Shows
Uncommon Estate of MindTrump, Tariffs, and Turbulence: How Shifting Policies Are Shaping the MarketIn this episode, we unpack the latest wave of economic disruption tied to Donald Trump’s return to the policy spotlight. From sweeping tariffs on imports to conflicting signals on inflation and interest rates, we break down how these rapid shifts are injecting new levels of volatility into the economy—and what it all means for real estate investors trying to plan their next move. Thinking about jumping in—or already knee-deep in the game? Either way, this kind of political turbulence hits everybody’s pockets different, and we’re breaking down how.Resource...2025-05-0121 minUncommon Estate of MindBuilding Legacy: Mariah Dodson Develops a 40-Acre Wellness & Community SpaceIn this powerful episode of Uncommon Estate of Mind, we sit down with Mariah Aleah, a visionary leader who is redefining what it means to build generational wealth, healing spaces, and community. Mariah is on a mission to break cycles and create a 40-acre wellness ranch and family compound in Southern California—one that honors her ancestors, fosters self-sufficiency, and provides a sanctuary for those seeking true connection and restoration.We dive deep into her journey from vision to execution, discussing the challenges, triumphs, and financial strategies that made this dream a reality. How did she fund th...2025-03-1848 minUncommon Estate of MindTrump’s Tariffs: Who Wins, Who Loses, and What It Means for YouTrump’s latest round of tariffs has sparked heated debate—some say they’re protecting American jobs, while others argue they’re driving up costs for everyday people. But who really benefits, and who’s left footing the bill?In this episode, we break down the real impact of Trump’s tariffs on American citizens, businesses, and the real estate market. Are these policies strengthening the economy or making homeownership even more out of reach? We’ll explore how tariffs are affecting construction costs, housing affordability, and even job opportunities.Whether you’re an investor, a homebuyer, or...2025-03-0433 minUncommon Estate of MindThe Palisades Fire and LA Real Estate: What New Investors Need to KnowThe Palisades Fire is yet another reminder of California’s ongoing battle with wildfires, but will it actually change the future of Los Angeles real estate? In this episode of Uncommon Estate of Mind, A.D. and Joey debate the long-term impact of wildfires on investing in LA. A.D. argues that while devastating, fires won’t shake California’s real estate market in a meaningful way, while Joey takes the stance that increased fire risk will drive investors away and reshape the market. Will rising insurance costs, stricter building regulatio...2025-02-0745 minUncommon Estate of MindGoals that Get Results: Plan, Measure, and Achieve Success in 2025As the new year kicks off, many of us are thinking about setting resolutions and tackling fresh challenges. In this episode, we go beyond the usual goal-setting chatter to explore what it really takes to follow through and achieve success. From identifying the most measurable goals to adopting a results-driven mindset, we share practical strategies to help you make meaningful progress in 2025. Join us for a conversation that will inspire you to think bigger, act smarter, and stay on track for your best year yet.Resources:2025-01-1622 minUncommon Estate of MindCash vs. Loans: Should You Pay More Upfront or Leverage Financing?Is it better to buy a property in full cash, put down a hefty down payment, or leverage financing with as little cash as possible? In this episode of Uncommon Estate of Mind, we explore the benefits and trade-offs of each strategy. From reducing monthly expenses and avoiding debt to maximizing returns through leveraging, this debate highlights how different approaches to cash allocation can impact your real estate goals and overall wealth-building strategy.Whether you’re looking for your first deal or have a few under your belt, this episode is sure to...2024-11-2019 minUncommon Estate of MindWhy Black Men’s Votes Are Up for Grabs: The Untold PerspectiveIn this episode of Uncommon Estate of Mind, Joey and A.D. take a deep dive into why Black men in America are increasingly distancing themselves from both political parties. Sparked by recent comments from Barack Obama, this conversation explores the unique frustrations, challenges, and perspectives that shape the political choices of Black men—voices that are too often overshadowed by mainstream narratives. Through a raw and insightful discussion, they highlight what’s truly driving the political disengagement and why it’s critical to hear directly from Black men on these issues.R...2024-11-0533 minUncommon Estate of MindReal Estate Legal Strategies with Attorney Bishoy HabibIn this episode of Uncommon Estate of Mind, we sit down with real estate attorney and investor Bishoy Habib to uncover key legal strategies that can protect and propel your real estate investments. We dive into the intricacies of land trusts and explore why beginning investors might want to consider using them for asset protection and anonymity. Bishoy also walks us through the benefits, limitations, and real-life applications of creative financing, shedding light on owner financing and other methods that have helped him close deals.We discuss the critical steps every investor should take to...2024-10-2347 minUncommon Estate of Mind40-Year Mortgages: Affordable Dream or Long-Term Trap?In this episode of Uncommon Estate of Mind, we dive into the debate surrounding 40-year mortgages. Are they a game-changer for homebuyers looking to lower their monthly payments, or do the long-term costs outweigh the short-term savings? We explore the impact of these extended mortgages on both investors and owner-occupants, examining how they affect interest costs, equity-building, and long-term financial planning. Whether you're a first-time homebuyer, seasoned investor, or considering using a 40-year mortgage to expand your portfolio, this episode offers valuable insights to help you make informed real estate decisions. 2024-09-2629 minUncommon Estate of MindBuilding Success: Brandon LoCascio’s Real Estate RiseIn this episode, we sit down with Brandon LoCascio, a true entrepreneurial spirit who has been hustling since childhood. From mowing lawns and sign spinning to navigating the ups and downs of the real estate market, Brandon’s journey is filled with lessons on resilience, growth, and seizing opportunities. After starting his real estate career at just 18, Brandon faced the Great Recession head-on, emerging as a versatile real estate professional and eventually founding Inland Development and Skymark Real Estate, and now BCGK Properties. Join us as we explore his rise from mortgage loan officer to real...2024-09-1136 minUncommon Estate of MindTrump vs Harris: What it Means for Real Estate InvestorsIn this episode of "Uncommon Estate of Mind," hosts Joey and A.D. delve into the potential impacts of Donald Trump's and Kamala Harris's policies on the real estate industry. We analyze how each leader's approach could influence property values, market trends, and investment opportunities. From tax reforms to housing regulations, we cover the key policy changes that could reshape the real estate landscape. Whether you're just starting out or looking to expand your portfolio, this episode provides essential insights to help you navigate the evolving world of real estate under different...2024-08-0127 minUncommon Estate of MindThe Shifting Short-Term Rental MarketIn this episode of “Uncommon Estate of Mind,” hosts Joey and AD dive into the current state of the short-term rental (STR) market, exploring the impact of high interest rates and fluctuating occupancy levels. With insights from STR Data Labs, they discuss the significant slowdown in supply growth, the rise in average daily rates, and the recovery of the US market compared to international markets. Joey and AD also address the tightening regulations in various cities and the expected uptick in bookings with the arrival of summer. This episode provides valuable updates and strategies to navigate the evol...2024-07-1712 minUncommon Estate of MindCashflow vs. Appreciation: Which Strategy is Right for You?In this episode of “Uncommon Estate of Mind,” Joey and A.D. dive into the age-old debate of cashflow versus appreciation in investing. Are you looking for steady, monthly income or long-term value growth? We break down the pros and cons of each strategy, discuss real-life examples, and offer insights on how to balance both approaches to maximize your investment returns. Whether you’re a seasoned investor or just starting out, this episode provides valuable tips to help you choose the best path for your financial goals.Resources:Fund and...2024-07-0331 minUncommon Estate of MindHow the NAR Settlement Affects First-Time BuyersIn this eye-opening episode of Uncommon Estate of Mind, hosts Joey and A.D. jump into the recent National Association of Realtors (NAR) lawsuit and its groundbreaking settlement. Join us as we unravel the implications of this landmark case and what it means for first-time homebuyers/investors. We’ll explore how changes in commission structures, transparency, and how buyer representation could shape your journey to owning your first home. Whether you’re just starting to look or already in the market, this episode is packed with insights and tips to help you navigate the evolving real e...2024-06-1916 minUncommon Estate of MindKendrick vs Drake: Who Really Won?In the aftermath of what was the greatest Hip Hop beef of all time, Joey and A.D. take a break from talking real estate and business to take a deeper look at Kendrick vs Drake. The guys share their thoughts on what was at work in the background that led to this legendary back and forth between two Rap Heavyweights. Who won the duel? Are the other power players involved? Join Joey and A.D. as they dive into a topic that touches on a personal interest of theirs. Resources:2024-05-1517 minUncommon Estate of MindRegulations and Crackdowns on Short Term RentalsIn this episode of Uncommon Estate of Mind, hosts Joey and A.D. delve into the intricacies of handling the crackdown on short-term rentals. With a spotlight on the recent ban on cameras in rental spaces and other industry regulations, they explore the challenges operators face and share invaluable insights into navigating this evolving landscape. Tune in as they discuss effective strategies, compliance tips, and the future of the short-term rental industry amidst tightening regulations. Additionally, Joey and A.D. candidly discuss the prospects for operators in the industry, including pivoting towards building boutique hotels fr...2024-05-0128 minUncommon Estate of MindDeal Breakdown #1 - South LA DuplexIn this episode of Uncommon Estate of Mind, Joey and A.D. dive a little deeper into the world of real estate investing with a focus on a duplex located in South LA. Join them as they unravel the intricacies of purchasing this property using various scenarios, particularly exploring the advantages of an owner-occupant loan. Using information from a licensed loan officer Joey and A.D. run through Down Payment and Monthly PITI (mortgage) options. This episode is a blueprint for anyone looking to step into the realm of real estate investment...2024-04-1725 minUncommon Estate of MindBTB V. 1: Top Questions to Ask a Realtor When Buying Your First PropertyWelcome to a special edition of Uncommon Estate of Mind. This week’s episode is a Black Tee Breakdown!Originally a segment that began on Instagram, we’ve brought the Black Tee Breakdown to the podcast!The Black Tee Breakdown is where we’ll give you a digestible amount of information ,usually real estate focused, to allow you to dig in deeper and do more research. Join us on Volume 1 as we share the TOP questions to ask a prospective realtor!Resources:Fund and Grow - https://www.fun...2024-04-0402 minUncommon Estate of MindFinancial Crossroads: Paying Debt vs. Building AssetsJoin Joey and A.D. on a thought-provoking journey in this episode of "Uncommon Estate of Mind." They tackle a fundamental question that many beginners face in their financial journey: Should you focus on paying off debts or jump into investing in assets? With lively debates and insightful analysis, the hosts delve deep into the implications, risks, and rewards of each strategy. Whether you're striving for debt freedom or aiming to build wealth through investments, this episode promises valuable insights and actionable tips to help you make informed financial decisions. 2024-03-2021 minUncommon Estate of MindOccupancy & Expenses: Short Term Rental Guide to Smart EvaluationDive into the world of short-term rentals with our latest episode, where we unpack the nuances of maximizing a Short Term Rental. Join us as we share invaluable tips and expert insights on what to look for in a short-term rental. The topic of scaling a short-term portfolio was touched on. As well as options to consider as opposed to adding more units. This episode gives the audience more aspects to think about outside of the norm. From hidden gems to strategic assessments, Joey and A.D. tap into different aspects to th...2024-03-0633 minUncommon Estate of MindHabit Stack to a Better LifeEmbark on a riveting journey within the corridors of the mind with hosts Joey and A.D. on this episode of 'Uncommon Estate of Mind.' Unveiling the secrets of Habit Stacking, they navigate this cutting edge method as it could lead to personal growth and lifestyle enhancement. Join the conversation as they share captivating stories, delve into the psychological nuances, and provide actionable tips to empower your own habit-stacking journey.In this immersive exploration, Joey and A.D. bring their unique perspectives to the forefront, illustrating how the synergy of seemingly insignificant habits can orchestrate a...2024-02-2115 minUncommon Estate of MindFoundations of Business Credit: 3 Trade Lines Every Beginner Should Start WithWelcome to another insightful episode of Uncommon Estate of Mind. In this installment, our dynamic duo explores the intricate landscape of trade lines – the backbone of your business credit profile.Join Joey and A.D. as they guide you through the nuanced art of establishing three key trade lines that every business credit beginner should prioritize. From forging strategic relationships with vendors to navigating the maze of credit-building opportunities, this episode equips you with the knowledge to fortify your financial foundation.Unlock the secrets of trade lines with expert insights and real-world experiences shared by Jo...2024-02-0731 minUncommon Estate of MindTrust Issues: Navigating Social Media Investment TipsJoin hosts Joey and A.D. as they dive into the intricate world of online investing strategies. In this episode, they unravel the complexities of social media investing tips. Exploring the challenges individuals face in discerning trustworthy advice. From conflicting ideas to diverse approaches, Joey and A.D. guide listeners through the maze of information, offering insights to help you make sense of the digital dollarscape. Tune in for a candid conversation about navigating the confusion and finding reliable paths to financial and personal growth.Resources:Fund and Grow - ...2024-01-2415 minUncommon Estate of MindRates Will Drop in 2024! Now What?Jump into the financial landscape with our latest episode as we explore the 2024 mortgage interest rate drops and unveil strategic insights for budding investors. Discover how to leverage this market shift to your advantage and embark on your investment journey with confidence. Whether you’re a first-time investor or looking to enhance your portfolio, this episode provides valuable guidance to navigate the evolving real estate landscape in 2024.Resources:Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemandDisclaimer: This Video/Audio and descr...2024-01-1020 minUncommon Estate of MindBeyond Stocks and Bonds: Hedge Fund Strategies in Residential RentalsIn this episode, Joey and A.D. dive into the captivating topic of Hedge Fund investing and real estate, unraveling the intricate strategies employed by these behemoths, with a spotlight on industry titan Blackstone. Join as they dissect, exploring how these financial juggernauts are reshaping the landscape of residential real estate investments. From the intricacies of their tactics to the potential implications on housing markets, we navigate the maze of hedge fund influence, offering insights into the evolving dynamics between Wall Street and the roofs over our heads. Tune in to gain a deeper understanding of...2023-12-1315 min
Uncommon Estate of MindSisters in Wealth: A Conversation with “Black Girls Buy Buildings” on Real Estate InvestingEmbark on an extraordinary journey into the realm of real estate with this riveting episode featuring two trailblazing black female investors who just happen to be lifelong best friends. Brace yourself for an inside look at the captivating narrative of their start to investing. These dynamic women, rooted in a deep bond forged in childhood, seamlessly blend their unique backgrounds in marketing to conquer the real estate landscape.In this exclusive conversation, with Black Girls Buy Buildings, you'll witness the unveiling of their triumphs and the strategic brilliance that sets them apart. From childhood dreams to adult...2023-11-2934 minUncommon Estate of MindHow Uncommon Minds Thrive: Navigating Life, Business, and EntrepreneurshipEmbark on a transformative journey with us in this episode of 'Uncommon Estate of Mind.' We delve deep into the essence of what it truly means to be Uncommon, unraveling the intricacies of a mindset that defies norms in life, relationships, business, and entrepreneurship.Join us as we explain our views on the word, Uncommon. Uncovering the principles and philosophies that propel individuals to extraordinary success. Through insightful discussion, we illuminate the paths less traveled, offering a roadmap for those seeking to carve out their own unique legacy.Whether you're a seasoned entrepreneur seeking...2023-11-1520 minUncommon Estate of MindHow a Year-Long Freeloader Turned the Tables on an Unprepared Airbnb HostIn this compelling episode of 'Home Sweet Legal Nightmare,' we dive into the astonishing true story of an Airbnb host's worst nightmare. Join us as we unravel the twists and turns of a disastrous situation where an unpaying guest turned the tables in court, exposing the host's legal vulnerabilities. Discover the lessons learned and the precautions you should take to protect your property and your peace of mind when hosting on Airbnb. Don't miss this cautionary tale that every Airbnb host should hear! Subscribe now and tune in to this eye-opening episode.2023-11-0122 minUncommon Estate of MindNew Fannie Mae Down Payment Requirements on 2-4 Unit PropertiesGet ready for some heart-pounding real estate news! Fannie Mae has unleashed a game-changer for rookies in the housing market. It's an info filled episode as we dive into the world of conventional loans and their new down payment requirements for 2-4 unit properties.In this informative article edition, we're here to shout it from the rooftops - Fannie Mae has opened doors for beginners! We're talking about the thrill of reduced down payments and the boundless opportunities this brings for first-time buyers/investors. Our expert hosts are here to take you on a rollercoaster ride of...2023-10-1825 minUncommon Estate of MindVelocity Banking to Turbocharge Your Financial FreedomIn this illuminating episode, we delve deep into the world of Velocity Banking, a powerful financial strategy that can transform the way you manage your money and build wealth. Join us as we break down the key principles of Velocity Banking, demystify its core concepts, and provide real-world examples of how it can help you pay off debt faster, increase your cash flow, and achieve your financial goals. Whether you're a seasoned investor or just starting your financial journey, this episode is packed with practical insights and actionable tips to help you take control of yo...2023-10-0438 minUncommon Estate of MindGoal Pursuit Unveiled: Singlehood vs. MarriageIn this thought-provoking podcast episode, we delve into a timeless debate that resonates with individuals from all walks of life: Is it better to reach your goals as a single person or while being married? Join us as we navigate the complexities of personal and professional aspirations, exploring the advantages and challenges of both solo and partnered journeys towards success.We'll bring you insightful conversations shedding light on the unique experiences and strategies that each path offers. Whether you're navigating a thriving career, pursuing academic excellence, or chasing your dreams, Joey and A.D. will share their...2023-09-2033 minUncommon Estate of MindShort Term Rentals are Dead!!In this episode of Uncommon Estate of Mind, we dive deep into the heart of the short-term rental industry and ask the burning question: Is it on its last legs, or is there still life left in it? Join us as we bring together expert and skeptical opinions to debate the future of short-term rentals. From the impact of the pandemic to shifting market dynamics, we'll explore the challenges and opportunities facing this ever-evolving industry. Get ready for a lively discussion that will leave you questioning whether short-term rentals are thriving or fading away. Tune in...2023-09-0617 minUncommon Estate of MindBuying Your First Multi Family pt. 4: Offers and NegotiationsIn this episode, Joey and A.D. conclude the “Buying Your First Multi Family” series with Offers and Negotiations. Whether you're a first-time homebuyer or a novice investor, the guys break down the essentials of crafting compelling offers, navigating counteroffers, and mastering negotiation strategies. Tune in to gain the confidence and insights needed to navigate the real estate market with success and savvy.Resources:Fund and Grow - https://www.fundandgrow.com/webinar-registration?ref=joeygarba&session=ondemandDisclaimer: This Video/Audio and description contains affiliate links, when yo...2023-08-2344 minUncommon Estate of MindBuying Your First Multi Family pt. 3: Property SearchEmbarking on your property journey as a first-time buyer or investor? In this episode, Joey and A.D. guide you through the crucial step of setting clear criteria for your property search. Discover how to define your preferences, prioritize essential features, and align your goals with your budget. Join us as we share valuable insights and practical advice to ensure your property search is not only efficient but also tailored to your unique needs. Tune in now to pave the way for a successful and targeted property...2023-08-0924 minUncommon Estate of MindBuying Your First Multi Family pt. 2: Securing FinancingIn this comprehensive episode, we'll delve into the world of securing financing for your entry into real estate investing. Whether you're a seasoned investor looking to expand your portfolio or a beginner eager to make your first investment, understanding the different types of financing available is crucial.Traditional Bank Loans: We'll start by exploring the most common route - traditional bank loans. Learn about the prerequisites, such as credit score, income verification, and down payment requirements. We'll discuss the benefits and drawbacks of this conventional financing option and offer tips on how to maximize your chances of...2023-07-2618 minUncommon Estate of MindBuying Your First Multi Family pt. 1: Why You Need a Realtor/Deal FinderIn this episode, we get into the world of real estate professionals and their indispensable role in the journey of first-time homebuyers. Join us as we uncover the purpose and significance of realtors and deal finders, shedding light on why they are an absolute necessity for those stepping into the realm of property ownership. We explore the duties and responsibilities of these experts, unraveling the invaluable guidance they provide throughout the complex process. From navigating the market to negotiating deals and ensuring legal compliance, discover the crucial support real estate pros offer to ensure a su...2023-07-1232 minUncommon Estate of MindPassion vs Talent: The Quest for FulfillmentIn this thought-provoking episode, Joey and A.D. delve into the age-old question of whether it is more crucial to pursue one's passion or harness inherent talents. Join as they explore the intricate balance between following your heart's desires and capitalizing on your natural abilities. Through insightful discussion and captivating anecdotes, they navigate the complexities of this dilemma, seeking to unravel the secrets of finding true fulfillment in life. Tune in to gain valuable insights and gain a fresh perspective on the eternal pursuit of passion and prowess.Resources:Fund and Gr...2023-06-2817 minUncommon Estate of MindHow Current Interest Rates Affect Real Estate Investing and Short Term RentalsIn this episode, Joey and A.D. delve into the fascinating realm of real estate investing and short-term rentals, exploring the profound impact of current interest rates. Join as they navigate the intricate relationship between interest rates and the ever-evolving world of property investment. Discover how fluctuations in interest rates can shape the opportunities and challenges faced by real estate investors/operators, providing valuable insights and strategies for maximizing returns in the dynamic markets of multifamily investing and short-term rentals. Whether you're a seasoned investor or just starting out, this episode offers va...2023-06-1425 minUncommon Estate of MindBreaking the Chains: Unraveling the Orphan MindsetIn this empowering episode, we delve deep into the concept of the "Orphan Mindset" and explore how it can unknowingly hinder personal growth and success. Join us as we uncover the origins of this limiting mindset and discuss practical strategies to break free from its grip, unleashing your full potential.We begin by unraveling the essence of the Orphan Mindset—an ingrained belief system stemming from feelings of abandonment, unworthiness, and self-doubt. Through thought-provoking insights and real-life examples, we highlight the various ways this mindset can manifest in our lives, holding us back from embracing opportunities and ac...2023-05-3113 min
Uncommon Estate of MindCourse vs Mentor: The Ultimate Goal-Getter ShowdownIn this thought-provoking episode of Uncommon Estate of Mind, we delve into a hot topic in the realm of personal and professional development: the choice between taking courses and having a mentor to achieve our goals.Join your hosts Joey and A.D. as they engage in a compelling debate, each championing a different approach to reaching milestones and unlocking our full potential. In one corner, we have Joey, an advocate for structured learning through courses and programs. On the other side, we have A.D., a proponent of personalized guidance and real-world experience.Together...2023-05-1736 minUncommon Estate of MindShould You Buy Property When Interest Rates are High?The bad news is that high-interest rates are affecting the property market. The good news is that if you can find a good deal with high-interest rates, that's going to be a great deal when the interest rates come down.AD is explaining the intricacies of interest rates to Joey, helping us all understand how these seemingly small and insignificant percentage points do add up when you're dealing with tens of thousands of dollars. Perhaps you too are in the same bo...2023-05-0315 minUncommon Estate of MindShort and Long Term Rental Tips for Property Management SuccessWhat are the considerations you need to give as a short-term or long-term rental host? Joey and AD are laying the groundwork here for some really important learnings as you embark on the rental business. Who's your housekeeper and are you prepared to fire them if they're not up to the job? Because best believe unhappy tenants will leave a poor review that will deter other potential guests! Who's your hand...2023-04-1921 minUncommon Estate of MindShould You Outsource Your Property Management?Should your first real estate investment be self-managed, or should you be hiring professional property management? AD the Fly Realtor and his boy Joey Garba are arm wrestling again, debating the pros and cons of outsourcing your first property deal to professional management.AD gets the ball rolling, hitting home hard about time freedom and how the 8% to 12% that you end up spending on management is worth it in the long run so that you can get your hustle on elsewhere. He’s also talking about how you get to tap into those relationships that the management co...2023-04-0519 minUncommon Estate of MindUnderstanding Your Real Estate Credit and Loan Options, Part TwoWelcome to Part Two of Understanding Your Real Estate Credit and Loan Options. If you haven’t checked out the previous episode yet, do yourself a favor and download and listen to that episode first — and then come hit up Joey and AD here. Credits versus loans — which is better? There’s so much to unpack in this conversation that Joey and AD don’t have time to beef. They’re just straight up running you through your options on how to get a long line of credit, fast. They’re also asking you to Be Strategic. Ca...2023-03-2938 minUncommon Estate of MindUnderstanding Your Real Estate Credit and Loan OptionsWhat is corporate credit versus business credit? What do ARM, FHA, and DSCR mean as you try to make sense of the acronyms in the real estate game and get your first property? Joey and AD aren’t beefing in this information-packed episode of UnCommon Estate of Mind — rather, they’re fleshing out all you need to know about your credit options and what loan option is best for you as you enter the exciting world of owning real estate. This information is golden for anyone wanting to separate their personal credit from their business credit...2023-03-2226 minUncommon Estate of MindWhat is Lifestyle creep?Joey and AD are in agreement today, talking to their younger selves – and they're presenting them with reasons to embrace delayed gratification and learn to appreciate that the reward is in the process. To understand our enemy we first have to identify it and give it a name. Today's topic and enemy is 'lifestyle creep' and it's something we are all guilty of from time to time. Lifestyle creep happens when our standard of living improves because, say, we get a raise, and so too then does our discretionary consumption on non-essential items increase. The luxury goods tha...2023-03-1539 minUncommon Estate of MindShort-Term Rental vs Long-Term Rental - Part 2Is short-term rental a better way to get started in real estate than multifamily investments? Joey and AD are time-traveling in this episode of "Uncommon Estate of Mind" back to that time in 2020 when y’all know what was going down (but we don’t want to say because we don’t want to upset the algorithm)!Together they are crunching the numbers on what Joey did with $25K to get into arbitrage (short-term property rental) and comparing that with what Joey’s profit would have looked like had he gone the multifamily investment route. Along the...2023-03-1553 minUncommon Estate of MindShort-Term Rental vs Long-Term Rental - Part 1What is a better investment: short-term rentals or a long-term tenant? Welcome to Uncommon Estate of Mind where Joey Garba and AD The Fly Realtor debate different ways you can leverage your next investment to create time freedom, legacy impact, and generational wealth.In this first episode they're going toe-to-toe on the hot topic that is short versus long-term rentals. There are pros and cons to both – so long as you vet your tenants carefully and don't end up with cons in the building! What's so refreshing about Uncommon Estate of Mind is that it's not t...2023-03-1530 min