Shows
4 Seasons PodcastFrom 60-40 To Smart Risk: How To Reset Your Portfolio For The New YearAre There Any Changes In The New Year To Consider For The Average Portfolio?Markets rallied for three straight years, and that quiet tailwind may have nudged a lot of “balanced” portfolios into riskier territory than intended. We unpack how allocation drift happens, why it matters more than most headlines, and the simple, rule-based rebalancing steps that protect your long-term goals without trying to time the market. Along the way, we pull back the curtain on how we evaluate underperforming funds, decide when to replace them, and keep overall risk steady while upgrading the lineup....
2026-02-2314 min4 Seasons PodcastSmart Investments: Should Average Investors Hold Gold Now?Is Gold A Smart Investment For The Average Investor Today?Gold’s shine is back in the spotlight after a dramatic 65% run, but the better question is why it moved and where it fits in a thoughtful plan. We dig into the tension between gold’s timeless role as a store of value and the realities of modern markets shaped by fiat currencies, central banking, and policy cycles. Along the way, we unpack whether gold is “money” or simply another asset class, and why that distinction matters when fear rises, rates shift, or headlines stir anxiety...
2026-01-2317 min4 Seasons PodcastB&H Wealth Strategies: Helping Retirees Plan, Budget, And Insure Against Healthcare Expenses How Does B&H Wealth Strategies Help Clients Plan For Healthcare Expenses In Retirement?Healthcare can quietly undo decades of planning, and the risk spikes when you retire before 65. We sat down with Jeff Bingham to map a clear path through the pre‑Medicare gap, explain how shifting subsidies change real costs, and share a practical case study of a 62‑year‑old retiree navigating coverage with a chronic condition. The takeaway is simple and powerful: build healthcare into your retirement cash flow on purpose, not as an afterthought.We walk through the core decisio...
2026-01-1617 min4 Seasons PodcastChoosing Your Local Main Street Over One-Click Checkouts Strengthens Your CommunityHow Does Commercialization Of The Holidays Impact Local Investing And Our Lives?Holiday ads shout, timers tick, and our carts fill fast—but what do those dollars actually do for the place we call home? We dig into the tension between one‑click convenience and the community value of Main Street, sharing stories from downtown Kingsport and the sensory joy that only in‑person shopping delivers: the lights, the smells, and the conversations that make the season feel real.We talk about the quiet math behind local spending—how sales tax and small‑business a...
2025-12-0818 min4 Seasons PodcastMarkets Amid Conflict Part 2: What Investors Can ControlWhat Should An Investor Do?Headlines shout. Portfolios whisper. We zoom out from the daily noise to map how geopolitics, energy prices, and policy shifts actually flow through markets and into real portfolios. Jeff Bingham unpacks why 2022’s pain wasn’t just war-related, how inflation and rising rates did the heavy lifting, and where today’s pressures—from $60 oil to OPEC’s waning influence—are quietly reshaping risk and opportunity.We dig into Saudi–US dynamics, what it means when a regional anchor needs higher oil prices, and why Saudi Arabia is borrowing and diversifyi...
2025-12-0317 min4 Seasons PodcastMarkets Amid Conflict Part 1: How Global Instability Shapes Your PortfolioHow Does Global Instability impact investment Markets And Activity?When the news cycle feels like a firehose, it’s easy to assume markets must fall. We cut through the noise and look at what actually moves portfolios: the flow of energy and materials, the integrity of supply chains, and the policy choices that shape costs, margins, and long-term competitive edges. From Russia–Ukraine to tensions in the Middle East, we examine why equities can keep climbing when the economic plumbing still works and demand remains resilient.Our conversation zeroes in on the economic riva...
2025-11-1316 min4 Seasons PodcastFaith At The Center Of Wealth: Jeff Bingham Discusses Leading With Christian ConvictionWhat Role Does God & Faith Play In The Mission Of B&H Wealth Strategies? Values shape every dollar we deploy, and Jeff Bingham opens up about how putting faith first changed the way we lead, invest, and care for families. From praying before client meetings to building plans that “aim all the way up,” we walk through what it looks like to blend conviction with technical excellence in financial planning and investment management.We dive into biblically responsible investing as more than a screen—it’s a framework for aligning risk, returns, and purpose s...
2025-11-0621 min4 Seasons PodcastWhy a Proven Plan Beats the Hype: Building Wealth Without Quick Fixeshy Does A Proven Plan Beat A Quick Fix Every Time When Planning Your Financial Future?The loudest voices in money often promise shortcuts. We take the opposite route and show how real wealth grows from simple habits, honest planning, and a strategy you can actually follow when markets turn noisy. With Jeff Bingham of B&H Wealth Strategies, we unpack the gap between hype and reality—what “quick fixes” look like in the wild, why they’re so tempting, and how to build a durable plan that fits your life instead of someone else’s playbook...
2025-10-1019 min4 Seasons PodcastHow Fed Cuts Ripple Through Mortgages, Markets, and Your Monthly BudgetLowering Interest Rates And Monetary Policy Shifts...How Can They Impact Me?Rate cuts make headlines, but the real story lives in your monthly budget and long-term plan. We dig into how a lower federal funds rate filters into mortgage payments, credit card APRs, small business borrowing, and diversified portfolios—then separate smart, actionable moves from costly knee-jerk reactions. Jeff Bingham lays out where refinancing can free up cash, how to compare closing costs to monthly savings, and the moments when a lower payment strengthens your balance sheet instead of just stretching your lifestyle.
2025-10-0317 min
KGLT Radio: Uncle Duke's Stream Of ConsciousnessKGLT 9.26.25 1/3 Uncle Duke: Stream Of ConsciousnessBad Company / Charlie Crockett: Bad CompanySupertramp: Crime Of The CenturyJeff Tweedy: Secret DoorElias Ronnenfelt: Love How It FeelsHAIM: Down To Be WrongGIFT / This Is Lorelei: Wish Me AwayHorsegirl: Switch OverRyan Bingham / The Texas Gentlemen: The Lucky OnesCar Seat Headrest: The Catastrophe (Good Luck With That, Man)ZZ Top: Waitin' For The Bus / Jesus Just Left ChicagoDallas Burrow: The Way The West Was WonJeff Tweedy: Better SongNeko Case: Baby I'm Not (A Werewolf)
2025-09-2700 min4 Seasons PodcastThe 529 Plan: Jeff Bingham Discusses Your Child's Financial SuperpowerWhat Options Does B&H Offer To Help Plan For College Savings Or Educational Funding?The weight of college expenses keeps many families up at night, but strategic education funding can transform this burden into a manageable part of your financial journey. Jeff Bingham, President of B&H Wealth Strategies, breaks down the complexities of saving for education in this straightforward, information-packed episode.At the heart of education funding strategies lies the 529 plan – a powerful vehicle that offers tax-free growth and distributions when used for qualified education expenses. Unlike older education savings options, th...
2025-09-1214 min
An Anglican TapestryThe Significance of Sacred RestWe will discuss the meaning of sabbath rest and its significance for Christians today. Properly understanding the signifcance of the Fourth Comandment can promote a deep spirituality. It is an often overlooked part of the Christian life. Works Cited: Harold H.P. Dressler, The Sabbath in the Old Testament, in From Sabbath to Lord's Day, D.A. Carson, ed. Wipf and Stock Publishers 1982. Jeffrey Alan Trostle, Sacred Rest and the Foundations of Holiness, 2011. John Calvin, and Charles William Bingham, Commentaries on the Four Last Books of Moses Arranged in the...
2025-09-0620 min4 Seasons PodcastTrust Fundamentals: Beyond the Ultra-Wealthy Can Setting Up A Trust Be A Good Idea As Part Of A Wealth Strategy? Trust planning doesn't have to be intimidating or exclusive to the ultra-wealthy. In this enlightening conversation, Jeff Bingham demystifies the world of trusts, offering practical guidance on when these powerful financial tools make sense—and when they don't.Have you ever wondered if a trust might benefit your financial situation? Jeff walks through the fundamentals, explaining how trusts function as legal and financial documents where grantors place assets for specific beneficiaries with detailed instructions for distribution. Whether you're conc...
2025-09-0513 min4 Seasons PodcastThe Charitable Advantage: How Financial Planning Transforms Your GenerosityDoes B&H Provide Advice On Charitable Giving Or Philanthropy?The power of generosity takes center stage as Jeff Bingham explores how thoughtful charitable giving strategies can transform both the causes you support and your own financial picture. We dive deep into the often-overlooked intersection where financial planning meets philanthropy, revealing how the right approach can maximize your impact while potentially creating tax advantages.Most retirees understand the frustration of Required Minimum Distributions (RMDs) – those mandatory withdrawals from retirement accounts that create taxable events whether you need the income or not. Jeff explains ho...
2025-08-0710 min4 Seasons PodcastTax Cuts and Social Security: What the Big Beautiful Bill Means for YouWhat Impact Does The Big Beautiful Bill Have On Income Tax And Social Security? The landscape of your retirement and tax planning just shifted dramatically with the passage of the "Big Beautiful Bill." Join Jeff Bingham as he breaks down how this legislation impacts your financial future without the typical jargon and confusion.Wondering how these changes affect your wallet? The bill maintains the 2016 tax rate structure that was scheduled to sunset next year, preventing what would have been approximately a $2,100 tax increase for the average middle-class American family. Markets responded favorably to t...
2025-08-0120 min
Future U Podcast - The Pulse of Higher EdAI in the Workplace: Michael Horn Hosts WGU's Future of Work PanelIn this special bonus episode of Future U, Michael Horn moderates a panel discussion on the future of work and learning in the age of AI. Recorded at a Western Governors University event in Boston, the conversation features insights from industry leaders across technology, consulting, and higher education.Panelists Paul Bingham (WGU), Will Bass (formerly of Comcast), Kara Kara Wieckowski (Accenture), and Wayne Duso (former VP at AWS) explore the transformative impact of AI on workforce development, talent acquisition, and educational models. They discuss whether we should view AI as revolutionary like the smartphone or complementary like...
2025-07-291h 024 Seasons PodcastMarket Volatility: Staying Calm in Financial StormsLet's Revisit Market Volatility - How Concerned Should I Be?Market volatility can trigger powerful emotional responses, but reacting to every headline might be the surest way to damage your long-term financial health. In this illuminating conversation, Jeff Bingham, President of B&H Wealth Strategies, offers a masterclass in maintaining perspective during market turbulence.The episode dissects the recent market rollercoaster of 2024, where April's sharp 10% decline gave way to complete recovery and new all-time highs by June's end. This pattern exemplifies why emotional market timing – selling during downturns and buying back after recoveries – crea...
2025-07-1615 min4 Seasons PodcastInside the NYSE: A Financial Advisor's JourneyB&H On the Road - Jeff Tells us about your recent visit to the New York Stock ExchangeWhat does the beating heart of American capitalism really look like in 2024? Forget the frenzied trading floor scenes you've seen in movies – the reality is both more subdued and more fascinating.Jeff Bingham of B&H Wealth Strategies takes us along on his exclusive journey to the New York Stock Exchange, pulling back the curtain on an American institution that few ever get to experience firsthand. This wasn't a tourist excursion but rather a cl...
2025-07-0914 min
The Great and Secret KnowledgeDoctor WhoDis Season Two Episode 8 "The Reality War" Part 2 with Jessie Rye This is part 2 of our massive discussion on "The Reality War". We go everywhere once again and include some thoughts from friends on the web. Overall, not bad, a painful ending but it could have been a lot worse. Listen well, and be happy! Join our Discord server and get to know the fam! https://discord.gg/vtJnpkhd Jeff's podcasts Shattered Worlds RPG Everything is Awesome with Jeff and ? Omniversal Escapades (Jeff's livestreaming RPG show) ...
2025-06-172h 444 Seasons PodcastOne Size Fits One: Why Your Social Security Strategy Should Be Uniquely YoursCan B&H Wealth Strategies Provide Guidance On Social Security Optimization?Deciding when to claim Social Security might seem straightforward, but optimal timing depends on far more than just selecting an age between 62 and 70. This episode dives deep into the personalized nature of Social Security planning and why cookie-cutter approaches often lead to costly mistakes.Jeff Bingham, President of B&H Wealth Strategies, emphasizes that Social Security decisions demand a "one size fits one" approach. Your neighbor's perfect claiming strategy could be entirely wrong for your situation. Rather than viewing Social Security in...
2025-06-0617 min4 Seasons PodcastFinancial Storms: How to Stay Calm When Markets TumbleHow Concerned Should I Be Of The Impact Of Market Volatility?Market volatility can trigger our worst financial instincts. When headlines scream about plunging indexes and portfolio values shrink, many investors make costly emotional decisions they later regret. This timely conversation cuts through the noise to deliver practical wisdom for navigating uncertain markets with confidence.Jeff Bingham tackles the current sources of market turbulence – from US-China tariff negotiations to ongoing geopolitical tensions – while offering a broader perspective that both new and seasoned investors desperately need. He highlights a psychological blind spot most of us s...
2025-06-0616 min4 Seasons PodcastTax-Savvy Wealth Building: Hidden Opportunities After Filing SeasonNow That April 15th Has Passed, How Do I Get Ahead Of The Tax Game For 2025?Ready to keep more of your hard-earned money in 2025? Tax planning shouldn't wait until next April.Jeff Bingham, President of B&H Wealth Strategies, shares his father's timeless wisdom: "It's not about how much you make, it's how much you get to keep." This philosophy underpins a practical approach to tax planning that works within our complex system—a tax code spanning 2,672 pages with roughly 70,000 additional pages of supplements and addendums.Discover actionable strategies starting wi...
2025-05-1517 min4 Seasons PodcastBitcoin's Place in Modern Retirement PlanningWhat Exactly Is It And Is It A Good Investment For Retirement?Curious about the Bitcoin buzz but unsure if it belongs in your financial future? You're not alone. Many investors struggle to understand this digital asset that's been on a wild value rollercoaster – from $40,000 to $20,000 to over $100,000 and back to the $80,000s.Jeff Bingham, President of B&H Wealth Strategies, breaks down Bitcoin in refreshingly clear terms, describing it as "digital gold" that serves as both a store of value and an inflation hedge. Unlike traditional currency that can be endlessly printed (th...
2025-05-0625 min4 Seasons PodcastTax Strategies That Keep More Money in Your PocketDoes B&H Wealth Strategies Provide Tax Planning Or Advice?Taxes are inevitable, but paying more than necessary isn't. In this illuminating discussion, Jeff Bingham of B&H Wealth Strategies breaks down practical strategies that can help you keep more of what you earn while staying fully compliant with tax regulations.We explore the powerful impact of retirement account contributions on your current tax situation. For 2024, individuals can contribute $8,000 to IRAs (with additional catch-up provisions for those over 50), potentially reducing taxable income by thousands. When coupled with employer-sponsored 401(k) plans that offer matching...
2025-04-1515 min4 Seasons PodcastRethinking Crypto: How Bitcoin Can Transform Your Portfolio ReturnsCan Bitcoin Play A Critical Role In Portfolio Management?The age-old debate around Bitcoin has shifted dramatically—from whether it holds any legitimate value to how it can be strategically incorporated into investment portfolios. As the oldest financial planning firm in our region, we've witnessed this evolution firsthand, transitioning from skepticism to strategic implementation.While Bitcoin's price volatility remains significant—fluctuating from $100,000 to around $90,000 this year alone—our experience since 2021 has revealed a compelling investment case. Through disciplined portfolio management, maintaining a strict 2.5% allocation to Bitcoin has enhanced returns by approximately 20% without substantially increa...
2025-04-1519 min4 Seasons PodcastDiscover Your Financial Roadmap with the 4 Seasons GPSHow Does The Financial Tool "4 Seasons GPS” Work And What Does It Entail?Are you ready to take control of your financial future? In this episode, we explore the 4 Seasons GPS, a groundbreaking tool that simplifies retirement planning, allowing you to visualize and achieve your financial goals. Through dynamic interaction with financial advisors, clients engage in an insightful process of defining their lifestyle aspirations, including travel plans and bucket lists, all while considering the realities of financial management. We break down the retirement lifecycle into the Go-Go, Slow-Go, and No-Go phases, helping you un...
2025-03-0313 min4 Seasons PodcastFinancial Fortitude in Retirement: A Message from B&H Wealth StrategiesDoes B&H Wealth Strategies Offer Strategies For Reducing Financial Risk During Retirement?Join us as we journey through the vital strategies to secure your financial future in these uncertain times. We’ll dissect the ever-evolving landscape of retirement planning, emphasizing the imperative need to mitigate risk in a world of rising inflation and dynamic markets. With insights driven by experience and innovation, we explore essential strategies such as diversification and cutting-edge options hedging designed to safeguard your hard-earned wealth. You’ll gain clarity on how to balance growth with safety, understanding that an a...
2025-03-0318 min
Pharmacy Podcast NetworkThe 50 Most Influential Pharmacists in 2024 | Pharmacy 50 AwardsThe "Pharmacy 50" Awards, recognizing the 50 Most Influential Leaders in Pharmacy, have officially been announced for 2024! This prestigious honor celebrates the most inspiring, innovative, and impactful figures in pharmacy who are driving advancements in patient care, business development, and industry reform.
Now in its fourth year, the Pharmacy 50 saw a record-breaking 30% increase in peer recognition, demonstrating the growing influence of pharmacists across multiple sectors, including Community Pharmacy, Long-Term Care, Specialty Pharmacy, Health System, Digital Health, and more.
Voting took place between November 15 and December 20, 2024, and this year's winners include some of the most distinguished names in the indu...
2025-02-051h 544 Seasons PodcastSafeguarding Your Family's Future Through Smart PlanningDoes The Firm Offer Estate Planning Advice Or Legacy Planning Services?Explore effective estate and legacy planning with Jeff Bingham, President of B&H Wealth Strategies, as we explore how to protect your family's wealth for generations to come. Through a touching narrative of a client relationship lasting over 35 years, Jeff shares invaluable insights into the sensitive nature of managing family dynamics, especially in situations like remarriages and multi-state assets. This episode promises to enlighten you on the importance of patience, expertise, and empathy in crafting harmonious legacy plans that honor the needs and perspectives...
2025-01-3120 min