Shows
Love Your RetirementGlobal Financial Impacts: 2026 Winter Games & Optimizing Social SecurityIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2026-02-211h 00Love Your RetirementAre You Truly Ready & The Longevity ChallengeIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2026-02-071h 00Love Your RetirementMake Your Wishes Known in RetirementIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2026-01-311h 00Love Your RetirementInvesting in 2026In this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2026-01-241h 00Love Your RetirementFinancial Literacy & Behavioral FinanceIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2026-01-171h 00Love Your Retirement2026 New Year's Resolutions & RetirementIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2026-01-031h 00Love Your RetirementA Christmas Guide to Retirement: The Ghosts of Retirement Past, Present & FutureIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2025-12-201h 00Love Your RetirementThanksgiving Retirement + Taking Control of Your PlanThis Thanksgiving, we’re serving up more than turkey and stuffing — we’re dishing out a full plate of retirement planning tips, and some timeless advice!Plus, we've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future.In this episode, Heidi unpacks key retireme...
2025-11-291h 00Love Your RetirementRetirement for Small Business Owners & Tips for a Happy RetirementIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2025-11-221h 00Love Your RetirementCOLA 2026 + Retirement Mailbag QuestionsIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2025-11-151h 00Love Your RetirementPlanning for Large IRAsIn this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with what's going on in the market and economy.For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/
2025-11-081h 00Love Your RetirementTax Advantages of Retiring in MississippiThis week on “Love Your Retirement,” Heidi Ardis, founder and CEO of Agape Wealth, discussed why Mississippi stands out as a top state for retirees, particularly in terms of tax benefits. Drawing from a recent Kiplinger article that rated Mississippi as the best for retirement taxes, Heidi highlighted how the state’s lack of taxes on retirement income can potentially translate into significant savings for retirees.In this episode, Heidi unpacks key retirement planning topics for listeners in Mississippi and surrounding areas. Discover practical strategies for retirement planning, including taxes, social security, long-term care, estate planning and dealing with w...
2025-11-011h 00Love Your RetirementAnnual Cost of Living Adjustment + Active vs PassiveThe Social Security Administration is preparing to announce its annual cost-of-living adjustment (COLA). While this adjustment is designed to help retirees keep up with inflation, it rarely covers the true rising costs of healthcare, housing, and everyday expenses. For affluent retirees — those with $500,000 or more in savings — the timing and strategy of claiming Social Security benefits can have a huge impact on long-term income and retirement stability.Plus, a fun think fast segment to get to know more about Heidi Ardis and her team at Agape Wealth.In this episode, Heidi unpacks key retirement planning topics for...
2025-10-251h 00Love Your RetirementNavigating Medicare & Tackling Twin Threats in RetirementNew data shows retirees in 2025 are facing massive health care expenses — averaging around $172,500 over their retirement years. Many are not planning for this, and those surprise costs could erode their savings fast. Today’s show explains ways to build a plan that can help protect you — including health, savings, and income — and invites listeners to a free retirement income & healthcare cost analysis.Plus, when we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t t...
2025-10-181h 00Love Your RetirementCreating Dependable Retirement IncomeOn this week’s Love Your Retirement show, Heidi Ardis, founder and CEO of Agape Wealth, tackled timely retirement planning topics including Medicare changes, tax strategies, and the impact of interest rates and market trends for retirees. Heidi shared updates from her recent Medicare seminar and addressed how new legislation and inflation are affecting Advantage plans, stressing the importance of personalized guidance when navigating these complex decisions. She explained that a thoughtful approach to portfolio risk, tax harvesting, and long-term financial planning can mean substantial benefits for retirees and their heirs, highlighting the need for a holistic retirement blueprint that ad...
2025-10-041h 00Love Your RetirementWhy Averages Aren’t Enough: Personalizing Your Retirement PlanOn this episode of "Love Your Retirement," Heidi Ardis dives into the realities and misconceptions of retirement planning, moving beyond generic averages like "$1 million to retire" or the traditional "three-legged stool" of Social Security, pensions, and savings. Heidi emphasizes that a successful retirement plan is highly individual, tailored to each person's lifestyle, assets, and future needs. The discussion covers critical topics such as income distribution, planning for healthcare costs, managing inflation, and understanding the impact of market volatility. Heidi stresses that planning isn’t just about how much you save, but how much sustainable monthly income your savings can actually ge...
2025-09-271h 00Love Your RetirementMake Your Money Work for You: Retirement Strategies for Lasting Financial SecurityThis week, Heidi Ardis, founder and CEO of Agape Wealth, tackled the complexities of Social Security and retirement planning, offering clarity on issues like potential privatization, changing benefits, and optimal strategies for when to start Social Security. She emphasized the importance of having a holistic retirement plan that looks beyond government programs, factoring in income sources, pensions, healthcare, and tax strategies. Heidi dispelled common myths, highlighted coming changes to Social Security, and explained how rising health and living costs require forward-thinking adjustments to retirement plans, urging listeners to consult professionals to stay on track.The show also featured...
2025-09-201h 00Love Your RetirementDon’t Wait: Year-End Retirement Planning StrategiesOn this week's "Love Your Retirement" show, Heidi Ardis, founder and CEO of Agape Wealth, emphasized the importance of proactive planning as we head into the fourth quarter of 2025. Heidi discussed the significance of tax strategies, Roth conversions, and required minimum distributions (RMDs), urging listeners not to wait until year-end to take necessary financial actions. They highlighted Agape Wealth’s retirement blueprint, which covers five key pillars—income, investments, taxes, healthcare, and legacy planning—and stressed that clarity and preparation are essential for financial security, especially amidst market volatility and evolving legislation.A significant portion of the conversation focuse...
2025-09-131h 00Love Your RetirementInterest Rates Unpacked: How Global Shifts Impact Your RetirementThis week on "Love Your Retirement," Heidi Ardis, founder and CEO of Agape Wealth, tackled the complex questions facing retirees, including interest rate changes, inflation, and preparing for the uncertainties of retirement. Heidi explained how fluctuations in interest rates impact daily expenses, loan affordability, and the overall housing market—not just for individuals, but also for businesses and the broader U.S. economy. She highlighted the importance of considering global factors, such as international interest rates, and how these shape borrowing and spending decisions. Throughout the show, Heidi emphasized the need for tailored financial planning, discussing how every retiree's situation is...
2025-09-061h 00Love Your RetirementCreating a Lasting LegacyIn this week's episode of the Love Your Retirement show, host Heidi Ardis, founder and CEO of Agape Wealth, delves into essential aspects of retirement planning. Heidi emphasizes the importance of preparing for unforeseeable expenses, highlighting how healthcare costs can unexpectedly burden families and individuals. She shares personal anecdotes, expressing her frustration with the skyrocketing medical expenses, and underscores the necessity for strategic planning to safeguard against financial distress. The discussion also touches on the Secure Act, which impacts legacy planning by altering how retirement funds are inherited, thus necessitating early and comprehensive estate planning.The episode further...
2025-08-301h 00Love Your RetirementThe Reality of Retirement SpendingIn this week's episode of "Love Your Retirement," Heidi Ardis, CEO of Agape Wealth, discussed strategies for retirement planning. The show emphasized the personalized care and dedication Agape Wealth offers, beginning with vital considerations like income sources once paychecks cease, tax strategies, and whether to move funds into the Roth world to potentially avoid higher taxes later. Elliott also highlighted the importance of having a financial plan. The conversation turned to national financial issues, as Ardis offered insights on the escalating national debt, its historical growth, and the implications it holds for individuals, particularly regarding Social Security and Medicare.
2025-08-231h 00Love Your RetirementPowell & Trump + Retirement Planning for WomenIn this week's "Love Your Retirement" show, Heidi Ardis, CEO of Agape Wealth, talks about crucial aspects of retirement planning. They explore the intricacies of developing a retirement blueprint that encompasses income, investments, tax strategies, healthcare, and legacy planning. The episode emphasizes the importance of creating a personalized plan that reflects the highest form of care and dedication, which is the essence of Agape Wealth's approach. Heidi highlights the importance of addressing specific retirement challenges faced by women, given their typically longer life spans and different financial scenarios, such as reliance on spousal pensions and social security.Additionally...
2025-08-161h 00Love Your RetirementThe New York Stock Exchange and Four Retirement UnknownsIn this week's episode of "Love Your Retirement," Heidi Ardis, the founder and CEO of Agape Wealth, dives into the intricacies of retirement planning. They emphasize the importance of having a solid retirement plan, discussing key aspects like legacy planning, income strategies, and tax considerations. The episode also features Heidi's recent experience at the New York Stock Exchange, where she reflected on the current economic landscape and shared insights from a talk by Maria Bartiromo of Fox Business.As the show progresses, Heidi and Mark discuss the "Four Retirement Unknowns" – longevity, healthcare costs, market performance, and future tax im...
2025-08-091h 00Love Your RetirementThe Big Beautiful Bill + The Reality of Retirement SpendingIn this week's episode of the Love Your Retirement Show, Heidi Ardis, founder and CEO of Agape Wealth, delves into the nuances of retirement planning and the implications of a recent legislative bill (The Big Beautiful Bill) on various aspects such as taxes, legacy planning, and income strategies. The show highlights how Agape Wealth offers support and guidance for those nearing or in retirement, focusing on the changes in tax brackets and social deductions, particularly for seniors and middle-class Americans.Heidi also explores common retirement phases—honeymoon, settling, and care—with a focus on their distinct financial requirements. Heid...
2025-07-191h 00Love Your RetirementFour Questions About RetirementOn this week's episode of Love Your Retirement, host Heidi Ardis, founder and CEO of Agape Wealth, gets into retirement planning, addressing the primary concerns of retirees and pre-retirees, such as planning for financial stability, managing inflation, and mitigating market volatility. Heidi shares her expertise in helping clients navigate complex financial landscapes by crafting personalized retirement blueprints that consider inflation forecasts, spending habits, and the transition from wealth accumulation to distribution. The show aims to empower listeners to handle uncertainties by offering insights on financial stressors, retirement strategies, and the need for comprehensive planning to ensure long-term security....
2025-06-211h 00Love Your RetirementEstate and Legacy Planning + 5 Steps to Help Elevate Your Retirement SavingsThis week's episode of the Love Your Retirement Show dives deep into the nuances of retirement planning with Heidi Ardis, founder and CEO of Agape Wealth. Amid the market volatility caused by political shifts and global events, Heidi stresses the importance of a long-term strategy over reactionary changes, underscoring that financial stability requires a comprehensive view and adaptive portfolio management tailored to individual needs.The show also touches on legacy and estate planning, highlighting common pitfalls and emphasizing the need for proper legal documentation. Heidi articulates the significance of ensuring that one's financial and healthcare directives are meticulously p...
2025-06-141h 00Love Your RetirementFour Retirement UnknownsIn this week's episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, delves into the complexities of retirement planning, focusing on the pervasive fear of outliving one's savings. Heidi emphasizes the importance of devising a comprehensive income distribution plan tailored to individual needs. She explores key challenges such as inflation, longevity, and healthcare costs, which are essential components of Agape Wealth's retirement blueprint. Heidi also highlights the role of a third-party advisor in alleviating concerns and ensuring a stable financial future, fostering confidence among retirees through meticulous planning and regular reassessments.The...
2025-06-071h 00Love Your RetirementIncome Blueprint & 5 Mistakes to Avoid When Planning for RetirementThe radio show "Love Your Retirement," hosted by Heidi Ardis, founder and CEO of Agape Wealth, delves into comprehensive retirement planning. Heidi articulates the importance of creating a solid income strategy to replace lost paychecks post-retirement. She emphasizes that this strategy must be personalized, reflecting each individual's unique financial circumstances, desires, and risks. Additionally, Heidi's team addresses crucial aspects such as tax efficiency, healthcare planning, and legacy considerations within their holistic retirement planning framework.Another key aspect of the show is discussing the potential pitfalls when planning for retirement, particularly the need to avoid five common mistakes. These...
2025-05-311h 00Love Your RetirementThe Three Pillars of Retirement & Top 5 Signs You Need an AdvisorThe "Love Your Retirement Show" hosted by Heidi Ardis primarily focuses on retirement planning, emphasizing the importance of creating a reliable retirement blueprint. The show discusses the three (and really five) pillars crucial to retirement success: income, investment, taxes, healthcare, and legacy planning. It provides insights into how these pillars are interconnected and necessary for building a strong foundation for retirees. The program advises against short-term market reactions, encouraging a long-term investment strategy and offering guidance on transitioning from working years to retirement years with a focus on sustainable income planning.Additionally, the show emphasizes the personalized approach...
2025-05-241h 00Love Your RetirementTax Savvy Strategies & Cleaning Up 6 Common Myths About RetirementThe "Love Your Retirement Show", hosted by Heidi Ardis, the founder and CEO of Agape Wealth, delves into a variety of retirement planning topics. Key discussions include the importance of personalized financial advice, especially in the wake of changing tax laws like the 2017 Tax Cuts and Jobs Act. The show emphasizes the need for a tailored retirement strategy, considering individual circumstances such as state-specific taxes and personal goals. Heidi highlights the significance of having a conversation with a trusted advisor to ensure a comprehensive understanding of one's financial situation and future needs. The show encourages listeners to engage in proactive...
2025-05-171h 00Love Your RetirementActive vs Passive Income & 5 Ways to Give Your Retirement PurposeThe Love Your Retirement Show, hosted by Heidi Ardis, founder and CEO of Agape Wealth, emphasizes comprehensive retirement planning with a personalized approach. During the show, Heidi discusses various elements crucial to crafting a secure retirement plan, such as legacy planning, income strategies, tax strategies, healthcare, social security, and Medicare. She stresses the importance of understanding individual needs and objectives. The show encourages individuals to research and get more than one opinion to ensure they are making informed decisions based on their personal situations.Additionally, the podcast underscores the significance of setting goals and continuous learning in retirement...
2025-05-101h 00Love Your RetirementBalancing Your Retirement Portfolio + Tips for a Happy RetirementIn this episode of "Love Your Retirement," Heidi Ardis, founder and CEO of Agape Wealth, discusses essential tips for achieving a happy and fulfilling retirement. Heidi emphasizes the importance of clear communication with family, including discussing financial changes and future plans, to ensure everyone is on the same page. She also highlights the significance of routine and purposeful activities, encouraging retirees to find new hobbies, build social networks, and invest time in activities they love, beyond just childcare and household chores. Additionally, the importance of health and well-being before and during retirement is underscored, encouraging listeners to focus on maintaining...
2025-04-261h 00Love Your RetirementRetirement Income Faces Tax ChallengesIn this episode of the Love Your Retirement Show, Heidi Ardis, founder and CEO of Agape Wealth, discusses the essential aspects of retirement planning. Heidi emphasizes the importance of having a comprehensive retirement blueprint that covers income, tax strategies, health strategies, and social security decisions. She explains that transitioning from wealth accumulation to wealth distribution requires careful planning to ensure that retirees can enjoy their retirement without the fear of outliving their money.Mark and Heidi also delve into the concept of wealth and how it is perceived differently by individuals based on their backgrounds and experiences. They...
2025-04-121h 00Love Your RetirementDependable Retirement IncomeIn this episode of the "Love Your Retirement" show, Heidi Ardis, the founder and CEO of Agape Wealth, discusses essential retirement planning strategies. They highlight the importance of having a comprehensive plan that includes income, investment, tax, healthcare, and legacy planning. Heidi emphasizes that proper estate planning can prevent significant difficulties for heirs and ensures that wealth is transferred in a tax-efficient manner. She also addresses the significance of understanding required minimum distributions (RMDs) and the impact of not planning for them, which can lead to unnecessary taxes and complications for beneficiaries.The podcast also delves into the...
2025-04-051h 00Love Your RetirementHidden Obstacles in RetirementIn this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, delves into the complexities and emotional aspects of retirement planning. The podcast begins with an introduction to Agape Wealth's commitment to infusing care and love into every retirement blueprint they create. Heidi shares insights on how they address common concerns such as the impact of market volatility, the importance of having a well-monitored retirement plan, and the significance of solid relationships with financial advisors. Their discussion highlights the value of proactive planning, especially in times of political and economic uncertainty.Heidi...
2025-03-291h 00Love Your RetirementRetirement Income Faces Tax ChallengesIn this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, discusses the intricacies of retirement planning, emphasizing the importance of seeking expert guidance. Agape Wealth takes pride in their personalized retirement planning approach. Heidi emphasizes the critical necessity of understanding market fluctuations and the impact of economic and political uncertainties on retirement funds. She also urges listeners to consider both short-term market disturbances and long-term financial goals to maintain a balanced perspective.The podcast navigates various financial strategies, including the significance of understanding the differences between traditional IRAs and Roth IRAs...
2025-03-221h 00Love Your RetirementMaking Retirement Money Last & Time Machine 2008In this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, explores the multifaceted aspects of retirement planning. Heidi discusses the importance of having a comprehensive retirement blueprint that includes income planning, investment strategies, tax efficiency, healthcare planning, legacy and estate considerations, and social security and Medicare decisions. She emphasizes the significance of creating diversified income streams and preparing for market volatility to ensure financial stability throughout retirement.Heidi also shares insights on how personal and economic uncertainties, such as market crashes, inflation, and changing tax laws, can impact retirement plans and...
2025-03-151h 00Love Your RetirementAgape Wealth's Story and The Client ExperienceIn this episode of "Love Your Retirement," Heidi Ardis guides listeners through the intricacies of retirement planning. Heidi delves into her personal journey, from experiencing a life-altering gymnastics accident at fourteen that left her paralyzed, to overcoming these challenges and ultimately founding Agape Wealth. Her story of resilience and determination provides a foundation for the philosophy behind Agape Wealth which stands on the principles of faith, love, and personalized service. Heidi's unique perspective shapes how she and her team approach retirement planning, focusing on creating customized plans that address individual aspirations and challenges.Listeners are introduced to the...
2025-03-081h 00Love Your RetirementBuilding Your Financial House in RetirementIn this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, discusses the critical elements of retirement planning. They introduce the concept of building your financial house, using foundational principles of faith and love, symbolized by the ancient Greek word "agape." Heidi shares essential strategies for retirement, including securing a solid foundation with fixed incomes like pensions and Social Security, constructing the walls with stable investments, and capping it all with the roof of risk-based assets such as stocks. The discussion emphasizes the importance of having a comprehensive retirement blueprint that addresses income, investments...
2025-02-261h 00
The Book More Show: More Leads, More Calls, More BusinessEp158: Amplifying Your Voice with Heidi Ardis
Today on the Book More Show, we are joined again by Heidi Ardis, founder and CEO of Agape Wealth, a Mississippi-based financial services company helping people all over the country plan a better retirement.
We got to dive deeper into her story, from a corporate advisor role to starting her own company, and how that gave her the flexibility and time to really understand each of her clients and their unique situations.
The conversation then turned to the opportunity of amplifying her voice and how that underpins her quality c...
2024-02-0441 min
The Book More Show: More Leads, More Calls, More BusinessEp149: Simplified Strategies with Heidi Ardis
Today on the Book More Show, we're talking with Heidi Ardis, Founder and CEO of Agape Wealth, a faith-based financial firm, about financial planning strategies and retirement goals and how she's developed a long-term approach to finding clients.
Heidi shares insights from her new book Simplified Strategies for Retirees, which outlines practical yet straightforward approaches that start a conversation about retirement planning.
We explore the concept of a purposeful retirement focused on human connection and identity beyond finances and how helping people doing missionary work start their financial journey has led...
2023-10-0833 min