Shows
Modern Financial WellnessThe Truth About Fiduciary Advice and How to Find It EasilyWelcome back to Modern Financial Wellness! I'm Jim Grace, and in this episode, I’m thrilled to have a very special guest—Michael Scarpati, the CEO of Retire Us. Retire Us is a game-changing financial advice platform that blends human relationships and technology to help individuals achieve financial freedom with less friction and more clarity.We kick off by examining the major barriers people face when looking for financial advice, from the lack of access to affordable fiduciary guidance to the confusion caused by an industry built on investment-first relationships. Michael helps us untangle the different types of a...2025-06-0552 min
Modern Financial WellnessInheriting Wealth? How to Tackle the Money Mindset & Emotional RollercoasterWelcome back to Modern Financial Wellness. I’m Jim Grace, CFP®, your host, and today I had the pleasure of speaking with Melissa Hoyer, a certified financial planner and certified coach from The Wealth Conservancy in Boulder, Colorado. We're talking about the complex and often personal dynamics surrounding inherited wealth. Melissa brings an interesting combination of financial planning expertise and a deep understanding of the emotional aspects of inheriting wealth, making her insights invaluable for anyone navigating this challenging situation.
In this episode, we explored the experiences of people who suddenly come into wealth, often as a result of an inh...2025-04-1052 min
Modern Financial WellnessShifting Your Identity and Spending Habits in Retirement with Dan HaylettWelcome to another episode of Modern Financial Wellness, where we dive into the psychology of money to help you feel better about your finances. I'm your host, Jim Grace, CFP®, guiding you through today's discussion on understanding the emotional aspects of financial decisions, especially during retirement.I am thrilled to have Dan Haylett join us today. Dan is a multifaceted financial planner and the head of growth at TFP Financial Planning in the UK. He's also the mastermind behind "Humans versus Retirement," a podcast and content hub for anyone looking to live a retirement filled with purpose a...2025-03-2054 min
Modern Financial WellnessEp: 26 Cashflow Cookbook w/ Author Gordon SteinIn this episode, I welcome Gordan Stein, author of "Cash Flow Cookbook: $2,000,000 of Financial Freedom in 60 Easy Recipes." Gordon shares his unique journey from a career in tech to becoming an author and speaker focused on personal finance. Our conversation centers around practical ways to improve cash flow without significant sacrifices. Gordon discusses how small changes in everyday expenses can accumulate into substantial savings over time, emphasizing the importance of mindset in achieving financial freedom.Gordon also provides actionable steps to start a journey towards financial wellness. He suggests examining fixed monthly bills first and then moving...2025-02-0440 minModern Financial WellnessEP: 025 How To Be a “Modern Husband” w/ Brian PageIn this episode, I welcome Brian Page to discuss the interconnectedness of financial management and home management. Highlighting the importance of delegation to reduce stress and improve happiness, Brian shares his journey about using meal delivery services and budgeting with his kids. He talks about intentional communication with his wife, utilizing tools like Tiller and shared calendars for efficient household and financial coordination. The conversation also covers evolving gender roles, advocating for shared responsibilities at home to match changing workforce dynamics. Brian’s initiative, Modern Husbands, offers resources to help couples manage finances and home life as a team, un...2025-01-1446 min
Modern Financial WellnessEp: 019 Aligning Your Purpose With Your Profession w/ Kim JonesIn this episode, I talk to Kim Jones, who shares her journey from a senior executive role in a Fortune 250 company to becoming a coach dedicated to helping individuals align their careers with their values and purpose. We discuss the psychological and emotional aspects shaping financial decisions and career paths, highlighting the prevalent issue of feeling unfulfilled in traditional corporate roles. Kim talks about reconciling financial stability with work that holds meaning and purpose, using frameworks like Ikigai and Clifton Strength Finders to guide her clients through transformational career changes.Kim also shares valuable insights on the...2024-09-1048 min
Modern Financial WellnessEP: 018 Talking Finances With Erika WassermanIn this episode, I talk to Erika Wasserman, Your Financial Therapist, to explore the relationship between money and emotions. Erika shares her journey from learning finances from her father to a dynamic career that included significant life transitions, such as marriage, children, divorce, and inheriting assets. Through these experiences, Erika deeply understood money's impact on personal relationships and the importance of clear financial communication.We talk about the crucial role of estate planning and life insurance, particularly for parents with children and aging parents. Erika gives great advice about reducing spending, setting financial boundaries, and using conversation...2024-08-2145 min
Modern Financial WellnessEP: 017 "F.I.R.E for Dummies" w/ Author Jackie Cummings KoskiOn this episode I talk to the author of the new book "F.I.R.E for Dummies", Jackie Cummings Koski, CFP®️.Jackie's road to an early retirement in her forties began with a wake-up call during her divorce. She walks us through her journey from conquering her fear of the stock market by joining an investment club, educating herself on the ins and outs of personal finance and eventually sharing her knowledge through writing and educating others. We talk about... How life events like divorce can spur a quest for financial knowled...2024-07-241h 04
Modern Financial WellnessEP: 016 Love, Money & ADHD: How Neurodivergence Impacts Your Finances w/ Christine HargroveOn this episode I am joined by Christine Hargrove, PhD candidate at The University of Georgia. Christine's work centers around ADHD, Relationships and Finances and we had a great conversation about the intersection of all three of those things. ADHD is something that my family lives with, which in the past has sometimes made it challenging for my wife and I to have healthy, constructive conversations about our finances. Being neurodivergent can make the difficult task of managing your money even more challenging. Additionally, being the spouse or partner of someone with ADHD (like me) requ...2024-03-061h 09
Modern Financial WellnessEP: 015 An Intro to Financial Biases w/ Mary Bell CarlsonDr. Mary Bell Carlson, CFP®, AFC®, is a financial behavior expert, well-known speaker, podcaster, and storyteller and I was excited to have the chance to talk to her about her work around Financial Biases.We had a really wide ranging conversation in which we cover... Mary's extremely unique career thus far. Having spent time in Washington D.C. working with the Pentagon and lobbying Congress on behalf of the Financial Planning Association, Mary gives us a behind the scenes look at the role of the federal government and the impact it can have on financial decision maki...2024-02-2955 min
Modern Financial WellnessEP: 014 Living Big: Using Curiosity and Creativity to Create the Life You Want w/ Rochelle SeltzerCreativity is something that often appears as a key ingredient in finding purpose and living a meaningful life. I find that connection between creativity and purpose to be really fascinating, which is why I was excited to have the opportunity to talk to Rochelle Seltzer. Rochelle is an award winning designer, author and coach and she joined me to talk about her book, "Live Big: A Manifesto for a Creative Life". We talk about... Rochelle's journey from business owner to coach & author. How curiosity and creativity help create the space for purpose and...2024-02-2146 min
Modern Financial WellnessEP: 013 Love & Money: How Joint Bank Accounts Help Your Marriage w/ Jenny OlsonMerging your finances and having joint bank accounts when you get engaged or married might seem like a good idea. But it turns out that it's actually backed by science as well!I sat down with Jenny Olson, Assistant Professor of Marketing at Indiana University's Kelley School of Business to discuss her work around all things couples and money, but specifically...Combining finances and joint bank accounts.The reasons joint bank accounts are beneficial to relationships.The Connubial Crucible (aka the first 2 years of marriage).Financial Infidelity and the impact on a relationship..... and m...2024-02-1542 min
Modern Financial WellnessEP: 012 Finding Your Purpose In Life, The Japanese Secret of Ikigai w/ Neil BageOn this episode I talk with Neil Bage about Ikigai, the Japanese concept that combines the words "Iki" or "Life" and "Gai" or "Worth". Combined the word Ikigai means, "That which gives your life worth, meaning, or purpose".Finding purpose and living a life filled with meaning are important things to pursue, but these concepts can sometimes feel difficult to approach. Exploring Ikigai can be a helpful way to get started thinking about the things that are most important to you and how you want to be spending your time making a living. 2024-02-1238 min
Modern Financial WellnessEP: 011 Finding Your "Enough" w/ Manisha ThakorOn this episode of MFW I talk with Manisha Thakor about her new book "Money Zen: The Secret to Finding Your Enough". In the book Manisha shares her struggles with workaholism and "hustle culture" and how she's left behind the constant quest for "more" and created a life filled with balance and meaning.I believe that the word "Enough" can be one of the most important topics in all of personal finance. I don't know that I can think of another word that carries so much weight and can appear in so many different ways. Do...2024-01-2958 min
Modern Financial WellnessEP: 010 Breaking Money Silence w/ Wealth Psychology Expert Kathleen Burns KingsburyOn this episode I discuss the often difficult subject of "Talking About Money" with Wealth Psychology Expert, Author and Coach Kathleen Burns Kingsbury. Through her work Kathleen inspires women, the next generation, and financial professionals to break their money silence and live richer, more satisfying lives.THINGS YOU WILL LEARN:Kathleen describes the shift she has seen in the financial services industry over the years and how advisors are now more open to discussing how clients are feeling and their attitudes towards money. She even admitted that early in her practice she a...2024-01-2346 min
Modern Financial WellnessEP: 009 F.I.R.E: Charting a Healthy Coarse Towards Financial Independence w/ Allen MuellerIn this episode I talk with Financial Planner Allen Mueller about F.I.R.E, Financial Independence Retire Early. What it is and isn't, how to go about seeking financial independence and things to consider if you plan to retire early.YOU WILL LEARN ABOUT:F.I.R.E - What it is and isn'tAllen’s journey from engineer in a cubicle to being an independent financial advisor on his own path toward financial independence. All of which was driven by a “Desire for a control of my time”.Retiring "Away" from somethin...2024-01-1741 minModern Financial WellnessEP: 006 Buying a House is Hard w/ Mortgage Expert John DonlonIn this episode Jim talks with mortgage expert John Donlon about the home buying experience, why it can feel so stressful and how to best prepare for the biggest financial transaction in most of our lives. John has over 20 years of experience, helped thousands of people purchase a home or refinance their existing mortgage and talked thousands more through the process ultimately never leading to a completed loan. He has seen it all. HERE IS WHAT WE LEARNED:Things not working out, loans failing, homes not being purchased are often times a go...2023-11-1456 min
Modern Financial WellnessEP: 005 Couples & Money w/ Couples Therapist Ashley Quamme, LMFTOn this episode Jim talks with couples financial therapist and coach Ashely Quamme, LMFT about couples & money and why talking about money can be so difficult. So why is it difficult for couples to talk about money? Here are a handful of ideas from Ashley and Jim’s conversation: Culturally money can be a taboo subject, we don’t talk about a lot in our families and growing up.We may have deeply rooted beliefs about money and finances, and we bring these beliefs into our relationships.Money b...2023-11-0750 min
Modern Financial WellnessEP: 004 Time & Money w/ Time Management Expert Dr. Sarah Reiff-HekkingIn this episode of MFW Jim’s talks to time management expert Sarah Reiff-Hekking about the similarities between managing your time and managing your finances. Jim recently completed Sarah’s “Jump Start Your Productivity” online program and shared what he learned while spotlighting some of the areas where having better time management skills would benefit someone's financial life.Jim and Sarah unpack: The importance of having a Growth Mindset. Mindfulness in Time Management and Personal Finance.Why Self Care is an important factor in being productive.Meal Prep!What a Meaningful Use of Time might look l...2023-10-2639 min
Modern Financial WellnessEP: 003 Getting Things Done w/ Clinical Neuropsychologist Dr. Moira Somers and FinTech Founder Shaun EriksonIn this episode Jim talks to clinical neuropsychologist Dr. Moira Somers, Ph. D. and Financial Planner/Fin Tech Founder Shaun Erickson, CFP®️ about why it can be difficult to complete financial tasks and what to do about it.Dr. Somers describes the 3 biggest reasons why we don't accomplish our financial tasks: 1) Procrastination. Usually used as an avoidance tool because we don't want to deal with the emotional aspects of our financial lives.2) Overwhelm. Simply put, we all have a lot going and sometimes we feel the need to prioritize the thing...2023-07-311h 04
Modern Financial WellnessEP:002 Feel Empowered By Budgeting w/ Budget Coach Jen FuhlerIn this episode Jim talks with YNAB certified Budget Coach Jen Fuhler about how she found confidence and comfort during a difficult personal time by taking control of her finances and budgeting. About our Guest:Jen Fuhler is a YNAB certified budget coach. She holds a masters degree in Financial Planning and a certificate in Financial Therapy. She is currently a full time college professor where she created and taught the personal finance course offered at the school.She is a member of the Financial Therapy Association and financial literacy adv...2023-06-2650 min
Modern Financial WellnessEP: 001 Mindfulness and Your Money w/ Mindfulness Coach and CFP Derek HagenIn this episode Jim talks to mindfulness/meditation coach Derek Hagen about what mindfulness is and isn't as well as some practical ways to apply mindfulness to our financial lives. About our Guest:Derek Hagen, CFP®, CFA, CFT-I™, FBS®, CIPM is a certified mindfulness/meditation teacher and financial psychology expert specializing in meaning in life. He helps clients who feel stuck. He supports financial health, mindset change, and intentional living by helping people understand their beliefs, values, and thinking patterns to help them live a life of meaning and pur...2023-06-0756 min
Life Unedited: Working WomenTalking with Special Guest Ka'Neda BullockKa’Neda N. Bullock is president and founder of Master Plan Investment Group, based in Pennington, New Jersey. She is a wealth manager and corporate retirement plan advisor. Ka'Neda established Master Plan Investment Group in 2019 with a mission to serve clients by helping them clarify their financial goals, chart a course for success, and live a fulfilled life. She became a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional in April 2020. Currently, 3.7 percent of CFP® professionals are Black or Latino, and only 23.3 percent are women. Ka'Neda is committed to improving these statistics. She is a frequent speaker on money management, including retirement income...2022-07-2628 min
pressboxradio1A CFP Game Day Preview with Rashad Johnson & Jim NagyDoes the title go to Bama or Georgia? Well these Guys have been there and done that...and now they share with you, what it will take for the Tide or the Dogs to a win a championship.2022-01-1023 min