James Jay Barnes - Podcast Details

Shows

$History\'s Biggest Villains$

History's Biggest Villains The Story of Michael Bear and Suzan Bear Carson James Clifford Carson was just a lowly weed dealer when he began a relationship with Susan Barnes, a divorcee with two sons. He quickly fell underneath her spell, as he was known as a follower. Using her trust fund, Susan and James went on drug-fueled voyages around the world, practicing radical Islam, although James was born a Jew. Susan had fully embraced the hippie culture, but her frequent drug use coupled with her mental issues caused her to go into psychosis. James, who was more than willing to do anything she wanted, joined her on a murderous journey through...

2024-07-2907 min

The James Altucher Show My Favorite Things: James Sharing Favorites and what he learnt!In this podcast episode, James Altucher is joined by Jay "The Engineer" Yow to share their favorite things, covering diverse themes including his favorite TV show, Instagram accounts, AI websites, Kung Fu movies, Twitter accounts, books, comedians, and much more. He discusses the details of why these particular favorites have made an impact on him and why he recommends checking them out. Co-host Jay also chimes in with his favorite sitcom and Kung Fu film. Here are the links that you should check out!Favorite IG Accounts: @emonthebrain and @codiesanchezFavorite AI Websites: Suno.ai and pixite.aiFavorite Books: Jesus' Son b...

2024-02-1126 min

The Exposed Negative S2 #13 - Photographic meaning and life lessons w/ Grant ScottThank you for listening to The Exposed Negative Podcast. Running this podcast takes a lot of time and effort, and we hope you have found it helpful and interesting. If you would like to support us by buying us a beer or coffee, or by helping with the running costs of the show, we would greatly appreciate it. Please consider signing up for our Patreon (https://www.patreon.com/exposednegati...) or making a one-time donation through PayPal (https://www.paypal.me/exposednegative). Thank you for your support! Below are the show notes.

2023-05-231h 27

Grumpy Dungeon Masters Grumpy Guest – James Weeks Hello again true believers. We have another special Grumpy Guest this week. GDM Jay has known this guys for a number of years and was glad to see that he had recently released his own table top RPG system for public consumption. The boys sit down to chat with him about his new game Source of Epics and his life in gaming. If you think GDM Jay is an old grump who misses the old play style of RPG’s, well this will be a treat for you. James has been playing even longer and never really mo...

2022-08-311h 26

Real Estate Power Moves w/James J Episode 30: The Real Truth About Credit RepairWhether you want to buy a home or not, you still need to make sure your credit score is well taken care of. To help, let’s explore the real truth about credit repair and what some of the most common misconceptions are. In this episode, you’ll learn the real deal behind credit repair with David Rodriguez from the Phenix group, known as the credit expert for the mortgage industry with11 years in the service. He worked with real estate agents and loan officers across Texas and specializes in improving your credit score while providing credit rest...

2022-02-2336 min

Real Estate Power Moves w/James J Episode 29: 5 Proven Effective Ways To Negotiate In A Crazy Hot Seller's MarketFYI - A seller’s market is when there are more homebuyers in a particular area looking to purchase a home than actual houses listed for sale. It usually results in rising home prices and stiffer competition among homebuyers. Buying a home and running into a multiple offer is not the most ideal situation and can be difficult and frustrating at times from the buyer's perspective especially if you are buying in a challenging and competitive seller’s market. Today, we are joined by Christy Kroboth with Keller Williams Realty. She’s a huge animal lover...

2022-02-1636 min

Real Estate Power Moves w/James J Episode 28: How Do Student Loans Impact Your Homeownership Goals?Today’s episode, James shares how student loan debt impacts your homebuying plans if you’ve just graduated or have been out of school, how you can qualify and achieve a homeownership even if you still have student loans. In addition, he also shares the most recent statistics from the National Association of Realtors (NAR) report and data showing many current homeowners that have student loan debt themselves plus discover your best options and find out how close you are to achieving your homeownership goal! Looking for the best strategy to repay your loans, talk to u...

2022-02-0908 min

Real Estate Power Moves w/James J Episode 27 - Inflation and Foreclosures in 2022 Buyers Must WatchWhat does 2022 hold for the housing market in Texas? Are there projections for foreclosures in 2022? What is the hedge against inflation? It's unbelievable how much home values have risen in the last 24 months, especially in Texas. In this episode, James shared what he learned from “Keeping Current Matters” or KCM webinar where it greatly affects the home buying process, selling or refinancing homes in 2022. There is a need to take advantage of today's low rates before they begin to rise. Whether you're thinking about moving up, downsizing, or refinancing, it’s still the best time to own a home...

2022-02-0306 min

Real Estate Power Moves w/James J Episode 26: 4 Ways To Hit Your Homebuying Goals In 2022Thinking of buying a home this year? Be informed! (Download and Listen) and discover ways how you can hit your home buying goals in 2022! Putting all your home buying goals into a plan can make the process easier to figure out! Lay everything out and take every advantage and disadvantage into consideration. What can work to your advantage is having the right people helping you every step of the way.. It’s so easy! No need to make it complicated. Just remember, don’t put in time and money on something you aren’t well v...

2022-01-2607 min

Real Estate Power Moves w/James J Episode 25: 2022 Home Prices ProjectionWhat’s going to happen with home prices this year? Why haven't we seen a deeper deceleration as a lot of experts predicted? What are the three reasons why the number of active listings didn’t increase as expected? What are some factors affecting a homebuyers’ decision in purchasing a property? After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed. Apprec...

2022-01-1911 min

Real Estate Power Moves w/James J Episode 24: How Do You File For a Homestead Exemption in TexasAre you planning to purchase a new home starting January 1, 2022? Or if you just bought a home in 2021 or currently own a home but have not filed for a homestead exemption? Download and listen🎧 New homeowners who qualify for the exemption will be immediately eligible for this property tax break instead of having to wait until January next year after purchase. This will provide homeowners with a way to lower their property's taxable value and save on their property taxes. So if you’re one of the estimated 250,000 Texans about to purchase a new p...

2022-01-0506 min

Real Estate Power Moves w/James J Episode 23: 2022 Bold Forecast with Realtor, Tony Orozco2021 is almost over and it has been the most outstanding year for the real estate market with home prices going up and with record-low interest rates. Since the unprecedented year COVID, markets have been unpredictable. Many buyers took a more serious approach to homeownership than ever before despite the economic uncertainty caused by the pandemic. The crisis over the housing market is skyrocketing and there was overbidding of homes. Now, with the new variant of COVID, how will it affect the housing market in 2022? Listen to the bold predictions from a very successful realtor, Tony Orozco from...

2021-12-2235 min

Real Estate Power Moves w/James J Episode 22: 5 Ways To Handle A Low Appraisal ValueWhat’s one thing you should do if you get a low appraisal value with your home? How do you overcome this? Simply, just look at the comps! If a comparable home on your appraisal has an addition that wasn’t permitted, surely it will have a different value. Today’s guest is James Dickerson with Realtor Keller Williams Realty who was in retail for 20 plus years now. We want to give you some strategies and tips for people that maybe in the process of purchasing and getting an appraisal done, or are concerned about what m...

2021-12-1618 min

Real Estate Power Moves w/James J Episode 21: The 2022 Housing Market Crash! Real or Fake?Will the housing market crash? Will it just continue to go higher and higher? So many questions and concerns that many are wondering about. In this episode, Travis Spencer, a Realtor, Loan Officer from Texas will help to educate and give us some information about his stand on this very interesting topic about what’s going on with the 2022 real estate market. With the statistics shown and with Redfin predictions, he gave advice especially to the first-time homebuyers to ensure their credits are well established first before buying a home so they can get in at low ra...

2021-12-1134 min

Real Estate Power Moves w/James J Episode 20: What the %&K Is Happening With Home Prices? (How This Crazy Real Estate Pricing Appreciation Affects Consumer Buying Power)Are you wondering why home prices keep going up this year? Well, according to the latest Home Price Index from CoreLogic, this is because of the supply and demand chain where there is more demand and less supply in the market right now. And people tend to just wait for the time when the price will go down. In this episode, James explained the importance of taking action to get that homeownership done. The more you wait, the more expensive it's going to become, and the less buying power you're going to have. Are you...

2021-12-0111 min

Real Estate Power Moves w/James J Top 3 Tips for Veteran HomebuyersIn this video, I'm going to discuss top 3 Tips for Veteran Homebuyers. ▼ Follow Me on Social▼ Facebook ▻ https://www.facebook.com/jamesjaymort... Instagram ▻ https://www.instagram.com/jamesjaymor... LinkedIn ▻ https://www.linkedin.com/in/james-jay... Learn more at (Website) ▻ https://texasmortgageboss.com/ #realestate #homebuying #firsttimehomebuyer #homebuyingprocess #homebuyingtips #buyingahome #buyingahouse #firsttimehomebuyers #firsttimehomebuyertips #realestatetips #realtor #howtobuyahouse #howtobuyahome #firsttimehomebuyerloan #realestateagent #realestateinvesting #homebuying101 #mortgagebroker #mortgageloan #realestateadvice #texasrealestate #houstonrealestate #texas #houston #texasmortgageboss

2021-11-1724 min

Real Estate Power Moves w/James J 5 Ways To Reduce Homebuyer StressIn this video, I'm going to discuss 5 Ways To Reduce Homebuyer Stress. ▼ Follow Me on Social▼ Facebook ▻ https://www.facebook.com/jamesjaymort... Instagram ▻ https://www.instagram.com/jamesjaymor... LinkedIn ▻ https://www.linkedin.com/in/james-jay... Learn more at (Website) ▻ https://texasmortgageboss.com/ #realestate #homebuying #firsttimehomebuyer #homebuyingprocess #homebuyingtips #buyingahome #buyingahouse #firsttimehomebuyers #firsttimehomebuyertips #realestatetips #realtor #howtobuyahouse #howtobuyahome #firsttimehomebuyerloan #realestateagent #realestateinvesting #homebuying101 #mortgagebroker #mortgageloan #realestateadvice #texasrealestate #houstonrealestate #texas #houston #texasmortgageboss

2021-11-0444 min

Real Estate Power Moves w/James J How To Negotiate In A Hot Real Estate MarketBack in February 2020, Texas seemed to be headed for its sixth straight year of record-busting real estate sales. The biggest problem, according to Cindi Bulla, the chairperson of Texas REALTORS, was that the lengthy sellers' market had pushed prices too high for some people to afford their first home. So how do you stand out when competing in this market? Realtor, Maya Petereson will give us her expert advice on ways to get that home you want under contract and to the finish line. 👉Subscribe to my Channel “Texas Mortgage Boss Podcast”: https://www.youtube.com/channel/UCkKb...

2021-10-2820 min

Real Estate Power Moves w/James J Navigating the Supply and Demand as a BuyerToday we are talking about "Navigating the Supply and Demand as a Buyer". Stay tuned for all the myths and tricks to get the best from it.

2021-10-2006 min

Real Estate Power Moves w/James J Two Reason Why Waiting A Year To Buy Could Cost YouIf you’re a renter with a desire to become a homeowner or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself two simple questions: What will home prices be like in 2022? Where will mortgage rates be by the end of 2022? Let’s shed some light on the answers to both of these questions. Learn more at (Website) ▻ https://texasmortgageboss.com/ #homeb...

2021-10-1308 min

Real Estate Power Moves w/James J 3 Biggest LIES About Buying A HomeThe housing market is in constant flux, and it’s changed dramatically in the last 30 years. While your parents likely have the best intentions when imparting words of advice, some of their hard-earned wisdom may not hold up in today’s market. That’s why it’s smart to work with an experienced real estate agent and a trusted mortgage lender who can talk you through your home buying options and what you need to know to win in today’s market. Today I interview J.C. Torres from Signature Homes Realty to discuss The 3 Biggest Lies About Buying a Home. If y...

2021-10-0615 min

Real Estate Power Moves w/James J Top 5 Mistakes To AvoidTop 5 Mistakes To Avoid when buying a home.

2021-09-2218 min

Real Estate Power Moves w/James J EVERYTHING you NEED to KNOW about Buying a House in 2021If the 2021 home buying market were a card game, the deck would be stacked with wildcards. The coronavirus pandemic has caused seismic shifts in the real estate market, spurring a higher demand for more square footage and thus a sudden interest in the spacious suburbs. Interest rates are low, but so too is inventory. So as a first time buyer how do you compete and prepare? Helen Brison from KW Premiere will walk us through some best practices for first time buyers to get into the market of homeownership.

2021-09-0806 min

Real Estate Power Moves w/James J Benefits of New Construction HomesMany people would argue that new construction homes have far more, and greater, pros than they do cons. Just on the surface level, new homes include modern styles, the latest up-to-code safety measures, and new plumbing, electricity, and well, everything! A new home often contains a modern home plan. If you love open floor plans, modern entryways and windows, and contemporary kitchen styles, then being the first person to live in a home is a promising formula for checking each of those boxes. But is new construction the right thing for you?

2021-09-0504 min

Real Estate Power Moves w/James J Homeowner Association & Dues👉Subscribe to my Channel “Texas Mortgage Boss Podcast”: https://www.youtube.com/channel/UCkKb... Make sure to hit the BELL icon to be notified of new videos! 🔔 ▼ Follow Me on Social▼ Facebook ▻ https://www.facebook.com/jamesjaymort... Instagram ▻ https://www.instagram.com/jamesjaymor... LinkedIn ▻ https://www.linkedin.com/in/james-jay... Learn more at (Website) ▻ https://texasmortgageboss.com/

2021-08-0809 min

Real Estate Power Moves w/James J Homebuyer Mindset in a competitive Texas MarketToday's Facebook live topic is all about the homebuyer mindset. We discuss the right mindset that you need to have as a homebuyer in this crazy and ever-changing market. Whether you are a first-time homebuyer or a seasoned veteran there are things you need to consider before making the biggest purchase of your life. ▼ Follow Me on Social▼ Facebook ▻ https://www.facebook.com/jamesjaymort... Instagram ▻ https://www.instagram.com/jamesjaymor... LinkedIn ▻ https://www.linkedin.com/in/james-jay...

2021-07-2517 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 8 | APR vs Interest RateThis is another important and often confusing topic for first-time buyers. Both the APR and the interest rate are ways for consumers to comparison shop as well as determine the affordability of the loan. Let's discuss this a little further and make sure we have a complete understanding of how one compares to the other. They are not the same thing!

2021-07-1506 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 7 | Mortgage Insurance vs Homeowners InsuranceWhile homeowners insurance covers you if something goes wrong with your home, mortgage insurance protects the lender if you're unable to pay your mortgage but these two things are often confused so let's discuss it! ► Please subscribe to my Channel “Texas Mortgage Boss Podcast”: https://www.youtube.com/channel/UCkKb... Follow Me on Social: Facebook ▻ https://www.facebook.com/jamesjaymort... Instagram ▻ https://www.instagram.com/jamesjaymor... LinkedIn ▻ https://www.linkedin.com/in/james-jay...

2021-07-0711 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 6 | How long does it take to close on a home?When you buy a new house, it might not take long to negotiate and agree on a purchase price, but there's a lot more that needs to happen in the homebuying process before the property legally becomes yours. That doesn't happen until closing -- the date when you sign all of the paperwork and officially become the owner of the home. Today we discuss the timeframe you should expect when closing on a house, the steps that need to happen before you can go from being a prospective home buyer to an official owner, and some ways to set...

2021-07-0410 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 5 || Appraisal vs Inspection - What's the Difference?Home inspections and appraisals are key steps in the home-buying process. Both give you a better understanding of a home’s condition and value before you follow through with what likely will be one of the biggest investments in your life. Home inspections and appraisals look at two different aspects of a property, with both giving prospective buyers a clearer picture of a home than is typically visible when you first see a home. The appraisal will probably be required, the inspection not so much, but you’d be doing yourself a disservice by not having one done. Today we wil...

2021-06-3013 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 4 || How much are closing costs when buying a home?After saving for a down payment, house hunting and applying for a mortgage, closing costs can come as an unpleasant surprise. Understanding what closing costs cover and budgeting for them will smooth out the final stretch of the home-buying process. Closing costs include the myriad fees for the services and expenses required to finalize a mortgage. You’ll have to pay closing costs whether you buy a home or refinance. This may be the one thing that holds people back so let's discuss this! ▼ Follow Me on Social▼ Facebook ▻ https://www.facebook.com/james...

2021-06-2322 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 3 || Can you get a gift to help with your closing costs?Down payments are one of the biggest hurdles to purchasing a home. Fortunately, if you haven't saved enough of your own funds for a home purchase, many lenders allow borrowers to purchase a home with gift funds which can also be used towards closing costs. But there is a right and wrong way to do this so let's talk about it. Learn more at (Website) ▻ https://texasmortgageboss.com/

2021-06-0910 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 2 | What credit score do I need to buy a house?Your credit score plays a major role in your ability to secure a mortgage loan. Not only does it impact your initial qualification for a loan, but it also influences your interest rate, down payment requirements, and other terms of your mortgage. 👉Subscribe to my Channel “Texas Mortgage Boss Podcast”: https://www.youtube.com/channel/UCkKbOSAj0fb8Bd1hPjkU-qQ Learn more at (Website) ▻ https://texasmortgageboss.com/

2021-06-0208 min

Real Estate Power Moves w/James J First-time homebuyer series Ep. 1 | How much down payment do I need?The number one thing that prevents people from pursuing homeownership is the down payment. There are a lot of myths around how much down payment is required and we will address that and dispel some of the myths out there.

2021-05-2906 min

Real Estate Power Moves w/James J Can you change jobs while getting a mortgage?Today, we will deep dive into why changing jobs is the worst thing to do while getting a mortgage loan. We will discuss different issues that you may encounter when applying for a loan. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode please subscribe to our podcast! We really appreciate you listening to us.

2021-04-1606 min

Real Estate Power Moves w/James J Why do lenders need tax returns and verifications?We will briefly discuss why Lenders need tax returns and verification. How this will help you as a tax payer and what you should do in filling your tax return. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode, please subscribe to our podcast! We really appreciate you listening to us.

2021-03-1806 min

Real Estate Power Moves w/James J Can you use unemployment Income to purchase a home?If you or anyone that you know is thinking of getting a mortgage loan with an unemployment income, are they qualified? Let listen to this podcast or share this to anyone who needs to hear this. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode, please subscribe to our podcast! We really appreciate you listening to us.

2021-03-1604 min

Real Estate Power Moves w/James J Why You should get FHA loans if you are under DACA programEffective January 19, 2021, FHA permits FHA mortgages for individuals classified under the DACA program with the U.S. Citizenship & Immigration Service (USCIS) and is legally permitted to work in the United States. This is huge news and will open up so many more opportunities for homeownership in 2021. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode, please subscribe to our podcast! We really appreciate you listening to us.

2021-02-1205 min

Real Estate Power Moves w/James J Is your Tax Return enough to qualify you for a mortgage?In this episode, we will talk about Tax Return and Tax Return Verification. Why do mortgage lenders look for tax returns and tax return verifications? This is one of the biggest loans you’ll ever receive, and naturally, mortgage underwriters need to ensure your ability to repay it. Let's discuss why the tax return you provide a lender is not enough to qualify you for a mortgage. Timestamp 00;00;32;00 When is Tax Season 00;01;02;15 What year is best for tax return verification 00;02;30;00 How to pull tax return verification 00;04;44;00 Are...

2021-02-1006 min

Real Estate Power Moves w/James J Understanding the difference between a prequalification letter and a preapproval letter with Lacie LugoIn this episode, we will talk about the difference between a prequalification letter and a preapproval letter. We will dive deep into this topic with our guess Lacie Lugo. How understanding the difference can help you make or break the deal. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode please subscribe to our podcast! W...

2021-02-0545 min

Real Estate Power Moves w/James J Interview with Antrechelle Schumack owner of Schumack GroupIn this episode, we will listen to an Interview with Antrechelle Schumack the owner of Schumack Group. How she made it in the Real Estate world and how she used the power of social media for her business. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode please subscribe to our podcast! W...

2021-02-0338 min

Real Estate Power Moves w/James J Interview with Barry Pryce an Innovative Real Estate Entrepreneur In this Episode, We had the pleasure of interviewing Barry Pryce, An Innovative Real Estate Entrepreneur. Who is currently working on a Property The Gardens of Hacienda Tecolote for the last three years. Let's get to know more about the project and learn from the man himself. •Follow me on Social Media• Facebook ▻ https://www.facebook.com/jamesjaymortgage Instagram ▻ https://www.instagram.com/jamesjaymortgage/ Website ▻ http://mortgagebosstx.com/ If you liked today's episode please subscribe...

2021-01-2934 min

Real Estate Power Moves w/James J Real Estate Business Journey with Aleshia HawkinsSummary: In today's episode, We had the pleasure of interviewing Aleshia Hawkins, and she will share how she managed her Real estate business from the ground up. Get to know her story about how she transitioned from a full-time employee to a successful realtor. With over 20 years of experience in the industry, she will share her strategy and give advice about how to go through the real estate industry in 2021. Timestamps: (3:28.000) What Led Aleshia to be in a Real Estate business. (11:36.000) Who do you look up to in t...

2021-01-0639 min

Real Estate Power Moves w/James J How Credit Scores Impact Debt to Income RatioSummary: In this episode, we will be talking about How Credit Scores impact your Debt to Income Ratio. We will also discuss some of the General rules when it comes FHA, Conventional Loans, and VA. And how does the Debt to income ratio helps determine whether you qualify for a loan? Timestamps (1:15.000) What you need to know about Debt to Income Ratio (1:34.500) Your situation is unique to you (3:57.000) How to Calculate Debt to income for FHA loan (6:51.000) Mortgage Companies Underwriting Approval...

2020-12-3022 min

Careful 4 Spoilers Ep53: IT Chapter Two (2019)On this episode I'm joined by special guests Actor/Writer/Producer Brad Belemjian (Curse of the Nun", Clowntergeist", and "The Hunt") and Director/Writer/Producer Aaron Mirtes ("Clowntergeist", "Curse of the Nun") for our spoiler filled discussion on "IT Chapter Two" and sharing their insight into the world of filmmaking.IMDb SynopsisTwenty-seven years after their first encounter with the terrifying Pennywise, the Losers Club have grown up and moved away, until a devastating phone call brings them back.Directed by: Andy MuschiettiWritten by: Gary DaubermanAdult Losers: Jessica Chastain...

2019-09-092h 02

Houston Inside Out 055 - Your Closing Date Will Affect Your Closing Costs With James JayIn today’s episode, we are talking about how your closing date will affect the closing cost. When would be the best time for you to lock in?Tune in now and understand how the final closing rate is affected by the date and know when is the best time for you! QUOTES“Bottom line is this: Everything is paid in arears.”MENTIONSwww.myhoustoninsideout.com SHOW NOTES[0:01:11.0] The day of the month affects the closing cost [0:01:36.0] Arears explained[0:03:08.0] Example of arear...

2019-05-1106 min

Houston Inside Out 054 - Mental Fitness and Real Estate TalkIn today’s episode, Casey Ingram, a personal trainer for 16 years and an independent real estate agent with Keller Williams, joins James J and they talk about having that mindset that you get from being in the fitness industry and how it relates to the real estate market.Join us and be inspired as we learn more about it! QUOTES“The objective is keeping them somewhat on the straight and narrow in order to get them to a certain point that they’d become more self-sufficient as time pass.”“In the real...

2019-04-3036 min

Houston Inside Out 053 - Interest rate locks With James JayIn today’s episode, James will be talking about locking in your interest rate. Not as easy as it sounds but it is very important.Tune in now and get tips on how and when to do it!QUOTES“Offering an actual rate lock cost the lender money when that happens. ”“By committing funds to lend to you, the lender is unable to use it for anything else until your loan actually closes.”“Ultimately it is the buyer’s responsibility to lock in interest rate.”MENTIONSwww...

2019-04-2705 min

Houston Inside Out 052 - Amortization With James JayFor today’s episode, we are going to talk about amortization period and which one is right for you. James is going to share how the actual mortgage payment is structured to help you understand key points to look into as you are deciding.Join us and give this episode a listen to know more about it! QUOTES“Every extra dollar that you are paying towards your mortgage will reduce the amount you’re paying interest and the remainder of the loan.”“Most loans don’t have prepayment penalties.”MENTIO...

2019-04-2507 min

Houston Inside Out 051 - Looking to Upgrade Your Current Home? Now’s the Time to Move-Up! With James JayIn this episode today, we are talking about knowing why now might be the right time to look into upgrading your home. We will also understand how the market is affected by different factors.Tune in now and know more about it!QUOTES“The luxury home markets typically take longer to sell.”“As the inventory increases, the larger the difference of the list price to the sold price is.”MENTIONSwww.myhoustoninsideout.comSHOW NOTES[00:01:05] Lately, Interests rates have adjusted[00:02:00] Why this...

2019-04-2309 min

Houston Inside Out 050 - Interest Rates of 17%? Say What? With James JayWelcome to this episode where we are talking about interest rates. Learn some historical contents, some recent rates and know when to perfectly lock it in.So tune in, listen and learn!QUOTES“Rates obviously fluctuate.”“Interest rates play a big factor in your monthly payment.”MENTIONSmyhoustoninsideout.comPhone number: 832-271-1708, Houston Inside Out SHOW NOTES[00:01:53] Interest rates have gone down[00:02:38] The market is heating up[00:03:49] Historical perspective in mortgages[00:07:09] Recent history on rates[00:09:27] Interest rates fluctuate

2019-04-2011 min

Houston Inside Out 049 - 7 Things To Avoid After Applying for a Mortgage! With James JayWelcome to this episode of Houston Inside Out where we are going to talk about “7 Things To Avoid After Applying for a Mortgage”. A lot of people have a misconception about what happens after being initially approved for the loan. Learn very important points especially when you are building a home or even when purchasing a home that is already done.Make sure to listen and know more about it!MENTIONSmyhoustoninsodeout.com SHOW NOTES[00:00:25] #1 - Don't change jobs or the way you're getting paid.[00:04:33] #2 - Don...

2019-04-1814 min

Houston Inside Out 048 - What Is This Fee For Military Veterans Watch This if Your Buying a Home!VA loans have a unique combination of features not found with other loan programs. Because a portion of each loan is guaranteed by the VA for the lenders, they can offer more favorable terms. Whether you’re buying your first home, needing more space for your growing family, or downsizing as an empty nester, the VA homebuying benefit can be used over and over. It’s possible to restore entitlement from a prior loan and use it again, making VA loans a benefit for life.So, what is this fee for military veterans? Listen to this epis...

2019-04-1107 min

Houston Inside Out 047 - Credit Restoration Talk With Teresa and Randy ParasilitiCredit restoration talk with Teresa and Randy Parasiliti from National Credit Federation. National Credit Federation, commonly referred to as NCF, is a nationwide, membership-based organization. Our mission is to help people who are currently in or have successfully come through a financial crisis, take back control of their finances and credit, allowing them to achieve their financial dreams. Call Randy and Teresa at 832-368-4311 or on the web at nationalcreditfederation.net/randy.Shownotes:(02:30) National Credit Federation(06:14) Credit Analysis With All Three B...

2019-04-0939 min

Houston Inside Out 046 - What Happens At Closing With James JayToday we're talking about what happens at the closing of your home. During closing, ownership of a property is transferred from the seller to the buyer. The escrow company distributes all funds, and the new deed is registered in the buyer's name. The buyer also has to bring a check for all of the mortgage and title fees accumulated along the way.Quotes:"Try And Get This Stuff Done."Shownotes:(01:32) There Are Things That Arise As You're At The Actual Closing Ta...

2019-04-0609 min

Houston Inside Out 045 -Credit Scores And What To Know With James JayCredit scores are calculated using the information on your credit reports, which includes details of your credit accounts, how often you apply for credit, debt collection accounts and some public records, among other things.Quote:"85% Of Americans Have A Credit Score That Will Enable Them To Get Into A Home. "Shownotes:(01:16) They don't educate us.(02:15) No more renting. (07:05) Order a credit report right now. If you like this episode of the Houston Inside Out podcast, please don't forget to like, sha...

2019-04-0411 min

Houston Inside Out 044 - Things To Avoid When Moving With James JayMoving to a new home can be intensely stressful and throw your life into chaos.So in this episode, we are going to share some things you need to avoid when moving. Stay tuned! :)Quote: "Moving Is The Ideal Time To Get Rid Of Things You No Longer Need. "Shownotes:(02:22) Scheduling Stuff(06:48) Skipping The PurgeIf you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We appreciate yo...

2019-04-0211 min

Houston Inside Out 043 - Slap the $h_t out of renting in 2019 With James JayNo more renting. If you want to make money slapping somebody in the face, you can make money by slapping your landlord in the face and go get your own home. That's how you make money. Stop making your landlord rich. Quote:"You Want To Be Proactive If You Are Looking At Getting Into A Home This Year."Shownotes:(00:45) We Are Getting Into Credit Scores. (02:13) No ore renting.(05:06) Max Credit Score.(07:35) Wrong Information On Credit Report Side.If yo...

2019-03-3010 min

Houston Inside Out 042 - Interest Rates Hit New 12 Month Low! With James JayAccording to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at their lowest for 2019. Rates like these haven’t been seen since February 2018!Last week’s survey results reported an interest rate of 4.35%. This is a welcome change from the near 5% rates seen in mid-November. At 4.32%, the second week of February 2018 was the last time rates were this low.If you plan on buying a home this spring, contact us, we can help prepare you for today’s market before rates increase!Quote:

2019-03-2804 min

Houston Inside Out 041 - Do 46 Million Millennials Know They Are Mortgage Ready? With James JayA lot of people don't know that they are eligible for a mortgage. So today, we are going to dive in specifically to millennials to talk about some of the misconceptions.Quote: "They've Got The Credit, All The Necessary Items And Necessary Criteria To Be Able To Own A Home. "Shownotes: (00:33) Millennial Talk.(01:51) Millennial Generation Is Growing Up In An Age Where They Can Make Money At A Much Earlier Age.(03:18) Estimated Number Five Million Millennials That Are Going To Turn 30 In The Nex...

2019-03-2608 min

Houston Inside Out 040 - What You Must Have To Apply For A Mortgage With James JayA mortgage application can be complicated and requires several documents but as a minimum, you will need to provide some identification.There are a few things you need to have ready before you apply for a mortgage, and we are going to share those things with you in this episode, so stay tuned.Quote:There Is A Balance Between Giving Information And Giving Too Much Information.Shownotes: (01:05) You Could Get A Mortgage Without Having A Job. (04:01) Make Sure You Are Providing Enough...

2019-03-2209 min

Houston Inside Out 039 - 4 Reasons To Buy A Home This Spring With James JayRight now we're at a great time to get a lower interest rate. You'll be able to make sure you're getting the most bang for your mortgage buck right and right now is an opportune time to do it. If you are looking at getting into one home in 2019, I think you are right on the money doing it now as we're entering the spring season and as we start getting hotter and hotter in the market in April and May and then really burning through the summer. This is a great time to get into a home and ma...

2019-03-1508 min

Houston Inside Out 038 - Skip The Spouse, Buy The House With James JayFor both men and women, buying a home on your own by yourself requires more financial independence than does buy with the support of a partner. In this episode we are going to share the impact of buying a house with a woman.Quote:"A women purchasing homes at a greater flip than single men do."Shownotes:[00:37] Bloomberg Article.[02:08] Women Are More Responsible.[05:45] It's Going To Be A Little More Easier To Purchase When You've Got Another Person.[07:20] H...

2019-03-0808 min

Houston Inside Out 037 - What Is An Appraisal? With James JayIn this episode, we talk about an appraisal. An appraisal is an important part of the home buying process. Lenders require appraisals when buyers use their new homes as security for their mortgages. So stay tuned as we more about appraisals."You also have an income approach as far as the appraisal goes."If you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We appreciate your support and feedback! Hosted on Acast. See acast.com/privacy for more i...

2019-03-0215 min

Houston Inside Out 036 - Negotiation With James JayNegotiation, the things that you can negotiate during the contract phase if you are a buyer and a seller. As a home seller, you want to close as soon as possible and as a seller, you want to get your households as quickly as possible.In this episode, we discussed the five most important things for negotiation. Stay Tuned :)Quote:"Once You Start Getting Into A Higher Price Point Maybe Not Necessarily The Case With Buyers Asking For Closing Costs."If...

2019-02-2812 min

Houston Inside Out 035 - Have you ever thought about DOWNSIZING With James JayMaybe you’re tired of cleaning a large home every weekend. Maybe the cost of maintenance and upkeep on your current home is steadily rising. But perhaps you’re starting to think hard about why exactly you are living in a home as large as your current one.Here are the things you have to remember when downsizing your home.Stay Tuned :)Quote: "Decide What You're Going To Pack, What Are You Going To Take And What Are You Going To Leave"If...

2019-02-2609 min

Houston Inside Out 034 - Thinking Of Buying Investment Property With James JayWhen it comes to property investment, regardless of the type of property you are going to purchase, investing in real estate requires a good amount of cash. But perhaps more important are the pitfalls to avoid so you don’t become a statistic of the property game.To help you out, I’m going to share with you a basic things to consider when buying an investment property. Quote: "Do Your Research On The Property You Are Going To Invest In."If you like this...

2019-02-2314 min

Houston Inside Out 033 - Insurance Talk With Steven SmithIn this episode, we have Steven Smith. He is the owner of a State Farm Insurance Agency in Katy, Texas. Steven has been in insurance of over 20 years straight out of college. Insurance is one of the things that a lot of people don't know a lot about. We all need to have it. It's one of the things that is often misunderstood. So today Steven Is going to explain to us what is really is insurance and how is this super important to everyone.Quote: "I don...

2019-02-2127 min

Houston Inside Out 032 - Content Marketing for Realtors and Businesses With Nick KrempaskyContent marketing is a strategic marketing approach focused on creating and distributing valuable, relevant, and consistent content to attract and retain a clearly defined audience — and, ultimately, to drive profitable customer action. Nick is an expert and you will want to take notes on this one!Contact Nick:https://www.nickkrempasky.comIf you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We appreciate your support and feedback! Hosted on Acast. See acast.com/privacy fo...

2019-02-1930 min

Houston Inside Out 031 - Price Is Right With James JayWhat we need to know about the right pricing as it relates to your home and selling your home this year.You do not want to give buyers a perception that something is wrong with your house by pricing it high and then waiting too long to reduce your price. If you start off and price it right from the beginning, you're going to be a much better situation. It's really important that you find a marketing plan or realtor that has an actual market marketing plan.Quote: "You can...

2019-02-1607 min

Houston Inside Out 030 - What Will It Cost You If You Wait 1 Year To Purchase A Home With James JayIn this episode, we decide whether it's good to buy a home right away or should we wait the next year. I recommend that you buy now because the interest rates are low hence you're going to pay less for the home that you want. If you wait next year there may be a tendency that the interest rates go up and you end up paying more and losing more money. So I emphasize that you buy now to get ahead and get your money's worth.Quote: "If you're thinking of buying a home the...

2019-02-1406 min

Houston Inside Out 029 - Need Some Financial Help Buying Your Next Home? Lender And Seller Credits Might Be The Answer!Lender credit and seller credit that is something to consider when buying your next home and your mortgage partner can help you with that. But it's always nice to have a relationship with the person that you're dealing with versus just dealing with somebody online.Quote:"Time is about to start heating up for buying and selling. "Shownotes:[02:28] If You're Putting Out 25% Or More You're Going To Be Able To Get A Little Bit More Contribution.[03:04] Take A Look At txmortgagemoney.com. T...

2019-02-1210 min

Houston Inside Out 028 - How to make your home more lovable to sell? With James JayIn this episode, we are talking about how to make your home appeal to as many buyers as possible. If you are thinking of selling your home, there are different things that you can do to make it more appealing. We are going to give you a few tips or some things that you can do to help prepare your home as you get ready to sell it. Quote:"First impression is everything"Shownotes:[01:33] Few Tips That You Can Do To Help Prepare Your Home

2019-02-0911 min

Houston Inside Out 027 - How does a more expensive home costs less? With James JayWhen does a more expensive home cost less?In episode, we talk about why purchasing a more expensive home in an urban neighbourhood could actually wind up costing you less than a home with a smaller price tag in the suburbs.Quote:"All things to consider in the cost of living from where you work versus where you live."Shownotes:[01:40] The Reason Why Does A More Expensive Home Cost Less?[03:26] You've Got Typically Two Cars That Are Going To Be Needed.

2019-02-0707 min

Houston Inside Out 026 - Multi Family Real Estate Investment Talk With Hector PadillaIn this episode, we have Hector Padilla, president and founder of HP Investments out in California.He shares about his business life. At a very young age, he started to realize that he did not want to do labor work which brought him into the business. He then created exponential growth and have now purchased over $90 million with the real estate. Quote: "At the age of four, I started washing dishes to get an allowance and I quickly learned that that was not a career I wanted" - Hector Padilla

2019-02-051h 03

Houston Inside Out 025 - Is the Recent Dip in Interest Rates Here to Stay With James JayThe market is liquid the past couple of weeks, the question we've heard a lot is, will these dips continue to stay around? In this episode, we are going to answer your question about the interest rates. Shownotes: [01:32] Freddie Mac's Chief Economist, Sam Carter, notes that mortgage rates declining at the start of this year.[02:44] This would be a good time to get back into the game.[03:47] Maximize your buying power during this year. If you like this episode of the Houston Inside Out podcast, please don...

2019-02-0205 min

Houston Inside Out 024 - Tips To Maximize The Sale of Your Home With James JayHow can you get the most money for the sale of your home? Listen to this episode as we are sharing two things you can do to maximize the value of your home. Quote: "Real estate agents are everywhere. Everybody's has got a real estate agent but here's very few real estate professionals"Shownotes:[00:00:49] How can you get the most money for the sale of your home? [01:31] Every single homeowner wants to make sure they maximize their financial reward when they're selling their home.

2019-01-3108 min

Houston Inside Out 023 - Entrepreneurship Talk With S.A. SolaIn this episode, we have Sola Okunoren also know as S.A. Sola. We talk about how to be a successful entrepreneur. Sola is a perfumer and former bank executive. He narrates how he became a successful entrepreneur. So please listen and enjoy our show."You only fail when you stop trying"Instagram: nostalgiacollectionFacebook: The Nostalgia Collection00:00 Show introduction 00:51 James Jay introduces his guest who is a perfumer.01:45 Starting back into Sola's journey from the banking days[02:34] Sola s...

2019-01-2949 min

Houston Inside Out 022 - When Is The Best Time To Sell Your Home With James JayWhat are the things to consider on when is the best time to sell your home? Quotes:"You know when the best time really to sell your home was when there was less competition, which right now there's not as much competition as you're going to experience if you wait until you get to the springtime."Shownotes: [00:04] The best time to sell your home is right now and I'm going to give you some reasons to really consider putting your home on the market now....

2019-01-2605 min

Houston Inside Out 021 - How Do Jumbo Loans Work With James JayWhat you need to know about jumbo loans.Quotes:One thing to keep in mind about jumbo loans unlike traditional mortgages typically jumbo loans isn't sold. The bottom line is we're trying to get the loan amount under that $453,000 threshold as not to be in the jumbo loan criteria.Shownotes:00:38 Houston Home Talk show introduction.00:05 A jumbo loan is a specific product. As of January 1st of 2018, a jumbo loan was considered a mortgage loan of $453,100 or higher01:53 Pri...

2019-01-2410 min

Houston Inside Out 020 Annual Percentage Rate VS Interest Rate With James JayWhat you need to know about the difference between an annual percentage rate and interest rate Quotes:"Look at the overall loan. The interest rate is absolutely important. A lot of lenders will make it look much better than it is by having a lower rate if they know they're competing, but then you look at the annual percentage rate which most people do not pay attention to and they're charging a whole lot more fees to get the same type of loan."Show Notes:

2019-01-2207 min

Houston Inside Out 019 What Are Lender Points? With James JayThe things you need to know about lender points.Quotes:"As you consider your loan options, you really need to look at your long term ownership plan as well as your willingness to actually pay points and that will really help you determine the best strategies so you can consult with a mortgage professional on this and they can give you some scenarios to look at."Show Notes: [00:03] We're talking lender points. These are mortgage points. What are they in? Should you pay them?[01:01] Le...

2019-01-1905 min

Houston Inside Out 018 What Happens To A Mortgage After It Closes? With James JayThings you need to be aware about when your mortgage closes.Quotes: "Ultimately the terms of your mortgage assuming you have a fixed rate mortgage your principal interest do not change."Show Notes: [00:06] Introduction to the Houston inside out show.[00:20] We are talking mortgages and specifically what happens to your mortgage after you close on your home.[01:30] Those lenders will actually continue to hold your loan and service your loan meaning they're going to continue to collect payment from...

2019-01-1706 min

Houston Inside Out 017 Two Factors To Watch In Todays Real Estate Market With James JayIn this episode of Houston Inside Out we are going to discuss a couple of factors to watch in today's real estate market whether you are buying or selling a homeQuotes:"There are many factors that you should definitely consider, where you want to live, why you want to buy or sell, who is going to help you with your journey. Now, when it comes to today's market though, the two top factors for sure are interest rates and inventory."Show N...

2019-01-1505 min

Houston Inside Out 016 - Why Include Taxes In Your Mortgage Payment With James JayIn this episode of Houston Inside Out we discuss the importance of escrowing your taxes and your insurance.Quotes:"Overall I recommend people to pay the taxes and insurance monthly in the form of an escrow account.''Show Notes: [00:03] Introduction to Houston Home Talk.[00:37] The importance of escrowing your taxes and your insurance. He discusses that some people like to pay their taxes on their own and some use an escrow account to pay their taxes.[02:14] A deeper in discussing the benefits...

2019-01-1210 min

Houston Inside Out 015 Option Periods Talk with James JayJames Jay talks about option periods as it relates to a purchase agreement that is you purchasing a resale home. He goes in to explain the importance of having an option period. He also discusses the importance of hiring an inspector to go out to the property to do a full inspection of the property from top to bottom.Quotes:"Option periods are something that is negotiated between a buyer and a seller, but it is a very, very important clause in a residential contract."Show notes:

2019-01-1008 min

Houston Inside Out 014- How Your Credit Score Calculated With James JayJames Jay Discusses how the credit score is calculated and the three credit bureaus that maintain credit records. There are TransUnion, Equifax, and Experian. Any nonpayment is immediately reported to these bureaus and reflected in your credit report. He also explains that the longer the credit history, the better this reflects on your score. Quotes:"The credit score is based on a credit report which is a detailed account of our credit history of borrowing, repayment and credit inquiries. The bottom line is to keep your balance low and make y...

2019-01-0709 min

Houston Inside Out 013 Fixed Or Adjustable Rate Mortgage With James JayJames Jay talks about the difference between fixed rate mortgage and adjustable rate mortgage. The fixed rate mortgage and adjustable rate mortgage are both important depending upon the market and your financial expectations, each option will actually provide different benefits and drawbacks.Quotes"Choosing between fixed rate mortgage and adjustable rate mortgage of loans just depends on your individual situation and the interest rate that's going on at that time."Show Notes[00:03] Introduction of fixed rate mortgage and adjustable rate mortgage.[00:15] Show Introduction.

2019-01-0407 min

Houston Inside Out 012 Home Inspection Talk With James JayJames Jay talks about the importance of a home inspector and the benefits of hiring a home inspector. James explains what a home inspector does and the advantages of hiring a home inspector like a detailed examination of all the major systems of a property. This includes plumbing, electrical, heating, cooling systems, as well as the structural integrity of a property, radon gas, mold, termite detection.Quotes:"A home inspector is trained specifically to go through a home and detect all kinds of issues that you and your realtor are not qualified to d...

2019-01-0206 min

Houston Inside Out 011 How To Maintain Credit After We Are Approved Of A Loan With James JayJames Jay talks about getting into credit and how to maintain credit after we are approved of a loan. He tells us not to make unnecessary purchases while a loan is still in the pre-approved stage, for example, buying furniture because this might jeopardize our credit score which would also jeopardize the loan approval process.QUOTES:" Be very, very careful once you are initially approved for a loan. Do not make any new purchases."Show notes:[00:39] How to maintain credibility when a loan is approved a...

2019-01-0107 min

Houston Inside Out 010 Houston Market 2019 Overview With James JayJames talks about projections for the city of Houston for 2019 relocating to Houston and relocating from Houston. He also talks about the population and unemployment rates and the rent and income in Houston as well as fortune 26 to fortune 500 companies. He also talks about the medical care and hospitals and the top of the line cancer care center in Houston. Lastly he talks about oil and gas which could improve in 2019.QUOTES"Our economy is still very, very strong and something that we should be proud of and moving into 2019 definitely going to be so...

2018-12-2806 min

Houston Inside Out 009 Why Houses Do Not Sell In A Strong Market With James JayIn this episode, James is going to share with us the top five reason why houses do not sell in a strong market. So don't miss this episode and let's find out his deep insights about it.If you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We appreciate your support and feedback! Hosted on Acast. See acast.com/privacy for more information.

2018-12-2813 min

Houston Inside Out 008 Four Reasons To Sell This Winter With James JayThe winter time is a time of year where a lot of people are confused as to whether they should take their home off the market way to the spring. In this episode, James is going to share four reasons to keep selling this winter. So don't miss this episode and let's find out his deep insights about it.If you like this episode of the Houston Inside Out podcast, please don't forget to like, share, and comment! We appreciate your support and feedback! Hosted on Acast. See ac...

2018-12-2206 min

Houston Inside Out 007 Online Business talk with Ursula KrauseIn this episode of the Houston Inside Out, Ursula Krause talks about her journey from a fitness trainer to a business coach. She graduated high school at an early age and have no idea what she wanted to do in life. She started going to the gym with her dad and fell in love with working out. She became a fitness trainer and ended up working at a bigger fitness company and started her journey to become a business coach.Quotes:"You really making stories up in your head and it's m...

2018-12-2149 min

Houston Inside Out 006 What is Home Warranty With James JayIn this episode of the Houston Home Talk, James explains what you need to know and what the differences between a home warranty and home insurance. Shownotes:[00:55] What Is Home Insurance?[04:09] What Does Home Warranty Cover?[08:16] If you have questions, reach out to us.Full Transcript:[00:02] INTRO: Welcome to Houston Home Talk featuring all things real state in the Houston area. We'll interview real estate professionals, local business owners and special guests from right here in the Houston community. T...

2018-12-1409 min

Houston Inside Out 004 Love Ohio Living talk with Mike WallIn this episode of the Houston Home Talk, Mike Wall of Love Ohio Living and James talk about the detailed roadmap for changing business over to EXP, consistency, and branding.Quotes : " If we do get somebody to say yes, then we got a shot at a six-figure income."" You'll get what you want if you can help other people get what they want. "Mentions:Website: http://loveohioliving.comShownotes: 1:04: Response from other people to the interviews2:07 Mike started rea...

2018-12-0627 min

Houston Inside Out 003 Mortgage Loan Talk with Cindy WestIn this episode of the Houston Home Talk, Cindy West from NRL Mortgage and James talks about the process of getting a mortgage loan, interest rates, NRL Mortgage loan programs you can apply to and other things such as Cindy’s career trajectory and how her knowledge in forensic accounting helped her in her role as a mortgage loan officer. QUOTES“You have to make sure that the house is not listed for sale, because that’s a red flag in mortgage, before you cash out.”“The buying power of people changes sig...

2018-11-2934 min

Houston Inside Out 002 Bathroom Renovations and Remodeling with Beverly LangstonBeverly Langston from Bath Fitter joins us this week on the podcast, and we’re going to be talking about bathroom remodeling and renovations, and what sets them apart from the competition.Bath Fitter is an international company know for their state-of-the-art product line that includes acrylic bathtubs and shower liners, free standing bathtub and shower bases, acrylic seamless walls, domed ceilings, tub and shower doors, accessories and wainscoting.Know more about their services and products here! QUOTES“We are very versed in safety because bathrooms are very dangerous place...

2018-11-1820 min

Houston Inside Out 001 Using Credit to Your AdvantageWelcome to the very first episode of the Houston Home Talk podcast! For our first episode, we have Willie Adolph from The Adolph Group, a company dedicated to educating others about their credit, and he’s going to talk about how we can manage our credit scores to how credit can affect the overall quality of your life.Want to learn more? Give this episode a listen! QUOTES“A lot of people feel that cash is king but credit can actually take you further.”“Credit is like reputation; It doesn’...

2018-11-1838 min

The Motto EPISODE 2: Jay AjayiJay Ajayi is the London-born Miami Dolphins Running Back, which is poignant as he brings his NFL team to Wembley to play the New Orleans Saints this weekend. – you can find him online @JayTrain23 and also check out @NFLuk if you’re an American football fan over here. Myself and producer James recorded this at Little Tape – big up to the guys at Tape London for their support as always, and shout out to Dael and Jordan, and to ProCam for the help with kit. In this chat you’ll hear us find out: oHow Jay made it from Hackney to Miami...

2017-09-2926 min