Shows
The Capital CornerMortgage with NO Credit Score? Here's HowWelcome back to our 51st Investonomics Topic Tuesday episode! Getting a mortgage is a tough process, but even more so if you have bad credit or no credit history at all. Your credit score seems to be the most important single number that describes you as a person to lenders, but why do we even need them? In this episode you'll learn how a credit score is calculated, what goes into a credit score, and most importantly some tips and tricks on how to obtain a mortgage without a credit score at all without sacrificing your interest rate. Hope...
2023-05-0909 minThe Capital CornerThe Ultimate Guide to Tax Deductions for Small Business OwnersWhat's up, finance experts? This is our 50th Investonomics Topic Tuesday episode already! Crazy right? As a special thanks to everyone who's tuned in over the last year and a half, today's episode will teach you how to save money using our best friend, taxes. Instead of handing over half of your hard-earned income to Uncle Sam, keep some in your business by using tax deductions for expenses. This episode explores what tax deductions are, how you can use them effectively, the different kinds, and of course what expenses are eligible. After listening you'll have a clear understanding of...
2023-05-0209 minThe Capital CornerPre-Construction vs. Resale: Which One Is Right for You?Welcome back to the Crux of Investing & Finance and to our 49th Investonomics Topic Tuesday episode! This week is a unique one - we take a deeper look at homebuying for both personal and investment purposes. More specifically, we compare pre-construction condos to the resale market and determine which makes more sense based on your personal wants and needs. Listen now to learn which is right for you, which one is cheaper overall, and how to get into the real estate market as a first-time homebuyer! Until Sunday...Jay
For the full video & audio experience: https://www...
2023-04-2513 min
The Capital CornerThe Ultimate Showdown: TFSA or RRSP?Get ready for an electrifying Investonomics Topic Tuesday episode! Today, we're diving into the world of investment accounts and comparing two popular options in Canada: the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). We know that navigating the world of finance can be daunting, especially when it comes to choosing the right investment account for your goals. But fear not, we've got you covered. In this episode, we'll break down the key differences between the TFSA and RRSP, and help you determine which account is the perfect fit for you. Are you someone who likes...
2023-03-2110 minThe Capital CornerFrom Novice to Investor: Harnessing the Power of Real EstateWelcome back to the Crux of Investing & Finance and our 42nd Investonomics Topic Tuesday episode! This week is all about learning. Real estate is an often over-hyped and not enough understood asset class that 'houses' many unique benefits. Today, we take a deep dive into some key aspects that you need to understand to become an effective investor in the space, including some tips and tricks, tax considerations, and unraveling real estate jargon to make you more effective in negotiating your first deal. I really hope this helps you out, and if so please don't forget to leave a 5...
2023-03-0712 minThe Capital Corner4 Tips to Save Money & Earn More!Welcome back to the Crux of Investing & Finance and to our 40th ITT episode! This week's topic is saving more and earning more. Inflation has been eating most of us alive for the past few years and has had a significant impact on our bottom lines financially. This podcast aims to give you 4 tips to save more in your daily life, and to increase your income in order to overcome the effects of inflation. We really hope these tips are useful for you and allow you to take action! Until next time...Jay
Side hustle book: https...
2023-02-2108 minThe Capital CornerWhy Index Funds are in every Millionaire's PortfolioWelcome back to the Crux of Investing & Finance! Index funds are a hot topic on the internet, and not without reason. They are powerful, diversified and offer low-fee structures to average investors. What's not to love? In this video, we explore some key aspects of how index funds are constructed, how they came to be so popular, and outline some key ideas as to why every millionaire has these powerhouses in their portfolio. Until Tuesday... Jay
For the full video & audio experience: For the full video & audio experience: https://www.youtube.com/channel/UClWzK4ZfMIzPVCVAJePDlHQ
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2023-02-2015 minThe Capital CornerITT39: How to Avoid Impulsive PurchasesWelcome back to the Crux of Investing & Finance! This week is a very important topic: Impulsive Spending. It gets all of us at one point. Impulsive spending can be an invisible money drain if you don't engage in budgeting and can be very difficult to control if left unchecked. What is impulsive spending? How can you stop impulsively spending? What causes it? How can you redirect your behaviors causing impulsive spending? What are some tips to curb impulsive spending? We cover answers to all of these questions in this week's helpful episode, we hope you enjoy it and learn...
2023-02-0810 minThe Capital CornerCREDIT CARD HACKS to Eliminate Debt & Earn More!Welcome back to the Crux of Investing & Finance! This week's podcast is a really useful one. We tackle the world of credit cards and discuss some common questions such as: How do I reduce my debt? How can I minimize interest payments? What is an over-limit fee? What is a balance transfer? How can I use a balance transfer to reduce my interest? All of these will be laid out, along with various hacks and facts to really deepen your understanding of credit cards, and get you earning more! Until Tuesday...Jay
For the full video & audio...
2023-02-0513 minThe Capital CornerITT38: Finding the Right Structure for your BusinessWelcome back to the Crux of Investing & Finance and our 38th Investonomics Topic Tuesday episode. This week we have a fully loaded one. Are you currently trying to launch your business? Which business structure should you choose? What is a sole proprietorship? How do you incorporate your business? What is a partnership? What is a corporation? What are some of the tax advantages of incorporating? Why is there limited liability with some business structures but not others? We answer all of these frequently asked business structure questions today and give a deep overview of each kind of structure. Hope...
2023-02-0117 minThe Capital CornerITT37: 5 Proven Ways to Eliminate Debt in 2023Welcome back to the Crux of Investing & Finance! This week's Investonomics Topic Tuesday episode is one of great value. It answers questions such as: How do I pay off debt more quickly? How can I reduce my interest payments? How can I optimize paying off debt so that it takes the least amount of time? How does interest affect my ability to pay back my debt? among others. We present five key ways to take charge of your debt and pay it down more quickly to become financially free in 2023. Thanks for listening, until next time...Jay
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2023-01-2508 minThe Capital CornerChatGPT Built my Investment Portfolio!Welcome back to the Crux of Investing & Finance! This week's episode is FANTASTIC! I had a lot of fun creating this one. We take some of the most commonly asked questions in Finance such as: What is diversification? How do you diversify within your portfolio? How do we use index funds? Should we use index funds or single-name stocks in our portfolio? How do we know a stock is overvalued? What about undervalued? We answer all of these and more using ChatGPT and verifying the accuracy of its statements in this episode, and even get it to choose some...
2023-01-2325 minThe Capital CornerITT36: ETF Investing & Diversification for Beginners!Welcome back to the Crux of Investing & Finance! This week's show covers an exciting topic - investing using ETFs. Tailored towards beginners, this ITT episode serves to provide some background as to how ETFs came to exist in the finance world, how they can accent any portfolio, and some of their strengths and weaknesses. This is a jam-packed episode filled with great information to kick-start your on your investing journey! Until next time...Jay
For the full video & audio experience: For the full video & audio experience: https://www.youtube.com/channel/UClWzK4ZfMIzPVCVAJePDlHQ
Exclusive early...
2023-01-1812 min
The Capital CornerITT35: How Inflation Affects WagesWelcome back to the Crux of Investing & Finance and our 35th Investonomics Topic Tuesday episode! This week we continue our discussion on the topic of inflation and this time we incorporate wages into the mix. How do wages affect inflation? How does inflation affect wages? How does this create an inflationary spiral? What is a wage-price spiral? What caused inflation during the pandemic? Was there a labor shortage that increased wages? All of these questions are fully answered and explained and you'll walk away knowing more about how the economy functions. Thanks for tuning in! Don't forget to leave...
2023-01-1111 minThe Capital CornerUsing LEAPS to TRIPLE Your Passive Income!Welcome back to the Crux of Investing & Finance! This week's video-based lecture covers LEAPS options. LEAPS are a fantastic way to leverage your equity investments for the long term by using leverage to free up more capital in your portfolio. We cover the benefits and risks of LEAPS, how they are used optimally, and how they work, along with some examples. Hope you enjoy this one, it's very informative and educational. Until Tuesday... Jay
2023-01-0914 minThe Capital CornerITT34: A Comprehensive Guide to INFLATION!Welcome back to the Crux of Investing & Finance! This week we take a deeper look at exactly what inflation is, how it's measured, why higher levels of inflation and deflation can be detrimental to the economy, flaws with measures of inflation, and what causes it in the first place. This is a great one, hope you can learn something new and until next time...Jay
2023-01-0411 minThe Capital CornerITT33: The Meteoric Rise & Fall of TeslaWelcome back to the Crux of Investing & Finance! This week we dive deep into the nitty gritty reasons why Tesla's value has declined so sharply this year. Is it just overvaluation? Are there more factors at play that you should know about? Listen now to find out! Until next time...Jay
2022-12-2809 minThe Capital CornerHow Proof of Reserves is Restructuring the Digital Asset SpaceWelcome back to the Crux of Investing & Finance! This week we are back with our bi-weekly videos. It's a good one - Proof of Reserves is changing the landscape of the digital asset space, one defi exchange at a time. It is a way for exchanges to prove to users that their funds are kept on hand and not invested or gambled like FTX had been doing with their customer funds. The use of audit through Merkle Trees is a start, but is it enough to eliminate the chance of fraudulent behavior that seems to be so inherent in...
2022-12-2510 min2022-12-2101 minThe Capital CornerITT32: VISA Reveals BIG Crypto Plans!!!!Welcome back to the Crux of Investing & Finance! This week's Investonomics Topic Tuesday episode covers the huge news that payment giant Visa unveiled earlier this week. Their agenda involves carrying their auto-payment mechanisms and networks into the crypto space through the use of Ethereum's blockchain network using smart contracts within user accounts. Listen now to get the full rundown - this is a huge deal! Until next time...Jay
For the full article by Visa, follow this link: https://usa.visa.com/solutions/crypto/auto-payments-for-self-custodial-wallets.html
2022-12-2111 minThe Capital CornerITT31: Sam Bankman-Fried ARRESTED?!Hey everyone welcome back to the Crux of Investing & Finance. This week's topic is a big one - SBF's arrest! The United States has finally pegged official charges on the CEO of the infamous crypto exchange FTX, one that collapsed and left millions with unbelievable losses. Check out this episode, it's short and sweet but covers just how (and why) SBF has been arrested and some of its implications. Until next week...Jay
2022-12-1402 minThe Capital CornerITT30: How Binance is Tackling Crypto TransparencyHey listeners and welcome back to the Crux of Investing & Finance! This week's episode revolves around a concept that is paramount in the crypto space - transparency. After the collapse of more than four large exchanges in the space, it is time to dive deep to understand what transparency really means and how it can be properly utilized by exchanges. Check out this week's episode to learn all about it. Until next week... Jay
Link to the article: https://www.binance.com/en/blog/from-cz/transparency-on-wallets-at-binance-4080204794657829130
2022-12-0607 minThe Capital CornerITT29: Why You Need to Start Budgeting Today!Welcome back to the Crux of Investing & Finance! This week's topic is in regards to budgeting. An often-overlooked financial tool, budgeting is something that can benefit anybody at any stage of their life by making them more financially aware and responsible. It is something that does not have to be complicated and can simply include a few categories or simply read your bank statements every month and keep tabs on amounts. Listen now to learn how to budget efficiently. Until Tuesday...Jay
2022-07-1305 minThe Capital CornerPricing Options to PROFIT!Welcome back! Pricing options using pricing models in finance is a very complex and niche skill. It requires many inputs and careful assumptions in order to be valid. Nonetheless, options pricing can allow any investor to develop an edge by knowing the theoretical true and fair value of any option contract so that we know when it is over or undervalued relative to the spot market. We cover five different pricing models in this week's video, none of which is perfect and all of which can provide important insights into the derivative markets. Hope you enjoy this one and...
2022-07-1012 min
The Capital CornerITT28: Soaring Housing Prices & What to do About It!Welcome back to the Crux of Investing & Finance! This week's Topic Tuesday episode dives into the housing markets. Why is it so overpriced, what happens when high prices meet high interest rates, what it means for your mortgage, what to do about it, and how institutional firms are playing a role... learn it all in this week's short and sweet episode! Until Sunday...Jay
2022-07-0607 minThe Capital CornerPassive Income Madness Using the Option Wheel StrategyWelcome back to the Crux of Investing & Finance! In this week's lecture, we focus our attention on a very powerful passive income strategy that is guaranteed to boost your portfolio in times like these. Utilizing the writing of options on 100 share lots of stock allows investors to buy in at great prices and profit from both premiums from the short options as well as the appreciation of the stock. Covered calls and cash-secured puts are implemented in this strategy to create a wheel-like cycle of passive income. Enjoy and until Tuesday...Jay
2022-07-0412 minThe Capital CornerITT27: How Western Sanctions are Forcing Russia into Default!Welcome back to the Crux of Investing & Finance! This week is a very interesting topic, we take a look at how Russia is being forced into a technical default through its inability to pay interest on foreign currency bonds! But the interesting part...they are fully willing and able to pay the coupons, it is just not permitted with the extent of sanctions on Russian financial institutions. Listen now to learn how this is possible! Until Sunday...Jay
2022-06-2806 minThe Capital CornerBUY STOCKS CHEAPER Using Cash-Secured Puts!Welcome back to the Crux of Investing & Finance! This is our first segment of our options series. We cover cash-secured puts in this week's lecture. They are an excellent way to purchase a stock or index for which you desire a lower buy-in price but also want a lower cost-basis overall. This strategy is for those looking for such a tool. Cash-secured put utilize writing options to collect an up-front premium and effectively reduce the cost basis of the stock position once assigned. It's quite magical! Listen now to learn all about it. Until Tuesday...Jay
2022-06-2708 minThe Capital CornerITT26: Biden's Gasoline Tax Cut Explained!Welcome back to the Crux of Investing & Finance! This week's episode looks at the Biden administration's carbon tax holiday that was proposed and will be discussed in Biden's meeting with congress tomorrow. The plan would effectively cut out the federal carbon tax of 18.4 cents per gallon but would hinder road and highway projects as a result. Listen now to learn how this affects American gasoline consumers! Until Sunday...Jay
2022-06-2206 minThe Capital CornerCost-Based Valuation Explained!Welcome back to the Crux of Investing & Finance! This week's video wraps up our series on business valuation. We end with the concept of cost-based valuation, the last of the three types (with the other two being Market-Based and Income-Based valuation). Cost-based valuation is the least used of the three types but offers important insights for intangible assets that the other two do not incorporate. It is also often utilized as a valuation approach of last resort when other types of valuation modeling produce biased or inaccurate valuation results. Thanks for listening and until Tuesday...Jay
2022-06-2005 minThe Capital CornerITT25: Now is the Time to Phase Bonds out of Your Portfolio!!!Welcome back to the Crux of Investing & Finance! Bonds are one of the worst investments right now, and it's simply because they cannot keep up with current inflationary pressures. Although they offer a 'risk-free' investment for those nearing retirement, it is time to reconsider this and indulge in creating a well-diversified portfolio of stocks, crypto, real estate, and commodities to battle the inflation eating away at your savings. Thanks for listening and until Sunday...Jay
2022-06-1506 minThe Capital CornerMarket-Based Valuation Explained!Welcome back to the Crux of Investing & Finance! This week's lecture touches on the second of three methods for valuing businesses. Market-based valuation utilizes comparisons of similar companies to attribute a value to the business at hand and does not utilize cashflows as income-based valuation requires. This makes it somewhat easier to utilize, given there are companies similar to the one we would like to value. This type of valuation is very useful in determining whether the purchase of a big-ticket item in your personal life is worth what the seller is quoting, so use it wisely! Until Tuesday...
2022-06-1207 minThe Capital CornerITT24: How to Navigate Trading Psychology - Fear & GreedWelcome back to the Crux of Investing & Finance! This week's episode focuses on trading psychology and cites some wonderful sources to utilize to learn more. Fear and greed take over in high-stakes trading moments when we know our money is on the line. What can we do to minimize our involvement in terms of emotions and be as robotic as possible to maximize trading profits? It's all about your trading plan and automating trades. Listen now to learn more! Until Sunday...Jay
2022-06-0809 minThe Capital CornerITT23: The Aggressive Fight on Inflation: The Federal ReserveWelcome back to the Crux of Investing & Finance and our 23rd ITT episode! This week we continue with the same ideas from last week but turn to look under the hood at what's happening with inflation, unemployment, job markets, the economy, and asset markets overall as we near a mild recession. What lengths will the Fed go to in order to battle inflation? Listen now to find out. Until Sunday...Jay
2022-06-0106 minThe Capital CornerStep-By-Step DCF Valuation with Excel Tutorial!Welcome back to the Crux of Investing & Finance! This week we are running through a full DCF valuation step-by-step to really drive the ideas associated with income-based valuation home. This video is a bit more visual (especially the Excel tutorial) so make sure to check it out on YouTube @Investonomics. After listening, you should be able to use the Excel sheet linked in our YouTube description to value a business yourself using financial data from a company's three financial statements. Thanks for listening, and until Tuesday...Jay
2022-05-2921 minThe Capital CornerITT22: The Key to Investing During a Bear Market!Welcome back to the Crux of Investing & Finance! This week's episode gets real with you and we discuss the realities of investing in bear markets. Emotions often get the best of us but we need to stay logical and look at it as if we are shopping on Black Friday! Listen to this off-script and real-talk podcast explaining the importance of not halting contributions to your portfolio during a bear market. Until Sunday...Jay
2022-05-2506 minThe Capital CornerValuing a Business Using Capitalization of Earnings Valuation!Welcome back to the Crux of Investing & Finance! This week's episode covers another income-based valuation approach that is central to the valuation of any business, project, or investment. Capitalization of Earnings and DCF valuation make up income-based valuation and both value a business based on metrics related to a company's income. Although they are similar, there are important differences so be sure you understand what they are. Listen now and learn all about it! Until Tuesday...Jay
2022-05-2309 minThe Capital CornerITT21: How UST's Collapse is Changing Stablecoin RegulationWelcome back to the Crux of Investing & Finance! This week's ITT episode continues with our discussion on UST's collapse and more specifically the regulatory implications this will have on stablecoins this year. Listen now to learn all about how far and wide this collapse rippled, and until Sunday...Jay
2022-05-1705 minThe Capital CornerUST Collapse and What it Means for CryptoWelcome back to the Crux of Investing & Finance! This week we are taking a look at the collapse of well-known stablecoin UST and its sister coin Luna, both of which took part in the largest and most intense downfall in crypto's history. The Terra ecosystem as it's called has lost investors over $15 billion in the past few weeks, bringing unwanted memories back from the 2008 financial crisis. This serves as a lesson for all crypto investors to be cautious and until Tuesday...Jay
2022-05-1512 minThe Capital CornerITT20: Upstart Lost Half its Value TodayWelcome back to the Crux of Investing & Finance! This week we take a look at a company that is not faring well in an environment where interest rate hikes are common and inflation is taking over. Upstart has lost over 90% of its share value since October, listen now to find out why! Until Sunday...Jay
2022-05-1104 minThe Capital CornerITT19: Is Canada's Housing Bubble About to Pop?Welcome back to the Crux of Investing & Finance! This week we are discussing the Canadian economy and discuss rising interest rates, what this means for inflated real estate, and how Canadian banks will fare if a recession ensues. Sit back, relax and enjoy this short and sweet episode that will give you a brief oversight of what is happening in Canada. Until Sunday...Jay
2022-05-0405 minThe Capital CornerInvestment Banking DCF Models Explained!Welcome back to the Crux of Investing & Finance! This week we dive into valuation modeling and take a look at Discounted Cashflow models or DCFs. Commonly used in Investment Banking, this valuation method is useful for valuing companies, investments, and capital projects. It poses some questions as to its reliability since it requires an accurate forecast of future cash flows. Listen now to learn how to utilize this to your benefit. Until Tuesday...Jay
2022-05-0212 minThe Capital CornerITT18: The End of Netflix?Welcome back to the Crux of Investing & Finance! This week we discuss the horrible earnings report Netflix had that caused its stock price to plunge nearly 40% in one week. What caused this, what is the company doing to reverse it, and will it survive in the competitive space of online streaming? Listen now to find out. Until Sunday...Jay
2022-04-2705 minThe Capital CornerBeat the Market by PORTING ALPHA!Welcome back to the Crux of Investing & Finance! We are diving deep into portfolio management with this week's topic. Portable Alpha is a strategy first founded by PIMCO in the 1980s and since then the strategy of separating alpha and beta of a portfolio to earn market returns while also actively trading to produce alpha has consistently outperformed the market! Sounds crazy, right? Listen now to learn all about it.
2022-04-0410 minThe Capital CornerITT17: Everything You Need to Know About the NEW SEC RULE!Welcome back to the Crux of Investing & Finance! This week's topic is hot news! The SEC just announced they are implementing a new rule on climate risk reporting for publicly traded companies. This means that climate risk and various environmental aspects of companies will no longer be private information and will be required to be shared with the public. Listen now and learn all about how this will affect investors! Until Sunday...Jay
2022-03-2906 minThe Capital CornerShort Selling in the Stock Market with ExamplesWelcome back to the Crux of Investing & Finance! This week we continue our educational segment on short-selling where we complete your knowledge of how it works and how to use it best in your trading and investing. We cover some very frequently discussed metrics utilized in order to determine short-sale interest, and go through some worked examples of the uptick rule, a short sale including a stop loss and target, and how to hedge a short position and on the flip side use short positions to hedge your portfolio against market downturns. Enjoy this one, until Tuesday...Jay
2022-03-2713 minThe Capital CornerITT16: Elon Musk's Take on Inflation!Welcome back to the podcast! This week's ITT episode discusses a recent Twitter conversation between Elon Musk and Michael Saylor, CEO of Microstrategy. They discuss tactics to battle inflation and their takes on cryptocurrency and offer some insights for good stock picks for growth as well as where to keep your money to avoid the trap of inflation. Until Sunday...Jay
2022-03-2305 minThe Capital CornerMaster the Art of Short Selling!Welcome back to the Crux of Investing & Finance! This week's lecture focuses on the often-neglected side of the market -- short selling. Although short positions carry risk, proper risk management and trade management can easily alleviate this risk and allow it to be used as an effective money-making tool. The most important aspect is its ability to make you money in any kind of market which can be very powerful. Hedging is another avenue through which short-selling can protect your portfolio and aid in yielding a larger profit in the long haul. Hope you can learn something new and...
2022-03-2112 minThe Capital CornerITT15: How Supply Chains are About to Come to a HALT!Welcome back to the Crux of Investing & Finance! Supply chains have been struggling to keep up with global demand since the early stages of the pandemic. Many shocks along the way have transformed the industry such that it was in the early stages of global recovery. Various events have recently caused both the shipping industry and supply chains for many goods to be much less effective and may even cause them to come to a halt, and no it isn't just the Russia-Ukraine conflict causing this! Listen now to hear all about it. Until Sunday...Jay
2022-03-1604 minThe Capital CornerIs This the Next Russian Financial Crisis?!!!Welcome back to the Crux of Investing & Finance! This week's lecture elaborates on the idea of the long-term economic impacts that Russia's invasion of Ukraine will have on both countries and the global economy. We pull data and facts from the 1998 financial crisis in Russia and draw similarities between the two scenarios to entertain the idea of a second government debt default event occurring. Hope you enjoy it and until Tuesday...Jay
2022-03-1312 minThe Capital CornerITT14: The Long-Term Impacts of the Russia-Ukraine ConflictWelcome back to the Crux of Investing & Finance! This week we take a look at the Russia and Ukraine conflict under the microscope and try to determine what the longer-term impact will be on the global economy. Sanctions and other financial protective measures have been employed by the west to try and mitigate the severity of the war, but Russia among other countries will suffer greatly from these measures. Listen now to learn all about it. Until Sunday...Jay
2022-03-0905 minThe Capital Corner2022 Portfolio Holdings REVEALED!Welcome back to the Crux of Investing & Finance! This week's lecture is a special one and focuses on our 2022 post-covid holdings! Our focus is heavily on the side of index funds and diversification since it is one of the wonders of the world. Holding individual stocks in large proportions can be very dangerous and risky, whereas index funds allow us a way to utilize their built-in diversification and low fees. Listen now and hear what we are invested in and build your own portfolio to the best it can be by doing so. Until Tuesday...Jay
2022-03-0809 minThe Capital CornerITT13: What can Crypto do to Help Ukraine?Welcome back to the Cruz of Investing & Finance! This week we take a look at a current event that is tragic and horrifying, but we try to bring some light by explaining how cryptocurrency is being used to better the situation for Ukraine. Our thoughts and prayers go out to those affected, we should not be dealing with this in 2022. Until Sunday...Jay
2022-03-0204 minThe Capital CornerHow Fractional Reserve Banking WorksWelcome back to the Crux of Investing & Finance! This week's lecture covers fractional reserve banking. It has been the default method for developed countries for central banking for over 300 years and there is a reason for this. The ability to have reserves put aside in order to mitigate the risk of bankruptcy of commercial banks or a liquidity squeeze when a bank run occurs is a major upside of this style of central banking. Listen now to learn all about it, until Tuesday...Jay
2022-02-2809 minThe Capital CornerITT12: Crypto Coins vs. Tokens... What's the Difference?Welcome back to the Crux of Investing & Finance! This week's episode discusses the key differences between crypto coins and tokens, something that is often confused in the industry. Why can tokens be useful? Why are coins necessary? Are transaction costs a key part of the distinction? Listen now to find out! Until Sunday...Jay
2022-02-2306 minThe Capital CornerCatapult yourself to Retirement with Compound InterestWelcome back to the Crux of Investing & Finance! This week we are discussing compound interest. It is debatably the 8th wonder of the world and is single-handedly the reason millions of investors have retired rich and with enormous sums of money. Utilizing compound interest by buying and holding long-term while dollar-cost averaging by adding money often to your investments is the key to success. Until Tuesday...Jay
2022-02-2011 minThe Capital CornerITT11: Building Wealth by Investing with the Rule of 72!Welcome back to the Crux of Investing & Finance! This week we are taking a look at the investing side. A lot of investors have joined the markets since 2020 with everyone staying home and being bored, but many lack the basic understanding to succeed in the markets. One of the key ways to do so is by understanding compound interest and the Rule of 72! By adding money to your investments monthly no matter what the market is doing and calculating when you can be financially free using the information from this week's episode, you can feel confident you can retire...
2022-02-1607 minThe Capital CornerIs Deflation Beneficial or Detrimental to the Economy?Welcome back to the Crux of Investing & Finance! This week we are discussing deflation, the much-less-talked-about smaller brother of inflation that plagues news outlets these days. Deflation is unique in that it actually benefits the economy if it is slow-growing and increases purchasing power of your dollars. It becomes dangerous when an economy is highly leveraged - meaning it has large amounts of debt - which can lead to a deflationary spiral that invokes a recession. Listen now to learn more, and until Tuesday... Jay
2022-02-1410 minThe Capital CornerITT10: Quantitative Easing and Covid-19, What is Next?Welcome back to the Crux of Investing & Finance! This week's Investonomics Topic Tuesday is a continuation of our discussion from Sunday on Quantitative Easing. We touch more closely and thoroughly on the covid-19 impact and how QE has played a role in inflationary pressures and how it will need to be reversed to stabilize the dollar. Hope you enjoy it and until Sunday...Jay
2022-02-0906 minThe Capital CornerQuantitative Easing, Explained!Welcome back to the Crux of Investing & Finance! This week we take a closer look at quantitative easing, one of the many tools that a central bank can use to stimulate the economy and vary inflationary pressures. Listen to this episode to learn how it works, why and when it is effective and how it affects the equity and bond markets. Until Tuesday...Jay
2022-02-0709 minThe Capital CornerITT9: The First Bank to Issue a Stablecoin!Welcome back to the Crux of Investing & Finance! This week we are discussing a very novel idea in the traditional finance world: A tradFi bank is issuing a stablecoin through a partnership with a large blockchain company. This is huge for the crypto world and is likely to change payments as we know them. Listen to learn more! Until Sunday...Jay
2022-02-0205 minThe Capital CornerHow to Earn 10% PER YEAR Staking Crypto!Welcome back to the Crux of Investing & Finance! This week we are discussing crypto staking, the newest version of the proof of work or mining model, called proof of stake. Essentially, this smarter system for 'mining' coins through collateralization of the user's coins allows for less energy expenditure compared to traditional mining, and improved efficiency and security as well. Learn how to increase your passive income by easily staking through your crypto brokerage account! Hope you enjoy this one, until Tuesday...Jay
2022-01-3112 minThe Capital CornerITT8: What is Causing the Markets to Plummet?!Welcome back to the Crux of Investing & Finance! This week's ITT episode focuses on an important current event: the selling off of all major markets. Crypto, stocks, real estate, you name it, they are seeing the worst month since March 2020. Why is this happening? Are there root causes or is this just a pullback from the amazing times we have had in the past year and a half? Listen to this week's episode to find out. Until Sunday...Jay
2022-01-2611 minThe Capital CornerHow to Earn Extra Income with Covered Calls!Welcome back to the Crux of Investing & Finance! This week we dive back into the options world and discuss our first options strategy to make some extra income on stocks you are already holding in your portfolio. Listen carefully, there's lots of details and don't forget to follow along with the YouTube video on the Investonomics YouTube channel. Until Tuesday... Jay
2022-01-2313 minThe Capital CornerITT7: The Man Behind the Low-Fee DEX Clipper - Mark LurieWelcome back to the Crux of Investing & Finance! This week's Topic Tuesday focuses on a man who is actively changing the metaverse. Mark Lurie started out in venture capital and has since revamped the NFT space and is working to make decentralized exchanges (DEXs) accessible to all crypto traders by offering a very low fee exchange. He is the CEO of Shipyard Software that serves to create many DEXs to target various groups of investors and traders and change the crypto industry for the better! Hope you enjoy this one, until Sunday..Jay
2022-01-1906 minThe Capital CornerNFTs - EVERYTHING You Need to KnowWelcome back to the Crux of Investing & Finance! This week, we are discussing one of the hottest topics in Finance today and that is the Non-Fungible Token or NFT market. Notorious for housing digital value in a way that physical assets cannot compete with, NFTs offer a way to create authenticity and rarity in a digital world. Here you'll learn all you need to know including where and how to purchase them, the types that exist, and various extensions for what they can be used for in the future. Until Tuesday... Jay
2022-01-1609 minThe Capital CornerITT6: 2022 Outlook: Crypto Mining & CompetitionWelcome back to the Crux of Investing & Finance. This is our sixth ITT episode. Today we are discussing the outlook of crypto mining for 2022. 2021 was undoubtedly an incredible year for crypto but insane growth means there is a period of negative growth or stable prices right around the corner in the markets. 2022 will likely bring some of this more relaxed energy while welcoming miners to the industry with open arms facilitated by new regulation. Hope you can learn something new, until Saturday...Jay
2022-01-1205 minThe Capital CornerStablecoins & Tether... A 'Stable' Investment?Welcome back to the Crux of Investing & Finance! This week's discussion is about stablecoins and more specifically, a stablecoin called Tether. We cover why they are such a big hit in the crypto markets these days, some pros and cons, various types of collateral they can utilize, and finally how they operate and why they may function well as a medium of exchange. We hope you can learn something new this week! Until Tuesday...Jay
2022-01-0810 minThe Capital CornerITT5: Debunking Bitcoin Myths from Renowned EconomistsWelcome back to the Crux of Investing & Finance! In this week's ITT we are discussing some myths or misconceptions from popular Economists and other famous figures in the financial world and their negative take on Bitcoin. We cover four of their claims and discuss why each is not true or why there is no evidence to support the claim. Hope you enjoy, until next time...Jay
2022-01-0506 minThe Capital CornerHow Bitcoin is Phasing out Central BanksWelcome back to the Crux of Investing & Finance! This week we take a look at how Bitcoin and cryptocurrency and blockchain technology is transforming money as we know it and digitizing all aspects that carry value in the economy. We take a look at some reasons why central banks house excessive power in the economy and how this has led to market crashes in the past, and how Bitcoin serves to fix these issues. Hope you enjoy it, until next time...Jay
2022-01-0209 minThe Capital CornerITT4: The US Bond Market and Why Its Likely to CollapseWelcome back to the Crux of Investing & Finance! This week's Investonomics Topic Tuesday episode dives into the notion of the United States bond markets and why their ever low yields are threatening the financial system. Learn what is causing this, what potential solutions are and learn how the system works in this week's short but informative episode. See you on Saturday...Jay
2021-12-2904 minThe Capital CornerUnderstanding Option Greeks - Vega & RhoWelcome back to the Crux of Investing & Finance! This week is the last segment on option greeks and to finish it off we investigate vega and rho. These are important for changes in underlying volatility and interest rates respectively. Understanding how these work and how they interact with the other greeks is pertinent in becoming a better options trader. Until Tuesday... Jay
2021-12-1805 minThe Capital CornerITT3: The 5 Best Study Habits for Postsecondary EducationWelcome back to the Crux of Investing & Finance! This week's Investonomics Topic Tuesday episode focuses on study habits. We share some of our own experiences transitioning from high school to postsecondary and the shift that it was. These 5 study habit tips will change how you approach studying, and make you much more efficient in your schoolwork and learning more in a shorter period. Until Saturday...Jay
2021-12-1507 minThe Capital Corner2021 Market Crash - What to Do in Times of CrisisWelcome back to the Crux of Investing & Finance! This week we are diving into what is causing the huge market sell-off over the past two weeks. It turns out a variety of factors are contributing to this, some of which you may not even have thought of. The crypto space has also seen a rapid decline, which has not yet made a recovery. We will also give some tips on how to best navigate this type of market and how to protect your investments! We hope you enjoy, until next time...Jay
2021-12-1106 minThe Capital CornerITT2: Michael Saylor and Why Bitcoin is the Future of MoneyWelcome back to the Crux of Investing & Finance! For this week's Investonomics Topic Tuesday episode, we turn to a CEO making headlines in crypto news this week. Michael Saylor has become an influential advocate for Bitcoin in the past two years, learn why in today's episode and how his enormous stake in the cryptocurrency is a good indication of its future success. Until Saturday...Jay
2021-12-0804 minThe Capital CornerOption Theta: How Time is Devaluing Your OptionsWelcome back to the Crux of Investing & Finance! This week we dive into the option greek letter of theta, which measures the rate at which time loses value each day with respect to an option contract. It is a part of the extrinsic value of an option, which means it is not derived from the moneyness of the option. Theta is important for traders and investors because it can be the difference between a profitable income strategy and losing money over time if you aren't aware of how this greek operates. Until next time...Jay
2021-12-0507 minThe Capital CornerITT1: How Bitcoin is Morphing into the Digital GoldWelcome back! This week we are introducing a new weekly series called Investonomics Topic Tuesdays!
We will have our regular lectures on Saturdays but will be offering additional topics on Tuesdays to really deepen your understanding of Finance. Topics covered will include finance, economics, cryptocurrency, current events, trading and investing tips, study tips, and even guest speakers that have experience in the field of finance, real estate, investing, trading and entrepreneurship.
I hope you guys enjoy this first episode and feel free to email us recommendations or questions at investonomicseducation@gmail.com. Also don't forget to...
2021-12-0108 minThe Capital CornerOptions: Delta & Gamma, How They're Related, and How you can Hedge Your PortfolioWelcome back to the Crux of Investing & Finance! This week's topic dives deeper into the equity options world. They are complex derivatives with many moving parts so it takes time to fully understand how they operate. This week, we take a step in the direction of the greeks, which house some of the most crucial information regarding options contracts. After this discussion, you should have a solid idea of how delta and gamma can be useful to investors and traders and have an idea as to how they can be utilized in order to hedge the risk of an...
2021-11-2808 minThe Capital CornerIntroduction to Equity OptionsWelcome back to the Crux of Investing & Finance! This week we are discussing some equity options basics, part of a multiple-part series on options and how to trade them. Hope you can learn something new, don't forget to rate us!
2021-11-2108 minThe Capital CornerHow to Analyze a Balance Sheet Like a ProfessionalWelcome back to the Crux of Investing & Finance everyone! This week's topic is regarding financial accounting: how to analyze a balance sheet. They are one of three very important statements that help investors, traders, and other companies utilize to analyze the financial situation of an entity or company. They are commonly referred to in order to conduct fundamental analysis in order to make a sound investment decision. Knowing how to read and analyze a balance sheet will bring you one step further to becoming a knowledgeable investor. Until next time... Jay.
2021-11-1606 minThe Capital CornerElasticity in Economics and why it Determines ProfitabilityWelcome back to the Crux of Investing & Finance! This week's lesson is on elasticity as you've come to know it from your microeconomics courses. If you haven't taken a microeconomics course, this will also suit your knowledge. Elasticity is the key to determining price sensitivity and aids in determining the proper production level a corporation needs to have to maximize its profits. Until the next one... Jay.
2021-11-1608 minThe Capital CornerHow to Become a Profitable Trader Using Support & ResistanceWelcome back to the Crux of Investing & Finance! We apologize for our absence the past few weeks but we are back and ready to drop some great content. This week's podcast features some key money-making skills that every aspiring (and seasoned) trader should know about. It is one of the keys to technical analysis. Support and resistance form the basis of everything traders do, so I hope you can take some valuable lessons home with you. Until the next one... Jay.
2021-11-1608 minThe Capital CornerCryptomining Profitability: Everything You Should KnowWelcome back to the Crux of Investing & Finance! In this episode we will discuss the fundamentals of blockchain technologies, how cryptocurrency will re-invent currencies as we know it, and what you need to become a successful miner if you so desire. Mining farms are very competitive and may pose a threat; learn more by listening to this episode!
2021-10-0908 minThe Capital CornerIs EBITDA Useful in Making Investment Decisions?Welcome back to The Crux of Investing & Finance! In this episode we discuss EBITDA, some of its pros and cons, how it is calculated, how it compares to other measures of profitability, and finally how to best utilize it for investing. Thanks for listening!
2021-10-0308 minThe Capital CornerThe Evergrande Real-Estate Disaster and Why it is Reminiscent of 2008Welcome back to the Crux of Investing & Finance! In this podcast we are going to examine the Chinese real-estate giant Evergrande and determine whether or not a financial market collapse is likely to occur. By looking at various fundamentals, market indicators and fear indices, we come t a conclusion whether we should be fearful in the markets.
2021-09-3012 minThe Capital CornerWhy are Monopolies so Profitable? Is Antiturst Law Necessary?Welcome back to The Crux of Investing & Finance! In this episode we discuss some more Economics. We take a deeper look into the makeup of a monopolistic firm, and why exactly they are so profitable and successful in their respective industry. Stick around until the end for some examples of current-day anti-trust issues.
2021-09-3008 minThe Capital CornerMastering Stock Charts: How to Read and Analyze Technical ChartsWelcome back to the Crux of Investing & Finance! In this episode we will explore stock charts and help you to better understand the big mess you see when you open your broker's software. After this episode you should be able to navigate more easily as well understand some common financial terms. Knowing how to analyze and utilize such charts will jump-start your investing or trading journey!
2021-09-2812 minThe Capital CornerThe Pros and Cons of Cryptocurrency InvestingWelcome back to the Crux of Investing & Finance! In this episode we will discuss some key elements in understanding cryptocurrency as a whole. This includes how it is a store of value and how various coins have altered currency as we know it by excluding agencies such as the government and central banks from interfering with its value. Furthermore, we discover why cryptocurrency in general is a worthwhile investment long-term and the pros and cons of this.
2021-09-2808 minThe Capital CornerGetting Affiliated with Bonds: The Secret to a Diversified PortfolioWelcome back to the Crux of Investing & Finance! In this episode we cover the basics of bonds and you are going to learn the key mechanisms in how they function that make them excellent investment vehicles to reduce risk in any portfolio. I hope you can take something from this and apply it to your investing. See you next time.
2021-09-2707 minThe Capital CornerComplementary and Substitute Goods and Their Role in Economic AnalysisWelcome back to the Crux of Investing & Finance! In this episode we are going to dive one level deeper into the analysis of supply and demand. Specifically, substitute and complementary goods are factors affecting the demand side of the market. They play a key role in determining what creates a change in demand, and offers a deeper insight into how the market functions.
2021-09-2707 minThe Capital CornerLearning the Basics of Candlesticks and How to Utilize Them in Your TradingWelcome back to the Crux of Investing & Finance! In this episode we are going to cover the basics of candlesticks. They are the basic understanding in the market that allows you to become a more sophisticated and educated investor or trader and serves you with vital information about the security in which you are interested. See you in the next one!
2021-09-2706 minThe Capital CornerLearn to Build an All-Seasons Portfolio Through Proper Diversification!Welcome back to the Crux of Investing & Finance. In this podcast, we will investigate portfolio diversification in fine detail. After listening you should have a good idea as to which investment classes you should incorporate into your long-term investment portfolio, and how to build a portfolio that suits your style. The goal is to mitigate risk and while doing so maximize your returns. Thanks for listening!
2021-09-2507 minThe Capital CornerPricing Securities and Their Risk Using the Capital Asset Pricing ModelWelcome back to the Crux of Investing & Finance! In this podcast we discuss the Capital Asset Pricing Model (CAPM) which is an extension of Harry Markowitz' portfolio theory. The model serves to determine the appropriate return for certain risk levels (or beta) as well as price securities with regard to them being over or undervalued in terms of their beta. Happy studying and I hope you can learn something new!
2021-09-2506 minThe Capital CornerHow to Analyze Shifts in Supply and DemandWelcome back to the Crux of Investing & Finance! This podcast will cover the basics of learning how to shift demand and supply curves properly and analyzing these shifts like an Economist. I hope you enjoy!
2021-09-2309 minThe Capital CornerThe Mechanics of a Stock ExchangeWelcome back to the Crux of Investing & Finance! In this podcast we dive into the history and mechanics of how stock exchanges came to be and function. You'll learn the requirements for companies to be listed and various benefits and drawbacks of having companies listed on such exchanges. See you next time!
2021-09-2306 minThe Capital CornerUnderstanding Modern Portfolio TheoryWelcome back to the Crux of Investing & Finance! In this podcast we discuss modern portfolio theory as Harry Markowitz introduced it back in the 20th century. There are still some key elements we can use to understand diversification and to build an optimal portfolio that balances risk and return. Enjoy!
2021-09-2306 minThe Capital CornerIndex Funds vs. Mutual FundsWelcome back to the Crux of Investing & Finance! Today we're discussing why Index Funds are a more fool-proof investment than mutual funds in most scenarios and how each of these instruments operates. I hope you are able to learn something and apply it to your own investing. See you on the next one!
2021-09-1906 minThe Capital CornerSupply and Demand Part 2Welcome back to the Crux of Investing & Finance! In this podcast we discuss the demand side of the market and some examples that will help to illustrate how it operates. Hopefully you can learn something for class or for your own knowledge. See you next time!
2021-09-1805 minThe Capital CornerIntroduction to Supply and DemandWelcome back to the Crux of Investing & Finance! We are backdating to the first YouTube video regarding Supply and Demand. This podcast should help you to understand the basics of economic frameworks to learn the materials for your microeconomics class. Don't forget to rate us 5 stars and leave a review. Until next time!
2021-09-1805 minThe Capital CornerWelcome to the Crux of Investing & Finance!Thanks for joining me and a warm welcome to the Crux of Investing & Finance. For a better experience, the 'Investonomics' YouTube channel offers videos linked to podcast audio. This will help with both understanding and knowledge retention should you prefer to do so. Stay tuned for weekly podcasts!
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