Shows
The Vault with Financielle“I Panicked And Bought A House” | The Vault Episode 75Send us a text“Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I went into panic mode and purchased a new house”💸 ”I Can’t Afford a Car Without Finance — What Should I Do?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions w...2025-07-3131 minThe Vault with Financielle"He Has No Savings, I Have £50k - Should We Still Buy a House Together?” | The Vault Episode 74Send us a text“Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Boyfriend doesn’t have a house deposit but I do”💸 ”How Do I Help My Mum Without Taking Over?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capit...2025-07-2446 minThe Vault with Financielle“Why Can’t I Just Enjoy My Pay Rise?” | The Vault Episode 73Send us a text“Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I Got a Pay Rise and Now I Want a New Car… Help!”💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use It”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners2025-07-1750 minThe Vault with FinancielleSave Money or Travel the World? | The Vault Episode 72Send us a text“Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should I buy my next car in cash or finance it?”💸 ”Do I keep saving or go live my 20s?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your...2025-07-1036 minThe Vault with Financielle“I’m Great With Money… For 5 Days a Month” | The Vault Episode 71Send us a text“No one needs branded food. You’re paying for a logo, not better nutrition” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m great with money… for 5 days a month”💸 ”I’m Doing Everything Right… So Why Am I Still Struggling?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Cons...2025-07-0346 minThe Vault with FinancielleTips to Handle Money at Uni (Without the Stress)Send us a text#ad A special bonus episode, brought to you with our friends at Compare The Market 💙We’re talking all things student money: relatable dilemmas, student money mistakes and wise words from the Financielle community. Whether you’re a student or someone who supports one - this episode’s for you 🎓 “Living at home during uni is the smartest financial move – not a cop out” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should I quit uni?”💸 ”Why am I so skint?” Got a money w...2025-07-0156 minThe Vault with FinancielleIf Your Partner Won’t Talk Money… RUN | The Vault Episode 70Send us a text“If your partner won’t talk money, run” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”How do we budget as a couple when one of us is neurodivergent?”💸 ”Do I contribute to my friends wedding?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Start building your investing routine with Trading 212’s Autoinvest feature...2025-06-2639 minThe Vault with FinancielleYour First Month Without Credit: Survive + Thrive | The Vault Episode 69Send us a text“You don’t need a car upgrade when pregnant” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”First Month Without Credit — Please Send Help”💸 ”I’ve worked so hard to get debt-free… now I’m scared of blowing my inheritance.”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate yo...2025-06-1956 minThe Vault with Financielle"I’m Earning More Than Ever… So Why Am I Still Broke?" | The Vault Episode 68Send us a text🫢“Being obsessed with cutting costs is a waste of time and energy” 💸 ”I ruin my budget every time I go out”💸 ”I’m earning more than ever… so why am I still broke?”❤️ Ready to protect your future? Visit financielle.com/protection.🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your han...2025-06-1240 minThe Vault with FinancielleUNLOCKED: Self-employed and behind, credit score warnings and balance transfersSend us a textThis week’s Unlocked is for anyone who’s ever thought, “Am I too late?” or “Am I doing this all wrong?”From pensions (or the lack of them) to balance transfers during the debt snowball, Laura’s diving into real questions from the community.Also in the chat:Why you might want to be cautious with credit score websitesWhen health issues impact your finances... what now?---------Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect...2025-06-0921 minThe Vault with FinancielleUNLOCKED: "Should we be getting married?" PLUS how to make a billionSend us a textWelcome to The Vault with Financielle.This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!---------Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers💸 Commission-free investing* with Trading 212 (capital at risk)🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The...2025-06-0230 minThe Vault with FinancielleWe’re Saving for a House… But He’s in Denial About His Debt | The Vault Episode 66Send us a text“You shouldn’t talk about money at work” 👀 We unpack this controversial opinion, then dive into your dilemmas:💸 ”How much should I save for maternity leave?”💸 ”We're Saving for a House… but My Partner's in Denial About His Debt”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌Get honest, helpful money blogs at financielle.com 💖💸 🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so t...2025-05-2939 minThe Vault with FinancielleUNLOCKED: Why you're overthinking pensions, PLUS how to retire earlySend us a textWelcome to The Vault with Financielle.This week, we dive into Pensions - why we’re overthinking them; what to think about if you’d like to retire early and looking at the state pension a little too!🐝 Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with thei...2025-05-2634 minThe Vault with Financielle"Is My Boyfriend Taking Advantage of Me Financially?" | The Vault Episode 65Send us a text“Freelancing isn’t the freedom it’s cracked up to be”—controversial or just real? We're also diving into your dilemmas:💸 “I promised I’d never rent again… now what?”💸 ”Is my boyfriend taking advantage of me financially?”Get honest, helpful money blogs at financielle.com 💖💸🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online...2025-05-2250 minThe Vault with FinancielleUNLOCKED: premium bonds, debt free journeys and we got a follow up!Send us a textWelcome to The Vault with Financielle.This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers💸 Commission-free investing* with Trading 212 (capital at risk)🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we s...2025-05-1940 minThe Vault with Financielle“Do I Really Need an Emergency Fund?” | The Vault Episode 64Send us a text“You don’t need an emergency fund if you have a high, reliable income”. We dissect this controversial opinion then dive into your dilemmas:💸 "Should we get quietly married before the baby comes?”💸 ”Should I reduce my pension contributions?”Get honest, helpful money blogs at financielle.com 💖💸🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and w...2025-05-1542 minThe Vault with FinancielleUNLOCKED: Unhinged + feral money hacks, plus an engagement and a baby!Send us a textWelcome to The Vault Unlocked, by Financielle.This week's episode involves some outrageous money hacks shared by others, plus some questions focussed on big life moments!Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers💸 Commission-free investing* with Trading 212 (capital at risk)🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, wh...2025-05-1223 minThe Vault with Financielle“My Boyfriend’s Unemployed and I’m Spiralling” | The Vault Episode 63Send us a text “Spending money on therapy/mental health is equally as important as investing” - we discuss this opinion then dive into our listener dilemmas:💸 "I’m getting a mortgage by myself… should I protect my income?”💸 ”How much shall we cut out while my partner finds a job?”🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and withdraw on...2025-05-0848 minThe Vault with FinancielleUnlocked: Cheap Dates + Mini Q&ASend us a text💸 Welcome to The Vault Unlocked – the bonus series of *The Vault*.On this episode, we're answering your money questions, plus discussing cheap date ideas!Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers💸 Commission-free investing* with Trading 212 (capital at risk)🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partne...2025-05-0533 minThe Vault with Financielle“What Should I Do With My Bonus?” | The Vault Episode 62Send us a text“There's no incentive to pay off your overdraft” - we discuss this controversial opinion then dive into our listener dilemmas:💸 "What should I do with my bonus?”💸 ”How do I get my husband to cover more on maternity leave?”Get honest, helpful money blogs at financielle.com 💖💸🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and...2025-05-0156 minThe Vault with FinancielleUNLOCKED: Debt free journey shout outsSend us a text💸 Welcome to *The Vault Unlocked* – the bonus series of *The Vault*.On this episode, we're putting our real life debt free journey heroes at the heart of the show - sharing their progress as they become debt free.Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers💸 Commission-free investing* with Trading 212 (capital at risk)🛒 Cashback on your shopping with Jam...2025-04-2831 minThe Vault with Financielle“Should I Be Able to Manage My Money by Now?” | The Vault Episode 61Send us a textIn Episode 61 of The Vault, we discuss this week’s controversial opinion, “We NEED to break up with influencers”. We then dive into our listener dilemmas:💸 "Should I be able to manage my money by now?”💸 ”Buying alone or waiting for my partner”🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of you...2025-04-2436 minThe Vault with FinancielleUNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions AnsweredSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re talking life admin, mortgage renewals, tracking your net worth and credit scores.Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers💸 Commission-free investing* with Trading 212 (capital at risk)🛒 Cas...2025-04-2134 minThe Vault with Financielle"Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 60Send us a textWe discuss this week’s controversial opinion, “Cash stuffing is SO outdated”, then dive into our listener dilemmas:💸 "Is it better to overpay on your mortgage or save for a bigger deposit?”💸 ”Am I allowed to take a break on my debt pay off journey?”🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement. Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from...2025-04-1740 minThe Vault with FinancielleUNLOCKED: Should I Still Be Investing?! (After This Week’s Madness)Send us a text💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.This week, we’re digging into the chaos Trump caused in the markets with his sudden tariff U-turn — and what it means for your investments, your retirement, and your next move. We’re answering:What actually is a tariff and why do they cause so much chaos?Is now the time to invest or just ride it out?Why dollar cost averaging wins in the long ru...2025-04-1441 minThe Vault with Financielle”Are Holidays the New Car Finance?” + How to Travel Debt-Free | The Vault Episode 59Send us a textIn Episode 59 of The Vault, we discuss this week’s controversial opinion, “You should NOT be exchanging money with children for doing chores”. We then dive into our listener dilemmas:💸 "Holidays are the new car finance”💸 ”Am I behind on my salary progression?”We celebrate a listener who feels on top of her finances for the first time ever! 🌟👏 She’s completely paid off her credit card, got £500 in her emergency fund, set a budget, and is loving the community in the app! #CommunityWin #DebtFreeIf you’d like to share your...2025-04-1044 minThe Vault with FinancielleUNLOCKED: Managing Money with a Neurodivergent Brain (ADHD, Autism & More)Send us a text💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.Today, we’re talking about money and neurodivergence. Whether you have ADHD, Autism, Dyslexia or another condition under the neurodiversity umbrella, managing money can feel overwhelming—but that doesn’t mean you can’t take control. 💪From impulse spending to forgetting bills, we’re breaking down the real challenges neurodivergent people face when it comes to money—and the practical strategies that actually work. ❤️In th...2025-04-0828 minThe Vault with Financielle“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 58Send us a textIn Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:💸 "How do I stop my sisters hen do from sending us into debt?”💸 ”Should I keep my rental property or sell up?”We celebrate a listener who officially paid off her student loan in full and feels a massive sense of relief! With an extra 9% of her payslip each month, she’s now focusing on overpaying her mor...2025-04-0339 minThe Vault with FinancielleUNLOCKED: Money Talk, Mum Guilt & Pensions—Your Questions AnsweredSend us a text*just a note - we had the video and some audio files error post filming so you may hear a couple of glitches - so it's not perfect but we still wanted you to have the episode so we put it out anyway. Team Financielle xxxx*💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re answering your questions. Coming up in this episode:1️⃣ How do I talk abou...2025-03-3137 minThe Vault with Financielle“I Feel Like I’ve Wasted My 20s!” | The Vault Episode 57Send us a textIn Episode 57 of The Vault, we discuss this week’s controversial opinion, “It’s absolutely fine to take your children out of school to go on holiday”. We then dive into our listener dilemmas:💸 "I feel like I’ve wasted my 20s and nearly my 30s”💸 ”Do I help my boyfriend get rid of his debt?”We celebrate this incredible win! 🎉 After being screwed over by her ex and left with £30k of debt at 23, she thought she had five more years to go. But with Financielle’s help, she’ll be debt-free...2025-03-2749 minThe Vault with FinancielleUNLOCKED: Debt Shame Is Keeping You Stuck—Here’s How to Overcome ItSend us a text💸 Welcome to The Vault Unlocked – the bonus series of The Vault where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling debt shame—and how it might be holding you back. If you’ve ever felt guilty, embarrassed, or even paralysed by the thought of your debt, you’re not alone. But here’s the truth: guilt doesn’t create better money habits—taking action does.In this episode, we’re breaking down:Why debt shame keeps so many people stuck in silen...2025-03-2438 minThe Vault with Financielle“My Kids Are Costing Me the Earth!” — How to Stop Impulse Buying | The Vault Episode 56Send us a textIn Episode 56 of The Vault, we discuss this week’s controversial opinion, “The whole “personal finance is personal” thing is a cop-out — there are universal truths we should all follow”. We then dive into our listener dilemmas:💸 "Should I disclose my net worth?”💸 ”My kids are costing me the earth!”We celebrate a listener who for the first time EVER is ending the month with an excess! 💸✨ This is proof that budgeting can truly change your money story 🤑If you’d like to share your money win, head to the community i...2025-03-2034 minThe Vault with FinancielleUNLOCKED: The Truth About Property InvestmentSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling one of the UK’s biggest money obsessions: property investment. We’ve all heard that buying property is the ultimate way to build wealth—but is it really as easy (or profitable) as it seems?In this episode, we’re breaking down:Why property is seen as the wealth builder—and if that still holds true todayThe real cos...2025-03-1732 minThe Vault with Financielle"I'm a London Shopaholic in the Trenches!" | The Vault Episode 55Send us a textIn Episode 55 of The Vault, we discuss this week’s controversial opinion, “We should be doing all of our spending on credit cards”. We then dive into our listener dilemmas:💸 "I’m a London shopaholic in the trenches”💸 ”I’m in student loan HELL”We celebrate a listener who, after just a few weeks with Financielle, has completely shifted her mindset! She’s gone from overspending to feeling fiercely protective of her money. Now she’s chasing the buzz of saving instead 🤩 With payday around the corner, she’s excited for her first p...2025-03-1343 minThe Vault with FinancielleUNLOCKED: Your Money Questions Answered: Life Insurance, Buying a Home & Paying Off DebtSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re doing something different: answering your questions. We get SO many DMs, emails, and comments, and this is our chance to break them down. No question is too big, too small, or too awkward.In this episode:1️⃣ How do I convince my mum to get life insurance?2️⃣ Should I clear £6k of debt before b...2025-03-1035 minThe Vault with FinancielleDon't Risk Your Family: Why You NEED a Will (Legacy Week Special) | The Vault Episode 54Send us a text#AD We’ve got a special episode for you as part of our Legacy Week at Financielle. We’re encouraging you to get your protection life admin sorted. We’re talking wills, life insurance, critical illness cover, etc. Laura shares a difficult personal story about a dear friend, in the hope of inspiring some of the millions of people without a will to make one and ensure their wishes are followed. ❤️We’re also answering these listener dilemmas:💸 "I can’t afford life insurance”💸 "My husband won’t pay for my life insura...2025-03-0638 minThe Vault with FinancielleSaving vs Investing, Flatmate Drama & Reframing Job Loss | The Vault Episode 53Send us a textIn Episode 53 of The Vault, we discuss this week’s controversial opinion, “Savings accounts are a waste of time apart from to keep your emergency fund in”. We then dive into our listener dilemmas:💸 "My flatmate’s girlfriend has overstepped”💸 "I lost my job 2 days before starting, help!”We celebrate a listener who has paid off 3.5k in debt! 😲 More importantly, using the Financielle app has helped her pay attention to her money - she says she was wasting so much without realising it 😬 Here’s to getting our money sh*t tog...2025-02-2739 minThe Vault with FinancielleUNLOCKED: Money Guilt, Debt & Budgeting—Your Questions AnsweredSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re doing something a little different. I want to answer your questions. We get SO many DMs, emails and comments from you all and this is our chance to dive deeper into the topics you care about most. No question is too big, too small or too awkward. Coming up in this episode:💸 I always feel guilty for spending money, how...2025-02-2437 minThe Vault with FinancielleSave for the Future or Enjoy Life Now? | The Vault Episode 52Send us a textIn Episode 52 of The Vault, we discuss this week’s controversial opinion, “People are too obsessed with retirement” before diving into our listener dilemmas:💸 "My car finance journey was NEARLY over”💸 "Do I really need a financial advisor for my pension?”We celebrate a listener paying off her credit card, gaining confidence with her money and booking a dream trip to Sicily - completely within budget and without any financial stress! Brava! 🇮🇹🍕🍝If you’d like to share your money win, head to the community in the Financielle app or emai...2025-02-2045 minThe Vault with FinancielleUNLOCKED: How to Budget When You're Self-Employed (Or Your Income Is Unpredictable!)Send us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today we’re getting into something that trips so many people up: managing your money when your income isn’t predictable.Whether you’re fully self-employed, freelancing on the side, or working on commission, this episode is for you. We’re answering the big questions:How do you pay yourself consistently when some months are booming and others are quiet?How do you st...2025-02-1732 minThe Vault with FinancielleThe Pink Tax & What To Do With Savings | The Vault Episode 51Send us a textIn Episode 51 of The Vault, we discuss this week’s controversial opinion, “Pink Tax isn’t real” before diving into our listener dilemmas:💸 "Should I pay off my student loan or save for a house?”💸 "Should I be paying towards my husband’s mortgage?”We celebrate a listener’s incredible win of paying off her £1039 credit card balance and committing to cancelling it for good! Despite feeling a bit nervous, she’s set a solid budget and feels confident in her decision. This is a huge step for her and her husband i...2025-02-1335 minThe Vault with FinancielleUNLOCKED: How to Stop Impulse Spending & Save More MoneySend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling impulse spending—because let’s be real, we’ve all been there. That late-night scroll, the dopamine rush of hitting “buy,” and the regret that follows when you check your bank balance. But impulse spending isn’t just about willpower—it’s psychological, emotional, and even designed to happen.Here’s what we’re unlocking in this episode:Why imp...2025-02-1027 minThe Vault with FinancielleIs Valentine’s Day A Scam? + Getting Married For Practical Reasons | The Vault Episode 50Send us a textIn Episode 50 of The Vault, we discuss this week’s controversial opinion, “Valentine’s Day is a scam” before diving into our listener dilemmas:💸 "Should we get married for practical reasons?”💸 "We’re mortgage-free! What should we do with our new excess?”We celebrate a listener who can’t wait to create their budget with a mortgage payment, after buying her first house as a solo buyer! What an amazing achievement! 😍🏠If you’d like to share your money win, head to the community in the Financielle app or email t...2025-02-0643 minThe Vault with FinancielleUNLOCKED: Why Investing Isn’t Scary—And Why You Need to Start NowSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling **investing**—and no, it’s not just for the wealthy or finance experts. Investing is for everyone, no matter where you’re starting from, and today, we’re showing you how simple it can be.Here’s what we’re unlocking in this episode:- What investing really is—and why it’s easier than you think- Why you...2025-02-0350 minThe Vault with FinancielleEarly Retirement And Guilt-Free Spending | The Vault Episode 49Send us a textIn Episode 49 of The Vault, we discuss this week’s controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas:💸 "Should I give up on my early retirement dreams?”💸 "I earn £180k but feel guilty spending”We celebrate a brilliant win from one of our community members! After using Monzo Flex for "cash flow purposes" and accumulating £300 in debt from holiday spending and shopping, they took control by doing a smart bank switch, earning £200, and combining it with extra funds to pay off th...2025-01-3042 minThe Vault with FinancielleUNLOCKED: Why Everyone Should Track Their Net Worth (Not Just the Rich)Send us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Today, we’re tackling net worth—and no, it’s not just for celebrities or the ultra-rich. Tracking your net worth is the ultimate financial move, no matter where you’re starting from, even if you’re in debt.Here’s what we’re unlocking in this episode:What net worth really means and why it’s a better measure than i...2025-01-2751 minThe Vault with FinancielleThe Truth About Budgeting, Downsizing, And Lending Money | The Vault Episode 48Send us a textIn Episode 48 of The Vault, we discuss this week’s controversial opinion, “the 50/30/20 budgeting rule is bullshit” before diving into our listener dilemmas:💸 "Do we have to downsize after our children have moved out?”💸 "My brother in law won’t pay us back”We’re super excited for a community member who paid off her first credit card - £3924! 💸✨ On to the next one, you’ve got this!If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle...2025-01-2343 minThe Vault with FinancielleUNLOCKED: Why You’re Sh*t at Saving Money (And How to Fix It)Send us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In this episode, we’re tackling the topic of emergency funds—the ultimate financial safety net. We explore why so many people struggle to save, unpack the psychology behind spending vs. saving, and share actionable steps to build an emergency fund from scratch.Whether you’ve got £0 saved or you’re ready to level up your fund, you’ll leave with pract...2025-01-2030 minThe Vault with Financielle“£60K Debt And My Boyfriend Won’t Accept Help” | The Vault Episode 47Send us a textIn Episode 47 of The Vault, we discuss this week’s controversial opinion, “Cutting back on friends’ celebrations is fine”, before diving into our listener dilemmas:💸 "Should I prioritise my kids' savings or my pension?”💸 "We’re in 60k debt, but my boyfriend won’t accept the money to clear it”We’re super excited about a big win! In just 6 months with Financielle, this community member has boosted their net worth by 121.5%! We’re so thrilled and grateful to be part of their money journey! 💸✨If you’d like to share your mon...2025-01-1637 minThe Vault with FinancielleUNLOCKED: Why Debt Is Holding You BackSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In today’s episode, we’re diving into debt—the thing no one wants to talk about but so many of us face. Debt can feel like a quick fix, but over time, it starts to hold you back. Whether you’re in debt, working to get out, or celebrating a debt-free life, this episode is for you!Here’s what we’re exploring...2025-01-1335 minThe Vault with Financielle"They Promised A Pay Rise But I’m Still Underpaid” | The Vault Episode 46Send us a textIn Episode 46 of The Vault, we discuss this week’s controversial opinion, “Playing the lottery is basically throwing money away”, before diving into our listener dilemmas:💸 "Should my mum see a financial advisor?”💸 "They promised me a pay rise, but I’m still being underpaid!”We’re excited to share an awesome community win: they’ve paid off their first debt! 🎉 By using budgeting tools, keeping themselves accountable, and trying out the snowball method, this member has really changed their money mindset and is ready to take on the rest of their debt...2025-01-0941 minThe Vault with FinancielleUNLOCKED: How to Set Money Goals You Will REACH!Send us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Ever set money goals that feel impossible to stick to? In this episode, we dive into why money goals matter, how to create them the right way, and what it takes to stay motivated.Here’s what you’ll learn:Why clear money goals can transform your financial future The secret to setting goals that actually fit your life A step-by-ste...2025-01-0628 minThe Vault with FinancielleCan You Build Wealth Without A High Income? | The Vault Episode 45Send us a textIn Episode 45 of The Vault, we discuss this week’s controversial opinion, “You don’t need a high income to build wealth”, before diving into our listener dilemmas:💸 "Stuck between paying off debt and starting a family”💸 "He has a 'what's mine is mine' attitude”We celebrate an incredible community win: after just two years of using Financielle, one member will have paid off all their consumer debt—an amazing total of £45,086.35! 🎉If you’d like to share your money win, head to the community in the Financielle app or...2025-01-0244 minThe Vault with FinancielleUNLOCKED: How To ACTUALLY Budget - A Step By Step GuideSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Budgeting gets a bad rap—it’s seen as restrictive, boring, and only for those struggling financially. But what if budgeting could be the key to freedom, clarity, and progress?In this episode of The Vault Unlocked, we’re exploring:Why budgeting has such a bad reputation—and how to flip the narrativeCommon pitfalls like rigid rules, guilt, and forgetting irregular exp...2024-12-3047 minThe Vault with Financielle2025: The Year We Get Money Right | The Vault Episode 44Send us a textIn Episode 44 of The Vault, we discuss this week’s controversial opinion, “New Year's resolutions never work”, before diving into our listener dilemmas:💸 "I'm so overwhelmed with my debt - how do I turn it around this year?”💸 "I can never stick to my New Year goals.”We celebrate some amazing wins from our community - we’re talking 🌟DEBT-FREE GIRLIES🌟, credit card breakups, weddings, emergency funds and holidays saved for, new jobs, house deposits and more! We couldn’t be prouder 🤩🥳🎉If you’d like to share your money win, head to...2024-12-2656 minThe Vault with FinancielleUNLOCKED: The Secret To Managing Money As A CoupleSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.Money is one of the biggest reasons couples argue—and even break up. But what if it didn’t have to be that way? What if managing money could bring you closer?In this episode of The Vault Unlocked, we’re diving into:- The top money challenges couples face—and why so many feel financially incompatible- How money dat...2024-12-2335 minThe Vault with FinancielleSpoiler: Cutting Out Coffees Won’t Make You Rich | The Vault Episode 43Send us a textIn Episode 43 of The Vault, we discuss this week’s controversial opinion, “Cutting out buying coffees won’t make you rich”, before diving into our listener dilemmas:💸 “Paying double while building up sinking funds?”💸 “Me and my husband had very different money upbringings”✨EXCITING UPDATE ALERT ✨ We had a message from a listener who wrote a dilemma featured in Episode 26, “90k debt and my husband has run out of money”… they’ve made amazing progress! Not only have they paid off £16k in six months, but they’ve built an emergency fund...2024-12-1940 minThe Vault with FinancielleUNLOCKED: The Dark Side Of 'Buy Now Pay Later' & OverconsumptionSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In today’s episode, I’m unpacking Buy Now Pay Later (BNPL) and its impact on consumerism.If you’re a fan, hear me out—at best, I may convince you not to use it; at worst, you’ll gain a full understanding of how BNPL can impact your money management.Let’s get into it!✨ What to expect in this e...2024-12-1634 minThe Vault with FinancielleHow To Get Out Of ‘F*ck It’ Mode | The Vault Episode 42Send us a textIn Episode 42 of The Vault, we discuss this week’s controversial opinion, “Buy cheap, you buy twice”, before diving into our listener dilemmas:💸 “The jump from managing money together to by myself”💸 “I’ve fallen off the rails”We celebrate a listener who discovered an unexpected benefit of using Financielle - they have the financial freedom to make a career change and pursue a job they’re passionate about 🥹❤️If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle...2024-12-1246 minThe Vault with FinancielleUNLOCKED: The Financielle MethodSend us a text💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.In this kickoff episode, I’m sharing my story—the journey that led to the creation of Financielle.✨ What to expect in this episode:My early dream of wealth, inspired by lottery fantasies and a “Richie Rich” mindsetThe reality of living a Champagne lifestyle on a Prosecco budget: consumer debt, emotional spending, and the pressure to "look rich"The struggle with quick fixe...2024-12-0940 minThe Vault with Financielle"I Feel Behind With Money Compared To My Family & Friends” | The Vault Episode 41Send us a textIn Episode 41 of The Vault, we discuss this week’s controversial opinion, “You shouldn’t have a personal trainer if you’re in debt”, before diving into our listener dilemmas:💸 “Should I ditch luxuries while paying off debt?”💸 “I feel so behind compared to my family and friends”We celebrate a listener who, after dealing with some serious debt and living paycheck to paycheck, has managed to create a £500 sinking fund and an emergency fund, all while staying committed to budgeting and spending below their means 😍🎉If you’d like to share your...2024-12-0550 minThe Vault with FinancielleSinking Funds vs Savings - What’s The Difference? | The Vault Episode 40Send us a textIn Episode 40 of The Vault, we discuss this week’s controversial opinion, "'Settling' for a stable job over pursuing a passion is a valid choice”, before diving into our listener dilemmas:💸 “How should I be saving for my children’s futures?”💸 “I’m scared to make a mistake with my husband’s life insurance pay out”We celebrate a listener who’s transformed their money mindset, started budgeting, and even inspired their best friend to join them in weekly “Monday Money Meetings”. We’re so here for it! ❤️If you’d like to...2024-11-2841 minThe Vault with Financielle“I've Been Hiding £17,000 Of Debt Since We Started Dating” | The Vault Episode 39Send us a textWelcome to The Vault with Financielle.In Episode 39 of The Vault, we discuss this week’s controversial opinion, “Investing is gate-kept and purposely made confusing”, before diving into our listener dilemmas:“We want a wedding AND a house” 💍🏡"I've been hiding £17,000 of debt since we started dating” 💸We celebrate a listener who, despite being worried about telling their partner about their debt, took the leap - and was met with incredible support and a commitment to face the challenges together! ❤️If you’d like to share your money win, head to the commu...2024-11-2146 minThe Vault with FinancielleHow To Escape Car Finance & Start Saving Money | The Vault Episode 38Send us a textIn Episode 38 of The Vault, we discuss this week’s controversial opinion, “Money education should be taught in schools”, before diving into our listener dilemmas:“How do I escape car finance?”"Should I give up the opportunity for an interest free mortgage?”We celebrate a listener who, after two and a half years of hard work and switching careers, has finally paid off £13,000 in credit card debt and is now totally consumer debt-free! She’s ready to channel all her extra cash into building her net worth and achieving financial freedom!If you’d l...2024-11-1441 minThe Vault with FinancielleLuxury Items, Setting Boundaries and Life-Changing Money | The Vault Episode 37Send us a textWelcome to The Vault with Financielle. In Episode 37 of The Vault, we discuss this week’s controversial opinion, “Luxury items are a waste of money unless they increase in value over time”, before diving into our listener dilemmas:“Is my housemate’s boyfriend freeloading?”"My whole life is about to change!”We celebrate a motivated Vault listener getting her money $h*t together, going from an emotional, impulsive spender to someone with a clear vision and self-discipline over her spending 💸🤓If you’d like to share your money win, head to the...2024-11-0751 minThe Vault with Financielle"How Do I Financially Recover From My Breakup?” | The Vault Episode 36Send us a textWelcome to The Vault with Financielle.In Episode 36 of The Vault, we discuss this week’s controversial opinion, “9-5s don’t deserve the hate”, before diving into our listener dilemmas:“Should I lock in on my side hustle or start investing?” 📈"How do I start over after my breakup?” 💪 We celebrate a listener becoming debt-free, starting her wedding sinking fund, and feeling great when transferring to savings on payday rather than buying things she doesn’t need. What a Financielle queen! 👑💸If you’d like to share your money win, head to t...2024-10-3136 minThe Vault with FinancielleManaging Money With ADHD | The Vault Episode 35Send us a textWelcome to The Vault with Financielle. In Episode 35 of The Vault, we discuss this week’s controversial opinion, “Everyone should elope”, before diving into our listener dilemmas: “Should I prioritise building wealth or invest ethically?” 📈"How Do I Get My ADHD Wife on Board with Our Finances?” 💸 We celebrate a listener's incredible progress: since committing to the playbook in July, they've hit their mini emergency fund goal, closed a student overdraft, settled family debts, started sinking funds, and even dipped their toes into investing—all while feeling their money...2024-10-2431 minThe Vault with Financielle“I’m Too Busy To Save Money” | The Vault Episode 34Send us a textWelcome to The Vault with Financielle.In Episode 34 of The Vault, we discuss this week’s controversial opinion, “Budgeting apps don’t work”, before diving into our listener dilemmas:“I can’t balance my budget with my social life” 🥂“I’m obsessed with the idea of being debt free” 💸 We celebrate a listener who used her car maintenance sinking fund to dodge the stress of an unexpected car tyre expense 🚘🛞 We’re here for that peace of mind 🧘♀️✨If you’d like to share your money win, head to the community in the Fi...2024-10-1740 minThe Vault with FinancielleShould I Pay Off My Ex’s Debt? | The Vault Episode 33Send us a textWelcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas: The hidden costs of buying my first home 🏡“Should I repay my ex husband’s debt?” 💸 We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱If you’d like to share your money win, head to the com...2024-10-1044 minThe Vault with Financielle“My Male Colleagues Got Payrises, But I Didn’t” | The Vault Episode 32Send us a textVisit https://www.financielle.co.uk to join our community!In Episode 32 of The Vault, we discuss this week’s controversial opinion, “All debt is bad debt”, before diving into our listener dilemmas:“Everything I’ve done is about to be taken away”“I found out my male colleagues were getting payrises but not me”We celebrate a win from a listener who got hooked on The Vault after just one episode! They’ve re-downloaded the Financielle app, are diving into sorting their pension, and are gearing up to mast...2024-10-0329 minThe Vault with Financielle“He Earns More, But We Pay 50:50” | The Vault Episode 31Send us a textVisit https://www.financielle.co.uk to join our community!In Episode 31 of The Vault, we discuss this week’s controversial opinion, “University is a bad investment”, before diving into our listener dilemmas:I have spending anxietyWe don’t earn the same but we pay the sameWe celebrate a listener’s big win of filling their emergency fund - now safely stashed away in a high-yield account, ready to handle whatever life throws their way!If you’d like to share your money win, head to the communit...2024-09-2638 minThe Vault with Financielle“I Was Forced To Spend My Savings” | The Vault Episode 30Send us a textVisit https://www.financielle.co.uk to join our community!In Episode 30 of The Vault, we discuss this week’s controversial opinion, “In a divorce, you should get out what you put in financially”, before diving into our listener dilemmas:“I have a Financielle disaster”“I’m scared to clear my debt!”We celebrate a listener's incredible win as she mastered sinking funds 💪, paid off £4k in credit card debt 💸, and still had enough to surprise her best friend with a wedding cake 🎂👰♀️—all on a modest salary!If you’d like to share your money w...2024-09-1930 minThe Vault with FinancielleHow to Save for Christmas, Travel, and Become Debt-Free | The Vault Episode 29Send us a textVisit https://www.financielle.co.uk to join our community!Welcome to The Vault with Financielle.How to Save for Christmas, Travel, and Become Debt-Free In Episode 29 of The Vault, we discuss this week’s controversial opinion, “If you don’t have a Christmas sinking fund, you’re screwed”, before diving into our listener dilemmas:- How do I save for everything?- The pandemic royally screwed up my financesWe celebrate possibly our most exciting win ever! After 7 years, 7 months and 12 days, our listen...2024-09-1247 minThe Vault with FinancielleHow To Feel Financially Free | The Vault Episode 28Send us a textIn Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:- I can’t give up my bougie membership- I don’t feel as financially free as I should doWe celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸If you’d like...2024-09-0532 minThe Vault with Financielle🔥FIRE🔥: Financial Independence, Retire Early | The Vault Episode 27Send us a textIn Episode 27 of The Vault, we discuss the FIRE (Financial Independence, Retire Early) trend, before diving into our listener dilemmas:- ”Am I trying to do too much?” - ”My parents keep avoiding their will”We celebrate a community member's huge win in maintaining a strong net worth despite recent expenses on a new kitchen and a holiday to New York, thanks to continued savings and investment growth! 🥳If you’d like to share your money win, head to the community in the Financielle app or email thevault...2024-08-2940 minThe Vault with FinancielleShould Couples Combine Finances? | The Vault Episode 26Send us a textIn Episode 26 of The Vault, we discuss the controversial opinion, ‘Couples should always combine finances’, before diving into our listener dilemmas:- ”I've always been an 'executive sponsor' for my friends” - ”£90k debt and my husband has run out of money”We celebrate a listener's money win - they switched bank accounts to snag a £175 bonus, received it early, and immediately used it to overpay their loan! 💸 #FinancialFreedom #DebtFreeJourney #GoalsIf you’d like to share your money win, head to the community in the Financielle app or e...2024-08-2235 minThe Vault with FinancielleThe Truth About Mortgages, Financial Freedom and Sibling Rivalry | The Vault Episode 25Send us a textIn Episode 25 of The Vault, we discuss the controversial opinion, ‘DON’T be a stay at home partner (if you don’t have children)’, before diving into our listener dilemmas:- ”I have no pension!"- ”My brother and sister in law one up everything we do”We celebrate a win from a listener who is now tackling their last debt and is gearing up to be mortgage and debt-free by 40! 🎉💪🏡 #FinancialFreedom #DebtFreeJourney #Goals This leads to an interesting conversation about mortgages and how much money is spent on interest alone! 😱💸2024-08-1537 minThe Vault with FinancielleHelp! I’m Financially Tied To My Ex | The Vault Episode 24Send us a textWelcome to The Vault with Financielle.In Episode 24 of The Vault, we discuss the controversial opinion, ‘Maternity leave should be fully paid for at least a year’ 🤰, before diving into our listener dilemmas:"I’m going into debt for school trips” "I'm in a PCP agreement with my ex!”We celebrate a fantastic win from one of our listeners who took a big step towards financial control. She’s reducing her credit limit to break the cycle of debt! 🎉💪✨ #FinancialEmpowerment #SmallWins #HabitChangeIf you’d like to share your money win, head...2024-08-0828 minThe Vault with FinancielleI Suddenly Have Money - What Should I Do? | The Vault Episode 23Send us a textWelcome to The Vault with Financielle.In Episode 23 of The Vault, we discuss the controversial opinion, ‘Everybody should do unpaid work’, before diving into our listener dilemmas:"My husband wants to relocate for a new career" "I'm receiving a large sum of money and I don't know what to do"We also celebrate a listener paying off a £7600 loan, and cheer her on in paying off the rest of her debt 🎉🥳💸If you’d like to share your money win, head to the community in the Financielle app or email thev...2024-08-0134 minThe Vault with FinancielleShould I Use My Savings To Clear My Debt? | The Vault Episode 22Send us a textWelcome to The Vault with Financielle.In Episode 22 of The Vault, we discuss the controversial opinion, ‘wellness is for the elite’, before diving into our listener dilemmas: "Should I use my savings to clear my debt?""My parents give my brother more financial support than me!"We also celebrate a listener increasing her net worth by £900 after just ONE MONTH in the Financielle community! 📈💸If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.c...2024-07-2531 minThe Vault with FinancielleHow To Avoid Arguing About Money | The Vault Episode 21Send us a textWelcome to The Vault with Financielle.In Episode 21 of The Vault, we discuss whether or not women will ever be treated equally in sports ⚽️💸, before diving into our listener dilemmas:My partner wants to take out car financeWe’re stuck in £44k debtWe also celebrate a Financielle community member shutting down ALL her credit cards! ✂️💳🎉 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.comSend your (totally anonymous) money dilemmas to thevault@f...2024-07-1836 minThe Vault with FinancielleShould My Husband Stop Lending Money to His Parents? | The Vault Episode 20Send us a textIn this episode of The Vault, we discuss whether or not airport money is ‘real money’ (🚨SPOILER ALERT🚨 ...it’s not 👀), before diving into our listener dilemmas:- Should my husband stop lending his parents money?- We can’t pay the inheritance taxWe also celebrate a fabulous community win. 🏆 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.comSend your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future epis...2024-07-1128 minThe Vault with FinancielleHow To Stop Comparing Yourself | The Vault Episode 18Send us a textIn this episode of The Vault, we dive deep into the challenges of comparing ourselves to others on our money journeys and the impact it has on our self-esteem and friendships. Join us as we explore how to handle jealousy in friendships, and provide practical advice on maintaining your happiness and self-worth.We also respond to intriguing listener dilemmas: • Have I committed a Financielle crime?• I don’t want to be financially tied to my sisterTune in for insightful discussions and expert tips to help you navigat...2024-06-2734 minThe Vault with FinancielleHow To Handle Jealous Friends | The Vault Episode 17Send us a textWelcome to The Vault with Financielle.In this episode of The Vault, we discuss friends who can become jealous of our financial success🚀.We share our tips on how to progress on your money journey without missing out on your social life 💅🏼. We work through a difficult dilemma from a community member navigating rising tension around maternity leave and lack of contributions to her pension from her partner 💔Tune in to hear some controversial money opinions and inspiring community wins 🤩Visit https://www.financielle.co.uk to join our com...2024-06-2032 minThe Vault with Financielle£90K Debt At 56! How Do I Feel Better About Money? | The Vault Episode 16Send us a textIn this episode of The Vault, we discuss whether or not a higher salary is always better 💸, the politics of sharing subscription services with family 🤣, and we share an emotional letter from one of our listeners who’s going through a really tough time. At 56, she's grappling with money worries, job insecurity, and the aftermath of a painful past. Tune in to hear her story and our advice on finding hope and security amidst the struggles. 🌟💪-Visit https://www.financielle.co.uk to join our community!Chapte...2024-06-1333 minThe Vault with FinancielleMy Parents Are £50,000 In Debt! How Do I Help?! | The Vault Episode 15Send us a textWelcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we're talking about comparing ourselves to our parents, the pressure to buy a house, how to help people in debt, and budgeting as a family. -Visit https://www.financielle.co.uk to join our community!2024-06-0635 minThe Vault with FinancielleThe Credit Card Ick | The Vault Episode 14Send us a textWelcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we're chatting about the credit card game 💳, handling money in a blended family 👩👩👧👧👪, and how Financielle’s Playbook can help you shift your mindset - giving you the green light to enjoy your money! 🥳-Visit https://www.financielle.co.uk to join...2024-05-3034 minThe Vault with FinancielleWe Can't Afford To Have Kids | The Vault Episode 13Send us a textWelcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.In this episode of The Vault, we talk about how pensions are boring but SO IMPORTANT, how to avoid bad money habits, setting money boundaries and the huge cost of having kids.-Visit https://www.financielle.co.uk to join...2024-05-2339 minThe Vault with FinancielleHow To Ditch Debt And Break Free | The Vault Episode 12Send us a textWelcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault. In this episode of The Vault, we talk about why it’s so important to have a budget, set aside sinking funds, and make sure you have a safety net for when $h*t hits the fan!-Visit https://www.financielle.co.uk...2024-05-1634 minThe Vault with FinancielleBeing Frugal Won't Make You Rich | The Vault Episode 11Send us a textThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.In this episode of The Vault, we talk about being frugal vs being rich, the awkwardness of owing someone money, overpaying mortgages and supporting a fri...2024-05-0940 minThe Vault with FinancielleCredit Scores Are BULLSH*T! | The Vault Episode 10Send us a textThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.In this episode of The Vault, we discuss tipping for a takeaway coffee, gift giving, ditching the credit score obsession and getting a mortgage.2024-05-0235 min