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Churners Digest
Churners DigestEpisode 70: BofA Nerfs, Alternatives & 2025 Spend Analysis!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Shownotes can be found on the companion site!
2026-02-251h 24Churners Digest
Churners DigestEpisode 69 (Nice): Card Mayhem & Bonuses GaloreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Shown notes can be found on the companion site!
2026-01-251h 09Churners Digest
Churners DigestEpisode 68: Mesa Parallels, News & 2025 Review!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on the companion site!https://fearthez.com/2026/01/01/episode-68-mesa-parallels-news-2025-review/
2026-01-021h 06Churners Digest
Churners DigestEpisode 67: Black Friday Deals, New Cards & Some Trips!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Shownotes can be found on the companion site!https://fearthez.com/2025/12/05/episode-67-black-friday-deals-new-cards-some-trips/
2025-12-051h 10Churners Digest
Churners DigestEpisode 66: Backdoors, Bonuses & Big Bilt Boosts!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!!
2025-11-021h 03Churners Digest
Churners DigestEpisode 65: Amex Refresh, New Cards & Credits/Class Actions GaloreShow notes can be found on the companion site!https://fearthez.com/2025/10/06/episode-65-amex-refresh-new-cards-credits-class-actions-galore/
2025-10-071h 02Churners Digest
Churners DigestEpisode 64: New Cards, Lots of Bonuses & ShutdownsShow notes can be found on the companion site!https://fearthez.com/2025/09/01/episode-64-new-cards-lots-of-bonuses-shutdowns/
2025-09-021h 11Churners Digest
Churners DigestEpisode 63: Over $1k in Bank SUB Posts, Lots of CC Changes & NerfsShownotes can be found on the companion site!https://fearthez.com/2025/08/04/episode-63-over-1k-in-bank-sub-posts-lots-of-cc-changes-nerfs/
2025-08-051h 27Churners Digest
Churners DigestEpisode 62: Lost Cards, Deals & Seals and Lots of Chase!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes and timestamps can be found on the companion site!https://fearthez.com/2025/06/30/episode-62-lost-cards-deals-seals-and-lots-of-chase/
2025-07-011h 11Churners Digest
Churners DigestEpisode 61: Credit Card Nerfs, Updates & Huge GC SavingsDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Shownotes can be found on the companion site!https://fearthez.com/2025/06/12/episode-61-credit-card-nerfs-updates-huge-gc-savings/
2025-06-131h 02Churners Digest
Churners DigestEpisode 60: CVS ExtraCare+ Value, Amex Retention & More!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on the companion site!https://fearthez.com/2025/05/18/episode-60-cvs-extracare-value-amex-retention-more/
2025-05-191h 03Churners Digest
Churners DigestEpisode 59: Big Banks and Is Robinhood Washed?Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on companion site!
2025-04-2154 minChurners Digest
Churners DigestEpisode 53: Juno Win, PUJ & Free $30 Per MonthNote: I mistakingly was referencing something from another discord. This was bad judgment on my part. I have removed it from the episode. For more information, see herehttps://fearthez.com/2025/03/18/episode-53-a-redaction/Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on the companion site!https://fearthez.com/2024/11/20/episode-53-juno-win-puj-free-30-per-month/
2025-03-1857 minChurners Digest
Churners DigestEpisode 58: Big Banks, New Card, Rumors & $750 Bonus!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Show notes can be found on the companion site!https://fearthez.com/2025/03/17/episode-58-big-banks-brokerages-rumors-750-bonus/
2025-03-1854 minChurners Digest
Churners DigestEpisode 57: Shutdowns, Bonus Payouts & MoreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!Link to show notes on companion site!https://fearthez.com/2025/02/24/episode-57-shutdowns-bonus-payouts-more/
2025-02-251h 01Churners Digest
Churners DigestEpisode 56: CAaaS, CC SUBs & All the Amex Updates!Shownotes on the companion site! https://fearthez.com/2025/01/29/ep-56-caaas-cc-subs-all-the-amex-updates/
2025-01-3054 minChurners Digest
Churners DigestEpisode 55: 2024 Review, Bonuses & Lots of Robinhood!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes can be found on the companion site! https://fearthez.com/2025/01/06/episode-55-2024-review-bonuses-lots-of-robinhood/
2025-01-071h 08Churners Digest
Churners DigestEpisode 54: New Cards, Class Actions & SUB PayoutsDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes can be found on the companion site!
2024-12-171h 09Churners Digest
Churners DigestEpisode 52: CFPB & Amex Wins, Fines & DisputesDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site https://fearthez.com/2024/11/03/episode-52-cfpb-amex-wins-fines-disputes/
2024-11-031h 02Churners Digest
Churners DigestEpisode 51: Interview w/ Former Enzo Co-Founder & CEO Jeremy ShoykhetDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes can be found on the companion site! https://fearthez.com/2024/10/25/episode-51-interview-w-former-enzo-co-founder-ceo-jeremy-shoykhet/
2024-10-2549 minChurners Digest
Churners DigestEpisode 50: CFPB Update, Bonuses & The TenderloinShownotes can be found on the companion site! https://fearthez.com/2024/10/15/episode-50-cfpb-update-bonuses-the-tenderloin/
2024-10-161h 19Churners Digest
Churners DigestEpisode 49: CFPB Pettiness, SUBs and Robinhood UpdatesShownotes on companion site! https://fearthez.com/2024/09/23/episode-49-cfpb-pettiness-subs-and-robinhood-updates/
2024-09-241h 04Churners Digest
Churners DigestEpisode 48: SUB Payouts, An Unfortunate Rant & Lots of News!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/09/07/episode-48-sub-payouts-an-unfortunate-rant-lots-of-news/
2024-09-071h 33Churners Digest
Churners DigestEpisode 47: Topic Episode - Bank Account Bonuses for DummiesDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! This episode was essentially me reading and elaborating on the show notes so please check it them out! Show notes on companion site https://fearthez.com/2024/08/21/episode-47-topic-episode-bank-account-bonuses-for-dummies/
2024-08-221h 04Churners Digest
Churners DigestEpisode 46: Class Actions Galore, SUB DPs & I Broke My Promise...Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2024/08/12/episode-46-class-actions-galore-sub-dps-i-broke-my-promise/
2024-08-1340 minChurners Digest
Churners DigestEpisode 45: Boise Travel Woes, Bonus Wins & New CardsDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on the companion site! https://fearthez.com/2024/07/31/episode-45-boise-travel-woes-bonus-wins-new-cards/
2024-08-011h 00Churners Digest
Churners DigestEpisode 44: New SUBs, FDIC Updates & Discord!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes can be found on companion site! https://fearthez.com/2024/07/19/episode-44-sew-subs-fdic-updates-discord/
2024-07-2041 minChurners Digest
Churners DigestEpisode 43: Custom Cards, Evolve Leak & Gift Cards GaloreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/07/10/episode-43-custom-cards-evolve-leak-gift-cards-galore/
2024-07-101h 06Churners Digest
Churners DigestEpisode 42: More Fails, WF & Bilt, CLEAR Experience & Music!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/06/22/episode-42-more-fails-wf-bilt-clear-experience-music/
2024-06-2257 minChurners Digest
Churners DigestEpisode 41: BofA PRE Headaches, Amex Rebound & GC DiscountsDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/06/12/episode-41-bofa-pre-headaches-amex-rebound-gc-discounts/
2024-06-1342 minChurners Digest
Churners DigestEpisode 40: More Coupon Books, Amex Fails & 6.75% APY Savings AccountDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2024/06/04/episode-40-more-coupon-books-amex-fails-6-75-apy-savings-account/
2024-06-051h 01Churners Digest
Churners DigestTravel Episode: London, Prague, AmsterdamDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2024/05/21/travel-episode-london-prague-amsterdam/
2024-05-2158 minChurners Digest
Churners DigestEpisode 38: CFPB Updates, Amex, BofA & Chase News and So Much MoreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on companion site https://fearthez.com/2024/05/12/episode-38-cfpb-updates-amex-bofa-chase-news-and-so-much-more/
2024-05-121h 01Churners Digest
Churners DigestEpisode 37: More on Robinhood, Amex Plat & A Trip Down Memory LaneDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! https://fearthez.com/2024/04/15/episode-37-more-on-robinhood-amex-plat-a-trip-down-memory-lane/
2024-04-1652 minChurners Digest
Churners DigestEpisode 36: Robinhood Activity, Amex Plat & Lots of News!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/04/08/episode-36-robinhood-activity-new-cards-bonuses/
2024-04-091h 06Churners Digest
Churners DigestEpisode 35: Light Up Cards, Cash Back Woes & Curve UpdatesDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes can be seen on the companion site! https://fearthez.com/2024/03/26/episode-35-light-up-cards-cash-back-woes-curve-updates/
2024-03-2629 minChurners Digest
Churners DigestEpisode 34: A Saga Returns, GCs & More Bank ClosuresDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site https://fearthez.com/2024/03/19/ep-34-a-saga-returns-gcs-more-bank-closures/
2024-03-1933 minChurners Digest
Churners DigestEpisode 33: Bank Closures & Changes, Home Internet Deals and CCsDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Shownotes on companion site https://fearthez.com/2024/03/11/episode-33-bank-closures-changes-home-internet-deals-and-ccs/
2024-03-1228 minChurners Digest
Churners DigestEpisode 32: End of Sagas, Nationwide & Regional SUBs & MoreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site https://fearthez.com/2024/03/05/episode-32-end-of-sagas-nationwide-regional-subs-more/
2024-03-0637 minChurners Digest
Churners DigestEpisode 31: FDIC, GuitarCenter, KeyPoint BofA, CapOne Acquisition & CurveDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on companion site! https://fearthez.com/2024/02/26/episode-31-fdic-guitarcenter-keypoint-bofa-capone-acquisition-curve/
2024-02-2743 minChurners Digest
Churners DigestEpisode 30: BofA Application, DPs & FDIC UpdateDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  See the show notes on the companion site! https://fearthez.com/2024/02/19/episode-30-bofa-application-dps-fdic-update/
2024-02-1928 minChurners Digest
Churners DigestEpisode 29: ATM Reimbursements, SUBs & 2023 Year End Summary!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  See the Companion Site for Show Notes! https://fearthez.com/2024/02/06/episode-29-atm-reimbursements-subs-2023-year-end-summary/ 2023 Year End Summary https://fearthez.com/2024/02/06/2023-spending-recap-new-year-not-much-has-changed/
2024-02-0747 minChurners Digest
Churners DigestEpisode 28: CC Funding, Settlements & Credits!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  See the companion site for show notes! https://fearthez.com/2024/01/28/episode-28-cc-funding-settlements-credits/
2024-01-2934 minChurners Digest
Churners DigestEpisode 27: Bankrupt Airlines, Bonuses, More Sagas & UpdatesDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on companion site! https://fearthez.com/2024/01/21/episode-27-bankrupt-airlines-bonuses-more-sagas-updates/
2024-01-2134 minChurners Digest
Churners DigestEpisode 26: New SUBs, $2.5k CC Funding, Guitar Center Saga & MoreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy!  Show notes on the companion site! https://fearthez.com/2024/01/15/episode-26-new-subs-2-5k-cc-funding-guitar-center-saga-more/
2024-01-1525 minChurners Digest
Churners DigestEpisode 25:Bonuses, CCs, Sagas & Shutdowns?Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site! https://fearthez.com/2024/01/08/episode-25bonuses-ccs-sagas-shutdowns/
2024-01-0950 minChurners Digest
Churners DigestEpisode 24: FMF Purchases, Industry Notes & Chargeback Wins!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Shownotes on companion site! https://fearthez.com/2023/12/27/episode-24-fmf-purchases-industry-notes-chargeback-wins/
2023-12-2850 minChurners Digest
Churners DigestEpisode 23: Industry Updates, My Shopping Deals & More!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on companion site https://fearthez.com/2023/12/13/episode-23-industry-updates-my-shopping-deals-more/
2023-12-1438 minChurners Digest
Churners DigestEpisode 22: Holiday Discounts, $250 Free Bets & Gift Cards!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Companion Post: https://fearthez.com/2023/12/04/episode-22-holiday-discounts-250-free-bets-gift-cards/ If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Intro music can be found here!
2023-12-0527 minChurners Digest
Churners DigestEpisode 21: Free Patreon Access, Housekeeping and Black Friday!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2023/11/26/episode-21-free-patreon-access-housekeeping-and-black-friday/
2023-11-2625 minChurners Digest
Churners DigestEpisode 20: HMB & Ness Dead, Massive GC Deals & MoreDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! Show notes on the companion site! https://fearthez.com/2023/11/17/episode-20-hmb-ness-dead-massive-gc-deals-more/
2023-11-1733 minChurners Digest
Churners DigestEpisode 19: Albert Paywall, BofA 2x Day Stats & othersDisclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! See the show notes on the companion site! https://fearthez.com/2023/11/11/episode-19-albert-paywall-bofa-2x-day-stats-others/
2023-11-1131 minChurners Digest
Churners DigestEpisode 18: $1 off Coffee, Deals & CVS Making People Blind?!Disclaimer: I am not a financial or tax advisor. This is not financial or tax advice. This is for entertainment purposes only. Enjoy! See the show notes on the companion site! https://fearthez.com/2023/11/05/episode-18-1-off-coffee-deals-cvs-making-people-blind/
2023-11-0526 minChurners Digest
Churners DigestEpisode 17: Brokerage Bonuses, Checking/Savings SUB & Free Taco!See the show notes/companion post on my site! https://fearthez.com/2023/10/29/churners-digest-episode-17-brokerage-bonuses-checking-savings-sub-free-taco/
2023-10-2937 minChurners Digest
Churners DigestEpisode 16: Topic Episode - Europe TripFor show notes, see this post on my blog! https://fearthez.com/2023/10/24/episode-16-topic-episode-europe-trip/ Disclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy!
2023-10-2449 minChurners Digest
Churners DigestEpisode 15: Extra 2% Day, Venmo Offers, Bye Curve? & MoreSee show notes on the companion site! https://fearthez.com/2023/10/14/episode-15-extra-2-day-venmo-offers-bye-curve-more/
2023-10-1440 minChurners Digest
Churners DigestEpisode 14: IRS, CFF SUB, $120 Verizon Savings & OthersDisclaimer: I am not a financial or tax advisor. This is not financial or advice. This is for entertainment purposes only. Enjoy! Update: mentioned this in the Simple Finances discord a few days ago but forgot to add it to my notes. There are elevated targeted Venture X referral codes as reported by DoC and first reported on reddit Companion post If you want, support me on patreon! Referral page: https://invt.co/u/sytvBFfbj Back from Europe Trip - bit sick Shout-out the madman and legend...
2023-10-0720 minChurners Digest
Churners DigestEpisode 13: Revived Posts, Increased SUBs & America is Doomed!Skip ahead to 10 minutes if you want to get right to the Churning news/updates! Companion Post Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Shout-out the madman and legend Kleed for being a patreon supporter! Soon the site will be ad free! Call out Google Podcast, PocketCasts (removes white noise), Apple Podcasts & Overcast  Demographics! - See screenshot on companion blog post! Revived articles 2022 Spending Recap: I Spent Too Much Money
2023-09-2330 minChurners Digest
Churners DigestEpisode 12: HMB Update, Recycling Rant & More Bank SUBsDisclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! Companion post Support me on Patreon! Shout-out the madman and legend Kleed for being a patreon supporter! CFPB complaint successful and Amex acknowledge that I should receive MR on my federal income tax payment and that I also met the SUB MSR with the help of this spend. Precedence set again https://reddit.com/r/churning/s/x82xQOXwaG $200 BofA SUB - $2k DD in 90, lots count as...
2023-09-1533 minChurners Digest
Churners DigestEpisode 11: GC & Streaming Discounts, NJ CC Law & More! Disclaimer: I am not a financial advisor. This is not financial advice. This is for entertainment purposes only. Enjoy! New! You can now support me on patreon! Completely optional and nothing about the podcast or blog will change but if you want to support me, you can! Also new, a page dedicated to my referrals! I am trying this out so if you don’t like it please let me know. New referral page: https://invt.co/u/sytvBFfbj Would you be interested in a deep dive into an Albert feature (no...
2023-09-0933 minChurners Digest
Churners DigestEpisode 10: Best HYCAs, SUB, $25 off Target & MoreCompanion Post BofA new categories: Online shopping includes cable, streaming (was already included), internet, and phone plan and gas now includes EV charging Old terms New terms https://www.doctorofcredit.com/bank-of-america-customized-cash-rewards-expands-the-3-categories/#comments Albert Genius now $14.99 Free trial still churnable Touch on idea Referral link Ally bank checking bonus https://www.doctorofcredit.com/ally-bank-200-checking-bonus-get200/ Does not stack with referral Targeted Apple Card 5% back offers Generic referral Targeted SUB offer ...
2023-08-3030 minChurners Digest
Churners DigestEpisode 9: Bank Churns, Join Save, Gas Savings & MoreCompanion Post Recent Bank SUBs Liberty Bank (CT, MA, RI) $1k CC funding Any DD or 5 debits in 60 days for $300  Turn off eStatements First Commonwealth (PA, NJ)  $500 CC funding Any DD or deposit $1k in 60 days for $300 Update on Save The referral $5k isn’t invested into your portfolio but is defaulted to the Save Global Multi-Strategy Portfolio and can't be changed Estimated 6% return based on previous performance Blend of USD, bonds and 7% S&P500 ...
2023-08-2221 minChurners Digest
Churners DigestEpisode 8: DoC Highlights, Priority Pass & BonusesQuick & dirty episode, been busy but wanted to get something up! YMMV 10% back on PayPay up to $300 spend/$30 cash back https://www.doctorofcredit.com/ymmv-paypal-get-10-back-on-up-to-300-in-purchases-anywhere/ CapOne BJs $10 membership https://www.doctorofcredit.com/ymmv-capital-one-10-bjs-membership/ HMBradley $25 routine Targeted Expired promo https://www.hmbradley.com/Routines-Funding-Offer-July?utm_campaign=Offer+Test+%232+-+Try+Routines+and+Get+%2425&utm_content=July+Flash+Offer&utm_medium=email_action&utm_source=customer.io $300 Liberty Bank SUB (MA, CT, RI only) https://www.doctorofcredit.com/ct-ma-ri-only-liberty-bank-300-checking-bonus/ ...
2023-08-0111 minChurners Digest
Churners DigestEpisode 7: New Apps ($1.1k value in first year!), Gift Cards & Bank SUBsCompanion post on my blog ~20% Uber Gift Cards https://www.doctorofcredit.com/target-circle-15-off-uber-giftcards/ My recent applications  Bank of America Premium Rewards Elite elevated 75k points for $5k in 3 months. Link here See for links on what counts for $300 airline credit (AA gift cards) Net value after AF of $1.1k when maxed out due to double dips Applied & approved no problem at 10/24 and 6/12 (max for BofA w/ relationship). If you can meet the MS, I recommend this over PR $150 lifestyle credit h...
2023-07-1025 minChurners Digest
Churners DigestEpisode 6: Back to Basics - New Cards and Free DinnersApologies about the mic pops. I’ve got a pop filter on the way :( Companion post: https://fearthez.wordpress.com/?p=1000 Airbnb gift cards https://www.doctorofcredit.com/target-com-purchase-200-in-airbnb-giftcards-get-20-target-giftcard-for-free/ https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ Uber Gift Cards https://www.doctorofcredit.com/best-buy-buy-200-airbnb-giftcard-get-20-free-best-buy-giftcard-2/ (active) https://www.doctorofcredit.com/newegg-100-uber-egiftcard-for-90-limit-10/ https://www.doctorofcredit.com/giftcards-com-save-10-15-on-selected-giftcards-uber-petsmart-more/ (active) New CCs Wells Fargo Active Cash $200 $500 spend 3 month 15 month 0% $3k limit Apple Card The link on Apple's site should explicitly mention the $75 on any purchase bonus. Try incognito if it's not showing, I am still able to...
2023-06-1421 minChurners Digest
Churners DigestTopic Episode: Apartment RantWelcome to this weeks episode! This is a topic episode and apologies to those who want churning nes, but it is time for the apartment rant I promised in Episode Three., If you don’t want to hear me complain about my old apartment complex, tune out now. New Churnersd Digest episode coming soon with three CC app DPs, bank churn updates, some GC purchases I made and more. Thanks Kleed for motivation to make this episode - hard time getting motivated so thanks for all your contacts Update on last week, I said BofA business could work but it ca...
2023-06-1240 minChurners Digest
Churners DigestTopic Episode - Curve x BofA: 5.25% Cash Back on All SpendUPDATE: I said that the business version of the CCR would work for this. I failed to notice that the 3% categories on that card are different than the personal so it won't work for the internet category 5.25% flos Welcome new listers from /r/churning! Text companion on fearthez.wordpress.com and blog.simplefinances.net/fearthez Old Percents vs Curve post How to get max Requires Curve card (email me for referral churnersdigest@gmail.com) & Bank of America Customized Cash card Customized cash lets you choose your category: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings Online shopping...
2023-05-2015 minChurners Digest
Churners DigestEpisode 3: I'm Back! SUBs, New CC Churns, Curve Tricks & MoreShout out Tom R for the motivation! Discover SUB https://www.doctorofcredit.com/discover-savings-150200-bonus-1500020000-deposit-new-exp-103117/ CapOne SUB https://www.doctorofcredit.com/capital-one-100-500-savings-bonus-requires-10000-100000-deposit/#comment-1581807 Ness card www.nesswell.com https://www.doctorofcredit.com/ness-wellness-credit-card-50000-point-500-bonus-349-annual-fee/ Oxygen https://fearthez.wordpress.com/2022/08/22/oxygen-bank-convoluted-yet-elegant/ https://www.doctorofcredit.com/oxygen-fintech-110-referral-bonus-for-each-party-requires-direct-deposit/  Referral: https://go.onelink.me/vjPj/?af_js_web=true&af_ss_ver=2_1_1&pid=af_app_invites&c=OxygenUserinvites&af_channel=owned&af_sub1=1420461&af_siteid=com.oxygenbank&url_timestamp=2023-04-30_17:19:51&af_referrer_customer_id=1420461&is_retargeting=true bankHometown https://www.doctorofcredit.com/ma-bankhometown-200-checking-bonus/ USBank B...
2023-05-0134 minChurners Digest
Churners DigestEpisode 2: Updates, SUBs and Sports Betting?Paceline update https://www.doctorofcredit.com/paceline-credit-card-to-shut-down-apple-watch-statement-credits-ending/ Nation wide SUB Wells Fargo https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/ $525 WellsFargo in branch savings bonus https://www.doctorofcredit.com/wells-fargo-525-savings-bonus-with-25000-deposit-in-branch/ Target Circle Week https://www.doctorofcredit.com/target-circle-week-march-5-11-get-free-year-of-tripadvisor-plus-99-value/ RED card churning  https://www.doctorofcredit.com/apply-for-a-new-target-redcard-debit-credit-and-get-40-off-40-shopping-trip-11-1-12-26/ Amex SUBs https://www.doctorofcredit.com/american-express-excellent-increased-offers-via-referrals-for-both-referrer-new-member-platinum-gold-blue-cash-preferred/ SVB https://www.fdic.gov/news/press-releases/2023/pr23016.html https://www.reddit.com/r/OutOfTheLoop/comments/11n88pd/what_is_the_deal_with_silicon_valley_b...
2023-03-1022 minChurners Digest
Churners DigestEpisode 1: Introduction & 2023 Early Happenings Percents RIP https://www.allyourcardsinone.com/ Curve Metal ICONIC shutting down 2/22 https://www.heyiconic.com/ Oxygen 1099 https://www.doctorofcredit.com/oxygen-bank-account-review-cashback-boosts/#comment-1555629 Enzo debit bill pay cash back www.joinenzo.com https://usa.visa.com/content/dam/VCOM/download/merchants/visa-usa-interchange-reimbursement-fees.pdf Chase CLI in app no hard pull https://www.doctorofcredit.com/chase-allowing-credit-limit-increases-via-app-without-hard-credit-pull/ Paceline shutting down https://www.doctorofcredit.com/paceline-credit-card-to-shut-down-apple-watch-statement-credits-ending/ CapOne 1099s https://www.doctorofcredit.com/capital-one-counts-tsa-precheck-credits-other-courtesy-credits-on-form-1099-misc/ https://www.doctorofcredit.com/capital-one-counts-tsa-precheck-credits-other-courtesy-credits-on-form-1099-misc/#comment-1557193 Chicken lawsuit https://www.doctorofcredit.com/chicken-class-action-settlement-january-1-2012-july-31-2019/ Celsius lawsuit ...
2023-03-1027 min