Shows
The Savvy Wallet PodcastEP. 200 - Financial Advisor: Why Wouldn’t You Do This? The Simplest Way To Build Lasting Wealth From Scratch ft. Ayo NobleIn this episode we have Ayo Noble, who is a financial protection specialist who teaches people how to build, protect, and pass on generational wealth.
In this episode we discuss:
- Most simplest way to secure wealth for you and your family
- Why money is game and how to play the game better
- Why parents shouldn't charge their children rent
- The truth about generational wealth no one talks about
- The Rockefellers secret to passing down wealth and much more
🔗 Connect with Ayo:
Instagram: htt...
2025-12-091h 38
Insight With AyoWhat I Learned at the UK’s Biggest Insurance Event | BIBA Manchester 2025 Vlog | Ayo NobleI took a trip to Manchester for the annual BIBA Conference 2025, and it was nothing short of eye-opening. From drones and cybercrime to protecting fine art and planning for terrorism risks—this episode gives you an inside look at the evolving world of UK insurance.🎧 In this episode:Real conversations with leaders in insuranceWhat it’s like inside the BIBA 2025 eventSurprising types of insurance you never knew existedHow I combine financial protection with real-world impactPlus, a quick pilgrimage to Old Trafford 👀This episode is for anyone curious about insurance, business protection, or just behind-the-scenes action from the finance world.
2025-08-2723 minInsight With AyoThe Harsh Truth About UK Finances: Why Most Families Are One Crisis Away From Ruin | Ayo NobleMost UK families are one financial emergency away from disaster—and they don’t even know it. In this powerful episode, I reveals:Why so many UK adults are unprepared for income lossThe five financial emergencies no one plans for—but everyone facesReal stories of clients who survived (or didn’t)A practical, step-by-step system to protect your income and your familyHow to build lasting financial strength—even on an average salaryThis isn’t abou...
2025-07-2113 minInsight With AyoDon’t Let Your Kids Inherit Your Debt | How to Protect Their Future (UK Guide)You can either leave your children with security—or a lifetime of struggle.In this episode, I share the real-life stories that show how families are forever changed by one decision: whether or not they had life insurance.🎙️ Inside this episode:Hidden ways kids inherit financial burdensThe emotional & financial toll of dying unprotectedA side-by-side look at two families: one covered, one crushedHow to set up a life insurance plan that creates generational wealthWhy this matters more than any education fund ever couldThis is a conversation every parent in the UK needs to hear.💸 Free Mini-Course: Learn my full system for financ...
2025-07-1020 minInsight With AyoHow Much Does It Really Cost to Live in Manchester? | Insight with AyoWhat does it really cost to live well in Manchester in 2025?I hit the streets to speak with locals—from students to analysts—about what they earn, what they spend, and whether Manchester is really the cheaper, better alternative to London.🎙️ Inside this episode:Actual salaries and rent costs in ManchesterThe real price of a good night outWhy more young people are choosing ManchesterInsights into lifestyle shifts across UK citiesWhat Gen Z values in...
2025-06-2010 minInsight With AyoWhy They Chose Me: Real People, Real Stories, Real Protection | Ayo NobleI invited my clients to a special appreciation event—and they showed up with more than just gratitude. They brought real stories about why they chose to protect their families, and why they trusted me to guide them.🎙️ In this episode, you’ll hear:Honest, unscripted testimonials from my clientsThe real reason why life insurance isn’t optionalHow my process made financial protection simple and stress-freeWhy this is a game-changer for the Black community and beyondWhat makes my approach different—and effectiveWhether you’re thinking about getting covered or just want to understand the why—this is the conversation you need to hear...
2025-06-1214 minInsight With AyoHow to Master Your Money in Your 20s (UK Edition) | Ayo Noble’s Complete Finance SystemMost people in their 20s are quietly making money mistakes that cost them a fortune over time. In this episode, Ayo Noble gets real about how to fix your finances—without spreadsheets or jargon.You’ll learn:A simple money system built for UK 20-somethingsHow to budget even if you hate numbersWhat accounts to set up (ISAs, LISAs, and more)How to automate your savings and investmentsThe common traps keeping most young people brokeWhet...
2025-06-0510 minInsight With AyoDoes Where You Grow Up Decide How Rich You'll Be?I’m back where it all began — Peckham. In this episode, I speak with locals about whether your environment impacts your financial success. From honest money lessons to tough realities of London life, this is one of my realest episodes yet. 💬💸
2025-05-2210 minInsight With AyoWhy the Rich Never Die Broke – UK Life Insurance Guide 2025Discover how life insurance isn't just protection—it's a game-changing wealth strategy. In this episode, I explain why the rich use it, why my colleague inherited £126K, and how you can avoid the mistakes my family made. Whether you have a mortgage, kids, or big dreams—this one’s a must-listen. 🎙️
2025-05-1610 minInsight With Ayo7 Money Mistakes Keeping You Broke | Build Real Wealth in 2025In this episode, Ayo Noble reveals the 7 biggest money mistakes that silently kill your ability to build wealth—even if you earn well. Learn how to avoid them, how the system keeps you broke, and how to shift to a true wealth-building mindset in 2025.
2025-05-0812 minInsight With AyoWhat People Really Earn in London (Shocking 2025 Cost of Living)Is anyone actually saving in London? In this street-style episode, I talk to real people about their jobs, salaries, and whether life in the capital is financially sustainable in 2025. From tech sales to company directors, the answers are more honest—and shocking—than you'd expect.
2025-05-0109 minInsight With AyoDon’t Buy Life Insurance in the UK Until You Watch This (2025 Guide)Most people think they’re protected—until it’s too late. In this episode, I break down the must-have insurance types for anyone in the UK in 2025: life insurance, mortgage protection, income protection, and critical illness cover. Learn how to build a full protection strategy that makes sense for your life, your family, and your budget.🎧 Want real advice, not sales talk?👉 Book your free 45-minute protection call here: https://nobleinsurance.services/welcome
2025-04-2513 minInsight With AyoHow Much Do You Really Need to Earn to Live in London?In this episode, I hit the streets of London to find out what people actually earn — and whether it's enough to survive and thrive in one of the world’s most expensive cities. We talk income, budgeting, rent, and advice you’d give your 18-year-old self. Whether you're living in London or just curious about the cost of UK life, this one is packed with realness. Stick around — you might rethink your own budget after this one 💸
2025-04-1709 minInsight With AyoHow to Invest Your First £100 and Build Wealth from ScratchIn this episode of Insight with Ayo, I walk you through how to invest your first £100 step-by-step.You’ll learn how to set up a Stocks & Shares ISA, choose the right index fund (like the S&P 500), and automate your monthly investments—starting with as little as £1.This episode is for anyone who wants to grow their money the smart way.
2025-04-1008 minInsight With AyoThe Costly Mistake of Transferring Property to Your KidsDid you know that transferring your house to your kids could cost them hundreds of thousands in taxes? In this episode, I break down the common financial mistake people make with their property—and what to do instead.🔹 Why capital gains tax could cost your family big🔹 How trusts protect your wealth and keep property in the family🔹 Key estate planning strategies you need to know📩 Want to legally and efficiently pass down your wealth? Drop "trust" in the comments, and I’ll send...
2025-04-0307 min
The Unfltered PodcastThe TRUTH about MONEY they DON’T teach you with 👀 - The Unfltered Podcast | Episode 81💰 "A £100K salary won’t make you rich." The real wealth game? Mindset, strategy, and knowing what they DON’T teach you in school.In this episode, I sit down with Ayo Noble @insightwithayo 🏆—aka The Money Maestro—to break down:💷 Why schools don’t teach entrepreneurship (and how that has you playing the wrong game)📉 How to reverse-engineer your financial mindset for TRUE wealth💡 The tax strategies the wealthy use (that YOU can too)🛡️ Why life insurance is a MUST for generational wealthAyo has secured £75M+ tax-free for families & how we talk about how you can protect YOURSThis episode is a must-listen if:✅ You...
2025-04-031h 14Insight With AyoLiving in London: Is It Financially Worth It?Is London really worth the cost? In this episode, we hit the streets to ask real Londoners what they pay for rent, bills, and daily life. From shocking rent prices to struggles with saving, we dive deep into the financial reality of living in the capital. Would you stay in London, or is it time to move elsewhere? Tune in to hear their thoughts!Follow for more real-life money conversations and financial insights.
2025-03-2709 minInsight With AyoBiggest Money Mistakes People Regret & How to Avoid ThemIn this episode of Insight with Ayo, I hit the streets to ask people about their biggest financial regrets—what they wish they knew earlier and how they'd avoid making the same mistakes again. From car finance blunders to rental struggles and even life insurance insights, these lessons could save you thousands. Don't let history repeat itself—learn from their experiences!
2025-03-2011 minInsight With AyoShould Parents Charge Their Kids Rent? A Deep Dive into Family FinancesIn this episode of Insight with Ayo, we tackle the debate on whether parents should charge their children rent. Joined by Pokey Banks and EJ, we explore different perspectives, cultural influences, and financial realities that shape this decision.Should young adults be financially responsible at home, or should they be given time to grow without added pressure?Tune in for a thought-provoking discussion on financial literacy, independence, and the balance between responsibility and support.Let me know if you’d like any tw...
2025-02-1356 minInsight With AyoFrom Football to Business – Sam Holden on Mental Health & PurposeIn this episode of Insight with Ayo, I sit down with Sam Holden, a former Manchester United footballer turned entrepreneur.We discuss the mental health struggles athletes face, the transition from sports to business, and how his app, EB, is bridging the gap in mental health support for athletes.Tune in for an insightful conversation on resilience, identity, and success beyond the pitch.
2025-02-071h 13Insight With AyoGenerational Perspectives on Life Education and CultureJoin Ayo Noble in this episode of Insight with Ayo, where he hosts a lively discussion with guests Poku Banks (Gen Z), Ax (Millennial), and EJ (Millennial) on how education, relationships, crime, and finances have evolved across generations.
Dive into a conversation about the shifting dynamics of youth culture, the impact of social media, and the growing trend of entrepreneurship. Tune in for insights into generational perspectives and how societal changes shape our future.
🎤 Generational insights on education, career, and social behavior🌐 The double-edged sword of social media💼 The rise of entrepreneurship among younger g...
2025-01-301h 07Insight With AyoPerception, Privilege, and Personal GrowthIn this episode of Insight with Ayo Noble, Jazzmine Maria joins me to explore the dynamics of perception, pretty privilege, and the journey to self-awareness.
🌟 From navigating relationships to breaking stereotypes, we share valuable lessons that will inspire you to embrace your unique story and own your growth.
💡 What to Expect:
Is perception truly reality?
The truth about pretty privilege.
Lessons on confidence, self-worth, and relationships.
Why your story is yours to create.
Hit pl...
2024-12-2754 minInsight With AyoOne Income is Too Close to NoneIn this episode of Insight with I Noble, we unpack why entrepreneurship is a game-changer and how homeownership builds financial security. Joined by Monty Lane Finance and Pokey Banks, we challenge conventional thinking about risk, income streams, and breaking free from the system. 💡
📌 Key Takeaways:
Why relying on one job is risky.
How to monetize your skills into a side hustle.
Renting vs. owning—what's really better?
Building generational wealth through entrepreneurship.
Tap play ▶️ to rethink your path to financial freedom. Let’s redefi...
2024-12-1925 minInsight With AyoWhy life insurance is a game-changer for your family's future. 💡
In this episode of Insight with AYO, I break down why there’s no excuse for not having life insurance and how it protects your loved ones while building generational wealth.
Tune in to discover the simplest steps to secure your legacy today.
Let’s make financial freedom a reality for you and your family!
#lifeinsurance #financialfreedom #generationalwealth #insightwithayo #moneytalks #financialplanning
2024-12-1307 minInsight With AyoExperts REVEAL the Secret to Building Wealth FASTERWelcome to this insightful discussion featuring Ayo Noble and special guests Monty and pokubanks as we dive deep into the world of finance and investing.
🔑 Key topics covered:
* The truth about day trading and the discipline it requires
* Long-term investing: building wealth with patience and strategy
* The misconceptions of get-rich-quick schemes
* Real-life lessons on financial planning, risks, and rewards
Whether you're curious about how to make your first investment, the reality of trading, or how Gen Z is redefining wealth-building, this epi...
2024-12-051h 09Insight With AyoHow to master money : financial insights that transform your future | Ayo nobleWelcome to Insight with Ayo, where we tackle the truths about money that no one teaches you. In this episode, Ayo Noble and Joshua dive deep into:
✅ Why financial education is crucial for success
✅ How to reverse engineer your dream lifestyle
✅ The importance of budgeting, assets vs. liabilities, and leveraging your skills
✅ Why your job is your first business partner
✅ And the mindset shift needed to break free from financial struggles
Joshua Instagram: @financebykilolu
Learn how to take control of your money, avoid common mistakes, and design a life of freedom and purpose.
💬 Don’t forget to share your bigg...
2024-11-2952 minInsight With AyoWedding vs. Marriage: The Hard Truths You Need to Hear | ft. Ayo Noble🎧 The Truth About Weddings vs. Marriage: A Debate You Need to Hear!
Is planning a wedding more important than preparing for marriage? In this eye-opening episode of Inside with Ayo, we dive into the emotional, financial, and societal dynamics of weddings versus the commitment of marriage.
Join our host, Ayo Noble, as he leads a powerful discussion with:
Jazzmine Maria (@jazzminemaria): Lifestyle, relationship, and fashion influencer.
Taila Sky (@taila_sky): AI Technical Director and a divorced individual bringing deep insights.
Ake...
2024-11-222h 00Insight With AyoWhat Does It Take to Be a Good Father? | Insight with Ayo NobleIn this episode of 'Insight with Ayo,' I sit down with Tunde, Anthony, Rhys Henry, and Tay to dissect the often unspoken roles and responsibilities of fathers beyond just financial support. Society frequently sees dads as ATMs, but fatherhood encompasses much more. Together, we discuss how fathers contribute stability, discipline, and emotional guidance that money alone can’t provide.
In this episode, we explore:
1- Why fathers are essential beyond finances, providing structure and life skills.
2- How societal expectations and social media shape views on me...
2024-11-141h 07Insight With AyoFatherhood Real Talk: Raising Boys vs. Girls | Discipline, Responsibility, and Empathy Explained
In this episode of 'Insight with Ayo,' I engage in a powerful conversation with my guests—Rhys Henry, Anthony, and Tai - about the unique challenges of raising sons and daughters. We dive deep into how parenting approaches differ when instilling discipline, teaching responsibility, and showing empathy.
Key topics we cover:
• Why boys need a 'tough love' approach and what that means for their development.
• The balance of strength and understanding when guiding daughters.
• How fathers can prepare their ch...
2024-11-0734 minInsight With AyoMy 90 Day Experiment with Budgeting Changed My Life Forever
In this episode, we break down the dangers of living beyond your means and how it can impact your future. Learn the signs of financial imbalance, the consequences of overspending, and actionable steps to live within your income. Whether you're struggling with debt, overspending, or just want to sharpen your financial literacy, this video is for you! From budgeting tips to the importance of building an emergency fund, we provide a roadmap to financial stability. Take control of your finances today!
Key Topics Covered:
1- What does it mean to live beyond your means?
2- Common mistakes and consequences...
2024-11-0514 minInsight With AyoWhy Is Bad Credit So Common in Our Community? Featuring Finance Coach JoshuaIn this episode of Insight with AYO, I welcome Joshua, a finance coach with expertise in taxes, credit, and business. We explore the critical issue of why bad credit is so prevalent in our community and offer valuable insights on how to improve it.
Key Discussion Points:
The role of financial education in credit management.
Common mistakes leading to bad credit.
The consequences of poor credit on housing and loans.
Strategies to build and repair your credit score.
Leveraging credit cards and understanding reward points.
The significance of open conversations...
2024-10-3156 minInsight With AyoThe Key to Securing Generational Wealth 💡 | Ayo Noble | Financial AdvisorAre you wondering how life insurance works and why it’s essential for protecting your loved ones? In this episode, I break down the basics of life insurance, including how to choose the right policy for your family’s needs and what key factors you should consider when planning for the future.
What you’ll learn in this video:
1- What is life insurance and why you need it
2- The difference between term life insurance and whole life insurance
3- How life insurance provides financial security for your family
4- Tips for choosing the best life insurance policy in 202...
2024-10-2116 minInsight With AyoMr Tandoh - A day in the of a MCIn this episode, Mr. Tandoh talks to us about some of the unknown aspects an MC has to prepare for prior to the event and how much work and thought goes into providing entertainment on your big day seamlessly.
Listen to the end and find out his interesting fact as well as soak up the wisdom he shares.
Social Media
Instagram - @mrtandohmc, themrtandohshow
Instagram - @insightwithayo
2020-12-0836 minInsight With AyoBelieve & Achieve - From a lie to a Clothing LineIn this episode, we meet with the founder and creator of the Believe & Achieve clothing line. Listen as take it back to how it all started and why it is possible to create something bigger than yourself by yourself if you're willing to put in the time and effort.
Make sure you subscribe to this podcast for more episodes!
Socials
Instagram - @believeachieveldn
Twitter - @believeandachi3
Socials
Instagram - @insightwithayo
Twitter - @insightwithayo
...
2020-11-1034 minInsight With AyoRepatch - Solve a problem and the money will come!!In this episode, we meet with the Repatch founders as they give us the background on how Repatch was formed and some of the challenges they came across in both their business and personal lives that they managed to overcome. It is a mind-blowing episode that will definitely make you think about your current position and help you move forward!
Make sure you subscribe to this podcast for more weekly updates!
Socials
Instagram - @repatch_
Website - www.repatch.co.uk
2020-10-0229 minInsight With AyoTHRDS UK - How to build with othersIn this episode we speak with the Co-Founder of THRDS UK and he gives us the run down on where it all began and why he still does what he does till this day. Make sure you tune in and learn some vital life lessons on how to become an entreprenuer no matter what challenges may come your way.
Make sure you subscribe and kleep up to date with all episodes!
Socials
Instagram - @Thrdsstudio, & @THRDSUK
Website - www.thrdsstudio.co.uk
2020-09-2530 minInsight With AyoGavinSF - Today's work will be tomorrows ammunitionIn this episode, we meet with Gavin as he shares crucial gems on why and how he got into videography and photography as well as his view on business and relationships and how one can affect the other. He leaves some amazing tips and advice not to be missed.
Make sure you subscribe and follow the socials!
GavinSF
Instagram - @Gavinsfp
Website - www.gavingsf.co.uk
Instagram - @Insightwithayo
Twitter - @insightwithayo
2020-09-1830 minInsight With AyoSugar Island - Start Your Business VS Getting A Proper JobRhianna Powell the founder of SugarIsland kindly gives us 30 minutes of her time talking us through how and why she started SugarIsland as well as how she had people sharing mixed opinions between starting a business or getting a "proper job". listen to this episode and find out her thoughts on how relationships and business can either go hand in hand or become an obstacle to each other.
Make sure you subscribe to the Podcast and follow the socials.
InsightWithAyo
Instagram - @insightwithayo
Twitter - @insightwithayo
Facebook - @insightwithayo
2020-09-1125 minInsight With AyoTreasureTress - Are we focusing on Entrepreneurship for the Wrong reasons?We kick off Season 2 with an amazing interview with the lovely Jamelia Donaldson. In this episode, the founder of TreasureTress speaks on the subject of being an entrepreneur as well as how different relationships can affect your business and vision. Jamelia takes us through her reasons why she decided to create the hair product subscription box as well as so tips and advice for young people who are interested in starting up their own businesses.
Socials
Instagram - @TreasureTress & @Jameliaisobsessed
Twitter - @TreasureTress
Website - www.treasuretress.co.uk
2020-09-0430 minInsight With AyoYouth PWR - Research Research ResearchIn this episode we speak with the founder of YouthPWR INTL, finding out some of the reasons why he decided to create a community-based organisation and why empowering young people is so important to him. Listen as he gives advice on a subject he is quite passionate about as it just might give you the insight you were looking for.
Socials
YouthPWR INTL
Instagram - @Youthpwr, @Pwrmagazine
Website - www.youthpwr.org/nextdoor
Insight With Ayo
Instagram - @insightwithayo
T...
2020-08-2830 minInsight With AyoPodcast Studio - What Drives you to succeedIn this episode, we speak with Melo who is the Podcast Studio owner and he speaks on education, family life, growing up with a single father and how social media can affect people's dreams and goals.
Make sure to Like, Share, Comment, Follow and Subscribe to the podcast and keep up to date by connecting on all social media platforms!
Instagram - @Podcaststudiohire
Instagram - @insightwithayo
Twitter - @Insightwithayo
Facebook - @insightwithayo
2020-08-2134 minInsight With AyoDenzel Bentley - From the Pitch to the RingIn this episode, the undefeated middleweight boxer Denzel Bentley sheds light on how he went from being an amateur football player to a professional boxer with a mean knock out rate. as well as what goes on behind the scenes and outside of the ring.
Make sure you follow, like, share and subscribe to the podcast and the scoials below!
Socials
Instagram: @2Sharp_D
Twitter : @2Sharp_D
Instagram: @Insightwithayo
Twitter: @insightwithayo
2020-08-1443 minInsight With AyoStayGrafting - The Art within your UniquenessIn this episode StayGrafting the artist highlights and explains how he found and perfected his craft as well as how you can please your parents, without sacrificing your dreams. He also goes into detail as to why your idea is special and will not be accomplished if you don't do it.
Make sure to like, share, comment, follow, subscribe to the podcast and keep up to date by connecting on all social media platforms!
Instagram - @officialstaygrafting
website - https://coventrycubed.wixsite.com/staygrafting
Instagram - Insightwithayo
2020-08-0740 minInsight With AyoXPO - Hand outs vs Helping a handIn this episode, Lotanna who is the founder and owner of XPO & LashBatch tells us straight about why he started his companies, how he lost 10k in doing so as a student and how there is a difference between handouts and helpful advice along the way of your journey in entrepreneurship.
Make sure to like, share, comment & subscribe to the podcast and keep up to date by following on the social platforms!
Socials
Instagram - @Lottsxpo, @xpoapp, @Lashbatch
Twitter - lottsxpo, @XPO_APP
website - https://lashbatch.com/
2020-06-1237 minInsight With AyoRedleaf removals - Your face will always fit in your own company!In this episode, Craig who is the founder and owner of Redleaf removals tells us bluntly why and how he decided to create his removal company including the fact that he wanted to give opportunities to black people now and in the future.
Make sure to like, share, comment & subscribe to the podcast and keep up to date by following on the social platforms!
Redleaf removals Socials
Instagram - @Redleafremovals
Twitter - @Redleafremovals
website - https://www.redleafremovals.com/
Instagram - @insightwithayo
Twitter - @insightwithayo...
2020-05-2930 minInsight With AyoIamFreddie - Reality of Drop shipping & Online BusinessesIn this episode, Freddie gives us insight into the world of E-Commerce including the ups and the downs as well as how it helped it him transform his life whilst giving him the last laugh on his haters and doubters!
Socials
Instagram - @i.amfreddie ,
Twitter - @freddie_UK
Online Stores on Instagram - @Bargainshopuk, @mamasandbabieseu, @ynotcheaperuk, @ecommerceunlocked
www.ecommerceunlocked.co.uk
Don't forget to Like, Share, Subscribe, comment and follow on the socials!!
Twitter - @Insightwithayo
Instagram - @insightwithayo
2020-05-2230 minInsight With AyoCashmatters Clothing - Symbolism vs FashionListen as we hear from Tevin, the CashMatters Clothing founder on how he launched his clothing line, what CashMatters really means and how to overcome the inevitable obstacles that lie in wait for anyone that wants to start their own business.
2020-05-1532 minInsight With AyoSTS - Money vs The CommunityIn today's episode we speak to the co founders of the STS Community project, digging into what drove them to start and maintain such a vision as well as extracting hints and tips on how relationships affect business and collaborative ventures.
Don't forget to Like, Subscribe and share with absolutely anyone and everyone you can!
Check us out on our socials
Instagram & Twitter - @insightwithayo
STS Socials
Instagram, Twitter & Facebook - @stscommunityproject
2020-05-0838 minInsight With AyoKJS_Braids - How it all startedToday we hear from the CEO of KJS Braids as she gives us insight into how she started her hairdressing business and how things have changed from then till now.
Check out her page!
Instagram - KJS_Braids
2020-05-0123 min2020-04-2400 min