Shows
Divorce the IRSThe Roth ConversionLISTEN TO THE IDEAL NUMBER EPISODE:https://www.buzzsprout.com/2565788/episodes/19096145CALCULATE YOUR IDEAL NUMBER:https://baobabwealth.com/ideal-number/One of the biggest questions in retirement tax planning is whether it makes sense to pay taxes now instead of later.For many people, the answer may be yes.In this episode of The Divorce the IRS Podcast, we break down Roth conversions and why they can be a powerful strategy for moving money from tax-deferred accounts into tax-free Roth accounts.A Roth conversion...
2026-05-2808 min
Divorce the IRSMega Backdoor Roth ExplainedOne of the biggest misconceptions in retirement planning is the idea that high earners are locked out of Roth IRAs forever.They’re not.In this episode of The Divorce the IRS Podcast, we break down one of the most powerful advanced Roth strategies available today: the Mega Backdoor Roth.This strategy allows certain investors to move significantly larger amounts of money into Roth accounts through their employer-sponsored retirement plans, even if they earn too much to contribute directly to a Roth IRA.We explain how the Mega Backdoor Roth works in...
2026-05-2507 min
Women Awakening with Cynthia JamesFrom Self-Loathing to Self-Love — Geneen Roth's 40-Year Journey with Geneen RothSelf-love begins the moment a woman stops believing she is unworthy of it. In this episode of Women Awakening, Cynthia James sits down with Geneen Roth, author of eleven books, including Women, Food, and God and Love Finally. Geneen shares the deeply personal journey that transforms decades of self-loathing, eating disorders, and unresolved pain into healing, freedom, and self-acceptance. You’ll discover how self-rejection quietly influences relationships, body image, and the search for love. Geneen explores how childhood wounds become lifelong beliefs, why true healing begins by dismantling those inner conclusions, and how rel...
2026-05-1524 min
Divorce the IRSThe Backdoor Roth IRA Strategy ExplainedOne of the biggest misconceptions in retirement planning is the idea that high earners are locked out of Roth IRAs forever.They’re not.In this episode of The Divorce the IRS Podcast, we break down one of the most widely used advanced Roth strategies available today: the backdoor Roth IRA.The backdoor Roth strategy gives higher income earners a legal pathway to move money into Roth accounts, even when their income exceeds the standard Roth IRA contribution limits. While the process itself is relatively simple, there are several important tax ru...
2026-05-1410 min
When Words Fail...Music SpeaksEpisode 505 - Healing Through Dulcimer: Kevin Roth Shares Music’s Power Over Depression and CancerIn this episode, host James Cox sits down with legendary folk‑musician, mountain dulcimer virtuoso, and inspiring life coach Kevin Roth. From his humble beginnings on the piano to discovering the dulcimer at 13, Kevin shares how he forged a unique “dulci‑meditation” style that blends gentle harp‑like tones with deep spirituality.We’ll hear the story behind his groundbreaking 60‑album catalog, his iconic work on PBS’s Shining Time Station, and how a stage‑three melanoma diagnosis sparked a newfound purpose—launching his “Dulcimer Man” brand, a Substack for stories and songs, and a thriving coaching practice...
2026-05-1436 min
Divorce the IRSThe Roth IRA Rules Everyone Needs to UnderstandMost people know Roth accounts are “tax-free.”But very few people actually understand the rules that make them so powerful.In this episode of The Divorce the IRS Podcast, we continue building on the concept of the “ideal number” and explore one of the most important wealth-building tools available: the Roth IRA.We break down the key Roth IRA rules everyone should understand, including contribution limits, income restrictions, withdrawal ordering rules, and the all-important five-year rule that can determine whether your growth comes out tax-free or not.You’ll learn why...
2026-05-0708 min
GTM Science - A show for GTM and RevOps leadersHow ZoomInfo Re-Engineered GTM to Shift Upmarket with James RothZoomInfo had 80% of the Fortune 500 on their platform, but most of those accounts were spending a fraction of what they should have been. Meanwhile, the micro-SMB segment that fueled the growth years was getting harder to retain as free money dried up and startups started closing their doors. Something had to shift.In this episode, Eddie Reynolds sits down with James Roth, CRO of ZoomInfo, to unpack how the company re-engineered its go-to-market from a 50/50 SMB-upmarket split to 70/30 upmarket, rebuilt its outbound motion from the ground up, and used AI to make the whole machine faster without...
2026-04-0359 min
Ready For RetirementThe Hidden Cost of Roth Conversions: Avoiding Surprise Medicare ChargesRoth conversions can save thousands in taxes, but they can also trigger Medicare IRMAA surcharges that quietly add up to more than $5,000 a year. Most retirees never see it coming, because the rules for Medicare premiums don’t line up with the tax brackets everyone focuses on.In this video, James breaks down how Roth conversions interact with Medicare Part B and Part D premiums, why modified adjusted gross income matters more than taxable income, and how crossing a threshold by even one dollar can change your costs for an entire year. The case study shows how a...
2025-12-1410 min
Living in Woodland Park and Colorado SpringsRoth’s Sea & Steak | Colorado Springs🎙️ Episode Title: Roth’s Sea & Steak – Premium Dining in Colorado Springs 🥩🦞🍷✨🌆Join us as we visit Roth’s Sea & Steak, an upscale dining experience offering prime steaks, fresh seafood, chef-driven dishes, and a polished atmosphere. Whether you're celebrating something special or simply craving quality cuisine, Roth’s delivers unforgettable flavor.📞 (719) 266-2725 | 📩 info@jdmret.net 🌐 www.jdmountainhome.com/home🔴 Visit our Communities Page for more Community Spotlight Updates:👇👇👇 https://www.jdmountainhome.com/communities 🔴 Visit our Pikes Peak Buy Local Guide:👇👇👇👇 https://www.jdmountainhome.com/buy-local-guide 🔴 Visit our Pikes Peak Relocation Guide:👇👇👇👇 https://www.jdmountainhome.com/re...
2025-12-0303 min
Geek To Me Radio489-Amazon’s “Bat-Fam” with Mark Roth | “Predator: Badlands” and “Nuremberg” Review0:00 SEGMENT 1: Emmy-winning creator Mike Roth talks about the upcoming “Bat-Fam” series on Amazon Prime Video.https://www.primevideo.com/detail/BAT-FAM/0OSSOXOG2XIRP572RWGKKIX786 https://www.imdb.com/name/nm1226489/ 19:02 SEGMENT 2: Producer Joey V. and James review “Predator: Badlands” and “Nuremberg”.45:56 SEGMENT 3: James and Producer Joey V. share some of their most anticipated movies for the rest of the year, including “Avatar: Fire and Ash”, “Knives Out 3”, and “Marty Supreme”.Keep up to date with 2 Rivers Comic Con, coming back to St. Charles in April, 2...
2025-11-1557 min
The Revenue Formula$1.2B ARR CRO on AI in GTM (w/ James Roth from ZoomInfo)James Roth, CRO at ZoomInfo, joins Toni to break down how AI is reshaping go-to-market. From the collapse of inbound demand to the rise of intelligent outbound, he explains how teams can stay efficient, use AI without the hype, and turn data into real impact.We also talk about ZoomInfo’s $1.2B ARR growth, the myth of “AI-native” startups, and what go-to-market intelligence actually means in 2025.Want to work with us? Learn more: revformula.io(00:00) - Introduction
(01:38) - ZoomInfo's Growth and Public Perception
(06:45) - AI's Role Today
(10:04) - ZoomInfo's Approach to AI and...
2025-10-0753 minReady For RetirementRoth vs. Traditional IRA – Which One Really Saves You More?Is a Roth IRA really better than a traditional IRA? The truth is... it depends on your tax situation. In this video, you’ll learn why your current tax bracket versus your retirement tax bracket should drive your decision, not blanket advice.Most retirees pay less in taxes later in life, which creates opportunities for smart strategies like tax arbitrage and Roth conversions. By contributing to traditional accounts during high-earning years and converting in lower-tax years, you can potentially save thousands (even hundreds of thousands) over your lifetime.James also covers why neither Roth nor tr...
2025-09-2312 min
The GTMnow PodcastGTM 159: Scaling ZoomInfo to over $1B ARR, the Upmarket Playbook, and Launching CoPilot to over $100M Revenue in 6 months | James RothJames Roth is the Chief Revenue Officer at ZoomInfo, where he oversees a global revenue engine supporting over 37,000 customers and more than $1 billion in ARR. With a background in scaling hypergrowth teams and building enterprise go-to-market machines, James has helped reposition ZoomInfo from a sales tool to the foundational data layer for modern GTM teams. Under his leadership, ZoomInfo launched Copilot, its flagship AI product, and executed a bold shift upmarket — transitioning from transactional selling to a data-first, enterprise-driven GTM strategy.Discussed in This EpisodeHow ZoomInfo transitioned from transactional selling to enterprise go-to-marketThe "Go...
2025-08-1947 min
Whispered HiringWhispered Hiring with James Roth - CRO @ ZoomInfoIn this episode of How I Hire, Andy Mowat speaks with James Roth, Chief Revenue Officer at ZoomInfo, about his systematic approach to executive hiring at scale. Having risen from door-knocking outside sales to leading GTM at the company behind the literal GTM ticker symbol, James reveals how ZoomInfo maintains hiring velocity while raising the bar—processing thousands of applications for senior roles while consistently identifying transformational talent. His frameworks challenge hiring orthodoxy and expose the operational realities of talent acquisition at publicly traded SaaS companies.
Topics discussed:
The organizational design trap of proliferative C-suite titles—why...
2025-07-2349 min
The Revenue Leadership Podcast with Kyle NortonE39: CRO James Roth on Resilience, Reinvention, and AI at ZoomInfoWhat does it take to lead a public go-to-market organization through rapid change without losing focus? In this episode, Kyle Norton sits down with James Roth, CRO of ZoomInfo, to unpack the leadership principles, GTM evolution, and cultural shifts powering ZoomInfo's next chapter. From rethinking account ownership models to re-centering around core strengths like data and AI enablement, James shares how he's helping rebuild ZoomInfo into a sharper, more focused enterprise. Thanks for tuning in! New episodes of The Revenue Leadership Podcast drop every Wednesday. Don't miss GTM2025 — the only B2B tech con...
2025-07-091h 34
Root ReadyRoth Conversions Done Right: What Great Advisors Know That Software Doesn’tIn this episode of Root Ready, James shares how advisors should think about Roth conversions—starting with the basics and not just relying on software.Software can help with numbers, but it can’t see the full picture. James explains why Root advisors use software as a tool, not the final answer.He talks through key things to consider before doing a Roth conversion, like future tax brackets, RMDs, charitable giving, and income thresholds. You’ll also hear why Roth conversions are more like “tax insurance” than a perfect plan.If you want to better...
2025-05-1422 min
Enlightened Wealth StrategiesEP 7 - The A B C's of Roth IRA'sIn our latest podcast, Enlightened Wealth Strategies, James and Jim discuss the A B C's of Roth IRAs.
2025-04-1730 minReady For RetirementYour Roth IRA Could be Locked For 5 Years. Here's WhyRoth IRAs are a great way to build tax-free retirement income—but the withdrawal rules can be tricky. In this video, I’ll break down the five-year rules, how contributions, conversions, and growth are treated, and smart strategies to avoid unnecessary taxes.Understanding these rules can help you make the most of your Roth IRA and keep more of your money tax-free. Let’s dive in!Questions answered?1. When can you withdraw money from a Roth IRA without paying taxes or penalties?2. How do the two different five-year rules for Roth IRAs a...
2025-03-1112 minReady For RetirementRoot Talks: How Should I Split Retirement Withdrawals Between Pretax and Roth Accounts?In this episode, we're talking about the importance of a strategic withdrawal plan in retirement to keep taxes in check and set you up for long-term financial stability. Ari and I break down why a simple 50/50 split between traditional and Roth accounts isn't enough—you need to plan based on your tax situation and future needs. Using a listener's example, we walk you through how to think about tax brackets, required minimum distributions (RMDs), and when it might make sense to convert funds to a Roth IRA.We also discuss the role of asset location—putting riskier inve...
2025-02-1324 min
Villages Vitality: Senior Life UnscriptedPodfest 2025 with Sean James, Forbes Riley & Natasha Graziano on Owwill Send us FAN MAIL text, include your cell# for a replyExploring The Villages: Insights from Podfest 2025In this episode of Open Forum in The Villages, Florida, host Mike Roth introduces his passion project podcast, highlighting its aim to bring knowledge and inspiration to its audience. Recorded at Podfest 2025, the episode features discussions on various topics including the misconceptions about senior living in The Villages, the importance of staying mentally and physically active, and the educational opportunities at The Villages' Enrichment Academy, particularly courses on AI and podcasting. The show also delves into...
2025-02-0710 min
15 Minutes of FinanceHow backdoor Roth conversions can save you tens of thousands of dollars and provide you retirement freedomSend us a textThe Tax Plan walks you through various tax planning strategies to help you keep more of your hard earned money. Today, we talk a more advanced topic: backdoor Roth conversions to convert pre-tax money into a tax-free Roth account. Roth accounts avoid the RMD restrictions that affect retired taxpayers, and allow money to compound tax FREE forever. Learn how to utilize this powerful wealth building tool.
2025-01-3119 minReady For RetirementSTOP! Why You Shouldn't Do a Roth ConversionRoth conversions are almost a buzzword today, with many people jumping into them like they’re a guaranteed fix for tax worries—much like rushing into surgery hoping it will solve all your problems. But just like surgery, Roth conversions require careful consideration, and they’re not always the right solution. Before deciding to convert, it’s essential to understand why not to do it.Here are some key reasons to skip—or at least pause—on Roth conversions:- Lower Future Tax Bracket: If you anticipate being in a lower tax bracket during retir...
2024-11-2829 minReady For Retirement7 Things You Need to Know About Roth IRAs to Maximize Tax-Free IncomeRoth IRAs offer great tax-free income benefits, but to make the most of them in retirement, here are seven things you need to know:Contribution Limits: In 2024, you can contribute up to $7,000 annually ($8,000 if 50+), across both Roth and traditional IRAs.Access to Contributions: You can withdraw your contributions at any time, tax-free and penalty-free. Only earnings are subject to penalties if withdrawn early.The Five-Year Rule: To withdraw earnings tax-free, the Roth IRA must be held for at least five years.Income Limits & Backdoor Roths: High earners may not be able to contribute directly, but a...
2024-11-1217 min
Sales Is King189: ZoomInfo CRO James Roth | Skills + Expectations For High PerformersSummary
In this conversation, Dan Sixsmith speaks with James Roth, the CRO of ZoomInfo, about the evolving landscape of sales, particularly in the SaaS industry. They discuss the importance of understanding the buying committee, the challenges of longer sales cycles, and the need for sellers to be well-prepared and knowledgeable. Roth shares insights on selling to the C-suite, the skills required for a successful CRO, and his personal journey from musician to sales leader. The discussion emphasizes the significance of data-driven sales strategies and the role of technology in enhancing sales effectiveness.
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2024-10-071h 10
The CRO Spotlight PodcastEnterprise CRO Insights and Strategic Career Growth with James RothIn this insightful episode of the CRO Spotlight Podcast, host Warren Zenna sits down with James Roth, Chief Revenue Officer of ZoomInfo, to explore the critical elements that shape a successful CRO career. James delves into the importance of "knowledge stickiness," explaining how the ability to absorb and retain valuable insights from various roles and experiences is more important than simply having a diverse resume. He shares his journey from a sales leader to a CRO, emphasizing the value of staying focused on your current role while being open to continuous learning.James and Warren also discuss...
2024-09-041h 04Ready For RetirementAm I Too Old for Roth Conversions? 3 Things to ConsiderGary is a 73-year-old with $8 million in savings. Despite having substantial assets, he’s concerned about missed opportunities for Roth conversions as he faces significant required minimum distributions.James encourages Gary to reassess his investment strategy, particularly the bond funds in his Roth IRA, and align his tax planning with his broader financial goals. By doing this, Gary could make more informed decisions that support his retirement goals and charitable aspirations.Questions answered:How can I give money to friends and family without them incurring a huge tax bill?What advice do yo...
2024-08-0623 minReady For RetirementThe Roth Conversion Sweet Spot: Maximize Retirement Savings (And Avoid Costly Mistakes)Listener Nael opens up a discussion about Roth conversions. There are benefits to doing Roth conversions, but can you do too many? Are there any downsides to Roth conversions?Reaping the tax benefits from Roth conversions requires hitting a specific sweet spot. If you convert too little or too much, you’ll be leaving money on the table. So, how do you find Roth-conversion the sweet spot? James lays out five things you should consider as you plan when and how much to convert:1. Macro and micro tax environment2. Required minimum distributions
2024-07-0924 min
AFIO PodcastAFIO Now Presents: James RothJames Roth, author and former CIA Officer, on The Dead Drop: Espionage is a Dangerous Game for Amateurs, explores themes of duplicity and betrayal. The novel captures the human tension of real-world espionage with a memorable cast of characters. Former CIA Officer James Lawler wrote of the book: "...a riveting tale of spies, youthful idealism, and adult betrayal, which accelerates to a thrilling climax worthy of a major motion picture."
Interview on Friday, 9 February 2024. Host and Interviewer is AFIO President James Hughes, a former senior CIA Operations Officer and Former NSA Associate Deputy Director of Operations. The...
2024-07-0121 min
Grainmaker Wrestling PodcastEp 171 - The Return of James Roth!Its a big weekend for wrestling in Winnipeg as WPW presents Fight at the Museum with a massive WPW Heavyweight Championship match as Tyler Colton defends the championship against my guest this week, making his return to the podcast, James Roth!!
James and I talk about what has happened since his last appearance here, and there has been quite a bit to unpack! We talk about whats happened with him in WPW since the last museum show(including the busted nose, Rumble at the Burt, and the Voyageur cup!). You'll also get a look beyond t...
2024-04-251h 01Ready For RetirementPay ZERO Capital Gains Tax vs Roth Conversions in Retirement: How to Determine Which is BestListener Drew asks about a tax strategy for juggling capital gains and Roth conversions. While it can be a complicated question – especially when large accounts are involved – James provides some general guidelines that can be helpful for anyone with similar gnarly tax strategy challenges in retirement. In this episode, we’ll cover the extent to which required distributions will be an issue, what you need to alleviate that issue, and the timeframe within which you have to do that.James explains how to work backward to project your various tax brackets and determine how to priorit...
2024-03-2634 minReady For RetirementRoth Conversion Strategies to Protect Your Spouse's Future Tax BurdenA listener says, “Eventually, one spouse will pass before the other, which will often catapult the survivor into a significantly higher tax bracket. Shouldn’t a Roth strategy take this into account?” James explores several factors that could positively and negatively impact a survivor’s tax liability and what to consider when creating a Roth conversion strategy. Questions Answered: How can Roth conversions benefit married couples beyond tax savings?What factors should be considered when determining the optimal strategy for Roth conversions to protect a surviving spouse?Timestamps:0:00 - Steve’s q...
2024-03-1235 min
SaaS FuelJames Roth - Rising from the Sales Trenches: Tales of Triumph in the Leadership ArenaIn this episode of our SaaS Fuel, Jeff Mains is joined by James Roth, the Chief Revenue Officer of ZoomInfo. Together, they unpack the importance of continuous personal growth, the evolution of sales tactics, and the critical role of data-driven insights in the modern business landscape.Throughout the conversation, James emphasizes the value of embracing diverse experiences and learning from each role, comparing it to collecting gold coins in a video game that contributes to overall leadership and success.They dig into the transformative powers of technology in the sales process, discussing the centralization of...
2024-02-061h 03Ready For RetirementWhat's the Right Roth Conversion Amount to Avoid a Tax Nightmare in the Future?Sammy, a 51-year-old retiree, is seeking advice on how much she should convert from her traditional IRA to a Roth IRA each year to avoid jumping tax brackets and minimize the taxation of her social security benefits. James analyzes Sammy's current financial situation and offers guidance on approaching the tax planning aspect of her retirement strategy.Learn:How to determine how much to convert from an IRA to a Roth IRA Why forward-looking tax planning is essentialThe potential consequences of certain financial decisionsQuestions Answered:What factors should yo...
2024-01-2326 min
The Nova Show: Real Estate RecordsSEASON 3 | Episode 2: Tristan Hammett hosts James RothJoin host Tristan Hammett in an inspiring episode as she welcomes James Roth, a remarkable figure in the real estate world. James, a true Real Estate Prodigy, has been a licensed agent since 2019 and boasts an impressive track record with over 30 closings in 2023 alone.Not only is James a dedicated father, but he has also established himself as a four-time Top 500 Agent, achieving this prestigious recognition every year since he embarked on his real estate journey. Starting out as an investor, James brings a unique perspective to the industry, and his passion for helping the community sets...
2024-01-1231 min
ADSN36: How investment banks evaluate tech companies, a bull market for ads, and 2024 market outlook with ROTH MKM’s Rohit KulkarniIn this episode of the Taking Inventory Podcast, Rohit Kulkarni, Managing Director at ROTH MKM, an investment bank, explains the process and game theory involved in evaluating public tech companies. He breaks down everything that goes into good analysis from financial models, buyer and supplier interviews, and even “battle testing” tech. We cover all of that and much more in this week’s episode. And make sure to listen as James finally gets his answer for why The Trade Desk is worth so much; his take may surprise you.
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Where to find Rohit
Linkedin: https://www.linkedin.com/in/rohitkulkarnilnkd
Learn more about ROTH MKM: https://www.roth.com/
Wher...
2023-12-1835 minReady For RetirementRoth IRA Tax-Free Withdrawals: 5-Year Rule ExplainedJames explores the nuanced aspects of Roth IRAs, shedding light on intricacies that can confound even experienced investors. Through a listener question from Manfred, a retiree contemplating a $50,000 conversion from a 401k to a Roth account, James dissects the crucial five-year holding period and the order in which contributions, conversions, and earnings are treated during withdrawals. James also provides clarity on distribution rules, exceptions, and strategic considerations, offering a comprehensive guide to navigating the complexities of Roth IRAs for optimal retirement planning.Questions Answered:How does the timing of subsequent conversions impact th...
2023-12-0519 minReady For RetirementIs Your Portfolio Big Enough to Benefit From Roth Conversions?What are the benefits of Roth conversions in retirement planning? James addresses questions about when Roth conversions become worthwhile.This episode explores key factors:Changes in tax bracketSpousal scenariosImpact of portfolio size on tax savingsPotential tax savings tend to increase with a higher portfolio balance but be careful not to take unnecessary Roth conversions. James explains different strategies to optimize tax planning.Questions answered:Is there a specific portfolio value at which Roth conversions should be considered?Why might one choose not to do a...
2023-11-0721 minReady For RetirementPretax vs Roth- Which is Better for You If You're in the 24% Tax Bracket?If you're in a high tax bracket now and expect to remain in a high tax bracket after retirement, should you prioritize pre-tax retirement accounts or Roth retirement accounts for individuals? James answers this and discusses various factors to consider in making this decision, including current and future tax brackets, required minimum distributions (RMDs), charitable giving, life expectancy, and the impact on heirs. Using a real-life scenario, James offers a thoughtful approach to help you make an informed decision based on your unique circumstances.Questions Answered:Should individuals in high current tax brackets prioritize p...
2023-10-2422 min