Shows
Filmklub podcastFriss Hús #2 - Respect nekem, hogy ezt megcsináltuk (feat. Tóth Barnabás, Hatházi Rebeka, Libor Anita & Deák Dániel)A Friss Hús fesztiválos gonzó podcastsorozatunk második részében monstre beszélgetést folytatok Tóth Barnabással, a kultikus/legendás (terep)SZEMLE című filmsorozat végre elkészült harmadik részéről. Szóra bírom Hatházi Rebekát a legelső filmje (Április huszonhét) legelső magyarországi vetítése előtt nem sokkal, és levezetem neki, hogy miért elkerülhetetlen, hogy jövőre ő nyerje az Oscart. Libor Anita elmeséli, hogyan hálózta be az életét az AI, és becsekkolunk Deák Daninál is, hogy tovább építsük a Jakab Vera-mítoszt...2025-05-301h 37
Your Personal BankThe Dot-Com Bubble Peaked 25 Years Ago. Are Investors Repeating the Same Mistakes? It was a period of unfettered optimism. Nearly everyone thought the sky was the limit, it was a new era, valuations didn’t matter. The only thing that mattered was how much you put into it, because it was going to continue to climb. Recently, greed was at extreme levels. Former Fed Chairman Alan Greenspan had warned about “irrational exuberance” in the stock market as early as 1996. Investors ignored this warning. Instead, they increasingly fixated on the promise of the new technology. The current technology promise is AI. The dot-c...2025-04-0154 minYour Personal BankThe Market in Correction Territory. Is this Just a Correction or the Beginning of a Bear Market? Ironic that the advice always the same. Stay the course. Hang in the there. It will get better. Yet, institutional investors, hedge funds, Warren Buffett have significantly reduced their exposure to stocks. Hedge funds sold the highest percentage of stocks in early March 2025 since the 2020 COVID correction. Warren Buffett sold the most stocks last year, both total amount and percentage, in his entire career. The concern is the reciprocal tariffs that will take affect 4.2.25. Even Trump has stated there will be a transition period. The c...2025-03-2554 minYour Personal BankTariffs: What is the Trump Administration Economic Plan? The Trump administration wants: 1. Fair trade rather than free trade. - Many countries have taken advantage of the US for decades. - Reciprocal tariffs are fair, stop taking advantage of the US. - Making things in the US eliminates tariffs. 2. Bring manufacturing back to the US, build things again. - The US barely builds anything anymore. - Important for national security. - Increase good-paying jobs. 3. Reduce government spending - Causes inflation - Spending has exploded. Debt and deficit are unsustainable. 2025-03-1851 minYour Personal BankIshan Patel InterviewIshan shares his fascinating personal story. His first job was an insurance agent learning from Ferenc with Your Personal Bank. Ishan Patel, CEO/Founder of Audien Hearing was recently named top 3 entrepreneur of the year in the November 2024 Entrepreneur Magazine. https://www.entrepreneur.com/leadership/how-audien-is-revolutionizing-hearing-aids-for-1-million/481105 Ishan Patel was also a national finalist for Ernst and Young Entrepreneur of the Year. Out of 1,100 nominated businesses, he placed top 40 in the nation and top 5 of all emerging businesses. 2025-03-1152 minYour Personal BankWhat is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your PortfolioYour Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Personal Bank TM is a two step process. 1. A high cash value policy is established to maximize cash growth, insured, with guarantees, income tax-free, and highly liquid. 2. A bank line of credit is typically established using the cash in the policy as collateral to access funds. Typically, the interest or dividends earned are higher than the cost of borrowing...2025-03-0451 minYour Personal BankSteve Trang, Disrupter Podcast HostSteve Trang started the Real Estate Disruptors podcast in 2018 to inspire wholesalers and real estate agents to double their incomes by adding a second leg to their business – working together on investment properties. The podcast has grown to over 100,000 downloads per month and over 3 million YouTube views, with new guests sharing their success stories and imparting advice every week. As a sales coach, Steve has helped thousands of clients generate millions in sales over the past few years in a variety of industries. His Disruptors Selling System teaches salespeople to ethically work with customers to discover their true needs, then craf...2025-02-2553 minYour Personal BankThe Government Waste is not Incompetence, it is Corruption The amount of money wasted by the Federal Government is astounding. This level of waste is not incompetence, it is fraud. $2.7 trillion has been sent to recipients overseas who were not qualified to receive Social Security since 2003. This corruption has been happening for decades. Social Security is not going broke. It is being stolen. Just like any fraud, the thieves should be prosecuted, and the funds should be refunded to the victim. The victim in this case is the US taxpayer. The taxpayer deserves a break. Many financial experts are calling this the "golden age" of fixed investments. Even if the Trump ...2025-02-1851 minYour Personal BankThe Trump Administration is Moving at Light Speed Most of Trump's executive orders are not changing anything. They are using common sense and moving the country back to it's foundational principles. The level of fraud and waste being exposed are shocking. This is a revolution of bureaucracy versus democracy. It is as significant as 1776 or the Civil War. This will likely result in a generational shift in how government operates. Citizens will demand transparency. After this, they will not accept massive waste of their tax dollars. Many financial experts are calling this the "golden age" of fixed investments. Even if the Trump administration does everything right, some problems will ta...2025-02-1149 minYour Personal BankProducts We Offer: Your Personal Bank, Annuities, Guaranteed Income Riders, Life Settlements, and Premium Finance We specialize in the following financial products: 1. Your Personal Bank: High Cash Value - Whole and Indexed Universal Life insurance policies 2. Fixed and Index Annuities: grow your money without market risk, access to over 50 companies 3. Guaranteed Lifetime Income: create income you cannot outlive, often referred to as a private pension 4. Life Settlements: companies will buy your insurance policy, shop the best offers 5. Premium Finance: bank fund premium on a high cash value insurance policy on your behalf, can create tax-free asset without out-of-pocket cost Many financial experts are calling this the "golden age" of fixed investments. Even if the Trump administration does...2025-02-0453 minYour Personal BankWe have a New Administration. What this means for our Money. President Trump has signed many executive orders. Some of the challenges will be resolved quickly. Others will take more time. The federal debt will likely push yields and interest rates higher for several years. Ferenc shares why this is happening. When bonds mature, the government sells a new bond at the current interest rate. About $3T of the $36T of total debt matured in 2024. That was an all-time record. Almost no one is aware that about $7T of bands will mature and have to be sold in 2025. This will push bond yields, interest rates, and borrowing costs higher. Multi-trillion dollars of bonds w...2025-01-2854 min
Danubius TC presents: The Metric ClubA Nyugat-európai edzésről és a hitről Tóth Lilivel | S002E011Vindics-Tóth Lili Anna olimpikon, VB-, és EB résztvevő, mezei EB ezüstérmes atléta volt a vendégünk: beszéltünk a dél-afrikai edzőtáborról, az új profi csapatáról, a hitről és a nyugat-európai mentalitásról is.
Kelet-Európa első profi közép- és hosszútávfutó klubja, egy műsor a statisztikák, edzések, technológia és hírek metszéspontjában. A magyar futótársadalom úttörőiként exkluzív tartalmakat biztosítunk a kiválóságra törekvő elkötelezett futók számára. Legyen szó sportolókról, edző...2025-01-281h 19Your Personal BankWhat Higher Bond Yields Means for Your Finances! Higher bond yields (interest rates) benefits savers and punishes borrowers. How to thrive in a higher bond yield environment : 1. Pay down debt, particularly high interest debt. Your Personal Bank can accelerate debt pay-off. 2. Reduce market risk. Higher bond yields are a risk to stock market returns. Higher cost of borrowing tends to reduce company profits. 3. Increase returns in fixed assets to maximize returns. Dividend paying insurance policies, annuities, and guaranteed lifetime income historically pay the highest returns in the fixed asset space. Many financial experts are calling this the "golden age" of fixed investments. Even if the Trump administration does everyth...2025-01-2152 minYour Personal BankInsurance companies have increased dividends and reduced borrowing rates for 2025!Insurance dividends are 6%+ while policy loan rates are 5-5.3%. Dividend rates currently average about 1% higher than the cost of borrowing. Dividends are expected to increase for the next 3-5 years if not longer. Many financial experts are calling this the "golden age" of fixed investments. Even if the Trump administration does everything right, some problems will take a while to fix. Debt is a major challenge. Record levels of debt requires record selling of bonds. This pushes bond interest rates higher. Until the government starts paying down debt, bond interest rates will remain elevated. When bond yields (in...2025-01-1450 minYour Personal BankTaxation Without Representation. How it Affects Us Today. The primary cause of the Revolutionary War was taxation without representation. Today we have a government that taxes us then sends billions of dollars to other countries, many who hate us. Did you vote for this? Do you support this? Most American citizens do not. The border has been open for the past 4 years. Most Americans want a secure border. The recent election proved this. The government has been involved in endless wars for decades. Most Americans are against this, yet the majority of our representatives vote in favor of additional funding. Do you feel represented? Most Americans do not. The rec...2025-01-0749 minYour Personal BankSuccessful Goal Setting and the Wheel of Life Ferenc shares his popular annual successful goal setting message! He shares life-changing ideas on how to identify areas of your life that could use improvement using the Wheel of Life. Ferenc also shares the 4 steps to successfully accomplish goals. Many listeners have shared successful goal setting stories over the years that were inspired by Ferenc's message. Blackrock, Goldman Sachs, and JP Morgan analysts all predict S&P 500 index returns will average 3-5% annually for the next decade. If the analysts are correct, Your Personal Bank dividends, annuities, and guaranteed lifetime income will all outperform the S&P 500 over the next decade withou...2024-12-3153 minYour Personal BankFerenc's Story Ferenc gets personal and shares his story for the first time in his radio career! You will be captivated by Ferenc's extraordinary story. He shares the events that shaped his life and why he thinks the way he does. Blackrock, Goldman Sachs, and JP Morgan analysts all predict S&P 500 index returns will average 3-5% annually for the next decade. If the analysts are correct, Your Personal Bank dividends, annuities, and guaranteed lifetime income will all outperform the S&P 500 over the next decade without market risk and tax-favored. Many financial experts are calling this the "golden age" of fixed investme...2024-12-2448 minYour Personal BankGuaranteed Lifetime Income Benefits have Doubled in the Past Year! This is the best time to establish Guaranteed Lifetime Income in 42+ years! There are guaranteed lifetime products that offer up to a 30% bonus with a 8% guaranteed benefit increase annually. You can increase the income you receive in one year by 40%, guaranteed for life. Other products offer a 10% annual increase in your guaranteed lifetime income benefit. If you defer income for 7 years, you double your guaranteed lifetime income. The most common concern retirees have is running out of money before they run out of time. Guaranteed Lifetime Income is exactly what it sounds like. You cannot out-live the income. Pensions are a commo...2024-12-1751 minYour Personal BankThe Stock Market Could Be Too Strong for Its Own Good Investors either don’t see risks or don’t care about them. AI optimists are behaving like the investors who got burned in the Great Depression and dot-com bubble, Vanguard’s chief economist warns. The Stock Market Is Doing Something It's Never Done Before - Investors Could Be "Playing With Fire," According to Warren Buffett The Buffett Indicator shows US stocks are overvalued at 200% of GDP, one of the highest levels in history. Blackrock, Goldmann Sachs, and Vanguard all predict low stock returns (3-5% annually) for the next decade. Many financial experts are calling this the "golden age" of fixed invest...2024-12-1054 minYour Personal BankUS Debt Hit $36 Trillion The US added $11.8 Trillion of debt since 2020. The government owes $108,000 for every American, man, woman, and child. Deficit spending as % of GDP is at World War 2 levels. 25% of government receipts pay interest on the debt annually. The massive debt will push interest rates upwards until the government starts paying down the debt significantly. This will increase the cost of purchasing autos and homes for most Americans. Americans have record household debt. Credit card and auto loans debt is at all time highs. The Buffett Indicator shows US stocks are overvalued at 200% of GDP, one of the highest levels in history. Corporate in...2024-12-0353 min
Az élet meg minden#071 Huszár Ferenc – Varázspónik és unikornisokHuszár Ferenc egykoron a Magic Pony nevű startup vezető kutatója volt, amely céget a Twitter 2016-ban 150 millió dollárért vásárolt meg. Ezt követően a magyar szakember az amerikai közösségimédia-vállalat AI-gurujaként tevékenykedett tovább, és a Twitter legfontosabb algoritmusain dolgozott. Egyben segített létrehozni egy speciális csoportot is, amely team azonban Elon Musk érkezését már nem élte túl.Ebben az epizódban tehát Huszár Ferenccel, a Cambridge-i Egyetem tanárával beszélgetek arról, hogyan befolyásolják döntéseinket az...2024-12-032h 57Your Personal BankJohn Burley Interview John Burley With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989 he left and founded his Private Equity Company, where he serves today as the Founder & CEO. It is a leader in the industry, with holdings from multiple countries and a dozen different states. His was among the first ever companies to bring Single Family Home...2024-11-2653 minYour Personal BankDoes Warren Buffett Know Something We Don't?- Warren Buffett has sold more stock this year than at any time in his career. - Berkshire Hathaway is sitting on the most cash in its history. - Warren Buffett did not purchase a penny in stock in the third quarter of 2024. - The Buffett Indicator shows US stocks are overvalued at 200% of GDP, one of the highest levels in history. Blackrock, Goldmann Sachs, and Vanguard all predict low stock returns (3-5% annually) for the next decade. Even if the Trump administration does everything right, some problems will take a while to fix. Debt is a major challenge. Record...2024-11-1953 minYour Personal BankTrump Will be Our Next President. What to Expect for Our Economy and MoneyHow will Trump administration policies affect our economy and money? Drill, Baby, Drill Energy prices affect nearly every product we purchase. Higher energy costs increase prices and inflation. Increased production will lower energy prices. Lower energy prices will reduce inflation. Deport illegal immigrants Total cost to transport, house, feed, and support estimated about $500 billion annually. This money came from taxpayers and government money printing. This is inflationary. The government money was being used to compete for food, clothing, housing, and ev...2024-11-1253 minYour Personal BankUS National Debt Increased $473 Billion in 3 Weeks!The US Treasury Department plans to borrow an additional $1.37 Billion in the next 6 months. This will push the debt over $37 Trillion. Deficit spending is driving bond yields higher. This will continue as long as the government has significant debt. Higher bond yields increase insurance policy dividends. Multiple insurance companies have officially announced increased dividends for 2025! Most insurance experts predict dividends will continue to increase for the next 3-5 years up to the next 10 years. This is the best time to invest in high cash value insurance and annuities in 42+ years. Wall Street is concerned the stock market may be on the cusp...2024-11-0549 minYour Personal BankOfficial Announcement: Increased Dividends for 2025! Multiple insurance companies have officially announced increased dividends for 2025! Most insurance experts predict dividends will continue to increase for the next 3-5 years up to the next 10 years. This is the best time to invest in high cash value insurance and annuities in 42+ years. The stock market, bond market, gold, and mortgage rates are all up. The stock market is expecting a "soft landing". Nearly everything needs to go right economically to justify current stock prices. The bond market, gold market, and mortgage rates are assuming recession, higher than average inflation, or both in the near future. Both cannot be right. ...2024-10-2951 minYour Personal BankGovernment is Not the Solution, Government is the Problem The recent hurricanes demonstrated that reliance on government is unwise. It could even get you killed. The FEMA website offered $750 to US citizens who lost everything in the recent hurricane that destroyed much of western North Carolina. FEMA also recently announced they did not have the funds for another hurricane. Why did FEMA supposedly run out of money? According to the FEM website, they granted nearly a billion dollars to communities that recieved migrants over the past two years. Congress did not authorize this. Americans did not vote for this. The Biden-Harris administration stole the money to fund an illegal alie...2024-10-2249 minYour Personal BankJohn Burley InterviewWith 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989 he left and founded his Private Equity Company, where he serves today as the Founder & CEO. It is a leader in the industry, with holdings from multiple countries and a dozen different states. His was among the first ever companies to bring Single Family Home (SFH) Port...2024-10-1552 minYour Personal BankKip and Lora Brown InterviewKip and Lora Brown used Your Personal Bank to enhance their real estate investment business and allow Kip to retire from his corporate IT career early. Kip and Lora share their story and now help others achieve their goals as life coaches. Kip is a successful IT Professional. He traveled across the world making millions for the businesses he worked for. He discovered that his dedication and hard work providing a life for his family kept him from spending the time he wanted to with them. He wanted his TIME BACK! How best to accomplish that? 2024-10-0853 minYour Personal BankWhat Direction Do You Want Our Country Headed? 1. Stocks have been rising like a "soft landing" has already occurred. 2. Gold has been rising like we are in the midst of a major economic crisis. 3. Bonds have been falling like the Federal Reserve has finished cutting interest rates. 4. Real Estate has been rising like interest rate cuts just started. 5. Oil has been falling like demand is reducing due to recession. 6. Natural Gas has been rising like demand is increasing. No one knows what will happen. Uncertainty typically leads to volatility. Likely, we have a bumpy ride ahead. We also have one of the most important elections ahead of us to determine...2024-10-0153 minYour Personal BankThe Federal Reserve Surprised with a Large Interest Rate Cut. Is this Good or Bad for the Economy?The Federal Reserve surprised many people with a 0.5% rate cut recently. Some are touting this as a good thing, especially the current administration and the legacy media. Every time the Federal Reserve moved interest rates lower by 0.5% or more previously, it was due to a crisis or really bad economic news. The Federal Reserve does not lower interest rates from the kindness of their heart. They lower interest rates because they are concerned about a bad economy. Historically, the stock market has dropped signi...2024-09-2451 minYour Personal BankWe Pay Taxes Upon Taxes and Taxes Will Increase if Congress Does Nothing. Take Advantage of Low or No Capital Gains While They Last. You may be able to sell assets with zero capital gains if your gross income is below $120,000 married, filing jointly, or $60,000 as a single. Also, capital gains will increase in 2026 if congress does nothing. If you have assets subject to capital gains, take advantage of the historical low tax rates while they last. Most Americans pay payroll taxes, sales tax, property tax, income taxes, and inflation which is a hidden tax. Our money is taxed multiple times. You should reduce or eliminate taxes whenever possible. Your Personal Bank creates a tax-free bucket of money, insured, with guarantees, and highly liquid. ...2024-09-1052 minYour Personal BankWhat is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your PortfolioYour Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Personal Bank TM is a two step process. 1. A high cash value policy is established to maximize cash growth, insured, with guarantees, income tax-free, and highly liquid. 2. A bank line of credit is typically established using the cash in the policy as collateral to access funds. Typically, the interest or dividends earned are higher than the cost of borrowing...2024-09-0351 minYour Personal BankThe US Labor Department is Revising Jobs Lower AgainThe US Labor Department has revised the jobs numbers down nearly every year for over a year. Now the government admits to inflating the jobs numbers by reducing the jobs numbers by up to one million over the past year. Many American consumers are supplementing their living expenses with debt. Credit card balance is at an all-time high. Credit card defaults are at the highest level since 1991. A recent Piper Sandler analysis states 2024 looks reminiscent of 1970 and 2021 recession years. The American consumer has more debt and less savings than in 1970 and 2021. Consumer weakness could lead to a sharper decline than 1970 and 20...2024-08-2748 minYour Personal BankInflation has Fallen Below 3% for the First Time Since March 2021July 2024 Consumer Price Index (CPI) was reported at 2.9%. This is the lowest level since March 2021. Although the rate of inflation is slowing down, prices are not going down. They are still increasing. The cumulative price increases over the past 3 years are hurting Americans. Despite what you hear from the media and Wall Street about a potential rate cut, the Federal Reserve is far more concerned about inflation than recession. An economic slowdown actually helps the Federal Reserve fight inflation. If the Federal Reserve cuts rates too soon, they could reignite inflation and make things worse. Also, they have a history of moving...2024-08-2052 minYour Personal BankThe AI Bubble Has Burst. Is Recession Next?The AI tech bubble has burst due to a weak unemployment report, poor earnings, and a surprise Japanese interest rate increase. A popular institutional trade was to borrow money cheaply in Japan, then use margin to invest in assets that vary in value like tech stocks. When the cost of borrowing increased, so did the capital required to borrow. This created a huge amount of margin calls. The massive selling created panic in the markets. If the economy was strong the market would likely move on from the recent crisis. The excess savings from COVID relief is gone. Consumer household debt h...2024-08-1351 minYour Personal BankWe Are in A Bifurcated Economy. What Does That Mean for the Future?- A recent CNN study reports 39% of Americans are concerned about paying their bills. In comparison, 37% were concerned about paying bills during the Great Recession in 2008 - 2009. - Household debt has set a new record high. - Credit card debt is at record highs. Banks are bracing for major loan defaults. - 25% of Americans have resorted to skipping meals to avoid high food prices. - The rate of increases of inflation is moderating, but the cumulative impact of several years of inflation has devastated buying power. - The pressure is real. Everything is much more expensive than it was four years ago...2024-08-0655 minYour Personal BankJohn Burley Interview, Real Estate Expert, Educator, Private Equity Company FounderJohn Burley With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989 he left and founded his Private Equity Company, where he serves today as the Founder & CEO. It is a leader in the industry, with holdings in multiple countries and a dozen different states. His was among the first ever companies to bring Single Family Home...2024-07-3053 minYour Personal BankThe Failed Trump Assasination Attempt Gives Me Hope for the Future of the USThere is no logical explanation that Trump is alive today. If you understand anything about firearms, you understand this. The fact that the shooter missed Trump from 130 yards is nothing short of a miracle. He should be dead today. The reason I am hopeful is this demonstrates God has not given up on this country. This fact is hard to ignore. Many people have recognized this also. This is the type of thing that can reunite a divided country. Unfortunately, there are some who refuse to recognize this. Jeremiah 5:21 states “Hear this...2024-07-2351 minYour Personal BankUnemployment is Rising: Is This the Last Straw That Leads to Recession? High Inflation is no longer the only risk to the economy according to Jerome Powell, Federal Reserve Chairman. Unemployment has risen over the past three months. The "Sahm Rule" says that when the three-month moving average of the jobless rate rises by at least a half-percentage point from its low during the previous 12 months, then a recession has started. This rule would have signaled every recession since 1970. Unemployment is currently 0.43% higher than it was last year. If unemployment increases another 0.07%, one of the most accurate economic indicators predicting recession will trigger. I believe we are in...2024-07-1652 minYour Personal BankAmericans Savings are Less than Pre-Pandemic Levels The long term savings rate for Americans is about 4% of annual income. Americans accumulated $2.3 Trillion of excess savings in August 2021 primarily due to government pandemic stimulus. This excess savings has allowed consumer spending to remain strong for the past 3 years. Consumer spending accounts for about two-thirds of Gross Domestic Product (GDP). Consumer spending has been the lone bright spot in the economy and likely has prevented a recession so far. Consumer spending is weakening. Americans' savings are now below pre-pandemic levels. Credit card debt is at record highs. Many Americans are using savings and debt to pay for basic expenses. The Ame...2024-07-0952 minYour Personal BankAn overload of warning signals could signal a market crash. A high concentration of warning signals suggest a major market correction is ahead. There's nothing magical about these signals, but when dozens of them kick in at the same time, it is time to pay attention. Diversification is always financially wise to reduce risk. It becomes especially important with increased market uncertainty. Your Personal Bank policies are insured, with guarantees, income tax-free, and highly liquid. Annuities can offer up to 8% guaranteed first year and/or double digit gains in good market years with the principle guaranteed. There is no downside market risk. This is the best time in 40+ years due to hi...2024-07-0252 minYour Personal BankWhat is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your PortfolioYour Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Personal Bank TM is a two step process. 1. A high cash value policy is established to maximize cash growth, insured, with guarantees, income tax-free, and highly liquid. 2. A bank line of credit is typically established using the cash in the policy as collateral to access funds. Typically, the interest or dividends earned are higher than the cost of borrowing...2024-06-2554 minYour Personal BankSaudi Arabia Will Not Renew the Petrodollar Agreement. How This Will Affect the US Economy.In the 1970's, Saudi Arabia agreed to sell their oil exclusively in US currency. In return, the US agreed to protect Saudi Arabia. Recently, Saudi Arabia has decided to not renew the agreement. They will sell their oil in multiple currencies. This is a seismic event economically. It will have massive affects in the short and long-term. This agreement solidified the US dollar as the world's reserve currency. Any country or company that bought oil from Saudi Arabia had to use US dollars. Also, about 80% of world trade is transacted in US currency. This has created a strong demand for US dollars...2024-06-1854 minYour Personal BankDavid Walker Interview - Former US Comptroller General, CEO of the Government Accountability Office (GAO), and Social Security Trustee. Hon. David M. Walker is a nationally and internationally recognized fiscal responsibility, government transformation/ accountability, and retirement security expert. He is a non-practicing CPA with over 40 years of executive level experience in the public, private and non-profit sectors, including heading three federal agencies (two ERISA agencies), two non-profits, and leading a global service line for Arthur Andersen LLP. His most recent full-time federal position was as the seventh Comptroller General of the United States and CEO of the U.S. Government Accountability Office (GAO) for almost 10 years. This was one of his three Presidential appointments by Presidents from both political pa...2024-06-1153 minYour Personal BankTrump Found Guilty. Now What? It is official. Our justice system has been corrupted. Our country is not the same. Sadly, the end is near. If we continue down this path, you will not recognize our country or society soon. Just because we have enjoyed Constitutionally protected freedoms, does not mean we will automatically continue to do so in the future. Any honest and fair-minded person will realize the democrats have gone too far. This is not about Trump. This is about what kind of country and society do we want to live in. You can no longer deny this. I...2024-06-0451 minYour Personal BankProduct Alert! If Less Than 50-80%+ of Your Cash is Available Day One, Your Policy is not Structured to Maximize Cash ValueI have been sharing on the radio for nearly 5 years the power of Your Personal Bank to grow your money insured, guaranteed, tax-free, highly liquid, and create positive cash flow on money you spent. Recently, I have met several people who were sold products that they thought would accomplish the above but do not. Frankly, they were misled by the insurance agent/financial adviser. There is a simple key to ensure your policy is designed to maximize cash value: - 50%+ of your contributions are available day one if you are funding multiple years (non-MEC) - 80%+ of your contributions are available da...2024-05-2852 minYour Personal BankNon-Citizens Can Vote Legally if They Resided in the US prior to age 16 or Reasonably Believe They are a CitizenUSC Code 18, Chapter 29, Section 611 - Voting by Aliens (Non-Citizens) This federal law states it is not unlawful for any alien to vote in any election if the alien permanently resided in the United States prior to attaining the age of 16 and the alien reasonably believed at the time of voting that he or she was a citizen of the United States. Therefore, being a citizen is not a legal situation. It is a state of mind. There are many documented court cases of non-citizens voting, sometimes for decades, see attached The Washington Times Article: Noncitizens caught voting in U.S. electi...2024-05-2151 minYour Personal BankWhat is Your Personal Bank and Why is Now is an Excellent Time to Consider Adding to Your PortfolioYour Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Personal Bank TM is a two step process. 1. A high cash value policy is established to maximize cash growth, insured, with guarantees, income tax-free, and highly liquid. 2. A bank line of credit is typically established using the cash in the policy as collateral to access funds. Typically, the interest or dividends earned are higher than the cost of borrowing...2024-05-1451 minYour Personal BankMounting Evidence Is Pointing To A Nightmare Scenario For The U.S. Economy Growth is slowing. Prices continue to surge. This leads to stagflation. This is a nightmare scenario for the economy. This places the Federal Reserve in a very difficult situation. If they lower interest rates, inflation will increase. If they increase interest rates, the economy will slow down further. The US economy has not faced Stagflation since the 1970's. Stagflation is bad for the stock and real estate markets. Look at a stock market chart from the 1970's. It was an ugly decade. This is the reason the Federal Reserve held interest rates and reiterated "higher for longer". Wall Street and the le...2024-05-0753 minYour Personal BankEmployment Numbers Have Been Revised Down Nearly Every Month in 2023 Our Federal Government has revised the employment numbers nearly every month in 2023. The total job new job numbers were reduced by 360,000 in 2023 from the initial reported job numbers. For example, the US Government initially reported 209,000 new jobs for June 2023. Then later revised down by 104,000 jobs. The real new job numbers were about half of the original job numbers. Why is this so important. The one consistent bright spot in the economy has been low employment. If unemployment increases that will likely be the last straw before we experience a recession. The federal government is consistently over-reporting the new job numbers then...2024-04-3052 minYour Personal BankWe Don't Need More Politics, We Need Common Sense Our Federal Government has spent more than it receives for decades. This has become worse over time. We now have over $34 trillion in debt and the debt is increasing about $1 trillion every 100 days. This is unsustainable. We have tried deficit spending for decades. It has caused inflation, economic instability, and is a national security issue. What if the government lived within its means? How about we try that for a while? That would be common sense. I believe the excess spending will lead to financial chaos sooner than most people think. We are speeding towards a finan...2024-04-2353 minYour Personal BankFinancial State of the Union - Interview with Truth in Accounting Founder, Sheila Weinberg Truth in Accounting believes truthful accounting is the key for citizens, legislators, and the press to understand the truth about government finances. Sheila Weinberg Bio Picture.pdf Truth in Accounting recently released The Financial State of the Union. This is a review of the latest available audited Financial Report of the U.S. Government. Go to yourpersonalbank.com to review. Sheila Weinberg, Truth in Accounting founder, shares powerful financial information regarding the financial state of the US government, states, cities, and Social Security. This is information anyone who receives or plans to receive Social Security needs to know. Also, government employe...2024-04-1651 minYour Personal BankInflation is Impacting Average Americans Significantly The compound effects of inflation over the past 3 years is forcing many Americans to make difficult financial decisions. When the federal government spends more than it receives through tax revenues, it prints the extra dollars. This increases the amount of currency in circulation. Extra dollars chasing products and services increases prices. This is the cause of inflation. The US government is expected to spend $2.5 trillion more than it will receive in tax revenues in fiscal year 2023. As long as the federal government continues to spend more than it receives, inflation and interest rates will be pushed higher. This is the rea...2024-04-0953 minYour Personal BankInflation is Much Higher than the Government is Reporting The government changed how it measures the Consumer Price Index (CPI) to make it appear inflation is less severe than it actually is. If CPI was measured using pre-1983 methods, 2022 is estimated to be 18%. 2023 inflation (CPI) was 9% according to the Bureau of Economic Analysis. These numbers are supported by a 25% increase in food costs since January 2020, source US Labor Department. Zillow states the income required to purchase the average home 4 years ago was $59,000. Today, the income required to purchase the average home is $109,000. If you were an average income earner and increased your income $10,000 per year over the past 4 years, you inc...2024-04-0254 minYour Personal BankThe US has Lost 2 Million Full-Time Jobs in the Past 8 Months and Wage Growth is Slowing The US has Lost 2 Million Full-Time Jobs in the Past 8 Months and Wage Growth is Slowing Show Description: Consumer spending has been the lone bright spot in the economy. Consumer spending accounts for about 2/3 of Gross Domestic Product (GDP). The unprecedented amount of government stimulus has supported consumer spending. The excess money in the system takes time to percolate through the economy. It is running out for many people. Also, the US has lost 2 million jobs in the past 8 months. If unemployment increases, we will likely experience a recession. I believe we are in for a chaotic year and a bumpy eco...2024-03-2651 min
Filmklub podcast"Azok a kisördögök már nem fognak visszajönni" - Tóth Orsi (Kálmán-nap)Tóth Orsival utoljára 16 éve beszélgettem hosszabban (érdemes elolvasni azt az interjút, de vigyázat, az Origón van!), pont pár nappal a Delta cannes-i bemutatója előtt. Akkor még haragban volt a világgal, azóta lenyugodott, megállapodott, szült három gyereket és a színészkedés némileg háttérbe szorult az életében. Most viszont megint főszerepet játszik egy mozifilmben, Hajdu Szabolcs Kálmán-nap című párkapcsolati drámájában.
Sokat dumáltunk a változásról, amin Orsi keresztül ment az évek során, és ho...2024-03-2355 minYour Personal BankThe US Census Counts All People, Including Illegal Immigrants Many Americans are unaware that the US Census counts all people, including Illegal Immigrants. Population determines the number of House seats for each state. This also determines Electoral College votes for President. Based on the 2020 Census, it is estimated illegal immigrants account for about 20 House seats, mostly from Democrat states. Several Democratic states have lost House seats due to population loss. Sanctuary cities create a magnet for illegal immigrants. If they had not been counted, Democratic states would have lost more House seats. This is the reason Democrats support open borders and illegal immigration. Even if illegal immigrants do not vote, D...2024-03-1954 minYour Personal BankJohn Burley Interview - Successful Real Estate Investing in 2024 John Burley is one of the most experienced real estate experts, educators, and is a private equity founder in the US. With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. Your Personal Bank can help you enhance real estate investing. You can lower your cost of borrowing. You can also operate similar to a bank and earn positive cash flow on your money. Contact Ferenc at YourPersonalBank.com or 866-268-4422 for more info.2024-03-1253 minYour Personal BankIt does not matter what you support politically. We are all Americans. Americans are being threatened, beaten, harassed, robbed, and killed by illegal immigrants, yet the border remains open. Laken Riley went on a run around Lake Herrick in Athens, Ga. and never came back. The 22-year-old nursing student died of blunt-force trauma after her innocent jog allegedly crossed paths with Jose Antonio Ibarra, 26, whom police say killed her in a "crime of opportunity." The Atlanta Journal-Constitution referred to Ibarra as an "Athens man," instead of a violent Venezuelan illegal immigrant. ICE officials confirmed he was arrested twice. Once in Texas and "paroled". His second arrest was in New York City, but sanctuary laws freed him. Laken Riley is not an isola...2024-03-0553 minYour Personal BankOur System of Checks and Balances is DecimatedThe Biden administration announced forgiving another $1.2 billion in student debt. This is after the US Supreme Court ruled last year that the president cannot forgive student loan debt. When referring to student loan forgiveness Biden stated "The Supreme Court blocked it. But that didn't stop me" The executive branch is trampling and ignoring another co-equal branch of government, the US Supreme Court. Every president since George Washington has taken an oath to "protect and defend the Constitution". Biden lied. This is an impeachable offence. The Biden administration has cancelled about $138 billion in student debt for about 3.9 million borrowers through more than t...2024-02-2752 minYour Personal BankIllegal Immigrants Don't Have to Pay Taxes, But You Do Illegal immigrants don't have to pay taxes, but you do. Many illegal immigrants don't have to pay for housing, but you do. Many illegal immigrants don't have to pay for housing, but you do. Many illegal immigrants don't have to pay for food, but you do. Many illegal immigrants don't have to pay for health care, but you do. How is this fair to US citizens? Where does the money come from for all the benefits currently being given to illegal immigrants? Your tax dollars. The government has no money. Governments get money from taxpayers and by print...2024-02-2053 minYour Personal BankReasons to Be Encouraged, Yet Chaos ContinuesThe farmer protests in Europe should become a wake-up call. The European Union's nature restoration law, was attempting to set legally binding "Green New Deal" style targets to restore at least 20% of the EU's land and sea areas by 2030. Europe is dealing with increasing food prices. Taking agricultural land out of productive use reduces food production. One of the most basic human needs is food. It hurts people and the economy. It hurts lower income the most. This makes no logical sense. Farmers are conservationists. They want their land to remain productive. It is how they make their living and take car...2024-02-1353 minYour Personal BankWhat is the Role of Government? The Answer Affects the Future of Our Economy, Money and Our Freedom The border stand-off between the state of Texas and the Federal Government is the most significant Constitutional issue since the Civil War. The States created the Federal Government, not the other way around. If the states ever thought they would not be able to protect themselves from invasion if the Federal Government failed to do so, they would never have ratified the Constitution and joined the United States. The Constitution was written to limit the power of the Federal Government. The problem is that the Federal Government has gradually gained more power for the past 100+ years. This has encroached on the s...2024-02-0653 minYour Personal BankThe Greatest Constitutional Crisis Since the Civil WarThe border crisis has created the greatest Constitutional crisis since the Civil War. Texas installed razor wire to reduce illegal immigrants crossing the southern border. The Biden administration sued the State of Texas to remove the razor wire. Incredibly, the Supreme Court in a 5-4 decision sided with Biden administration. This is despite Article 4, Section 4 of the Constitution states "The United States shall guarantee to every State...and shall protect each of them against Invasion...and domestic Violence." Article I, Section 10 acknowledges “the States’ sovereign interest in protecting their borders.” This was confirmed by Arizona v. United States, 567 U.S. 387, 419 (2012). Texas Govern...2024-01-3051 minYour Personal BankOur Country is Going in the Wrong Direction, It's Time to Go Back to the BasicsMost Americans agree that our country is headed in the wrong direction. If a talented team loses games, the coach goes back to basics, blocking and tackling. Teams have a philosophy, an identity. Countries have philosophies and identities also. If you start a business and apply for a loan, the Small Business Administration and/or lender require a business plan. The business plan starts with a mission statement. When a business starts, does it live up to it’s mission statement? No. It is an aspirational statement. The mission statement is what the business aspires to. What is the...2024-01-2353 minYour Personal Bank"Common Sense" by Thomas Paine applies as much today as 1776The searing criticisms of an overbearing, unaccountable government in "Common Sense" by Thomas Paine ring as true today as they did in 1776. The pamphlet expressed a radical democratic spirit. It encouraged everyone to evaluate the case for independence. Independence from a king was a highly innovative idea at the time. Human history has been dominated by strongmen; kings, dictators, rulers of all types. One of the key ideas in "Common Sense" is “We have it in our power to begin the world over again” This was truly revolutionary and influenced the Revolution and lead to the Declarati...2024-01-1653 minYour Personal BankConservative vs. Liberal Comparison If a conservative doesn't like guns, they don't buy one. If a liberal doesn't like guns, they want all guns outlawed. If a conservative is a vegetarian, they don't eat meat. If a liberal is a vegetarian, they want all meat products banned for everyone. If a conservative is down-and-out, they think about how to better their situation. A liberal wonders who is going to take care of them. If a conservative doesn't like a talk show host, they turn the channel. Liberals demand that those they don't like to be shut down. If a conservative is a non-believer, they don't go to church. A liberal non-believer wants any mention of God and Jesus...2024-01-0952 minYour Personal BankWheel of Life and Successful Goal SettingThe Wheel of Life is one of the most impactful discussions Ferenc shares annually. If you want to make 2024 your best year yet, the Wheel of Life is key to successful goal setting. Ferenc shares proven steps on how to live your best life. Contact me at ferenc@yourpersonalbank.com if you have any questions on successfully accomplishing your goals. I predict 2024 could become very chaotic. Risk in 2024 likely will be highly elevated. We are in uncharted political waters. Market risk will likely be higher. Contact me at into@yourpersonalbank.com if you want info on how to thrive...2024-01-0253 minYour Personal BankUnited States Representative Republic 1787-2023 RIP.The Colorado Supreme Court dis-enfranchised millions of voters. We are in uncharted legal water. Will our constitution survive this blatant attack? This is not about Trump. This is about Marxists taking away citizens’ Constitutional rights. This is what dictators and communists do to their political opponents. If a government is powerful enough to take away your right to vote, it is powerful enough to take other rights. What other rights are the current administration going to attack? The establishment sees Trump as a threat. Once he obtains the Republican nomination, expect chaos to try to stop him. T...2023-12-2655 minYour Personal BankThe Money Supply has Reduced this Year. A Strong Recession has followed every Previous TimeThe Federal Reserve has been selling assets most of 2023. This is known as quantitative tightening. As a result, the money supply has reduced 3.3% since July 2022. This has only happened four previous times in US history; 1920-21, 1929-33, 1937-38, and 1948-49. Each time, a severe recession followed. Warren Buffet has sold over $28 billion in stocks in 2023. He has stated stocks are expensive and has been pessimistic about the stock market and economy. He is following history. Warren Buffest is considered the best investor in history. Wall Street and investors are paying attention. The Federal Reserve has recently announced they expect to reduc...2023-12-1951 minYour Personal BankWhy the Constitutional Freedoms We Enjoy are Important for Your Economic Security Why do I share current events and political policies on a financially focused show? Economic freedom is freedom. The famous statement in the Declaration of Independence "Life, Liberty, and the Pursuit of Happiness" was almost "Life, Liberty, and Ownership of Property". The founding fathers understood the power of economic freedom. The founders also understood the tyranny of an overzealous government. They lived under a dictator. A king is a dictator in fancy robes. Absolute power corrupts absolutely. The founding founders accurately predicted that governments would constantly attempt to acquire more power. More government power results in less freedom for the peopl...2023-12-1254 minYour Personal BankThe Thanksgiving Inflation Was Way Higher Than What the Government SaysAccording to the Bureau of Labor Statistics prices for turkey were 7.2% higher in October 2023 than in October 2023. Recently, the Biden administration attempted to claim inflation has reduced. This is misleading at best. The fact is that Turkey's inflation rate of inflation was less than last year. This does not mean prices went down. The price of turkey only increased slower than the previous year. The price of turkey has increased 46% over the past 5 years years according to the Bureau of Labor Statistics. Most of the increase was in the past 3 years. The Consumer Price Index states inflation has increased about 18% sin...2023-12-0453 minYour Personal BankInterest Rates: Expect Higher for Longer. How to Thrive in an Higher Interest Rate Environment.The US Government cannot just print money endlessly. The Federal Reserve is required to hold assets equal to every dollar in circulation. The majority of those assets are treasury bonds. Bonds are a debt instrument. When the government sells a bond, it promises to pay a fixed interested rate for a certain period of time. This is similar to a CD. The government does not pay down the debt. When a bond matures, the government issues a new bond at the current interest rate. The total national debt is over $33 trillion. The government issues several trillion dollars in bonds annually. Th...2023-11-2851 minYour Personal BankInflation is Still Increasing. Prices are Still Increasing. Only 14% of Americans Are Better Off Financially than 3 Years AgoThe Biden Administration is taking credit for inflation reducing 65% - Prices of goods are still increasing. - Inflation has not been under 4% annual since May 2021. - This is double the Federal Reserve target inflation rate of 2% annually for a stable economy. - The Biden administration's claim of inflation reducing 65% actually means the rate of increase is increasing slower. Inflation is still increasing. Prices are still increasing. - CPI: Consumer Price Index o 2021: 4.7% o 2022: 8.0% o 2023: 4.0% approximately o Total: 16.7% o $100 item, now cost over $116 - Has your income increased 16...2023-11-2150 min
Filmklub podcast"Úgy nem török össze, hogy összetörök" (feat. Mácsai Pál, Péterfy Bori, Váradi Gergely, Varga-Járó Sára, Tóth Barnabás, Lisztes Linda és Sümeghy Claudia)A Filmklub podcast legújabb adásában a Mesterjátszma című új magyar thriller alkotóival beszélgettem. Nézzük, kivel miről!
2:23 - 15:39 | Lisztes Linda
Linda a rendező munkatársa, felesége és három gyermekének anyja. Sokat dumálunk a láthatatlan munkáról, amit a nők végeznek a férjük helyett, plusz szóba jön a Szomszédok is, aminek az egyik részében Linda szerepelt.
15:39 - 30:08 | Mácsai Pál
Itt megpróbálok tizenöt percben életműinterjút csinálni egy negyvenéve...2023-11-161h 30Your Personal BankInterest Rates High for Longer! Why? Debt Spiral Accelerating Expect Interest Rates Higher for Longer! Why? The Debt Spiral is Accelerating Due to higher interest rates, the interest on the debt is increasing faster than expected. The interest on the debt now exceeds $1 trillion annually. The cost of interest has doubled in the past 19 months. According to the Congressional Budget Office (CBO), the deficit will be about $3 trillion for fiscal year 2024. This is 50% higher than the CBO estimates recently. This is known as a debt spiral. The interest increases at an increasing rate. The current level of government spending and increased interest cost is unsustainable. Interest rates are likely to remain...2023-11-1452 minYour Personal BankInterest Payments on the US Government Debt Will Soon Increase Significantly, Interest Rates Will Likely Stay High Far Longer2023-11-0751 minYour Personal BankUS Treasury Department Dropped a Financial Bombshell2023-10-3154 minYour Personal BankMiddle Eastern War and Speaker Battle has Significantly Increased Risk!Show Description: Ferenc shares the role the current administration has played to contribute to terrorism and the current Middle Eastern War. US tax dollars are supporting terrorism. These actions have made the world, our security, and our economy significantly less safe. The current speaker battle in the House of Representatives demonstrates why the Republican party struggles to accomplish to goals of their voters. About 20 representatives are refusing to elect Jim Jorden as speaker. Most are from Republican districts. The overwhelming majority of their constituents want Jorden as speaker. These representatives are demonstrating that they represent their donors, not their constituents. Mos...2023-10-2449 minYour Personal BankMiddle Eastern War! If Oil Production is Disrupted, Expect a Strong Recession We are in very serious times. The Biden administration is deeply unserious. 1. Some of the weapons used by Hamas were US made, likely from the Afghanistan withdrawal. 2. The US released $6 Billion to Iran in a recent prisoner exchange. 3. Iran is the #1 sponsor of terrorism in the world. 4. Hames is a designated terrorist organization. 5. Hamas confirmed Iran supported Hamas with financial support. 6. Hamas captured and executed women and children in a surprise attack. 7. Biden weakened US national security by lowering the Strategic Petroleum Reserve to it's lowest levels in decades for political reasons, not an emergency. 8. If Oil Production is Disrupted, Expect a Strong Recession Th...2023-10-1752 minYour Personal BankJohn Burley Interview - Successful Real Estate Investing with High Interest RatesJohn Burley Interview - Successful Real Estate Investing with High-Interest Rates Show Description: John Burley is one of the most experienced real estate expert, educator, and private equity founder in the US. With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. His Bio: BIO LINK Your Personal Bank can help you enhance real estate investing. You can lower your cost of borrowing. You can also operate similar to a bank and earn positive cash...2023-10-1055 minYour Personal BankTruth in Accounting InterviewTruth in Accounting is a non-partisan and non-political government accounting watchdog organization. Truth in Accounting focuses on education to empower citizens. I interviewed Sheila Wienburg, Founder and CEO. Sheila shares some valuable and sobering info regarding government spending. Three major points Sheila shared: 1. Our federal government has promised nearly $1,000,000 in benefits per taxpayer. Not only does the government not have the money or a plan to provide these benefits, they have record debt. Politicians promise benefits to gain votes without the pain of how to pay for the benefits. 2. In 2022 the federal government received about $4T in revenues and spent about $7...2023-10-0353 minYour Personal BankAvery Chi Interview: A Personal Journey with the Broken US Immigration SystemAvery Chi shares her personal story of her dream to become a US citizen. Avery is a Chinese national who dreamed of coming to the United States ever since she was young. She was able to obtain a student visa in 2014 to earn her Master's Degree. She then obtained a job in the IT industry. A company sponsors the employee for them to obtain a H1 work visa. The company is in control regarding processing the paperwork to obtain citizenship. Avery has been told an individual cannot initiate citizenship via the work visa program. Avery's company gave her the expectation that th...2023-09-2650 minYour Personal BankIt's Probably Worse than Your Worst FearsThe Biden administration is doing everything in their power to take more power and control while making our lives more difficult. I have been an optimist my entire life. When it came to our government I used to think that would never happen, then it did. I then changed to, nothing surprises me. Then, whatever I considered the worst case scenario that is what I expected. Now, I expect the truth to be something worse than my worst fears. All the leading economic indicators are predicting a recession. The Biden administration continues to attack energy supply at every level. They have shu...2023-09-1951 minYour Personal BankThe Biden Administration is Attacking Energy Production and Transportation Again, Expect Higher Energy Costs and Inflation for LongerThe Biden administration has cancelled oil and gas leases, banned natural gas transportation by train, and is instituting stringent restrictions on large trucks. These policies will increase energy prices. This will further increase the cost to manufacture and transport nearly every product Americans purchase. This will further increase inflation for much longer than most people realize. The only solution at this time appears to be removal of the current administration. Hopefully, it will get bad enough that the majority of American voters will wake up and vote for the candidate that will reverse these policies and return us to low cost energy. Abunda...2023-09-1246 minYour Personal BankThe Real Division in America is Top vs. Bottom, Oligarchy vs. Citizen America has been an Oligarchy pretending to be a democracy for decades. - What is an Oligarchy? A few people in power in control of the majority. - Who is in the ruling class? Media, Big Business, Elite Colleges, Ultra-Weathy, Government (include members of both political parties, most Democrats and RINOS) - Whenever you hear someone from ruling class/elite/insider “threat to our democracy” they mean "threat to our oligarchy" - Their goal is to maintain power. - They emphasize our differences because they want to divide people and have us blame "the other side" for our problems - While the people are di...2023-09-0552 minYour Personal BankGovernment Incompetence Creates More Problems Than It Fixes. Are You Ready for the Next Crisis, Financial or Otherwise?The Maui fire disaster is another example of government incompetence. Mask mandates, excess government spending, and high debt are other recent examples of government incompetence. Do you trust the current government officials to handle the next disaster? Based on previous experience, they are likely to make it worse. Nearly every leading economic indicator is predicting a hard recession. Ignore them at your peril. Protect your money, reduce market risk, reduce your tax liability, make more on your money by creating positive arbitrage. Your Personal Bank funds are guaranteed, highly liquid, and tax-free. This provides options and allows you to weather ec...2023-08-2951 minYour Personal BankHyper-Inflation or Deflation Ahead? How to Stay Nimble with Your Money for Either Option.Record levels of Government Spending are likely to cause Hyper-Inflation or Deflation. The record levels of debt are uncharted territory economically. It is impossible to predict what will actually happen. With economic uncertainty the best thing to do with your money is to stay nimble. Keeping your money safe from market risk, highly liquid, and free from penalties or taxes will allow you to take advantage of opportunities. Winners and losers are created with extreme economic situations regardless of direction. Your Personal Bank funds are guaranteed, highly liquid, and tax-free. This provides options and allows you to stay nimble with your...2023-08-2249 minYour Personal BankDeflation May be Next Instead of Continued InflationShow Description: China's economy is experiencing deflation. Prices are dropping on food, consumer products, and commodities. The causes for the price drops include housing value downturn, lower exports, and high unemployment. China's government pursued aggressive economic stimulus after the COVID lockdowns. This has caused a higher debt burden to GDP than the United States. China is not an example to follow, but a warning of what not to do economically. Central planners typically think they can control economic cycles. Economic cycles are affected by many more factors than a small group of economists or government officials can understand. They are not...2023-08-1548 min
Az élet meg minden#058 Szőnyi Ferenc – A versenygépRészben anyagi és magánéleti gondok elől futott, biciklizett és úszott világgá – jobban mondva a világba Szőnyi Ferenc. Pedig olyan környezetben nevelkedett, ahol kerékpárral maximum a szomszéd faluba volt szokás áttekerni, és igazából úszni is csak első, nemzetközi triatlon versenye előtt pár héttel tanult meg.Ebben az epizódban tehát vele beszélgetek elképesztően hosszú távokról, rendhagyó edzésprogramokról, a vasember diétájáról, a Himalájában megtalált csendről és alázatról, valamint arról, mi táplálja benne a...2023-03-312h 10
Az élet meg minden#037 Jordán Ferenc – A vadon szava és a beszorított BalatonJordán Ferencet a magyar sajtóban sokszor emlegetik úgy, hogy a magyar tudós, aki „megjósolta a járványt”. Ám a biológus, rendszerökológus hangsúlyozza, ehhez nem kellett szuperképesség: amit ő, gyakorlatilag pár perccel a pandémia kitörése előtt mondott, arra tudósok már évtizedek óta figyelmeztetnek – legfeljebb nem hallgatunk rájuk.Úgyhogy ebben az epizódban sokat beszélünk arról, hogyan működik a természet evolúciós tartalékaként a vadon? És miért óriási probléma az, ha egy túl sikeressé vált faj – az ember – m...2021-04-302h 09
Monika Toth JournalistHBC News Station. 2020. 07. 14. 16 Óra: Dr. Falus Ferenc.DR FALUS FERENC orvos, volt tisztifőorvos: Második hullám versus orosz vakcina.
#HBCNewsCorporation #HBCNewsStation #16Ora #16Hours #DrFalusFerenc #Covid19 #Koronavirus #TothMonika #MTothJournalist #MonikaTothJournalist #MToth
2020-08-1717 min
Monika Toth Journalist2020. 03. 30. / Civil Rádió / KONTINGENS / DR. FALUS FERENC orvos, tüdőgyógyász, volt országos tisztifőorvos: Koronavírus-járvány - aktuális:2020. 03. 30. / Civil Rádió / KONTINGENS / DR. FALUS FERENC orvos, tüdőgyógyász, volt országos tisztifőorvos: Koronavírus-járvány - aktuális: Csökkenő olasz tendencia - vagy mégsem? A védekezés aktuális állapota. A hallgatói kérdésekre válaszol: Dr. Falus Ferenc. Szerkesztő-műsorvezető: TÓTH MÓNIKA.
#CivilRádió #CivilRadio #CR #KONTINGENS #Kontingens #DrFalusFerenc #COVID19 #koronavírus #koronavirus #koronavírusjárvány #koronavirusjarvany #MToth #MTothJournalist #MoniaTothJournalist #MTothPolitics #MTothPublic2020-03-3114 min
Filmklub podcast#87 Tóth Barnabás az Oscaról és az Akik maradtakrólÚjratervezés című kisfilmjével több mint másfél millió embert ríkatott meg pár éve, az Osvárt Andrea főszereplésével készült Susotázs pedig tavaly rákerült a tízes szűkített Oscar-listára. A szinkrontolmácsos vígjáték végül nem kapott jelölést, ám Tóth Barnabás rendezőnek nem értek véget az izgalmak idénre: ismét beleveti magát az Oscar-versenybe, ugyanis a héten a mozikba kerülő Akik maradtak című posztholokauszt drámája lett a hivatalos magyar nevezés a nemzetközi film kate...2019-09-251h 27
Filmklub podcast#87 Tóth Barnabás az Oscaról és az Akik maradtakrólÚjratervezés című kisfilmjével több mint másfél millió embert ríkatott meg pár éve, az Osvárt Andrea főszereplésével készült Susotázs pedig tavaly rákerült a tízes szűkített Oscar-listára. A szinkrontolmácsos vígjáték végül nem kapott jelölést, ám Tóth Barnabás rendezőnek nem értek véget az izgalmak idénre: ismét beleveti magát az Oscar-versenybe, ugyanis a héten a mozikba kerülő Akik maradtak című posztholokauszt drámája lett a hivatalos magyar nevezés a nemzetközi film kate...2019-09-251h 27
Creative Real Estate PodcastAAA45 Be Your Own Bank - Ferenc TothHave you heard of personal banking? Join us on this episode to learn from Ferenc Toth and his creative financial strategy! Ferenc Toth has been in the financial industry for 18 years and started off in real estate with HUD properties. Topics discussed: Financial wealth HUD Properties Cash-Flow Links mentioned in this episode: http://securemgt.com/ 866-515-6280 Creative Real Estate Lunch Club Boulder, Tuesday : Noon - 2:00 p.m. [https://www.meetup.com/es/LunchClubBoulder/] Northern Colorado, Wednesday : Noon - 2:00 p.m. [https://www.meetup.com/LunchClubNoCo/] Denver, Thursday : Noon...2018-04-2529 minFilmklub podcast#43 Tóth Barnabás, Deák DánielPár éve végigsöpört a magyar interneten az Újratervezés című kisfilm, három nap alatt egymillióan nézték meg, összesen másfél millióig jutott. Ez olyan elképesztő szám, amiről a Kincsem is csak álmodhat. Most az Oscar-díjas Mindenki fut be hatalmas karriert, rengetegen látták, családi asztaloknál és a metró aluljárójában egyaránt beszédtémává vált, heves vitákat váltott ki. Kevesen tudják, de az Újratervezés és a Mindenki csak a jéghegy csúcsa - az utóbbi években számos számos kiváló magya...2017-03-311h 27Filmklub podcast#43 Tóth Barnabás, Deák DánielPár éve végigsöpört a magyar interneten az Újratervezés című kisfilm, három nap alatt egymillióan nézték meg, összesen másfél millióig jutott. Ez olyan elképesztő szám, amiről a Kincsem is csak álmodhat. Most az Oscar-díjas Mindenki fut be hatalmas karriert, rengetegen látták, családi asztaloknál és a metró aluljárójában egyaránt beszédtémává vált, heves vitákat váltott ki. Kevesen tudják, de az Újratervezés és a Mindenki csak a jéghegy csúcsa - az utóbbi években számos számos kiváló magya...2017-03-311h 27
FM 1x1 Ekereskedő rádióKözösségi marketing 2012 Molnár Ferenc WebkukkolóvalEbben az adásban megnézzük mit és hogyan kell használni a siker elérése érdekében. Molnár Ferenc Webkukkoló Facebook marketing szakértővel a lehetőségekről beszéltünk és Feri elárulta mire készül Május 3-4.-én :-)
Az adásban elhangzó link:
http://www.kozossegimarketing.eu/live/ii-facebook-marketing-nap/kedvezmeny/?a_aid=netkreativ2012-04-2614 min