Shows
Advisor Marketing Made SimpleAdvice Line: Why Focusing On ONE Marketing Channel Converts Better (Mohammad Uz-Zaman)Want your marketing questions answered by Taylor and Kendra? Apply to be on an Advice Line episode: https://www.taylorschulte.com/apply————Are your marketing efforts scattered across too many platforms with minimal results? Wondering how to convert cold leads into qualified clients?In this LIVE "Advice Line" episode, financial advisor Mohammad Uz-Zaman asks us to help him streamline his marketing funnel. Despite running PPC ads, creating social media content, and hosting a podcast, he's struggling to convert leads efficiently. We help him narrow his focus from 300,000 potential clients to the most profitable segment...2025-07-3039 min
The Retirement Fix: Less Stress, More Success4 Reasons Your Estate Should NOT Inherit Your IRAIs the financial legacy you leave behind entirely in your control? The answer to that question may be shocking. For now, let’s just say “It can be, but only with careful planning and guidance.”Let’s set the scene: You’ve worked hard, saved diligently, and built a solid nest egg in your Individual Retirement Account, or IRA. But one of the most important decisions comes toward the end—who gets it when you’re gone?You decide to work with a reputable estate attorney to draft a last will and testament that clearly defines who will...2025-07-0215 minThe Retirement Fix: Less Stress, More SuccessAvoiding the Medicare Surcharge Trap: 5 Strategies for RetireesDid your Medicare premium suddenly skyrocket? If you think you are paying more than you should, listen up, you may have recourse. But you need to act quickly.Welcome to The Retirement Fix, a podcast for less stress and more success in your go-go retirement years. I’m John Gigliello, a CERTIFIED FINANCIAL PLANNER™ with the Albany Financial Group and I’m here to be your guide to keeping more of your hard-earned money by making smart financial decisions in retirement. This podcast is for people nearing or already in retirement who want to learn more a...2025-06-0414 minAdvisor Marketing Made SimpleAdvice Line: Why Great Content Still Isn’t Bringing In the Right Clients (John Gigliello)Want your marketing questions answered by Taylor and Kendra? Apply to be on an Advice Line episode: https://www.taylorschulte.com/apply————Are you struggling to attract your ideal clients despite creating content and marketing your advisory firm? What if your marketing efforts are missing one critical element?In this LIVE "Advice Line" episode, financial advisor John Gigliello joins us to troubleshoot his marketing strategy as he approaches retirement in 2-3 years. Despite having a podcast, website, and social media presence, John isn't seeing the growth he desires. We help him identify why his mark...2025-05-1441 minThe Retirement Fix: Less Stress, More SuccessTurning Volatility into Opportunity: 7 Strategies to take advantage of a market downturnIf you've been watching the financial markets lately, you know that volatility is the name of the game. Prices rise, they fall, and it can feel like you’re riding a rollercoaster at times. But here’s the good news: Volatility doesn’t always have to be a bad thing. In fact, with the right strategy, market downturns and fluctuations can present incredible opportunities for savvy investors.Welcome to The Retirement Fix, a podcast offering strategies for less stress and more success in your go-go retirement years. I’m your host, John Gigliello, a CERTIFIED FINANCIA...2025-05-0720 minThe Retirement Fix: Less Stress, More Success6 Retirement Tax Torpedoes to AvoidDo you know how much are you paying in income taxes nowadays? if you’re like most retirees, you might be paying more than you need to—and the frustrating part? The IRS isn’t going to tell you how to lower your tax bill!But that’s where I come in.One of the services I offer high net worth retirees is proactive tax planning. We review anticipated income, from all sources, each year and employ strategies to help clients make the most of their hard-earned money. If this sounds like something from which you could...2025-04-0223 minThe Retirement Fix: Less Stress, More SuccessFrom Paycheck to 1040: Understanding Your Income TaxAs Benjamin Franklin said - there are only two certainties in life, and today, I’m not here to talk about death.If you’re like most people I know, you’re probably frustrated with our tax system. Whether you feel that your taxes are too high or irritated that our federal, state and local governments waste tax dollars, trust me, you are not alone. I remember a comedian mentioning one time that he was reviewing his paycheck and noticed a lot of his tax dollars going to “some guy name FICA” and proceeded to give a great punchl...2025-03-1414 minThe Retirement Fix: Less Stress, More SuccessThe 2025 Tax Changes that Could Save You MoneyBefore you file your tax return, listen up! A few important changes this year could put money back in your pocket. Be sure you’re not missing out and tune in as we break down the key updates to the 2025 tax code. Spoiler alert: Not all of the changes will save you money.Hi, I’m John Gigliello, a CERTIFIED FINANCIAL PLANNER™ with the Albany Financial Group, and you are listening to Invest in Knowledge, a podcast for people who are planning for retirement or already retired and want to know more about proactive tax planning, retirement income...2025-02-1813 min
The Retirement Fix: Less Stress, More Success4 Keys to Maintaining Wealth: Tax Planning for High Net Worth Families Tax planning is an essential tool in managing finances, especially for the wealthy. If you are a high-net-worth retiree, looking to maintain the substantial wealth you have accumulated over your lifetime, this podcast episode is for you.Hi, I’m John Gigliello, a CERTIFIED FINANCIAL PLANNER™ with the Albany Financial Group, and you are listening to Invest in Knowledge, a podcast about all things financial. After a life-altering health issue at age 39, my calling in life became clear: To share my knowledge of personal finance with PEOPLE who are looking to make smart and re...2024-12-0515 min
The Retirement Fix: Less Stress, More SuccessPaying the Price: Are Parent Plus Loans a Smart Choice?For the 2023-2024 academic year, the average cost of college, per year, came to $11,260 for public colleges, if the student lives in-state, and $41,543 for a private university, according to college data.com. When you factor in room and board, those figures almost double at some institutions.These staggering figures leave many families to fret and wonder if they can possibly pay for higher education.Hi, I’m John Gigliello and you are listening to Invest in Knowledge, a podcast about all things financial. After a life-altering health issue at age 39, my calling in life became cl...2024-11-1508 min
The Retirement Fix: Less Stress, More SuccessThe Fuss about Fiduciaries: Five Foundations, and a Few Red FlagsThe word Fiduciary has become a buzzword in the financial industry over the last few years, but what does it really mean?An investment fiduciary is a person, or entity, that has a legal and ethical responsibility to act in the best interest of their clients when managing their investments. This obligation requires the investment professional to prioritize the client’s interests above their own when making decisions related to investment strategies, financial planning, or other related services.It may seem like common sense, but, believe it or not, some financial professionals are not fiduciaries an...2024-10-1515 minThe Retirement Fix: Less Stress, More SuccessAre you losing millions? Don't make this rollover mistake!Investors are missing out on billions of dollars when they switch jobs. The reason is that many end up pulling their retirement savings out of the stock market—often without meaning to.This was the subject of a recent Wall Street Journal article which I think is important to talk about today.Many workers, when changing jobs, roll their 401k balances out of the employer plan and into an Individual Retirement Account. Many also, unwittingly, leave the balance in cash, which is a very costly mistake.Hi, I’m John Gigliello and y...2024-09-1611 min
The Retirement Fix: Less Stress, More SuccessHigh-Yield Savings: How to take advantage of interest ratesFor more than a decade, savings accounts offered little to no interest, making it near impossible to keep up with inflation. But in recent years, the tides have turned, if you know where to look.If you have extra cash on hand and want to start an emergency fund or a nest egg—a high-yield savings account can be a great option, providing an easy way to build your savings, with virtually no risk.Hi, my name is John Gigliello and you are listening to Invest in Knowledge, a podcast about all things financial. After a...2024-08-1909 min
The Retirement Fix: Less Stress, More SuccessTaking the Crypto out of Cryptocurrency: What you need to know about bitcoinIf someone told you about an investment that has made some people millionaires overnight and has both a number of high-profile supporters and a global reach, would you be tempted to invest? If you were then told that the same investment also could lose most or all of its value almost overnight, and you might not have access to your money when you need it, how would it sound now?You've just confronted the debate surrounding the digital phenomenon known as Bitcoin — an alternative currency that exists strictly as digital code. Hi, I’m John Gigli...2024-07-1815 minThe Retirement Fix: Less Stress, More SuccessUmbrella Insurance: When accidents happen, be prepared.Accidents happen. They just do. Your foot slips and you press the gas pedal when you meant to brake. Your child hits a line drive through a neighbor’s window during baseball practice.Your dog panics and bites a stranger.The question is: are you adequately prepared to handle these situations - specifically the economic consequences of these situations - when and if they occur?Hi, I’m John Gigliello, CERTIFIED FINANCIAL PLANNER™ with the Albany Financial Group and you’re listening to Invest in Knowledge, a podcast ab...2024-06-1013 min
The Retirement Fix: Less Stress, More Success5 Essential Estate Plan Documents you shouldn't live withoutPicture this: Your wife or partner and you are driving along one day, rushing about to tackle the numerous errands you have planned for the busy morning. Back home, your two daughters are working to finalize their plans for a birthday party for their favorite uncle. Your errands take you all over town, and the Saturday morning traffic is starting to build. And then suddenly, in the blink of an eye, your car is struck in the passenger side, t-boned at a busy intersection. It all happens so fast; you have no time to think or react. You feel pain t...2024-04-0912 min
gAy A: The Queer Sober Hero ShowFrom Porn Star to PhD ft. Jim GSend us a textHey there, Super Soberheroes! Today's episode features the remarkable Jim G, sharing his experience, strength, and hope with over four decades of sobriety.Steve's Gratitude:Engaging with Also Youth, a haven for Queer youth, sharing my experiences in leadership with the next generation of fabulousness!Sharing my story at Harvest, my church, during Storyteller Sunday, exploring unexpected journeys in leadership and faith. Jim's Interview:Introduction to DrinkingExploration of Early Drinking ExperienceInitial Experiences in the LGBTQ+ CommunityInvolvement in Sex Work and PornographyTurning Point: (Content Warning) Being raped while intoxicatedTransformation a...2024-03-0747 minThe Retirement Fix: Less Stress, More Success5 Common Medicare MistakesThe choices for Medicare coverage can be overwhelming and mistakes people make when choosing Medicare options can be costly for a lifetime. In this episode, CERTIFIED FINANCIAL PLANNER™ John Gigliello talks with local industry expert Chris Amorosi about how to avoid the 5 most common mistakes people make when choosing a Medicare plan.2023-10-2554 minThe Retirement Fix: Less Stress, More SuccessRising Interest Rates: How to Take Advantage While They LastInterest rates have never looked better for savers. But you shouldn’t put all your eggs in one basket, or in this case, CD.With the Federal Reserve’s recent quarter percentage point rate hike, interest rates have reached a new high. At 5.25% to 5.5%, this is the highest the benchmark federal funds rate has been since 2002. This era of higher interest rates makes borrowing money expensive, but it can also make saving money lucrative. Interest rates may be near a cyclical peak, creating an opportunity for some to lock in higher yield savings. This c...2023-09-0611 minThe Retirement Fix: Less Stress, More SuccessReasons to Stay Invested, Even in a Tricky MarketMaking economic forecasts and stock market predictions can be humbling. It’s especially tough when you expect stocks to go higher and get a big drop instead. The environment today is the opposite, but still tricky, as recession hasn’t followed the chorus of predictions. In some ways, figuring out what to do now that stocks have gone up is as difficult as considering what to do when stocks are down. Today’s more fully valued stock market is pricing in an increasingly optimistic outlook for economic growth and corporate profits, but the economy still faces challenges that wi...2023-08-0709 minThe Retirement Fix: Less Stress, More SuccessInheriting a House: A blessing or a curse?Inheriting a house can be a blessing. OR a curse. The difference is in the PLANNING as there will be tough emotional and financial decisions to make when the time comes.Hi, I’m John Gigliello, Certified Financial Planner with the Albany Financial Group and you’re listening to Invest in Knowledge, a podcast about all things financial. After a life-altering health issue at age 39, my calling in life became clear: To share my knowledge of personal finance with PEOPLE who are looking to make smart and responsible choices with their money. Only through education, acti...2023-06-2109 minThe Retirement Fix: Less Stress, More SuccessSECURE Act 2.0: How changes in retirement laws will affect you.The Setting Every Community Up for Retirement Enhancement Act of 2019, popularly known as the SECURE Act, was signed into law in late 2019.Now called SECURE Act 1.0, it included provisions that raised the requirement for mandatory distributions from retirement accounts and increased access to retirement accounts.But it didn’t take long for Congress to enhance the landmark bill that was enacted barely three years ago.Tucked inside a just-passed 4,155-page, $1.7 trillion spending bill are plenty of goodies, including another overhaul of the nation’s retirement laws.Dubbed SECURE Act 2.0, the bill enjo...2023-02-0611 minThe Retirement Fix: Less Stress, More SuccessAdjustable Rate Mortgages: Can you really save money?Record high home prices and escalating mortgage rates are combining forces to put home ownership out of reach for some Americans.In fact, May of this year was the most expensive month since 2006 to buy a home, according to the National Association of Realtors’ housing affordability index. The affordability index, which takes into account median existing home prices, median family incomes and average mortgage rates, was close to its lowest level since July 1990.This has caused some buyers to give up, while others sought alternatives to a conventional 30-year-mortgage to finance their home purchases....2022-09-0824 min