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John Cachia

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Cash Talk
Cash Talk#86 - Financially Preparing for ParenthoodParenthood is one of life’s most rewarding journeys - but it also comes with significant emotional, lifestyle, and financial changes that are often underestimated.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder break down what it really takes to financially prepare for bringing a child into the world, far beyond just the initial costs.Join John and Ayten as they explore key considerations, the importance of planning and strategy, and how aligning your financial decisions can help create a smooth transition in...
2025-11-2432 minCash Talk
Cash Talk#85 - ETFs, Managed Funds & Listed Investment Companies ExplainedETFs, managed funds, and LICs are all popular ways to invest, but understanding how they differ and knowing which suits your goals can make all the difference.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) break down how these investment vehicles work, what sets them apart, and how they can fit into your long-term wealth strategy.Join John and JK as they unpack the key considerations of each, from fees and tax to diversification, dividends, and everything in between.
2025-11-1026 minCash Talk
Cash Talk#84 - Wealth Erosion & It's Impact on Your Financial FutureIt’s easy to dismiss the small fees and expenses, but these erosions accumulate, often unnoticed, and can have a major impact on your future wealth.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the concept of Wealth Erosion - the small, compounding factors that can significantly reduce your wealth over time, often without you realising. Join John and Mason as they explain how erosion differs from loss, outline the financial, economic and behavioural eroders, and share tips for preventing these hab...
2025-10-2719 minCash Talk
Cash Talk#83 - The Risks Affecting Your Finances and How to Minimise ThemRisk is everywhere. In markets, in behaviour, and in the choices we make with our money. However, not all risks are bad, some just need to be understood and managed.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder unpack the many sides of risk, from financial, behavioural, to emotional.Join John and Ayten as they break down the different types of risk, how to mitigate them effectively, and how financial planning can ease the stress of uncertainty. E...
2025-10-1330 minCash Talk
Cash Talk#82 - Understanding Dollar-Cost Averaging, Rebalancing and Risk ToleranceInvesting isn’t about trying to time the market, it’s about setting a goal, choosing the right strategy, and having the discipline to follow it through.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari explore the essentials of investing: dollar-cost averaging, rebalancing and risk tolerance. Join John and Anthony as they break down how they work, when they help, and the role of behaviour and knowledge in staying disciplined with each strategy. Enjoyed this episode and want t...
2025-10-0629 minCash Talk
Cash Talk#81 - Traditional vs Holistic Financial Advice, and How They DifferOver the past five years, financial advice has made a progressive shift toward a more holistic financial advice model.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the differences between traditional and holistic financial advice, as well as how they work with their clients. Join John and Mason as they explore our goal-based, purpose-driven approach to financial planning, the role of ongoing coaching, and how to choose the approach that’s right for you.Enjoyed this epi...
2025-09-2932 minCash Talk
Cash Talk#80 - Investing, Compound Interest & Financial Literacy for Your KidsSetting your kids up isn’t just about the money you give them. It’s about the habits you build and the knowledge you pass on to help them create wealth for themselves.   In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder explore investing for your kids, what compound interest is and how it works, and the idea of “compounding knowledge.”Join John and Ayten as they cover ways you can invest for your kids, key tax, time and risk considerations, and how to blend fi...
2025-09-2235 minCash Talk
Cash Talk#79 - Seven Wealth Building Lessons from the Richest Man in BabylonBuilding wealth doesn’t have to be complicated. It starts with small, consistent steps in the right direction that compound over time. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the seven lessons from the classic finance book, The Richest Man in Babylon by George Samuel Clason. Join John and Mason as they turn those parables on saving, investing, and wealth-building into simple, actionable steps for your finances.Enjoyed this episode and want to hear more?
2025-09-1529 minCash Talk
Cash Talk#78 - Offsets, Equity, Loan Structuring & All Things LendingThere are plenty of “pay-it-off-faster” mortgage strategies, but if they don’t fit your situation, or aren’t done correctly, they can push you deeper into debt instead of getting you out.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari unpack key lending features, from offset accounts and interest rates to using equity, debt recycling, and more.Join John and Anthony as they explain what these strategies mean, how they work, and when they are most appropriate and when they’re not.
2025-09-0824 minCash Talk
Cash Talk#77 - Guiding Your Young Adults to Understand, Build & Manage WealthBuying your kids a car or a home is generous. However, teaching them how to buy their own is generational. In this episode of Cash Talk, multi-award-winning Australian wealth advisers John Cachia and Mason Thorn unpack how parents can help build financial literacy with their 15 to 25-year-olds and have real conversations about creating and managing wealth.Join John and Mason as they explore when to build wealth for your kids, when to build it with them, and when to step back, so they can learn to do it themselves.
2025-09-0135 minCash Talk
Cash Talk#76 - Everything You Need to Know as a First Home BuyerWhether you’re a young couple, a renting family, or a parent helping your kids, buying a first home is a major milestone in your financial life.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers and Mortgage Brokers, John Cachia and Anthony Caligari explain how lenders assess first-home buyers, covering borrowing power, deposits, LVR/LMI, gifting rules, and money-saving concessions.Join John and Anthony as they provide expert tips, debunk common myths, and help you avoid costly mistakes so you can make a confident start in the pr...
2025-08-2531 minCash Talk
Cash Talk#75 - What Is a Family Trust & Is It Right For You?Family trusts are a buzzword at the moment, but they’re not always the right fit for everyone.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) break down what a family trust is, how it works, and when it can actually add value.Join John & JK as they unpack the benefits, the pitfalls, and the biggest misconceptions. If you’ve ever wondered whether a trust is right for you, this episode will give you the clarity you need.
2025-08-1829 minCash Talk
Cash Talk#74 - Your Most-Asked Cashflow Questions, AnsweredIt’s not about how much you earn. It’s about your structure, your spending, and your habits.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari share strategies for building a surplus, controlling lifestyle creep, and aligning your spending with your goals, so you can get ahead without feeling restricted.Join John and Anthony as they explore how to set realistic savings targets, build a cashflow structure, and create alignment with your partner to work toward your shared goals.
2025-08-1219 minCash Talk
Cash Talk#73 - How Your Investment Strategy Should Evolve with AgeAs your goals, lifestyle, and age evolve, so should your investment strategy, because the approach that works at 30 isn’t the same one you need at 50.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas dive deep into how your financial needs, behaviours, and risk appetite change over time, and why your investment strategy must grow and adapt with you.Join John and JK as they share their personal investment journeys, the philosophies they use when investing for their clients, and how strategies sh...
2025-08-0443 minCash Talk
Cash Talk#72 - What You Need to Know (and Do) This New Financial YearA new financial year brings new changes, fresh opportunities, and the perfect chance to take control of your financial position and where you want to be in the year ahead.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caliari break down the key FY25 changes that could impact your wealth strategy.From the super guarantee increase to tax-saving contribution strategies and the proposed Division 296 tax law, they explain what it all means for you.Join John and Anthony...
2025-07-2835 minCash Talk
Cash Talk#71 - Why Financial Transformation Starts With Mindset & Behaviour (Not Products)You’ve read a couple of books, set goals, maybe even downloaded a budgeting app… so why hasn’t your financial life transformed?In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Dr Philip Courtenay, founder of Humans & Money, helping individuals and businesses transform by tapping into the science behind our financial decision-making.Together, they unpack the deeper reasons we struggle to take meaningful action with money, diving into mindset, behavioural blocks, urgency, and the psychology of motivation.Enjoye...
2025-07-211h 09Cash Talk
Cash Talk#70 - How To Know If You're On Track FinanciallyYou might be earning more, but without a clear picture of what “on track” looks like for you, how can you tell if you’re getting ahead?In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari unpack what it really means to be financially “on track”, and how to align your money with a fulfilling life on your terms.They explore the behaviours, habits, and mindset that lead to progress, from making the most of your surplus cashflow to building strong foundations and giving you...
2025-07-1429 minCash Talk
Cash Talk#69 - Purpose, Partnership & Parenthood with Burcu CachiaFrom the outside, people see John Cachia’s success, lifestyle and wins. But behind the lifestyle is a story of decades of hard work and sacrifice. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Koutsouroupas (JK) is joined by Burcu Cachia, wife of John Cachia and the real boss of the family, to explore what it takes to create a life built on teamwork, a shared vision, and fulfilment.Join JK & Burcu as they reveal what John is really like behind the scenes, how they teach the...
2025-07-0717 minCash Talk
Cash Talk#68 - Do You Need a Buyer's Agent? With Matt SkehanThinking about getting a buyer’s agent, but not sure if it’s worth it or just another expense?In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Matt Skehan from Azure Buyers Agents to explore what a buyer’s agent really does, and why their role is becoming increasingly valuable in a competitive market. They also break down who benefits most from using a buyer’s agent, how to choose the right agent, and how expert guidance can help you avoid costly mistakes...
2025-06-3034 minCash Talk
Cash Talk#67 - Crypto in Portfolios? with Betashares Justin ArzadonEveryone’s talking Cryptocurrency, but is it just FOMO or a must-have in your portfolio?In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Head of Digital Assets, Justin Arzadon, from Betashares, to debate whether Crypto belongs in a well-diversified portfolio.While Betashares embraces crypto as a new asset class, John remains cautious, questioning when (or if) it’s the right time to invest in it.Together, they explore different types of digital assets, risk management, the role of education, practical tips for investors at every stage, and...
2025-06-2529 minCash Talk
Cash Talk#66 - Your Financial Advice Misconceptions, AnsweredYou don’t need to be rich, older, or ready to sacrifice your lifestyle to benefit from financial advice.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia and Leah Bonnacci unpack the most common misconceptions that we often hear preventing people from seeking financial advice.They explore why financial advice isn’t just for the wealthy, how it can support your lifestyle (not limit it), why the best time to get advice might be sooner than you think, and who it’s truly for....
2025-06-1622 minEnsombl Advice Australia
Ensombl Advice Australia#495 John CachiaJohn is the Founder and Strategic Wealth Adviser at Thriving Wealth. John recently won FAAA Adviser of the Year, and he and James discuss his journey with Thriving Wealth, his strategic approach to advice, the rigorous award application process, and his focus on mentoring and developing his team to become top advisers. Thriving Wealth Website: https://www.thrivingwealth.com.au/ John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ Cash Talk Podcast: https://podcasts.apple.com/au/podcast/cash-talk/id1588800107 To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here...
2025-06-1125 minEnsombl Advice Australia
Ensombl Advice Australia#495 John CachiaJohn is the Founder and Strategic Wealth Adviser at Thriving Wealth. John recently won FAAA Adviser of the Year, and he and James discuss his journey with Thriving Wealth, his strategic approach to advice, the rigorous award application process, and his focus on mentoring and developing his team to become top advisers. Thriving Wealth Website: https://www.thrivingwealth.com.au/ John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ Cash Talk Podcast: https://podcasts.apple.com/au/podcast/cash-talk/id1588800107 To learn more about Paradino & Athena, view our Solutions Showcase on Ensombl here...
2025-06-1125 minCash Talk
Cash Talk#65 - Do You Need a Financial Adviser? When and Why You MightFinancial advice isn’t just about retirement; it’s about creating a life where your money supports your goals, instead of holding you back.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, unpack why so many people feel stuck trying to “DIY” their finances and the turning points that signal it’s time to seek professional advice.They share what they look for when working with clients, the benefits of starting early, and why the right adviser does more than manage money - they hel...
2025-05-1239 minCash Talk
Cash Talk#64 - Your End of Financial Year & Tax Questions AnsweredThe countdown to EOFY is on, and now’s the time to get proactive to avoid last-minute stress and missed tax savings.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK), answer their most asked EOFY and tax questions, and share how to approach the end of financial year feeling prepared and in control.They answer:What should you know about concessional, non-concessional, and catch-up super contributions before June 30?What’s a tax-effective way to approach structuring for self-employed indi...
2025-05-0526 minCash Talk
Cash Talk#63 - Breaking Down the Global & Australian Economy with Economist Brian Parker**This episode was recorded on 22nd April 2025Trade tensions, inflation, government spending, and market volatility — these aren’t just headlines, they’re shaping the future of our economy.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Brian Parker, Chief Economist at Australian Retirement Trust for a deep dive into the current economic challenges, shifts, and opportunities.John and Brian break down the impact of tariffs, rising U.S.–China tensions, and how these are influencing inflation and economic conditions in Australi...
2025-04-2853 minCash Talk
Cash Talk#62 - Constructing an Investment Portfolio for Long-Term SuccessLong-term investing success takes more than just “picking the right stocks” — it requires strategy, discipline, risk management, and purpose.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK), explore how we build investment portfolios for our clients.They deep dive into the Thriving Wealth investment philosophy, how we create certainty, the importance of removing emotion from investing, and the dangers of speculation.Enjoyed this episode and want to hear more?Follow Cash Talk on Instagram: Instag...
2025-04-2133 minCash Talk
Cash Talk#61 - Super, Strategy & Structure For The Self-EmployedBeing self-employed comes with a different set of considerations than employees, especially with no obligation to contribute to super. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari discuss the common and costly oversights business owners make when it comes to their finances. Join John & Anthony as they explore the importance of regular super contributions, having a well-diversified business and separating yourself from your business.Enjoyed this episode and want to hear more?Follow Cash Talk on...
2025-04-1421 minCash Talk
Cash Talk#60 - How to Stop Letting Fear & Greed Control Your FinancesFear and greed are two of the most powerful emotional forces driving your financial behaviour — and most people don’t realise how much they’re influencing your decisions.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder unpack the dangers of fear and greed and the impact they can have on your long-term financial plan. They explore the emotional rollercoaster of the investor cycle, how reactive decisions are heightened during major life events, the way media and social environments intensify these pressures, and how a s...
2025-04-0739 minCash Talk
Cash Talk#59 - Federal Budget 2025-26 BreakdownThe 2025-26 Federal Budget is here, and while it may not be packed with surprises, there are key updates that could have a real impact on your finances – especially with an election on the horizon.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn unpack the Government’s latest proposals and what they mean for everyday Australians like you.From tax cuts and HELP debt relief to superannuation reforms, investment insights, family support, home ownership, and more; John and Mason break it all down...
2025-03-3129 minCash Talk
Cash Talk#58 - Stock Market Drop; Answering Your Questions on VolatilityThe markets are down, volatility is back, and uncertainty is surrounding the headlines and media. With so much noise and conflicting opinions on what to do next, it’s easy to feel overwhelmed.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari break down the latest market turbulence—what’s driving it, how it affects investors, and tips on what you should (and shouldn’t) do during these times.They also answer your top questions, including:• What’s causing this stock market volat...
2025-03-1725 minCash Talk
Cash Talk#57 - Buying a Property Through Your Self-Managed Super FundSelf-Managed Super Funds (SMSF’s) and property have been all over the media - but is buying property through your SMSF the right move? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) debunk some of the myths, pros, cons, and considerations of SMSF property investment.They also explore the importance of getting the right advice from the right professionals, the responsibilities of managing an SMSF, and the growing concerns around property syndicates.Enjoyed this episode and wan...
2025-03-1029 minCash Talk
Cash Talk#56 - Breaking Down the RBA Interest Rate CutThe Reserve Bank of Australia (RBA) held its first meeting of 2025, announcing a 25 basis point cut to the cash rate target, bringing it down to 4.10%In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari, break down the RBA’s decision its impact on mortgage holders, investors and the broader economy. With this being the first rate cut in years, John and Anthony share insights on what it means, key factors to watch, and practical tips on making the most of your mortgage savings.
2025-03-0322 minCash Talk
Cash Talk#55 - Financial Compatibility: Navigating Finances in a RelationshipFinances are one of the leading causes of divorce in Australia. With money having the ability to make or break a relationship, it doesn’t have to. So, when is the right time to have “the money talk”?In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn, dive deep into the complex world of finances and relationships. They explore what makes two people financially compatible and how to navigate the transition from “me” to “we”. From tackling sensitive topics like income disparity to na...
2025-02-2427 minCash Talk
Cash Talk#54 - Navigating an InheritanceWith Australia set to experience the largest intergenerational wealth transfer in history – $3.5 trillion over the next 20 years – many Australians will find themselves inheriting significant assets or funds.In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn explore how to navigate an inheritance wisely.They discuss emotional and financial challenges, common pitfalls, the importance of estate planning, as well as the growing trend of early inheritances.Enjoyed this episode and want to hear more?Follow Cash Talk on I...
2025-02-1731 minCash Talk
Cash Talk#53 - Economic & Market FAQ: Breaking Down the HeadlinesMajor economic changes are unfolding worldwide, impacting inflation, investments, and interest rates. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) answer your questions and concerns about the economy and markets.  From Trump’s tariffs and their impact on Australia to the RBA’s next rate decision and record-high investment prices, we break it all down. Enjoyed this episode and want to hear more? Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast) ⁠⁠⁠Follow John on Instagra...
2025-02-1034 minCash Talk
Cash Talk#52 - The Million Dollar Property Dream: Building Wealth or Debt?The Australian dream of owning a property isn’t as attainable as it once was. And for many, it’s becoming a financial burden rather than a path to financial freedom. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari, dive deep into the great Australian dream of owning property and the realities of homeownership.  With skyrocketing property prices, social media-driven expectations, and mounting financial pressures, many Australians are stretching their budgets to the limit to secure their dream home or investment property.  ...
2025-02-0321 minCash Talk
Cash Talk#51 - More Money, Same Problems? Making 2025 the Year of ChangeMany think that earning more money will solve their financial problems, but often, the opposite happens. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder, explore why earning more money doesn't always lead to financial success. They discuss the common pitfalls of lifestyle inflation, and debt-fueled lifestyles causing financial progress to stall.  John and Ayten also share strategies to break free from this cycle and ensure 2025 is the year of real financial growth. Enjoyed this episode a...
2025-01-2733 minCash Talk
Cash Talk#50 - Advancing Your Career to Accelerate Financial FreedomAre you ready to take your career and finances to the next level? In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Natalie Piscopo, a recruitment and networking talent specialist. Together, they explore what employers are looking for, the importance of personal growth, and how hard work and willingness can advance your career. John and Natalie also share their journeys and dive into how your career can support your path to financial freedom, with strategies to thrive both professionally and financially. Connect...
2025-01-2045 minCash Talk
Cash Talk#49 - Financial FAQs: Answering Your QuestionsGot questions about your finances? We've got answers! In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari wrap up the year by answering the financial questions you're most curious about. From knowing when you’re ready to see a Financial Adviser to what investments you should focus on, they give clarity on some of the challenges and opportunities many Australians often face. Enjoyed this episode and want to hear more? Follow Cash Talk on Instagram: Instagram (@thecashtalkpodcast) ⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠ Follow Antho...
2024-12-3033 minCash Talk
Cash Talk#48 - 2024 Reflection & Creating a Successful 2025Reflection and planning are key to growth, helping you improve and progress each year. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn reflect on the financial lessons, achievements, and milestones of 2024 while providing actionable strategies to set yourself up for a successful 2025. They explore the importance of reviewing the past year and share tips to improve all areas of your life in the year ahead, helping you work toward living a more fulfilling life on your terms. Wishing you a happy holiday season and a Merry...
2024-12-2321 minCash Talk
Cash Talk#47 - Why Referrals Hesitate & The Transformative Thriving Wealth EffectA long-term client of ours referred over 30 people to us…but none of them reached out.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) delve into the stereotypes surrounding the term ‘financial adviser’ and how these perceptions lead to hesitation in seeking professional advice.  John and JK explore the innovative impact Thriving Wealth has in the industry, leading a more holistic approach to financial planning beyond the numbers. Enjoyed this episode and want to hear more? Follow Cash Tal...
2024-12-1619 minCash Talk
Cash Talk#46 - Re-Wiring Your Money MindsetFinancial success is about much more than the numbers in your bank account—it’s deeply tied to your money mindset, behavioural patterns, and emotional trauma. As well as your ability to not just earn money, but use it to live a fulfilling life. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Global Business Psychologist, Simi Rayat and Gestalt Psychotherapist, Mark Colletti to explore the deep connection between mindset, behaviour, emotions and financial decisions.  Together, they discuss how our beliefs and t...
2024-12-0943 minCash Talk
Cash Talk#45 - The Speculative Investment BuzzThe recent US election has seen heightened investment markets, fueling fear, FOMO, and a rise in speculative investment trends.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn delve into how these emotions are influencing investor behaviour, leading many to chase quick returns through speculative investments. John and Mason explore the risks of making decisions influenced by confirmation bias and the pitfalls of prioritising short-term gains over a long-term strategy and risk management. South Sea Company further reading Enjoyed this episode a...
2024-12-0226 minCash Talk
Cash Talk#44 - Mastering Your CashflowThe rising cost of living has had a significant impact on household budgets, with cashflow getting eaten up quicker than usual.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari explore how to master your cash flow, the oxygen of your finances. They discuss how your habits and mindset affect your money, ways to overcome financial stagnancy, and strategies for building flexible, sustainable cash flow systems. Enjoyed this episode and want to hear more? Follow Cash Talk on Instagram: I...
2024-11-2516 minCash Talk
Cash Talk#43 - Avoiding The Christmas Debt TrapIt’s the most wonderful time of the year, but also one of the most expensive. With sales, gift-giving, and societal expectations, Christmas often brings financial strain for many families. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder dive into the psychology behind Christmas spending. They explore the true meaning of the holiday session, as well as the importance of awareness, communication and delayed gratification to create a joyful, stress-free end of year. Enjoyed this episode and wa...
2024-11-1822 minEnsombl Advice Australia
Ensombl Advice AustraliaEngine Room Podcast #56 - John CachiaJohn is the Founder, Financial Adviser, and Visionary at Thriving Wealth. He and Rocksy discuss his journey from starting in the industry inspired by his cousin, to building a sustainable and impactful financial planning business focused on behavioral coaching and client-centric service. Thriving Wealth Website: https://www.thrivingwealth.com.au/ John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ Cash Talk Podcast: https://podcasts.apple.com/au/podcast/cash-talk/id1588800107 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241119 Join the Ensombl platform: App...
2024-11-181h 03Ensombl Advice Australia
Ensombl Advice AustraliaEngine Room Podcast #56 - John CachiaJohn is the Founder, Financial Adviser, and Visionary at Thriving Wealth. He and Rocksy discuss his journey from starting in the industry inspired by his cousin, to building a sustainable and impactful financial planning business focused on behavioral coaching and client-centric service. Thriving Wealth Website: https://www.thrivingwealth.com.au/ John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ Cash Talk Podcast: https://podcasts.apple.com/au/podcast/cash-talk/id1588800107 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20241119 Join the Ensombl platform: App...
2024-11-181h 03Cash Talk
Cash Talk#42 - Investment Bonds: A Good Alternative to Super?Investment bonds are managed fund investments provided by a life insurance company, but Australians are now viewing them as an alternative to superannuation?  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn break down investment bonds, exploring their benefits and when they might be a smart alternative or addition to superannuation.  Join John and Mason as they address common concerns around super, explore the tax benefits of investment bonds, and dive into legacy planning for both options.  As well as deep-diving int...
2024-11-1125 minCash Talk
Cash Talk#41 - Rentvesting or Purchasing a Home?The age-old Australian dream of owning a home versus the new emerging strategy of Rentvesting - What’s the right choice for you? Rentvesting is a strategy that allows you to generate wealth through an investment property while renting a home for lifestyle considerations.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Anthony Caligari discuss the pros, cons, and essential considerations for each approach. John and Anthony delve into property as a tool for leverage, risk factors to be aware of, and the...
2024-11-0428 minCash Talk
Cash Talk#40 - Super vs. Non-Super: Finding The Right BalanceThere are many misconceptions surrounding superannuation, leading people to either misuse it or overlook it altogether in their finances. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and James Wrigley delve into the world of superannuation and non-super strategies and the importance of finding the right balance between the two to create a financially free and fulfilled future.  They explore the factors to consider when guiding your approach, the risks of underestimating or overestimating how much you’ll need for retirement, and the role of tax...
2024-10-2822 minMoonee Valley Voices
Moonee Valley VoicesEpisode 6: John Cachia: Financial Literacy, Community Impact, and Thriving WealthIn this episode of Moonee Valley Voices, I had the pleasure of sitting down with John Cachia, founder and CEO of Thriving Wealth. As a financial advisor, entrepreneur, and advocate for financial literacy, John’s approach to wealth management goes beyond the numbers. He’s passionate about helping people live fulfilled lives by aligning their financial goals with their personal values.During our chat, we explored John’s deep connection to Moonee Valley, from his upbringing in East Keilor to his business roots on Keilor Road. His local community ties have been a driving force behind his missio...
2024-10-2440 minCash Talk
Cash Talk#39 - Why Trusting The Process & Right People is The Key to SuccessMotivation can only take you so far; transformative results ultimately come down to action, consistency, effort, and patience.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder delve into what it takes to achieve financial success. They emphasise the importance of who you surround yourself with, the patience required to see results, and the risks associated with seeking advice from the wrong people.  Enjoyed this episode and want to hear more?  ⁠⁠⁠⁠⁠Follow John on Instagram: ⁠Instagram (@thejohncachia)⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Follow Thriving Wealth on Instagram...
2024-10-2133 minCash Talk
Cash Talk#38 - Healing Past Traumas & Building a Transformative Support SystemAre you surrounded by the right support network, mindset, and behaviours to truly grow and thrive?  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Mark Colletti, Founder and Gestalt Psychotherapist at Seeking Minds. Join John and Mark as they deep dive into the powerful connection between psychotherapy and financial planning in overcoming mindset and behavioural blocks.  They unpack the process of healing past traumas, the paradoxical theory of change, how self-awareness leads to transformation, and the importance of building a st...
2024-10-1437 minCash Talk
Cash Talk#37 - Everything You Need to Know to Start or Grow Your Business50% of new businesses fail within the first 5 years of operation, but with the right strategies, yours doesn't have to be one of them.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers and Business Owners John Cachia and John Koutsouroupas (JK) explore what it takes to not only create a business, but one that thrives and generates long-term wealth.  They discuss finding the right balance between growing your business and enjoying it, common pitfalls and mistakes to avoid, how a business can be used to accelerate your wealth an...
2024-10-0722 minCash Talk
Cash Talk#36 - How We Build Financial Plans & Strategies For SuccessParaplanning plays a crucial role in helping clients achieve their goals and financial freedom, yet many don’t fully understand the process behind it. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by Paraplanner Eva Homsi to explore and shed light on the paraplanning process. Together, they break down how financial plans and strategies are crafted to align with each client’s goals, giving them the highest certainty of it coming to fruition. From understanding what a paraplanner does, to the deta...
2024-09-3015 minCash Talk
Cash Talk#35 - Self-Managed Super Funds (SMSFs) ExplainedSelf-Managed Super Funds (SMSFs) have surged in popularity, becoming a growing trend - yet many jump in without fully understanding the complexities involved. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and John Koutsouroupas (JK) unpack Self-Managed Super Funds. They explain what SMSFs are, the pros and cons, and when they’re a suitable option.  John and JK also cover the costs, time commitment, and common pitfalls, plus what people often overlook when starting an SMSF. Enjoyed this episode and wan...
2024-09-2321 minCash Talk
Cash Talk#34 - Parenting Through The Cost of Living CrisisParenting comes with its own set of challenges, but when you add in the cost-of-living pressures, it can quickly become overwhelming.  In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Adviser John Cachia is joined by long-time friend and wealth coordinator, Leah Bonacci to break down the realities of parenting in today’s economy.  Together, they explore the pressures of social media, juggling family, finances, relationships and work while navigating rising costs.  From planning for the future to the importance of being on the same page with your...
2024-09-1630 minCash Talk
Cash Talk#33 - How To Live A Fulfilled Life On Your TermsBuilding wealth alone isn’t enough to find true fulfilment, living life on your terms involves more than the numbers in your bank account. In this episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Ayten Ozder dive deep into the concept of a fulfilled life. They explore the precision between balancing enjoying the present and planning for the future, while understanding what fulfilment means to each client to align their financial strategies with their personal goals.   Join John and Ayten as they discuss the purs...
2024-09-0927 minCash Talk
Cash Talk#32 - Behind The Plan: Inside Our Financal Planning ProcessMany people are unaware of the level of detail and effort involved in building a financially free future. In today's episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and JK (John Koutsouroupas) take you behind the scenes of our financial planning process.  From the moment you first seek wealth advice with us, to the in-depth research, plan creation, and implementation, they reveal the intricate work involved in crafting a tailored financial strategy. Join John and JK as they uncover what really happens to ensure your f...
2024-09-0236 minCash Talk
Cash Talk#31 - Debt; The Good, The Bad & The DifferenceDebt; almost everyone has it, yet not everyone knows how to manage it.  In today’s episode, Multi-Award-Winning Australian Wealth Advisers, John Cachia and Anthony Caligari dive into the world of debt. They explore the fine line between good and bad debt, unpacking the wealth creation powers it has, as well as the dangers that come with it.  Debt has become increasingly normalised in society, using it as a way to fund lifestyle goals. John and Anthony discuss the rise of consumer debt and how you can avoid falling victim to the debt trap.
2024-08-2627 minCash Talk
Cash Talk#30 - What It Takes To Create An Effective Investment StrategyInvesting isn’t just about picking stocks, it’s about building a strategy that allows you to achieve your goals while taking on minimal risk.  In today’s episode of Cash Talk, Multi-Award-Winning Australian Wealth Advisers John Cachia and Mason Thorn, dive into the intricacies of investment strategies and what it means to create an effective one. Join John and Mason as they explore goal-based investing, the importance of behavioural coaching and risk management in your strategy, as well as tips and pitfalls to avoid while building wealth. Enjoy...
2024-08-1922 minCash Talk
Cash Talk#29 - Putting Your Money Towards Debt or Investing?The tradeoff between debt vs. investing. What’s the best for your future? In this episode of Cash Talk, Multi-award-winning Australian Wealth Advisers John Cachia and JK (John Koutsouroupas), tackle a common financial dilemma; Should you prioritise paying down debt or focus on investing for the future? Join John and JK as they break down each approach, what you should be mindful of, as well as how to balance these financial goals for a financially free future. Enjoyed this episode and want to hear more? Follow John on Instagram: Ins...
2024-08-1217 minCash Talk
Cash Talk#28 - Triumph Over Trials: Client Success StoriesIn this episode of CashTalk, Multi-Award Winning Australian Wealth Adviser John Cachia and his own wealth adviser and protégé, Anthony Caligari, dive into the inspiring success stories of their clients. Anthony and John share the battles their clients have faced over the years—from financial hardships and personal struggles —and how they have come out the other side living the life they desire. These stories highlight the power of resilience, strategic financial planning, and the importance of having a trusted adviser by your side. Discover how real people have transformed their lives, achieved financial freedom, and are now enjoyi...
2024-08-0625 minCash Talk
Cash Talk#27 Navigating Real Estate: Emotional & Financial Strategies for Buyers and SellersIn this episode of CashTalk, Multi-Award Winning Australian Wealth Adviser John Cachia and trusted Real Estate Agent, Symone Gatt share their expertise on navigating the current real estate market. Symone provides an overview of market trends and offers practical advice for buyers and sellers. John shares his experiences with property and client success stories, highlighting how controlling emotions and mastering negotiation techniques can lead to great outcomes. Whether you’re buying or selling, this episode is packed with valuable insights to help you succeed. Enjoyed this episode and want to hear more? - Follow John on Instagram: https://www.in...
2024-07-2934 minCash Talk
Cash Talk#26 Guardians, Trusts, and BeneficiariesIn today's episode of Cash Talk, Multi-Award Winning Australian Wealth Adviser John Cachia is joined by expert estate planning lawyer Lucy Percy to discuss the crucial aspects of estate planning. Together, they delve into the importance of nominating a beneficiary and selecting a guardian for your children, ensuring your loved ones are protected and cared for. Lucy shares her expertise on protecting your assets from risks and the role of trusts in estate planning, including both living trusts and testamentary trusts. John and Lucy also explore decision-making strategies to help your children with minimal risk, providing practical...
2024-07-2141 minCash Talk
Cash Talk#25 - When You Feel You're Falling BehindAre you comparing yourself to others financially? Do you feel like you're falling behind? In today’s society, we are constantly comparing ourselves to others and their financial status. With strategies in place, Thriving Wealth can help alleviate your stress and help achieve your individual goals.  In today’s episode, Wealth Advisors John Cachia and Mason Thorn discuss how sometimes we fall behind financially and ways in which we can implement strategies to get back on track to achieve personal financial goals. Enjoyed this episode and want to hear more of us? More...
2024-07-1633 minCash Talk
Cash Talk#24 - The Passion for Leadership & Helping PeopleWith a passion for leadership, whilst keeping employees dedicated and time flexible, Thriving Wealth is committed to improving client relationships and their wealth. In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder discuss the culture and differences that Thriving Wealth has developed and continues to change compared to other financial advisory companies by putting their clients and employees first. Enjoyed this episode and want to hear more of us? More of John More of Thriving Wealth Have a question you would like answered? Contact us via our Instagram pages above.
2024-07-0842 minThe Leap: A Business Journeys Podcast
The Leap: A Business Journeys PodcastJohn Cachia – Multi Award winning Financial Adviser - Voted top 50 most influential Advisers in Australia!John Cachia is a multi-award-winning Financial Adviser who has grown his business to close to 20 staff. John takes us through his journey and what has catapulted the business’ growth over the past 7 years. Welcome to The Leap: A Business Journeys Podcast. Hosted by Nathan Soti, our goal is a simple one – to help more businesses succeed! The Leap is proudly supported by Ethos 360 Recruitment and produced by The Content Engine.
2024-07-0358 minCash Talk
Cash Talk#23 - Health is Wealth: Getting Financially FitTwo of the most important factors of your life; Health and Wealth are intricately connected.  Good health often enables us to generate an income and participate in daily activities, while wealth provides access to life’s luxuries such as healthcare, food, and the freedom to do what makes up fulfilled.  In today’s episode, Wealth Advisers, John Cachia and John Koutsouroupas (JK) explore the interrelationship of health and wealth and how you can leverage them to become financially fit. You can download the Wheel of Lif...
2024-07-0120 minCash Talk
Cash Talk#22 - Property vs. Shares: Which Should You Choose?Is it better to invest in the great Australian dream of owning a home, or should you put your money into the stock market? We’ve heard it all before, it’s the age-old debate of investing in property versus shares. In today’s episode, Wealth Adviser, John Cachia, and aspiring Wealth Adviser, Nicholas Masunda break down and settle the debate as well as discuss the benefits and risks of each investment option and more. Enjoyed this episode and want to hear more of us? ⁠⁠...
2024-06-2434 minCash Talk
Cash Talk#21 - Intergenerational Wealth: Ensuring Your Money Lasts ForeverThe wealth gap is widening with a recent government report outlining that around $3.5 trillion in assets will be transferred in Australia by 2050. Making it the biggest wealth gap in Australian history.  If you’re not growing and protecting your wealth, your kids may find themselves getting further behind financially.  In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder discuss the vital topic of intergenerational wealth and what you can do to ensure your wealth is sustained for generations beyond you.  Enjoyed this episode...
2024-06-1730 minCash Talk
Cash Talk#20 - The Psychology of InvestingInvesting can feel like a rollercoaster, where fear and excitement often influence our decisions more than logic. In today’s episode, Wealth Advisers, John Cachia and John Koutsouroupas (JK) explore two overlooked factors in investment success; behaviour and psychology and how they shape your wealth creation journey as well as influence your investment outcomes. Enjoyed this episode and want to hear more of us? ⁠⁠⁠⁠ ⁠More of John⁠⁠⁠⁠⁠⁠⁠ More of JK ⁠More of Thriving Wealth⁠⁠⁠ Have a question you would like answered? Contact us via our ⁠⁠Instagram ⁠⁠pa
2024-06-1042 minCash Talk
Cash Talk#19 - Teaching Your Kids The Value of MoneyAs parents ourselves, we understand the want to give your kids the best headstart in life.  In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder deep dive into the topic of all things kids and money. From building the right financial foundations, to sharing stories from their own parenting journeys, and ensuring your wealth lasts beyond you, they leave no stone unturned.  Enjoyed this episode and want to hear more of us? ⁠⁠ More of John⁠⁠⁠⁠ More of Thriving Wealth⁠⁠ Have a question you would li...
2024-06-0339 minCash Talk
Cash Talk#18 - Time is Money: The Importance of Starting EarlyThe cost of living is rising and more millennials crave the freedom and stability of living life on their terms. The solution isn’t get-rich-quick schemes or relying on debt to fuel your lifestyle, it’s getting a head start on your wealth journey while you’re young. So why wait? In today’s episode, Wealth Advisers, John Cachia and Anthony Caligari unpack their personal wealth journeys starting at young ages and discuss the impacts early planning has on your financial future. Enjoyed this episode and want to hear...
2024-05-2734 minCash Talk
Cash Talk#17 - What It Takes To Be Financially FreeWe all aspire to become financially free whether we realise it or not, yet only a few of us truly attain it. It’s not just about the numbers in our bank account, but the ability to create wealth whilst living a fulfilling life.  In today’s episode, Wealth Adviser, John Cachia and aspiring Financial Adviser, Nicholas Masunda deep dive into what financial freedom truly is and how you can make it your reality.  Enjoyed this episode and want to hear more of us?  More of John More of Thri...
2024-05-2036 minCash Talk
Cash Talk#16 - Million Dollar Money MistakesMoney mistakes; we've all made them, and they can leave us feeling frustrated and overwhelmed. But fear not! In this episode of Cash Talk, Wealth Advisers John Cachia and Mason Thorn break down common money mistakes, why people make them, and most importantly how to avoid them and build better financial habits. Enjoyed this episode and want to hear more of us? More of John More of Mason More of Thriving Wealth
2024-04-2950 minCash Talk
Cash Talk#15 - Behind the Re-Brand, Welcome to Thriving WealthA New Way Forward with...THRIVING WEALTH Over the past 15 years, we have meticulously honed our craft, leading us to this momentous evolution. Re-defining the way you seek Financial Advice, helping you confidently achieve financial freedom and fulfilment! Join John and Chloe as they give you an insider insight into our re-brand, why Thriving Wealth and what you can expect! Find Thriving Wealth on: Instagram | Website | Book a FREE Chat Find John on: Instagram | LinkedIn | Facebook | TikTok
2024-03-1419 minCash Talk
Cash Talk#14 - Buying Your First PropertyReady to take the leap into homeownership? Join us as we dive deep into the exciting journey of purchasing your very own piece of real estate! From understanding the property market to key considerations and impacts, we give you our insights and expert tips on every part of the process. In today's episode, we discuss: John & Mason's Personal Property Buying Stories Things to Consider Before Buying a Property Leveraging and its Impacts Reasons Behind Property Buying Tips for Those Concerned About Buying Properties More of John: Instagram | Website | Book a FREE Intro Chat
2024-02-2632 minCash Talk
Cash Talk#13 - Money Mindset MasteryAre you ready to transform the way you think about money? Your money mindset plays a crucial role in determining how you view, interact, and feel about money. Shaped by your upbringing and life experiences, join John & Nicola as they unravel the enigma of money mindset. From John's money story to creating habits that improve your mindset, they're diving into the roots of money beliefs so you can take control of your financial journey! In today's episode, we discuss: John's Money Mindset Story & Evolution Changing Money Mindset Beliefs Economic Influences on Mindset Limiting Mindset Beliefs Fulfilment...
2023-12-0747 minCash Talk
Cash Talk#12 - Income or Growth Assets in Investing?Ever wondered where to invest your hard-earned money? We've all got dreams of no longer trading time for money, but navigating the maze of options can be intricate. Join John, Mason & Nicola as they break down Income and Growth Asset complexities, lay out the differences, and help you figure out which path aligns with your goals! In today's episode, we discuss: What are income and growth assets? The differences and risks associated between the two Which one is best for you? FIRE Movement Complexities Involved The Bucketing Strategy Time as a consideration Best Options for Different...
2023-11-3039 minCash Talk
Cash Talk#11 - Giving Back with True MeaningThere are over 57k charities to choose from...how can we make giving back an easier and safer experience? Today, John is joined by Jess and Kylie from Seedling. Seedling is all about doing good better through their personalised charity matching service. Being big believers in giving back, join John, Jess, and Kylie as they deep dive into the true impact of helping others. In today's episode, we discuss: How Seedling Works Aligning Charities to Values Problems Faced When Choosing a Charity Who Seedling Helps The Numbers Behind What Makes a Charity Good Tips for Starting...
2023-11-2334 minCash Talk
Cash Talk#10 - The Pursuit of Purpose Over MoneyMany of us live for today, but what is our purpose? What is the reason we get up every day? Today, John, Nicola, and Mason are having deep conversations about finding fulfilment beyond wealth. Join them as they explore the balance between living for today and planning for tomorrow. In today's episode, we discuss: Challenges Arising in the Pursuit of the Next Thing Setting Fulfilling Goals Finding Your Purpose Enjoying Life While You're Young Balancing Living for Today and Planning for Tomorrow Finding Yourself Core Purpose Exercises John's Personal Experience And more! Nicola's Book recommendation...
2023-11-2341 minCash Talk
Cash Talk#9 - Secrets of Successful LeadershipLeadership is a powerful skill to have in both your personal and professional life. Without understanding the key role of being a good leader, visions often don't become a reality. Today, John is joined by Founder and Executive Leadership Coach and Psychologist at Wellbeing Face, Simi Rayat. Discover the key components that make a leader truly successful. In today's episode, we discuss: Simi's Passion & Journey Natural Born Leaders What Makes a Successful Leader How to be a Good Leader Mindset Impact on Leadership History's Great Leaders The Importance of Leadership in Life And More! More...
2023-11-1534 minCash Talk
Cash Talk#8 - Simple Strategies, Big ResultsYour journey to financial success doesn't have to be a complicated one. They say simple is best, and John believes simplicity is the key to success. In today's episode, John is joined by Jane, who unpacks and explores why simple strategies are the unsung heroes of financial freedom. In todays episode, we discuss: Why we implement simple strategies Misconceptions surrounding building wealth Benefits of simple strategies Types of simple strategies Elevating income Why your strategies are failing Warren Buffett's use of simple strategies Managing risk Economic events FIRE and More! More of John: ⁠⁠Inst...
2023-11-1529 minCash Talk
Cash Talk#7 - The Complexity of Relationship FinancesNavigating relationships and finances can be challenging, but what happens when you combine the two? Join John, Nicola & Mason as we explore the intricate world of relationship finances and give our advice on ensuring a smooth money journey with your significant other. In today's episode, we discuss: Future consideration challenges when single Essential money conversations to have with your partner Combining finances Saving for milestones with an income discrepancy Financial red flags Do financial opposites balance each other out? Are prenups a necessity? Navigating divorce And more! More of John: ⁠Instagram ⁠| ⁠Website ⁠| ⁠Book a FREE Int...
2023-11-0956 minCash Talk
Cash Talk#6 - The Happiest Man in the UniverseKnown as the Happiest Man in the Universe, Gordon Rutty aka Gordo joins John in an inspirational deep dive into finding your passion and purpose. Learn Gordo's expert tips for starting your pathway to fulfilment. In today's episode, we discuss: Who is Gordo? Gordo's Kidney Donation Journey 3 Principles to Live By Creating Impactful Change Through Property Mental Health Exercises And More! More of John: ⁠⁠Instagram ⁠⁠| ⁠⁠Website ⁠⁠| ⁠⁠Book a FREE Intro Chat More of Gordo: Website
2023-11-0949 minEnsombl Advice Australia
Ensombl Advice Australia#422 John CachiaJohn is the Founder and CEO of AFA Group Wealth. He and James discuss how he transformed his financial planning business into a coaching-focused model that aims to provide highly engaged client experiences through a combination of in-person and online interactions. John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ AFA Group Wealth Website: https://www.afagroupwealth.com.au/ Discover how HOPE Housing is reshaping the property investment landscape and making a difference at https://ensombl.com/go/20231109 Join the Ensombl platform: App Store: http://www.ensombl.com/apple Google...
2023-11-0837 minEnsombl Advice Australia
Ensombl Advice Australia#422 John CachiaJohn is the Founder and CEO of AFA Group Wealth. He and James discuss how he transformed his financial planning business into a coaching-focused model that aims to provide highly engaged client experiences through a combination of in-person and online interactions. John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ AFA Group Wealth Website: https://www.afagroupwealth.com.au/ Discover how HOPE Housing is reshaping the property investment landscape and making a difference at https://ensombl.com/go/20231109 Join the Ensombl platform: App Store: http://www.ensombl.com/apple Google...
2023-11-0837 minCash Talk
Cash Talk#5 - My Investment PhilosophyFrom family barbecues to everyday chats, one of John's most frequently asked questions is "what's your latest stock tip?" In today's episode, John is joined by Jane who is unravelling the complexities and elements of John's highly effective Wealth Creation Philosophy. What makes it so powerful and how has it evolved over the years? In today's episode, we discuss: The Wealth Creation Philosophy What is John's Investment Philosophy? How does the Investment Philosophy work? The Bucketing Strategy Benefits of the Investment Philosophy How Much You Need to Live Your Dream Life Strategic Asset Allocation Sticking to...
2023-11-0241 minCash Talk
Cash Talk#4 - The Importance of Ongoing Professional SupportIn the pursuit of financial freedom, there's more to the journey than quick fixes. In today's episode John, Nicola, and Mason share their passion on how ongoing support can reshape your financial journey into a fulfiled future. In today's episode, we discuss: Seeking a quick-fix Behavioural coaching & unawareness of behavioural issues Financial blind spots The importance of accountability & regular reviews Emotional vs. logical decisions Barriers to seeking Financial Advice And more! More of John: Instagram | Website | Book a FREE Intro Chat More of Nicola & Mason: Nicola's Instagram | Mason's Instagram
2023-11-0247 minCash Talk
Cash Talk#3 - A Roadmap to SuccessOne of the hallmarks of a successful financial plan is what we call a Roadmap. A Roadmap underpins your financial strategy, helping you identify the key goals you have in your life and the actions required to make them a reality. In today's episode, John and Nicola dive into the complexities of a roadmap and the transformative benefits it reaps when implemented correctly. In today's episode, we discuss: What is a financial roadmap? The process of roadmapping our client's futures. How our clients thrive off a roadmap. The crucial impact of a roadmap on your long-term...
2023-11-0143 minCash Talk
Cash Talk#2 - Mrs. CachiaThere's no hiding for John today, Mrs. Cachia, aka Burcu is here to air it all! John's wife, and mother of their young kids, gives us the inside scoop on what it's really like being married to a Financial Adviser. In today's episode, we discuss: John & Burcu's 1st date story Financial similarities & differences Teaching their kids about money The unseen side of John Answering your FAQ's And more! More of John: Instagram | Website | Book a FREE Intro Chat
2023-10-2534 minCash Talk
Cash Talk#1 - Who is John Cachia?Making his debut in the finance industry at 14, and becoming an entrepreneur at age 20, John has had his fair share of experiences over the years. But what led him to empower people to achieve financial freedom? In today's episode, we discuss: 14 y/o John's financial planning journey John's vision to reshape the industry John's passion for his clients Challenges & lessons learned as a young business owner Balancing a business with family & life The future of Cash Talk And more! More of John: Instagram | Website | Book a FREE Intro Chat
2023-10-1944 minDigital Difference Makers with Jobe Neal
Digital Difference Makers with Jobe NealEp 041 John Cachia - Financial AdviserJohn Cachia is a Strategic Wealth Adviser and One of Australia’s most influential financial advisers. Get in Contact with John:  www.johncachia.com.au IG - @johncachia
2022-10-1137 minEnsombl Advice Australia
Ensombl Advice Australia#321 John CachiaJohn is the Founder and Strategic Wealth Adviser at AFA Group Wealth. He chats with Ben about starting his own practice at the age of twenty, and the journey of how the business has grown and evolved over the years. John Cachia XY: https://www1.xyadviser.com/members/2400932 John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ AFA Group Wealth Website: https://www.afagroupwealth.com.au/ Find out more about Challenger and our expanded product range http://www.challenger.com.au/adviser/income-for-life Join the XY platform: App Store: http...
2022-06-2734 minEnsombl Advice Australia
Ensombl Advice Australia#321 John CachiaJohn is the Founder and Strategic Wealth Adviser at AFA Group Wealth. He chats with Ben about starting his own practice at the age of twenty, and the journey of how the business has grown and evolved over the years. John Cachia XY: https://www1.xyadviser.com/members/2400932 John Cachia LinkedIn: https://www.linkedin.com/in/johncachia-moneywealthadviser/ AFA Group Wealth Website: https://www.afagroupwealth.com.au/ Find out more about Challenger and our expanded product range http://www.challenger.com.au/adviser/income-for-life Join the XY platform: App Store: http...
2022-06-2734 minAFA Gen Next Podcast
AFA Gen Next PodcastEpisode 10: Empowering women in Advice (part 2) | John Cachia & Tim HenryDon't miss part two of our 'Empowering women in advice' podcast series, presented by the Gen Next, Practitioner and Inspire Communities of Practice. Creating safety and economic security for women is a community goal. The financial advice industry is in a powerful position to help close economic inequalities women face. Another priority is creating a safe and equitable professional environment for women to thrive in the financial advice community. In this episode, we speak to John Cachia and Tim Henry, both financial advisers and business owners, who have taken significant steps to ensure...
2022-05-3131 minVisibility, Influence and Impact
Visibility, Influence and ImpactA Conversation with John Cachia - Award-Winning Financial AdviserJohn Cachia is the founder and Managing Director & Principal Financial Adviser of AFA Group Wealth (Australian Financial Advisers Group Pty Ltd). John began working in the finance industry in 2003, aged just 14, when he started working at his cousin’s financial advisory business. In 2009, aged 20, John decided the time had come to strike out on his own and founded AFA Group Wealth. Since then John has built a thriving business that now employs 12 people and works with hundreds of clients every year.
2021-09-1651 minJames Wrigley
James WrigleyClubhouse - Money Matters w/ John CachiaJoined by fellow financial adviser John Cachia for our first attempt at hosting a Clubhouse room.
2021-01-2629 min