invest. Jim encourages listeners to make mindful financial decisions and seek professional guidance when needed. Whether you make $50,000 or $500,000 a year, this episode provides practical tips to improve your financial health. D...
2024-01-2923 minMake Retirement GreatGen X Prosperity Blueprint: Planning for your retirement in your 50sIn this episode host Jim Martin, a financial advisor and founder of Martin Wealth Solutions, explores the financial challenges faced by Generation X (Gen X) and offers strategies for achieving financial stability and freedom. Jim reflects on an article that highlighted the wealth gap and lack of financial support for Gen X, leading him to create this episode to share ideas and tips for financial success. He emphasizes the importance of taking an appraisal of one's net worth and understanding retirement goals. Jim encourages listeners to assess their assets and debts to determine their net worth. By subtracting debts f...
2024-01-2225 min
The COO RoundtableEp 60 - Amber Salzman of Capstone Financial Advisors & Jean Paul Atallah of RZH AdvisorsEpisode 60 marks our 5-year anniversary, and Matt was feeling nostalgic for this conversation with Amber Salzman of Capstone Financial Advisors and Jean Paul Atallah of RZH Advisors. Amber is Manager of Client Services and a partner of the firm, which is located in Downers Grove, IL, and manages approximately $1.8 billion with 35 employees. She also has her Financial Paraplanner Qualified Professional (FPQP®) certification. Jean Paul has spent his entire career in the financial services industry, but only joined RZH Advisors about 18 months ago, where he is the Chief Operating Officer and Chief Compliance Officer. The firm is located in Stamford, CT, m...
2024-01-1737 minMake Retirement GreatReady to retire early? 5 Steps to Retire sooner than you thought possible!Are you ready to retire early? Retire in your 50s? Listen as Financial Advisor Jim Martin, discusses practical strategies to retire early.
Welcome to Generation X Podcast, the ultimate destination for Gen Xers seeking financial wisdom and wealth-building strategies. Join us on a journey to unlock the secrets of smart investments, navigate the complexities of personal finance, and build a prosperous future.
2024-01-1525 min
Kitchen Table FinanceStep Five - OrganizationAmy Gauden joins Nick and Dave to review the Organization step in our Stratetic Reliable Blueprint process.
Watch on YouTube HERE
If you are just joining us now, please go back and listen to the first 4 steps so you are all caught up.
Our FIT Meeting Process
Step Two – The Foundation Meeting
Step Three – Vision
Step Four – Discovering Obstacles
Amy has been working in the financial field for over 21 years. She has vast experience and recently took on a new role in para-planning. She aids in dat...
2021-10-2724 min
Brutally Honest Podcast#104 - Wealth Management with Jeff NagelJeff Nagel, AIF®, CRPSe, FPQPTM Financial Advisor
Jeff began his career in 2011 and joined AVZ in 2015 as a Financial Advisor. He is responsible for providing personalized investment solutions to help clients work toward their long-term financial goals. He also manages client assets, develops and deepens client relationships and always works toward making his clients financial goals a reality. He has a proven track record of professional success in relationship-building skills and money management. Mr. Nagel\'s expertise is in the area of asset management, portfolio construction, and analysis.
Prior to joining AVZ Mr. Nagel worked as a Financial Advisor for O...
2019-02-2000 min
Brutally Honest Podcast#104 - Wealth Management with Jeff NagelJeff Nagel, AIF®, CRPSe, FPQPTM Financial Advisor
Jeff began his career in 2011 and joined AVZ in 2015 as a Financial Advisor. He is responsible for providing personalized investment solutions to help clients work toward their long-term financial goals. He also manages client assets, develops and deepens client relationships and always works toward making his clients financial goals a reality. He has a proven track record of professional success in relationship-building skills and money management. Mr. Nagel's expertise is in the area of asset management, portfolio construction, and analysis.
Prior to joining AVZ Mr. Nagel worked as a Financial Advisor for Oppenheimer & C...
2019-02-201h 29