Shows
All Ships Rising#14 – “Hello Again!”#14 – “Hello Again!” Timing Points: 0-1:30: Intro and Story 2:00 Story about personal hang ups 5:30: 2 Questions from the Audience 6:00: – “Should I Re-Finance, Cash-out Re-Finance, or Sell? What’s the best option?” 8:00: What is a H.E.L.O.C (Home Equity Line Of Credit) 11:00: The right choice for you might be different than what other people choose to do, because your options might be unique 13:00: Eliza’s question, “What are the best options for setting rental rates?” 18:30: Wrap up ...2023-07-0718 min
All Ships Rising#13 - “Intermission”2023-05-0502 minAll Ships Rising#12 - “Budgeting with Bethany”A conversation with Bethany! Ah ha! I know you don’t want to hear about budgeting; it’s not my favorite topic either. However, it’s an important tool. Bethany shares her own perspective and tips and tricks as a single woman on how to plan and maintain a budget, which she says gives her “guilt-free spending.” Enjoy! Resources Mentioned: https://allshipsrising.com/ Dave Ramsey https://www.ramseysolutions.com/ 2023-04-2133 minAll Ships Rising#11 – "How Can I Balance Tax Write-offs and Purchase a Second Property?"Timing Points: 0-2:00: Intro 2:00: Finding a real estate agent. 4:50: How does a real estate get paid? 7:45: Eliza’s question – “Maximizing write-offs while being able to buy a second property.” 8:30: The Burr Method – using cash-out refinancing to repeat the buying process over and over. 10:00: My personal experience trying to cash-out refi. 12:00: Tax write offs lower your declared income. 14:15: Tips toward how to get the bank to approve you if you’re an entrepreneur. 15:40: Commercial financing and multi-units 17:15: HELOCs – home equity line of credits2023-04-1425 minAll Ships Rising#10 – “Getting Unstuck in Your FinancesTiming Points: 0-2:00: Intro 2:00: The 3 things that are contributing to being stuck financially 5:00: Making a plan 7:00: Multiple directions of money and receiving 10:00: Money as energy – mud season 12:00: Make a decision! There is no wrong decision! 13:00: Care for other people 14:00: Summary: 3 things to get out of a pay check to pay check cycle 15:00: A bit of history for the ladies out there 15:30: We are almost at the 50-year mark when a single woman could buy her own property 16:00: Wra...2023-04-0717 minAll Ships Rising#9 – Habits with Clara Capano!Timing Points: 0-2:00: Intro to Clara 2:00: Being on vs off a personal routine 3:00: Mindset – serving others 5:00: The 80/20 Principle – managing Time 9:00: Leaning into intention in your work life 15:15: Forming habits – being an early bird 18:00: Clara’s big “Why” 26:00: Focusing on others instead of personal fear 30:00: If you don’t like where you are, move! 32:30: Gratitude and joy as part of a morning routine 35:00: Expert tip--weekly business meeting with yourself 37:00: Recap and closing 2023-04-0139 minAll Ships Rising#8 – Learning to use “Buckets”Timing Points: 0-3:00: Intro to savings 3:30: Hard times lead to good things 4:15: Buckets of money and personality types 5:45: Short-term savings are liquid and easy to access 7:05: Compounding interest in a savings account 11:30: Long-term savings – IRAs and the difference between them 13:15: Taxable vs tax-advantaged 15:30: Take advantage of any savings-matching accounts that your company offers 16:45: Prioritizing long-term savings vs a big down payment or an immediate project 18:00: Automate your savings and investments! 19:20: Bonds – 10k limit per year allowed 20...2023-03-2422 minAll Ships Rising#7 – “Manifesting with Francesca Hogi” Part 2Timing Points: 0-2:00: Intro 2:00: Intention is our word of the year! 3:00: Franny’s latest project – a TV show! Mantra – “I am beyond doubt!” 5:00: – Our greatest fear is that “we are powerful beyond measure.” A Return to Love 7:00: Time as infinite energy 10:30: Do we manifest differently based on our personality? Law of Attraction 12:00: You’re manifesting the version of yourself that has the thing that you want 15:30: Journaling practice helps set our Intention 17:30: Having an emotional budget for the process 19:30: Fears...2023-03-1729 minAll Ships Rising#6 - “Manifesting with Francesca Hogi” Part 1Timing Points: 0-2:00: Intro 2:30: Francesca’s background and relationship to money 5:45: Love Coach – taking unusual paths to create a job you love! 6:45: First step in manifesting is declaring or claiming what it is that you want 8:45: Miracles happen when you lean in and say “Yes!” 12:15: The work is to stay true to yourself 13:00: “Ah ha” moments are addictive 15:00: Old beliefs and how they can continue to affect you 17:45: Climbing Everest takes a series of steps, and identifying the next step along the way will even...2023-03-1021 minAll Ships Rising#5 - "6 Mind-Setting Steps for Becoming a Homeowner"Mindset matters! To reach your goals, being aware of how to protect your mindset and stay focused is half the battle. Timing Points: 1:00: Mindset. The Universe wants you to have what you want. 3:15: Fear. Fear illuminates what we don’t understand. 6:24: I will. I can. Write down the solutions to any problems. 9:00: Identifying your WHY. 14:45: Benefits of owning property 17:45: Golden Geese – passive income. 19:20: Team Building. Add people who are pro-you! 23:05: Setting your Goal. Make it visible. Identify steps. 28...2023-03-0331 minAll Ships Rising#4 - "What is a Loan Officer?" Part 2This is the second part of the interview with Cynthia Veroneau of Caliber Home Loans. Tons of useful information. Interview happened in late December of 2022, which could be very out of date depending on what your local market is doing. It’s always good to speak to your local lenders to find out what the trends are in your area. Timing Points: 0-2:00: Gut instinct and Trust 2:30: Shopping around with different lenders 3:20: Market snap shot in December 2022 and reasons to not wait 4:00: Taking steps to be prepared eve...2023-02-2422 min
All Ships Rising#3 - What is a Loan Officer? Part 1In this interview with Cynthia Veroneau of Caliber Home Loans, we talk about why we should reach out to a lender early in our home buying process, what should we expect when talking to a lender, and what are some common fears about talking to a loan officer? Timing Points: 0-3:00 Intro and Cyndi’s approach to lending 3:00: Building a map to buying your first home 4:40: Identifying your first step 8:00: How does a credit pull effect my credit score? 12:00: Talking to a lender early rather tha...2023-02-1524 minAll Ships Rising#2 - "Hitching a Ride"This episode covers compounding value in real estate and reasons to pursue home ownership. Hitching a ride with a small amount of money (down payment) with a larger investment like real estate, helps build a large savings cushion faster than if you were to invest the same amount of cash into a high yield savings account for 30-50 years. Topic Points: 0-2:30 Intro to compounding value 2:35: A small amount toward a home, goes a long way to building security 4:00: Historic year-on-year appreciate is 4%+ on property 5:15: Maintaining the va...2023-02-1517 minAll Ships Rising#1 - "All Ships Rising"Hello! My name is Jewel Rechsteiner. This is my podcast, All Ships Rising. All Ships Rising is really about sharing tools and information around topics of real estate, home ownership, finances, and personal growth. I have found that women are excited about learning more about these topics, but rarely have resources to lean on. The purpose of this podcast is to provide a platform to have these discussions and interviews with experts, share information, and grow together. All Ships Rising is a phrase plagarized from a John F. Kennedy quote, but for me it means, when one person rises...2023-02-1528 min