Frank Vasquez - Podcast Details

Shows

Risk Parity RadioEpisode 444: Weird 401ks, Portfolio Visualizer Experiences And Leveraged FundsIn this episode we answer emails from Ian, Bruce and Boone. We discuss dealing with a 401k with limited options, the limitations of the ticker symbol analyzers of Portfolio Visualizer and incorporating individual stocks into a retirement portfolio, and limitations and developments in leveraged ETF land.Note: No podcast this upcoming weekend as Frank and Mary will be on hiatus. Check out Frank's recent interview on the Mile HI FI podcast for more insights and a scintillating discussion about cooked green vegetables.Links:Optimized Portfolio Website: Leverage | Optimized PortfolioTestfolio Website: testf...2025-08-0728 min

Mile High FI PodcastYou Should Spend More (Probably) - Frank Vasquez | MHFI 279Doug chats with Frank Vasquez from the Risk Parity Radio Podcast about his extensive investing experience while offering insights into balancing life after achieving Financial Independence. Frank discusses the importance of intentional spending, significance of meaningful relationships, psychology behind saving and spending, how to diversify investments to secure a sustainable future, and giving back. Doug & Frank also dive into a listener’s question about managing financial decisions during market volatility. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exact...2025-08-051h 23

Mile High FI PodcastYou Should Spend More (Probably) – Frank Vasquez | MHFI 279Doug chats with Frank Vasquez from the Risk Parity Radio Podcast about his extensive investing experience while offering insights into balancing life after achieving Financial Independence. Frank discusses the importance of intentional spending, significance of meaningful relationships, psychology behind saving and spending, how to diversify investments to secure a sustainable future, and giving back. Doug & Frank also dive into a listener’s question about managing financial decisions during market volatility. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exact...2025-08-051h 23

Risk Parity RadioEpisode 441: Three Milestones, Starfish, A Requested Rant And Portfolio Reviews As Of July 25, 2025In this episode we celebrate some milestones and answer emails from Amy and John. We discuss the 10-year anniversary of Portfolio Charts, our one millionth download and Mary's good news about her CASA work. Then we talk about the parable of the Starfish Thrower, go on requested rant about personal finance hoarding cultures and financially privileged people looking for pats on the head and their willing AUM facilitators, and talk about how real happiness and legacies are created. And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can fi...2025-07-2751 min

Risk Parity RadioEpisode 440: Looking At Some Charts, Inheritance Headaches, Bonds And Gold, And Celebrating OzzyIn this episode we celebrate Ozzy Osbourne and answer emails from Iron Tony, Ben and Robbin. We discuss some of the charts at Portfolio Charts and some related research, the unexpected problems of complex trusts and the value of simplifying estate planning by giving money away while you are alive and balancing treasury bonds, gold, and equity allocations to create resilient portfolios.If you'd like to move to the front of the email line, please consider donating to the Father McKenna Center at fathermckennacenter.org or through the support page at riskparityradio.com.Links:2025-07-2444 min

Risk Parity RadioEpisode 439: Our Annual Rebalancing Episode And A Baby With A Gambling ProblemIn this shocking, season-ending episode we answer an email from another generous and Nameless listener regarding a levered portfolio for Nameless, Jr., their omnipotent baby in waiting. We also have fun with Fibonacci numbers. And THEN we do our annual rebalancings of the first four sample portfolios you can find at Portfolios | Risk Parity Radio. And we also do our weekly portfolio reviews.Additional Links:Father McKenna Center Donation Page: Donate - Father McKenna Center Bigger Pockets Money Podcast #1: The Secret to a 5% Safe Withdrawal Rate | Frank VasquezBigger Pocke...2025-07-2046 min

Risk Parity RadioEpisode 438: Should We Market Time Gold, What About TIPS, And What About The Children?In this episode we answer emails from Brian, Gary and Rob. We discuss the foibles of follies of attempting to market-time gold, the fundamental problems of trying to use TIPS as inflation "hedges" in a diversified portfolio and the limited circumstances in which they make sense, introducing children to financial topics, and tax considerations in making portfolio transitions.Please remember to check out our alternative website design by clicking "Alt Site" at the top right of riskparityradio.com and send your feedback to frank@riskparityradio.com.Links:Father McKenna Center Donation Page: Donate...2025-07-1634 min

BiggerPockets Money PodcastThe Portfolio that Supports a 5% Safe Withdrawal Rate | Frank VasquezIn this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench are joined by Frank Vasquez, host of the Risk Parity Radio Podcast. Frank introduces the concept of a risk parity portfolio. Rather than relying on traditional stock-heavy portfolios, Frank reveals how strategic diversification across asset classes can potentially support higher withdrawal rates while actually reducing your risk of running out of money. The conversation covers the nuances of structuring a portfolio with equities, bonds, and alternative assets like gold and managed futures. They also explore the implications of real estate investments and the...2025-07-1558 min

Risk Parity RadioEpisode 436: Your Fear of Running Out of Money May Be Something Else And Portfolio Reviews As Of July 4, 2025In this episode we explore one big long answer to an email from Bob about why people refuse to spend money in retirement despite having more than adequate resources. We touch on the math and psychology of the Possibility Effect and how to use Base Rates to overcome that, what the numbers say you really should be afraid of, how to break down expenses to alleviate fears and the real underlying problem in many cases, which is not fear, but personal identity rooted in "Frugality Inertia."And THEN we our go through our weekly and monthly portfolio r...2025-07-061h 02

Risk Parity RadioEpisode 435: Catching Up To Risk Parity And Fun With Forex And A Vanguard Market Neutral FundIn this episode we answer emails from Tracy, Mike and "Some Call Me" Tim. We discuss the speculations and gambles of Forex, portfolio transitions, the Vanguard Market Neutral Fund and moving overseas. And we have a mystery guest reader!Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterCatching Up To FI Website: Financial Independence - Catching up to FIVMNFX Testfolio Comparative Analysis: https://testfol.io/analysis?s=eFgblWT8SJOVMNFX Home Page: VMNFX-Vanguard Market Neutral Fund Investor Shares | VanguardMorningstar VMNFX: VMNFX – Vanguard Market Ne...2025-07-0327 min

Risk Parity RadioEpisode 433: More About Transitions, Leveraged ETFs And Other Gambling Problems And Wisdom From The Great Jim RohnIn this episode we answer questions from Mason, Brian, and Anonymous. We discuss portfolio transitions from a highly overlapped portfolio and related consideration, treasury strips funds and leveraged ETFs (twice), and the power of advice from the great Jim Rohn. UNLIMITED POWER.Just remember that "Affirmation without discipline is the beginning of delusion."And we discuss our campaign for the Father McKenna Center and Quebecois updates to our website.Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterThe Source of the "We Don't Know" Clip: Jim Rohn...2025-06-2642 min

Risk Parity RadioEpisode 432: A Transition Quandary, The 25 x 4 Portfolio, RPR On Afford Anything Podcast, Other Stuff And Portfolio Reviews As Of June 20, 2025In this episode we answer emails from Isaiah, Jack, Jon and Luke. We discuss preliminary transition issues and de-risking, Jack's "25 x 4" risk parity style portfolio, Invictus and similar themes, treasury bonds and gold as co-diversifiers and ESG funds. And revel on how we Tom Sawyer'ed Paula Pant into creating a nice 'Risk Parity Portfolio Blueprint" for us.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.To donate to the Top of the T-Shirt campaign and double your fun, please visit th...2025-06-2248 min

Afford AnythingHow to Retire at 50 While Supporting Aging Parents, with Frank VasquezDOWNLOAD the RISK PARITY PORTFOLIO CHEAT SHEET at affordanything.com/riskparity ______________ #618: Frank Vasquez watched his parents, ages 91 and 96, struggle financially in retirement. They were immigrants. His dad was a physician. They raised five kids. They retired in the early 1990’s. But by 2009, they ran out of money. When Frank was 45, in 2009, his parents would call asking for money to help make ends meet. This reality hit Frank hard and sparked a decade-long quest to crack the code on sustainable retirement withdrawals. At age 45, Frank set an ambitious go...2025-06-201h 16

Risk Parity RadioEpisode 431: Websites And Roundtables And A Couple New Funds And Gold vs. BondsIn this episode we answer emails from Luc, Craig, Luke and Lucky. We discuss updating the website, my recent roundtable on the Stacking Benjamins podcast, Achilles heels, and the inherent problems with not using proper forecasting techniques applied to CAPE ratios and other things, new funds like AVUQ and FFUT, and gold versus bonds in a portfolio.Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterStacking Benjamins YouTube Live Stream Roundtable: Decumulational Strategies: The Special Retirement Spend Down Strategy RoundtableListen Notes Link: Risk Parity Radio (podcast) - Fran...2025-06-1235 min

Risk Parity RadioEpisode 427: Our Generous Listeners, BOXX, Direct Indexing And A Tribute To Sister FrancineIn this episode we answer emails from Katie, Sean, Glen, Anonymous and Kelly. We discuss our matching campaign for the Father McKenna Center (rolled out in Episode 426), the BOXX ETF and the Rorschach test it presents, direct indexing, Risk Parity Chronicles, and the real purpose of Financial Independence and how to win at retirement and life. Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterInterview of Wes Gray about BOXX and other tax strategies: Episode 70: Dr. Wes Gray discusses the unique tax benefits of ETFs and other topics of interest, hos...2025-05-2830 min

Risk Parity RadioEpisode 426: Impressing Your Significant Other With Portfolios, Factor And Demon Fun, And Portfolio Reviews As Of May 23, 2025In this episode we answer emails from Pete, Kevin and Dale. We discuss Pete's "Berry Pie" portfolio experiments on the testfolio site, the ongoing debate about the size and value factors and why it doesn't matter that much for constructing diversified portfolios due to Shannon's Demon, and some basics on the process for constructing portfolios moving from asset classes to specific ETFs.We also roll out our "Top of the T-Shirt" Matching Campaign to benefit the Father McKenna Center. Please support the Father McKenna Center by visiting their website and mentioning "Risk Parity Radio" in the dedication bo...2025-05-2535 min

Risk Parity RadioEpisode 425: More Margin, SCHD, Safe Withdrawal Rate Realities And International Fund ConsiderationsIn this episode we answer emails from Andy, El Yama and Paulo. We discuss a follow up to the question on margin accounts at Interactive Brokers in Episode 424, the use of SCHD fund as a large cap value fund in a risk parity style portfolio, the meaning of "safe" in "safe withdrawal rates" and the current popular obsession with international funds, as well as diversification considerations for using them. And an upcoming appearance on the "Afford Anything" podcast. And the famous SCTV parody "The Queen Haters."Links:Father McKenna Center Donation Page: Donate - Father McKe...2025-05-2137 min

Risk Parity RadioEpisode 424: Interactive Brokers Margin Accounts, Gold ETFs On 1099s, BTAL And Portfolio Reviews As Of May 16, 2025In this episode we answer emails from Yangon, The Value Stock Geek, and Graham. We discuss the ins and outs of margin accounts at Interactive Brokers, some annoyances with gold ETFs and 1099s, and BTAL vs. treasury bonds.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterTyler On The Security Analysis Podcast: Tyler (@PortfolioCharts): The Amazing Power of Uncorrelated AssetsAna...2025-05-1837 min

Risk Parity RadioEpisode 423: ALLW (It's New!), Social Security Claiming Considerations And Dividend DelusionsIn this episode we answer emails from Dave, Jeff and Peter. We discuss a new risk parity ETF, ALLW, a social security claiming question and considerations, and how a listener has been misled regarding so-called dividend investing by misinterpreting a misleading source.Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterALLW Fund Main Page: ALLW: SPDR® Bridgewater® All Weather® ETFOpen Social Security: Open Social Security: Free, Open-Source Social Security CalculatorHartford Funds Dividend Fund Page: The Power of Dividends: Past, Present, and FutureBen Felix...2025-05-1536 min

Risk Parity RadioEpisode 422: The BCI Fund, More Cowbell, Fidelity's Share Lending Program And Portfolio Reviews As Of May 9, 2025In this episode we answer emails from Ed, Joe and Jack. We discuss a commodities fund, BCI, some more cowbell, and Fidelity's share lending program.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterBCI vs. PDBC vs. COM vs. DBMFX: testfol.io/analysis?s=3NIFkA7mNB9Small Cap Value vs. S&P 500 In 21st Century: testfol.io/analysis?s=gkqbgk7mzka...2025-05-1128 min

Risk Parity RadioEpisode 421: NItty Gritty Portfolio Considerations And Variations, What We Actually Hold, And The Basics Of RebalancingIn this episode we answer emails from Luc, Ellen and Andrew. We discuss Luc's target portfolio, the process for evaluating and choosing new assets for a portfolio -- comparing why managed futures pass the test, while covered call fund and TIPs funds don't --, what's actually in our personal variation of the Golden Ratio portfolio, finding old podcast episodes and basic rebalancing principles as to timing. And learn some Canadian French and Minnesota vernacular along the way.Links: Andrew Beer Interview on Masters In Business Podcast: Andrew Beer on the Hedge Fund … - Masters in Busine...2025-05-0841 min

Risk Parity RadioEpisode 420: Wrestling With Roths And 401ks, Assorted Shenanigans, And Portfolio Reviews As Of May 2, 2025In this episode we answer emails from Anderson, Ian, FFS, and Michael. We discuss using Roths earlier in accumulation and tax considerations, wrestling with an expensive 401k plan with limited options, and the various and sundry deficiencies of this program and its website. Rest assured, we have "top men" working on it. Top. Men.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Breathless Unedited AI-Bot Summary:Welcome to the dive bar of personal finance, where frank conv...2025-05-0437 min

Risk Parity RadioEpisode 419: Transitioning To Retirement Portfolios, Fiddling With Limited 401k Funds And Applying The Socratic Method To Personal FinanceIn this episode we answer emails from Chris, Will and Neelix. We discuss the basics of transitioning from accumulation to decumulation, choosing funds for accumulation from a limited selection, more transitioning questions from an alien, my lawyerly approach to personal finance and why the public personal finance landscape is often not very helpful and leaves much to be desired.Frank addresses listener questions about transitioning from accumulation to retirement portfolios, focusing on timing and asset allocation decisions for different life stages. The episode explores foundational concepts about when to shift to a less aggressive portfolio and how t...2025-05-0142 min

Risk Parity RadioEpisode 418: Different Drummers, Even More GDE, Nice Blogging When You Can Get It, And Portfolio Reviews As Of April 25, 2025In this episode we answer emails from Jeff, Jenzo and Sam. We discuss spending money on relationships, a 72(t) situation, what to do with an unused Coverdell, GDE (again), a nice risk parity write-up and some random musings about the history of free speech and communications technologies.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Jenzo's GDE Backtest: testfol.io/?s=0SLNjC7As4bSam's Most Excellent Risk Parity Explication Blog Post: 15 Uncorrelated Assets | SSi...2025-04-2742 min

Risk Parity RadioEpisode 417: International Growth Funds, DSTs, Portfolio Transitions And Other Questions And QuandariesIn this episode we answer emails from Marco Esquandolas and Multi-Family Investor. We discuss a long-term diversified Roth portfolio for a 13-year old, modelling Delaware Statutory Trusts in a portfolio, transitioning out of an all S&P 500 allocation in a taxable account, PFIX, Sabine Royalty Trust and individual stocks in retirement portfolios, and M1 Finance.Note/Correction: Sabine is actually NOT structured like an MLP but as a true trust and therefore issues 1099s, not K-1s like most companies in the oil & gas royalty space.Links:Shannon's Demon Article: Unexpected Returns: Shannon's Dem...2025-04-2432 min

Beyond The BenchEmbedded Linux, Demystified – with Frank VasquezIn this episode of Beyond the Bench, host Bill Brock interviews Frank Vasquez, the "super villain of open source," about the evolution of embedded Linux build systems. Frank shares insights on when to use Yocto versus alternatives like Buildroot, explains the technical details of custom Linux deployments, and reveals his vision for moving Yocto beyond embedded systems into cloud infrastructure with a focus on security compliance and license management.Connect with Bill: ⁠⁠⁠https://www.linkedin.com/in/bbrock25/⁠⁠⁠Talk to Peridio: ⁠⁠⁠https://www.peridio.com/contactSubscribe to Peridio’s Newsletter here 2025-04-2329 min

Risk Parity RadioEpisode 416: The Tau Of El Yama, Accumulation Versus Decumulation Portfolios, Cracked CAPE Crystal Balls And Portfolio Reviews As Of April 18, 2025In this episode we answer emails from El Yama, Graham, and James. We discuss using risk parity-style portfolios for intermediate term needs, the short-term bond allocation in the Golden Butterfly, accounting for child credit, rising equity glidepaths, the fundamental differences between 100% stock portfolios and diversified portfolios and why you want the latter for retirement unless your goal is to die with the most money, and a CAPE ratio critique from Meb Faber's podcast.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.2025-04-2043 min

Risk Parity RadioEpisode 415: A Smorgasbord Of Annuities, TIP Ladders, Currency Speculations And Other Gambling ProblemsIn this episode we answer emails from Corn Pop, Dustin and Jim. We discuss annuities for elderly parents, TIPS ladders in retirement, REITs in small cap value funds, currency speculation, the GDE fund (again) and an aggressive portfolio construction.Link:Interview of Michael Kitces Re Problems With TIPS Ladders: Michael Kitces: How Higher Yields Affect Asset Allocation and Retirement Planning | MorningstarBreathless and Promotional AI-Bot Summary:Dive into the mailbag as Frank tackles complex investment questions with his signature blend of expertise and pop culture references. This episode unpacks several cr...2025-04-1727 min

Risk Parity RadioEpisode 414: Another RPR Variation, More Cowbell, Accounting For Social Security And Portfolio Reviews As Of April 11, 2025In this episode we answer emails from Jeremy, Brad, and James. We discuss a more aggressive risk-parity portfolio similar to the Weird Portfolio, the problems with data analysis and recency bias and considerations in accounting for Social Security or pensions in retirement portfolio planning.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Jeremy's Portfolio on Portfolio Visualizer: https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&sl=LDhLHuhVF5zOKfTZckLT7Weird Portfolio: Weird Portfolio – Portfolio ChartsT...2025-04-1328 min