Shows
The Retirement and IRA ShowSocial Security, IRMAA, Roth Conversions, IRA Beneficiaries: Q&A #2618Jim and Chris discuss emails on Social Security survivor benefit strategies, IRMAA exceptions, Roth conversion timing during market downturns, and the implications of naming IRA beneficiaries directly versus routing assets through a trust.
(8:15) A listener whose husband plans to delay Social Security to 70 while she claims early at 62 asks whether she can still receive the maximum survivor benefit if he passes away before reaching 70.
(19:30) The guys field a question about whether the SSA-44 reduced work exception to IRMAA applies when the reduction in earned income is far too small to bring MAGI below the applicable...
2026-05-021h 25
White Coat Investor PodcastWCI #466: Roth Conversions for a Smarter RetirementIn this episode of the White Coat Investor Podcast, we dive into practical strategies for physicians, dentists, and high-income professionals to make the most of Roth accounts, retirement planning, and related tax moves: • How to leverage your 530A "Trump" account to get extra benefits • Evaluating whether TSP Roth conversions make sense for your situation • When student loan refinancing is advantageous again • Rolling a military TSP into a civilian retirement account • Using backdoor Roth IRAs alongside a SIMPLE IRA • Converting Roth accounts to reduce future required minimum distributions (RMDs) • Overview of the WCI peer-to-peer loan program This episode provides actionable, credibility-first guidance for ta...
2026-04-0943 min
Making It HappenS2E2 - Marriage, Money & Making It Work: The Real Talk Behind “Having It All” - Guest Jim RothWhat does “having it all” actually look like when you’re juggling marriage, kids, and building a business?In this episode of Making It Happen, Pauline is joined again by her husband, Jim Roth, for a candid, no-filter conversation about what life really looks like behind the scenes. From managing the daily chaos of parenting to navigating financial pressure, shifting roles, and building a business from the ground up, they break down what it takes to keep everything moving forward.They get into the realities most people don’t talk about, like who’s carrying more at ho...
2026-04-0244 minThe Retirement and IRA ShowTax Filing, HSAs, I Bonds, RMDs, Roth Conversions: Q&A #2611Chris is joined by Jake Turner to discuss listener emails on tax filing for mega backdoor Roth contributions, use of HSA funds, I Bonds redemption timing, lowering RMD pressure, and Roth conversions.
(6:30) George asks whether leaving a 1099-R off a return after after-tax 401(k) money was immediately converted to Roth means an amended return is needed or whether the IRS will simply follow up.
(12:15) A listener asks whether HSA funds can be used pre-tax to pay fully self-funded health insurance premiums.
(17:30) The guys are asked how to
2026-03-141h 06The Retirement and IRA ShowSocial Security, IRMAA, Disclaiming Inheritances, Roth Conversions: Q&A #2609Jim and Chris discuss listener emails on Social Security survivor benefits, IRMAA relief and the SSA-44 process, the Social Security earnings test, disclaiming inheritances that are brokerage accounts, and Roth conversion rules for retirees.
(6:00) A listener asks whether his wife’s early Social Security claim at 62 would reduce the survivor benefit she’d receive upon his death.
(14:00) George asks several questions stemming from a successful SSA-44 IRMAA relief request, including whether a retroactive refund is due, whether Step 3 covers the following year, and whether a separate filing is needed for his own income reduction.
(2...
2026-02-2848 minThe Retirement and IRA ShowMedicare, Social Security, Inherited Roth, Annuities: Q&A #2607Jim and Chris discuss listener emails on Medicare Part B decisions for retirees abroad, Social Security survivor benefit surprises, inherited Roth IRA distribution rules, and balancing Treasuries versus annuities when “safety” is more emotional than mathematical.
(6:45) A listener asks about situations where it might make sense to skip Medicare Part B, including retirees living abroad with strong foreign coverage and people who move to the U.S. later in life and must pay for Parts A and B.
(33:30) George asks why some widows and widowers don’t end up receiving the full benefit their...
2026-02-141h 25
Knowing Me, Knowing You48. Context is The New Advantage in Wealth Management with Jim RothThink about how often growth introduces distance in the client-advisor relationships. More clients, more systems, more noise, and suddenly the conversations feel thinner even when the service is strong on paper. Advisors rarely lose clients because of performance, but they often lose them if context slips through the cracks. In this episode, Marla speaks with Jim Roth, a longtime leader in wealth management and fintech, about why this moment feels like a true inflection point for the industry. As AI becomes unavoidable, the question is no longer whether technology belongs in the advisory relationship, but whether it can be...
2026-01-2729 minThe Retirement and IRA ShowRoth IRA Mistakes, Part 2: EDU #2602Chris’s SummaryJim and I continue last week’s EDU discussion on Roth IRA mistakes from an Investopedia article. We cover direct versus 60-day rollovers, the one-per-365-day IRA-to-IRA limit, and the 401(k) 20% withholding rule with the RMD and NUA exceptions. We revisit backdoor Roth mechanics and the pro rata rule, then shift to beneficiary designation forms and why naming an estate creates probate and creditor issues. We close with inherited Roth withdrawal timing under SECURE Act rules and the 10-year window.
Jim’s “Pithy” SummaryChris and I pick up where last week’s EDU episod...
2026-01-1459 minThe Retirement and IRA ShowRoth IRA Mistakes, Part 1: EDU #2601If you want to skip over some weather banter you can go to (14:15).
Chris’s SummaryJim and I review Roth IRA mistakes and walk through key rules on earned income eligibility, income limits, spousal contributions, excess contributions, and qualified distributions. We use an Investopedia article as a framework, clarify how MAGI impacts Roth eligibility, explain the October 15 correction deadline, and break down the two-prong test for tax-free Roth earnings withdrawals, including how the five-year rule is measured across tax years.
Jim’s “Pithy” SummaryChris and I kick off the first EDU show of...
2026-01-071h 11
White Coat Investor PodcastMtoM #255: PA Becomes a Millionaire and Finance 101: Backdoor Roth IRA ProcessToday we are talking with a PA who has become a millionaire. This PA has a great story and is in his second career and having tons of success. He lives in a high cost of living area but is not letting that slow him down. He got his education paid for with the NHSC scholarship and has zero debt. Now that his career is cruising he has taken up his passion project of becoming a children's book author. After the interview we will be talking about the Backdoor Roth IRA process for Finance 101. David Pedersen's Children's...
2025-12-2923 min
White Coat Investor PodcastWCI #451: Roth IRAs and 529sIn this episode we tackle more of your questions, starting with a look into Roth strategy, including how TSP Roth in-plan conversions work and what to consider when converting a traditional IRA to a Roth IRA and paying the resulting tax bill. We then briefly hear from our friends at Fox CPAs. From there we shift to 529 plans and explore how to use them effectively, what to do if they become overfunded, and whether having too much in a 529 is really a problem at all. Today's episode is brought to us by SoFi, the folks who help...
2025-12-2559 min
Y-Option: College Football with Yogi RothWhy Jim Mora Still Chooses the ClimbHappy holidays—and I hope you enjoyed the first round of the College Football Playoff.With Christmas approaching and another college football season sliding toward its next chapter, Jim Mora is beginning one of his own.The new head coach at Colorado State joined the Y-Option podcast, fueled by our founding sponsor, 76® - keeping you on the GO GO GO so you never miss a beat, to share the why behind his decision to lead CSU in the reborn Pac-12.What struck me most in our conversation wasn’t the résumé—NFL head coac...
2025-12-2219 minThe Retirement and IRA ShowIRMAA, Social Security, QLACs, Roth Conversions: Q&A #2550Jim and Chris discuss listener emails starting with PSAs about IRMAA and Social Security spousal benefit applications, then questions on IRMAA, QLAC-related RMD rules, and a Roth conversion involving a fixed indexed annuity (FIA).
(9:30) Georgette shares a PSA explaining that she successfully filed Form SSA-44 preemptively—before receiving an IRMAA determination letter.
(21:15) A listener offers a PSA describing issues with an online Social Security spousal benefit application that was denied after being submitted separately from the working spouse’s application.
(29:45) The guys discuss how the Social Security Administration determines IRMAA when a tax retu...
2025-12-131h 31The Retirement and IRA ShowSocial Security, IRMAA, Medicare, Roth Contribution Rules, Roth Conversions: Q&A #2549Jim and Chris discuss listener questions on Social Security family maximum and suspending benefits, a listener PSA on IRMAA premiums, a listener PSA on Medicare premiums, a listener PSA on Social Security claiming strategies, Roth contribution rules, and Roth conversion disadvantages.(4:30) George asks how the combined family maximum benefit works when two retirement records are combined to increase the family limit for auxiliary benefits paid to a spouse and two minor children.(16:00) A listener asks what additional factors should be considered when suspending a Social Security benefit at full retirement age and restarting at 70 after previously claiming...
2025-12-061h 24The Retirement and IRA ShowSocial Security and Roth Conversion Strategies: Q&A #2545With Jim is away at a conference, Chris is joined by Jake to discuss listener questions on Social Security survivor benefits, and Roth conversion strategies.
(6:30) A listener asks how a widow can maximize her Social Security benefit when her late husband had not yet claimed his.
(14:15) George seeks guidance on figuring out if he and his wife need to do Roth conversions, and, if so, how much.
(40:00) The guys address a listener considering redirecting new Roth contributions to instead pay taxes on larger Roth conversions in a higher tax bracket for the next...
2025-11-081h 09
Villages Vitality: Senior Life UnscriptedSeason 7 Rebroadcast: Jim Bodenner on Out of Pocket Costs & & Eating Healthy Send us FAN MAIL text, include your cell# for a replyUnderstanding Out-of-Pocket Costs & Eating HealthyMedicare and Heart Health: Navigating Options and Personal ExperiencesIn this episode, Mike Roth interviews Jim Bodenner about the intricacies of Medicare, focusing on the advantages and disadvantages of Medicare Advantage plans versus traditional Medicare. Jim shares his personal experience with heart health, including a critical medical emergency and his journey toward adopting a whole food, plant-based diet. The discussion highlights the importance of making informed healthcare decisions, the benefits of plant-based nutrition, and the...
2025-11-0724 minThe Retirement and IRA ShowSpousal Roth, Backdoor Roth, Social Security, Post-Tax Contributions, HSA Strategy: Q&A #2542Jim and Chris discuss listener questions on spousal Roth IRA eligibility, backdoor Roth contributions using a solo 401k, Social Security timing, post-tax contributions to an IRA and 401k , and an HSA strategy coordinating withdrawals with Roth conversions.(9:30) George asks whether he can contribute to a spousal Roth IRA after his retirement if his wife continues working and their income meets eligibility thresholds.(20:00) A listener wonders if switching from a SEP IRA to a solo 401k would allow him to make backdoor Roth contributions and improve tax deductions.(31:45) The guys address a listener’s plan to claim So...
2025-10-181h 15
Smart Wealth and RetirementWhy a Roth IRA Might Hurt Your Retirement (Yes, Really)In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb challenge the idea that Roth IRAs are always the best solution. While Roth accounts offer incredible benefits like tax-free growth and no required minimum distributions, they also come with risks and timing issues that can derail your retirement plan.
Jim and Casey share real-life examples, including a client who paid unnecessary taxes after converting too much too fast. Together, they unpack situations where a Roth may not make sense — such as when future tax rates are lower, when you do...
2025-10-1318 minThe Retirement and IRA ShowSocial Security, Roth Conversions, RMD Calculations: Q&A #2540Jim and Chris discuss listener questions on Social Security spousal benefits, a listener PSA on IRMAA repayment silence, IRMAA reduction eligibility and planning considerations, and a PSA on how 60-day rollover Roth conversions affect year-end RMD calculations.(7:45) A listener points out a possible error from a recent episode and looks for clarification whether delaying benefits past full retirement age increases spousal benefits.(19:15) George shares a PSA about his ongoing wait for clarity regarding IRMAA repayment adjustments from 2021 and 2022.(28:30) Jim and Chris respond to a listener wondering whether their limited consulting income and work stoppage qualify for...
2025-10-041h 20The Retirement and IRA ShowIRMAA, Widow Status, Roth Conversions, Annuity RMDs, and Rollovers: Q&A #2538Jim and Chris discuss listener questions on IRMAA reductions and Roth-conversion effects, widow filing status and IRMAA, in-kind stock Roth conversions and RMD transfers, annuity RMD interactions, and 60-day rollover mail timing.
(7:45) George asks whether an approved SSA Form 44 that reduced 2025 IRMAA will also govern next year, how a large 2026 Roth conversion will be trued up and affect future IRMAA brackets, and whether that conversion will cause higher IRMAA in multiple subsequent years.
(18:45) A listener wonders if a recently widowed spouse’s IRMAA in 2026 will reflect single status or remain based on the 2024 joint tax re...
2025-09-201h 15Making It HappenS1E2: Working with Your Spouse: Love, Life, and Shared Hustles🎙️ Episode 2: Working with Your Spouse: Love, Life, and Shared HustlesHosted by Pauline Roth, with guest Jim RothWhat really happens when you mix marriage and business? In this episode of Making It Happen, host Pauline Roth sits down with her husband, Jim Roth, for an honest, unfiltered conversation about the highs, lows, and lessons of building a life — and a business — together.Whether you're already working with your spouse, thinking about it, or just curious how couples manage all the things, this episode pulls back the curtain on what it really looks like to b...
2025-09-0649 minThe Retirement and IRA ShowSocial Security, Risk Philosophy, Fraternal Benefit Societies, Roth Conversions: Q&A #2535Jim and Chris discuss listener questions on Social Security timing rules, retroactive benefits for an ex-spouse, investment strategy philosophy, fraternal benefit societies, and Roth conversions.(6:30) The guys address a listener’s question about whether applying for Social Security at 70 requires enrolling in Part B or if retroactive filing is an option without losing payments.(16:00) A listener asks why their 75-year-old father was denied six months of retroactive spousal benefits while a widowed friend who applied at the same time received them.(33:30) Jim and Chris respond to a listener who questions the “You won the game, why take...
2025-08-301h 27The Retirement and IRA ShowRoth Catch Ups and the 60-Day Rollover Rule: EDU #2535If you are not in the mood for Jim and Chris’s delightful banter, you can skip ahead to (5:45).
It should be noted that of all the episodes to start sharing that information, it’s the one in which Jim said “we didn’t even banter!”. But, from now on, right here before the guys’ summaries you can find the timestamp to jump ahead to if you want to get to the meat of the show.
Chris’s SummaryJim and I continue working through Ed Slott’s advisor quiz. After introducing the mandatory Roth catch up rule la...
2025-08-271h 22Making It HappenS1E3 - Working with Your Spouse: Love, Life, and Shared Hustles🎙️ Episode 3: Working with Your Spouse: Love, Life, and Shared HustlesHosted by Pauline Roth, with guest Jim RothWhat really happens when you mix marriage and business? In this episode of Making It Happen, host Pauline Roth sits down with her husband, Jim Roth, for an honest, unfiltered conversation about the highs, lows, and lessons of building a life — and a business — together.Whether you're already working with your spouse, thinking about it, or just curious how couples manage all the things, this episode pulls back the curtain on what it really looks like to b...
2025-08-2242 minThe Retirement and IRA ShowSocial Security, Inherited Roth, and IRMAA: Q&A #2533Jim and Chris discuss listener questions on Social Security spousal benefits, filing logistics and spousal eligibility with a disabled child, an inherited Roth IRA, and IRMAA concerns.(14:30) A listener asks why his spouse’s Social Security spousal benefit is less than half of his primary benefit amount.(21:45) George asks about the process and documentation needed when filing for Social Security benefits that will also increase payments for his spouse and disabled adult son, and about eligibility for a spousal benefit while delaying his own claim.(40:30) The guys review a ChatGPT summary of Inherited Roth rules and wh...
2025-08-161h 15The Retirement and IRA ShowSocial Security, Roth Conversions, Annuities, and Rule of 55: Q&A #2532Jim and Chris discuss listener questions on Social Security timing strategies, Roth conversions in an RMD year, annuity return calculations, account sourcing for SPIA purchases, and Rule of 55 withdrawal rules.(12:30) A listener asks whether his brother should delay claiming Social Security to age 70 for better longevity protection despite a narrow breakeven.(35:15) George asks if he can complete a Roth conversion before taking his first RMD and when a QCD would fit in that sequence.(58:15) Jim and Chris respond to a question on how to calculate the return on a lifetime income annuity.(1:11:15) The guys address...
2025-08-091h 26The Retirement and IRA ShowOhio, Medicare, Social Security, Roth 401k, and Annuities: Q&A #2531Jim and Chris discuss Jim’s relocation experience to Ohio, a listener PSA on Medicare, questions about Social Security payment timing and divorce eligibility, Roth 401k withdrawals under the rule of 55, and close with an annuity comparison answer so long it practically qualifies as a mini EDU.
(17:00) A listener PSA reminds others that Medicare Part A only covers hospital costs and that Parts B, C, and D must still be actively enrolled in.
(24:30) A listener asks whether it’s normal for his Social Security payment date—initially based on spousal benefits—to remain the same after sw...
2025-08-021h 58
White Coat Investor PodcastWCI #430: Backdoor Roth - Standard and MegaToday we are talking about everyone's favorite topic - the Backdoor Roth! We are answering questions about common mistakes for the Backdoor Roth IRA as well as having a larger discussion around what the Mega Backdoor Roth is, who it makes sense for, and how to make the most of it. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical re...
2025-07-311h 04The Retirement and IRA ShowSocial Security, Transition Planning, Positioning, Roth Conversions, IRMAA: Q&A #2530Chris is joined by Jake and Jacob to answer listener questions on Social Security, followed by a PSA about unexpected Social Security payment timing, then additional questions on transition planning, asset positioning across account types, weighing Roth conversions against the senior deduction, and planning around IRMAA.(6:15) George asks what percentage of taxes he should have withheld from his 2025 Social Security income if that is his only source of income.(22:45) A listener PSA describes how their spouse’s first Social Security payment arrived earlier than expected and shares a 40-day approval timeline.(29:45) Chris and the Jacobs respond to...
2025-07-261h 22The Retirement and IRA ShowSocial Security, SPIA Taxation, IRMAA, Roth Conversions: Q&A #2529Chris and Jake address listener questions on Social Security, single premium immediate annuity (SPIA) taxation, IRMAA impacts from NQDC payments, and Roth conversions.
(9:45) George asks whether the restricted application strategy for Social Security spousal benefits is still possible, and if so, whether birth year requirements apply, along with what changed after the 2015 law change.
(22:15) The guys share a PSA about a listener’s experience with the Social Security application process, explaining how failure to submit a marriage certificate caused delays when applying for spousal benefits.
(31:00) A listener asks whether untaxed tip income affects th...
2025-07-191h 25The Retirement and IRA ShowSocial Security, Annuities, Roth and Roth TSP 5-Year Rule: Q&A # 2528Jim and Chris answer listener questions on Social Security filing and its effect on HSA eligibility, Social Security means testing, the timing of annuity purchases in IRAs, the Roth and Roth TSP 5-year rule.(7:30) Georgette asks whether the six-month Medicare Part A lookback is triggered by her husband’s Social Security application date or benefit eligibility date, and how that affects HSA contributions.(22:45) A listener worries about possible future Social Security means testing for those who are past full retirement age but not yet claiming.(36:30) George questions whether buying a Fixed Indexed Annuity inside an IRA is...
2025-07-121h 21
The Jim Reith Show UnleashedThe Jim Reith Show UNLEASHED Episode 35 - 6/12/25Another great slate of guests on UNLEASHED!!!
We start off "back in the day" with CNY Central's Brandon Roth. Brandon tells us his story on how he landed in CNY from being a Californian. He also talks about his family and what famous venue his father ran. That Roth name .. it sounds rock n roll... He also talks about his cousin, the one and only, David Lee Roth.
https://cnycentral.com/station/people/brandon-roth
and unfortunately we talk to Onondaga County Sheriff, Toby Shelly. The Onondaga County Sheriff's arrested Rya...
2025-06-1246 min
White Coat Investor PodcastWCI #423: Rollovers, Roth, and InvestingToday we are back to our most asked about topic: Roth. We answer a question about rollovers, then we talk about Mega Backdoor Roth and then the regular backdoor Roth and the pro rata rule. We then switch gears and talk about high yield dividend funds and answer a question about asset allocation and asset location. We end the episode talking about what to do if you are averse to the S&P500 including Coinbase. I estimate that 80% of doctors need, want, and should use a financial advisor and/or an investment manager. Some investment gurus such...
2025-06-1247 min
Villages Vitality: Senior Life UnscriptedFrom Stage Dreams to Reality: Luanne Hunt and Jim Bellacera at Grand Oaks Send us FAN MAIL text, include your cell# for a replyExploring Entertainment Ventures in The Villages: A Talk with Luanne Hunt and Jim BellaceraIn this episode of 'Open Forum in The Villages, Florida,' host Mike Roth interviews Luanne Hunt and Jim Bellacera about their backgrounds and their new theater venture at the Grand Oaks Resort. Luanne shares her extensive experience in the entertainment industry, while Jim talks about his background in personal development and event organization. Together, they discuss their plans for innovative dinner theater shows, including original musical compositions...
2025-06-0629 minThe Retirement and IRA ShowSocial Security Filing, Roth 5-Year Rule, HSA Strategy, and Bond Principal: Q&A #2522Jim and Chris answer listener questions on Social Security filing, a PSA on SSA’s online application process, the Roth 5-Year Rule, HSA strategy, and bond principal risk.
(8:00) A listener asks whether Social Security’s claim that delayed retirement credits aren’t applied until the end of the following year is accurate, and whether anyone receives them without persistent follow-up.
(29:15) The guys share a listener PSA with their experience applying for Social Security online and highlights the confusing communications around application status and approval timelines.
(18:15) George asks how and when to apply for Social...
2025-05-311h 16
Trust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 274: Retirement Planning Smart: Roth Conversions with Peak WealthIn a recent episode of the Trust the Plan Podcast, Nick Hopwood, CFP®, and Jim Pilat, CFP®, of Peak Wealth Management, delve into the strategic decision of Roth conversions in retirement planning. They present a case study comparing the financial outcomes of converting traditional IRA funds to Roth IRAs versus maintaining the traditional structure. Through detailed charts, they illustrate how Roth conversions can potentially reduce future tax liabilities and provide tax-free income in retirement.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we in...
2025-05-2807 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 274: Retirement Planning Smart: Roth Conversions with Peak WealthIn a recent episode of the Trust the Plan Podcast, Nick Hopwood, CFP®, and Jim Pilat, CFP®, of Peak Wealth Management, delve into the strategic decision of Roth conversions in retirement planning. They present a case study comparing the financial outcomes of converting traditional IRA funds to Roth IRAs versus maintaining the traditional structure. Through detailed charts, they illustrate how Roth conversions can potentially reduce future tax liabilities and provide tax-free income in retirement.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we in...
2025-05-2807 minThe Retirement and IRA ShowSocial Security, IRA Basis, and Roth 5-Year Rule: Q&A #2521Jim and Chris answer listener questions on Social Security timing, the Earnings Test, nondeductible IRA basis, and the Roth 5-Year Rule.
(16:15) Georgette asks whether filing retroactively in December, with Social Security payments issued in January, ensures that all income—including the retroactive amount—will be reported on the following year’s tax return.
(28:00) A listener working in a State job who is eligible for a Social Security widow benefit asks whether large pre-tax contributions to 403(b) and 457(b) plans would reduce his earnings under the Earnings Test.
(42:30) The guys address whether IRA basis can be...
2025-05-241h 35
White Coat Investor PodcastWCI #417: Get Rich Fast as a Millionaire with Roth ConversionsToday we are talking with our friend and Roth expert, Chris Davin. He is joining us to answer some of your questions and then get way into the Roth weeds with Dr. Dahle. Chris knows more about the intricacies of Roth considerations than anyone we know. They discuss when to choose Roth and why, mega backdoor Roth, choosing Roth as an independent contractor and so much more! Do you ever find yourself wishing there was somewhere to go to ask your finance, insurance or investing questions? The White Coat Investor community is a great place to turn...
2025-05-011h 33
Enlightened Wealth StrategiesEP 7 - The A B C's of Roth IRA'sIn our latest podcast, Enlightened Wealth Strategies, James and Jim discuss the A B C's of Roth IRAs.
2025-04-1730 min
White Coat Investor PodcastWCI #414: Roth IRAs and 401(k)sToday we are answering more of your Roth IRA and 401(k) questions. We talk about the difference between Roth and Traditional IRAs and then answer a question about Roth IRAs for your kids. We talk about some things to think about when changing your business 401(k) plan administrator and then explain what to do if you over contribute to your 401(k). If you're looking to Boost Returns, Lower Taxes & Build Wealth, join the WCI monthly Real Estate Opportunities list for tips and strategies to maximize your real estate returns and for introductions to exclusive investment opportunities. Expect...
2025-04-1055 minSmart Wealth and RetirementShould You Ever Use Your Roth IRA? (Hint: Yes!)Maximizing Your Roth IRA: When and How to Tap Into Your Retirement Treasure
In this episode, financial advisor Jim Martin and Casey from Martin Wealth Solutions tackle the myths and realities surrounding Roth IRAs. You'll learn the pros and cons of Roth IRAs, why the industry often recommends not touching these accounts, and when it might actually make sense to withdraw from them. The hosts provide insights into strategic Roth IRA distribution, addressing topics like avoiding higher tax brackets, Medicare costs, and Social Security impacts. Additionally, they explore using Roth IRAs for legacy planning and achieving financial independence. The episode...
2025-03-2421 min
Villages Vitality: Senior Life UnscriptedJim Bodenner - Medicare Options and Heart Health in The Villages Send us FAN MAIL text, include your cell# for a replyMedicare Options and Heart Health in The VillagesIn this episode of Open Forum in The Villages, Florida, host Mike Roth interviews Jim Bodenner, the president of the National Retiree Legislative Network. They explore the differences between Medicare Advantage Plans and traditional Medicare, the significant issues surrounding Advantage Plans, and recent terminations affecting 1 to 2 million participants. Jim shares his personal experience with a heart health crisis while traveling and the critical care he received due to traditional Medicare and a Medicare G...
2025-02-2829 min
White Coat Investor PodcastWCI #408: Roth IRAs, 457(f)s, and Other Retirement Account QuestionsToday we are answering your retirement account questions. We talk about Roth IRAs and the pro rata rule, we talk about self directing your solo 401(k). We discuss 457(f)s and 457(b)s. We talk about when to do Roth contributions and 401(k) contribution limits and more! If you are finding our podcasts informative and helpful we would encourage you to sign up for our monthly newsletter! It is totally free and includes useful, actionable information NOT AVAILABLE on the regular blog posts. It's almost like being in a secret club - the kind of club that...
2025-02-2750 min
White Coat Investor PodcastWCI #397: Roth, Mega Backdoor Roth, Solo 401(k)s and IRAsToday we are answering your retirement account questions. We answer questions about the mega backdoor Roth, Roth conversions, solo 401(k)s, individual IRAs and what to do with an inherited IRA. If you're like most doctors, nobody taught you anything about personal finance or investing during your undergrad, professional school, or residency. And even though your family - and perhaps even your business - rely on you to be the Chief Financial Officer, you have never been given the tools to succeed. Enroll in WCI Financial Boot Camp, a FREE educational email series, and learn to convert...
2024-12-1250 min
The Financial Puzzle PlaybookMaximize Your Retirement Savings: Tips on 401(k) and Roth 401(k) (Ep. 11)Are you making the most of your company’s benefits? Dive in to uncover how to maximize your 401(k), 403(b), and other investment options within your employee benefits package.
In this episode of The Financial Puzzle Playbook, Jim Sumpter dives into the intricacies of 401(k) and 403(b) plans, comparing Roth and traditional options. He discusses the importance of employer matching and shares tips on navigating investment choices, ensuring you get the most out of your benefits. Discover the intricacies of traditional and Roth 401(k) plans, learn the impact of employer matches, and gain insight into how vesting sc...
2024-10-0239 min
The Virtual Memories ShowEpisode 590 - Jim MoskeWith his amazing new book, Deaths of Artists (Blast Books), archivist Jim Moske explores art, mortality, media, fame and our secret lives. We talk about his chance discovery in the Met Museum's archives of century-old scrapbooks filled with artists' obituaries, his attraction to the obits' tabloid poetry, and how he fell down the rabbit-hole of figuring out the scandalous, redemptive life of their compiler, Arthur D'Hervilly. We get into what these obits — and D'Hervilly's life — can teach us about art and artistic reputation, the challenges of working with 100+-year-old newsprint, the aesthetic pleasure of historical records, and why Jim cons...
2024-05-211h 09
Digital Marketing StoriesConfessions of Digital Marketing Missteps with Dave RothIn episode 10 Jim delves into the twists and turns of agency life, working in-house with 20 year digital marketing veteran Dave Roth and his bumpy journey as a digital marketer. Discover the high-stakes world of managing campaigns with an insider's perspective from his time at Yahoo and realtor.comLearn about Dave's early involvement in "that search engine thing" which led to a decade at Yahoo managing substantial search engine marketing budgets for their internal paid media channels and delivering over 3 billion page views a day for their many web properties.We explore the...
2024-04-0344 min
White Coat Investor PodcastWCI #359: Tax Deferred vs. Roth Contributions: A Deep DiveToday Chris Davin, engineer and self taught master of all things Roth, joins Dr. Dahle on the podcast. For anyone who has ever wanted to get all the way into the Roth weeds, this episode is for you. We talk about Roth IRAs, the Backdoor Roth, the Mega backdoor Roth, Roth conversions, and what all of those things mean. We discuss how to determine if you should be doing pre or post tax contributions and why, and how your taxes and tax rate should be considered when deciding what kind of contribution to make. We start with a 101 level...
2024-03-211h 14
The Year You RetireTo Convert or Not to Convert: How to Know if a Roth Conversion is Right for YouAre you looking for a tax strategy that may help reduce the amount of taxes you pay during retirement? How about a strategy that may help increase the lifespan of your retirement portfolio? If so, then a Roth conversion may be the right move for you.In this episode of The Year You Retire, hosts John Bever and Jim Uren delve deep into the world of Roth conversions. They reveal the potential tax savings that a well-timed Roth conversion can provide during the retirement years. Through their insightful conversation you’ll gain valuable knowledge and practical strategies to hel...
2024-03-1837 min
Maximizing OutcomesThe Roth IRA Playbook: From Basic Rules to Advanced Tactics (Ep. 43)What are the real advantages of Roth IRAs for long-term savings?
Are you missing out?
Join host Jim McGovern in the latest episode of Maximizing Outcomes as he dissects the world of Roth IRAs. This episode is packed with useful information, offering unique insights into this essential tool for the potential for tax-free retirement income. Whether you’re among the 32 million Americans already using Roth IRAs or considering it, this episode is crucial for understanding the rules, clarifying misconceptions, and learning lesser-known tactics.
Key Discussion Points:
● Roth IRA Basics: Dive into the uniq...
2024-03-1534 min
White Coat Investor PodcastWCI #357: Roth IRAs, Conversions and Backdoor ContributionsToday our friend Chad Chubb is joining us for our next Friends of WCI episode. It is Roth season they answer more of your Roth questions. They cover Roth IRAs, conversions and contributions. They also talk about the difference between wants and needs, particularly around things like cars, or in Jim's case a big ole' F-250. Before wrapping up Jim and Chad debate the merits of living like a resident. Love what you hear on the podcast? Looking for more great White Coat Investor content? Head over to our YouTube channel where you can watch video recordings...
2024-03-0758 min
Y-Option: College Football with Yogi RothJim Nagy: The Senior BowlYogi is joined by the Reese's Senior Bowl Executive Director, Jim Nagy, fresh off of the 2024 Senior Bowl. Jim talks about his journey to becoming the Executive Director of the Senior bowl, how the college landscape has shifted and its impact on the Senior Bowl and he recaps some Pac-12 players that stood out this year.The Afterglow discusses further after the interview.Come discover the 'it factor' of the Senior Bowl on "The It Factory: Pac-12 Football with Yogi Roth." You can also watch this episode on Pac-12 Insider and on YouTube. Go to www...
2024-02-1334 min
Fund FlowImpact Investing: Generating Positive Impact Plus Financial Return, with Jim Roth of Zamo CapitalImpact investing is different from ESG in that ESG is what you don't do, what you don't invest in. Impact investing, however, is what you affirmatively and intentionally do.In this episode of Fund Flow, host Jon Finger speaks with guest Jim Roth, the founder and managing partner of Zamo Capital, an impact investor based in London. Jim was also the co-founder of Leapfrog Investments and is currently a member of the Investment Committee of the University of Edinburgh Endowment. Tune in to hear Jon and Jim discuss strategies and approaches in the impact investment s...
2024-02-0133 min
Experts of Experience#15 Jim Roth's Masterclass on Salesforce's Customer Success StrategiesExplore the evolving landscape of customer experience with Jim Roth, President of Customer Success at Salesforce, in this episode of Experts of Experience.Join host Lauren Wood as she delves into the strategies of Salesforce to revolutionize customer interactions and organizational efficiency. Jim Roth shares his expertise on breaking down functional silos and integrating customer services to provide a seamless experience. Discover how Salesforce leverages digital technologies and AI to empathize with and better serve their customers. Gain insights into the importance of simplifying processes and understanding customer needs in large organizations....
2024-01-3152 min
White Coat Investor PodcastWCI #346: Roth IRAs are NOT a Bad InvestmentToday Dr. Dahle debunks an article recently published titled "Why a ROTH is a Bad Idea (Yes, You Can Lose Money)". You can find that article here: https://lifeandmyfinances.com/investing/why-roth-ira-is-bad He spends time educating on why ROTH is a fantastic place to put your money and why this article should never have been published. We also answer a few questions about buying houses now that interest rates are going up. We talk about 401(k) loans, ROTH conversions, how much you need to donate to justify a DAF and more! Getting quality disability and l...
2023-12-2147 min
Villages Vitality: Senior Life UnscriptedNavigating Retirement: Jim Bodenner on Long-term Care, Emergency Preparedness and Outsmarting Medicare Fraud Send us FAN MAIL text, include your cell# for a replyGet ready for a riveting dialogue with Jim Bodenner, the insightful president of The Villages chapter of the National Retiree Legislative Network (NRLN). We'll navigate through a multitude of topics, including the hefty cost of long-term care, the significance of insurance, and an innovative concept known as "plan C" - the zero-step home! Additionally, we'll explore the paramount importance of emergency preparedness, from the value of a Knox box to the life-saving AED program in the Villages. We'll unveil the revolutionary Smart911 app that p...
2023-11-1729 min
Villages Vitality: Senior Life UnscriptedNavigating the Medicare Maze with Expert Jim Bodenner Send us FAN MAIL text, include your cell# for a replyPromised to be a fountain of knowledge for all things Medicare, our episode guest, Jim Bodenner, doesn't disappoint. An active member of The Villages, Jim's invaluable insights into Medicare plans will prove essential, whether you're new to the system or just looking to stay updated. We delve into the meaty differences between traditional Medicare and Medicare Advantage plans, and extensively discuss the pertinent questions to ask when comparing a Medicare supplement to an Advantage Plan. Jim also highlights how these plans have transformed over the years...
2023-11-1026 min
White Coat Investor PodcastWCI #338: Is It Ever a Good Idea to Over Fund a Roth IRA?Today we talk about are if it is reasonable to use 457(b) money to help fund your child's college education, how to do a 401(k) rollover and then how to rebalance it, and we talk about if it makes sense to do Roth contributions in your peak earnings years if you plan to retire early and we answer a question about if it is ever a good idea to over fund a Roth IRA. These questions and more are answered on our episode this week. No more wading through dozens of books at the library, scrolling through...
2023-10-2625 min
The Private Equity Podcast, by Raw SelectionJim Roth discusses greenwashing, how to define impact investing, and growing two Private Equity firmsIntroducing Jim RothJim Roth is the Founder and CEO of Zamo Capital, Europe’s first specialist investor inimpact, private equity, and venture capital firms. Founded in early 2018, Zamo invests in impact managers, providing capital, expertise, and an established network of investors to help raise new capital. Jim’s ability to identify and develop untapped market opportunities previously led to their co-founding LeapFrog Investments in 2007, a world-leading private equity manager that was ranked by Fortune as one of the top 5 Companies Changing the World. The fund was also endorsed by President Bill Clinton, who obse...
2023-06-0624 min
White Coat Investor PodcastWCI #316: Roth Contributions and ConversionsWe have continued to get a lot of your questions about all things Roth so we are dedicating another episode to your Roth questions. We answer questions about SEP IRA conversions, Roth IRA contributions, Roth contributions in a 401(k) vs. a backdoor Roth, Mega Backdoor Roth questions, how taxes affect Roth conversions and more! If you are finding our podcasts informative and helpful, check out our website! Since 2011 we have been working hard to provide valuable personal finance and investing information through thousands of blog posts written by an array of authors. You can find information on...
2023-05-2536 min
Cap't Jim Palmer, The Dream Business CoachFind Your Inner Groove – Kevin RothOn this week’s Dream Business Radio Show, I interview Kevin Roth. Kevin Roth began playing the dulcimer in 1972 at thirteen and at sixteen he recorded his first album. Between 1974 and 1984 Kevin recorded ten albums and established himself as a prominent folk singer and dulcimer player. And just when everything was going so [...]
2023-04-0533 minAudio – Cap't Jim Palmer, The Dream Business CoachFind Your Inner Groove – Kevin RothOn this week’s Dream Business Radio Show, I interview Kevin Roth. Kevin Roth began playing the dulcimer in 1972 at thirteen and at sixteen he recorded his first album. Between 1974 and 1984 Kevin recorded ten albums and established himself as a prominent folk singer and dulcimer player. And just when everything was going so [...]
2023-04-0533 min
The Boobie Docs: The Girlfriend’s Guide to Breast Cancer, Breast Health, & BeyondPATIENT 2 CAREGIVER: Live Life Like Jim (part 2️⃣)This is part ✌️ of my incredible conversion with my friend, Kristina Burke, on navigating the complexities of a cancer diagnosis as both a patient & caregiver (if you missed part ☝️- start there!). Trigger alert, this is a heartbreaking but very important conversation. 💔 Kristina was battling her own breast cancer diagnosis when her beloved husband, Jim Burke, a young, previously healthy, renowned chef at Wm. Mulherin & Sons, was diagnosed with a rare form of metastatic lung cancer (EGFR positive). 🥺We reflect on how they navigated cancer together with their young family, & Krist...
2023-03-0936 min
The Virtual Memories ShowEpisode 514 - Jim OttavianiWriter Jim Ottaviani rejoins the show to celebrate his new graphic biography, EINSTEIN (First Second)! We get into his collaboration with artist Jerel Dye & colorist Alison Acton on telling Einstein's story, the chutzpah involved in tackling the bio of the man whose name is a synonym for genius, and how he kept from falling into the rabbit hole of Too Much Research. We talk about how Jim used Einstein's major theories as a way of exploring the man and his times (and why this book is more of a story than a biography), the way 20th century popular culture...
2022-11-191h 35
White Coat Investor PodcastWCI #279: Roth Options and QuestionsThis episode we dive deep into all things Roth. We give a general review of what Roth is and then answer your questions about the backdoor Roth, different Roth accounts, when the backdoor process won't work, why we hate simple IRAs and more. We also discuss why so many docs are looking into side gigs and FIRE right now. Read the full show notes here: https://www.whitecoatinvestor.com/roth-options-and-questions-279 Did you know that the White Coat Investor not only has a podcast and a blog but several books that will help you on your way to f...
2022-09-081h 01Smart Wealth and RetirementDoes a Roth Conversion make sense?On this weeks retirement podcast, Financial Advisor Jim Martin, talks about roth conversions and when investors should consider one.
Visit our website at: www.retirementanswerstoday.com or: www.planwellretirehappy.com
2022-08-2220 min
Roofing Success102: 3 Keys to Success for Roofers: Consistency, Perfection, Developing Systems with Michael RothMike Roth, the owner of Thoroughbred Construction, always wanted to be an entrepreneur. He didn’t know which direction to go in at first. He understood that trades were dying and figured roofing was the best route to go because everyone has to have one. Mike runs all the finances and handles the marketing. The company has more certifications than most, but outside of that, the company delivers what they say they're going to. Thoroughbred Construction stands strong on its values and tries to deliver the best job every time. Mike is big on family and has two boys, Be...
2022-05-3153 min
Kramer Financial TalkBack Door Roth IRAIn this episode Jim talks about Roth IRA's, and the strategy known as a "back-door Roth IRA".
2022-03-2600 min
White Coat Investor PodcastWCI #245: The Backdoor Roth Lives OnToday we discuss what happened in Congress and how, for now at least, the backdoor Roth lives on. You can proceed with your contributions as planned. Check out our tutorial to see how: https://www.whitecoatinvestor.com/backdoor-roth-ira-tutorial/ . If at some point Congress decides to make this retroactively illegal, we will walk you through the process of undoing those contributions. We also discuss whether it is worth refinancing your student loans if you are not going for PSLF despite the extension of the student loan holiday. With inflation and rising interest rates this is a more complex question than...
2022-01-1337 min
Not Most PeopleThe Power Of Saying Yes And Knowing Your Values with Jim Riley - 046Jim Riley has spent his entire life saying yes to career changes and unique opportunities that align with his foundational values.He runs a successful consulting business in Kalispell, Montana, and is known for smart strategic thinking, insightful operations, business growth, and high-pressure transitions.He is currently the host of two successful podcasts. “The Answer is “Yes” “The Liberty of Lose” podcast.In addition to overseeing two of his own business, Jim has also played a major role in helping to grow and market well-known brands such as In-N-Out, Kettle One Vodka, He is als...
2021-12-2054 min
White Coat Investor PodcastWCI #234: Roth Q&A: 401ks, Conversions, and What if the Backdoor Goes Away?This episode we answer all of your questions about Roth accounts. We talk a lot about retirement accounts and answer questions about Roth 401(k)s, the mega backdoor Roth, Roth conversions, backdoor Roth IRAs, 457 plans, and lump sum investing. We also take a few minutes to discuss inflation and what to do in times like these when inflation is on the rise. Learn more at https://www.whitecoatinvestor.com/inflation-basics/ I estimate that 80% of doctors need, want, and should use a financial advisor and/or an investment manager. Some investment gurus such as Dr. William Bernstein think m...
2021-10-2848 minKramer Financial TalkRoth IRA Conversions - What you need to know!In this episode Jim talks about the ins and outs of Roth IRA conversions, and how they can possibly help with your financial and retirement plans.
2021-09-1800 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 126: Mr. Roth Part IIThere are an incredible amount of Roth benefits — which is why we decided to dive in even more for a second episode on it. In this episode, Nick Hopwood, CFP® AKA Mr. Roth and Jim Pilat, AIF® of Peak Wealth Management share additional Roth advantages. From Roth IRAs to Backdoor Roths and Roth 401ks, join us to learn more about how these investment strategies can help you on your financial journey. Click here to listen to part one.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by provid...
2021-08-3010 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 126: Mr. Roth Part IIThere are an incredible amount of Roth benefits — which is why we decided to dive in even more for a second episode on it. In this episode, Nick Hopwood, CFP® AKA Mr. Roth and Jim Pilat, AIF® of Peak Wealth Management share additional Roth advantages. From Roth IRAs to Backdoor Roths and Roth 401ks, join us to learn more about how these investment strategies can help you on your financial journey. Click here to listen to part one.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by provid...
2021-08-3010 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 125: Mr. RothJoin Nick Hopwood, CFP® AKA Mr. Roth and Jim Pilat, AIF® of Peak Wealth Management to talk about the importance of Roth IRAs and investing. In this episode, Nick and Jim dive in on everything from the benefits of maximum Roth investing to Roth conversions. Whether if you are just starting out in investing or are a seasoned veteran, this episode is packed with takeaways for everyone!
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great deci...
2021-08-1616 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 125: Mr. RothJoin Nick Hopwood, CFP® AKA Mr. Roth and Jim Pilat, AIF® of Peak Wealth Management to talk about the importance of Roth IRAs and investing. In this episode, Nick and Jim dive in on everything from the benefits of maximum Roth investing to Roth conversions. Whether if you are just starting out in investing or are a seasoned veteran, this episode is packed with takeaways for everyone!
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great deci...
2021-08-1616 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 118: Backdoor Roths & Roth ConversionsIn this episode, Nick Hopwood, CFP® and Jim Pilat, AIF® of Peak Wealth Management talk about the benefits of having multiple buckets of retirement money — and how more people need to take advantage of the backdoor Roth IRA & Roth conversions. Learn more to see how these options can work for you.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire Confidently.
2021-05-1110 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 118: Backdoor Roths & Roth ConversionsIn this episode, Nick Hopwood, CFP® and Jim Pilat, AIF® of Peak Wealth Management talk about the benefits of having multiple buckets of retirement money — and how more people need to take advantage of the backdoor Roth IRA & Roth conversions. Learn more to see how these options can work for you.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire Confidently.
2021-05-1110 minKramer Financial TalkA Guide to Roth IRAsRoth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
2021-05-0800 min
Spilled TheoryEpisode 7: Jim Roth interview Part 2We continue talking with lead guitarist Jim Roth about Built to Spill, amps, lineup changes, recording gear, internet prodigies, songwriting, amp modeling with guitarist and electronics guru Jim Roth.
Ending song:
Whitney - No Matter Where We Go
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This episode is sponsored by
· Anchor: The easiest way to make a podcast. https://anchor.fm/app
Support this podcast: https://anchor.fm/spilledtheory/support
2021-04-0737 min
White Coat Investor PodcastWCI #194: The Backdoor Roth IRA Made EasyEveryone should be contributing to a Roth IRA every year. This is retirement account space that you can't get back. Many of us need to contribute to the Roth IRA through the backdoor, which can be confusing. In this episode we discuss what a backdoor Roth IRA is, steps for successfully contributing to a backdoor Roth IRA, and how to fix errors that occur in each step. See full show notes here whitecoatinvestor.com/the-backdoor-roth-ira-made-easy-podcast-194. For those who have mastered the backdoor Roth IRA we also answer listener questions about adding new asset classes to your investment plan, tax i...
2021-01-2145 min
White Coat Investor PodcastWCI #187: How Much Should You Put in a Roth?Is there a recommended percentage of your portfolio that should be in Roth accounts when you retire? We are asked this question a lot. People think there must be an optimal mix. Is there? And is it worth the cost to get to it? These questions are discussed in this episode. There is a general rule of when to make pre-tax vs post-tax retirement contributions as well as when are good times to do Roth conversions. Listen to this show to better understand those as well. We also dive into listener questions about paying off the mortgage vs investing i...
2020-12-0353 min
The Lost Ogle Show55. Talking OG&E & Ice Storms w/ Jim RothOn this week’s episode of The Lost Ogle Show, Marisa and Patrick chatted with Jim Roth – former Corporation Commissioner and Dean and Professor of Law at Oklahoma City University. We talked about OG&E’s monopoly on the electricity market and what can be done to manage resources at the state and local levels. We also chatted a bit about historic corruption with the Oklahoma County Commissioner’s Office. Jim doesn’t have a Twitter account anymore, and he doesn’t miss it. Released 9 November 2020 Visit The Lost Ogle for more Great Content! Find Us Onlin...
2020-11-091h 03Smart Wealth and RetirementWhat is a Roth IRA and do you need one? [Episode 16]A Roth IRA can be a great tool to help you get to where you want to be, come retirement. Many people do the bare minimum when planning for retirement, but there are so many options to consider when deciding where to put your retirement savings. A Roth IRA can be a great asset in your retirement plan by offering you a plethora of benefits.
Roth IRAs are the vehicle to help you invest the money you save for retirement. However, what makes Roth IRAs so incredible is that your earnings grow tax-free, which is a great...
2020-08-2420 min
White Coat Investor PodcastWCI #146: The 5-Year Rule for Roth IRA ConversionsThe 5-year rule for Roth IRA Conversions can be confusing because there are two 5-year rules regarding Roth IRAs. We discuss the difference between them in this episode. See the full show notes here https://www.whitecoatinvestor.com/classic-blog/ . The first five year rule applies to Roth IRA contributions and determines whether the earnings will be tax free. The second rule applies to Roth conversions and applies to whether or not the principal that was converted will be penalty free when it comes out. In the case of conversions each conversion amount actually has its own five year time...
2020-02-2047 min
White Coat Investor PodcastWCI #142: Should You Raid a Roth IRA To Pay Off Your Loans?Should you raid your Roth IRA to pay off your student loans? No, I think raiding your Roth IRA for any reason is a bad decision. You only get so much Roth space in your life. Raiding the Roth IRA for anything except retirement is not a good idea because that money is compounding tax-free for years, and the longer you let it do that, the more valuable that benefit becomes. But the Roth IRA has other benefits too. It is great for estate planning. Even with the recent changes in the estate tax laws, you can still stretch...
2020-01-2351 min
White Coat Investor PodcastWCI #127: Understanding the Mega Backdoor Roth IRAThe Mega Backdoor Roth IRA allows you to contribute an additional amount into an Roth IRA due to the fact that some employer 401k plans allow after-tax contributions. Listen to this episode to see if and how you can take advantage of this opportunity. See the full transcription and links to everything talked about in this episode at https://www.whitecoatinvestor.com/classic-blog/. If you're like most doctors, nobody taught you anything about personal finance or investing during your undergrad, professional school, or residency. And even though your family - and perhaps even your business - rely...
2019-10-101h 14
The Virtual Memories ShowGil Roth AMABecause of a last-minute guest cancellation, I had no show lined up for this week! Rather than take a second week off this summer, I decided it was time for another Gil Roth AMA episode, since the last one was almost 5 years ago. Thirty-two past and upcoming guests and Patreon supporters came through with questions for me, including (in the order I answered them): Ken Krimstein, Hugh Ryan, Barry Corbett, Joe Ciardiello, Glynnis Fawkes, Kyle Cassidy, Ian Kelley, Kate Lacour, Dean Haspiel, Eddy Portnoy, Kate Maruyama, Tom Spurgeon, Jonathan Hyman, David Leopold, Paine Proffitt, David Townsend, Boaz Roth, Chris...
2019-08-191h 57
High School Football AmericaPodcast: Southern Columbia High School (Pennsylvania) head football coach Jim Roth - July 26, 2019On this edition of the High School Football America Podcast with Jeff Fisher, Southern Columbia High School (Pennsylvania) head football coach Jim Roth talks about one of the Keystone State's great programs. The Tigers have won a state record nine Pennsylvania high school football state championships. Coach Roth is the 15th all-time winningest high school football coach with 427 wins entering the 2019 season.
2019-07-2646 min
Y-Option: College Football with Yogi RothJim Brown reflects on his life, NFL career, activism & moreKnown as one of the top 5 greatest American living athletes today, Jim Brown is in the NFL Hall of Fame, College Football Hall of Fame, the Lacrosse Hall of Fame and has accomplished much more in his life. Yogi was able to sit down with this sports icon in front of a live audience at a Thuzio event in Los Angeles. Jim Brown, who is also a complicated figure, has been in the middle of sport, entertainment, activism and conflict during his life. At 82, Jim Brown describes himself as a ‘driven person,’ and delves into why he a...
2019-01-2848 min
Y-Option: College Football with Yogi RothJim Jorden: Director of 'All or Nothing: The Michigan Wolverines' & elite sports storyteller‘Your show becomes their memory’ ~ Jim Jorden, storytellerJim Jorden is a storyteller. Known most recently for directing All or Nothing: The Michigan Wolverines on Amazon Prime, Jim has been in the sports filmmaking profession for over 30 years. He has listened to intimate conversations among coaches and players during Super Bowls, the college football playoffs and more as he has wired high performers in almost every sport. Beginning at NFL Films, Jim understood the power of writing and that skill has allowed him to create documentaries that have aired on ESPN, NFL Network, the Pac-12 Networks, SEC Network, the...
2018-08-211h 02
Trust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 017 The Sweet Spot of a Roth ConversionLearn about the sweet spot of Roth IRA Conversion from Nick Hopwood, CFP. How do some people convert their IRA to a Roth IRA with little or no tax due? Lear more at peakwm.com
2017-10-0905 minTrust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®EP 017 The Sweet Spot of a Roth ConversionLearn about the sweet spot of Roth IRA Conversion from Nick Hopwood, CFP. How do some people convert their IRA to a Roth IRA with little or no tax due? Lear more at peakwm.com
2017-10-0905 min