Shows
Countdown to Retirement with Gregg MacInnisWhat It Means to Be a ‘Kingdom’ Financial AdvisorWhat It Means to Be a ‘Kingdom’ Financial Advisor In past Countdown to Retirement shows, Gregg MacInnis mentioned that he’s a ‘Kingdom Advisor.’ In today’s episode, he explains what the faith-based organization, how it aligns with the teachings of the Bible when it comes to faith and how it integrates with saving for and spending in retirement. Gregg even says being tax efficient isn’t a sin! For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omny...
2025-12-1608 minCountdown to Retirement with Gregg MacInnisWhat Does Holistic Retirement Planning Mean?What Does Holistic Retirement Planning Mean? If you’re looking for a financial advisor who can design a well-rounded retirement plan, then consider one who offers holistic planning. In this episode of Countdown to Retirement, Gregg MacInnis explains more about his approach, which encompasses income, tax and estate planning, as well as investment management and healthcare and long-term care planning. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy inf...
2025-12-0211 minCountdown to Retirement with Gregg MacInnisWhat is the ‘Bucket Strategy’ in Retirement?What is the ‘Bucket Strategy’ in Retirement? One of the biggest challenges in retirement is figuring out how to spend your hard-earned savings. In this episode of Countdown to Retirement, Greg MacInnis explains what’s called the ‘Bucket Strategy.’ He uses it with his own clients so they can have a tailored combination of safe money, growth money and the ever-important ‘fun’ money. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio.com/listener for pri...
2025-11-1808 minCountdown to Retirement with Gregg MacInnisTime is Running Out to Book Your End-of-Year Financial ReviewTime is Running Out to Book Your End-of-Year Financial Review Have you made an appointment for an end-of-year check of your retirement finances? Time is running out! On this episode of Countdown to Retirement, Greg MacInnis talks about the five things he likes to focus on during a review, including a check of 401(k)/IRA contributions, harvesting stock losses, RMD calculations, Roth conversions and charitable giving. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/Se...
2025-11-0407 minCountdown to Retirement with Gregg MacInnisWhen Should You Start Estate Planning?When Should You Start Estate Planning? Studies have shown that most Americans don’t have a will nor have taken the steps to protect the money they intend to leave for heirs. If you don’t make an estate plan yourself, the state in which you live may make it for you – and you may not like it. On this episode of Countdown to Retirement, Gregg MacInnis explains the importance of estate planning and what to expect when you sit down for a visit. For more information on GMac Family Financial, or to schedule a consulta...
2025-10-2109 minCountdown to Retirement with Gregg MacInnisTurn Your Portfolio Into a ‘Juicy’ Retirement PaycheckTurn Your Portfolio Into a ‘Juicy’ Retirement Paycheck Income drives retirement. When you’re no longer drawing a paycheck from work, you miss it. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you create your own personal pension to take care of basic needs and use other financial accounts to promote withdrawals that also allow you to have a ‘playcheck.’ For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudi...
2025-10-0706 minCountdown to Retirement with Gregg MacInnisDo You Need a ‘Bigger Retirement Boat?’Do You Need a ‘Bigger Retirement Boat?’ The 50th anniversary of the movie ‘Jaws’ brings memories of one of its famous lines, “We’re going to need a bigger boat.” The same can be true in retirement planning. In this episode of Countdown to Retirement, Gregg MacInnis talks about the symptoms that can lead to leakage in your retirement boat and the lifelines that can help repair them. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystu...
2025-09-1609 minCountdown to Retirement with Gregg MacInnisHow Can You ‘Weatherproof’ Your Retirement Plan?How Can You ‘Weatherproof’ Your Retirement Plan? Hurricane season reminds us that if you don’t take precautions until there are warnings, it could be too late. This same can be true in retirement planning. In this episode of Countdown to Retirement, Gregg MacInnis talks about ways to ‘weatherproof’ your savings, including safeguarding income sources, reviewing risk tolerance and addressing outstanding debt. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy...
2025-09-0208 minCountdown to Retirement with Gregg MacInnisThe ‘One Big Beautiful Bill’ – Part 2The ‘One Big Beautiful Bill’ – Part 2 We continue our conversation on President Trump’s ‘One Big Beautiful Bill.’ In this episode of Countdown to Retirement, Gregg MacInnis explains what has changed with charitable donations, auto loan interest deductions and covers the introduction of the new ‘Trump Accounts.’ Gregg also explains his view of tax planning for retirement – the ‘Macro’ view vs. the ‘Micro’ view. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy inf
2025-08-1909 minCountdown to Retirement with Gregg MacInnisHow Does the ‘Big Beautiful Bill’ Affect Your Retirement?How Does the ‘Big Beautiful Bill’ Affect Your Retirement? Congress recently signed off on President Trump’s ‘Big Beautiful Bill.’ So what does that mean for your retirement? In this episode of Countdown to Retirement, Gregg MacInnis tells us what hasn’t changed – including lower tax brackets and a higher standard deduction – and what is different. He also discusses how a Roth conversion is still an important consideration as you approach RMD age. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacf...
2025-08-0509 minCountdown to Retirement with Gregg MacInnisTiming is Everything When It Comes to Claiming Social SecurityTiming is Everything When It Comes to Claiming Social Security There has been a surge of people claiming Social Security at the earliest age of 62. Why? They’re afraid the “government is going to run out of money.” But in this episode of Countdown to Retirement, Gregg MacInnis debunks that perception and explains what careful timing your benefits means for your monthly check, your spouse’s and your taxes. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/Se...
2025-07-2208 minCountdown to Retirement with Gregg MacInnisSigns You Might Want to Switch Your Financial AdvisorSigns You Might Want to Switch Your Financial Advisor Is your financial advisor not returning your calls or doing maintenance on your portfolio? Are they not providing your other needs like tax and estate planning? In this episode of Countdown to Retirement, Gregg MacInnis offers the reasons you might want to change advisors and why it’s okay to seek a second opinion about your retirement future. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com.See omnystudio.com/listener for...
2025-07-0809 minCountdown to Retirement with Gregg MacInnisAre You Prepared for Longevity Risk in Retirement?Are You Prepared for Longevity Risk in Retirement? It’s a fact – people are living longer. And many can underestimate how much money they’ll need to make their retirement last their entire lifespan. In this episode of Countdown to Retirement, Gregg Macinnis talks about what’s in his longevity ‘toolbox,’ including guaranteed income, ‘safe’ money outside the market, tax planning and long-term care considerations. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/lis...
2025-06-2409 minCountdown to Retirement with Gregg MacInnisCan I Retire This Year?Can I Retire This Year? It’s one of the biggest questions that people ask when they hit their 60s – can I retire this year? But answering takes a thorough examination of your assets. In this episode of Countdown to Retirement, Gregg MacInnis explains what boxes he checks off to determine whether it’s possible and touches on how he helps the transition from a saving mindset to spending comfortably in retirement. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https...
2025-06-1009 minCountdown to Retirement with Gregg MacInnisWhen It Comes to Social Security, Don’t Panic – Plan ItWhen It Comes to Social Security, Don't Panic - Plan It Within ten years, Social Security's Trust Fund is expected to run dry. If Congress does nothing, benefits could be cut as much as 20 percent. No wonder so many are claiming Social Security early at age 62 even though that leads to lower monthly checks. In this episode of Countdown to Retirement, Gregg MacInnis explains strategies you can use to help off a possible shortfall and maximize benefits. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or...
2025-05-2709 minCountdown to Retirement with Gregg MacInnisWhen Should You Make the Move to a Roth Conversion?When Should You Make the Move to a Roth Conversion? The most thrilling part of a horse race is the homestretch when you need to make your move before the finish line. It’s like taxes in retirement. In this episode of Countdown to Retirement, Gregg MacInnis talks about the advantages of a Roth conversion in which you pay taxes now and withdraw the money tax-free later. And even more important, when to make that move. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit...
2025-05-1309 minCountdown to Retirement with Gregg MacInnisLegacy Planning Take Aways from the Deaths of Gene Hackman and His Caregiver WifeLegacy Planning Take Aways from the Deaths of Gene Hackman and His Caregiver Wife We all were saddened by the shocking deaths of actor Gene Hackman and his caregiver wife Betsy. In this episode of Countdown to Retirement, Gregg MacInnis talks about the legacy planning strategies we can learn from the tragedy. Caregivers who look after loved ones can also suffer when it comes to their own retirement planning. And Gregg talks about the importance of wills to keep things out of probate. For more information on GMac Family Financial, or to schedule a consultation wit...
2025-04-2910 minCountdown to Retirement with Gregg MacInnisListen to This Before You Attend a Steakhouse Retirement SeminarListen to This Before You Attend a Steakhouse Retirement Seminar Those who reach retirement age are often flooded with invites to retirement seminars at a restaurant. But not all seminars are created equal. In this episode of Countdown to Retirement, Gregg MacInnis tells us what warning signs to watch out for and how his seminars are intended to educate, not sell any investment products. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.co...
2025-04-1507 minCountdown to Retirement with Gregg MacInnisRetirement is Complicated – Why Not Hire a Financial Advisor?Retirement is Complicated – Why Not Hire a Financial Advisor? There are so many complexities about retirement – how to stack your 401(k), when to claim Social Security and what investments to make in the market. It can be overwhelming! In this episode of Countdown to Retirement, Gregg MacInnis explains how choosing the right financial advisor can not only help make things simpler but also take into account options you may not have considered. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com http...
2025-03-1809 minCountdown to Retirement with Gregg MacInnisHow the Three Stages of Your Financial Life Can Drive Your RetirementHow the Three Stages of Your Financial Life Can Drive Your Retirement Did you know there are three stages to your financial life? They are called accumulation, preservation and distribution. The first two – saving and safeguarding money – feed into the third, which funds your retirement. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you stay on track throughout all three stages so there’s a better chance you won’t run out of money. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-4...
2025-03-0408 minCountdown to Retirement with Gregg MacInnisDon’t Hire the Wrong Financial AdvisorDon’t Hire the Wrong Financial Advisor Hiring a financial advisor is one of the most important decisions you will make in the years leading up to retirement. And sometimes the person you find doesn’t work out in the long run. In this episode of Countdown to Retirement, Gregg MacInnis runs down possible red flags that you may have hired the wrong person and what to consider when seeking a second opinion. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com ...
2025-02-1810 minCountdown to Retirement with Gregg MacInnisCreating a Clear Retirement RoadmapCreating a Clear Retirement Roadmap Do you get irritated when another driver doesn’t use their turn signal? The same can be true in your retirement planning. In this case, your turn signal begins with a retirement vision with many details to follow. In this episode of Countdown to Retirement, Gregg MacInnis brings up four important points to reach that goal. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for priva...
2025-02-0408 minCountdown to Retirement with Gregg MacInnisAre You Prepared for Longevity Risk in Retirement?Are You Prepared for Longevity Risk in Retirement? The number one fear in retirement is running out of money. It’s called longevity risk. You could roll the dice and see what happens with your savings. Or you could prepare. In this episode of Countdown to Retirement, Gregg MacInnis explains strategies including when you claim Social Security benefits, taking advantage of annuities and preparing for the cost of long-term care. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfa...
2025-01-2111 minCountdown to Retirement with Gregg MacInnisAnnuities Mean Retirement IncomeAnnuities Mean Retirement Income Once upon a time, companies took the responsibility of planning their employees’ retirements with pensions. But when those became too troublesome to manage, they pivoted to 401(k) savings plans, leaving retirement strategies to workers. In this episode of Countdown to Retirement, Gregg MacInnis explains how annuities can fill the guaranteed income gap left by the absence of pensions. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for...
2025-01-0708 minCountdown to Retirement with Gregg MacInnisConsider a Roth Conversion Whether the Trump Tax Cuts Are Renewed or NotConsider a Roth Conversion Whether the Trump Tax Cuts Are Renewed or Not With Donald Trump winning the election, he’s pledged to extend the tax cuts he helped usher in back in 2017. They are scheduled to sunset at the end of 2025. In this episode of Countdown to Retirement, Gregg MacInnis explains how a Roth Conversion is still the smartest move in your long-term financial plan to generate tax-free income. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis, call 972-475-2461 or visit gmacfamilyfinancial.com https://gmac...
2024-12-1710 minCountdown to Retirement with Gregg MacInnisPlan for the Risks in Retirement So You Can Enjoy the RewardsPlan for the Risks in Retirement So You Can Enjoy the Rewards You may think you have a retirement plan, but does it take into account all the risks that could derail it? In this episode of Countdown to Retirement, Gregg MacInnis offers strategies that can mitigate the most common risks in retirement, including inflation, healthcare costs, market and longevity risk, so you are not burdened with the fear of running out of money. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.c...
2024-12-0311 minCountdown to Retirement with Gregg MacInnisMake an Appointment Now to Review Your End-of-Year ChecklistMake an Appointment Now to Review Your End-of-Year Checklist Fall football and the upcoming holidays serve as reminders that the end of the year is quickly approaching. So, when are you going to have time to review your year-end financial checklist? In this episode of Countdown to Retirement, Gregg MacInnis explains how he makes it easy. But you need to make the first move and make an appointment now before time runs out. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com...
2024-11-1509 minCountdown to Retirement with Gregg MacInnisRetirement Planning Should Include Estate PlanningRetirement Planning Should Include Estate Planning Studies indicate that about 60% of older Americans don’t have a will or estate plan. That can often lead to family infighting and a prolonged and expensive probate court battle once someone passes. In this episode of Countdown to Retirement, Gregg MacInnis explains how this can be prevented so that assets go to beneficiaries as intended. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for...
2024-11-0511 minCountdown to Retirement with Gregg MacInnisFantasy Football and RetirementFantasy Football & Retirement It’s estimated that 30 million Americans enjoy playing fantasy football each year. But some may not realize that managing a fantasy team draws parallels to retirement saving. In this episode of Countdown to Retirement, Gregg MacInnis explains the similarities, including the importance of a good retirement offense and defense so you won’t run out of money. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy inform...
2024-10-2208 minCountdown to Retirement with Gregg MacInnisWhy Retirement Savers Miss PensionsWhy Retirement Savers Miss Pensions The 401(k) was never meant to be a retirement plan. It was intended to be a savings plan for retirement. But when companies reverted to 401(k)s from traditional pensions, they left the concept of guaranteed income behind. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help restore the guaranteed income component in your retirement future. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See...
2024-10-0812 minCountdown to Retirement with Gregg MacInnisWhy Timing of Income is Important When It Comes to Taxes in RetirementWhy Timing of Income is Important When It Comes to Taxes in Retirement NFL rookies are getting sizeable signing bonuses that are taxed heavily without spacing out the payments. That’s just one example of how the timing of various income streams in retirement can make a big difference in the amount of taxes you pay. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help your find the gold mines of the tax code instead of the land mines. For more information on GMac Family Financial, or to schedule a cons...
2024-09-2411 minCountdown to Retirement with Gregg MacInnisIs Your Retirement Prepared for Long-Term Care?Is Your Retirement Prepared for Long-Term Care? It’s estimated about 70% of Americans ages 65 and older will need some type of long-term care during their lifetime. The financial cost can be significant for families, yet most people don’t plan for it, thinking it won’t happen to them. In this episode of Countdown to Retirement, Gregg MacInnis explains how ‘hybrid’ life insurance can help prevent this burden from eating up your retirement savings. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com h...
2024-09-1014 minCountdown to Retirement with Gregg MacInnisHow to Protect Yourself if the Social Security ‘Titanic’ Heads Toward the IcebergThe latest numbers show that if Congress fails to act, Social Security benefits could face up to a 25% cut in 2035. So, while the government’s Social Security Titanic heads for an iceberg, what can you do to fill a possible big income gap? In this episode of Countdown to Retirement, Gregg MacInnis explains how he can design a plan that can safely steer your retirement ship away from a big shortfall. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com...
2024-08-2006 minCountdown to Retirement with Gregg MacInnisDon’t Be a Retirement Worry Wart!Don’t Be a Retirement Worry Wart! There’s plenty going on in the world right now to make us worry. Politics, market volatility, inflation, interest rates and of course, running out of money in retirement. Each “worry” requires a different response. In this episode of Countdown to Retirement, Gregg MacInnis gives examples of solutions he’s implemented to help meet the challenges. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for...
2024-08-0609 minCountdown to Retirement with Gregg MacInnisIs the 4% Withdrawal Rule in Retirement Still Relevant?Is the 4% Withdrawal Rule in Retirement Still Relevant? The so-called “4% Rule” on how much to take out of retirement accounts has been around for decades. But does it still hold true in this day and age of inflation, market volatility and life longevity uncertainty? In this episode of Countdown to Retirement, Gregg MacInnis explains how guaranteed income can help make sure your basic expenses in retirement are covered. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/S...
2024-07-2307 minCountdown to Retirement with Gregg MacInnisTaking the Emotion Out of a Retirement Portfolio That’s Invested in the Stock MarketTaking the Emotion Out of a Retirement Portfolio That’s Invested in the Stock Market Do-it-yourself investing can be rewarding. But sooner or later, it can fall prey to market volatility, speculation and emotion. At GMac Family Financial, Greg MacInnis and his team aim to take out those factors out of the equation and lower your risk. Joining Gregg on this episode of Countdown to Retirement is Tom Fincher, Director of Operations for WhiteStone Wealth Advisors. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit...
2024-07-0909 minCountdown to Retirement with Gregg MacInnisWhat’s This Thing Called an ‘RMD?’ How Do I Keep More of My Retirement Money?What’s This Thing Called an ‘RMD?’ How Do I Keep More of My Retirement Money? Many who are just starting out in their retirement planning are shocked to discover that – beginning in their 70s – they will have to fork over a portion of their savings in pretax accounts to Uncle Sam. It’s because the government wants its money! In this episode of Countdown to Retirement, Gregg MacInnis explains how to lessen that hit and why the next year is very critical. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacI...
2024-06-1811 minCountdown to Retirement with Gregg MacInnisA Social Security Hurricane is Coming – What Can I Do Before Retirement?A Social Security Hurricane is Coming – What Can I Do Before Retirement? It’s a safe bet that neither presidential candidate this year will address the ‘Social Security Problem.’ Its trust fund is projected to go dry as early as 2035. If Congress does nothing to fix it, benefits could be slashed up to 25%. In this episode of Countdown to Retirement, Gregg MacInnis offers ways to protect your income in case that happens. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://g...
2024-06-0409 minCountdown to Retirement with Gregg MacInnisHow Do You Create Your Own ‘Personal Pension’ in Retirement?How Do You Create Your Own ‘Personal Pension’ in Retirement? Pensions used to feed retirement incomes with a guaranteed monthly paycheck for life. While many government employees still have pensions, they have nearly vanished for the rest of us. Yet, retirement savers are expressing a desire to replace that check from their jobs. In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you create your own “personal pension.” For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https...
2024-05-2111 minCountdown to Retirement with Gregg MacInnisWhat’s This About a Social Security Bonus in Retirement?What’s This About a Social Security Bonus in Retirement? Maybe you’ve noticed ads on some financial websites and magazines asking whether you’ve taken advantage of the $16,728 Social Security “bonus.” Before you suffer the fear of “missing out,” Gregg MacInnis sets the record straight in this episode of Countdown to Retirement. And he offers ways to maximize your Social Security benefits in ways you may not have thought about. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfami...
2024-05-0709 minCountdown to Retirement with Gregg MacInnisDo You Know Your Retirement Tax Bill?Do You Know Your Retirement Tax Bill? You probably just filed your tax return and feel you can rest easy, right? Maybe not. Did you realize that true tax planning looks at the long-term, not just on an annual basis? On today’s Countdown to Retirement, Gregg MacInnis explains the ramifications of taxes in retirement and talks about tools he has to help keep more of your hard-earned money. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/
2024-04-2311 minCountdown to Retirement with Gregg MacInnisCan I Take My Retirement Plan for a ‘Test Spin?’Can I Take My Retirement Plan for a ‘Test Spin?’ Designing a retirement plan requires a careful analysis of numbers. Among the most important is longevity, figuring out how long you’re expected to live. After that’s reached, how can you “stress test” the plan to ensure you won’t run out of money? On today’s Countdown to Retirement, Gregg MacInnis explains how he can help so that you won’t have to worry. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinan...
2024-04-0908 minCountdown to Retirement with Gregg MacInnisCan I Take a Mulligan on My Social Security Benefits?Can I Take a Mulligan on My Social Security Benefits? You don’t have to be a golfer to know that the word ‘mulligan’ means “do over.” When it comes to claiming Social Security benefits, we’re often told that our first choice on when to take it cements that benefit level for the rest of your life. But as Gregg MacInnis explains on today’s Countdown to Retirement, there is such a thing as taking a mulligan, even after starting your benefits. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacIn...
2024-03-1907 minCountdown to Retirement with Gregg MacInnisIf the Trump Tax Cuts Expire, How Will That Impact Your Retirement?If the Trump Tax Cuts Expire, How Will That Impact Your Retirement? In January 2026, the tax cuts that were put in place by the Tax Cuts and Jobs Act in 2017 will “sunset.” Also called the “Trump Tax Cuts,” Americans will see big changes (for the worse) in tax brackets, standard deductions and estate taxes if Congress doesn’t act. On today’s Countdown to Retirement, Gregg MacInnis explains how he can help mitigate the effects. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfina...
2024-03-0509 minCountdown to Retirement with Gregg MacInnisAchieving Financial Independence Before RetirementThe largest growing group of workers today are those in their 60s and 70s. Why? Because they have to work, not because they want to. On today’s Countdown to Retirement, Gregg MacInnis explains how the difference is achieving financial independence. He spells it out in a multi-strategy approach so that the only reason you must work in retirement is because you enjoy it. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for pr...
2024-02-2008 minCountdown to Retirement with Gregg MacInnisRetirement: It’s a Matter of PerspectiveCan you really retire now? Or are you listening to naysayers who try to convince you otherwise? On today’s Countdown to Retirement, Gregg MacInnis urges you to seek out a financial professional who can give you straight answers based on facts. And if you encounter obstacles, how to work around them with proven strategies. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy information.
2024-02-0607 minCountdown to Retirement with Gregg MacInnisWhat’s the first step if you made a New Year’s Resolution to make a retirement plan?What’s the first step if you made a New Year’s Resolution to make a retirement plan? Most resolutions made at the beginning of the year vanish within weeks. One of the most common is to plan for retirement. On today’s Countdown to Retirement, Gregg MacInnis explains how he can help you keep that resolution beginning with a complimentary meeting. The result is a blueprint that you can start following within days. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com
2024-01-2309 minCountdown to Retirement with Gregg MacInnisWill you be ready if Social Security benefits are cut during your retirement?It’s no secret – if Congress doesn’t act, Social Security benefits could be cut as soon as 2033. That could add up to be a big chunk of money! So, what can you do now? On today’s Countdown to Retirement, Gregg MacInnis explains how he can run a Social Security assessment and devise a strategy to replace that guaranteed income if necessary. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy inf...
2024-01-0911 minCountdown to Retirement with Gregg MacInnisAre you afraid to spend your hard-earned retirement money?During our working years, we concentrate on saving for retirement. Once we leave the workforce, we’re supposed to enjoy that money. But the fact is many retirees are afraid to spend because they fear they will run out of money, even if that’s not the case. On today’s Countdown to Retirement, Gregg MacInnis talks about how he’s persuaded clients that it’s okay to spend! For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnys...
2023-12-1913 minCountdown to Retirement with Gregg MacInnisHow much do you really know about the “A” word in retirement?How much do you really know about the “A” word in retirement? It’s estimated that only 18% of financial advisors introduce annuities to clients as a way to set up guaranteed income in retirement. Why is this so? On today’s Countdown to Retirement, Gregg MacInnis talks about how the word “annuity” is so misunderstood. He explains how the products have evolved over the years to include customizable features that make them very retirement friendly. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinan...
2023-12-1913 minCountdown to Retirement with Gregg MacInnisHave you included estate planning with your retirement?We spend our working life saving up for retirement and now it’s here. But have you thought about your legacy after you’re gone? The subject isn’t an easy one. On today’s Countdown to Retirement, Gregg MacInnis offers some helpful tips on not only leaving a will but also making sure that your assets are passed onto loved ones according to your wishes. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listene...
2023-11-2112 minCountdown to Retirement with Gregg MacInnisHave you left any retirement money on the table?Have you left any retirement money on the table? The average person these days has held up to 12 jobs before retiring. That can add up to a lot of retirement and/or pension accounts! Do you remember what you did with the money? It’s estimated there are nearly 30 million lost accounts with more than $1.5 trillion in assets! On today’s Countdown to Retirement, Gregg MacInnis explains how he can help track that money down. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfami...
2023-11-0709 minCountdown to Retirement with Gregg MacInnisDid you know that you’re taxed on more than you think in retirement?Many retirees underestimate the impact of taxes on their financial plan. Uncle Sam is out to get his mitts on just about every aspect of income. And if you wait, it could be too late. On today’s Countdown to Retirement with Gregg MacInnis, he explains why you need a trusted advisor to show it’s not what you make, it’s what you keep when it comes to taxes. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See...
2023-10-2415 minCountdown to Retirement with Gregg MacInnisWhat are you “Retiring To?”So, you’ve finally retired. And after the feeling that ‘every day is now Saturday’ come the realities. You suddenly have a lot more time on your hands, maybe more than you expected. Maybe retirement isn’t everything it’s cracked up to be. On today’s Countdown to Retirement, Gregg MacInnis explains how he helps coach clients as to what they should expect and prepare for after leaving the workforce. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/Se...
2023-10-1011 minCountdown to Retirement with Gregg MacInnisAre you ready for the Three Stages of Retirement?A new book called, “Retirement Heaven or Hell: Which Will You Choose?” describes the three stages of retirement. The first is fun. The other two, not so much. On today’s episode of Countdown to Retirement with Gregg MacInnis, he talks about what to expect not only in the ‘honeymoon’ stage, but also how to survive the other two stages that often deal a blow to retirees. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio...
2023-09-2611 minCountdown to Retirement with Gregg MacInnisHave you overlooked long-term care in your retirement planning?Long-term care is considered a “gotcha” expense in retirement. Many fail to plan for it when coverage is more affordable. And they often end up paying the price down the road when the expense can drain their savings. On today’s episode of Countdown to Retirement with Gregg MacInnis, he explains the available options that can prevent this from happening. And some are cost-effective. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio.com/listener for pr...
2023-09-1210 minCountdown to Retirement with Gregg MacInnisHow do you fill the income gap in retirement?When you retire, Social Security sends a check. Your pension might send a check. But the checks from your job are no more. However, as Gregg MacInnis explains on today’s Countdown to Retirement podcast, there are ways to develop a guaranteed stream of income that can replace that paycheck, take care of your basic living needs and even provide a “playcheck” to enjoy the rest of your life. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omn...
2023-08-2113 minCountdown to Retirement with Gregg MacInnisAre you taking tax planning steps now to protect your nest egg?Did you know that some big tax cuts are set to expire at the end of 2025? If your retirement money is in a tax-deferred account like a traditional 401(k), you could end up owing Uncle Sam big time. On today's Countdown to Retirement podcast, Greg MacInnis talks about ways to mitigate that tax hit. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy information.
2023-08-0712 minCountdown to Retirement with Gregg MacInnisDo you have an income plan for when you retire?When you leave the workforce, the paychecks stop. Now you’re relying on savings to fund your retirement. But as Gregg MacInnis explains on today’s Countdown to Retirement podcast, it doesn’t have to be that way if you devise an income plan that takes care of basic needs and whatever life throws at you. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ Want more insights? Connect with Gregg and his team on Facebook, Instagram, YouTube...
2023-07-2410 minCountdown to Retirement with Gregg MacInnisWhat can a retirement portfolio review do for you?It’s often tough NOT to look at your portfolio when the stock market goes crazy. But as Gregg MacInnis explains on today’s Countdown to Retirement podcast, a periodic review can help assess your risk tolerance for volatility. The result is diversification of your assets, so you don’t have too much stashed in one bucket. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com. https://gmacfamilyfinancial.com/ See omnystudio.com/listener for privacy information.
2023-07-1110 minCountdown to Retirement with Gregg MacInnisHow much experience does your financial advisor have?It’s not every day that you come across a financial professional who has decades of experience. On today’s Countdown to Retirement with Gregg MacInnis, he offers more on his backstory and what inspired him to go into the industry. Gregg explains how he applies his experience to the table and the responsibility he feels when sitting down with new clients. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy informa...
2023-06-1912 minCountdown to Retirement with Gregg MacInnisHave you made a tax plan for retirement?Saving up for retirement is one thing. Dealing with the repercussions of taxes is another. On today’s Countdown to Retirement with Gregg MacInnis, he explains how it’s not what you make, it’s what you keep when it comes to taxes. He offers ways to establish a solid tax plan that complements a retirement plan so that you’re not unpleasantly surprised. For more information on GMac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for priva...
2023-06-0510 minCountdown to Retirement with Gregg MacInnisAre you planning for a fulfilling retirement?You’ve worked hard to save up enough money for retirement. But are you planning to enjoy it once you leave the workforce? On today’s Countdown to Retirement with Gregg MacInnis, he explains why it’s important to establish a solid financial plan. And then, when the time comes, plan to spend it wisely so that you have a fulfilling retirement. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.comSee omnystudio.com/listener for privacy information.
2023-05-1514 minCountdown to Retirement with Gregg MacInnisWhat is your risk tolerance?What is your risk tolerance? Do you know how to figure it out? Gregg MacInnis walks you through the process and explains how it ties to your exposure to the market. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy information.
2023-05-0111 minCountdown to Retirement with Gregg MacInnisAre you maximizing Social Security benefits?At what age should you take your Social Security benefits? You can select anywhere from 62 to 70. But it's an important decision because in most cases, it's a lifetime decision. Gregg MacInnis of GMac Family Financial explains how he can make the process easier so you can maximize your benefits. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy information.
2023-04-1711 minCountdown to Retirement with Gregg MacInnisWhy is a good advisor hard to find?Over 90% of financial advisors do not last three years! On today’s, Countdown to Retirement with Gregg MacInnis he explains why his peers seem to leave the financial industry so often. Plus, why has Gmac Family Financial withstood the test of time? Gregg explains his philosophies behind his practice and why he enjoys helping his clients retire. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit gmacfamilyfinancial.com https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy information.
2023-04-0312 minCountdown to Retirement with Gregg MacInnisHow do we tackle long term care?Long term care could take a major bite out of your retirement savings if you’re not prepared and it’s definitely hard to picture needing it when you’re young and healthy. On today’s episode of Countdown to Retirement with Gregg MacInnis, he breaks down the costs of long-term care insurance, what not having a LTC plan could look like, and some other options that might be more cost effective. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit https://gmacfamilyfinancial.com/See omny...
2023-03-2010 minCountdown to Retirement with Gregg MacInnisWhat could a recession mean for pre-retirees?If there is a recession, when will it hit and what will it mean? For those nearing retirement these answers are extremely important. On this episode of Countown to Retirement, Gregg covers how the recession could affect pre-retirees, whether you should change your retirement plans or not, and is there a way to strategize around recession layoffs. For more information on Gmac Family Financial, or to schedule a consultation with Gregg MacInnis call, 972-475-2461 or visit https://gmacfamilyfinancial.com/See omnystudio.com/listener for privacy information.
2023-03-0614 min
The Free LifeGregg MacInnis & Pastor Kason: How to Take Your Finances to the Next Level In this episode of "The Free Life" podcast, Pastor Kason sits down with Gregg MacInnis, President and Founder of Gmac Family Financial in Rowlett, TX. Gregg has worked in finance for 34 years and is full of knowledge when it comes to managing your finances according to God's word. Gregg is a certified "Kingdom Advisor" and will be teaching our 7-week course "God Owns it All" at Freedom Place starting July 13th. Listen to their conversation to understand the importance of aligning your financial practices with God's standards!
2022-07-0813 min
Still Water Community ChurchBlessings Come from the Lord The Elders of Still Water Richard Pope, John Teel, Jerry Piering, Marty Kogel, Gregg MacInnis, and Pastor Evan Bialk continue our series The Ascent. This series will continue to the end of Summer, guiding us through each of the 15 Ascent Psalms. During this series we will uncover the intentions of the Psalms, in addition to finding ways to apply them to our lives. In this sermon titled "Blessings Come from the Lord" we look at Psalm 128. Recorded at Still Water Community Church in Rowlett, TX on August 1, 2021.
2021-08-0149 min