Shows
The Monolith Money Show PodcastA Retirement Savings Crisis?A recent study conducted by AARP showed that 20% of adults age 50 and older had NO retirement savings, and that some 57 million U.S. workers did not have access to either a pension or an employer approved retirement savings plan such as a 401K. Jeff and Camille discuss how to avoid a retirement savings crisis which could involve those with savings paying more in taxes to help out those that don't.2024-12-2626 minThe Monolith Money Show PodcastPreserving and Optimizing Your 401KWhen you are ready to retire, what do you do with your 401K, which is likely your largest retirement savings and investment vehicle? Jeff and Camille go over ideas and strategies surrounding the best ways to convert your 401K into whatever vehicles your plan needs for a satisfying retirement.2024-12-2122 min
Monolith Money ShowPreserving and Optimizing Your 401K - December 21, 2024Jeff and Camille go over tips for you to get the most out of your 401K account, including proper diversification, reviewing investment choices and aligning everything with your retirement timeline.2024-12-2150 minThe Monolith Money Show PodcastHow Will Social Security Last?Jeff and Camille take a look at Social Security and a report indicating it could only have full funding for benefits until 2033. They look at what could happen depending on how Congress chooses to act going forward. They also answer listener questions in the popular mailbag segment.2024-12-0723 minThe Monolith Money Show PodcastRetirement ConfidenceA recent CNBC poll shows younger Americans are not as confident about a comfortable retirement as opposed to their parents. Jeff and Camille take a look at some of the factors involved in this study and how planning can help alleviate some of the questions. They also look at timeless advice through historical quotes and how they relate to planning for retirement.2024-11-3022 minThe Monolith Money Show PodcastGrowing Government DebtThe U.S. national debt is now at $36 trillion. How will this problem be addressed? Increased taxes seem to be a likely answer. Jeff and Camille take a look at this issue and how tax planning can help legally lower your tax bill to the IRS, helping keep more money in your pocket for retirement.2024-11-1624 minMonolith Money ShowGrowing Government Debt - November 16, 2024The U.S. government debt now stands at $36 trillion and growing fast. Jeff and Camille look at this issue and how expected rising taxes to pay for it could affect your retirement portfolio, as well as the best ways to plan for taxes and save money now for the future.2024-11-1650 minThe Monolith Money Show PodcastOptimizing Social SecuritySocial Security is still a cornerstone of retirement income. Jeff and Camille go over why it is so important to so many people, and how planning to optimize your benefits could result in more income for you. Later they answer some questions revolving around taxes and their history since the income tax first came into being in 1913.2024-11-1423 minThe Monolith Money Show PodcastElection AnalysisJeff and Camille discuss the recent re-election of Donald Trump to the presidency, and what it could mean going forward for the economy and your retirement plan. They also answer questions from the mailbag.2024-11-0923 minMonolith Money ShowElection Analysis - November 9, 2024Jeff and Camille take a look at this week's re-election of Donald Trump to the U.S. presidency, and what it could mean going forward, especially as it pertains to retirement planning. Later they revisit four retirement unknowns and how to plan for them, including longevity and taxes.2024-11-0950 minThe Monolith Money Show PodcastFalling Interest Rates Threaten Retirement IncomeInteret rates are still high, but recently the Federal Reserve started to cut them with a half percentage point drop, and further cuts are expected. Jeff and Camille discuss how this could affect retirement income and how to best plan to keep these falling rates in mind.2024-11-0222 minMonolith Money ShowDealing With Falling Interest Rates - November 2, 2024The Federal Reserve dropped interest rates by a half percent a few weeks ago, and further cuts are expected. Jeff and Camille look at what you can do now with the parts of your portfolio that are affected by these cuts to keep up the growth that is needed.2024-11-0250 minThe Monolith Money Show PodcastTaking Control of RetirementPeople have experienced unique events the past few years, such as the pandemic, a historic market crash, high interest rates and inflation and more. Jeff and Camille look at where things stand now, where they are likely to go, and how you can take control of retirement with proper planning that takes into account things which may happen, just in case things go awry.2024-10-1925 minMonolith Money ShowTaking Control of Retirement - October 19, 2024People have experienced unprecedented events in the past few years, including the pandemic, high inflation, huge swings in the stock market, and more. Jeff and Camille look at what could lie ahead and how working with a financial professional can help plan for a number of scenarios to help you maintain what you've saved.2024-10-1950 minMonolith Money ShowTaxes in Retirement - October 12, 2024Retirement means an entirely different shift in paying taxes, and it could mean you would pay more to Uncle Sam unless you look ahead and plan accordingly. Jeff and Camille look at the tax issue, especially the upcoming scheduled changes in rates at the end of 2025, and how tax planning could help save you thousands of dollars.2024-10-1750 minThe Monolith Money Show PodcastTaxes in RetirementTaxes are always a sticky subject, but in retirement you have a chance to control how much you pay. Jeff and Camille discuss strategies where you can pay less to the IRS, especially in the future, and keep more of your nest egg in your pocket, not Uncle Sam's.2024-10-1224 minThe Monolith Money Show PodcastEstate and Legacy PlanningLegacy planning can be the most overlooked portion of a complete retirement plan. Jeff and Camille discuss the importance of making sure what you leave behind when you pass away goes to whoever it is intended to, as well as the necessary steps to be sure it is done efficiently.2024-09-2123 minMonolith Money ShowEstate and Legacy Planning - September 21, 2024Estate and legacy planning can be one of the more overlooked pieces of a retirement plan, but its importance shouldn't be overlooked. Jeff and Camille take a look at how to make sure the things you leave behind go to whoever it is supposed to go to, and in the most efficient way possible.2024-09-2150 minMonolith Money ShowRecord Retirements - August 24, 2024Over 4.1 million people will turn 65 this year and for several more years to come, and that means record retirements will put a big strain on Social Security. Medicare and more. Jeff and Camille look at these figures and, if you are one of those soon-to-be retirees, how you should approach planning during this time. They also revisit the three stages of retirement and answer more questions from the mailbag.2024-08-2450 minThe Monolith Money Show PodcastVolatility and Mailbag QuestionsVolatility came back strong recently in the stock market. Camille takes a look at how periods of volatility can affect your portfolio and how having a solid retirement plan can help mitigate these periods. She and Jeff also answer questions from the mailbag.2024-08-1723 minMonolith Money ShowVolatility Is Back - August 17, 2024In recent days, market volatility has come back with a vengeance - down 600 to 1000 points on some days, but bouncing right back afterwards. Camille reminds us that these periods do happen, and that financial plans take this into account as best as they can so the effects of volatility can be mitigated. She and Jeff also revisit four retirement questions on people's minds, and also answer questions from the mailbag.2024-08-1750 minThe Monolith Money Show PodcastThe Nuttiness of the World TodayJeff and Camille look at the news headlines of the day and what they call the nuttiness going on, including the recent assassination attempt on former President Donald Trump. They also answer listener questions from the mailbag.2024-07-2724 minThe Monolith Money Show PodcastFour Retirement UnknownsLongevity, health care costs, taxes and market performance. Those are four factors that are unknown at the time anyone retires - we don't know how long we'll live, or what tax rates or health care costs will be in the future. Jeff and Camille take a look at these areas and how financial advisors take them into account as best they can in putting together a solid and customized retirement financial plan for any given client.2024-07-2724 minMonolith Money ShowFour Retirement Unknowns - July 27, 2024Longevity, taxes, health care costs and market performance. These are areas that no one is completely certain about going into the future, but advisors help retirees plan for these areas as best they can. Jeff and Camille explain how this works and how it can help any given retiree or couple be more certain of their finances going forward through their retirement years. They also look at recent news headlines and answer listener mailbag questions.2024-07-2550 minThe Monolith Money Show PodcastPlanning For Large IRAsPeople nowadays could have an IRA of a half million dollars or more, and they could require different types of planning than people with smaller amounts. Jeff and Camille talk about some of the ways folks with larger IRAs could benefit, especially with tax planning to lessen the amount owed to Uncle Sam in retirement.2024-07-2023 minMonolith Money ShowPlanning For Large IRAs - July 20, 2024People with IRAs of a half million dollars or more can benefit from different planning opportunities, especially in regard to tax planning. Jeff and Camille explain what some of the options are for these folks, and also get into tax planning, higher interest rates being maintained in the short term, and answering listener questions.2024-07-2050 minThe Monolith Money Show PodcastInterest Rate NewsThe Federal Reserve has indicated no changes in interest rates for the time being. Jeff and Camille talk about a window of opportunity for folks to take advantage of higher rates, especially in regard to annuity payouts being much greater than they were in years past. They also reach into the mailbag to answer some listener questions.2024-07-2023 minThe Monolith Money Show PodcastFour Questions About RetirementWhen can I retire? Will my money last? These are just two of four important questions people need to ask themselves before they make the decision to retire. Jeff and Camille discuss each of these questions and what people can do to provide better answers to their retirement concerns.2024-07-0624 minThe Monolith Money Show PodcastDecision 2024Jeff and Camille discuss what factors could be at play in the upcoming presidential election, as well as react to comments from Jeff Bush of the Washington Insider related to it. They also answer questions from listeners.2024-07-0623 minMonolith Money ShowDecision 2024 - July 6, 2024Jeff and Camille discuss the upcoming presidential election, reacting to comments from Jeff Bush of the Washington Insider, and talking about how financial questions will play a huge role in the campaign. They also discuss four important retirement questions such as when someone can retire, if they have saved enough money, and more.2024-07-0650 minMonolith Money ShowProtected Income - June 22, 2024What people want and need in retirement is guaranteed income to cover their fixed monthly expenses. Jeff and Camille discuss some of the strategies to put your retirement savings to work in providing this type of income and how to best make it work for a particular person's retirement plan.2024-06-2250 minThe Monolith Money Show PodcastCreating A Five Star Retirement PlanYou may have eaten at a five star restaurant, or stayed at a five star hotel. So what constitutes a five star retirement plan? Today Jeff and Camille discuss this, along with the five areas of retirement planning that makes up such a plan, including areas of income, tax planning, estate and legacy planning, covering health care and long term care costs, and some money for growth to cover future inflation.2024-06-0226 minMonolith Money ShowCreating A Five Star Retirement Plan - June 1, 2024Today Jeff and Camille discuss how to create a retirement plan that covers all five main areas of finances in your post-working years, including income, taxes, health care and legacy planning, as well as money for growth to cover future inflation and rising costs.2024-06-0150 minThe Monolith Money Show PodcastCreating A Lasting LegacyJeff and Camille discuss legacy planning and how it can benefit your loved ones if proper planning is done ahead of time.2024-04-2924 minMonolith Money ShowCreating A Lasting Legacy - April 27, 2024Jeff and Camille discuss legacy planning and how it can benefit your loved ones if proper planning is done ahead of time.2024-04-2750 minThe Monolith Money Show PodcastTop Five Retirement QuestionsJeff and Camille go over some of the top questions people have when planning for retirement.2024-04-1721 minMonolith Money ShowAll About Annuities - March 23, 2024Are you confused by the subject of annuities? In case you are, Jeff and Camille are here to bring you the facts about this polarizing financial product that can bring you guaranteed lifetime income, as well as other benefits you may now know about.2024-03-2350 minThe Monolith Money Show PodcastFour Questions About RetirementWhen can I retire? Have I saved enough? Will my money last? Will my loved ones be taken care of if something happens to me? These are the top of mind questions people want to know if they are thinking about retiring. Today Jeff and Camille answer these pertinent questions and discuss how proper planning addresses these issues.2024-03-1824 minMonolith Money ShowFour Questions About Retirement - March 16, 2024When can I retire? Have I saved enough? Will my money last? Will my loved ones be taken care of if something happens to me? These are the top of mind questions people want to know if they are thinking about retiring. Today Jeff and Camille answer these pertinent questions and discuss how proper planning addresses these issues.2024-03-1650 minMonolith Money ShowTop Five Retirement Questions - February 24, 2024Today Jeff and Camille open the show by taking on five retirement questions many people ask when planning. These include how much should they have saved, whether or not to pay off their mortgage, and three others. Later they look at the five stages of a person's financial life and how retirement planning plays into each one.2024-02-2450 minThe Monolith Money Show PodcastRetiring in 2024Financial analysts are saying inflation and longevity are two huge factors you need to consider if retirement is on the drawing board for you this year. In this episode Camille and Jeff discuss how planning takes these measures into account when they develop a Monolith Money Map for any individual client or couple. They also answer listener questions on various subjects concerning retirement.2024-02-2223 minThe Monolith Money Show PodcastRetirement Dreams vs. RealityYou dream of retirement and all the things you are going to do. But then, the reality hits you differently in terms of day to day living, scheduling, etc. Today Jeff and Camille discuss these changes and how the reality of post-working years might end up being different from what you may have imaged, and how planning can help in the transition.2024-02-2224 minMonolith Money ShowRetirement Dreams vs. Reality - February 10, 2024Sometimes the way retirement happens in real life turns out differently than what was expected beforehand. Jeff and Camille talk about what people should plan for besides financial aspects so that their post-working years play out smoothly in all aspects of their lifestyle.2024-02-1050 minMonolith Money ShowBoomers Up To Bat; Gen X On Deck - January 6, 2024First, Jeff and Camille look at what to expect in financial law changes in the new year, including new IRS rules, Social Security adjustments, and more. Then they take a look at baby boomers being the latest group of retirees but also the first Gen Xers getting into retiring, and what they should be doing to prepare for when it's there turn to pull the trigger.2024-01-0650 minMonolith Money ShowNew Year's Resolutions - December 31, 2023Today Jeff and Camille look at various financial resolutions you might make for yourself going into 2024. They also take a look back at some of the unknown factors that can affect retirement planning.2023-12-3050 minThe Monolith Money Show PodcastMoney Challenges in RetirementPeople heading for retirement have numerous concerns when it comes to their money - inflation, health care costs, running out of money and more. In this episode, Jeff and Camille discuss various strategies to help clients plan for the various scenarios retirement can bring, so that their money will be there when they need it most.2023-12-1824 minMonolith Money ShowMoney Challenges in Retirement - December 16, 2023People heading for retirement have numerous concerns when it comes to their money, including inflation, health care costs, and running out of money. Today Jeff and Camille discuss various strategies to help clients plan for the various twists and turns retirement can bring so that their money will be there when they need it most.2023-12-1650 minThe Monolith Money Show PodcastFour Retirement UnknownsThere are several areas that are never exactly the same when retirement approaches - how long you may live, the cost of health care, market performance and taxes. These are several things that still need to be accounted for, and today Jeff and Camille look at some of the ways they can help clients to best plan in each of these areas.2023-12-1324 minMonolith Money ShowFour Retirement Unknowns - December 2, 2023There are several areas that are never exactly certain when retirement approaches - how long you may live, the cost of health care, market performance, taxes. These are several things that still need to be accounted for, and today Jeff and Camille look at some of the ways they can help clients to best plan in each of these areas.2023-12-0850 minThe Monolith Money Show PodcastRetirement Tool KitToday Jeff and Camille take a look at the various instruments and financial tools available to build a customized plan, which they call the Monolith Money Map, for an individual's or couple's retirement.2023-11-1723 minThe Monolith Money Show PodcastVolatility and Mailbag QuestionsJeff and Camille discuss the recent spending showdown in Congress and how volatility can effect your retirement plan, especially if you don't have a plan in place to deal with it. They also take listener questions from the mailbag.2023-11-0924 minThe Monolith Money Show PodcastYear End ChecklistToday Jeff and Camille go over a list of items to accomplish concerning your finances, taxes and more before the end of the year, with an emphasis on Required Minimum Distributions and getting appointments made by the end of November to be sure everything which needs to be done can be finished by year's end.2023-11-0616 minMonolith Money ShowYear End Checklist - November 4, 2023Jeff and Camille go over a checklist for you to keep track of regarding financial moves to make before the end of 2023, and especially by the end of November. They also go over a retirement "tool kit" that involves a number of potential strategies for you to use in your plan, depending on your specific situation.2023-11-0450 minThe Monolith Money Show PodcastTopics On Your Retirement Planning ListThree of the most important things to put on a retirement planning list are income, health care costs and taxes. Today Jeff and Camille take a look at these areas and how best to plan so that each is covered.2023-11-0121 minMonolith Money ShowTopics On Your Retirement Planning List - October 21, 203Three of the most important things to put on a retirement planning list are income, health care costs and taxes. Today Jeff and Camille take a look at these areas and how best to plan so that each is covered.2023-10-2150 minThe Monolith Money Show PodcastProtected IncomeThere is no retirement without income, and a portion of everyone's income needs to be guaranteed to cover typical monthly expenses. Today Jeff and Camille address how to protect the portion of your retirement savings dedicated to income so that it produces exactly what you need, month after month, and also how to plan for future inflation and higher costs of living.2023-10-1225 minThe Monolith Money Show PodcastWhat To Do When Your Spouse DiesThe loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of making those transfers is done correctly and smoothly, as well as being as easy as possible for the survivor.2023-10-1223 minThe Monolith Money Show PodcastDo You Need Life Insurance?Life insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.2023-10-1223 minThe Monolith Money Show PodcastMaking Marginal Retirement GainsMany people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than you think.2023-10-0924 minThe Monolith Money Show PodcastThree Risks in RetirementLong term care, losing a spouse and longevity risk are three things which, if not planned for, can sink any retirement plan. Today Jeff and Camille look at each of these issues in detail and how to make sure they are accounted for in your plan.2023-10-0922 minThe Monolith Money Show PodcastThe Psychology of MoneyPeople are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular reads in recent years.2023-10-0924 minThe Monolith Money Show PodcastBon Voyage in RetirementPlanning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial professional should you choose to help you.2023-10-0924 minMonolith Money ShowProtected Income - October 7, 2023There is no retirement without income, and a portion of everyone's income needs to be guaranteed to cover typical monthly expenses. Today Jeff and Camille address how to protect the portion of your retirement savings dedicated to income so that it produces exactly what you need, month after month, and also how to plan for future inflation and higher costs of living.2023-10-0750 minThe Monolith Money Show PodcastMake Your Money Work For YouIt isn't what you make, it's what you keep that counts. That especially goes for retirement, where you likely are on a more fixed income. Today Jeff and Camille address how to take your retirement savings and turn it into income, to make sure all your expenses are covered and you can focus on your lifestyle.2023-10-0425 minThe Monolith Money Show PodcastThe Five Financial Stages of LifeJeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching retirement to make sure everything is ready to go from a financial standpoint.2023-10-0423 minMonolith Money ShowFour Questions About Retirement - September 23, 2023When can I retire? Have I saved enough? Will my money last? Those are three of the four big questions most people have as they approach retirement. Today Jeff and Camille discuss how a financial professional can help answer those questions for any given client, as well as making preparations for those left behind to continue their lifestyle in the event of someone passing away.2023-09-2350 minMonolith Money ShowMake Your Money Work For You - September 9, 2023It isn't what you make, it's what you keep that counts. That especially goes for retirement, where you likely are on a more fixed income. Today Jeff and Camille address how to take your retirement savings and turn it into income, to make sure all your expenses are covered and you can focus on your lifestyle.2023-09-0950 minMonolith Money ShowThree Risks in Retirement - August 26, 2023Long term care, losing a spouse and longevity risk are three things which, if not planned for, can sink any retirement plan. Today Jeff and Camille look at each of these issues in detail and how to make sure they are accounted for in your plan.2023-08-2650 minMonolith Money ShowPlan For The Worst, Hope For The Best - August 19, 2023Jeff and Camille revisit how to plan for a worst case scenario in retirement, such as unexpected health care issues and more.2023-08-1950 minMonolith Money ShowFive Financial Stages of Life - August 12, 2023Jeff and Camille discuss the five stages of life that people go through before getting to retirement. These include getting started with work, starting a savings plan, establishing a family, etc. Then what to do in the final years approaching retirement to make sure everything is ready to go from a financial standpoint.2023-08-1250 minMonolith Money ShowRetiring Today - July 29, 2023Retiring today is a lot different than it was 40 years ago. Pensions are disappearing and Social Security could be changing in one way or another. Today Jeff and Camille look at how much retirement planning has changed and the kinds of options available so your savings can help provide what you need after you finish working.2023-07-2950 minMonolith Money ShowThe Psychology of Money - July 1, 2023People are quite attached to their money and the thought of losing it makes them fearful. Today Jeff and Camille look at how people view money through the eyes of financial author Morgan Housel, whose book of the same name is one of the most popular reads in recent years.2023-07-0250 minMonolith Money ShowBon Voyage in Retirement - June 10, 2023Planning a vacation is fun - planning for retirement, well, maybe not so much. But planning is necessary for retirement to go smoothly, and Jeff and Camille go over some steps to help that process such as when to start, and what kind of financial professional should you choose to help you.2023-06-1050 minMonolith Money ShowAll Weather Retirement Strategy - May 27, 2023Jeff and Camille revisit the idea of how to put together a retirement plan that works in all kinds of economic conditions so that your post-career years are filled with the kinds of things you want to accomplish.2023-05-2850 minMonolith Money ShowRetirement for Small Business Owners - May 6, 2023Small business owners have particular challenges when it comes to retirement, as many do not have savings programs available for the owners and/or their employees. Today Jeff and Camille discuss some available options such as Simple or SEP IRAs, as well as the importance of individual planning that addresses all the elements of a future retirement.2023-05-0750 minMonolith Money ShowMaking Marginal Retirement Gains - April 29, 2023Many people would love to see huge gains in their retirement savings, but sometimes making small gains consistently works as well. In this show, Jeff and Camille speak to this theory, and how falling short in even one area may hurt your plan more than you think.2023-04-3050 minMonolith Money ShowAn All Weather Retirement Strategy - March 25, 2023It's great to have a retirement plan that goes smoothly when conditions are relatively normal. But how about when they are stormy and volatile? Today Jeff and Camille take a look at what a retirement plan looks like that can work under all types of financial and market conditions so that your money will be there and last throughout your post-working years.2023-03-2650 minMonolith Money ShowRetirement Rubik's Cube - March 11, 2023Remember the Rubik's Cube from back in the day? It was a nearly impossible game to try and correctly put together. And retirement can be like that with all the pieces you have financially unless you get the right plan in place. Today Jeff and Camille discuss how the right financial professional can help figure out the correct solution to your retirement puzzle by putting all the pieces in the right places to provide what you need for your retirement lifestyle.2023-03-1250 minMonolith Money ShowThree Stages Of Retirement - January 28, 2023The go-go years, the slow-go years, and the no-go years - generally these are the three different stages that retirees go through, roughly every ten years, depending on how healthy the individuals are. Today Jeff and Camille discuss planning for each stage and what you want and need your money to be ready for during these periods of time.2023-01-2850 minMonolith Money ShowLessons of Retirements Past and Present - December 24, 2022Today Jeff and Camille look at things which can be learned from people who have recently retired or who are going through it now, and how what they have been through can help those who will face retirement decisions in the coming months. Also, they look back one last time at the top financial news of 2022.2022-12-2750 minMonolith Money ShowRisks In Retirement - December 10, 2022Retirement has its pleasures, but also its risks that include taxes, longevity and more. Today Jeff and Camille look at these risks and how proper planning for each individual or couple can help mitigate these risks so folks can enjoy their post-working years with confidence.2022-12-1150 minMonolith Money ShowFour Questions - November 26, 2022Today Jeff and Camille answer four questions that people should ask before going into retirement, including if they have saved enough as well as when the best time to retire is in the first place.2022-11-2750 minMonolith Money ShowRetirement Construction Zone - October 15, 2022You use your GPS or other tracking app to determine the best way to drive to a destination. A retirement road map is sometimes harder to determine. Today Jeff and Camille guide you through the potholes, so to speak, of developing a solid retirement plan that will take you to the destination you desire for your post-working life. They also take a turn at Medicare Trivia as this year's Open Enrollment Period gets underway.2022-10-1650 minMonolith Money ShowRetiring Today - October 1, 2022Let's face it - retiring today is a lot different than it was a generation or two ago. Pensions and Social Security used to take care of just about everyone's financial needs in retirement, but with pensions nearly gone and Social Security having longer term funding issues, you need to account for much more of your retirement income needs. Today Jeff and Camille look at ways for you to be more efficient with your retirement nest egg and proper withdrawal strategies to help you keep more of what you've saved.2022-10-0250 minMonolith Money ShowDo You Need Life Insurance - September 3, 2022Life insurance is so much more than just having a death benefit. Today Jeff and Camille discuss the new ways life insurance can be structured to provide income and long term health care benefits, among other things.2022-09-0450 minMonolith Money ShowWhat To Do When Your Spouse Dies - August 20, 2022The loss of a spouse or partner is traumatic enough - but to go along with that, the process of transferring resources to the surviving spouse needs to occur. Today Jeff and Camille discuss how to make sure things are in place so that the process of making those transfers is done correctly and smoothly, as well as being as easy as possible for the survivor.2022-08-2250 minMonolith Money ShowTopics On Your Retirement Planning List - August 6, 2022Three huge concerns when planning for retirement are accounting for income, health care and long term care, and also taxes. Today Jeff and Camille take a look at these areas, how to address them in a written plan, as well as potential risks involved that need to be accounted for as well.2022-08-0750 minMonolith Money ShowProtected Income - July 9, 2022First Jeff and Camille take a look at current financial news, then address the importance of having protected, guaranteed income in retirement. They talk about the difference between protected and unprotected income, and how to turn "maybe" money into a more certain stream of income.2022-07-1050 minMonolith Money ShowDo You Need Life Insurance - June 25, 2022Many people might question the use of life insurance in a retirement plan. But life insurance takes many forms, and one of them might fit into your particular plan. Jeff and Camille take a look at how various forms of life insurance can take care of long term care, legacy planning, or even providing income. Also Camille discusses becoming a mother, as her baby girl was born in May.2022-07-0350 minMonolith Money ShowRetirement Challenges For Women - April 30, 2022Women face specific retirement issues that stem largely from them outliving their spouse or partner. Today Jeff and Camille discuss these issues and how women can best use a financial plan to make sure they will have adequate resources to live after their partner is gone.2022-04-3050 minMonolith Money ShowMaximize Your Retirement Income - April 23, 2022Today Jeff and Camille discuss five steps people can take to help maximize the amount of income your savings can produce.2022-04-2350 minMonolith Money ShowThe Client Experience - April 2, 2022Today Jeff and Camille revisit the experience you can expect when you contact their office for an appointment. Whether you have never worked with an advisor previously or are looking for a second opinion, they will walk you through what you can and should expect from visiting with a financial advisor.2022-04-0250 minMonolith Money ShowFinancial Check-Up - March 19, 2022We all know what it means to be physically healthy - but what about being financially healthy, especially when it comes to retirement? Today Jeff and Camille look at what a financial check-up looks like and the things which are needed to be sure your retirement plan is healthy and you can be sure that it will work when you decide to quit the daily grind.2022-03-1950 minMonolith Money ShowBoomers Up To Bat, Gen X On Deck - June 12, 2021The Baby Boomer generation is well into the retirement cycle, but the Gen X group behind them is now in their 50's and need to start making plans for their retirements. Jeff and Camille focus on this group and the things they need to be doing to prepare for their retirement years, such as saving more and getting second opinions on what they already have. Also Camille celebrates her wedding over the Memorial Day weekend.2021-06-1250 minThe Monolith Money Show PodcastAnnuities SimplifiedThe "A word", there is a lot of confusion surrounding annuities, but if used properly, they can be a useful tool in your retirement toolbox. Jeff and Camille discuss the different types of annuities and their uses.2021-01-0812 minThe Monolith Money Show PodcastTaxes in RetirementUncle Sam can certainly take a bite out of your retirement if you fail to plan. Jeff and Camille discuss tax planning and some potential tax concerns retirees will have to overcome.2021-01-0811 minThe Monolith Money Show PodcastGetting to Know Jeff and Camille MitchellMeet the leaders of Monolith Financial, the father-daughter team of Jeff and Camille Mitchell. You'll learn a little about how each of them got to this point, and what they do to help guide people to and through retirement.2021-01-0812 minMonolith Money ShowCreate A Five Star Retirement Plan - October 18, 2020The stars in this case are the five components for a solid retirement plan - income, wealth management, tax efficiency, health care needs (including long term care) and an estate plan. And a new star is added to the program as well - Jeff's daughter Camille Mitchell makes her radio debut to help discuss these topics from the perspective of a female and a younger generation of financial advisor.2020-10-1850 minMonolith Money ShowJeff Helps Louann Retire - April 28, 2019The host of the Monolith Money Show, Louann Fulmer, is approaching retirement age. So Jeff goes through some strategies which could apply not only to her situation, but to many people who are in the five year period, approximately, prior to retirement to help them get their retirement plan on track.2019-05-0450 minMonolith Money ShowMonolith Money Show Complete 073016In the debut of the Monolith Money Show, Jeff Mitchell talks about the Brexit vote in England, and what that does and does not mean for your investment and retirement portfolio.2017-01-2350 min