Shows
clif’s Newsletter PodcastA long and winding road...IN this interview i misspoke. Jay Weidner did NOT try to get Corey Goode into the Conference with Richard Dolan, Catherine Austin Fitts, and Dark Journalist. He attended as the moderator of the panel. i was wrongly remembering that 2015 conference. *** 01/09/2026i had occasion to have an interesting talk with a interesting guy.Cats and dogs and Heidi involved as well…Brian’s info.Bio: Brian RuheVancouver, Canada | Age: 65 Email: brian@brianruhe.caI am a truth-seeker, with over 3,500 videos produced since 2011 on glob...
2026-01-082h 29
Let's Talk MicrofinanceJarri Jung from Triple Jump on the role of subordinated debt in MFI financingJarri Jung is Director, Financial Institutions at Triple Jump. In this episode, he discusses the outlook for the microfinance sector and talks about the opportunities and challenges of lending subordinated debt.Key insights:The health crisis has passed but higher interest rates and the inflation environment have replaced Covid as the main concern facing the industry.Although subdebt is not equity, #MFIs using it acts as a catalyst to growth because they can leverage up and take on more debt, and grow assets. Subdebt is normally just a carve-out of mainstream debt funds; TJ’s dedicated subd...
2023-02-1439 min
Let's Talk MicrofinanceSteven Duchatelle, CEO of Advans Group, on his company's digital transformationSteven Duchatelle is the CEO of Advans Group, where he has worked for nearly 22 years.In this episode, Steven outlines the risks and opportunities for the microfinance sector in coming quarters, before focusing on Advans’ experience of digital transformation, how it drives efficiency and customer outreach, along with potential obstacles to such transformation and the impact on Advans’ social mission.Steven can be reached via LinkedIn or at Advans' website: (https://www.advansgroup.com/)IMF report "Fintech: Financial Inclusion or Exclusion?", referred to during the episode:https://www.imf...
2023-01-2348 min
Let's Talk MicrofinanceMichael Kortenbusch from Business and Finance Consulting on Agricultural Value Chain FinanceMichael Kortenbusch is a Senior MSME Lending Expert, Team Leader, and the Managing Director of Business & Finance Consulting (BFC).With 30 years of overall professional experience, of which 24 years in banking and development finance, and 16 years in agriculture lending, he has led, supervised and provided expertise in over 55 projects implemented by BFC, primarily focused on MSME finance and access to finance, agrilending, rural & value chain finance, due diligence, institutional development, operational efficiency, turnaround management, and strategy & business development. In the last 7 years, Michael has provided expertise in 8 long-term projects in MSME finance & agrifinance in Armenia (KfW), A...
2022-12-2050 min
Let's Talk MicrofinanceASA Kenya's Sazzad Hossain on how it uses digital financial services while staying true to its social mission.Following up from the previous, fascinating episode with Martijn Bollen and Karin Kersten from ASA International, we interview Sazzad Hossein, CEO of ASA Kenya one of the group’s most important subsidiaries, in which he gives a brilliant view of how ASA takes advantage of digital financial services, in the form of M-PESA, while adhering to its core social mission and values.Sazzad can be reached on LinkedIn or via ASA Kenya’s website (https://kenya.asa-international.com/).This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership foun...
2022-11-1830 min
Let's Talk MicrofinanceASA International on COVID, current operating conditions and digital financial servicesThis week we welcome ASA International. It is one of the world’s largest international microfinance institutions providing small, socially responsible loans, averaging about $166, to 2.4m low-income entrepreneurs, most of whom are women, across 13 countries in Asia and Africa. Listed on the London Stock Exchange under the ticker “ASAI” it has a market capitalization of about $108m."ASA" stands for the "Association for Social Advancement". ASA NGO was founded in 1978 in Bangladesh by a microfinance pioneer, Mr Shafiqul Haque Chowdhury, who died in February 2021. ASA NGO was the driving force behind the establishment of ASA International.Th...
2022-11-1545 min
Let's Talk MicrofinanceErik Geurts on the impacts of high inflation, the strong US Dollar and rising interest ratesErik Geurts, the accomplished financial inclusion consultant, discusses the impact on emerging markets of the strong US dollar, high inflation and tighter interest rates, along with the knock impact on MFIs. He adds in some sensible prescriptions for MFIs, lenders and regulators alike. Based in Lima/Peru, Erik is Deputy Chair of the board of Banco D-MIRO in Ecuador and a financial inclusion consultant for several MIVs and DFIs. Erik can be reached on LinkedIn or at egeurts.consulting@gmail.com. This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting par...
2022-10-1837 min
The Linklaters PodcastGetting creative — thinking off the leash // Business SkillsEpisode 5: The Linklaters Ideas Foundry
Ali McBurney and Ian Rodwell
Do you ever think that you’re not just creative enough? That being creative is a skill that only a few are blessed with? If so, join us as we debunk a few myths. In this episode, we discuss how creativity is for everyone — whatever your job or role. If you can find ways to do things better, faster and more elegantly, then you’re being creative. We’ll explore what stops us being creative (and how we can sidestep those barriers), look at ways to spark our thin...
2022-05-2629 min
Get New Free Audiobooks in Biography & Memoir, History & CultureClassic Letters & Journals Box Set: A seven-volume collection from the private letters & journals written by seven distinguished historicalPlease visit https://thebookvoice.com/podcasts/1/audiobook/597495 to listen full audiobooks. Title: Classic Letters & Journals Box Set: A seven-volume collection from the private letters & journals written by seven distinguished historical figures, all performed in a dramatised setting. Series: #10 of Classic Letters & Journals Author: Mr Punch Narrator: Virginia Mckenna Obe, Charles Dance Obe, Imogen Stubbs, Robert Powell Format: Abridged Audiobook Length: 16 hours 34 minutes Release date: May 12, 2022 Genres: History & Culture Publisher's Summary: A seven-volume collection of letters & journals performed in a dramatised setting. The Letters of JANE AUSTEN performed by FIONA SHAW CBE “Frequently indiscreet and occasionally acerbic or heartless, Jane Austen’s let...
2022-05-1205 min
Stream Popular Free Audiobooks in Biography & Memoir, MilitaryThe Letters & Journals of Lord Nelson performed by CHARLES DANCE OBE in a dramatised setting by Mr PunchPlease visit https://thebookvoice.com/podcasts/1/audiobook/592158 to listen full audiobooks. Title: The Letters & Journals of Lord Nelson performed by CHARLES DANCE OBE in a dramatised setting Series: #4 of Classic Letters & Journals Author: Mr Punch Narrator: Charles Dance Obe Format: Abridged Audiobook Length: 2 hours 20 minutes Release date: May 7, 2022 Genres: Military Publisher's Summary: The Letters & Journals of Lord Nelson performed by CHARLES DANCE in a dramatised setting “Letters and journals always make lively intimate listening. It is Nelson who opens up with almost shocking frankness in courteous, suddenly passionate love letters to Emma Hamilton” (The Independent) Viscount Horatio Nelson (1758-1805), known as ‘T...
2022-05-0705 min
Let's Talk MicrofinanceHerjola Spahiu (CEO of NOA Albania) on excellence in MFI fundraisingHerjola Spahiu started her career at Emporiki Bank, Albania, which was acquired by Crédit Agricole Albania, and where she ended up as Head of Retail Banking. She then became CEO of NOA, Albania’s second largest non bank financial institution. She also served as chair of the Albanian Microfinance Association and is a member of the board of directors of the European Microfinance Network.In this episode, Herjola gives valuable advice on best practice for MFIs managing relationships with their funding partners.Herjola can be contacted via LinkedIn or via NOA’s website (https://noafi...
2022-04-2935 min
Let's Talk MicrofinanceJonas Enrico Luini from TCX on currency hedging for MFIsJonas Enrico Luini started his career at Credit Access Grameen, and after roles at various other institutions, for the last five and a half years he has been a vice president at The Currency Exchange Fund (‘TCX’), founded in 2007 by a group of development finance institutions (DFIs), specialised microfinance investment vehicles (MIVs) and donors.TCX offers solutions to manage currency risk in developing and frontier markets. These solutions consist of financial instruments – swaps & forward contracts – that enable TCX’s investors and clients to provide their borrowers with financing in their own currency, while shifting the currency risk to TCX. Th...
2022-04-0134 min
Let's Talk MicrofinanceYoussef Fawaz (Al Majmoua) on Lebanon's economic crisisYoussef Fawaz is CEO of the Lebanese Association for Development – Al Majmoua, of which he was a founding Board Member in 1996. He is also one of the founding members of Sanabel, the Microfinance Network of Arab Countries, and served twice as Chairman of the Board in 2008 and in 2015. He is a Member of the Steering Committee of the MicroFinance Network, and a senior lecturer at the Faculty of Engineering at the American University of Beirut.In this episode, Youssef describes the onset and unfolding of Lebanon's economic crisis, and deep challenges of managing a MFI through volatility an...
2022-02-2033 min
Let's Talk MicrofinanceMatteo Marinelli on the Coup in MyanmarCurrently based in Ibiza, Spain, Matteo Marinelli is the former CEO and Board member of Maha Agriculture Microfinance, an agri-focused-fintech-oriented-MFI based in Yangon, Myanmar, owned by Myanma Awba Group, and the International Finance Corporation. He began his career with Grameen Bank, in Dhaka, Bangladesh and after short term consulting assignments in Tanzania, Afghanistan, Serbia and Thailand, moved to Blue Orchard in Geneva. He then joined a wholly owned subsidiary of Temasek Holdings, Fullerton Financial Holdings, first as a Project Manager based out of Phnom Penh, Cambodia, responsible for the start-up phase of a greenfield MSME banking co-investment between Fullerton...
2022-02-1247 min
Let's Talk MicrofinanceBarbara Wasmus (Wasmus Consulting) on how IFRS9 is affecting MFIs' balance sheetsBased in Amsterdam Barbara Wasmus, is a senior MSME banker with over 15 years of experience. She is a Certified Expert in Risk Management and has a strong affinity with the design and implementation of operational and internal control systems in the context of greenfields, turnarounds, and major technological innovations in banks/MFIs. Barbara held senior executive positions in financial institutions (founding-CEO of ProCredit Bank Angola, deputy-CEO of ProCredit Bank Kosovo) and implemented various short-term consultancy assignments. Barbara also gained significant experience in investing in development as former senior investment officer at Triple Jump. Aside from her consulting work, Barbara...
2021-12-2033 min
Let's Talk MicrofinanceSébastien Boyé (Investisseurs et Partenaires) on investing in African SMEsBased in Paris, Sébastien Boyé is co-CEO and Chief Investment Officer of Investisseurs & Partenaires - I&P. In this episode, Sébastien discusses COVID19 and its impact on Africa, regional private equity and the resilience of African SMEs, along with opportunities for investment in the sector.You can learn more about I&P at https://www.ietp.com/ and contact Sébastien on LinkedIn. This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analys...
2021-12-1337 min
Let's Talk MicrofinanceViktor Andersson (Trill Impact) on Microfinance Debt Investing out of ScandinaviaBased in Stockholm, Viktor Andersson, is Head of Microfinance at Nordic impact fund manager Trill Impact. In this episode, Viktor looks at the current state of the microfinance industry and breaks down drivers behind microfinance credit investing by Nordic investors. You can learn more about Trill Impact at https://www.trillimpact.com/ and contact Viktor Andersson on LinkedIn. This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analysis of financially inclusive companies. FDDA...
2021-10-2934 min
Let's Talk MicrofinanceSahib Sharma (CreditAccess Grameen) on Indian microfinanceSahib Sharma is based in Bengaluru and works in the investor relations department at CreditAccess Grameen, and is an Inclusive Finance professional with more than half a decade's experience covering microfinance sector both as a consultant and journalist across Asia including India, Cambodia, Myanmar and Sri Lanka. In this episode he discusses the outlook for Indian microfinance. Sahib can be reached on LinkedIn or at sahibsharma028@gmail.com. This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, rel...
2021-10-2217 min
Let's Talk MicrofinanceDaniel Rozas on How to Navigate CrisesBased in Brussels, Daniel Rozas is an accomplished microfinance commentator and analyst, the author of multiple reports and books on the sector. In this episode Daniel gives a fascinating view of current conditions in microfinance and then discusses his ground-breaking work "Weathering the Storm II," a guide to how MFIs can reduce their vulnerabilities to crisis ahead of time, and the best ways to navigate their way out of crisis. Daniel's work can be found at http://www.danielrozas.com/ and he can be contacted on LinkedIn, or on Twitter (https://twitter.com/danrozas).
2021-09-271h 03
Let's Talk MicrofinanceErik Geurts on Corporate Governance in MicrofinanceBased in Lima/Peru, Erik is Deputy Chair of the board of Banco D-MIRO in Ecuador and a financial inclusion consultant for several MIVs and DFIs. On our inaugural podcast Erik gives us an excellent view of current developments in the microfinance sector along with insights into the importance of corporate governance for MFIs. A fascinating discussion which we hope you'll enjoy! Erik can be reached on LinkedIn or at egeurts.consulting@gmail.com. This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and...
2021-09-141h 03
Social Junkie PodcastEp. 70- "Respect My Audacity"Welcome back to another episode of The N'Sensitive Podcast! Starting off in Music, the guys discuss the upcoming battle between Jeezy and Gucci, the need for new good Hip-Hop music, Benny the Butcher and Boosie being shot in Texas, and more (8:40)! The guys then move on to this week's "Would You Rather?" segment (40:40). P then gives this week's Shoutout segment to the father of rapper xxxTentacion, and shares their brief IG interaction (46:50). The guys then revisit the "Mandela Effect" topic, and P shares a recent story regarding the drink "Hpnotiq" (53:40). In Whats Trending, articles this week include President Trump...
2020-11-182h 07
WealthTalk - money, wealth and personal finance.How To Bounce Back Stronger w/ Shweta JhajhariaToday’s guest is Shweta Jhajharia. Shweta is a multi-award-winning consultant, recognised both by external bodies and industry awards panels, as the top coach in the UK, including ranking in the top 30 World Coaching Professionals for 3 years running.The last 3 months have been challenging for businesses in many different ways, however, there are a few key things which all businesses should be focusing on; their cash position, leadership, and a clear short-term action plan which they are communicating to their teams.As always, listen out for the wealth lessons which come out of the conversation an...
2020-05-2742 minWealthTalk - money, wealth and personal finance.Business AcquisitionsA business is an asset only when it can continue to operate and thrive without being completely dependent on its owner. The reality is that many people start a business and never reach beyond the level of simply owning their own job - often resulting in working more hours than they did before and not enjoying the freedom they had hoped for. This can lead to business owners growing weary and looking to sell. The coronavirus outbreak has impacted businesses in many ways and for those who are monitoring the situation, some interesting observations can be made. One such...
2020-05-2043 minWealthTalk - money, wealth and personal finance.Joint Ventures In Property with Guy ReesJoint ventures have the potential to create huge value for all parties involved and can bring some of the other pillars of wealth to life. In this episode, you’ll hear from Guy Rees, head of investor relations at JVIP. JVIP stands for Joint Ventures In Property - and Guy will be sharing his experiences of what separates a good joint venture from a bad one, some of the pros and cons of working in partnership with others, as well as providing some examples of how a joint venture can be mutually beneficial and help you build wealth....
2020-04-1530 minWealthTalk - money, wealth and personal finance.Selling Your BusinessBusinesses are rarely started with any thought of eventually being sold, or what that might look like for the owner. Over the years, the business becomes so personal, almost like having another child. That often leads to this huge discrepancy in the long term about the valuation of a business and why it's such an inexact science. That's why such few businesses actually get sold. The seller is often emotionally attached after pouring blood, sweat and years into the business, whilst the buyer is much more fixated on a different set of metrics ...of which we discuss in today’s...
2020-02-1233 min
Escape The Rat Race RadioTom Breeze - How Youtube Video Advertising Can Grow Your BusinessSince launching his video advertising agency, Tom has rapidly grown to become the ‘go to’ guy if you want to run youtube ad’s that crush it. His client list is a who’s who of the entrepreneurial and online marketing world including Frank Kern, Andy Harrington, Amy Porterfield, Neil Patel and Brendan Burchard.
2017-07-1048 min
String TailorExits"He was the 'one foot out the door' kind of guy, he was 23, socially anxious and battled with depression from time to time. So when he got a girlfriend, he did the one thing that left him conflicted with himself; he fell in love. He thought she was pretty, smart, and the easiest person to talk to, she seemed to understand him, like really understand him. Most of all, she actually wanted to be with him! Him! Out of 7 billion people, she wanted to be with him. He made it a rule to never get fully invested in anything, but...
2016-03-2403 min