Shows
Money WisdomI'm 59½, What Should I Do With My 401(k)?Turning 59½ opens the door to a set of retirement decisions many people don't realize they have. In this episode, Nick is joined by Eric Hogarth, Senior Partner Johnson Brunetti, to discuss why 59½ is a major planning milestone and what options become available for your 401(k). If you're approaching 59½ and want more control, flexibility, and clarity around your retirement savings, this conversation will help you understand what to consider before making any 401(k) moves. Here's what we discuss in this episode: 🎂 Age 59½ Rule: penalty-free access creates new planning options 🔄 IRA Rollovers: gaining flexibility, control, and broade...
2025-12-2620 minMoney WisdomShould I Work 5 More Years or Retire Early?How do you know if you can support your lifestyle after retirement without a paycheck? Deciding when to retire isn't just about the date on the calendar, it's about confidence, clarity, and knowing whether your lifestyle can truly support the transition. In this episode, Nick and Jake explore the factors that shape the "work longer or retire early" decision and the answer often has less to do with money than people expect. Here's what we discuss in this episode: 🏡 Assessing Lifestyle Support: determining what it really takes to fund daily life 💵 Income & Expense Planni...
2025-11-2819 min
Winning Business RadioJennifer Killilea, Financial Advisor with Johnson BrunettiJennifer Killilea, Financial Advisor with Johnson Brunetti, discusses her focus on the unique needs of women.Jen has 20+ years specializing in retirement planning. She is dedicated to delivering personalized and comprehensive advice to clients. She takes pride in understanding each individual’s unique needs and creating customized retirement plans to achieve their goals.Jen presents at the firm’s Women-only Workshops where she creates a space specifically for women’s financial education.Winning Business Radio is broadcast live Mondays at 4PM ET and Music on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.ta...
2025-11-2550 minMoney Wisdom5 Tax Moves to Make Before December 31As the year winds down, it's the perfect moment to double-check your tax strategy and make sure you're setting yourself up for long-term savings, not just short-term deductions. Today, Nick and Jake break down five smart tax moves worth considering before December 31st. A few intentional decisions now can save you money this year and put you in a better position for the years ahead. Here's what we discuss in this episode: 📈 Maximize retirement contributions: use the remaining weeks to hit 401(k) and IRA limits 💵 RMD Planning: avoid penalties and plan ahead for future...
2025-11-2125 minMoney WisdomWhat is Considered Good Debt vs Bad Debt?Is all debt truly harmful, or can it actually help you achieve your retirement goals? In this episode, Nick and Jake reveal how understanding the difference between good and bad debt can reshape your financial future. Discover whether being debt-free is always best, or if keeping certain debts could boost your flexibility and security in retirement. Here's what we discuss in this episode: 💡 Understanding Debt: What separates good debt from bad debt in today's economy 📚 Real-Life Examples: When mortgages, business loans, and credit cards help or hurt 📈 Planning Ahead: Integrating debt reduction...
2025-11-1421 minMoney WisdomLong Term Care Planning: How to Protect Your AssetsAs we age, one of the biggest financial threats isn't the market, it's the cost of long-term care. In this episode, Nick and Jake break down the real facts behind long-term care insurance, hybrid policy options, and ways to protect what you've built. Are you prepared for the "what ifs" of retirement, whether you're in your 40s, 50s, or beyond? Tune in to find out. Here's what we discuss in this episode: 🏥 Insurance Options: Traditional, hybrid, and annuity-based LTC plans explained ⚖️ Legal Protection: How trusts and other legal tools can safeguard assets 💸...
2025-11-0722 minMoney WisdomWhat Happens to Your 401(k) When You Change Jobs?Changing jobs is more common than ever, but what happens to your old 401(k) when you move on? In this episode, Jake and Nick break down your four main options and the pros and cons of each. They'll explain when to leave it, when to roll it, and when to rethink your entire retirement strategy. Don't just "set it and forget it." Use your new position as a chance to simplify, consolidate, and get your money working smarter for your future. Here's what we discuss in this episode: 💰Tax Awareness: how rollovers and withdrawals affect you...
2025-10-3119 minMoney Wisdom5 Financial Lessons from Stevie NicksWhat could Fleetwood Mac possibly teach you about retirement planning? Turns out, plenty. Today, Jake and Nick take five classic Stevie Nicks songs and translate them into powerful financial lessons about independence, communication, and learning how to plan unexpected "landslides." You'll learn why flexibility matters, how to avoid regret, and how to make your money work in harmony with your goals and dreams. Great financial planning, like great music, never goes out of style. Here's what we discuss in this episode: 💰 Tax Efficiency: manage withdrawals and investments to minimize surprises 🧾 Estate Planning: know when...
2025-10-2420 minMoney WisdomThe Triple Tax Advantage: 3 Smart Ways to Use an HSAHealth Savings Accounts (HSAs) might be one of the most underrated tools in all of financial planning and today we're going to tell you why. Nick and Jake will explain the three major benefits of an HSA and how to use it strategically before and during retirement. You'll learn how to make the most of this "triple tax advantage," including deductible contributions, tax-free growth, and tax-free withdrawals. There aren't many financial tools that give you three layers of tax advantages, but the Health Savings Account (HSA) is one of them. Here's what we discuss in this episode:
2025-10-1720 minMoney WisdomWhat Kind of Insurance Do I Need in Retirement?Retirement brings freedom, but navigating health insurance can quickly become one of the most confusing parts of the transition. In this episode, Nick and Jake walk through the key types of insurance every retiree should evaluate, from health and long-term care to life, homeowners, and umbrella coverage. Find out how each fits into your retirement plan and which policies make sense depending on your income and assets. Here's what we discuss in this episode: 💊 Retirees may be able to save thousands on premiums 🧾 Traditional vs. hybrid long-term care coverage 🏠 Homeowners and auto cover...
2025-10-1021 minMoney WisdomTraditional vs Roth: Which is Right For You?Want to pay less tax now, or never pay tax again? That's the real question behind the Traditional vs. Roth debate. When it comes to saving for retirement, few questions get asked more often than: Should I use a traditional account or a Roth? The truth is, there isn't a one-size-fits-all answer. In this episode, Jake and Nick unpack the key differences between Traditional and Roth IRAs and 401(k)s. They explain how income limits affect your ability to contribute, why tax brackets matter, and how Roth contributions can provide long-term tax-free growth. H...
2025-10-0320 minMoney WisdomCan You Really Pay Less Taxes on Social Security?For many retirees, Social Security is one of the most important income streams, but also one of the most misunderstood when it comes to taxes. In this episode, Jake and Nick break down the rules around how Social Security benefits are taxed at both the federal and state level, and what strategies might help you keep more of what you've earned. Find out how the One Big Beautiful Bill reshaped standard deduction rules, creating new planning opportunities (and pitfalls to watch for). As Jake points out, extracting money in retirement is often far more complicated than accumulating...
2025-09-2620 minMoney WisdomHow Do Interest Rates Work?Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Interest rates are in the headlines as people await the next Fed meeting, but what do they really mean for you? Interest rates ripple through nearly every aspect of your financial life, from mortgages and credit cards to savings accounts and even the stock market. In this episode, Nick and Jake break down how they work, why the Fed adjusts them, and what those moves mean for borrowers, savers, and investors. You'll hear historical lessons from times when rates were sky-high or near zero, plus...
2025-09-1920 minMoney WisdomSocial Security Changes for 2026: What Retirees Need to KnowSocial Security will look different in 2026, and while the adjustments may seem minor on the surface, they can carry real weight over the course of retirement. Today we'll explain what's changing and why it matters for your long-term planning. Join Jake and Nick as they discuss how benefits are shifting, why retirement ages continue to move later, and the impact of higher costs tied to healthcare and taxes. More importantly, they highlight how these changes fit into the bigger picture. Social Security was never meant to be a stand-alone retirement plan, and relying on it exclusively can...
2025-09-1223 minMoney Wisdom5 Financial Strategies from the NFL PlaybookFootball season is here, and so are the lessons we can borrow from the field to improve our financial game plan. Just like an NFL team can't win without balance, your retirement strategy needs more than one play. In this episode, Jake and Nick draw from the NFL playbook to show how offense, defense, special teams, coaching staff, and even audibles translate into smart money moves. But football isn't just about winning games. It's about adapting, relying on your team, and preparing for the unexpected. That's where retirement planning parallels real life: your goals, your risks, and y...
2025-09-0519 minMoney WisdomIs Your 401(k) Enough for Retirement?For many people, the 401k is their largest retirement asset, but is it enough to carry you through decades without a paycheck? Today, Jake and Nick unpack one of the most common questions they hear: "Will my 401k be enough for retirement?" Find out why simply looking at the balance isn't enough. You need to know your numbers, which means identifying income sources like Social Security, pensions, or rental income, understanding your monthly expenses, and then calculating what gap your savings must cover. Plus, we'll break down the latest contribution limits, catch-up rules, and the growing importance...
2025-08-2922 minMoney Wisdom5 Must Know Numbers (Before You Retire)Retirement success isn't about luck, it's about knowing your numbers before you take the leap. In this episode, Nick and Jake break down the five must-know numbers before you retire so you can step into your next chapter with confidence instead of scrambling. They'll walk you through why it's critical to know your exact monthly and annual expenses (including the "fun" costs), what guaranteed income streams you can count on, and how much you've actually accumulated in retirement accounts, savings, and investments. You'll also learn why estimating healthcare costs is more important than ever and how understanding...
2025-08-2221 minMoney WisdomRetiring Soon? How to Adjust to Life Without WorkGet Your "Are You Ready to Retire?" Starter Kit: Text "KIT" to 800-757-0436 Retirement isn't just a financial milestone, it's a major life transition. After decades of building a career, your daily routines, social circles, and sense of purpose can be deeply tied to work. When the paychecks stop and your calendar opens up, how will you adjust? In this episode, Nick and Jake go beyond the numbers to explore the psychological and practical steps for navigating life without work. They discuss why retirement is the most significant mental and financial shift...
2025-08-1516 minMoney WisdomWhat Does the Big Beautiful Bill Really Mean for Your Retirement?There's been a lot of noise around the One Big Beautiful Bill, an 887-page piece of legislation that just reshaped key elements of the tax code. But what does it actually mean for your retirement? In this episode, Jake and Nick cut through the headlines to explain what's changing, what's staying the same, and why this bill may be the biggest planning opportunity in years. Join us as we unpack some of the common myths, including confusion around Social Security taxes, and explain what high-net-worth families need to know about estate planning. Plus, we dive into the e...
2025-08-0118 minMoney WisdomWill Social Security Run Out?Unsure about social security? Check out our guide: Text "SOCIAL" to 800-757-0436 Social Security has been in the headlines, and for good reason. Estimates show the Social Security Trust Fund may be depleted by 2032–2034 if no changes are made, raising alarm bells for retirees and pre-retirees alike. In this episode, Jake and Nick explain what's at risk, what parts of the system will keep running, and what Congress can do to keep the system going. They also discuss the real factors that should drive your decision on when to claim Social Security. Pl...
2025-07-2518 minMoney WisdomMedicare Explained in 10 MinutesMedicare may feel overwhelming, but this fast-paced episode breaks down what you really need to know in just 10 minutes. In this episode, Nick and Jake walk you through the basics: when you're eligible, how enrollment works, and what each part (A, B, C, D) actually covers. They also explain the difference between Medicare Advantage and Original Medicare with supplements, how your income can impact premiums, and why certain medical expenses like long-term care and alternative treatments might not be covered. Get tips on how Medicare fits into your broader retirement plan and the importance of working with an independent...
2025-07-0409 minMoney WisdomWhat Happens to My Money After I Die?No one likes thinking about death but ignoring what happens to your money after you're gone can leave your loved ones with stress, confusion, and financial trouble. In this episode, Nick and Jake unpack the essential documents and decisions that determine where your assets end up, from wills and probate to powers of attorney and trusts. They explain how poor planning can lead to legal headaches, tax burdens, and family conflict, and why it's critical to have conversations now, not later. If you want to make sure your wishes carried out clearly and your family protected, this is a...
2025-06-2710 minMoney Wisdom2 Key Questions to Ask a Retirement PlannerWhen it comes to retirement planning, two deceptively simple questions can reveal everything: Am I going to be okay? What rate of return do I actually need? In this episode, Nick and Jake unpack what those questions really mean and why getting clear answers can make or break your retirement. From defining what "okay" looks like (hint: it's not just a dollar amount) to calculating how hard your money needs to work without taking unnecessary risk, they illustrate how a solid retirement plan is more like tubing behind a boat than picking the hottest stock. You don't...
2025-06-2010 minMoney WisdomWhich Retirement Accounts Should You Withdraw from First?You've climbed the mountain and now it's time to come down. In retirement, the question shifts from "Where should I invest?" to "Which account do I take money from first?" It's not just about risk, but timing, taxes, and long-term flexibility. In this episode, Nick and Jake walk through the three major account types, pre-tax, Roth, and after-tax, and explain how withdrawing from the wrong one at the wrong time could cost you thousands. They discuss sequence of returns risk, why market losses in early retirement are so dangerous, and how to avoid "catching a falling knife"...
2025-06-1309 minMoney WisdomWhat To Do In A Down MarketThe headlines are loud, the markets are messy, and your gut might be telling you to do something — anything — right now. But what should you actually do when your portfolio takes a hit? In this episode, Jake and Nick offer advice for navigating a down market without making costly mistakes. They explain why emotional reactions often lead to regret, and how fear-based decisions, like pulling out of the market, can do more harm than good. That's the value of having a financial plan that aligns your risk level with your timeline and needs. The markets may be shak...
2025-06-0608 minMoney WisdomIs My Social Security Income Taxable?Social Security may be one of your most reliable retirement income sources, but it's also one of the most misunderstood when it comes to taxes. Many retirees are surprised to learn that yes, Social Security can be taxable, depending on your overall income. In this episode, we break down how the rules aren't always as straightforward as they seem. Here's what we discuss in this episode: 💵 When Social Security becomes taxable 📊 What MAGI thresholds really mean 🌎 State rules that may surprise you ⏳ How timing affects your benefit 📈 Why tax planni...
2025-05-3011 minMoney WisdomHow to Plan for a 30-Year RetirementRetirement isn't just the end of your working years, it's the beginning of what could be the most financially demanding third of your life. With people living longer than ever, planning for a 30-year retirement is no longer just smart, it's essential. In this episode, Jake and Nick address how the old model of relying solely on Social Security and pensions doesn't hold up anymore, especially when inflation, healthcare costs, and market volatility enter the picture. They also discuss how to build a retirement plan that adapts to every stage, from the energetic "go-go" years to the...
2025-05-2309 minMoney WisdomThe Retirement Tax Trap No One Warned You AboutMost people go into retirement assuming their taxes will drop, but what if that assumption sets you up for a nasty surprise? In this episode, Jake and Nick unpack the "tax trap" that catches countless retirees off guard. It's a hidden pitfall that turns decades of diligent saving into unexpected tax bills when you finally tap into your nest egg. They will reveal how common retirement strategies, like deferring taxes through 401(k)s and IRAs, might backfire if not planned for properly. They also break down why general financial advice may not serve you well once you're...
2025-05-1611 minMoney WisdomThe Retirement Building MeetingWhat does it look like when your retirement plan truly starts to come together? At Johnson Brunetti, this process gets underway in the third meeting with our team, which is when people have enough information to determine if we’re the right fit for them to help implement these changes and guide them through this formative back third of life. This Retirement Building Meeting is a critical step where your financial strategy moves from concept to implementation, and it comes after our discovery meeting and the Money Map Retirement Review. After getting to know your goals and re...
2025-05-0208 minMoney WisdomWhat Happens in the Money Map Retirement ReviewWhat happens after your first meeting with a financial advisor? As we continue our series on the Johnson Brunetti planning process, we’re going to take you inside meeting number two in our retirement planning process, which we like to call the Money Map Retirement Review. There's an element of vulnerability to meeting with an advisor, and we don't take it lightly that we get to hear the hopes and dreams, fears and aspirations of the folks we sit with. The goal of this series is to demystify that for you. We want to be transparent and clear during our process by moving one step at a time. After learning you...
2025-04-2509 minMoney WisdomInside The Discovery MeetingOver the next few videos, we’re going to take you inside the planning process at Johnson Brunetti because many people are hesitant or intimidated to meet with an advisor. They might fear the pressure of a high-pressure sales pitch or feel unprepared for the questions that may arise. Today we’ll set some expectations by taking you inside the discovery meeting, which is the foundational first step for anyone considering retirement planning with our team. Jake and Nick will explain how this initial conversation is designed to be pressure-free and personalized, focused entirely on your concerns, goal...
2025-04-1811 minMoney WisdomFinancial Goals You Shouldn't OverlookWhen it comes to preparing for retirement, most people focus on the obvious goals of saving enough and building an emergency fund. But in this episode of Money Wisdom, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® explore the deeper, often overlooked financial goals that truly make or break your retirement experience. It's not just about hitting a magic number. It's about assigning purpose to each dollar you've saved. Proper planning goes well beyond investments to include things like tax strategies, income planning, healthcare expenses, gifting, legacy planning, and even how you'll spend your time. If you...
2025-04-1110 minMoney WisdomHow to Approach Finances in a Second Marriage Later in LifeGetting engaged later in life is an exciting time, but it requires different financial planning conversations. With blended families, different retirement timelines, and evolving goals, couples in this situation face unique challenges. Jake and Nick break down how your relationship with money changes as retirement nears and why your financial plan should evolve right alongside it. Here's what we discuss in this episode: 📊 Your investments need a new job—income, not just growth 🏦 Assign purpose to each dollar to reduce risk and increase clarity ⏳ The closer you are to retirement, the more plann...
2025-04-0410 minMoney WisdomHow Often Should You Meet with Your Financial Advisor?Establishing a solid relationship with a financial advisor is crucial for effective planning, but what does that look like in practice? Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® discuss the essential role that communication plays in the client-advisor relationship to help set expectations for the planning process. We received this question recently and wanted to open up the conversation so everyone can glean a little information from it. We'll pull back the curtain on what ongoing communication looks like at Johnson Brunetti, with clients typically receiving ongoing education, quarterly events, newsletters, market updates, and in-depth rev...
2025-03-2810 minMoney WisdomUnderstanding Long-Term Care Insurance OptionsLong-term care planning is a significant concern for individuals approaching retirement because it's an expense most people aren't prepared for. Trying to prepare for it with insurance isn't cheap, and people often ask us if it's worth it. In this episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® tackle this pressing issue by answering a listener's question about long-term care insurance and the options available. Here's what we discuss in this episode: 0:00 – Today's question 1:39 – Reason it's expensive 3:39 – Long-term care options 6:48 – Where is long-term c...
2025-03-2110 minMoney WisdomWays to Lower the Taxes on Your RMDsPreparing for required minimum distributions (RMDs) can be quite unsettling when you know withdrawals are coming and the IRS will be waiting. In this episode of the Money Wisdom podcast, we're going to answer a question about what you can do from a planning standpoint when large RMDs are coming in retirement. This situation highlights a common issue: retirees often find themselves in higher tax brackets due to large mandatory withdrawals, reducing their financial flexibility. So what are the strategies you can utilize to manage your tax requirements? Jake Doser, CFP®, CPWA® and Nicholas J. Col...
2025-03-1410 minMoney WisdomThe Importance of Financial Communication in MarriageFinancial planning is an essential aspect of life, but every family handles their money a little differently. The Money Wisdom podcast tackled a common question: what happens when one spouse handles all financial matters, leaving the other uninformed? This scenario, while common, can create stress and uncertainty for family members, particularly adult children who may be concerned about their parents' financial security. Discover practical strategies to ensure that both partners are informed and prepared, and learn how to involve adult children in these important discussions. Here's what we discuss in this episode: 0:00 – Today's question
2025-03-0708 minMoney WisdomShould You Switch to a Health Care Plan with an HSA?A health savings account can be an incredibly powerful tool for tax-advantaged savings but not every health plan includes that option. Is it worth switching your plan for one that allows you to contribute to an HSA? In the latest episode of Money Wisdom, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® tackle a listener's question about HSAs and walk you through a few of the things you need to know before you switch plans. With rising health care costs and the complexities of health insurance, understanding HSAs and whether they are the right choice for you i...
2025-02-2809 minMoney WisdomWhat's the Average Age People Retire?Most people want to know how they stack up to other people as they approach retirement, which is why people often ask about the average age most people decide to retire. We work with people across different states and regions, so we see a range of ages. In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® share their personal experiences from the planning process and explain why comparisons don't provide the right perspective for retirement. Here's what we discuss in this episode: 0:00 – Today's question 1:05 – Boston...
2025-02-2108 minMoney WisdomDoes Paying Off Your Debt Kill Your Credit Score?One of the primary concerns for individuals nearing retirement is the desire to be debt-free. While this is a noble goal, it raises several questions about financial strategy, liquidity, and credit scores. While being debt-free may feel like a significant milestone, it is crucial to consider the broader financial picture. In the latest episode of the podcast, Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® discuss the various aspects of debt management and its implications on retirement planning. Here's what we discuss in this episode: 0:00 – Today's question 0:54 – Considerations 2:57 – Do you need to b...
2025-02-1408 minMoney WisdomPreparing for the Possibility of a Layoff in Your 50sIn today's fast-paced world, job security can often feel like a fragile concept, especially for those in their 50s. In this episode of the Money Wisdom podcast with Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP®, address a listener's concern about preparing for potential layoffs and talk about steps to take if you're facing similar uncertainties. Here's what we discuss in this episode: 0:00 – Today's question 1:05 – Initial checklist 2:26 – Why things change in your 50s 4:18 – Changing your saving strategies 5:18 – Retirement planning considerations 7:48 – Final Thoughts Our website...
2025-02-0708 minMoney WisdomDo You Need to Update Beneficiaries After Getting RemarriedWith more people getting divorced later in life, blended families are common, and it leads to additional conversations involving planning. One of the things that need to be addressed when someone remarries is the estate plan, particularly the beneficiaries. Do you need to make changes or can you just let your will take care of your needs? In this episode of the Money Wisdom podcast with Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP®, we'll answer a question from someone in this position who doesn't want to go through the hassle of updating all their estate documents but...
2025-01-3108 minMoney WisdomWhen Should You Use Donor Advised Funds?A key aspect of planning is finding ways to be as efficient as possible with your money and one great example of that is charitable giving. It's something that many people care a lot about and if we can help them do that with more efficiency, it's a win-win for everyone. That's why this episode of the Money Wisdom podcast with Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP®, is all about donor advised funds and qualified charitable distributions (QCDs). These financial tools are gaining attention for their ability to offer significant tax benefits while enhancing charitable giving and we...
2025-01-2409 minMoney WisdomRetirement Planning Considerations for Unmarried CouplesWith retirement approaching, many couples are faced with the challenge of aligning their financial goals without the traditional framework of marriage. In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® address the challenges and planning needs for couples who aren't married but still want to maintain a shared interest in their financial success. Here's what we discuss in this episode: 0:00 – Intro and question 1:04 – Joint planning 2:37 – Financial benefits of marriage 5:16 – Investment planning Check out our other free financial resources he...
2025-01-1709 minMoney WisdomDo You Have Too Much Real Estate in Your Retirement Portfolio?Everyone wants to find the right mix of investments, but it's easy to become over-concentrated in a specific asset. Real estate investors will often run into this dilemma as property values rise and home equity increases. In this show, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® will answer a question about how much real estate is too much and how should you start shifting investments as you approach retirement. Here's what we discuss in this episode: 0:00 – Intro and question 0:57 – First step 2:53 – What are your retirement needs? 4:38 – Over-concentration 6:09 – Nu...
2025-01-1009 minMoney WisdomHow Do You Compare Financially to Others Your Age?Are you constantly comparing your retirement savings to those of your peers? If so, you're not alone. Many people find themselves trapped in the cycle of comparison, wondering if they measure up to others. In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® tackle this common concern and explain why comparison can be detrimental to your financial health. Here's what we discuss in this episode: 0:00 – Intro 1:02 – How do you quantify this? 2:32 – Every situation is different 3:45 – What really matters 6:55 – Planning ...
2025-01-0308 minMoney WisdomWhat to Do if You're Worried About Leaving Your Child a Large Sum of Money Estate planning can be difficult enough on its own but what happens when you're hesitant to leave behind a large sum to a child who might be lacking financial responsibility. This challenge is the focus of the latest episode of the Money Wisdom podcast with Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP®. They tackle a common concern shared by many parents: ensuring their wealth is managed wisely after they're gone. Here's what we discuss in this episode: 0:00 – Intro and question 0:47 – Common situation for families 2:06 – Types of accounts matter 4:50 – Ways to low...
2024-12-2710 minMoney WisdomShould You Consider a Roth Conversion at 60?The reality of taxes in retirement starts to become more evident the closer you get, and it's not uncommon for people to wish they had contributed more to a Roth while they were saving. Having those tax-free withdrawals in retirement is wonderful, so what can you do if you find yourself in this position? That's the question we're going to tackle in our latest Money Wisdom question series. Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® will break down the Roth conversion and discuss the factors you need to weigh before deciding to convert any money. With it b...
2024-12-2008 minMoney WisdomShould Target Date Funds Be in Your Portfolio?Investors will often use target date funds in a retirement account because they're easy to use and align with the goal of retiring at a certain time. Is it really that simple or can you find alternatives that will provide better results for what you want to accomplish? In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® take on another listener's question about the effectiveness of target date funds for retirement planning. As retirement approaches, many individuals are faced with the decision of whether to invest in these funds or m...
2024-12-1310 minMoney WisdomDo You Still Need Life Insurance in Retirement?Life insurance has a clear role within a financial plan, but is it worth keeping a policy once you've reached retirement and don't have as much of a need for income replacement? In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® tackle a listener's question about the necessity of life insurance in retirement. We'll work through the complexities of life insurance policies and discuss the considerations that could help you make informed decisions about your policy. Want a copy of The Money Map? Text MAP to 800-757-04...
2024-12-0610 minMoney WisdomIs It Okay to Carry Debt in Retirement?Managing your money in retirement is much simpler when you don't have to debt to account for, but there are times when debt isn't necessarily a bad thing. In this week's Money Wisdom question series, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® tackle a listener's question about whether it's wise to carry debt into retirement. This discussion addresses the pros and cons of carrying debt into retirement, particularly focusing on mortgages and home equity lines. Here's what we discuss in this episode: 0:00 – Intro 1:19 – Today's question on debt 1:46 – Good debt vs bad debt
2024-11-2909 minMoney WisdomIs It Worth Moving to a State with No Income Tax in Retirement?Many retirees make the decision to move in retirement but should no income tax be the main reason for relocation? While it might save you money in taxes, the move might not benefit you as much as you think. In this episode of the Money Wisdom Podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® talk taxes in Massachusetts and Connecticut and the considerations that go into moving to another state in retirement. Text KIT to 800-757-0436 to get our 'Are You Ready to Retire?' Starter Kit Here's what we discuss in this epis...
2024-11-2211 minMoney WisdomAre You Sitting on Forgotten 401k Money?As life gets busy, it's not uncommon to lose track of old financial accounts, especially if you've switched jobs multiple times. When someone leaves an employer, that old 401k will stay where it is unless you do something with it and it's easy to forget about. But did you know that rediscovering this "found money" could significantly impact your financial future? In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® share guidance to anyone who has ever stumbled upon an old 401k. Here's what we discuss in this...
2024-11-1510 minMoney WisdomThe Election is Over, Now What?All of the back and forth is finally over and the election results are in. Donald Trump will take office for a second term and it's already having a big impact on the market. The news is all over everyone's feeds and our clients are asking us what this means for them. We know the campaign trail is fraught with promises, empty or otherwise, on both sides. But will the reality be moving forward? How will a new administration impact the economy, taxes, the stock market, future generations, and other areas of planning? Jake Doser, CFP®, CPWA® an...
2024-11-0810 minMoney WisdomAre Annuities a Good Source of Retirement Income?Building a solid income plan is a foundational piece of retirement planning and there are a variety of ways to create those income streams. One product that often comes up during meetings is the annuity because of its ability to produce guaranteed income to replace your paycheck, but is it a good choice for your portfolio? Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® join the Money Wisdom podcast to dive into a question we received: a friend told me that I should think about an annuity for retirement income. What do I need to watch out for with these products while I'm shoppin...
2024-11-0110 minMoney WisdomHow Can You Earn Better Yield on Your Savings?In a world where financial stability is paramount, many individuals are seeking ways to make their savings work harder without compromising on safety and liquidity. That's why we want to tackle today from someone trying to generate greater yield: how can I earn more interest on $120,000 sitting in a bank account while maintaining safety and liquidity? Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® join the Money Wisdom podcast to discuss various options, such as money market funds, short-term CDs, and fixed annuities, and emphasize the importance of aligning financial decisions with personal goals and overarching plans....
2024-10-2510 minMoney WisdomIs Your Portfolio Ready for Retirement?Retirement is a significant milestone in life, and preparing for it requires careful planning and strategic financial management. Knowing when to dial back the risk in your portfolio can help protect your portfolio and keep you on track in retirement. In the latest episode of the Money Wisdom podcast, financial planners Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® answer a question about when to adjust your investment strategy as you approach retirement. Here's some of what we discuss in this episode: The differences between investing and saving for retirement versus investing and saving in retirement. What sort of qualities do...
2024-10-1813 minMoney WisdomWhat Should You Do with an Inherited IRA?The one constant in financial planning is change, especially when it comes to tax laws. The government is always adjusting tax laws and they've recently made some changes to the rules around retirement accounts. For people that have been saving for retirement, it's important know how these changes will affect you and your family. In this episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Nick Colantuono, CFP® tackle the intricate subject of inherited IRAs and the ever-evolving tax laws that accompany them. As tax regulations change, it's crucial to stay informed and prepared to han...
2024-10-1112 minMoney WisdomWhen is the Best Time to Take Social Security?Nearly everyone we talk to wants to know when is the ideal time to take Social Security, and that's a natural question because they've been paying into it for a very long time. Clients not only want to start getting that money out but want to do it in the most efficient way so they can maximize their benefit. Making the decision about when to start taking Social Security benefits is one of the most crucial financial choices you'll face as you approach retirement. In this episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® and Ni...
2024-10-0412 minMoney WisdomWhat Current Economic Trends Should You Pay Attention To?Most of the content we focus on for the podcast is stuff that can benefit people anytime they listen, but this week we want to focus more on the present and the pressing financial topics that everyone is thinking about. To help you better understand what is worth paying attention over the next four to six months, Nicholas Colantuono, CFP® joined the Money Wisdom podcast to discuss current economic trends. Here's some of what we discuss in this episode: The stock market continues to be volatile but will things change as we get to th...
2024-09-2714 minMoney Wisdom5 Common Retirement Planning Mistakes We SeeOne of the benefits of working with an experienced financial advisor is being able to lean on their years of working with retirees to help you avoid the same mistakes that many other people have made. We shared five of the most common planning missteps on our latest episode of Money Wisdom with Nicholas J. Colantuono, CFP®. Here's some of what we discuss in this episode: Why you can't ignore the future tax implications of your retirement savings. What considerations you need to make before you decide when to take Social Security. Don't focus on...
2024-09-2013 minMoney WisdomTurning a Pile of Money Into Lifetime IncomeHopefully all business owners enjoy the day when they can cash out on their hard work and spend time however they choose. If you're fortunate enough to be in the position to sell your business for a nice lump sum, let's make sure that money turns into sustainable income for your retirement. In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® answers a question we received from a business owner who wants to know the best way to do that. Here's some of what we discuss in this episode: The cha...
2024-09-1311 minMoney WisdomFamily Matters Related to MoneyMost people are focused on their family when it comes to planning, and there are some primary issues that need to be addressed ahead of time. In the latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® joins the show to tackle critical issues head-on. This episode offers a wealth of knowledge on managing finances in challenging times and ensuring a secure financial future for your loved ones. Here's some of what we discuss in this episode: The financial problems people face when they lose their spouse. How planning today can help sol...
2024-09-0612 minMoney Wisdom401Ks Aren't PerfectIt might seem a bit counterintuitive to hear reasons why you shouldn't be putting money into your 401k, but there are times when it makes more sense to allocate that money elsewhere. In our latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® will explore scenarios where a 401K might not be the optimal choice. Here's some of what we discuss in this episode: Build up your emergency fund before you focus on locking money away in a retirement account. How are you addressing each potential financial pitfall and doing it in a h...
2024-08-3013 minMoney WisdomDon't Let Fear Take Over During Market VolatilityWe've seen some turbulence in the market recently and that's a time when fear begins to drive some investor decisions. It's natural to let emotions creep in, but proper planning should help you maintain the right perspective on your investments. Even with the right planning, we'll still hear from some clients who have questions or concerns. In our latest episode of the Money Wisdom podcast, Jake Doser, CFP®, CPWA® joined the show to share some of the responses we get from clients during volatile times and discuss our approach to navigating the ups and downs. Her...
2024-08-2312 minMoney WisdomDo You Have These Bad Financial Habits?When you think about the bad habits that could negatively impact your finances, things like credit card debt and overspending your budget come to mind. Those are obvious ones, but we want to shine a spotlight on some of the most common financial bad habits that many people unknowingly practice. These habits, while seemingly minor, can have a significant impact on your financial health and future. Nick Colantuono, CFP® joins the Money Wisdom podcast this week to discuss these habits that we want to help you avoid. Check out the show to learn how to identify and b...
2024-08-1614 minMoney WisdomThe Financial Planning OlympicsIt's a gold medal edition of the podcast this week as we take a unique approach to financial planning by drawing parallels with the Summer Olympics. Nick Colantuono, CFP® joins the show to share insights that can help you navigate your financial journey with the precision and skill of an Olympic athlete. Here's some of what we discuss in this episode: Why a plan has to be built to last for decades rather than years and how you can account for inflation. Planning for financial emergencies. Ways to identify the hidden fees in your po...
2024-08-0912 minMoney WisdomHalf-Baked Financial IdeasWe've all had an idea that we acted on without giving it much thought. That's fine when you're choosing dinner or picking out new socks, but it's not the best approach to managing your finances. In the latest episode of the Money Wisdom podcast, Matt Pastor, RICP® tackles the topic of "half-baked" financial ideas. These are the types of decisions that might seem clever at first glance but can have significant negative consequences if not thoroughly thought through. Here's some of what we discuss in this episode: Why signing your house over to...
2024-08-0213 minMoney WisdomAn IRS Update on Inherited IRAsInherited IRAs can be a financial lifeline, but they come with their own set of complexities, especially with the rule changes introduced in 2020. If you've recently inherited an IRA or are planning for the future, understanding these changes and how to manage your inheritance effectively is crucial. In our latest episode of Money Wisdom, we sat down with Heath Grossman, CFP® to break down the ins and outs of inherited IRAs and offer strategies to minimize your tax burden. Here's some of what we discuss in this episode: An explanation of an inherited IRA an...
2024-07-2613 minMoney WisdomThe Comparison Game: What We Learned About Women We Work WithIt's human nature to want to play the comparison game to find out how you stack up, especially when it comes to your finances. All that really matters is that you're in good shape for the life that you want to create for yourself. But the comparison game is helpful for us to better understand our clients and their needs. In our latest episode of the Money Wisdom podcast, Heather Atkins, CFP® shared some fascinating research focused on the financial planning needs of single women. Heather has spent time meticulously gathering data on 50 of our clients, all o...
2024-07-1918 minMoney WisdomRetiring AbroadHave you ever dreamed of spending your golden years in a country abroad? The idea is becoming increasingly popular, but it comes with its own set of challenges and considerations. Luckily, we have the one and only Eric Hogarth, CFP®, here with us today to talk about some of the practical steps you'll need to take to make this exciting idea a reality. Here's some of what we discuss in this episode: The financial and legal considerations of living in a new country Researching and experiencing the day-to-day living conditions Renting in your desired lo...
2024-07-1213 minMoney WisdomThe Three Worlds of MoneyWhen people compare financial firms, they often focus on getting the best return on their investments. While that's certainly important, what they really need to be paying attention to is the big picture. While many firms focus only on investment management- handling stocks, bonds, and mutual funds- our approach extends to include insurance planning, investment strategy, legacy planning, and tax planning. In this week's episode of Money Wisdom, Nicholas Colantuono, CFP®, joins us to talk about the role of tax planning in a comprehensive financial strategy. Here's some of what we discuss in this episode:...
2024-07-0514 minMoney WisdomMoving the Goalposts with Your MoneyAre you familiar with the term 'moving the goalposts'? It happens when people change or adjust their targets after they've already been established, which is something that happens all the time with finances. Many people set financial goals or deadlines, only to find themselves shifting those targets, often to their detriment. This episode of the Money Wisdom Podcast with Jake Doser, CFP®, CPWA® sheds light on why it's essential to establish a solid financial plan and stick to it. Here's some of what we discuss in this episode: What we tell people who set goa...
2024-06-2811 minMoney WisdomThe Way People Make Financial MistakesFinancial planning is intricate and filled with potential pitfalls and mistakes that can have long-lasting impacts on your future. In the latest episode of the Money Wisdom podcast, Matt Pastor, RICP® breaks down the most common ways people make financial mistakes and provides valuable insights on how to avoid them. Here's some of what we discuss in this episode: People who don't seek out help when they should have, especially for big financial decisions like pensions and Social Security. Examples of how listening to the wrong people can lead you astray. Don't make decisions to...
2024-06-2114 minMoney WisdomPlanning for Major Life EventsLife is full of unexpected twists and turns, and some of these can have a significant impact on our financial well-being. Whether it's changing jobs, going through a divorce, receiving an inheritance, or dealing with the death of a spouse, each of these major life events requires careful financial planning. Heath Grossman, CFP® joins the Money Wisdom podcast to explore the essential financial considerations for these pivotal moments. Here's some of what we discuss in this episode: When you change jobs, you should pay attention to decisions about health insurance, retirement accounts, and rollovers. Wh...
2024-06-1417 minMoney WisdomNavigating Life After Significant LossLosing a spouse is one of the most challenging experiences one can face. The emotional toll is immense, and the financial implications can be equally daunting. In our latest episode of Money Wisdom, Eric Hogarth, CFP® joins the show to offer insights and practical advice to help those navigating life after such a significant loss. The stark reality is women are statistically more likely to outlive their husbands, which underscores the importance of financial planning tailored to the needs of surviving spouses, particularly women. We've had experiences with people that were well-prepared and able to embrace life af...
2024-06-0713 minMoney WisdomThe Role of the Power of AttorneyWhen it comes to financial planning, there are a few documents that are absolutely critical for ensuring that your affairs are in order, especially in unforeseen circumstances. One such document, which often doesn't get the spotlight it deserves, is the power of attorney (POA). In the latest episode of Money Wisdom, Heather Atkins, CFP®, CRPC®, discusses the importance of this legal instrument, particularly for women. Here's some of what we discuss in this episode: Why power of attorney might impact women more than men. What can someone who has a power of attorney do or n...
2024-05-3112 minMoney WisdomEstate Planning 101: Why It's Not Just for the WealthyThe financial planning calendar has its busy seasons. Things are typically busier at the beginning of the year for tax planning and towards the end of the year as people try to figure out what they need to get done before December ends. During the summer, there aren't any deadlines necessarily so we'll see things slow down a bit, and that's a great time to take a closer look at your estate plan. In this episode of the Money Wisdom podcast, Nicolas Colantuono, CFP® makes his first appearance on the show to talk about the importance of e...
2024-05-2415 minMoney WisdomIrreversible Decisions in Retirement PlanningThe beauty of financial planning is that we can shift and make adjustments as life changes, but there are some decisions that aren't reversible. From the moment you claim your Social Security to the type of pension benefits you choose and the life insurance policies you secure, every choice can dramatically alter your retirement landscape. On this week's Money Wisdom podcast, Jake Doser, CFP® sheds light on the irreversible decisions that shape our financial future. Here's some of what we discuss in this episode: What you need to consider before claiming Social Security Weighing th...
2024-05-1715 minMoney WisdomWhen Should You Look for a New Advisor?Are you standing at financial crossroads, pondering whether to stay with your current financial advisor or venture out in search of new pastures? Sometimes the grass appears greener in another pasture, but when are your concerns justified enough to make a change? In our latest podcast, Matt Pastor, RICP® joins the show to dissect the 'grass is greener' syndrome that plagues many in the world of wealth management. We want to cut through the noise and offer clarity and a dose of reality to anyone who's ever second-guessed their financial advisory relationship. Here's so...
2024-05-1014 minMoney WisdomThe Uncertainty of RetirementRetirement is a milestone that many of us look forward to, but it comes with its own set of uncertainties. How do we plan for a future when we don't know how long we'll live, what the stock market will do, or the political landscape that will shape tax laws? The latest episode of the Money Wisdom podcast addresses these questions head-on. Heath Grossman, CFP® joined the show this week to discuss the complexities of retirement planning with a focus on the unpredictable. When you look at uncertainties of planning, preparing for longevity, navigating stock market volatility, a...
2024-05-0313 minMoney WisdomMaking Sense of the Acronym Salad in Financial PlanningIn the latest episode of the Money Wisdom podcast, hosts John Stillman and Jake Doser, CFP®, serve up a delicious 'acronym salad'—a mix of financial terms that often leave even the savviest investors scratching their heads. If you've ever stopped to think about what an acronym meant, this episode will help clear up some of the jargon. No matter how experienced you are with money, these acronyms can still cause plenty of confusion that these acronyms can cause. Here are some of the acronyms we discuss in this episode: ETF RMDs CFP CPI HSA...
2024-04-2614 minMoney WisdomFinancial Plans for GrandkidsHave you ever wondered how becoming a grandparent might change your perspective on money and legacy? The latest episode of the Money Wisdom podcast features Joel Johnson, CFP, who has recently become a grandfather for the second time. His insights into the financial planning world, coupled with his new role in the family, provide a unique and heartwarming perspective on managing wealth for future generations. Here's some of what we discuss in this episode: What are some things Joel wants to do with his grandsons that he never thought doing with his sons. The b...
2024-04-1916 minMoney WisdomFinancial Planning with Michael ScottHave you ever chuckled at the antics of Michael Scott on 'The Office' and thought, "What does this have to do with my financial future?" Well, it turns out, quite a bit! On the latest episode of the Money Wisdom podcast, hosts John Stillman and Matt Pastor, a Retirement Income Certified Professional on our team, take you on a delightful journey where sitcom laughs meet serious financial strategy. Here's some of what we discuss in this episode: Why you shouldn't rely solely on the internet for financial advice. What approach should advisors take when i...
2024-04-1212 minMoney WisdomNavigating Investments in Election YearsWe're in the middle of another election year in our country and regardless of your politics, there's always a little concern over the uncertainty of who will take office and how will markets react. People ask all the time about the impact election years have on investing and whether they should be looking to make changes. We are all driven by emotion as humans so it comes as no surprise that this can be a volatile time, but will it be? In this episode of the Money Wisdom podcast, Heath Grossman, CFP® puts the emotions aside to t...
2024-04-0512 minMoney WisdomAre Bonds a Safe Investment?The bond market is often touted as a haven for investors seeking stability and safety. Yet, as with any investment, it is fraught with nuances that can make the difference between a secure addition to one's portfolio and one with unexpected downside. To help provide clarity on bonds and how they play into an investment portfolio, Jake Doser, CFP® joins the podcast to provide a foundational understanding for investors looking to harness their potential. Here's some of what we discuss in this episode: Bonds can mean many different things so how do we define it...
2024-03-2912 minMoney WisdomGetting Out of Your Own WayFinancial planning for retirement is a crucial process that requires a strategic approach to ensure long-term security. All too often, however, people will get in their own way and make mistakes that were completely avoidable. In this week's podcast, we're going to talk about the most common examples of this with the guidance of Eric Hogarth, CFP®. Here's some of what we discuss in this episode: Getting caught up in the greed and fear cycle of the stock market and chasing more money than you need to. Why people make bad investment choices just to...
2024-03-2213 minMoney WisdomLeveraging Your IRA & SEP IRA for Tax PlanningWe're in the middle of tax season and many people are still getting their paperwork together and wondering about ways to save money on last year's taxes. The good news is there are ways to potentially save on your taxes even though we're in a new year, and today we're going to talk about how with Matt Pastor, RICP® on our latest podcast. This conversation is particularly beneficial for individuals who have just realized their oversight in contributing to their Individual Retirement Account (IRA). Here's some of what we discuss in this episode: Why it...
2024-03-1511 minMoney WisdomSmart Planning During Times of Career TransitionWhen you find yourself amidst a career transition, be it by choice or circumstance, the path forward can seem fraught with financial uncertainty and healthcare coverage concerns. It's a time when the right advice can make a world of difference, which is why we brought Jake Doser, CFP® onto the podcast to help navigate this stressful time. Whether you're considering a shift to a new industry, pondering semi-retirement, or stepping into the realm of self-employment, it's essential to have a strategy that supports both wealth and health, and we'll cover that in this episode.
2024-03-0815 minMoney WisdomThe Good 'Ole Days of Retirement PlanningThere were a lot of things that were different back then, for maybe past generations, than they are for people retiring today. So we're going to talk about how things are different now than they used to be. Gone are the days when retirees could rely solely on pensions and Social Security. Today, proactive planning is crucial for a sustainable financial future. The episode with Eric Hogarth, CFP®, highlights that Social Security was never meant to be the only source of income in retirement. With life expectancies increasing, the need for a robust strategy that accounts for a...
2024-03-0115 minMoney WisdomGetting Ready for Tax SeasonWe have a very timely conversation today as tax season is upon us once again and getting organized is top of mind. Either you're really happy with yourself because you already got your tax return done and filed and don't have to worry about it anymore, or you're still collecting documents and just worrying about it in general. Even if you're getting a tax refund, you might still worry about doing taxes. It's just not a fun process for most people. So we wanted to talk with Heath Grossman, CFP®, about what you can be doing to make this ta...
2024-02-2312 minMoney WisdomWhen Should I Overhaul My Portfolio?As market uncertainty looms, the question that plagues every investor's mind is when to overhaul their investment portfolio. The upcoming year looks like it could be filled with volatility once again, so how should your investments be positioned? In our latest podcast, we featured Matt Pastor, RICP to discuss investment strategies and unpack the critical decision-making that comes with adjusting your assets in response to market shifts. With the focus on avoiding the classic blunders of buying high and selling low, Matt shed light on the importance of a proactive approach over a reactive one, especially as...
2024-02-1613 minMoney WisdomCrafting a Retirement with Vision and PreparationPlanning for a fulfilling retirement is a significant life milestone, representing the culmination of years of hard work and the dawn of a new, exciting chapter. But retirement planning goes beyond just financial security. It is a holistic process that also involves emotional well-being, nurturing social connections, and the pursuit of purpose. In our latest podcast, Eric Hogarth, CFP® joined the show to discuss the approach to retirement when people are prepared and have a vision for what they want it to look like versus those that don't have any idea. The vast majority of people we w...
2024-02-0916 minMoney WisdomCan You Trust Retirement Income Projections on Your Account Statement?We've all opened up a statement and seen the retirement income that's projected from that account. Not every account has it but most do. The question is how much can you trust that number and can you base a retirement plan on what you see? Retirement planning can be a daunting task, with numerous variables and uncertainties that can make or break your financial future. Understanding the intricacies of income projections and tailored strategies is essential to secure a comfortable retirement, and we brought Jake Doser, CFP® onto the podcast to help explain these projections a bit m...
2024-02-0213 minMoney WisdomSocial Security Planning Decisions for WomenAs women approach retirement age, it's crucial to understand the nuances of Social Security and its impact on long-term financial health. On our latest podcast featuring Heather Atkins, CFP®, CRPC® we will shed some light on this topic, focusing on why women tend to claim Social Security benefits at 62 and the implications of such decisions. Here's some of what we discuss in this episode: Why are so many women starting their Social Security at the earliest age? What's wrong with taking the benefit at 62? How does the earnings test work and how does it app...
2024-01-2612 min
The Influential Advisor029: Building an $1.5 Billion Financial Empire: Nancy Brunetti on the Creation and Growth of Johnson Brunetti"In this episode, I welcome Nancy Brunetti back as my first-ever repeat guest. Nancy, a retired financial services professional, co-founded Johnson Brunetti, a tremendously successful financial services firm boasting over $1.5 billion in assets under management. Today, she provides updates on her semi-retirement journey and delves into her passion for operational excellence in the financial services realm.With her broad experience as a chief operating officer in multinational firms and as a pivotal figure in establishing the renowned Johnson Brunetti firm, Nancy brings a treasure trove of insights to the table. In this episode, she will update us...
2023-10-1330 min