Shows
Plan Today Own TomorrowLongevity and Beating Inflation2025-07-2854 min
Optimized HealthEp. 53 “Retire Strong: Building Wealth and Wellness with Garry Thurman”In this episode Josh and Mandy sit down with financial advisor and author Garry Thurman to talk about his upcoming book Retire Strong- a bold take on preparing not just for your finances, but you health for the road ahead. They dive into how optimal health is a key investment strategy, why life insurance and retirement plans matter more than ever, and how to align your lifestyle with your long-term goals weather you are in your 30’s or 60’s, this conversation will challenge you to think differently about your legacy-physically and financially.2025-07-1458 minPlan Today Own TomorrowRetriement Fears2025-07-1454 minPlan Today Own TomorrowMedicare Planning2025-07-0754 minPlan Today Own TomorrowIncome Planning and Inflation Risk2025-06-3054 minPlan Today Own TomorrowThe Retirement Redzone2025-06-2354 minPlan Today Own TomorrowMarket Volatility2025-06-1754 minPlan Today Own TomorrowRetirement Mindset2025-06-1754 minPlan Today Own TomorrowThe Curveballs in Retirement2025-06-1754 min
During the Break with Clint PowellAuthor of "Retire Strong: How to Protect Your Health and Wealth for the Life You Want" - Garry ThurmanThis was a fun and informative conversation with a repeat guest offender and owner of Guardian Investment Advisors - Garry Thurman! We talked about is new book 'Retire Strong' and it's unique big picture approach to life and retirment! Tying the importance of our wealth AND our health together is key and Garry uses his own journey as an example!
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Alchemy Medspa and Wellness...2025-05-2335 min
Plan Today Own Tomorrow with Garry ThurmanRetirement Realities: The Positive OutlookIn this conversation, Garry Thurman and Bobby Futch discuss the positive outlook of retirees, with 72% reporting better-than-expected experiences. They emphasize the importance of multiple income streams, predictable income, and consolidating retirement accounts. The hosts also highlight potential red flags for retirement, such as living paycheck to paycheck, managing debt, and understanding expenses. They stress the need to maximize Social Security benefits and the importance of having a comprehensive retirement plan f you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning...2025-05-1748 minPlan Today Own Tomorrow with Garry ThurmanHealth and Wealth: The Unbreakable LinkIn this conversation, Garry Thurman discusses the critical relationship between health and wealth as individuals approach retirement. He emphasizes the importance of proactive health planning alongside financial strategies to ensure a fulfilling retirement. Garry shares his personal health journey, highlighting the impact of health on financial stability and the necessity of addressing both aspects to avoid the double threat of declining health and uncertain finances. The discussion also touches on the emotional and spiritual dimensions of retirement planning, underscoring the need for a comprehensive approach that includes both health and wealth considerations If you have any questions...2025-05-1048 minPlan Today Own Tomorrow with Garry ThurmanMastering Diversification for Financial SuccessOn this episode, Garry Thurman and Bobby Futch discuss the financial habits of the middle class, emphasizing the importance of avoiding common mistakes, understanding the influence of one's environment, and recognizing the energy of money. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2025-04-2648 minPlan Today Own Tomorrow with Garry ThurmanStrategies for a Secure RetirementIn this episode, Garry Thurman and Bobby Futch discuss the current market challenges faced by pre-retirees, emphasizing the importance of having a solid financial plan. They explore the implications of recent market fluctuations, the necessity of understanding tax impacts on retirement savings, and the critical role of Social Security in retirement planning. The hosts advocate for a proactive approach to financial planning, including the use of a bucket system for investments and the importance of maximizing Social Security benefits. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or...2025-04-1948 min
During the Break with Clint PowellAging AND Money with Garry Thurman! That's Right - How We See and Use Our Money Is Part of Aging!18TO80 Podcast Share! Garry Thurman - Owner of Guradian Investment Advisors joined me in-studio! We talked about his health journey - the connection between money and health - AND the relationship with have with our money throughout the years! Garry gave some great insights and advice! Yep - good tips for 18 and wait for....80 year olds too!
Mother Nature and Father Time ar: e undefeated! That doesn't mean we have to go quietly into that good night! Nope - we can live intentionally! Supplements - Vitamins - Mindsets - Bio Hacks - Science - Food - Exercise...2025-03-2532 min
18 TO 80 PodcastAging AND Money with Garry Thurman! That's Right - How We See and Use Our Money Is Part of Aging!Garry Thurman - Owner of Guradian Investment Advisors joined me in-studio! We talked about his health journey - the connection between money and health - AND the relationship with have with our money throughout the years! Garry gave some great insights and advice! Yep - good tips for 18 and wait for....80 year olds too!
Mother Nature and Father Time ar: e undefeated! That doesn't mean we have to go quietly into that good night! Nope - we can live intentionally! Supplements - Vitamins - Mindsets - Bio Hacks - Science - Food - Exercise - Sleep...2025-03-2032 minPlan Today Own Tomorrow with Garry ThurmanRetirement Planning and Behavioral FinanceOn this episode of Plan Today Own Tomorrow, we are going to talk about how your behaviors can influence your finances. What is behavioral finance?, and how understanding it can help you as you approach retirement. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2025-02-0148 minPlan Today Own Tomorrow with Garry ThurmanProtecting Your Retirement in Chaotic TimesPlan Today Own Tomorrow: As we step into 2025 following a confusing year shaped by geopolitical shifts, ongoing conflicts, and lingering questions about inflation, interest rates, immigration, and trade, the retirement investing landscape may feel overwhelming for many investors. We'll dig into five ways to help you protect your retirement savings. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2025-01-2548 minPlan Today Own Tomorrow with Garry ThurmanGetting Your Retirement in Great Shape for 2025On this edition of Plan today on tomorrow: It's critical to focus on your financial fitness. But what about your physical fitness? Come train with us as we connect money to muscle and we talk five major exercises that can whip your physique and your portfolio into shape. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2025-01-1849 minPlan Today Own Tomorrow with Garry ThurmanPlan Today Own Tomorrow: Critical Concerns for Retirees in 2025Coming up on Plan Today, Own Tomorrow, one of the world's leading investment banks just dropped five critical concerns that retirees are going to face in 2025. Stick with us as we reveal each one and tell you exactly how to tackle all of them. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2025-01-1148 minPlan Today Own Tomorrow with Garry ThurmanFinancial Resolutions for the New YearOn this edition of Plan Today, Own tomorrow: Did you know nearly half of Americans have set financial resolutions for next year? Financial goals are topping the charts as the most common New Year's resolutions beating out fitness for the first time in years. Don't miss this deep dive into achieving financial clarity in the new year coming up on Plan Today, Own Tomorrow. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B...2024-12-2848 minPlan Today Own Tomorrow with Garry ThurmanThe World is Ever Changing, Is Your Retirement Plan Ready?President-elect Donald Trump's second term is raising questions about how his administration might impact retirement savings. Financial planners are already working with their clients to make sense of potential changes from new tax policies to market trends to economic forecasts. Today on Plan Today on Tomorrow, we'll explore ways to navigate retirement in 2025. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-12-2148 min
During the Break with Clint PowellGarry Thurman and Bobby Futch with Guardian Investment Advisors!Garry Thurman and Bobby Futch from Guardian Investment Advisors joined me in-studio! We talked savings - our relationship with money - taxes - changes in 2025 - habits - business - played a game of 'would you rather' - AND MUCH, MUCH MORE!
THANK YOU TO OUR SPONSORS:
Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/
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Guardian Investment Advisors: https://giaplantoday.com/
Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/
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ALL THINGS JEFF...2024-12-2048 minPlan Today Own Tomorrow with Garry ThurmanRetirement Should be a Magical Time, But there are Concerns to DiscussComing up today on Plan Today Own Tomorrow, you know, we're often told that retirement is the most magical time where all our worries fade. But the reality is, for many boomers, retirement comes with its own set of concerns. Coming up, two things to do and two things not to do to help you with your retirement. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com...2024-12-1448 minPlan Today Own Tomorrow with Garry ThurmanCan you Retire in 3 years or Less? Stay TunedWelcome to Plan Today on Tomorrow. Today we're tackling a question that's probably crossed all of our minds at some point. Can you really retire in three years or less? I know it sounds crazy, but for some folks it's totally doable. We're going to break down the key things you need to consider if early retirement is your goal. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee...2024-12-0748 minPlan Today Own Tomorrow with Garry ThurmanRetirement Planning Changes for 2025This week on Plan today Own Tomorrow: There are significant retirement planning changes coming up in 2025. Changes impacting 401k plans, IRAs, and they are absolutely worth paying attention to no matter when you plan to retire. We'll explain what each means for you coming up on Plan Today, Own Tomorrow. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-11-3049 minPlan Today Own Tomorrow with Garry ThurmanPreserving Your Wealth for Your RetirementOn this week's show it's great to save money, but true wealth preservation goes way beyond that. It's all about making smart choices that keep your finances healthy and secure both now and in the future. We've got eight ways to preserve your wealth coming up today on Plan Today, Own Tomorrow. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-11-1648 minPlan Today Own Tomorrow with Garry ThurmanImportance of Estate Planning and Your RetirementRetirement isn't just about securing your future, it's also about creating a legacy. On the show this week, we'll discuss essential estate planning strategies from wills and trusts to tax-efficient wealth transfers that ensure your hard-earned assets are passed on to your loved ones and your legacy will live on. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-11-0948 minPlan Today Own Tomorrow with Garry ThurmanSweet Discussion Involving Retirement PlanningComing up on Plan Today, Own Tomorrow, everyone on the show is going trick or treating. We are going house to house for the Halloween sweets that symbolize the richest retirement planning strategies. Don't miss this candy craving celebration that can get your cash up. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-11-0248 minPlan Today Own Tomorrow with Garry ThurmanYour Health and Planning for Retirement Go Hand in HandComing up on Plan Today, Own Tomorrow, we're talking about how health takes center stage as you approach retirement. Is your financial plan prepared for what's ahead? Tanner Moore, Senior Healthcare Advisor and Advisor Bobby Futch are driving the show this week as Garry Thurman is on assignment. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-10-2650 minPlan Today Own Tomorrow with Garry ThurmanPlanning to Retire Soon? Stay TunedIt's going to be a big year for those that are planning to retire in 2025. If that's you, we've got some things you need to do before saying goodbye to 2024. What's Love got to do with retirement? Love Language quiz and how it relates to planning for your future on this week's show. If you have any questions concerning your retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retire, Plan, Budget, Save, Taxes, Roth, 401K, PensionSee omnystudio.com/listener for privacy information.2024-10-1948 minPlan Today Own Tomorrow with Garry ThurmanFour Seasons of Retirement, Don't be left out in the ColdComing up on Plan Today, Own Tomorrow, we're going to celebrate the changing of the seasons and make sure you don't get left out in the cold. Don't miss our special seasonal tips that you need to know to maximize financial success from the sunny start of the spring to the freezing chill of winter. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy...2024-10-1248 minPlan Today Own Tomorrow with Garry ThurmanReal Emotions and How they Relate to Retirement PlanningOn this edition of Plan Today Own Tomorrow, it's time to get in touch with your feelings. We all have six main emotions, and we're going to talk about making each one of them work for you so that your financial future feels ideal. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-10-0548 minPlan Today Own Tomorrow with Garry ThurmanDon't Be Overwhelmed by Retirement PlanningWhile we all understand the importance of saving for retirement, the multitude of choices and financial advice can often leave us feeling a little bit overwhelmed. To simplify the process, let's explore some crucial retirement guidelines If you have any questions concerning your retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.2024-09-2848 minPlan Today Own Tomorrow with Garry ThurmanThe Moving Parts of Retirement Planning that you Need to KnowMost of the financial articles you read are about the importance of saving for retirement. Saving is important, but generally it isn't enough to retire successfully. Retirement has lots of moving parts and we're going to break them all down next on Plan Today on Tomorrow. If you have any questions concerning your retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retire, Plan, Budget, Save, Taxes, Roth, 401K, PensionSee omnystudio.com/listener for privacy information.2024-09-2148 minPlan Today Own Tomorrow with Garry ThurmanRetirement Prescription for Financial HealthComing up, we're going to write you a prescription for financial health and talk about financial diseases that retirees should avoid. Stay with us if you want to stay healthy, wealthy, and happy. If you have any questions concerning your retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retire, Plan, Budget, Save, Taxes, Roth, 401K, PensionSee omnystudio.com/listener for privacy information.2024-09-0748 minPlan Today Own Tomorrow with Garry ThurmanLatest and Hottest Topics on RetirementComing up on Plan Today on Tomorrow, what are the hot topics on everyone's mind when it comes to retirement? The election, inflation, interest rates, and taxes. We hit it all on today's show. If you have any questions concerning your retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.2024-08-3148 minPlan Today Own Tomorrow with Garry ThurmanPlanning for Retirement Can be Daunting, We have Helpful TipsPlanning for retirement can be daunting, but knowing the pitfalls can make all the difference. From delaying your planning to understanding your future costs, these missteps can significantly impact your retirement. We'll show you some proactive strategies to sidestep these common errors and secure a comfortable and stress -free retirement If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/listener for privacy information.2024-08-2448 minPlan Today Own Tomorrow with Garry ThurmanPlan Today, Own Tomorrow: To Roth or Not to Roth?On this week's show: A question we often hear is, should I do a Roth conversion? As you might expect, the answer depends on the circumstances. We'll highlight some reasons when it might make sense, and when it might not, today on Plan Today on Tomorrow. If you have any questions about your own retirement call Garry Thurman, Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retiring, Retirement, Saving, Save, Plan, Planning, 401K, Pension, IRA,See omnystudio.com/listener for privacy information.2024-08-1748 minPlan Today Own Tomorrow with Garry Thurman10 Surprising Stats About the State of Retirement in America.On this edition of Plan Today Own Tomorrow 10 retirement stats that may surprise you. The stats include the fact that many Americans have saved for retirement, but have failed to plan. The stats also include that many of us are not factoring in longevity and what that will mean to your overall retirement. If you have questions about your own retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retirement, Retire, Plan, Planning, Save, Saving, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.2024-08-1048 minPlan Today Own Tomorrow with Garry ThurmanAvoiding Bad Habits and Building Wealth for Your RetirementWe've met with countless individuals struggling to break free from the rat race. Even though they have good paying jobs, they seem stuck in middle class, barely making ends meet. It's all about money habits that prevent them from building wealth. On today's show, we're gonna explore habits and how to avoid them to build super wealth. If you have any questions about your own retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retiring, Retirement, Saving, Save, Plan, Planning, 401K, Pension, IRA,See omnystudio.com/l...2024-08-0348 minPlan Today Own Tomorrow with Garry ThurmanTop Retirement News Stories and Retirement Regrets to AvoidOn this edition of Plan Today Own Tomorrow we go over top retirement news stories making headlines. Hindsight is 20-20 so we will also talk about retirement regrets and how to avoid them. Big retirement planning concerns are out there and are you ready for them? If you have any questions concerning your own retirement call Guardian Investment Advisors 800-517-1575 or click here to visit or website. Retirement, Planning, Strategy, Spending, Saving, RMD, 401K, Roth, Annuity, See omnystudio.com/listener for privacy information.2024-07-2848 minPlan Today Own Tomorrow with Garry ThurmanFinding the Right Financial Advisor is ImportantOn this edition Of Plan Today Own Tomorrow, how can you find a financial advisor and not just any financial advisor, but the right financial advisor for you? Today we will walk through the steps to make sure you're doing just that. If you have any questions about your retirement situation call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retirement, Planning, Saving, 401K, IRA, TSP, Healthcare,See omnystudio.com/listener for privacy information.2024-07-1348 minPlan Today Own Tomorrow with Garry ThurmanInvesting After You’re Retired, Should You Do it?On this edition we dig into investing and timing. Should you continue to invest after retirement? Asset allocation as you enter into retirement can be key and we will tell you why that’s the case. Once you retire withdrawing money from accounts has a science to it and the science may be different depending on your situation. If you have any questions about your own retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retiring, Retirement, Saving, Save, Plan, Planning, 401K, Pension, IRA,See omnystudio.com...2024-07-0648 minPlan Today Own Tomorrow with Garry ThurmanUnprecedented Times Calls for Dialed in Retirement PlanningOn this week’s show we look at the landscape we are currently in and how important being ready financially is for retirees and pre-retirees. Artificial Intelligence(AI) is here to stay and we will discuss what that means for financial planning. We will also give you important questions to ask when considering working with a financial advisor. If you have any questions about your retirement planning call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Planning, Retiring, Saving, 401K, IRA, TSP, 403B, TaxesSee omnystudio.com/li...2024-06-2948 minPlan Today Own Tomorrow with Garry ThurmanPotential Surprises in Retirement and how to Deal with ThemOn this week’s show we discuss possible surprises that if you’re not ready for them can wreck your retirement goals. Is your 401K doing all it can for you? We will dive in. We go into real numbers and what they mean, CPI, inflation, all coming up on today’s show. If you have any questions regarding your retirement contact Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retire, Save, Plan, Taxes, 401K, IRA, Healthcare,See omnystudio.com/listener for privacy information.2024-06-0148 minPlan Today Own Tomorrow with Garry ThurmanPlan Well Gain Peace of MindOn this week’s show we discuss the current state of the economy and what it could mean for retirement. What are we most afraid of as we head toward retirement? Great question and we will discuss some answers. Every retirement journey will encounter rough patches so it’s important to recognize them and maneuver. If you have any questions contact Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retirement, Taxes, Planning, 401K, Healthcare, Saving, 403B, IRASee omnystudio.com/listener for privacy information.2024-05-2548 minPlan Today Own Tomorrow with Garry ThurmanProposed Biden Tax plan and What it Means & Identifying Retirement MisconceptionsOn this week’s show President Biden's proposed tax plan and what it means. Retirement misconceptions that can be detrimental to planning. We will also discuss the little things that can make a big difference in planning for your golden years. If you have questions about your own planning call Guardian Investment Advisors 800-517-1575 or click here to visit the website. Retirement, Saving, Planning, IRA, Roth, Taxes, Healthcare, PensionSee omnystudio.com/listener for privacy information.2024-05-1149 minPlan Today Own Tomorrow with Garry ThurmanRetirement Planning Regrets and How to Avoid ThemOn this week’s show we talk regret. Could of, should of, or would of is not what you want to be saying about your retirement. We go over some big ones and how you to avoid them. How can you achieve a carefree retirement? We dive in on planning for your retirement success. If you have any questions concerning your retirement call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retirement. Planning, Saving, 401K, Roth, Taxes, Healthcare See omnystudio.com/listener for privacy information.2024-05-0448 min
Good Neighbor Podcast for the Greater Chattanooga RegionGarry Thurman with Guardian Investment AdvisorsGood Neighbor Podcast Show Media AccountsGood Neighbor Podcasthttps://www.friendsandneighborsgroup.com https://www.facebook.com/FriendsNeighborsGrouphttps://www.instagram.com/friendsneighborsgroup (COMING SOON) https://www.pinterest.com/FriendsNeighborsGroup (COMING SOON)https://twitter.com/f_n_grouphttps://www.linkedin.com/company/friendsneighborsgroup/about/https://www.tiktok.com/@friendsneighborsgroup (COMING SOON)https://www.youtube.com/@FriendsNeighborsGrouphttps://podcasts.apple.com/us/podcast/good-neighbor-podcast-for-the-greater-chattanooga-region/id1739303534https://www.iheart.com/podcast/269-good-neighbor-podcast-for-156268559/https://open.spotify.com/show/5YYkezp741rmU6Bmjzme5A...2024-04-0420 minPlan Today Own Tomorrow with Garry ThurmanGuardian Investment Advisors Travels To NashvilleOn this week's Plan Today Own Tomorrow, Garry recounts the firms trip to Nashville. Also today what steps should you be taking to strengthen your finances in the new year? Women and retirement, have some differences that need to be factored in and we will discuss. Achieving financial happiness in retirement is possible, but will a different path for each of us. If you have any questions call Guardian Investment Advisors 800-517-1575 or click here to visit our website. Retirement, Safety, Planning, Saving, 401K, Roth, IRA, TaxesSee omnystudio.com/li...2024-03-0248 min
During the Break with Clint PowellGarry Thurman - Guardian Investment Advisors - BACK on DTB!Garry Thurman - Owner of Guardian Investment Advisors is back on DTB! We talked about mistakes around financial planning - elections and the markets - how GIA is growing - AND MUCH MORE!
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Optimize U Chattanooga: https://optimizeunow.com/chattanooga/
Alchemy Medspa and Wellness Center...2024-02-1031 minPlan Today Own Tomorrow with Garry ThurmanBig Retirement Planning Fears and a Special GuestOn this week's show Garry Thurman will welcome his good friend Prashant Sabapathi to the show. Prashant is a Fiduciary Advisor in the Baltimore Maryland/DC area. We start with Retirement Planning fears and then both Garry and Prashant will chime in on how they are helping their clients retire with confidence. If you have any questions with your retirement situation call Guardian Investment Advisors 800-517-1575. Planning, Plan, Savings, Save, Taxes, 401K, RothSee omnystudio.com/listener for privacy information.2023-10-0748 minPlan Today Own Tomorrow with Garry ThurmanWhat can We Learn from Big Money Mistakes of the Rich and Famous? Answer: Much.On this week’s show we dive into big money mistakes by very familiar names. We will also give you tips on how to avoid the same mistakes. How can an advisor help in similar situations? Tax planning and legacy planning are two examples of the importance of working with an advisor to these important elements right. A third area to really take advantage with an advisors is diversification. We will discuss the importance of being truly diversified. If you have any questions about your own retirement reach out to Garry Thurman 800-517-1575. R...2023-08-2648 min
Plan Today, Own TomorrowPlanning on retiring with the next few years? Consider this checklist! Understand your monthly spending and /or monthly budget Have a proper handle on your monthly income sources Don’t forget about medical or health care cost Decide whether you are going to enlist the help of a financial professional Develop a written financial plan 2021-06-0414 min
Plan Today, Own TomorrowFour Methods to Help create an Income Stream in Retirement Method #1- Systematic Withdrawal- Also know as the 4% withdrawal rule or “Goal-based” Method #2- Time-segmentation or “bucketing” Method #3- Income Flooring Method #4- Guaranteed Cash Flow planning 2021-05-2811 min
Plan Today, Own TomorrowHelp Simplify Your Retirement PlanWhy can retirement be so stressful? 1. Focus on the big picture, not just potential returns 2. Consolidate your accounts 3. Broad diversification 4. Automate your income 5. Strip your investment strategy down 6. Go green-paperless 7. Can a “bucket plan” help you?2021-05-2113 min
Plan Today, Own Tomorrow5 Frequently Asked Retirement Questions How much money do I need to retire? What is an RMD? How do taxes work with my social security and/or pension plan? How much could healthcare cost in retirement? When can I withdraw money from my retirement accounts? 2021-04-3014 min
Plan Today, Own TomorrowWhy you may not retire on time. Four things to consider. Stock market downturn at the wrong time Not enough diversification Fear of uncertainty Not enough monthly income 2021-04-1611 min
Plan Today, Own Tomorrow8 facts about annuities every retiree should know What is an annuity? Immediate vs Deferred- the difference Does the beneficiary inherit your payment or your cash value? Do you have to annuitize your annuity to turn it into a income stream? Is there any insurance on the annuity or payment? How do the fees work? How do annuities earn interest? How does the insurance agent or financial advisor get paid for the annuity? Bonus! Do insurance agents or financial advisor have multiple options for annuities they can use?2021-04-0916 min
Plan Today, Own Tomorrow7 Retirement Risks Inflation Risk Longevity Risk Long-term illness/Chronic Illness Risk Rising health care cost Emotional/irrational investor behavior Losing money “safely” Sequence of return risk 2021-04-0217 min
Plan Today, Own Tomorrow4 money mistakes in retirement Investing too conservatively Best way to approach the lump sum vs. pension decision Focusing on your assets instead of your retirement income Choosing the right Medicare plan 2021-03-1911 min
Plan Today, Own TomorrowFour choices every retiree has to make! How long do you plan to work? What are some pros and cons? How long will your retirement last? Identifying income sources, tracking your expense, planning for inflation and managing risk! How will you generate income in retirement? Guaranteed income, Non-guaranteed income and Combination income! What is the ultimate purpose of your assets? 2021-03-0512 min
Plan Today, Own TomorrowLife-changing financial events-and what you should know about them! What is a “financial milestone?” Age 55, age 59.5, Age 62, age 65, age 66-67, age 70 and age 72 What about Medicare and all it’s moving parts? Other financial milestones that change your life (College planning, marriage and divorce) 2021-02-1913 min
Plan Today, Own TomorrowThe Three Phases of Your Financial Life Accumulation Phase Preservation Phase Distribution Phase 2021-02-1212 min
Plan Today, Own TomorrowFinancial Planning “Rules of Thumb”- Are they worth using?Let’s define what “rule of thumb” really means Save 10% of your income rule Using your age to determine your risk/non risk allocations. “rule of 100” You will need 70-80% of working income in retirement 4% rule You need $1,000,000 at least to retire 2021-01-2912 min
Plan Today, Own TomorrowThe biggest retirement challenges1. Sequence of Return Risk and Stock Market Timing 2. Rising Cost of Health Care and Long Term Care 3. Outliving your nest egg 4. Inflation2021-01-2211 min
Plan Today, Own TomorrowHow to live a happy retirement!Let’s define what happiness means Key steps: Define what you want out of your retirement Set your target date Develop an income plan Get a part time “fun” job Don’t get complacent 2021-01-1514 min
Plan Today, Own TomorrowThe 5 years before you retire! Time to “tighten-up” that budget Explore some consolidation efforts Payoff or reduce your debts Hire a financial planner Reduce your investment risk 2021-01-0811 min
Plan Today, Own TomorrowCommon mistakes that could impact your retirementMistake #1- Underestimating your needs Mistake #2- Panic Selling Mistake #3- Not knowing what happens when you take money out of an account Mistake #4- Listening to the “hot tip” Don’t follow the herd-2020-12-1811 min
Plan Today, Own TomorrowWhy you might not need as much to retire as you are being told What is the right number to focus on? Best method to determine where you stand? Creating a retirement budget and all if its moving parts! What about life’s variables? Are you prepared? What should you do? 2020-12-0412 min
Plan Today, Own TomorrowHow to integrate the “3 worlds of money” into your retirement Is there one superior financial vehicle to all others? Can I have money in only one world of money and still be successful? What financial vehicles should I consider once I retire? How can I invest my nest egg to help maximize my retirement income? Are there financial advisors that have access to all 3 worlds of money? 2020-11-1313 min
Plan Today, Own TomorrowControlling your retirement fees! How much does it cost to buy and sell stocks? Are all mutual funds loaded with commissions attached to them? What other type of fees are inside mutual funds? Why do ETF’s have lower expense ratios that most mutual funds? Do annuities have fees? 2020-11-0615 min
Plan Today, Own TomorrowWhy you shouldn’t rely on Medicare for all healthcare costs in retirement What exactly is Medicare and what all does it cover? What is the difference between Medicare part A, B, C and D? What is the difference between and Medigap plan and a Med Advantage Plan? 2020-10-3013 min
Plan Today, Own Tomorrow5 Key Factors to Help Determine How Much You Need to Retire Avoiding assumptions What assumptions? The magic number, understanding your lifestyle, life expectancy, contingent assets, and inflations impact. How to determine how much you need to retire Key factors- creating a safety and growth bucket Health Care Debt 2020-10-1609 min
Plan Today, Own TomorrowFinding the Right Advisor in the Current Retirement Age Why to old school retirement in ending The current retirement age Finding the right advisor What questions to ask that advisor. 2020-10-0911 min
Plan Today, Own TomorrowPsychological Phases of Retirement!These are the 5 phases we will discuss- Imagination Anticipation Liberation Reorientation Reconciliation We will also discuss why it's never too late to plan for retirement, no matter how old you are! 2020-10-0212 min
Plan Today, Own TomorrowWays to help make your money last throughout your lifetime! reduce your fixed expenses keep earning income maximize social security if possible consider using programs that offer income for life don't overlook taxes protect your health and well being 2020-09-1812 min
Plan Today, Own TomorrowHow retirement moving forward will be much different from your parents We are living longer Pensions are becoming extinct Social Security Under Pressure Not knowing how to invest Interest rates are low Rising health care cost 2020-09-1113 min
Plan Today, Own TomorrowRetirement Risks That You Should Plan For Stock Market Risk Sequence of return risk Longevity Risk Inflation risk Bond Risk/Interest Risk 2020-09-0412 min
Plan Today, Own TomorrowIs a pension buyout offer right for you? Why companies are offering pension buyouts How does interest rates play a part in this? What about longevity and liability? 2020-08-2812 min
Plan Today, Own TomorrowAre you prepared for the next bear market? Have you forgot about 2008? Are you in the retirement red zone? Have you considered the impact of needing long term care? 2020-02-2609 min
Plan Today, Own TomorrowAre you in your 40’s with no retirement plan? You are not alone Set a goal (save more, spend less, work longer) Sooner you start the better 2019-09-1916 min
Planning For LifeDon't Let Your 401(k) Fail YouMany people have old an 401(k) from a previous employer or a 401(k) that is simply dormant. Fortunately, you can still take control of it and make it work for you in retirement! Don't let it fail you when you need it most. Listen to this week's edition of Planning For Life with Garry Thurman to learn how we can help!2018-11-2606 minPlanning For LifeTax Free Planning For CollegeAs parents, we know that you want the best for your children. Putting away money for a college education or other future expenses is a great way to invest in their future, but knowing HOW to invest it could make a huge difference! Listen as Garry explains how to generate a tax free income towards college tuition and an early retirement fund.2018-11-1906 minPlanning For LifeTalking About TaxesNo one really wants to talk about taxes, right? Unless of course we're talking about TAX FREE retirement! Listen to the latest episode of Planning For Life with Garry Thurman to learn more about you can make Uncle Sam work for you.2018-11-1206 minPlanning For LifeYour Future Starts TodayIn a special episode dedicated to young adults, Garry addresses some of the most common questions concerning budgets, investing, and more! Take advantage of an early start. Your future self will thank you for it!2018-11-0512 minPlanning For LifeThe Retirement RedzoneFootball season is in full swing, and if you love football as much as we do at Guardian, you know that protecting the ball in the red zone is crucially important to your team's success. Turns out, there's a red zone for retirement, too! Protecting your assets as you approach retirement is one of the most vital steps in ensuring your own success. Listen to this week's podcast to learn how we can help!2018-10-2207 minPlanning For LifeHave Your Cake and Eat It TooThe market is still trending up, but what if we have a market correction? Are your assets protected? Listen to this week's episode of Planning For Life with Garry Thurman to learn how you can participate in market gains AND protect yourself from losses.2018-10-0508 minPlanning For LifeMaking Your Money LastGood news: we're living longer! However, that means you need to ensure that you can retire with enough money to last the rest of your life. In this week's episode of Planning For Life, Garry explains the options you need to consider for a steady retirement income.2018-09-2807 minPlanning For LifeTaking Control of Your Old 401(k)Do you have an old 401(k) that you're not sure what to do with? Take control of it! Listen to this week's episode of Planning For Life with Garry Thurman as he explains the options we have to make your old 401(k) work for you.2018-09-2108 minPlanning For LifeCaptive Versus Indepedent AdvisorsWhen it's time to consider investing, it's important to know what each advisor brings to the table for you. Some advisors are limited in the products they can offer you; however, the advisors at Guardian are independent, which means they're free to offer you the best product for your financial security. Planning for retirement doesn't need create worry. Listen to this episode of Planning For Life with Garry Thurman today to learn how we make it stress free for YOU!2018-09-1707 minPlanning For LifeHow To Retain Your GainsOn the last episode, Garry mentioned the importance of retaining your gains from the market and putting it towards your retirement. This week, he breaks it down even further. When is it time to consider saving your gains? What options do I have? Listen for the answers to those questions and more in this episode of Planning For Life: "How To Retain Your Gains"2018-09-1015 minPlanning For LifeRetain Your GainsDid you know we're currently in the longest market bull run in history? For those still looking to build their portfolios, this is great news! For those looking to retire in the near future, it's time to "Retain Your Gains." In this episode of Planning For Life, Garry discusses the significance of this nearly 10-year market expansion on your retirement portfolio. Listen all the through for a special offer from Garry and the team at Guardian!2018-08-2907 minPlanning For LifeStarting Your Life - Investing For Your FutureFor those who have just graduated and entered the workforce, retirement may seem like a total afterthought. After all, you've got enough on your plate as it is. The reality, however, is that learning how to save now can make all the difference on when you can retire, how much money you'll have available, and it allows you to lay the foundations of financial security for you and your entire family. In the third and final episode of the "Starting Your Life" series of the Planning For Life podcast, Garry explains the importance of building your nest egg as soon...2018-08-2019 minPlanning For LifeStarting Your Life - Becoming Financially IndependentWhether you're already graduated or on the cusp of walking across the stage and into the real world, financial independence is your FIRST step on the road to future success. In part 2 of the "Starting Your Life" series of the Planning For Life podcast, Garry advises young adults entering the workforce on how to inflate their budgets, search for a career, and begin growing their retirement funds. Planning for your life is a marathon; Garry has the key tips to make sure you start it off strong.2018-08-1711 minPlanning For LifeStarting Your Life - BudgetAre you in college or recently graduated? During this transitional stage in your life, it can be easy to forget about the basics of financial planning. However, this time is a golden opportunity to jumpstart your financial future! In a brand new series entitled "Starting Your Life," Garry Thurman will be discussing everything young adults need to know right now to be successful in the future. In part one, Garry goes over the importance of having a budget, preparing for emergencies, and planning for the future with a financial coach at Guardian.2018-08-0906 minPlanning For LifeAre Annuities Right For You?You may have seen articles from the "talking heads" claiming that annuities are a bad fit for everyone, but that simply is not true. In this episode of the Planning For Life podcast, Garry breaks down the pros and cons of some of the most popular annuities. Are annuities a good choice for you? Listen to find out!2018-08-0107 minPlanning For LifeSpeed Bumps on the Road to RetirementSo you've invested money into your retirement fund; that's great! But the work is NOT over yet. You need to be aware of all the potential challenges your investments could face. In this episode of Planning For Life, Garry teaches you how to overcome those challenges for a smoother ride into retirement.2018-07-2505 minPlanning For LifeFees Control Your FutureOn this episode of Planning For Life, award-winning insurance and retirement advisor Garry Thurman discusses hidden fees in your 401(k) that could jeopardize your financial future.E-mail: garry@guardianinvcpa.comPhone: (423) 892-4693Cell: (423) 760-50692018-07-1808 min