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Jessica Inskip And Jessie DeNuit

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Market MakeHer PodcastMarket MakeHer Podcast100: History That Haunts, Lessons We Learned: 100 Years of Market Wisdom 👻Hi Money Coven — it’s Jessie 💜 This isn’t just any episode… it’s our 100th episode! And to celebrate, we’re doing what we do best: learning from the past so we can invest smarter in the future.In this episode, Jess and I take you on a tour through the most pivotal stock market moments of the last 100 years to see what we can learn from each jump scare. 😱 From the Great Depression to the COVID crash, we break down what happened, why it mattered, and how each event changed the rules for investors like...2025-08-0136 minMarket MakeHer PodcastMarket MakeHer Podcast99. Q&A: Trading Fear, Rookie Mistakes & 401K + Roth AccountsIf you’re still early on in your investing journey, you may have some questions like: “What if I’m totally wrong and lose money?” or “Am I even using my 401(k) and Roth the right way?” Some of you had those exact questions and wrote in asking for answers. In this episode, Jess and Jessie answer your top investing questions—from the biggest mistakes beginners make (guilty 😅), to handling fear when you’re in a trade, to how retirement accounts actually work. Whether you're just starting out or just want a fresh perspective on the basics, this ep...2025-07-2533 minMarket MakeHer PodcastMarket MakeHer Podcast98. Reading The Yield Curve Like a Crystal Ball for the EconomyEver hear someone say “the yield curve is inverted,” but have no idea what that means? Or people talking about the “10-year” yields and not knowing why that matters? Or what "bond prices and yields have an inverse relationship" means?? Saaaaammmeeee.In this episode, we’re definitely getting a bit more advanced, but it’s important to grasp these concepts as best as you can, because it will really help you understand how the economy, monetary policy, and what’s happening in the world - really does affect how our money makes money. Today we are FULLY breaking down...2025-07-1846 minMarket MakeHer PodcastMarket MakeHer Podcast97. Part 2: Investing Jargon DemystifiedThe investing world has a lot of jargon. It can sometimes seem like another language. But it’s not hard to learn, you just need the right teacher to teach you the terms in the right order. Because just like your money compounds with interest, so does your investing knowledge. ;)Check out Part 1 of Investing Jargon (episode 33 or 94) where we covered the first 19 terms that build upon each other. For example, you have to know what capital is before you understand “capital appreciation” or how a stock is defined before you understand stock exchange and stock market. In thi...2025-07-1129 minMarket MakeHer PodcastMarket MakeHer Podcast96. Top-Down Investing Framework: Time to Zoom OutHas anyone ever told you a “hot tip” about a stock to buy? Or do you see suggestions about sectors ETFs to invest in right now on TV or social media because it’s a good time to invest in “xyz industry” for “___” reason? We’re going to learn how to zoom out, look at all the factors, and actually figure out if a company or industry is a good investment for our individual investing styles. This week, Jess Inskip teaches me, Jessie DeNuit, (and all of you 😉) about “top-down investing,” a strategy that starts with the economy and works its w...2025-07-0432 minMarket MakeHer PodcastMarket MakeHer Podcast95. Dividend Investing: Not Just for RetireesWhat are dividend stocks and how do they work for you in your investing portfolio? Maybe you already know what a dividend is, but do you know how to actually use that knowledge to build a better portfolio? In this episode, Jess Inskip (the investing expert) breaks down dividend investing in a way that finally made it click for me (Jessie DeNuit - the novice). We’re not just learning what dividends are, but how they can support different investing goals.We talk about:How dividend stocks differ from growth stocksWhat makes a...2025-06-2726 minMarket MakeHer PodcastMarket MakeHer Podcast94. It’s in the Name – Investing Jargon That Actually Makes Sense (Replay)Sometimes, the smartest move you can make is going back to the basics. After 33 episodes of learning this language, I realized something: investing terms aren’t just jargon—they’re building blocks. Terms compound, just like your money should!And when you understand them in the right order, everything clicks. That’s why we’re replaying this episode. Jess walks me through essential concepts like capital, stocks, IPOs, mutual funds, ETFs, market cap, dividends, and more, layered in a way that makes the market make actual sense. Whether you're just starting out or need a refresher, thi...2025-06-2025 minMarket MakeHer PodcastMarket MakeHer Podcast93. Fed Deep Dive, Part 4: The Price of a Political Fed and the Volcker Wake-Up CallThis is the era where the Fed found its backbone...and yeah, it was messy.We start with how the Fed pegged interest rates during World War II to keep government borrowing cheap, which meant it couldn’t raise rates, even as inflation hit 20% in 1947. Yeah… not ideal. That moment of tension led to the 1951 Treasury-Fed Accord, where the Fed basically said, “We need boundaries.” And just like that, monetary policy and politics went on a much-needed break.But the real story relevant to today? The 1970s. Enter: stagflation... a nightmare mix of high inflation and high unemploym...2025-06-1336 minMarket MakeHer PodcastMarket MakeHer Podcast92. Fed Deep Dive, Part 3: The Fed’s Origin Story—from Reaction to ResponsibilityBefore the Fed existed, J.P. Morgan literally had to bail out the banking system. That’s when the U.S. realized depending on wealthy individuals to prevent financial collapse wasn’t sustainable—and the Federal Reserve was born.In this episode, I (Jessie!) try to wrap my head around how the Fed went from an emergency backstop in 1913 to one of the most powerful institutions in the world. Jess helps me trace the Fed’s messy glow-up: from freezing during the Great Depression to gaining real tools and some independence after World War II.Here’s w...2025-06-0638 minMarket MakeHer PodcastMarket MakeHer Podcast91. Listener Q&A: The Taco Trade, Stock Analysis, and Money Market FundsIn this episode of Market MakeHer, we’re answering your questions and breaking them down in a way that actually makes sense. Questions we answered:– What the Taco Trade is (yes, it involves tariffs, chicken, and market moves)– How to figure out if a stock is “good”, including forward P/E ratios, earnings growth expectations, and analyst reports– The difference between High-Yield Savings Accounts and Money Market Funds, and how rising or falling interest rates impact both✨ Want more? Check out these past episodes we mentioned:🎧 What Is a P/E Ratio?🎧 How to Analyze a StockAnd do...2025-05-3024 minMarket MakeHer PodcastMarket MakeHer Podcast90. How To Choose a Brokerage Firm and Open an AccountChoosing the best brokerage firm for your investing needs might seem overwhelming, but we're here to help! Most brokerage firms now offer $0 account minimums and commission-free trades. That’s the standard, not the standout.These brokerage firms really compete in their tools, features, and support. That’s where your needs come into play.Your life will change. Maybe you’ll buy a home, get divorced, get married, start a business, have a baby, switch careers, or start planning for a big goal like retirement or a dream vacation. Your brokerage should grow with you.2025-05-2347 minMarket MakeHer PodcastMarket MakeHer Podcast89. Replay: The Fed Talks, the Market Decides—How Rates Really Get SetIf you have debt or you have money, you’re in the credit market, whether you realize it or not. It’s the largest market in the world, and it impacts everything from your mortgage and auto loan to the savings account you earn interest on. Understanding how it works can help you make smarter decisions about when to refinance, borrow, or invest.Think the Fed controls your mortgage or car loan rate? Not exactly. In this replay, we unpack the real power player...the credit market. From the shape of the yield curve to trillions in gove...2025-05-1631 minMarket MakeHer PodcastMarket MakeHer Podcast88. Replay: The Stock Market’s 11 Sectors and When They Shine (or Struggle)Let’s break down how sector investing works—because sometimes, the easiest way to give your money a job is by starting with an entire sector instead of picking just one company.In this episode, we explain the 11 sectors of the stock market using something called GICS—the Global Industry Classification Standard (sounds fancy, but we’ll make it make sense). You’ll learn the difference between cyclical sectors that thrive when the economy is booming (think financials, tech, consumer discretionary) and defensive sectors that hold strong even when times get tough (like healthcare, utilities, and consumer staples)....2025-05-0933 minMarket MakeHer PodcastMarket MakeHer Podcast87. What Is P/E Ratio? Learn how to valuate a stock (Replay)How do you know if a stock is "on sale" or overpriced? It's time for a math refresher! In this replay of Market MakeHer podcast episode 59, we learn all about stock valuation and how to look at the price-to-earnings (p/e) ratio to make informed investing decisions. (We mentioned some stocks and referred to how they were performing back in October 2024 - FYI!)   🔮 P/E Ratio Demystified"P/E ratio is just the price divided by earnings." We teach you the math and give you real examples to make it make se...2025-05-0231 minMarket MakeHer PodcastMarket MakeHer Podcast86. From Transitory to Tightening & Tariffs - Oh My! (Fed Deep Dive Pt. 2)In Part 2 of our mini-series on “The Federal Reserve aka The Fed,” we break down how the Fed responded to inflation, why they waited so long, and how their decisions affected everything—from interest rates and mortgage costs to job markets and financial markets. This was one of the fastest rate hike cycles in history! It was the result of a tricky balancing act between fighting inflation and protecting the recovering economy. By the way, Fed Powell referred to Tariffs as transitory again recently, and this has actually happened before - that’s why the Fed chooses his words very wis...2025-04-2529 minMarket MakeHer PodcastMarket MakeHer Podcast85. Q2 Market Outlook & Goal Setting with the S-M-I-L-E Framework🎯 Grab the free bingo card link here and play along with us!We're hitting pause to reflect, reset, and re-energize for the new quarter — both in the stock market and in our personal growth.We revisit the goals we set with our signature S-M-I-L-E bingo card (yes, “Embrace the Chaos” really delivered last quarter), then break down what actually happened in the markets, including how tariff talk, falling confidence, and a shift in market leadership are shaping Q2.We discuss:What the market’s cautious tone means for investorsWhy the Magnificent 7 stocks are losing st...2025-04-1837 minMarket MakeHer PodcastMarket MakeHer Podcast84. Remix: When Yields Speak Louder Than HeadlinesLately, the market’s been moving over 1,000 points a day. We call this volatility fueled by uncertainty. We’ve been talking about falling yields, rising rates, and now tariffs are back in the headlines… but what if the real story is in the credit market?In this episode, we’re replaying one of our favorite breakdowns: bond vigilantes — who they are, how they got their name, and the role they’ve played in shaping market history. And with everything happening right now, it’s more relevant than ever.We walk through what’s going on with the 10-year Tre...2025-04-1132 minMarket MakeHer PodcastMarket MakeHer Podcast83. How Tariffs Actually Impact the MarketsIs the market Tariff-ied? 🙃  You voted, we delivered — and barely slept. In this episode, we interrupt our regularly scheduled Fed deep dive to break down the 2025 Trump tariffs shock and what it means for your portfolio. It's a tug-of-trade-war and self-directed investors shouldn't try to time the markets, but should be informed, prepared, and diversified. You’ll learn what tariffs are, how these sweeping new tariffs are fueling inflation and shaking up the job market while putting the Fed in an impossible bind. We’ll walk you through the ripple effects on the U.S. dollar, Tre...2025-04-0437 minMarket MakeHer PodcastMarket MakeHer Podcast82. Wait…That’s What Caused Inflation? The Fed Pt. 1If you’ve been hearing about inflation but aren’t totally sure what it means—or why everything suddenly got more expensive after the pandemic—this episode is for you.We break down what inflation actually is and explain the real reasons prices went up: broken supply chains, government stimulus checks, rising wages, and energy shocks. It wasn’t just one thing—it was everything, all at once. But here’s why this matters now: Fed Chair Jerome Powell is bringing back the word “transitory” to describe inflation again—this time because of tariffs. We explain what that word me...2025-03-2835 minMarket MakeHer PodcastMarket MakeHer Podcast81. Corrections, Bear Markets & the Sentiment Disconnect: Are We Headed for a Lost Decade?In this episode, we’re diving into one of the most important (and misunderstood) topics in the stock market: what happens when things start to go south. We break down corrections, bear markets, and recessions—and how to tell the difference between them—while also exploring whether we could be on the verge of another "lost decade" for investors.We also take a closer look at the current disconnect between how people feel about the economy (sentiment) and what the numbers are actually showing. From cautious consumers and rising savings rates to record-high household debt and steady earnin...2025-03-2133 minMarket MakeHer PodcastMarket MakeHer Podcast80. What A Recession Is and How the Business Cycle Informs Us🚨 Recession Watch: What’s Happening in the Markets? 🚨Major banks are raising red flags about a potential recession, pointing to uncertainty around trade, tariffs, and inflation. If there’s one thing the market hates, it’s uncertainty—it fuels volatility.As of March 13, 2025, the S&P 500 has officially entered correction territory, meaning it has dropped 10% from its recent highs. Corrections like this are a normal part of market cycles.🔍 Looking Back:This episode was recorded on September 6, 2024. Back then, the S&P 500 was at the same levels we saw in late August/early...2025-03-1429 minMarket MakeHer PodcastMarket MakeHer Podcast79. Investing Basics: Compound Interest, Dollar Cost Averaging, Money MindsetWhere to begin when you're new to investing? We are getting back-to-basics with some Investing 101 and money psychology in this episode. We'll discuss what first-time self-directed investors need to know to get started on your investing journey and good concepts for all investors to think about in their investing strategy...along with some important jargony terms, defined, so that you don't get overwhelmed. Investing involves risk, but that doesn't mean you should be afraid to learn how to make your money make money! We can all do it. Your knowledge compounds just like your can and so...2025-03-0728 minMarket MakeHer PodcastMarket MakeHer Podcast78. Lessons from Warren Buffett’s Annual Letter to ShareholdersWe are diving into Warren Buffett’s latest shareholder letter for 2024—so you don’t have to! We’ll break down his biggest takeaways in plain English for you: why Berkshire Hathaway is sitting on a mountain of cash, what Buffett’s recent stock moves say about the market, and how his long-term investing mindset has helped him beat Wall Street for decades.Plus, we’ll talk about his bets on Japan, why he openly admits to making mistakes (unlike most CEOs), and what Berkshire’s future looks like as Greg Abel gets ready to take the reins. If you’...2025-03-0130 minMarket MakeHer PodcastMarket MakeHer Podcast77. Margin Trading & Investing ExplainedThis is an advanced episode, but also a very important episode to help you understand market mechanics and put another piece together in the stock market puzzle we are conquering - with education! We gave you a few replay episodes before this one to help you prepare for a heavy dose of knowledge, so buckle up, because we’re about to math real hard. What is Margin Trading or Investing?When you buy a stock on margin, you create the ability to borrow against those stocks. You are required to own a cer...2025-02-2143 minMarket MakeHer PodcastMarket MakeHer Podcast76. Replay: AI Power Grid Pressure: The Price/Energy RatioWe are revisiting Episode 42, originally aired July 26, 2024, where we look at how AI Power Grid Pressure can also be a headwind to consider in your long-term AI investing strategy. Start with our AI Portfolio and Investment Thesis discussed in ⁠Episode 21⁠ to understand the full AI investing picture.  According to our very own Jess Inskip, "The real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻) Most of us are invested in AI, whether we know it or not because the S&P 500 is mainly technology.How Much E...2025-02-1428 minMarket MakeHer PodcastMarket MakeHer Podcast75. $NVDA and the race to AGI: Your AI Investing UpdateY’all asked us for it, here’s your AI investing update! Yes, we’re talking current landscape of AI investments, AI agents and AGI, of course Nvidia (beyond chips), CapEx Surges, the critical game race, disruption (yes deepseek), earnings, headwinds and more! We always want you to stay informed and help make sure you’re "doing your homework” as we say. Remember, diversification mitigates risk. ;) ✨ AI Question to Ponder: The big players in the Artificial Intelligence game are spending money to buy shovels to dig gold…who is selling the shovels? 🔮 As always, we’ll define the jargon an...2025-02-0737 minMarket MakeHer PodcastMarket MakeHer Podcast74. Replay: Demystifying Stock Order Types in TradingThis episode was first released on June 24, 2024. We’re replaying it for you for a reason! Think of it as a review of some of last year’s material before we get into all the investing topics we’re going to cover this year. 👩🏼‍🏫👩🏻‍🏫We share our screen and actually show you how to place different order types at a brokerage firm - you can watch on Spotify or YouTube!—------------------------------------------------------------------------------There are so many different ways to buy and sell securities in your brokerage account. What does Bid and Ask mean? What is Stop and Limit Order? What are mark...2025-01-3135 minMarket MakeHer PodcastMarket MakeHer Podcast73. Replay: Understanding Your Risk Tolerance with the Risk Pyramid*previously recorded on 03/15/24, but still relevant* Last week we talked about creating quarterly financial goals with a fun activity, and we thought it would be a good time to also revisit your risk tolerance with this episode we did on the “risk pyramid.”At the time of recording, The Fed still didn’t cut interest rates, but projected they would 3 times, so it was a great time to lock in the higher rates that we saw in fixed income securities (bonds, etc) up until several months ago. Did you notice your HYSA intere...2025-01-2429 minMarket MakeHer PodcastMarket MakeHer Podcast72. S.M.I.L.E. Your Way Through Personal Financial Planning - Gamified!It's the beginning of the year, which means it's time to reset those financial goals, but we're making it more attainable (and fun!) by breaking it all down into a quarterly game. If you happen to have ADHD like us, your brain will thank us. 🧠🔗 Free S.M.I.L.E. Card DownloadThis isn’t your typical budget/save/invest talk. In this episode, we kick off our brand-new quarterly financial planning series (name pending, suggestions welcome) with a SMILE—literally. 😁 You’ll learn why quarterly planning is a game-changer for your finances, how t...2025-01-1733 minMarket MakeHer PodcastMarket MakeHer Podcast71. TikTok Ban Implications on the Creator Economy and the Stock Market👋 Have you ever thought about what would happen if TikTok got banned in the U.S. to the stock market or even the impact on the labor market? It’s a hot topic right now as the TikTok ban case is in front of the Supreme Court. In this episode of Market MakeHer, Jess and I are breaking it all down—from the impact on creators like me (and maybe you!) to the ripple effects on small businesses, the gig economy, the labor market and even the stock market. 📉Here’s what we’re diving into:✨ How TikTok accel...2025-01-1026 minMarket MakeHer PodcastMarket MakeHer Podcast70. 2025 Stock Market Expectations & Predictions: Infrastructure Investment, Tech Innovation & Fiscal Policy EffectsThis week, we’re diving into the key market themes of 2025—what’s shaping up to be a monumental year for self-directed investors. We’ll unpack the trends driving infrastructure investment, tariffs with a twist, deregulation fueling innovation, and the evolution of retail trading. This episode is packed with actionable insights to help you navigate 2025’s most important stock market predictions. From infrastructure to innovation, you’ll learn how these themes could shape your portfolio—and discover the questions you should ask as you plan your next investment moves. Jessica Inskip breaks it all down with her 15 ye...2025-01-0333 minMarket MakeHer PodcastMarket MakeHer Podcast69. Markets Wrapped: 2024 Stock Market ReviewCan you believe it’s already the end of 2024? What a year it’s been! In this episode of Market MakeHer, Jess and I look back at all the major events that shaped the stock market this year. From the AI led rally to the Fed finally cutting rates, we’re breaking it all down.—-----------------------------------------------------Here’s what we’re covering:How interest rates, inflation, and unemployment shaped the economy.The AI narrative and why big tech couldn’t carry the market alone.The best- and worst-performing sectors of the year (spoiler: Energy did not have its...2024-12-2721 minMarket MakeHer PodcastMarket MakeHer Podcast68. Remix: What Is the PCE Index & Why Does It Matter to Us?*This content was taken from Episode 35, which was originally recorded in May 2024, but has been edited to mainly focus on the important terms PCE, PPI & CPI to help put into context the new data we are seeing now in December 2024 and how it affects us as consumers, workers, and investors.*  —----------------------------------------------------- Looking for unbiased, curated financial insights delivered straight to your inbox? Subscribe to the 1440 Business & Finance Newsletter, our trusted sponsor, and elevate your financial literacy—it's free and bi-weekly! This ad is sponsored by 1440 Business and Finance. —----------------------------------------------------- What Is...2024-12-2021 minMarket MakeHer PodcastMarket MakeHer Podcast67. Year-End Personal Finance Tips: Investing and Tax Deadlines, Reminders, and PlanningIt's the end of the year...what are we supposed to be doing with our finances? Allow your finance-sis to tell you. 😉We discuss essential year-end financial strategies, focusing on retirement account deadlines, tax optimization moves, charitable contributions, and even personal finance tips - for all ages and income levels. Be proactive with your financial planning to avoid penalties and maximize tax benefits. You’ll learn various year-end financial strategies, including: ​FSA and HSA Reminders​Income Deferral Strategies for Freelancers ​Employer-Related Benefits and Deadlines​529 Plans for the Kids​Tips for Reviewing Debt and Spending...2024-12-1330 minMarket MakeHer PodcastMarket MakeHer Podcast66. Insider Trading: Lessons from Martha (Stewart)What is insider trading and what can we learn from the highly-politicized Martha Stewart case regarding illegal insider trading? Find out on this episode of Market MakeHer. 😉   Illegal Insider Trading vs Legal Insider Trading Legal Insider Trading is when company insiders (e.g., executives, employees or majority shareholders) trade their company's stock while following rules and regulations. They must report their trades to the Securities and Exchange Commission (you can search the EDGAR database) to ensure transparency and fairness (we talk about conspiracy theories regarding how people like Jeff Bezos sell off a lot o...2024-12-0631 minMarket MakeHer PodcastMarket MakeHer Podcast65. Bond Vigilantes Are So BackWhat is a bond vigilante? The Batman of the bond market? Kinda. In the last episode, we learned the bond market is the most powerful and influential market. Bond vigilantes are big-time bond investors who can use the power of selling bonds to influence the market and protest against fiscal and monetary policy (basically, they try to put restraints on the government from over-spending and over-borrowing, especially when inflation is high). It has happened during Reagan’s term and throughout history, and it seems like they are back! What do bond vigilantes do? When bond vi...2024-11-2930 minMarket MakeHer PodcastMarket MakeHer Podcast64. How The Credit Market Influences Your Loan Interest RatesWhat is the credit market and how does it determine our loan interest rates? It’s actually the same thing as the bond market, and we consumers all participate in it. Join us as we delve into the intricacies of the credit market and how it influences interest rates across various financial products, including credit cards, auto loans, and mortgages.  We will also discuss the yield curve, the role of the Federal Reserve (aka The Fed), and how understanding these concepts can empower consumers to make informed financial decisions. The financial system is interconnected like a giant puz...2024-11-2231 minMarket MakeHer PodcastMarket MakeHer Podcast63. Elephant in the Stock Market: Trump Tariffs, Tax Cuts, & Immigration Policy ImplicationsNow that the U.S. election results are in, we’re discussing the “elephant in the room” - that is, the implications of potential Trump administration policies on the stock market. We’re focusing on tariffs, immigration, tax cuts, deregulation, and the Fed’s role. (Papa Powell was serving it neat at the latest FOMC meetings). How will these factors influence market dynamics, inflation, and economic growth? What does it all mean for self-directed investors?   We’ll also define what all these terms mean to help you stay aware of false claims you see on social media...2024-11-1535 minMarket MakeHer PodcastMarket MakeHer Podcast62. Demystifying Retirement Accounts: Traditional IRA, Roth IRA, Rollover IRA and SEP IRAToday we’re learning allllll about IRAs (individual retirement arrangements/accounts) including Roth IRAs, Traditional IRAs, Rollover IRAs and SEP IRAs. You’ll understand contribution limits, tax implications, and eligibility requirements for each account. As always, we aim to empower you with all the knowledge you need to make informed decisions for future you. This is not advice.     ✨Roth IRAs are best for you if you are in a lower income tax bracket and do not need a tax break, because you are taxed upfront, not later.  ✨Traditional IRAs are best for you if you do not qualify...2024-11-0840 minMarket MakeHer PodcastMarket MakeHer Podcast61. Stock Market MakeHER (p)Update: (11.04.24 AI Series - w/ our pups co-hosting)⁠Subscribe to our Weekly Stock Market Update Newsletter!⁠ This Week in the Stock Market: 11.04.24 In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. The hosts discuss key insights from the latest stock market trends, focusing on earnings season, economic indicators, and the contrasting performances of major companies like Amazon and Apple. They emphasize the importance of understanding market dynamics and the implications of Federal Reserve...2024-11-0412 minMarket MakeHer PodcastMarket MakeHer Podcast60. Replay: Order Routing, Market Makers, PFOF and Dark Pools ExplainedSince we recently learned about Stock Lending, Short Selling, P/E Ratio, and Stock Valuation in the last 2 episodes, we figured it's a good time to revisit our episode on Dark Pools, PFOF, Order Routing, and Market Makers (not to be confused with Market MakeHERS 😉). This also happens to be a Halloween episode from last year, so enjoy our costumes if you're watching the video podcast. 🎃🎃🎃 🔮 Replay of Episode 16 In this episode, Jess Inskip & Jessie DeNuit delve into the complexities of the stock market, focusing on key concepts such as market makers, the bid...2024-11-0127 minMarket MakeHer PodcastMarket MakeHer Podcast59. What Is P/E Ratio and Stock Valuation?How do you know if a stock is "on sale" or expensive to buy right now? In this Market MakeHer podcast episode, we'll learn all about stock valuation and how to look at the price-to-earnings ratio to make informed investing decisions.     We discuss how to determine if a stock is overpriced or underpriced, the significance of earnings potential, and the role of analysts in shaping market perceptions.   🔮 P/E Ratio Demystified"P/E ratio is just the price divided by earnings." We teach you the math and give you examples to make it make s...2024-10-2533 minMarket MakeHer PodcastMarket MakeHer Podcast58. What is Stock Lending?In this episode of the Market MakeHer podcast, we delve into the topic of stock lending, addressing a listener's question about whether retail investors should participate in this practice. We explain the mechanics of stock lending, its relationship with short selling, and the potential benefits and risks involved. The discussion also covers tax implications, ownership rights, and the impact of stock lending on market dynamics. Takeaways Stock lending allows investors to lend their shares to short sellers. Short selling involves selling borrowed stocks with the intent to buy...2024-10-1827 minMarket MakeHer PodcastMarket MakeHer Podcast57. Stock Market MakeHER Update: 10.14.24 (New AI Series)Subscribe to our Weekly Stock Market Update Newsletter! In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. The hosts delve into the current state of the stock market, focusing on earnings season and the importance of economic indicators. They discuss the concept of market broadening, highlighting the need for growth across various sectors rather than relying solely on major tech companies. The conversation...2024-10-1416 minMarket MakeHer PodcastMarket MakeHer Podcast56. How to Construct & Manage an Investment PortfolioWhat Is Portfolio Management and Asset Allocation? Put On Your Construction Hats.  So you started investing in the stock market, now what? Want to learn how to construct an investment portfolio or manage your retirement portfolio? In this episode of Market MakeHer, hosts Jess Inskip and Jessie DeNuit delve into the intricacies of portfolio management and investment strategies. They discuss the importance of constructing a well-diversified portfolio, understanding personal financial goals, and defining risk tolerance. The conversation emphasizes the need for regular rebalancing and adapting to market changes, while also highlighting the role in using analyst recommendations o...2024-10-1133 minMarket MakeHer PodcastMarket MakeHer Podcast55. Replay: How did the Stock Market Perform Under Biden vs. Trump?[This episode was originally recorded on July 05, 2024, before Biden dropped out of the Presidential Election Race. We examined historical data, facts, and statistics of what happens to the stock market when there is a Republican vs Democrat as President of the U.S.] During election years, the stock market tends to experience increased volatility due to the uncertainty surrounding the outcome. However, historical data shows that the stock market performance during election years does not significantly differ from other years. The median annualized return for the stock market since the 1900s is 7.7%. The performance of...2024-10-0429 minMarket MakeHer PodcastMarket MakeHer Podcast54. How to Find Investment Sector OpportunitiesIt's time to give your money a job, but if you can't decide on a company, you can start with a sector. GICS stands for the Global Industry Classification Standard and they set the classifications for the 11 sectors. 2 Types of Sectors: Cyclical sectors are sensitive to economic conditions. They do well when the economy is growing but can struggle during recessions. These sectors are more volatile, but high risk can also equal high reward. Defensive sectors are stable across all economic conditions because they provide essential goods and services that...2024-09-2733 minMarket MakeHer PodcastMarket MakeHer Podcast53. The Fed Cut Interest Rates: Prepare For Landing 🛬The Fed aka The Federal Reserve finally cut interest rates. Papa Powell (aka fed chair Jerome Powell) announced this week the federal funds rate is cut by 50 basis points (which means .50%). This might not seem like much to consumers like us, but cutting it by .50% in one meeting is actually a pretty big deal. Normally, everyone would flip out over something like this and wonder if it means we’re in a recession or about to be, but this time, EVERYONE was anticipating it and prepared for it. The stock market is actually at a high today. The S&P...2024-09-2030 minMarket MakeHer PodcastMarket MakeHer Podcast52. Introduction to BondsWhat Is A Bond? What Are The Different Types Of Bonds? How Do You Buy Bonds?We delve into the world of bonds, discussing their significance in the financial market, the mechanics of how they work, and the various types of bonds available for investment. Explore the relationship between interest rates and bond prices, the importance of credit ratings, and the risks associated with bond investments. We also cover municipal bonds and how to invest in bonds through direct purchases or funds. This is an educational guide to help you understand bonds and their role in investment portfolios (not...2024-09-1332 minMarket MakeHer PodcastMarket MakeHer Podcast51. What is the Business Cycle? Why Does it Matter NOW?We are revisiting the business cycle and how it relates to the menstrual cycle, much like we did in ⁠Episode 13⁠ on Recessions, but we compare the phases in each cycle, side-by-side this time and break it down further.   What Is The Business Cycle? The Business Cycle is Periods of economic expansion and contraction based on the 3-Ds we discussed last time: depth (how bad is it?), diffusion (how widespread?), and duration (how long?) of a broad range of economic indicators.  The periods of expansion and contraction begin and end with what is cal...2024-09-0635 minMarket MakeHer PodcastMarket MakeHer Podcast50. SMU: NVDA Earnings, Market Participation & Fed ExpectationsStock Market Update (SMU) Let's discuss and demystify the recent volatility in the stock market, NVDA earnings, Jackson Hole highlights including rate cuts, and the dreaded "R" word (recession). 🔮 "If the Mag 7 is coming down, and the other 493 are participating, that is a recipe for sideways action." ~Jess Inskip Who Are The Magnificent 7? ⁠Alphabet⁠ (GOOGL; GOOG), ⁠Amazon⁠ (AMZN), ⁠Apple⁠ (AAPL), ⁠Meta Platforms⁠ (META), ⁠Microsoft⁠ (MSFT), ⁠NVIDIA⁠ (NVDA), and ⁠Tesla⁠ (TSLA) NVDA is the Taylor Swift of the Stock Market 🤡 Nvidia surpassed earnings, but saw...2024-08-3035 minMarket MakeHer PodcastMarket MakeHer Podcast49. Better w/ My Finance-Sis, Pt 2: FundsContinuing our "Better with my Finance-Sis" Mini-Series, in part 2 we talk all about Funds! But not just the different types of investment funds, also the difference between Passive and Active Funds. Passive Funds vs Active Funds What is a passive fund? Passive funds usually have lower expense ratios, with a more simplified investment strategy and less involvement of fund managers (or they can also be managed by computers).  They do still follow a benchmark and aim to deliver returns with that benchmark, and are still subject to 2 important items w...2024-08-2335 minMarket MakeHer PodcastMarket MakeHer Podcast48. Better W/ My Finance-Sis Mini-Series, Pt. 1: Stock Market Essentials🔮 Introducing a new mini-series with our Gen Z "finance-sis" Jacey Saige. It's Jessie DeNuit's turn to teach how the stock market works while Jessica Inskip makes sure she's not leading Jacey astray. In part 1, we talk about why we invest and try to simplify how the stock market works, as best as possible without too many tangents. 🙃 ✨ Follow Jacey on ⁠TikTok⁠ and ⁠Instagram⁠ ✨ Still Have More Questions or a Comment?  🙋🏾‍♀️🙋🏻🙋🏼‍♀️🙋🏽‍♂️🙋Holla @ us on: ⁠Market MakeHer ⁠⁠website⁠⁠⁠ Get Your Free eBook: The Stock Market Explained Subscribe to Our Newsletter Email jessica@marketmake...2024-08-1637 minMarket MakeHer PodcastMarket MakeHer Podcast47. The Recipe for a Market Sell-Off: Carry Trade, SAHM Rule, Recession FearThe stock market has been having quite the week since our last episode on the Fed’s decision to NOT do a rate cut and the resulting effects of the not-so-great unemployment numbers that came out last Friday. Recipe for disaster? Is the stock market crashing? Why was there a sell-off and what is a market sell-off? And is this a good time for us self-directed investors to invest more, like, is the stock market on sale? What were the sell-off ingredients?  The Carry Trade (Yen Got Stronger) The Sahm Rule (Recession Ind...2024-08-0929 minMarket MakeHer PodcastMarket MakeHer Podcast46. Fed Update: What is Event Risk? Could it Trigger a Sell-Off?We recorded this on 08/01/2024, knowing that unemployment numbers will not drop until this podcast airs on 08/02/2024, and that might also change so keep that in mind. **Employment Report Update from Jess** Fed's View on Labor Market: Fed Chair Jerome Powell stated that the changes in the labor market are "broadly consistent with a normalization process." However, policymakers are closely watching for signs of deeper issues. Unemployment Report Highlights: Unemployment Rate: Jumped to 4.3% in July, the highest in nearly three years. Hiring Slowdown: Significant reduction in hiring activities. Concerns: Increased fears of a...2024-08-0229 minMarket MakeHer PodcastMarket MakeHer Podcast45. What is Market Breadth & Concentration Risk? Why Should YOU Care?Inflation is at an all-time high and so is the stock market. This is a tale of two markets. How is the S&P 500 making record highs when so many Americans are living paycheck to paycheck? We're going to break it all down. What's happening in the stock market, what the S&P 500 actually is, what market breadth and concentration risk means and why it all matters to you! We also discuss small-cap, mid-cap, large-cap, and even mega-cap companies in your portfolio, briefly, because the small-cap companies are starting to come up. This one is a little...2024-07-2630 minMarket MakeHer PodcastMarket MakeHer Podcast44. Replay: Where to invest first in your personal finance journeyLet's refresh and re-assess our financial planning goals for our future selves. You've budgeted, you've saved, you've looked at what you've got going on in your spending and bills and what you have left over - what do you do with that extra money? (Invest it, of course 👻) *this is educational info, not advice - personal finance is personal, duh, and we don't know you're unique situation* We're replaying our budgeting, savings, and investing episode because it's that time of year to assess your finances again and we're looking at our own fin...2024-07-1933 minMarket MakeHer PodcastMarket MakeHer Podcast43. Stock Market During Election Years: We're Not Getting Political, But Is The Market?How Does The Stock Market Perform During an Election Year? We are not getting political in this episode -- however, we are on a fact finding mission to understand if the stock market is. Let your fin-mom and fin-auntie break it down for you. 😉🔮 Does the U.S. Presidential election affect the stock market? Does the political party of the elected leader make a difference? Let's discuss, shallllll we? We're going to look at historical data going back to 1900 under each party and even drill down to the sectors. Seasonality Happen...2024-07-0529 minMarket MakeHer PodcastMarket MakeHer Podcast42. AI Under Power Grid Pressure: The Price to Energy Ratio RiskIn this episode we re-visit our AI Portfolio and Investment Thesis that we discussed back in Episode 21, but with a new emerging headwind. According to our very own Jess Inskip, "the real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻) AI Investing Most of us are invested in AI, whether we know it or not, because the S&P 500 is mainly technology, and according to Yahoo Finance the S&P 500 is 31% technology, with  29.5% of that being only 7 stocks! (The Mag 7 or Magnific...2024-06-2828 minMarket MakeHer PodcastMarket MakeHer Podcast41. Stock Order Types: Demystifying The Ways to Trade SecuritiesThere are so many different ways to buy and sell securities in your brokerage account. In this episode, we'll go over many of the different order types you may see in your brokerage account when you go to buy or sell a stock, or any securities. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Order Types are there and what is the difference? This is your ‘set it and forget it” overview of order types for trading securities through your brokerage firm. 2024-06-2135 minMarket MakeHer PodcastMarket MakeHer Podcast40. Preparing for Rate Cuts: What are Bond Funds?What Is The Bond Market and What Are Bond ETFs? CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Interest rates for things like home loans get lower, but that means those high yield savings account rates also get lower. So where do you stash your cash and still get th...2024-06-1428 minMarket MakeHer PodcastMarket MakeHer Podcast39. What is a Stock Split? (looking at the Nvidia stock split 👀)Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split? A type of corporate action that changes the cost of a stock. Forward split - When a company increases the outstanding shares by issuing new shares to split up the value of each new share. NVDA di...2024-06-0727 minMarket MakeHer PodcastMarket MakeHer Podcast38. What is a Short Squeeze? (Talking About Meme Stocks, Hedge Funds & Market Mechanics)Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all). We also learn about hedge funds, meme stocks, market makers and the roles played in making money off shorting stocks (or squeezing out the shorters). Check out our episode on Dark Pools for more background. We also very briefly discuss Options! Hedge funds are regulated and here's the link we...2024-05-3134 minMarket MakeHer PodcastMarket MakeHer Podcast37. Finding AI Stock Investing Ideas with Jacey SaigeThis week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5% is NVDA. Which means the AI narrative matters because of how we define the market. NVDA is about duration and demand pull for AI. NVDA reports after the hyperscalers: (GOOGL, META, AMZN, MSFT). 2024-05-2433 minMarket MakeHer PodcastMarket MakeHer Podcast36. Refresher: We are Paying Attention to Bonds AgainThe bond market has always been relevant, but it hasn't mattered as much since the Great Financial Crisis (GFC) - that's when the housing market collapsed in 2008. When we have a financial crisis, there is a fiscal policy response and monetary policy response to stimulate the economy. Right now we are in restrictive fed territory, they have raised rates to levels not seen since the GFC. Now the big market question is: when will they lower rates? If they do it too soon, it will reignite inflation, too late, it will tip us into a recession. The Fed's action...2024-05-1728 minMarket MakeHer PodcastMarket MakeHer Podcast35. What Is CPI, PPI & PCE Price Index (Indices) in Fed Speak - DecodedCome with us as we leap through the gallows and levitate down WallStreet. 🔮 Today we're discussing the most recent FOMC Press Conference led by the Hawkish Fed Chairman, Jerome Powell, and what it all means when he talks about the CPI & PCE Price Index. There's also a quick SMU (stock market update). New Vocabulary Word: Tapering Tapering is a monetary policy used by the Federal Reserve to phase out or reduce the number of assets purchased each month. Listen for more info. Inflation Is Still Too High, When Are Interest Rates Getting Cut? ...2024-05-1032 minMarket MakeHer PodcastMarket MakeHer Podcast34. Investing Jargon, Demystified 🔮✨ The Top 20 Terms You Need to Know - In OrderThere's a loooot of jargon in the financial world. And it can seem overwhelming or like it's a language that was intentionally made to keep you in the dark, but Jess has been shining light on all this lingo since the beginning, and we've realized the jargon is actually pretty easy to grasp once it's explained to you in a logical, compounding way. Compounding Knowledge 🧠✨ Just like your money compounds with interest, your investing knowledge compounds by starting off with the basic terms and building upon them. We'll take you through about 20 terms today (and we'll...2024-04-2626 minMarket MakeHer PodcastMarket MakeHer Podcast33. Current State of the Stock Market + Q&A (Pt. 2)Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter. Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings! But First, A Quick SMU! We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're on has been a bit of a dooziie this past week - what's happening? Remember, we're buckled in for the ups and downs! You know Jess is...2024-04-1929 minMarket MakeHer PodcastMarket MakeHer Podcast32. Q&A: Answering All YOUR Questions (keep 'em coming)We're back, we had to take a week off because, if you didn't know, Jess is the sun and Jessie is the moon - we had to eclipse. 🌚🌞 First, a quick market update for April 11, 2024 about CPI and PPI! Then we get to allllll your questions, yes, even questions from our very early episodes (told ya we'd get to them eventually 😅). Questions we answer in this episode: @lukodaian asked - can you please explain Dow [indice] points, S&P 500 points, and how they are calculated? what does it really mean? @beyza asked a questio...2024-04-1224 minMarket MakeHer PodcastMarket MakeHer Podcast31. Edu-action: How To Build a Brokerage CD LadderIn the last episode (Ep. 30) of the Market MakeHer Podcast, we discussed how “The Fed” projects to cut interest rates 3 times by end of year. Hopefully, this means lower inflation, but it also means lower interest rates on your High Yield Savings Accounts as well. Where can we stash our cash with higher interest rates for longer? Brokerage CDs! One option is Brokerage CDs (certificate of deposit). This option is good especially if you have a very low risk tolerance and want to do something more than a HYSA that is a tad bit h...2024-03-2936 minMarket MakeHer PodcastMarket MakeHer Podcast30. FOMC Meeting, Interest Rate Cuts & Inflation (aka Jess Watched The Fed Press Conference So You Don't Have To)The FOMC (aka "The Fed" aka The Federal Reserve) had a press conference on March 20, 2024 where they talked about federal reserve rates remaining unchanged, but there's 3 projected interest rate cuts by end of year. What does this mean for our High Yield Savings Accounts interest rates, mortgages, credit cards, loans, and the economy? What's going on with unemployment and inflation? What are balance sheets and what is this balancing act that The Fed is responsible for? Is good news good news? Or is good news bad news? Or is bad news good news? (i.e. is...2024-03-2235 minMarket MakeHer PodcastMarket MakeHer Podcast29. Investment Risk Tolerance, HYSA Interest Rates and Fed Balancing ActWhat's your investment risk tolerance? (check out the risk pyramid below) How are you diversifying your investments in your portfolio? Are the interest rates on our high yield savings account coming down? What should we do with our cash to make sure it's out-pacing inflation? Figure Out Your Risk Tolerance There are lots of quizzes you can do at your brokerage firm or even government sites that help you figure out your risk tolerance for your personal situation. The higher the risk the higher...2024-03-1533 minMarket MakeHer PodcastMarket MakeHer Podcast28. $AAPL Stock Impacts & Tools to Compare ETFs ($VOO vs $VTI)Let's talk about what's going on with the $AAPL stock and also learn how to compare ETFs, like $VTI vs $VOO, with a tool! You'll want to watch the video about 10 minutes in, but if you can't watch it, we do describe everything we're analyzing. $AAPL Stock Is Down, But The Market Is Up? We know that Apple is one of the biggest stocks or companies in the S&P 500, which is the index we use to measure the stock market (check out episode 2), so then how is $AAPL down 8% and the S&P 500 is...2024-03-0828 minMarket MakeHer PodcastMarket MakeHer Podcast27. Q&A Quickie: Investing at 40, Social Security and Money MindsetWe have a Market MakeHer short and sweet Q&A for you today regarding investing a little bit later. Question from listener @spacey on TikTok: Should I be worried if I haven't started investing yet and I'm approaching 40? Short Answer: No, but get started ASAP! Like we've said in previous episodes, time in the market is your best strategy. Cut down expenses and invest as much as you can (within reason). Social Security If you have been working, then you have social security. There's a...2024-03-0107 minMarket MakeHer PodcastMarket MakeHer Podcast26. Stock Market Update: Earnings Report Card, Nvidia Earnings, Sticky InflationIt's a Stock Market Tea Party, and you're invited! 🍵🍵 In our Feb. 2024 SMU, Jess serves Jessie the tea on the recent earnings season (the winners of positive earnings and growth in the market last quarter with many companies beating expectations) and they specifically focus on Nvidia's impressive earnings and its role in the AI industry. The hosts also discuss the performance of consumer staples and consumer discretionary sectors. They explore analyst price targets and valuation, as well as the potential for building an AI portfolio. Fina...2024-02-2333 minMarket MakeHer PodcastMarket MakeHer Podcast25. Q&A: Roth IRA 101, Backdoor Roth IRA Contributions, Lifestyle CreepQ&A from our listeners: How do I do a backdoor Roth IRA contribution or conversion? How do I rollover a 401k into an IRA? 🏘 Remember in Episode 12 how we used the "building your dreamhouse" analogy to explain how to invest in the stock market? Well remember that dreamhouse during this episode and the different rooms that are your retirements accounts, in this instance. 😉 We had a fantastic chat in our latest episode, sparked by a question from Hello2jojo on TikTok. They were curious about backdoor Roth IRA co...2024-02-1619 minMarket MakeHer PodcastMarket MakeHer Podcast24. Pay Yourself First (Saving, Budgeting, Investing)Do I add money to my emergency account before maxing out my IRA?  When do I put my funds into a taxable account?  What makes the most sense for ME?  In this episode, we cover the order of events of how to pay yourself -- and some of the nuances you may want to consider as you enter various life stages. This is not a one size fits all formula. We'll help you think through that! We do discuss the importance of budgeting and what happ...2024-02-0931 minMarket MakeHer PodcastMarket MakeHer Podcast23. The Stock Market Explained with ONLY Taylor Swift AnalogiesWelcome to Taylor's Version of the Stock Market. We're starting off Season 2 with a refreshed brand (check out our website to see the makeover) and we're also giving you a little refresher on how the stock market works - from a Swiftie's perspective. That's right, you guessed it, Jessica Inskip is unhinged with the Taylor Swift references once again, but Jessie DeNuit did promise Jess she could have an entire episode dedicated to the Swifties as a Yule present...now let's see if Jessie can Tolerate It. Come on down the rabbit hole with us...2024-02-0227 minMarket MakeHer PodcastMarket MakeHer Podcast22. Q&A: Can I Have Multiple Roth IRAs? Are There 401k Rollover to IRA Tax Implications?Questions on questions! We answer 3 questions from our listeners related to IRAs, 401ks, and taxes...and then Jessie asks additional questions - as usual. Question 1: How to figure out taxes when moving 401k into a rollover IRA? Question 2: Can you control how your employer 401k gets invested? (side note: you can borrow money from yourself!) Question 3: Can you have multiple IRAs? When moving a 401k into a rollover IRA, it is important to be aware of the tax implications. Consult IRS resources and...2023-12-1315 minMarket MakeHer PodcastMarket MakeHer Podcast20. Stock Market Update: The Bull Case for a Santa Claus RallyWhat's happening in the stock market today? We tell you all about it in Episode 20. Learn a bunch of new jargon that Jessie makes Jess define for us all as we discuss everything from what the Fed has done and earnings to whatever a "Santa Claus Rally" is... 🎅🏻🎅🏽🎅🏿🎅 Stock Market Update November 2023: Deflationary Environment Dovish Fed Seasonality Fall Harvesting (taxes) Resilient Consumer No Recession Called Bullish Santa Claus Rally AI Narrative (and a little drama) Q3 Earnings Deliver...2023-11-2823 minMarket MakeHer PodcastMarket MakeHer Podcast19. Q&A: Do I Need a Financial Advisor?Introducing our newest segment where Jess answers your questions and Jessie asks even more questions. Questions on questions. 🙋🏻‍♀️🙋🏾🙋🏼‍♀️🙋🙋🏾‍♀️🙋🏻 Today’s question comes from @kristinabrown86 “Do I need an investment advisor? I know they take a percentage of earnings so I have been hesitant and am trying to learn on my own. Am I the only mid-30s single woman without one?” 🤔🧠⚡️ We talk about financial advisors, robo-advisors, wealth management and if any of these make sense for the self-directed investor (think: skill, will, time). 🎧💰✨ Tune in to this short and informative bonus content and feel free to submit your...2023-11-2211 minMarket MakeHer PodcastMarket MakeHer Podcast18. Understand The Yield Curve, Treasury Bonds, and Stock Market ImpactsToday we're talking bonds, Treasury Bonds, that is. 🍸 Along with yields, impacts on the market, and how the US always pays its debts 🦁😏 🤨 What exactly is the yield curve and what does an inverted yield curve mean? We're going to learn how to use this as a scrying tool to predict the future in terms of interest rate changes and economic activity. Let's demystify the fixed-income security market (did you know there is not just a stock market, but also a bond market?) and learn about the US department of the treasury and how they iss...2023-11-0926 minMarket MakeHer PodcastMarket MakeHer Podcast17. What We Can Learn from Gen Z Investing Featuring Mary EspositoIn 2022, a whopping 43% of retail accounts were opened by investors aged 18-35, reshaping the financial landscape. This surge in interest led to a rise in High-Yield Savings Accounts (HYSA) and Money Markets, which thrive in high-interest environments. The growing trend of financial literacy among Gen Z, has paved the way for better expense management and savings practices. The outcome? A resilient consumer base and a new market dynamic that's puzzling Wall Street.Our special guest for this episode is Gen Z investor Mary Esposito, also known as @moneywithmary on TikTok and @moneywithmary1 on Instagram. She's...2023-11-0126 minMarket MakeHer PodcastMarket MakeHer Podcast16. What Are Dark Pools, PFOF & Market Makers?You've heard of Market MakeHER, but did you know there is an actual market maker job - the people who make the market? Have you heard about dark pools and do you know how payment for order flow works? We're going to learn about all of that, NBBO, the bid and ask, and more, in this episode. 🙋🏻‍♀️🙋🏾🙋🏼‍♀️🙋🏽‍♀️ Feel free to ask us any questions you still have about what we covered today, and don't forget to check out the episode equity on the most recent episode page of www.marketmakeherpodcast.com✨Signal Award 2023 Gold Winner ✨2023-10-1828 minMarket MakeHer PodcastMarket MakeHer Podcast15. What's Going on with Inflation? (Inflation Explained)Let's talk about the inflation situation. What is inflation? What causes inflation? And why we invest in the stock market (hint hint: to outpace inflation). Is Inflation Going Down?Inflation was 8.9% in the summer of 2022, and even though it's currently around 3.7% as of September 2023, we are still feeling the lag effects. The memes talking about the struggles a lot of us are facing are plentiful! There's definitely a trickle effect happening. Different Theories and Measurements We talk about CPI, PPI, Cost Push Theory, Demand Pull Theory, Built...2023-10-0428 minMarket MakeHer PodcastMarket MakeHer Podcast14. How to Analyze a Stock for BeginnersHow do you determine if a stock is a potential good buy for your portfolio? Today we're going to teach you, well, Jess Inskip is going to teach Jessie DeNuit and Jessie is going to ask alllll the questions along the way to make sure we can all understand the analysis and the jargon! Think of this as a beginners guide, because there is a lot more on the technical analysis side that we can get into in a future episode (let us know if you're into that), but for now, we'll go over the...2023-09-2025 minMarket MakeHer PodcastMarket MakeHer Podcast13. Are We In A Recession? What and WHO Defines a Recession?Do you know how to spot if we're in a recession?  We're back from a little break in our cycle, and speaking of cycles, in episode 13, we're talking about periods of economic growth and contraction and the turning points in the economy as defined by the NBER (National Bureau of Economic Research) - a non-profit and bi-partisan, private research organization. This is called the business cycle, and it's very similar to another kind of cycle you might be familiar with... "The business cycle is like a menstrual cycle, complex yet informative." ~JessIt's Just A Phase2023-09-1424 minMarket MakeHer PodcastMarket MakeHer Podcast12: How To Invest In The Stock Market (a step-by-step guide)Learn how to invest in the stock market right now! In episode 12, we teach you how to start building towards your future dreamhouse (financial goals) with a step-by-step guide. We see this question asked all the time, "how do I actually invest in the stock market?" and now that we've laid down a solid foundation of knowledge for you, we're ready to put "the how" into action!This is the episode you've been waiting for - let's start having our money make money with compound interest!Check out the Episode Equity on the Market MakeHer...2023-08-1625 minMarket MakeHer PodcastMarket MakeHer Podcast11. Stock Market Update: Earnings, Fitch Downgrade and SwiftenomicsWhat's happening in the stock market realm - August 2023 SMU edition. ⚡️ Do not worry, it's educational too. We discuss the most recent downgrade drama: the Fitch downgrade of US sovereign debt and its impact on the market. Explore key economic indicators like CPI, PPI, and Q2 earnings, delving into their implications for investors and shedding light on the evolving labor market landscape. And of course - Swiftenomics! We’re unraveling the mysteries of what’s happening in the economy with another stock market update ritual where we’ll break down the past and read the tea lea...2023-08-0923 minMarket MakeHer PodcastMarket MakeHer Podcast10. How to Read a Stock Quote🐰 Come back down the rabbit hole and find stock market wonderland with us as we uncover all the information and data points you're seeing when you search a stock ticker symbol and find the stock quote. It's easy to get lost in it, but we're here to guide you.  Are you ready for it? Jess and Jessie look up a stock on Google and then show what additional info is available when you also look up a stock via different brokerage firms. It hits different when you make sense of all of the data. Talk...2023-08-0219 minMarket MakeHer PodcastMarket MakeHer Podcast9. How To Choose a Brokerage Firm Featuring Stockbrokers.com's Blain ReinkensmeyerMarket MakeHer welcomes our very first guest on the podcast:  Blain Reinkensmeyer of Reink Media Group (RMG) and stockbrokers.com! In Episode 09, Blain tells us how we can choose the best brokerage firm for our individual, self-directed investing needs and how he uses an unbiased methodology to rate and review online stock brokers while putting "people first before profits." This gives StockBrokers.com the Market MakeHer seal of approval as a trusted resource for comparing stock brokers whenever you're in the market for a brokerage firm (and no, we are not sponsored by RMG 🤑).  We do share our s...2023-07-2524 minMarket MakeHer PodcastMarket MakeHer Podcast8. How To Write an Investment Thesis and Use a Stock Screener to Find IdeasLearn what an investment thesis is and why it’s good to have one before jumping on a stock buying bandwagon. We’ll also show you how to start finding ideas using your thesis with stock screeners (they're free)!Think about what you know is happening in the world or something anecdotal you saw on social media. For example, currently, we’re facing constrained labor supply,  issues with housing, and there’s an aging population leaving the  workforce - what are the sectors that are potentially going to solve these problems or see some gains from these events? Th...2023-07-1825 minMarket MakeHer PodcastMarket MakeHer Podcast7. For the Income Investors: What is a Preferred Stock?🐰 Follow us down the rabbit hole of Preferred Stocks and try to not get lost along the way (“I said in simple terms, Jess” 😄). Imagine, a common stock and a bond had a baby, but with the complications and nuances of a mutual fund, and you’ve got a preferred stock. 👶   Some things you’ll learn in this episode: Income Stock   Convertible Security  Fixed Income Security Par Value Bond Ratings Company Credit Scores “Preferential Treatment” A quick lesson on how Dividends pay out (maths)   Upcoming:Stay tuned to learn how to create your own investment thesis, so t...2023-07-1114 minMarket MakeHer PodcastMarket MakeHer Podcast6. Stock Market Update: Who Is "The Fed?" What's Happening w/Inflation and the Labor Market?What is the stock market doing today? What's going on with inflation? Learn this and more in our July 2023 "SMU." The stock market is all around you! We aren’t just talking about the current state of the stock market - we’re understanding how the things that are currently happening in the U.S. (and the world) affect the “forward-looking” value of stocks. We’ve been laying down the foundation of what the stock market is, and now, we’re going to talk about what the current state of the stock market...2023-07-0515 minMarket MakeHer PodcastMarket MakeHer Podcast5. Types of Brokerage Accounts and Tax DifferencesIn Episode 5 of the Market MakeHer Podcast, you’ll learn about the different brokerage account types and how you might be taxed on this kind of investment income. Yes, we’re talking about taxes, one of the two things in life you can’t avoid. 👻Don’t stress too much over taxes though, your brokerage firm is there to make it simple for you and will send you the appropriate form(s). We’ll break down how it all works and share other valuable information and resources. What we discussed in Ep. 05:Taxable accounts and Non-taxabl...2023-06-2720 minMarket MakeHer PodcastMarket MakeHer Podcast4. What Are Mutual Funds and ETFs?In Episode 4 of the Market MakeHer Podcast, Jess Inskip teaches us what mutual funds and exchange traded funds (ETFs) are and how they work - and whew - we learned a lot! If you couldn’t take notes while you listened, don’t worry - Jess wrote an article to help explain it in the Episode Equity for the Episode 4 page of the site and Jessie took notes, which can be found in the Dividends section of the site.   Here are some things we learned in Episode 04: The differences between mutual funds and ETFs Active vs Passive...2023-06-2026 minMarket MakeHer PodcastMarket MakeHer Podcast3. What is a Stock (and how does a stock make money)?In Episode 03 of the Market MakeHer Podcast, Jessie asks Jess: what stocks are, how stocks work, why people buy stocks, and how to understand the value of a stock.  Don't forget that you can get more "Episode Equity" on the Ep. 03 page of our website: https://www.marketmakeherpodcast.com/episode/ep-3-what-is-a-stockWhat We Learned:1. A stock is a type of investment that gives you a share of ownership in a company.2. A company's profitability can be measured through earnings per share (EPS) and profit margin.3. A company reports its earnings quarterly, it provides i...2023-06-1222 minMarket MakeHer PodcastMarket MakeHer Podcast2. Understanding the Stock MarketIn Episode 02 of the Market MakeHer Podcast, we learn what the stock market actually is (with shopping analogies 👜) and how the overall performance of the stock market is measured. In true Market MakeHer fashion, Jess explains these elusive concepts to us in more simplified language, and Jessie stops her to ask questions, define jargon, and break things down in even more relatable terms.  What we learned in Episode 02:* What the stock market is and how it is similar to those buy/sell/trade clothing stores (it even has open and closing hours: 9:30 am - 4:00 pm EST)2023-06-0223 minMarket MakeHer PodcastMarket MakeHer Podcast1. What is Self-Directed Investing?Welcome to Market MakeHer, a podcast designed to help anyone who has ever felt kept in the dark about how stock market investing works achieve financial empowerment. In this inaugural episode, join us as we introduce ourselves and share our mission of providing inclusive and accessible financial education for all - from HER perspective. We'll also give you a sneak peek of what's to come, as we break down complex investing concepts into simple, easy-to-understand terms and explain how the investing landscape has changed in the self-directed investing world.  Meet your hosts: Jess Inskip is the fi...2023-05-2516 minMarket MakeHer PodcastMarket MakeHer PodcastMarket MakeHer TrailerWelcome to Market MakeHer - a stock market education podcast making financial literacy accessible to all, but taught from Her perspective. Does the world of investing seem confusing and unreachable to you?  Have you ever felt kept in the dark from understanding how to invest in the stock market yourself?   Jess Inskip and Jessie DeNuit created a podcast that breaks down complex investing topics in an easy-to-understand manner, empowering listeners to navigate the market with confidence. Join us as we break barriers and make a mark in the finance world together! ...2023-05-2401 min