Shows
Fortune Favours The BraveLitigation For The Greater GoodMost people assume justice is available if you have been wronged. The harder truth is that many of the biggest harms are invisible, shared across millions, and too expensive to challenge alone. We explore how litigation for the greater good actually works when the defendants are well resourced, and the real losses sit inside things like pensions, consumer purchases, or communities harmed by environmental damage, and the defendants are well resourced.Hosted by Anna Gilbert, Divisional Director within Howden's Litigation Risk Management team, and joined by Hausfeld lawyers Lucy Pert and Simon...
2026-05-1537 min
Fortune Favours The BraveGetting cover right: The insurance implications of delegated healthcare tasksThe adoption of delegated healthcare tasks in the care sector has been occurring for many years, and the pace of change will only accelerate. In this episode we talk delegated healthcare tasks: what they are and why they only make sense when they benefit the person receiving care. Hosted by Richard Lawson, Senior Account Executive at Howden Health & Care.We sit down with Melanie Weatherley MBE, Co-Chair of the Care Association Alliance, and David Taylor, Executive Director and Head of Howden UK Health & Care to discuss the uncomfortable questions: who is competent, who is supervising, and who...
2026-03-1830 minFortune Favours The BraveThe impact of AI on accountantsArtificial intelligence is changing the way we work from every direction. It’s creating new opportunities for efficiency and insight, but as our dependence on it increases, so does the potential for risk.In this podcast, Howden Claims Director Neil Williams is joined by George Smith and Graham Reid from RPC to explore:How AI can potentially help accountants?What do the regulators think of firms using AI?What are the risks of using AI?What can be done to limit or mitigate those risks?
2026-02-2533 minFortune Favours The BraveHow care homes build claims defensibility and trustInsurance claims can be stressful, but they don’t have to be chaotic. In this episode we dig into claims defensibility to show how strong culture, clear documentation, and open communication can turn difficult moments into credible, manageable cases. Hosted by Richard Lawson, Senior Account Executive at Howden Health & Care, our latest care sector podcast provides practical steps to help care providers to reduce risk and protect their residents. With the expertise of Rishi Jawaheer, Director of the Jawa Group and Sabrina Meetaroo, Divisional Director, Head of Legal, Risk & Claims Advocacy, Howden Health & Care. We disc...
2025-12-1634 minFortune Favours The BraveWhat lies beneath: A deep dive into geotechnical claimsThe most expensive problems are often the ones you can’t see. In this episode of Fortune Favours the Brave, we uncover the unseen world beneath construction projects with guests Giles Tagg and Alessandro Morgan-Gianni from DAC Beachcroft, and Thomas Jones from Howden.We explore:How hidden ground conditions lead to seven‑figure claimsWhy sinkholes signal deeper geotechnical risksPractical ways engineers and developers can protect projects through better scope, evidence, and documentationYou’ll also hear about a real case involving chalk ground—where negligence was proven but caused no recoverable loss due to causation....
2025-11-1730 min
Talking BatTalking Conference - National Bat Conference - Durham 2025During the Bat Conservation Trust's National Bat Conference (Dutham, Sept 2025) we had the pleasure of catching up with many old friends, & meeting some new ones. Here we have created a podcast which includes some of the many people we engaged with. Massive thanks to all, including the following podcast participants - in order of appearance, as follows:
Nigel Massen (Pelagic Publishing)
Steve Powell/Daniel Moonen (NHBS Ltd)
Oliver Devereux (Thomas Jacks Ltd)
Andrew Milner/Liat Wicks/Kate Volodarets (Thermal Vision Ecology)
Sarah Deans (Lotek UK Ltd)
Tiffany Jedrecka/Kate Denton (Nature Metrics)
S...
2025-09-0855 minTalking BatTalking Conference - National Bat Conference - Durham 2025During the Bat Conservation Trust's National Bat Conference (Dutham, Sept 2025) we had the pleasure of catching up with many old friends, & meeting some new ones. Here we have created a podcast which includes some of the many people we engaged with. Massive thanks to all, including the following podcast participants - in order of appearance, as follows:
Nigel Massen (Pelagic Publishing)
Steve Powell/Daniel Moonen (NHBS Ltd)
Oliver Devereux (Thomas Jacks Ltd)
Andrew Milner/Liat Wicks/Kate Volodarets (Thermal Vision Ecology)
Sarah Deans (Lotek UK Ltd)
Tiffany Jedrecka/Kate Denton (Nature Metrics)
S...
2025-09-0855 minFortune Favours The BraveThe challenges facing care workers and the importance of staff wellbeingWhat happens when those who care for others need help themselves? Understand how care providers can ensure they prioritise staff wellbeing and what the risk and insurance impacts are when these initiatives are not put in place. Hosted by Richard Lawson, Senior Account Executive at Howden Health & Care, our latest care sector podcast dives into the critical yet often overlooked world of care workers. With the expertise of Karolina Gerlich, CEO of the Care Workers’ Charity and Sabrina Meetaroo, Associate Director, Head of Risk & Claims Advocacy, Howden Health & Care. We discuss the essential work that The...
2025-07-1029 minFortune Favours The BraveWe need to speak about the Defective Premises Act - Part 1The Defective Premises Act 1972 has been around for nearly half a century, and yet has become a central focus recently following the Supreme Court’s decision in URS Corporation Ltd v BDW Trading Ltd. The May 2025 judgment has brought renewed attention to previously untested aspects of the legislation, with significant implications for the construction and property sector.Morgan Taylor, Claims and Technical Executive at Howden, is joined by Jonathan Carrington, Senior Associate at RPC, to explain the Defective Premises Act 1972 (DPA) and its importance, looking at the duty introduced by the Building Safety Act (2022), who is owed th...
2025-06-1822 minFortune Favours The BraveWe need to speak about the Defective Premises Act - Part 2The Supreme Court’s ruling in URS Corporation Ltd (Appellant) v BDW Trading Ltd (Respondent) [2025] UKSC 21 has been highly anticipated and is now regarded as one of the most significant construction law rulings in recent years. It marks the Court's first major interpretation of both the Defective Premises Act 1972 and Building Safety Act 2022.Morgan Taylor, Claims and Technical Executive at Howden, and Jonathan Carrington, Senior Associate at RPC, examine the background to the case, the Court’s findings, and the potential implications for construction and property professionals moving forward.
2025-06-1835 minFortune Favours The BraveCare Homes in Crisis: Financial Challenges and Future ViabilityCare providers in the UK are facing more and more challenges to remain a commercially viable business. Understand the steps they should take to address these challenges while avoiding the risk of underinsurance. Hosted by Richard Lawson, Senior Account Executive at Howden Health & Care. With the expertise of Nadra Ahmed, Executive Co-Chairman of the National Care Association, and David Taylor, Executive Director, Head of Howden UK Health & Care. We provide an overview of the impacts of the workforce and funding issues that care businesses face and the effect it has on a wide-ranging sector facing various risks. ...
2025-05-2132 min
The Connected PodcastTrump's tariffs won't just raise car prices, but auto insurance rates, experts sayWelcome to The Connected Podcast – your essential hub for discussions on the latest news and events reshaping the insurance ecosystem. Whether you're an industry insider or just curious about how global events are influencing insurance, this podcast offers deep insights into the intricate world of insurance and its interconnected web with other sectors. In our latest episode, we dive into the far-reaching impacts of US import tariffs on the automotive and insurance industries. With President Trump's insistence on maintaining high tariffs on vehicle imports, the US light-vehicle market faces significant repercussions. As of 2024, US light vehicle sale...
2025-03-3111 min
No fluff. Just ideas. By FatAlphaHowden Joinery with Jeff GilbertMy guest is Jeff Gilbert, a forensic accountant and CPA. We discussed UK-listed Howden Joinery with the ticker HWDN. Subscribe so you don't miss any investment ideas discussed! Check out more investment ideas and links to YouTube and Apple Podcasts at fatalpha.com/podcast
2025-03-181h 08The Connected PodcastCDI says "serious questions" over State Farm's financial conditionThe Connected Podcast: Navigating Change in the Insurance Ecosystem In the latest episode of The Connected Podcast, we delve into significant shifts and challenges facing the insurance industry, particularly in response to climate change and evolving technologies. Our hosts explore how recent developments are reshaping the landscape and affecting various stakeholders, from policyholders to insurance carriers. Climate change is at the forefront, with California's wildfire crises prompting State Farm, the state's largest homeowners’ insurer, to propose a dramatic 22% rate hike. Such moves underscore the financial strain catastrophic events impose on insurers, spot...
2025-02-0510 minFortune Favours The BraveThe Tangenty Tangents of Audit - navigating regulatory risks and the impact of AINeil Williams of Howden is joined by guests Richard Highley and Julian Bubb-Humfreys from DAC Beachcroft as well as Thomas Plewman from Brick Court Chambers to discuss audit reform and emerging trends in regulation. Here we look at changing regulatory risks and explore how AI might impact the regulatory environment and look at emerging trends.
2025-01-2830 minFortune Favours The BraveThe Tangenty Tangents of Audit - the landscape of civil claims and risk mitigation strategiesIn the second of a two-part series Neil Williams of Howden is joined by guests Richard Highley and Julian Bubb-Humfreys from DAC Beachcroft as well as Thomas Plewman from Brick Court Chambers to discuss audit reform and emerging trends in regulation. In this episode, we explore the current state of civil claims and discuss risk-mitigation strategies. If you missed the first in the series, find it here.
2025-01-2828 min
Artemis Live - Insurance-linked securities (ILS), catastrophe bonds (cat bonds), reinsuranceEfficiently accessing returns in the Lloyd's & London market - Artemis London 2024 panel 1This episode features the first panel session of the day at our Artemis London 2024 conference, which was held on September 3rd.It was our third in-person conference in London focused on catastrophe bonds, insurance-linked securities (ILS), alternative capital and reinsurance-linked investment trends.The first panel of the day was titled "Efficiently accessing returns in the Lloyd's & London market."Participants discussed the various ways that investors and allocators can access insurance and reinsurance-linked returns from the Lloyd's and London insurance marketplace.Moderating the session was: Des Potter, Special Advisor, Lloyd's.Joining...
2024-12-1957 minFortune Favours The BraveThe Care Quality Commission and how their ratings impact insurance premiumsUnderstand the Care Quality Commission (CQC) and the impact that their ratings system has on the insurance premiums of Care Home providers. Hosted by Richard Lawson, Senior Account Executive at Howden Health & Care.With the expertise of Becky Garnett Buchma, Managing Director at Fulcrum Care Consultancy, and Sabrina Meetaroo, Head of Risk and Claims at Howden Health & Care, we provide guidance to help care home providers navigate the challenges of a CQC inspection process.We discuss who the CQC are and examine the different ratings that a care home provider could receive from an inspection...
2024-12-1227 minFortune Favours The BraveMastering Exit and Investment Strategies in a Shifting Market (part two)Master your firm's transition strategy as we dissect the world of exit and investment options for regulated firms. Hosted by Chris Davies, Executive Director at Howden. With the expertise of Roderic Rennison, Catalysts LLP, and Alex Canham, Herrington Carmichael LLP, we look at how the Financial Conduct Authority's (FCA) intensified focus on consumer duty compliance is reshaping acquisition priorities. As we explore the shifting dynamics of the private equity market, Rennison and Canham shed light on the pivotal role of professional indemnity (PI) coverage amidst increasing regulatory scrutiny. With...
2024-11-1932 minFortune Favours The BraveMastering Exit and Investment Strategies in a Shifting Market (part 1)Master your firm's transition strategy as we dissect the world of exit and investment options for regulated firms. Hosted by Chris Davies, Executive Director at Howden. With the expertise of Roderic Rennison, Catalysts LLP, and Alex Canham, Herrington Carmichael LLP, we break down the shift from traditional exit paths to modern strategic options. Whether you're a retiring firm owner or looking to raise capital, this episode offers invaluable insights into navigating the current landscape of mergers and acquisitions in the financial advisory sector.We delve into the c...
2024-11-1938 min
Thursday BreakfastBougainville Updates, State of the Climate 2024 Report, Labour Rights on Sleepover Shifts, Fighting Woolworths' FrameworkAcknowledgement of Country//Headlines// Vikki John on Tuesday Hometime//Jan Bartlett from Tuesday Hometime, spoke with longtime activist Vikki John with updates from Bougainville. Including, the Class Action against Rio Tinto (and subsidiary: Bougainville Copper Ltd.), as well as the 'Panguna Mine Legacy Impact Assessment' by Melbourne's Human Rights Law Centre. This November marks 5 years since Bougainvilleans cast their ballots in a non-binding referendum vote on independence. The referendum was a key part of the 2001 Peace Agreement that ended the war between Papua New Guinea and the Bougainville Revolutionary Army, which killed up to 20 000 people or 8-10% of the population, and...
2024-11-0600 min
Talking BatTalking Conference with Neil Middleton & GuestsDuring the Bat Conservation Trust's National Bat Conference (Reading, Sept 2024) we had the pleasure of catching up with many old friends, & meeting some new ones. Here we have created a podcast which includes some of the many people we engaged with. Massive thanks to all, including the following podcast participants - in order of appearance, as follows:
Andrew Dobson/Lauren Dobson (Titley Scientific)
David Koller (Elekon AG - Switzerland)
Nigel Massen (Pelagic Publishing)
Naomi Webster/Andreia Correia da Costa (Bat Conservation Trust)
Ryan Smith/Katie Smith (Smith Robotics)
Martin Bailey (Wildlife & Countryside Services...
2024-09-1841 minTalking BatTalking Conference with Neil Middleton & GuestsDuring the Bat Conservation Trust's National Bat Conference (Reading, Sept 2024) we had the pleasure of catching up with many old friends, & meeting some new ones. Here we have created a podcast which includes some of the many people we engaged with. Massive thanks to all, including the following podcast participants - in order of appearance, as follows:
Andrew Dobson/Lauren Dobson (Titley Scientific)
David Koller (Elekon AG - Switzerland)
Nigel Massen (Pelagic Publishing)
Naomi Webster/Andreia Correia da Costa (Bat Conservation Trust)
Ryan Smith/Katie Smith (Smith Robotics)
Martin Bailey (Wildlife & Countryside Services...
2024-09-1841 min
BARC - The British Automobile Racing Club Audio News and InterviewsPaul Evans - The Welsh Motorsport & Supercar Festival - Sunday 22nd September 2024Pembrey Circuit will host the inaugural Welsh Motorsport & Supercar Festival on Sunday 22nd September 2024, exactly 31 years to the day since the late Brazilian F1 racing driver Ayrton Senna set the fastest lap around the home of Welsh motorsport.It was widely reported at the time that Senna broke the Pembrey lap record in 1988, less known however is that the team returned five years later to test a ‘stretched’ McLaren MP4/8B powered by a Lamborghini V12 engine. On this day Senna recorded an incredible time of 40.60 secs which remains the fastest lap around the Pembrey Circuit today. Pemb...
2024-09-0611 minFortune Favours The BraveFinancial Advisers: Consumer Duty - Understanding the Regulatory Focus (part one)Join us as Chris Davies, Executive Director at Howden, sits down with Keith Richards, Chief Executive Officer of the Consumer Duty Alliance.Consumer duty is reshaping the financial landscape, and the Consumer Duty Alliance is at the forefront of this transformation. In our conversation, we unpack the shift towards client outcomes and the cultural changes necessary for financial firms to thrive in this new era. Keith sheds light on how these regulations demand clearer, more client-focused communication. For information on Howden's Financial and Risk Advisers team please visit our website and find out more about...
2024-07-0244 minFortune Favours The BraveFinancial Advisers: Consumer Duty - Understanding the Regulatory Focus (part two)Join us as Chris Davies, Executive Director at Howden, sits down with Keith Richards, Chief Executive Officer of the Consumer Duty Alliance, for part two of our deep dive into consumer duty. Resilience is key for regulated advice firms, and we'll uncover actionable insights on how they can safeguard against unintended financial pitfalls. Explore the crucial role of professional indemnity insurance and the responsibilities brokers have in keeping firms informed about policy changes. We’ll also delve into high-profile cases like the British Steel review and cover the impact of Brexit on regulatory initiatives.For in...
2024-07-0226 minFortune Favours The BraveInsurers: Navigating the Perils of Bad Faith (part 3)Exploring bad faith claims: human error, the COVID-19 aftermath, and mitigation strategies. Join us with Hilary Harmsworth, alongside experts Sam Vardy and Scott Seaman, who explore these key themes for our final instalment of our series on bad faith.This episode uncovers the latest trends, from the intricate balancing act of addressing both liability and damages, to the heightened risk faced by commercial auto policies and care homes. Alongside this, we assess the sweeping impact of social inflation and economic changes on insurance lines.Beyond the trends, we dissect the implications of virtual...
2024-07-0122 min
Fortune Favours The BraveClaims and complaints in the psychological world - part 3What's the real story behind the Health and Care Professions Council (HCPC) complaints process, and how has it evolved over the years?Welcome to the third, and final, episode of this mini-series about claims and complaints in the psychological world. Join us as we sit down with Max Ekstein from Arch Law to peel back the layers on how psychologists navigate the regulatory landscape and how complaints are meticulously handled. We take a deep dive into HCPC's hearings and appeals process, the investigating committee panels, and the difference between its and BACP's procedures.T...
2024-06-2010 min
Fortune Favours The BraveClaims and complaints in the psychological world - part 2We're unlocking the secrets of navigating the British Association for Counselling and Psychotherapy's complaints process with Max Ekstein from Arch Law.Welcome back to part 2 of our series on claims and complaints in the world of psychological and related professionals.We are also looking at the BACP's role and its evolving procedures, especially the significant changes since 2018 and the shift to remote hearings post Covid-19. The importance of promptly notifying insurers when faced with a complaint should also be a priority for any practitioner.Max walks us through the critical steps involved in...
2024-06-2012 min
Fortune Favours The BraveClaims and complaints in the psychological world - part 1Ever wondered how psychological and related practitioners can protect themselves from the pitfalls of claims and complaints?In this episode, we are joined by Max Ekstein from Arch Law who unravels the complexities of safeguarding your practice and reputation. Dive into the strategies that can help shield you from issues regards to claims and complaints, and learn about the processes that will help you manage these risks more effectively.We provide insights into the crucial role of insurance policies in the allied health sector, as well as guide you through the stages of handling informal...
2024-06-2010 minFortune Favours The BraveInsurers: Navigating the Perils of Bad Faith (part 2)Navigate the legal labyrinth of insurance bad faith claims as Hilary Harmsworth, alongside experts Sam Vardy and Scott Seaman, dissect this complex topic, in part two of our mini-series. In this episode we analyse certain states and jurisdictions, as outlined in our bad faith mapping tool. We also discuss different strategies for dealing with bad faith claims, and how to avoid them as much as you can. For more information on Howden's bad faith mapping tool and the topics discussed today please contact Hilary at hilary.harmsworth@howdengroup.com You can listen to the...
2024-05-2221 minFortune Favours The BraveInsurers: Navigating the Perils of Bad Faith (part 1)Prepare to arm yourself with the knowledge to confront the lurking dangers of bad faith claims as Hilary Harmsworth, alongside experts Sam Vardy and Scott Seaman, unveil the intricacies of insurance law. Our conversation explains how our innovative bad faith mapping tool will aid you in navigating the stormy waters of bad faith claims. Sam Vardy enlightens us on the inception and operation of this new resource, while Scott Seaman, armed with his legal acumen, dissects the ominous repercussions of bad faith on insurers, explaining the potential for staggering costs and damages, as well as imparting strategic w...
2024-05-1420 min
Artemis Live - Insurance-linked securities (ILS), catastrophe bonds (cat bonds), reinsuranceCollateralized Reinsurance & Retro: Creating consistency & coverage - Artemis ILS NYC 2024 Session 3This panel discussion was the third session of the day at our Artemis ILS NYC 2024 conference, held in New York on February 9th 2024.ILS NYC 2024 was Artemis' largest insurance-linked securities (ILS) conference to-date, with over 410 registered attendees enjoying insightful debates from our expert speakers, as well as valuable networking opportunities throughout the day.Attendees came from more than 30 countries across the globe to hear thought-provoking insights from insurance-linked securities (ILS) market leaders, all under the theme of "Growing into the higher return environment."This third podcast from our ILS NYC 2024 conference features a panel...
2024-04-2346 min
Fortune Favours The BraveNavigating the Building Safety Act for Insolvency Practitioners & Property Receivers (P2)Welcome back to part two, where our host Dan Williams, together with Steve Cox and Emily Clift, helps to unlock the complexities of the Building Safety Act and steer through its implications for insolvency practitioners and property receivers. This episode peels back the layers on the occupation phase of high-risk buildings, detailing the pivotal role of IPs in upholding the safety and compliance demanded by this new legislation. They dissect the responsibilities of the newly-minted duty holders - the accountable person and the principal accountable person - and the steps necessary for IPs to ensure these high-risk b...
2024-04-1220 min