Shows
FinTech @ IUGary Hoberman, Unqork IncGary Hoberman, CEO and founder of Unqork, introduces himself as someone who spent 25 years climbing the corporate ladder on Wall Street before founding Unqork. He explains his transition from a corporate career to founding Unqork in 2017. Holderman discusses the challenges he faced in the corporate world, particularly regarding legacy software and technical debt, which led him to create Unqork. He emphasizes the difference between engineers and developers, highlighting the importance of solving problems efficiently. Hoberman describes Unqork as a B2B platform initially focused on regulated industries like financial services and healthcare, aiming to address complex challenges faced by...2024-04-0336 minFinTech @ IUTarang Gupta, BCG (former Wharton FinTech Host)Tarang Gupta, current associate at BCG and former Wharton FinTech podcast co-host discusses fintech development comparisons in countries like the US and India, emphasizing regulatory disparities and consumer profiles. The conversation also touches on the evolution of the fintech industry, particularly in response to Federal Reserve interest rate changes, and the potential role of AI in improving efficiency while highlighting associated risks and the need for regulatory frameworks. We provide insights into the dynamic landscape of fintech and the potential impact of AI integration in the financial sector. Listen to learn more!2024-03-2826 minFinTech @ IUYan Wu, embedded.dev and Bond Financial TechnologiesYan Wu, co-founder of Embedded.dev and Bond Financial Technologies as well as former VP Head of Data at SoFi shares his journey from engineering to fintech. We talk all things BNPL, how these innovations are transforming Black Friday shopping as well as what went into building Bond, which he sold in June 2023. Yan delves into Bond's mission to streamline financial services for developers through modern APIs, shedding light on their role in facilitating transactions and compliance. Furthermore, he addresses the challenges of merging antiquated banking technology with modern innovations and offers valuable insights into the future of banking...2024-03-2040 minFinTech @ IUMalini Kannan, ThunesIn this episode of the Fintech at IU podcast, Malini Kannan of Thunes discusses the shortcomings of traditional banking systems and the evolving landscape of fintech, particularly in cross-border transactions. The conversation delves into the complexities of international money transfers, the rise of peer-to-peer payment methods, and the challenges and opportunities presented by web 3.0 technologies, especially in regions like Africa. Melanie highlights the importance of financial literacy, regulatory compliance, and the role of innovation in navigating the dynamic fintech space. The episode concludes with advice for university students aspiring to succeed in fintech, emphasizing the significance of exploration and...2024-02-1729 minFinTech @ IUMatt West, XeniosMatt West, founder of Zenios discusses the challenges and opportunities in the fintech industry. They delve into the complexities of regulatory compliance, particularly in the context of partnerships between fintech firms and banks, amidst a crackdown on fintech-bank relationships. The conversation touches on market trends, potential recession impacts, and the evolving landscape of buy now, pay later (BNPL) services. Matt emphasizes the importance of adaptability and continuous learning, offering advice for individuals navigating the dynamic fintech ecosystem.2024-02-1434 minFinTech @ IUGreg Palmer, FinovateGreg Palmer is the host of the Finovate Podcast and head strategist for the Finovate conference series. With years of experience in the fintech space, Greg has worked with thousands of people on how to best market their companies to a wide variety of audiences, including Venture Capitalists, Bankers, and Analysts. In this episode, Greg shares his insights on BNPL, the future of Fintech, bank failures, and what makes a great startup.
0-1: Intro
1-2: Difference between the Finovate conference and others
2-4: Top Finovate Innovations
4-6: Credit Scores Innovations
6-8: FICO
8-10: Buy Now Pay Later
10-11: Buy Now Pay Later T...2024-02-131h 03FinTech @ IUPranav Barthwal, MyFinFi World Private LimitedIn this Episode, Pranav Barthwal shares insights into his experiences at American Express, the evolution of the card industry in India, and the challenges and opportunities in the financial services sector. The discussion also delves into the intricacies of Earned Wage Access, workforce management, and the impact of economic factors on India's market, providing a comprehensive overview of the dynamic landscape in fintech and beyond.
00:00-00:01: Introduction
00:01-00:05: Sudha Organization and Chadha's role at American Express
00:05-00:10: Challenges and evolution in the card industry
00:10-00:15: Banking sector overview and licenses in India
00:15-00:20: Partnerships, tech challenges, and workforce management
00:20-00:25: E...2024-02-1346 minFinTech @ IUOhad Samet, TrueML ProductsOhad Samet is the co-founder of TrueML Products, a company that specializes in building intelligent communications platforms. Ohad obtained his undergraduate degree in biology and philosophy from Tel Aviv University. In this episode, Ohad discusses the evolution of artificial intelligence, its impact on decision-making, and the nuances of data cleansing, providing valuable insights for both fintech enthusiasts and those exploring the world of AI.
00:00-00:05: Introduction, AI's venture into non-traditional realms
00:05-00:10: Machine learning in nuanced decision-making, impact on job markets
00:10-00:15: Data challenges in ML, economic heuristics in purchasing
00:15-00:20: Ethical AI, Apple-Goldman Sachs partnership
00:20-00:25: Exponential growth in compu...2024-02-1339 minFinTech @ IURas Asan, Heal Thy HustleRas Asan is a founder and fintech pioneer, who, despite being featured in top-tier media like CNN, New York Times, and Inc. magazine, faced burnout at the pinnacle of their career. They're the founder of "Heal Thy Hustle," a holistic wellness brand dedicated to empowering professionals to achieve equilibrium through self-help resources, life coaching, and wellness workshops, with a current focus on enhancing productivity, morale, and personal development in small businesses and corporations.
00:00 to 00:05: Introduction and personal investments, discussing health challenges for entrepreneurs.
00:05 to 00:10: Entrepreneurial role in Cleveland, highlighting health struggles for business owners.
00:10 to 00:15: Motivation behind contributing to a bo...2024-02-1349 minFinTech @ IUGary Hoberman, UnqorkGary Hoberman, CEO and founder of Unqork, recounts his transition from a 25-year career on Wall Street to entrepreneurship with Unqork in 2017. Reflecting on his experience in capital markets and trading systems, Holderman highlights the inefficiencies of traditional software development, where a significant budget is consumed by maintaining legacy systems. He emphasizes the need for software that evolves and improves over time, rather than contributing to legacy burdens. Holderman discusses Unquork's focus on regulated industries like financial services and healthcare, detailing their success with major clients like CVS and federal compliance certification. He underscores Unqork’s strategy of addressing co...2024-02-0836 minFinTech @ IUPhin Upham, Haymaker VenturesIn this episode of the Fintech at IU podcast, Phin Upham, founding partner at Haymaker Ventures, discusses his venture capital experience and insights into investing in young founders. He explores the fintech space, focusing on the impact of market fluctuations and the evolution of BNPL services. Phin highlights the significance of AI in financial decision-making and the necessity of offering consumers better choices through technology. Concluding with advice for college students, he stresses the importance of long-term planning and systematic execution for success. 2024-02-0541 minFinTech @ IUJan Smith, H2O Capital InnovationIn this episode of the Fintech at IU podcast, Jan Smith, a strategic advisor at H2O Capital Innovation, shares his extensive experience in fintech, strategy consulting, and M&A advisory. He discusses the importance of mentorship, early entrepreneurship, and the unique challenges and opportunities within the Latin American fintech landscape, highlighting differences in regulatory environments and innovation trends. The episode also discusses Jan's critical views on "Buy Now, Pay Later" practices, questioning their impact on financial inclusion and the authenticity of fintech companies' world-changing claims.
00:00 to 00:04: Jan Smith, a strategic advisor at H2O Ca...2024-02-0522 minFinTech @ IUAaron Smith, SaviAaron Smith, co-founder of Savi, discusses innovative solutions in student loan management and strategies for financial empowerment in academia. Discover Savvy's role in transforming financial decisions for students and graduates in this insightful discussion on FinTech's impact on education.
00:00 - 00:03: Introduction to the podcast and discussion on university cost decisions and student loan assistance with Aaron Smith from Savi.
00:03 - 00:06: Exploration of rising education costs, average student debt, and government loan forgiveness options.
00:06 - 00:09: Discussion on economic challenges for young people, policy work in D.C., and factors driving up coll...2024-02-0432 minFinTech @ IUJoshuah Lebacq, National Bank of CanadaIn this episode, Joshuah Lebacq, Principal of VC at the National Bank of Canada, discusses venture capital in fintech, emphasizing the key characteristics of successful startups and the importance of strong leadership and company culture. We discuss corporate governance, with a focus on the challenges of board responsibilities and decision-making, particularly in cases of CEO removal, using OpenAI as an example and explore the intersection of technology and finance, discussing topics like AI and robotics, the strategy behind Apple's credit card, and the dynamics of collaborations between financial institutions.
00:00 - 00:05: Introduction of Joshua Lebec from Nat...2024-01-1042 minFinTech @ IUErin Papworth, Nav.itIn this episode, Erin Papworth, CEO and co-founder of Nav.it, delves into the intricate relationship between financial health and behavioral science. She shares her unique journey from working on significant projects in Africa to spearheading innovations in fintech, focusing on the impact of financial education and services on behavioral change. The discussion also highlights the future of fintech, discussing the integration of AI, the ethical considerations in financial products, and strategies for financial wellness in the modern world.
00:00 - 00:03: Introduction of Erin Papworth, CEO of Nav.it, discussing her background in behavioral health an...2024-01-0535 minFinTech @ IUJesse Greif, OneChronosJesse Greif, COO at OneChronos, Ex Goldman Sachs, discusses topics ranging from startup culture challenges to the intricacies of optimizing trading execution for institutional clients. We discuss the expansion of OneChronos, emphasizing the significance of hiring decisions, managing financial resources, and encouraging calculated risks in the dynamic startup environment. The discussion further extends to the technical aspects of OneChronos' optimization model, its benefits for quantitative trading firms, and reflections on the role of psychology and personal growth in the fintech industry.
00:00-00:03: Podcast Kickoff and Company Introduction
Fintech podcast intro with Jesse Greif, COO at OneChronos X Goldman Sachs. OneChronos o...2023-12-161h 05FinTech @ IUJamie Finn, SecuritizeJamie Finn, Co-Founder and President of Securitize, discusses a range of fintech topics from the evolution of blockchain technology and the complexities of cryptocurrency scams, to the importance of investor diligence in the current crypto climate. The episode explores Securitize's growth, highlighting the challenges and successes in the blockchain space, and the crucial role of strategic decision-making in such a dynamic industry. Jamie shares his personal experiences with crypto scams, providing valuable insights into the psychology behind these frauds and offering essential advice for those navigating the fintech sector. The discussion also encompasses the integration of blockchain in mainstream applications...2023-12-1333 minFinTech @ IUMary Wisniewski, Cornerstone AdvisorsJoin us on Fintech at IU as we sit down with Mary Wisniewski, Editor-at-Large at Cornerstone Advisors. Dive into co-innovation in banking, AI's impact on cryptocurrency, and insights from Mary's journey in the fintech landscape. Discover the past, present, and future of finance and technology in this insightful episode.
00:00-00:01: Podcast Welcome and Introduction
00:01-00:02: Co-innovation Impact on Banking
00:02-00:03: Memorable Stories and Favorite Features
00:03-00:04: Morning Motivation and Life Crisis
00:04-00:05: Money 1033, AI Domains, and Funding
00:05-00:06: Crypto Scandal and Industry Impact
00:06-00:07: Trial Coverage and Cryptocurrency Setback
00:07-00:08: Crypto Hype, Scandals, and Industry Perception
00:08-00:09: AI, Crypto, and Changing...2023-12-0932 minFinTech @ IUSanjib Kalita, Gupy.aiIn this episode, we explore the dynamic intersection of technology and finance, with a focus on blockchain and cryptocurrency. Today we talk with Sanjib Kalita, Head of Industry at Fintech Meetup and CEO of Gupy.ai, about his experiences at Google, launching Money 20/20, and his insights on the evolving fintech landscape. The conversation covers blockchain's potential, challenges in public perception, and the promising innovations in startups. Sanjid also shares valuable advice for college students and reflects on wealth dynamics.
00:00 to 00:01:
Intro to podcast and guest, Sanjib Kalita, on college-focused fintech.
00:01 to 00:02:
Sajid's excitement for creative work and turning ideas into reali...2023-12-0629 minFinTech @ IUEric Eager, SumerSportsIn this podcast episode, Eric Eager, a sports analytics expert, discusses the impact of mathematical analysis on decision-making in sports, explores historical examples, evaluates the role of key figures like Bill Belichick, and delves into the challenges and advancements in football data analytics. The conversation also touches on the intersection of AI and sports analytics, Eric's favorite NFL model, and the evolving landscape of sports analytics as a career.
00:00 to 00:04:
Introduction to the podcast with guest Eric Eager.
Exploring decision-making and lack of mathematical analysis in sports.
00:04 to 00:09:
Historical examples of decisions in sports.
Impact of decisions on player outcomes and suc...2023-12-0322 minFinTech @ IUKenon Chen, Clear CapitalIn this episode, Kenon Chen, discusses the nuances of property valuation, from data points to valuation methods, shedding light on the challenges and opportunities in the industry. Keenan shares insights on the transformative role of technology, the digitization of homes, and the impact on traditional appraisers, emphasizing the need for unbiased opinions and recent, accurate data.
00:01-00:05: Explore property valuation nuances, data points, and complexities. Explain valuation methods, historical data use (especially for new construction), and the importance of accurate valuation for property stakeholders.
00:06-00:10: Discuss challenges, opportunities, and technology's role in property valuation. Introduce human-based evaluation, emphasize unbiased opinions...2023-11-2940 minFinTech @ IUAryeh Furman, Emergent CognitionIn this episode, founder of Emergent Cognition, Aryeh Furman, delves into the dynamic realms of fintech, entrepreneurship, and the profound intricacies of life. From navigating startup ventures to unraveling the challenges of modern hustle, join us in exploring the intersections of burnout, holistic wellness, balanced lifestyles, and professional empowerment.
00:00 to 00:05: Introduction and Startup Ventures
00:05 to 00:10: Challenges and Transitions
00:10 to 00:15: Transformations and Business Models
00:15 to 00:20: Alumni Reflections and Fintech Landscape
00:20 to 00:25: Industry Dynamics and Entrepreneurial Risks
00:25 to 00:30: Balancing Passion and Practicality
00:45 to 00:50: Living for a Grand Purpose and Optimism
00:50 to 00:53: Encouragement to Students and Gratitude2023-11-2255 minFinTech @ IUNick Chandi, ForwardAINick Chandi is the CEO and Co-Founder of ForwardAI, a trailblazer in instant business payments. With two decades in accounting technology and finance, Nick not only leads ForwardAI but also co-chairs the BC Tech CEO Scale C-Council and contributes to the Forbes Finance Council.
0:00-5:00: Introduction and Forward AI
5:00-10:00: Importance of Cash Flow in Business and why businesses choose different payment platforms
10:00-15:00: The Emergence of FEDNOW and Traditional Banks
15:00-20:00: Canada V.S. America Fintech Ecosystem
20:00-25:00: The Next Big Wave After the Ai Boom
25:00-30:00: The Threats of Fraud and AI
30:00-35:00: Challenges of Operating a Remote Team
...2023-11-1845 minFinTech @ IUGautham Sastri, We4c.aiGautham Sastri is the President and CEO of We4C.ai, a company that deploys Artificial Intelligence to detect spam bots and extract foresight from social media. He is a seasoned technology entrepreneur, innovator, and investor, having previously founded iSentium, Terrascale Technologies, and Maximum Throughput, acquired by Avid Technology. In this episode, we discuss the impact of social sentiment on stock market dynamics, the GameStop and AMC meme stock saga, the growing influence of generative AI in the digital age, the need for AI regulation, and the challenges of distinguishing between human and AI-generated content.
00:00 to 00:01: Introduction
00:01 to 00:02: Background and...2023-11-1146 minFinTech @ IUEpisode 9: Sarah Welch, CurinosSarah Welch is a Managing Director at Curinos, a company that helps financial institutions make data-driven decisions to improve efficiency and profitability. She completed her undergraduate degree in international business and French at Georgetown University and serves as a Chairperson for the Maryknoll Lay Missioners.2023-11-0843 minFinTech @ IUCaribou Honig, SemperViren VenturesCaribou Honig is a partner at SemperViren Ventures, a VC firm that specializes in investing in workforce, healthcare, and financial technologies. In this episode, we discuss quitting jobs, taking risks, Insurance, and Venture capital in 2023.
0-1: Intro
1-5: Stupid Career Decisions
5-8: InsureTech
8-10: How will younger people become interested in insurance?
10-11: Opportunities at CapitalOne
11-13: Hierarchy of technology
13-16: Insurance API’s
16-18: What Caribou Invests In
18-21: What do you look for in a founder?
21-23: Dilution in Venture Capital
23-27: Investing in companies in 2023
27-32: Should Venture Capital be democratized?
32-34: How to find business opportunities
34-35...2023-11-0446 minFinTech @ IUMichelle Tran, VestwellIn this episode, we talk about women in FinTech, creating startups in college, retirement, and investing. 2023-10-2853 minFinTech @ IUJonathan Katz, AmountIn this episode, we talk about how many banks are failing to realize the opportunity of BaaS, how big giants like Goldman and JP Morgan started taking action, how FinTech is starting to merge in the lending sector, the current macro environment and the compliance aspect of new data.2023-10-2656 minFinTech @ IUJonah Crane, Klaros GroupIn this episode, we talk with Jonah Crane, one of the partners at the widely-known Klaros Group. We talk about the growing number of M&A deals the FinTech industry has seen in 2023, which is mostly attributed to the venture slowdown and practically dead IPO and SPAC markets that we saw last year. We get his takes on international FinTech markets exploding with growth, especially in Brazil. Finally, we get in-depth on regulations, the Sam Bankman-Fried Trial/FTX crash, and BAAS.
Min 0-2: Early career
Min 2-3: 2008 finacial crisis
Min 3-9: Now vs. 2008
Min 9-10: Latin American markets
Min 10-13: Young...2023-10-2651 min
FinTech @ IUGerry Hays, Doriot Venture LabsIn this episode, we talk with Professor Gerry Hays from the Indiana University Kelley School of Business. He runs a VC called Doriot Venture Labs, teaching investors how to identify the characteristics of high-potential investors, how to financially engineer win/win venture investments, how to avoid the most common "trapdoors" that drive negative outcomes, and how to increase overall confidence navigating venture complexities. We discuss his take on what current VC investors should do regarding either full-on consumption to generate quick returns or instead letting these startups take their time and innovate. We go in-depth on crowdfunding, tokenization of assets...2023-10-2647 minFinTech @ IUAlex Johnson, FinTech TakesIn this episode, we talk to Alex Johnson, creator of the FinTech Takes newsletter and one of the most widely regarded figures in the industry. He also runs his own podcast "FinTech Takes" where he talks BAAS, investment advice, innovative business models, emerging players and upcoming trends. We talk FinTech specifically in 2021 and his take on what will happen to the industry within the next decade, how AI will change FinTech and the #1 tips he has for college students who want to land FinTech roles.
Timestamps:
0:00-1:00 (Intro)
1:00-4:00 (Early life and career)
4:00-5:00 (Jumping from Zoot to FICO)
5:00-7:00 (The...2023-10-1848 minFinTech @ IURob Krugman, BroadridgeIn our first official episode, we sit down with Rob Krugman, the Chief Digital Officer at Broadridge. He talks about entrepreneurship, his foresight on what will happen in Generative AI within the next decade, big players like Goldman and JP Morgan creating services similar to FinTech firms, and building this innovative mentality within teams.
Timestamps:
0:00-1:00 (Intro)
1:00-3:00 (Early career)
3:00-4:00 (Working for startups)
4:00-5:00 (Current career)
5:00-7:00 (Old financial technologies and upcoming financial technologies/Web3)
7:00-9:00 (FinTech vs. Institutional Banks)
9:00-11:00 (Gamifying companies)
11:00-12:00 (Delivering value to users)
12:00-14:00 (protecting crypto investors)
14:00-18:00 (Financial literacy problem and solutions)
18:00-19:00 (new particip...2023-10-1825 min