Shows
Pioneer MindsetE100 | The Season That Almost Broke Us But Built Us Instead with Ellan RuskampEpisode Summary In this milestone 100th episode, I sat down with my wife, Ellan, to share the behind-the-scenes story of our farming operation, family, and the difficult seasons that shaped us both. We walk through what it was like to move from not knowing our financial reality, to being forced to confront it head-on during a season of expansion, debt, stress, and major family change — including pregnancy, young children, buyouts, and hard conversations with bankers, attorneys, and family members. Ellan vulnerably shares what it was like stepping into the books while pregnant, juggling an...
2026-01-061h 00Pioneer MindsetE98 | Lessons Learned the Hard Way: Our Mistakes from 2025Episode Summary As the year winds down and the holidays approach, I take a look back at 2025 — not to highlight wins, but to analyze the mistakes and learning opportunities that happened throughout the year. From communication breakdowns and rushed decisions to equipment issues, agronomic timing, and family-life lessons, this episode is an honest reflection on what went wrong, what it cost, and what can be learned. This episode isn't about beating yourself up over mistakes. It's about documenting lessons, slowing down, improving communication, and intentionally learning so you — and the next generation — don't repeat...
2025-12-2330 minPioneer MindsetE97 | Bridging the Gap Between Survival and ProfitEpisode Summary In this week's Pioneer Mindset episode, I break down what I call the "profit gap" in farming — the space between being stuck in the trenches and reaching profitability I talk about why so many service providers in agriculture are built to help producers once they're already profitable, while far fewer are designed to help farmers and ranchers who are still grinding to get there. From accountants and bankers to agronomists and marketing advisors, I dive into who helps at each stage — and why bridging that gap requires a mindset shift and a return to th...
2025-12-1626 minPioneer MindsetE96 | A Lender's Perspective for Farmers with Banker Bryce HavlovicEpisode Summary In this episode, Garrett sits down with agricultural lender Bryce from CharterWest Bank to give producers a clearer understanding of what lenders actually look for — and how you can set yourself up for a smoother, more successful loan renewal process. They break down the realities of farm financing, why equipment and land decisions can't be based on "justifying" the numbers, and how being organized with your financials can save you real money through better rates and stronger lending relationships. Bryce shares his lender insights, including the biggest mistakes producers make, what separates strong bo...
2025-12-0948 minPioneer MindsetE95 | Your End-of-Year Farm Business ChecklistEpisode Summary As we enter the final month of 2025, I break down the essential business tasks every farmer and rancher should focus on to finish the year strong and set up 2026 with clarity—not chaos. I walks through the some core areas that make the biggest impact on your financial organization, stress levels, and decision-making as we close out the year. Whether you're ahead, behind, or somewhere in between, this episode helps you get grounded, stay proactive, and avoid the December overwhelm that so many operations fall into. In this week's episode I sh...
2025-12-0229 minPioneer MindsetE94 | Creative Ways to Add Revenue to Your Operation in 2026Episode Summary What It Really Means to "Provide Value" to Your Operation We all grow up wanting nothing more than to farm, but many of us work off farm jobs, build side businesses, or take big risks just to earn our way to keeping the farm alive. In this week's episode, I challenge the mindset of "just keep doing what we've always done" — and encourage you to think differently, experiment, and not fear failure. The Truth About Sharing Your Competitive Advantages Farmers are naturally protective of what works. I dive into th...
2025-11-2532 minPioneer MindsetE93 | The Money Mindset Every Farmer NeedsEpisode Summary In this week's solo episode of Pioneer Mindset, I dive deep into how you think about money — because your mindset around money impacts far more than just your bank account. I recently listened to one of Mel Robbins' podcast interviews with Morgan Housel, author of The Psychology of Money.From that episode, I share my own thoughts and break down the core principles from the book and connect them directly to farm and ranch life. Farm and ranch life is FULL of financial pressure — high input costs, volatile markets, land prices, debt, and cons...
2025-11-1825 minPioneer MindsetE92 | Is the Juice Worth the Squeeze? The Custom Work DilemmaEpisode Summary As harvest wraps up, I take a practical look at one of the most common questions farmers face each fall: is custom work worth it? Whether you're combining for neighbors, drilling cover crops, or taking on extra acres to help justify equipment costs, there are real pros, cons, and mindset shifts to consider. In this episode, I break down how to evaluate custom work in your own operation—beyond the surface of "extra income." In this week's episode on custom work: The hidden costs (time, wear, and stress) that can ea...
2025-11-1130 minPioneer MindsetE91 | The Weight of Always Trying: Letting Go of Striving and Trusting God's PlanEpisode Summary In this solo episode, Garrett opens up about the reality of "trying so hard" — in harvest, in family life, in business, and in faith. From long days in the combine to the quiet moments of reflection that come after, this conversation is an honest look at the weight many farmers carry: trying to be the best husband, father, Christian, and business owner — all at once. In this week's episode I share about the reality of "trying so hard": We're all trying hard — and that's okay. Acknowledge the effort without letting it drain your j...
2025-11-0422 minPioneer MindsetE90 | Informed. Aligned. Actionable. The Framework for Smart Farm DecisionsEpisode Summary In this episode of Pioneer Mindset, I break down one of the most overlooked skills in agriculture — decision-making. Every day, farmers and ranchers make thousands of choices, but not all of them are quality decisions. I dive into what it means to make high-quality decisions, why the process matters more than the outcome, and how improving your decision-making directly impacts profitability, confidence, and legacy. I share a simple but impactful framework for better decisions — Informed, Aligned, and Actionable.I walk through some real-world examples from our own operation, from cover crop mixes to grai...
2025-10-2824 minPioneer MindsetE89 | More Than Yields — What We Forget in the Middle of HarvestEpisode Summary Harvest season brings long days, high pressure, and plenty of comparison — whether it's yields, equipment, or how much progress the neighbors have made. I share an honest look at how harvest is going at Ruskamp Farms and the mindset shifts that can make all the difference. I dive into the realities of yields, basis changes, long hours, and the constant temptation to push harder — but I also emphasize the importance of pausing, taking a breath, and remembering what it's all for. This episode is about finding balance, gratitude, and perspective in the...
2025-10-2129 minPioneer MindsetE88 | From Soil Data to Real Decisions: Getting ROI From Every Acre with Trent MastnyEpisode Summary Garrett sits down with Trent Mastny, a Nebraska-based farmer, agronomist and sales rep with JTM Ag, to explore how the next generation of soil sampling tools can help farmers make smarter fertility and planting decisions. They break down what makes zone sampling more accurate than traditional grids, how the Haney test measures real nutrient availability, and why tools like Ferticast are helping bridge the gap between data and action. Key thoughts from Garrett and Trent's discussion on soil sampling: Why timing and planning matter for fall soil sampling How to...
2025-10-1458 minPioneer MindsetE87 | The Confident Farmer: Why Faith and Action Go Hand in HandEpisode Summary In this week's episode, I talk about one of the most universal struggles for farmers and ranchers — confidence. Whether you see yourself as naturally confident or someone who wrestles with self-doubt, this conversation dives deep into why confidence matters, how faith ties directly into it, and what practical steps you can take to strengthen both. This episode challenges you to flip the script: instead of waiting for motivation to build confidence, start with action. Every small step forward builds momentum, creates results, and strengthens belief in yourself. I also tie in the importance of...
2025-10-0730 minPioneer MindsetE86 | No More Excuses: Becoming the Leader Your Operation NeedsEpisode Summary In this week's episode of Pioneer Mindset, I talk about what it takes to move beyond "getting by" and stepping into true ownership—both in life and in business. Are you just keeping up, or are you stepping up as a businessman? This episode dives into the idea that to have what others don't, you must do what others won't. I apply this mindset across the CORE 4—body, being, balance, and business—with stories ranging from running a 5K to showing up as a dad, to getting proactive with farm finances. ...
2025-09-3026 minPioneer MindsetE85 | Breaking Down Profitability: What Every Farmer Needs to KnowEpisode Summary This week on the podcast, I dive into profitability!I talk why now—before harvest kicks into full swing—is the ideal time to evaluate your numbers, build crop plans for next season, and get clear on what's truly profitable in your operation. In this week's episode on profitability: Why profitability is more than just having cash in the bank The difference between cash vs. accrual accounting—and why both matter What bankers really want to see (and why) when you sit down for a line of credit renewal The critical role of act...
2025-09-2335 minPioneer MindsetE84 | Managing Volatility: Grain, Cattle and the Mindset to Match with Zane AbnerEpisode Summary This week, I sit down with Zane Abner of Tredas to dig into grain and cattle marketing strategies that help producers stay proactive instead of reactive. From handling grain carry and price spreads to managing cattle market volatility, Zane shares practical tools and mindset shifts that keep operations steady when markets swing. We explore how to create flexible plans, avoid emotional decisions, and use tools like hedging, options, and LRP (Livestock Risk Protection) to protect profitability without giving up opportunity. This conversation is full of grounded, real-world advice you can apply directly to your farm...
2025-09-1649 minPioneer MindsetE83 | Beyond the Bushels: Protecting Your Farm's Bottom Line with Landon ShaferEpisode Summary Crop insurance may not be the most exciting part of farming, but it can make or break your bottom line. In this episode of Pioneer Mindset, I sits down with crop insurance agent and advisor Landon Shafer to break down what farmers need to know heading into harvest and beyond. From understanding new program changes and margin coverage options to managing claims, price discovery, and production records, this conversation is packed with practical insights you can use right now. We also dive into livestock risk management, exploring tools like LRP (Livestock Risk Protection) and how...
2025-09-0955 minPioneer MindsetE82 | Facing Fears in Farming, Fitness, and Life with John SachseEpisode Summary What's driving your goals—the destination, or the journey it takes to get there? In this conversation with John Sachse of RanchFIT Coaching, we dig into the deeper meaning behind goal setting, physical fitness, and living with intention in farming, ranching, and life. From training for the Boston Marathon to hosting annual ruck events, John shares how the pursuit itself often brings more growth than the achievement—and why tying your goals to a bigger why makes all the difference. Whether you're working toward your next big milestone or just trying to s...
2025-09-021h 00Pioneer MindsetE81 | How to Recognize and Embrace the Season You're InEpisode Summary Life comes at us in seasons. Some are filled with growth and excitement, others with struggle and exhaustion. And too often, we either compare our season to someone else's or complain about the one we're in—without realizing it may be the very season we once prayed for. In this week's episode I share some thoughts on embracing the season you're in: Why it's critical to acknowledge the season you're in How fitness, faith, family, and finances each bring their own challenges and growth opportunities The importance of being honest about where yo...
2025-08-2632 minPioneer MindsetE80 | What Do You Really Want?Episode Summary What do you want? It's a simple question—but often one of the hardest to answer. In this episode of Pioneer Mindset, I dive into the idea of happiness, contentment, and the constant pursuit of "more" in our lives and businesses. Key thoughts from this week's episode: Why "wanting everything leaves you with nothing." The tug of war between contentment and ambition. Why money may not be the real problem holding us back. The importance of the Core Four—body, being, balance, and business—in shaping fulfillment. Resources & Links: To learn...
2025-08-1921 minPioneer MindsetE79 | Inside Our 2025 Wheat Harvest: Yields, Costs, and Marketing WinsEpisode Summary This week, I am diving into some lessons from our recent wheat harvest.Wheat isn't a huge crop for our area, but I break down the reason why we choose to keep it in our rotation and how this season turned out for us.It wasn't a record-breaking year, but our marketing strategy turned a potential loss into a profitable crop.Tune in to for some valuable insights on strategy and making diversification work for you operation! Resources & Links: To learn more about how I can help you achieve financial clarity and...
2025-08-1236 minPioneer MindsetE78 | Fix It or Trade It? Making Smart Equipment DecisionsEpisode Summary In this episode, I tackle a big question that every operator faces at some point: Do we fix our equipment or trade it in?I walk through a recent equipment decision we face and dive into the numbers, the decision-making process, and the trade-offs involved when it comes to managing one of the biggest line items on the farm. Your operation is unique. Don't get caught chasing what the neighbor is doing. Instead, run your numbers, understand your cash flow, and do what aligns with your long-term strategy. Whether you fix it, trade...
2025-08-0534 minPioneer MindsetE77 | 7 Time Management Tools Every Farmer NeedsEpisode Summary In this episode of Pioneer Mindset, Garrett digs into one of the most common and costly mistakes farmers and ranchers face—poor time management. Whether you're working long days in the field or trying to balance chores, business, and family, it can feel like there's just never enough time. But what if the problem isn't how much work there is—but how we've been trained to think about time in the first place? In this week's episode Garrett shares some key thoughts on time management: Why time management holds everything else together in yo...
2025-07-2932 minPioneer MindsetE76 | The Banking Framework That Builds Your Farm's FutureEpisode Summary In this episode of Pioneer Mindset, I'm breaking down the 5 C's of Credit—Character, Capacity, Capital, Collateral, and Conditions—and how these can help farmers maximize their lender relationships and navigate tough times with clarity and confidence. Whether you're a first-generation farmer just starting out, or a multi-generational operation looking to future-proof your business, this episode gives practical advice to step back from working in the business and start working on it with strategy, confidence, and intention. In this week's episode on the 5 C's of Credit: Being Proactive > Being Reactive: The...
2025-07-2230 minPioneer MindsetE75 | Living the Lessons of the '80s: Our Family's Story of Struggle and SurvivalEpisode Summary This week, I continue the conversation on the 1980s farm crisis.I welcome my dad back on to the podcast for him to share his story of the farming during the 80s.He shares his experiences and lessons that he learned from this difficult chapter in agriculture. Let's take the resilience and knowledge gained from past experiences to think differently and lead boldly in our operations today. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out...
2025-07-1540 minPioneer MindsetE74 | What the 1980s Farm Crisis Can Teach Us TodayEpisode Summary Welcome back to Pioneer Mindset this week where I reflect on the 1980s farm crisis and how its lessons still echo in agriculture today. While history doesn't always repeat itself, today's farmers face many of the same pressures: rising debt, uncertain markets, and the tension between tradition and change. I dive into the similarities between then and now, what's different in 2025, and how we can respond with a mindset that's focused on clarity, adaptability, and long-term sustainability. Whether it's diversification, knowing your numbers, or letting go of the belief that hard work alone...
2025-07-0840 minPioneer MindsetE73 | Legacy in the Dirt: Ruskamp Farms Journey in AgEpisode Summary In this special episode, I sit down with my dad, Tom, to talk through the history of our family farm—where it started, how it's evolved, and the values that have carried it forward. We dig into some of his earliest memories of farming, the challenges he faced early on, and the key lessons he's learned along the way. It's a personal conversation packed with perspective, laughter, and a few hard-earned insights that have shaped how we both approach life and business on the farm today. Resources & Links: To learn more about ho...
2025-07-0148 minPioneer MindsetE72 | How to Stay on Top of Finances—Even in the Middle of Busy SeasonEpisode Summary This week on Pioneer Mindset, I dive into how you can be practical about staying financially sharp in the middle of the busy season. Whether you're wrapping up spraying, running hay, or livestock, the farm work never stops—but that doesn't mean the business side should get left behind.In this episode, I walk through a checklist of what to focus on financially, how to stay updated on your numbers, and why clear communication with your banker and landlords can go a long way. This episode is packed with insights to help you st...
2025-06-2430 minPioneer MindsetE71 | Setting Boundaries with PurposeEpisode Summary This week's episode focuses on the challenge of setting and maintaining boundaries in both personal and business life.Boundaries are essential to protecting your priorities, preserving your energy, and enabling you to lead with integrity and purpose. Whether you're a business owner, a parent, or a leader in your community, this episode will equip you with tools to say "no" effectively, avoid burnout, and create space for what truly matters. In this week's episode I share some of my own thoughts on boundaries: Boundaries reflect your values and priorities: They...
2025-06-1727 minPioneer MindsetE70 | The Energy You Bring Affects Everyone Around YouEpisode Summary This week's podcast episode is one that affects every farmer, rancher, and ag business owner—energy management.During the busy season, the pressure piles on.Whether it's the stress of planting delays, lack of rain, or just long, demanding days, it's easy to let that pressure bleed into your relationships and mindset.And the truth is your energy is contagious. Tune in to hear more about how some of the ways that I have found beneficial to help manage my energy during the busy season. When we show up differently, we lead differently....
2025-06-1026 minPioneer MindsetE69 | Diversification vs. Specialization. Where Is True Profitability?Episode Summary Diversification vs. Specialization.Which makes sense for your operation?This week I dive into the pros and cons of both.Cash flow in ag can be tight but knowing which option is best for operation comes down to knowing where the true profitability lies within your operation.Tune in for some actionable steps to get your operation moving in the right direction. Actionable Takeaways: Use tools like an enterprise analysis to break down profitability by crop or livestock sector. Consider multiple sets of books or accounts to clarify income and expenses. You...
2025-06-0327 minPioneer MindsetE68 | Think Different. Farm Strong—Resilience in Ag with Logan HanksThis week I'm excited to welcome Logan Hanks to Pioneer Mindest! Logan is a row crop farmer and host of the Talk Dirt to Me podcast. He shares a transparent and grounded look into the realities of modern farming. From battling a tough 2023 crop year to navigating the mental weight of the business, Logan speaks about faith, family, financial pressure, and why diversification and discipline matter more than ever. He shares how his experiences with both loss and growth shaped his mindset and decisions. He talks about the importance of not just surviving in agriculture but finding a way to th...
2025-05-2756 minPioneer MindsetE67 | No One Teaches This Stuff in Farming—Until It Costs YouEpisode Summary This week I reflect on some tough lessons I learned through mistakes and financial stress from our farm operation. Drawing from my personal experiences and from conversations with other farmers, this episode emphasizes that pain without reflection can lead to repeating costly mistakes. You'll hear about refinancing, farm financial strain, and how past hardship can either shape better decisions or become tuition paid twice. Learn how to capture lessons before they repeat, build resilience, and create practical systems to move forward with clarity and confidence. In this week's episode I share...
2025-05-2019 minPioneer MindsetE66 | How We Handle Grain Marketing On Our OperationEpisode Summary This week on Pioneer Mindset, I discuss how we go about grain marketing for our operation.This episode reinforces that smart grain marketing isn't about complexity, but about clarity, consistency, and intentional decision-making that safeguards both family legacies and farm finances. In this week's episode I share about grain marketing: Farmers often face the temptation of delayed decisions — thinking they'll have more time later — but proactive planning creates confidence and better results. Taking advantage of different marketing tools are key to strategizing and taking advantage of different opportunities. The best farmers — don't just h...
2025-05-1330 minPioneer MindsetE65 | Farming Realities and Business Mindset with Josh Pretzer: Part 2Episode Summary Welcome back to part 2 of my conversation with Josh Pretzer!In this episode, Josh talks about redefining value in agriculture — from planter setup and data-driven decisions to the mindset farmers need to lead well. He shares insights from his work with Singular Agronomics, emphasizing that price isn't the same as value and that true ROI comes from clarity, not just cutting costs. We explore why relationships matter more than transactions, how comparison and judgment hold us back, and why generosity, gratitude, and grounded leadership are key for the next generation of farm decision-makers. Re...
2025-05-0633 minPioneer MindsetE64 | Farming Realities and Business Mindset with Josh Pretzer: Part 1Episode Summary This week I would like to welcome Josh Pretzer from Singular Agronomics to the podcast for two part conversation where we dive deep into the realities of farming profitability, landowner relationships, cash flow management, business mindset, and personal growth as a farmer and entrepreneur. Profitability reality checks: Use simple financial breakdowns (like crop insurance guarantees and per-acre projections) to help landowners or partners understand the actual margins in farming. Farmer–Landowner relationships: Farming is a business partnership, not just a lease or service. Healthy relationships require communication, trust, and shared long-term goals. It's okay to...
2025-04-2927 minPioneer MindsetE63 | Let Go to Grow: How Control Can Kill Business GrowthEpisode Summary In this episode of Pioneer Mindset, I dive into a challenge many farmers and ag business owners face—letting go in order to grow. Whether it's delegating a task to your dad, a teammate, or your hired help, growth often requires releasing control. But that doesn't come easy when you're deeply invested in the results and have your own way of doing things. From my own experiences on our farm operation, I share the lessons I've learned about communication breakdowns, the fear of mistakes, and the leadership mindset it takes to truly grow. De...
2025-04-2214 minPioneer MindsetE62 | The High Cost of Cutting the Wrong CornersEpisode Summary As the 2025 crop season kicks into gear, it's tempting to trim expenses wherever possible. But in this episode, I dive into why investing in the right tools and data—like soil testing, agronomic consulting, and financial clarity—can make the difference between just getting by and growing a profitable, sustainable operation. In this week's episode I share my thoughts of cutting expenses vs important investments: Why some costs—like soil tests and expert guidance—are not expenses, but investments How soil tests improve decision-making around fertilizer, seed, and input efficiency Mindset of valuing...
2025-04-1518 minPioneer MindsetE61 | Profit-Driven Grain Marketing Tips for 2025 with Zane AbnerEpisode Summary This week, I welcome back Zane from Tredas to the podcast! We dive back into a topic that's often overlooked but absolutely vital—grain marketing. We dig into why many farmers are hesitant to adopt futures, options, or work with marketing advisors, often due to fear, past negative experiences, or a lack of understanding. The conversation highlights how marketing can shift an operation from reactive to proactive, allowing farmers to make more business-minded, less emotional decisions. As planting season ramps up, we also discuss practical ways to stay focused on your marketing plan, even when th...
2025-04-0842 minPioneer MindsetE60 | Why Self-Care Isn't Selfish (And How It Helps Your Business)Episode Summary In this week's episode, I explore the balance between self-care and selfishness.Self-care is about maintaining alignment with the season of life you're in—whether it's growing a business, raising a family, or both—so that you can show up as the best version of yourself.By taking care of yourself the right way, you create a positive ripple effect on those around you and your business. In this week's episode I share some thoughts on how it isn't selfish to take time for yourself for self-care: Balance is Seasonal: Life demands chan...
2025-04-0126 minPioneer MindsetE59 | Exhaust the Body, Tame the MindEpisode Summary In this episode, I discuss how movement and physical exercise can help quiet the mind, keep negative thoughts in check, and bring clarity when we're feeling overwhelmed. Whether it's a workout, a walk, or a hard day's work on the farm, there's power in using the body to reset the mind. A few key takeaways from this week's episode: Why exercise or movement can help quiet negative thoughts The role of networks and communities in personal growth Practical ways to apply this concept in your daily life Resources & Links: To...
2025-03-2509 minPioneer MindsetE58 | Lessons in Patience: What a Bedtime Battle Taught Me About LifeEpisode Summary In this episode of Pioneer Mindset, I take a step back from business talk to focus on something just as important—personal growth and balance. I share a recent experience with my kids that led to a powerful realization about patience, perspective, and faith. After a common bedtime struggle of the kids not getting their way, I realized how we, as adults, often react similarly when life doesn't go our way. While diving into the "Core Four" principles, focusing specifically on Balance and Being.Tune in this week week as I dive into how little mo...
2025-03-1810 minPioneer MindsetE57 | Balancing Passion and Profit in AgricultureEpisode Summary In this episode of Pioneer Mindset, we dive into the undeniable passion that farmers, ranchers, and business owners have for their work. Whether it's planting crops, raising livestock, or running a business, we often find joy in the work itself. But at what cost? Are we sacrificing too much—our time, money, or even our family life—to keep doing what we love? I talk about the balance between passion and responsibility, the risks of taking our dedication too far, and the importance of shifting our priorities to create a sustainable and fulfilling futu...
2025-03-1117 minPioneer MindsetE56 | What You're Not Changing, You're ChoosingEpisode Summary In this episode, I dive deep into idea of "what you're not changing, you're choosing" and how this statement can challenge us to reflect on our current situations, acknowledge our struggles, and determine whether we will remain stagnant or take action to change. Key takeaways from this week's episode: Recognizing Uncontrollable vs. Controllable Factors: While external challenges may be inevitable, our responses to them shape our outcomes. The Pain of Staying the Same vs. The Pain of Change: True growth happens when the discomfort of the current situation outweighs the fear of...
2025-03-0415 minPioneer MindsetE55 | How to Avoid Costly Mistakes in Farm ExpansionEpisode Summary When it comes to expanding your farm operation, there are lot of factors that play into those big decisions.Whether you're considering leasing more land, purchasing additional acreage, or investing in new equipment, I dive into the financial, operational, and strategic factors that should guide your choices.Tune into this week's discussion on farm expansion to learn more! In this week's episode I share some key insights on farm expansion: Understanding Your Business Goals – Defining long-term and short-term objectives to guide farm expansion. The Role of Financial Planning – How to evaluate cash flow...
2025-02-2528 minPioneer MindsetE54 | Beyond the Premium: Smart Crop Insurance Decisions with Landon ShaferEpisode Summary Welcome back to this week's episode of Pioneer Mindset where I sit down with insurance agent, Landon Shafer and we dive into different strategic options to protect your operation! Navigating crop insurance decisions requires a strategic and informed approach to protect both revenue and yield. With tight margins and an ever-changing market landscape, farmers must move beyond making the same choices year after year and instead focus on making intentional, data-driven decisions. Understanding break-even projections, revenue guarantees, and available coverage options is crucial to mitigating financial risks.Additionally, broader insurance options for livestock...
2025-02-1837 minPioneer MindsetE53 | What Happens If You Can't Work? How To Prepare Your Operation For The UnexpectedEpisode Summary Planning for the unexpected is crucial for farmers and ranchers, whether operating solo or within a family business. Without a clear plan, a sudden accident, disability, or death can turn a once-thriving operation into a burden for loved ones. To prevent chaos, it's essential to document daily processes, financial details, and contingency plans to ensure smooth continuity. Proactively addressing these concerns may be uncomfortable, but it is far better than leaving loved ones to navigate a crisis unprepared.Tune into this week's episode for actionable tips on how to set your business up to continue...
2025-02-1121 minPioneer MindsetE52 | Are You Missing The Right Skills To Be Successful In Your Operation?Episode Summary In this episode, I dive deep into the importance of learning the right skills necessary for success. Do you ever feel like you lack the right skills or that you're just not meant to succeed in a particular area? Whether in business or personal life, skills are something that can be taught and learned. I explore how identifying and developing the right skills can be the difference between failure and success. In this week's episode I share some takeaways on skills for success: Skills vs. Talent: While talent and instinct can give...
2025-02-0415 minPioneer MindsetE51 | How To Strengthen Your Borrowing Power With The 5 C's of CreditEpisode Summary This week I dive into the Five C's of Credit that help strengthen your borrowing power and maintain a good relationship with lenders. By managing these effectively, you can position yourself as a reliable borrower, reduce stress, and secure financing for your business goals. These are the key takeaways from this week's episode on the 5 C's of Credit: Capital: Maintain high capital reserves to protect your borrowing power and show banks you are managing their investment responsibly. Strong capital gives you leverage over lenders and enhances trust in your financial...
2025-01-2826 minPioneer MindsetE50 | Building a Future Without Uncertainty: Farm Succession StrategiesEpisode Summary Farm transition is a complex process that involves more than just passing down land; it requires careful planning of assets, management, and financial strategies. Many farmers rely on their land as a retirement asset, but without proper planning, this approach can create challenges for the next generation. Open communication and proactive planning are key to ensuring a smooth transition while balancing financial security and legacy goals. In this week's episode I share some key points when thinking about farm transition: Start Planning Early: Don't wait—initiate discussions and create a flexible transition pl...
2025-01-2126 minPioneer MindsetE49 | Lessons Learned from Grandpa: Shifting My Mindset Around Hard WorkEpisode Summary In this week's episode, I talk about finding the balance between a strong work ethic and effective time management.My grandpa used to always say "I'd rather wear out than rust out" and I dive into how some of the lessons passed down through generations, shape our mindsets around the values of hard work. A few key points from this week's episode: Work Ethic in Perspective: A strong work ethic can lead to productivity and success, but it can also result in burnout or neglect of family and personal priorities. Evaluating Time...
2025-01-1419 minPioneer MindsetE48 | How to Build a Cash Flow That Brings Clarity to Your Operation in 2025Episode Summary This week I dive into the importance of how a cash flow helps manage the unpredictability of farming by providing a clear picture of income, expenses, and financing needs. From understanding the why behind financial planning to how to build an accurate cash flow plan, tune in this week for some actionable steps for better gaining financial clarity in your operation! This week I hit on two main points: Why a cash flow plan is essential to your operation How to build an accurate cash flow that gives you a clear picture...
2025-01-0725 minPioneer MindsetE47 | Take Control of 2025 by Doing the Hard Things FirstEpisode Summary Join me this week as I look ahead to 2025!I dive into setting goals, problem solving and seeking accountability as we start the new year. Short-Term vs. Long-Term Goals Short-Term Goals: Avoid being overly ambitious to prevent burnout. Focus on small, realistic wins to build momentum. Long-Term Goals: Be more ambitious. Success with short-term wins adds up over time, making ambitious long-term goals achievable. Best Practices for Goal Setting Align all goals with a clear long-term vision. Be realistic to avoid discouragement. Frequently review and adjust goals to remain relevant...
2024-12-3122 minPioneer MindsetE46 | Reflections and Resilience: Lessons from 2024Episode Summary Welcome back to this week's episode of Pioneer Mindset, where I reflect back on 2024 and share some of my takeaways on navigating the ups and downs of the agricultural industry, the importance of financial discipline, and lessons from both good and challenging times. My 2024 Takeaways: Financial and Operational Lessons Learned Significance of decisions made during prosperous times and their impact on weathering future challenges. The value of understanding one's financial position through cash flow management and balance sheets. Learning from both successes and mistakes to make informed decisions. Emotional...
2024-12-2425 minPioneer MindsetE45 | How to Thrive in Uncertain Markets: Looking Ahead to 2025Episode Summary This week I dive into the conversation of booking crop inputs for 2025.With 2024's crop behind us and the end of the year coming up quickly, booking inputs for the next year's crop is at the forefront of many conversations.So let's dive into some of the practical points around these end of the year conversations. In this week's episode I share some key points around booking inputs for the 2025 crop: Realistic Yield Projections: Use conservative estimates to avoid overestimating profitability. Calculate a breakeven point either per acre or per bushel. Profit...
2024-12-1721 minPioneer MindsetE44 | Simple Steps to Reduce Financial Stress This ChristmasEpisode Summary In this episode, I talk about the stress of financial strain during the holiday season. While the holidays bring joy, family gatherings and celebrations, they can also amplify tensions around spending, budgeting, and managing finances. Whether it's buying gifts or covering personal and business expenses, many find themselves juggling debt and anxiety. This week, I share actionable strategies to alleviate that stress, build financial clarity, and improve communication with your spouse about money. In this week's episode I share some actionable strategies to help alleviate stress: Separate Bank Accounts: Why separating personal...
2024-12-1018 minPioneer MindsetE43 | How To Have Effective Conversations With Your BankerEpisode Summary In this episode, I dive into how you can have effective conversations with your banker, especially as renewal season for lines of credit approaches. Building on insights from Episode 32, we explore how to prepare, think like a banker, and take ownership of your financials to ensure productive discussions about financing for your farm or business. A few key topics covered in this week's episode: The Importance of Proactive Preparation: Why "winging it" often leads to missed opportunities. The benefits of role-playing conversations and outlining key points beforehand. Understanding Your Banker's Perspective: How...
2024-12-0321 minPioneer MindsetE42 | Stop the Scramble: Make Tax Planning Work for Your BusinessEpisode Summary In this episode, I dive into a topic that's often overlooked but critical for every farmer and business owner: tax planning. While it might not be the most exciting part of running a business, staying on top of your finances and preparing for taxes can make or break your operation's long-term success. Here are a few key takeaways from this week's episode: 1. Reactive vs. Proactive Tax Planning: End-of-year tax scrambling isn't true planning—it's damage control. Proactive tax planning starts with staying organized throughout the year and projecting future income an...
2024-11-2617 minPioneer MindsetE41 | Shiny Object Syndrome: The Balancing Act of Solving Problems vs. Chasing OpportunitiesEpisode Summary In this episode, I talk about time management and how to prioritize effectively within your business. Using the concept of ROT (Return on Time), I break down the importance of distinguishing between problems and opportunities, focusing on how to solve pressing issues first to create a sustainable and efficient business. In this week's episode I share some of my thoughts on time management: Understanding Problems vs. Opportunities: Problems threaten your business's future, such as cash flow, labor shortages, or organizational challenges. Opportunities are untapped avenues to expand or grow, like...
2024-11-1918 minPioneer MindsetE40 | From Crops to Cash: Managing Post-Harvest FinancesEpisode Summary In this episode, I dive into understanding your financial position during the post-harvest and fourth-quarter period. I discuss the importance of maintaining an accurate balance sheet and why knowing your financial position is crucial for managing a sustainable business. Tune in to understand how monitoring your balance sheet can boost your business's resilience, help you prepare for the new year, and put you in control. In this week's episode I dive into updating your finances at year end: Tracking a Constantly Changing Balance Sheet: Key considerations for tracking accounts payable, receivable, and...
2024-11-1216 minPioneer MindsetE39 | Post-Harvest Mindset: Shifting Gears After the Busy SeasonEpisode Summary In this episode, I dive into what it means to manage life and work after the harvest season. Whether you're in farming, ranching, or any ag business, navigating the shift from a high-intensity period to a slower season can be both a challenge and an opportunity. Here's a breakdown of what I cover: In this week's episode I talk about shifting gears after the busy season: Understanding the Post-Harvest Transition: The mental shift from "harvest mode" to the post-season's tasks and mindset. Managing Post-Harvest Workload: Breaking the myth that post-harvest is a...
2024-11-0521 minPioneer MindsetE38 | Humble Confidence: Balancing Ego & Humility in Farming & BusinessEpisode Summary In this episode, I discuss the topic of ego. Building on some thoughts from a previous episode I did on ego, I dive more into what ego is, how it influences our decisions, and the importance of balancing confidence with humility, especially during times of success. Whether you're a farmer reflecting on the season's yields or anyone facing life's ups and downs, this episode shares my insights on how to stay grounded through both achievement and challenges. In this week's episode I share some of my thoughts on ego in farming and business:
2024-10-2915 minPioneer MindsetE37 | Navigating Farm Financing: Pros, Cons, and Lessons LearnedEpisode Summary This week on Pioneer Mindset, I dive into financing options for purchasing inputs. Whether you're booking chemicals, crop protection products, or considering equipment financing through options like John Deere Financial or Rabobank, this episode goes into different options farmers should consider when it comes to financing options. I share some of my own personal experiences with different financing options and how they can affect things like managing cash flow, the impact on balance sheets, and avoiding disorganization. In this week's episode I share some of my own key financing takeaways: Types of Fi...
2024-10-2221 minPioneer MindsetE36 | Watch Your Own Bobber: The Dangers of Harvest ComparisonEpisode Summary As we are in the thick of harvest, this week I talk about comparison. During harvest as everyone is out in the field, it's easy to compare yourself to other farmers and operations. When you see someone else's new piece of equipment or hear about bin busting yields in the field next to yours, it's easy to let those comparison thoughts hit hard. In this episode, I dive into how important it is to stay focused on your own progress and accomplishments. In this week's episode I share some of thoughts on harvest...
2024-10-1516 minPioneer MindsetE35 | Honoring Sam: Pregnancy & Infant Loss Awareness MonthEpisode Summary This week's episode is very different as I share the uncomfortable about a personal experience that I went through. Last year, we lost our son Sam at 15 weeks of our pregnancy. I talk about what it was like for me as a father and husband, trying to manage my emotions and still be a strong, supportive man for my wife and family. October is Pregnancy and Infant Loss Awareness month, so I wanted to share my experiences in hopes of bringing comfort or support for anyone with a similar story and also to bring awareness t...
2024-10-0837 minPioneer MindsetE34 | Prioritizing Physical Health for a Balanced, Productive Life and BusinessEpisode Summary This week I talk about the first pillar of CORE 4: Body.I dive into how your physical health is the foundation to making positive impacts in all areas of your life - being, balance and business.Tune in as I share my own personal journey and some tips that I have found helpful to remain consistent with your physical health. In this week's episode I dive into the different ways focusing on your physical health can impact all areas of your life: Why Your Body Matters: I share how feeling good physically...
2024-10-0126 minPioneer MindsetE33 | Expectations vs. Reality: Navigating the Slow Road to SuccessEpisode Summary This week I dive into expectations vs reality that deal with in business and life.I share about how our expectations often don't align with reality, especially when it comes to the time it takes to complete tasks or reach milestones. Whether you're going through a slow journey of growing a successful farm or business, this episode is a reminder that good things take time, and patience is key. A few takeaways from this week's episode: Time Management Reality Check: The phrase "everything takes longer than you think" rings true in both...
2024-09-2410 minPioneer MindsetE32 | Farming Next Year? Preparing For Your Line of Credit Renewal in a DownturnEpisode Summary In this episode of Pioneer Mindset, I dive into an essential question for every farmer or rancher: "Do you know your current financial position?" This week, I explain why understanding your financial situation is crucial for securing financing and continuing operations into the next year. As harvest season kicks off, I encourage you to evaluate your working capital, equipment values, and commodity prices, as these factors directly impact your ability to secure future funding. In this week's episode I share insights on how to prepare to for securing next year's funding: Do...
2024-09-1718 minPioneer MindsetE31 | Mental Health & Suicide Awareness in AgricultureEpisode Summary In this important and deeply personal episode, I speak on a topic that is often left unspoken—mental health and suicide awareness, especially within the agriculture industry. September is Suicide Awareness Month, and it's important to address the mental health struggles that many face but seldom discuss, particularly among farmers, ranchers, and ag business owners. In this week's episode I share some of my own experiences when it comes to mental health and how mental health is a big issue in agriculture: Mental health is often overlooked because it's not talked about en...
2024-09-1021 minPioneer MindsetE30 | Navigating Grain Markets and Harvest Planning with Zane AbnerEpisode Summary This week I am excited to welcome my first guest to Pioneer Mindset, Zane Abner, a grain and livestock risk management consultant and insurance agent with Tredas. As we approach the fall harvest season, Zane shares valuable insights for farmers and ranchers on navigating grain markets, managing risk, and creating proactive strategies to maximize profits. With a focus on practical advice for grain marketing, this episode is packed with tips to help producers make informed decisions during a volatile time in agriculture. In this week's episode I sit down with Zane to talk...
2024-09-0331 minPioneer MindsetE29 | Learning From Missed Opportunities to Step Out of Our Comfort Zone for Future SuccessEpisode Summary This week I explore the concept of missed opportunities and how decisions made in the past shape our present and future by learning from them.I talk about the importance of recognizing potential opportunities, even when they are disguised as challenges or obstacles.Many in farming and family businesses, often go back to the security of familiar paths rather than exploring new ventures that may offer growth and success.This episode is about encouraging you to be willing to explore new ideas, step into uncomfortable situations, and pursue opportunities with purpose and conviction. ...
2024-08-2721 minPioneer MindsetE28 | Conviction in Action: Making Decisions and Owning the OutcomeEpisode Summary In this episode, I dive into the challenge of decision-making on the farm and business.I share about a recent decision I was faced with, which was implementing a grain dryer project on our farm.I share about the struggles between weighing the pros and cons, the fear of unknown consequences, and the heavy responsibility that comes with making decisions that have substantial financial commitments. In this week's episode I share the weight of making decisions on the farm and in business: I dive into understanding how the weight of decisions can...
2024-08-2020 minPioneer MindsetE27 | Balancing Ambition and Contentment: Striving for More While Appreciating What You HaveEpisode Summary Have you ever taken the time to look back and reflect on your current season and realized it's what you have been praying for?Do you find it hard to be content in your current season? In this week's episode, I focus on the challenge of finding contentment and gratitude in the season you're currently in, especially when faced with new challenges and opportunities. In this week's episode I share about finding contentment and gratitude in the season you're currently in: The current season always seems like it's the hardest.I dive...
2024-08-1316 minPioneer MindsetE26 | Navigating the Fog: How Do We Find Clarity in Uncertain Times?Episode Summary This week I discuss the challenges and stories in our head that come from a scarcity mindset. How do we overcome these mindsets when faced with new challenges? Tune in as I share of some ways that have helped me breed clarity when faced with uncertainty. In this week's episode I share how we can deal with a scarcity mindset: I dive into how focusing on the facts can help us through the fog of uncertainty. I talk about the importance of focusing on our numbers and creating a plan in order...
2024-08-0619 minPioneer MindsetE25 | Breaking the Corn-Soybean Rotation: Recapping Our Small Grain HarvestEpisode Summary In this week's episode, I share about our small grains harvest from this year, focusing on wheat, rye, and triticale.I dive into the yields, revenues, and unique benefits of each grain, and share some insights into our farming practices. Join me as I discuss the highs and lows of this year's harvest, the economics behind these crops, and the importance of soil health and crop diversity. In this episode I give insight into our small grains harvest from this year: I dive into yields, crop marketing and revenue. The benefits of...
2024-07-3025 minPioneer MindsetE24 | Better the Barn than the House: Keeping a Positive Mindset Through Farming SetbacksEpisode Summary On this episode of Pioneer Mindset, I dive into the struggles and challenges with some of our equipment on the farm and how I tried to keep a positive mindset through the setbacks. In today's episode I share how I am tried to manage some challenges we went through on the farm last week: I share some valuable advice received from a friend, "Better the barn than the house." Despite challenges and stress in business, how do we still keep a positive mindset? I dive into the importance of trying to keep...
2024-07-2315 minPioneer MindsetE23 | Are You Managing Your Fields and Finances Like a Drive-By Crop Scouter?Episode Summary This week on Pioneer Mindset, I am diving into managing the different key areas of our farm operations and being intentional on where we are managing our time, both in the field and the finances. In this week's episode I share some thoughts that came up as we were in the thick of spraying this year's crop: I share an experience where I wasn't as intentional in the field and the consequences that came from poor management. While focusing on the day to day operation is important, it's just as important to...
2024-07-1615 minPioneer MindsetE22 | Proving Yourself: Keys Lessons From Innovation & Ego in FarmingEpisode Summary This week I shift my focus back to the mindset challenges that farmers face, especially during the busy season.I reflect on some personal challenges I've recently faced through trying new farming practices and dive into the mental stories that often come with working in the field and the difficulties in managing these thoughts. A few key take aways in this episode when handling challenges and ego that comes with trying new things on the farm: Mindset Management: Being aware and understanding how to navigate the mindsets that come from new challenges...
2024-07-0917 minPioneer MindsetE21 | Empower Your Farm Operation with Smart Financial ToolsEpisode Summary Today, I continue the discussion from the last episode on making informed financial decisions. I share my experience with a software program that has transformed our operation's financial management over the past three years. In this episode I share all the benefits of this financial tool: I share how this tool can help you stay on top of your numbers and make proactive decisions for your farming operation. I dive into the balance sheet and cash flow portions of the software and how they relate to decision making. Not only will this...
2024-07-0220 minPioneer MindsetE20 | Financial Clarity in Farming: Emotional Choices or Data-Driven Decisions?Episode Summary This week I discuss how to make informed decisions in our farming operations.I share my most recent experience with this year's alfalfa crop and how a change in price affected our breakeven projections.This episode is not just about alfalfa but it's about focusing on the principles of strategic decision-making that can apply to any crop or livestock operation. In this episode I share our recent experience with a change in alfalfa prices and how I made a decisions based on that change: In moments of unexpected change it's easy to...
2024-06-2523 minPioneer MindsetE19 | Finding Alignment in Farming & Business: The CORE 4 ApproachEpisode Summary Welcome back to another episode of Pioneer Mindset! It's easy to get caught up, stressed, and lose sight of the joy in our daily tasks, especially in agriculture. Today, I'm thankful for the opportunity to haul corn, drive truck, and bail hay—tasks I genuinely enjoy.Shift my mindset to focus on the things that I enjoy each day has been a game changer for me.Today I am sharing about a concept that can help anyone struggling with finding balance and alignment in their life. In this episode I break down the co...
2024-06-1821 minPioneer MindsetE18 | Shifting Gears: Busy Season MindsetsEpisode Summary In today's episode, I talk focus on mindset during the busy season, talking about the stories we tell ourselves and the comparisons we often make with others. I dive into some of the mental challenges we all face during the busy farming seasons and share some strategies I use to help keep a positive mindset and effectively manage a busy workload. In this episode we share my thoughts on busy season mindsets: I talk about the impact that the comparison game during busy seasons can have on your mental state. I share...
2024-06-1119 minPioneer MindsetE17 | Balancing Work & Family in the Busy SeasonsEpisode Summary In today's episode I talk about some of the challenges when it comes to work and family balance during the busy seasons.Everyone's situation and life is different but being aware and shifting your mindset could have a huge impact on how you balance your work/life balance. In this episode I share how shifting my mindset has helped me work through the challenges of balancing work and family life: I share a metaphor that has really helped me shift my mindset to work through balancing work and family especially during the...
2024-06-0419 minPioneer MindsetE16 | Applying the Principles of Extreme Ownership to BusinessEpisode Summary Today I dive into the principles of extreme ownership discussed in one of my favorite books, "Extreme Ownership" by Jocko Willink and Leif Babin.In this book they share their experiences in the military and how they can be applied to life and business.I am excited to share my takeaways from this book and how I have applied them to my own life. In this episode I share the principles of extreme ownership and how they can be applied to business: I dive into the four laws of combat discussed in...
2024-05-2822 minPioneer MindsetE15 | Farm Income: Trends, Challenges, and StrategiesEpisode Summary Today I take a look at farm income trends over the years, what "returning to normal" could look like and how farmers can navigate the financial ebbs and flows from the markets. I discuss how knowing our enterprise breakevens has impacted our operation and marketing decisions.I share how farmers can still make informed decisions that are beneficial to their operation even through the uncertainty of the markets. In this episode I break down some of the trends of farm income and how that can impact our operations: I dive into the...
2024-05-2121 minPioneer MindsetE14 | Prioritizing Value Over Chasing the DollarEpisode Summary This week I dive into the importance of focusing on providing value to others not only in business but also in our personal life as well.By shifting our mindset to value over money, it can have a great impact on others and ourselves in return. In this episode we share the mindset shift of providing value instead of just chasing the dollar: I share how beneficial it can be by being intentional about daily actions and evaluating whether they contribute to providing value to others. I highlight the importance of investing...
2024-05-1416 minPioneer MindsetE13 | Embracing Change in Your IdentityEpisode Summary Welcome back to another episode of Pioneer Mindset where I dive into what your identity means. In this episode I share what our identity means: I thought that my identity was always what I did such as being a farmer or cattleman. Through having that mindset, I felt like that identity couldn't change. However through our different struggles on the farm, I began to open myself up to change and what that meant for my identity as a farmer or cattleman. Through this conversation I challenge you to think about the lens...
2024-05-0716 minPioneer MindsetE12 | Pioneer Farmer: Mindset Shifts to Drive Your Operation in the Right DirectionEpisode Summary Thank you so much to everyone who has tuned into Pioneer Mindset and supported this podcast! I hope that you find value each week that resonates with you or your operation. This week I have a special episode, introducing the new business I am bringing to you, Pioneer Farmer! Tune in to find out more about shifting your mindset to drive your operation in the right direction! To Get The Free Training, Click Here! Connect with Garrett: Follow on Instagram - @garrettruskamp Follow on Facebook - Garrett Ruskamp Make...
2024-04-3011 minPioneer MindsetE11 | Skillsets for Life: Coaching & ConsultingEpisode Summary In this episode, I wrap up the series of the six skill sets that will pay you for life. Together we've covered speaking, seduction, teaching, and training. Now, let's dive into coaching and consulting. In this final episode of the 6 skillsets for life series, I talk about coaching and consulting: I talk about the essential elements of coaching, including building trust, encouraging self-discovery, and providing support and guidance. Through real-world examples, I highlight the role consultants provide such as valuable advice, leveraging their expertise, and driving tangible results. I share the importance...
2024-04-2317 minPioneer MindsetE10 | Applying Teaching & Training to Your Life & BusinessEpisode Summary Continuing in the series of valuable life skillsets, I talk about how the value of teaching and training.As we get further into this series, I share how each of these skillsets are very beneficial and the importance of how they all connect together, bringing value back to your business, operation or even personal life. In this episode I talk about the value of teaching and training and some of the key takeaways from some of my own experiences: Effective communication is key in the foundation for teaching and training. Learning to...
2024-04-1614 minPioneer MindsetE9 | Mastering Win-Win Conversations: The Skillset of SeductionEpisode Summary This week we are continuing on in the series of valuable life skillsets and moving on to seduction which is in the context of persuasion and influence in different situations. In this episode I share what the skillset of seduction in different life situations can look like: There are so many different areas of life from business to personal where these skillsets can be beneficial. I highlight some key situations where we can focus on interests over positions, allowing the conversation to be more constructive, effective and end in win-win outcomes. When...
2024-04-0917 minPioneer MindsetE8 | The Power of Effective SpeakingEpisode Summary In today's episode, I dive into a new series on some of life's valuable skillsets and I am kicking it off with the first one, which is the value of speaking.Speaking is something I was never really taught or took the time to understand the value of.Through time and experience, I began to understand the value and impact of speaking in both my personal life and business. In this episode I talk about the valuable life skill of speaking and how it has impacted me: Speaking is something that has...
2024-04-0211 minPioneer MindsetE7 | Working ON Your Business Vs. IN Your BusinessEpisode Summary In this episode I talk about the mindset shift that I had when I took more of a management role in our operation.The previous generation of the farm was always conditioned that if you worked hard day to day, it will pay off.Unfortunately, today that's not the case when it comes to operating and sustaining a business. In this episode I share my mindset shift from working ON our business to IN our business: Many farmers, ranchers and ag business owners are conditioned to work, work, work, but does that...
2024-03-2612 minPioneer MindsetE6 | From Uncertainty to Confidence: Transforming Your Relationship with Your BankerEpisode Summary In this episode I dive back into another big issue in the ag industry: operating in uncertainty and how that makes you feel powerless in your operation with your banker. Building on the previous episode about leveraging family legacies just to stay in business, I address the dynamics of relationships with bankers and the challenges of not having clarity on your financial position. When you enter your banker's office, how do you feel? For many, it's a mix of discomfort, anxiety, and a sense of powerlessness, but it doesn't have to be that...
2024-03-1914 minPioneer MindsetE5 | The Weight of Leveraging a LegacyEpisode Summary Welcome back to Pioneer Mindset. In today's episode, we're diving back into a critical issue faced by many farmers, ranchers, and ag business owners. We'll be focusing on the challenges surrounding high leverage and its impact on not just businesses but also the legacies tied to them. In this episode I share how our own operation has been impacted by leveraging our legacy and some of the things I've learned from those experiences: We expanded our cow/calf operation and I share some of the growing losses that came with that. I...
2024-03-1216 minPioneer MindsetE4 | Changing the Negative Stories in Our HeadEpisode Summary In this week's episode, I walk through how I deal with some of the negative stories in my head.I share some of the tools that I use to change those stories to empowering feelings in order to take action to move forward. In this episode I share: How I deal with some of the stories in my head. What are the facts vs what I'm afraid of. The tools I use to change those stories in order to take action. Connect with Garrett: Follow on Instagram - @garrettruskamp Follow...
2024-03-0508 minPioneer MindsetE3 | How I Went From Barely Surviving to Taking Ownership in Our OperationEpisode Summary In today's episode I share about how I was in the endless cycle of barely surviving and hoping for a magical solution.Our operation was struggling financially and it was hard to see a way out, making me question why we were even doing this. In this episode I share how I took ownership within that endless cycle of barely surviving: Stopping the karmic loop of stories in our heads. Acknowledging what I have been through in the past and how it can help me through my current struggles. The importance of...
2024-02-2713 minPioneer MindsetE2 | How Has Disorganization Created Chaos in Your Operation?Episode Summary In today's episode, I address how the disorganization within our operation created a lot of chaos.Through the lack of organization, we struggled to keep the books up to date and it was always a challenge getting financials for the bank put together.Having this state of constant chaos lead to a lot of stress and pressure, but once I took the time to create some organization, it allowed me to take back control of our operation. In this episode I dive into how disorganization created a lot of chaos in our operation:
2024-02-2712 minPioneer MindsetE1 | My Journey to a Pioneer MindsetEpisode Summary In the very first episode of Pioneer Mindset, I share my background in farming and agriculture.I dive into my journey through some of the struggles I've faced in agriculture and how that has lead me to more of a pioneer mindset, giving me a more forward thinking approach. In this episode I share my journey to a pioneer mindset: I share my background in farming and agriculture. I dive into my journey through some of the struggles I've faced in agriculture. How these challenges in farming have lead me to adapt...
2024-02-2719 minPioneer MindsetWelcome to Pioneer Mindset!Welcome to Pioneer Mindset! A podcast for rural ag business owners who want to challenge their mindset and address the discomfort in their business and personal lives by finding clarity resulting in bold conviction. Your host, Garrett Ruskamp, is a 5th generation farmer, husband and father from rural Nebraska.In the last 10 years of farming, he has experienced many challenges that business owners face on a day to day basis that stem from disorganization and being financially unaware. He understands the weight of uncertainty that comes from operating in a state of mind triggered by these struggles.
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