Shows
Retire Secure!Jim Lange and Burton Malkiel Discussing Commercial and Immediate AnnuitiesGo to https://paytaxeslater.com/webinars to register for Jim's FREE, LIVE webinar on February 21st, 2023 starting at 11 am and get amazing information and have your questions answered! Retire Secure!In this clip from Jim Lange's sitdown interview with the great Burton Malkiel where they discuss commercial and immediate annuities. Get some important information here, and then register for Jim's upcoming webinar where he'll discuss how you can benefit from the SECURE ACT 2.0!The foregoing content reflects the opinions of Lange Financial Group and/or our guest, Burton Malkiel, and is subject to...2023-02-0906 minRetire Secure!Preview For Jim Lange's December 6th Webinar Event!Jim Lange has an upcoming end-of-the-year webinar event coming December 6th beginning at 11 am Eastern!To be registered for at least one of our free retirement & estate planning virtual workshops on Tuesday, December 6, 2022, See below to review tomorrow’s schedule of events: go to https://paytaxeslater.com/webinars*And if you still need to register for one or more of the workshops, you can use the links to the Zoom Webinar registration pages for all three events below.Session 1: Tuesday, December 6th (11 am – 1 pm Eastern)Roth IRA Conv...2022-12-0506 minRetire Secure!December 1 Q and A with Jim Lange Larry Swedroe and Adam Yofan Part 2This is Jim Lange's final Q&A Session with Larry Swedroe and Adam Yofan for 2021! In this second clip, as they've done all year, Jim, Adam, and Larry answer live and pre-submitted questions that are necessary to make the best financial decisions possible for your retirement!Keep checking https://paytaxeslater.com/webinars as we will have information on our first webinars of 2022 coming soon!2021-12-2247 minRetire Secure!Jim Lange, Larry Swedroe, and Adam Yofan Q&A December 1, 2021 Part 1This is Jim Lange's final Q&A Session with Larry Swedroe and Adam Yofan for 2021! In this first clip, as they've done all year, Jim, Adam, and Larry answer live and pre-submitted questions that are necessary to make the best financial decisions possible for your retirement!Keep checking https://paytaxeslater.com/webinars as we will have information on our first webinars of 2022 coming soon!2021-12-131h 07Retire Secure!Live Q&A with Jim Lange September 2021 Part 2This week's episode picks up right where we left off last week with Jim Lange during his live Q&A from his September 2021 webinar series is full of important information for current and soon-to-be retirees. Learn how to protect yourself from the SECURE Act, and important tips to retire secure! You can keep up-to-date on Jim's virtual events by going to https://paytaxeslater.com/webinars.To get more information on how to make your retirement work best for you, go to https://paytaxeslater.com.If your questions have been answered, and you're interested in a...2021-10-251h 04Retire Secure!Live Q&A with Jim Lange September 2021 Part 1This week's episode features Jim Lange during his live Q&A from his September 2021 webinar series is full of important information for current and soon-to-be retirees. Learn how to protect yourself from the SECURE Act, and important tips to retire secure!To get more information on how to make your retirement work best for you, go to https://paytaxeslater.com.If your questions have been answered, and you're interested in a Financial Plan or Assets Under Management, please call 1-800-387-1129 and speak to Edie to schedule an appointment.2021-10-191h 10Retire Secure!Live Q&A on Investing and Wealth Management and Preservation with Larry Swedroe, Adam Yofan of Buckingham Strategic Wealth and James Lange September 2021 Part 2In this part two edition from Jim Lange's September 2021 Q&A event, Jim Lange is joined by Larry Swedore and Adam Yofan, as he is regularly, to answer your questions on retirement. To get more information on how to make your retirement work best for you, go to https://paytaxeslater.com.If your questions have been answered, and you're interested in a Financial Plan or Assets Under Management, please call 1-800-387-1129 and speak to Edie to schedule an appointment.2021-10-111h 24Retire Secure!Live Q&A on Investing and Wealth Management and Preservation with Larry Swedroe, Adam Yofan of Buckingham Strategic Wealth and James Lange September 2021In this clip from Jim Lange's September 2021 Q&A event, Jim Lange is joined by Larry Swedore and Adam Yofan, as he is regularly, to answer your questions on retirement. To get more information about Jim, go to https://paytaxeslater.com.If your questions have been answered, and you're interested in a Financial Plan or Assets Under Management, please call 1-800-387-1129 and speak to Edie to schedule an appointment.2021-10-0653 minRetire Secure!Live Q&A on Investing and Wealth Management and Preservation with Larry Swedroe, Adam Yofan of Buckingham Strategic Wealth and James LangeLarry Swedroe and Adam Yofan join Jim for his latest Q&A session from Jim Lange's June. 2021 webinar series. Listen in and find out if these Titans of Finance are answering any of your finance questions!If they haven't and you want to get in on these virtual events, you can join Jim Tuesday and Wednesday, September 28th and 29th for amazing information including two different Q&A sessions one featuring Larry Swedroe and Adam Yofan of Buckingham joining in!To register for this two-day webinar event go to https://paytaxeslater.com/webinars to register. I...2021-08-122h 19Retire Secure!Q&A Session with Jim Lange - April 27th, 2021In this episode of the Retire Secure Podcast, listen to Jim Lange during his LIVE Q&A session during his April 27, 2021 webinar series.Tune in as Jim answers questions from real people, just like you, in the live room of the webinar as well as pre-submitted questions! If you're interested in attending one of Jim's LIVE, FREE virtual events, you can keep updated on his next round of events by going to paytaxeslater.com/webinars!If Jim has answered your questions in this podcast episode, and you would like to get information on...2021-06-282h 10Retire Secure!February 2021 Q & A Hour Two featuring Jim Lange, Larry Swedroe, and Adam Yofan. Hosted by Dave Dee.This special first hour of Jim Lange's February 2021 Question and Answer session, hosted by Dave Dee, showcases Jim Lange, Larry Swedroe, and Adam Yofan answering your financial, and investment questions in regards to your retirement planning.If you're interested in attending Jim's LIVE virtual events for FREE go to paytaxeslater.com/webinars to register for free today. 2021-04-131h 27Retire Secure!February 2021 Q & A featuring Jim Lange, Larry Swedroe, and Adam Yofan. Hosted by Dave Dee.This special first hour of Jim Lange's February 2021 Question and Answer session, hosted by Dave Dee, showcases Jim Lange, Larry Swedroe, and Adam Yofan answering your financial, and investment questions in regards to your retirement planning.If you're interested in attending Jim's LIVE virtual events for FREE go to paytaxeslater.com/webinars to register for free today. 2021-04-121h 02Retire Secure!James Lange Q&A Webinar October 2020 Part 2The following is Part 2 of Jim Lange's Q&A from his October 2020 webinar. For more information on Jim Lange's webinars, or to sign up for his upcoming two-day webinar series to be held on January 27th and 28th starting at 10 AM Eastern, go to https://paytaxeslater.com/webinars. 2021-01-251h 15Retire Secure!James Lange Q&A Webinar October 2020 Part 1The following is a clip of Jim Lange's Q&A from his October 2020 webinar. For more information on Jim Lange's webinars, or to sign up for his upcoming two-day webinar series to be held on January 27th and 28th starting at 10 AM Eastern, go to https://paytaxeslater.com/webinars. 2021-01-151h 02Retire Secure!James Lange Q&A Webinar July 2020 Part 2In this special edition of the Lange Money Hour, we capture the second and final hour of a special Q&A webinar session that Jim Lange held during his July 2020 webinars.Jim is answering questions from IRA and Retirement Plan owners just like you. Give a listen and maybe Jim will answer a question you didn't even know you had?If you're interested in joining any of Jim's FREE Live Retirement Webinars, go to https://https://paytaxeslater.com/webinars/ for more information! Jim Lange's webinars will return in 2021!2020-12-031h 02Retire Secure!James Lange Q&A Webinar July 2020In this special edition of the Lange Money Hour, we capture the first hour of a special Q&A webinar session that Jim Lange held during his July 2020 webinars.Jim is answering questions from IRA and Retirement Plan owners just like you. Give a listen and maybe Jim will answer a question you didn't even know you had?If you're interested in joining any of Jim's FREE Live Retirement Webinars, including his year-end webinars coming December 1st and December 2nd, 2020, go to https://paytaxeslater.com/2020Webinars today!2020-11-241h 02Retire Secure!James Lange Q&A Webinar Special Part TwoIn this special edition of the Lange Money Hour, we capture the second hour of a special Q&A webinar session. That's right! Jim is answering questions from IRA and Retirement Plan owners just like you. Give a listen and maybe Jim will answer a question you didn't even know you had!If you're interested in joining any of Jim's FREE Live Retirement Webinars go to https://paytaxeslater.com/2020Webinars to see when the next events are scheduled and register today!2020-11-061h 19Retire Secure!James Lange Q&A Webinar Special Part OneIn this special edition of the Lange Money Hour, we capture the first hour of a special Q&A webinar session. That's right! Jim is answering questions from IRA and Retirement Plan owners just like you. Give a listen and maybe Jim will answer a question you didn't even know you had?If you're interested in joining any of Jim's FREE Live Retirement Webinars go to https://paytaxeslater.com/2020Webinars to see when the next events are scheduled and register today!2020-10-161h 04Retire Secure!Episode 46 - Women & Estate Planning with guest Deborah L. Jacobs, JDIn this February 2, 2011, classic episode, CPA/Attorney James Lange welcomes guest attorney Deborah L. Jacobs to The Lange Money Hour to discuss her book Estate Planning Smarts and how women can take control of their estate planning destinies in the wake of the 2010 tax law changes.2019-05-0852 minRetire Secure!Episode 47 - A Discussion About Trusts with Special guest Matt SchwartzIn this February 16, 2011, classic episode of The Lange Money Hour, CPA/Attorney James Lange and Lange Financial Group legal team head Matt Schwartz discuss trusts and their importance in estate planning. 2019-05-0851 minRetire Secure!Episode 45 - How the New Tax Laws Effect Wills & Trusts with Martin Shenkman, CPA, JDIn this January 2011 episode of The Lange Money Hour, James Lange sits down with fellow CPA/attorney Martin Shenkman to discuss how the tax changes in 2010 would effect wills and trusts in 2011. 2019-05-0654 minRetire Secure!James Lange and John Bogle Discuss Simple Rules for Investment Success Episode 10 of 12James Lange and industry titan John Bogle discuss the simple tricks of making smart investments for financial success including having realistic expectations. Please note that aired in the past and some of the information contained within may be out of date and no longer accurate. All podcast episodes are intended to be used and must be used for informational purposes only. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, including the potential for loss of p...2019-04-3003 minRetire Secure!James Lange and John Bogle Remind You 'There is No Escaping Risk' Episode 11 of 12In this 11th entry of the 12 part series, James Lange and John Bogle remind you that there is no way to escape risk when it comes to investments. Please remember this aired in the past and some of the information contained within may be out of date and no longer accurate. All podcast episodes are intended to be used and must be used for informational purposes only. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past performance may not be indicative of future results. All investing involves risk, i...2019-04-3004 minRetire Secure!James Lange and John Bogle Discuss 'Beware Fighting the Last War' Episode 12 of 12In the final addition to this 12 part series, John Bogle reminds the listener to 'Beware fighting the last war'.Thank you for listening to this series featuring James Lange and the great John Bogle (May 8, 1929 - January 16, 2019). Please note this series aired in the past and some of the information contained within may be out of date and no longer accurate. All podcast episodes are intended to be used and must be used for informational purposes only. There is no guarantee that the statements, opinions or forecasts provided herein will prove to be correct. Past p...2019-04-3005 minRetire Secure!James Lange Speaks with John Bogle: Conflict of Interest in Our Broken System Part 4 of 12In part four of twelve of his sit down with industry leader John Bogle, James Lange, and Mr. Bogle discuss conflicts of interest in a broken fiduciary system. 2019-04-2203 minRetire Secure!James Lange and John Bogle Discuss The Need For Full Disclosure Part 7In part seven of this series James Lange and late founder of the Vanguard Group John Bogle discuss why full disclosure is important in finance. 2019-03-1504 minRetire Secure!James Lange and John Bogle Discuss Why to Invest At All In The Financial System Part 8In this series featuring John Bogle, the late founder of Vanguard, Jim and John discuss the changes in the financial system from when Vanguard was first founded (and referred to as 'Bogle's Foley') and why to invest in it at all. 2019-03-1505 minRetire Secure!James Lange and John Bogle Discuss Time Is Your Friend, Impulse Is Your Enemy Episode 9In this ninth episode, Jim and John Bogle, the founder of Vanguard, talk deeper in depth on biding your time, and not letting your emotions cause you to make impulse financial decisions. 2019-03-1505 minRetire Secure!James Lange and John Bogle Discuss the Ten Gatekeepers of our Financial System Part 5Part five of this amazing sit down series with Jim Lange and John Bogle, the discussion turns to the gatekeepers of t he financial system as we know it. 2019-02-2706 minRetire Secure!James Lange and John Bogle Discuss The Cause of the Recession and How to Fix It Part 6In part six of this amazing sit down with Jim Lange and John Bogle, the two finance titans discuss the cause of the recession and how to fix it. 2019-02-2709 minRetire Secure!James Lange and John Bogle Discuss Conflict of Interest in Our Broken System Part 4Part four of the James Lange/John Bogle interview series has the great John Bogle discussing the conflicts of interest that exist in our broken system. 2019-02-1303 minRetire Secure!Episode 208 - Critical Year-End Planning Tips that Require Your Immediate Attention with Deborah Jacobs – And, Sadly, Our Final Show on KQVAs you probably have heard, KQV is going out of business and, sadly, this will be our final show on this station. We intend to keep the show going and have a promising alternative but no agreement yet. We will keep you posted. But, there is other significant news too.
For better or worse, President Trump just signed the Tax Cuts and Jobs Act into law. The tax reform is significant for both businesses and individuals, but this show will concentrate on how individual taxpayers might cut their taxes. Because of the unique timing of the tax law changes...2017-12-2050 minRetire Secure!Episode 207 - Maximizing Your Investment Experience with P.J. DiNuzzo of DiNuzzo Index Advisers, Inc.2017 has been a remarkable year for the United States, both politically and financially. Beginning with Donald Trump’s inauguration, it’s been a year of Congressional gridlock, a high-stakes political investigation, and unprecedented actions – and tweets – from a U.S. President. Yet through it all, the markets have continued their upward charge. The Dow Jones Industrial Average reached the 24,000 mark for the first time on November 30 – and it’s up more than 20% since January 1, 2017. The current bull market (typically defined by a continuous rise in stock prices without being interrupted by a 20% decline) is now over eight and a half years old –...2017-12-0650 min
Retire Secure!Episode 204 - The Best Estate Plan for Married Couples, Lange’s Cascading Beneficiary Plan, with Attorney Matt SchwartzUncertainly has long been the enemy of estate planning as family, financial, and even legal circumstances can change dramatically over time. An estate plan that is intricately thought through and in-line with your testamentary intent today could be inappropriate once you die.However in the early nineties, Jim began thinking creatively about this problem. Lange’s Cascading Beneficiary Plan, as it came to be called, uses specific language and disclaimers to provide the most flexibility when it is needed the most—at the time of the death of the first spouse when the surviving spouse and the family have the...2017-10-1850 min
Retire Secure!Episode 203 - Pittsburgh Native Rob Wilson: Financial Advisor to the Stars!Imagine that you’re twenty-two-years-old and you’ve just been drafted into the National Football League. Chances are you haven’t spent a lot of time thinking about financial planning—not many people that age have, truth be told. In a world where the average NFL career lasts just three years, how does a young player avoid the pitfalls of sudden wealth to ensure that a hefty signing bonus puts him on a path to a secure life after his contract ends. How should he plan for retirement?Are you chuckling to yourself? Maybe you think that is not going to...2017-10-0449 min
Retire Secure!Episode 201 - CPA/Attorney Jim Lange on Common Investment and Retirement Plan LandminesInvesting and retirement planning can be derailed by common mistakes. Emotions running the gamut from panic to hopelessness can be spurred by the ups and downs of the market. How do you stay the course? How do you find a course? How much will you need? These can feel like impossible decisions. And when it comes to understanding tax laws and Social Security, most people simply don’t have the know-how to maximize their outcomes.Trying to figure all of this out on your own can be a nightmare – and most people fall victim to a pitfall or t...2017-09-0649 minRetire Secure!Episode 199 - Jim Lange Talks Investing with Nationally Recognized Expert and Author Paul MerrimanIn our daily lives, trusting our instincts is often the smartest thing to do. In an emergency, it can even save our lives. But studies have shown that when it comes to investing, your instincts are wrong more often than they’re right. Millions of people panicked and took their money out of the markets during the 2007 financial crisis – and then missed out on a huge turnaround that has segued into one of the longest bull markets in history.
This week on The Lange Money Hour, CPA/Attorney Jim Lange will discuss investing with returning guest, Paul Merriman. Paul will...2017-08-0249 minRetire Secure!Episode 198 - CPA/Attorney Jim Lange on Roth IRA Conversions: Why and How They Can Benefit You and Your FamilyWhat exactly is a Roth IRA conversion? What makes them such a big deal? Why would anyone in their right mind write the government a tax check before they had to? These questions and more will be answered tonight as top CPA/Attorney and IRA expert Jim Lange weighs in on the pro and cons, and the long-term and the short-term benefits of Roth IRA conversions.
The fundamental distinctions between a traditional IRA and a Roth IRA is that the Roth IRA grows tax-free vs. tax deferred and there are no required minimum distributions (RMD) for the Roth owner...2017-07-1954 minRetire Secure!Episode 197 - The Psychology of Money: CPA and Radio Host Alan Olsen – Lessons from Top Business LeadersHow do we become leaders? What makes a good leader great? What are some of the common traits that can be found among those who rise to the top of their fields?
This week on the Lange Money Hour, CPA/Attorney Jim Lange will interview Alan Olsen, a noted San Francisco-area CPA -- and a fellow radio host. Alan is the host of the Bay Area program, “American Dreams,” where he interviews some of the country’s top business leaders and entrepreneurs.
On tonight’s show, Alan will share with Jim some of the lessons he has learned...2017-07-0549 minRetire Secure!Episode 196 - Pittsburgh’s Present and Future with Guest, Mayor Bill PedutoPittsburgh Mayor Bill Peduto will likely see a second term in office after defeating two challengers in the May primary election—everyone locally is familiar with his name. But, President Donald Trump’s withdrawal from the Paris Climate Agreement pushed Peduto’s name into the national spotlight. When Trump justified his actions claiming to represent the people of Pittsburgh, the Mayor struck back saying,
“I’m appalled that the President used my city to justify his unacceptable decision, as most other Pittsburghers are. I was one of the nation’s mayors who went to Paris to fight for the accords, and...2017-06-2149 minRetire Secure!Episode 195 - Investment Expert P.J. DiNuzzo on The Value of a Trusted AdvisorInvesting in low-cost index funds has risen sharply over the last 20 years – and for good reason. Studies have shown that the S&P 500 has historically outperformed the vast majority of active money managers. But that doesn’t necessarily mean you should be a “do it yourself” investor.
DIY investors can fall victim to some very common mistakes – the biggest of which is letting their emotions -- rather than logic and data -- dictate their decisions. In fact, the numbers show that when investors listen to their “gut,” they’re wrong two out of every three times!
On this episode of The Lange Money...2017-06-0749 minRetire Secure!Episode 194 - Economist Laurence Kotlikoff Grades the Trump and Ryan Tax Plan – and How You Can Take Advantage of Predictable EventsLast month, Donald Trump proposed slashing taxes for both individual taxpayers and businesses. His plan, sketched out in a one-page statement given to reporters in late April, provided few details and didn’t explain how the tax cuts would be financed. The House – led by Speaker Paul Ryan – has its own ideas about tax reform, as does the Senate. There are a lot of unknowns.
Which cuts will prevail? How will Congress decide?
On this episode of The Lange Money Hour, CPA and Attorney Jim Lange welcomes back Laurence Kotlikoff. Kotlikoff is a renowned economics professor, columnist, and bestselling author. His re...2017-05-1752 minRetire Secure!Episode 193 - Invaluable Advice from One of the Top IRA Experts in the Country, Ed SlottShould you choose a Roth or a Traditional IRA? Is a Roth IRA conversion right for you? What are the tax implications of your choices, both now and taking into account potential future tax law changes? There are so many questions it can seem impossible to develop a sound strategy, but you need to have one. Hoping for the best is not a plan.
On this episode of The Lange Money Hour, CPA/Attorney Jim Lange welcomes back Ed Slott, CPA, best-selling author and one of the top IRA experts in the country. The Wall Street Journal calls Ed’s we...2017-05-0349 min
Retire Secure!Episode 192 - The Tax Policy Center’s Expert Roberton Williams Joins Jim Lange to Discuss President Trump’s Tax PoliciesNew leadership in Washington always brings with it an element of uncertainty for Americans, as both citizens and investors. In 2017, that uncertainty has been heightened following the unprecedented election of Donald J. Trump – the first man ever elected to the nation’s highest office without political or military experience.If you’ve followed the headlines, you know that President Trump’s first 90 days in office have been a rollercoaster ride. And for investors, one of the biggest unanswered questions is what the President will do when it comes to taxes.Last week, the White House announced that the President is scrappin...2017-04-1948 minRetire Secure!Episode 190 - Avoiding Retirement Planning Pit-falls with Jim Lange and P.J. DiNuzzoMaking decisions about your financial future can be daunting. It’s hard to know which investment path to follow and how much risk you can tolerate. There’s a lot of noise to filter out -- from the talking heads on TV to advisors who aren’t necessarily looking out for your best interests, i.e., they are not fiduciary advisers who are legally bound to act in your best interest. You also need to evaluate whether you can navigate these choppy waters on your own, or if you would benefit from the help of an experienced, reputable advisor.
In this e...2017-03-1549 minRetire Secure!Episode 189 - How Flexible Estate Planning Can Help Insure Your Money is in the Best Hands After Your DeathIn this episode of The Lange Money Hour: Where Smart Money Talks, CPA/Attorney and retirement and estate planning expert Jim Lange will discuss his flexible estate planning techniques – focusing in particular on Lange’s Cascading Beneficiary Plan.
We all face uncertainty when it comes to predicting who the ideal beneficiary for any given asset will be at the time of our death. We don’t know how much money there will be because we can’t know how the market will perform. There is uncertainty about which family members will have the greatest financial need at the time of our deat...2017-03-0148 minRetire Secure!Episode 179 - The Ultimate Retirement and Estate Plan for Your Million-Dollar IRA with Jim LangeIn this episode of The Lange Money Hour, Jim gives his listeners the most important advice offered in his newest book, The Ultimate Retirement and Estate Plan for Your Million-Dollar IRA. The Ultimate Retirement and Estate Plan for Your Million-Dollar IRA, provides clear and specific solutions to current tax issues regarding retirement plans, but perhaps more importantly, looks ahead to upcoming legislative actions that could reduce the value of your IRA. Those distressing changes, something we call “The Death of the Stretch IRA,” could cost your family hundreds of thousands, or potentially, millions of additional tax dollars over your children’s live...2016-10-0548 minRetire Secure!Episode 178 - How to Buy Happiness with Jonathan ClementsIn this week’s archive of The Lange Money Hour: Where Smart Money Talks, we’re very excited to welcome Jonathan Clements back to the show. Jonathan Clements is one of the country’s foremost experts on personal finance. Jonathan was a columnist for The Wall Street Journal, where he worked for almost 20 years. He also spent six years as director of financial education for Citi Personal Wealth Management. These days, Jonathan is involved with a financial startup, sits on the investment committee of Creative Planning in Leewood, Kansas, and regularly blogs at JonathanClements.com. Jonathan has written six books on per...2016-09-2146 minRetire Secure!Episode 172 - Preparing for the Death of the Stretch IRA with Jim LangeEpisode 172 - Preparing for the Death of the Stretch IRA with Jim Lange2016-06-0947 minRetire Secure!Episode 157 - Preparing for the Death of the Stretch IRA with James Lange, CPA / AttorneyTOPICS COVERED - Show Introduction: Preparing for the Death of the Stretch IRA; IRAs and Required Minimum Distributions; What is the “Stretch” IRA?; Now that We know about the Stretch, What is the Death of the Stretch?; How to Prepare for the Death of the Stretch
2016-01-1246 minRetire Secure!Episode 156 - Common Planning Mistakes with James Lange, CPA / AttorneyTOPICS COVERED: Show Introduction: Avoiding Pitfalls along the Road to a Secure Retirement; Mistake One: Not Having a Well-Diversified Portfolio; Preparing for Changes in Tax and Estate Laws; When to Consider an Annuity; Premiums; Asset Allocation; The One-Minute Social Security Strategy
2016-01-0451 minRetire Secure!Episode 151 - What’s New in Third Edition of Retire Secure! with James Lange, CPA / AttorneyTOPICS COVERED: Show Introduction: The Updated Retire Secure; Pay Taxes Later: IRAs; The Exception to the Rule: The Roth; Estate Planning; When to Start Collecting Social Security
2015-12-0247 minRetire Secure!Episode 146 - Retire Secure! with James Lange, CPA/Attorney, Best Selling AuthorTOPICS COVERED: Show Introduction, Caller One: Roth IRA Conversions and Apply and Suspend, Caller Two: The Death of the Stretch IRA, Trusts for Younger Generations Inheriting IRAs
2015-10-2248 minRetire Secure!Episode 135 - Jonathan Clements: A Good Friend Writes AgainEpisode 135 - Jonathan Clements: A Good Friend Writes Again - The Lange Money Hour: Where Smart Money Talks - James Lange, CPA/Attorney: TOPICS COVERED: Guest Introduction: Jonathan Clements, The Jonathan Clements Money Guide, Returning to The Wall Street Journal, Family Mortgages, Responding to Increased Market Volatility, Indexes, Immediate Annuities, Reverse Mortgages, Fears about Inflation: What is Justified and What isn’t, Acting Upon Things You Can Control
2015-07-2347 minRetire Secure!Episode 129 - The Importance of Asset Allocation with guest Dr. Roger IbbotsonThe Importance of Asset Allocation, James Lange, CPA/Attorney, Guest: Dr. Roger Ibbotson, Founder, Chairman and Chief Investment Officer of Zebra Capital and Professor in the Practice Emeritus of Finance at the Yale School of Management, Episode 129 TOPICS COVERED: Guest Introduction: Dr. Roger Ibbotson, The Efficient Market, Long Term Premiums, Alpha and Beta, Eugene Fama, Making the Best Investments, Robert Shiller and Behavioral Science, Questions from Listener John about How Much to Invest Where and Dimensional Fund Advisors, Asset Allocation
2015-06-0355 minRetire Secure!Episode 128 - The View of Pittsburgh from the Mayor's Office with guest Pittsburgh Mayor Bill PedutoThe View of Pittsburgh from the Mayor’s Office, James Lange, CPA/Attorney, Guest: Bill Peduto, Mayor, City of Pittsburgh, Episode 128, TOPICS COVERED: Guest Introduction: Bill Peduto, Act 47, The August Wilson Center, Pittsburgh’s Major Non-Profits, Technology Upgrades, New Transportation Options in Pittsburgh, Public Parking, Commuter Tax, City-County Cooperation, The Site of the former Civic Arena
2015-05-2853 minRetire Secure!Episode 127 - Enhanced Social Security Planning: Getting the Most Out of Your Social Security BenefitsEnhanced Social Security Planning: Getting The Most of Your Social Security Benefits, James Lange, CPA/Attorney, Episode 127, TOPICS COVERED: Show Subject Introduction: Social Security Planning, When to Apply for Social Security, Taking Advantage of “Apply and Suspend”, Taking Social Security Benefits on a Divorced Spouse, How Much Money Are We Really Talking About?, Suspending the Collection of Benefits After You’re Started Taking Them, The Synergy Between Social Security and Roth IRA Conversions2015-05-2154 minRetire Secure!Episode 126 - Supporting the Four Corners of your Financial House with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxSupporting the Four Corners of Your Financial House, James Lange, CPA/Attorney, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 126, TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, The DiNuzzo Stack Analysis, Fiduciary Responsibility, Behavior Coaching, Taking Advantage of a Dynamic Withdrawal Strategy, Cost Effective Portfolios, Tax Management of a Portfolio Rebalancing
2015-05-1454 minRetire Secure!Episode 124 - Making Decisions that Lead to a Secure Retirement with guest Julie Jason, JD, LLMMaking Decisions that Lead to a Secure Retirement, James Lange, CPA/Attorney - Guest: Julie Jason, JD, LLM - Episode 124 - TOPICS COVERED: The Pennsylvania Ban on Same Sex Marriage Deemed Unconstitutional, Guest Introduction: Julie Jason, JD, LLM, How Much Do I Need To Retire?, Picking the Right People to Help You Plan, Where to Find Further Advice from Julie
2015-04-2956 minRetire Secure!Episode 123 - Estate Strategies Deliver Clarity and Peace of Mind with guest Bob Keebler, CPA, MST, AEPEstate Strategies Deliver Clarity and Peace of Mind, James Lange, CPA/Attorney, Guest: Bob Keebler, CPA, MST, AEP, Episode 123, TOPICS COVERED: Guest Introduction: Bob Keebler, CPA, MST, AEP, The Death of the Stretch IRA?, IRA Relocation, The Importance of Analysis Using Tax Brackets, Roth Recharacterization and Segregation, What’s an AMT?
2015-04-2254 minRetire Secure!Episode 122 - Comments on Current Financial Affairs with guest Charlie SmithComments on Current Financial Affairs
James Lange, CPA/Attorney
Episode 122,
TOPICS COVERED: Guest Introduction: Charlie Smith, Easing Fears about The Stock Market, The Equity Premium, The Effects of An Aging America, Inflation or Deflation Trends, Sticking to the Plan, The Shortcomings of High Frequency Trading, Deflation
2015-04-1654 minRetire Secure!Episode 121 - Retire Secure! for Same Sex CouplesRetire Secure! for Same-Sex Couples
James Lange, CPA/Attorney
Episode 121
TOPICS COVERED: Book Introduction, Why Write This Book?, The Purposes of Writing the Book, How much Difference Marriage can Make, Financially Speaking, IRAs and Retirement Plans for Same Sex Couples, Testimonials for and Contributors to Retire Secure! For Same-Sex Couples, Pay Taxes Later, Big Picture Social Security Advice
2015-04-0855 minRetire Secure!Episode 120 - Following an Efficient Financial Strategy Produces Dividends with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxFollowing an Efficient Financial Strategy Produces Dividends
James Lange, CPA/Attorney
Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
Episode 120
TOPICS COVERED:
Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx,
Introducing Gamma,
The Bucket Analysis,
Other Key Aspects of the Gamma Strategy,
Tax Efficiency as Part of Your Financial Strategy,
Morningstar and Defining “Liability Relative Asset Allocation Optimization”
2015-03-2654 minRetire Secure!Episode 119 - Estate Planning for the Modern, Blended Family with guest Paul Hood, JD, LLmEstate Planning for the Modern, Blended Family
James Lange, CPA/Attorney
Guest: Paul Hood, JD, LLm
Episode 119
TOPICS COVERED:
Guest Introduction: Paul Hood, JD, LLm,
What is a “Modern” or “Blended” Family?,
Providing for your Spouse while Protecting Children from a Previous Relationship, Advice for Unmarried Couples,
Bequeathing Real Estate in a Blended Family,
2015-03-1854 minRetire Secure!Episode 118 - Sexual Orientation and the Law with guest Anthony InfantiSexual Orientation and the Law
James Lange, CPA/Attorney
Guest: Anthony Infanti
Episode 118
TOPICS COVERED:
Guest Introduction: Anthony Infanti
How is the Landscape Changing Concerning Same Sex Equality?
What Changes May Happen Legally for Same Sex Couples?
Equality in Education
Unlawful Discrimination
Tax Strategies for Same Sex Couples
What Follows the Legalization of Same Sex Marriage?
Healthcare Equality
2015-03-1149 minRetire Secure!Celebrating 100 Episodes with The Best of the Lange Money HourThe Best of The Lange Money Hour
Jim Lange, CPA/Attorney
Episode 100
One of the things that we wanted to do with The Lange Money Hour is to provide our listeners with some of the finest information from some of the top experts in the area of IRAs and retirement planning, and also investing. My associate, Carol Palmer, looked through all 100 shows that we’ve done, picked some of the best clips that she liked, I picked some of the best clips I liked, and we’ve put together this compilation.
TOPICS COVERED:
Ed Slott - Take Control of Your Fina...2014-09-2457 minRetire Secure!Episode 98 - Jane Bryant Quinn, America’s Leading Financial Journalist, Joins Jim LangeEpisode 98 - Jane Bryant Quinn, America’s Leading Financial Journalist, Joins Jim Lange2014-09-1950 minRetire Secure!Episode 89 - The Lange Money Hour Special: Interview with John Bogle of The Vanguard GroupEpisode 89 - The Lange Money Hour Special: Interview with John Bogle of The Vanguard Group - TOPICS COVERED: Introduction of Guest – John Bogle; Investment vs. Speculation; Profound Conflict of Interests in Money Management Businesses; What Bought on the 2008-2009 Financial Crisis?; Fiduciary Standard and Disclosure of Fees Should Be Enforced; Index Fund Investing = A Winning Strategy; Bogle’s Ten Simple Rules for Investment Success; Don’t Speculate to Get Higher Yields; The Value of Hiring a True Fiduciary Advisor
2014-08-201h 07Retire Secure!James Lange speaks with John Bogle Part 1 of 12Noted IRA expert, CPA, and estate planning attorney, James Lange, interviews Vanguard Group founder, John Bogle. Here, Jim discusses Mr. Bogle's history as a leader in the financial world and delves into a discussion of his newest book, The Clash of the Cultures: Investment vs. Speculation. Mr. Bogle explains his definitions of investment and speculation and tells us why he feels only one of these path creates wealth.2013-02-0404 minRetire Secure!James Lange speaks with John Bogle: What Hurts the Everyday Investor Now Part 3In this third entry in this sit down series with James Lange and John Bogle, Mr. Bogle discusses with Jim what hurts the everyday investor, offering free insight from one of the most brilliant financial minds of our time. John C. Bogle 1929 - 2019 2013-02-0402 minRetire Secure!James Lange Speaks With John Bogle: Investments vs. Speculation Part 2 of 12In this clip, CPA/Attorney James Lange and Investment Guru John Bogle discuss Investments vs. Speculation. 2013-02-0404 minRetire Secure!Episode 44 - New Year New Tax Laws with Bruce SteinerThis January 2011 episode features special guest Bruce Steiner and James Lange discussing various topics that include;Leave Surviving Spouse Flexibility in Determining Who Gets WhatConverting a Large IRA Can Push You to Higher Tax BracketCredit Shelter Trust Should Allow for Great FlexibilityAnd other important topics!2011-01-1953 minRetire Secure!Episode 43 - Retirement Planning with Natalie Choate, Esq.This classic episode aired December 15, 2010, James Lange and Natalie Choate discuss retirement planning ideas including 2010-2011 tax changes. 2010-12-1554 minRetire Secure!Episode 42 - Year-End Tax Planning Tips with the Legendary, Bob Keebler, CPA, MST, AEPIn this December 1, 2010 classic episode of The Lange Money Hour, James Lange and special guest CPA, MST, and, AEP Bob Keebler discuss year-end tax planning tools, tax loss harvesting, and various tax planning tips for the year-end 2010. 2010-12-0155 minRetire Secure!Episode 41 – Safe Withdrawal Rates: How Much Can You Safely Spend? with guest Bill Bengen, CFPIn this November 2010 episode of The Lange Money Hour, James Lange and Bill Bengen discuss safe withdrawal rates, and how much you can safely spend. Their topics include;What is a safe withdrawal rateDifferent Withdrawal rates for Different Life ExpectancyAnd many other discussion points. 2010-11-1850 minRetire Secure!Episode 40 – How Should You Respond to the Election? with guest Gerry Schuster, PhDIn this November 2010 episode of The Lange Money Hour, James Lange and special guest Gerry Schuster, PhD discuss how to respond to election, the impact they have on income and estate taxes, possible changes to income tax rates, and estate tax rates. 2010-11-0452 minRetire Secure!Episode 38 – Charitable Giving Strategies with guest Grant Oliphant, MSOD, President & CEO of The Pittsburgh FoundationOn this classic episode of the Lange Money Hour, James Lange and MSOD, President and CEO of the Pittsburgh Foundation Grant Oliphant sits down with Jim to discuss Charitable Giving Strategies, and Tax Strategies for Charitable giving among other topics! 2010-10-0752 minRetire Secure!Episode 37 – Economic Observation from Portfolio Manager, Charlie Smith, of Fort Pitt Capital GroupIn this classic episode of The Lange Money Hour, CPA/Attorney James Lange and Portfolio Manager Charlie Smith of Fort Pitt Capital Group define Equity Premium, the art of Diversification, and many other topics!2010-09-2353 minRetire Secure!Episode 36 – A Woman’s Advice for Women Investors with guest Barbara StannyIn this episode of The Lange Money Hour, CPA/Attorney James Lange and special guest Barbara Stanny will give advice for Women Investors. Learn Barbara's story, as well as the three levels of Financial Development for Women, among other important topics!2010-09-0952 minRetire Secure!Episode 35 - Roth Conversion StoriesIn this episode, James Lange discusses Roth Conversion Stories including topics concerning; You're Never Too Old to Make Roth IRA Conversions Three Pots of Money Story Roth IRA Conversion is Not Always the Answer2010-08-2552 minRetire Secure!Episode 34 - The Ideal Beneficiary of Your IRACPA/Attorney James Lange and Nicole DeMartino discuss the Ideal Beneficiary of the IRA. The two will discuss topics that include; Update on Pending Legislation for Roth Designated Account Conversions Minimum Required Distributions for IRAs Two Basic Types of Beneficiaries Estate Tax Exemptions Lange's Cascading Beneficiary Plan2010-08-1150 minRetire Secure!Episode 33 - Converting 401(k)s/403(b)s to A Roth 401(k)/403(b)On this episode of the Lange Money Hour, from July 28th, 2010, Jim Lange discusses converting 401(k)s/403(b)s to Roth 401(k)s/403(b)s and why you should encourage your employers to offer Roth designated accounts.2010-07-2852 minRetire Secure!Episode 31 - How to Achieve Tax-Free Growth with guest John Bledsoe, CFP, CLU, ChFC, MSFS, AEP, CLTCJohn Bledsoe, CFP, CLU, ChFC, MSFS, AEP, CLTC joins Jim Lange on The Lange Money Hour on this June 30th, 2010 episode to discuss how to achieve tax-free growth, and learn about the 10 IRA Commandments!2010-07-0155 minRetire Secure!Episode 29 – “The Roth Launcher” with guest Steven Kohman, CPA, CSEP, CSRPOn this episode of The Lange Money Hour, Jim Lange welcomes Steve Kohman, CPA, C SEP, CSRP to the show to discuss the "Roth Launcher", the background and basic assumptions of Roth IRA Conversions, strategies of Roth IRA conversions, and how to convert 401(k)s and other IRAs to Roth IRAs.2010-06-1653 minRetire Secure!Episode 30 - Grow Wealth While Still WorkingOn this episode of The Lange Money Hour, Jim Lange seeks to teach listeners how to grow wealth while still working. Learn the best ways to maximize your retirement contributions, and the Q&A of listeners with various questions on their 401ks, IRAs, and Roth IRA conversions.2010-06-1653 minRetire Secure!Episode 28 – Ideal Beneficiary Designations with guest Matthew SchwartzMatt Schwartz, Lange Financial Group Legal team attorney joins Jim Lange on the Lange Money Hour to discuss ideal beneficiary designation.2010-05-1950 minRetire Secure!Episode 24 - Cutting-Edge Roth IRA Conversion Strategies with Barry Picker, CPA/PFS, CFPOn this episode of The Lange Money Hour, airing March 10, 2010, James Lange and special guest Barry Picker cutting-edge Roth IRA Conversion Strategies that includes; another way at looking at paying taxes up front, why "running the numbers" is so important when doing a Roth IRA conversion, separating your Roth IRA Conversions into different accounts, and many other important topics. 2010-03-1053 minRetire Secure!Episode 23 - Legendary Roth IRA Conversion Expert Bob Keebler, CPA, MST, AEPJames Lange is joined by legendary Roth IRA Conversion expert Bob Keebler. On this episode, recorded February 10, 2010, Jim and Bob Keebler discuss why you should pay your taxes up front, after-tax dollars inside of a retirement plan, and many other topics.2010-02-1054 minRetire Secure!Episode 22 - The Lange Philosophy with guests Matt Schwarts & Steve Kohman, CPA, CSEP, CSRPOn this episode of the Lange Money Hour, James Lange is joined by attorneys Matt Schwartz and Steve Kohman.
James, Matt, and Steve discuss how Roth IRA Conversions exploded since the tax law changed in 2010, how traditional IRAs should be converted into a Roth IRA, how the law allows for Roth Conversions to be 'undone' in later years. 2010-01-1354 minRetire Secure!Episode 21 – The Roth Conversion Option – An Aggressive Strategy with guest John BledsoeJohn Bledsoe, CFP, CLU, ChFC, MSFS, AEP, CLTC joins Jim Lange on the Lange Money Hour to discuss the aggressive financial strategies, the Roth Conversion option learn to convert now, recharacterize later.2009-12-1651 minRetire Secure!Episode 19 - An Overview of Pittsburgh's Financial Climate with guest Michael Lamb, JDPittsburgh city controller Michael Lamb, JD joins the Lange Money Hour to discuss with Jim Lange the state of Pittsburgh's financial climate including the effects of being an Act 47 distress city, and the city's underfunded pension fund.2009-11-1852 minRetire Secure!Episode 18 - Year-End Tax Planning Strategies with guest Diane MerkelCPA Diane Markel joins Jim Lange on the Lange Money Hour to discuss some vital year-end tax planning strategies that include Roth IRA conversion strategies, year-end deadlines for deduction/credits, and tax loss harvesting among other topics!2009-11-0454 minRetire Secure!Episode 17 - Smart Talk About Roth IRAs/Roth IRA Conversions/New Tax Law for 2010Jim Lange engages in smart talk with callers about Roth IRA/Roth IRA Conversion and the new tax law for 2010 on the Lange Money Hour Where Smart Money Talks! 2009-10-2154 minRetire Secure!Episode 15 - Sound Wisdom on Investing and Portfolio Management with guest Jonathan ClementsJonathan Clements joins the Lange Money Hour with Jim Lange to discuss sound wisdom on investing and portfolio management.2009-09-2354 minRetire Secure!Episode 14 - Protecting Yourself from Financial Fraud with guest Blaine Aiken, CFPSpecial guest Blaine Aiken, CFP sits with Jim Lange on the Lange Money Hour to discuss protecting yourself from financial fraud. Learn about the three types of fiduciary responsibilities for those managing retirement plans, a closer look at the Bernie Madoff scandal, and many other topics.2009-09-0952 minRetire Secure!Episode 12 - Jim Lange's Top Lessons for Planning a Secure Retirement with Barry PickerOn the Lange Money Hour, Jim Lange presents to listeners his top lessons for planning a secure retirement with special guest Barry Picker. Jim and Barry will discuss, among other topics;
All Tax Payers in 2010 Can now Make A Roth IRA Conversion Regardless of Income
Paying the Tax on a Roth IRA Conversion
Barry Picker's Own Roth IRA Conversion Story
Jim Lange's Own Roth IRA Conversion Story
Potential Downsides of Roth IRA Conversions
And many more!2009-08-1255 minRetire Secure!Episode 11 - Ideas For Teaching Children How to be Financially FitJim Lange and his guest Neale Godfrey discuss teaching children how to be financially fit on the Lange Money Hour Where Smart Money Talks! Neale has written the New York Time's Best Steller Money Doesn't Grow on Trees: A Parent's Guide to Raising Financially Responsible Children. 2009-07-2957 minRetire Secure!Episode 5 - Lange's Cascading Beneficiary PlanThe 5th Episode of the Lange Money Hour, Jim discusses his revolutionary estate planning plan, Lange's Cascading Beneficiary Plan. What is it? Well in his own words:
In the early nineties, I began thinking creatively about this problem. My objective was to revolutionize my firm’s estate planning practice by drafting documents that could accommodate changing circumstances—the key, as I saw it, would be flexibility within a reasonable set of assumptions. Lange’s Cascading Beneficiary Plan, as it came to be called, uses specific language and disclaimers to provide the most flexibility when it is needed the most—at the t...2009-05-0653 minRetire Secure!Episode 2 - Jim Lange’s Top Lessons for Planning a Secure Retirement with guest Ed Slott, CPAEpisode 2 of The Lange Money Hour and the first appearance of CPA Ed Slott, the man referred to by Mutual Funds Magazine as "America's IRA Expert".
Listen to Jim and Ed discuss;
Planning for your Retirement Savings – It’s What You Keep That Counts
Leveraging IRAs into Life Insurance Removes Uncertainty of Future Tax Rates
RMD Suspension for 2009 and Strategies for Roth IRA Conversions
Tips for Finding a Qualified Financial Advisor
Limits on RMD Payback for 2009
‘The Winning Half of the Game’ & Other Roth IRA Conversion Strategies2009-03-2554 minRetire Secure!Episode 1 - Jim Lange’s Top 3 Lessons for Planning a Secure RetirementThis is Jim's very first radio show on WKQV 1410 AM in Pittsburgh! On this episode Jim discusses the Top 3 Lessons for Planning a Secure Retirement which includes;
Six Tips on How to Proactively Insure Your Retirement
Lange’s Cascading Beneficiary Plan
Understanding the Benefits of a Roth IRA Conversion
The Big News in 2010 – ALL Taxpayers can Make a Roth IRA Conversion
Taking RMD’s – Required Minimum Distributions for Those Over 70 1/22009-01-0757 min