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Dollars & SenseDollars & SensePickleball, Concerts & Economic Growth — The Bold New Vision for the HAPO Event CenterPickleball, concerts, economic growth—there’s a bold new vision unfolding at the HAPO Event Center. In this episode, we sit down with General Manager Mike McCall and Director of Sales Joanna Ruiz to explore what’s next for one of the Tri-Cities' most iconic venues.With decades of combined experience in pro sports, international business, and event operations, Mike and Joanna bring big-league energy to a local space. From revitalizing the building to reimagining what it can offer the community, this episode dives into how leadership, vision, and teamwork are transforming the future of events in our re...2025-07-0945 minDollars & SenseDollars & SenseHow Much Does IVF Really Cost? One Woman’s Journey Through Fertility and FinancesIVF can cost tens of thousands of dollars, and that’s before it works. In this episode, we follow one woman’s emotional and financial journey through infertility, treatment, and the true cost of hope.Alissa, a young mom and HAPO employee, shares her raw experience with navigating infertility, including the medical system, hundreds of self-administered hormone shots, unexpected financial obstacles, and how her family made it all work.We talk about:What IVF really costs (including what’s not on the brochure)Why most insurance plans don’t fully cover fertility treatmentsThe emotional weight a...2025-06-2549 minDollars & SenseDollars & SenseHe Got Tired of Waiting for Schools to Teach Money, So He Did It HimselfWhen schools skipped teaching money skills, Ashwin didn’t just start a finance club. He took his mission all the way to state legislation. Now he’s helping others take control of their finances too.In this episode of Dollars and Sense, we dive into:Why financial literacy is missing from most school curriculumsHow Gen Z is taking ownership of their financial futuresThe challenges young people face when learning about moneyThe power of peer-led education and grassroots changeWhether you’re a parent, student, or someone who wishes they learned more about money growing up, this e...2025-06-1146 minDollars & SenseDollars & SenseCan Money Really Buy Happiness… or Just Rent It?Does money really lead to happiness? In this episode of Dollars and Sense, we unpack this age-old question through honest conversation and personal stories. Our guests share different perspectives—from growing up with limited means to experiencing the freedom that financial stability can bring.We explore what happiness really means, how money can shape our experiences, and why the answer isn’t as simple as “yes” or “no.” Along the way, we talk about things like retail therapy, family dynamics, financial stress, and the emotional side of spending.Whether you’re someone who believes money solves problem...2025-05-2834 minDollars & SenseDollars & SenseSpilling the Tea on Fraud: What Scammers Are Really Up ToFraud in 2025 isn’t random—it’s organized, strategic, and constantly evolving.In this episode of Dollars and Sense, we sit down with HAPO’s fraud team to break down how today’s scammers really operate. From coordinated fraud rings to sophisticated spoofing tactics, you’ll learn how these networks communicate, share data, and stay one step ahead of their targets.We also discuss what trends are on the rise, how to recognize early warning signs, and the best steps you can take right now to protect yourself and your finances.Whether you’ve been targeted or just want to s...2025-05-0946 minDollars & SenseDollars & SenseYou Work Hard for That Refund — Here’s How to Use It SmarterYou earned that refund — now it’s time to make it count. In this episode of Dollars and Sense, we dive into the surprising psychology behind why tax refunds feel like a bonus, even though it’s your own money coming back to you.We’ll break down what most people actually do with their refunds (spoiler: it’s not always the smartest move), why it feels so tempting to splurge, and how you can use your refund to build real momentum toward your financial goals.From mental accounting to the emotional “windfall effect,” we’re unpacking the...2025-04-2531 minDollars & SenseDollars & SenseWe Asked a Mom + a Money Pro How to Raise Financially Smart Kids—Here’s What They SaidRaising financially smart kids doesn’t happen by accident—it takes intention, everyday conversations, and a few creative approaches.In this episode of Dollars and Sense, host Scott is joined by two moms, Kandy and Annie, to talk about how they’re helping their kids build real-world money skills early on. From teaching the value of saving to navigating the “wants vs. needs” conversation, this episode is packed with practical tips and relatable stories that every parent can learn from.You’ll learn: • How to start age-appropriate money conversations • Everyday habits that lead to lifelong financ...2025-04-1138 minDollars & SenseDollars & SenseOur Podcast Guest Was ChatGPT… Did It Fix Our Finances?In this episode, we did something completely different—we invited ChatGPT as our podcast guest! Scott and ChatGPT teamed up to tackle one of the biggest challenges many of us face: managing our finances. We put AI to the test with a financial experiment to see if it could really fix our budget and help us save money.From analyzing our spending habits to building a customized budget plan, ChatGPT took the reins and revealed some surprising insights. But did it actually work? Did AI really make a difference in our finances? Tune in to fi...2025-03-2131 minDollars & SenseDollars & SenseBuilding Your Dream Home? WATCH THIS FIRST!The Truth About Building a Custom Home | Dollars & Sense Podcast🏡 Ever wondered what it really takes to build a custom home? In this episode of Dollars & Sense, we sit down with Jordan Mattila, owner of 47 North Custom Homes, HAPO’s Mortgage Origination Manager Rob Lindsay, and HAPO’s Commercial Construction Specialist Jaime Devore to break down the process from start to finish. Each of them plays a unique role in turning homebuyers’ dreams into reality—offering insights from financing to construction and everything in between!...2025-03-0741 minDollars & SenseDollars & SenseIs Money Secretly Sabotaging Your Relationship?💰 Love & Money: Mastering Couples’ Finances Without Breaking the Bank (or Each Other!) 💑Money and relationships—two things that can make or break a partnership. Studies show that nearly half of couples argue about money, making it one of the biggest stressors in relationships. But what if managing finances together didn’t have to feel like a battlefield?In this episode, we dive deep into why couples struggle with money (spender vs. saver, financial secrets, clashing priorities) and how to build a strong financial foundation together. We’ll cover:✅...2025-02-2130 minDollars & SenseDollars & SenseThe Super Bowl Economy: How Game Day Becomes a $17 Billion Dollar Event🏈 The Super Bowl Isn’t Just a Game—It’s an Economic Powerhouse! 💰From $7 million commercials to 1.4 billion chicken wings, the Super Bowl is one of the biggest financial events of the year. In this episode, Scott is joined by Jeff and Jeremy from HAPO to break down the economics of the Super Bowl—who’s spending, who’s winning, and just how much money is flying around on game day.🔹 What We Cover:✔️ The insane cost of Super Bowl ads & why brands pay so much✔️ What it really costs to attend the game—tickets, travel, & more2025-02-0754 minLes pépites de PatrickLes pépites de PatrickHapoSite web de Hapo : https://www.hapo.eu/fr/ 2025-01-2404 minDollars & SenseDollars & SenseWhere Did All Your Money Go? How to Stop Living Paycheck to Paycheck💸 Ever wonder where all your money goes? You’re not alone! In this episode, our host Scott sits down with certified financial coach Marcelo from HAPO to tackle the topic of budgeting. Together, they break down why budgeting matters and how to make it work for YOU.From understanding why most budgets fail to exploring different methods like the 50/30/20 rule, zero-based budgeting, and cash envelopes, this episode is packed with actionable advice. Marcelo shares expert tips on setting meaningful financial goals, automating your savings, and using tools to simplify the process. You’ll also learn how to spot hi...2025-01-2031 minDollars & SenseDollars & SenseThe Hidden Power of Credit Unions: Shaping Policy, Saving CommunitiesIn this episode of Dollars and Sense, we dive into the powerful yet often overlooked role credit unions play in shaping policy and building stronger communities. With a new legislative session underway in Washington State, we explore how credit unions are advocating for financial education in schools, protecting their members’ interests against potential new taxes, and navigating critical issues like interchange legislation and budget shortfalls.Join us as we unpack the challenges and opportunities ahead for credit unions, including efforts to address a projected $14 billion state budget gap and new leadership changes at both th...2025-01-0342 minDollars & SenseDollars & SenseIs Your Free Time Your Next Payday?: The Power of the Side HustleSide Hustles: Passion vs. Pragmatism – Which Approach Wins?In this episode, we brought in three dynamic entrepreneurs to talk about all things side hustle—from starting small to turning your hustle into a full-time business. With their diverse experiences and unique perspectives, this conversation is packed with inspiration, strategy, and practical advice for anyone looking to level up their financial game.🎙️ What You’ll Learn:How to identify opportunities in the market and create a business that meets real needs.The power of pursuing a passion and turning it into a sustainable income stre...2024-12-0643 minDollars & SenseDollars & SenseFrom Temu to TikTok: How Modern Shopping Trends Are Changing Your Spending HabitsIn this episode, we dive into the world of online shopping trends and how they’re reshaping our spending habits—often in ways we don’t realize. From ‘Buy Now, Pay Later’ services like Klarna and Affirm to one-click buys on Amazon, we examine the psychology behind these conveniences and their potential pitfalls. We’ll also explore the rise of subscription models, social media shops, and tempting free trials that keep us hooked and spending. Are these trends making us smarter shoppers, or are they encouraging bad consumer habits? Join us, as we uncover the impact of today’s shopping conve...2024-11-201h 07Dollars & SenseDollars & SenseThe Market Shift: What's next for Real Estate Buyers and SellersScott is joined by a couple of top real estate agents from the Tri-Cities Area, Vicki Monteagudo and Laura Harris-Hodges. The two give us some unique insights into trends in the housing market and talk about how important it can be to have a professional help you navigate the world of buying and selling real estate. 2024-10-0441 minDollars & SenseDollars & SenseHow Solid is Your Foundation?On this episode, Scott is joined by Nolan and Carter from HAPO's Finance department. They talk about the basic steps that everyone should make to secure their financial foundation.  These steps can help ensure that you are all setup to handle the bumps in the road and are in a good position to make future moves to start to develop more wealth. 2024-09-0648 minDollars & SenseDollars & SenseSMS FraudScott is joined by HAPO's Fraud Manager Jen and Detective Sam Grant from the Richland Police Department. We take the time to look into the current fraud trends happening via SMS messaging, as well as other fraud basics and how to go about protecting yourself.Blog Post: HAPO Community Credit Union - Blog - Financial Education 2024-08-0228 minDollars & SenseDollars & SenseConsumer LendingOn this episode of Dollars & Sense, Levi and Todd with HAPO Community Credit Union's Consumer Lending department join Scott to talk about a major part of Credit Union philosophy and business.  We get a chance to dispel some myths about how much credit to utilize in order to maintain a good Credit Score, how making payments impacts that score, and what exactly goes into a Credit Mix.  We also get some fantastic borrowing tips and tricks to help you out when rates are a little higher. 2024-07-0542 minワインの輪ワインの輪#179『カービスト談義 | ゲスト: 佐々木君(AZURE BLUE) ・ゆきちゃん(hapo / sapo)』オープニング / ゲスト紹介/ hapoのスタイル / ワインの楽しみ方 / ワインは水/ ワインの世界に入ったきっかけ / 出会いは職安 / カービストとは? / 丸・三角・四角とワイン / エンディング ワインの輪Youtube (チャンネル登録お願いします!) ⁠⁠https://www.youtube.com/@winenowa⁠⁠ ワインの輪のオンラインショップ  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://circleofwine.official.ec/⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ワインの輪のリスナーコミュニティ Discordというアプリでご参加いただけます。 無料なので閲覧だけでもお気軽にご参加ください。     コミュニティへの参加はこちらから   ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://discord.com/invite/ky6SW9VS3H   ⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ワインの輪ではフライヤーを置かせていただける場所を募集しております。 置かせていただける方、または個人の方でも欲しい方は送り先を下記のアドレスまでお送りください。ご連絡は、⁠⁠⁠⁠⁠⁠⁠mail@winenowa.com⁠⁠⁠⁠⁠⁠⁠ までよろしくお願いいたします。 2024-06-0853 minDollars & SenseDollars & SenseMortgage TalkScott is joined by Britany and Carol, two of HAPO's Mortgage Loan Officers. They talk about the current landscape of the mortgage and real estate world. Some advice on navigating the current rates, as well as reasons you might have to make a move. They also talk about ways you can access the equity without needing to do a full Refinance and lose out on a lower rate you may have secured previously. 2024-06-0451 minDollars & SenseDollars & SenseStarting up a BusinessScott talks with Karyn from HAPO Commercial Services, Maria from Washington Small Business Development Center, and Ana from Craft3 about what it takes to start up your own small business.  We all know it takes more than just an idea for a product or service, but we'll jump into the weeds about all the things you might not have considered.  Business Plans, Start-up Capitol, what it takes to get a Small Business Loan, Marketing, Research.Resource Blog:HAPO Community Credit Union - Blog - Financial Education 2024-05-0854 minDollars & SenseDollars & SenseClawing your way out of debtOn this episode, Scott is joined by Tony, Teresa, and Domingo.  All 3 are Certified Credit Union Financial Coaches who have a number of personal and member stories about real life debt scenarios.  We discuss how to avoid these scenarios, as well as ways out of them if you didn't take those precautions. 2024-04-0558 minDollars & SenseDollars & SenseFacebook MarketplaceOur favorite Fraud Prevention specialist, Jen, joins the podcast again to discuss another hot topic: Online Marketplaces. These marketplaces, like Facebook, eBay, or Craigslist, provide ample opportunities for fraudsters. We go over some methods of helping to keep yourself safe and protected when buying and selling items using these Person-to-Person marketplaces. Methods like public spaces, cash transactions, and the buddy system. 2024-03-0119 minDollars & SenseDollars & SenseMirror Ministries - Human TraffickingIn honor of January being Human Trafficking Awareness Month, we got Tricia MacFarlan into the studio to discuss Human Trafficking and the impact that has on individuals, psychologically, financially, and otherwise.Resource Blog: https://hapo.org/services/tools-resources/blog/Post?postID=cd5d5bbe-c3ff-68be-bdb6-ff0000eccc20 2024-02-1251 minDollars & SenseDollars & SensePaying For College - Part 2We continue our conversation with Jana Kay and Ricky from Washington State University Tri-Cities Financial Aid department. We continue the discussion with topics like 529 Savings accounts, Non-Resident Programs, FAFSA, Loans vs Grants, and Motivations to get those applications in for those potential support programs. Read the companion Blog post with resource links here: HAPO Community Credit Union - Blog - Financial Education 2023-12-0529 minDollars & SenseDollars & SensePaying For College - Part 1Jana Kay and Ricky from Washington State University Tri-Cities Financial Aid Department join us to talk in depth about the value of a degree, and more importantly how to pay for it.  We talk about Federal, State, and Private assistance programs, Grants vs Loans, and all the other factors you probably didn't consider when it comes to funding you or your child's higher education.Read the companion Blog post with resource links here: HAPO Community Credit Union - Blog - Financial Education 2023-11-0327 minLOVE UNTOLD PODCASTLOVE UNTOLD PODCASTMIMI NIPUNGUE by Mwl OnorodgersMIMI NIPUNGUE WEWE UONGEZEKE Yohana 3:25 Basi palitokea mashindano ya wanafunzi wa Yohana na Myahudi mmoja juu ya utakaso. 26 Wakamwendea Yohana, wakamwambia, Rabi, yeye aliyekuwa pamoja nawe ng’ambo ya Yordani, yeye uliyemshuhudia, tazama, huyo anabatiza na watu wote wanamwendea. 27 Yohana akajibu, akasema, Hawezi mtu kupokea neno lo lote isipokuwa amepewa kutoka mbinguni. 28 Ninyi wenyewe mwanishuhudia ya kwamba nalisema, Mimi siye Kristo, bali nimetumwa mbele yake. 29 Aliye naye bibi arusi ndiye bwana arusi; lakini rafiki yake bwana arusi, yeye anayesimama na kumsikia, aifurahia sana sauti yake bwana arusi. 30 Basi hii furaha yangu imetimia. Yeye hana budi kuzidi, bali mimi kupungua. =>Haya ma...2023-09-1923 minDollars & SenseDollars & SenseGetting Help with Debt CollectionsTawney and Susie from HAPO's Asset Recovery team join Scott in the studio to demystify the topic of Collections. We discuss some real-life stories of how people can end up in collections, the best practices for anyone who finds themselves in that situation, and some preventative tools you should consider if you'd like to stay out of collections. 2023-08-3026 minDollars & SenseDollars & SenseBudgeting & Accounts Pt 2Part 2 of our episode about Budgeting and Account Types and Structures. We talk more about how you can utilize accounts and other tools, like direct deposit, to help support your budgeting plans. 2023-07-2816 minDollars & SenseDollars & SenseBudgeting & Accounts Pt 1Sebrina and Stephanie join us on the Podcast in the first part of a two-part episode.  We talk about budgeting and the purpose behind budgeting, and also account types and account structures that can assist you in maintaining your budget, and helping to facilitate the lifestyle you want! 2023-07-1125 minDollars & SenseDollars & SenseThe Grandparent ScamOur fraud expert, Jen Kasparek, returns to the podcast with new information about how scams are evolving. We discuss one scam in particular that has been around for ages: The Grandparent Scam. We talk about how this scam works, and how it has changed with advances in technology, and how it is still evolving. Then we discuss how you can protect yourself and your loved ones from scams like these. 2023-06-0916 minDollars & SenseDollars & SenseHiring ScamsOn this episode of Dollars & Sense we talk with Temple, Angelique, and Jen about the do's and don'ts of hiring. We discuss the structured process of what an applicant or jobseeker should be expecting as they work through the hiring process, and then we talk about some red flags that people need to be aware of, so they don't fall victim to hiring scams. 2023-05-1524 minDollars & SenseDollars & SenseWhat is a "Bank Run"Scott Mitchell joins us in the studio to discuss some of the basic foundational differences between Banks and Credit Unions, as well as to discuss the recent news about financial institution failures, and what exactly is a "Run on a bank." 2023-04-0819 minDollars & SenseDollars & SenseWomen in the WorkplaceScott sits down with one of the Most Powerful Women in Credit Unions, HAPO CEO Dolores Broeske for Women's History Month and International Women's Day.  They talk about Women in the Workplace, her career path, and how women helping women, and people helping people are true driving motivators. 2023-03-1025 minDollars & SenseDollars & SenseProfessional RelationshipsScott welcomes Keilani to the podcast to discuss how to manage Professional Relationships and conflict resolution to help promote a healthier, happier, and more productive work environment.  Some of these tips could even help to make you more promotable in your own company's corporate culture! 2023-02-1424 minDollars & SenseDollars & SenseNavigating MedicareScott sits down with Cathy Manderbach of the Kadlec Healthy Ages Program.  We discuss navigating the many parts of Medicare, and how the community can take advantage of the resources available through the Healthy Ages Program. 2023-01-1320 minDollars & SenseDollars & SenseTaking advantage of Credit CardsJen joins Scott in the studio to talk more about different credit cards, and why you might want to choose one over another, or maybe even take both.  We discuss technology advances and security, how purchases with Digital Wallets help to protect your identity, and some of the best ways to go about getting into your first or your next credit card by taking advantage of intro rates and balance transfers. 2022-12-2020 minDollars & SenseDollars & SenseTechnology and BankingJeremy joins the podcast to discuss advances in technology, how that impacts the financial world, and striking an appropriate balance between technology and personal touch. 2022-11-2321 minDollars & SenseDollars & SenseMental Health and Financial StressCourtney Armstrong, Community Health Specialist with Kadlec Regional Medical Center, drops in to the podcast studio to have a serious discussion about Mental Health and Financial Stress.  We discuss how the two topics are interconnected, and how we can best help ourselves, and our loved ones, in handling Mental Health before it escalates to a Crisis situation. 2022-09-2327 minDollars & SenseDollars & SenseEmpowering Your BusinessMonte and Bobby stop by the studio to give our listeners a historical rundown of the Commercial Services department at HAPO Community Credit Union.  We talk about business expansion, lending, the Small Business Administration - Paycheck Protection Program, and amazing new features that are out on the horizon. 2022-09-0922 minDollars & SenseDollars & SensePeople Helping PeopleScott is joined by HAPO Community Relations Director Crystal and they talk about community events, giving back, and advocacy, and how those thing effect the communities and members! 2022-08-1214 minDollars & SenseDollars & SenseHome Buying 101Scott welcomes Romi and Enif into the studio and gets the scoop on what borrowers need to know about the different types of mortgage loans, when they should first meet with a mortgage loan officer, and all the ways a mortgage loan officer can help a borrower navigate the mortgage landscape to get the best suited program. 2022-07-1925 minDollars & SenseDollars & SenseTotal Compensation PackageScott sits down to talk with HAPO's benefits specialist, Lindsey, to discuss what you should be considering when looking into a new job or career.  Topics such as Direct vs Indirect compensation, Employer vs Employee paid benefits, and how Health Insurance packages aren't all created equally.  There is so much more to consider than just hourly wage or salary. 2022-06-0315 minDollars & SenseDollars & SenseHAPO's Mobile BranchKandy and Scott have Pedro Yniguez in the studio to talk about a very unique feature that HAPO offers: A Mobile Branch.  Pedro is the Mobile Branch Manager and talks about how a Mobile Branch operates, how to get the mobile branch out to events, and how operations work in such a unique work environment. 2022-05-0617 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#013 - Desmistificando E-commercesE-commerce é uma empresa! O podcast de hoje trata justamente desse conteúdo. Gestor, entenda que você tem uma empresa nas mãos e que um e-commerce não pode ser tratado como só mais um canal de vendas. O e-commerce precisa de dados, precisa de processos, precisa gerenciar constantemente para que a sua empresa dê lucro. Confira esse episódio que está incrível.2022-04-2942 minDollars & SenseDollars & SenseFinancial Education and CoachingIn this episode, Kandy takes a turn on the other side of the microphone and talks to us about HAPO's Financial Education Department, Financial Coaching, and the resources her department makes available for the community. 2022-04-0818 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#012 - Rebranding ft MercosRebranding é um processo de mudança toda empresa pode passar. Seja por motivos ruins ou bons, é extremamente importante pensar todos os detalhes em que a mudança de marca ou mudança de nome podem interferir. Se você busca um novo posicionamento de mercado, se você quer mudar a sua marca por necessidade, esse podcast vai te ajudar com insights para iniciar o seu processo. Confira!!2022-03-1153 minDollars & SenseDollars & SenseFinance and TaxesIn this episode we have a discussion with David about CUNA Mutual Group and their affiliation with HAPO Community Credit Union.  Then they dive into tax returns and what you can do with them. 2022-03-0107 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#011 - Como Aumentar As Vendas Em Clínicas OdontológicasComo aumentar as vendas de clínicas odontológicas?   Para entender como acontece o aumento de vendas na sua empresa, ter a possibilidade de investir nas coisas certas e compreender qual o melhor caminho a seguir com o seu negócio, você deve olhar para três aspectos fundamentais em toda empresa, independente do segmento: CAC, LTV e planejamento estratégico.   Então, confira no vídeo como trabalhamos o aumento de vendas de clínicas odontológicas considerando esses pontos.2022-02-2522 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#010 - O Que é Churn e Como Ele Impacta a Sua EmpresaO churn ou churn rate (taxa de rotatividade) é um indicador que reflete a perda de clientes ou de receita que uma empresa teve em determinado período, além de ser uma taxa que todo gestor deve ficar atento.   Confira no podcast de hoje como o churn pode afetar a sua empresa e saiba como evitar ter altos índices de rotatividade.2022-02-1837 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#009 - Construindo Processos do ZeroTudo é processo!   Para implementar processos que atenderão a complexidade da sua empresa, em primeiro lugar é preciso entender que os processos devem ser simples.  Nesse podcast, discutimos sobre como aconteceu a implementação dos processos internos da Integrare.  Confira!2022-02-1147 minDollars & SenseDollars & SenseThe Perks of Visa Debit and Credit CardsIn this episode we talk with Hannah in HAPO's Card Services department. Hannah speaks with our hosts to highlight the differences between Credit and Debit cards as well as the Perks that come with them.2022-02-0811 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#008 - 5 Passos Para Implementar Processos Na Sua EmpresaSe você é gestor ou empreendedor, em algum momento já ficou sem saber qual o melhor caminho a seguir com sua empresa e colaboradores, não é mesmo?   Mas, isso pode melhorar a partir do momento que você definir os processos que vai implementar na sua empresa.    Precisa de ajuda com isso? Então, confira no vídeo nosso podcast sobre o assunto!  2022-02-0457 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#007 - Sem grana, montei uma empresa de engenhariaAtualmente, empreender não é nada fácil, ainda mais quando se fala em engenharia civil.  O mercado, mesmo que lentamente, está voltando a ficar aquecido e é sobre empreender em momentos difíceis que conversamos com ele, Carlos Gouveia, sócio-fundador da AllPlace Engenharia.  Com a palavra, Carlos.2022-01-191h 05Hapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#006 - Como Vender 30 Mil em 3 Meses?Os cases de sucesso mostram que boas ideias são fundamentais para o aumento das vendas, principalmente quando se trata de uma ótima execução.  Nesse episódio, nós trouxemos os ensinamentos que tivemos com um restaurante de marmitas fit.2022-01-0725 minDollars & SenseDollars & SenseFraud Scams and How to Protect Your MoneyIn this episode, our resident fraud expert, Jennifer Kasparek, talks about some scams to be on the lookout for. She also shares some real life stories so that you don't fall victim to the same scams the others have experienced.2022-01-0512 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#005 - 600% de Aumento nas Vendas em 3 MesesEm mais um case de sucesso, conversamos sobre o aumento de 600% em vendas de um cliente em apenas 3 meses.  Fique por dentro das estratégias usadas e como aplicar no seu negócio.2021-12-1728 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#004 - 45 Mil em 3 MesesNesse case de sucesso, conversamos sobre a importância de entender o nível de consciência do cliente e como utilizar isso para aumentar as vendas.  Por isso, trouxemos essas estratégias para serem discutidas. Desta vez, estamos falando de uma hamburgueria.2021-12-1428 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#003 - 60% de Aumento nas VendasCases de sucesso são muito importantes para compartilhar conhecimento e experiências, para que mais pessoas consigam vender mais e melhor.  Por isso, hoje trouxemos uma das nossas experiências de sucesso. Desta vez, falamos sobre uma clínica odontológica.2021-12-0336 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#002 - Como estruturar campanhas que convertem?Com o avanço da tecnologia, é preciso traçar estratégias para se destacar dos concorrentes e alcançar bons resultados para o seu negócio. Por isso, nesse episódio, trouxemos algumas dicas sobre como estruturar boas campanhas de tráfego pago.2021-11-2655 minHapo Cast | Gestão, Marketing & VendasHapo Cast | Gestão, Marketing & Vendas#001 - Descomplicando a Gestão FinanceiraA gestão financeira costuma ser um dos grandes vilões no início da carreira dos empreendedores. Isso porque não é tão simples lidar com as finanças de um negócio. Mas, tenha calma! Com um bom planejamento é possível ter segurança nessa área e alcançar bons resultados para sua empresa. 2021-11-1250 minKomu HapoKomu HapoLatinoamerica vs Japón. El mundo del anime con mango-senseiHoy hablamos con mango-sensei; uno de los profes de japonés de la komu, quien nos habla un poco de su incursión en el mundo del anime y como fue su experiencia en el país del sol naciente donde estuvo un año. Nos recomienda sus animes favoritos!2021-10-2648 minKomu HapoKomu HapoBullying por ser otakuConversamos de cosas muy variadas en verdad... tratamos de hablar acerca del bullyng a los otakus y bueno... algo se hizo... lo pasamos re bien y nos reímos caleta en todo caso!!! 2021-10-1951 minKomu HapoKomu HapoClase 3 de japonés intermedioBte + kudasai B1 + naide kudasai B te + iru / imasu = ando/endo B3 + koto ga dekiru /dekimasu dekinai/dekimasen = puedo verbo2021-02-0850 minKomu HapoKomu HapoClase 2 japonés intermedio. Biblioteca de SantiagoB2 + mashou - Vivamos en Japón: Nihon ni sumimashou - Vamos a Japón: Nihon e (ni) ikimashou - Despertemos a las 6: Roku ji ni okimashou - Subamos la montaña alta: Takai yama ni noborimashou - Aprendamos japonés: Nihongo wo manabimashou - Cocinemos juntos: issho ni ryouri wo shimashou - Toquemos la guitarra: gitaa wo hikimashou Partícula to Partícula ga Ima nan ji desu ka: ¿Qué hora es? ARU - IRU2021-01-2152 minKomu HapoKomu HapoClase 1 japonés intermedio. Biblioteca de SantiagoB2 + Masu Masu, mashita, masen, masen deshita Tango: Ni tsuite: acerca de Mazu: Primero que todo Totemo: Muy Taisetsu: Importante Naze: Por qué Doushite: Por qué Dare: quién Nan / Nani: qué Itsu: cuando Doko: dónde Dono youni: como Partículas a enseñar hoy (Partículas de dirección) Ni: a E: hacia (a) Made: hasta Kara: d...2021-01-1459 minKomu HapoKomu HapoKimi ga suki da to sakebitai. Traducción canción parte 1Además de traducir parte de la canción aprovechamos de hablar de series, películas y reirnos un rato con Javier. 2021-01-061h 01Komu HapoKomu HapoSufijos numeralesAprendimos a contar cosas, personas, cosas planas, orden numérico, edad, libros, automóviles, frecuencia, pisos, artículos pequeños, bebidas, objetos alargados, meses, días de la semana, años, animales, etc.2020-11-0500 minKomu HapoKomu HapoClase 4 de Japonés Básico. Biblioteca de SantiagoAprendimos sobre los adjetivos ii y sobre sus conjugaciones2020-10-2400 minKomu HapoKomu HapoRevisión de Tareas 3° clase japonés 1 Biblioteca de SantiagoRevisión de tareas de kono, sono, ano. Koko, soko, asoko2020-10-2200 minKomu HapoKomu HapoClase 3 japonés. Biblioteca de Santiagonan nin doko dare kare-kanojyo-watashi kore-sore-are kono-sono-ano2020-10-1700 minKomu HapoKomu HapoRevisión de Tareas 2° clase japonés 1 Biblioteca de SantiagoSe revisan las tareas con la utilización de la partícula KA y se corrige la entonación y la pronunciación. Javiergerion – Javierverse – Javier 00/01/02 – Javier/Adán – Legión (porque somos muchos javieres) #wearealljavier2020-10-1500 minKomu HapoKomu HapoClase 2 de Japonés Básico. Biblioteca de SantiagoSaludos (día, tarde, noche) Ohayou gozaimasu Konnichi wa Konban wa O-yasumi nasai O - genki desu ka – cómo esta usted? Otousan Okaasan onesan Hai, genki desu iie, genki dewa nai desu / jya nai desu Totemo, warui desu Maa maa desu Irasshaimase Kochira koso Dou itashimashite Sayounara Itte Kimasu Itte rasshai Tadaima O-kaeri nasai O-daiji ni – para p...2020-10-1000 minKomu HapoKomu HapoRevisión de tareas Japonés Básico. Biblioteca de SantiagoRevisamos las tareas de las presentaciones personales2020-10-1000 minKomu HapoKomu HapoEntrevista a MikiEste capítulo corresponde a parte de la entrevista a Miki, embajadora del té japonés en Perú, fundadora de Happy Crazy Matcha y parte del equipo del Instagram pon.japon. La pueden seguir en youtube en Miki-Aventura de Japonesa- Por problemas técnicos no pudimos subir todo el contenido.2020-10-0800 minKomu HapoKomu HapoClase 1 japonés. Biblioteca de SantiagoHajimemashite Watashi no namae wa XXXX desu O namae wa nan desu ka? Chiri kara kimashita. Chirijin Boku no namae wa kojiro desu Manga Ga suki desu tabemono Ga suki desu gitaa ga suki desu nani ga suki desu ka sakka ga suki desu boku wa hashiru no ga suki desu boku wa eiga ga suki desu daisuki desu nan sai desu ka? Himitsu desu Yon jyu...2020-10-0300 minKomu HapoKomu HapoIntroducción Clase de japonés 1. Biblioteca de SantiagoSe entrega el contenido de lo que serán las cuatro clases del taller de japonés básico 1 de la Biblioteca de Santiago2020-10-0159 minUplifting Moment with Luphurise MawereUplifting Moment with Luphurise MawereKitu cha Kukuvusha hapo ulipo kiko nyumbani mwako -STRETCH*KITU CHA KUKUVUSHA ULIPOKWAMA KIKO NYUMBANI MWAKO* _STRETCH !_ By Luphurise Mawere *2 Wafalme 4: 1-7* _1 Basi, mwanamke mmoja miongoni mwa wake za wana wa manabii alimlilia Elisha, akasema, Mtumishi wako mume wangu amekufa; nawe unajua ya kuwa mtumishi wako alikuwa mcha BWANA; na aliyemwia amekuja ili ajitwalie wana wangu wawili kuwa watumwa._ _2 Elisha akamwambia, Nikufanyie nini? Niambie; una kitu gani nyumbani? Akasema, Mimi mjakazi wako sina kitu nyumbani, ila chupa ya mafuta._ _3 Akasema, Nenda, ukatake vyombo huko nje kwa jirani zako wote, vyombo vitupu; wala usitake vichache._ _4 Kisha uingie ndani, ukajifungie mlango wewe na wanao, ukavimiminie mafuta vyombo vile vyote; navyo vilivyojaa...2020-08-3118 minKomu HapoKomu HapoRevisión de tareas Semana 8. Última clase de japonés básico IIdentificación de raíz de los verbos y correcciones por bases.2020-08-271h 05Komu HapoKomu HapoClase 8 de Japonés BásicoRevisamos las B1, B2, B3, B4, B5, Bte, Bta de los verbos yodan, ichidan, suru y kuru.2020-08-221h 03Komu HapoKomu HapoLado B. Entrevista con @sushil3na.Conocimos más de la cultura japonesa junto a @sushilena, sus intereses por la cultura y comida japonesa. Muy buenas recomendaciones para la comunidad_japones. La entrevista del minuto 15 en adelante (antes revisamos un par de tareas de los estudiantes).2020-08-201h 06Komu HapoKomu HapoClase 7 de Japonés BásicoClase de introducción de verbos. Yodan, ichidan, suru, kuru.2020-08-151h 04Komu HapoKomu HapoRevisión de Tareas Semana 6. Conocimos a Javier!!!Se corrige la traducción de las siguientes oraciones: 1. El lápiz de Laura 2. Canción de amor 3. Casa de madera 4. Flores del campo 5. La mesa negra 6. La radio ruidosa 7. El maní salado 8. Comida fría y picante 9. El rico pastel 10. La chaqueta de Kojiro 11. La canción de Kojiro con Miyuki Conocimos mejor a Javier quien nos contó acerca de sus pasatiempos; Toho Project, programación, etc.2020-08-131h 05Komu HapoKomu HapoLado B Japo 1. Entrevista a @moyavaanConocemos en profundidad al hermano mayor de Ndeluxe; Esteban, quien nos cuenta cómo es su vida en Japón. Para que se hagan una idea le hicimos un “cara/sello” con las siguientes alternativas: Manga/Anime Jpop/Kpop Goku/Naruto Mario/Luigi Animal Crossing/Smash Bros Final Fantasy/TLOZ Nobuo Uematsu/Koji Kondo Josuke/Jotaro chilenas/japoneas Ruffy/Midoriya Link/Donkey Kong Seven Eleven/Lawson Carupis/Fanta Mora Moda Otaku/Moda P...2020-08-101h 17Komu HapoKomu HapoClase 6 de Japonés BásicoSe ven muchos ejemplos de adjetivos na y se conjugan los adjetivos + los sustantivos.2020-08-081h 03Komu HapoKomu HapoRevisión de Tareas Semana 5. Adjetivos ii, Sustantivo + adjetivo iiSe revisan las tareas de los adjetivos ii junto con los sustantivo + adjetivos preparándonos para enseñar en mayor profundidad la clase de los adjetivos na.2020-08-061h 15Komu HapoKomu HapoClase 5 de Japonés BásicoSe dan muchos ejemplos de adjetivos i + sustantivos Se enseñan los adjetivos na2020-08-0159 minKomu HapoKomu HapoRevisión de tareas con adjetivos i.Nuestro norcoreano Kim Koji Ro nos enseña más de la cultura japonesa preparándose para la clase del sábado.2020-07-301h 03Komu HapoKomu HapoRevisión de tareas semana 3 Parte 3Ponemos a prueba a Kojiro para saber qué tanto japonés sabe!!! 2020-07-2337 minKomu HapoKomu HapoRevisión de tareas semana 3 Parte 1Además, se explican los sufijos numerales y compartimos experiencias de la cultura japonesa2020-07-2318 minKomu HapoKomu HapoClase 3 de Japonés BásicoAprendimos: kore, sore, are / kono, sono, ano / watashi no, anata no, kare no, kanojyo no, watashitachi no, karetachi, kanojyotachi. Kore wa nan desu ka Kore wa dare no desu ka2020-07-181h 03Komu HapoKomu HapoRevisión audios “Doko desu ka”, “Doko ni arimasu ka”Se escuchan las tareas y se corrigen junto a Kojiro y Marco. Toshokan, JIMU (Gym), Hakubutsukan, Chikatetsu eki2020-07-1650 minKomu HapoKomu HapoClase 2 de Japonés BásicoAprendimos saludos, despedidas y agradecimientos. Cuando se deben usar dependiendo del contexto. Canción de los saludos: https://youtu.be/IaqOb33hZEw Se ven las partículas o, no, ka y wa y se dan algunos ejemplos Contadores sai, nin Doko y dare Koko, soko, asoko2020-07-111h 10Komu HapoKomu HapoRevisión de tooodas las tareas y alistándose para la clase de mañanaSe revisaron absolutamente todas las tareas y se hicieron un par de correcciones. 2020-07-1145 minKomu HapoKomu HapoLado B de Japo 1. Entrevista a Kojiro - con CANCIONES en vivo!Conocimos mejor a Kojiro, interpretó en vivo algunas canciones, corregimos algunos audios y respondimos sus preguntas.2020-07-091h 05Komu HapoKomu HapoJaponés Básico Clase 1.2Debido a que se nos cortó la transmisión seguimos con el contenido de la clase:  Uso de partículas "wa", "no", "ga" Uso de Jin Números Numeral de edad 2020-07-0448 minKomu HapoKomu HapoJaponés Básico Clase 1.1Junto a Kojiro aprendemos a presentarnos. Watashi wa Desu Deshita Dewa arimasen Dewa arimasen deshita Manera formal e informal2020-07-0422 minKomu HapoKomu HapoPrueba clase de japones la senda del sushiEn preparación para la clase2020-07-0300 min