Shows
Your Real Estate MamaTop 10 Home Buying Mistakes to Avoid with Your Real Estate MamaReady to buy your dream home but worried about costly missteps?In this episode of Your Real Estate Mama, host Jan Scott—with over 35 years of real estate wisdom—breaks down the top 10 home buying mistakes that can derail your journey. From skipping pre-approval to ignoring hidden costs, Jan shares practical tips to save you time, money, and stress. Whether you’re a first-time buyer or seasoned homeowner, this episode is your guide to smarter home buying decisions.What You Will LearnHow to sidestep the pitfalls that trap unsuspecting home buyers. The critica...2025-03-0510 min
Your Real Estate MamaThe Secret to Selling Your Home Faster in a Stabilizing MarketThinking about selling your home but not sure where to start? The market is stabilizing, which means homes are taking longer to sell—making preparation more important than ever. In this episode of Your Real Estate Mama, Jan Scott shares expert advice on how to get your home market-ready to attract the highest offers. From decluttering and deep cleaning to curb appeal and strategic repairs, Jan walks you through every step to make your home stand out. Plus, hear a real-life success story of how small changes helped one family sell their home in just three weeks af...2025-02-1809 min
Your Real Estate MamaUnlocking Home Appraisals: What Every Buyer and Seller Needs to KnowEver wondered what role appraisals play in the home-buying journey? Is an appraisal just another box to check—or could it make or break your real estate deal? In this episode of Your Real Estate Mama, Jan Scott unravels the mystery of home appraisals, explaining why they matter, how they work, and how they protect buyers, sellers, and lenders alike. Whether you're buying your first home, selling a beloved property, or just curious about real estate, this episode is packed with insights you don’t want to miss.What You’ll Learn:What a home a...2025-01-2813 min
Your Real Estate Mama2025 Housing Market Predictions: Why Hope is on the HorizonAre you curious about what the future holds for the housing market? In this episode, Jan Scott, Your Real Estate Mama, dives into the top predictions for the 2025 housing market. From stabilizing mortgage rates to increasing home sales, discover how these trends could impact your buying or selling decisions. Whether you're preparing to purchase your first home, upgrade, or sell, you'll find actionable advice and plenty of encouragement to make the most of the coming opportunities.What You’ll Learn:Key housing market predictions for 2025 and 2026.Why mortgage rate stability around 6% is good news fo...2025-01-1706 min
Your Real Estate MamaReflecting on 2024: Best Real Estate Insights, Highlights, and StoriesAre you ready to wrap up the year with a mix of real estate wisdom, unforgettable stories, and a few good laughs? Your Real Estate Mama host Jan Scott takes us on a journey through the best moments of 2024. From must-ask questions for real estate agents to shocking home inspection tales and essential mortgage tips, this episode is jam-packed with practical advice and heartwarming reflections.What You’ll Learn:The one question to always ask your real estate agent before hiring them.Why title insurance is a must and what hidden risks it...2024-12-1719 min
Your Real Estate MamaHome Sweet Tax Savings: Year-End Tips for Homeowners & BuyersAre you ready to save money on your taxes this year? In this episode, I dive into essential year-end tax tips for homeowners and homebuyers. Learn how to maximize deductions like mortgage interest, property taxes, and home office expenses, and discover tax breaks for new homebuyers, including homestead exemptions and energy-efficient upgrades. Whether you’ve owned your home for years or just purchased your first, this guide will help you prepare and organize for tax season while keeping more money in your pocket.What You’ll Learn:Why year...2024-12-1009 minYour Real Estate MamaWhy Buying a Home Now Beats Renting: Expert Advice on the Value of HomeownershipAre you waiting for the "perfect time" to buy a home? With so many people holding off for lower interest rates or other reasons, let’s unpack why homeownership might still be the smarter move—right now!I’m Jan Scott, your Real Estate Mama, and today I’m joined by Rose Rauch, the mortgage gal with Magnolia Mortgage. Rose is my go-to miracle worker when it comes to navigating the world of mortgages, and she’s here to share her wisdom on why owning a home beats renting every time.Here’s wha...2024-12-0315 minYour Real Estate MamaMortgage Made Simple: Expert Guide to Home Loans and Approval SecretsAre you feeling overwhelmed by the mortgage process and unsure where to start on your homeownership journey? In this eye-opening episode of Your Real Estate Mama Podcast, mortgage expert Rose Rauch pulls back the curtain on the complex world of home lending, providing listeners with a comprehensive roadmap to securing their dream home.What you'll learn:The essential documents needed for mortgage approvalDifferent types of home loans (FHA, VA, conventional, USDA)How debt-to-income ratio impacts your loan eligibilityThe difference between pre-qualification and pre-approvalTips for self-employed borrowers navigating the mortgage processPacked...2024-11-2626 minYour Real Estate MamaUnlocking Closing Day Secrets: Title Policies, Fraud Prevention, and Real Estate Tips with Traci NewbyWhat really happens behind the scenes on closing day? This week on Your Real Estate Mama, Jan Scott welcomes Traci Newby from Anchor Title to unpack everything you need to know about title policies and the crucial role title companies play in ensuring your home purchase is smooth and secure. Traci, with over 25 years of experience in the real estate title industry, shares insider knowledge about title searches, clearing title requirements, and preventing common pitfalls like fraud and title defects. Plus, discover why Alabama's unique tax laws matter to out-of-state property owners and learn about n...2024-11-1917 minYour Real Estate MamaWhat’s New with the Real Estate Law? Mama’s Top 5 Questions Answered!Wondering how the new real estate law is shaking things up for buyers? In this episode of Your Real Estate Mama, Jan Scott shares an update on the new law and tackles the top five questions she’s been asked since it went into effect. From signing forms and understanding who pays for what, to navigating the rules about working with agents, Mama breaks it all down in her signature straightforward style. Gain clarity on these changes, learn how to stay ahead of the curve, and discover why having a great agent by your side is...2024-11-1411 minYour Real Estate MamaMaking Downsizing Easy: From Memories to a Manageable MoveFeeling overwhelmed by the thought of downsizing? You’re not alone! In this episode of Your Real Estate Mama, Jan Scott dives into the often daunting task of downsizing, aiming to make it feel less like a chore and more like a fresh start. Whether you’re an empty nester, craving a simpler life, or just ready for a change, Jan shares practical steps to help you declutter with confidence and purpose. She recounts her own family’s story, including her dad’s heartwarming determination to stay in his beloved home of over 65 years. Together, listener...2024-11-0510 minYour Real Estate MamaBeachfront Condo Pros and Cons: Mama’s Essential Guide for New InvestorsAre you dreaming of owning a beachfront condo that doubles as a source of extra income? 🌴💰 Whether you’re picturing lazy beach days and stunning ocean sunsets or imagining your property bringing in a steady cash flow, this episode is for you! Join Your Real Estate Mama as she dives into the ups and downs of buying an investment condo, sharing her firsthand experiences—from the thrill of gutting and decorating her first beach property to the reality check that came with her first renters. Learn about the true costs, potential tax benefits, handling st...2024-10-2911 minYour Real Estate MamaHome Inspection 101: Mama’s UNCUT Interview with Master Inspector from Home Boss Inspections – Expert Tips!👻 Ever wonder what home inspectors really find in homes? 🎃In this spooky, fall-themed episode of Your Real Estate Mama, Mama revisits Riaan du Plessis, the Master Home Inspector from Home Boss Inspections, but this time we’re bringing you the full UNCUT version of our interview—with all the extras we couldn't fit into the last episode! From finding a coffin in a crawl space to possible human bones under a house, Riaan’s stories will send chills down your spine! 😱 But it’s not all haunted homes—he also shares expert advice to he...2024-10-2224 minYour Real Estate MamaTop Things To Know Before Buying a New Construction HomeIn this episode of Your Real Estate Mama, Jan Scott shares essential advice for anyone considering buying or building a new construction home. Drawing from over 35 years of experience, including 15 years working directly with builders, Jan discusses the common challenges that can arise during the building process and offers practical tips to avoid turning your dream home into a nightmare. Learn why having your own real estate agent is crucial.The ins and outs of builder contracts.The importance of new home inspections.How to p...2024-10-1513 minYour Real Estate MamaHome Inspection Insights from a Master Inspector: Real Estate Buyers GuideThink you can skip a home inspection? Think again! In this episode of Your Real Estate Mama, Jan Scott is joined by Riaan du Plessis from Home Boss Inspection Service to reveal why a thorough home inspection is a must for every homebuyer. From shocking stories of hidden cash to uncovering serious structural issues, you’ll learn how crucial it is to know what’s lurking behind the walls.Whether you're buying a new construction or an older home, Riaan breaks down common problems like faulty plumbing, electrical issues, and improper grading that could end up c...2024-10-0813 minYour Real Estate MamaRenting with a Plan: Prep for Buying Your First Real Estate HomeDreaming of owning a home but still stuck renting? In this episode of Your Real Estate Mama, host Jan Scott reveals how you can turn that dream of homeownership into reality—even while you’re still renting! Jan breaks down three key steps to prepare for buying your first home: improving your credit score, tackling debt, and building savings.With practical advice and inspiring real-life success stories, Jan shows you how to smoothly transition from renter to homeowner. Tune in and start your journey toward homeownership, making sure this lease is your last one...2024-10-0111 minYour Real Estate MamaTo Rent or To Buy: Real Estate Tips from MamaTired of paying rent and ready to break up with your landlord? In this eye-opening episode of Your Real Estate Mama, Jan Scott busts the long-standing myth that renting is always cheaper than buying. Through the story of Jason and Beverly—a couple stuck paying too much in rent—Jan breaks down the real benefits of homeownership.From building equity to enjoying tax advantages, Jan explains why buying a home often makes more financial sense in the long run. And for aspiring homeowners who might feel discouraged, she offers her signature wisd...2024-09-2408 minYour Real Estate MamaNew Real Estate Law & Buyer Agency Agreement Explained: Mama Breaks It DownConfused about Buyer Agency Agreements and what they mean for you as a homebuyer? In this episode of Your Real Estate Mama, Jan Scott tackles the latest real estate laws and the hot topic of Buyer Agency Agreements. She breaks down how these changes impact your homebuying experience and shares clear, actionable tips to help you confidently navigate your relationship with a real estate agent.Don’t miss Jan’s signature Mama Wisdom & Inspiration, leaving you informed and empowered on your real estate journey. Whether you're a first-time buyer or seasoned homeowner, this epis...2024-09-2008 minYour Real Estate MamaReady, Set, Sell: How to Prepare Your Home for Top Dollar in Real EstateIs your home truly ready to sell for top dollar? In this episode of Your Real Estate Mama, Jan Scott delivers the ultimate "Ready, Set, Sell" guide! With over 35 years of real estate experience, Jan walks you through 10 crucial steps to prepare your home for the market. From boosting curb appeal to mastering the all-important smell test, you’ll learn how to make your home stand out from the competition and attract the best offers.If you’re looking to sell your home fast and for the highest price, don’t miss Jan’s expert...2024-09-1716 minYour Real Estate MamaTop 5 Questions To Ask Your Real Estate Agent Before CommittingAre you sure your real estate agent is the right fit? In this episode of Your Real Estate Mama, Jan uncovers the top 5 essential questions every homebuyer or seller must ask before signing with a real estate agent. From ensuring they know your neighborhood inside and out to understanding their negotiation tactics, this episode will teach you how to select the best agent for your real estate journey. If your agent doesn’t check these boxes, it’s time to tell them, “Hit the road, Jack!”Whether you're buying or selling, choosing the right ag...2024-09-1013 min