Shows
IBS Intelligence PodcastsEP824: Transforming KYB with AI-powered document intelligenceSatish Grampurohit, CEO and Co-Founder, CogniquestDisclosure: Cogniquest is a Cedar-IBSi Capital portfolio company. It is a context-aware AI platform with the ability to capture key data points and generate actionable insights from complex documents and information repositories. Robin Amlôt of IBS Intelliigence speaks with Satish Grampurohit, CEO and Co-Founder of Cogniquest about how AI can make the KYB process faster, more efficient and more transparent for both businesses and banks. Quite simply, AI-powered document intelligence can cut the time taken in the KYB process from several weeks to just a few days.
2025-02-1318 min
IBS Intelligence PodcastsEP659: How VietComBank implemented iGTB’s digital solution to create its Cashup range of productsMousami Kshirsagar, Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB; Nikhil Gokhale, Head of Research, IBS IntelligenceHanoi-based VietComBank chose Intellect Design Arena’s iGTB – Intellect Global Transaction Banking’s digital solution to create its Cashup range of digital banking products targeting large and small corporates. In discussion, Robin Amlôt of IBS Intelligence speaks to Mousami Kshirsagar (pictured), Vice President & Head Solution Consulting, Global Transaction Banking – EMEA & APAC, iGTB, about the project, together with Nikhil Gokhale, Head of Research, IBS Intelligence.
2024-01-1518 min
IBS Intelligence PodcastsEP624: Data as a predictable personalisation toolAmit Darda, Co-Founder & Director, ModefinIn the IBS Intelligence Sales League Table (SLT) 2023, Modefin led the way in digital banking in Africa. The company focuses on new frontiers in FinTech, bringing new-age banking to urban and rural landscapes alike through AI-driven solutions, customer-oriented applications, and cyber security-embedded products. Amit Darda, Co-Founder and Director of Modefin speaks to Robin Amlôt of IBS Intelligence about how banks should be making the most of their data resources.
2023-08-2311 min
IBS Intelligence PodcastsEp495: Creating digital experiences that drive financial literacyOmar Mansur, Enterprise Lead – Global Projects, Codebase Technologies & Adrian Desouza, Senior Consultant, Cedar Management Consulting InternationalThe twin challenges of digital literacy and financial literacy come under the spotlight in this discussion about how technology vendors, financial institutions and regulators need to work together. A concerted effort is needed to drive financial inclusion and ensure that consumers and businesses are able to set and achieve their financial goals. Robin Amlôt of IBS Intelligence discusses the issues with Omar Mansur, Enterprise Lead – Global Projects of Codebase Technologies (pictured) and Adrian Desouza, Senior Consultant with Cedar Management Consulting Inter...
2022-07-2615 min
IBS Intelligence PodcastsEp495: Creating digital experiences that drive financial literacyOmar Mansur, Enterprise Lead – Global Projects, Codebase Technologies & Adrian Desouza, Senior Consultant, Cedar Management Consulting InternationalThe twin challenges of digital literacy and financial literacy come under the spotlight in this discussion about how technology vendors, financial institutions and regulators need to work together. A concerted effort is needed to drive financial inclusion and ensure that consumers and businesses are able to set and achieve their financial goals. Robin Amlôt of IBS Intelligence discusses the issues with Omar Mansur, Enterprise Lead – Global Projects of Codebase Technologies (pictured) and Adrian Desouza, Senior Consultant with Cedar Management Consulting International.
2022-07-2615 min
IBS Intelligence PodcastsEp474: Why there aren’t more neobanks in the Middle East and what’s the recipe for success?Tamer Al Mauge, Managing Director MENA, Codebase Technologies; Pankul Verma, Principal, Cedar Management Consulting International Why are there so few standalone neobanks in the MENA region and why have so many traditional banks there launched neobank subsidiaries? Is the region overbanked as many have claimed and what does it take for a neobank in MENA to be regarded as a success? Robin Amlôt of IBS Intelligence discusses the issues with Tamer Al Mauge (pictured), Managing Director MENA for Codebase Technologies and Pankul Verma, Principal at Cedar Management Consulting International.
2022-05-3119 min
IBS Intelligence PodcastsEp456: How omnichannel banking and SaaS banking solutions can power financial inclusion in AfricaPaul Nilsen, Commercial Director, MD Africa, CIS & Global, Codebase Technologies & Nikhil Gokhale, Head of Research, IBS IntelligenceThe biggest challenge in the adoption of omnichannel banking solutions in Africa is grasping the nettle and taking that first step into the future. Pressure is building on financial institutions with consumers expecting the same level of service from their banks as they already receive from other service providers online. Robin Amlôt discusses Africa’s omnichannel opportunities with Paul Nilsen (pictured), Commercial Director, MD Africa, CIS & Global of Codebase Technologies and Nikhil Gokhale, Head of Research at IBS Intelligence.
2022-04-2614 min
IBS Intelligence PodcastsEp275: Building an agile digital open banking experience for banks and their customersAmarnath Chowdary, Founder & CEO, ModefinIn the 2021 IBS Intelligence Sales League Table (SLT) Modefin was ranked “SLT New Entrant – Star Performance” in the category Digital Banking and Channels. The IBSI SLT 2021 includes systems purchases made by over 1000+ banks across 180+ products from 60 suppliers across the Americas, Europe, Middle East, Africa, APAC and ASEAN. Headquartered in Bengaluru, India, Modefin was founded in 2011 and is now the preferred FinTech partner for over 65 banks in 20+ countries, with on-ground presence in Africa, Asia-Pacific and the Middle East. Robin Amlôt of IBS Intelligence discusses the company’s journey with Amarnath Chowdary, Founder and CEO o...
2021-08-2311 min
IBS Intelligence PodcastsEp195: How AI, machine learning and biometrics can help in the fight against financial fraudAdam Desmond, UK Country Lead, Mitek Systems The pandemic has had a dramatic impact on consumer financial behaviour around the world. Unfortunately, it has also inspired a major shift in how criminals approach fraud. Mitek Systems is one of the sponsors of the 2021 Identity Fraud Study by Javelin Strategy & Research. The report suggests total combined fraud losses climbed to $56 billion, of which, identity fraud accounted for $43 billion. Robin Amlot of IBS Intelligence speaks to Adam Desmond of Mitek Systems about what’s being done and what banks and financial institutions need to do.
2021-04-1509 min
IBS Intelligence PodcastsEp196: Improve collateral management and lend better, lend more, and lend responsibly!Anjali Joglekar, Specialist Sales Director, Broadridge Complex and disparate credit systems together with potentially inaccurate reporting make collateral management a minefield for banks, hobbling their competitive position and can have a direct impact on their corporate customers too. COLLATE from financial solutions service provider Broadridge can help generate a clear view of banking book collateral, improving lending practices and compliance reporting accuracy. Anjali Joglekar of Broadridge explains the importance of accurate banking book collateral management to Robin Amlot of IBS Intelligence.
2021-04-1511 min
IBS Intelligence PodcastsEp194: How to build a market-leading FinTech on financial inclusionAhmed F. Karsli, Founder, PaparaPapara is the market leading Turkish financial SuperApp, offering instant, free, multi-currency transfers to consumers as well as providing a one-stop-shop for paying bills, trading digital currencies, tracking spending habits and facilitating mass payments from businesses to employees. Specifically targeting the underbanked and underserved, Papara has grown since launching in Turkey in 2016 to become the country’s largest FinTech with a current customer base of over eight million registered users. Robin Amlot of IBS Intelligence spoke to Ahmed Karsli of Papara.
2021-04-1411 min
IBS Intelligence PodcastsEp193: Future-proofing the US community banks sector with FinTech partnershipsPeter Hazlehust, Co-Founder, SyncteraPeter Hazlehurst was previously head of Uber Money before leaving Uber in 2020 to set up Synctera. He reviews key trends in FinTech, including the surge in going public, with Robin Amlot of IBS Intelligence. Hazlehurst also explains how Synctera’s partnership banking solution aims to play matchmaker between community banks and FinTechs
2021-04-1412 min
IBS Intelligence PodcastsEp191: How the investment landscape for blockchain is shaping up in 2021Cecily Mak, Chief Operating Officer, BlockdaemonDive into the future of the blockchain industry as institutional adoption of blockchain and digital assets accelerates. We look at how blockchain networks are scaling up with Cecily Mak of Blockdaemon, a leading blockchain node infrastructure provider. She tells Robin Amlot of IBS Intelligence that 2021 is the most significant year yet for the industry.
2021-04-1312 min
IBS Intelligence PodcastsEp192: What do banks need to do in order to remain relevant to customers?Amit Dua, President, Suntec; Likhit Wagle, General Manager, Global Banking & Financial Markets, IBMModernising traditional legacy systems offers a structured way for financial services institutions to switch to a customer-centric approach to their business rather than a product-centric view. This may be done through the establishment of a new ‘middle layer’. Robin Amlot of IBS Intelligence discusses the challenges with Amit Dua of Suntec and Likhit Wagle of IBM.
2021-04-1316 min
IBS Intelligence PodcastsEp190: Who is developing a digital scorecard to help FinTechs leverage their most underutilised asset?Susanne Hannestad, Chair of the Advisory Board, FinTech Diversity Radar; Annette Evans, VP of People & Culture, GPSEarlier this year, Global Processing Services (GPS) announced its sponsorship of findexable’s FinTech Diversity Radar – the first global platform gathering data to understand women’s impact on and contribution to the digital economy. Women remain largely underserved by and underrepresented in the FinTech sector. Robin Amlot of IBS Intelligence speaks to Susanne Hannestad, Chair of the Advisory Board of the FinTech Diversity Radar and Annette Evans of GPS.
2021-04-1212 min
IBS Intelligence PodcastsEp189: Why you should be investigating compliance software to enhance governance and complianceEvgeny Likhoded, CEO, ClausematchRemote working in financial services has exacerbated governance issues over the past year. At the same time, regulators, notably the US Department of Justice (DoJ), are focusing more on conduct as opposed to fines for AML/KYC lapses. Robin Amlot of IBS Intelligence discusses compliance issues and solutions with Evgeny Likhoded of Clausematch.
2021-04-1209 min
IBS Intelligence PodcastsEp188: Your wallet is obsolete! The future is mobile…Björn Goß, CEO & co-founder, StocardEuropean mobile wallet Stocard has more than 60 million users and aims to reshape the future of shopping and banking. In November 2020 it began rolling out its payment feature Stocard Pay and is now looking to expand its offering to provide a holistic approach to consumer financial services. Stocard aims to add multiple bank cards to its app and the company sees the future of banking as purely mobile. Robin Amlot of IBS Intelligence spoke to Stocard CEO Björn Goß.
2021-04-0909 min
IBS Intelligence PodcastsEp186: How to continue to surf the payments revolution as we look to post-pandemic growthGourav Datta, Director Intelligent Automation, CiklumThe pandemic has propelled the growth of the payments industry. How now to capitalise on this? The solution – intelligent automation that targets transactional, mundane and repetitive tasks, taking advantage of a full range of RPA, AI/ML and analytics solutions. Robin Amlot of IBS Intelligence discusses the potential with Gourav Datta of Ciklum.
2021-04-0611 min
IBS Intelligence PodcastsEp185: Democratising cryptocurrency and the importance of secure infrastructureIvan Soto-Wright, CEO & Co-Founder, MoonPay Supporting 45 fiat currencies and more than 60 cryptocurrencies, MoonPay recently marked its second anniversary by processing more than a million transactions. It has also announced in-principal approval for a Class 2 Virtual Financial Assets licence from the Malta Financial Services Authority. The company’s latest move is to provide payment tools for non-fungible tokens. Robin Amlot of IBS Intelligence spoke to Ivan Soto-Wright of MoonPay.
2021-03-3109 min
IBS Intelligence PodcastsEp184: How the divide between traditional and digital asset management is narrowingMatteo Dante Peruccio, President International, Wave Financial GroupMatteo Peruccio of Wave Financial Group has previously been CEO of Pioneer Investments and also a board member of Jupiter Asset Management, but his journey has now taken him to the digital asset space. He discussed how traditional asset management and custodian firms are coming to grips with digital assets on the new frontier of investment and asset management with Robin Amlot of IBS Intelligence.
2021-03-3010 min
IBS Intelligence PodcastsEp182: New opportunities for women in the post-pandemic digital economyKaren Penney, VP Payments Products UK, Western Union Business SolutionsThe Covid-19 pandemic has highlighted the potential opportunities for women in the growing digital economy. Remote working and flexibility, together with the requirement for a fresh take on leadership that unites employees, clients and partners, have served to demonstrate how a new way of working can help personalise customer service and boost efficiency and productivity in financial services. Robin Amlot of IBS Intelligence discussed the issues with Karen Penney of Western Union Business Solutions.
2021-03-2509 min
IBS Intelligence PodcastsEp181: What are FinTech venture capitalists thinking about now?George McDonaugh, Managing Director and Co-Founder, KR1KR1 is a London-based digital asset investment company investing in digital and cryptographic assets of decentralised networks and DeFi projects at an early stage. It also seed-funds early-stage blockchain and DeFi companies and holds private equity long-term. Managing Director and co-founder George McDonaugh is a founding member of the Multichain Asset Managers Association. He discussed the company’s strategy with Robin Amlot of IBS Intelligence.
2021-03-2409 min
IBS Intelligence PodcastsEp180: How you need to respond to rising customer expectations or risk losing businessJonathan Allan, Chief Marketing Officer, PuzzelThe pandemic has brought with it sweeping changes in customer behaviours and expectations. Willingness to self-serve has increased exponentially and voice-assisted service has also grown. However, expectations have also grown – what customers need, how and when they need it – has changed and banks need to adapt to ensure they are providing the type of support customers value. Otherwise, as Jonathan Allan of Puzzel told Robin Amlot of IBS Intelligence, those customers will look elsewhere.
2021-03-2307 min
IBS Intelligence PodcastsEp179: What regional and community banks in the US need to do meet changing customer needsDavid Foss, President & CEO, Jack Henry; Alex Carriles, Digital Head, Simmons BankOn the back of its tech strategy and partnership with Jack Henry, Arkansas-based Simmons Bank saw a 30% rise in digital banking users in 2020 with an IOS App store rating of 4.8 out of 5 stars. The bank’s performance highlights how community and regional banks in the US can leverage digital technologies to compete regardless of size or location. Robin Amlot of IBS Intelligence spoke with Alex Carriles of Simmons Bank and David Foss of Jack Henry.
2021-03-2213 min
IBS Intelligence PodcastsEp178: What’s behind a 558% rise in UK cryptocurrency investors since 2018?Tom Stelzer, Cryptocurrency expert, FinderSo the price of Bitcoin is volatile – that’s a given – but almost one-fifth (19%) of potential or existing UK crypto investors told a survey commissioned by personal finance website Finder that their decision to invest was influenced by a view that it ‘seems an easy way to make money’. That’s a worrying number and a worrying attitude. Robin Amlot of IBS Intelligence discussed the survey’s findings with Tom Stelzer of Finder.
2021-03-2209 min
IBS Intelligence PodcastsEp177: 22 March is World Water Day – why not put your investment where your mouth is?Thomas Schumann, Founder, Thomas Schumann Capital; Markus Barth, CEO, Anatase LtdThe TSC Water Risk Index went live in January 2021 through a partnership between Thomas Schumann Capital and Anatase Ltd, a consultancy specialising in index development. The investment ethos behind it is guided by Thomas Schumann Capital’s support for UN Sustainable Development Goal SDG6 – sustainable management of water. Robin Amlot of IBS Intelligence spoke to Thomas Schumann of Thomas Schumann Capital and Markus Barth of Anatase Ltd about their commitment to increasing water security through responsible investing.(You may also listen to our first podc...
2021-03-1912 min
IBS Intelligence PodcastsEp176: Standard Digital Token Identifiers are a crucial step in scaling crypto asset marketsSassan Danesh, Managing Partner, Etrading Software; James Haskell, Business Operations Officer, Etrading SoftwareEtrading Software has been nominated as the exclusive Registration Authority for the new International Organization for Standardization’s standard for Digital Token Identifiers. The crypto asset class includes cryptocurrencies, stable coins, security tokens and utility tokens. Developing a standard way of identifying one digital token from another is a key factor in helping this asset class to move mainstream and attract institutional investment. Robin Amlot of IBS Intelligence spoke with Sassan Danesh and James Haskell of Etrading Software.
2021-03-1816 min
IBS Intelligence PodcastsEp183: Empowering Web2 builders to support decentralised collaborations on the blockchainElena Sinelnikova, co-Founder, Metis, and CEO, CryptochicksMetis recently raised $1 million in seed funding to assist with the release of its new blockchain solution for decentralised autonomous organisations. Company co-Founder Elena Sinelnikova explains the concept to Robin Amlot of IBS Intelligence. Sinelnikova is also CEO of Cryptochicks, a non-profit blockchain educational hub which aims to support the potential of women in the blockchain industry.
2021-03-1808 min
IBS Intelligence PodcastsEp175: Western Union plans ahead for expanded API functionality and the future of paymentsScott Johnson, Head of Product, Western Union Business SolutionsWestern Union Business Solutions, the payments arm of Western Union, is expanding its global B2B payments platform. The expansion includes adding SWIFT gpi and expanding the currency portfolio within its Mass Payments API to cover 130 currencies. The increased functionality will enable partners to send up to 10,000 payments in a single batch. Scott Johnson of Western Union Business Solutions spoke with Robin Amlot of IBS Intelligence about the latest move and how he sees the future of payments.
2021-03-1709 min
IBS Intelligence PodcastsEp174: What your company needs to do to address the Covid-induced ‘She-cession’Colette Miller, Director Payment Solutions, moneycorp AmericasCorporate culture is at a crossroads. One recent report suggested that 80% of the workers who left the US labour force in January were women. This abrupt slump needs to be addressed through a more balanced corporate culture. Robin Amlot of IBS Intelligence spoke with Colette Miller of moneycorp Americas, asking her how the business environment needs to change so that business can take advantage of a resource too many companies fail to recognise.
2021-03-1607 min
IBS Intelligence PodcastsEp173: What’s the biggest threat to your cybersecurity and what can you do about it?Bharat Mistry, Technical Director, UK & Ireland, Trend MicroWhile cybercriminals are beginning to use more complex attacks on the cloud, according to the 2020 Cloud App Security Report from Trend Micro, high-risk email threats rose by 32% in 2020 and email remains the largest single threat vector. Robin Amlot of IBS Intelligence discussed the report’s findings with Bharat Mistry of Trend Micro. Although business email compromise declined 18% year-on-year, losses continued to rise, up 48% quarter-on-quarter between Q1 and Q2 2020.
2021-03-1508 min
IBS Intelligence PodcastsEp172: Why was 2020 a blockbuster year for anti-money laundering (AML) fines?Ian Henderson, Chief Executive Officer, KyckrRegulators across the globe took aggressive action against AML violators, handing down major financial penalties and in some cases, lengthy prison sentences to the individuals involved. 28 financial institutions were issued fines totalling more than $3.2 billion for AML-related violations last year, according to Kyckr’s 2020 AML Bank Fines Report. Robin Amlot of IBS Intelligence discussed the report’s findings with Ian Henderson, CEO of Kyckr.
2021-03-1208 min
IBS Intelligence PodcastsEp171: Why you should be watching the development of Central Bank Digital CurrenciesAnthony Culligan, Chief Engineer, SETL Following on from the first successful live settlement of a fund using Central Bank Digital Currency (CBDC) tokens what are the next steps in the development of CBDCs. How will they work and what will that mean, not just for banks but for all of us? Anthony Culligan of London-based settlement and payments infrastructure provider SETL spoke with Robin Amlot of IBS Intelligence.
2021-03-0312 min
IBS Intelligence PodcastsEp170: How to achieve your digital banking goals in seven stepsMatthew Williamson, Vice President Global Financial Services, Mobiquity It may not quite be a case of ‘go digital or go dinosaur’, but it is close! Digital banking is the way of the future with 13.6% CAGR forecast over the next six years, and the number of online and mobile banking users estimated to reach 3.6 billion by 2024. Matthew Williamson of Mobiquity discusses the outlook and the firm’s digital banking playbook with Robin Amlot of IBS Intelligence.
2021-03-0212 min
IBS Intelligence PodcastsEp164: Brexit fallout: what are the implications for data security and compliance in the UK and Europe?Mathieu Gorge, Founder & CEO; Rowan Fogarty, Chief Operating Officer, VigitrustData security and compliance are just a couple of the issues that may get more complicated for UK and European firms in the wake of Brexit. Robin Amlot of IBS Intelligence discussed the potential stumbling blocks and how to address them with Mathieu Gorge and Rowan Fogarty of Vigitrust. Gorge is the author of The Cyber Elephant in the Boardroom: Cyber-Accountability With The Five Pillars Of Security Framework. The book looks at cybersecurity through the lens of a simple, proven and industry-agnostic methodology that enables bu...
2021-02-2213 min
IBS Intelligence PodcastsEp167: How to ensure customers have safe and secure access to their bank accountsAndrew Shikiar, Executive Director, FIDO AllianceThe FIDO Alliance is an open industry association whose members include the likes of Apple, Google, American Express, Samsung and Microsoft. Its aim is to develop authentication standards to help reduce our over-reliance on passwords. Robin Amlot of IBS Intelligence spoke with Andrew Shikiar of the FIDO Alliance about the progress being made towards open standards and an interoperable ecosystem for simpler, stronger user authentication.
2021-02-2211 min
IBS Intelligence PodcastsEp168: There is more disruption to come in banking!Rob Shore, Chief Financial Officer, EML PaymentsEML Payments is based in Brisbane, Australia, providing back-end solutions to other FinTechs. Robin Amlot of IBS Intelligence spoke with Rob Shore of EML Payments about being a white-labelled B2B service provider. Shore also outlines how the pandemic has accelerated business adoption in a disruptive time for payments.
2021-02-2208 min
IBS Intelligence PodcastsEp166: The importance of PCI compliance standards in software-based authentication solutionsJustin Pike, Chairman, MYPINPADSoftware-based consumer authentication solutions enable businesses to define and create tailored, end-to-end customer experiences, shifting payments onto commercially available mobile devices such as smartphones and tablets. But how secure is this? PCI DSS has introduced standards for both Software Payments on Consumer off the shelf devices (SPoC) and Contactless payments on Consumer off the shelf Devices (CPoC) but it has yet to do the same for CPoC+ PIN. Robin Amlot of IBS Intelligence discussed the importance of PCI compliance with Justin Pike of MYPINPAD.
2021-02-2210 min
IBS Intelligence PodcastsEp165: AI will reshape the finance profession and our relationship with moneyNick Jackson, President, CIMA, and Finance Transformation Leader, OracleA new global survey by Oracle claims that people now trust ‘robots’ more than themselves to manage their finances. The study included more than 9,000 consumers and business leaders in 14 countries. The role of finance teams and financial advisors is going to change and, the survey says, it is time to embrace AI to manage finance. Nick Jackson of Oracle discussed the report’s findings with Robin Amlot of IBS Intelligence.
2021-02-2212 min
IBS Intelligence PodcastsEp163: Should FinTechs be looking to IPO now or is a public listing not a priority?Christian Reuss, Head, SIX Swiss ExchangeAfter initial volatility in, particularly, the first quarter of 2020, you could be hard-pressed to find signs of the economic downturn in the performance of the world’s capital markets with the latter part of 2020 seeing rising share prices and an increase in the number of IPOs around the world. Christian Reuss of SIX Swiss Exchange talked to Robin Amlot of IBS Intelligence about what’s attracting investors into stock markets and why FinTechs are, perhaps strangely, among those companies that may be delaying an IPO.
2021-02-1807 min
IBS Intelligence PodcastsEp162: Bringing together institutional finance and new digital asset classesAmber Ghaddar, Founder, AllianceBlockLate in January 2021, AllianceBlock signed an agreement to join the London Stock Exchange Group’s partner platform, providing institutional members with the ability to have direct market access to AllianceBlock. The firm is building the world’s first globally compliant decentralised capital market. But what does that actually mean? Amber Ghaddar of AllianceBlock explains the concept to Robin Amlot of IBS Intelligence.
2021-02-1708 min
IBS Intelligence PodcastsEp161: Venture capital appetite for FinTech is undiminished – what happens next?Arik Shtilman, CEO and co-Founder, Rapyd2021 has begun with a bang in FinTech with 10 deals worth more than $100 million making headlines in a matter of weeks. How and where will newly deep-pocketed companies invest? Arik Shtilman of FinTech-as-a-service platform Rapyd discusses the changing nature of the digital payments space and the growth of eCommerce with Robin Amlot of IBS Intelligence.
2021-02-1608 min
IBS Intelligence PodcastsEp159: What a successful digital wallet launch has meant for Ethiopia’s Dashen BankKasaye Eshetu, Director, Alternate Channels Department, Dashen BankYemiru Chanyalew, CEO, Moneta TechnologiesMeabh Maguire, Global Commercial Manager, CR2At the recent Global FinTech Innovation Awards, the Amole digital wallet from Dashen Bank was named Most Innovative Digital Wallet Deployment. Since the launch of the Amole Digital Wallet in Ethiopia in July 2018, spearheaded by Ethiopian based Fintech Moneta Technologies and Dashen Bank, underpinned by CR2’s Digital Banking Platform, Dashen Bank has transformed its digital customer base by a phenomenal 4,000%, accelerated customer acquisition, enhanced its liquidity position and are now deeply embedded in the daily sp...
2021-02-0923 min
IBS Intelligence PodcastsEp158: Utimaco strengthens cloud, SaaS profile, acquiring MYHSMJohn Cragg, CEO, MYHSMMYHSM is the global provider of Payment Hardware Security Modules (HSM) as a Service. In January the business was acquired by Aachen, Germany-based Utimaco. MYHSM’s employees and customers will be integrated into Utimaco’s Information Security business. John Cragg of MYHSM tells Robin Amlot of IBS Intelligence what the deal means for MYHSM now and for the future.
2021-01-2910 min
IBS Intelligence PodcastsEp157: How can ISO20022 help banks to develop additional services? Ed Adshead-Grant, General Manager, Payments, Bottomline TechnologiesNew competitors such as FinTechs and challenger banks are leveraging customer data to provide value-added services. The pressure on banks to shift their focus to such services in transaction banking will only multiply. Robin Amlot of IBS Intelligence discussed how the integration of ISO 20022 in payment systems can help with Ed Adshead-Grant of Bottomline Technologies.
2021-01-2710 min
IBS Intelligence PodcastsEp156: How to make a bank’s balance sheet work and turn trade finance into investible assetsChristoph Gugelmann, Co-Founder and CEO, Tradeteq Tradeteq recently secured over $9 million in Series A funding. CEO Christoph Gugelmann tells Robin Amlot of IBS Intelligence how making trade finance an investible asset class can make banks work their balance sheets harder and in turn support more SMEs and corporates. Tradeteq provides banks, credit insurers and asset managers with technology and services to streamline asset distribution and reduce friction costs through automation.
2021-01-2712 min
IBS Intelligence PodcastsEp155: How offering actionable solutions to customers adds value to banking servicesMichael Whitt, Head of Partnerships, ApexEdgeApexEdge offers banks and financial institutions a ‘concierge’ service for their retail customers offering monthly bill and subscription management solutions to support their financial health. With the pandemic still raging and data suggesting that a significant majority of US consumers overpay on monthly bills, Michael Whitt of ApexEdge told Robin Amlot of IBS Intelligence that banks and credit unions have a real opportunity to be advocates for their customers.
2021-01-2012 min
IBS Intelligence PodcastsEp154: What are the key payments trends of 2021?Daniel Kornitzer, Chief Business Development Officer, PaysafeUK-regulated Paysafe is an online payments specialist operating around the world. The firm has identified 10 likely trends in payments for 2021:The impact of PSD2 on biometric authentication Real-time payments goes globalA renewed focus on 5GThe subscription model grows in popularity Paying with crypto goes mainstreamAI and machine learning as the cornerstone of fraud preventionDigital loyalty apps and payments on the riseCOVID-19 accelerates the divergence of digital payment methodsPayments becomes a tool to track spendingFurther growth of digital peer-to-peer payments Daniel Kornitzer of Paysafe highlighted some of the key...
2021-01-1913 min
IBS Intelligence PodcastsEp151: What is driving the impact of next gen technologies on the financial markets?Stephane Leroy, Co-Founder & Chief Revenue Officer, Quanthouse We review the rise of the ‘robot’ trader and the evolution of screen-based trading to API-based trading with Stephane Leroy of Quanthouse. He talked to Robin Amlot of IBS Intelligence about how API tools and connectivity can help capital market participants lay the foundations for automated funds.
2021-01-0613 min
IBS Intelligence PodcastsEp150: Why credit data alone may not be enough to make informed underwriting decisions David Snitkof, VP Analytics, Ocrolus US banks have been looking to tighten their underwriting standards. The average FICO score (a credit score created by the Fair Isaac Corporation) actually rose in July – in the middle of a pandemic that ought to raise the risk of defaults. So, FICO scores aren’t telling the whole story. David Snitkof of FinTech infrastructure firm Ocrolus explains the issues to Robin Amlot of IBS Intelligence.
2020-12-3012 min
IBS Intelligence PodcastsEp149: Will 2021 be the year that AI takes over FinTech?Guy Mettrick, Global Industry Lead – Financial Services, Appian Artificial intelligence or applied intelligence? Either way, take-up is set to increase rapidly in 2021 with, for example, AI-powered fraud detection coming down in cost and becoming more readily available. Guy Mettrick of Appian discussed the outlook for AI, operational resilience and low-code solutions with Robin Amlot of IBS Intelligence.
2020-12-2913 min
IBS Intelligence PodcastsEp148: Will security tokens on the blockchain transform capital markets? Thomas Borrel, Chief Product Officer, PolymathSecurity tokens on the blockchain are an increasingly hot topic and could result in the creation of new financial instruments. Robin Amlot of IBS Intelligence discusses how digital assets are evolving alongside regulation with Thomas Borrel of Polymath and what still needs to happen for institutional investors to get on board.
2020-12-2809 min
IBS Intelligence PodcastsEp147: Meeting customer needs and regulatory challenges in Bahrain’s first digital-only bankMatthew Williamson, VP Global Financial Services, Mobiquity Bank ABC, an international bank headquartered in Bahrain, established Ila Bank in November 2019 to function as a digital-only bank offering its services through a mobile app. One year on, on the sidelines of the BankSec 2020 / Self-Service Banking Europe 2020 conference, Robin Amlot of IBS Intelligence spoke to Matthew Williamson of Mobiquity – the digital consultancy firm that played a key development role in the initiative, helping Bank ABC from idea inception through to implementation and launch.
2020-12-2410 min
IBS Intelligence PodcastsEp146: How decentralised finance is likely to be the next step on for digital bankingIlia Maksimenka, Chief Executive Officer, PlasmaPayIf digital banking is being described as Banking 2.0, does that make decentralised finance Banking 3.0? Using blockchain technology, it is possible to securely store crypto and fiat currency, buy and exchange digital assets, send and receive payments and create payment networks. So why wouldn’t you? Ilia Maksimenka of PlasmaPay discusses the possibilities with Robin Amlot of IBS Intelligence.
2020-12-2212 min
IBS Intelligence PodcastsEp145: Understand the security-critical infrastructure required for digital assetsSeamus Donoghue, VP Sales & Business Development, METACO METACO provides security-critical infrastructure that enables financial institutions to enter the digital asset ecosystem. The firm raised $17 million in its Series A funding round in July 2020. Seamus Donoghue of METACO talks to Robin Amlot of IBS Intelligence about what banks need to do to get to grips with digital assets and tokenisation.
2020-12-2109 min
IBS Intelligence PodcastsEp142: How to cope with the pandemic-driven increase in ecommerce volumesEyal Moldovan, General Manager, Payoneer E-commerce activity grew 11% in the US in the first four months of 2020, equivalent to a decade of growth. Eyal Moldovan of online payments specialist Payoneer told Robin Amlot of IBS Intelligence, this growth story is here to stay – US-based Wayfair saw ecommerce activity up 153% in Q2 and up 155% in Q3. For Moldovan, innovation is key – both in the way end customers are treated but also in resolving supply chain issues.
2020-12-0409 min
IBS Intelligence PodcastsEp143: What trends in cloud performance and security do you need to know for 2021?Richard Meeus, Director of Security Technology and Strategy, AkamaiHomeworking for many was one of the themes of 2020 but alongside this came a soaring number of cyberattacks. At the same time, investment increased in many projects to support the need for remote connectivity for employees while developing new cloud and multi cloud strategies. Robin Amlot of IBS Intelligence spoke with Richard Meeus, Director of Security Technology and Strategy with digital security and performance specialist Akamai.
2020-12-0411 min
IBS Intelligence PodcastsEp141: Make money from AI trading on the futures markets – be like an ant!Pan Yiannakou, Founder and CEO, SwarmSwarm intelligence is a phenomenon observed in the natural world where the collective behaviour of a colony of simple ‘agents’ generates far more advanced actions than the cumulative performance of the individuals. Pan Yiannakou, CEO of Swarm explained to Robin Amlot of IBS Intelligence how Swarm, the ‘AI trading’ trading company is leveraging swarm intelligence and trading slowly to outperform the futures markets.
2020-12-0212 min
IBS Intelligence PodcastsEp140: Unveiling a 20/20 vision – how to build a better bank with API building blocksArun Jain, Chairman & Managing Director, Intellect Design ArenaIntellect Design Arena has reimagined and says it offers the world’s first future-ready multiproduct FinTech platform, built on the principles of Design Thinking. Chairman and MD Arun Jain has been telling Robin Amlot of IBS Intelligence how the company’s API-led solutions enable the creation of unique, custom-made frameworks for banks.
2020-11-3010 min
IBS Intelligence PodcastsEp139: What should banks be planning and prioritising for 2021?Terry Duffy, SVP & GM Digital First Software and Services, NCRThis year, banks and financial institutions had to determine how to operate remotely, make branches safe, and shift to a hyper focus on digital. What will 2021 bring – what are the priorities and the planning needed? Terry Duffy of NCR discussed the outlook for next year with Robin Amlot of IBS Intelligence.
2020-11-2710 min
IBS Intelligence PodcastsEp138: How a new generation of banking solutions are reducing SME pain pointsLaurent Descout, Co-founder & CEO, NeoPain points in corporate banking continue to impact on SMEs – pain points that Covid-19 has only served to magnify. FinTech solutions may hold the answer and more with new technologies becoming available to leverage data and analytics to improve decision-making and reduce costs. Robin Amlot of IBS Intelligence spoke with Laurent Descout of Neo, which claims to be a one-stop-shop for FX corporate risk management, international collection and payments.
2020-11-2711 min
IBS Intelligence PodcastsEp137: Why QR codes will account for half of all digital payments by 2024Josep Alvarez, Partner, Head of UK Banking Practice and EMEA Blockchain/DLT strategy, NTT Data UK A report by GSMA and NTT Data on the use of QR codes as a method of payment suggests that mobile POS payments will account for $4 trillion, nearly half of all digital payments by 2024. Josep Alvarez of NTT Data explains to Robin Amlot of IBS Intelligence that the use of QR codes, currently dominated by widespread adoption in China and Asia, is set to grow in Latin America and Africa.
2020-11-2608 min
IBS Intelligence PodcastsEp134: The payment solutions ecosystem aiming to integrate cryptocurrencies into the real economyArtem Shaginyan, Founder & CEO, LunuLunu has developed a processing service, mobile terminal, online widget and crypto wallet to offer customers the facility of spending cryptocurrencies immediately as local currency the point of sale in retail transactions without expensive exchange commissions. Artem Shaginyan, CEO of Lunu, told Robin Amlot of IBS Intelligence about the coming evolution of crypto payments.
2020-11-2410 min
IBS Intelligence PodcastsEp135: Why the PropTech sector is starting to take off in real estate investing Jeffrey Berman, General Partner, Camber CreekReal estate technology, also known as PropTech is a hot topic right now in real estate investing as Jeffrey Berman, New York-based General Partner of venture capital firm Camber Creek, explains to Robin Amlot of IBS Intelligence. In many ways PropTech and FinTech are seeking to offer solutions to the same kind of problems.
2020-11-2409 min
IBS Intelligence PodcastsEp132: Who’s providing the critical desktop framework for capital markets?Adam Toms, CEO, OpenFin EuropeOpenFin aims to provide a unifying foundation for next-gen financial industry applications. Since launch in 2010, the OpenFin OS has deployed more than 1,200 desktop applications across 225,000 desktops in more than 1,500 buy-side and sell-side firms in 60+ countries. Robin Amlôt of IBS Intelligence spoke with Adam Toms, CEO of OpenFin Europe.
2020-11-2007 min
IBS Intelligence PodcastsEp131: Has Allica discovered a new way to build a bank?Simon Bateman, CIO, Allica BankSpecialising in supporting UK SMEs, it took Allica Bank just 12 months to build the institution from scratch. Six months later, the pandemic hit. But Allica was lucky to the extent that it does not have a legacy backbook of loans to service. It has also been built with an API-led approach that, as CIO Simon Bateman of Allica Bank told Robin Amlôt of IBS Intelligence, confers certain advantages.
2020-11-2012 min
IBS Intelligence PodcastsEp130: How asset managers can save on MiFID II costs and deliver a better service Gary Bond, Chief Executive Officer, TURNTURN (TISA Universal Reporting Network) is an industry-backed blockchain solution for the collection and dissemination of fund related data. As Gary Bond of TURN explains to Robin Amlôt of IBS Intelligence, the overall aim is to increase market compliance, reduce regulatory and operational costs, and provide a better service to investors. TURN claims it will enable asset managers to save up to 90% of their MiFID II reporting costs.
2020-11-1909 min
IBS Intelligence PodcastsEp129: How to speed up AI solutions to target and identify money launderersGudmundur Kristjansson, Founder & CEO, LucinityLucinity is an AML software company, founded in 2018, with offices in New York and Reykjavik. CEO Gudmundur Kristjansson (GK) is a former Director of Compliance Surveillance Technology with Citigroup. Lucinity has developed a new human-AI platform that aims to improve the way the suspicious activity is tracked and, as GK told Robin Amlôt of IBS Intelligence, that can be used effectively and ethically to help stop money laundering.
2020-11-1810 min
IBS Intelligence PodcastsEp128: The first digital assets exchange to be listed in the USRichard Byworth, Chief Executive Officer, DiginexDiginex listed on NASDAQ in October 2020, becoming the first cryptocurrency exchange to be listed in the US. The firm’s cryptocurrency exchange EQUOS currently provides for spot trading but there are plans to introduce digital futures and options. Richard Byworth of Diginex discussed the significance of its NASDAQ listing with Robin Amlôt of IBS Intelligence
2020-11-1814 min
IBS Intelligence PodcastsEp127: The challenge of creating African payments for African developmentMurray Gardiner, Managing Director, Bluecode Africa As the continent of Africa faces its first recession in 25 years, Murray Gardiner of Johannesburg-based FinTech Bluecode Africa tells Robin Amlôt of IBS Intelligence why digital payments are more than just keys to open the doorways of financial inclusion. He highlights the need for banks and FinTechs to engage with the informal business sector. Prior to launching Bluecode Africa with Bluecode International Murray was the business lead for inclusive banking with BankTech firm Temenos.
2020-11-1713 min
IBS Intelligence PodcastsEp126: Is Europe ready for Strong Customer Authentication?Nir Levy, VP Product & Omer Aljanati, Senior Product Manager, CredoraxIn 2019, the European Banking Authority announced a delay to the enforcement of Strong Customer Authentication (SCA). With the new deadline fast approaching, is the European payment ecosystem ready to fully support and comply to 3DS 2.0? Robin Amlôt of IBS Intelligence spoke with Nir Levy and Omer Aljanati of smart payments provider Credorax.
2020-11-1110 min
IBS Intelligence PodcastsEp125: Creating secure digital identities to combat cybercrimeCarey O’Connor Kolaja, Chief Executive Officer, AU10TIX AU10TIX specializes in automated identity intelligence and cyber fraud prevention. CEO Carey O’Connor Kolaja was previously Global Chief Product Officer with Citi FinTech and VP, Global Consumer Products at PayPal. She explained to Robin Amlôt of IBS Intelligence how the digital identity landscape is changing and warns about the emerging vulnerabilities for both businesses and individuals.
2020-11-0911 min
IBS Intelligence PodcastsEp124: Identifying the challenges of operational resilience in bankingRich Cooper, Principal – Financial Services, Fusion Risk ManagementThere has been a fundamental shift in how the modern bank is approaching operational resilience to ensure the continuity of key services driven in part by regulatory focus, customer centricity, the digitisation of financial services and the growth in reputational risk. Rich Cooper of Fusion Risk Management explains the challenges of operation resilience to Robin Amlôt of IBS Intelligence.
2020-10-3009 min
IBS Intelligence PodcastsEp123: What’s driving a one-in-a-generation change in financial services? John Garvey, Global Financial Services Leader, PwC US Five years of evolution in financial services have been compressed into a matter of months and it is not over yet! More digitisation is one the way, zero interest rates will redefine financial products, capital constraints on regulated banks will see a rise in non-bank lenders and ESG will become mainstream. John Garvey of PwC takes Robin Amlôt of IBS Intelligence through the report ‘Securing your tomorrow, today – The future of financial services’.
2020-10-3010 min
IBS Intelligence PodcastsEp122: Understand the benefits of a mutualised, shared services approach to paymentsAlastair McGill, GM Data Control, Broadridge Financial Solutions; Thorsten Voelkel, CEO, PPI AG Europe’s banks are facing challenges in payments, driven by changes such as the implementation of PSD2, SEPA ISO migration, TARGET2 and SWIFT ISO20022 migration, while also responding to national payments infrastructure changes and the emergence of new protocols, such as EBICS. There is also increasing market demand for Request to Pay and SEPA IP via TIPS. Broadridge and Germany’s PPI AG unveiled their Payments-as-a-Service partnership during SIBOS. Alastair McGill of Broadridge and Thorsten Voelkel of PPI outlined the new PaaS ventu...
2020-10-2712 min
IBS Intelligence PodcastsEp121: How startups can focus on winning business, not just surviving it!Barbara Maheshwari, Chief Executive Officer, Remote BobBarbara Maheshwari has the ambition to become the leading platform in Europe for managing remote staff, aiming to enable companies to find and hire the right talents while securing fulfilling career opportunities for candidates. Early stage FinTech startup need to focus on their ideas and their solutions – as Remote Bob’s Barbara Maheshwari explained to Robin Amlôt of IBS Intelligence, a ‘virtual assistant’ allows that focus to be maintained without distraction.
2020-10-2706 min
IBS Intelligence PodcastsEp120: How to boost bank customer engagement through social principlesJill Homan, President DeepTarget Social media is the golden standard of engagement and has been since the launch of the first social networking website more than a decade ago. Social media exists to grow connections and relationships. Learn how banks can use social principles to exceed customer expectations, identify engagement challenges and retool communication strategies to meet customer engagement expectations for the next decade. Jill Homan of DeepTarget explains how to Robin Amlot of IBS Intelligence.
2020-10-2214 min
IBS Intelligence PodcastsEp119: Strategic priorities for banks’ transformation in a COVID-19 era.V. Ramkumar, Senior Partner, Cedar Management Consulting International discusses three or four focus areas that banks need to focus on for their transformation during the ongoing COVID-19 pandemic.
2020-10-2203 min
IBS Intelligence PodcastsEp118: Growth opportunities for payments in emerging marketsMichel Golffed is the VP of Growth at dLocal.dLocal is Uruguay’s first Unicorn and a specialist in cross-border payments. Michel Golffed of dLocal talks to Robin Amlot of IBS Intelligence about the growth opportunities in emerging markets, even where the majority of the population may be unbanked or, at the least, does not have access to credit cards. He began by discussing how Covid-19 is affecting demand in these markets.
2020-10-2109 min
IBS Intelligence PodcastsEp117: Defending against human error in vendor invoicesMichael Carter, Executive Vice President, Strategic Resource ManagementVendor invoice auditing is often put on the backburner by financial institutions. However, as Michael Carter of Memphis, Tennessee-based SRM explains to Robin Amlot of IBS Intelligence, automating the invoice audit process enables banks to improve efficiencies, increase productivity and protect the bottom line from erosion.
2020-10-2009 min
IBS Intelligence PodcastsEp116: The importance of retaining the human element in the move to a cashless societyMatthew Williamson, Global VP of Financial Services, MobiquityCovid-19 has accelerated the creation of a cashless society. Matthew Williamson, now with digital consultancy Mobiquity, was previously Global Head of Payments and Cash at Finastra and EMEA Head of Commercial Prepaid Card Technology at Citibank. Here he discusses the need to retain the ‘human factor’ in digital banking with Robin Amlot of IBS Intelligence.
2020-10-1910 min
IBS Intelligence PodcastsEp115: Recover funds, freeze accounts, take down infrastructure and thwart bad actors!Luke Wilson, VP Intelligence, 4iQCyberattacks and data breaches cost consumers, companies, and countries billions of dollars annually. October marks National Cybersecurity Awareness Month in the US. Luke Wilson, formerly with the FBI, is VP of Intelligence with cybersecurity firm 4iQ. He explains to Robin Amlot of IBS Intelligence how financial institutions can stop cyber-enabled crime by incorporating identity intelligence into their digital security
2020-10-1510 min
IBS Intelligence PodcastsEp113: Indexing human performance to create fungible ‘alt-assets’Yasin Qureshi, Founder & Head of Strategy, Aqua RisingAqua Digital Rising has begun its pre-funding round ahead of its official launch in January 2021. The firm is a new alternative-asset and analytics investment platform which links big data analytics with AI to construct indices based on humans – using mathematics, AI, machine learning and big data analytics to create alt-assets allowing investors to identify and put a value on success. Yasin Qureshi of Aqua Rising spoke to Robin Amlot of IBS Intelligence.
2020-10-1210 min
IBS Intelligence PodcastsEp112: Outbound data email breaches are a rising concernTony Pepper, Chief Executive Officer, EgressResults of the latest Egress Outbound Data Breach Survey 2020 suggest that 93% of organisations surveyed had suffered email data breaches with an average frequency of 180 incidents per year – in other words someone in your company could be putting sensitive data at risk every other day! What can be done to address this? Tony Pepper of Egress spoke with Robin Amlot of IBS Intelligence.
2020-10-0810 min
IBS Intelligence PodcastsEp111: Talking business strategy with the new CEO of the Emerging Payments AssociationBen Agnew, Chief Executive Officer, Emerging Payments AssociationBen Agnew was appointed CEO for the Emerging Payments Association with effect from 1 September 2020. He has more than 15 years of experience in the events, digital and marketing services space. Credited for his work in restructuring commercial operations at Informa, his most recent role was Managing Director at the independent media business, Datacenter Dynamics. Here he talks about plans for the Emerging Payments Association’s business strategy with Robin Amlot of IBS IntelligenceYou can also listen to our recent interview with Tony Craddock, Director General of the EP...
2020-10-0707 min
IBS Intelligence PodcastsEp110: How you should be thinking about the cybersecurity of your supply chainRobert Hannigan, Chairman, BlueVoyant InternationalBlueVoyant has published Global Insights: Supply Chain Cyber Risk, a study of more than 1500 CIOs, CISOs and Chief Procurement Officers. The results are not entirely comfortable, a combination of large vendor ecosystems and low visibility are increasing third-party cyber risk exponentially. Robert Hannigan, Chairman of BlueVoyant International and former director of GCHQ, talks to Robin Amlot of IBS Intelligence about the evolution of cyberthreats to supply chains and the steps that need to be taken to mitigate them.
2020-10-0110 min
IBS Intelligence PodcastsEp108: Concerns over the FinCen Files are focusing in the wrong directionYaron Hazan, VP, Regulatory Affairs, ThetaRayThe media reaction to the recent leak of the so-called FinCen Files predictably painted banks in a negative light. However, the bottom line is that almost no bank in the world has the visibility needed to monitor cross-border correspondent banking transactions through the entire transaction chain. Yaron Hazan of ThetaRay in conversation with Robin Amlot of IBS Intelligence explains that the current AML system is set up for failure with banks pushed to overreport.
2020-10-0115 min
IBS Intelligence PodcastsEp107: TCS BaNCS strategy under the spotlightArun K Arunachalam, Vice President, TCS Financial Solutions, and Head of Product Management, TCS BaNCS & Anand Athani, Head, Technology Strategy and Consulting, TCS Financial Solutions.Robin Amlot of IBS Intelligence talks to Arun K Arunachalam, Vice President, TCS Financial Solutions, and Head of Product Management, TCS BaNCS & Anand Athani, Head, Technology Strategy and Consulting, TCS Financial Solutions. Arun, talks about his focus area including adapting the emerging technologies of AI, data and digital in the banking and capital markets, while Anand is working on leveraging the emerging patterns in technology including data strategy; cloud and its nativity; a...
2020-09-2817 min
IBS Intelligence PodcastsEp106: Banks hit by wave of false positives from outmoded AML and fraud detectionRobin Amlot, Managing Editor at IBS Intelligence talks to Jim Heinzman, EVP Financial Services Solutions, ThetaRay about the growing banking fraud in the ongoing COVID-19 pandemic. The discussion revolves around how banks can protect themselves against the fraudulent transactions and money laundering in the era of COVID-19. Listen to the complete episode to find out more.
2020-09-2511 min
IBS Intelligence PodcastsEp 103: Mark Hipperson, Founder & Chief Executive Officer, ZigluNew challenger Ziglu has just become a fully authorised Electronic Money Institution under the aegis of the UK’s Financial Conduct Authority and has launched peer-to-peer payments for all currencies on its app… but not just fiat currencies, crypto as well and, what’s more, is offering up to £50,000 insurance for crypto holdings. Founder and CEO Mark Hipperson has form – he was previously a co-founder and CTO of challenger Starling Bank. He spoke with Robin Amlot of IBS Intelligence.
2020-09-2110 min
IBS Intelligence PodcastsEp101: Daniel Layne, Founder & Chief Executive Officer, QuotevineIt was recently announced that next year a ban on discretionary commission models in auto financing will take effect in the UK. No longer will vehicle retailers and finance providers receive commission linked to the interest rate a customer may pay – a clear incentive to act against customer interests. Robin Amlot of IBS Intelligence discussed what the change in regulations means for the UK motor financing industry with Daniel Layne, CEO of FinTech Quotevine, which specialises in finance software and cloud solutions for asset, auto and consumer finance.
2020-09-1708 min
IBS Intelligence PodcastsEp99: Bob Legters, Chief Data Officer, FISBob Legters is responsible for investment in data and artificial intelligence at Florida-based FIS, one of the world’s largest financial technology firms. Taking account of the ‘democratisation’ of financial planning thanks to developments in AI, he told Robin Amlot of IBS Intelligence that people not using AI-enabled money management tools are seriously missing out.
2020-09-1412 min
IBS Intelligence PodcastsEp93: Fouad Baalbaki, CIO, Bankmed & V Ramkumar, Senior Partner, Cedar Management Consulting InternationalBankmed completed its core transformation programme end July/beginning of August. Fouad Baalbaki, CIO of Bankmed, and V Ramkumar, Senior Partner of Cedar Management Consulting International take Robin Amlot through the process of a remote installation amid the Covid-19 pandemic…
2020-08-2611 min
IBS Intelligence PodcastsEp92: Lex Sokolin, Global Fintech Co-Head, ConsenSysInvestigating the economics of the neobanks and the potential threat to their business models from ‘big tech’; FinTech guru Lex Sokolin discusses where the neobanks go from here with Robin Amlot of IBS Intelligence. Can cross-selling create a sustainable business model?
2020-08-2419 min
IBS Intelligence PodcastsEp82: Brian Hanrahan, Chief Commercial Officer, Sentenial/NuapayWhen it comes to Open Banking, are consumers really seeing any benefits? Brian Hanrahan, Chief Commercial Officer at Sentenial, joins the IBS Views podcast to discuss Nuapay, the Open Banking payments provider and Sentenial subsidiary, its recent partnerships, and how the public has taken advantage of Account-2-Account payments solutions during Covid-19.
2020-08-0413 min
IBS Intelligence PodcastsEp65: Vikas Srivastava, Chief Revenue Officer at IntegralCovid-19 has created the prime opportunity for banks to adjust their strategy. But not through continued job cuts as they are not sustainable in the long term as experienced employees are needed to help steer out of the current situation. As European banks, in particular, continue to lose market share to their Wall Street rivals, Vikas Srivastava at Integral explains to Sunniva Kolostyak at IBS Intelligence why he believes that banks should first and foremost evaluate their technology strategy.
2020-06-1815 min
IBS Intelligence PodcastsEp62: IBS Intelligence Sales League Table 2020The iconic IBSI Sales League Table is back, and bigger than ever! In this interview, V Ramkumar, Senior Partner, Cedar Management Consulting International, explains the importance of the IBSI Sales League Table, how it is compiled and curated, the insights it provides on evolution and state of the banking technology industry, and the perspective it offers on activity levels in different global markets.
2020-06-1114 min
IBS Intelligence PodcastsEp61: Mark Gunning, Global Business Solutions Director at TemenosA Temenos survey has found that over three quarters of bankers believe that AI will be the technology to separate ‘winners’ from ‘losers’ over the next five years. Sunniva Kolostyak, reporter at IBS Intelligence, speaks to Mark Gunning, Global Business Solutions Director at Temenos, about the report ‘Forging new frontiers: advanced technologies will revolutionize banking’.
2020-06-0914 min
IBS Intelligence PodcastsEp54: John Erik Setsaas, VP of Identity and Innovation, Signicat Sunniva Kolostyak, reporter at IBS Intelligence, speaks to Signicat’s John Erik Setsaas about how Scandinavian countries are using verified digital identities in most aspects of their digital lives, about entering the Benelux market and its recent acquisition of Connectis, and how collaboration is an important element of fighting cybercrime, particularly in a COVID-19 environment.
2020-05-1313 min
IBS Intelligence PodcastsEp.12: How the Global Fintech Innovation Awards winners were chosen IBS Intelligence hosted the awards ceremony for the 1st Global FinTech Innovation Awards at the Four Seasons Hotel Mumbai, on 22 November 2019. The Awards were created to honour and promote excellence and success in the implementation of FinTech solutions. Ahead of the presentations, Robin Amlôt sat with V Ramkumar, Senior Partner, Cedar Management Consulting International, chair of the Awards Panel, to discuss how the winners of the 1st Global FinTech Innovation Awards were actually chosen.
2019-11-2306 min