Shows
Everyone's Talkin' MoneyEmpowering Women to Take Control of Their Money with Jenifer SapelWomen, want to learn how to confidently take control of your money? First, we’ve got a lot of things working against us. We start and stop our careers many times for kids and family members, and we live longer than men on average because of that, we typically spend our money taking care of our male partner and tend to avoid talking about money. It makes sense why, as our guest Jenifer Sapel, a financial advisor and owner of Utor Wealth, said at the beginning of this episode - we’re often talked to like infants. But Jen cauti...2023-09-1847 min
Enlightenment of Change301. Jenifer Sapel – How to Take Care of Your Money and YourselfConnie's motivational quote for today is by – Carrie Wilkerson, “The longer you’re not taking action, the more money you’re losing.” What hit me with this quote is that action is good if we take the correct action. For example, I always see this where business owners do not pay themselves. As if the scraps of money left over should be enough. So how do we change this mindset of getting what’s left over to paying ourselves first so we can thrive inside and outside our businesses? YouTube: https://youtu.be/6AvJqZ9BA8M 2023-08-0740 min
The Midlife Makeover Show | Women Over 40, Menopause Support, Life After Divorce, Empty Nest Advice, Aging Gracefully111 💸✨Elevate Your Wealth and Confidence: Empowering Women to Thrive with Jen SapelToday you will meet Jen Sapel, founder of Utor Wealth and host of the Money Confidence podcast as she shares her insights, wisdom, and techniques from 20 years in financial services and her personal story of living with a mother who struggled financially after divorce. This episode will illuminate how your past shaped your current financial state, encourage you to be a more intentional decision maker in the present, and to become a more confident and empowered woman for your future. Enjoy!
🎙 Listen to the Podcast!
http://themidlifemakeovershow.com
☎️ Call the Midlif...2023-07-2452 min
Daring to Leap: Empowerment & Career Advice for Women: Overcome Imposter Syndrome, Growth Mindset, Challenge the Status Quo#24 - Money Matters: Breaking Barriers & Financial Empowerment for Women | Empowerment & Career AdviceThis week on Daring to Leap, I am joined by Jen Sapel, the CEO of Utor Wealth.Jen and I dive into her journey as a recovering overachiever. We also discuss societal norms and biases that affect women's finances and how we can shift our perspective to create a healthier relationship with money.Jen believes that every dollar we touch and how we send it out to the world shapes both the world we live in and the one we aspire to.By listening to this episode, you'll:Gain insights into the...2023-06-1332 min
Renee SpeaksEpisode 17: From Financial Stress to Financial Success with Jenifer SapelOur guest, Jenifer Sapel, is a financial expert and the founder of Utor Wealth. With years of experience in the financial industry, Jen is dedicated to helping women overcome their financial stress and achieve financial success with confidence. In this episode, she will share her insights on how to overcome the fear of financial management, and will offer valuable tips and strategies to help you create a healthy financial mindset.
You may also watch the episode here:
Youtube: https://www.youtube.com/live/ulc1V-wczKc?feature=share
Facebook: https://fb...2023-05-2633 min
No Woman Left BehindHelping Women Become Financially Confident With Jenifer SapelFor years, women have been struggling to break free from the systems and societal expectations that keep them from reaching their potential. This is especially true when it comes to money, where women are found to still lack financial confidence. In this episode, Jenifer Sapel joins Rosie Zilinskas to talk about how women can overcome this lack so they finally get to live a financially independent life. Jenifer is the CEO and President of Utor Wealth, where she helps women become financially confident through financial planning and investment management. Tune in as she shares her expertise and insights with...2023-05-1953 min
The She Leads Podcast | Rewriting the Rules of EntrepreneurshipHow to Make Money by Gamifying Your Finances with Jenifer SapelGamify your finances and change your mindset to earn more and save more. Jenifer Sapel, ChFC® WMCP® - founder of Utor Wealth shares her financial expertise and wisdom on the steps to harnessing your financial power. We live in a profit-first society, where your finances can be tied to feelings of shame and self-worth. The truth is that finances can be viewed like a game, and you can improve your gaming skill sets to gain more financial confidence and freedom. Research your market worth, focus on saving, invest in diversity, and give and spend your money with JOY! Empower yo...2023-05-0551 min
Profitable Joyful ConsultingFinancial Principles for Consultants with Jenifer Sapel“Being good with money is having a set of skills, and none of us are good at any skill until we use it and we practice it.” - Jenifer Sapel What financial principles do you need to know both as a consultant and as a woman entrepreneur? Most of my clients are women, and a lot of them are reluctant to talk about money. They’ve always delegated that to someone else or expected someone else to do it. Then, they find themselves as grown-ups who need to learn how to get thei...2023-04-2545 min
You Belong in the C-SuiteFinancial Strategy Aligned to Your Values with Jenifer SapelWhether you're trying to expand your knowledge or start learning about how to make better financial decisions, this week's conversation is the way to go! Our guest is wealth advisor Jenifer Sapel, and today, she shares how we can build financial confidence, as well as her 5-step framework to align our financial decisions with our values. Throughout this episode, you will also hear Laura and Jenifer talk about the feelings of shame some people feel when it comes to money and not knowing everything they should about it, why money is a life skill, the best...2023-04-1942 min
The Empowering Women PodcastLet's Talk Money - Beating Back Our Shame for Wealth Equity with Jenifer Sapel and Carol Parrish from Utor WealthThe opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.Investment Advice offered through WCG Wealth Advisors, LLC, a Registered Investment Advisor. Utor Wealth is a separate entity from The Wealth Consulting Group and WCG Wealth Advisors, LLC. ABOUT OUR GUESTS: Jenifer SapelJen is a recovering over-achiever who overcompensated fi...2023-04-1959 min
Divorce for Wealthy WomenAchieve Financial Confidence in DivorceDivorce is emotionally draining and challenging, especially for women not used to handling finances in their previous relationships.
Working with a financial advisor who understands your situation and cares can help you set the right financial objectives in this new season. Not just a plan for the near future, but they can also create a long-term plan for managing your money and growing your wealth. Working with the right financial advisor can be an excellent approach to boosting your financial confidence during divorce and beyond.
In this episode, Jenifer S...2023-04-1015 min
Work-Life FlowHow to Be More Confident in Your Financial Decisions with Jenifer SapelIn today’s episode, my guest Jenifer Sapel and I are talking about all things investing. We chat about the common misconception that women are not financially savvy and how that has come to be. Jennifer shares that statistically speaking women get better rates of return on investment than men but often feel less confident about it.Listen in for some best practices in financial planning and how to have the often dreaded conversations about money with your partner/spouse. What we’re talking about…How to become more confident with yo...2022-04-2838 min
Vision Driven Mom With ADHDMoney and Motherhood with Jenifer SapelIs it possible to change your money story and gain confidence?
During this episode of the Vision Driven Mom podcast, Jenifer Sapel and I talk about how she intentionally changed her money story, understanding the difference between fear and discomfort when it comes to money and the research that shows that moms are really good with finances.
We talk about:
*Worrying about money is a drag on your energy
*Investing is a practice like brushing your teeth. The more you practice the better you get.
*When you get simple...2022-01-1347 min
Money ConfidenceSeason 1 FinaleThat's a wrap for Season 1! Thanks for listening, and we'll see you again for Season 2.2020-12-1613 minMoney ConfidenceAllowance for KidsHost Jen Sapel talks useful tips for starting and maintaining allowance for kids.2020-12-0917 min
Money ConfidenceTackling Money StressPeter Polson, CEO of Tiller Money, helps break down how to tackle budget issues and organizing budgets in personal ways that make sense to you.2020-12-0258 minMoney ConfidenceHappy Thanksgiving!Wishing you and your loved ones a cozy and safe Thanksgiving! We're grateful for you.2020-11-2408 minMoney ConfidenceDropping an F BombAttorney and founder of the F-Bomb Breakfast Club, Megan McNally, talks about the challenges and rewards of overcoming money mindsets, both personally and in business. Between choosing to earn a good income and doing good in the world, Megan realized that she could do both!2020-11-171h 22
Money ConfidencePeacock to PenguinLiz Kitchell, Money Coach and Founder of SheMoolah shares how financial services tried to stamp out her creativity. After two decades of working within large institutions she branched out on her own to help women take power and control over their relationship with money. Liz shares a few great exercises you can use to re-think your relationship with money and that she still doesn’t have it all figured out. #moneyuntabooed #femalefinance #financialpower #financialliteracy2020-11-1059 min
Money ConfidenceB.I.T.C.H.Gina Radke, CEO of Galley Support Innovations and author of More Than: How to Be Bold and Balanced in Life and Business shares wisdom from her journey from childhood to successful CEO. http://www.ginaradke.com/ https://republic.co/ https://www.seedinvest.com/ #moneyuntabooed #femalefinance #financialpower #invest #debt #capitalinvestment #financialliteracy2020-11-031h 01
Money ConfidenceDragons and MoreCindy Gross challenges the notion that lawyering up or accepting an Non-Disclosure Agreement is the best route after being bullied or harassed in the workplace. Hear her story and interesting perspective on the costs of NDAs. After decades in tech, she has now founded Befriending Dragons, a coaching/consulting firm that bridges the gap between DEI training and actionable steps to promote thriving teams. https://befriendingdragons.com/2020-10-271h 00
Money ConfidenceGritShannon Huffman Polson was explicitly told by her superior that she would never fly an Apache helicopter yet, she was one of the first women to become an Apache pilot. Here she shares a few lessons from her book, The Grit Factor: Courage, Resilience and Leadership in the Most Male Dominated Organization in the World as well as one of the most critical skills of Leadership. This episode is a must for anyone looking to advance their leadership effectiveness. http://www.shannonpolson.com/about-polson https://www.thegritinstitute.com/ https://www.winthroplibraryfriends.org/2020-10-2053 minMoney Confidence3 Ways to SaveRecently I was asked for some money saving tips for the fall. It’s not the kind of thing I typically do as our focus is to set up financial frameworks and systems that automate your savings and investment strategies, but after a little brainstorming, here were 3 that I don’t see getting a lot of airtime. Hopefully you find one or more helpful in your situation, we’d also love to hear your best money saving ideas.2020-10-1306 minMoney ConfidenceTribute to My DadA loving, bittersweet tribute to Jen's father, with some wise lessons on how to live life just a bit fuller. Among them, the very important sex talk a la When Harry Met Sally2020-10-0612 minMoney ConfidenceOne in a MillionHost Jen Sapel talks about some of the harder aspects of life, and how to address financial concerns that may be affected by them.2020-09-2900 minMoney ConfidenceMy Racism StoryHost Jen Sapel shares an introspective story and her commitment to becoming anti-racist.2020-09-2200 min
Money ConfidenceEntrepreneur x3Very busy running two businesses and launching a third, Jody Elsom takes time out to discuss what spurs her to take new leaps and her love of wine and wine making. 2020-09-1500 min
Money ConfidencePublishing Paid MeAndrea Dunlop, author and former publishing insider sheds light on a recent conversation in the publishing world. In a twitter conversation between authors L.L McKinney and Tochi Onyebuchi, this hashtag was born along with an anonymous spreadsheet giving light to compensation in the publishing world. As always, with more data points, some interesting trends and additional conversations surfaced. Andrea does a fabulous job of breaking down for us how compensation works in publishing today and 3 action items you can take to influence change moving forward. https://www.pocinpublishing.com/ https://diversebooks.org/ htt...2020-09-0800 minMoney ConfidenceA Little ReintroductionWe have quite a few new listeners from when this podcast launched, so we thought it was a good time to replay the Money Un-Tabooed introductory episode! Host Jen Sapel talks a little bit about the inspiration and goals behind Money Un-Tabooed.2020-09-0100 minMoney ConfidenceA Lesson for the WeekWhat’s your, “I’d rather be naked in front of a 1000 people,” thing? It was a tough week but I gained an amazing lesson out of it. I share it here, hopefully it’s a good reminder for you too. If you aren’t familiar with Brene Brown’s work, start with this video and keep consuming from there: https://www.ted.com/talks/brene_brown_the_power_of_vulnerability?language=en2020-08-2500 min
Money ConfidenceHow Storytelling Can Change the WorldChristina Blacken, founder of The New Quo, is all about stories. Your stories, the stories others tell to us, and the ones we tell them. You'll be delighted to hear her story, and the ways in which she's changing the world one narrative at a time.2020-08-1800 min
Money ConfidenceA CFO Who Failed Algebra?Traveler, philanthropist, real estate investor, and CFO Michele Smith shares two distinct sets of lessons on her path to the C suite: financial and mentorship. Michele is currently the CFO of the Woodland Park Zoo in the Pacific Northwest who name drops all over this episode to acknowledge the people along the way who helped along her path. She’s optimistic, warm, decisive, hilarious and so much more. Listen to this episode and hear from the top some critical life and career lessons.2020-08-1100 minMoney ConfidenceBanking for a CauseWhy do you bank where you bank? It’s a question you probably haven’t given a lot of time to. Most of us opt for convenience, safety, fees and yield. There’s a whole different way of looking at banking though. Banks hold about $15,000,000,000 in deposits in America. What if that money was being directed at causes you cared about? What if that’s how you chose your bank? Megan Hryndza & Sophia Wagner have taken that challenge on and are giving us a way to direct how our money is being used. 2020-08-0400 min
Money ConfidenceNavigating the Senior YearsHeather Eacker shares her experience as a geriatric care manager. She tells us about what it was like to be the person who got to witness death for 10 years of her career. If you are entering retirement and need to plan for the time you will need to ask for help or you are concerned about your aging parents, this episode is a must listen. Jenifer Sapel is a registered representative and financial advisor of park Avenue securities LLC. Her OSJ is 333 N Indian Hill Blvd., Claremont, CA 91711 Ph: 909-399-1100. Security products and advisory services are of...2020-07-2800 min
Gennev: Let's talk about menopauseFinancial health for the second half of lifePhysical health and financial health have a lot of overlap. When one is not optimal, the other can suffer. How much should you have before you can "safely" retire? Should I be aggressive or conservative in my investments now? How can I invest in companies that represent my interests and principles? Because women live, on average, a couple of years longer than men, and because women generally come to retirement with less in the bank, retirement planning is really important. Yet many women avoid taking the time to truly plan so they can e...2020-07-281h 00
Money ConfidenceSubstance Use Disorder & MoneyDaniela Tudor, Founder of We Connect Health, learned through her recovery from substance abuse how to heal her relationship with money. Hear how they are utilizing technology to create better outcomes and save lives as well as what steps she took to be on a better path to financial health. https://www.weconnectrecovery.com/ #donoradvisedfunds #qualitygoals #recovery #financialliteracy #enjoywealth #selfworth2020-07-2100 minMoney ConfidenceDo I Need a Will?Yes! Estate planning attorney Laura Latta walks us through basic estate planning documents, what they are and how they work. These are critical documents for everyone, but particularly critical for those of us who have minor children and ex-spouses. Listen to this super practical episode and be inspired to check it off the list or dust off your documents to review. https://www.lauralatta.com/2020-07-1400 min
Money ConfidenceAI, Crisis, Space, Morality, & Humanity - Real light stuffWhat I thought was going to be a nerd out session about technology ended up being a whole lot more. Hear perspective from brilliant CSO and professor Kristina Libby on what it means to be human. This timely conversation turned very philosophical as Kristina challenged us to be truly engaged in every aspect of life and build a world that we are proud to talk to our grandchildren about. https://www.amazon.com/Possible-Minds-Twenty-Five-Ways-Looking/dp/0525557997 https://www.kristinalibby.com/2020-07-0700 minMoney ConfidencePractical Money Series: Part 3Dive into money topics with host, Jen Sapel.2020-06-3000 minMoney ConfidencePractical Money Series: Part 2Dive into money topics with host, Jen Sapel.2020-06-2300 minMoney ConfidencePractical Money Series: Part 1Dive into money topics with host, Jen Sapel.2020-06-1600 min
Money ConfidenceFun & Practical Tips from an Executive CoachTricia Bolender, Leadership and strategy coach and consultant chats about Imposter Syndrome and folded underwear. Tricia’s resume includes an MBA from Columbia and large international assignments but she brings some fun and lightheartedness into the conversation around money and purpose. Listen until the end, there’s a potential nugget in it for you! https://www.triciabolender.com/2020-06-0900 minMoney ConfidenceMultiple Income StreamsGuest Larry Snyder talks about how he’s created the life he wants by constantly seeking ways to add value. His two secrets to success, entrepreneurism and relationship cultivation, Larry shares with us some perspective and tips that will be sure to get you thinking.2020-06-0200 min
Money ConfidenceA Creative Entrepreneurs JourneyKelli Bielema, founder of AirScream and Shindig Events shares some of the good and challenging aspects of business ownership. She gives us a few brilliant nuggets of advice for accelerating business growth and reveals that her journey with money is ongoing where, even today, she is learning new skills.2020-05-2600 min
Money ConfidenceMoney & MenopauseJill Angelo, Founder of Gennev, tackles a problem that 100% of women have or will go through: Menopause. Hear how this femtech pioneer is changing the game and how her journey with money has changed with transition from employee to entrepreneur. Also, check out some of the amazing resources Gennev has created in support of women: https://health.gennev.com/covid-19 https://health.gennev.com/guide-to-menopause https://gennev.com/initial-assessment/2020-05-1900 minMoney ConfidencePart Fashion Designer, Part Computer Scientist, All AwesomeA powerhouse story, Dona Sarkar breaks all the molds and lives boldy. In this episode she shares her story which includes how she, a successful software engineer with a thriving career, failed her first computer science class. Dona talks about why it's important to tackle money matters and gives a few tips on how she’s successfully navigated her financial life. We also discuss unconscious biases, side gigs, and whether or not careers are optional. Turns out about 45% of Americans have side gigs and a third of them need the income to make ends meet. See thi...2020-05-1200 min
Money ConfidenceBankruptcy and Student LoansJoin us as bankruptcy attorney Latife Neu shares some insights to two financial tools. Learn what assets are protected from bankruptcy as well as what liabilities are not allowed to be discharged through the process. She also is an expert on student loan strategies, if you have any student loan balance, give this a listen! https://neulegal.com/ https://www.facebook.com/LatifeNeuAtt2020-05-0500 min
Money ConfidenceGet Paid What You're WorthSeasoned Career Coach and HR professional Lora Plum shares her decades of experience on negotiating a job offer, both salary and other leverage points. If this is an area where you don’t feel super comfortable, Lora gives us the actual language to use. She also shares a few key elements to consider for those looking to transition from employee to entrepreneur. 2020-04-2800 min
Money ConfidenceNavigating a Career PauseDid you know that 43% of women pause their career to care for others? Erika Parker Price is an expert in this career pause and shares her journey through navigating it successfully. She also has amazing advice that has suited her well in avoiding some of the biggest financial pitfalls & achieving a few big financial feats.2020-04-2100 min
Money ConfidenceSmart Money Mamas!If you haven’t been to smartmoneymamas.com you are missing out. Chelsea Brennan, former Wall Street hedge fund manager switched gears after the birth of her second son. She now helps moms specifically tackle all things financial. In this episode she shares specific steps on how to get started financially and also how she’s handling the money conversation with her 4 year old son. Resource Links https://smartmoneymamas.com/meaningful-money-goal-worksheet/ https://smartmoneymamas.com/set-meaningful-money-goals/ https://smartmoneymamas.podia.com/cultivating-a-wealthy-money-mindset Follow Smart Money Mamas on these platforms:Website: https://smartmoneymamas.com Fac...2020-04-1400 min
Money ConfidenceCollaboration for the Win!Seattle area chef, caterer & restauranteur Lisa Dupar shares how collaboration improves success both in business and personal finance. She shares the gift of her mother’s organization and matter of fact approach to finances. She highly recommends creating a team of professionals who have different skill sets so you can focus on where you can provide unique value. This also creates better advice and outcomes as she has experienced first hand.2020-04-0700 min
Money ConfidencePurchasing a homeSr. Loan Advisor Maggie Richter gives us some ideas on how to make your mortgage work for you and fit into your overall financial goals. She also dispels a few myths and gives us a few very practical tips on how to impact your credit score.2020-03-3100 min
Money ConfidenceWhere Death & Taxes MeetEileen Rice gives us an amazing history lesson on estate taxes which includes the origin of algebra! She also gives a few real scenarios of planning she has witnessed over her 30 year career and examples of inheritances put to tremendous use. Jennifer Sapel and Eileen Rice are registered representatives and financial advisors of Park Avenue Securities, LLC. Their OSJ is 333 North Indian Hill Boulevard, Claremont, California 91711 (909) 399-1100. Security products and advisory services are offered through Park Avenue Securities, member FINRA and SIPC. Jennifer and Eileen are financial representatives of Guardian Life Insurance Company of America, New York, N...2020-03-2400 minMoney ConfidenceDeeper Dive Into InsuranceKen shares about a super sweet dog that never left the homeowners property, yet still was the reason for a homeowners insurance claim. Learn why “good” insurance is so important and how he defines it.2020-03-1700 min
Money ConfidenceGenerational Relationships with MoneySociologist Sarah Meadows shares how our relationship with money is generational and how major shifts change as different generations live different experiences. She's a car nut and wine enthusiast who gives us some sage advice about using credit and using whatever system works for you.2020-03-1000 min
Money ConfidenceOne Mom, Many HatsFrom Financial Services Professional on the rise to landlord, full time mom and entrepreneur. Kelly shares some stories about real estate investing, combining finances with her husband and how money was a matter-of-fact kind of topic growing up in her home. She's also about to embark on a luxury home hack journey where she gets much more house for less mortgage!2020-03-0300 min
Money ConfidenceThe Feminine Financial JourneyHear from Erin Papworth, Founder of Nav.it, a company whose mission is to elevate the way women live. Erin shares experiences abroad that helped shape her perspectives on the opportunities for wealth creation in the United States. She also points out some less obvious ways a woman’s financial journey is different from men’s.2020-02-2500 min
Money ConfidenceLessons From a Lifespan NavigatorAccording to Vanessa Laughlin, founder of Banister Advisors, embracing our mortality can bring fulfillment and joy. She also gives us a few super practical pieces of advice around navigating some of life’s most challenging times. Hear how the financial and cultural intersection in her home led to a healthy relationship with money and how she continues to use that foundation today.2020-02-1000 min
Money ConfidenceGender Equity: Is it simpler than we think?In this episode, we hear from Sara Sanford, founder of Gender Equity Now, the first and only data driven gender certification organization for businesses. Sara busts the myth that achieving gender equity is a difficult or nebulous task. She also shares a few stories of her upbringing that reminds us why setting a good example for your children is so important.2020-02-1000 min
Money ConfidenceFrom Vet to Personal Finance BloggerGrace Kim is making a financial impact on Veterinarians through her personal finance blog and online course. Having practiced as a Vet and then making the transformation through a career pause, she's determined to decrease the stress and burden carried by those professionals today. Her inspiration comes partly through her own journey to financial literacy and she shares a few great lessons she has learned along the way. Vet or not, Grace shares some valuable tips that anyone can use!2020-01-2000 min
Money ConfidenceMoney Un-Tabooed: IntroIn this episode you will meet your host, Jenifer Sapel, hear about her money story and why she's on a mission to UN-Taboo the topic of money. Part of which includes an interesting antidote where she wonders why women will talk to their girlfriends about their gynaecological appointments but not their investment accounts? Also mentioned in this episode: https://www.ubs.com/microsites/client-segments/en/own-your-worth.html https://www.justice.gov/crt/equal-credit-opportunity-act-3 https://newsroom.wf.com/press-release/community-banking-and-small-business/conversations-about-personal-finance-more 2019-12-1600 min
The Career ButterflyLet's Talk $$! 4 Tools Every Family Needs in Their Safety NetNo one likes to talk about the protection side of money, but what if taking care of those issues upfront left you free to ENJOY your money? Today's guest Jenifer Sapel believes in protecting your money first to allow you to enjoy it. She even named her company, Utor Wealth, after the Latin word for enjoy! It wasn't always this way for Jenifer. Her earliest memories of money were based in fear, anxiety, and scarcity. The phrase she heard most often as a child related to money was "We can't afford it." Determined to forge...2019-07-0154 min