Shows
The Financial OperatorThe Truth About Social Media Management for Growing BusinessesThe Truth About Social Media Management for Growing Businesses | The Financial Operator Podcast | Episode 71 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Chloe Peña, Founder of Day of Socials, to reveal what business owners get wrong about social media and what it actually takes to grow with consistent, strategic content. Chloe breaks down how she built a nationwide content agency, why CEOs should stop doing their own marketing, and the systems her team uses to turn a few hours of filming into a full month...
2025-11-2448 minThe Financial OperatorThe Truth About Social Media Management for Growing BusinessesThe Truth About Social Media Management for Growing Businesses | The Financial Operator Podcast | Episode 71 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Chloe Peña, Founder of Day of Socials, to reveal what business owners get wrong about social media and what it actually takes to grow with consistent, strategic content. Chloe breaks down how she built a nationwide content agency, why CEOs should stop doing their own marketing, and the systems her team uses to turn a few hours of filming into a full month...
2025-11-2448 minThe Financial OperatorBreaking the $1 Million Barrier: How to Scale Your Service BusinessBreaking the $1 Million Barrier: How to Scale Your Service Business | The Financial Operator Podcast | Episode 70 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Bud Nye, Founder of Nye Technical Services, to talk about what really happens when you grow from a small family business into a multi-million-dollar operation. 🚀 Bud shares his journey from working alongside his dad in the trades to running two successful companies — covering the reality behind scaling fast, building the right team, and managing the cash flow chaos that comes with growth. He opens u...
2025-11-1041 minThe Financial OperatorBreaking the $1 Million Barrier: How to Scale Your Service BusinessBreaking the $1 Million Barrier: How to Scale Your Service Business | The Financial Operator Podcast | Episode 70 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer, CEO of MKB CFO, sits down with Bud Nye, Founder of Nye Technical Services, to talk about what really happens when you grow from a small family business into a multi-million-dollar operation. 🚀 Bud shares his journey from working alongside his dad in the trades to running two successful companies — covering the reality behind scaling fast, building the right team, and managing the cash flow chaos that comes with growth. He opens u...
2025-11-1041 min
Your Financial Maven®Ep53 “Cash In, Chaos Out” with CEO Jen FizerIn today’s episode, I sit down with Jen Fizer, CEO of MKB, where they provide CFO and bookkeeping services. Jens background spans, startups, and multimillion dollar organizations. She loves to say that she specializes in turning the messy financials into clarity, cash flow, and profitability. Our conversation was filled with great information and talking about what she likes to quote “Cash in, Chaos out.”You can find Jen here: website and her CTA: https://calendly.com/jen-mkb/15min is a 15 min free call for listeners to ask questions - no sales pitch or pressure!—————————————————————Send us a textSupport the show
2025-10-3051 minThe Financial OperatorHow to Create a Positive Company Culture That LastsHow to Create a Positive Company Culture That Lasts | The Financial Operator Podcast | Episode 69 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with LuAnn Buechler, also known as The Little Spark, to talk about what it really takes to build a positive company culture that stands the test of time. ✨ LuAnn shares her journey from hospitality and event management to helping entrepreneurs and teams build cultures rooted in purpose, values, and connection. She reveals how identifying your core values can transform not only how you lead—but how your business attracts...
2025-10-2742 minThe Financial OperatorHow to Create a Positive Company Culture That LastsHow to Create a Positive Company Culture That Lasts | The Financial Operator Podcast | Episode 69 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with LuAnn Buechler, also known as The Little Spark, to talk about what it really takes to build a positive company culture that stands the test of time. ✨ LuAnn shares her journey from hospitality and event management to helping entrepreneurs and teams build cultures rooted in purpose, values, and connection. She reveals how identifying your core values can transform not only how you lead—but how your business attracts...
2025-10-2742 minThe Financial OperatorTurning Bad Credit Into Financial FreedomThe Financial Operator: Cash In, Chaos Out Podcast | Episode 68 | Turning Bad Credit Into Financial Freedom 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with Kevin Faulkner, founder of 3B Credit Health, to talk about how good credit can transform not just your finances—but your future. 💳💼 Kevin shares how he rebuilt his own credit, created the Credit Success Plan, and now helps others reach that 800 score through realistic, proven steps. From fixing bad credit to understanding what lenders really look for, this episode uncovers the power of credit as a foundation f...
2025-10-1357 minThe Financial OperatorTurning Bad Credit Into Financial FreedomThe Financial Operator: Cash In, Chaos Out Podcast | Episode 68 | Turning Bad Credit Into Financial Freedom 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with Kevin Faulkner, founder of 3B Credit Health, to talk about how good credit can transform not just your finances—but your future. 💳💼 Kevin shares how he rebuilt his own credit, created the Credit Success Plan, and now helps others reach that 800 score through realistic, proven steps. From fixing bad credit to understanding what lenders really look for, this episode uncovers the power of credit as a foundation f...
2025-10-1357 minThe Financial OperatorScaling Smart: KPIs, Leadership & Life BalanceThe Financial Operator: Cash In, Chaos Out Podcast | Episode 67 | Scaling Smart: KPIs, Leadership & Life Balance 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with entrepreneur Cory Boehs to talk about building a thriving business without sacrificing your health, marriage, or sanity. Cory shares how grit, personal KPIs, and smart hiring helped him scale multiple ventures — and why balance is just as important as EBITDA. 📈✨ From overcoming rock bottom to creating a clear vision for work and life, Cory breaks down the habits, leadership skills, and systems every business owner needs to grow sust...
2025-09-2947 minThe Financial OperatorScaling Smart: KPIs, Leadership & Life BalanceThe Financial Operator: Cash In, Chaos Out Podcast | Episode 67 | Scaling Smart: KPIs, Leadership & Life Balance 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with entrepreneur Cory Boehs to talk about building a thriving business without sacrificing your health, marriage, or sanity. Cory shares how grit, personal KPIs, and smart hiring helped him scale multiple ventures — and why balance is just as important as EBITDA. 📈✨ From overcoming rock bottom to creating a clear vision for work and life, Cory breaks down the habits, leadership skills, and systems every business owner needs to grow sust...
2025-09-2947 minThe Financial OperatorHow I Scaled a Plumbing Business & Sold It in 5 YearsThe Financial Operator: Cash In, Chaos Out Podcast | Episode 66 | How I Scaled a Plumbing Business & Sold It in 5 Years with Mitch Smedley 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with plumbing entrepreneur and business coach Mitch Smedley. Mitch shares how he launched his plumbing company in 2020 with just $30,000 from a home equity line of credit—and grew it into a thriving, sellable business within five years. 🚿💼 From financing vans and managing COGS to building a YouTube following that caught the attention of Ford Motor Company, Mitch dives deep into the realities of scaling a...
2025-09-1544 minThe Financial OperatorHow I Scaled a Plumbing Business & Sold It in 5 YearsThe Financial Operator: Cash In, Chaos Out Podcast | Episode 66 | How I Scaled a Plumbing Business & Sold It in 5 Years with Mitch Smedley 🎙️ In this episode of The Financial Operator Podcast, host Jen Fizer sits down with plumbing entrepreneur and business coach Mitch Smedley. Mitch shares how he launched his plumbing company in 2020 with just $30,000 from a home equity line of credit—and grew it into a thriving, sellable business within five years. 🚿💼 From financing vans and managing COGS to building a YouTube following that caught the attention of Ford Motor Company, Mitch dives deep into the realities of scaling a...
2025-09-1544 minThe Financial OperatorUnleashing Business EfficiencyThe Financial Operator: Cash In, Chaos Out Podcast | Episode 65 | Unleashing Efficiency: Mastering Business Systems with David Forster 🎙️ In this episode of the Financial Operator Podcast, host Jen Fizer welcomes fractional coo and operations expert David Forster. David shares his incredible journey from a tree-cutting side gig to successfully running and selling multiple businesses, including landscape companies and a bike shop. He delves into the importance of efficient systems for business operations and personal well-being, highlighting how such structures can save time, reduce stress, and increase profitability. David also discusses his current role in helping business owners optimize opera...
2025-09-0143 minThe Financial OperatorUnleashing Business EfficiencyThe Financial Operator: Cash In, Chaos Out Podcast | Episode 65 | Unleashing Efficiency: Mastering Business Systems with David Forster 🎙️ In this episode of the Financial Operator Podcast, host Jen Fizer welcomes fractional coo and operations expert David Forster. David shares his incredible journey from a tree-cutting side gig to successfully running and selling multiple businesses, including landscape companies and a bike shop. He delves into the importance of efficient systems for business operations and personal well-being, highlighting how such structures can save time, reduce stress, and increase profitability. David also discusses his current role in helping business owners optimize opera...
2025-09-0143 minThe Financial OperatorSelling Businesses With Purpose and ProfitThe Financial Operator Podcast: Cash In, Chaos Out | Ep. 64 | Selling Businesses With Purpose & Profit Link to video podcast episode: https://youtu.be/2_N758pI-DM Empowering Women in M&A: Rachel Boynton's Inspiring Journey 💼✨ 🎙️ Welcome to the Financial Operator Podcast: Cash In, Chaos Out! Join host Jen Fizer as she talks with Rachel Boynton, a former human services worker turned business broker, about her journey from starting a home care service to building her own M&A firm. Rachel shares insights on how to prepare a business for sale, avoid common pitfalls, and the importance...
2025-08-181h 02The Financial OperatorSelling Businesses With Purpose and ProfitThe Financial Operator Podcast: Cash In, Chaos Out | Ep. 64 | Selling Businesses With Purpose & Profit Link to video podcast episode: https://youtu.be/2_N758pI-DM Empowering Women in M&A: Rachel Boynton's Inspiring Journey 💼✨ 🎙️ Welcome to the Financial Operator Podcast: Cash In, Chaos Out! Join host Jen Fizer as she talks with Rachel Boynton, a former human services worker turned business broker, about her journey from starting a home care service to building her own M&A firm. Rachel shares insights on how to prepare a business for sale, avoid common pitfalls, and the importance...
2025-08-181h 02The Financial OperatorUnlocking Potential With Virtual Staffing SolutionsThe Financial Operator Podcast: Cash In, Chaos Out | Ep. 63 | Unlocking Potential With Virtual Staffing Solutions Link to video podcast episode: https://youtu.be/D5E8-nEBYio 🚀 Join us as we kick off our newly branded podcast, 'The Financial Operator: Cash In, Chaos Out', with our inaugural guest, Scott Rammage from Hire VP! In this episode, Scott dives into his entrepreneurial journey, sharing insights on overcoming work-life balance challenges, leveraging virtual professionals, and the importance of believing in oneself. From starting multiple businesses to mastering the art of delegation, Scott reveals his secret to shifting chaos into...
2025-08-0442 minThe Financial OperatorInside the Deal: Journeys in Business AcquisitionInside the Deal: Journeys in Business Acquisition | The MKB Podcast | Episode 62 Link to video podcast episode: 🎙️ In this insightful episode, host Jen Fizer and her guests, Micah and Drew Clukey, dive deep into the nuances of buying and selling businesses. 💼 The discussion highlights the importance of leveraging personal networks and the unique value brokers can bring in specific situations. It also covers crucial considerations when partnering in business, such as assessing compatibility and understanding the financial implications. Real-life experiences and lessons are shared, including the significance of thorough due diligence and surrounding yourself with a solid adv...
2025-07-1415 minThe Financial OperatorInside the Deal: Journeys in Business AcquisitionInside the Deal: Journeys in Business Acquisition | The MKB Podcast | Episode 62 Link to video podcast episode: 🎙️ In this insightful episode, host Jen Fizer and her guests, Micah and Drew Clukey, dive deep into the nuances of buying and selling businesses. 💼 The discussion highlights the importance of leveraging personal networks and the unique value brokers can bring in specific situations. It also covers crucial considerations when partnering in business, such as assessing compatibility and understanding the financial implications. Real-life experiences and lessons are shared, including the significance of thorough due diligence and surrounding yourself with a solid adv...
2025-07-1415 minThe Financial OperatorBehind the Buy: Business Acquisition InsightsBehind the Buy: Business Acquisition Insights | The MKB Podcast Episode 61 Link to video podcast episode: https://youtu.be/YFDm_fKlNhQ 👉Join host Jen Fizer for her debut episode on the MKB podcast! Jen, now also the new CEO of MKB, welcomes Micah and Drew Clukey of Clukey and Tebault to discuss the intricacies of business acquisitions. 🎙️ The conversation covers essential steps in the due diligence process, the importance of having a solid foundation for financial management 📊, and the challenges and opportunities in selling to private equity firms or individual buyers. Drawing from their own experiences and client i...
2025-07-0722 minThe Financial OperatorBehind the Buy: Business Acquisition InsightsBehind the Buy: Business Acquisition Insights | The MKB Podcast Episode 61 Link to video podcast episode: https://youtu.be/YFDm_fKlNhQ 👉Join host Jen Fizer for her debut episode on the MKB podcast! Jen, now also the new CEO of MKB, welcomes Micah and Drew Clukey of Clukey and Tebault to discuss the intricacies of business acquisitions. 🎙️ The conversation covers essential steps in the due diligence process, the importance of having a solid foundation for financial management 📊, and the challenges and opportunities in selling to private equity firms or individual buyers. Drawing from their own experiences and client i...
2025-07-0722 minThe Financial OperatorProfit Pitfalls: Overcoming Financial MisstepsProfit Pitfalls: Overcoming Financial Missteps | The MKB Podcast Episode 60, Season 7 Welcome back to another episode of The MKB podcast! In this episode, host and current CEO of MKB, Mills Bender, is joined again by entrepreneur Trevor Cowley. Together, they dive into the critical aspects of business finance, accounting, and bookkeeping. Trevor shares his extensive experience across various industries, emphasizing the importance of detailed financial oversight. They discuss common issues like business owners not keeping track of finances, the challenges at different levels of business growth, and the essential need for accurate bookkeeping. This episode is packed with...
2025-06-3012 minThe Financial OperatorMindset Mastery: Turning Adversity Into AchievementMindset Mastery: Turning Adversity Into Achievement | The MKB Podcast Episode 59, Season 7 link to video podcast episode: https://youtu.be/dyEPYcUijkg Welcome to Season 7 of The MKB Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Join host and current CEO Mills Bender in this episode as she chats with entrepreneur Trevor Cowley about what it takes to be a successful business owner. Trevor shares his inspiring journey of turning a debt-ridden business into a seven-figure success and how r...
2025-06-2336 minThe Financial OperatorTransition Talk: A New Era for MKBTransition Talk: A New Era for MKB | The Mills Knows Bills Podcast Episode 58, Season 7 Link to video podcast episode: https://youtu.be/J1-d4vWCbd0 Join us in this special episode of The Mills Knows Bills podcast, where Mills Bender, the current CEO of MKB, records her final show before passing the torch to the new CEO, Jen Fizer! In part two of an interview with Sean Casper, Mills takes the hot seat, revealing insights into the role of a fractional CFO, the growth of Mills Knows Bills, and her personal journey into f...
2025-06-1615 minThe Financial OperatorTransition Talk: A New Era for MKBTransition Talk: A New Era for MKB | The Mills Knows Bills Podcast Episode 58, Season 7 Link to video podcast episode: https://youtu.be/J1-d4vWCbd0 Join us in this special episode of The Mills Knows Bills podcast, where Mills Bender, the current CEO of MKB, records her final show before passing the torch to the new CEO, Jen Fizer! In part two of an interview with Sean Casper, Mills takes the hot seat, revealing insights into the role of a fractional CFO, the growth of Mills Knows Bills, and her personal journey into f...
2025-06-1615 minThe Financial OperatorAlternative Investments Made AccessibleAlternative Investments Made Accessible | The Mills Knows Bills Podcast Episode 57 Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Join Mills in this episode as she sits down with Sean Casper, a seasoned real estate professional and partner at Coastal Investment Company, a private real estate investment firm. Sean shares his journey from starting in residential real estate during the recession to managing 3000 agents at Compass, and now helping investors grow their...
2025-06-0933 minThe Financial OperatorThe CFO Advantage: Key Benefits ExploredThe CFO Advantage: Key Benefits Explored | The Mills Knows Bills Podcast Episode 56, Season 7 Link to video podcast episode: https://youtu.be/M3UoU0XFumY Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. In this episode, Mills continues her insightful discussion with Paul Childers, owner of BlueSky Biz Solutions. Paul dives into essential questions about business finances, including why business owners delay seeking financial help, the roles of bookkeepers, CPAs, a...
2025-06-0218 minThe Financial OperatorUnderstanding Credit: Tips to Empower BusinessesUnderstanding Credit: Tips to Empower Businesses | The Mills Knows Bills Podcast Episode 55, Season 7 Link to video episode: https://youtu.be/EXOIT3XJg10 Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. In this season premier episode, Mills welcomes business credit expert Paul Childers of BlueSky Biz Solutions. With over three years in the business credit repair and building space, Paul shares invaluable insights on the importance of separating business credit...
2025-05-2633 minThe Financial OperatorLevel Up Your Business Game: The Best of Season 6Level Up Your Business Game | The Best of Season 6 | The MKB Podcast Episode 54 Link to video podcast episode: https://youtu.be/n3hOLN0oVCs Welcome to Mills Knows Bills and the MKB Podcast! Get ready for another value-packed episode of MKB with your host, Mills Bender, and relive the best moments of season 6! Dive into business transitions, exits, and scaling with purpose. From mastering your first hire to strategic real estate investing, this episode has it all. 💡 Whether you're an entrepreneur, investor, or someone just getting started, this episode is filled with the insights you nee...
2025-05-1924 min
The Business Plug’s MixerThe Business Plug's Mixer: Starting From Zero with Jen FizerMeet JEN FIZER.She is a Fractional CFO, business owner, and self-proclaimed numbers nerd who helps entrepreneurs get a grip on their finances and scale with confidence. She runs MKB & Co., where she and her team offer CFO and bookkeeping services to businesses that are ready to grow — but need better systems to do it.Jen’s currently buying and building businesses of her own, chasing freedom, and proving you don’t need a traditional path to create serious success. She’s passionate about making finances less intimida...
2025-05-1932 minThe Financial OperatorThe ROI of Sharing Knowledge: The Best of Season 5The ROI of Sharing Knowledge | The Best of Season 5 | The MKB Podcast Episode 53 Link to video podcast episode: https://youtu.be/Wzl8rvceuxU Welcome to Mills Knows Bills and the MKB Podcast! Join us for a wild ride through some of the best moments of Season 5! 🎉 Join Michelle, our new AI narrator, as she tackles everything from crushing high-stakes cash flow issues to overcoming social media insecurities and even breaking down ROI with a steak analogy! 🍖 Whether you're a business newbie or a seasoned entrepreneur, you'll laugh, learn, and nod along with us. Plus, di...
2025-05-1220 minThe Financial OperatorFrom Financial Challenges to Business GrowthUnlock Potential: From Financial Challenges to Business Growth | The Mills Knows Bills Podcast Episode 52 Link to video podcast episode: https://youtu.be/nTxzF6P_tYc Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! Join Mills for part two of an insightful conversation with Dan Workman of Identity Graphx. In this episode, they dive deep into the crucial topic of cash flow management, discussing...
2025-05-0526 minThe Financial OperatorWrapping Up Success: Passion & Profit in AutomotiveWrapping Up Success: Passion & Profit in Automotive | The Mills Knows Bills Podcast Episode 51, Season 6 Link to video podcast episode: https://youtu.be/9yLozliZQDc Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills speaks with Dan Workman, a successful entrepreneur and CEO of Identity Graphx. Dan shares his journey from starting his first business at 12 years old to running a thriving...
2025-04-2833 minThe Financial OperatorBaby Business: Growing a Company and a FamilyBaby Business: Growing a Company & a Family | The Mills Knows Bills Podcast Episode 50, Season 6 Link to video podcast episode: https://youtu.be/oDc-kDVEYHM Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills continues her conversation with entrepreneur Trent Meyer. In a special announcement, Trent reveals that he and his wife Ashley are expecting their first child. The discussion centers around...
2025-04-2110 minThe Financial OperatorConstructing SuccessConstructing Success: From Hobby to Thriving Business | The Mills Knows Bills Podcast Episode 49, Season 6 Link to video podcast episode: https://youtu.be/092kpLwu7Xk Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this insightful episode, Mills is joined by friend and successful entrepreneur Trent Meyer. They delve into Trent's journey from an unexpected start in marine construction to scaling a thriving engineering...
2025-04-1438 minThe Financial OperatorA Fractional CFO's JourneyA Fractional CFO's Journey | The Mills Knows Bills Podcast Episode 48, Season 6 Link to video podcast episode: https://youtu.be/rmaNWgo8As0 Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In the previous episode, Mills welcomed business broker Carey Sobel to the podcast. Join her this time around as she answers Carey's questions about the inception and growth of her business. Mills shares her...
2025-04-0719 minThe Financial OperatorBuilding to Sell: Business Brokerage and Alternative InvestmentsBuilding to Sell: Business Brokerage & Alternative Investments | The Mills Knows Bills Podcast EP 47, Season 6 Link to video podcast episode: https://youtu.be/iPFpeWQX9Sk Welcome to Season 6 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this insightful episode, Mills dives deep into the world of business brokerage and alternative investments with special guest, Carey Sobel from Boss Group International. They discuss the emotional process of...
2025-03-3146 minThe Financial OperatorScaling Smarter: Balancing Business & FamilyScaling Smarter: Balancing Business & Family | The Mills Knows Bills Podcast Episode 46, Season 6 Link to video podcast episode: https://youtu.be/-PLC3Fe5fbk Welcome to the Season 6 Premier of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of MKB, guest Brandon Roberts, owner of Integrity Staffing Agency, turns the table on Mills! Brandon takes the reins, interviewing Mills about her journey into finance, the...
2025-03-2411 minThe Financial OperatorOvercome Hiring Hurdles: Recruitment & Staffing SolutionsOvercome Hiring Hurdles: Recruitment & Staffing Solutions | The Mills Knows Bills Podcast Episode 45, Season 6 Link to video podcast episode: https://youtu.be/Xv-P3NQmAhc Welcome to the Season 6 Premier of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills discusses effective hiring strategies with Brandon Robertson, a staffing and recruiting specialist and owner of a staffing business in Maitland, FL. Brandon shares his journey from...
2025-03-1737 minThe Financial OperatorFamily and Finance: Finding Balance as a Business OwnerFamily and Finance: Finding Balance as a Business Owner | The Mills Knows Bills Podcast Episode 44, Season 5 Link to video podcast episode: https://youtu.be/kCErz5p6h6g Welcome to the Season 5 Finale of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills once again sits down with guests Drew Clukey and Tyler Tebault of Clukey & Tebault for a casual, fun, and engaging conversation...
2025-03-1014 minThe Financial OperatorDemystifying Taxes: Insights for Business OwnersDemystifying Taxes: Insights for Business Owners | The Mills Knows Bills Podcast Episode 43, Season 5 Link to video podcast episode: https://youtu.be/CykZRwgPKZQ Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by tax strategists Drew Clukey and Tyler Tebault of Clukey & Tebault to discuss crucial topics around tax planning and strategies for business owners. They explore the importance...
2025-03-0345 minThe Financial OperatorFinance Meets Fun: Awkward Queries and Financial Wisdom | The MKB Podcast Episode 42Finance Meets Fun: Awkward Queries and Financial Wisdom | The MKB Podcast Episode 42, Season 5 Link to video podcast episode: https://youtu.be/YxdpFewH59M Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this entertaining episode, Mills once again welcomes Chloe Peña from Day of Socials. The fun begins with a surprise unscripted start and quickly dives into a series of funny and a...
2025-02-2420 minThe Financial OperatorMastering Social Media for Business GrowthMastering Social Media for Business Growth | The Mills Knows Bills Podcast Episode 41, Season 5 Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills Bender, is joined by Chloe Peña, CEO and founder of Day of Socials (and Mills' own social media strategist). They discuss essential strategies for managing fluctuating incomes, improving personal and professional finances, and the importance of consistency in marketing, a...
2025-02-1739 min
Country Tough with Brandy Von Holten77. Jen Fizer Fractional CFO / Profit with Jen / Financial Advice / Financial Officer / Mills Knows Bills / Country Tough Times MagazineWelcome to Country Tough with Brandy Von Holten. Meet Jen Fizer! She is a Fractional CFO (Chief Financial Officer), generally for companies in the 1-10M range. Jen is also an article contributor for Country Tough Times print and digital magazine. You can find even more advice in her section titled "Profit with Jen". Contact Jen at jen@millsknowsbills.com or pick up your subscription to Country Tough Times at www.countrytoughtimes.com#countrytoughtimes #printmagazine #trailriders #patriotism #homesteading #bluecollar #recipes #digitalmagazine #equine #farrier #holistichealth #brandyvonholten #countrytough #countrytoughhomesteading #CFO #financialofficer #jenfizer
2025-02-1634 minThe Financial OperatorStrategic Financing: Essential TipsStrategic Financing: Essential Tips for Borrowers | The Mills Knows Bills Podcast Episode 40, Season 5 Link to video podcast episode: https://youtu.be/E4kZ8CRQLXE Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined once again by commercial financing expert Brett Childers. This time, Brett takes the lead, asking Mills about how CFOs can help business owners stand out...
2025-02-1016 minThe Financial OperatorCommercial Lending: Smart Borrowing for Business GrowthCommercial Lending: Smart Borrowing for Business Growth | The Mills Knows Bills Podcast Episode 39, Season 5 Link to video podcast episode: https://youtu.be/ptRt4SipoPE Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes guest Brett Childers, an expert with over 24 years of experience in commercial lending. Brett discusses his transition into consulting for credit unions and small banks to...
2025-02-0433 minThe Financial OperatorFrom Cashflow to Marketing: Crucial Financial MetricsFrom Cashflow to Marketing: Crucial Financial Metrics | The Mills Knows Bills Podcast Episode 38, Season 5 Link to video podcast episode: https://youtu.be/wf-oDMvCAEk Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes insurance specialist Jeff Rountree back to the show to continue the conversation about crucial financial metrics every business owner should monitor. Mills highlights the importance of cash...
2025-01-2708 min
The Financial OperatorCommercial Insurance: Protecting Your BusinessCommercial Insurance: Protecting Your Business Legacy With Engaging Tips from an Insurance Specialist | The Mills Knows Bills Podcast Episode 37, Season 5 Link to video podcast episode: https://youtu.be/r2iIjRHSod0 Welcome to Season 5 of The MKB Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this season premier episode, Mills welcomes Jeff Rountree, an expert in commercial insurance, to discuss the importance of insurance for business owners. They dive...
2025-01-2038 minThe Financial OperatorGrowth Mindset: How It Can Lead to Health & WealthGrowth Mindset: How a Growth Mindset Can Lead to Health and Wealth | The MKB Podcast Episode 36, Season 4 Finale Link to video podcast episode: https://youtu.be/Ny6WMkawLv0 Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! Welcome to the final episode of season 4! In this finale, Mills discusses the importance of financial management for blue-collar business owners with Joe Gallo, one of MKB's sales and...
2025-01-1312 minThe Financial OperatorFinancial Stress: What Causes It, and How Do We Fix It?Financial Stress: What Causes It, and How Do We Fix It? | The Mills Knows Bills Podcast | Episode 35, Season 4 Link to video podcast episode: https://youtu.be/D7V0md9U_Mk Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of the MKB Podcast, Mills addresses common financial stresses faced by blue collar business owners, with a focus on cash flow management. She...
2025-01-0609 minThe Financial OperatorCommon Struggles: Everyday Questions for MKBCommon Struggles: Everyday Questions for MKB | The Mills Knows Bills Podcast Episode 34, Season 4 Link to video podcast episode: https://youtu.be/k2w8dg0jWKE Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills takes a conversational approach, and answers some of the common questions that she gets asked. Along with marketing team member Chloe, she discusses the challenges small business owners...
2024-12-3011 minThe Financial OperatorProfit Margins: How to Raise ThemProfit Margins: How to Raise Them | The Mills Knows Bills Podcast Episode 33, Season 4 Link to video podcast episode: https://youtu.be/G5bPVlgrgHw Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of the MKB Podcast, Mills is once again joined by fractional CFO Christian Wilson. Together, they tackle a common financial challenge faced by variable income earners: understanding and improving gross profit...
2024-12-2311 minThe Financial OperatorPricing Strategy: Hurting Your Bottom Line?Pricing Strategy: Hurting Your Bottom Line? | The Mills Knows Bills Podcast Episode 32, Season 4 Link to video podcast episode: https://youtu.be/s7AID_xDs_0 Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills welcomes back fractional CFO Christian Wilson to discuss your business's pricing strategy, and how it may be hurting your bottom line. The pair discuss factors that should be included...
2024-12-1611 minThe Financial OperatorCompany Vehicles: Lease or Buy?Should You Lease or Buy Your Business Vehicle? | The Mills Knows Bills Podcast Episode 31, Season 4 Link to video podcast episode: https://youtu.be/ymKq9lK6QKc Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by MKB CFO Jen Fizer and special guest Kenney Baez, owner of a wildlife removal and pest control business. They discuss the financial...
2024-12-0912 minThe Financial OperatorCompany Vehicles: Lease or Buy?Should You Lease or Buy Your Business Vehicle? | The Mills Knows Bills Podcast Episode 31, Season 4 Link to video podcast episode: https://youtu.be/ymKq9lK6QKc Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by MKB CFO Jen Fizer and special guest Kenney Baez, owner of a wildlife removal and pest control business. They discuss the financial...
2024-12-0912 minThe Financial OperatorHow To Improve Cash FlowHow to Improve Cash Flow for Your Business | The Mills Knows Bills Podcast Episode 30, Season 4 Link to video podcast episode: https://youtu.be/hUS_kUScNYk Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills discusses strategies for managing cash flow with her guests, fractional CFOs Christian Wilson and Jen Fizer. The episode covers key topics such as understanding cash flow s...
2024-12-0212 minThe Financial OperatorHow To Improve Cash FlowHow to Improve Cash Flow for Your Business | The Mills Knows Bills Podcast Episode 30, Season 4 Link to video podcast episode: https://youtu.be/hUS_kUScNYk Welcome to The Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills discusses strategies for managing cash flow with her guests, fractional CFOs Christian Wilson and Jen Fizer. The episode covers key topics such as understanding cash flow s...
2024-12-0212 minThe Financial OperatorHow to Make Your Company More ProfitableWhy Your Company Isn't Profitable, and How to Fix It | The Mills Knows Bills Podcast, Season 4 Link to video podcast episode: https://youtu.be/IEg9zy6NV3U Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by MKB team member Jen Fizer, a seasoned CFO with over a decade of experience. They dive into a pressing question...
2024-11-2510 minThe Financial OperatorHow to Make Your Company More ProfitableWhy Your Company Isn't Profitable, and How to Fix It | The Mills Knows Bills Podcast, Season 4 Link to video podcast episode: https://youtu.be/IEg9zy6NV3U Welcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by MKB team member Jen Fizer, a seasoned CFO with over a decade of experience. They dive into a pressing question...
2024-11-2510 minThe Financial OperatorTax Traps To Avoid As Business OwnersTax Traps to Avoid as Business Owners | The Mills Knows Bills Podcast Season 4 Premiere Link to video podcast episode: https://youtu.be/tQd0BD-mczM Welcome back to The Mills Knows Bills Podcast! Let's get to those burning financial questions. In this season 4 premier episode, host Mills Bender welcomes Paul Childers, owner of Blue Sky Biz Solutions, to discuss the importance of showing profit in a business and avoiding common tax traps. They dive into business credit, why it matters, and how to build it effectively. Learn strategies to manage taxes, protect personal assets...
2024-11-1808 minThe Financial OperatorHow To Analyze Profit & Loss StatementsWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for business owners and variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this season finale episode of the Mills Knows Bills podcast, Mills provides a comprehensive guide to understanding and analyzing your profit and loss (P&L) statement. The episode covers key components such as revenue, cost of goods sold (COGS), operating expenses (OPEX), and net income. Mills offers practical tips on diversifying revenue, managing seasonal business fluctuations, negotiating with...
2024-10-2109 minThe Financial OperatorHow To Scale $1 Million to $10 Million for Blue Collar BusinessesWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! Join Mills in this solo cast episode of the Mills Knows Bills podcast as she discusses strategies for mastering fluctuating income and scaling your blue collar business. Mills identifies five common financial pitfalls that entrepreneurs face: lack of planning, mixing personal and business finances, avoidance of financial management, inadequate savings, and unbalanced leverage. Learn practical tips to implement a budget, separate finances...
2024-10-1409 minThe Financial OperatorWhen To Hire Fractional CFOsWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! This episode features a guest appearance by Josh Pies, owner of C47 Digital Studios, to discuss the financial complexities of managing multiple LLCs and the benefits of fractional CFOs. Mills and Josh explore the effectiveness of incorporating separate entities for different business ideas, balancing practicality with legal considerations, and the personal enjoyment they derive from their respective work in finance and entrepreneurship...
2024-10-0715 minThe Financial OperatorHow To Hire New Employees With Variable IncomeWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode, Mills is joined by Jill Healey, a Realtor with Park Life Group at Keller Williams Winter Park in Florida. The conversation delves into budgeting for a Realtor's variable income, planning for business growth, and the potential for using software or hiring an operations person to alleviate non-revenue generating tasks. Jill shares insights from her journey in real estate, her...
2024-09-3017 minThe Financial OperatorHow To Market Small BusinessesWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In episode 23, Mills discusses effective marketing strategies with Devin Pope, managing director and senior advisor at Nilsine Partners. Join their insightful conversation on optimizing marketing dollars for small businesses, such as his for high net worth clientele. Learn about the significance of starting a podcast, structuring consistent content, and leveraging social media platforms to build trust and grow your business. Devin also...
2024-09-2313 minThe Financial OperatorCommon Mistakes Made By Young BusinessesWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In episode 22, Mills welcomes "coffee-preneur" Eric Rowell of Grit and Grind Coffee, a mobile coffee company. The pair discuss common financial mistakes made by new business owners, including the importance of having a financial game plan, accurate bookkeeping, savings, and obtaining a line of credit. Eric shares his journey from real estate to owning several coffee trailers and brick-and-mortar stores, eventually franchising...
2024-09-1617 minThe Financial OperatorWhat To Avoid When Growing A Law FirmWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this episode of Mills Knows Bills, Mills welcomes Matthew Wasserman, a personal injury attorney based in Orlando, Florida. Together, they discuss financial strategies vital for growing law firms, including the importance of budgeting, setting up separate accounts for savings, evaluating marketing spend, understanding detailed bookkeeping, and the strategic timing for hiring new staff. Matthew also emphasizes the importance of client experience...
2024-09-0914 minThe Financial OperatorHow To Grow a Healthy Relationship With MoneyWelcome to the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions. In this episode, host and CEO of Mills Knows Bills, Mills Bender, welcomes Kenney Baez of Freedom Wildlife. Although a successful business owner, Kenney struggles to maintain a positive financial mindset. Mills offers valuable tips on how to manage financial stress, reinforce positive financial habits, and the importance of having a supportive community. Tune in to learn how to turn financial struggles into success and meet a proactive "critter gitter" who ensures your home is pest-free and eco-friendly!
2024-09-0208 minThe Financial OperatorDebt Financing vs. Equity OfferWelcome back to an all new season of the Mills Knows Bills Podcast! As always, we look forward to answering your burning financial questions. In this season 3 premiere episode, host Mills Bender welcomes Joey Schuster, CEO and founder of Real Review Response. Let's get to Joey's burning financial question! Mills and Joey discuss the key factors startup founders should consider when deciding between debt financing and offering equity to investors. Joey also shares insights on maintaining a balance between leveraging debt and having cash on hand, while Mills provides expert advice on business credit scores...
2024-08-2611 minThe Financial OperatorHow To Fund School TuitionWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! In this insightful episode of the Mills Knows Bills podcast, Mills welcomes special guest Christine Chapman, owner of Chapman Education, to share her expertise on navigating the high costs of college tuition. The key topics include making informed college decisions, utilizing scholarships and grants, and financial advice for parents with children heading to college. Tune in to gain valuable tips and learn...
2024-07-2917 minThe Financial OperatorHow To Structure Personal Injury FirmsWelcome to the Mills Knows Bills Podcast! Host Mills Bender, founder and CEO of Mills Knows Bills, discusses strategies for variable income earners to manage their finances effectively. Let's get to those burning financial questions! *Please note that we had some technical difficulties while shooting this episode. It in no way takes away from the valuable information that you will find! In this episode, Mills is joined by special guest Hope Soto, a personal injury lawyer from Miami. Hope seeks advice on how to structure her law firm's budget and manage finances while working on a...
2024-07-2213 minThe Financial OperatorWhat Is a Fractional CFO?Welcome to the Mills Knows Bills podcast! In this solo cast episode, host Mills Bender, founder and CEO of Mills Knows Bills, explains the role and benefits of a fractional CFO for small business owners. Tune in to learn more about how a fractional CFO can provide high-quality financial management and support for your growing business. Whether it's through guest speakers, in-depth financial conversations, or a solo cast, Mills Knows Bills aims to help you master your money. Don't forget to subscribe on YouTube for the latest podcast episodes with answers to your burning financial...
2024-07-1505 minThe Financial OperatorMastering Your Finances During Your Business' Slow SeasonWelcome to the Mills Knows Bills Podcast! In this episode of Mills Knows Bills, host Mills Bender delivers a solo cast with valuable financial advice for business owners facing slower seasons. Mills discusses strategies such as identifying your slow season through profit and loss analysis, building and utilizing an emergency fund, and effectively using downtime to prepare for peak business periods. Tune in to learn how to manage fluctuating income and achieve your financial goals during your slow seasons! Whether it's through guest speakers, in-depth financial conversations, or a solo cast, Mills Knows Bills aims to help you master...
2024-07-0804 minThe Financial OperatorHow To Be Financially Reliable With Your BusinessWelcome to The Mills Knows Bills Podcast! Let's get to those burning financial questions! Welcome to the Mills Knows Bills podcast! In this podcast, host Mills Bender, the founder and CEO of Mills Knows Bills, discusses practical financial strategies for variable income earners to master their money. This episode welcomes guest Michael Morrow, a seasoned construction expert from Northern Ireland, to share his unique journey of starting his own LLC. Learn about essential financial tips for new businesses, such as personal and business budget planning, revenue goal setting, and the importance of systematic bookkeeping. Michael also delves...
2024-07-0118 minThe Financial OperatorCash Flow or Equity Growth?Welcome to The Mills Knows Bills Podcast! Let's get to those burning financial questions! In this episode of Mills Knows Bills, host Mills Bender welcomes guest Zach Sasser, "The Young Closer," to answer questions on prioritizing cash flow versus appreciation in real estate investments. Drawing from both their extensive experiences, Mills and Zach discuss strategies for achieving financial goals through passive income, the importance of understanding tax advantages, and offer insights from their business journeys. Tune in for practical advice that can help ease variable income earners' minds and achieve financial stability. To get the...
2024-06-2412 minThe Financial OperatorHow Much Should You Save?Welcome to The Mills Knows Bills Podcast! Let's get to those burning financial questions! In this episode of the "Mills Knows Bills" podcast, host Mills Bender, founder and CEO of Mills Knows Bills, welcomes Scott Rammage from Hire VP to discuss how variable income earners can effectively manage their finances. Scott, a long-time friend and business owner, seeks advice on separating savings for business and personal expenses. Mills provides valuable insights into budgeting, saving, and utilizing high-yield savings accounts for financial stability. This episode offers practical tips for business owners to scale efficiently using virtual professionals, making...
2024-06-1714 minThe Financial OperatorHow To Invest For Long-Term WealthWelcome to the Mills Knows Bills Podcast! In this episode of the "Mills Knows Bills" podcast, host Mills Bender, founder and CEO of Mills Knows Bills, welcomes Clifton Muckenfuss, a serial entrepreneur and business coach. Together they discuss tailored financial strategies for entrepreneurs, the importance of setting personal financial goals, and the best investments to secure long-term wealth. Clifton shares insights from his extensive experience in growing and scaling businesses, offering practical advice for small business owners. Tune in to learn how to manage your variable income, invest wisely, and achieve financial freedom. S...
2024-06-1013 minThe Financial OperatorIs Passive Income Real?! | The Mills Knows Bills Podcast EP 10Welcome to a new season of the Mills Knows Bills Podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In the season premier of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, speaks with guest Hugo Perez about managing money with a variable income. Hugo, a 25-year-old entrepreneur in the furniture and mattress industry, also delves into art dealing and financial literacy. They discuss the concept of passive income, investment strategies, and the necessary upfront work required to achieve...
2024-06-0412 minThe Financial OperatorTo Crypto Or Not To Crypto? | The Mills Knows Bills Podcast EP 9Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In the season finale of the Mills Knows Bills podcast, host Mills Bender, alongside special guest Megan Fitzpatrick, founder of The Fitz Solution, dive into the complexities of managing variable incomes and the importance of financial education. The episode covers various topics, from the relevance of cryptocurrency investments to empowering teenagers towards fulfilling futures. Megan shares her journey from a high school math teacher to an entrepreneur, highlighting her initiative, The...
2024-04-2910 minThe Financial OperatorHow To Turn Your Vacation Home Into a Profitable Rental?! | The Mills Knows Bills Podcast EP 8Welcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. In this episode of the Mills Knows Bills podcast, host Mills Bender is joined by guest Jon Sansone. The discussion focuses on financial strategies for individuals with fluctuating incomes, aiming to alleviate the struggles of living paycheck to paycheck and accelerating debt payoff. Mills provides valuable insights on monetizing a newly acquired lake house through short-term rental options, emphasizing the importance of community regulations, marketing strategies, financial planning, and insurance considerations...
2024-04-2212 minThe Financial OperatorRetired? (...And Low On Funds.) What Do You Do? | The Mills Knows Bills PodcastWelcome to the Mills Knows Bills podcast! Join host Mills Bender as she discusses with her guests strategies for variable income earners to master their finances. The episode features guest Ashley Herrera, a mortgage expert and TV host, who shares insights on assisting elderly clients with limited financial resources in purchasing homes. They explore solutions such as building additional dwellings on existing properties and seeking investments, focusing on serving clients without traditional proof of income. Herrera details a nationwide investment program facilitating property purchase and financing. Contact information for further assistance is provided, alongside encouragement for listeners to utilize...
2024-04-1508 minThe Financial OperatorHow To Handle Volatile Financial MarketsHow to Handle Volatile Financial Markets | The Mills Knows Bills Podcast Welcome to the Mills Knows Bills Podcast! The podcast aims to assist variable income earners in mastering their finances within 90 days, focusing on transitioning from paycheck-to-paycheck living to achieving personal and professional financial goals. In this episode, host Mills Bender is joined by guest Barry Botwin, a seasoned mortgage lender from Cross Country Mortgage. Bender and Botwin discuss the uncertainty of the financial markets in the coming year, touching upon factors like elections, wars, and how these could affect interest rates and consumer behavior. They explore...
2024-04-0813 minThe Financial OperatorE87: Good vs. Bad Clients! (For Financial Advisors)Welcome back to the Mills Knows Bills podcast! In this episode, host Mills Bender, CEO of Mills Knows Bills, chats with guest Brady Slack, managing partner at High Country Finance and co-founder of the software company Stacked. They discuss the attributes of their best clients, emphasizing the importance of a positive money mindset and the willingness to put in the work. Slack shares his perspective on effective client relationships from an accounting and tax planning viewpoint, highlighting the benefits of viewing financial professionals as partners and the potential for making more money while paying fewer taxes. Listeners are encouraged...
2024-04-0110 minThe Financial OperatorE86: Buried in Credit Card Debt?! Should You Invest in Retirement?In this episode of the Mills Knows Bills podcast, host Mills Bender, founder and CEO of Mills Knows Bills, interviews Shawn Lane, CEO and founder of FRS Credit, a credit repair company. They discuss strategies for people with variable incomes to manage their money effectively, focusing on paying off credit card debt and investing for retirement concurrently. Shawn asks Mills if those buried in credit card debt should still invest for retirement, given the high interest rates on such debts. Mills advocates a balanced approach to managing debts, savings, and investments simultaneously. He explains the debt stacking method for...
2024-03-2519 min
The Financial OperatorE85: Solutions for a Real Estate Flipper's Budgeting Challenges Mastering Your Finances: An Insight Into Variable Income Handling and Real Estate Investment In this episode of the Mills Knows Bills Podcast, host Mills Bender is joined by CEO and Founder of Mills Knows Bills, Mills Bender, and real estate entrepreneur Robert Ortiz. They discuss the challenges and strategies associated with managing variable income within a 90-day timeframe. Mills provides practical advice on setting a budget including accounting for future tax obligations, reinvesting in the business for long term growth, and saving for an emergency fund. Robert shares his non-traditional approach to real estate investment which involves flipping land to b...
2024-03-1815 min
The Financial OperatorE84: Handling Large Cash Influxes The Mills Knows Bills Podcast: Mastering Money and Handling Large Cash Influxes In this podcast episode of the Mills Knows Bills, CEO and Founder Mills Bender has a deep financial discussion with a guest, Doug, who shares his success in building sales teams for Fortune 500 companies and his recently founded individual coaching and consulting endeavor. Mills advice is targeted largely towards variable income earners and his episode focuses on discussing strategies for managing a sudden influx of cash. Mills' suggestions include prioritizing the development of a fully-funded emergency fund, paying off any debt over 10%, and correctly diversifying one's investments. Doug a...
2024-03-1116 min
The Financial OperatorE83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY" Watch this episode & more at: https://www.youtube.com/@MillsKnowsBills E83: Sales Taxes Across State Lines & Tax Procrastination from a "VIN HENRY" In this episode of the Mills Knows Bills Podcast, Mills Bender, founder and CEO of Mills Knows Bills, embarks on a financial enlightenment journey with his business friend, Dimitri. Dimitri, a dance shoe distributor from North Carolina, seeks advice about handling sales taxes collected at events during his travels across states. Mills offers insightful tips and encourages Dimitri to consult CPA who understands the intricacies of performing business across different states. The duo also discusses Dimitri's procrastination in s...
2024-03-0408 minThe Financial OperatorE82: Celebrating Financial Wins: The Power of Positive Reinforcement in Your Money Journey with Brett RoosWelcome to the Mills Knows Bills podcast, where we empower you to achieve your financial aspirations. In today's episode, Brett Roos, one of our talented financial coaches, delves deep into the significance of celebrating our financial achievements, no matter how small they may seem. Drawing from two decades of experience as a variable income earner, Brett shares his perspective on why it's so essential to recognize our progress. He unveils personal stories and insights that illuminate the emotional journey many face when confronting their financial realities. Get ready to discover actionable strategies to shift your mindset, focusing...
2023-10-3018 minThe Financial OperatorE81: Lost in Translation: From the Acropolis to Modern Leadership with Glenn LewisDive deep into an intriguing conversation between Mills Bender and Dream4 Coach Glenn Lewis as they navigate their way from the bustling streets of Athens to the confines of a colorless hotel room. They discuss the challenges of modern-day leadership, the power dynamics in the professional world, the impact of cultural influences, and the art of bilingualism. All the while, they uncover the beauty and nuances of human connection across generations. Whether you're a traveler, entrepreneur, or someone in between, this episode is bound to leave you with profound insights about life, leadership, and the e...
2023-10-2335 minThe Financial OperatorE:80 Mastering the Entrepreneurial Mindset: Time Management, Networking, and Mone with Jaime NolanStep into the daily grind of modern entrepreneurship with Jaime Nolan and Mills Bender as they unpack the nuances of effective time management, the power of networking, and the mindset shift necessary for financial success. Listen to Jaime's unique approach to dividing her workdays, the importance of setting boundaries, and the revelations from meetings with influential personalities like Amy and Carol. Whether you're navigating your entrepreneurial journey or just curious about what happens behind the scenes, this episode offers an authentic glimpse into the life of driven professionals, their strategies, and the powerful impact of...
2023-10-1619 minThe Financial OperatorE:79 From Real Estate Rhythms to Financial Flourishes: A Chat with Robert AvilesDive into this episode of the "Millsknowsbills podcast" where host Mills Bender chats with Winter Park realtor, Robert Aviles. With over two decades of experience spanning from the streets of Manhattan to the sunny coasts of Florida, Robert shares his journey, insights, and the value of mastering one's finances. Whether you're eyeing the Central Florida housing market or just aiming to up your financial game, this episode is packed with wisdom you won't want to miss. Join us for stories, strategies, and the simple joys of 'adulting'.
2023-10-0912 minThe Financial OperatorE:78 Financial Freedom and Fulfillment: Reddit's Burning Money QuestionsJoin us for an impromptu Zoom meeting turned podcast episode as Mills Bender and Brett Roos dive deep into Reddit's most intriguing money-related questions. In this 30-minute recording, they discuss a range of financial dilemmas, starting with a compelling question: "Should I take a $10,000 pay cut for a potentially more rewarding job?" Brett Roos, a financial coach at MKB, and Mills Bender, the founder and CEO of Mills Knowsbills, share their expert insights and perspectives on this thought-provoking query. They explore the financial implications of such a decision, touching on tax considerations, budget adjustments, and long-term financial...
2023-10-0229 minThe Financial OperatorE:77 Empowering Wealth: Carol Cho's Journey from Struggle to Financial Empowerment For WomankindIn this heart-touching episode of Mills Bender's podcast, we are honored to host the extraordinary Carol Cho. Her life narrative, evolving from the daughter of immigrant parents to a beacon of financial empowerment, is a tale steeped in resilience, learning, and immense personal growth. Join us as Carol unravels her life's journey. From facing financial devastation as a divorcee and minority woman to her transformation into a fervent financial advisor, her story is a beacon of hope and a testament to the power of determination and education. Tune in to hear Carol shed light on...
2023-09-2529 minThe Financial OperatorE76: Reclaiming Time with Conrad Ruiz: Automation, VAs, and the Power of DelegationIn this riveting episode of Mills Bender's podcast, we dive deep with Conrad Ruiz, the visionary founder of WellAware.Me. Ever felt like there aren't enough hours in the day? Conrad uncovers the transformative potential of automation and the invaluable role of Virtual Assistants (VAs) in today's busy world. Learn how integrating these tools and techniques can not only streamline your business processes but also gift you the luxury of time. Whether you're an entrepreneur on the grind or someone just looking to make the most out of their day, this episode is a must-listen. Plus, discover the myriad...
2023-09-1933 minThe Financial OperatorE75: Firing On All Cylinders: Talking Entrepreneurship with Frederick ZadaIn today's episode, Frederick Zada, founder of ICB Firearms, shares his inspiring journey into the world of firearms, starting from his deep-rooted family passion for guns. He discusses the creation of ICB Firearms, shedding light on the unique brand identity and its ties to his rich cultural background. His story takes a heartfelt turn as he talks about the tragic loss of his brother and how it pushed him to take the leap into the business world. The COVID-19 pandemic, protests, and riots acted as catalysts, providing unexpected boosts to his venture. Mills Bender of millsknowsbills.com joins the co...
2023-09-1123 min
Unfiltered SessionsBrewing Success: Coffee Shop to Community Hub with Jen FizerEver wondered how a simple coffee shop can turn into a bustling community hub? Join us as we spill the beans with Jen Fizer, a visionary who's redefined the potential of local coffee shops. Jen has transformed the humble Brick House Coffee Bar and Eatery located in the heart of Harrisville, Missouri into a vibrant gathering spot. In this episode, she shares her intriguing journey of turning an 1880s building into a modern-day haven while navigating the digital age successfully.If you're interested in effective leadership, this episode will quench your thirst. Jen, a master of communication...
2023-09-0641 min