Shows
The Fair, Clear, and Not Misleading PodcastUnderstanding the UK's Overseas Funds RegimeUnderstanding the UK's Overseas Funds Regime: A New Era for European Fund Marketing...In this episode of the Fair, Clear, and Not Misleading podcast, featuring Wayne Green and Gareth Malna, the hosts discuss the new Overseas Funds Regime (OFR) for European funds marketing in the UK.Key points covered:- The OFR replaces the temporary marketing permission regime (TMPR) post-Brexit, requiring European funds to register with the FCA through a new process.- Funds must have UK-authorised entities approve their communications and marketing materials, regardless of whether they target retail or institutional...
2025-01-3030 min
The Fair, Clear, and Not Misleading PodcastFrom FOMO to Regulation: The Evolution of Crypto InvestmentsThis episode of the Fair, Clear, and Not Misleading podcast explores the origins and implications of financial promotion rules, particularly in relation to high-risk investments and cryptocurrencies in the UK. Hosts Wayne Green and Gareth Malna, co-founders of Engelbert, delve into the following key topics:- The Financial Conduct Authority's (FCA) 2022 consultation paper on high-risk investments- The impact of post-COVID consumer behaviour on investment trends- The challenges faced by regulators in addressing crypto markets- The unusual approach of regulating crypto marketing before the activity itself- Personal experiences of the...
2025-01-3037 min
The Fair, Clear, and Not Misleading PodcastNavigating User Onboarding and Regulatory Compliance in CryptoDive into the complex world of cryptocurrency with Wayne Green and Gareth Malna in the next episode of the Fair, Clear, and Not Misleading Podcast.This episode is a treasure trove of insights for both crypto enthusiasts and fintech builders, as they delve into user onboarding, categorisation, and the role of data in the high-risk crypto asset market. They offer an insider's look into the regulator's expectations and provide a comprehensive understanding of the Frictions, Renewals and Data Needs in the crypto space. This episode will arm you with the knowledge to navigate th...
2025-01-3035 min
The Fair, Clear, and Not Misleading PodcastDue Diligence in Crypto: Navigating Risks and RewardsIn Episode 3 of The Fair, Clear, and Not Misleading podcast, co-founders Gareth Malna and Wayne Green discuss the topic of due diligence in the context of crypto asset tokens. They emphasise the importance of understanding the nature and specifics of a crypto asset, especially when making promotional communications. They also highlight the need for consistent, repeatable, and robust due diligence processes that include extensive research and risk assessments.They acknowledge the challenge of staying updated in a fast-paced sector like crypto and suggest using technology to aid in gathering information. However, they caution against over-reliance on tech...
2025-01-3032 min
The Fair, Clear, and Not Misleading PodcastThe Ins and Outs of Crypto FrictionsIn this episode of The Fair, Clear, and Not Misleading podcast, hosts Wayne Green and Gareth Malna discuss the concept of "frictions" in the realm of cryptocurrency.They explain frictions as a set of rules designed to slow down consumers in their purchase journey for crypto, preventing impulsive or emotional purchases and ensuring thoughtful investment decisions.The hosts delve into the four essential frictions: a personalised risk warning, investor categorisation, appropriateness assessment, and a 24-hour cooling-off period. They further discuss the implications of these frictions for both the consumers and the providers, emphasising the importance...
2025-01-3040 min
The Fair, Clear, and Not Misleading PodcastThe Truth About What "Clear, Fair, And Not Misleading" MeansIn this episode of The Clear, Fair, and Not Misleading podcast, hosts Wayne Green and Gareth Malna dive into the intricacies of cryptocurrency regulations. They discuss the concept of "frictions" - a set of rules designed to guide consumers in the crypto purchase journey. The hosts explore essential frictions like personalised risk warnings, investor categorisation, appropriateness assessment, and a 24-hour cooling-off period. They also delve into the subjective and complex aspects of "clear, fair, and not misleading" communications in the crypto space. The podcast offers valuable insights into the challenges and opportunities presented by these re...
2025-01-3020 min
Piano LessonsEnglebertIn this episode, Phil Graham and Marc Piano chat with Gareth Malna of Englebert on a wide range of topics including:Transitioning from being a funds and crypto lawyer to launching a very unique business capitalising on a small window of opportunity.What Englebert is – FCA authorised to approve crypto asset promotions in the UK.What crypto asset promotions are and how Englebert goes about authorising promotions.Experience with the FCA’s approach to crypto asset promotions.Why Englebert sought FCA authorisation, reflections after the first few months and future trends.Why Englebert is “building in the open” and open...
2024-05-0114 min
South West Tech Daily PodcastHow to be clever in businessThis is our best episode yet! We have insights into why you should be spending, not saving, your cryptocurrency from financial regulation crypto expert, Gareth Malna.
We also find out about the very simple rules for a successful startup with business guru, Steve Cox, from Falmouth University's Launchpad programme.
2022-06-3055 min