Shows
Her Financial FrequencyBitcoin Without the Hype: A Practical Beginner’s GuideSend us a textBitcoin gets talked about a lot, but rarely in a way that feels practical or approachable.In this episode of Her Financial Frequency, we cut through the noise to talk about what Bitcoin actually is, how it’s being used in the real world, and what beginners need to know before getting started.This is not about getting rich quick. It’s about understanding your options, avoiding common pitfalls, and making informed decisions on your own terms.💡 What Bitcoin is and how it works in simple terms 🌍...
2025-12-1920 minHer Financial FrequencyBitcoin Explained: From Wild West Chaos to a More Stable FutureSend us a textIf you’ve ever wondered why Bitcoin used to feel so sketchy - or why the news made it sound like only criminals and tech bros used it - this episode breaks it all down in simple, human language.Janae, Barbie, Krissi and E rewind to the chaos era of Bitcoin: the early 2010s, when new technology, no guardrails, confusing language, and wild price swings made it feel completely out of reach for real women trying to make smart financial decisions.Together, we unpack:• Why...
2025-12-0526 minHer Financial FrequencyCrypto 101: What Bitcoin Actually IsSend us a textCrypto has been one of those topics that makes a lot of us want to quietly back out of the room. It feels confusing, risky, and honestly… a little intimidating. And if you’ve ever thought, “I should understand this by now,” you’re not alone.In this episode, we break down what Bitcoin actually is in the simplest, most human way possible — no jargon, no pressure, no “you should already know this.”We talk about: 💸 What money really is (and why it’s not as solid as we wer...
2025-11-2135 minHer Financial FrequencyPivot, Pause, Progress: Season 2 KickoffSend us a textWe’re back — and this season, we’re doing things differently. 🔁✨ In this powerful Season 2 opener, Janae, Barbie, E, and Krissi get real about what it means to pivot without giving up. The team talks about why they pressed pause, what they’ve learned through the “crunchy” conversations, and how they’re moving forward with more alignment, intention, and confidence. You’ll hear candid reflections on: 💡 Finding clarity after a pause 💚 Building partnerships that align with both values and experience 📊 Balancing impact and data in decision-making 🌍 Exploring new opportunities...
2025-11-0726 minHer Financial FrequencyTangible Investing: How Maria Marks Made Real Estate “Make Sense”Send us a textToday’s Guest: Maria Marks—former operating room nurse turned real estate investor and educator.Maria didn’t plan to be “a finance person.” But a family loss, a push to learn, and one bold step into mentorship changed everything. Today Maria is a General Partner with 1,500+ doors across 12 properties (translation: she helps run over 1,500 apartments… wild, right?). Her mission? Helping women build confidence, ask better questions, and make investing feel real—you can see it, touch it, understand it In this episode, we cover:Moving thr...
2025-09-2630 minHer Financial FrequencyMoney As a Tool: How to Rewrite Your Story and Build Wealth with Candius StearnsSend us a textToday Barbie and Janae sit down with Candius Stearns—lifelong entrepreneur, co-author of Real Women in Real Estate, and LP/GP across large-scale real estate deals—to talk about rewriting our money stories and building real wealth that compounds over time.In this episode:Growing up on a Michigan dairy farm & the early money messages many women shareWhy money is a tool (not “good” or “bad”)—and how to unlearn scarcityThe “know your numbers” non-negotiable: P&L, KPIs, ROI (don’t outsource your power)Candius’ Four Pillars: mind...
2025-09-1228 minHer Financial FrequencyMoney Memories, Mindset Shifts, and Lessons Learned – Q&A with Barbie & JanaeSend us a textIn this special Q&A episode of Her Financial Frequency, the hosts turn the tables! 🎤 Barbie and Janae step into the hot seat while Krissi asks the questions our listeners (and friends) want to know.They share their earliest money memories, the beliefs they grew up with, and how those shaped the way they see financial freedom today. From family conversations (or lack of them) to first investments, flipping homes, 401Ks, and building wealth on their own terms—this conversation is all about mindset shifts, lessons learned, and the power of be...
2025-08-2927 minHer Financial FrequencyFrom Subs to Sunsets — Creating a Life You Don’t Need a Vacation FromSend us a textKristy joins Janae, Barbie, and Krissi to share her journey from slinging sandwiches to running a Hill Country RV resort — and how she created a life she doesn’t need a vacation from. 🥪➡️🌅 In this episode, she opens up about going from owning a sub shop to building custom homes, surviving the 2008 housing crash, and ultimately creating a business — and a life — that gives her true financial freedom. We talk about: Why financial freedom is about more than money 💡How patience and persistence opened unexpected doors 🚪The lessons learned from risk, resilien...
2025-08-1533 minHer Financial FrequencyFrom Setting Goals to Finding Your Financial People—We’ve Got YouSend us a textYou’ve heard us talk about different types of funds, but how do you take that knowledge and actually build a financial plan that fits your life? In this episode hosts, Barbie, Janae, E, and producer, Krissi, break it all down - from defining your goals and building a diversified portfolio to keeping your investments on track and surrounding yourself with the right financial tribe.We cover:🎯 Setting financial goals that match your life stage🧺 What diversification really means and what it might look like in your 50s🔁 Rebalancing and staying on...
2025-08-0128 minHer Financial FrequencyFund Shopping: Finding the Right Investment for YouSend us a textIn this episode of Her Financial Frequency, hosts Janae, Barbie, and E dive into the real-life process of choosing the right investment fund.They break down the three F’s every investor should consider: Fit, Fees, and Flexibility - and how those can guide you to the fund that actually aligns with your goals and risk tolerance. You’ll also hear honest conversations about red flags, transparency, and personal fund horror stories (yes, we've all got one 🙃).Whether you're just starting out or leveling up, this on...
2025-07-1832 minHer Financial FrequencyFrom HGTV Dreams to Debt Funds: Barbie & E’s Money Story + Fund Pros & ConsSend us a textIn this engaging episode of Her Financial Frequency, Barbie and E join Krissi and Janae to share their personal journey from traditional 9-to-5 careers to becoming investors and fund creators.They talk about:The pivotal HGTV commercial that sparked their real estate investing pathEarly challenges and hard lessons from flipping housesShifting from single-family homes to multifamily apartments—and why they pivoted againThe power of masterminds and choosing the right partnersLearning about mindset shifts from scarcity to abundanceWhy they’re now launching a debt fund and how it worksA practical breakdown of
2025-07-0437 minHer Financial FrequencyThe Investment Strategy Nobody Taught You About in SchoolSend us a textFeel like your money’s just sitting there, doing nothing? You’re not alone—and today, we’re changing that. In this episode, Janae gets personal—sharing her 10-year journey from a passive 401(k) investor to becoming a fund manager helping others grow wealth through real estate. 💸🏘️We break down:What a fund actually is (and why it’s not as scary as it sounds)The difference between mutual, index, private equity, venture capital, and debt fundsHow syndications work—and how funds offer more diversificationJanae’s pivot from flipping houses to helpi...
2025-06-2029 minHer Financial FrequencyYou’re Not Starting from Scratch — You’re Starting from DisconnectedSend us a textEpisode 4: You’re Not Starting from Scratch — You’re Starting from Disconnected Hosted by Janae Rapps and Barbie Bowen Produced by Krissi Burdette Music: “Birds” by Corbyn KitesEver looked at your retirement statement and thought, “Wait... what is this account again?” Don’t worry — you’re not alone, and this episode is for you. Hosts Janae and Barbie — joined by producer Krissi — are breaking down the basics of 401(k)s, IRAs, Roth IRAs, brokerage accounts, CDs, money markets, and even those...
2025-06-0618 minHer Financial FrequencyPlaying It Safe Is Risky Too: Rethinking Risk & Building Financial ConfidenceSend us a textAre you stuck in “safe mode” when it comes to money? In this episode of Her Financial Frequency, we’re unpacking one of the most misunderstood parts of investing: risk—and how “playing it safe” might be the riskiest move of all.Barbie and Janae dive into how fear, past conditioning, and lack of financial education keep us stuck in old money stories—and how to start rewriting them. We’re talking about risk tolerance (in real-life terms), the emotional side of financial fear, and why even a savings a...
2025-05-3025 minHer Financial FrequencyFrom Fearful to Financially Empowered: Investing 101Send us a textIf you’ve ever looked at your 401k and thought, “I have no idea what this even means,” you’re not alone—and this episode is for you.Join Barbie, Janae, and Krissi as they unpack the basics of investing in a way that’s real, relatable, and refreshingly BS-free. From IRAs and money market accounts to values-aligned investing and that elusive mailbox money, this conversation is all about helping you shift from fear and confusion to clarity and confidence.✨ No more playing small.✨ No more outsourcing your power.✨ Jus...
2025-05-3019 minHer Financial FrequencyYour Financial Frequency Starts Here: Meet Janae & BarbieSend us a textWelcome to Her Financial Frequency—where it's never too late and you're never too old to rewrite your money story. In this first episode, meet co-hosts Janae and Barbie as they share their personal money journeys, how they met, and what financial freedom really looks like after 50. If you’ve ever thought “there has to be more,” this one’s for you. ✨ 💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth! 📲 Follow us for more tips...
2025-05-2515 min