Shows
Capital IntereconomíaRadar Empresarial: Donald Trump busca liberalizar Fannie Mae y Freddie MacEn el Radar Empresarial de hoy analizamos a Fannie Mae y Freddie Mac, que podrían volver a Bolsa después de muchos años. O esa es la intención de Donald Trump. En su cuenta de Truth Social, el mandatario estadounidense afirma que “ambas compañías les va muy bien, están generando mucho dinero y parece que es el momento adecuado”. Volverían al ruedo 17 años después. Y es que con las crisis del 2008, las pérdidas de ambas empresas fueron abrumadoras: Fannie Mae registró una pérdida anual de 59.800 millones de dólares, mientras que Freddie Mac pe...
2025-05-2304 min
David InvestThe $10 Trillion Question: How Privatizing Fannie Mae and Freddie Mac Could Impact Your MortgageThe future of housing affordability in America hangs in the balance as policymakers consider privatizing Fannie Mae and Freddie Mac, the government-sponsored enterprises that underpin the $10 trillion mortgage market.• Fannie Mae and Freddie Mac don't lend directly to homebuyers but purchase mortgages from lenders and package them into securities• The government took control of these entities during the 2008 financial crisis, but the arrangement was meant to be temporary• Privatizing these enterprises without proper safeguards could increase mortgage rates by 20-40 basis points, or even a full percentage point without government backing• Higher mortgage rates would pr...
2025-03-3112 min
Freddie Mac Single-Family Home Starts HereMarket Evolution: Optimizing the Seller and Borrower ExperienceIn this episode of The Way Home, Phil Treadwell interviews Kevin Kauffman, SVP, Seller Engagement, Single-Family Acquisitions at Freddie Mac, and Bill Lowman, Chairman at American Pacific Mortgage, to discuss the role of data-driven insights, technology and personalized support in navigating market changes. Find out how we’re enhancing the mortgage process for both Sellers and borrowers.
2025-03-1417 min
Freddie Mac Single-Family Home Starts HereStay up to Data: Automating Servicing for Sustainable HomeownershipIn this episode of The Way Home, Phil Treadwell interviews Freddie Mac’s Donna Spencer, VP, Servicing Relationships and Performance Management and Linda Du, Chief Operating Officer at Valon Mortgage, about the impact of digital solutions and automation on servicing and the borrower experience.
2025-02-2022 min
Desde la Casa 2¿Tu Sueño de Comprar Casa Está en PELIGRO? (Fannie Mae & Freddie Mac)💡 ¿Trump planea privatizar Fannie Mae y Freddie Mac?En este episodio analizamos la advertencia de JPMorgan Chase sobre las posibles implicaciones de una privatización de Fannie Mae y Freddie Mac bajo la administración de Trump. ¿Qué significa esto para el mercado inmobiliario? ¿Subirán las tasas hipotecarias? ¿Será más difícil conseguir financiamiento? Aquí te explico todo en detalle.Si estás pensando en comprar casa en EE.UU. o ya tienes una hipoteca, este episodio es clave para entender los cambios que podrían venir en el mercado. 🔥 ¡Dale play y entérate de todo!📺 🎛️ ZAPPING DEL EPISODIO:0:00 - IN...
2025-02-1609 min
The Business & Wealth Show - Mac Attram177. Playing The Wealth Game Like The Rich with Freddie RappinaIn this episode, our host Mac Attram interview Freddie Rappina on how to play the wealth game like the rich.
Freddie is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial.
Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia.
Tune in, listen, le...
2025-02-0729 min
Freddie Mac Single-Family Home Starts HereForging a New Path: The Future of Servicing ExcellenceIn this episode of The Way Home, Freddie Mac’s Mike Reynolds, SVP and Head of Servicing, Single-Family Portfolio and Servicing, chats with Phil Treadwell about the technology, innovations and enhancements that will help move the servicing industry forward.
2025-01-3117 min
HousingWire DailyCecelia Raine on Freddie Mac’s vision for servicingOn today’s episode, Editor in Chief Sarah Wheeler talks with Cecelia Raine, vice president of servicing innovation and engagement at Freddie Mac, about their vision for servicing and how they are using technology to enhance the customer experience.Related to this episode:
Resolve | Freddie Mac
Resolve APIs | Freddie Mac
A Proactive Guide for Servicers: Mortgage Relief Education and Options | Freddie Mac
HousingWire | YouTube
More info about HousingWire
Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners wi...
2024-11-1229 minHousingWire DailyFreddie Mac’s Sudamys Alfonso on the rising cost to originate mortgage loansOn today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Sudamys Alfonso, senior director of seller strategy and optimization for single family at Freddie Mac, about Freddie Mac's recent report on the rising cost to originate mortgage loans.Related to this episode:
2024 Cost to Originate Study | Freddie Mac
Freddie Mac
Sudamys Alfonso | LinkedIn
HousingWire | YouTube
Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms th...
2024-06-2533 min
Lykken on LendingMBA Mortgage Minute - Freddie Mac announcing the updated requirements for using attorney opinionHi, I'm Adam DeSanctis, this is the Mortgage Minute, the latest news from the Mortgage Bankers Association. Last week, Freddie Mac announced that it updated requirements for using attorney opinion, title letters or AOL is expanding the types of mortgages that are eligible for delivery with an attorney opinion of title letter. expansion includes most mortgages secured by our property located in all US jurisdictions, which removes one of the largest impediments to the broader adoption of AOLs on the Freddie Mac side. Other mortgages and expansion include those secured by a unit in a pre-condo project and those...
2024-05-2701 min
Loan Officer Training with The Mortgage CalculatorLoan Officer Training 5/16/24 - How to Structure Freddie Mac HomePossible First-Time Homebuyer LoansIn this episode of "Loan Officer Training," we unravel the intricacies of structuring Freddie Mac Home Possible loans tailored specifically for first-time homebuyers. Equipping loan officers with a comprehensive understanding of the Home Possible program is essential for guiding clients through the path to homeownership.Join us as we navigate the essential components of Freddie Mac's Home Possible program. From eligibility requirements and income limits to down payment options and borrower education initiatives, we provide a detailed roadmap for seamlessly navigating the Home Possible loan process.Discover the unique benefits and features of the Home...
2024-05-1725 min
Freddie Mac Single-Family Home Starts HereHelping Homebuyers WinIn this episode Monica La Crue, Freddie Mac Single-Family Affordable Loan Manager and Sandee Lutz, National Renovation Manager at Cross Country Mortgage discuss how real estate professionals can help homebuyers win in today's market through familiarity with flexible loan options. Listen to learn more about down payment assistance, different sources of qualifying income and renovation loans.
2024-04-1611 min
Freddie Mac Single-Family Home Starts HereBridge to Home: Innovative Homeownership SolutionsOn this episode of The Way Home, @Danny Gardner, SVP, Single-Family Mission and Community Engagement, joins guest host @Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing Expert podcast discuss how Freddie Mac solutions, technology capabilities, and innovative product offerings are bridging the home ownership gap.
2024-04-0225 min
Freddie Mac Single-Family Home Starts HereEducating Tomorrow's Homebuyers TodayIn this episode Monica La Crue, Freddie Mac Single-Family Affordable Lending Manager and Sandee Lutz, National Renovation Sales Manager at CrossCountry Mortgage discuss how real estate professionals can help homebuyers win in today's market through familiarity with flexible loan options. Listen to learn more about down payment assistance, different sources of qualifying income and renovation loans.
2024-03-2614 min
Freddie Mac Single-Family Home Starts HereUnlocking Lender Perspectives: Quality Control, Technology and InnovationOn this episode of The Way Home, @Kevin Kauffman, VP, Single-Family Seller-Engagement, chats with @Eileen Tu, VP, Product Development and Credit Policy at Rocket Mortgage about how to leverage the lender partnership with Freddie Mac to approach technology advancements, ongoing regulatory changes and Quality Control (QC) in today’s business environment.
2024-03-2115 min
Caffeinated ContractorEp 12: Fannie Mae HomeStyle and Freddie Mac CHOICER Renovation Loan Products with Stephanie DrewryWelcome to The Caffeinated Contractor, where we dive deep into the world of real estate financing and renovation projects. In this episode, we're thrilled to have Stephanie Drewry from C&T Mortgage as our esteemed guest.
Join us as we explore the ins and outs of Fannie Mae HomeStyle and Freddie Mac CHOICER renovation loan products. Designed to help homeowners fund their renovation dreams, these loans offer flexible solutions tailored to your unique needs.
Stephanie will share invaluable insights into the eligibility criteria, loan limits, and application process for Fannie Mae HomeStyle and Freddie Mac...
2024-03-0540 min
Freddie Mac Single-Family Home Starts HereBecome a Freddie Mac Seller/Servicer: Benefits and Easy Steps to Success with Jennifer WhipOn this week’s episode of The Way Home, guest host Katie Givens, Freddie Mac’s Director of Sales chats with Jennifer Whip, Principal, Cambridge One, to explore the actionable strategies to, and benefits of, becoming an approved Freddie Mac Seller or Servicer.
2024-02-2024 min
Loan Officer Training with The Mortgage CalculatorLoan Officer Training 02/07/2024 - How to Complete the Freddie Mac Form 91 & 92 SE Income AnalysisWelcome to a targeted episode of "Loan Officer Training." In this session, we're delving into a specific skill set: "How to Complete the Freddie Mac Form 91 & 92 Self-Employed Income Analysis."Navigating the Freddie Mac Forms 91 & 92 is essential for loan officers dealing with self-employed individuals. In this episode, we'll guide you through the essential steps and considerations involved in completing these income analysis forms. From understanding documentation requirements to calculating qualifying income, we'll provide insights into the strategies and best practices for mastering the Freddie Mac Form 91 & 92.Tune in to gain valuable expertise in efficiently completing these...
2024-02-0825 min
Freddie Mac Single-Family Home Starts HereNavigating Market Ebbs and FlowsIn this episode of the Equitably Speaking podcast, Navigating Market Ebbs and Flows, our panel of guests discuss how to leverage Freddie Mac programs and platforms to support potential homebuyers in need of down payment and closing cost assistance.Learn more at https://sf.freddiemac.com/working-with-us/equitable-housing/podcasts.
2024-01-2921 min
Freddie Mac Single-Family Home Starts HereOpening Doors: Navigating Underserved CommunitiesIn this week’s episode, Katie Givens, Director of Sales, Single-Family Seller Engagement, and Rebecca Lopacinski, Account Executive, Single-Family Seller Engagement, chat with Juan Rodas, CEO and co-founder of New Story Lending, about the incredible story of how his company became a Freddie Mac Seller/Servicer to more powerfully serve underserved markets.
2024-01-1717 min
Freddie Mac Single-Family Home Starts HereCharting New Paths: The Visionary Duo – Sonu and ShankarOn this week’s episode, Freddie Mac’s Sonu Mittal, SVP and Head of Single-Family Acquisitions, and Ravi Shankar, SVP and Head of Single-Family Portfolio and Servicing, will join guest host Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing podcast, for a discussion on how to overcome market challenges, such as high costs and rates, the benefits of partnering with Freddie Mac, and upcoming priorities and initiatives for 2024.
2024-01-1718 min
Freddie Mac Single-Family Home Starts HereCreating a Sustainable Book of BusinessIn this episode of Equitably Speaking, Monda R. Webb, Single-Family Affordable Lending Manager at Freddie Mac and former top originator and financial coach, Dr. Lynn Richardson discuss practical tips for mortgage professionals who want to create a sustainable book of business with borrowers in underserved communities.
2023-11-2725 min
Freddie Mac Single-Family Home Starts HereBreaking Into Underserved MarketsThe inaugural episode, Breaking Into Underserved Markets, features Pam Perry, Vice President of Single-Family Equitable Housing at Freddie Mac, and Phil Treadwell, host of the Mortgage Marketing Expert podcast. Watch as they discuss:Phil’s proven three-step marketing formula to break into a new marketBest practices to ensure effective engagement on a cultural levelResources that loan officers can use to help borrowers that may require financial assistance when applying for a loan
2023-11-1513 minHousingWire DailyFreddie Mac’s Sonu Mittal on providing clarity around repurchase requestsOn today’s episode, Editor in Chief Sarah Wheeler talks with Sonu Mittal, senior vice president, head of single family acquisitions at Freddie Mac, about the new DPA One initiative and how Freddie is working with industry to improve repurchase rates.Related to this episode:
Connect with Sonu on LinkedIn
Freddie Mac rolls out down payment assistance tool
HousingWire’s YouTube Channel
Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our...
2023-10-1723 min
Mortgage Marketing ExpertThe Reality of eMortgages with Freddie Mac and Mr. CoopereMortgages, and eClosings have been talked about for decades now, but realistically, where are we at with the shift to ‘e’ today and where are we headed? During this discussion, industry experts explore the past, present and future evolution of eMortgages and eClosings, along with the readiness of the current market, how to mitigate adoption hurdles and tips to help lenders integrate into the eMortgage landscape. Visit these Freddie Mac resources to start your digital journey. Explore Electronic Documents and the eMortgage Roadmap: https://sf.freddiemac.com/working-with-us/electronic-loan-documents/overview eMortgage Participants: https://sf.freddiemac.com/work...
2023-10-1230 min
Loan Officer Training with The Mortgage CalculatorLoan Officer Training 9/20/23: Fannie Mae vs. Freddie MacWelcome to "Loan Officer Training," where we delve into the intricacies of the mortgage industry, providing you with essential knowledge and insights to navigate this complex landscape. In this episode, titled "Fannie Mae v. Freddie Mac," we unravel the critical differences and similarities between these two giants of the housing finance world.Fannie Mae and Freddie Mac are government-sponsored enterprises that play a significant role in the American housing market. Understanding their functions, purposes, and distinct characteristics is essential for any loan officer striving to excel in this field. Join us as we break down the historical...
2023-09-2121 min
Breaking Barriers, Building a Hire GroundBreaking Barriers, Building a Hire Ground – Episode 152: Supplier Development Success with Freddie MacJon Suber is the Supplier Diversity Manager at Freddie Mac, a government-sponsored private bank providing mortgage capital to lenders to make homeownership possible for millions of families and individuals. Jon has a BSBA in Marketing from the Katz Graduate School of Business at the University of Pittsburgh and an MBA in Supply Chain Management from Howard University. Before working in his current role Jon worked for international corporations that include Proctor & Gamble and Unilever. He has extensive experience in supply planning, contract manufacturing, logistics, and project management.
In today’s episode, Jon joins us to discuss the Sup...
2023-09-1939 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 7/19/23 - Conventional Freddie Mac LoansWelcome to "Daily Mortgage Rates Live," where we bring you the latest insights and information about the ever-changing world of mortgages. In this episode, titled "Conventional Freddie Mac Loans," we dive into the world of conventional home loans offered by Freddie Mac.Join our expert hosts as they demystify the ins and outs of Freddie Mac loans, discussing everything from eligibility criteria to interest rates and repayment options. Whether you're a first-time homebuyer or a seasoned homeowner looking to refinance, understanding the benefits and nuances of conventional Freddie Mac loans is crucial in making informed decisions.
2023-07-1934 minMortgage Marketing ExpertUnlock Homeownership Opportunities with Freddie Mac“Home can mean different things for different people!” In this episode I‘m joined by Srijana Giri, Senior Director at Freddie Mac to discuss what’s changed since our last discussion in the economy, at Freddie Mac and for Srijana herself. June is homeownership month; borrower circumstances are vast and unique…the housing industry needs to provide smart automation for all walks of life to make home possible in the most efficient and sound manner. During this discussion we’ll explore how recent solutions address age-old problems for first-time and lower-income homebuyers... and what more we can do to...
2023-06-2726 min
Crushing DebtWhy Did I Receive This Letter from Freddie MacWhat is the Freddie Mac Exclusionary List, and why should you care? We done many previous episodes on the Freddie Mac Exclusionary List: Episode 32 - Freddie Mac List Episode 83 - Freddie Mac List Updates Episode 132 - Coming Off the Freddie Mac List Episode 179 - Freddie Mac's Policy Episode 262 - The Secret to Coming Off the Freddie Mac List Episode 277 - Top 5 Myths of the Freddie Mac List Episode 306 - Staying Off the Freddie Mac Exclusionary List Someone who finds themselves on the Freddie Mac Exclusionary List is prohibited from participating in a transaction where Freddie...
2023-06-1529 min
Loan Officer Training with The Mortgage CalculatorLoan Officer Training (6/14/23): Freddie Mac GuidelinesFreddie Mac guidelines are the lending standards and criteria established by the Federal Home Loan Mortgage Corporation, also known as Freddie Mac. These guidelines provide guidance to lenders on the types of mortgages that can be sold to Freddie Mac, influencing mortgage availability and affordability. They cover borrower qualifications, down payment requirements, credit standards, loan limits, and property eligibility. By adhering to Freddie Mac guidelines, lenders can ensure compliance and improve the chances of loan approval. The Mortgage Calculator Mortgage Loan Officer Training Series covers an in depth training for new and experienced MLOs on different loan t...
2023-06-1529 min
Freddie Mac Single-Family Home Starts HereState of the (Re)Insurance Market with Joe MonaghanTune in as Joe Monaghan, Global Growth Leader for Aon’s Reinsurance Solutions and CEO of Aon’s Public Sector Partnership (PSP), joins Mike Reynolds, vice president of Freddie Mac CRT, for a conversation about the state of the (re)insurance market, its present condition and how it impacts (re)insurers
2023-04-2733 minFreddie Mac Single-Family Home Starts HereThe Future of Secondary Marketing TechnologyJoin Freddie Mac and Polly for our Power of Partnership podcast discussion of planning ahead for technology innovation that supports secondary marketing and capital markets in 2023 and beyond. Get to know Polly and its capabilities and how Freddie Mac and Polly partner to bring efficiencies to our mutual clients.
2023-02-2217 minFreddie Mac Single-Family Home Starts HereFraudcast: Episode 1 – Investigating Income MisrepresentationSept 16, 2020Income misrepresentation is one of the most common forms of fraud today, but Freddie Mac is on top of it. Listen as Carrie Schoenhals, Single-Family Fraud Risk investigator, shares stories from her experiences in the field fighting income misrep, while providing tips on how you can get in front of fraud early.
2023-02-1413 minFreddie Mac Single-Family Home Starts HereAffordable Housing: How Shared Equity Programs Help Create More Homeownership OpportunitiesDecember 22, 2020Listen to the Housing Wire podcast featuring Simone Beaty, director of single-family affordable lending at Freddie Mac, as she discusses our affordable housing solutions, impact of COVID-19 on underserved communities and how we're supporting shared equity programs to address the increasing demand for affordable homeownership.
2023-02-1437 minFreddie Mac Single-Family Home Starts HereLeveraging Digitization: How APIs Can Help Drive Efficiency Throughout the Mortgage ProcessSeptember 14, 2020Freddie Mac is focused on delivering solutions to clients that improve efficiency and data accuracy, saving them time and money. Freddie Mac VPs David Fulford and Dan Ashdon discuss how using application programming interfaces (APIs) can help deliver the data you need, when you need it, to make faster, more efficient decisions across the entire loan lifecycle.
2023-02-1419 minFreddie Mac Single-Family Home Starts HereAutomation in Origination: Enabling Integration Across the IndustryDecember 16, 2021Kevin Kauffman, VP of Client & Partner Delivery, shares Freddie Mac’s focus on helping every party involved in a loan transaction - lender, borrower, technology provider - thrive. Hear how lenders can take the first step to reduce costs, improve processes and provide a superior borrower experience with automated solutions.
2023-02-1434 minFreddie Mac Single-Family Home Starts HereModels, Data and Analytics in Mortgage Lending November 16, 2021The mortgage industry is increasingly focused on innovation and growth. In this discussion Michael Bradley, Single-Family SVP Modeling and Analytics shares how Freddie Mac is using data in three ways – to improve decisions, to gain process efficiencies while reducing costs and to identify new solutions that our clients can benefit from.
2023-02-1434 minFreddie Mac Single-Family Home Starts HereDigital Evolution with Srijana Giri and Phil TreadwellApril 18, 2022Srijana Giri, Senior Director of Risk Analytics, discusses Freddie Mac’s digital evolution of income and assessment tools, ways data can expand access to credit for borrowers and how to be more productive and profitable leveraging technology.
2023-02-1435 min
Listen Up Home Buyers Advice & Tips from True Buyer AgentsDown Payment Assistance Programs with Fannie Mae & Freddie MacSkip Cobb opened Revolutionary Mortgage Company in 1988. Based in Maryland, Revolutionary Mortgage Company provides conventional, FHA, VA, USDA, and jumbo loans. We are licensed in Maryland, Virginia, D.C., West Virginia, Delaware, and Florida. Skip talks with Victoria Ray Henderson on Listen Up Home Buyers! The only podcast offering advice & tips from exclusive buyer agents. 1:00 What is the purpose of Fannie Mae & Freddie Mac1:20 Two programs we will talk about are the Freddie Mac Borrow Smart Program linked to Home Possible and the new Fannie Mae Purchase Plus program – both are down payment assistance programs. ...
2023-01-2213 min
Freddie Mac Single-Family Home Starts HereBest Practices for Managing Loan Pricing EconomicsJoin Amy Creason, director of sales for Freddie Mac’s Secondary Market Advisors (SMA) team, and Ted Kramer, founder and president of Innovient, for a discussion of best practices for managing loan pricing economics.
2022-10-2822 min
RESTalkEP101 Freddie Mac’s Green Mortgage Program with Simone Beaty“Sustainability is no longer about doing less harm. It’s about doing more good.” Jochen Zeitz How is the topic of energy efficiency in new single-family homes addressed in the mortgage industry? What pillars of ESG (Environmental, Social & Governance) are at play in this system and who are the players? We are joined on today’s podcast by Simone Beaty who is the Director of Housing Policy with Freddie Mac. Freddie Mac was chartered by Congress in 1970 to support...
2022-07-2530 min
Top of MindHousing Market Forecast & Insights From Freddie MacIn this episode of the Top of Mind podcast, Mike Simonsen sits down with Len Kiefer, Deputy Chief Economist at Freddie Mac, to talk about the latest housing market and macroeconomic forecast released this week from the mortgage giant. Len explains how Freddie Mac does their forecasting, what they see for the coming year in real estate, how last year’s real estate boom skews today’s inflation numbers, and more. Download the latest research at https://freddiemac.com/research. About Len Kiefer Len Kiefer has served as Deputy Chief Economist at Freddie Mac since December 2012. He is r...
2022-07-211h 02
WGAN Forum Podcast118. Asteroom Announces First of its Kind Data Capture Solution for Freddie Mac ACE + PDRAsteroom Announces First of its Kind Data Capture Solution for Freddie Mac ACE+ PDR
Launching a national network for property condition reports, 3D tour technology brings lightning turnaround, industry-leading accuracy and a better borrower experience to property data collection
San Francisco, California, Tuesday, July 5, 2022. PRNewswire. Asteroom Inc. today announced it will launch in August a nationwide service to capture property dimension and condition reports for Freddie Mac's ACE+ PDR offering which starts July 17th, 2022.
Asteroom's solution expands upon its existing Desktop Appraisal Service for appraisal management companies and lenders. Their national network of over...
2022-07-1103 min
Lykken on Lending06-20-2022 Hot Topic: Freddie Mac AIM For Income Using Direct Deposit & RVOE With Christy Moss And Christina Zulueta RandolphIn our Hot Topic this week, we have Christy Moss, Chief Customer Officer, FormFree, and Christina Zulueta Randolph, Sr. Director, Single-Family Strategy & Integrations, Freddie Mac, to discuss Freddie Mac's announcement that lenders can now reverify employment with direct deposit data, as well as what FormFree is doing to help lenders take advantage of AIM for income using direct deposits. Want to know more about Christy Moss? Christy Moss, CMB, is the chief customer officer (CCO) at FormFree. As head of the company’s customer strategy, the 30-year mortgage industry veteran leads voic...
2022-06-2143 min
Freddie Mac Single-Family Home Starts HerePower of Partnership: Episode 1 - Optimize Decisions for Optimized ExecutionsThe Power of Partnership is our podcast under the Freddie Mac Home Starts Herepodcast series that focuses on the strong relationships between Freddie Mac and ourthird-party partners. Today we’re talking about Freddie Mac’s 2022 pricing objectivesand loan pricing components with our valued secondary market advisor, or SMA,partner MIAC, and how MIAC is making the analysis and loan sale process easier anddelivering better results with its technology platform and advisory services. Listen in tolearn how to optimize your pooling.
2022-04-2615 min
ODEON CAPITAL CONVERSATIONSHOUSING MANIFESTO: How America’s nationalization of Fannie Mae and Freddie Mac radically undermines free markets and badly harms prospects for home ownership in today's economy, according to DICK BOVEBack in 2008, the US government's takeover of troubled mortgage giants, Fannie Mae and Freddie Mac, two agencies established to reduce risk in the housing market, was hailed by many as a crucial step in helping to solve the pain of the subprime housing crisis roiling America. Fueled by the global financial crisis, the nation had a glut of vacant homes for sales, soaring foreclosures and rising unemployment. In these dire circumstances, the government's control of Fannie and Freddie moved forward, placing them in government conservatorship, and giving Washington 100 percent of their profits. It was a radical move. The government...
2022-03-301h 07
Breneman Blueprint: Real Estate and Entrepreneurship PodcastJim Vozza, CBRE - Fannie Mae SML & Freddie Mac SBL Financing ExpertJim Vozza is a Senior Vice President at CBRE, specializing in originating loans for CBRE’s Fannie Mae Small Mortgage Loan (SML) and Freddie Mac Small Balance Loan (SBL) programs. He joins Drew as they do a deep-dive on Fannie Mae & Freddie Mac’s small loan programs where they cover:1. Fannie SML and Freddie Mac SBL program overviews2. Property and loan size requirements3. Fixed rate term, interest only, and prepayment penalty options4. Approval requirements and processes5. Origination fees and closing costs6. How Drew used this program to cont...
2022-03-071h 25
Lykken on Lending02-28-2022 Freddie Mac AIM for income using direct deposit dataIn our Hot Topic this week we have Brent Chandler, Founder, and CEO @ FormFree & Kevin Kauffman, VP of Client and Partner Delivery @ Freddie Mac to discuss Freddie Mac’s announcement of a capability that allows mortgage lenders to assess homebuyer income using direct deposit data & as FormFree is a Freddie Mac partner, how do they work together to make this happen?To read more about this podcast click here!!
2022-02-2835 min
Fintech Talks (a Georgia Fintech Academy podcast)S3 - Episode 2: Hassan Thalji, SVP, Freddie Mac and Naomi Chen, UGA junior studying MISHassan Thalji, SVP, Freedie Mac is the Chief Financial Officer of Freddie Mac's capital markets activities. He joins Naomi Chen, a junior at the Terry College of Business, UGA. This discussion explores the important function of Freddie Mac in the mortgage market and the role of technology in managing the finance function.Send us a textSupport the showGeorgia Fintech Academy https://www.georgiafintechacademy.org/LinkedIn (Georgia Fintech Academy) https://www.linkedin.com/company/georgia-fintech-academy/
2022-02-0340 minCrushing DebtStay Off of Freddie Mac's Exclusionary ListI have podcast episodes and blogs about how to come off of Freddie Mac's Exclusionary List, but today's Crushing Debt Podcast episode discusses what to do if you get a letter that Freddie Mac intends to put you on the List. Is it possible to stay off the List if Freddie believes you should be on the Exclusionary List? For other episodes describing what the List is? The significance of being on the List? How someone can come off of the List? An analysis of the different techniques that have and have not worked to get someone o...
2022-01-2723 minFreddie Mac Single-Family Home Starts HereHousing Finance Agencies: A Key Partner in Equitable HousingDifferent stakeholders within the mortgage and housing industry play a role in decreasing barriers to homeownership. Kasey Kier, Assistant Commissioner at Minnesota Housing, and Tamela Thurman, Director, Freddie Mac's Single-Family Equitable Housing Team discuss ways to address the array of complex issues communities of color face in attaining, sustaining and building wealth through homeownership
2021-12-0222 min
Freddie Mac Single-Family Home Starts HereCRTcast: Episode 4 - CRT Then and Now, A Conversation with Don LaytonDon Layton, former Freddie Mac CEO, joins Mike Reynolds, VP of Single-Family Credit Risk Transfer, to discuss the inception of the GSE CRT market and how it supports Freddie Mac’s mission. Don and Mike dive into the benefits of CRT, address its criticisms and reflect on CRT’s core role in today’s financial system.
2021-11-1028 min
Tim Andersen, The Appraiser's Advocate PodcastFreddie Mac Appraisal Secret! No Sharing! – TAA Podcast 068Listen carefully! In this podcast, I’m going to share a Freddie Mac Appraisal Secret! If this secret gets out, it could mean the downfall of the residential real estate appraisal industry as we know and love it! I’m completely serious (not)! This secret is so applicable, so practical, you won’t believe you’ve never seen it anywhere else. And really, you haven’t. Such a powerful secret should be part of an appraiser’s QE and CE. But, as you are well aware, it is not! And that’s a shame, too! Since, when you learn it, and put it...
2021-09-0409 minCrushing DebtTop 5 Myths about the Freddie Mac Exclusionary List - Episode 277Being on the Freddie Mac Exclusionary List is a bad thing. It means you are unable to participate in any real estate transaction where Freddie Mac is a party. Mostly, this impacts Realtors, Mortgage Originators, Title Companies and Title Attorneys, inspectors and appraisers. However, we've seen this impact real estate investors and other people simply trying to buy a house using Freddie Mac financing. In today's episode, I talk about five (5) myths people have around the Freddie Mac List, including: Being on the List means I've committed a crime; Freddie Mac shares...
2021-07-0126 minFreddie Mac Single-Family Home Starts HereBlueprint for Lending Success: Lenders Share How They RISE in Any MarketNational Homeownership Month is a time to celebrate the benefits of homeownership for families and communities across the country. Learn about lending success from three Freddie Mac Home Possible® RISE Award winners who are extending the reach of homeownership, daily.
2021-06-2422 min
Freddie Mac Single-Family Home Starts HereA Download on Insurance Risk Sharing with Arch MISingle-Family Credit Risk Transfer (CRT) VP Mike Reynolds sits down with Jim Bennison, Executive VP and Head of Alternative Markets at Arch MI. Mortgage insurance can be thought of as the oldest and most used form of CRT for Freddie Mac. Learn more in this discussion about how mortgage insurance companies, including (re)insurers, play a key role in the U.S. housing market ecosystem.
2021-06-0224 minCrushing DebtThe Secret to Coming off The Freddie Mac Exclusionary ListDid you know that Freddie Mac and Fannie Mae can stop you from buying or selling a house? They can stop you from making a living if you're in the real estate industry? Being on the Freddie Mac Exclusionary List is NOT an accolade. It is something you want to avoid entirely if possible. Why? Being on the List means that you are prohibited from being involved in a transaction where Freddie Mac is a party. Luckily, I have had a few years of experience helping people come off the List and, while my record is...
2021-03-1827 min
Freddie Mac Single-Family Home Starts HereCRTcast: Episode 1 - Talking Risk Intelligence with AD&CoMike Reynolds, Single-Family VP of Credit Risk Transfer, sits down with Andrew Davidson & Co., Inc. (AD&Co) founder Andy Davidson to talk all things risk intelligence, including planting the first seed about a GSE CRT market in 2010 and connecting with Freddie Mac to launch the first GSE CRT securities transaction in 2013. AD&Co was founded in 1992 and focuses on bringing the analytics and tools of Wall Street to the buy-side, enabling all parties to conduct business fairly.The company’s interest in GSE CRT stemmed from an obligation to making the mortgage market function better as...
2021-03-1728 minFreddie Mac Single-Family Home Starts Here#LeadingTheWay: Barbara Corcoran and Donna Corley on Creating Your Career Success StoryIn Honor of Women’s History Month, we revisit a conversation between two dynamic women –Barbara Corcoran, Founder of The Corcoran Group, and “shark” on ABC’s hit show Shark Tank and executive vice president and head of Freddie Mac’s Single-Family business, Donna Corley. Barbara sat down with Donna during the Fall 2020 Freddie Mac Single-Family annual CONNECT conference to discuss the #LeadingTheWay initiative, share personal stories on career growth and practical advice on honing your "entrepreneurial spirit" regardless of where you are in your career journey.
2021-02-2236 minFreddie Mac Single-Family Home Starts HereBlack Homeownership: A Proud History and Positive Look ForwardHomeownership is the cornerstone to wealth building, community pride and familial stability. However, many Black Americans face a significant number of barriers to homeownership and are under-represented among homeowners. In this conversation, we’ll hear Lydia Pope, president-elect, National Association of Real Estate Brokers and Pamela Perry, vice president, Equitable Housing, Freddie Mac Single-Family discuss how their roles address barriers and obstacles that impede homeownership in the Black community.
2021-02-2219 minFreddie Mac Single-Family Home Starts HereThe Housing Industry’s Resolve (SM) to Speed Up Mortgage ReliefNow, more than ever, Servicers are focused on how to efficiently deliver the best product for the homeowners. Hear how Cenlar, a Freddie Mac Servicer client, is using a new end-to-end default management platform, Resolve (SM) to get fast decisions on mortgage relief options, while saving time and resources.
2021-02-0323 min
Real Estate from the RooftopsThe Troubling Future of Fannie Mae & Freddie MacFannie Mae and Freddie Mac have tightened their rules, and with 80% of the residential market backed by them, you’re gonna want to pay attention! After all, they play a BIG role in the overall health of our housing and financial markets. There are efforts to reduce the footprint of backing mortgages in vacation areas, but the problem is that these areas aren’t exclusively for vacationers and second homes. Listen in as Leigh Brown explains why the new rule could damage many areas in the country by negatively impacting permanent workers, workforce housing, and primary owners — and even contri...
2021-01-1206 minFreddie Mac Single-Family Home Starts HereThe Language of Home: Overcoming Barriers for Limited English Proficiency BorrowersLearn more about the partnership between Federal Housing Finance Agency, Freddie Mac and Fannie Mae to help borrowers challenged with limited English proficiency navigate the homebuying process. The result has been a resource that has assisted lenders, servicers, housing counselors, real estate professionals and other industry stakeholders in better serving LEP borrowers. The Mortgage Translations Clearinghouse holds translated mortgage-related terms, documents, and homeownership resources in the several languages representing some of the largest population and cultural segments within the United States, helping these consumers understand topics such as fraud avoidance, foreclosure prevention, financial wellness and mortgage options. https://www...
2020-12-1126 min
Old Capital Real Estate Investing Podcast with Michael Becker & Paul PeeblesEpisode 232 - What YOU need to know about the Freddie Mac Large ($7.5 MM +) Loans from an expertAre you BUYING a big apartment building? Trevor is a Freddie Mac apartment loan originator for over 20 years. He wants you to understand why a Freddie Mac loan would be a great option to finance a large apartment building. Why Freddie? Why Fannie? Trevor explains some of the differences between the two non-recourse lenders. As you may have seen, the Federal Housing Finance Agency (FHFA) announced a new cap structure and mission-driven requirements for our business. This mandate reduces Freddie Mac and Fannie Mae’s ability to purchase multifamily mortgages to $70 billion each, or $17.5 billion average per quarter in 2021. St...
2020-12-0838 min
Power HouseFreddie Mac's Simone Beaty talks affordable housingThis week, Simone Beaty, the director of single-family affordable lending initiatives Freddie Mac, joins the Housing News Podcast to discuss the GSE’s affordable housing initiatives, as well as what it is doing to prepare consumers for next year’s home buying market.During the interview, Beaty also discusses how Freddie Mac is supporting shared equity programs as many Americans continue to face financial hardships due to the COVID-19 pandemic.Here is a small preview of the interview with Simone Beaty. The transcript below has been lightly edited for length and clarity:HW: What...
2020-12-0737 min
Power HouseFreddie Mac's Cindy Waldron talks housing affordability in the times of COVID-19This week, Cindy Waldron, the vice president of research and analytics at Freddie Mac, joins the Housing News Podcast to discuss affordability and the trends Freddie sees in different areas of the country.In this episode, Waldron explains how the nation’s lack of housing inventory is affecting low to moderate-income borrowers, as well as how COVID-19 will impact the homeownership dreams of Americans who may be struggling finically due to the pandemic. During the interview, Waldron also addresses the unique affordability challenges facing American renters, who have disproportionally been impacted by the Coronavirus pandemic. ...
2020-10-2935 minFreddie Mac Single-Family Home Starts HereA Duty to Serve: Sustainable Native American HomeownershipThis episode explores the historic and social homeownership challenges faced by Native American communities. Single-Family Affordable Lending Manager, James Cromartie, and special guest Executive Director of Lakota Funds, Tawney Brunsch discuss work being done to address the scarcity and limitations of homeownership and efforts underway to prepare borrowers on Native American reservations for successful homeownership through Freddie Mac’s Duty to Serve initiative.
2020-10-2920 min
Trump, Inc.The Kushners’ Freddie Mac Loan Wasn’t Just Massive. It Came With Unusually Good Terms, Too.This story was co-published with ProPublica. Sign up for email updates from Trump, Inc. to get the latest on our investigations.
After the news broke in May of last year that government-sponsored lending agency Freddie Mac had agreed to back $786 million in loans to the Kushner Companies, political opponents asked whether the family real estate firm formerly led by the president’s son-in-law and top adviser, Jared Kushner, had received special treatment.
“We are especially concerned about this transaction because of Kushner Companies’ history of seeking to engage in deals that raise conflicts of interest issues with...
2020-10-0129 minFreddie Mac Single-Family Home Starts HereLeveraging Digitization: How APIs Can Help Drive Efficiency Throughout the Mortgage ProcessGrowing investor and borrower demand along with heightened regulatory pressure often have mortgage lenders backlogged with integration work and operational inefficiency. Freddie Mac is focused on delivering solutions to clients that will increase efficiency and data accuracy, saving them time and money. Learn more about how Freddie Mac is using application programming interfaces (APIs) to speed up and simplify pre-qualifications, simplify decisioning on workout options and create a more efficient borrower experience.
2020-09-1419 min
Freddie Mac Single-Family Home Starts HereFraudcast: Episode 1 – Investigating Income MisrepresentationIncome misrepresentation is one of the most common forms of fraud today, but the Freddie Mac is on top of it. Listen in as Carrie Schoenhals, a Single-Family Fraud Risk investigator, shares stories from her experiences in the field fighting income misrep, while providing tips on how you can identify fraud and get in front of it early
2020-09-0413 min
Creating Wealth Real Estate Investing with Jason Hartman1513: Freddie Mac Celebrates 50 years and $10 Trillion, Ali Wolf, NYC RentalsFreddie Mac is promoting homeownership; what does that mean? Jason Hartman answers that question and if it hurts or helps homeownership. Is there a chance that we could live in a world without Fannie Mae or Freddie Mac? Ali Wolf of Myers Research says that our homes became the only constant in these times. Jason talks on this briefly before discussing the increase in existing home sales. Lastly, NYC - how bad is it? The rental numbers have changed dramatically and don’t show any signs of changing for the better. LIVESTREAM: Sunday Morning, Coffee Tok (Talk) 11 AM E...
2020-07-2333 minFreddie Mac Single-Family Home Starts Here#HelpStartsHere with Payment Deferral: A Simple Solution After ForbearanceMortgage forbearance can be a huge source of relief for borrowers affected by COVID-19. However, there's confusion about how and when borrowers are expected to repay the delayed payments and what happens after the forbearance term. This episode discusses a new payment deferral relief option for borrowers. Our guests, Mike Zarro, mortgage servicing executive for Truist, Don Griffin, Freddie Mac vice president, Servicer Relationship and Performance Management, provide insight on how this helps servicers, borrowers and the evolving industry.
2020-07-1310 minFreddie Mac Single-Family Home Starts Here#HelpStartsHere: A Roundtable DiscussionFrom the origination process all the way to the investor, Freddie Mac is supporting the industry holistically in the wake of COVID-19’s effects. Are we better equipped than in the past to deal with this crisis? How are we working to be a stabilizing force in the industry and a resource for consumers? Freddie Mac executives discuss how they’re tackling unprecedented challenges head on, and how this crisis has strengthened their commitment to US homebuyers.
2020-05-2617 minFreddie Mac Single-Family Home Starts HereFreddie Mac Addresses Industry Challenges Due to COVID-19 PandemicWith the spread of the coronavirus (COVID-19) throughout the country and its potential impact, Freddie Mac remains committed to providing liquidity and stability to the mortgage finance market and fulfilling our mission. Senior Vice President, Client and Community Engagement, Danny Gardner discusses business impacts and steps Freddie Mac Single-Family is taking to respond. Visit the episode page for links to the resources discussed in the episode:https://sf.freddiemac.com/articles/insights/freddie-mac-addresses-industry-challenges-due-to-covid-19-pandemic
2020-03-3122 minOld Capital Real Estate Investing Podcast with Michael Becker & Paul PeeblesEpisode 204 - New 2020 Underwriting Rules for Small Balance Fannie Mae and Freddie Mac loans explainedRickey is an underwriter/ gate keeper for a Small Balance Fannie Mae and Freddie Mac lender. He is an expert in providing smaller, non-recourse loans between $1,000,000 - $6,000,000 with the Agencies. Rickey explains what some of the new underwriting rules are for apartment buyers for 2020. Is Fannie Mae better? Is Freddie Mac better? Rickey helps you decide what loan could be a better choice for your current acquisition or future refinance. When deciding on the right type of apartment financing; make sure you understand the benefits (non-recourse, 30-year amortization, higher leverage) and future hard costs (if you want to payoff...
2020-02-2249 minFreddie Mac Single-Family Home Starts HerePartnering for Success: 2020 Servicing OutlookAs we head into 2020, we sat down with technology partner BackInTheBlack to discuss servicing trends and offer a perspective on big ideas that will transform the servicing landscape. Freddie Mac Single-Family Servicing Ops, Vice President, Ken Burke and James McVicker, Director of Professional Services at BackInTheBlack, explore how leveraging partnerships and connecting industry players is critical to make advancements in servicing.
2019-12-1822 min
Leading Voices in Real EstateDavid Brickman | CEO of Freddie MacDavid Brickman was appointed CEO of Freddie Mac in July 2019. He has been with the company for over two decades, previously serving as a longtime leader of its multifamily division. Freddie Mac and Fannie Mae, Freddie’s sister GSE, have both been in government conservatorship for eleven years and there finally seems to be a feasible pathway back to private status. In this interview, David dives deep about his leadership of Freddie’s multifamily group and his rise within the organization based on his innovations, particularly in the area of securitization and housing affordability.A un...
2019-12-1649 minFreddie Mac Single-Family Home Starts HereLIVE FROM MBA ANNUAL: The Single-Family Perspective with Donna CorleyDonna Corley, interim head of Freddie Mac Single-Family business, weighs in on where the industry is headed and her key areas of focus during this time of industry change. She discusses her priorities with host, Riham El-Lakany, Chief Marketing Officer, Single-Family.
2019-10-3111 minFreddie Mac Single-Family Home Starts HereLIVE FROM MBA ANNUAL: Women of Influence: Marcia Davies and Riham El-Lakany Discuss Empowering Women in the Mortgage IndustryRiham El-Lakany, Freddie Mac Single-Family Chief Marketing Officer, sits down with Marcia Davies, Chief Operating Officer, Mortgage Banker’s Association, to discuss two initiatives focused on empowering women and providing them with tools and resources to be successful in the mortgage industry— mPower and #LeadingTheWay.
2019-10-3115 minFreddie Mac Single-Family Home Starts HereLIVE FROM MBA ANNUAL: Driving Value for Small and Medium Sized LendersGet an introduction to the management team of Single-Family Sales team. They discuss how their methodology behind Freddie Mac Single-Family’s client-obsessed culture. Phil Guth, VP, Sales, Office of the Client, and Single-Family Sales Directors Ed Abbott and Susan Lascko provide insight into the frequency, manner of engagement and resources in the field, as well as post-engagement strategies with clients.
2019-10-3115 minFreddie Mac Single-Family Home Starts HereLIVE FROM MBA ANNUAL: Touchpoints to Journeys: CX Drivers in the Mortgage MarketCX is about understanding all the interactions that customers and prospects have with your brand. In the mortgage industry, the end-to-end experience is changing. Phil Treadwell and Bill Staikos discuss the how to attract borrowers of the future and utilize design thinking to improve brand interactions. Phil Treadwell is the founder and host of The Mortgage Marketing Expert podcast, and Vice President of Development and Regional Manager with the Mason-McDuffie Mortgage Corporation. Bill Staikos is the head of Customer Experience at Freddie Mac, Single-Family.
2019-10-3012 min