Shows
Frank Wealth InsightsWhat to Look for When Choosing a Wealth AdvisorOn this episode of Frank Wealth Insights, Frank Fantozzi is joined by Wealth Advisor Danielle LeChard, CFP®, to explore what high-net-worth families might consider when selecting a financial advisor. They discuss factors that may influence the decision-making process—such as professional background, communication style, and planning approach—and highlight the value of working with an advisor whose philosophy aligns with your family’s goals.
Frank Fantozzi (CPA, MST, PFS, CDFA, AIF®, CEPA) is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLi...2025-05-2741 min
Frank Wealth InsightsWomen & Wealth: Insights For Smart Financial Decision-MakingOn this episode of Frank Wealth Insights, Frank Fantozzi is joined by Wealth Advisor Chelsea Hussey (CLU®, ChFC®, CFP®) to explore how women can approach their financial lives with clarity and intention. They discuss key financial considerations—including earning strategies, investing habits, long-term planning, and what to look for in a trusted wealth advisor. The conversation also touches on common challenges like the gender pay gap and caregiving responsibilities, offering thoughtful insights women can use when planning and managing their wealth.
Frank Fantozzi (CPA, MST, PFS, CDFA, AIF®, CEPA) is the President and Founder of Return on Life W...2025-04-2937 minFrank Wealth InsightsUnlocking Executive Compensation and Employee Retention Tools: Strategies and ConsiderationsOn this episode of Frank Wealth Insights, Frank Fantozzi explores an important topic for executives and business owners: how to use executive compensation and key employee retention tools (also called “golden handcuffs”) to attract, retain, and reward top talent.He’ll break down popular strategies such as stock options, restricted stock units (RSUs), deferred compensation, Phantom Stock Plans, and Split Dollar Life Insurance. Plus, he’ll cover how these tools tie into tax planning, liquidity events, and long-term wealth management.Tune in for insights into how you can effectively align these compensation strategies with your broader...2025-02-1944 minFrank Wealth InsightsNew Year, New Strategies.On this episode of Frank Wealth Insights, Frank Fantozzi, President and Founder of Return On Life Wealth Partners, is joined by wealth advisor and Certified Financial Planner, Danielle LeChard, to discuss key strategies for evaluating and adjusting your financial plan for the year ahead.Topics covered include:
Why the start of the new year is an ideal time to revisit your financial plan.
Insights into the past year’s market performance and its potential impact on your portfolio.
Strategies to enhance tax efficiency, including charitable contributions and gifting options.
How to balance short-term financial needs with lo...2025-01-2351 minFrank Wealth InsightsCommercial Banking: Key Considerations for Business OwnersIn this episode of Frank Wealth Insights, host Frank Fantozzi welcomes Carrie Malotte, Vice President of Commercial Banking and SBA Lending Specialist from Westfield Bank, to explore some of the key aspects of commercial banking.They discuss:
The dos and don’ts of borrowing
The differences between commercial real estate and other real estate loans
Community banks versus big banks
How to strengthen your banking relationships, and more
This conversation offers practical considerations and perspectives for business owners navigating the complexities of commercial banking.The opinions and views expressed in this podcast ma...2024-12-0952 minFrank Wealth InsightsBenefits Blueprint: Navigating Your Employee Coverage ChoicesJoin Frank Fantozzi, president and founder of Return on Life Wealth Partners, in the latest episode of Frank Wealth Insights.In this engaging discussion, Frank welcomes back his colleague and Wealth Advisor, Chelsea Hussey, as they explore the complexities of employee benefits.They cover key topics such as:
Medical insurance
Short-term and long-term disability coverage
Life insurance
Health Savings Accounts (HSAs)
Flexible Spending Accounts (FSAs)
And more!
Discover tips for evaluating your options and making informed choices that align with your financial and healthcare needs. Tune in for insights that can help you...2024-11-1546 minFrank Wealth InsightsUnderstanding Estate Planning: Do's and Don'ts for Thoughtful Family PlanningIn this episode of Frank Wealth Insights, host Frank Fantozzi is joined by Connie Powall, a respected attorney and partner at Gertsburg Licata, LPA. They'll discuss the important topic of estate planning, focusing on the do’s and don’ts of thoughtful family planning.Gain insights into the significance of estate planning, key documents such as wills, powers of attorney, and health care proxies, as well as financial and emotional considerations. Frank and Connie also touch on common pitfalls and the role professionals can play in developing an estate plan.Whether you’re just starting your e...2024-10-2157 minFrank Wealth InsightsTax-Smart Charitable Giving: Sophisticated Strategies for Aligning Personal Values and Financial GoalsIn this episode of Frank Wealth Insights, ROL President and Founder Frank Fantozzi explores how to strategically enhance both your financial and charitable impact through tax-smart charitable giving and sophisticated tax strategies. Discover strategies for effective charitable giving that support your favorite causes and align with your values while also striving to improve tax efficiency. Learn about methods like Donor-Advised Funds (DAFs), Qualified Charitable Distributions (QCDs), and Private Foundations to help you navigate tax benefits.Tune in for insights on making your philanthropy both impactful and tax-smart.This information is not i...2024-09-1833 minFrank Wealth InsightsMedicare Matters: Navigating Healthcare After 65Tune in to this episode of Frank Wealth Insights as Frank Fantozzi, president and founder of Return on Life Wealth Partners, and special guest Rodika Koloda, Health and Medicare Advisor at Insurance Systems Group, Inc., break down the complexities of Medicare. They offer insights, guidance, and practical tips to help you make informed decisions about your healthcare and Medicare coverage. From understanding the different parts of Medicare to maximizing benefits and managing costs, they've got you covered. Whether you're approaching retirement or already enrolled in Medicare, this episode is designed to keep you informed and empowered on your healthcare...2024-08-1941 minFrank Wealth InsightsTrust Matters: Comparing Corporate Trustees and Individual Trustees - Pros and Cons ExploredIn this insightful episode of Frank Wealth Insights, Frank Fantozzi and special guest, Kate Shackleton, Executive VP, Trust & Insurance at LPL Financial, delve into the critical choice between corporate trustees and individual trustees. Trust administration can be complex, and we believe that selecting the right trustee is crucial for ensuring the effective management and protection of assets. Listen as Frank and Kate discuss the importance of trusts and explore the pros and cons of both corporate and individual trustees. Whether you're setting up a trust for the first time or considering a trustee change, this episode offers...2024-07-2242 minFrank Wealth InsightsSecond Homes: Retreats and InvestmentsJoin Frank Fantozzi and fellow wealth advisor Chelsea Hussey as they explore the multifaceted world of second homes — those tranquil retreats that can also double as lucrative investment properties. Balancing personal enjoyment with financial gain involves navigating a complex landscape of considerations. From maximizing returns to understanding tax implications, they'll uncover some of the essential do's and don'ts that every potential buyer should know.Whether your dream is a secluded nature retreat or a savvy investment for long-term wealth, it's essential to navigate the insights and pitfalls. Listen as Frank and Chelsea unpack the complexities of this du...2024-06-1733 minFrank Wealth InsightsShielding Your Future: The Life Insurance AdvantageIn this episode of Frank Wealth Insights, ROL wealth advisors Frank Fantozzi and Danielle LeChard delve into the significance of life insurance in shaping your financial future. From simplifying the various policy types to revealing effective strategies for coverage, they help demonstrate how life insurance can serve as a crucial element in safeguarding your family and creating a lasting legacy. Tune in to gain valuable insights, practical tips, and guidance designed to help you make well-informed decisions regarding your life insurance needs. The opinions and views expressed in this podcast may not necessarily reflect the vi...2024-05-2048 minFrank Wealth InsightsLegacy Builders: Navigating Multigenerational WealthIn this episode of Frank Wealth Insights, Frank Fantozzi and colleague Chelsea Hussey unlock the secrets to generational prosperity! Join us on a journey through the world of multigenerational wealth where we discuss and provide practical tips and strategies, stories, and savvy insights that are aimed toward shaping lasting legacies. From smart investments to family dynamics, gain the knowledge and inspiration you need to help preserve and grow your family's wealth for generations to come. The opinions and views expressed in this podcast may not necessarily reflect the views of Planned Financial Services dba Return on Lif...2024-04-1744 minFrank Wealth InsightsGrowing Wealthy Minds: Nurturing Money Awareness in Children of All AgesIn this episode of Frank Wealth Insights, Frank Fantozzi and fellow Return on Life Wealth Partners wealth advisor, Chelsea Hussey, delve into the world of "Growing Wealthy Minds," where they explore the essential skills and strategies for raising financially aware children in a world filled with monetary challenges and discuss the art of fostering money consciousness in our kids without simply handing them cash. Tune in to discover how to cultivate lifelong money management skills in your children, setting them on the path to financial success and independence.The opinions and views expressed in th...2024-03-2031 minFrank Wealth InsightsUnlocking Your Child's Future: Understanding 529 PlansIn this episode of Frank Wealth Insights, Frank Fantozzi and fellow Return on Life Wealth Partners wealth advisor, Danielle LeChard, delve into the world of 529 plans – the ultimate tool for saving for your child's education. They'll break down:
The difference between 529 college savings and prepaid tuition plans
Tax benefits
Investment options, and more
Pursuant to Section 529(b)(1)(A)(ii) of the Internal Revenue Code, 529 plans are known as Qualified Tuition Plans. There are two types of 529 plans: savings plans and prepaid tuition plans. Both are generally sponsored by states or state agencies. Each plan has its own eli...2024-02-2128 minFrank Wealth InsightsLegacy of Prosperity: 30 Years of Financial WisdomIn this episode, Return on Life Wealth Partners president and founder Frank Fantozzi celebrates three decades of financial excellence and empowerment. We're honored to welcome a special guest to this milestone episode – a client who has been with the firm from the very beginning of this incredible 30-year ride. Listen as he shares personal insights into his family’s financial journey with us, reflecting on the transformational impact that Return on Life Wealth Partners has had on their financial well-being. Together, we'll dive into the rich history of the firm, exploring key milestones, challenges, and triumphs that have shaped us i...2024-01-1723 minFrank Wealth InsightsHow to Think About Estate Planning as Your Legacy PlanningIn this episode, Return on Life Wealth Partners president and founder Frank Fantozzi discusses estate planning, or as Frank likes to say..."legacy planning, because after all, it is your legacy". The opinions and views expressed in this podcast may not necessarily reflect the views of Planned Financial Services dba Return on Life Wealth Partners or its affiliates. This podcast should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Return on Life Wealth Partners. Each name of a...2023-12-2027 minFrank Wealth Insights5 Ds for Business Owners: Death, Disability, Divorce, Disagreement and DistressIn this episode, Return on Life Wealth Partners president and founder Frank Fantozzi discusses the 5 Ds for business owners or "Road Blocks" in your business continuity planning: death, disability, divorce, disagreement and distress. Listen to learn more on how effective business continuity and succession planning is a proactive process.The opinions and views expressed in this podcast may not necessarily reflect the views of Planned Financial Services dba Return on Life Wealth Partners or its affiliates. This podcast should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to a...2023-11-1618 minFrank Wealth InsightsReturn on Life Wealth Partners in our WordsIn this debut episode, Return on Life Wealth Partners president and founder Frank Fantozzi invites COO Joe Rogers to discuss the recent name change. They unravel the firm’s early history and why they decided to bring its sacred principle, Return on Life®, to the forefront. Listen to learn more about the name change in their own words. Investment advisory services offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-Registered Investment Adviser.2023-10-2523 min
Registered Investment Advisor PodcastPlanned FinancialFrank Fantozzi founded Planned Financial Services in 1994 to make a difference in the lives of families, business owners, and community leaders. After experiencing events that impacted his own family as well as family friends, Frank committed himself to creating a financial and investment management firm intended to assist clients in pursuing financial freedom and independence so they could experience the life they desired through access to greater choice and direction.He began his career in 1987 with the international accounting firm Arthur Andersen, where he became a Certified Public Accountant (CPA) in 1988. Frank honed his tax and financial...2023-02-0814 min
Racconti a domicilioRacconti a domicilio | Ep. 40Questa sera, due Racconti a domicilio che arrivano dal passato, ma ci dicono ancora molto del nostro presente. Purtroppo. Due racconti scelti per noi da Frank e Adriano che con toni differenti ci parlano di oppressione e della libertà delle donne. 📙 Paolo Villaggio, "Che diavolo vogliono queste femministe?" tratto da "Le lettere di Fantozzi" (Ed. Rizzoli, 1976)📗 Doris Lessing, "Il taccuino d'oro" (1962)🗨 Frank: «Sto trascorrendo queste settimane di quarantena cercando di fare ordine, pulendo e snellendo, eliminando il superfluo e valorizzando l'essenziale. Sto sgomberando e allargando spazi. E se mi avanza tempo, mi dedico anche alle...2020-04-0213 min
Betta TalksDune è una cagata pazzesca!Fantozzi ci insegna che anche i capolavori hanno i loro problemi...e nemmeno Frank Herbert è esente dai giudizi impopolari.2020-01-1309 min
The Fresh Kisgen Show125: Frank Fantozzi; "A Bigger Goose" (Clouds)Frank Fantozzi knows there are some things he would do differently if he was starting all over again, but most importantly would be to value his services. Advice early on suggested he give away part of his services to get referrals.
After three years, he was barely making it and his referrals weren't getting any better. When he started charging for those services, he suddenly hit the referral jackpot and his money started increasing as well.2014-11-1400 minThe Fresh Kisgen Show124: Frank Fantozzi; "The Quote Unquote Expert" (Boulders)Frank's customers appreciate his ability to turn on a dime, and he doesn't want to get so large he can't still do that, but he does have plans for growth. His company currently has clients in 19 states, and because he likes to travel, he wants to get someone in all 50 states.
Today he shares his 3 motivations for why he set up the company he did, as well as his key strategies and also his key obstacles.2014-11-1300 minThe Fresh Kisgen Show123: Frank Fantozzi; "Having the Benjamins" (Rocks)Frank knows cash is king, and he's sitting pretty right now. He got smart during the recession, starting not just a "rainy day fund" but also an "opportunities fund." His employees love this setup, because they have secure bonuses and they feel secure in their job.
Today he talks about the "return on life" and what that means to him. His biggest challenge is scaling, and he talks candidly about how that looks in his business.
2014-11-1200 minThe Fresh Kisgen Show122: Frank Fantozzi; "Someone Yelling in My Ear" (Pebbles)When Frank Fantozzi decided being a regular cpa wasn't for him, he chose to blaze a new trail as a financial advisor. What he didn't expect was to get knocked down the totem pole so far. He dealt with the lack of respect and built his company anyway, and today he shares how that start took place.2014-11-1100 min