Shows
Financial Freedom FightersEP #32 - You Don’t Need an LLC to Buy Rental Properties (Here’s Why)Send us a textIn this episode of the Financial Freedom Fighters Podcast, hosts Jacob Sandoval and Michael Magno dive into the common question: 'Do you need an LLC to invest in rental properties?' They explore the pros and cons of setting up an LLC, discussing liability protection, financing complications, and the misconceptions about additional tax benefits. Jacob and Michael share their personal experiences and emphasize the importance of getting started in real estate investing without getting bogged down by unnecessary complexities. Tune in to find out their perspectives and practical advice for rookie investors.2025-03-3021 minFinancial Freedom FightersEP #31 - The American Dream is Dead (Here’s What to Do Instead)Send us a textIn this episode of the Financial Freedom Fighters Podcast, hosts Jacob Sandoval and Michael Magno debunk the outdated concept of the American Dream. They argue that traditional paths like working a corporate job, saving in a 401k, and hoping for a comfortable retirement no longer work in the current economic climate. Instead, they advocate for achieving financial freedom through alternative means such as real estate investing, starting side businesses, and building diversified portfolios. The hosts emphasize the importance of understanding your expenses, the 4 percent rule, and the power of passive income. They also...2025-03-1530 minFinancial Freedom FightersEP #30 - 2025 Real Estate Predictions: What Every Investor Should KnowSend us a textIn this episode of the Financial Freedom Fighters podcast, hosts Jacob Sandoval and Mike reflect on the 2024 real estate market and share predictions for 2025. They discuss high mortgage rates, modest home price increases, and the potential impact of the upcoming Trump administration. The episode emphasizes the importance of staying active as an investor and provides insights into economic indicators like the 10-year Treasury yield and the rental market, urging listeners to take informed action in 2025.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/links2025-01-0944 minFinancial Freedom FightersEP #29 - One Rental Property Changed His Life – From Broke to 500+ UnitsSend us a textJoin us as we dive into the inspiring journey of Jay Maranan, a seasoned real estate investor who has mastered house hacking, Airbnb, out-of-state investing, and large-scale syndications. Jay shares his personal story, highlighting the importance of mindset, the power of taking action despite fear, and the value of building generational wealth. Don't miss this insightful episode filled with aha moments and actionable advice!Connect with Jay:Instagram: https://www.instagram.com/jay.invests/FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga...2024-12-1941 minFinancial Freedom FightersEP #28 - Why I Walked Away From a $250K Job—The 3 Fears I Had to OvercomeSend us a textIn this episode, I share my journey of leaving a high-paying yet unfulfilling job, the fears I faced, and how I prepared financially to take the leap. I discuss practical advice for those considering quitting their job, including the importance of financial security and following one's passion. Join me as I reflect on my experiences and the steps I took to find greater fulfillment and success in real estate investing and content creation.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/linksBook...2024-11-2626 minFinancial Freedom FightersEP #27 - How To Analyze a Rental Property (Cleveland Duplex Example)Send us a textJoin Jacob Sandoval and expert realtor Michael Magno as they dive deep into the intricacies of analyzing rental properties, using a real Cleveland property as their case study. Learn how to filter properties, assess their pros and cons, and calculate potential returns using a rental property calculator. This episode provides tactical tips for first-time investors to set their expectations, budget appropriately, and make informed decisions for long-term success.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/linksBook a Free Strategy Call: 2024-11-011h 03Financial Freedom FightersEP #26 - House Flipping 101: How This Investor Lost Money (Key Lessons)Send us a textJoin Jacob Sandoval and Michael Magno in this episode as they dive into the inspiring journey of Lorenzo Mercado, a pediatric RN turned real estate investor. Lorenzo shares his evolution from struggling financially, living paycheck to paycheck, to making significant strides in the real estate space. Despite encountering unexpected challenges with his first flip, Lorenzo's story highlights the importance of perseverance, strategic action, and learning from both successes and setbacks. His future ambitions to master direct-to-seller strategies and provide genuine solutions for homeowners are testament to his passion and commitment to real estate.2024-10-0841 minFinancial Freedom FightersEP #25 - The Truth About Paying Your Mortgage Off EarlySend us a textIn this episode, hosts Jacob Sandoval and Michael Magno discuss the nuances of paying off your mortgage early. They explore the pros and cons based on interest rates, investment journey stages, and personal financial goals. Highlighting real-life scenarios and strategies, they emphasize the importance of having a clear vision and making informed decisions for achieving financial freedom.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/linksBook a Free Strategy Call: https://tinyurl.com/k4vpbd5uConnect...2024-09-1126 minFinancial Freedom FightersEP #24 - How to Buy Your First Rental Property: A Step-by-Step Guide for BeginnersSend us a textIn this episode of the Financial Freedom Fighters Podcast, Jacob guides you through the 10 essential steps to buy your first rental property. From determining your goals and budget to finding an investor-friendly agent and getting your property rented out, this comprehensive guide is packed with practical advice and tools to help you start your real estate investing journey. Join Jacob to take the first steps towards achieving financial freedom through real estate.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/linksBook a...2024-08-2115 minFinancial Freedom FightersEP #23 - Why Turnkey Rental Properties are a ScamSend us a textIn this episode of the Financial Freedom Fighters Podcast, hosts Jacob Sandoval and Michael Magno dive deep into the concept of turnkey rental companies. They discuss the potential pitfalls and hidden challenges of these "turnkey" investments, especially for new real estate investors. Jacob and Michael emphasize the importance of doing your own due diligence, working with trustworthy, investor-friendly agents, and understanding how to effectively underwrite deals to avoid costly mistakes.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/linksBook a...2024-07-2128 minFinancial Freedom FightersEP #22 - Accountant Explains: Buying Your First Apartment BuildingSend us a textIn this episode of the Financial Freedom Fighters Podcast, host Jacob Sandoval and co-host Michael Magno interview Ian Cruz, a successful real estate investor from the Bay Area. Ian shares his journey from working as a CPA to becoming an expert in the Cincinnati real estate market. The discussion covers Ian's investment journey, including his first out-of-state multi-family investment and transitioning into larger commercial real estate deals, highlighting the importance of strong local partnerships and effective networking.Connect with Ian Cruz:Instagram: https://www.instagram.com/cincycashflow/...2024-07-0148 minFinancial Freedom FightersEP #21 - How Much Do You Need to Retire? (Why the 4% Rule is Wrong)Send us a textIn this episode, Jacob breaks down the path to financial freedom and challenges the traditional 4% rule that many rely on for retirement planning. Discover why aiming for an unrealistic retirement number can keep you trapped and how understanding your living expenses is key to setting a realistic financial freedom goal. Jacob explains how the 4% rule works and why it might not be sufficient, especially in today’s economic climate. He introduces the concept of using real estate investments to generate consistent cash flow, offering a more achievable and faster route to financial independence. Jo...2024-06-0808 minFinancial Freedom FightersEP #20 - Property Management 101: What New Investors Need to KnowSend us a textIn this episode of the Financial Freedom Fighters podcast, hosts Jacob Sandoval and Mike Magno explore the essentials of property management for real estate investors. They discuss the importance of choosing the right property manager and outline key questions to ask during the selection process. The conversation also touches on the significance of asset management and maintaining strong tenant retention for long-term success. Jacob and Mike share practical tips and insights to help investors effectively manage their rental properties and optimize their investment strategies.FREE Real Estate...2024-05-2038 minFinancial Freedom FightersEP #19 - Rental Properties vs. Stocks: The Ultimate Investment BreakdownSend us a textIn this insightful video, Jacob delves into the age-old debate between investing in rental properties versus stocks. Through a comprehensive seven-round comparison, Jacob breaks down key factors such as appreciation, cash flow, level of effort, volatility, leverage, liquidity, and tax benefits. Even though there is a "winner", Jacob emphasizes the importance of aligning investment strategies with personal goals and offers a balanced perspective, revealing his own portfolio strategy. Don't miss out on valuable insights into building wealth and achieving financial freedom!FREE Real Estate Investing Tools & Resources:https...2024-05-0714 minFinancial Freedom FightersEP #18 - Software Engineer Talks About "Nightmare" 1st Rental PropertySend us a textIn this episode, Jacob interviews Liam Delumpa, a Software Engineer turned real estate investor in the San Francisco Bay Area. Liam reflects on his rollercoaster journey in real estate, starting with the nightmare of his first rental property. Through perseverance and resilience, Liam overcame the initial hurdles, honing his skills and knowledge as an investor. His eventual shift to commercial real estate highlights the importance of strategic evolution in response to market conditions, emphasizing the need for continuous learning and adaptation for success in real estate.Connect with Liam:...2024-04-2255 minFinancial Freedom FightersEP #17 - Breaking Down My First Airbnb: Lessons, Risks, and NumbersSend us a textIn this episode, Jacob shares the details of his first Airbnb investment —a lakefront property in Michigan. Despite the widespread pessimism of Airbnbs in the current environment and the complexities of this specific deal, Jacob moves forward, excited about the potential of the property. He reveals the property's purchase price, financing, revenue projections, and business plan. If you've been curious about the world of Airbnbs this is a must listen!FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga.com/linksBook a Free Strategy Cal...2024-04-0128 minFinancial Freedom FightersEP #16 - Accountant Explains: Tax Advantages of Real Estate InvestingSend us a textIn this episode, Jacob Sandoval and Mike Magno are joined by Tony, also known as the "CPA Dude," to explore advanced tax strategies and financial planning tactics. They dive into the intricacies of the Short-Term Rental (STR) tax loophole, real estate professional status, and the benefits of 1031 exchanges. Tony offers valuable insights on optimizing tax savings and clarifies common misconceptions about LLC ownership in the context of tax planning. Throughout the discussion, listeners gain practical advice on leveraging tax laws to their advantage and maximizing financial outcomes.Connect with Tony!2024-03-1749 minFinancial Freedom FightersEP #15 - How Rental Properties Make You Rich (And Help You Retire Early)Send us a textThis episode dives deep into the multifaceted world of real estate investing, breaking down the four essential components—cashflow, appreciation, loan pay down, and tax benefits. Jacob uses relatable metaphors and practical examples to demystify the complexities of real estate, empowering listeners to harness its wealth-building potential. Whether you're a beginner or seasoned investor, this episode provides actionable insights to navigate the journey towards financial freedom with confidence.Check out the episode on YouTube:http://tinyurl.com/5crb3uv9FREE Real Estate Investing Tools & Resources:...2024-03-0110 minFinancial Freedom FightersEP #14 - 8 Common Mistakes New Real Estate Investors Make (and How to Avoid Them)Send us a textIn this episode of the Financial Freedom Fighters podcast, hosts Mike Magno and Jacob Sandoval delve into a range of crucial topics for aspiring real estate investors. From the significance of setting clear investment criteria and sticking to a strategy to the pitfalls of thinking too small, they offer valuable insights drawn from their own experiences. Through candid discussions about mistakes, successes, and the importance of continuous learning and adaptation, listeners are equipped with practical advice and inspiration to navigate the dynamic world of real estate investing and pursue their financial goals...2024-02-1656 minFinancial Freedom FightersEP # 13 - Is Real Estate Still a Good Investment? 5 Reasons to Start NowSend us a textIn this solo episode, Jacob outlines five key reasons why real estate investment remains a lucrative avenue for building long-term wealth and achieving financial freedom, covering aspects such as the housing shortage, passive income potential, leverage advantages, diversification benefits, and its historical track record of creating millionaires. With a blend of practical insights and motivational encouragement, the episode aims to inspire beginners to explore real estate investing as a path towards financial independence.Check out the episode on YouTube:http://tinyurl.com/5crb3uv9FREE...2024-02-0810 minFinancial Freedom FightersEP #12 - How to Finance Your First Rental Property: A Beginner’s GuideSend us a textIn this insightful episode, Jacob and Mike are joined by Steve, a seasoned mortgage professional, to unravel the complexities of financing real estate investments. The trio delves into the intricacies of investment property loans, emphasizing the importance of building a solid team and understanding the diverse loan options available. Steve shares valuable insights on debt-service coverage ratio (DSCR) loans, shedding light on eligibility criteria and common scenarios where they prove beneficial. The conversation also touches on interest rates, loan-to-value (LTV) ratios, and the critical role of appraisals in real estate transactions. The episode...2024-01-2353 minFinancial Freedom FightersEP #11 - These Real Estate Myths are Holding You BackSend us a textJacob and Mike dive into debunking common real estate myths, encouraging listeners to break free from limiting beliefs. They challenge notions like needing extensive capital or expertise, emphasizing the value of building a team and efficient time management. Closing with motivational messages, the hosts inspire listeners to embrace mistakes, prioritize financial freedom, and leverage their unique qualities for success in real estate investing. This episode is a concise guide to dispelling myths and kickstarting a journey toward financial freedom.FREE Real Estate Investing Tools & Resources:https://www.cashflowsaga...2024-01-0849 minFinancial Freedom FightersEP #10 - House Hacking Just Got a Lot EasierSend us a textIn this episode, Jacob and Mike delve into the strategy of house hacking, emphasizing its potential with the 5 percent down payment option from Fannie Mae. They discuss the Federal Reserve's potential interest rate cuts and its impact on the housing market. The hosts also address the role of private equity in single-family homes, debunking misleading statistics. They advocate for incentivizing builders to create more affordable housing instead of restricting private equity. Throughout, Jacob and Mike stress the power of real estate for achieving financial goals.FREE Real Estate Investing Tools...2023-12-2334 minFinancial Freedom FightersEP #9 - Flipping Houses is Not Investing but You Can Get Stupid ReturnsSend us a textIn this insightful episode of the Financial Freedom Fighters podcast, real estate investor Mike Magno shares key lessons from recent house-flipping endeavors. Covering a range of topics, Mike discusses the importance of due diligence, strategic negotiations, relationship building, sticking to financial goals, and creative problem-solving in the real estate investment process. The episode also underscores the significance of effective communication with contractors, addressing challenges, and maintaining transparency throughout a project. Mike's experiences offer valuable insights for both new and seasoned real estate investors, providing a comprehensive perspective on navigating the dynamic world of...2023-12-0546 minFinancial Freedom FightersEP #8 - Overcoming Limiting Beliefs and Doing $1M a Year on AirbnbSend us a textIn this dynamic podcast episode, Jacob, Mike, and guest Matt, a seasoned real estate investor and coach, embark on a comprehensive exploration of achieving financial freedom through real estate. Matt shares his inspiring journey from a challenging background to corporate success and ultimately to financial independence. The trio delves into the mindset shifts crucial for success, the intricacies of real estate investing—particularly in short-term rentals like Airbnb—and the significance of coaching in accelerating one's journey to financial freedom.The conversation transitions to Matt's initiatives in aiding others on their real...2023-11-2052 min