Shows
The RePlay PodcastEpisode 19 - From Retail to Real Estate: Cameron Hardy’s Journey to Success in Las VegasWe are thrilled to bring you another exciting episode of the Replay Podcast! Today, we sit down with Cameron Hardy, a seasoned realtor in the vibrant city of Las Vegas. Cameron's journey is nothing short of inspiring. From his early days as a store manager at Zumiez, where he honed his sales skills and learned to navigate challenging conversations, to his current role as a top real estate agent, Cameron's story is a testament to perseverance and passion. He opens up about his upbringing in Vegas, how his father's investment properties sparked his interest in real estate, and the...
2024-05-2345 minThe RePlay PodcastEpisode 18 - Navigating the Mortgage Industry with Chris Medellin: From Retail to Broker and BackIn today’s episode, we have a special guest, Chris Medellin, Vice President at Loan Depot. Chris oversees several states, including Nevada, Arizona, Utah, Hawaii, and New Mexico, and he's passionate about helping leaders in the retail mortgage space thrive.
We dive into some big changes and exciting plans. Chris shares his journey of managing one of the most successful branches at Loan Depot and his shift to coaching aspiring leaders. We also discuss the migration between retail and broker roles in the mortgage industry, and the value of building a supportive, collaborative work en...
2024-05-1648 minThe RePlay PodcastEpisode 17 - From Navy to New Beginnings: Claudia Carell's Journey | Replay PodcastWelcome to the premiere of the Replay Podcast episode featuring Claudia Carell. In this episode, we delve into the incredible journey of a Navy veteran turned paralegal. Join us as Claudia unveils the chapters of her post-military service, offering a candid glimpse into the challenges and triumphs that defined her path.
In this compelling conversation, Claudia shares her aspirations of joining law enforcement after her honorable service in the Navy. However, fate intervened, presenting Claudia with an unexpected opportunity that would alter her trajectory. Despite initial setbacks, Claudia's resilience and determination propelled her forward, leading her to embrace a...
2024-05-1033 minThe RePlay PodcastEpisode 16 - From Sneakers to Sold Homes: Juan Lopez's Journey in Real EstateWelcome to another episode of the Replay Podcast! 🎙️ In this episode, we're joined by Juan Lopez, a seasoned real estate investor, agent, and Airbnb property manager. Juan shares his journey from working odd jobs in retail and hospitality to finding his passion in real estate.
Starting out at a young age, Juan worked his way through high school, holding jobs at JC Penny and later Nike, where his love for sneakers sparked. However, a setback at Nike led him to reassess his career path. He then ventured into the casino industry, experiencing firsthand the physical toll of deman...
2024-05-0246 minThe RePlay PodcastEpisode 15 - From Spotlight to Sold: Natasha Napoli's Journey Through Dreams and DealsDive into the vibrant world of Natasha Napoli as she takes center stage on the Replay Podcast! In this riveting episode, Natasha shares her remarkable journey from aspiring performer to seasoned real estate professional with candid anecdotes and infectious energy. From enchanting moments like serenading President George W. Bush at the White House to facing the harsh realities of rejection on American Idol, Natasha's story is a rollercoaster ride of determination and resilience.
With a blend of humor and honesty, Natasha paints a vivid picture of her evolution, from the glitz of showbiz to...
2024-04-2541 minThe RePlay PodcastEpisode 14 - Stan Lopez's Pivot: From COVID Crisis to Commercial Real Estate SuccessWelcome to this episode of The Replay Podcast, where we explore the fascinating career transformations of industry leaders. Today, we're thrilled to feature Stan Lopez, a commercial real estate maven who turned a professional setback into a triumphant career in real estate.
In this episode, Stan recounts his journey through the unexpected twists and turns that began with the global pandemic in 2020. Once passionate about his previous career, Stan found himself at a crossroads when COVID-19 abruptly halted his professional progress. At 31, facing uncertainty, Stan's resilience and love for numbers and investments led him to pivot to...
2024-04-1849 minThe RePlay PodcastEpisode 13 - From Service to Success: A Marine's Journey to Real Estate Entrepreneurship🎙️ Welcome back to the Replay Podcast! Today, we're thrilled to have Rich Pobre with us, a Vegas native who's worn many hats, including that of a Marine and now a successful realtor. 🏡 Join us as Rich takes us on a journey from his roots in Las Vegas to his time serving in the Marines, where he learned invaluable lessons in leadership and discipline. After six years of dedicated service, Rich transitioned into the service industry, working alongside culinary legends like Gordon Ramsey and Guy Fieri.
Despite his success in the service industry, Rich felt he had hit a ceilin...
2024-04-1138 minThe RePlay PodcastEpisode 12 - Empowering Dreams: Celina Go's Journey in Real EstateWelcome to another episode of the Replay Podcast! Today's guest is the amazing real estate agent, Celina Go, right here in Las Vegas.
Celina shares a bit about herself, emphasizing her youth and her passion for representing the younger generation of entrepreneurs. Age isn't a barrier to success, and she's living proof of that mindset. From wanting to be a lawyer as a child to becoming a real estate agent, Celina's journey is one of determination and adaptability.
She reflects on her unconventional path, including a stint as a...
2024-04-0445 minThe RePlay PodcastEpisode 11 - From Beverages to Real Estate: Rachael Tharp's Journey of ResilienceWelcome back to another episode of the Replay Podcast! Today, we're joined by Rachael Tharp, a passionate real estate agent based in Las Vegas. Rachael shares her journey from being born and raised outside of Philadelphia to finding her home in Vegas. With a background in the beverage industry, working with iconic brands like Bacardi and Heineken, Rachael's transition into real estate was fueled by a desire for a more fulfilling career path.
Rachael's story is one of courage and determination. Despite the challenges of starting anew in a different industry, she embraced the...
2024-03-2845 minThe RePlay PodcastEpisode 10 - Navigating Career Transitions: Insights from Real Estate Maven Kristin ProIn today's episode of The Replay Podcast, we have the pleasure of hosting Kristin Pro, a veteran figure in the real estate realm whose journey from the bustling corridors of the casino industry to the vibrant landscape of property markets offers a unique perspective on career transitions. Kristin delves into her transformative career trajectory, illuminating the pivotal moments that propelled her from one industry to another. With candor and insight, she recounts the challenges she faced and the lessons she gleaned along the way, emphasizing the importance of adaptability and resilience in navigating professional shifts. As she shares her...
2024-03-2232 minThe RePlay PodcastEpisode 7 - How a Navy Officer Became a Top Real Estate Agent: Unveiling the Success StoryIn this episode of the The RePlay Podcast we meet a retired Navy Officer who has successfully transitioned from a career in the Navy to becoming a top real estate agent.
Alfredo shares his story of how he first got interested in real estate and eventually achieved success as a top real estate agent. We learn about his strategies for finding properties and negotiating deals and see how his unique military experience has helped him succeed in his new career.
Thanks for watching! If you'd like to learn more about Alfredo and his story, check out his website and...
2024-03-2132 minThe RePlay PodcastEpisode 6 - From Bank Teller to Real Estate Queen: The Inspiring Journey of a Remarkable WomanIn this episode of The RePlay Podcast, we'll talk to an amazing woman who has gone from bank teller to real estate queen. We'll learn about her journey, successes, and advice for anyone starting out in the real estate world.
If you're interested in learning about the real estate world from a female perspective, this is the episode for you! We'll hear about the highs and lows of her career, and her advice for anyone considering a career in real estate. Tune in to hear about her journey, and how you can apply her lessons to your own success!
2024-03-2123 minThe RePlay PodcastEpisode 5 - Woman of Success: Falisha's Journey in Real EstateIn this special episode of The RePlay Podcast, we're joined by an extraordinary guest, Falisha – a US Airforce Veteran, real estate agent, mom, and a highly successful woman. We delve deep into her remarkable journey, from her humble beginnings to her current thriving position, and her vision for the future.
Falisha shares invaluable advice and captivating experiences that are sure to leave a lasting impact on our viewers. Don't miss this inspiring conversation, brimming with insights and wisdom! 🎙️🌟
2024-03-2145 minThe RePlay PodcastEpisode 4 - Joel's Inspiring JourneyIn this captivating episode of The RePlay Podcast, we sit down with Joel, a remarkable individual who has navigated life's ups and downs with incredible resilience. Join us as he shares his powerful story - from being a pastor to stepping into the world of real estate, all while being a devoted single dad and a triathlon enthusiast. 🏡👨👦🏊♂️
Get ready for a candid conversation about Joel's battles with mental health, the discipline that drives him, his unwavering motivation, and the secrets to thriving in the competitive real estate industry. 🌟
Tune in for an episode filled with inspiration, motivation, and valuabl
2024-03-2032 minThe RePlay PodcastEpisode 3 - Girl Power In The Real Estate WorldIn this episode of The RePlay Podcast, we dive deep into the fascinating world of women in real estate. Join us as we explore their journey, their struggles, and the incredible power they wield in this dynamic industry. These women are not just real estate agents; they are also single moms and interior designers, balancing multiple roles and responsibilities with unwavering bravery.
We discuss the unique challenges they face, the immense responsibility they shoulder, and the creative ways they connect with customers in the competitive real estate market. Their stories are not only inspiring but also a testament to...
2024-03-1928 minThe RePlay PodcastEpisode 2 - The Realtor Real TalkJoin our candid conversations and unfiltered insights on The RePlay Podcast. For this episode, we sit down with Bryan, a real estate professional for an intimate chat about life, their unique experiences in the real estate world, and their unvarnished opinions on the industry.
But it's not all business; we dive deep into the personal side too. Our guests open up about their mental health journeys, sharing the highs and lows of their profession, and how they maintain balance in a demanding field.
Plus, we're not afraid to get a little spicy with some juicy questions that reveal the...
2024-03-1625 minThe RePlay PodcastEpisode 1 - Simplify Your Life through Real Estate🎙️Unveiling Success Secrets 🏡 |
Episode 1: Meet Gage Nich, the Real Estate Maestro! 🌟
Join me in our debut episode as I sit down with my dear friend, Gage Nich, a trailblazing figure in the real estate realm. 🏆
Get ready for a captivating conversation filled with insights, anecdotes, and the keys to Gage's incredible journey to success in the world of real estate.
If you're passionate about real estate or eager to carve your path to success, this is a must-watch episode! 🏠💡
👉Discover the strategies that propelled Gage to the top.
👉 Uncover the secrets behind his remarkable achievements.
👉Gain inspiration and actionable tips to fuel your own real es...
2024-03-1521 minThe RePlay PodcastEpisode 9 - Willow Manor: Building Success Through Collaboration🎙️ Welcome to the Replay Podcast, where we dive into the stories of good friends, good partners, and overall good people. I'm your host, Ivan, and today I'm joined by Mike, Zach, and Sarah from Willow Manor. Let's dive in as they share insights from their journey in real estate and teamwork.
In this episode, Sierra, Mike, and Zach introduce themselves, sharing their extensive experience in the industry and the journey that led them to form Willow Manor. From brainstorming names to finally settling on Willow Manor, they recount the process of establishing their brand and the values that...
2024-03-1451 minThe RePlay PodcastEpisode 8 - Unveiling the Unexpected: A Real Estate Journey with Katherine Acosta🎙️Welcome back to the Replay Podcast, the go-to destination for real estate insights and inspiring journeys! In today's episode, we're thrilled to feature Katherine Acosta, a real estate agent with a unique story. From the glitz of pageants to the dynamic world of communications, Katherine's path to real estate is anything but ordinary. Tune in as she shares how embracing unexpected twists and turns led her to a fulfilling career in the industry. Discover the power of resilience and adaptability in overcoming challenges and achieving success. Whether you're a real estate enthusiast or seeking motivation for your own journey, Kathe...
2024-03-0845 min
Not Safe For ChurchEp.65| Water to Wine, The Spit'n Ministry, & Re'nold's 2nd Anniversary.This is a 2-year reunion show. We celebrate growth, evolution, and change with laughter and some CRAZY COMMENTARY.
Podcast: @NSFCPodcastHost: Re'nold Kent @RenoldKentCohost: Luna Daniel @LunaDaniel__ | Ivan Simental @ItsIvanSimental | Julie Kim @JulzKimmm The episode is brought to by the people for THE PEOPLE.Lauren Michelle Jackson@lookoutlauren CEO of Cultivate Your EssenceAlso Thanks to our partners at Crossfit Social City @cf_socialcity, Gage Lujan @gagenich, and Ivan and Maddie Jo Simental (The Mortgage Standard) @IvanSimental and @maddiejo_Please Subscribe and Share | Give & Recieve Venmo: @NSFCPodcast | Cash App $NSFCPodcast | Paypal.com/paypalme/NSFCPodcast
2024-02-291h 07
The Mortgage Reports PodcastA Buyers Markets vs a Sellers Market - key differences to think aboutIn this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores the intricacies of buyers' markets and sellers' markets. He breaks down the essential differences between these two market types, exploring what characterizes each and how they influence your journey as a buyer or seller. Tune in to gain valuable insights, actionable tips, and a comprehensive understanding of how to navigate the shifting tides of real estate markets.Learn more about the home buying process, refinancing, and real estate investing at themortgagereports.com The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791
2023-09-0506 minThe Mortgage Reports PodcastWhat Is Debt-to-Income and How Does It Affect Your Ability to Buy a Home?Join mortgage expert Ivan Simental NMLS# 1762746 as he discusses the concept of debt-to-income ratio (DTI) and its crucial role in determining your ability to purchase a home. Whether you're a first-time buyer or considering a new mortgage, understanding the significance of DTI is essential for navigating the homebuying process with confidence.Ivan guides us through the ins and outs of DTI. He discusses what DTI is, how it is calculated, and why lenders consider it when assessing your mortgage application. Gain valuable insights into the ideal DTI range and learn strategies for managing your DTI, including tips...
2023-08-1006 min
Sell with GNLEp1 - Ivan Simental: "Father, Lender, Ex Professional Soccer Player"Welcome to Sell w/ GNL! I'm your host, Gage Nicholas Lujan, and I am a licensed Realtor in Las Vegas. But this show isn't just about buying and selling Real Estate. Yes, we dive deep into the real estate industry but also beyond, exploring what it means to truly live and work in todays world.Join me and Ivan Simental as we get raw and vulnerable, discussing everything from family and friends to mental health and mindset. We'll share personal stories, triumphs, and struggles, all with the goal of inspiring and motivating our listeners to be their...
2023-07-2835 minThe Mortgage Reports PodcastHow To Use Home Equity to Buy a Smaller Home and DownsizeIn this episode, mortgage expert Ivan Simental NMLS# 1762746 tackles the topic of downsizing your home and explores the strategic use of home equity to facilitate a seamless transition to a smaller property. Whether you're an empty-nester looking to simplify your lifestyle or someone seeking to optimize your finances, downsizing can offer a range of benefits.Ivan discusses the various options available, including selling your current home, using the equity to make a cash purchase, or utilizing it as a down payment for a new property. Discover the potential financial advantages of downsizing and learn about the important...
2023-07-2511 minThe Mortgage Reports PodcastHow to Buy and Sell a Home at the Same TimeIn this episode, Mortgage Expert Ivan Simental NMLS# 1762746 dives into the intricacies of buying and selling a home simultaneously, a real estate juggling act that requires careful planning and strategy. Whether you're upgrading, downsizing, or relocating, the challenge of coordinating the sale of your current home with the purchase of a new one can be daunting.Ivan explores the crucial steps involved in successfully managing both sides of the equation, offering valuable insights and practical tips to make your dual transaction a smooth and stress-free experience. He also discusses how to make financing work from different options...
2023-06-2707 minThe Mortgage Reports PodcastHow To Set a Budget For Buying a Home | Deciding How Much You Can Really AffordIn this episode, mortgage expert Ivan Simental NMLS# 1762746 delves into the critical task of determining your budget and finding the perfect price range for your dream home. Whether you're a first-time buyer or a seasoned homeowner looking to upgrade, understanding your financial limits and aligning them with your housing aspirations is key to a successful home purchase.Join Ivan as he discusses:The factors that impact how much you can spend on a homeCalculating how much you can actually affordWhat lenders look for when qualifying a mortgageTips to find a comfortable home price range and obtain...
2023-06-2010 minThe Mortgage Reports PodcastUsing Home Equity to Start a Business: Tips and ConsiderationsIn this episode, Mortgage Expert, Ivan Simental NMLS# 1762746 explores a unique strategy for aspiring entrepreneurs: utilizing home equity to kick-start their business dreams. He shares his insights on how to navigate the process of using home equity and discusses the potential advantages, such as lower interest rates and flexible repayment options, as well as the risks and challenges associated with this approach.From understanding the eligibility criteria and the impact on your home ownership to calculating the ideal loan amount and considering alternative funding sources, Ivan covers the key factors you need to know before leveraging home...
2023-06-1607 minThe Mortgage Reports PodcastDealing With a Stubborn Seller: Tips To Negotiate and When To Walk AwayIn this episode Mortgage Expert, Ivan Simental NMLS# 1762746 tackles the delicate art of negotiating with a stubborn seller and explores when it's best to walk away from a deal that's just not working out.Ivan explores tactics for dealing with stubborn sellers and guides listeners through the intricacies of negotiating with finesse, providing invaluable advice on when to stay and when to walk away from a deal. He also discusses the consequences of not walking away, such as overpaying or ending up with a less-than-desirable deal.Whether you're a prospective homebuyer, an investor, or...
2023-06-0606 minThe Mortgage Reports PodcastHow Do Student Loans Impact Your Ability To Buy a House?In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 discusses the common challenge faced by many first-time home buyers: buying a home while carrying the burden of student debt. Ivan provides valuable insights and practical tips for those eager to become homeowners despite their educational loans including:Managing debt-to-income ratiosImproving credit scoresFinding mortgage options that cater to individuals with student loansIncreasing income and reducing expensesDon't let student debt hold you back from owning a home. Start your journey toward homeownership today by listening to this insightful episode.Learn more about the home...
2023-05-3006 minThe Mortgage Reports PodcastHomeowners Gained $1 Trillion in Equity. How Can You Tap Into It? The value of homes has increased collectively by $1 Trillion. If you're looking to tap into that equity, there are several options to consider. In this episode Mortgage Expert, Ivan Simental NMLS# 1762746 discusses ways to tap into equity including, Home Equity LoanHome Equity Line of Credit (HELOC)Cash-Out RefinanceReverse MortgageSell or DownsizeHome Equity InvestmentIt's important to consider the potential risks and costs associated with each option. Before proceeding, you should consult with a financial advisor or mortgage professional to determine which method best suits your financial goals and circumstances.>> Read the article "Homeowners Gained $1 Trillion in...
2023-05-2405 minThe Mortgage Reports PodcastBest Renovations for Adding Value to Your HomeWhether you're planning to sell your house or just looking to upgrade, there are certain improvements that can significantly increase your property's worth. In this episode, mortgage loan expert Ivan Simental NMLS# 1762746, explores the best renovations to consider if you want to add value to your home. Ivan covers everything from simple cosmetic upgrades to more extensive renovations, such as adding a new bathroom or renovating your kitchen. He offers valuable insights and tips on how to budget, plan, and execute successful home renovation projects that will pay off in the long run. >> Read the...
2023-05-1606 minThe Mortgage Reports PodcastHow the Federal Reserve Impacts You (and why you should pay attention)In this episode, mortgage loan expert Ivan Simental NMLS# 1762746 breaks down the role of the Federal Reserve in regulating the country's monetary policy and provides insights into how its decisions impact interest rates, inflation, and the overall economy.The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791 Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-05-0908 minThe Mortgage Reports PodcastShould You Rent or Buy Right Now? Advice to make an informed decisionIn this episode, mortgage loan expert Ivan Simental NMLS# 1762746 breaks down the pros and cons of renting vs. buying and provides practical advice on how to make the best decision for your particular situation. Ivan also shares some common misconceptions about renting and buying and offers insights on factors to consider, such as location, finances, and personal goals. Whether you're a first-time homebuyer or a seasoned renter, this episode will provide valuable insights to help you make an informed decision.The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home...
2023-05-0209 minThe Mortgage Reports PodcastIs Now a Good Time to Consider an Adjustable-Rate Mortgage (ARM)?In this episode, mortgage expert Ivan Simental NMLS# 1762746, explores the benefits and drawbacks of adjustable-rate mortgages (ARMs) in the current economic climate. They discuss how ARMs differ from fixed-rate mortgages, and how they can be a good option for certain borrowers who are looking for lower initial payments or who plan to sell their home before the rate adjusts. Ivan also offers advice on how to determine whether an ARM is the right choice for a particular borrower's financial situation, taking into account factors such as the current interest rate environment and the borrower's plans for the future.
2023-04-2409 minThe Mortgage Reports PodcastSelf-Employed Mortgage Loan Requirements in 2023In this episode, mortgage loan expert Ivan Simental NMLS# 1762746, shares insights into the requirements and challenges involved in obtaining a mortgage loan as a self-employed individual in 2023. Listeners will learn about the different types of mortgage loans available to self-employed individuals, the documentation required to qualify for a loan, and tips on how to increase their chances of qualifying. This episode is a valuable resource for self-employed individuals who are considering applying for a mortgage loan.>> Read the article "Self-Employed Mortgage Loan | Requirements 2023"Learn more about home buying, refinancing, and real estate investing at themortgagereports...
2023-04-1005 minThe Mortgage Reports PodcastHousing Inventory Problems To Be Aware of in 2023If you are searching for a home you've likely run into problems with low inventory. Mortgage rates are higher than they've been in years, new home construction has decreased, and many homeowners are staying put.In this episode, Ivan Simental NMLS# 1762746 discusses the issue of low housing inventory right now, what to expect in the coming months, and offers his advice to first-time home buyers who are buying in this volatile market. >> Read the article "Housing market predictions for 2023: Rates, prices, and inventory"The Mortgage Reports Podcast is operated by Full Beaker...
2023-03-2711 minThe Mortgage Reports PodcastHome Equity Line of Credit (HELOC) vs. Credit Card - which is the better option?Looking to make a big purchase? Need extra cash? Home equity lines of credit (HELOCs) are one of the cheapest forms of borrowing while credit cards are one of the most expensive. However, sometimes a credit card might be a better option. Other times, tapping your home equity could make more sense. In this episode mortgage expert, Ivan Simental NMLS# 1762746 helps you to discover which may be a better match for your needs.>>Read the article "HELOCs vs Credit Cards: Which is The Better Option?"The Mortgage Reports Podcast is o...
2023-03-1303 minThe Mortgage Reports PodcastMortgage assistance and relief programs | 2023Mortgage relief can come in many forms. Whether you need a lower rate and payment or a break from making payments altogether, there are options. In this episode, Ivan Simental NMLS# 1762746>> Read the article "Mortgage assistance and relief programs | 2023"Learn more about home buying, refinancing, and real estate investing at themortgagereports.comThe Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
2023-03-0304 minThe Mortgage Reports Podcast3 Tax Deductions for Homeowners 2023Buying a home can make tax deductions a little better for homeowners! In this episode, Ivan Simental NMLS# 1762746 discusses 3 important tax deductions for homeowners. >>Read the article "How The Mortgage Interest Deduction Helps Homeowners" now on themortgagereports.comThe Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-02-2804 minThe Mortgage Reports Podcast2023 Mortgage rate predictions: Will mortgage rates fall?Have mortgage rates peaked? Will they continue to increase? When will they go down? In this episode mortgage expert, Ivan Simental NMLS# 1762746 provides a mortgage interest rates forecast for the rest of 2023.>>Read the article now on themortgagereports.comThe Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-02-0805 min
Coffee, Homes & LoansEpisode 6: How Social Media Benefits your BusinessHow does social media benefit your business in real estate and mortgages? Tune in as Ivan Simental and I go over what has worked for us and how we have been able to grow our audience organically and turn followers into clients. Our biggest tips are to start with the social media channel that makes you feel the most comfortable and grow from there and be yourself! People want to get to know you, and work with a real person. Read more at https://coffeehomesandloans.com/podcast/episode-6-how-social-media-benefits-your-business-1798.
2023-02-0615 minThe Mortgage Reports PodcastHow Much Money Should You Save To Buy a House | Tips To Start SavingBuying a house is a major financial commitment that comes with costs that you might now be aware of. Of course, there's the downpayment. However, there are other costs associated with owning a home. In this episode, Ivan Simental NMLS# 1762746 discusses how much money you should realistically have saved before buying your first home. Later, he gives some great tips for starting to save money for your first home. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-01-1906 minThe Mortgage Reports PodcastWhat NOT To Do Before Buying a House in 2023When preparing to get a mortgage and buy a new home, it’s important to do things beforehand in order to present yourself as a strong borrowing candidate. In this episode, Ivan Simental NMLS# 1762746 tells you what NOT to do before buying a house. Or, you can read the article What not to do before buying a house: 7 Mistakes to avoidThe Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-01-1208 minThe Mortgage Reports PodcastWhat Happens To Home Values During a RecessionIf you own a home you are probably worried about what will happen to your home value during a recession. With a recession predicted in 2023, let's discuss how that could affect your home value. In this episode mortgage expert Ivan Simental NMLS# 1762746 has the answer to your question, "what will happen to my home value during a recession?"The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-01-0906 minThe Mortgage Reports Podcast5 Things To Know About Buying a House in 2023Are you getting ready to buy your first home in 2023? Maybe you're just now getting prepared? Are you confused about how to start the home-buying process? In this episode mortgage expert Ivan Simental NMLS# 1762746 talks about the 5 most important things to know about buying a house in 2023. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2023-01-0606 minThe Mortgage Reports PodcastShould You Buy The Best House In a "Bad" Neighborhood?We hear the same advice all the time - buy the worst house, in the best neighborhood. Is this always true? Are there times when it's actually better to buy the BEST house in the worst neighborhood? Is there a middle ground? In this episode, mortgage expert Ivan Simental NMLS# 1762746 talks about the situations when buying the ugliest house on the block have paid off big time. Later, he discusses the pros and cons of buying the nicest house in a "bad" neighborhood. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791...
2022-12-3007 minThe Mortgage Reports PodcastYou Do Not Want To Be "House Poor" - Here's How To Avoid ItWe don't know about you, but the thought of sitting in a big new house without furniture or a completed yard sounds like a pretty bad situation. That is why when preparing to buy a house it's super important to account for all expenses. We're talking everything - beyond the downpayment and closing costs. You do not want to be "house poor" after purchasing your first home. Keep in mind that, yes, while the idea of buying your dream home might cloud your judgment, you'll still have an entire life to finance even after the sale is finalized.
2022-12-2708 minThe Mortgage Reports PodcastTop 5 Cities to Invest in Real Estate 2023If you're looking to invest in real estate it's important to know which cities offer the most potential and return on your investment. In this episode, Ivan Simental NMLS# 1762746 discusses the top 5 cities to invest in real estate. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-12-2309 minThe Mortgage Reports PodcastPros and Cons of Selling (or buying) a House During The HolidaysMost home sellers and buyers wait until the warmer months to either list their homes or start house-hunting. With the changing housing market, maybe you don't want to wait that long. There are definite pros to entering the housing market in the Winter and over the holidays. In this episode, mortgage expert Ivan Simental NMLS# 1762746 goes over the benefits and disadvantages you might face while listing or shopping for a new home during the holiday season. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, an...
2022-12-1807 minThe Mortgage Reports PodcastReasons NOT To Buy The Most Expensive House You Can AffordBuying a brand new, expensive, dream-home sounds amazing- in theory. However, in the long run, paying a mortgage on the home at the top of your budget is probably not the best decision. This doesn't mean you could never own your dream home, it just means that there is a more sound strategy to get you into that home over time. In this episode, mortgage expert Ivan Simental NMLS# 1762746 discusses the reason why you should probably pass on the home that will max out your budget and what to do instead. The Mortgage Reports Podcast is...
2022-12-1806 min
The Real Las VegasDecember 2022 Las Vegas Real Estate Market UpdateIvan Simental joins Eileen Guilbeault with The Real Las Vegas to share the latest updates on the real estate market in Las Vegas.
2022-12-1535 minThe Mortgage Reports PodcastIs It Better to Rent or Buy a House During a Recession?If you want to buy a home, but are on the fence due to the looming recession you might be asking yourself - should I continue to rent during the recession or should I buy a home instead? What makes the best sense for you? In this episode, mortgage expert Ivan Simental NMLS# 1762746 discusses the pros and cons of renting vs. owning a home during a recession. He'll help you decide what is the best choice for you. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home bu...
2022-11-0406 minThe Mortgage Reports PodcastCan You Sell Your House Before Paying Off The Mortgage?If you're thinking about buying a house, you might be wondering about what happens if you want to sell your future home, but still, owe a mortgage.In this episode mortgage expert, Ivan Simental NMLS# 1762746 discusses this scenario. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-11-0404 minThe Mortgage Reports PodcastShould You Sell Your House Before or During a Recession?If you are thinking about selling your house you might be worried about the looming recession. If you're thinking about selling your house right now, you probably have a lot of questions about what will happen to your home value during a recession, and what will happen to rates...should you sell now, or wait?In this episode, mortgage expert Ivan Simental NMLS# 1762746 discusses everything you need to know about selling a house during a recession - or, even, before a recession hits. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
2022-11-0406 minThe Mortgage Reports PodcastWhen To Rate Shop For A MortgageAt what point in the home-buying process should you shop around for rates? How do you even go about shopping for mortgage interest rates? In this episode, mortgage expert Ivan Simental NMLS# 1762746 gives his best professional advice for shopping for a mortgage, comparing interest rates and even choosing the best lender for you. Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-10-1406 minThe Mortgage Reports PodcastKey Facts About HELOCS (home equity line of credit)If you have equity in your home you've probably heard of home equity lines of credit. So, what is a HELOC? How does a HELOC work? Should you use a HELOC? In this episode, mortgage expert Ivan Simental NMLS# 1762746 breaks down the HELOC option and helps you decide if you should tap into your home equity with a HELOC. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-10-1406 minThe Mortgage Reports PodcastCommon Real Estate Contingencies (which ones to waive and which ones to keep)Real estate contingencies - what does that even mean? How are contingencies changing in today's housing market? What contingencies do mortgage loan officers recommend be included and never removed before buying and which ones should you waive? In this episode, mortgage expert Ivan Simental NMLS# 1762746 answers these questions and many more about real estate contingencies. Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-10-1406 minThe Mortgage Reports PodcastIs the Housing Market Going To Crash Like in 2008?The housing market is correcting. Interest rates are rising. We are in a buyer's market. Home prices are dropping. But, could all this change lead to a housing meltdown or financial crash like what happened during the Great Recession of 2008?In this episode mortgage expert, Ivan Simental NMLS# 1762746, discusses the current market, compares it to the housing market of 2008, and shares his prediction about the housing market possibly melting down (or not.) The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing a...
2022-10-0408 minThe Mortgage Reports PodcastSteps To Take if You Lock a Mortgage Before Rates FallWhat are your options if you lock a mortgage and then rates fall? Unfortunately, you can't just unlock your rate and get the lower rate. However, there are various options to take to get a lower rate. In this episode mortgage expert, Ivan Simental NMLS# 1762746, discusses the steps to take if you lock a mortgage in a higher interest rate market and what to do once they drop. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-10-0306 minThe Mortgage Reports PodcastWhy It's Better To Buy a House Now, In a Buyers Market, Instead of Waiting For Rates To DropThe housing market has recently shifted into a buyer's market. This could put some home buyers in a prime position to get the best deals on their mortgages. What does the shift mean for home buyers and sellers? Will home prices be lower? Are houses on the market longer? Is it easier to negotiate prices and concessions? In this episode mortgage expert, Ivan Simental NMLS# 1762746, discusses why right now in buyers market is the best time to buy a house, even with higher interest rates. The Mortgage Reports Podcast is operated by Full Bea...
2022-10-0307 minThe Mortgage Reports Podcast10 Tips To Buy a Home in a Higher Interest Rate MarketWith rising interest rates in today's market, it might take first-time home buyers a bit more financial planning to prepare to get approved for a mortgage. In this episode, mortgage expert Ivan Simental NMLS# 1762746 discusses ten tips to take before you purchase a home in a higher interest-rate market. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-10-0212 minThe Mortgage Reports PodcastHow To Use Your 401K To Help Buy Your First HomeSome first-time home buyers use their 401K to help with the fees associated with buying a house - such as down payments and closing costs. Is this the right choice? How do you access your 401K funds? Do you have to pay back the 401K loan?In this episode, Ivan Simental NMLS# 1762746, discusses how to use your 401K to help buy your first home - from borrowing from your 401K to withdrawing your 401K. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real e...
2022-10-0209 minThe Mortgage Reports PodcastStep-By-Step Guide To Buying a Home After Age 30If you're over 30 and thinking about starting the home-buying process, this episode is for you! Mortgage expert, Ivan Simental NMLS# 1762746 waited until he was 33 to buy his first house. In this episode, he discusses the exact steps he took to buy his first home. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-09-1111 minThe Mortgage Reports PodcastTop 3 Reasons To Buy a House in 2022The housing market has changed a lot this year and has introduced some challenges to those who are looking to buy a home in 2022. However, there are still plenty of reasons why 2022 is a great year to buy a home. In this episode, mortgage expert Ivan Simental NMLS# 1762746, shares the top 3 reasons to buy a house this year. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-09-1106 minThe Mortgage Reports PodcastHome Buying Tips No One Talks AboutIf you're hoping to learn how to save money on your first home, get the most bang for your buck, and have the best home-buying process possible, this episode is for you! Mortgage expert, Ivan Simental NMLS# 1762746 reveals little-known home buying tips for first-time home buyers.Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-09-1109 minThe Mortgage Reports PodcastWhy it Could Be Easier For First-Time Home Buyers To Buy a Home in 2022With the cooling housing market, buying a home in 2022 and beyond could become a lot easier for first-time home buyers, and here's why. In this episode, Ivan Simental NMLS# 1762746 explains why right now is a great time to buy. He dives into the current market, credit scores, and down payment assistance programs that are back this year. The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-09-1106 minThe Mortgage Reports Podcast"House Hacking" How Roommates Can Help You Pay a Mortgage and Live Rent-FreeLiving with roommates? Why not buy a home and have your roommates pay rent to you!? This "house hack" is a path to homeownership that not a lot of people use. In this episode, Ivan Simental NMLS# 1762746 talked about house hacking: - What mortgage loans are available? - What rules and other requirements are there? - How can this help make home-buying more affordable? The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, and real estate investing at themortgagereports.com
2022-07-1408 minThe Mortgage Reports PodcastHome Buyer Tax Credits 2022 ExplainedHome buyers in 2022 can receive tax benefits and tax credits that could reduce the cost of buying a home. In this episode Ivan Simental NMLS# 1762746, discusses: - Updates on President Biden's proposed home buyer credit- Advice for buyers who are wondering about potential tax credits- How tax advantages associated with purchasing a home might reduce the cost of buying and homeownership- How home buyers can apply for tax creditsThe Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing, an...
2022-06-2811 minThe Mortgage Reports PodcastWhat is a Closing Disclosure? Why You Should Pay Attention to This Important Document.The Closing Disclosure can be confusing at first glance. It is an overview of your final home loan costs - including your closing costs. This important document should be read thoroughly to ensure that you fully understand the costs associated with your new home loan. The closing disclosure includes explanations for costs, such as - closing costs, loan fees, interest rate, real estate taxes, home purchase price, and other costs regarding your loan. In this episode, mortgage expert Ivan Simental NMLS# 1762746 goes into detail about the Closing Disclosure, why you should take the time to read it, w...
2022-06-1613 min
Social Media Storyy TellingTransform Your Business With Social MediaEpisode 4 of Storyy Time puts a spotlight on Ivan Simental. His mission is to create a positive impact on other people's lives through home financing. With his Loan Officer experience, Ivan shares his knowledge about products and services that help purchase homes or refinance them.Show Notes:Ivan's mortgage career journeyWhy social media is a long-term gameSocial media content for business Common mistakes for content creatorsMeasuring success in social media
2022-06-0317 minThe Mortgage Reports PodcastIs Now a Good Time To Refinance? Or, should you wait? (with Ivan Simental NMLS# 1762746)Different scenarios exist for homeowners to improve their loans through a refinance even as inflation pushes rates higher. So, is now a good time for YOU to refinance? In this episode, Ivan Simental NMLS# 1762746 discusses who would benefit the most from refinancing in 2022 - and, who should wait. Most industry experts predict interest rates will rise throughout the rest of 2022 given the Federal Reserve’s likely actions to offset inflation — which could ultimately help home buyers.Read the full article Four smart reasons to refinance with rates above 5% now on th...
2022-05-1111 minThe Mortgage Reports PodcastWill The Housing Bubble Pop in 2022? (with Ivan Simental Ivan Simental NMLS# 1762746)With home prices skyrocketing over the last two years, and interest rates on the rise, many folks in the mortgage industry — and outside of it — have been heard using the term "housing bubble." As a homeowner or home buyer, how concerned should you be when you hear that term? We explain why real estate buyers shouldn't worry about a housing bubble in the near future.The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791Learn more about home buying, refinancing and investing at themortgagereports.com
2022-05-1115 minThe Mortgage Reports PodcastLetters to the home seller COULD help you - here's whyIf you've found your dream home and are desperate to buy it, writing a letter to the seller could definitely benefit you says themortgagereports.com podcast host Ivan Simental NMLS# 1762746. Learn more in this episode!The Mortgage Report Podcast is presented and operated by FULL BEAKER, INC. NMLS# 1019791Learn more about home buying and refinancing at themortgagereports.com
2022-04-2707 minThe Mortgage Reports PodcastWhere will mortgage rates stop? Mortgage rates are already well above 4% -- which, previously, was the highest many experts thought they'd go in 2022.Now, how high do we think rates could go before the end of the year? Will they plateau, and when? In this episode, Ivan Simental NMLS# 1762746 delivers the best insight on mortgage rates rising in 2022 and beyond.The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS# 1019791Learn more about home buying and refinancing at themortgagereports.com
2022-04-2708 minThe Mortgage Reports PodcastHow will inflation affect the housing market in 2022?Rising inflation will impact home buyers and homeowners alike, but don't expect a crash. Here's how inflation is affecting housing in 2022. In this episode, Ivan Simental NMLS# 1762746 discusses inflation and homeownership. The Mortgage Report Podcast is presented and operated by FULL BEAKER, INC. NMLS#1019791Learn more about buying and refinancing your home at themortgagereports.com
2022-04-2509 minThe Mortgage Reports PodcastHow to Beat an All-Cash OfferIt's a common problem for buyers in the market today: Find a house you love. Make an offer. Get beat out by an all-cash offer. But you don't have to relive the same scenario again and again. Believe it or not, it is possible to win against an all-cash offer. In this episode, Ivan Simental NMLS# 1762746 discusses his tips and strategies you can use to beat an all-cash offer. Learn more at https://themortgagereports.com/The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
2022-04-0807 minThe Mortgage Reports PodcastCan You Buy a Home With Low Down Payment in 2022?The real estate market has seen a lack of inventory, resulting in bidding wars and causing house values to rapidly increase. Does a higher purchase price automatically mean a higher down payment? Is it even possible to buy a home with a low down payment in 2022? In this episode, Ivan Simental NMLS# 1762746 discusses how to make financed offers with low down payments or down payment assistance more appealing to sellers.Learn more at https://themortgagereports.com/The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
2022-04-0808 minThe Mortgage Reports PodcastWill Rising Interest Rates Help (or hurt) Home Buyers and Sellers?While rising rates can hurt affordability, will they also help buyers by reducing demand? Will competition for homes be less due to high rates? Will home values drop?In this episode, Ivan Simental NMLS# 1762746 discusses the current and future state of home buying and the increasing interest rates.Learn more at https://themortgagereports.com/The Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
2022-04-0108 minThe Mortgage Reports PodcastShould You Wait To Buy a House Until 2023, or Buy Now?Over the past couple of years, home prices have grown exponentially. And now, interest rates are rising, too. If you're looking to buy a house soon you might be wondering if you should buy ASAP or wait and see if the market cools in 2023. In this episode, Ivan Simental NMLS# 1762746 breaks it all down for those of you who are weighing a decision like this and helps you decide if homeownership makes sense right now, or if it’s better to wait. Learn more home buying, selling, and refinancing tips, tricks, and hacks at themortgagereports.com
2022-03-3105 minThe Mortgage Reports PodcastWill Home Prices Go Up In 2022 and Beyond?Home prices have been surging for the past few years. Will this trend continue into 2022 and beyond?In this episode, Ivan Simental NMLS# 1762746 discusses his predictions in the real estate market. Learn more home buying, selling, and refinancing tips, tricks, and hacks at themortgagereports.comThe Mortgage Reports Podcast is operated by Full Beaker, inc. NMLS# 1019791
2022-03-3005 min
Ask Nurse AliceHow To Invest in Real Estate as a Nurse (with Mortgage Expert Ivan Simental)Did you secure the bag during the pandemic? Maybe you took a pandemic travel nursing assignment? Added a couple of extra shifts for OT/DT? Or maybe you cashed in on some bonus pay? Either way, you probably made a little (or a lot of) extra money. So what are you going to do with it? While paying off debt and treating yourself are some of the first few things that come to mind. Have you ever considered investing in real estate?In this episode Nurse Alice talks to mortgage loan officer Ivan Simental NMLS# 1762746 , host of T...
2022-03-0233 min
Not Safe For ChurchEp.1 | Polygamy, Leaked Photos, and Number Six.A podcast for the Saints and Aints because JESUS is for EVERYBODY.
Podcast: @NSFCPodcast
Host: Re'nold Kent @RenoldKent
Cohost: Luna Daniel @LunaDaniel__ | Ivan Simental @ItsIvanSimental | Julie Kim @JulzKimmm
Sponsored by Grandma Sidella
2022-02-1731 minThe Mortgage Reports PodcastHow To Buy a House With No Credit: First Time Home BuyersCall it the unintended consequence of debt-free living: With no visible evidence that you’ve managed credit accounts in the past, mortgage lenders will be nervous about your ability to repay a loan in the future. There’s no history for them to go on.Thankfully, you may not need a traditional credit profile to get a mortgage–approved.In this episode, Ivan Simental NMLS# 1762746 discusses how to get a mortgage if you have no credit history. Read our complete guide to buying a home with no credit history on themortgagereports.comTh...
2022-02-0712 minThe Mortgage Reports PodcastWhat upcoming Fed rate hikes mean for your mortgageMany experts now speculate the Fed will raise interest rates sooner than initially planned; maybe as early as March. And it could hike rates four times (up from three) over the course of the year.In this episode, In this episode, Ivan Simental NMLS# 1762746 discusses why significant mortgage rate growth could take off in the next few months. It also means if you’re betting on interest rates to decline before you buy a home or you pushed off refinancing, the interest rate environment might never be lower than it is now.
2022-02-0308 minThe Mortgage Reports PodcastMortgage Insurance Basics: how it works and strategies to avoid itAre you wondering about mortgage insurance and if it's actually required? Maybe you want to know how to avoid it altogether? In this episode, Ivan Simental NMLS# 1762746 breaks down everything you need to know about mortgage insurance:- The basics of mortgage insurance: how it works and why it's required- Conventional PMI vs FHA MIP, USDA mortgage insurance, VA funding fee- Is mortgage insurance bad?- When can you get rid of mortgage insurance?- Should you save 20% to avoid PMI?- Strategies to avoid PMI if you really want...
2022-01-2709 minThe Mortgage Reports PodcastMortgage Loan Officer Answers The Most Common Questions From First Time Home BuyersIn this episode, Ivan Simental NMLS# 1762746 answers the most common questions he is asked by first-time home buyers. - How much mortgage can you afford? - What will your mortgage payment be?- What do I need to qualify for a home loan? - What is my interest rate? Learn more about home buying tips and advice at themortgagereports.comThe Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791
2022-01-2608 minThe Mortgage Reports PodcastThe Mortgage Loan Process Explained From Start To FinishDo you feel confused about the whole mortgage loan process? We get it, it can feel daunting. In this episode, Ivan Simental NMLS# 1762746 breaks down the entire process so you can feel confident applying for a mortgage loan. The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791Learn more at themortgagereports.com
2021-12-2312 minThe Mortgage Reports PodcastHow To Shop For a Home Loan: don't skip these 10 stepsIn a competitive market like today, you might feel pressured to lock in a mortgage rate especially if you find a home you love. It's important to prepare and to slow down. In this episode, Ivan Simental NMLS# 1762746 discusses the most important steps to take before buying a home.The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791 Learn more about home buying tips and advice at themortgagereports.com
2021-12-2210 minThe Mortgage Reports PodcastCONSIDERING AN FHA LOAN? tips, tricks and advice for first time home buyersIn this episode, Ivan Simental NMLS# 1762746 discusses the FHA loan and offers amazing advice for first-time homebuyers who are considering an FHA loan. Visit themortgagereports.com for more tips, tricks, advice, and knowledge on purchasing or refinancing your home!The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791
2021-11-1909 minThe Mortgage Reports PodcastFHA ANNOUNCES NEW GUIDELINES ON STUDENT LOAN DEBT: it's now EASIER to buy a home if you have student loansIf your student loans have stopped you from buying your first home, this episode is for you! A recent change to the FHA home loan guidelines has made it much easier for borrowers with student loans to own a home. Ivan Simental NMLS# 1762746 breaks down all the changes and why this is great news for those who are hoping to purchase their first home soon! Visit themortgagereports.com for more. The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791
2021-11-1107 minThe Mortgage Reports PodcastHOUSE HACKING ADVICE: how to live for free in a house you ownHouse hacking allows the owner to live for free, renters pay the mortgage, and allows the homeowner to start an investment property. In this episode, Ivan Simental NMLS# 1762746 breaks down the topic of house hacking. What is house hacking? Is house hacking worth it? How do you get qualified to own an investment property? Can you buy a second home after purchasing your investment property? What's the difference between house hacking and traditional investing? Get all these questions answered in this episode!Visit themortgagereports.com for more. The Mortgage Report Podcast presented and op...
2021-11-0910 minThe Mortgage Reports PodcastBUYING A HOME WHILE WORKING IN THE CANNABIS INDUSTRY: how to do itBuying a home if you work in the cannabis industry might be challenging. Even in states that have decriminalized marijuana/cannabis, many mortgage lenders are not able to qualify loans for people who work in the cannabis industry. This is due to the federal prohibition on cannabis. In some cases, buying a home may still be possible - even if you are a cannabis industry worker. In this episode, Ivan Simental NMLS# 1762746 explains how YOU can get qualified for a home mortgage if you work in the cannabis industry. The Mortgage Report Podcast presented and op...
2021-10-1404 minThe Mortgage Reports PodcastHOW TO BUY A HOUSE IF YOU HAVE STUDENT LOAN DEBT: tips to get approved for a mortgage right out of collegeThe short answer is YES! You can buy a house with student loan debt. But, it's going to take a bit more planning. In this episode, Ivan Simental NMLS# 1762746 dives deep into what it takes to get pre-qualified for a home loan if you are right out of college and have student loan debt. The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791Visit themortgagereports.com for more home buying tips!
2021-10-1210 minThe Mortgage Reports PodcastDOWN PAYMENT ASSISTANCE: how to qualify for help buying a house if you don't have the money right nowIf you’ve ever wished that there were some way you could get help affording a down payment so you could purchase a home that you love, you’re in luck: there is. In a recent episode of The Mortgage Report podcast, Ivan Simental NMLS# 1762746, mortgage advisor at @theivansimental tackled how to qualify for down assistance programs when buying a home, if such programs could be right for you, and the pros and cons of using such programs. The Mortgage Report Podcast presented and operated by FULLBEAKER, INC. NMLS#1019791
2021-08-1009 minThe Mortgage Reports PodcastHOW TO BUY A HOUSE WITH LESS THAN 2 YEARS EMPLOYMENT HISTORY: tips to get qualified for a mortgage if you have a new jobIt’s the million-dollar question and Ivan Simental NMLS# 1762746, mortgage advisor at @theivansimental and host of The Mortgage Report podcast is tackling it: do you actually need two years of employment history before you can buy a house?The answer is yes, but according to Simental, there’s more to the story than that. “There are a few caveats around that,” he notes. So what are they? What do mortgage lenders actually require? Find all your answers here! The Mortgage Report Podcast presented and operated by FULLBEAKER, INC. NMLS#1019791
2021-08-0307 minThe Mortgage Reports PodcastYOU DON'T NEED 20% DOWN TO BUY A HOUSE: pros & cons of a large downpaymentIf you have ever wondered how much money you need to save for a down payment on a house or how much money you should put down (hint: sometimes more is not always better!) Ivan Simental NMLS# 1762746 has you covered. In this podcast episode, he explained if you actually need to have 20% down in order to buy a home and how you can decide how much to put down. Here’s what he had to say about down payments and home mortgages. The Mortgage Report Podcast presented and operated by FULL BEAKER, INC. NMLS#1019791
2021-07-2207 minThe Mortgage Reports PodcastBAD CREDIT: 3 tips to buy a house if your credit score is lowIf you’re looking to buy a house but you have bad credit, we have some good news for you: you may still be able to get a mortgage loan. In this episode, Mortgage Expert Ivan Semintal NMLS # 1762746, gives the best advice on buying a house with a low credit score. Bad credit, or even not-so-great credit isn’t the automatic deterrent for a home loan that it once was says Ivan Simental, mortgage advisor at @theivansimental and host of themortgagereports.com podcast. In a recent episode, Ivan discussed how exactly you can still buy a house, even...
2021-07-1409 min
Real Estate VS Technology: UNLEASHED!This is Why You Should Be Just Going Hardcore on Videos with Ivan SimentalHaving a great real estate background is good. But the real question is, how confident are you that you will always stay ahead of the curve using traditional marketing over social media and video marketing in today's market?Are you that type of agent who has been limiting your potentials and the growth of your business just because you feel Video is not for you? "I am too shy to speak in front of a camera.." "It's expensive to shoot videos... "It's just a waste of time." And the list goes on and on.
2021-07-0931 min
Social Agent Secrets Hosted by Danny Phee#SASP E.018 - How One Mortgage Pro Is Using Video To Attract Both Clients And Realtor PartnersIn this episode of #SocialAgentSecrets we had the chance to sit down with Ivan Simental, a Loan Consultant with Loan Depot NMLS: 1762746 who is taking a rare approach to generating new business!
Ivan and his team leader Sean Uyehara are throwing Social Media Happy Hours and Digital Bootcamps for REALTORS®️ in the Las Vegas area to help them create content and form a digital marketing strategy that is both visually appealing and helps those agents tell their story in a such sincere way that many of them start to see results right away!
In this episode, Ivan discusses his background in...
2020-03-0644 min
Monday MadnessGender Roles Ft. Ben Kolarcik, Ivan & Maddiejo SimentalA open conversation about gender roles. Ben’s IG: @BenKolarcik•Ivan’s IG: @_Itsivan_ •Maddiejo’s IG: @maddiejo_
2019-12-0914 min