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HOA HELLHOA HELLDemand for Internal Dispute Resolution (IDR): Your Free Legal Pressure ToolIn this 1-Minute Attorney Tip, California HOA attorney Michael Kushner explains how to invoke Internal Dispute Resolution (IDR)—a powerful, free legal tool that forces your HOA to the table. Under Civil Code section 5910, if you request an IDR meeting, the board is legally required to participate. Most homeowners have no idea this right exists. But a simple written request can shift the balance, build a paper trail, and show that you’re acting reasonably while the board may not be. Kushner explains when to use it, how to ask for it, and why it can be...2025-07-0201 minThe College Investor Audio ShowThe College Investor Audio ShowHow To Legally Reduce Your IDR Payment (And Avoid Fraud)Income-Driven Repayment (IDR) plans provide affordable monthly student loan payments by basing the payments on a portion of the borrower’s discretionary income, as opposed to the amount they owe. Generally, IDR plans will yield lower student loan payments when the borrower’s total student loan debt exceeds their annual income. However, there are ways to decrease the student loan payments even further. Monthly student loan payments under IDR plans are based on a percentage of discretionary income. There are legitimate ways of reducing discretionary income and thereby reducing the student loan payment. Discreti...2025-05-1209 minVpod.aiVpod.aiStudent Loan Repayment Update 2025: SAVE Plan Pause, IDR Delays & PSLF Buyback ExplainedFeeling lost in the chaos of student loan repayment changes? You're not alone. In this deep dive, we break down the most important 2025 updates from the U.S. Department of Education on income-driven repayment (IDR) plans, the paused SAVE plan, and what it all means for your path to student loan forgiveness.✔️ Why the SAVE plan is on hold ✔️ What the May 10, 2025 processing restart means for IDR applicants ✔️ How spousal income affects your payments ✔️ The truth about PSLF buyback and forgiveness counting rules ✔️ Critical forbearance timelines that could make or break your forgiveness progressWhether y...2025-04-1913 minGenetics in Your WorldGenetics in Your WorldFunctions of Blm Helicase N-terminal IDR — A Conversation with Dr. Evan B. DeweyIn this episode of Genetics in Your World, GSA Early Career Scientist Multimedia Subcommittee member Allie Hutchings interviews Dr. Evan Dewey of Winthrop University about the functions of Blm helicase N-terminal IDR. Read Dr. Dewey's paper titled, “Functions of the Bloom syndrome helicase N-terminal intrinsically disordered region,” published in the March 2025 issue of GENETICS: https://doi.org/10.1093/genetics/iyaf005. Music: Loopster Kevin MacLeod (incompetech.com). Licensed under Creative Commons: By Attribution 3.0 License, http://creativecommons.org/licenses/by/3.0/ Podcast Notes:Bloom syndrome helicase (Blm) has important roles in maintaining genome stability. About...2025-04-0228 minEscape Student Loan Debt PodcastEscape Student Loan Debt PodcastIDR is (Kinda) Back + Good News for PSLF!An update on the availability of IDR plans, and a sliver of hope for the future of PSLF BuybacksEPISODE RESOURCESIDR Updates Announcement2025-03-2821 minThe Optometry Money PodcastThe Optometry Money PodcastFresh Student Loan News and Tradeoffs ODs Choose When Using IDR Plans Toward ForgivenessQuestions? Thoughts? Send a Text to The Optometry Money Podcast!In this episode, Evon Mendrin, CFP® dives into the latest twists in the federal student loan landscape—and what they mean for optometrists using income-driven repayment (IDR) plans. There’s big news on SAVE plan court rulings, loan consolidations, and IDR recertifications. But more than that, Evon explores the deeper question: What are the tradeoffs you accept when choosing an IDR path toward forgiveness?Whether you’re a recent graduate figuring out your repayment plan or a practice owner managing loans alongside business goals, this episode...2025-03-2820 minStudent Loan PlannerStudent Loan PlannerIDR Recertification Dates Extended! The IDR recertification deadline has been pushed back again — this time, to no sooner than February 2026. And while that might sound like good news on the surface, we know it brings up a ton of questions. That’s exactly what we’re unpacking in this episode.   If you’re on an income-driven repayment (IDR) plan or even thinking about it, tune in as we answer listener questions about what the new extension actually means for your monthly payments, whether it makes sense to start paying again now or keep riding the pause, and how this might (or...2025-03-2527 minIDR talkIDR talkIDR talk | Mediation: Episode 2Welcome back to episode 2 of our Mediation series of IDR Talk. In today's episode, Richard Thomas, our accredited mediator at IDR Law, is joined by a special guest, Paula Bentley of The Better Health Generation, to discuss how psychological behaviours affect mediation during the grieving process.Register here for the IDRNFollow us on Facebook and Instagram at @idrlawuk2025-01-2834 minIDR talkIDR talkIDR talk | Mediation: Episode 1For the upcoming IDR Talk series, we will focus on all things Mediation, with our accredited Mediator, Richard Thomas, at the helm. In each episode, Richard will be joined by a new guest to discuss a variety of topics related to Mediation. For episode one, Richard is joined by IDR Head of Business Development Lindsay Gibson to discuss IDR's latest venture, IDRM and why Mediation is a successful resolution method for inheritance disputes. Register here for the IDRNFollow us on Facebook and Instagram at @idrlawuk2024-10-0339 minValue Hive PodcastValue Hive Podcast[REPLAY] John Swallow: Building A Different Mining Company (Idaho Strategic $IDR)I'm very excited to share my conversation with John Swallow, CEO of Idaho Strategic Resources (IDR). IDR is a small cap gold producer that does things differently. They generate cash flow. Then use that cash flow to explore their massive land package for gold and rare earth elements (REEs). John is a true owner operator. Not only is he the CEO, he owns a lot of the company's stock, barely makes more than the average mining geologist on his team, and has a long-term ownership mindset. Most junior mining companies are promotional gimmicks...2024-09-201h 15Money Tree, le podcast Immobilier & Investissement d\'ArtaeMoney Tree, le podcast Immobilier & Investissement d'Artae#199 - De la LCD automatisée dans des IDR : le combo rentable de Thomas Dardour [REPLAY]Cliquez ici pour vous abonner à notre newsletter et ne rien manquer des nouveautés !   Dans cet épisode, on va parler IDR et LCD automatisée !Mais qu'est-ce que c'est que ce charabia direz-vous ?!! 🧐🏢 L'IDR, c'est l'immeuble de rapport. Ce fameux immeuble que la grande majorité des investisseurs débutants envient à tous ceux qui en font la promotion (et ils sont nombreux !) ou en détiennent.En fait, ce n'est ni plus ni moins qu'un immeuble en mono...2024-09-0442 minStudent Loan PlannerStudent Loan PlannerThe IDR Recertification Time Bomb is ComingWith recertification deadlines for income-driven repayment (IDR) plans being pushed back repeatedly, there's a growing concern that borrowers may be hit with unexpectedly high payments once these delays finally end. This situation is creating what I call  the “IDR recertification time bomb.” In today’s episode: 03:37 Payments could skyrocket to 10 or even 20 times their current amount 07:03 IDR recertification could lead to chaos if the courts nix the Saving on a Valuable Education (SAVE) plan 13:57 Resources for student loan borrowers to prepare themselves Like the show? There are several ways you can help!2024-09-0316 minEscape Student Loan Debt PodcastEscape Student Loan Debt PodcastScary Letters From MOHELA + IDR Recertification Consequences Hear details (and ease your concerns) about a very misleading letter coming from MOHELA, as well as the consequences of failing to recertify income for IDR plans. EPISODE RESOURCESSample letter from MOHELAIDR Failure to Recertify Consequences And if you haven't already, join our email list at escapestudentloandebt.com! 2024-07-1216 minStudent Loan PlannerStudent Loan PlannerLast Call for PAYE, ICR and the IDR WaiverA looming June 30, 2024, deadline means big changes for student loan borrowers. Student loan experts Lauryn Williams and Connor Pierce explain why this is the last call for the IDR waiver, Pay As You Earn (PAYE) plan and Income Contingent Repayment (ICR) plan. Learn what’s at stake with these benefits phasing out and how to avoid costly mistakes. In today’s episode: 03:58 Last chance for Pay As You Earn (PAYE) and why it’s crucial for professions with escalating incomes 13:30 Income Contingent Repayment (ICR) is going away for borrowers who don’t have Par...2024-06-2532 minMoney Mindset and Personal Finance for First Gen Latinas: Ching@ Tu MoneyMoney Mindset and Personal Finance for First Gen Latinas: Ching@ Tu MoneyNYBE: How to Get Closer to Student Loan Forgiveness (if eligible) via the IDR Waiver#1: In this 'Not Your Bonus Episode' episode, I talk about the IDR Waiver (Income Driven Repayment Plan) and how it could get you closer to student loan forgiveness if you are eligible. If you have federal student loans and are on an IDR plan, this waiver could be relevant to you.There is an important June 30th deadline approaching so be sure to listen to the podcast episode, execute the calls to action, and most importantly, share this information with a friend. You could help save them years of student loan payments if they are eligible...2024-06-2111 minEscape Student Loan Debt PodcastEscape Student Loan Debt Podcast(Another) IDR Waiver Extension + The July 1st Trap! Tune in as we cover details of the latest extension of the IDR Waiver, and share why July 1st is an important day to be aware of for federal borrowers!EPISODE RESOURCESIDR Waiver Extension Announcement How Does The IDR Waiver Work? When PAYE Beats The SAVE Plan And if you haven't already, sign up for our email list at escapestudentloandebt.com! 2024-05-1717 minStudent Loan PlannerStudent Loan PlannerWhat Happens After the IDR Waiver?A timely discussion of what happens as we face down the expiration of the IDR waiver. Will the administration extend it at the last second? We don't know (as of the time of the recording). But one thing is sure: Borrowers can expect seismic shifts as the IDR waiver ends. It's been key to unlocking the forgiveness gates for many, but its flexible counting of nearly any kind of payment toward forgiveness expires at the end of April. We'll recap the IDR waiver and its benefits and explore what happens after the IDR waiver ends. Get clarity about your...2024-04-2318 minStudent Loan PlannerStudent Loan PlannerLast Call for the IDR Waiver It's the last call for the IDR waiver (aka IDR account adjustment). If you’ve listened to this podcast, you probably know what it is — but if you're not sure how the IDR waiver could benefit you, or if you have questions about PSLF, loan consolidation, or income recertification, this episode is for you.   I’ll take you back to the beginning of the IDR waiver and walk you through it to make sure you get the most benefit before it expires on April 30th. You’ll also hear answers to listener questions about loan forgivene...2024-04-0925 minThe FitBUX PodcastThe FitBUX PodcastAvoiding Costly Mistakes On IDR Student Loan PlansIn this Podcast, Joseph Reinke, CFA, founder of FitBUX, dives deep into the complex world of Income-Driven Repayment (IDR) plans for student loans. Discover the common pitfalls that borrowers face, including miscalculated monthly payments due to both borrower and loan servicer errors, and learn strategic ways to avoid them. Whether you're married and confused about how your spouse's student loan debt affects your payments, or you're struggling with inaccurate payment calculations from loan servicers, this video is a must-watch. Joseph shares real-life examples where borrowers saved tens of thousands of dollars by identifying and correcting these mistakes.2024-04-0525 minThe Optometry Money PodcastThe Optometry Money PodcastStudent Loan Update: Pause to Recertify Incomes Extended for IDR PlansQuestions? Thoughts? Send a Text to The Optometry Money Podcast!Evon dives into the recently announced update for federal student loans! The Department of Education extended the pause for income recertification for borrowers on income-driven repayment plans to late September, 2024 at the earliest. Optometrists may have even more time on lower IDR payments! Have questions on anything discussed or want to have topics or questions featured on the show? Send Evon an email at podcast@optometrywealth.com.Check out www.optometrywealth.com to get to know more about Evon, his financial planning firm...2024-03-0610 min