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HAPO Community Credit Union
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Dollars & Sense
Pickleball, Concerts & Economic Growth — The Bold New Vision for the HAPO Event Center
Pickleball, concerts, economic growth—there’s a bold new vision unfolding at the HAPO Event Center. In this episode, we sit down with General Manager Mike McCall and Director of Sales Joanna Ruiz to explore what’s next for one of the Tri-Cities' most iconic venues.With decades of combined experience in pro sports, international business, and event operations, Mike and Joanna bring big-league energy to a local space. From revitalizing the building to reimagining what it can offer the community, this episode dives into how leadership, vision, and teamwork are transforming the future of events in our re...
2025-07-09
45 min
Dollars & Sense
How Much Does IVF Really Cost? One Woman’s Journey Through Fertility and Finances
IVF can cost tens of thousands of dollars, and that’s before it works. In this episode, we follow one woman’s emotional and financial journey through infertility, treatment, and the true cost of hope.Alissa, a young mom and HAPO employee, shares her raw experience with navigating infertility, including the medical system, hundreds of self-administered hormone shots, unexpected financial obstacles, and how her family made it all work.We talk about:What IVF really costs (including what’s not on the brochure)Why most insurance plans don’t fully cover fertility treatmentsThe emotional weight a...
2025-06-25
49 min
Dollars & Sense
He Got Tired of Waiting for Schools to Teach Money, So He Did It Himself
When schools skipped teaching money skills, Ashwin didn’t just start a finance club. He took his mission all the way to state legislation. Now he’s helping others take control of their finances too.In this episode of Dollars and Sense, we dive into:Why financial literacy is missing from most school curriculumsHow Gen Z is taking ownership of their financial futuresThe challenges young people face when learning about moneyThe power of peer-led education and grassroots changeWhether you’re a parent, student, or someone who wishes they learned more about money growing up, this e...
2025-06-11
46 min
Dollars & Sense
Can Money Really Buy Happiness… or Just Rent It?
Does money really lead to happiness? In this episode of Dollars and Sense, we unpack this age-old question through honest conversation and personal stories. Our guests share different perspectives—from growing up with limited means to experiencing the freedom that financial stability can bring.We explore what happiness really means, how money can shape our experiences, and why the answer isn’t as simple as “yes” or “no.” Along the way, we talk about things like retail therapy, family dynamics, financial stress, and the emotional side of spending.Whether you’re someone who believes money solves problem...
2025-05-28
34 min
Dollars & Sense
Spilling the Tea on Fraud: What Scammers Are Really Up To
Fraud in 2025 isn’t random—it’s organized, strategic, and constantly evolving.In this episode of Dollars and Sense, we sit down with HAPO’s fraud team to break down how today’s scammers really operate. From coordinated fraud rings to sophisticated spoofing tactics, you’ll learn how these networks communicate, share data, and stay one step ahead of their targets.We also discuss what trends are on the rise, how to recognize early warning signs, and the best steps you can take right now to protect yourself and your finances.Whether you’ve been targeted or just want to s...
2025-05-09
46 min
Dollars & Sense
You Work Hard for That Refund — Here’s How to Use It Smarter
You earned that refund — now it’s time to make it count. In this episode of Dollars and Sense, we dive into the surprising psychology behind why tax refunds feel like a bonus, even though it’s your own money coming back to you.We’ll break down what most people actually do with their refunds (spoiler: it’s not always the smartest move), why it feels so tempting to splurge, and how you can use your refund to build real momentum toward your financial goals.From mental accounting to the emotional “windfall effect,” we’re unpacking the...
2025-04-25
31 min
Dollars & Sense
We Asked a Mom + a Money Pro How to Raise Financially Smart Kids—Here’s What They Said
Raising financially smart kids doesn’t happen by accident—it takes intention, everyday conversations, and a few creative approaches.In this episode of Dollars and Sense, host Scott is joined by two moms, Kandy and Annie, to talk about how they’re helping their kids build real-world money skills early on. From teaching the value of saving to navigating the “wants vs. needs” conversation, this episode is packed with practical tips and relatable stories that every parent can learn from.You’ll learn: • How to start age-appropriate money conversations • Everyday habits that lead to lifelong financ...
2025-04-11
38 min
Dollars & Sense
Our Podcast Guest Was ChatGPT… Did It Fix Our Finances?
In this episode, we did something completely different—we invited ChatGPT as our podcast guest! Scott and ChatGPT teamed up to tackle one of the biggest challenges many of us face: managing our finances. We put AI to the test with a financial experiment to see if it could really fix our budget and help us save money.From analyzing our spending habits to building a customized budget plan, ChatGPT took the reins and revealed some surprising insights. But did it actually work? Did AI really make a difference in our finances? Tune in to fi...
2025-03-21
31 min
Dollars & Sense
Building Your Dream Home? WATCH THIS FIRST!
The Truth About Building a Custom Home | Dollars & Sense Podcast🏡 Ever wondered what it really takes to build a custom home? In this episode of Dollars & Sense, we sit down with Jordan Mattila, owner of 47 North Custom Homes, HAPO’s Mortgage Origination Manager Rob Lindsay, and HAPO’s Commercial Construction Specialist Jaime Devore to break down the process from start to finish. Each of them plays a unique role in turning homebuyers’ dreams into reality—offering insights from financing to construction and everything in between!...
2025-03-07
41 min
Dollars & Sense
Is Money Secretly Sabotaging Your Relationship?
💰 Love & Money: Mastering Couples’ Finances Without Breaking the Bank (or Each Other!) 💑Money and relationships—two things that can make or break a partnership. Studies show that nearly half of couples argue about money, making it one of the biggest stressors in relationships. But what if managing finances together didn’t have to feel like a battlefield?In this episode, we dive deep into why couples struggle with money (spender vs. saver, financial secrets, clashing priorities) and how to build a strong financial foundation together. We’ll cover:✅...
2025-02-21
30 min
Dollars & Sense
The Super Bowl Economy: How Game Day Becomes a $17 Billion Dollar Event
🏈 The Super Bowl Isn’t Just a Game—It’s an Economic Powerhouse! 💰From $7 million commercials to 1.4 billion chicken wings, the Super Bowl is one of the biggest financial events of the year. In this episode, Scott is joined by Jeff and Jeremy from HAPO to break down the economics of the Super Bowl—who’s spending, who’s winning, and just how much money is flying around on game day.🔹 What We Cover:✔️ The insane cost of Super Bowl ads & why brands pay so much✔️ What it really costs to attend the game—tickets, travel, & more
2025-02-07
54 min
Les pépites de Patrick
Hapo
Site web de Hapo : https://www.hapo.eu/fr/
2025-01-24
04 min
Dollars & Sense
Where Did All Your Money Go? How to Stop Living Paycheck to Paycheck
💸 Ever wonder where all your money goes? You’re not alone! In this episode, our host Scott sits down with certified financial coach Marcelo from HAPO to tackle the topic of budgeting. Together, they break down why budgeting matters and how to make it work for YOU.From understanding why most budgets fail to exploring different methods like the 50/30/20 rule, zero-based budgeting, and cash envelopes, this episode is packed with actionable advice. Marcelo shares expert tips on setting meaningful financial goals, automating your savings, and using tools to simplify the process. You’ll also learn how to spot hi...
2025-01-20
31 min
Dollars & Sense
The Hidden Power of Credit Unions: Shaping Policy, Saving Communities
In this episode of Dollars and Sense, we dive into the powerful yet often overlooked role credit unions play in shaping policy and building stronger communities. With a new legislative session underway in Washington State, we explore how credit unions are advocating for financial education in schools, protecting their members’ interests against potential new taxes, and navigating critical issues like interchange legislation and budget shortfalls.Join us as we unpack the challenges and opportunities ahead for credit unions, including efforts to address a projected $14 billion state budget gap and new leadership changes at both th...
2025-01-03
42 min
Dollars & Sense
Is Your Free Time Your Next Payday?: The Power of the Side Hustle
Side Hustles: Passion vs. Pragmatism – Which Approach Wins?In this episode, we brought in three dynamic entrepreneurs to talk about all things side hustle—from starting small to turning your hustle into a full-time business. With their diverse experiences and unique perspectives, this conversation is packed with inspiration, strategy, and practical advice for anyone looking to level up their financial game.🎙️ What You’ll Learn:How to identify opportunities in the market and create a business that meets real needs.The power of pursuing a passion and turning it into a sustainable income stre...
2024-12-06
43 min
Dollars & Sense
From Temu to TikTok: How Modern Shopping Trends Are Changing Your Spending Habits
In this episode, we dive into the world of online shopping trends and how they’re reshaping our spending habits—often in ways we don’t realize. From ‘Buy Now, Pay Later’ services like Klarna and Affirm to one-click buys on Amazon, we examine the psychology behind these conveniences and their potential pitfalls. We’ll also explore the rise of subscription models, social media shops, and tempting free trials that keep us hooked and spending. Are these trends making us smarter shoppers, or are they encouraging bad consumer habits? Join us, as we uncover the impact of today’s shopping conve...
2024-11-20
1h 07
Dollars & Sense
The Market Shift: What's next for Real Estate Buyers and Sellers
Scott is joined by a couple of top real estate agents from the Tri-Cities Area, Vicki Monteagudo and Laura Harris-Hodges. The two give us some unique insights into trends in the housing market and talk about how important it can be to have a professional help you navigate the world of buying and selling real estate.
2024-10-04
41 min
Dollars & Sense
How Solid is Your Foundation?
On this episode, Scott is joined by Nolan and Carter from HAPO's Finance department. They talk about the basic steps that everyone should make to secure their financial foundation. These steps can help ensure that you are all setup to handle the bumps in the road and are in a good position to make future moves to start to develop more wealth.
2024-09-06
48 min
Dollars & Sense
SMS Fraud
Scott is joined by HAPO's Fraud Manager Jen and Detective Sam Grant from the Richland Police Department. We take the time to look into the current fraud trends happening via SMS messaging, as well as other fraud basics and how to go about protecting yourself.Blog Post: HAPO Community Credit Union - Blog - Financial Education
2024-08-02
28 min
Dollars & Sense
Consumer Lending
On this episode of Dollars & Sense, Levi and Todd with HAPO Community Credit Union's Consumer Lending department join Scott to talk about a major part of Credit Union philosophy and business. We get a chance to dispel some myths about how much credit to utilize in order to maintain a good Credit Score, how making payments impacts that score, and what exactly goes into a Credit Mix. We also get some fantastic borrowing tips and tricks to help you out when rates are a little higher.
2024-07-05
42 min
ワインの輪
#179『カービスト談義 | ゲスト: 佐々木君(AZURE BLUE) ・ゆきちゃん(hapo / sapo)』
オープニング / ゲスト紹介/ hapoのスタイル / ワインの楽しみ方 / ワインは水/ ワインの世界に入ったきっかけ / 出会いは職安 / カービストとは? / 丸・三角・四角とワイン / エンディング ワインの輪Youtube (チャンネル登録お願いします!) https://www.youtube.com/@winenowa ワインの輪のオンラインショップ https://circleofwine.official.ec/ ワインの輪のリスナーコミュニティ Discordというアプリでご参加いただけます。 無料なので閲覧だけでもお気軽にご参加ください。 コミュニティへの参加はこちらから https://discord.com/invite/ky6SW9VS3H ワインの輪ではフライヤーを置かせていただける場所を募集しております。 置かせていただける方、または個人の方でも欲しい方は送り先を下記のアドレスまでお送りください。ご連絡は、mail@winenowa.com までよろしくお願いいたします。
2024-06-08
53 min
Dollars & Sense
Mortgage Talk
Scott is joined by Britany and Carol, two of HAPO's Mortgage Loan Officers. They talk about the current landscape of the mortgage and real estate world. Some advice on navigating the current rates, as well as reasons you might have to make a move. They also talk about ways you can access the equity without needing to do a full Refinance and lose out on a lower rate you may have secured previously.
2024-06-04
51 min
Dollars & Sense
Starting up a Business
Scott talks with Karyn from HAPO Commercial Services, Maria from Washington Small Business Development Center, and Ana from Craft3 about what it takes to start up your own small business. We all know it takes more than just an idea for a product or service, but we'll jump into the weeds about all the things you might not have considered. Business Plans, Start-up Capitol, what it takes to get a Small Business Loan, Marketing, Research.Resource Blog:HAPO Community Credit Union - Blog - Financial Education
2024-05-08
54 min
Dollars & Sense
Clawing your way out of debt
On this episode, Scott is joined by Tony, Teresa, and Domingo. All 3 are Certified Credit Union Financial Coaches who have a number of personal and member stories about real life debt scenarios. We discuss how to avoid these scenarios, as well as ways out of them if you didn't take those precautions.
2024-04-05
58 min
Dollars & Sense
Facebook Marketplace
Our favorite Fraud Prevention specialist, Jen, joins the podcast again to discuss another hot topic: Online Marketplaces. These marketplaces, like Facebook, eBay, or Craigslist, provide ample opportunities for fraudsters. We go over some methods of helping to keep yourself safe and protected when buying and selling items using these Person-to-Person marketplaces. Methods like public spaces, cash transactions, and the buddy system.
2024-03-01
19 min
Dollars & Sense
Mirror Ministries - Human Trafficking
In honor of January being Human Trafficking Awareness Month, we got Tricia MacFarlan into the studio to discuss Human Trafficking and the impact that has on individuals, psychologically, financially, and otherwise.Resource Blog: https://hapo.org/services/tools-resources/blog/Post?postID=cd5d5bbe-c3ff-68be-bdb6-ff0000eccc20
2024-02-12
51 min
Dollars & Sense
Paying For College - Part 2
We continue our conversation with Jana Kay and Ricky from Washington State University Tri-Cities Financial Aid department. We continue the discussion with topics like 529 Savings accounts, Non-Resident Programs, FAFSA, Loans vs Grants, and Motivations to get those applications in for those potential support programs. Read the companion Blog post with resource links here: HAPO Community Credit Union - Blog - Financial Education
2023-12-05
29 min
Dollars & Sense
Paying For College - Part 1
Jana Kay and Ricky from Washington State University Tri-Cities Financial Aid Department join us to talk in depth about the value of a degree, and more importantly how to pay for it. We talk about Federal, State, and Private assistance programs, Grants vs Loans, and all the other factors you probably didn't consider when it comes to funding you or your child's higher education.Read the companion Blog post with resource links here: HAPO Community Credit Union - Blog - Financial Education
2023-11-03
27 min
LOVE UNTOLD PODCAST
MIMI NIPUNGUE by Mwl Onorodgers
MIMI NIPUNGUE WEWE UONGEZEKE Yohana 3:25 Basi palitokea mashindano ya wanafunzi wa Yohana na Myahudi mmoja juu ya utakaso. 26 Wakamwendea Yohana, wakamwambia, Rabi, yeye aliyekuwa pamoja nawe ng’ambo ya Yordani, yeye uliyemshuhudia, tazama, huyo anabatiza na watu wote wanamwendea. 27 Yohana akajibu, akasema, Hawezi mtu kupokea neno lo lote isipokuwa amepewa kutoka mbinguni. 28 Ninyi wenyewe mwanishuhudia ya kwamba nalisema, Mimi siye Kristo, bali nimetumwa mbele yake. 29 Aliye naye bibi arusi ndiye bwana arusi; lakini rafiki yake bwana arusi, yeye anayesimama na kumsikia, aifurahia sana sauti yake bwana arusi. 30 Basi hii furaha yangu imetimia. Yeye hana budi kuzidi, bali mimi kupungua. =>Haya ma...
2023-09-19
23 min
Dollars & Sense
Getting Help with Debt Collections
Tawney and Susie from HAPO's Asset Recovery team join Scott in the studio to demystify the topic of Collections. We discuss some real-life stories of how people can end up in collections, the best practices for anyone who finds themselves in that situation, and some preventative tools you should consider if you'd like to stay out of collections.
2023-08-30
26 min
Dollars & Sense
Budgeting & Accounts Pt 2
Part 2 of our episode about Budgeting and Account Types and Structures. We talk more about how you can utilize accounts and other tools, like direct deposit, to help support your budgeting plans.
2023-07-28
16 min
Dollars & Sense
Budgeting & Accounts Pt 1
Sebrina and Stephanie join us on the Podcast in the first part of a two-part episode. We talk about budgeting and the purpose behind budgeting, and also account types and account structures that can assist you in maintaining your budget, and helping to facilitate the lifestyle you want!
2023-07-11
25 min
Dollars & Sense
The Grandparent Scam
Our fraud expert, Jen Kasparek, returns to the podcast with new information about how scams are evolving. We discuss one scam in particular that has been around for ages: The Grandparent Scam. We talk about how this scam works, and how it has changed with advances in technology, and how it is still evolving. Then we discuss how you can protect yourself and your loved ones from scams like these.
2023-06-09
16 min
Dollars & Sense
Hiring Scams
On this episode of Dollars & Sense we talk with Temple, Angelique, and Jen about the do's and don'ts of hiring. We discuss the structured process of what an applicant or jobseeker should be expecting as they work through the hiring process, and then we talk about some red flags that people need to be aware of, so they don't fall victim to hiring scams.
2023-05-15
24 min
Dollars & Sense
What is a "Bank Run"
Scott Mitchell joins us in the studio to discuss some of the basic foundational differences between Banks and Credit Unions, as well as to discuss the recent news about financial institution failures, and what exactly is a "Run on a bank."
2023-04-08
19 min
Dollars & Sense
Women in the Workplace
Scott sits down with one of the Most Powerful Women in Credit Unions, HAPO CEO Dolores Broeske for Women's History Month and International Women's Day. They talk about Women in the Workplace, her career path, and how women helping women, and people helping people are true driving motivators.
2023-03-10
25 min
Dollars & Sense
Professional Relationships
Scott welcomes Keilani to the podcast to discuss how to manage Professional Relationships and conflict resolution to help promote a healthier, happier, and more productive work environment. Some of these tips could even help to make you more promotable in your own company's corporate culture!
2023-02-14
24 min
Dollars & Sense
Navigating Medicare
Scott sits down with Cathy Manderbach of the Kadlec Healthy Ages Program. We discuss navigating the many parts of Medicare, and how the community can take advantage of the resources available through the Healthy Ages Program.
2023-01-13
20 min
Dollars & Sense
Taking advantage of Credit Cards
Jen joins Scott in the studio to talk more about different credit cards, and why you might want to choose one over another, or maybe even take both. We discuss technology advances and security, how purchases with Digital Wallets help to protect your identity, and some of the best ways to go about getting into your first or your next credit card by taking advantage of intro rates and balance transfers.
2022-12-20
20 min
Dollars & Sense
Technology and Banking
Jeremy joins the podcast to discuss advances in technology, how that impacts the financial world, and striking an appropriate balance between technology and personal touch.
2022-11-23
21 min
Dollars & Sense
Mental Health and Financial Stress
Courtney Armstrong, Community Health Specialist with Kadlec Regional Medical Center, drops in to the podcast studio to have a serious discussion about Mental Health and Financial Stress. We discuss how the two topics are interconnected, and how we can best help ourselves, and our loved ones, in handling Mental Health before it escalates to a Crisis situation.
2022-09-23
27 min
Dollars & Sense
Empowering Your Business
Monte and Bobby stop by the studio to give our listeners a historical rundown of the Commercial Services department at HAPO Community Credit Union. We talk about business expansion, lending, the Small Business Administration - Paycheck Protection Program, and amazing new features that are out on the horizon.
2022-09-09
22 min
Dollars & Sense
People Helping People
Scott is joined by HAPO Community Relations Director Crystal and they talk about community events, giving back, and advocacy, and how those thing effect the communities and members!
2022-08-12
14 min
Dollars & Sense
Home Buying 101
Scott welcomes Romi and Enif into the studio and gets the scoop on what borrowers need to know about the different types of mortgage loans, when they should first meet with a mortgage loan officer, and all the ways a mortgage loan officer can help a borrower navigate the mortgage landscape to get the best suited program.
2022-07-19
25 min
Dollars & Sense
Total Compensation Package
Scott sits down to talk with HAPO's benefits specialist, Lindsey, to discuss what you should be considering when looking into a new job or career. Topics such as Direct vs Indirect compensation, Employer vs Employee paid benefits, and how Health Insurance packages aren't all created equally. There is so much more to consider than just hourly wage or salary.
2022-06-03
15 min
Dollars & Sense
HAPO's Mobile Branch
Kandy and Scott have Pedro Yniguez in the studio to talk about a very unique feature that HAPO offers: A Mobile Branch. Pedro is the Mobile Branch Manager and talks about how a Mobile Branch operates, how to get the mobile branch out to events, and how operations work in such a unique work environment.
2022-05-06
17 min
Hapo Cast | Gestão, Marketing & Vendas
#013 - Desmistificando E-commerces
E-commerce é uma empresa! O podcast de hoje trata justamente desse conteúdo. Gestor, entenda que você tem uma empresa nas mãos e que um e-commerce não pode ser tratado como só mais um canal de vendas. O e-commerce precisa de dados, precisa de processos, precisa gerenciar constantemente para que a sua empresa dê lucro. Confira esse episódio que está incrível.
2022-04-29
42 min
Dollars & Sense
Financial Education and Coaching
In this episode, Kandy takes a turn on the other side of the microphone and talks to us about HAPO's Financial Education Department, Financial Coaching, and the resources her department makes available for the community.
2022-04-08
18 min
Hapo Cast | Gestão, Marketing & Vendas
#012 - Rebranding ft Mercos
Rebranding é um processo de mudança toda empresa pode passar. Seja por motivos ruins ou bons, é extremamente importante pensar todos os detalhes em que a mudança de marca ou mudança de nome podem interferir. Se você busca um novo posicionamento de mercado, se você quer mudar a sua marca por necessidade, esse podcast vai te ajudar com insights para iniciar o seu processo. Confira!!
2022-03-11
53 min
Dollars & Sense
Finance and Taxes
In this episode we have a discussion with David about CUNA Mutual Group and their affiliation with HAPO Community Credit Union. Then they dive into tax returns and what you can do with them.
2022-03-01
07 min
Hapo Cast | Gestão, Marketing & Vendas
#011 - Como Aumentar As Vendas Em Clínicas Odontológicas
Como aumentar as vendas de clínicas odontológicas? Para entender como acontece o aumento de vendas na sua empresa, ter a possibilidade de investir nas coisas certas e compreender qual o melhor caminho a seguir com o seu negócio, você deve olhar para três aspectos fundamentais em toda empresa, independente do segmento: CAC, LTV e planejamento estratégico. Então, confira no vídeo como trabalhamos o aumento de vendas de clínicas odontológicas considerando esses pontos.
2022-02-25
22 min
Hapo Cast | Gestão, Marketing & Vendas
#010 - O Que é Churn e Como Ele Impacta a Sua Empresa
O churn ou churn rate (taxa de rotatividade) é um indicador que reflete a perda de clientes ou de receita que uma empresa teve em determinado período, além de ser uma taxa que todo gestor deve ficar atento. Confira no podcast de hoje como o churn pode afetar a sua empresa e saiba como evitar ter altos índices de rotatividade.
2022-02-18
37 min
Hapo Cast | Gestão, Marketing & Vendas
#009 - Construindo Processos do Zero
Tudo é processo! Para implementar processos que atenderão a complexidade da sua empresa, em primeiro lugar é preciso entender que os processos devem ser simples. Nesse podcast, discutimos sobre como aconteceu a implementação dos processos internos da Integrare. Confira!
2022-02-11
47 min
Dollars & Sense
The Perks of Visa Debit and Credit Cards
In this episode we talk with Hannah in HAPO's Card Services department. Hannah speaks with our hosts to highlight the differences between Credit and Debit cards as well as the Perks that come with them.
2022-02-08
11 min
Hapo Cast | Gestão, Marketing & Vendas
#008 - 5 Passos Para Implementar Processos Na Sua Empresa
Se você é gestor ou empreendedor, em algum momento já ficou sem saber qual o melhor caminho a seguir com sua empresa e colaboradores, não é mesmo? Mas, isso pode melhorar a partir do momento que você definir os processos que vai implementar na sua empresa. Precisa de ajuda com isso? Então, confira no vídeo nosso podcast sobre o assunto!
2022-02-04
57 min
Hapo Cast | Gestão, Marketing & Vendas
#007 - Sem grana, montei uma empresa de engenharia
Atualmente, empreender não é nada fácil, ainda mais quando se fala em engenharia civil. O mercado, mesmo que lentamente, está voltando a ficar aquecido e é sobre empreender em momentos difíceis que conversamos com ele, Carlos Gouveia, sócio-fundador da AllPlace Engenharia. Com a palavra, Carlos.
2022-01-19
1h 05
Hapo Cast | Gestão, Marketing & Vendas
#006 - Como Vender 30 Mil em 3 Meses?
Os cases de sucesso mostram que boas ideias são fundamentais para o aumento das vendas, principalmente quando se trata de uma ótima execução. Nesse episódio, nós trouxemos os ensinamentos que tivemos com um restaurante de marmitas fit.
2022-01-07
25 min
Dollars & Sense
Fraud Scams and How to Protect Your Money
In this episode, our resident fraud expert, Jennifer Kasparek, talks about some scams to be on the lookout for. She also shares some real life stories so that you don't fall victim to the same scams the others have experienced.
2022-01-05
12 min
Hapo Cast | Gestão, Marketing & Vendas
#005 - 600% de Aumento nas Vendas em 3 Meses
Em mais um case de sucesso, conversamos sobre o aumento de 600% em vendas de um cliente em apenas 3 meses. Fique por dentro das estratégias usadas e como aplicar no seu negócio.
2021-12-17
28 min
Hapo Cast | Gestão, Marketing & Vendas
#004 - 45 Mil em 3 Meses
Nesse case de sucesso, conversamos sobre a importância de entender o nível de consciência do cliente e como utilizar isso para aumentar as vendas. Por isso, trouxemos essas estratégias para serem discutidas. Desta vez, estamos falando de uma hamburgueria.
2021-12-14
28 min
Hapo Cast | Gestão, Marketing & Vendas
#003 - 60% de Aumento nas Vendas
Cases de sucesso são muito importantes para compartilhar conhecimento e experiências, para que mais pessoas consigam vender mais e melhor. Por isso, hoje trouxemos uma das nossas experiências de sucesso. Desta vez, falamos sobre uma clínica odontológica.
2021-12-03
36 min
Hapo Cast | Gestão, Marketing & Vendas
#002 - Como estruturar campanhas que convertem?
Com o avanço da tecnologia, é preciso traçar estratégias para se destacar dos concorrentes e alcançar bons resultados para o seu negócio. Por isso, nesse episódio, trouxemos algumas dicas sobre como estruturar boas campanhas de tráfego pago.
2021-11-26
55 min
Hapo Cast | Gestão, Marketing & Vendas
#001 - Descomplicando a Gestão Financeira
A gestão financeira costuma ser um dos grandes vilões no início da carreira dos empreendedores. Isso porque não é tão simples lidar com as finanças de um negócio. Mas, tenha calma! Com um bom planejamento é possível ter segurança nessa área e alcançar bons resultados para sua empresa.
2021-11-12
50 min
Komu Hapo
Latinoamerica vs Japón. El mundo del anime con mango-sensei
Hoy hablamos con mango-sensei; uno de los profes de japonés de la komu, quien nos habla un poco de su incursión en el mundo del anime y como fue su experiencia en el país del sol naciente donde estuvo un año. Nos recomienda sus animes favoritos!
2021-10-26
48 min
Komu Hapo
Bullying por ser otaku
Conversamos de cosas muy variadas en verdad... tratamos de hablar acerca del bullyng a los otakus y bueno... algo se hizo... lo pasamos re bien y nos reímos caleta en todo caso!!!
2021-10-19
51 min
Komu Hapo
Clase 3 de japonés intermedio
Bte + kudasai B1 + naide kudasai B te + iru / imasu = ando/endo B3 + koto ga dekiru /dekimasu dekinai/dekimasen = puedo verbo
2021-02-08
50 min
Komu Hapo
Clase 2 japonés intermedio. Biblioteca de Santiago
B2 + mashou - Vivamos en Japón: Nihon ni sumimashou - Vamos a Japón: Nihon e (ni) ikimashou - Despertemos a las 6: Roku ji ni okimashou - Subamos la montaña alta: Takai yama ni noborimashou - Aprendamos japonés: Nihongo wo manabimashou - Cocinemos juntos: issho ni ryouri wo shimashou - Toquemos la guitarra: gitaa wo hikimashou Partícula to Partícula ga Ima nan ji desu ka: ¿Qué hora es? ARU - IRU
2021-01-21
52 min
Komu Hapo
Clase 1 japonés intermedio. Biblioteca de Santiago
B2 + Masu Masu, mashita, masen, masen deshita Tango: Ni tsuite: acerca de Mazu: Primero que todo Totemo: Muy Taisetsu: Importante Naze: Por qué Doushite: Por qué Dare: quién Nan / Nani: qué Itsu: cuando Doko: dónde Dono youni: como Partículas a enseñar hoy (Partículas de dirección) Ni: a E: hacia (a) Made: hasta Kara: d...
2021-01-14
59 min
Komu Hapo
Kimi ga suki da to sakebitai. Traducción canción parte 1
Además de traducir parte de la canción aprovechamos de hablar de series, películas y reirnos un rato con Javier.
2021-01-06
1h 01
Komu Hapo
Sufijos numerales
Aprendimos a contar cosas, personas, cosas planas, orden numérico, edad, libros, automóviles, frecuencia, pisos, artículos pequeños, bebidas, objetos alargados, meses, días de la semana, años, animales, etc.
2020-11-05
00 min
Komu Hapo
Clase 4 de Japonés Básico. Biblioteca de Santiago
Aprendimos sobre los adjetivos ii y sobre sus conjugaciones
2020-10-24
00 min
Komu Hapo
Revisión de Tareas 3° clase japonés 1 Biblioteca de Santiago
Revisión de tareas de kono, sono, ano. Koko, soko, asoko
2020-10-22
00 min
Komu Hapo
Clase 3 japonés. Biblioteca de Santiago
nan nin doko dare kare-kanojyo-watashi kore-sore-are kono-sono-ano
2020-10-17
00 min
Komu Hapo
Revisión de Tareas 2° clase japonés 1 Biblioteca de Santiago
Se revisan las tareas con la utilización de la partícula KA y se corrige la entonación y la pronunciación. Javiergerion – Javierverse – Javier 00/01/02 – Javier/Adán – Legión (porque somos muchos javieres) #wearealljavier
2020-10-15
00 min
Komu Hapo
Clase 2 de Japonés Básico. Biblioteca de Santiago
Saludos (día, tarde, noche) Ohayou gozaimasu Konnichi wa Konban wa O-yasumi nasai O - genki desu ka – cómo esta usted? Otousan Okaasan onesan Hai, genki desu iie, genki dewa nai desu / jya nai desu Totemo, warui desu Maa maa desu Irasshaimase Kochira koso Dou itashimashite Sayounara Itte Kimasu Itte rasshai Tadaima O-kaeri nasai O-daiji ni – para p...
2020-10-10
00 min
Komu Hapo
Revisión de tareas Japonés Básico. Biblioteca de Santiago
Revisamos las tareas de las presentaciones personales
2020-10-10
00 min
Komu Hapo
Entrevista a Miki
Este capítulo corresponde a parte de la entrevista a Miki, embajadora del té japonés en Perú, fundadora de Happy Crazy Matcha y parte del equipo del Instagram pon.japon. La pueden seguir en youtube en Miki-Aventura de Japonesa- Por problemas técnicos no pudimos subir todo el contenido.
2020-10-08
00 min
Komu Hapo
Clase 1 japonés. Biblioteca de Santiago
Hajimemashite Watashi no namae wa XXXX desu O namae wa nan desu ka? Chiri kara kimashita. Chirijin Boku no namae wa kojiro desu Manga Ga suki desu tabemono Ga suki desu gitaa ga suki desu nani ga suki desu ka sakka ga suki desu boku wa hashiru no ga suki desu boku wa eiga ga suki desu daisuki desu nan sai desu ka? Himitsu desu Yon jyu...
2020-10-03
00 min
Komu Hapo
Introducción Clase de japonés 1. Biblioteca de Santiago
Se entrega el contenido de lo que serán las cuatro clases del taller de japonés básico 1 de la Biblioteca de Santiago
2020-10-01
59 min
Uplifting Moment with Luphurise Mawere
Kitu cha Kukuvusha hapo ulipo kiko nyumbani mwako -STRETCH
*KITU CHA KUKUVUSHA ULIPOKWAMA KIKO NYUMBANI MWAKO* _STRETCH !_ By Luphurise Mawere *2 Wafalme 4: 1-7* _1 Basi, mwanamke mmoja miongoni mwa wake za wana wa manabii alimlilia Elisha, akasema, Mtumishi wako mume wangu amekufa; nawe unajua ya kuwa mtumishi wako alikuwa mcha BWANA; na aliyemwia amekuja ili ajitwalie wana wangu wawili kuwa watumwa._ _2 Elisha akamwambia, Nikufanyie nini? Niambie; una kitu gani nyumbani? Akasema, Mimi mjakazi wako sina kitu nyumbani, ila chupa ya mafuta._ _3 Akasema, Nenda, ukatake vyombo huko nje kwa jirani zako wote, vyombo vitupu; wala usitake vichache._ _4 Kisha uingie ndani, ukajifungie mlango wewe na wanao, ukavimiminie mafuta vyombo vile vyote; navyo vilivyojaa...
2020-08-31
18 min
Komu Hapo
Revisión de tareas Semana 8. Última clase de japonés básico I
Identificación de raíz de los verbos y correcciones por bases.
2020-08-27
1h 05
Komu Hapo
Clase 8 de Japonés Básico
Revisamos las B1, B2, B3, B4, B5, Bte, Bta de los verbos yodan, ichidan, suru y kuru.
2020-08-22
1h 03
Komu Hapo
Lado B. Entrevista con @sushil3na.
Conocimos más de la cultura japonesa junto a @sushilena, sus intereses por la cultura y comida japonesa. Muy buenas recomendaciones para la comunidad_japones. La entrevista del minuto 15 en adelante (antes revisamos un par de tareas de los estudiantes).
2020-08-20
1h 06
Komu Hapo
Clase 7 de Japonés Básico
Clase de introducción de verbos. Yodan, ichidan, suru, kuru.
2020-08-15
1h 04
Komu Hapo
Revisión de Tareas Semana 6. Conocimos a Javier!!!
Se corrige la traducción de las siguientes oraciones: 1. El lápiz de Laura 2. Canción de amor 3. Casa de madera 4. Flores del campo 5. La mesa negra 6. La radio ruidosa 7. El maní salado 8. Comida fría y picante 9. El rico pastel 10. La chaqueta de Kojiro 11. La canción de Kojiro con Miyuki Conocimos mejor a Javier quien nos contó acerca de sus pasatiempos; Toho Project, programación, etc.
2020-08-13
1h 05
Komu Hapo
Lado B Japo 1. Entrevista a @moyavaan
Conocemos en profundidad al hermano mayor de Ndeluxe; Esteban, quien nos cuenta cómo es su vida en Japón. Para que se hagan una idea le hicimos un “cara/sello” con las siguientes alternativas: Manga/Anime Jpop/Kpop Goku/Naruto Mario/Luigi Animal Crossing/Smash Bros Final Fantasy/TLOZ Nobuo Uematsu/Koji Kondo Josuke/Jotaro chilenas/japoneas Ruffy/Midoriya Link/Donkey Kong Seven Eleven/Lawson Carupis/Fanta Mora Moda Otaku/Moda P...
2020-08-10
1h 17
Komu Hapo
Clase 6 de Japonés Básico
Se ven muchos ejemplos de adjetivos na y se conjugan los adjetivos + los sustantivos.
2020-08-08
1h 03
Komu Hapo
Revisión de Tareas Semana 5. Adjetivos ii, Sustantivo + adjetivo ii
Se revisan las tareas de los adjetivos ii junto con los sustantivo + adjetivos preparándonos para enseñar en mayor profundidad la clase de los adjetivos na.
2020-08-06
1h 15
Komu Hapo
Clase 5 de Japonés Básico
Se dan muchos ejemplos de adjetivos i + sustantivos Se enseñan los adjetivos na
2020-08-01
59 min
Komu Hapo
Revisión de tareas con adjetivos i.
Nuestro norcoreano Kim Koji Ro nos enseña más de la cultura japonesa preparándose para la clase del sábado.
2020-07-30
1h 03
Komu Hapo
Revisión de tareas semana 3 Parte 3
Ponemos a prueba a Kojiro para saber qué tanto japonés sabe!!!
2020-07-23
37 min
Komu Hapo
Revisión de tareas semana 3 Parte 1
Además, se explican los sufijos numerales y compartimos experiencias de la cultura japonesa
2020-07-23
18 min
Komu Hapo
Clase 3 de Japonés Básico
Aprendimos: kore, sore, are / kono, sono, ano / watashi no, anata no, kare no, kanojyo no, watashitachi no, karetachi, kanojyotachi. Kore wa nan desu ka Kore wa dare no desu ka
2020-07-18
1h 03
Komu Hapo
Revisión audios “Doko desu ka”, “Doko ni arimasu ka”
Se escuchan las tareas y se corrigen junto a Kojiro y Marco. Toshokan, JIMU (Gym), Hakubutsukan, Chikatetsu eki
2020-07-16
50 min
Komu Hapo
Clase 2 de Japonés Básico
Aprendimos saludos, despedidas y agradecimientos. Cuando se deben usar dependiendo del contexto. Canción de los saludos: https://youtu.be/IaqOb33hZEw Se ven las partículas o, no, ka y wa y se dan algunos ejemplos Contadores sai, nin Doko y dare Koko, soko, asoko
2020-07-11
1h 10
Komu Hapo
Revisión de tooodas las tareas y alistándose para la clase de mañana
Se revisaron absolutamente todas las tareas y se hicieron un par de correcciones.
2020-07-11
45 min
Komu Hapo
Lado B de Japo 1. Entrevista a Kojiro - con CANCIONES en vivo!
Conocimos mejor a Kojiro, interpretó en vivo algunas canciones, corregimos algunos audios y respondimos sus preguntas.
2020-07-09
1h 05
Komu Hapo
Japonés Básico Clase 1.2
Debido a que se nos cortó la transmisión seguimos con el contenido de la clase: Uso de partículas "wa", "no", "ga" Uso de Jin Números Numeral de edad
2020-07-04
48 min
Komu Hapo
Japonés Básico Clase 1.1
Junto a Kojiro aprendemos a presentarnos. Watashi wa Desu Deshita Dewa arimasen Dewa arimasen deshita Manera formal e informal
2020-07-04
22 min
Komu Hapo
Prueba clase de japones la senda del sushi
En preparación para la clase
2020-07-03
00 min