Shows
The Just Got Paid Podcast0010 | How To Make Sure Your Kids Grow Up WealthyBuilding wealth takes time, are your kids properly prepared? In this episode of The Just Got Paid Podcast, host Eric Hellon provides a few practical tips you can use to ensure your kids become wealthy.Check out the full episode and if you need additional information on any of the resources discussed, reach out to us today!---This content is for educational purposes only and is not meant to be direct financial, tax, or investment advice. Please seek a professional before investing or making any decisions that could potentially have financial or t...2025-05-1506 min
The Just Got Paid Podcast0009 | Student Loan Update 2025: The Good, The Bad, and The UnexpectedStudent loan repayment changes are coming, are you ready? In this episode of The Just Got Paid Podcast, host Eric Hellon dives into some of the changes projected to start May 2025 and how they will impact your ability to buy your first home.Check out the full episode and if you have additional questions on how these changes may impact your finances, reach out to us today!---This content is for educational purposes only and is not meant to be direct financial, tax, or investment advice. Please seek a professional before investing o...2025-05-0112 min
Thriving in IntersectionalityGoing Beyond the Paycheck: Eric Hellon on Career Transitions, Breaking the Rent Trap and Building Generational Wealth
In this episode of Thriving in Intersectionality, host Lola Adeyemo welcomes Eric Hellon, whose career journey spans graphic design, real estate expertise, and social entrepreneurship. Eric shares how his intersectional identities as a multiracial individual and "girl dad" have shaped his career decisions and professional growth. With experience as a real estate agent, broker, certified financial coach, and nonprofit founder, Eric offers valuable insights on career transitions, finding your passion, and building generational wealth.
What You'll Learn in This Episode:
How to navigate successful career transitions across multiple industries
The importance of finding passion i...2025-04-1840 min
The Just Got Paid Podcast0008 | How To Make Taxes Work For You (Not Against You)It's tax season, are you expecting a big return? In this episode of The Just Got Paid Podcast, host Eric Hellon interviews Eric Pierre, a CPA and Best-Selling Author to discuss how taxes can work in your favor.Check out the full episode and if you have additional questions on how you can use the tax code to build wealth, reach out to us today, and we will connect you!---This content is for educational purposes only and is not meant to be direct financial, tax, or investment advice. Please seek a p...2025-04-1533 min
The Just Got Paid Podcast0007 | Are You Financially Literate? Here's How You Can Tell!It's Financial Literacy Month, so are you financially literate? In this episode of The Just Got Paid Podcast, host Eric Hellon dives into financial literacy, how to become financially literate, and how to leave a financial legacy for your future generations.Check out the full episode and if you have additional questions on how to become financially literate, reach out to us today!---This content is for educational purposes only and is not meant to be direct financial, tax, or investment advice. Please seek a professional before investing or making any decisions t...2025-04-0119 min
The Just Got Paid Podcast0006 | Recession Ready: Smart Strategies to Secure Your MoneyA recession could be on the way, are you prepared for it? In this episode of The Just Got Paid Podcast, host Eric Hellon dives into some strategies to help you prepare your money and your household for an economic recession.Check out the full episode and if you have additional questions on how you can be fully prepared for a recession, reach out to us today!---This content is for educational purposes only and is not meant to be direct financial, tax, or investment advice. Please seek a professional before investing o...2025-03-1526 min
The Just Got Paid Podcast0005 | Maxed Out? Implement These Simple Strategies To Payoff Your Debt Faster!Are you drowning in debt? Feeling stuck in the paycheck-to-paycheck cycle? With U.S. credit card debt hitting a record $1.2 TRILLION, it's time to take back control of your finances! In this episode of The Just Got Paid Podcast, host Eric Hellon dives into some alarming statistics on debt and what simple strategies you can implement to become debt free!Check out the full episode and if you have additional questions on how you can pay off your household debt, reach out to us today!---This content is for educational purposes only a...2025-03-0129 min
The Just Got Paid Podcast0004 | Marriage & Money: How Your Love Life Impacts Your WealthIt's February, love is in the air, so what better time than now to talk about Marriage & Money?! In this episode of The Just Got Paid Podcast, host Eric Hellon dives into some alarming statistics on marriage and household wealth, how to have a successful marriage with or without money, what financial red flags to be aware of when dating, and so much more!Check out the full episode and if you have additional questions on how to have a financially successful marriage, reach out to us today!---This content is for...2025-02-1541 min
The Just Got Paid Podcast0003 | This Month In Money: Headlines That Could Impact Your Bottom Line | January 2025 EditionDid you know medical debt is being removed from credit reports, giving your credit score a potential 20-point boost? In this episode of The Just Got Paid Podcast, host Eric Hellon dives into January 2025's top financial headlines to help you achieve your financial goals and work toward financial independence. Whether you're navigating medical debt changes, understanding interest rates, or preparing for tax season, this episode is packed with actionable tips and strategies to help you manage your income, improve your credit score, and make smarter financial decisions.Check out the full episode and if you have...2025-02-0112 min
The Just Got Paid Podcast0002 | New Year, New Money Moves: How To Achieve Your 2025 Financial GoalsOn this episode of The Just Got Paid Podcast host Eric Hellon interviewed Torrance Chaplin, a financial services professional with more than 25 years of experience helping individuals and families reach their financial goals. Some of the topics discussed are: the first investment you should make as a full-time employee, how to avoid risk in today's market, how to set and reach your S.M.A.R.T. goals, what small steps you can take to start building generational wealth, the benefits of creating a small business or side hustle, and so much more.Check out the full...2025-01-151h 10
The Just Got Paid Podcast0001 | The Just Got Paid Podcast TrailerSo you just got paid… now what? Have you ever felt trapped in the paycheck-to-paycheck cycle? Do you struggle to save, invest, or even find the financial breathing room to pursue what truly matters to you? Or maybe you’ve thought, "I make good money—why does it still feel so hard to get ahead?"Well, what if you could take control of your money, break free from financial stress, and use your income to build a future you’re proud of? What if you had the time to find your passion, pursue your purpose, and leave a legacy...2024-12-1401 min
The Homeowner Prep PodcastEpisode 088: How Your Debt-To-Income Ratio Is Holding You BackMany people think a down payment is their biggest hurdle to homeownership, but it’s not. On this week’s episode we discuss the debt-to-income ratio and how it’s keeping renters from becoming homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 The Biggest Hurdle In The Home Buying Process
00:16 Intro
00:38 Welcome To The Homeowner Prep Podcast
01:1...2023-09-2109 min
The Homeowner Prep PodcastEpisode 087: What Is BRICS and Will It Impact The US Economy?Worried about the new BRICS currency? On this week’s episode we’re going to talk about what it is and how to overcome any stress and anxiety you have about its impact to the US economy. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Worried about the new BRICS currency?
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
00...2023-09-1406 min
The Homeowner Prep PodcastEpisode 086: Overcoming Credit InvisibilityDo the credit bureaus know you exist? If you’re looking to buy a home it’s vital that you are visible to each of the credit bureaus and have established credit scores. On this week’s episode we’re going to talk about how to overcome credit invisibility to help you buy your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00...2023-09-0705 min
The Homeowner Prep PodcastEpisode 085: Invest Fest Recap For First Time Home BuyersEarn Your Leisure just hosted their 2023 Invest Fest this past weekend, so we wanted to talk about some of the great insight and knowledge shared that directly impacts first time home buyers. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Let’s Do A Recap Of Invest Fest 2023
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
00:54 What Is In...2023-08-3108 min
The Homeowner Prep PodcastEpisode 084: The Pros and Cons of Rent ControlThere’s been a lot of debate and protest about rent control in America lately, so on this week’s episode we will cover some of the pros and cons of rent control. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Is Rent Control A Good Thing For You?
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
00:43 What Is R...2023-08-2406 min
The Homeowner Prep PodcastEpisode 083: A Credit Card Debt Crisis May Be ComingCredit card debt just reached over $1 Trillion according to the Federal Reserve. With student loans coming due we may be in for a credit card debt crisis. On this week’s episode we will discuss credit card debt and the best strategies for paying it down. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Is There A Credit Card Debt Crisis Coming?
...2023-08-1705 min
The Homeowner Prep PodcastEpisode 082: Buying A Home Before Age 30Do you have a goal to buy a home before 30? On this week’s episode we will discuss some of the things to think about before you buy and some statistics on young buyers. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 So You Want To Buy A Home Before Turning 30?
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
...2023-08-1007 min
The Homeowner Prep PodcastEpisode 081: Workshop on Wheels Event RecapWe had a great Workshop on Wheels event in San Diego, so on this week’s episode we will provide a recap of the event and how you can attend the next event! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Let’s Recap The Workshop On Wheels Event
00:08 Intro
00:30 Welcome To The Homeowner Prep Podcast
01:02 Filling The...2023-08-0306 min
The Homeowner Prep PodcastEpisode 080: What Is The Workshop On Wheels Event?Looking for a fun and unique way to buy a home? On this week’s episode, we will talk about our Workshop On Wheels Event and how you can get involved. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Have You Heard Of The Workshop On Wheels Event?
00:09 Intro
00:31 Welcome To The Homeowner Prep Podcast
00:56 How The Ev...2023-07-2007 min
The Homeowner Prep PodcastEpisode 079: Generational Wealth Starts With YouYou may not have started with wealth, but that’s ok, because generational wealth can start with you. On this week’s episode, we will talk about how to set your future generations up for success. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Were you born with wealth? Probably not.
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01...2023-07-1306 min
The Homeowner Prep PodcastEpisode 078: How To Achieve Your Financial Goals FasterIt’s the middle of the year, how are you doing on your financial goals? On this week’s episode, we will give a few tips to achieve your financial goals faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 How Are You Doing So Far?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
00:52 Getting Your Financial House In O...2023-07-0605 min
The Homeowner Prep PodcastEpisode 077: How To Find A Good Buy On Your First HomeWondering if it’s possible to find a “good buy” in today’s market? On this week’s episode, we will discuss how to navigate today’s market without getting frustrated and giving up. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Good Buy or Goodbye?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:14 Renters Are Facing A Triple Threa...2023-06-2906 min
The Homeowner Prep PodcastEpisode 076: Your Friends May Impact Your Ability To Buy A HomeDo you hang out with homeowners? Who you hang out with may impact your ability to buy your first home! On this week’s episode, we will discuss the power of influence and how to improve your circle to accomplish your goals. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Your Circle Of Influence…
00:12 Intro
00:34 Welcome To The Homeowner Prep...2023-06-2206 min
The Homeowner Prep PodcastEpisode 075: New Laws To Help Renters Buy Their First HomeRenters need help transitioning to homeownership and some help may be on the way thanks to some new laws! On this week’s episode, we will discuss a few laws that will help renters save money and prepare for homeownership. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 New Laws To Help Renters
00:11 Intro
00:32 Welcome To The Homeowner Prep Po...2023-06-1504 min
The Homeowner Prep PodcastEpisode 074: How To Save Money FastLooking for ways to save money fast? On this week’s episode we will discuss a few ways to save money faster and save for your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Save Money Fast For Your First Home
00:14 Intro
00:36 Welcome To The Homeowner Prep Podcast
01:09 How Much Do You Need To Save?
...2023-06-0808 min
The Homeowner Prep PodcastEpisode 073: How To Buy A House With Low IncomeJust because you aren’t making much money now, doesn’t mean you have to wait years to buy your first home! On this week’s episode we will discuss a few tips to help you buy your first home, even with low income. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 We Know Saving Money Is Hard…
00:10 Intro
00:32 Welcome T...2023-06-0108 min
The Homeowner Prep PodcastEpisode 072: Money Saving Hacks To Help You Buy Your First HomeSaving money is hard! So in this week’s episode we will cover the tips we provide to our clients to help them buy their first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 We Know Saving Money Is Hard…
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
01:09 The True Cost Of A Dollar
02:14 Where...2023-05-2506 min
The Homeowner Prep PodcastEpisode 071: Don't Pass Down Generational DebtYour debt may outlive you, so how do you protect your family to ensure you are passing down generational wealth, not generational debt? In this week’s episode we will cover a couple of ways to protect your family from debt. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Y.O.L.O. Right? Well, not quite…
00:12 Intro
00:34 Welcome To Th...2023-05-1806 min
The Homeowner Prep PodcastEpisode 070: Real Estate Market Update and TrendsWe’re 5 months into 2023, so now is a good time to get a market update that will help you understand the trends to buy your first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Where We’re At and Where We’re Going
00:10 Intro
00:32 Hey, Real Quick Before We Start...
00:59 Welcome To The Homeowner Prep Podcast...2023-05-1105 min
The Homeowner Prep PodcastEpisode 069: How To Protect Yourself From A Failing BankWorried about your bank failing? On this week’s episode we discuss 3 ways to protect yourself from a failing bank. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Did You Miss The CalHFA Down Payment Assistance Program?
00:11 Intro
00:33 Hey, Real Quick Before We Start...
01:00 Welcome To The Homeowner Prep Podcast
01:26 Banks Are Making Risky Investments
...2023-05-0405 min
The Homeowner Prep PodcastEpisode 068: Stay Ready For Down Payment Assistance ProgramsDid you miss out on the CalHFA down payment assistance program? It’s okay there will be more and we’re going to make sure you are ready to take advantage this time! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Did You Miss The CalHFA Down Payment Assistance Program?
00:12 Intro
00:34 Hey, Real Quick Before We Start...
01:01 Welco...2023-04-2707 min
The Homeowner Prep PodcastEpisode 067: How To Win Next Tax SeasonYou made it through tax season, so did you win? In this week’s episode we discuss some different strategies you can use to make sure you win next tax season. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
Disclaimer: Homeowner Prep and Eric Hellon are not tax professionals, be sure to consult with a trusted tax advisor before implementing any of the strategies discussed.
...2023-04-2006 min
The Homeowner Prep PodcastEpisode 066: Should I Use A Rent-To-Own Program? | Interview with Lord Munjal of Utopia HomesWe are often asked about rent-to-own programs and how they work, so this week we interviewed Lord Munjal of Utopia Homes to answer your most pressing questions. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Intro
00:22 Welcome To The Show
01:18 What Is A Rent-To-Own Program?
03:40 What Happens When Plans Change?
06:20 What If Home Prices Go...2023-04-1334 min
The Homeowner Prep PodcastEpisode 065: First Time Homebuyer Interview with The DesamoursThis week we had a YouTube Live interview with first time homebuyers Dradley and Shandell Desamours. We discussed moving to a new state, surprise tax increases and the advice they would give to other future homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Intro
00:22 Welcome To The Show
09:20 Moving Around As A Military Family
11:11 Motivation To...2023-04-0649 min
The Homeowner Prep PodcastEpisode 064: Are You Willing To Take A Step Forward?Last week we talked about taking a step back, but are you willing to take a step forward in your home buying journey? On this week’s episode, we will talk about being “mortgage ready” and how to take the first step. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Are You Willing To Take A Step Forward?
00:10 Intro
00:31 Welcome To The Homeowner Prep Podcast
...2023-03-3006 min
The Homeowner Prep PodcastEpisode 063: Are You Willing To Take A Step Back?Your home buying journey may start with a step back, but will that discourage you from moving forward in the future? On this week’s episode we will discuss making the sacrifices needed to ultimately get the keys to your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Are You Willing To Take A Step Back
00:13 Intro
00:35 Welcome To The Homeowner Prep Podcast
01:01 Recent Ca...2023-03-2305 min
The Homeowner Prep PodcastEpisode 062: How Long Does It Take To Buy Your First HomeHow long will it take to buy a home? Well it depends, but on this week’s episode we will discuss the factors that impact your home buying timeline. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Long Does It Take To Buy Your First Home?
00:13 Intro
00:35 Welcome To The Homeowner Prep Podcast
00:58 Your Personal Economics: Income, Credit & Debt
01:12 What Income Can Be Us...2023-03-1607 min
The Homeowner Prep PodcastEpisode 061: What You Should Know About Tax AssessmentsDid you know there are times when home appreciation can work against you? On this week’s episode we will discuss the pros and cons of appreciation when it comes to tax assessments. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 African American Homeownership Solutions
00:13 Intro
00:35 Hey! Real Quick Before We Start…
01:02 Welcome To The Homeowner Prep Podcast
01:40 The 4 Components of Your Mortgage
02...2023-03-0907 min
The Homeowner Prep PodcastEpisode 060: Should I Use My Credit Union To Buy A House?You have an established relationship with your credit union already, but does that mean you should use them to buy a house? On this week’s episode we will discuss the pros and cons of using your credit union as a first time homebuyer. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 African American Homeownership Solutions
00:13 Intro
00:35 Hey! Real Quick Before We Start…
01:02 Welcome To The Home...2023-03-0208 min
The Homeowner Prep PodcastEpisode 059: African American Homeownership Trends - Part IIIn Part I we discussed the alarming trends in African American Homeownership and Wealth, but in this episode we will discuss the solutions to reverse those trends. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 African American Homeownership Solutions
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
02:03 Solution 1: Homeownership Creates Wealth
04:07 Solution 2: Invest Early & Think About Retirement...2023-02-2309 min
The Homeowner Prep PodcastEpisode 058: African American Homeownership Trends - Part IThere are some alarming trends in African American Homeownership that need to be addressed, so on this episode we will discuss these trends and their generational impact. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 African American Homeownership Trends
00:10 Intro
00:32 Hey! Real Quick Before We Start…
00:59 Welcome To The Homeowner Prep Podcast
01:41 Homeownership Was Higher With Discrimination?
02:45 770,000 Fewer Homeowners
04:09 Home Eq...2023-02-1607 min
The Homeowner Prep PodcastEpisode 057: Trying To Time The Real Estate MarketWaiting for the perfect time to buy your first home? It doesn’t exist! But on this episode we will help you discover why there’s no such thing as the “perfect time’ and what key indicators you COULD look at to get a better idea of market conditions. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Are You Still Trying To Time The Real Estate Market?
00:11 Intro
00:33 Hey! Rea...2023-02-0909 min
The Homeowner Prep PodcastEpisode 056: The Past, Present, and Future of Homeowner PrepWhat is Homeowner Prep? On this episode we are covering our company’s past, present and future, and how your support will help us reach aspiring homeowners throughout the country. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Where We’ve Been, Where We’re At, and Where We’re Going!
00:10 Intro
00:32 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:42 How Homeow...2023-02-0209 min
The Homeowner Prep PodcastEpisode 055: Deep Dive: How To Find A Great Neighborhood For Your First HomeOn this episode we are taking a deep dive to find out how to find a great neighborhood for your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Details Of The California Dream For All Loan Program
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:01 Welcome To The Homeowner Prep Podcast
01:31 Crime & School Districts
01:56 How Crime Impacts The Community
03:15 Yo...2023-01-2614 min
The Homeowner Prep PodcastEpisode 054: The “California Dream For All” Loan Program ExplainedOn this episode we are taking a look at the California Dream For All loan program to see if it can help you buy your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Details Of The California Dream For All Loan Program
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:01 Welcome To The Homeowner Prep Podcast
01:29 History Of The Program
02:15 For Ca...2023-01-1911 min
The Homeowner Prep PodcastEpisode 053: Deep Dive - How Much Money Is Needed To Buy Your First Home?On this episode we are taking a deep dive into all the expected costs of buying your first home, so be sure to take some notes as we break it all down. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 A Deep Dive Into How Much Money You Need To Buy Your First Home
00:10 Intro
00:32 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Po...2023-01-1222 min
The Homeowner Prep PodcastEpisode 052: How To Buy Your First Home Without Going BrokeBuying a home is a major accomplishment, but not if it cost more than you can afford! In this episode we will show you how to buy your first home, without going broke. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Buy Your First Home Without Going Broke
00:10 Intro
00:33 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:34 How Much Home Ca...2023-01-0508 min
The Homeowner Prep PodcastEpisode 051: How To Set And Achieve Your Goals In 2023The new year is here already! So what are you looking to accomplish in 2023? In this episode we are going to teach you how to set and achieve your goals in 2023! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Can You Believe The New Year Is Here?
00:09 Intro
00:31 Hey! Real Quick Before We Start…
00:58 Welcome To The Homeowner Prep Podcast
02:04 Make Sure Your Goals Ar...2022-12-2908 min
The Homeowner Prep PodcastEpisode 050: What Do You Want To See In 2023?We have provided a lot of great content in 2022, but we really want to hear from you to see what you still need help with in 2023. In this episode we are asking you to reach out and let us know! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 What Do You Want To See In 2023?
00:07 Intro
00:29 Hey! Real Quick Before We Start…
00:57 Welcome To The Homeowner Pr...2022-12-2207 min
The Homeowner Prep PodcastEpisode 049: How To Create And Stick To A Christmas BudgetIt’s easy to overspend during Christmas and that spending can delay your opportunity to buy your first home. In this episode we will talk about how to create and stick to a Christmas budget so you can stay on track to buy your first home in 2023. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Christmas Is Here, Do You Have A Budget?
00:10 Intro
00:32 Real Quick Before We St...2022-12-1507 min
The Homeowner Prep PodcastEpisode 048: Buying Your First Home During The HolidaysThe holidays can be stressful, but it could also be a great time to buy a home. In this episode we will talk about the benefits of buying your first home during the holidays. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Buying Your First Home During The Holidays
00:10 Intro
00:32 Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:25 Should You Put Yo...2022-12-0808 min
The Homeowner Prep PodcastEpisode 047: Down Payment Assistance For First Time BuyersThere is money available to help you buy your first home! In this episode we will talk about down payment assistance programs and how you can qualify. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 How To Use Down Payment Assistance
00:11 Intro
00:33 Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:22 The 2 Biggest Hurdles For First Time Buyers
01:52 People Just Do...2022-12-0110 min
The Homeowner Prep PodcastEpisode 046: How Bad Is The Economy Really Going To Get?How bad can the economy get? In this episode we will talk about the economy and how you can ensure your household is ready for the worst, even if the worst never comes. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 How Bad Is The Economy Going To Get?
00:11 Intro
00:33 Real Quick…
01:00 Welcome To The Homeowner Prep Podcast
01:52 Interest Rates Are The Biggest Red Fl...2022-11-2412 min
The Homeowner Prep PodcastEpisode 045: The CalHFA Forgivable Equity Builder LoanUse it or lose it! This CalHFA program could be going away soon. On this week’s episode we discuss the CalHFA Forgivable Equity Builder Loan. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 So The Fed Raised Interest Rates Again Huh?
00:11 Intro
00:33 Real Quick…
01:00 Welcome To The Homeowner Prep Podcast
01:45 How The Program Works
03:07 Forgivable After 5 Years
04:08 Why The Prog...2022-11-1707 min
The Homeowner Prep PodcastEpisode 044: Overcome Rate Hikes To Buy Your First HomeYes, rates are on the rise, but that shouldn’t prevent you from buying your first home. On this week’s episode we discuss ways to take advantage of the current housing market no matter what the rates may be. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 So The Fed Raised Interest Rates Again Huh?
00:10 Intro
00:32 Real Quick…
00:59 Welcome To The Homeowner Prep Podcast
01:3...2022-11-1010 min
The Homeowner Prep PodcastEpisode 043: Starting Your Home Search The Right WayWe all love looking at homes online, but when you start your home search, this may not be the right way to get started. On this week’s episode we discuss starting your home search the right way so you are prepared for success. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
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00:00 Searching For Homes Online Is Not The First Step
00:15 Intro
00:37 Real Quick…
01:05 Welcome to The...2022-11-0312 min
The Homeowner Prep PodcastEpisode 042: How To Pay Off A Collection Account The Right WayHow you handle a collection account can make a major impact to your credit and home buying journey, so on this week’s episode we cover how to properly pay off a collection account the right way. If you have questions about you credit or collections, be sure to reach out to us or drop your question in the comments.
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00:00 Uh Oh, You Have A Collection!
00:10 Intro
00:32 Real Quick…
00:59 Welcome to The Homeowner Prep Podcast
01:54 Keep An Eye On Your Credit
02...2022-10-2710 min
The Homeowner Prep PodcastEpisode 041: How Does A Debt-To-Income Ratio Work?Do I make enough money to buy a home? This is a question that has less to do with income and more to do with your debt-to-income ratio. In this episode we cover the debt-to-income ratio and how it‘s used by lenders. If you have questions about the debt-to-income ratio, be sure to reach out to us or drop your question in the comments.
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00:00 Do I Earn Enough Income to Buy a Home?
00:16 Intro
00:38 Real Quick…
01:05 Welcome to The Homeowner Prep Podcast
01...2022-10-2011 min
The Homeowner Prep PodcastEpisode 040: The Homeowner Prep Process Step-By-StepIf you’re not familiar with our home readiness program Homeowner Prep, on this week’s episode we are walking you through our process step-by-step. The process all starts with a simple question. If you have questions about the process, be sure to reach out to us or drop your question in the comments.
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00:00 How Do I Get Started?
00:15 Intro
00:37 Real Quick…
01:04 Welcome to The Homeowner Prep Podcast
02:15 Reasons Why People Are Scared To Get Started
03:14 How Do I Buy A Home...2022-10-1316 min
The Homeowner Prep PodcastEpisode 039: 3 Ways To Quickly Improve Your Credit ScoreThere are so many misconceptions about credit scores and reports, and truthfully most of us were never taught how our credit works. In this week’s episode we talk about how credit scores work and how to quickly improve your credit score so you can buy a home. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 You Don’t Need A 700 Credit Score To Buy A House
00:09 Intro
00:31 Welcome to The Homeowner Prep Podcast
01:14 The...2022-10-0617 min
The Homeowner Prep PodcastEpisode 038: Pros and Cons of Buying A New Construction HomeBuying a new construction home sounds like a good idea, but how does it compare to buying an existing home? In this week’s episode, we provide the pros and cons you should know before you buy. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Do You Want an Existing Home or New Construction Home?
00:12 Intro
00:34 Welcome to The Homeowner Prep Podcast
01:32 New Construction Homes Cost 15% More
02:19 Everything Is Brand New
...2022-09-2916 min
The Homeowner Prep PodcastEpisode 037: 3 Ways To Make Sure You're Recession ReadyWorried about a recession? In this week’s episode we discuss 3 ways you can make sure you and your family are recession ready. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Are You Recession Ready?
00:09 Intro
00:31 Welcome to The Homeowner Prep Podcast
02:00 What Is A Recession?
02:53 Look At Your Spending
05:06 Pay Off Your Debt
06:27 Find Ways To Earn More Money
08:32 Bonus: Update Your Resume
09:30 Ge...2022-09-2210 min
The Homeowner Prep PodcastEpisode 036: The Mindset of a Future Homeowner - Part IIAre you mentally ready for homeownership? In Part II of this special series, we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Part II of The Mental Mindset of a Future Homeowner
00:09 Intro
00:31 Welcome to The Homeowner Prep Podcast
01:03 Part I Recap
01:30 Get Sick and Tired Of Paying Someone Else’s Mortgage
04:02 Be Willing To Be Transparent
06:32 Overcoming Yo...2022-09-1513 min
The Homeowner Prep PodcastEpisode 035: The Mindset of a Future Homeowner - Part IAre you mentally ready for homeownership? This week we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 The Mental Mindset of a Future Homeowner
00:15 Intro
00:37 Welcome to The Homeowner Prep Podcast
01:29 You Become A Homeowner Before You Buy
02:09 Before You Own, You have To Believe
03:00 My Story and My Mindset
04:31 You Have To Think Long Term
06:23...2022-09-0812 min
The Homeowner Prep PodcastEpisode 034: Student Loan Forgiveness and HomeownershipThere’s been a lot of news about Student Loan Forgiveness lately, so what does it mean for future homeowners? This week we discuss both sides of loan forgiveness and how it impacts aspiring homeowners. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Student Loan Forgiveness and Homeownership
00:11 Intro
01:38 Seeing Both Sides of the Issue
02:42 Only Impacting A Small Group of Americans
04:00 Helps Predominately Wealthy Households
05:07 No Future Changes to Ex...2022-09-0115 min
The Homeowner Prep PodcastEpisode 033: Step-By-Step Transition From Renter To Owner - Part 3This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out the previous two podcast episodes for Part 1 and Part 2. If you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Want To Become A Homeowner?
00:11 Intro
00:33 Check Out The First 2 Episodes
01:13 Diving Into The Real Estate Process
02:31 Get Out To See Homes
04:05 Go Over Needs & Wants With Your Agent
2022-08-2520 min
The Homeowner Prep PodcastEpisode 032: Step-By-Step Transition From Renter To Owner - Part 2This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out last week’s episode for Part 1 and if you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Are You Ready to Become a Homeowner?
00:12 Intro
00:35 Part 1 Recap
02:07 Ready To Get Pre-Approved?
03:10 Get Your Foot In The Door
03:48 Types of Loan Officers
07:16 Credit Inquiries Explained
08:55 Pre-Approval vs Underwriting...2022-08-1917 min
The Homeowner Prep PodcastEpisode 031: Step-By-Step Transition From Renter To Owner - Part 1Let’s take a deep dive. In this special series we will take a step-by-step walkthrough of transition from renter to owner. Check out the full weekly series and if you have questions, be sure to reach out to us or drop a question in the comments.
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00:00 Are you currently renting?
00:10 Intro
00:32 Welcome To Homeowner Prep
02:07 Who We Are
03:02 Starting with Your Why
04:36 Do I Make Enough Money To Buy A House?
06:04 Income & Debt
08:26 Income Needed To...2022-08-1113 min
The Homeowner Prep PodcastEpisode 030: How To Buy A Home With Student LoansThink having student loans will prevent you from buying your first home? In this week’s episode of The Homeowner Prep podcast we will show you how you can buy your first home and if paying off student loans before you buy is the right decision. Check out the full episode and if you have questions, be sure to reach out to us.
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00:00 Do You Have Student Loans?
00:11 Welcome to Homeowner Prep
00:34 Thank You For Your Support
01:30 Student Loan Statistics
03:26 Control Your Sp...2022-08-0414 min
The Homeowner Prep PodcastEpisode 029: How to Overcome Payday Loans So You Can Buy Your First HomePayday Loans keep many renters from becoming homeowners, but in this episode we will talk about how to avoid them, pay them off, and stay on track to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 Ever Had a Payday Loan or Heard one?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:15 The Growth of Payday Loans
02:03 What Is A Payday Loan?
2022-07-2815 min
The Homeowner Prep PodcastEpisode 028: Preparing For A Potential Job LossWhen recessions come, unfortunately so do job cuts. In this episode we will discuss some ways to prepare for a potential job loss and control what you can control on your journey to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 What People Say Before Being Laid Off
00:15 Intro
00:37 Welcome To The Homeowner Prep Podcast
01:56 Come Back To Your Budget
03:50 Keep Money...2022-07-2112 min
The Homeowner Prep PodcastEpisode 027: How Inflation Impacts First Time Home BuyersInflation rates are rising faster than we can put out podcast episodes! So how does inflation impact first time home buyers? In this episode we will discuss inflation rates and what you can do to beat inflation in order to buy your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 How Inflation Impact Aspiring First Time Home Buyers
00:11 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:11 Let’s...2022-07-1409 min
The Homeowner Prep PodcastEpisode 026: The Recession & First Time Home BuyersA recession can delay your plans to buy your first home, but there are ways to be prepared and make sure you reach your ultimate goal. In this episode we will provide you with a few tips to prepare for the upcoming recession. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 Let’s Talk About The Recession
00:17 Intro
00:40 Welcome To The Homeowner Prep Podcast
01:27 What Is A Recession?...2022-07-0714 min
The Homeowner Prep PodcastEpisode 025: Be Ready For The Next Housing OpportunityYou may have missed the last housing opportunity with low rates and home prices, but trust me, another one is coming! In this episode we will help you focus on the things that matter to ensure you are ready to buy when the next opportunity arises! Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 Another Housing Opportunity Is Coming… Are You Ready?
00:26 Welcome To The Homeowner Prep Podcast
00:48 A Window of...2022-06-3010 min
The Homeowner Prep PodcastEpisode 024: Buying A Home With A Lease OptionPeople often think there are only two options, rent or buy… but there’s actually a 3rd option! You can buy a home with a lease option, also known as “rent to own”. In this episode we will explain how you can buy a home using a lease option, what to expect and where to find them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 The 3rd Option to Rent vs. Buy
00:23 Intro2022-06-2314 min
The Homeowner Prep PodcastEpisode 023: Money Lessons from DadWhat did your Dad - or Father figure - teach you about money? On this special Father’s Day episode of The Homeowner Prep Podcast we discuss money lessons from Dad and how to put them to use. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 What Lessons Did You Learn from Dad?
00:48 Intro
01:10 Welcome To The Homeowner Prep Podcast
02:03 Lesson 1: Hard Work
03:55 Lesson 2: Entrepreneurship
08:03 Lesson 3: Yo...2022-06-1615 min
The Homeowner Prep PodcastEpisode 022: The First Time Homebuyer ProfileWondering what the average first time homebuyer looks like? On this week’s episode of The Homeowner Prep Podcast we discuss the age, income, and credit of the average first time homebuyer, so you can see just how close you may be to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 You Look Like a First Time Homebuyer
00:40 Intro
01:02 Welcome to Homeowner Prep
01:50 The Av...2022-06-0913 min
The Homeowner Prep PodcastEpisode 021: The Additional Costs of HomeownershipAre you ready for the additional costs of homeownership? In today’s episode of The Homeowner Prep Podcast we will discuss some of the often overlooked costs of homeownership so you aren’t surprised when you receive the bill. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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00:00 HOAs - Love Them or Hate Them?
00:46 Intro
01:09 Welcome To Homeowner Prep
02:04 Utility Payments
03:42 Yard Expenses
06:25 HOA Fees...2022-06-0214 min
The Homeowner Prep PodcastEpisode 020: How To Find A Great NeighborhoodFinding the right neighborhood is important when buying your first home, so how do you find a great neighborhood? In today’s episode of The Homeowner Prep Podcast we will discuss what you should look for and how to find the information you need to make an informed decision. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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0:00 The Right Neighborhood… For You!
0:28 Intro
0:51 Welcome to Homeowner Prep
1:27 What Does...2022-05-2613 min
The Homeowner Prep PodcastEpisode 019: Should I Break My Lease To Buy My First Home?The window of opportunity to buy your first home may not come at the perfect time, so what happens when you qualify to buy a home while you are still in a lease? In today’s episode of The Homeowner Prep Podcast we will cover some reasons, and some ways, to cancel your lease early so you can get the keys to your first place. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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0:00 Intro...2022-05-1909 min
The Homeowner Prep PodcastEpisode 018: Most Common First Time Homebuyer RegretsThere are a number of regrets that first time homebuyers have after they get the keys. In today’s episode of The Homeowner Prep Podcast we will cover some of the most common first time homebuyer regrets and how you can avoid them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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0:00 Intro
0:23 Welcome to Homeowner Prep
1:36 Regret: Not Saving Enough Money
3:56 Regret: Didn’t Do Inspections
9:07 Regr...2022-05-1215 min
The Homeowner Prep PodcastEpisode 017: Money Lessons From MomIn recognition of Mother’s Day, we’re going to cover some money lessons I learned from my Mom and we’d love to hear some lessons you learned from yours. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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0:00 Intro
0:23 Welcome to Homeowner Prep
2:07 Lesson 1: Budgeting
3:27 EveryDollar Budget App
4:02 Lesson 2: Finagle
6:01 Lesson 3: Be A Giver
8:37 Lesson 4: It’s Never Too Late
10:12...2022-05-0513 min
The Homeowner Prep PodcastEpisode 016: Teaching Your Kids About Money and Real EstateTalking to your kids about money and real estate can be hard, but it’s important to teach them young. In today’s episode of The Homeowner Prep Podcast we have very special guests Eliana and Zoe Hellon to talk about what they have learned and share some resources to help you teach your kids fun ways to learn about earning, saving, and investing. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0...2022-04-2817 min
The Homeowner Prep PodcastEpisode 015: How to be a First Time Home Buyer and InvestorBeing a first time home buyer is a big deal, but being a first time home buyer and investor with the same purchase can also be achieved. In today’s episode of The Homeowner Prep Podcast we will discuss how you can become a home buyer and investor on the same transaction. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
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0:00 Intro
0:22 Welcome to Homeowner Prep
1:20 Why Choose FHA Financing?
...2022-04-2112 min
The Homeowner Prep PodcastEpisode 014: The Market Crash Isn’t Coming - Part IIWith no housing market crash in sight, what is it costing you to sit on the sideline? In today’s episode of The Homeowner Prep Podcast we will discuss the cost of waiting to buy a home in today’s market. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
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0:00 Intro
0:22 Welcome to Homeowner Prep
0:58 Home Prices Are On The Rise
1:45 Expected Home Appreciation
2:30 Interest Rates On T...2022-04-1408 min
The Homeowner Prep PodcastEpisode 013: The Market Crash Isn't Coming - Part IEveryone is talking about how crazy the real estate market and how a market crash is on the way, but the truth is, there’s no crash in sight! In today’s episode of The Homeowner Prep Podcast we will discuss what lead up to the last crash and what we’re seeing in the market today. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:47...2022-04-0713 min
The Homeowner Prep PodcastEpisode 012: The Pros and Cons of Buying New ConstructionIn a super competitive housing market, most buyers think buying a new construction home will be easier, but that’s not always the case! In today’s episode of The Homeowner Prep Podcast we will discuss the pros and cons of buying new construction. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:19 Hope Is Not A Strategy
1:46 Pro: Everything Is Brand New
2022-03-3113 min
The Homeowner Prep PodcastEpisode 011: How To Find Your Right (NOW) HomeNew buyers are often looking for the “perfect home” but it’s more important to find the “right now” home instead. In today’s episode of The Homeowner Prep Podcast we will discuss how you can find the home that is right for you now, versus hoping to find the mythical perfect home. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:32 What’s Your Budget?
2022-03-2411 min
The Homeowner Prep PodcastEpisode 010: Budgeting Hacks to Achieve Your GoalsAccomplishing your goals often involves making sure your finances are in order. In today’s episode of The Homeowner Prep Podcast we will discuss different budgeting hacks you can use to make sure your finances don’t derail you from achieving your goals. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:31 Writing Out Your Vision
3:02 Create A Simple Spending Plan
4:49 Use...2022-03-1712 min
The Homeowner Prep PodcastEpisode 009: How to Overcome Obstacles in the Home Buying ProcessThere will be obstacles along the way when you are in pursuit of buying your first home. In today’s episode of The Homeowner Prep Podcast we will discuss ways to overcome obstacles so you can reach any goal you set. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:53 Knowing Your “Why”
3:08 Reflecting on Your “Why”
3:55 Change Your Perspective of the Obstac...2022-03-1011 min
The Homeowner Prep PodcastEpisode 008: Simple Ways to Save Money For Your First HomeHow much money do you need to save in order to buy your first home? Chances are, it’s less than you think! In today’s episode of The Homeowner Prep Podcast we discuss the different down payment requirements of the most popular loan programs, expected home buying costs, and how to quickly save money the right way. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
2022-03-0314 min
The Homeowner Prep PodcastEpisode 007: Step by Step Home Buying ProcessThe home buying process can be confusing and overwhelming, but in today’s episode of The Homeowner Prep Podcast, Loan Officer Breanna Barksdale is going to break it down step-by-step and answer the most frequently asked questions! Check out the full episode and if you still have questions about your unique situation, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:23 Welcome to Homeowner Prep
1:15 About Breanna Barksdale
3:03 Helping First Time Homebuyers
4:20 Helping Veterans Overcome Obstacles...2022-02-2431 min
The Homeowner Prep PodcastEpisode 006: 3 Strategies to Strengthen Your Offer in Today's MarketIt’s a competitive seller’s market, so what can you do to beat out the competition and get your offer accepted? In this episode of The Homeowner Prep Podcast we will discuss 3 different strategies to strengthen your offer and get the home you truly want. Check it out and if you have any questions, feel free to drop them in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to The Homeowner Prep Podcast
1:03 Strategy 1 - Communication
1:48 Types of Pre-approval
3:10 Agents Need to Communicate
4:38 Strategy 2...2022-02-1712 min
The Homeowner Prep PodcastEpisode 005: How to Love Your Job or Find a Job You LoveWhen it comes to buying a house, you need to have job security. So what if you don’t love your current job? In this episode of The Homeowner Prep Podcast we discuss ways to love your current job or find a job you can love. Check it out and if you have any questions, feel free to drop them in the comments.
//SHOW NOTES
- Intro
- Welcome to Homeowner Prep
- Do you love what you’re doing?
- Do you have a job or a...2022-02-1011 min
The Homeowner Prep PodcastEpisode 004: How to Buy a Home with Bad CreditBad credit doesn't have to stop you from buying a home. In this episode of The Homeowner Prep Podcast we discuss ways to overcome bad credit in order to buy your first home, and buy your first home faster. We answer the hard questions of "Can I buy a home with bad credit?" and "What's the lowest credit score needed to buy a home?" Check it out and if you have any questions, feel free to drop them in the comments.
In this episode we will discuss:
- Intro
- Welcome...2022-02-0313 min
The Homeowner Prep PodcastEpisode 003: How to Buy a Home as a Single MomBuying a home as a single mom on a single income is no easy feat, but on this episode of The Homeowner Prep Podcast our special guest Portia Mundy made it happen! Nothing is impossible when you have a strong "why" and you're willing to do whatever it takes to be the example for the next generation!
In this episode we will discuss:
- Intro
- Welcome to Homeowner Prep
- Portia's Story
- Portia's Motivation
- Inspiring The Next Generation
- Overcoming Fears & Hesitations
- Working Hard to Achieve...2022-01-2719 min
The Homeowner Prep PodcastEpisode 002: Getting Ready To Buy A Home Faster In 2022Sometimes you have to crawl before you walk. In this episode we discuss ways that you can "actively wait" while you save for your first home or work on your credit. These strategies will help you buy a home faster in 2022.
Full Disclaimer: This information is for educational purposes only, Eric Hellon and Homeowner Prep are not licensed financial advisors. Seek professional guidance to see which investments strategies are best for you and your unique situation. Eric Hellon is personally invested in some of the strategies mentioned in this video.
In this episode we will...2022-01-2013 min
The Homeowner Prep PodcastEpisode 001: Welcome to Homeowner PrepIn this episode, we’re going to give you a little background to who we are and why we do what we do.
Eric Hellon will be your host, interviewing industry experts and sharing stories directly from first-time homeowners. The Homeowner Prep Podcast will cover the step-by-step home buying journey and walk it out with you. We will also be breaking down personal finances, credit improvement, career and side hustles, and building a mastermind team to help you reach your homeownership goals. This podcast was created for renters who dream of owning their first home - and ar...2022-01-1313 min
The Homeowner Prep PodcastTrailer: How To Buy A Home and Become A First Time Homeowner with The Homeowner Prep PodcastHomeownership is the key to building generational wealth, that's why The Homeowner Prep Podcast will provide you with the financial literacy of how to improve your credit, how to budget and spend your money wisely, how to save money for a downpayment, how to start investing, and most importantly how to buy your first home. We will interview leading experts and first time homebuyers who can share their knowledge, experience and expertise. The Homeowner Prep Podcast was created to help aspiring homeowners and renters with education and encouragement to help them buy their first home faster! Get started with...2022-01-0600 min