Shows
Money Isn'tWealth Curve Talk # 106 Medicare: How to Get the Most Out of Your BenefitsJohn L. Smallwood discusses Medicare and navigating the complexities of plans and expenses and how to get the most out of your benefits with guest, Will O'Hara, Managing Partner at NJ Life and Health Insurance Group.2023-10-121h 19
Money Isn'tEpisode #096 - 19 Sources of Retirement Income (And How They’re Taxed!)It looks like politicians in Washington, D.C. may have to settle for less than what they were hoping for in some of the latest tax proposals, which may give those of us who’ve saved for retirement more opportunities to do some forward tax planning. Listen this week as John L. Smallwood revisits the different sources of retirement income – including pensions, 401(k)s, Roths, capital gains, annuities – and how they’re taxed. While you’re at it, download our free guide here and follow along on the podcast: The 19 Sources of Retirement Income Guide (https://www.smallwoodassociates.com/retirement-income-resources/)2022-11-2933 minMoney Isn'tEpisode #94 - Jumping the Wealth Curve with Special Guest Host Ed BaoYou’ve saved and saved for years just to get to retirement and feel like you’ve reached the top of the mountain. Now, how are you going to find your way down? Join Smallwood Wealth’s Ed Bao this week as he discusses the importance of finding the right guide in retirement. Be sure to check out his new podcast, “Jumping the Wealth Curve,” coming soon to your favorite podcast provider!2022-11-2914 minMoney Isn'tEpisode #090 - Is Your Inflation Transitory?From food to clothing to gasoline, the cost of just about everything is going up. But is inflation here to stay, or will we see it ease over the coming months? And how do you prepare your portfolio for the price spikes? John L. Smallwood explains on this week’s episode. Set up a time to find out how inflation affects your Wealth Scorecard now at www.SmallwoodWealth.com.2022-11-2816 minMoney Isn'tEpisode #089 - ERC: The Business Tax Credit No One’s Talking AboutIt’s been a tough 18 months for small business owners, so you deserve every tax break you can get! This week, John L. Smallwood talks with AmpliFi Founder & President Brent Allen about the Employee Retention Credit (ERC) and who might qualify. It’s a must listen episode for anyone who held onto employees during the pandemic or started a business in 2020. Have a question about ERCs? Connect with us at www.SmallwoodWealth.com.2022-11-2829 minMoney Isn'tEpisode #087 - Inflation Is Here, Always Has Been, And Always Will Be. How Will It Impact You?In this episode, John shares insights on recent conversations around inflation. He discusses how important it is to have a macro plan of multiple tools coming together at different times under different economic conditions and in different places.John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* Inflation is a wealth erosion tool that takes away purchasing power* Inflation is relative to the individual* Understanding core inflation and CPI* Keeping pace with inflation is vital* Thinking...2022-11-2824 minMoney Isn'tEpisode #086 - The 7 Biggest Tax Increases Proposed By The Biden AdministrationIn this episode, John explores the 7 biggest tax increases proposed by the Biden administration. He discusses what changes can be expected. He also shares when these proposed changes may happen and what you can do to mitigate or reduce their impact.John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* The effective date that Biden released is taxable years after December 31 of 2021, and if you have a September close for your C corporation, the effective date woul...2022-11-2831 minMoney Isn'tEpisode #085 - Protect Your #1 Asset – There Is No Time To Waste When It Comes To Disability InsuranceIn this episode, John explains that your ability to earn income is the number one asset you have in financial planning. He is joined with Disability Specialist Alicia Vivenzio from National Ohio. Together with Senior Wealth Advisor Ed Bao (https://www.smallwoodassociates.com/edward-e-bao-jr/) they discuss how important disability coverage is and how it may be one of the most misunderstood and under-insured assets out there.John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* Firstly, th...2022-11-2843 minMoney Isn'tEpisode #084 - Introduction To Disability Insurance Awareness MonthIn this episode, John introduces listeners to Disability Insurance Awareness Month and discusses how disability done right can add value to your plan. This time he explains how simulating the outcome of negativity is a key to good financial planning.John is the author of It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* Firstly, the most misunderstood myth of wealth management and financial planning* Further, accidents are not the major cause of disability—these are* Misthinking around Disability Insurance provided as...2022-11-2823 minMoney Isn'tEpisode #083 - The Pirates Of Manhattan Own This As A Foundation, Do You?In this episode, John and his longtime friend and fellow financial advisor Barry Dyke discuss crony capitalism, the risks inherent in the market, and the secret that the big banks know but won’t tell you.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* Low interest rates are forcing more people into the market in search of yield. Yet, the volatility of the market can destroy their retirement pl...2022-11-2848 minMoney Isn'tEpisode #082 - Fighting COVID: This Is What You Can Do To Lower Financial StressThis financial stress episode is drawn from John’s appearance on “I Am the Community,” hosted by Vicky Pepper. Vicky and John’s conversation focused on financial stress during the COVID crisis—and what you can do about it.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these key points:* The principle sources of pressure on most people’s finances are (1) reduced income and (2) price inflation.* As a result, many people are piling...2022-11-2822 minMoney Isn'tEpisode #081 - How To Keep More Of Your Wealth With A Charitable Remainder TrustThis charitable remainder trusts episode is drawn from John’s appearance on the Joe Robert Show. John and Joe’s wide-ranging conversation covered a lot of territory. Topics they covered included the fundamentals of financial planning for individuals and entrepreneurs of all income levels. Also, they discuss the Blueprinting process, and the opportunities that exist in with charitable remainder trusts and our current economy.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss th...2022-11-281h 08Money Isn'tEpisode #080 - This How To Plan So You Get The Best Reverse MortgageIn this episode, John and his partner Edward Bao, CFP®, AIF®, talk with guest Rob Lowe. Rob is a 44-year veteran of the financial services industry, about reverse mortgages and why they may be a useful income strategy for some retirees.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these key points:* Current and future financial pressures mean traditional retirement strategies need to be rethought.* A reverse mortgage can be part of yo...2022-11-2852 minMoney Isn'tEpisode #079 - How Elections Can Impact Market Volatility & Your WealthIn this market volatility episode, John and Edward Bao, CFP®, AIF® host a webinar. They discuss the history of the markets and the state of the economy. They also review how you can build a financial plan. A plan that’s prepared for the ups and downs that are sure to come.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s takeaways:* The markets don’t actually care who is president:W...2022-11-2856 minMoney Isn'tEpisode #078 - What Biden’s 401(K) Tax Plan Could Mean For YouThis Biden 401k related episode was drawn from John’s appearance on “Alabama’s Morning News with JT” on 105.5 WERG news radio. John and JT’s conversation revolved around the Biden Campaign’s proposed changes to 401(k) retirement accounts. They discuss what that means for retirement savers.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s takeaways:* Right now, a 401(k) is a tax-deferred retirement savings vehicle:You contribute pre-tax dolla...2022-11-2806 minMoney Isn'tEpisode #077 - What You Need To Know About The Biden Tax PlanThis episode was drawn from John’s appearance on The Financial Quarterback with Josh Jalinski. John and Josh’s conversation hit the highlights of the Biden tax plan and reviewed the fundamentals of financial planning.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.This is what you should know about the Biden tax plan:* Many small businesses would lose the 20% QBI (Qualified Business Income) tax credit.* The top marginal income tax bracket would return...2022-11-2847 minMoney Isn'tEpisode #076 - Retirement Tips With Lee KantorThis episode was drawn from John’s appearance on Retirement Tips Radio with Lee Kantor, a product of RadioX. John and Lee’s conversation was aimed at helping entrepreneurs prepare for retirement—even if it’s a long way off.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s retirement tips:* You can structure your business in such a way now that maximizes its value. As a result, by the time you sell, you...2022-11-2830 minMoney Isn'tEpisode #075 - Why Reviewing Your Medicare Supplement Annually Is KeyIn this episode, John and his partner Edward Bao, CFP®, AIF®, talk with Dane Mihlon, a licensed independent agent for Life Insurance. He runs MedSupAmerica.com, a website dedicated to offering free advice on Medicare Supplement products. The in-depth conversation covered Medicare, Medicare Supplements, and how they’re connected to Social Security.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these important takeaways:* The newest challenge to the Medicare system is a larg...2022-11-281h 04Money Isn'tEpisode #074 - “Safe” Withdrawal Rates: How You Can Get A Paycheck For LifeIn this episode, John and his partner Edward Bao, CFP®, AIF®, talk with Jeffrey R. Clark, Director of Retirement and Wealth Strategies at Jackson National Life about wealth accumulation, “safe” withdrawal rates, and how to provide yourself with a paycheck for life.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these important takeaways:* With less than 4% of businesses sponsoring a traditional pension plan, and many more freezing their pension payouts, it’s more...2022-11-281h 08Money Isn'tEpisode #073 - Charitable Remainder Trust: Why You Should Have ItIn this episode, John continues his series on the 19 Sources of Retirement Income. He explains why you might consider using a Charitable Remainder Trust to lower your taxes and boost your income in retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* This is how a charitable remainder trust works:* You take a highly appreciated asset or property that you own and gift it to a charitable r...2022-11-2824 minMoney Isn'tEpisode #072 - How To Take Advantage Of The Surprising Benefits Of Principal PaydownIn this principal paydown episode, John continues his series on the 19 Sources of Retirement Income, explaining how to strategically use them to boost your retirement income.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* A principle pay down is a strategy that lets you increase your income for a certain period of your retirement:If you have a lump sum of money earning interest in annuities, mon...2022-11-2817 minMoney Isn'tEpisode #071 - This Is What Happens When You Add IRA Tax Benefits To Your Retirement PlanIn this IRA tax benefits episode, John continues his series on the 19 Sources of Retirement Income, explaining how to strategically use IRA income along with other income sources in retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* Standard IRA income is important in your plan, but it should be equal to your non-qualified income. If your qualified vs non-qualified balance is not 50/50, your plan may be ineffic...2022-11-2818 minMoney Isn'tEpisode #070 - The Roth Income Limits That Can Make Your Retirement RicherIn this roth income limits episode, John continues his series on the 19 Sources of Retirement Income, explaining how to create a tax-advantaged income stream from your Roth IRA in retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* Roth IRAs, unlike traditional IRAs, provide tax-free income in retirement.Withdrawals from traditional IRAs, by contrast, are taxed according to your regular income tax bracket.* A Roth IRA is a power...2022-11-2810 minMoney Isn'tEpisode #069 - How To Navigate Financial Pressures: This Is Your Strategy Guide Part 3In this strategy guide episode, John and his partner Edward Bao, CFP®, AIF® discuss the 9 areas that exert pressure on our wealth. These categories don’t change, no matter the circumstances we face in our personal lives or in our nation.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* A successful financial strategy begins with identifying where the financial pressures are. Look for them in the following areas:FamilyFutu...2022-11-281h 08Money Isn'tEpisode #068 - The Astonishing Benefits Of An Annuity ContractIn this episode, John continues his series on the 19 Sources of Retirement Income, explaining how using an annuity can help take the pressure off your other income sources in retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* First thing to remember, nonqualified (non-IRA) annuities can provide a predictable income stream in retirement.Because of this, they remove a certain amount of risk from your retirementThey...2022-11-2827 minMoney Isn'tEpisode #067 - This Is How Immediate Annuity Income Makes All The DifferenceIn this episode, John continues his series on the 19 Sources of Retirement Income. He explainins how out of the many types of annuities, the immediate annuity can provide a guaranteed, tax-advantaged income stream in retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* Firstly, an annuity is a type of investment product offered by an insurance company.* Next, there are several types of annuities: variable, fixed, and indexed annuit...2022-11-2814 minMoney Isn'tEpisode #066 - How To Navigate Financial Pressures: This Is Your Strategy Guide Part 2In this financial strategy guide episode, John and his partner Edward Bao, CFP®, AIF® discuss Smallwood Wealth’s approach to financial planning, and how your plans may shift emphasis under the current economic circumstances.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these takeaways:* Smallwood Wealth’s client-centric approach helps us tailor a plan for you that can be nimble during this economic crisis.* The financial planning principles that have always applie...2022-11-2858 minMoney Isn'tEpisode #065 - COVID-19 Webinar: The Second Stimulus PackageWelcome to our COVID-19 Webinar, in which John Smallwood, a certified financial planner, cuts through the financial noise and helps you understand the impacts on your financial future.In this 1-hour webinar, John and his partner Edward Bao, CFP®, AIF® discuss the second stimulus bill and the fundamentals of financial planning that will help us withstand current economic pressures.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss these important takeaways:* Th...2022-11-281h 06Money Isn'tEpisode #063 - Reverse Mortgage Explained: This Is How It Can Work For YouWelcome to the Wealth under Pressure Podcast. John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the power of a reverse mortgage to provide a guaranteed income stream in retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.How a reverse mortgage can work for you:* A reverse...2022-11-2816 minMoney Isn'tEpisode #062 - How To Boost Your Real Estate Rental IncomeWelcome to the Wealth under Pressure Podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John continues his series on the 19 Sources of Retirement Income, discussing the benefits of real estate rental income, and if you decide to include it, how it should work in your retirement plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Aw...2022-11-2811 minMoney Isn'tEpisode #061 - COVID-19 Webinar: The First Stimulus BillIn this webinar, John and his partner Edward Bao, CFP®, AIF® discuss the three phases of the Federal Government’s stimulus bill. Particularly they discuss how it may impact small business owners. John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award. Don’t miss these important takeaways: Nearly everyone will benefit from the Federal Government’s stimulus package.* Families earning up to $150,000 will receive a $2,400 check or direct deposit to your checking account if you pay your taxes...2022-11-2840 minMoney Isn'tEpisode #060 - The Exciting Benefits Of Royalty Payments In RetirementIn this episode, John continues his series on the 19 Sources of Retirement Income, discussing the part that royalty payments and income can play in your retirement plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s takeaways:* Royalty income derives from allowing someone else to use your property.Most commonly, you receive royalties from companies that are exploiting oil, gas, or other natural resources on the properties for which you own...2022-11-2808 minMoney Isn'tEpisode #058 - This Is Why You Need To Have Capital Gains IncomeIn this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on the low-taxation income available from long-term capital gains.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* Just like qualified dividends (income stream #5 in our 19 Sources of Retirement Income guide), income from long-term capital gains is taxed at much lower rates than ordinary income.* Capital gain income derives from the sale of assets such...2022-11-2819 minMoney Isn'tEpisode #057 - Whole Life Insurance Dividends: How To Get Tax Free IncomeIn this episode, John continues his series the 19 Sources of Retirement Income. He focuses on Whole Life Insurance. In the episode he describes the ways in which Whole Life differs from other types of life insurance. He also highlights how you can use the dividends paid to you by your insurance company to create a tax-free income stream.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* Firslty...2022-11-2825 minMoney Isn'tEpisode #056 - Tax Free Dividends: How To Get The Most Of ItIn this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on yet another way to add tax-free income to your retirement plan: dividends from municipal bonds.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s takeaways:* When most financial planners talk about tax-free income, they’re referring to municipal bond dividends.* When you purchase municipal bonds, you are in effect lending money to the government. In...2022-11-2813 minMoney Isn'tEpisode #055 - This Is How To Maximize On Qualified DividendsIn this episode, John continues his series the 19 Sources of Retirement Income. He takes a deeper look at last week’s episode. He also explains qualified dividends, and how they differ from ordinary dividends. A mix of both can bring you a resilient and tax-efficient income stream.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s takeaways:* Dividends come from owning stock in a company. Shareholders are paid from them in regu...2022-11-2813 minMoney Isn'tEpisode #054 - How To Make The Most Of Ordinary DividendsWelcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John continues to discuss the 19 Sources of Retirement Income. He explains ordinary dividends, and the benefit of owning them as an individual, in addition to whatever stocks are part of your IRA or 401K.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.His dedication to his clients...2022-11-2813 minMoney Isn'tEpisode #053 - Interest: This Is How To Access One Of The 7 Wonders Of The WorldWelcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John continues to discuss the 19 Sources of Retirement Income. This time he’ll highlight interest income and the role it can play in your retirement plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quali...2022-11-2820 minMoney Isn'tEpisode #052 - Secure Act: This Is How To Make The Most Of The Minimum Distribution (CoSchedule 86)In this episode, John discusses the SECURE (Setting Every Community Up for Retirement Enhancement) Act. It was signed into law on December 19, 2019. He’ll explain how it will affect minimum distribution and the items in your retirement portfolio.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.As a result, his dedication to his clients’ growth...2022-11-2814 minMoney Isn'tEpisode #051 - If You Want To Be Rich, Stop Messing Up Your Junk DrawerWelcome to the Wealth under Pressure Podcast. John will identify key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John discusses the state of your financial plan. Is it like your junk drawer, with a little bit of this and a little bit of that in it, in no discernible order? If so, John’s got a solution for you.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealt...2022-11-2819 minMoney Isn'tEpisode #050 - This Is How To Maximize On Your Pension For RetirementIn this sources for retirement episode, John will discuss pensions. He’ll talk about the payout options that are available for you and your spouse. He will also point out some considerations when deciding how to choose among them.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolvi...2022-11-2220 minMoney Isn'tEpisode #049 - Retirement Benefits: This Is What You Need To Know About Social SecurityIn this episode, John discusses Social Security as one of the key sources of retirement benefits and income. He reviews the current state of the system, and what that means for you as your plan for your retirement.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolving st...2022-11-2217 minMoney Isn'tEpisode #048 - How To Gain New Sources Of Income And Retire With ConfidenceIn this episode, John pushes beyond social security, pensions, and 401Ks. He’ll introduce you to 19 sources of income in retirement. He will cover each source in depth in future episodes.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolving strategy. His focus is to meet the demands...2022-11-2209 minMoney Isn'tEpisode #047 - Student Loans Debt: What You Need To KnowWelcome to the Wealth under Pressure Podcast, in which John Smallwood. In this episode, John talks with Leslie Tayne, a debt solutions lawyer who has recently written Life and Debt: A Fresh Approach to Achieving Financial Wellness. Their discussion ranges from student loans debt to mortgages, credit, budgets, and managing out-of-control debt.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength lies in his ability and commitment to continually improve the level and...2022-11-2250 minMoney Isn'tEpisode #046 - Life Insurance Over 50: What You Need To Know For RetirementIn this episode, John discusses life insurance over 50. Traditional financial planners will usually say that you no longer need it. John argues that it can enhance your income in retirement—if it’s permanent.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.Don’t miss John’s key points:* Firstly, life insurance helps protect you against...2022-11-2209 minMoney Isn'tEpisode #045 - Business Value: How To Know How Much Your Business Is WorthIn this episode, John continues his series on the Wealth Curve Blueprint, with special attention to business owners. This time he discusses the business valuation and how it can help increase the value of your business.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.Don’t miss John’s key points:* Most businesses are not sold for anywhere near their fair market value.* Ultimately, your business is worth what somebody’s willing to pay for it: str...2022-11-2206 minMoney Isn'tEpisode #044 - Secure Act & RESA: New IRA Rules On The WayIn this episode, John discusses two new bills that have been passed in Congress. When the SECURE Act and RESA are reconciled and become law, they will have repercussions for IRA planning.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.Don’t miss these important takeaways:* New legislation will bring both benefits and drawbacks to r...2022-11-2205 minMoney Isn'tEpisode #043 - Asset Protection Tools For Business OwnersWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time his focus is on asset protection. He reveals two key tools small business owners need to protect their business and personal assets.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improving the level and quality of the financial planning process.His dedication to his clients’...2022-11-2208 minMoney Isn'tEpisode #042 - Wills And TrustsIn this episode, John continues his series on the Wealth Curve Blueprint, this time focusing on the protections offered by wills and trusts. Properly setting up a will or trust is one of the key components of a successful long-term financial strategy.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength lies in his ability and commitment to continually improve the level and quality of the financial planning process. His macro view ap...2022-11-2207 minMoney Isn'tEpisode #041 - Life Insurance Non Working SpouseWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. Continuing a mini-series on life insurance, he discusses life insurance for spouse (who does not work or who works part-time).John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improving the level and quality of the financial planning process.His dedication to his clients’ growth involves an evol...2022-11-2206 minMoney Isn'tEpisode #040 - Life Insurance QualityWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he lays out the elements of quality life insurance coverage.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.As a result, his dedication to his clients’ growth involves an evolving strategy. His focus is to meet...2022-11-2205 minMoney Isn'tEpisode #039 - Primary Life Insurance: Get The Right Amount Of CoverageIn this episode, John continues his series on the Wealth Curve Blueprint. This time he reviews life insurance coverage for the primary breadwinner, or both breadwinners.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolving strategy. His focus is to meet the demands, desires, and needs of his clie...2022-11-2205 minMoney Isn'tEpisode #038 - Disability Insurance: You Are Your Most Important AssetIn this episode, John continues his series on the Wealth Curve Blueprint. This time he reviews disability insurance, which is vital for everyone to have.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolving strategy. His focus is to meet the demands, desires, and needs of his clients in...2022-11-2209 minMoney Isn'tEpisode #037 - Umbrella Insurance: How To Protect Your AssetsIn this episode, John continues his series on the Wealth Curve Blueprint. This time he reviews umbrella insurance policies, which are the first step in protecting your assets.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength lies in his ability and commitment to continually improve the level and quality of the financial planning process. His macro view approach and dedication to his clients’ growth involves an evolving strategy that strives to meet...2022-11-2207 minMoney Isn'tEpisode #036 - Don’t Leave Money On The Table: Take Advantage Of Employer Matching ProgramsWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he discusses employer matching programs, which are an important part of your savings rate.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.Don’t miss these key takeaways:* Many people are missing out on their em...2022-11-2206 minMoney Isn'tEpisode #035 - Establish The Right Lifestyle RateWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he discusses your lifestyle rate and how it works with the other parts of your wealth plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength lies in his ability and commitment to continually improve the level and quality of the financial planning process. His macro view approach and dedication to...2022-11-2211 minMoney Isn'tEpisode #034 - Integrate Your Future Liabilities Into Your Wealth PlanWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he discusses integrating your future liabilities into your wealth plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength lies in his ability and commitment to continually improve the level and quality of the financial planning process. His macro view approach and dedication to his clients’ growth involves an evolving strate...2022-11-2207 minMoney Isn'tEpisode #033 - College And Retirement Planning In TandemWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the (https://www.smallwoodassociates.com/the-wealth-curve-blueprint/)Wealth Curve Blueprint. This time he discusses saving for college and how that fits into your overall wealth plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an...2022-11-2207 minMoney Isn'tEpisode #032 - Optimizing Your Debt LiabilityWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the (https://www.smallwoodassociates.com/the-wealth-curve-blueprint/)Wealth Curve Blueprint. This time he explains debt liability. This is the relationship between your debt payments and your income.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth i...2022-11-2208 minMoney Isn'tEpisode #031 - Personal Use Real Estate: How Much House Is Too Much?Welcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he talks about personal use real estate and what portion of your gross income it should consume.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolving strat...2022-11-2208 minMoney Isn'tEpisode #030 - Explaining Your Liquid Asset RateWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he talks about the liquid asset rate. This is the amount of cash you have available for any expenses above the ordinary.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’...2022-11-2209 minMoney Isn'tEpisode #029 - Explaining The Savings Rate BalanceWelcome to the Wealth Curve Talk Podcast. In this episode, John continues his series on the Wealth Curve Blueprint. This time he explains the savings rate balance. It shows how to allocate your savings among different types of vehicles and tax structures for optimal performance.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication...2022-11-2208 minMoney Isn'tEpisode #028 - What’s My Optimal Savings Rate?Welcome to the Wealth Curve Talk Podcat. In this episode, John explains one of the most vital components of the Wealth Curve Blueprint and the Wealth Curve Scorecard: your savings rate.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an evolving strategy. His focus is to meet the demands...2022-11-2208 minMoney Isn'tEpisode #027 - Ready To Lower Your Taxes? Start With Our ScorecardIn this lower taxes episode, John details the (https://www.smallwoodassociates.com/the-wealth-curve-scorecard/)Wealth Curve Scorecard. It is part of the Wealth Curve Blueprint, can help clients lower their tax rate.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.In addition, John’s strength is his ability and commitment to improve the level and quality of the financial planning process.Furthermore, his dedication to his clients’ growth involves an evolving strategy. His focus is to meet...2022-11-2206 minMoney Isn'tEpisode #026 - How Good Is Your Batting Average? Blueprint And Scorecard IntroIn this batting average episode, John details the (https://www.smallwoodassociates.com/the-wealth-curve-blueprint/)Wealth Curve Blueprint. It’s a tool he has developed to help clients compare the performance of their current financial plan against their short and long-term goals.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the financial planning process.His dedication to his clients’ growth involves an...2022-11-2210 minMoney Isn'tEpisode #024 - Game-Changing Variables In Your Retirement Plan P2In this episode, John continues his deep examination of the retirement planning. He also urges you to re-examine your plan now and on an annual basis. Today he focuses on market volatility, which is a factor in your withdrawal rate (covered in Part 1). He also spends time on the variables associated with longevity risk (also covered in Part 1): healthcare costs and long-term care costs.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s main po...2022-11-2233 minMoney Isn'tEpisode #025 - When Should I Collect Social Security?In this episode, John answers the question, “When Should I Collect Social Security?” and gives insights on how to apply social security benefits when creating a retirement plan. He explains that there is more to social security than most of us are aware of. John provides examples to show us why when asking “When should I collect social security”, the decision for collecting or deferring these benefits may have huge implications.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarS...2022-11-2231 minMoney Isn'tEpisode #23 - Game Changing Variables in Your Retirement PlanIn this episode, John goes in-depth on three of the seven variables that are vital to consider when designing your retirement plan. If you change just one of these variables, you will affect the outcome of your plan. If you change two or three, it’s not even the same plan.John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.John’s strength is his ability and commitment to improve the level and quality of the...2022-11-2126 min
Wealth Curve Talk with John L. SmallwoodRETIREMENT TIPS WITH LEE KANTORJohn Smallwood on Retirement Tips Radio
This episode was drawn from John’s appearance on Retirement Tips Radio with Lee Kantor, a product of RadioX. John and Lee’s conversation was aimed at helping entrepreneurs prepare for retirement—even if it’s a long way off.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It. He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.
Don’t miss John’s retirement tips:
You can structure your business in s...2020-10-0530 minWealth Curve Talk with John L. SmallwoodTHIS IS WHY YOU NEED TO HAVE CAPITAL GAINS INCOMECapital Gains Income
In this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on the low-taxation income available from long-term capital gains.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.
Don’t miss John’s key points:
Just like qualified dividends (income stream #5 in our 19 Sources of Retirement Income guide), income from long-term capital gains is taxed at much lower rates th...2020-02-2019 minWealth Curve Talk with John L. SmallwoodWHOLE LIFE INSURANCE DIVIDENDS: HOW TO GET TAX FREE INCOMEThe 19 Sources of Retirement Income: Whole Life Insurance Dividends
In this episode, John continues his series the 19 Sources of Retirement Income. He focuses on Whole Life Insurance. In the episode he describes the ways in which Whole Life differs from other types of life insurance. He also highlights how you can use the dividends paid to you by your insurance company to create a tax-free income stream.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient...2020-02-1325 minWealth Curve Talk with John L. SmallwoodTAX FREE DIVIDENDS: HOW TO GET THE MOST OF ITThe 19 Sources of Retirement Income: Municipal Bond Dividends
In this episode, John continues his series on the 19 Sources of Retirement Income. He focuses on yet another way to add tax-free income to your retirement plan: dividends from municipal bonds.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.
Don’t miss John’s takeaways:
When most financial planners talk about tax-free income, they’re referring to municipal bon...2020-02-0613 minWealth Curve Talk with John L. SmallwoodTHIS IS HOW TO MAXIMIZE ON QUALIFIED DIVIDENDSThe 19 Sources of Retirement Income: Qualified Dividends
In this episode, John continues his series the 19 Sources of Retirement Income. He takes a deeper look at last week’s episode. He also explains qualified dividends, and how they differ from ordinary dividends. A mix of both can bring you a resilient and tax-efficient income stream.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.
Don’t miss John’s takeawa...2020-01-3013 minWealth Curve Talk with John L. SmallwoodHOW TO MAKE THE MOST OF ORDINARY DIVIDENDSThe 19 Sources of Retirement Income: Ordinary Dividends
Welcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it.
In this episode, John continues to discuss the 19 Sources of Retirement Income. He explains ordinary dividends, and the benefit of owning them as an individual, in addition to whatever stocks are part of your IRA or 401K.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a...2020-01-2313 minWealth Curve Talk with John L. SmallwoodINTEREST: THIS IS HOW TO ACCESS ONE OF THE 7 WONDERS OF THE WORLDThe 19 Sources of Retirement Income: Interest Income
Welcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it.
In this episode, John continues to discuss the 19 Sources of Retirement Income. This time he’ll highlight interest income and the role it can play in your retirement plan.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manag...2020-01-1620 minWealth Curve Talk with John L. SmallwoodSECURE ACT: THIS IS HOW TO MAKE THE MOST OF THE MINIMUM DISTRIBUTION (CoSchedule 86)The SECURE Act and Its Impact on Your Retirement
In this episode, John discusses the SECURE (Setting Every Community Up for Retirement Enhancement) Act. It was signed into law on December 19, 2019. He’ll explain how it will affect minimum distribution and the items in your retirement portfolio.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.
John’s strength is his ability and commitment to improve the level and...2020-01-0614 minWealth Curve Talk with John L. SmallwoodIF YOU WANT TO BE RICH, STOP MESSING UP YOUR JUNK DRAWER (Do This Instead)What’s in Your Junk Drawer?
Welcome to the Wealth under Pressure Podcast. John will identify key areas of pressure on your wealth and strategizes with you to reduce it.
In this episode, John discusses the state of your financial plan. Is it like your junk drawer, with a little bit of this and a little bit of that in it, in no discernible order? If so, John’s got a solution for you.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured...2019-11-1319 minWealth Curve Talk with John L. SmallwoodTHIS IS HOW TO MAXIMIZE ON YOUR PENSION FOR RETIREMENTThe 19 Sources of Retirement Income: Pensions
In this sources for retirement episode, John will discuss pensions. He’ll talk about the payout options that are available for you and your spouse. He will also point out some considerations when deciding how to choose among them.
John is the author of 5 Ways Your Wealth is Under Attack and It’s Your Wealth – Keep It.” He has lectured extensively on financial planning and is a recipient of the Five StarSM Wealth Manager Award.
John’s strength is his ability and commitment to improve the level and...2019-10-3120 minMoney Isn'tEpisode #22 - How Much Money Do You Need For Retirement?Welcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it.Have you asked yourself “How much money do I need for retirement?” In this episode, John discusses safe withdrawal rates from your portfolio. He also emphasizes the importance of diversifying your sources of retirement income.Don’t miss John’s key points:* Firstly, plan for retirement with the goal of sustaining your current lifestyle.* A good thought exercise is to take your current retirement savings and figure out how long it will...2018-10-2533 minMoney Isn'tEpisode #21 - Financial Planning: Seeing The Forest For The TreesWelcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode of Wealth Curve Talk, John emphasizes the necessity of taking a macro view of your financial plan. While most financial decisions are made in isolation (one tree), they will have ripple effects throughout your entire plan (the forest). It’s best to make decisions with a broad view in mind.John’s detailed examples illustrate how to protect your wealth now and in the future:* The micro view...2018-10-1832 minMoney Isn'tEpisode #20 - Retirement: Expect the UnexpectedWelcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John gets you to think about your wealth management plan from the point of view of retirement. He wants to make sure that you have the maximum earned income available to protect you from the pressures that may await you in what should be your golden years.Don’t miss John’s key takeaways on retirement pressures:* There is a distinct possibility that you may have to reti...2018-10-1028 minMoney Isn'tEpisode #19 - Push Back at Your Financial PressuresIn this episode, John exposes the three main areas directing pressure on your wealth and sketches out some strategies for pushing back.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street...2018-10-0136 minMoney Isn'tEpisode #18 - Rethinking RiskIn this episode, John addresses the idea of risk. For most people, the risk can simply imply a loss of investments. John expands the conversation to encompass risks that come from all different directions. He wants you to be able to identify and address each one in your financial plan.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com...2018-09-1820 minMoney Isn'tEpisode #17 - What Is Savings Exactly?In this episode, John explains the many ways to save, and the proper amounts to save based on your income. He emphasizes its place as the foundation for your financial plan.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan...2018-09-0523 minMoney Isn'tEpisode #16 - The IRS Is Coming After Crack and PackIn this episode, John fills us in on the most recent updates from the IRS on the technique referred to as “crack and pack.” The IRS has vowed to come after it!TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kapl...2018-08-2606 minMoney Isn'tEpisode #15 - 7 Factors That Destroy WealthIn this episode, John discusses the seven factors that destroy wealth. “Destroy” is a strong word, but you’ll come to understand why it’s appropriate after you understand the extent to which these factors erode your wealth over time.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.inst...2018-08-2035 minMoney Isn'tEpisode #14 - Why Dave Grohl Inspires MeThis is a very special episode in which we get to know John both as a financial service professional and a person. We'll learn why John admires Dave Grohl, former drummer of Nirvana and founder of the Foo Fighters, John’s most important measure of success, his #1 product recommendations and more.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.co...2018-07-2632 minMoney Isn'tEpisode #13 - End Of the Bull Years: Are You Prepared?In this episode, John takes a look at the history of the markets in the US to illustrate the possibility that a down market is coming very soon. He stresses that you need to both be ready to take advantage. You also need to protect your sources of retirement income from down market pressures.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter...2018-06-0507 minMoney Isn'tEpisode #12 - 7 Goals for Your Financial PlanIn this episode, John Smallwood of Smallwood Wealth Management discusses seven goals for your financial plan that you can use as a check on any new strategy you want to implement.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan...2018-05-3105 minMoney Isn'tEpisode #11 - Pension Crisis: The Future Of Your RetirementIn this episode, John Smallwood discusses the emerging crisis with America's pension plans.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth...2018-05-2310 minMoney Isn'tEpisode #10 - In Crisis: America's Retirement IncomeIn this episode, John Smallwood discusses the emerging crisis with America's retirement income.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth...2018-05-1605 minMoney Isn'tEpisode #9 - What is Life Insurance?In this episode, John Smallwood answers the question, "What is life insurance?"TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment...2018-05-0307 minMoney Isn'tEpisode #8 - Withdrawal Rates: BlackRock 2016In this episode, John Smallwood discusses withdrawal rates using the BlackRock Withdrawal Rate Chart 2016.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood...2018-04-1807 minMoney Isn'tEpisode #7 - Motocross And Your Financial PlanIn this episode, John Smallwood interviews Ed Bao to discuss Motocross and how it compares to financial planning.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan...2018-04-0946 minMoney Isn'tEpisode #6 - Volatility Adjusted Returns with TaxationIn this episode, John Smallwood explores Volatility Adjusted Returns with Taxation.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management...2018-03-2307 minMoney Isn'tEpisode #5 - The "Miracle" of Compound TaxationIn this episode, John Smallwood explores the "miracle" of compound taxation.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attackhttp://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management...2018-03-1310 minMoney Isn'tEpisode #4 - Asset Class Investing: SWIM BlackRockIn this episode, John Smallwood explores Asset Class Investing.TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversationREQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attack http://5waysfreebook.comJOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagementTwitter -- https://twitter.com/smallwoodwealthLinkedIn -- https://www.linkedin.com/in/john-l-smallwoodInstagram -- https://www.instagram.com/smallwoodwealth/Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management LLC a...2018-02-2307 minMoney Isn'tEpisode #3 - 2018 Estate Tax Rule ChangesWelcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it. In this episode, John Smallwood explores the 2018 estate tax rule changes. To learn more visit http://www.smallwoodwealth.com (http://www.smallwoodwealth.com)TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversation (https://go.oncehub.com/ScheduleYourWealthCurveConversation)REQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attack http://5waysfreebook.com (http://5waysfreebook.com)JOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars...2018-01-2706 minMoney Isn'tEpisode #2 - 5 Rules of Financial InstitutionsWelcome to the Wealth Curve Talk podcast, in which John Smallwood, a certified financial planner, identifies key areas of pressure on your wealth and strategizes with you to reduce it.In this episode, John Smallwood explores 5 rules of financial institutions. To learn more visit http://www.smallwoodwealth.com (http://www.smallwoodwealth.com)TALK TO A FINANCIAL ADVISORCall (800) 797-1000 for a 30-minute no-obligation introduction.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversation (https://go.oncehub.com/ScheduleYourWealthCurveConversation)REQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attack http://5waysfreebook.com (http://5waysfreebook.com)JOIN OUR NEXT WEBINARhttp://smallwoodwealth.com/smallwood-webinars/ (http...2018-01-1705 minMoney Isn'tEpisode #1 - 4 Things To Potentially Do in 2017 to Maximize Your Deductions and Reduce Your TaxesThe GOP released its final version of the 2017 Tax Cuts and Job Act on Friday, December 15th. I know that everyone has questions and concerns, so I’m sending you some quick information here.BOOK AN APPOINTMENThttps://go.oncehub.com/ScheduleYourWealthCurveConversation (https://go.oncehub.com/ScheduleYourWealthCurveConversation)REQUEST A FREE COPY of 5 Ways Your Wealth Is Under Attack http://5waysfreebook.com (http://5waysfreebook.com)CONNECT WITH USFacebook -- https://www.facebook.com/pg/SmallwoodWealthManagement (https://www.facebook.com/pg/SmallwoodWealthManagement)Twitter -- https://twitter.com/smallwoodwealth (https://twitter.com/smallwoodwealth)LinkedIn -- https://www.linkedin.com/in/john-l-smallwood (https://www.linkedin.com...2017-12-2702 min